HTLF Stock Cash Flow Statements

Heartland Financial USA Quarterly Cash Flow Statements Chart

Quarterly

Annual

Operating Cash Flow

Investing Cash Flow

Financing Cash Flow

Free Cash Flow

Capital Expenditure

Heartland Financial USA Quarterly Cash Flow Statements Table

Quarterly

Annual

Unit: USD	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2017-12-31	2017-03-31	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31

cash flows from operating activities:
net income	64,153,000	39,742,000	51,707,000	-70,363,000	48,091,000	49,416,000	52,776,000	60,654,000	56,564,000	51,873,000	43,089,000	49,580,000	55,924,000	61,605,000	52,814,000	39,809,000	47,958,000	30,131,000	20,040,000	37,851,000	34,612,000	45,169,000	31,497,000	32,141,000	33,710,000	13,672,000	18,010,000	20,970,000	20,009,000	14,591,000	14,582,000	15,160,000	15,709,000	12,263,000	11,973,000	10,774,000	6,890,000	7,935,000	6,810,000	9,556,000	12,552,000	9,489,000	13,583,000	13,964,000	12,815,000	6,217,000	7,358,000	10,212,000	4,221,000	5,322,000	-14,242,626	3,468,000	4,712,000	6,069,000	-2,683,000	3,005,000	4,703,000	6,267,000	6,752,000	6,925,000	6,185,000	5,771,000	7,533,000	6,874,000	6,222,000	4,473,000	5,764,000	6,292,000	5,406,000	5,264,000	6,593,000	4,018,000	4,575,000	5,066,000
adjustments to reconcile net income to net cash from operating activities:
depreciation and amortization	4,352,000	4,504,000	4,567,000	4,918,000	4,948,000	5,035,000	5,484,000	5,721,000	5,794,000	6,133,000	6,831,000	6,552,000	6,671,000	6,870,000	6,801,000	6,563,000	6,655,000	6,971,000	7,100,000	7,236,000	7,246,000	8,160,000	8,155,000	8,144,000	8,374,000	7,406,000	7,023,000	7,128,000	7,713,000	7,721,000	5,151,000	5,427,000	5,747,000	4,710,000	4,494,000	4,457,000	4,090,000	4,641,000	8,074,000	2,215,000	2,310,000	2,143,000	1,868,000	1,780,000	1,753,000	1,834,000	1,843,000	1,924,000	1,945,000	2,117,000	-6,822,964	2,212,000	2,328,000	2,292,000	2,216,000	2,425,000	2,251,000	2,352,000	2,303,000	2,272,000	2,241,000	2,122,000	2,341,000	-4,551,000	5,265,000	5,228,000	5,168,000	5,200,000	4,971,000	4,681,000	4,634,000	4,614,000	4,202,000	3,912,000
benefit from credit losses	6,276,000	9,008,000	986,000		1,516,000	5,379,000	3,074,000									17,072,000	1,678,000	26,796,000	21,520,000
net amortization of premium on securities	3,518,000	4,258,000	4,894,000	6,339,000	8,484,000	7,689,000	7,159,000	8,568,000	12,554,000	18,980,000	19,352,000	21,170,000	12,536,000	9,448,000	8,991,000	6,117,000	3,674,000	2,566,000	3,685,000	4,367,000	5,032,000	5,235,000	5,692,000	6,184,000	6,371,000	6,775,000	7,226,000	8,358,000	7,846,000	7,066,000	6,694,000	7,696,000	6,949,000	7,403,000	6,496,000	5,838,000	6,659,000	6,938,000	7,138,000	7,675,000	7,604,000	6,510,000	6,772,000	6,163,000	3,413,000	4,384,000	4,254,000	3,380,000	2,921,000	1,273,000		32,000	846,000	1,165,000		-84,000	-27,000	-219,000		156,000	-29,000	16,000	83,000	197,000	267,000	321,000	596,000	830,000	710,000	814,000	263,000	1,263,000	1,350,000	335,000
securities losses	9,520,000
unrealized gain on equity securities	-377,000	-133,000	-95,000								283,000	27,000				-36,000	-155,000			-11,000	-144,000			-115,000	-54,000
stock based compensation	2,138,000	2,363,000	3,746,000	1,707,000	849,000	2,174,000	4,719,000	751,000	2,321,000	2,386,000	2,704,000	2,011,000	1,956,000	2,016,000	2,760,000	1,859,000	1,993,000	1,336,000	2,222,000	1,237,000	1,231,000	1,227,000	2,375,000	816,000	919,000	480,000	1,782,000	1,299,000	1,087,000	643,000	727,000	769,000	1,139,000	715,000	852,000	733,000	1,098,000	290,000	-8,000	557,000	989,000	543,000	427,000	425,000	759,000	349,000	309,000	308,000	312,000	234,000
loans originated for sale				-13,970,000	-35,904,000	-43,603,000	-43,257,000	-39,416,000	-64,836,000	-80,741,000	-99,331,000	-101,263,000	-120,056,000	-120,372,000	-124,380,000	-159,784,000	-190,556,000	-179,193,000	-91,974,000	-94,726,000	-124,628,000	-103,901,000	-61,348,000	-94,691,000	-233,349,000	-179,913,000	-164,324,000	-318,227,000	-227,823,000	-236,984,000	-363,429,000	-412,941,000	-311,140,000	-269,733,000	-292,017,000	-243,826,000	-158,779,000	-177,917,000	-312,353,000	-442,078,000	-448,971,000	-468,839,000	-478,084,000	-351,220,000	-273,974,000	-247,048,000	-78,599,000	-57,914,000	-95,660,000	-75,771,000	666,488,750	-111,165,000	-264,477,000	-291,652,000	-63,178,000	-50,729,000	-74,123,000	-78,906,000	-71,765,000	-71,599,000	-97,406,000	-64,621,000	-103,740,000	-70,647,000	-73,889,000	-62,792,000	-65,719,000	-81,605,000	-68,778,000	-57,648,000	-60,931,000	-66,607,000	-61,814,000	-54,640,000
proceeds on sales of loans held for sale	0	0	5,175,000	22,102,000	57,962,000	40,725,000	39,916,000	44,390,000	75,587,000	87,057,000	101,260,000	120,385,000	121,155,000	134,723,000	145,200,000	171,526,000	189,390,000	154,098,000	100,425,000	106,521,000	128,144,000	96,684,000	64,941,000	119,730,000	248,446,000	174,282,000	180,404,000	319,911,000	234,516,000	268,172,000	372,532,000	422,985,000	287,768,000	297,388,000	288,565,000	221,746,000	155,526,000	196,217,000	344,819,000	454,328,000	463,340,000	486,360,000	465,689,000	394,085,000	232,544,000
net gains on sale of loans held for sale	0	0	-104,000		-905,000	-1,050,000	-1,807,000		-1,518,000	-2,434,000	-2,974,000		-4,929,000	-4,562,000	-5,908,000		-10,421,000	-6,330,000	-4,660,000		-4,368,000	-4,199,000	-2,978,000		-5,761,000		-3,828,000	-7,657,000	-8,475,000		-5,774,000	-10,272,000	-11,056,000
decrease (increase) in accrued interest receivable																																																																										102,000
decrease in prepaid expenses									3,673,000															121,000	-20,000		84,000											-366,000	385,000			-121,000			707,000				1,090,000
increase in accrued interest payable	7,503,000	-14,914,000	-1,151,000	-710,000	16,251,000	16,984,000	13,462,000	3,254,000			-100,000				236,000	-1,454,000	238,000	-2,015,000	316,000	-1,484,000	884,000	-240,000	1,261,000			-1,070,000	825,000		637,000				627,000																										-196,000	-540,000	1,792,000	-1,997,000	2,202,000	344,000	-263,000	1,447,000	843,000	97,000
capitalization of servicing rights				0	0	0	-24,000	-207,000	-314,000	-467,000	-437,000	-467,000	-352,000	-191,000	-512,000	-851,000	-1,106,000	-1,113,000	-414,000	-255,000	-341,000	-149,000	-266,000	-756,000	-1,710,000	-1,365,000	-2,226,000	-3,613,000	-2,590,000	-2,979,000	-4,610,000	-4,338,000	-2,818,000
