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Heritage Insurance Holdings, Inc
(NYSE:HRTG) 

HRTG stock logo

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in Alabama, Alabama, California,...

Founded: 2012
Full Time Employees: 530
Sector: Financial Services
Industry: Insurance-Property & Casualty
Insurance
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Quarterly
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    Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 
                                                    
      revenues:
    		                                                
      gross premiums written
    		346,745,000 336,221,000 333,160,000 410,968,000 355,997,000 338,742,000 312,986,000 424,530,000 356,684,000 326,723,000 309,510,000 396,559,000 310,309,000 322,050,000 304,501,000 365,284,000 283,196,000 278,820,000 274,178,000 337,700,000 274,181,000 282,324,000 278,242,000 290,432,000 229,102,000 235,446,000 237,303,000 254,840,000 210,348,000 221,706,000 233,613,000 263,664,000 204,366,000 169,720,000 154,355,000 159,255,000 142,235,000 154,911,000 147,232,000 177,295,000 147,266,000 167,540,000 148,993,000 135,597,000 133,968,000 181,464,000 86,771,000 99,269,000 
      change in gross unearned premiums
    		6,817,000 25,499,000 28,801,000 -57,374,000 -2,169,000 21,706,000 41,211,000 -74,457,000 -15,295,000 12,908,000 27,466,000 -66,544,000 6,713,000 -4,765,000 3,458,000 -69,073,000 4,172,000 14,876,000 20,231,000 -52,054,000 -3,770,000 -16,971,000 -23,260,000 -48,640,000 5,614,000 -1,364,000 -5,686,000 -24,882,000 18,242,000 12,322,000 551,000 -32,693,000 22,797,000 13,559,000 -1,292,000 -6,901,000 12,373,000 5,331,000 17,464,000 -13,658,000         
      gross premiums earned
    		353,562,000 361,720,000 361,961,000 353,594,000 353,828,000 360,448,000 354,197,000 350,073,000 341,389,000 339,631,000 336,976,000 330,015,000 317,022,000 317,285,000 307,959,000 296,211,000 287,368,000 293,696,000 294,409,000 285,646,000 270,411,000 265,353,000 254,982,000 241,792,000 234,716,000 234,082,000 231,617,000 229,958,000 228,590,000 234,028,000 234,164,000 230,971,000 227,163,000 183,279,000 153,063,000 152,354,000 154,608,000 160,242,000 164,696,000 163,637,000 151,943,000 143,404,000 128,234,000 127,101,000 126,001,000 106,655,000 79,874,000 64,125,000 
      ceded premiums
    		-153,870,000 -119,475,250 -166,829,000 -157,278,000 -153,794,000 -119,269,000 -155,356,000 -159,757,000 -161,963,000 -116,134,750 -160,335,000 -153,211,000 -150,993,000    -134,439,000 -133,768,000 -131,964,000 -139,147,000 -128,212,000 -113,923,000 -116,752,000 -112,735,000 -108,710,000 -103,005,000 -107,755,000 -115,875,000 -118,899,000 -115,396,000 -115,926,000 -119,767,000 -121,055,000 -81,551,000 -57,855,000 -61,902,000 -62,432,000 -65,336,000 -63,141,000 -54,719,000 -45,601,000 -45,832,000 -45,873,000 -32,255,000 -24,512,000 -25,101,000 -24,347,000 -19,830,000 
      net premiums earned
    		199,692,000 202,675,000 195,132,000 196,316,000 200,034,000 199,278,000 198,841,000 190,316,000 179,426,000 177,712,000 176,641,000 176,804,000 166,029,000 166,171,000 159,693,000 158,271,000 152,929,000 159,928,000 162,445,000 146,499,000 142,199,000 151,430,000 138,230,000 129,057,000 126,006,000 131,077,000 123,862,000 114,083,000 109,691,000 118,632,000 118,238,000 111,204,000 106,108,000 101,728,000 95,208,000 90,452,000 92,176,000 94,906,000 101,555,000 108,918,000 106,342,000 97,572,000 82,361,000 94,846,000 101,489,000 81,554,000 55,527,000 44,295,000 
      net investment income
    		9,867,000 9,861,000 9,686,000 9,034,000 8,575,000 8,510,000 9,801,000 9,769,000 8,551,000 6,708,000 6,867,000 6,599,000 5,582,000 4,927,000 2,887,000 2,163,000 2,000,000 1,855,000 1,548,000 956,000 1,293,000 2,519,000 2,817,000 3,296,000 3,670,000 3,275,000 3,655,000 3,830,000 3,672,000 3,576,000 3,847,000 2,555,000 3,302,000 3,122,000 2,735,000 2,973,000 2,502,000 2,595,000 2,326,000 2,223,000 2,037,000 1,725,000 1,973,000 2,090,000 1,633,000 1,386,000 1,126,000 719,000 
      net realized gains on debt securities and other investments
    		16,000 -33,000 2,746,000                                              
      other revenue
    		3,083,000 2,814,000 4,895,000 2,681,000 2,915,000 3,198,000 3,201,000 3,474,000 3,326,000 3,469,000 3,171,000 3,478,000 3,412,000 3,627,000 2,916,000 3,438,000 3,695,000 4,019,000 3,421,000 3,742,000 3,671,000 3,581,000 3,717,000 3,697,000 2,971,000 3,119,000 3,377,000 3,627,000 3,874,000 4,840,000 3,205,000 4,298,000 2,843,000 4,215,000 3,466,000 3,638,000 3,844,000 5,335,000 4,306,000 3,877,000 2,805,000 2,354,000 2,964,000 2,268,000 2,009,000 2,208,000 1,280,000 1,501,000 
      total revenues
    		212,658,000 215,317,000 212,459,000 208,035,000 211,520,000 210,264,000 211,849,000 203,571,000 191,302,000 186,966,000 186,300,000 185,313,000 176,921,000 174,588,000 165,493,000 163,770,000 158,608,000 166,712,000 167,408,000 150,197,000 147,243,000 159,548,000 165,119,000 136,012,000 132,706,000 138,502,000 131,699,000 122,843,000 118,261,000 124,878,000 125,295,000 117,972,000 112,026,000                
      yoy
    		0.54% 2.40% 0.29% 2.19% 10.57% 12.46% 13.71% 9.85% 8.13% 7.09% 12.57% 13.15% 11.55% 4.72% -1.14% 9.04% 7.72% 4.49% 1.39% 10.43% 10.95% 15.20% 25.38% 10.72% 12.21% 10.91% 5.11% 4.13% 5.57%                    
      qoq
    		-1.23% 1.35% 2.13% -1.65% 0.60% -0.75% 4.07% 6.41% 2.32% 0.36% 0.53% 4.74% 1.34% 5.50% 1.05% 3.25% -4.86% -0.42% 11.46% 2.01% -7.71% -3.37% 21.40% 2.49% -4.18% 5.17% 7.21% 3.87% -5.30% -0.33% 6.21% 5.31%                 
      expenses:
    		                                                
