7Baggers
Quarterly
Annual
    Unit: USD2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-09-30 
      
    		      
      cash flows from operating activities:
    		      
      net income
    		6,101,000 5,383,000 4,574,000 4,629,000 4,456,000 2,579,000 
      adjustments to reconcile net income to net cash from operating activities:
    		      
      (release of) benefit from credit losses on loans and unfunded commitments
    		    -230,000  
      depreciation expense
    		605,000 535,000 488,000 462,000 463,000 533,000 
      net amortization of investment securities, premiums, and discounts
    		90,000 118,000 200,000 206,000 212,000 248,000 
      change in fair value of mortgage servicing rights
    		     25,000 
      investment securities losses
    		1,000 2,000     
      gain on sales and dispositions of premises and equipment
    		  -63,000   0 
      gain on sales and dispositions of other real estate
    		-7,000 -21,000 -262,000 -60,000 -34,000 -1,000 
      benefit from (release of) valuation allowance for other real estate owned
    		      
      proceeds from the sale of mortgage servicing rights
    		      
      share-based compensation expense
    		96,000 81,000 48,000 42,000 29,000  
      increase in cash surrender value - life insurance
    		-379,000 -386,000 -402,000   -14,000 
      increase in accrued interest receivable and other assets
    		      
      decrease in operating lease liabilities
    		-68,000 -70,000 -75,000 -53,000 -50,000 -79,000 
      increase in accrued interest payable and other liabilities
    		      
      origination of mortgage loans held for sale
    		-1,326,000 -1,335,000 -5,830,000 -20,954,000 -13,856,000 -37,228,000 
      proceeds from the sale of mortgage loans held for sale
    		1,666,000 1,237,000 6,994,000 22,893,000 15,108,000 37,196,000 
      gain on sale of mortgage loans
    		-116,000 -126,000 -111,000 -398,000 -277,000 -852,000 
      net cash from operating activities
    		5,757,000 5,734,000 9,120,000 8,934,000 5,603,000 4,529,000 
      cash flows from investing activities:
    		      
      purchase of certificates of deposit in other banks
    		  0    
      purchase of bank-owned life insurance
    		  0 0 -35,000,000  
      net decrease in loans
    		      
      purchase of available-for-sale debt securities
    		-6,676,000 -6,656,000 -13,954,000 -6,307,000 -12,658,000 -963,000 
      proceeds from maturities of available-for-sale debt securities
    		3,350,000 4,273,000 2,336,000 2,986,000 2,674,000 7,011,000 
      proceeds from calls of available-for-sale debt securities
    		2,000,000 1,755,000 0 0 12,256,000 0 
      purchases of fhlb stock
    		-5,628,000 -4,029,000 -25,000 -209,000 -558,000 -4,518,000 
      proceeds from sales of fhlb stock
    		4,905,000 2,242,000 140,000 647,000 571,000 6,614,000 
      purchases of premises and equipment
    		-652,000 -272,000 -990,000 -538,000 -544,000 -479,000 
      proceeds from sales of premises and equipment
    		-1,000 50,000 414,000   -3,000 
      proceeds from sales of other real estate and repossessed assets
    		619,000 799,000 1,734,000 1,488,000 60,000 54,000 
      net cash from investing activities
    		5,291,000 -5,983,000 20,012,000 12,720,000 -12,974,000 14,314,000 
      cash flows from financing activities:
    		      
      net increase in demand deposits
    		-7,193,000 42,085,000     
      net decrease in interest-bearing transaction accounts
    		-30,678,000 -27,445,000 7,771,000 14,411,000 -56,680,000  
      net increase in time deposits
    		11,969,000 -3,934,000 -43,538,000 -1,065,000 23,363,000 59,433,000 
      repayment of fhlb advances and other borrowings
    		-124,000,000 -46,100,000 -3,003,000 -14,200,000 -8,000,000 -165,090,000 
      fhlb advances
    		140,000,000 88,675,000 428,000 4,300,000 10,000,000 112,815,000 
      purchase of treasury stock
    		-1,782,000 -440,000 -100,000 -592,000 -414,000  
      cash dividends paid - common stock
    		-1,328,000 -1,328,000 -1,329,000 -1,194,000 -1,197,000 -1,151,000 
      net cash from financing activities
    		-13,012,000 51,513,000 -50,750,000 10,690,000 -42,581,000  
      net increase in cash and cash equivalents
    		-1,964,000 51,264,000     
      cash and cash equivalents, beginning of period
    		0 50,994,000 0 0 93,450,000 0 
      cash and cash equivalents, end of period
    		-1,964,000 102,258,000 -21,618,000 32,344,000 43,498,000 3,205,000 
      release of benefit from credit losses on loans and unfunded commitments
    		 -340,000     
      (gain) loss on sales and dispositions of premises and equipment
    		 -50,000   5,000  
      decrease (increase) in other assets
    		 889,000     
      decrease in other liabilities
    		 -183,000  -429,000 -1,055,000 530,000 
      net increase in loans
    		 -4,145,000    6,353,000 
      benefit from credit losses on loans and unfunded commitments
    		  499,000    
      investment securities losses (gains)
    		  -8,000    
      (release of) benefit from valuation allowance for other real estate owned
    		  0    
      increase in other liabilities
    		      
      proceeds from maturities of certificates of deposit in other banks
    		     245,000 
      net decrease (increase) in loans
    		  30,357,000 15,642,000 20,225,000  
      net decrease in demand deposits
    		  -10,979,000 9,030,000 -9,653,000  
      net increase in federal funds purchased and securities sold under agreements to repurchase
    		     693,000 
      net decrease in cash and cash equivalents
    		  -21,618,000 32,344,000 -49,952,000 3,205,000 
      decrease in accrued interest receivable
    		      
      decrease in other assets
    		   1,692,000 1,125,000  
      increase in accrued interest payable
    		   142,000 199,000 372,000 
      investment securities gains
    		      
      increase in accrued interest receivable
    		    -356,000  
      earnings on bank-owned life insurance
    		    -136,000  
      net decrease in federal funds purchased and securities sold under agreements to repurchase
    		      
      benefit from (release of) credit losses on loans and unfunded commitments
    		     110,000 
      investment securities (gains) losses
    		     -3,000 
      increase in other assets
    		      
      net increase in interest-bearing transaction accounts
    		      
      net cash (used in) provided for financing activities
    		      
      benefit from (release of) other real estate owned
    		      
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.