(gain) loss on sales/valuations of assets									-251,000							2,621,000	1,763,000
net excess tax expense from stock based compensation	229,000
income from fair value hedge activity	102,000	254,000	416,000
other	55,612,000	-10,047,000	60,381,000	-202,973,000	119,642,000	30,846,000	-9,818,000	5,025,000	32,815,000	20,675,000	12,652,000	-1,961,000	8,894,000	8,171,000	-17,816,000	47,169,000	4,399,000	-12,800,000	-40,513,000	5,920,000	-11,522,000	-12,691,000	-16,493,000	-6,781,000	14,626,000	-8,511,000	-13,767,000	1,539,000	-9,855,000	-8,577,000	18,412,000	1,205,000	-11,480,000	319,000	5,752,000	7,963,000	-6,319,000	3,159,000	6,392,000	2,129,000	-12,346,000	5,141,000	4,005,000	-4,836,000	953,000	-347,000	-1,924,000	7,554,000	-244,000	-1,382,000	-2,790,442	5,723,000	-685,000	-2,243,000	12,045,000	-5,066,000	-2,961,000	-4,820,000	-1,415,000	-2,457,000	-3,090,000	-11,155,000	8,241,000	-2,115,000	-5,976,000	-470,000	-1,189,000	2,725,000	-6,875,000	-1,837,000	3,474,000	63,000	1,327,000	-2,495,000
net cash from operating activities	136,631,000	46,860,000	130,262,000	-116,765,000	212,352,000	110,293,000	74,432,000	74,868,000	124,653,000	104,708,000	83,779,000	93,186,000	79,270,000	87,025,000	66,556,000	107,324,000	51,989,000	14,003,000	17,052,000	64,264,000	34,611,000	28,250,000	34,049,000	75,677,000	73,388,000	26,073,000	33,756,000			47,841,000	44,681,000			51,290,000	21,601,000	-3,945,000	11,455,000	39,660,000	49,582,000			32,262,000	-1,862,000			-18,518,000	35,686,000	33,044,000	1,193,000	13,997,000	-44,931,119	13,749,000	19,112,000	12,110,000	13,939,000	12,405,000	7,582,000	7,422,000	13,343,000	14,056,000	931,000	5,774,000	6,457,000				23,445,000				18,966,000	16,154,000
cash flows from investing activities:
purchase of time deposits in other financial institutions	290,000											-1,000	0	0	-9,000		-1,000	-3,000	-4,000	-4,000	-6,000	0	-248,000	0	0													0	0	0	-3,605,000
proceeds from the sale of securities available for sale	31,036,000			865,390,000	44,458,000	140,290,000	146,448,000	17,004,000	57,610,000	149,840,000	824,071,000	676,010,000	169,107,000	423,414,000	207,067,000	279,356,000	306,383,000	182,749,000	328,890,000	142,694,000	290,876,000	760,743,000	434,154,000	33,023,000	59,137,000	329,659,000	221,637,000	318,927,000	303,448,000	238,282,000	351,051,000	236,560,000	289,466,000	91,937,000	189,939,000	154,603,000	355,288,000	199,362,000	130,031,000	124,344,000	92,795,000	92,425,000	147,199,000	216,787,000	124,364,000	80,558,000	91,556,000	155,717,000	165,336,000	75,536,000	-224,322,914	86,481,000	62,353,000	75,687,000	-32,217,000	61,402,000	46,792,000	23,288,000	-1,096,000	17,728,000	18,914,000	255,000	13,340,000	332,000	8,597,000	229,000	7,502,000	60,000	4,954,000	13,146,000	9,952,000	5,149,000	46,080,000	54,888,000
proceeds from the maturity of and principal paydowns on securities available for sale	310,810,000	185,577,000	251,683,000	123,726,000	144,187,000	185,234,000	150,941,000	145,061,000	193,257,000	274,849,000	290,347,000	336,780,000	237,554,000	325,185,000	159,773,000	167,319,000	188,027,000	120,125,000	92,413,000	137,446,000	86,570,000	92,203,000	86,727,000	65,045,000	60,536,000	60,829,000	47,515,000	47,134,000	35,379,000	38,227,000	37,459,000	49,146,000	37,479,000	32,463,000	31,438,000	38,205,000	34,446,000	31,198,000	55,779,000	70,443,000	65,461,000	57,906,000	69,759,000	84,656,000	76,453,000	70,733,000	59,167,000	87,701,000	77,536,000	82,209,000	-138,382,360	58,314,000	41,413,000	38,890,000	67,153,000	17,023,000	87,112,000	29,734,000	89,591,000	40,167,000	25,690,000	52,963,000	24,163,000	17,062,000	27,510,000	15,320,000	17,827,000	35,875,000	42,410,000	34,412,000	16,856,000	23,818,000	27,162,000	24,563,000
proceeds from the maturity of and principal paydowns on securities held to maturity	6,289,000	962,000	71,000	102,000	2,027,000	229,000	69,000	3,582,000	1,214,000	219,000	1,067,000	1,025,000	507,000	218,000	3,909,000	223,000	1,403,000	1,777,000	55,000	220,000	532,000	250,000	2,156,000	2,784,000	4,272,000	3,976,000	2,823,000	708,000	3,254,000	1,733,000	692,000	438,000	208,000	-716,000	1,598,000	437,000	182,000	188,000	1,468,000	374,000	140,000	162,000	650,000	393,000	371,000	205,000	655,000	381,000	220,000	319,000	-2,240,408	996,000	698,000	549,000	364,000	102,000	10,000	9,000	9,000	9,000
proceeds from the maturity of time deposits in other financial institutions				250,000	0			0	115,000							-8,000	443,000	0	150,000
proceeds from the sale, maturity of, redemption of and principal paydowns on other investments	1,884,000	24,411,000	23,849,000		6,494,000	3,117,000	3,644,000		6,959,000	4,733,000	1,982,000
purchase of securities available for sale	-113,428,000	-48,952,000	-42,484,000	-61,032,000	-10,676,000	-78,233,000	-187,726,000	-244,808,000	-193,151,000	-780,930,000	-1,007,992,000	-1,152,999,000	-1,370,381,000	-861,591,000	-709,690,000	-1,341,833,000	-1,286,522,000	-864,213,000	-627,246,000	-592,878,000	-835,990,000	-849,133,000	-299,105,000	-257,215,000	-207,577,000	-517,072,000	-312,769,000	-231,371,000	-362,764,000	-432,252,000	-244,987,000	-297,248,000	-232,422,000	-171,808,000	-193,667,000	-189,454,000	-160,286,000	-316,136,000	-64,034,000	-274,339,000	-207,458,000	-317,532,000	-242,508,000	-393,527,000	-124,246,000	-106,353,000	-273,857,000	-181,532,000	-226,801,000	-209,993,000	537,785,507	-167,672,000	-160,922,000	-209,862,000	-168,678,000	-36,997,000	-207,062,000	-93,517,000	-120,572,000	-108,433,000	-52,699,000	-21,892,000	-59,245,000	-75,283,000	-38,597,000	-9,829,000	-58,669,000	-29,024,000	-25,822,000	-26,282,000	-78,485,000	-63,874,000	-45,059,000	-77,779,000
purchase of other investments	-932,000	-26,126,000	-1,038,000	-30,896,000	-24,377,000	-3,033,000	-1,441,000	-2,947,000	-1,331,000	-7,329,000	-1,385,000	-1,250,000	-6,868,000	-3,369,000	-685,000	-38,312,000	-643,000	-611,000	-9,662,000	-1,489,000	-58,000	-3,120,000	-1,779,000	-1,320,000	-569,000	-104,000	-968,000	-1,641,000	-226,000	-7,000	-824,000	-7,005,000	-2,004,000	-3,007,000	-2,404,000	-5,487,000	-958,000
net decrease (increase) in loans