      losses and loss adjustment expenses
    		91,597,000 63,453,000 74,766,000 75,620,000 99,407,000 109,065,000 130,020,000 105,928,000 102,035,000 90,634,000 131,397,000 106,646,000 97,452,000 103,753,000 155,849,000 101,522,000 140,038,000 98,994,000 129,632,000 100,834,000 97,909,000 106,618,000 119,718,000 78,869,000 68,181,000 66,798,000 70,052,000 74,299,000 62,139,000 59,650,000 58,695,000 65,989,000 53,091,000 44,754,000 64,035,000 46,046,000 46,647,000 69,199,000 53,906,000 48,794,000 66,963,000 38,952,000 35,791,000 33,909,000 32,539,000 27,415,000 22,314,000 19,244,000 
      policy acquisition costs, net of ceding commission income
    		45,335,000 39,818,000 45,182,000 43,146,000 45,815,000 48,528,000 48,508,000 47,224,000 46,929,000 43,408,000 42,427,000 41,451,000 40,324,000 40,478,000 39,194,000 38,375,000 38,257,000 36,785,000 35,984,000 37,833,000 35,366,000                            
      general and administrative expenses, net of ceding commission income
    		24,908,000 22,368,000 22,345,000 24,399,000 23,862,000 21,153,000 21,572,000 22,780,000 19,634,000 16,755,000 21,911,000 20,058,000 19,054,000 15,449,000 17,758,000 17,466,000 19,724,000 13,297,000 17,169,000 15,520,000 19,800,000                            
      total expenses
    		161,840,000 125,639,000 142,293,000 143,165,000 169,084,000 178,746,000 200,100,000 175,932,000 168,598,000 150,797,000 195,735,000 168,922,000 156,830,000 159,680,000 212,801,000 249,322,000 198,019,000 209,576,000 182,785,000 154,187,000 153,075,000 164,605,000 169,601,000 129,049,000 119,946,000 116,990,000 118,215,000 119,770,000 106,763,000 102,526,000 111,079,000 109,822,000 87,209,000     106,450,000 90,694,000 85,524,000 99,525,000 68,039,000 61,529,000 58,098,000 56,836,000 54,178,000 41,904,000 31,429,000 
      operating income
    		50,818,000 89,678,000 70,166,000 64,870,000 42,436,000 31,518,000 11,749,000 27,639,000 22,704,000 36,169,000 -9,435,000 16,391,000 20,091,000 14,908,000 -47,308,000 -85,552,000 -39,411,000 -42,864,000 -15,377,000 -3,990,000 -5,832,000 -5,057,000 -4,482,000 6,963,000 12,760,000 21,512,000 13,484,000 3,073,000 11,498,000 22,352,000 14,216,000 8,150,000 24,817,000 23,170,000 1,413,000 13,062,000 11,890,000            
      yoy
    		19.75% 184.53% 497.21% 134.70% 86.91% -12.86% -224.53% 68.62% 13.01% 142.61% -80.06% -119.16% -150.98% -134.78% 207.65% 2044.16% 575.77% 747.62% 243.08% -157.30% -145.71% -123.51% -133.24% 126.59% 10.98% -3.76% -5.15% -62.29% -53.67% -3.53% 906.09% -37.61% 108.72%                
      qoq
    		-43.33% 27.81% 8.16% 52.87% 34.64% 168.26% -57.49% 21.74% -37.23% -483.35% -157.56% -18.42% 34.77% -131.51% -44.70% 117.08% -8.06% 178.75% 285.39% -31.58% 15.33% 12.83% -164.37% -45.43% -40.68% 59.54% 338.79% -73.27% -48.56% 57.23% 74.43% -67.16% 7.11% 1539.77% -89.18% 9.86%             
      operating margin %
    		23.90% 41.65% 33.03% 31.18% 20.06% 14.99% 5.55% 13.58% 11.87% 19.35% -5.06% 8.85% 11.36% 8.54% -28.59% -52.24% -24.85% -25.71% -9.19% -2.66% -3.96% -3.17% -2.71% 5.12% 9.62% 15.53% 10.24% 2.50% 9.72% 17.90% 11.35% 6.91% 22.15% Infinity% Infinity% Infinity% Infinity% NaN% NaN% NaN% NaN% NaN% NaN% NaN% NaN% NaN% NaN% NaN% 
      interest expense
    		1,779,000 1,730,000 1,850,000 1,880,000 2,426,000 2,569,000 2,755,000 2,780,000 2,830,000 2,999,000 2,591,000 2,740,000 2,881,000 3,059,000 2,027,000 1,751,000 1,972,000 2,017,000 2,150,000 1,925,000 1,878,000 2,033,000 2,251,000 1,721,000 1,966,000 2,021,000 2,401,000 1,984,000 2,117,000 4,584,000 5,225,000 5,386,000 4,820,000 6,200,000 3,076,000 1,990,000 1,944,000            
      income before income taxes
    		49,039,000 87,948,000 68,316,000 62,990,000 40,010,000 28,949,000 8,994,000 24,859,000 19,874,000 33,170,000 -12,026,000 13,651,000 17,210,000 11,849,000 -49,335,000 -87,303,000 -41,383,000 -44,881,000 -17,527,000 -5,915,000 -7,710,000 -7,090,000 -6,733,000 5,242,000 10,794,000 19,491,000 11,083,000 1,089,000 9,333,000 6,699,000 8,991,000 3,306,000 19,997,000 -17,211,000 -9,221,000 10,831,000 9,709,000 -4,005,000 18,612,000 29,757,000 12,040,000 33,293,000 27,715,000 40,990,000 48,292,000 31,212,000 16,109,000 15,110,000 
      income tax expense
    		12,556,000 21,273,000 17,895,000 14,966,000 9,536,000                                            
      net income
    		36,483,000 66,675,000 50,421,000 48,024,000 30,474,000 20,293,000 8,152,000 18,869,000 14,225,000 30,944,000 -7,424,000 7,779,000 14,008,000 12,501,000 -48,240,000 -87,866,000 -30,759,000 -49,218,000 -16,410,000 -3,950,000 -5,148,000 2,807,000 -5,233,000 4,132,000 7,620,000 12,818,000 8,133,000 721,000 6,964,000 3,928,000 5,989,000 2,408,000 14,829,000 -5,048,000 -8,696,000 6,642,000 5,983,000 -2,855,000 10,930,000 18,368,000 7,423,000 20,243,000 16,813,000 25,400,000 30,056,000 19,677,000 9,965,000 9,566,000 
      yoy
    		19.72% 228.56% 518.51% 154.51% 114.23% -34.42% -209.81% 142.56% 1.55% 147.53% -84.61% -108.85% -145.54% -125.40% 193.97% 2124.46% 497.49% -1853.40% 213.59% -195.60% -167.56% -78.10% -164.34% 473.09% 9.42% 226.32% 35.80% -70.06% -53.04% -177.81% -168.87% -63.75% 147.85% 76.81% -179.56% -63.84% -19.40% -114.10% -34.99% -27.69% -75.30% 2.88% 68.72% 165.52%     
      qoq
    		-45.28% 32.24% 4.99% 57.59% 50.17% 148.93% -56.80% 32.65% -54.03% -516.81% -195.44% -44.47% 12.06% -125.91% -45.10% 185.66% -37.50% 199.93% 315.44% -23.27% -283.40% -153.64% -226.65% -45.77% -40.55% 57.60% 1028.02% -89.65% 77.29% -34.41% 148.71% -83.76% -393.76% -41.95% -230.92% 11.01% -309.56% -126.12% -40.49% 147.45% -63.33% 20.40% -33.81% -15.49% 52.75% 97.46% 4.17%  
      net income margin %
    		17.16% 30.97% 23.73% 23.08% 14.41% 9.65% 3.85% 9.27% 7.44% 16.55% -3.98% 4.20% 7.92% 7.16% -29.15% -53.65% -19.39% -29.52% -9.80% -2.63% -3.50% 1.76% -3.17% 3.04% 5.74% 9.25% 6.18% 0.59% 5.89% 3.15% 4.78% 2.04% 13.24% -Infinity% -Infinity% Infinity% Infinity% -Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% Infinity% 
      other comprehensive income
    		                                                
      change in net unrealized gains on investments
    		-4,491,000 3,031,000 6,009,000 6,072,000 8,477,000 -11,582,000 19,711,000 924,000 -284,000 18,724,000 -4,494,000 -2,986,000 12,143,000     -5,345,000 -1,344,000 3,625,000 -10,597,000 1,408,000 2,480,000 14,823,000 2,027,000 232,000 4,429,000 7,068,000 8,036,000 4,218,000 -2,895,000 -545,000 -6,478,000   3,899,000 3,981,000 -14,893,000 -1,237,000 8,928,000 4,082,000 2,032,000 -1,168,000 -2,663,000 1,622,000 -384,000 -139,000 2,908,000 
      reclassification adjustment for net realized investment losses
    		-16,000    4,000 -34,000 -6,000 -12,000 1,000 246,000 379,000 9,000 2,000 137,000 3,000 102,000 16,000 -24,000 6,000 -22,000  -2,018,000 -20,355,000 38,000 -59,000 72,750 -103,000 59,000 335,000   85,000 227,000   125,000         3,000 -15,500 -80,000 -24,000 
      income tax benefit related to items of other comprehensive income
    		1,074,000    -2,016,000 2,742,000 -4,666,000 -216,000 67,000 -4,502,000 970,000 698,000 -2,855,000     1,145,000 310,000 -835,000  142,000 4,137,000   573,000 -1,035,000 -1,304,000 -2,408,000 812,250 1,665,000 -239,000        -3,348,000  -907,000 1,201,000 983,000  243,000 83,000  
      total comprehensive income
    		33,050,000 69,058,000 54,997,000 52,649,000 36,939,000 11,419,000 23,191,000 19,565,000 14,009,000 45,412,000 -10,569,000 5,500,000 23,298,000     -53,386,000 -17,438,000 -1,182,000 -13,350,000 2,339,000 -18,971,000 15,553,000 9,132,000 11,598,000 11,424,000 6,544,000 12,927,000 6,985,000 4,754,000 1,709,000 10,401,000   9,117,000 7,957,000 -11,989,000 9,482,000 23,685,000 9,702,000 21,687,000 14,900,000 23,836,000 31,055,000 19,294,000 9,829,000 11,338,000 
      weighted-average shares outstanding
    		                                                
      basic
    		30,680,933,000 30,890,609,000 30,962,464,000 31,004,218,000 30,697,826,000 30,595,348,000 30,684,198,000 30,649,732,000 30,376,682,000 26,193,065,000 26,698,806,000 25,567,157,000 25,558,305,000 26,343,826,000 26,369,265,000 26,453,456,000 26,787,379,000 27,804,355,000 27,938,028,000 27,904,923,000 27,827,804,000 27,978,519,000 27,739,839,000 27,876,801,000 28,548,830,000 29,213,910,000 29,109,962,000 29,346,234,000 29,540,514,000 25,941,253,000 25,631,871,000 25,631,871,000 25,727,553,000 26,798,465,000 25,883,267,000 28,283,587,000 28,806,709,000 29,632,171,000 29,213,222,000 29,653,668,000 30,367,884,000 30,056,491,000 30,177,633,000 29,877,636,000 29,798,571,000 24,568,876,000 29,794,960,000 22,119,754,000 
      diluted
    		30,740,251,000 30,949,899,000 31,021,780,000 31,063,481,000 30,757,089,000 30,654,611,000 30,743,461,000 30,708,995,000 30,435,945,000 26,252,328,000 26,698,806,000 25,626,420,000 25,617,568,000 26,343,826,000 26,369,265,000 26,453,456,000 26,787,379,000 27,804,355,000 27,938,028,000 27,904,923,000 27,827,804,000 27,988,966,000 27,739,839,000 27,913,696,000 28,549,012,000 29,232,981,000 29,168,392,000 29,352,796,000 29,544,563,000 26,095,874,000 26,046,938,000 26,316,597,000 26,732,019,000 26,798,465,000 25,883,267,000 28,283,587,000 28,806,709,000 29,634,349,000 29,213,222,000 29,653,668,000 30,491,579,000 30,326,468,000 30,483,553,000 30,268,496,000 30,115,935,000 25,816,590,000 29,814,631,000 24,333,476,000 
      earnings per share
    		                                                
      basic
    		1.19 2.16 1.63 1.55 0.99 0.66 0.27 0.62 0.47 1.18 -0.28 0.3 0.55     -1.78 -0.59 -0.14 -0.19 0.1 -0.19 0.15 0.27 0.44 0.28 0.02 0.24 0.14 0.23 0.09 0.58 -0.18 -0.34 0.23 0.21 -0.09 0.37 0.62 0.24 0.67 0.56 0.85 1.01 0.72 0.33 0.43 
      diluted
    		1.19 2.15 1.63 1.55 0.99 0.66 0.27 0.61 0.47 1.18 -0.28 0.3 0.55     -1.78 -0.59 -0.14 -0.19 0.1 -0.19 0.15 0.27 0.44 0.28 0.02 0.24 0.16 0.23 0.09 0.55 -0.18 -0.34 0.23 0.21 -0.09 0.37 0.62 0.24 0.66 0.55 0.84 1 0.7 0.33 0.39 
      reclassification adjustment for net realized investment gains
    		 -1,250 -5,000 -4,000                 -80,000                -771,000     319,000 -1,946,000      
      income tax expense related to items of other comprehensive income
    		 -760,000 -1,428,000 -1,443,000                 2,475,000   -3,440,000 -456,000           -1,549,000 -1,236,000        -626,000   -1,112,000 
      net realized gains
    		   4,000     -1,000    1,898,000    -16,000    80,000       1,303,000 1,024,000 -2,170,000 5,000 -85,000 -227,000 -447,000 365,000 -125,000 771,000 -29,000 1,119,000 263,000 381,000 -319,000 1,946,000 -116,000  242,000 80,000 24,000 
      net realized losses
    		    -4,000         -30,250 -3,000 -102,000                             -3,000    
      net realized gains and impairment
    		     4,250 6,000 12,000                                         
      intangible asset impairment
    		                                                
      provision for income taxes
    		     8,655,000 842,000 5,990,000 5,649,000 2,226,000 -4,602,000 5,872,000 3,202,000   563,000  4,337,000 -1,117,000 -1,965,000 -2,562,000 -9,897,000 -1,500,000 1,110,000 3,174,000 1,421,750 2,950,000       1,847,500 -525,000 4,189,000 3,726,000            
      net realized losses and impairment losses
    		         -923,000 -379,000                                      
      goodwill and intangible asset impairment
    		         191,750  767,000                                     
      net realized gains and impairment losses
    		           -1,568,000                                     
      ceded premiums earned
    		             -151,114,000 -148,266,000 -137,940,000                                 
      goodwill impairment
    		               91,959,000                                 
      benefit for income taxes
    		             -652,000 -1,095,000  -10,624,000                                
      other comprehensive loss
    		                                                
      change in net unrealized losses on investments
    		             -16,350,750 -17,471,000 -16,161,000 -31,770,000                                
      income tax expense related to items of other comprehensive losses
    		             3,820,500 4,089,000                                  
      total comprehensive loss
    		             -54,216,000 -61,619,000 -100,166,000 -55,080,000                                
      loss per share
    		                                                
      basic
    		             -1.573 -1.83 -3.32 -1.15                                
      diluted
    		             -1.573 -1.83 -3.32 -1.15                                
      income tax benefit related to items of other comprehensive losses
    		               3,759,000                                 
      income tax benefit related to items of other comprehensive loss
    		                7,433,000                                
      net realized and unrealized gains
    		                 910,000 -6,000 -1,000,000  2,018,000 20,355,000 -38,000 59,000 1,031,000 805,000                      
      policy acquisition costs, net of ceding commission income of 10.6 and 32.3
    		                     23,060,750 31,960,000                          
      general and administrative expenses, net of ceding commission income of 3.5 and 10.6
    		                     14,895,750 17,923,000                          
      other non-operating loss
    		                         12,000                       
      policy acquisition costs, net of ceding commission income of 11.3 and 21.7
    		                       30,237,000                         
      general and administrative expenses, net of ceding commission income of 3.6 and 7.1
    		                       19,943,000                         
      policy acquisition costs, net of ceding commission income of 10.4 and 12.9
    		                        30,047,000                        
      general and administrative expenses, net of ceding commission income of 3.5 and 4.3
    		                        21,718,000                        
      policy acquisition costs, net of ceding commission income for the three and nine months ended september 30, 2019 of 11.3 million and 36.8 million, respectively
    		                         19,948,250 26,686,000                      
      general and administrative expenses, net of ceding commission income for the three and nine months ended september 30, 2019 of 3.7 million and 12 million, respectively
    		                         14,616,250 21,477,000                      
      policy acquisition costs, net of ceding commission income for the three and six months ended june 30, 2019 of 12.1 million and 25 million, respectively
    		                           27,087,000                     
      general and administrative expenses, net of ceding commission income for the three and six months ended june 30, 2019 of 4 million and 8.3 million, respectively
    		                           18,384,000                     
      other non-operating (income)/loss
    		                            48,000                    
      benefit from income taxes
    		                           368,000 2,369,000 2,771,000 3,002,000 898,000 5,168,000     5,922,000 7,682,000 11,389,000 4,617,000 13,050,000 10,902,000 15,590,000 18,236,000 11,535,000 6,144,000 5,544,000 
      policy acquisition costs, net of ceding commission income of 12.9 million and 14.3 million
    		                            26,020,000                    
      general and administrative expenses, net of ceding commission income of 4.3 million and 4.7 million
    		                            18,604,000                    
      policy acquisition costs, net of ceding commission income for the three and nine months ended september 30, 2018, of 13,781 and 42,097 respectively
    		                             14,541,750 26,569,000                  
      general and administrative expenses, net of ceding commission income for the three and nine months ended september 30, 2018, of 4,526 and 13,772 respectively
    		                             18,041,750 25,815,000                  
      other non-operating income
    		                             11,069,000  -542,000                 
      reclassification adjustment for net realized investment (gains) losses
    		                             76,750 -5,000       -440,500 -1,119,000 -263,000 -381,000   116,000     
      policy acquisition costs, net of ceding commission income for the three and six months ended june 30, 2018, of 13,493 and 27,738 respectively
    		                               19,411,000                 
      general and administrative expenses, net of ceding commission income for the three and six months ended june 30, 2018, of 4,498 and 9,246 respectively
    		                               24,422,000                 
      policy acquisition costs, net of ceding commission income of 14.3 million and 0, respectively
    		                                12,187,000                
      general and administrative expenses, net of ceding commission income of 4.7 million and 0, respectively
    		                                21,931,000                
      income tax benefit (expense) related to items of other comprehensive income
    		                                1,823,000     -965,500 908,000  -1,422,000        
      revenue:
    		                                                
      total revenue
    		                                 74,501,250 101,774,000 96,938,000 99,293,000 84,037,750 109,306,000 115,281,000 111,565,000 101,332,000 89,244,000 99,088,000 105,128,000 85,390,000 58,013,000 46,539,000 
      operating expenses:
    		                                                
      policy acquisition costs
    		                                 17,806,000 20,906,000 21,738,000 23,442,000 22,943,000 22,597,000 20,753,000 18,128,000 16,328,000 15,512,000 12,253,000 13,093,000 13,184,000 12,469,000 6,384,000 
      general and administrative expenses
    		                                 22,888,000 15,420,000 16,092,000 17,314,000 14,308,000 14,191,000 15,977,000 14,434,000 12,759,000 10,226,000 11,936,000 11,204,000 13,579,000 7,121,000 5,801,000 
      total operating expenses
    		                                 67,910,000 100,361,000 83,876,000 87,403,000            
      amortization of debt issuance costs
    		                                 288,250 675,000 241,000 237,000            
      other non-operating expense
    		                                 35,334,000 6,883,000              
      other comprehensive income:
    		                                                
      increase in gross unearned premiums
    		                                        4,677,000 -24,136,000 -20,759,000 -8,496,000 -7,967,000 -74,809,000 -6,897,000 -35,144,000 
      retroactive reinsurance
    		                                                