purchase of bank owned life insurance policies	-12,000	-155,000	-56,000	-94,000	-20,000	-155,000	-51,000	-74,000	-8,000	-196,000	-5,000	-92,000	-6,000	-168,000	-22,000	-84,000	-7,000	-162,000	-39,000	-12,000	0	-11,000	-5,000	-228,000		0				0	0							0				0	0	0	-4,571,000	0	0	0	-3,140,000	-5,676,000
proceeds from sale of mortgage servicing rights				0	0	0	6,714,000													1,194,000	0					1,153,000
capital expenditures and investments	1,566,000	-2,200,000	-565,000
proceeds from the sale of premises, furniture and equipment	179,000	401,000	1,375,000
net cash expended in divestitures								0	0			0								0	0
proceeds on sale of oreo and other repossessed assets	391,000	7,000	9,826,000	318,000	595,000	3,941,000	1,136,000	498,000	637,000	770,000	1,157,000	3,306,000	3,174,000	649,000	1,209,000	1,354,000	776,000	764,000	1,019,000	1,397,000	3,082,000	1,288,000	2,537,000	8,434,000	1,037,000	3,266,000	585,000	777,000	2,384,000	3,137,000	926,000	3,090,000	2,312,000	1,596,000	3,915,000	5,584,000	5,079,000	5,535,000	4,154,000	6,637,000	3,513,000	7,517,000	4,558,000	6,471,000	12,114,000	6,034,000	6,639,000	4,882,000	5,216,000	6,681,000	-13,527,129	3,478,000	9,085,000	982,000	985,000	-61,000	1,094,000	316,000	481,000	205,000	-54,000	208,000	191,000	359,000	1,244,000	266,000	38,000	1,539,000	428,000	136,000				461,000
net cash from investing activities	246,697,000	255,181,000	281,090,000																			34,363,000	298,473,000		-12,459,000		80,425,000		74,050,000				130,409,000												23,348,000
heartland financial usa, inc. consolidated statements of cash flows
cash flows from financing activities:
net decrease in demand deposits	-235,865,000				-105,045,000	-221,696,000	-581,786,000
net increase in savings deposits			193,906,000		-17,685,000	-484,013,000	-737,782,000		845,000	865,211,000	338,518,000		242,345,000	9,972,000	159,547,000		-68,145,000	443,686,000	59,185,000		237,251,000	36,482,000	74,016,000		125,296,000		88,767,000
net increase in time deposit accounts	-222,657,000	-134,324,000	-405,234,000	-657,456,000	-439,820,000	687,906,000	1,487,905,000	694,243,000	44,467,000	31,240,000	29,988,000							-43,189,000	-82,602,000			-45,217,000	75,141,000																											-59,663,000	43,752,808	-45,666,000	-62,387,000	64,185,000	-23,491,000	20,675,000	-48,488,000	40,399,000	-63,050,000	7,832,000	31,501,000	62,176,000	6,799,000	35,344,000	47,125,000	6,844,000	18,519,000	34,674,000	32,755,000	15,201,000	-9,749,000	76,722,000	33,291,000	-5,743,000
net decrease in borrowings
proceeds from bank term funding program advances	0	0	500,000,000
proceeds from short-term fhlb advances
repayments of short-term fhlb advances
repayments of term debt
proceeds from issuance of common stock	189,000	1,191,000	263,000	940,000	71,000	1,214,000	242,000	979,000	214,000	1,408,000	274,000	1,209,000	197,000	1,323,000	196,000	854,000	1,222,000	124,000	804,000	85,000	168,000	155,000	253,000	203,000	130,000	159,000	218,000	538,000	563,000	1,178,000	752,000	746,000	832,000	1,011,000	233,000	182,000	247,000	1,905,000	962,000	360,000	1,038,000	7,156,000	1,734,000	407,000	260,000	425,000	210,000	308,000	485,000	302,000	-578,030	200,000	169,000	210,000	635,000	302,000	1,167,000	254,000	260,000	1,393,000	180,000	995,000	580,000	554,000	113,000	269,000	364,000	314,000
dividends paid	-14,875,000	-14,932,000	-14,820,000	-14,811,000	-14,806,000	-14,781,000	-14,753,000	-13,897,000	-13,472,000	-13,452,000	-13,428,000	-13,420,000	-12,574,000	-11,292,000	-11,273,000	-7,377,000	-9,814,000	-7,362,000	-7,353,000	-6,606,000	-6,604,000	-5,867,000	-5,530,000	-6,551,000	-4,834,000	-5,404,000	-2,900,000	-2,505,000	-2,625,000	-3,382,000	-2,267,000	-2,266,000	-2,261,000	-2,054,000	-2,050,000	-2,050,000	-2,049,000	-2,040,000	-1,970,000	-1,899,000	-2,092,000	-3,761,000	-2,597,000	-2,667,000	-2,670,000	-2,846,000	-3,005,000	-2,662,000	-2,659,000	-2,649,000					-1,613,000	-1,612,000	-1,619,000	-1,617,000	-1,639,000	-1,472,000	-1,467,000	-1,472,000	-1,476,000	-1,475,000	-1,477,000	-1,478,000	-1,472,000	-1,313,000	-1,311,000	-1,318,000	-1,307,000	-1,306,000
net cash used by financing activities	-168,880,000	-372,461,000	-289,999,000																			87,025,000	-113,651,000	26,950,000	-11,560,000		-99,754,000		-222,925,000				-74,393,000				-173,380,000
net increase in cash and cash equivalents	214,448,000	-70,420,000	121,353,000			38,076,000	-976,000			-220,108,000	169,303,000			-18,734,000	129,959,000	6,248,000	-121,923,000	213,835,000	-138,991,000	-69,033,000	-194,372,000	149,638,000	218,871,000	-163,745,000	49,369,000	-55,733,000	14,427,000	96,722,000	-125,571,000	167,694,000	-28,617,000	7,990,000	37,861,000					-39,738,000			-93,467,000	-23,072,000	108,295,000	-67,291,000	20,288,000	48,229,000	-66,783,000	62,110,000	23,706,000	-104,400,000	-31,073,893			35,958,000	-15,771,000			3,309,000				13,089,000			-970,000	-32,666,000	10,068,000	-14,058,000	1,478,000	9,784,000	-21,304,000	609,000
cash and cash equivalents at beginning of year	0	0	323,013,000	0	0	0	363,087,000	0	0	0	435,599,000	0	0	0	337,903,000	0	0	0	378,734,000	0	0	0	273,630,000	0	0	0	158,724,000	0	258,799,000	0	0	0	73,871,000	0	0	0	125,270,000	0	0	0	168,054,000	0	0	0	129,834,000	0	0	0	62,572,000	182,410,000	-51,251,697	0	0	51,303,000	0	0	0	46,832,000	0	0	0	49,143,000	0	0	0	81,021,000	0	0	0	73,749,000	0	0	0	71,869,000
cash and cash equivalents at end of period	214,448,000	-70,420,000	444,366,000	-24,982,000	-52,192,000	38,076,000	362,111,000	-36,773,000	15,066,000	-220,108,000	604,902,000	108,194,000	-121,723,000	-18,734,000	467,862,000	6,248,000	-121,923,000	213,835,000	239,743,000	-69,033,000	-194,372,000	149,638,000	492,501,000	-163,745,000	49,369,000	-55,733,000	173,151,000	96,722,000	133,228,000	167,694,000	-28,617,000	7,990,000	111,732,000	6,035,000	-34,824,000	14,032,000	88,628,000	-39,738,000	52,911,000	37,510,000	74,587,000	-23,072,000	108,295,000	-67,291,000	150,122,000	48,229,000	-66,783,000	62,110,000	86,278,000	78,010,000		42,547,000	-47,300,000	87,261,000		25,782,000	-8,849,000	50,141,000		-4,130,000	-26,511,000	62,232,000		-1,902,000	-970,000	48,355,000		-14,058,000	1,478,000	83,533,000		109,000	35,255,000	59,689,000
supplemental disclosures:
cash paid for income/franchise taxes	13,679,000	11,472,000	39,000	1,384,000	6,937,000	39,039,000	1,264,000	4,370,000	15,955,000	17,425,000	32,000	7,489,000	10,690,000	15,991,000	15,744,000	6,701,000	13,903,000	12,786,000	12,000	7,086,000	11,028,000	19,411,000	84,000	2,331,000	6,500,000	5,042,000	5,000	10,265,000	2,305,000	4,609,000	336,000	6,129,000	840,000	200,000	991,000	661,000	980,000	640,000	914,000	530,000	3,375,000	4,061,000	4,046,000	3,800,000	290,000	3,835,000	2,231,000	475,000	592,000	2,720,000	-5,306,731	311,000	4,234,000	769,000	1,760,000	483,000	5,953,000	1,210,000	654,000	2,973,000	5,911,000	7,784,000	2,790,000	2,544,000	3,763,000	1,824,000	2,171,000	3,467,000	5,043,000	617,000	73,000	771,000	949,000	470,000
cash paid for interest	89,439,000	111,802,000	98,658,000	100,459,000	83,425,000	71,384,000	51,304,000	36,227,000	19,356,000	10,417,000	6,683,000	7,071,000	5,579,000	8,442,000	7,611,000	9,710,000	8,232,000	11,634,000	18,222,000	21,941,000	21,198,000	20,562,000	16,537,000	17,143,000	13,070,000	10,282,000	6,698,000	9,255,000	7,340,000	8,704,000	3,854,000	12,291,000	8,545,000	8,386,000	8,891,000	8,622,000	9,412,000	9,369,000	9,392,000	8,637,000	9,234,000	9,908,000	9,991,000	9,601,000	10,683,000	10,094,000	12,616,000	11,212,000	13,122,000	16,052,000	-56,121,906	18,586,000	17,514,000	20,095,000	20,469,000	22,494,000	21,636,000	25,482,000	26,455,000	27,980,000	24,968,000	27,429,000	22,572,000	21,604,000	18,275,000	20,029,000	15,429,000	17,283,000	12,655,000	14,294,000	8,857,000	12,140,000	9,006,000	10,333,000
loans transferred to oreo	104,000			405,000	12,537,000	28,000	211,000	965,000	3,774,000	4,031,000	653,000	94,000	1,527,000	601,000	585,000	1,805,000	651,000	810,000	245,000	645,000	2,766,000	2,961,000	1,694,000	2,850,000	2,752,000	338,000	2,680,000	917,000	442,000	1,386,000	1,160,000	1,675,000	2,371,000	744,000	431,000	3,061,000	3,036,000	1,213,000	2,608,000	5,867,000	4,843,000	8,559,000	5,630,000	5,840,000	8,722,000		7,505,000	10,967,000	8,973,000	5,514,000		8,207,000
transfer of premises from premises, furniture and equipment, net, to premises, furniture and equipment held for sale	-4,677,000	0	13,155,000		350,000	0	3,741,000		494,000	811,000	3,250,000		0	424,000	1,140,000						0	1,914,000	654,000		914,000
transfer of premises from premises, furniture and equipment held for sale to premises, furniture and equipment				-1,000	0	658,000	5,167,000					0	390,000	0	6,000	405,000
dividends declared, not paid	363,000	0	2,071,000	64,000	67,000	61,000	2,013,000	0	0	0	2,013,000	0	0	0	2,013,000
see accompanying notes to consolidated financial statements.
increase in accrued interest receivable		1,030,000	1,731,000	-2,091,000	-7,068,000	-2,005,000	-130,000	-12,182,000	-5,068,000			-1,943,000	-460,000	787,000	26,000	-2,016,000	-3,657,000	-3,631,000	-667,000	369,000	-1,489,000			2,054,000	-5,387,000					-460,000				832,000	-1,219,000			149,000	933,000			975,000	-1,637,000	-1,440,000	779,000	1,885,000			-268,000		1,657,067				-78,000	21,000			643,000	1,076,000	-2,020,000	522,000	-208,000	-3,167,000	-1,775,000	-95,000			-866,000	-418,000	1,241,000
decrease (increase) in prepaid expenses		491,000	-1,729,000			1,841,000	806,000
gain on sales/valuations of assets		193,000	214,000	2,072,000	108,000
net increase in loans		23,520,000	38,429,000	-155,521,000	-198,004,000	-241,740,000	-66,180,000	-504,118,000	-249,453,000	-517,071,000	-235,696,000	-100,439,000	145,673,000	34,877,000	-29,674,000	302,577,000	134,696,000	-875,851,000	-5,568,000	-43,726,000	-124,170,000	33,222,000	43,925,000	-118,664,000	72,729,000
heartland financial usa, inc. consolidated statements of cash flows, continued
net decrease in savings deposits
net increase in borrowings		4,876,000	48,964,000
proceeds from short term fhlb advances																		25,000,000	491,545,000	81,197,000	0	0	430,888,000	107,338,000	53,500,000	65,100,000	60,939,000	205,000,000	5,000,000	-5,000,000	28,000,000	188,100,000	60,000,000
repayments of short term fhlb advances		-603,309,000	-521,186,000															-79,999,000	-517,742,000	-15,000,000	0	-25,000,000	-506,725,000	-36,500,000	-99,102,000	-50,100,000	-81,305,000	-162,150,000	-10,000,000	-66,000,000	-58,000,000	-88,000,000	-124,000,000
deposits transferred to held for sale		-58,020,000	596,328,000																	0	0	0	76,968,000	56,097,000
loans transferred to held for sale		-3,983,000	352,744,000																	0	0	0	32,111,000	64,648,000
sales of securities available for sale, accrued, not settled																												-14,988,000	17,189,000												19,307,000
securities losses (gains)			-58,000			314,000	1,104,000
net excess tax benefit (expense) from stock based compensation			-418,000		-40,000								1,000	150,000	153,000
net increase in demand deposits			-91,892,000					190,186,000	-3,741,000	-273,734,000	-119,077,000	-42,396,000	245,517,000	123,343,000	487,136,000	-110,801,000	191,416,000	1,134,177,000	153,111,000	-107,866,000	154,369,000			-148,445,000	39,041,000	-26,812,000	22,799,000
benefit for credit losses								3,387,000	5,492,000	3,246,000	3,245,000	-5,313,000	-4,534,000	-7,080,000	-648,000
benefit for deferred taxes
net gains on sales of loans held for sale																																		-5,115,000	-2,429,000	-10,231,000	-4,944,000	-3,184,000	-5,251,000	-9,083,000	-9,912,000	-14,257,000	-13,750,000	-12,689,000	-8,502,000
increase in prepaid expenses											-4,765,000			-746,000	-578,000	-3,912,000	1,318,000	-753,000	-157,000	-4,955,000			-1,708,000			-262,000			598,000	-2,089,000	-1,121,000	613,000	-513,000	-524,000	-159,000	-339,000	-359,000				-398,000									1,231,000
valuation adjustment on servicing rights								0	0	0	-1,658,000	-502,000	-195,000	526,000	-917,000
net excess tax benefit from stock-based compensation
proceeds from the sale of securities held to maturity								0	0	0	2,337,000					0												0	4,057,000
proceeds from the sale, maturity of and principal paydowns on other investments												2,015,000	345,000	1,495,000	1,003,000	2,209,000	162,000	522,000	5,613,000	28,000	2,305,000	5,262,000	2,730,000
proceeds from bank owned life insurance policies								464,000	0							0				981,000	0
proceeds from sale of premises, furniture and equipment
net cash provided (used) by investing activities				775,312,000	-34,849,000	7,156,000	54,576,000											-1,435,528,000	-218,102,000	-326,640,000											95,256,000					-117,571,000	125,283,000				-26,952,000							45,599,000	14,760,000