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 
                                                      
        assets
      		                                                
        fixed maturities, available-for-sale, at fair value
      		751,384,000 713,237,000 700,829,000 665,401,000 667,390,000 655,555,000 671,761,000 698,853,000 644,113,000 560,682,000 651,520,000 695,062,000 613,176,000 635,572,000 633,192,000 635,458,000 673,511,000 669,354,000 660,819,000 643,559,000 622,923,000 561,011,000 445,481,000 698,277,000 613,355,000 587,256,000 616,084,000 553,619,000 527,940,000                    
        equity securities, at fair value,
      		1,072,000 1,064,000 1,064,000 1,064,000 1,064,000 1,936,000 1,936,000 1,936,000 1,936,000 1,666,000 1,739,000 1,499,000 1,495,000 1,514,000 1,514,000 1,514,000 1,417,000 1,415,000    1,599,000 1,599,000 1,599,000 1,599,000 1,618,000                       
        other investments
      		1,259,000 1,285,000 1,285,000 4,864,000 4,930,000 5,952,000 6,747,000 6,790,000 6,886,000 7,067,000 11,745,000 11,777,000 14,283,000 16,484,000 17,084,000 17,352,000 14,561,000 23,929,000 23,887,000 24,786,000 26,409,000 26,409,000 26,774,000 6,374,000 6,375,000 6,375,000 27,372,000 22,761,000 21,693,000                    
        total investments
      		753,715,000 715,586,000 703,178,000 671,329,000 673,384,000 663,443,000 680,444,000 707,579,000 652,935,000 569,415,000 665,004,000 708,338,000 628,954,000 653,570,000 651,790,000 654,324,000 689,489,000 694,698,000 686,121,000 669,760,000 650,747,000 589,019,000 473,854,000 706,250,000 621,329,000 595,249,000 645,074,000 577,998,000 567,008,000 526,105,000 531,250,000 524,879,000 502,913,000 567,013,000 519,880,000 601,191,000 605,838,000 602,982,000 549,778,000 550,067,000 481,167,000 400,096,000 395,688,000 438,684,000 402,748,000 331,159,000 251,140,000 156,976,000 
        cash and cash equivalents
      		517,070,000 559,274,000 560,435,000 473,465,000 425,908,000 452,666,000 509,918,000 480,930,000 386,100,000 463,640,000 228,848,000 247,092,000 329,965,000 280,881,000 297,548,000 290,932,000 286,170,000 359,337,000 393,411,000 446,956,000 402,770,000 440,956,000 509,596,000 288,342,000 313,360,000 268,351,000 229,996,000 262,489,000 279,720,000 250,117,000 221,524,000 218,343,000 193,641,000 153,697,000 352,321,000 134,176,000 104,735,000 105,817,000 130,835,000 142,952,000 168,859,000 236,277,000 201,270,000 131,726,000 160,813,000 160,481,000 101,642,000 182,116,000 
        restricted cash
      		16,221,000 13,307,000 13,290,000 13,467,000 13,454,000 10,979,000 10,980,000 10,956,000 11,365,000 9,699,000 9,733,000 9,678,000 6,699,000 6,691,000 6,265,000 5,416,000 7,416,000 5,415,000 5,415,000 5,414,000 5,427,000 5,427,000 5,437,000 11,849,000 16,069,000 14,657,000 13,789,000 13,784,000 12,257,000 12,253,000 12,250,000 16,884,000 20,836,000 20,833,000 19,853,000 18,381,000 18,440,000 20,910,000 19,261,000 18,644,000 18,644,000 13,085,000 12,786,000 12,786,000 4,339,000 4,339,000 4,339,000  
        accrued investment income
      		6,272,000 6,556,000 5,466,000 5,549,000 5,230,000 5,592,000 5,230,000 5,148,000 4,583,000 4,068,000 3,725,000 3,572,000 3,536,000 3,817,000 3,517,000 3,215,000 3,290,000 3,167,000 3,042,000 3,002,000 2,872,000 2,737,000 2,637,000 4,833,000 4,262,000 4,377,000 4,665,000 4,549,000 4,618,000 4,468,000 3,753,000 4,306,000 4,241,000 5,057,000 4,635,000 5,105,000 5,009,000 4,764,000 4,624,000 4,329,000 3,676,000 3,409,000 3,282,000 3,775,000 3,019,000 2,617,000 1,847,000 1,331,000 
        premiums receivable
      		93,989,000 95,331,000 87,536,000 99,724,000 109,336,000 102,134,000 86,570,000 100,832,000 94,326,000 89,490,000 80,256,000 86,601,000 80,775,000 92,749,000 76,126,000 81,277,000 74,512,000 71,925,000 74,877,000 83,648,000 84,336,000 77,471,000 70,038,000 66,188,000 62,914,000 63,685,000 58,115,000 57,045,000 55,096,000 57,000,000 68,621,000 68,168,000 66,734,000 67,757,000 35,326,000 38,960,000 34,580,000 42,720,000 35,161,000 34,856,000 31,642,000 30,565,000 26,589,000 26,326,000 22,785,000 20,028,000 47,974,000 43,432,000 
        reinsurance recoverable on paid and unpaid claims, net of allowance for credit losses of 175
      		261,179,000                                                
        prepaid reinsurance premiums
      		194,607,000 307,039,000 426,120,000 530,285,000 196,228,000 309,802,000 401,022,000 505,180,000 176,726,000 294,222,000 403,684,000 509,206,000 188,760,000 306,977,000 381,368,000 468,748,000 178,565,000 265,873,000 338,172,000 416,630,000 172,223,000 245,818,000 307,997,000 361,256,000 146,029,000 224,102,000 270,645,000 331,543,000 161,015,000 233,071,000 282,649,000 295,924,000 164,061,000 227,764,000 153,955,000 213,009,000 46,058,000 106,609,000 168,650,000 226,627,000 38,419,000 78,517,000 123,541,000 168,803,000 19,406,000 43,148,000 67,435,000 87,264,000 
        deferred income tax asset
      		5,589,000 5,855,000 7,565,000 11,356,000 22,055,000 13,876,000  12,694,000 15,509,000 11,111,000 16,092,000 10,912,000 17,962,000 16,841,000 14,637,000 9,762,000 12,451,000                                
        deferred policy acquisition costs
      		64,367,000 64,544,000 66,792,000 70,940,000 63,906,000 63,204,000 109,441,000 114,818,000 104,217,000 102,884,000 104,098,000 106,736,000 98,035,000 99,617,000 100,649,000 99,468,000 90,641,000 93,881,000 95,425,000 95,967,000 88,876,000 89,265,000 86,140,000 81,590,000 74,895,000 77,211,000 75,613,000 74,064,000 69,883,000 73,055,000 75,702,000 69,648,000 53,862,000 41,678,000 41,888,000 41,792,000 41,215,000 42,779,000 42,129,000 42,568,000 35,991,000 34,800,000 32,494,000 31,948,000 25,843,000 24,370,000 25,626,000 25,392,000 
        property and equipment
      		28,447,000 28,254,000 27,605,000 38,935,000 38,843,000 38,080,000 36,789,000 34,510,000 32,767,000 33,218,000 32,418,000 30,716,000 27,603,000 25,729,000 22,784,000 19,622,000 17,144,000 17,426,000 17,950,000 18,565,000 18,674,000 18,685,000 19,134,000 19,998,000 20,395,000 20,753,000 20,873,000 21,110,000 21,317,000 17,998,000 18,480,000 18,329,000 18,417,000 18,748,000 16,198,000 16,547,000 16,944,000 17,179,000 17,600,000 17,873,000 17,514,000 17,111,000 17,424,000 17,354,000 17,734,000 17,087,000 16,674,000 13,768,000 
        right-of-use lease asset, finance
      		11,978,000 12,598,000 13,213,000 13,837,000 14,459,000 15,082,000 15,708,000 16,337,000 16,971,000 17,606,000 18,214,000 18,849,000 19,490,000 20,132,000                                   
        right-of-use lease asset, operating
      		6,328,000 4,878,000 5,190,000 5,246,000 5,540,000 5,850,000 6,057,000 6,357,000 6,662,000 6,835,000 7,166,000 7,390,000 7,563,000 7,335,000                                   
        intangibles
      		28,643,000 30,189,000 31,734,000 33,280,000 34,826,000 36,372,000 37,918,000 39,464,000 41,009,000 42,555,000 44,101,000 45,647,000 47,987,000 49,575,000 51,163,000 52,751,000 54,338,000 55,926,000 57,514,000 59,102,000 60,689,000 62,277,000 63,864,000 65,461,000 67,051,000 68,642,000 70,569,000 72,663,000 74,757,000 76,850,000 81,911,000 88,371,000 94,999,000 101,626,000 22,967,000 23,526,000 24,084,000 26,542,000 26,402,000 28,467,000 31,279,000        
        other assets
      		32,579,000 33,823,000 33,418,000 26,179,000 16,845,000 11,640,000 12,961,000 15,590,000 17,895,000 12,674,000 13,060,000 15,022,000 15,344,000 11,509,000 11,133,000 15,956,000 13,314,000 12,272,000 13,220,000 15,856,000 19,549,000 18,004,000 16,827,000 28,804,000 26,738,000 18,110,000 16,354,000 18,144,000 15,232,000 11,821,000 15,653,000 23,239,000 22,902,000 19,883,000 13,107,000 7,197,000 5,623,000 5,775,000 5,727,000 4,768,000 4,596,000 15,574,000 14,464,000 7,630,000 6,626,000 5,180,000 5,259,000 5,297,000 
        total assets
      		2,020,984,000 2,195,822,000 2,367,424,000 2,536,755,000 2,213,097,000 2,468,924,000 2,374,388,000 2,599,349,000 2,130,134,000 2,153,200,000 2,368,706,000 2,357,016,000 2,158,781,000 2,392,600,000 2,522,583,000 2,029,905,000 1,836,396,000 1,980,762,000 2,248,122,000 2,351,626,000 2,014,794,000 2,089,379,000 2,148,390,000 2,166,390,000 1,880,495,000 1,939,670,000 1,842,879,000 1,933,985,000 1,676,993,000 1,768,713,000 1,825,327,000 1,990,899,000 1,866,411,000 1,771,210,000 1,598,984,000 1,148,635,000 955,404,000 1,033,244,000 1,053,714,000 1,122,965,000 879,043,000 837,398,000 855,044,000 854,125,000 668,649,000 615,031,000 522,768,000 525,831,000 
        liabilities and stockholders' equity
      		                                                
        unpaid losses and loss adjustment expenses
      		544,043,000 579,477,000 649,584,000 713,183,000 848,928,000 1,042,687,000 775,468,000 822,271,000 843,687,000 845,955,000 971,321,000 817,859,000 980,992,000 1,131,807,000 1,209,352,000 553,909,000 588,420,000 590,166,000 636,146,000 625,979,000 637,882,000 659,341,000 662,997,000 620,718,000 607,177,000 613,533,000 417,586,000 430,412,000 404,484,000 432,359,000 421,095,000 488,610,000 547,735,000 470,083,000 489,580,000 122,785,000 131,572,000 140,137,000 125,695,000 117,485,000 108,443,000 83,722,000 74,445,000 70,129,000 61,846,000 51,469,000 41,965,000 34,533,000 
        unearned premiums
      		701,090,000 707,923,000 733,434,000 762,235,000 704,857,000 702,707,000 724,426,000 765,632,000 691,174,000 675,921,000 688,872,000 716,378,000 649,864,000 656,641,000 651,913,000 655,351,000 586,236,000 590,419,000 605,304,000 625,512,000 573,411,000 569,618,000 552,627,000 529,321,000 480,627,000 486,220,000 484,849,000 479,162,000 454,225,000 472,357,000 484,680,000 485,230,000 452,537,000 475,334,000 313,843,000 312,552,000 305,650,000 318,024,000 323,354,000 340,818,000 327,160,000 302,493,000 278,358,000 257,599,000 249,103,000 241,136,000 166,326,000 159,430,000 
        reinsurance payable
      		73,498,000 232,801,000 378,937,000 502,280,000 123,065,000 227,060,000 344,486,000 504,291,000 102,538,000 159,823,000 282,663,000 387,598,000 95,900,000 199,803,000 278,298,000 375,284,000 116,218,000 191,728,000 324,730,000 392,783,000 144,206,000 161,918,000 240,857,000 296,606,000 101,960,000 156,351,000 254,152,000 324,834,000 114,263,000 166,975,000 217,022,000 276,507,000 56,008,000 17,577,000 158,122,000 224,807,000 40,924,000 96,667,000 177,867,000 237,020,000 27,626,000 60,210,000 135,589,000 177,853,000 16,323,000 17,113,000 54,330,000 81,373,000 
        long-term debt
      		77,613,000 78,428,000 79,253,000 92,361,000 94,808,000 116,319,000 118,551,000 120,780,000 123,007,000 119,732,000 122,066,000 124,376,000 126,700,000 128,943,000 121,283,000 122,990,000 123,689,000 120,757,000 121,481,000 119,801,000 119,501,000 120,998,000 122,589,000 126,056,000 125,775,000 129,248,000 130,849,000 132,449,000 132,176,000 148,794,000 178,330,000 177,257,000 185,138,000 184,405,000 188,634,000              
        advance premiums
      		30,797,000 19,164,000 26,294,000 18,606,000 21,635,000 15,186,000 27,936,000 26,262,000 37,019,000 23,900,000 33,706,000 38,939,000 39,642,000 26,516,000 37,855,000 37,827,000 39,167,000 24,504,000 33,341,000 36,625,000 21,497,000 18,268,000 31,618,000 30,870,000 29,394,000 16,504,000 21,244,000 24,463,000 27,892,000 20,000,000 33,435,000 35,821,000 37,738,000 23,648,000 20,397,000 25,884,000 22,081,000 18,565,000 20,382,000 23,827,000 23,256,000 12,138,000 13,066,000 11,409,000 14,329,000 5,143,000 10,010,000 7,905,000 
        income taxes payable
      		15,499,000 4,282,000   20,577,000                    4,439,000                 2,092,000   7,325,000 12,808,000 298,000 2,348,000 
        accrued compensation
      		4,896,000 8,844,000 7,730,000 6,383,000 10,436,000 8,926,000 7,312,000 6,278,000 3,876,000 9,461,000 8,611,000 8,129,000 5,349,000 6,594,000 8,067,000 7,730,000 5,770,000 8,014,000 9,430,000 8,740,000 8,112,000 9,325,000 11,617,000 11,250,000 8,237,000 5,347,000 8,263,000 4,758,000 7,752,000 9,226,000 10,486,000 6,754,000 7,328,000 16,477,000 6,955,000 5,479,000 3,469,000 4,303,000 5,500,000 6,238,000 3,797,000 2,305,000 11,666,000 8,880,000 5,075,000 442,000 4,673,000 3,144,000 
        lease liability, finance
      		14,914,000 15,587,000 16,251,000 16,868,000 17,481,000 18,071,000 18,669,000 19,250,000 19,830,000 20,386,000 20,903,000 21,457,000 22,012,000 22,557,000                                   
        lease liability, operating
      		6,521,000 5,800,000 6,158,000 6,257,000 6,595,000 6,945,000 7,192,000 7,528,000 7,868,000 8,076,000 8,439,000 8,690,000 8,890,000 8,690,000                                   
        accounts payable and other liabilities
      		31,741,000 38,265,000 32,530,000 35,280,000 35,712,000 39,378,000 71,004,000 71,724,000 66,200,000 69,666,000 80,739,000 72,963,000 74,708,000 80,010,000 69,217,000 66,621,000 64,655,000 71,525,000 67,036,000 65,856,000 71,628,000 89,090,000 70,497,000 68,113,000 64,962,000 71,045,000 66,428,000 81,522,000 95,147,000 85,964,000 77,760,000 119,290,000 172,754,000 169,537,000               
        total liabilities
      		1,500,612,000 1,690,571,000 1,930,171,000 2,153,453,000 1,884,094,000 2,178,124,000 2,095,044,000 2,344,016,000 1,895,199,000 1,932,920,000 2,217,320,000 2,196,389,000 2,004,057,000 2,261,561,000 2,404,886,000 1,849,359,000 1,554,630,000 1,637,711,000 1,843,097,000 1,926,753,000 1,587,346,000 1,647,035,000 1,705,250,000 1,703,891,000 1,431,198,000 1,490,871,000 1,397,649,000 1,495,135,000 1,241,906,000 1,343,380,000 1,434,771,000 1,604,819,000 1,477,518,000 1,391,394,000 1,297,303,000 783,368,000 594,573,000 675,285,000 676,470,000 750,598,000 522,798,000 480,845,000 522,644,000 542,025,000 380,843,000 359,942,000 291,291,000 304,224,000 
        commitments and contingencies
      		                                                
        stockholders’ equity:
      		                                                