net increase in savings accounts
proceeds from other borrowings												0				59,564,000	221,083,000	31,820,000	1,930,000	0	0	0	50,000	0						0	0	25,000,000	4,000,000	73,950,000	0	0	5,000,000	5,000,000	0			597,000	408,000	569,000	10,126,000	16,000	447,000	15,048,000	3,054,000	401,000	-55,090,448	48,000	48,000	55,050,000	91,000	20,067,000	77,647,000	124,258,000	388,000	90,000	61,334,000	690,000	3,166,000	49,968,000	1,045,000	20,648,000	243,000	23,725,000	5,143,000	30,863,000	5,000,000	7,417,000	-6,000,000	41,576,000
repayments of other borrowings				0	-680,000	-30,000	-30,000	-30,000	-30,000	-89,000	-79,000	-29,000	-47,409,000	-78,549,000	-107,807,000	-126,845,000	-3,777,000	-1,790,000	-1,832,000	-2,924,000	-2,148,000	-8,753,000	-6,868,000	-2,936,000	-11,567,000	-1,072,000	-6,432,000	-8,994,000	-5,501,000	-38,936,000	-414,000	-89,901,000	-44,488,000	-12,208,000	4,798,000	-5,201,000	-20,193,000	-238,000	-13,794,000	-405,000	-52,448,000	-419,000	-415,000	-388,000	-5,584,000	-3,172,000	-4,189,000	-611,000	-300,000	-25,791,000	35,493,044	-112,000	-20,180,000	-15,243,000	-2,404,000	-23,927,000	-14,120,000	-7,386,000	-5,497,000	-132,000	-3,380,000	-14,409,000	-22,630,000	-30,401,000	-7,420,000	-9,494,000	-9,025,000	-5,726,000	-8,912,000	-11,633,000	-3,486,000	-31,816,000	-13,028,000	-8,755,000
net cash provided (used) by financing activities																		1,635,360,000	62,059,000	193,343,000															16,012,000						-78,880,000								7,753,000													80,001,000				-672,000
transfer of premises from premises, furniture and equipment, net to premises, furniture and equipment held for sale
securities transferred from available for sale to held to maturity
unrealized (gain) loss on equity securities					-13,000	41,000	-193,000
capital expenditures					-2,658,000	-2,795,000	-248,000		-4,095,000	-5,637,000	-2,544,000		-4,166,000	-7,763,000	-3,776,000		-5,499,000	-3,956,000	-3,723,000		-4,480,000	-2,786,000	-1,123,000	-949,000	-2,005,000	-1,237,000	-3,588,000	-6,462,000	-898,000	-3,129,000	-998,000	-1,065,000	-2,919,000	-877,000	-1,533,000	-1,495,000	-2,710,000	-2,039,000	-1,422,000	-4,208,000	-2,812,000	-5,970,000	-6,041,000	-4,373,000	-3,403,000	-2,085,000	-2,282,000	-993,000	-1,359,000	-4,363,000	2,950,404	-1,065,000	-752,000	-1,140,000	-2,959,000	-4,438,000	-879,000	-1,227,000	-3,108,000	-5,609,000	-4,921,000	-6,395,000	-4,258,000	-3,077,000	-4,489,000	-10,800,000	-3,308,000	-4,442,000	-4,717,000	-7,259,000	-2,899,000	-2,609,000	-8,358,000	-5,017,000
free cash flows					209,694,000	107,498,000	74,184,000		120,558,000	99,071,000	81,235,000		75,104,000	79,262,000	62,780,000		46,490,000	10,047,000	13,329,000		30,131,000	25,464,000	32,926,000	74,728,000	71,383,000	24,836,000	30,168,000			44,712,000	43,683,000			50,413,000	20,068,000	-5,440,000	8,745,000	37,621,000	48,160,000			26,292,000	-7,903,000			-20,603,000	33,404,000	32,051,000	-166,000	9,634,000	-41,980,715	12,684,000	18,360,000	10,970,000	10,980,000	7,967,000	6,703,000	6,195,000	10,235,000	8,447,000	-3,990,000	-621,000	2,199,000				20,137,000				16,067,000	13,545,000
proceeds from the sale of equipment					3,125,000	51,000	1,270,000		2,525,000	4,050,000	214,000		4,242,000	1,779,000	1,311,000		8,000				448,000	712,000	117,000		376,000		3,000				1,093,000	2,000	13,000
net increase in short-term borrowings								180,517,000				-134,023,000				-165,140,000											-131,068,000	-64,884,000	1,077,000																	96,882,000	5,178,000	-26,913,000	-40,930,000	28,383,000							37,031,000	-128,040,000	97,324,000	-17,319,000	-30,201,000	30,459,000	37,563,000	47,808,000					10,451,000	-10,394,000	51,080,000	-44,889,000	17,683,000	13,298,000
proceeds from short term advances					566,391,000	50,000,000	1,000,000		95,000,000				50,000,000
repayments of short term advances					-214,619,000	-51,000,000	-50,000,000		-95,000,000				-50,000,000
net cash (used) provided by financing activities					-229,695,000	-79,373,000	-129,984,000																																											-12,458,000
net decrease in cash and cash equivalents																																			-34,824,000	14,032,000	-36,642,000																							-4,130,000														-12,180,000
transfer of available for sale securities to held to maturity securities																	0	0	462,000
net decrease in short-term borrowings						-46,973,000	-234,780,000			-9,623,000	-24,225,000			11,966,000	-27,275,000			22,188,000	-34,987,000	-7,581,000	593,000	-1,326,000	-43,000,000	25,033,000	-28,149,000								-31,765,000				-152,506,000				-21,932,000		-4,177,000	19,952,000	-40,548,000							-26,783,000	14,535,000	-92,418,000												-23,117,000
purchases of securities available for sale, accrued, not settled																			14,035,000		-14,494,000	35,354,000	2,019,000
loss on sales/valuations of assets							1,115,000				46,000		1,593,000	183,000	194,000				16,000					-35,000	912,000
net excess tax benefit from stock based compensation							46,000	2,000	0	-43,000	172,000					0	-2,000	-66,000	-25,000	-4,000	-2,000	-64,000	336,000	2,000	12,000	125,000	888,000
benefit from deferred taxes																																																																			1,964,000	-427,000	-643,000	-1,221,000
net cash received in acquisitions																				37,421,000	0			0	0	0	33,698,000
net cash used by investing activities								-575,098,000	-185,721,000	-925,777,000	-126,447,000	-233,741,000	-836,501,000	-85,274,000	-369,584,000	11,316,000																		-128,947,000				-220,642,000	50,107,000			-182,940,000				-60,996,000				-105,939,000	175,995,213	-9,134,000	-97,123,000	-69,958,000	-213,444,000	-53,171,000	-101,737,000	-33,818,000	-42,023,000	-52,694,000	-39,043,000	-72,686,000	-1,671,000	-113,648,000	-60,139,000	-46,061,000	-78,446,000	-60,393,000	-61,497,000	-1,307,000	-93,605,000	-95,961,000	-47,850,000	-25,592,000
proceeds from issuance of preferred stock																																														0
net cash from financing activities								463,457,000	76,134,000	600,961,000	211,971,000	248,749,000	635,508,000	-20,485,000	432,987,000																							141,244,000	-46,778,000						26,945,000						-162,137,987	37,932,000	30,711,000	93,806,000	183,734,000	66,548,000	85,306,000	29,705,000	43,321,000	35,108,000			-1,126,000	101,272,000			65,069,000	30,184,000	65,308,000	13,406,000	53,335,000	79,916,000	66,481,000	25,233,000