        common stock, 0.0001 par value...
      		3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 2,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 
        additional paid-in capital
      		357,813,000 365,736,000 366,796,000 365,559,000 363,909,000 362,644,000 362,609,000 361,789,000 360,956,000 360,310,000 336,829,000 335,501,000 335,098,000 334,711,000 334,246,000 333,747,000 333,213,000 332,797,000 332,562,000 332,287,000 332,000,000 331,867,000 333,332,000 332,037,000 330,680,000 329,568,000 331,558,000 330,281,000 328,937,000 325,292,000 295,500,000 294,183,000 297,112,000 294,836,000 209,338,000 208,135,000 206,931,000 205,727,000 206,240,000 205,036,000 203,832,000 202,628,000 198,584,000 193,184,000 190,004,000 188,342,000 184,024,000 183,984,000 
        accumulated other comprehensive loss, net of taxes
      		-13,988,000      -19,731,000 -34,770,000 -35,466,000  -49,719,000 -46,574,000 -44,295,000  -54,573,000 -41,194,000 -28,894,000                                
        treasury stock
      		-143,189,000 -133,183,000 -133,183,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,900,000 -130,286,000 -128,557,000 -128,557,000 -123,557,000 -116,370,000 -115,365,000 -115,365,000 -115,365,000 -115,365,000 -115,365,000 -113,354,000 -105,368,000 -101,078,000 -96,529,000 -94,196,000 -89,185,000 -89,185,000 -89,185,000 -89,184,000 -87,185,000 -87,185,000 -34,169,000 -30,068,000 -25,562,000 -20,562,000 -16,562,000 -9,635,000        
        retained earnings
      		319,733,000 283,250,000 216,575,000 166,154,000 118,130,000 87,656,000 67,363,000 59,211,000 40,342,000 26,117,000  2,597,000    16,547,000 106,001,000 138,381,000 189,235,000 207,325,000 212,955,000 219,782,000 218,645,000 225,561,000 223,126,000 217,266,000 206,197,000 199,836,000 200,907,000 195,750,000 193,821,000 189,427,000 188,611,000 175,226,000 179,948,000 191,867,000 187,009,000 182,809,000 187,447,000 178,327,000 161,799,000 155,955,000 137,290,000 120,477,000 95,077,000 65,021,000 45,344,000 35,378,000 
        total stockholders' equity
      		520,372,000 505,251,000 437,253,000 383,302,000 329,003,000 290,799,000 279,344,000 255,333,000 234,935,000 220,280,000 151,386,000 160,627,000 154,724,000 131,039,000 117,697,000 180,546,000 281,766,000 343,051,000 405,025,000 424,873,000 427,448,000 442,344,000 443,140,000 462,499,000 449,297,000 448,799,000 445,230,000 438,850,000 435,087,000 425,333,000 390,556,000 386,080,000 388,893,000 379,816,000 301,681,000 365,267,000 360,831,000 357,959,000 377,244,000 372,367,000 356,245,000 356,553,000       
        total liabilities and stockholders' equity
      		2,020,984,000 2,195,822,000 2,367,424,000 2,536,755,000 2,213,097,000 2,468,924,000 2,374,388,000 2,599,349,000 2,130,134,000 2,153,200,000 2,368,706,000 2,357,016,000 2,158,781,000 2,392,600,000 2,522,583,000 2,029,905,000 1,836,396,000 1,980,762,000 2,248,122,000 2,351,626,000 2,014,794,000 2,089,379,000 2,148,390,000 2,166,390,000 1,880,495,000 1,939,670,000 1,842,879,000 1,933,985,000 1,676,993,000 1,768,713,000 1,825,327,000 1,990,899,000 1,866,411,000 1,771,210,000 1,598,984,000 1,148,635,000 955,404,000 1,033,244,000 1,053,714,000 1,122,965,000 879,043,000 837,398,000       
        reinsurance recoverable on paid and unpaid claims, net of allowance for credit losses of 175 and 197
      		 318,588,000 379,477,000 524,045,000                                             
        accumulated other comprehensive income, net of taxes
      		 -10,555,000 -12,938,000 -17,514,000 -22,139,000 -28,604,000    -35,250,000    -53,585,000    -4,573,000    6,057,000                           
        income taxes receivable
      		  6,405,000 19,118,000      13,354,000    12,118,000    11,739,000 35,490,000 40,000,000 29,896,000 32,224,000 16,250,000 4,651,000  3,171,000 10,611,000 17,731,000 365,000 35,586,000 36,249,000 42,492,000 17,523,000 37,338,000 1,649,000 2,297,000 6,424,000 10,713,000 5,280,000 2,969,000   6,666,000 8,190,000   832,000 10,255,000 
        reinsurance recoverable on paid and unpaid claims, net of allowance for credit losses of 197
      		    593,083,000 740,204,000 441,579,000 536,888,000 565,694,000                                        
        income tax payable
      		     846,000                                   1,829,000        
        income tax receivable
      		      8,743,000 12,066,000 3,375,000  14,872,000 13,261,000 4,264,000  13,760,000 13,281,000 1,365,000                                
        deferred income tax assets
      		      11,028,000                                          
        reinsurance recoverable on paid and unpaid claims, net of allowance for credit losses of 197 and 45
      		         482,429,000 727,435,000 543,996,000 681,844,000                                    
        retained deficit
      		          -4,827,000  -5,182,000                                    
        reinsurance recoverable on paid and unpaid claims, net of allowance for credit losses of 45
      		             805,059,000 866,625,000 289,106,000 288,779,000 269,391,000    355,037,000                           
        goodwill
      		                91,959,000 91,959,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 152,459,000 46,454,000 46,454,000 46,454,000 46,454,000 48,267,000 48,845,000 47,256,000        
        deferred income tax liability
      		                 9,426,000 13,665,000                              
        retained (deficit) earnings
      		             -19,190,000 -31,693,000                                  
        right-of-use lease asset
      		              25,218,000 26,047,000 26,963,000 27,753,000 28,652,000 29,349,000                             
        lease liability
      		              28,901,000 29,647,000 30,475,000 31,172,000 31,964,000 31,840,000                             
        equity securities, at cost
      		                  1,415,000 1,415,000 1,415,000                            
        reinsurance recoverable on paid and unpaid claims, net of allowance for estimated uncollectible reinsurance of 45
      		                  346,374,000 314,918,000 326,276,000                            
        accumulated other comprehensive income
      		                  -405,000 623,000 -2,145,000  6,525,000 20,263,000 8,842,000 7,330,000 8,550,000 5,259,000           4,116,000 5,563,000 246,000 -2,033,000 -3,477,000 -1,564,000 2,722,000 1,723,000 2,106,000 2,242,000 
        deferred income tax
      		                   19,617,000 11,109,000 18,477,000 12,448,000 20,957,000 8,627,000 12,623,000 14,278,000 17,535,000 5,967,000 7,705,000 11,963,000 15,350,000 18,280,000 34,333,000               
        reinsurance recoverable on paid and unpaid claims, net of allowance for estimated uncollectible reinsurance of 54
      		                      424,157,000                          
        reinsurance recoverable on paid and unpaid claims, net of allowance for estimated uncollectible reinsurance of 39
      		                       374,709,000                         
        reinsurance recoverable on paid and unpaid claims, net of allowance for estimated uncollectible reinsurance of 44
      		                        374,994,000                        
        reinsurance recoverable on paid and unpaid claims
      		                         428,903,000 274,116,000 330,406,000 263,266,000 317,930,000 324,826,000 467,857,000 553,823,000 357,357,000 370,751,000              
        federal home loan bank (fhlb) stock, at cost
      		                          1,618,000                      
        equity securities, at fair value
      		                           1,618,000 17,375,000                    
        accumulated other comprehensive loss
      		                            -564,000 -6,527,000 -9,583,000 -8,348,000 -7,649,000 -3,064,000 -422,000 -569,000 -3,044,000 -5,018,000           
        fixed maturity securities, available for sale, at fair value
      		                             509,649,000 515,541,000 508,921,000 486,678,000 549,796,000 494,484,000 569,052,000 572,904,000 571,011,000 517,573,000 518,211,000 453,037,000 371,783,000 380,310,000 401,529,000 364,896,000 293,085,000 215,828,000 133,417,000 
        equity securities, available for sale, at fair value
      		                             16,456,000 15,709,000 15,958,000 16,235,000 17,217,000 25,396,000 32,139,000 32,934,000 31,971,000 32,205,000 31,856,000 28,130,000 28,313,000 15,378,000 31,055,000 31,702,000 31,225,000 28,847,000 17,538,000 
        deferred income taxes
      		                                  4,493,000 4,651,000 3,817,000     7,964,000 6,442,000 6,903,000 5,336,000 6,622,000   
        funds held by company under reinsurance treaties
      		                                  61,732,000              
        derivative liability, accounts payable and other liabilities
      		                                  53,547,000              
        note payable, net of issuance costs
      		                                   73,276,000 73,040,000 72,905,000           
        other liabilities
      		                                   13,934,000 14,020,000 21,681,000 16,706,000 17,594,000 27,995,000 17,885,000 9,520,000 16,155,000 26,842,000 31,831,000 12,400,000 12,165,000 
        mortgage loan, held to maturity, at amortized cost
      		                                           6,100,000 6,150,000 6,849,000 6,465,000 6,021,000 
        reinsurance premiums receivable
      		                                          14,398,000      
        liabilities and stockholders’ equity
      		                                                
        total stockholders’ equity
      		                                          332,400,000 312,100,000 287,806,000 255,089,000 231,477,000 221,607,000 
        total liabilities and stockholders’ equity
      		                                          855,044,000 854,125,000 668,649,000 615,031,000 522,768,000 525,831,000 
        redeemable shares
      		                                                
        stockholders’ equity
      		                                                
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 
                                                       
          operating activities
        		                                               
          net income
        		36,483,000 66,675,000 50,421,000 48,024,000 30,474,000 20,293,000 8,152,000 18,869,000 14,225,000 30,944,000 -7,424,000 7,779,000 14,008,000     -49,218,000 -16,412,000 -3,949,000 -5,148,000 2,807,000 -5,233,000 4,132,000 7,620,000 12,818,000 8,133,000 721,000 6,964,000 3,928,000 5,989,000 2,409,000 14,829,000 -5,048,000 -8,696,000 6,642,000 5,983,000 -2,855,000 10,929,000 18,368,000 7,423,000 20,243,000 16,813,000 25,400,000 30,056,000 19,677,000 9,966,000 
          adjustments to reconcile net income to net cash from operating activities:
        		                                               
          stock-based compensation
        		986,000 1,236,000 1,237,000 1,650,000 1,265,000 1,006,000 820,000 833,000 595,000 -764,000 1,328,000 403,000 395,000 501,000 499,000 503,000 505,000 295,000 319,000 287,000 260,000 622,000 1,359,000 1,357,000 1,345,000 1,345,000 1,345,000 1,344,000 1,345,000 1,344,000 1,317,000 1,306,000 1,306,000 1,204,000 1,203,000 1,204,000 1,204,000 1,203,000 1,204,000 1,204,000 1,204,000 774,000 25,000 398,000 1,450,000 3,261,000  
          bond amortization and accretion
        		-151,000 -402,000 -169,000 -116,000 -92,000 -144,000 -948,000 -813,000 -739,000 -1,004,000 -1,223,000 -982,000 -279,000 560,000 816,000 835,000 910,000 1,036,000 1,058,000 1,043,000 917,000 982,000 1,486,000 1,402,000 1,359,000 1,191,000 1,382,000 1,285,000 1,229,000 1,312,000 1,481,000 1,662,000 1,792,000               
          amortization of original issuance discount on debt
        		123,000 112,000 111,000 0 140,000 215,000 214,000 215,000 213,000 107,000 127,000 118,000 117,000 118,000 143,000 255,000 521,000 330,000 624,000 375,000 455,000 359,000 355,000 352,000 349,000 346,000 343,000 340,000 390,000 697,000 1,138,000 1,179,000 871,000               
          depreciation and amortization
        		3,152,000 3,541,000 3,302,000 2,977,000 2,879,000 2,818,000 2,242,000 2,265,000 2,226,000 2,226,000 2,197,000 2,139,000 2,127,000 2,126,000 2,133,000 2,053,000 2,047,000 2,104,000 2,303,000 2,022,000 2,020,000 2,023,000 2,039,000 2,015,000 2,024,000 2,162,000 2,782,000 2,796,000 2,696,000 5,662,000 7,367,000 7,000,000 7,041,000 1,838,000 2,106,000 957,000 2,841,000 2,901,000 2,464,000 3,213,000 398,000 424,000 324,000 308,000 294,000 265,000 240,000 
          provision for credit losses
        		-77,000                                               
          net realized losses
        		16,000    4,000    1,000                  -103,000                 116,000 3,000   
          deferred income taxes
        		1,340,000 950,000 2,364,000 9,256,000 -10,195,000 -105,000 -3,001,000 2,597,000 -4,330,000 479,000 -4,210,000 7,747,000 -3,976,000 -2,421,000 -786,000 6,449,000 -14,444,000  -5,642,000 7,673,000 -4,893,000  -4,371,000 8,890,000 -4,452,000  -4,340,000 8,623,000 -4,098,000  -1,722,000 -2,319,000 -13,260,000         -2,429,000 1,662,000 1,123,000 660,000 -7,668,000 -1,954,000 
          changes in operating assets and liabilities:
        		                                               
          accrued investment income
        		284,000 -1,090,000 83,000 -319,000 362,000 -362,000 -82,000 -565,000 -515,000 -343,000 -153,000 -36,000 281,000 -300,000 -302,000 75,000 -123,000 -125,000 -40,000 -130,000 -135,000 -100,000 2,196,000 -571,000 115,000 288,000 -116,000 69,000 -150,000 -715,000 553,000 -65,000 816,000 174,000 470,000 -96,000 -245,000 -140,000 -295,000 -653,000 -267,000 -127,000 493,000 -756,000 -402,000 -770,000 -516,000 
          premiums receivable
        		1,419,000 -7,891,000 12,075,000 9,437,000 -7,208,000 -16,302,000 14,246,000 -6,601,000 -4,038,000 -10,038,000 6,380,000 -5,886,000 11,947,000 -16,612,000 5,145,000 -6,783,000 -2,573,000 3,059,000 8,776,000 653,000 -6,941,000 -7,595,000 -3,850,000 -3,274,000 771,000 -5,570,000 -1,070,000 -1,949,000 1,904,000 12,089,000 -921,000 -1,434,000 1,023,000 -8,304,000 3,634,000 -4,380,000 8,140,000 -7,560,000 -583,000 -3,214,000 603,000 -3,726,000 -263,000 -3,541,000 -2,757,000 27,946,000 -4,792,000 
          prepaid reinsurance premiums
        		112,432,000 119,081,000 104,165,000 -334,057,000 113,574,000 91,220,000 104,158,000 -328,454,000 117,496,000 109,462,000 105,522,000 -320,446,000 118,217,000 74,391,000 87,380,000 -290,183,000 87,308,000 72,299,000 78,458,000 -244,407,000 73,595,000 62,179,000 53,259,000 -215,227,000 78,073,000 46,543,000 60,898,000 -170,528,000 72,056,000 49,578,000 13,275,000 -131,863,000 63,703,000 63,569,000 59,054,000 -166,951,000 60,551,000 62,041,000 57,977,000 -188,208,000 44,890,000 45,024,000 45,262,000 -149,397,000 23,742,000 24,287,000 19,829,000 
          reinsurance recoverable on paid and unpaid claims
        		57,409,000 60,889,000 144,612,000 69,016,000 147,121,000  95,309,000 28,806,000 -83,265,000  -183,439,000 137,848,000 123,063,000  -577,519,000 -327,000 -19,388,000  -31,456,000 11,358,000 28,761,000  -49,463,000 286,000 53,880,000  56,290,000                     
          deferred policy acquisition costs
        		177,000 2,248,000 4,148,000 -7,034,000 -702,000 12,610,000 5,377,000 -10,601,000 -1,333,000 1,214,000 2,638,000 -8,701,000 1,582,000 1,032,000 -1,181,000 -8,827,000 3,240,000 1,544,000 542,000 -7,091,000 389,000 -3,125,000 -4,550,000 -6,695,000 2,316,000 -1,598,000 -1,549,000 -4,180,000 3,171,000 2,647,000 -6,054,000 -15,786,000 -12,184,000 210,000 -96,000 -577,000 1,564,000 -650,000 439,000 -6,577,000 -1,191,000 -2,306,000 -546,000 -6,105,000 -1,473,000 1,256,000 -234,000 
          right of use leased asset
        		-830,000  680,000 916,000 933,000  929,000 939,000 808,000  859,000 814,000 414,000  829,000 916,000 790,000    245,000  254,000 397,000 110,000                       
          other assets
        		1,244,000 -379,000 3,761,000 -9,334,000 -5,205,000 1,321,000 2,629,000 2,305,000 -5,221,000 386,000 1,962,000 322,000 -3,835,000 -376,000 4,823,000 -2,642,000 -1,042,000 947,000 2,637,000 -2,523,000 -1,790,000 -160,000 11,699,000 -2,509,000 -8,739,000 5,293,000 1,790,000 -2,913,000 -5,898,000 7,832,000 3,586,000 -337,000 -3,019,000 2,425,000 -5,910,000 -1,574,000 152,000 -48,000 -984,000 -172,000 1,381,000 -1,310,000 1,166,000 -1,004,000 -1,446,000 81,000 36,000 
          unpaid losses and loss adjustment expenses
        		-35,434,000 -70,107,000 -63,599,000 -135,745,000 -193,759,000 267,219,000 -46,803,000 -21,416,000 -2,268,000 -125,366,000 153,462,000 -163,133,000 -150,815,000 -77,545,000 655,443,000 -34,511,000 -1,746,000 -45,980,000 10,167,000 -11,903,000 -21,459,000 -3,656,000 42,279,000 13,541,000 -6,356,000 195,947,000 -12,826,000 25,928,000 -27,875,000 11,264,000 -67,515,000 -59,125,000 77,652,000 -113,301,000 366,796,000 -8,788,000 -8,565,000 14,442,000 8,210,000 9,042,000 24,721,000 9,277,000 4,316,000 8,283,000 10,377,000 9,504,000 7,432,000 
          unearned premiums
        		-6,833,000 -25,511,000 -28,801,000 57,378,000 2,150,000 -21,719,000 -41,206,000 74,458,000 15,253,000 -12,951,000 -27,506,000 66,514,000 -6,777,000 4,728,000 -3,438,000 69,115,000 -4,183,000 -14,885,000 -20,208,000 52,101,000 3,793,000 16,991,000 23,306,000 48,694,000 -5,593,000 1,371,000 5,687,000 24,937,000 -18,132,000 -12,323,000 -550,000 32,693,000 -22,797,000 -13,560,000 1,292,000 6,901,000 -12,373,000 -5,330,000 -17,465,000 13,658,000 -4,677,000 24,136,000 20,759,000 8,496,000 7,967,000 74,809,000 6,897,000 
          reinsurance payable
        		-159,303,000 -146,136,000 -123,343,000 379,215,000 -103,995,000 -117,426,000 -159,805,000 401,753,000 -57,285,000 -122,840,000 -104,935,000 291,698,000 -103,903,000 -78,495,000 -96,986,000 259,066,000 -75,510,000 -133,002,000 -68,053,000 248,577,000 -17,712,000 -78,939,000 -55,749,000 194,646,000 -54,391,000 -97,801,000 -70,682,000 210,571,000 -52,712,000 -50,047,000 -59,485,000 220,499,000 38,431,000 -140,561,000 -66,685,000 183,883,000 -55,743,000 -81,200,000 -59,153,000 209,394,000 -32,584,000 -75,379,000 -42,264,000 161,530,000 -790,000 -37,217,000 -27,043,000 
          accrued interest
        		2,000 434,000 -188,000 -142,000 17,000 350,000 -55,000 5,000 -479,000 31,000 -319,000 -35,000 -87,000 157,000 -255,000 437,000 -342,000 41,000 195,000 456,000 -666,000 -1,001,000 -211,000 2,170,000 -1,172,000 -1,000 48,000 1,000 127,000 -1,236,000 2,391,000 -6,365,000 3,217,000 4,580,000 2,575,000 -2,007,000 -1,931,000           
          accrued compensation
        		-3,948,000 1,114,000 1,347,000 -4,053,000 1,510,000 1,614,000 1,034,000 2,402,000 -5,585,000 850,000 482,000 2,780,000 -1,245,000 -1,473,000 337,000 1,960,000 -2,244,000 -1,416,000 690,000 628,000 -1,213,000 -2,292,000 367,000 3,013,000 2,890,000 -2,916,000 3,505,000 -2,994,000 -1,474,000 -1,260,000 3,732,000 -504,000 -9,219,000 703,000 1,476,000 2,010,000 -834,000 -1,198,000 -738,000 2,441,000 274,000 -9,361,000 2,786,000 3,805,000 4,633,000 -4,231,000 1,529,000 
          advance premiums
        		11,633,000 -7,130,000 7,688,000 -3,029,000 6,449,000 -12,750,000 1,674,000 -10,757,000 13,119,000 -9,806,000 -5,233,000 -703,000 13,126,000 -11,339,000 28,000 -1,340,000 14,663,000 -8,837,000 -3,284,000 15,128,000 3,229,000 -13,350,000 748,000 1,476,000 12,890,000 -4,740,000 -3,219,000 -3,429,000 7,892,000 -13,435,000 -2,386,000 -1,917,000 14,090,000 1,323,000 -5,488,000 3,804,000 3,516,000 -1,817,000 -3,445,000 571,000 9,027,000 -928,000 1,657,000 -2,920,000 9,186,000 -4,867,000 2,105,000 
          leased liabilities
        		48,000  -716,000 -951,000 -940,000    -764,000                                       
          income tax payable
        		11,217,000  0 -20,577,000 19,731,000                                           
          other liabilities
        		-6,525,000 5,450,000 -2,710,000 -291,000 -3,682,000 1,652,000 -665,000 5,518,000 -2,987,000 -11,105,000 8,096,000 -1,710,000 -5,204,000 10,635,000 4,401,000 1,529,000 -6,515,000 4,389,000 1,212,000 1,654,000 -16,533,000 19,394,000 -2,032,000 10,101,000 -9,332,000 -24,547,000 -21,275,000 6,498,000 3,253,000 5,680,000 -43,922,000   66,427,000 12,714,000 2,158,000 -5,596,000 8,673,000 -1,699,000 -10,402,000 1,184,000 6,787,000 -6,635,000 -10,687,000 -4,989,000 20,486,000 237,000 
          net cash from operating activities
        		24,864,000 13,806,000 124,303,000 43,292,000 837,000 -56,078,000 -13,365,000 152,230,000 4,308,000 99,757,000 -53,461,000 9,173,000 14,946,000 -18,780,000 32,055,000 -8,329,000 -39,206,000 -10,020,000 -32,782,000 63,705,000 39,227,000 51,650,000 -13,236,000 46,100,000 85,697,000 3,504,000 39,738,000 -8,907,000 85,322,000 35,085,000 12,011,000 60,464,000 -12,132,000 -91,137,000 63,199,000 29,048,000 6,456,000 -24,465,000 -4,678,000 47,263,000 57,010,000 36,322,000 32,439,000 12,736,000 72,363,000 140,885,000 17,617,000 
          capital expenditures
        		0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 
          free cash flows
        		24,864,000 13,806,000 124,303,000 43,292,000 837,000 -56,078,000 -13,365,000 152,230,000 4,308,000 99,757,000 -53,461,000 9,173,000 14,946,000 -18,780,000 32,055,000 -8,329,000 -39,206,000 -10,020,000 -32,782,000 63,705,000 39,227,000 51,650,000 -13,236,000 46,100,000 85,697,000 3,504,000 39,738,000 -8,907,000 85,322,000 35,085,000 12,011,000 60,464,000 -12,132,000 -91,137,000 63,199,000 29,048,000 6,456,000 -24,465,000 -4,678,000 47,263,000 57,010,000 36,322,000 32,439,000 12,736,000 72,363,000 140,885,000 17,617,000 
          investing activities
        		                                               