stock consideration granted for acquisitions																				0	0			0	0	0	22,589,000
securities (gains) losses											-2,872,000
securities gains												-1,563,000	-1,535,000			-2,829,000	-1,300,000	-2,006,000	-1,658,000	-491,000	-2,013,000	-3,580,000	-1,575,000	-48,000	145,000	-1,420,000	-2,482,000	-4,622,000	-3,526,000	-3,913,000	-1,767,000	-3,110,000	-4,353,000	-1,208,000	-825,000	-854,000	-781,000	-509,000	-1,118,000	-2,067,000	-3,427,000	108,000	-5,212,000	-4,951,000	-3,943,000	-4,174,000	-2,085,000	-4,756,000	-2,089,000	-1,456,000	6,453,352	-1,291,000	-2,206,000	-2,965,000	-510,000	-5,000	-648,000	-362,000	-38,000	-31,000	-147,000	-125,000	-125,000	-67,000	-229,000	-132,000	-105,000	-60,000	20,000	-53,000
unrealized loss on equity securities															110,000
decrease in accrued interest payable													1,071,000												1,146,000					-1,247,000	690,000			-166,000			-750,000	-106,000			-213,000	-375,000	679,000	-671,000	-634,000	691,000			-901,000	-1,099,000	2,106,436	-1,321,000	595,000	-1,383,000		-1,404,000	-299,000	-1,923,000												-1,342,000	1,276,000	-36,000	665,000	-733,000
decrease in accrued interest receivable											6,282,000												682,000				93,000	864,000	787,000			-1,756,000	3,234,000				2,304,000				508,000									742,000			351,000	715,000				2,433,000
gain on extinguishment of debt																				0
proceeds from sale of equipment
net decrease in time deposit accounts												-44,297,000	-53,239,000	-77,248,000	-67,537,000	-63,889,000				-80,854,000				-99,185,000	-91,006,000	-71,151,000	-50,612,000		-131,373,000	14,734,000			-25,618,000	-67,094,000	-10,565,000	-22,746,000	-6,935,000	529,000			-18,301,000	-22,436,000			-21,697,000	-31,668,000	-47,805,000	-820,000	-19,532,000
payment for the redemption of debt																				0
purchases of securities available for sale, accrued, not paid																											3,654,000						5,149,000	14,746,000	-9,086,000			10,766,000	3,050,000	-55,387,000	59,877,000	50,488,000	-34,903,000	21,467,000	24,871,000
securities transferred from held to maturity to available for sale																				0	0	0	148,030,000
net proceeds from the issuance of preferred stock																	0
purchases of loans held to maturity accrued, not settled
securities (gains)/losses															30,000
proceeds from the redemption of time deposits in other financial institutions																								0	0		5,867,000
proceeds on short-term revolving credit line																								0	0	0
repayments on short-term revolving credit line																								0		-5,000,000
purchase of treasury stock																								0	0	-185,000	-160,000	-471,000	-1,227,000	-131,000	-683,000	-393,000	-1,780,000	-274,000	-17,000	-2,000	-606,000	-501,000	-741,000	-602,000	-258,000	-452,000	-1,263,000	-914,000	-308,000	-84,000	0	-16,000	-289,000	-132,000	73,764	-42,000	-1,000	-31,000	-852,000	-751,000	-2,963,000	-2,412,000	-1,989,000	-1,493,000	-1,380,000	-4,959,000	-665,000	-1,090,000	-1,090,000	-1,177,000	-575,000	-1,138,000	-2,285,000	-1,786,000	-217,000	-2,275,000	-1,903,000	-859,000
conversion/redemption of series d preferred stock to common stock
valuation allowance on servicing rights																	120,000	-9,000	1,565,000		626,000	364,000	589,000		-230,000
unrealized (gain)/loss on equity securities																			231,000				-258,000
maturity of securities available for sale, accrued, not settled																							1,000,000
benefit from loan losses																				4,903,000	5,201,000	4,918,000	1,635,000	9,681,000	5,238,000	5,328,000	3,641,000
proceeds from the maturity of and principal paydowns on time deposits in other financial institutions																				1,000	725,000	245,000	245,000	1,164,000	967,000	9,973,000	3,185,000				0
conversion of convertible debt to common stock																										0	167,000
(gain)/loss on sales/valuations of assets																					357,000	-12,247,000	1,512,000
transfer of premises from premises, furniture and equipment held for sale to premises, furniture and equipment, net,																					0
conversion of series d preferred stock to common stock																										0	419,000
net cash received in divestitures																							28,142,000
net increase/(decrease) in demand deposits																							-131,876,000
redemption of preferred stock																												0	-81,698,000																	0
proceeds from the maturity of and principal paydowns on other investments																									638,000		1,521,000			0
impairment loss on securities																																										0	0	0	981,000
write down and losses on sales of assets
valuation adjustment on commercial servicing rights
proceeds from the sale of other investments																												1,286,000	2,830,000	2,410,000	2,581,000	4,847,000	5,489,000	3,023,000	2,822,000	5,351,000	2,005,000
proceeds from the sale of time deposits in other financial institutions																														0
valuation allowance on commercial servicing rights																											-5,000
write downs and losses on sales of assets																											412,000				-41,000
net decrease in loans																											80,916,000
decrease in trading account securities																																																						134,000				102,000				309,000						2,000
losses on sales/valuations of assets
purchase of securities held to maturity																																		-2,039,000	0	-4,160,000	-16,784,000													-8,880,000	882,105				-6,256,000	-16,082,000			-3,048,000	0	0	-1,157,000
net cash acquired in acquisitions
excess tax benefits on exercised stock options																												0	1,100,000	5,000	20,000	39,000	612,000	5,000	0			30,000	34,000	18,000	16,000	48,000	98,000	53,000	23,000	23,000	17,000	2,000	66,000	6,000	-1,982	0	0	2,000	213,000	41,000	217,000	8,000	51,000	330,000	93,000	422,000	171,000	275,000
stock consideration granted for acquisition																												0	57,433,000	67,018,000	0	0	53,052,000
benefit from loan and lease losses																												2,118,000	2,067,000	2,171,000	3,181,000	5,674,000	1,671,000	2,866,000	2,553,000	2,751,000	6,331,000	2,049,000	5,149,000	1,862,000	637,000	3,350,000	-502,000	3,000,000	2,354,000	7,784,000	7,727,000	3,845,000	10,009,000	8,894,000	-28,562,623	11,896,000	10,041,000	6,665,000	15,106,000	7,083,000	5,369,000	1,761,000	3,304,000	575,000	4,268,000	1,926,000	-157,000	1,386,000	1,485,000	1,172,000	2,169,000	1,395,000	1,636,000	1,364,000	1,446,000	1,053,000	991,000	1,356,000
write downs and losses on repossessed assets																												261,000	313,000		762,000	563,000	361,000	573,000
net increase in loans and leases																												19,730,000	78,502,000	28,847,000	-41,317,000	-209,723,000	25,684,000	-79,707,000	-105,220,000	-119,364,000	-93,020,000	-187,102,000	-73,034,000	-49,721,000	25,014,000	-37,747,000	-13,923,000	-102,161,000	-57,734,000	-110,088,000	-74,134,000	-20,557,000	-2,248,000	-41,772,000	21,693,156	2,377,000			-71,836,000	-74,120,000			-6,696,000	23,739,000	-46,072,000	-99,215,000	-27,832,000	-50,933,000	-35,969,000	-39,002,000	-38,139,000	-61,971,000	-73,121,000	-10,341,000	-35,729,000	-51,634,000	-68,300,000	-17,440,000
net cash received in acquisition																												0	8,084,000		-13,964,000	0	7,103,000
net increase in demand deposits and savings accounts																												59,750,000	1,759,000	261,177,000	53,963,000	-25,727,000	90,075,000	108,397,000	95,802,000	864,000	3,800,000	21,531,000	108,339,000	14,979,000	15,097,000	167,555,000	132,207,000	30,883,000	87,343,000	68,167,000	140,734,000	-869,000	67,858,000	46,685,000	-297,927,298	112,930,000	101,169,000	84,304,000	95,816,000	138,347,000	36,434,000	4,241,000	18,073,000	45,279,000	-13,161,000	6,706,000	13,674,000	2,611,000	29,796,000	6,833,000	16,200,000	-3,628,000			11,147,000	75,848,000	37,398,000	-13,553,000
purchase of securities available for sale, accrued, not settled
adjustments to reconcile net income to net cash provided (used) by operating activities:
net cash provided (used) by operating activities																													23,304,000				-18,155,000								12,365,000																								-946,000	14,067,000
increase in trading account securities																																		0	0	0	1,801,000	-582,000	-263,000	-262,000	-314,000	-164,000	163,000	-49,000	3,000	125,000	83,000	-81,000	-216,000	-571,000	-733,205	930,000			268,000	-402,000			151,000	-270,000			-92,000	-688,000	-277,000	4,000				-18,000
valuation adjustment on mortgage servicing rights																																						0	0	0	-496,000	-197,000	493,000	194,000	-13,000
purchase of noncontrolling interest																																						0	0
proceeds from the maturity of and principal paydowns on other securities																																			500,000	-1,791,000	2,041,000
capitalization of mortgage servicing rights																																		-2,663,000	-2,611,000	-1,909,000	-1,435,000	-2,174,000
proceeds from the maturity of time deposits and other investments
loss on sale of oreo and other repossessed property																																				798,000	123,000		338,000	1,600,000	502,000	1,091,000	3,179,000
excess tax benefits (liability) on exercised stock options																																					-138,000
purchase of securities held to maturity, accrued, not paid																																					4,160,000
proceeds from the sale of other securities
net cash acquired
redemption of warrants
goodwill impairment charge
net assets acquired, net of cash paid
net cash (used) provided by investing activities
adjustments to reconcile net income to net cash (used) provided by operating activities:
net cash (used) provided by operating activities																																													-30,005,000																													-11,821,000
loss on impairment of equity securities																																																									-202,000	86,000					0
proceeds on sales of loans																																														210,272,000	102,541,000	66,675,000	81,475,000	75,261,000	-671,629,051	107,626,000	269,920,000	294,892,000	53,627,000	52,649,000	74,388,000	80,867,000	76,880,000	78,282,000	90,229,000	72,949,000	96,531,000	73,323,000	68,665,000	65,202,000	73,839,000	85,017,000	61,027,000	48,811,000	63,725,000	75,888,000	65,930,000	35,376,000
net gains on sales of loans																																														-5,473,000	-3,183,000	-1,308,000	-1,402,000	-798,000		-877,000	-2,231,000	-1,808,000		-295,000	-480,000	-504,000
gain on acquisition																																																			996,704
net cash received in acquisition, net of cash paid
redemption of warrant																																														0
loans transferred to oreo and other repossessed assets
net amortization (accretion) of premium/discount on securities
net gain on sales of loans																																																											-1,527,000	-604,000	-856,000	-591,000	-611,000	-551,000	-577,000	-550,000	-878,000	-1,070,000	-868,000	-712,000	-1,224,000	-814,000	-845,000	-527,000
proceeds from the sale on securities held to maturity
purchase of bank-owned life insurance policies																																																											0
proceeds from issuance of preferred stock and warrant
cash and cash equivalents at end of year
supplemental disclosure:
acquisitions:
net assets acquired																																																			-5,619,375								0	0			0	0
cash received for acquisition
cash acquired from acquisition
net cash received for acquisition
net cash from operating activities from continuing operations
net cash from operating activities from discontinued operations
net cash received from sale of discontinued operations
net cash used by investing activities from continuing operations
net cash from discontinued operations
net cash from financing activities from continuing operations
net cash used by financing activities from discontinued operations
cash received (paid) for acquisition
net cash received (paid) for acquisition
loss on impairment of securities
stock-based compensation																																																				238,000	248,000	229,000		287,000	301,000	288,000		271,000	271,000	641,000		235,000	136,000	259,000
common and preferred dividends paid																																																				-2,643,000	-2,642,000	-2,253,000
securities transferred to available for sale from trading
securities transferred to trading from available for sale
acquisition:
cash received from fdic in acquisition
cash acquired in acquisition
net cash received in acquisition of subsidiary
net decrease in loans and leases																																																						24,936,000
net cash received in acquisition of subsidiaries, net of cash paid																																																																							0	-784,000
cash paid for acquisition
net cash paid for acquisition																																																											-100,000	0
net cash from operating activities – continuing operations																																																								12,405,000	7,582,000	7,422,000		14,056,000
net cash from operating activities – discontinued operations																																																												0
net cash used by investing activities – continuing operations																																																								-53,171,000	-101,737,000	-33,818,000		-52,694,000
net cash from investing activities – discontinued operations
net cash from financing activities – continuing operations																																																								66,548,000	85,306,000	29,705,000		34,508,000
net cash used by financing activities – discontinued operations																																																												0
securities transferred from available for sale to trading
cash acquired																																																															0	0							0	0
net decrease (increase) in loans and leases																																																										7,579,000
common stock issued for acquisition
proceeds on maturities of time deposits
net cash provided (used) by discontinued operations
net cash provided (used) by financing activities from discontinued operations
net cash provided (used) by investing activities – discontinued operations																																																												0
net cash from operating activities - continuing operations																																																														5,767,000
net cash from operating activities - discontinued operations																																																														7,000
net cash used by investing activities - continuing operations																																																														-75,233,000
net cash provided (used) by investing activities - discontinued operations																																																														2,547,000
net cash from financing activities - continuing operations																																																														80,608,000
net cash used by financing activities - discontinued operations																																																														-607,000
net cash received from sale of discontinued operation
net cash paid in acquisition of trust assets																																																																							0
cash paid for purchase of stock																																																															0	0							20,832,000	-784,000
proceeds from the maturity of time deposits																																																																				0
net cash paid in acquisition of subsidiaries, net of cash received																																																																0
net cash used by investing activities - discontinued operations
net cash provided (used) by financing activities - discontinued operations
net cash paid for acquisitions																																																																0
increase in assets under operating leases																																																																	-3,420,000	-2,245,000	-3,697,000	-2,430,000	-6,807,000	-5,119,000	-3,610,000	-3,923,000	-2,111,000	-5,268,000
purchase of time deposits
(increase) in accrued interest receivable
common stock issued for acquisitions
net cash used by operating activities																																																																						-2,315,000
cash flows from financing activities
net decrease in demand deposits and savings accounts																																																																						-8,472,000
proceeds from sale of common stock																																																																						945,000	867,000	215,000	252,000	480,000
net cash received for sale of operation
benefit from income taxes less than payments																																																																								-631,000	-364,000	1,381,000
net gains on sales of securities																																																																								61,000	-327,000	-1,540,000
net decrease (increase) in trading account securities																																																																								-108,000	383,000	586,000
proceeds from maturities of time deposits in other financial institutions
proceeds on sale of foreclosed assets																																																																								21,000
assets acquired																																																																								0
see accompanying notes to consolidated financial statements
proceeds on maturities of time deposits in other financial institutions
dividends																																																																										-1,211,000
benefit from income taxes less than (in excess of) payments
cash and cash equivalents received for sale of operation
net increase in demand deposits and and savings accounts
securities held to maturity transferred to securities available for sale

We provide you with 20 years of cash flow statements for Heartland Financial USA stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as operating cash flows, cash levels, capital expenditures, profits, stock-based compensations and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Heartland Financial USA stock. Explore the full financial landscape of Heartland Financial USA stock with our expertly curated income statements.

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