          fixed maturity securities sales, maturities and paydowns
        		34,642,000 125,557,000 94,528,000 72,475,000 18,763,000    29,770,000 90,528,000 -237,413,000 334,326,000 145,070,000 37,392,000 13,146,000 21,056,000 22,132,000 61,121,000 62,504,000 44,432,000 40,470,000 81,212,000 322,854,000 29,688,000 58,462,000 54,330,000                      
          fixed maturity securities purchases
        		-77,159,000 -134,538,000 -123,779,000 -64,230,000 -22,097,000 -98,865,000 18,159,000 -93,518,000 -112,746,000 20,040,000 277,683,000 -418,215,000 -110,251,000 -39,263,000 -29,168,000 0 -58,969,000 -76,036,000 -82,167,000 -62,491,000 -113,890,000 -196,318,000 -69,063,000 -101,191,000 -83,891,000 -27,507,000 -105,204,000                     
          redemption of equity securities
        		 0 0 -67,000 960,000                                           
          proceeds from sale of assets
        		17,000                      779,000    -6,000 0 71,000                   
          return on other investments
        		26,000 0 3,578,000 66,000 1,022,000   97,000 180,000                                       
          equity securities reinvestments of dividends
        		-11,000        -270,000 74,000     0 -97,000 -2,000                               
          cost of property and equipment acquired, net of disposals
        		-1,816,000                                               
          net cash from investing activities
        		-44,301,000 -11,568,000 -24,361,000 6,725,000 -3,469,000 2,243,000 44,820,000 -55,367,000 -83,295,000 113,197,000 37,709,000 -86,625,000 36,525,000 -4,355,000 -19,461,000 13,602,000 -27,648,000 -14,175,000 -18,863,000 -17,778,000 -73,664,000 -114,580,000 233,657,000 -71,530,000 -25,485,000 47,061,000 -63,874,000 -2,601,000 -34,171,000 5,231,000 -11,804,000 -24,809,000 55,747,000 -91,812,000 79,541,000 6,278,000 -1,249,000 -70,169,000 -1,630,000 -64,403,000 -113,214,000 -3,846,000 33,730,000 -44,605,000 -72,243,000 -82,046,000 -98,091,000 
          financing activities
        		                                               
          principal payments on term loan facility
        		-938,000                 -875,000                              
          purchase of treasury stock
        		-10,006,000             -614,000 -1,729,000 0 -5,000,000 -7,187,000    0 0 -2,011,000 -7,986,000 -4,290,000 -4,549,000 -2,333,000 -5,011,000 0 0 -1,000 -1,999,000 1,000 -53,017,000 -4,101,000 -4,506,000 -5,000,000 -4,000,000 -6,927,000 -9,635,000       
          repayment of loan agreement
        		                                               
          tax withholding on share-based compensation awards
        		-8,909,000                                               
          mortgage loan payments
        		 -148,000 -10,491,000 -72,000 -76,000 -72,000 -68,000   -66,000 -62,000   -82,000 -80,000 -79,000 -81,000 -78,000 -76,000 -75,000 -77,000 -75,000 -72,000 -71,000 -72,000 -71,000 -68,000 -68,000 -70,000 -68,000 -65,000 -63,000 -68,000               
          net cash from financing activities
        		-19,853,000 -3,382,000 -13,149,000 -2,447,000 -21,651,000 -3,418,000 -2,443,000 -2,442,000 3,113,000 21,804,000 -2,437,000 -2,442,000 -2,379,000 6,894,000 -5,129,000 -2,511,000 -4,312,000 -9,879,000 -1,899,000 -1,754,000 -3,749,000 -5,720,000 -5,579,000 -3,808,000 -13,791,000 -11,342,000 -8,352,000 -4,196,000 -21,544,000 -11,720,000 -1,660,000 -14,905,000 -3,668,000 -15,675,000 75,405,000 -5,885,000 -6,289,000 69,616,000 -5,809,000 -8,767,000 -11,214,000 2,531,000 3,375,000 2,782,000 212,000 0 0 
          decrease in cash, cash equivalents, and restricted cash
        		-39,290,000    -24,283,000      -18,189,000      -71,166,000                               
          cash, cash equivalents and restricted cash, beginning of period
        		572,581,000 0 0 0 463,645,000 0 0 0 473,339,000 0 0 0 287,572,000 0 0 0 364,752,000 0 0 0 446,383,000 0 0 0 283,008,000 0 0 0 262,370,000 0 0 0 174,530,000               
          cash, cash equivalents and restricted cash, end of period
        		533,291,000 -1,144,000 86,793,000 47,570,000 439,362,000 -57,253,000 29,012,000 94,421,000 397,465,000 234,758,000 -18,189,000 -79,894,000 336,664,000 -16,241,000 7,465,000 2,762,000 293,586,000 -34,074,000 -53,544,000 44,173,000 408,197,000 -68,650,000 214,842,000 -29,238,000 329,429,000 39,223,000 -32,488,000 -15,704,000 291,977,000 28,596,000 -1,453,000 20,750,000 214,477,000               
          supplemental disclosure of cash flow information
        		                                               
          interest paid
        		1,505,000    2,090,000  2,672,000 2,152,000 2,400,000  2,046,000 2,381,000 2,376,000  1,972,000 695,000 1,578,000  1,493,000 913,000 1,808,000  1,581,000 795,000 2,418,000  1,677,000 552,000 2,977,000 3,308,000 5,948,000 2,911,000 5,406,000 -1,915,000              
          goodwill or intangible asset impairment
        		         0 0                                     
          income taxes receivable
        		  12,713,000   8,743,000 3,323,000 -8,691,000 9,979,000 1,518,000 -1,611,000 -8,997,000 7,854,000 1,642,000 -479,000 -11,916,000 10,374,000 23,751,000 4,510,000 -10,104,000 2,328,000 -15,974,000 -11,599,000 -4,651,000 3,171,000 7,440,000 7,120,000 -17,366,000 35,221,000 663,000 6,243,000 -24,969,000 19,815,000 -37,662,000 648,000 4,127,000 4,289,000 -5,433,000 -2,311,000       832,000 9,423,000 
          right-of-use asset
        		                                               
          income taxes payable
        		                       -13,529,000 8,878,000 20,820,000 6,200,000 -20,121,000 5,725,000         0 0 -1,829,000 -263,000 2,092,000 0 -7,325,000 -5,483,000 12,510,000 -2,050,000 
          debt issuance costs
        		                                               
          lease liability
        		                                               
          other investment sales
        		                                               
          proceeds from the sale of property
        		                                               
          cost of property and equipment acquired
        		 -2,860,000 -1,583,000 -1,535,000 -2,096,000 -2,563,000 -2,975,000 -2,463,000 -229,000 -1,445,000 -2,353,000 -6,055,000 -37,000 3,238,000 -3,526,000 -1,208,000 -177,000 -115,000 -145,000 -326,000 -421,000 -127,000 -512,000 -41,000 -75,000 -51,000 -446,000 -493,000 -3,994,000 -856,000 -1,058,000 -284,000 -83,000 -190,000 -45,000 -2,000 -148,000 18,000 -126,000 -760,000 -753,000 89,000 -394,000 72,000 -941,000 -678,000 -3,146,000 
          proceeds from loan agreement
        		     0 0 0 5,500,000                                       
          issuance of common stock, net of offering costs
        		                                               
          dividends forfeited
        		     0 0 0 54,000                                       
          increase in cash, cash equivalents, and restricted cash
        		 -1,144,000 86,793,000   -57,253,000 29,012,000 94,421,000 -75,874,000    49,092,000     -34,074,000 -53,544,000 44,173,000 -38,186,000 -68,650,000 214,842,000 -29,238,000 46,421,000 39,223,000 -32,488,000 -15,704,000 29,607,000 28,596,000 -1,453,000 20,750,000 39,947,000               
          expected credit allowance on reinsurance
        		  -44,000        0 0 152,000                                   
          allowance (recovery) for bad debt
        		                                               
          net realized gains on debt securities and other investments
        		                                               
          debt issuance cost
        		                                               
          equity securities reinvestment of dividends
        		  0 0 -21,000 0 0                                         
          proceeds from for sale of property
        		                                               
          repayment of term note
        		  -375,000 -2,375,000 -2,375,000  -2,375,000 -2,375,000 -2,375,000  -2,375,000 -2,375,000 -2,375,000  -875,000 -875,000 -875,000   0 -1,875,000  -3,750,000 0 -3,750,000  -1,875,000 0 -11,875,000                   
          payment on loan agreement
        		  0 0 -19,200,000                                           
          repurchase treasury stock
        		                                               
          additional costs associated with public offering
        		      0 0 -3,000                                       
          allowance for bad debt
        		   175,000 6,000    -798,000 804,000 -35,000 60,000 27,000 -11,000 6,000 18,000 -14,000  -5,000 35,000 76,000                           
          net realized gains
        		                 32,000             -5,000 85,000 227,000   125,000 -771,000 29,000          
          gain on sale of fixed assets
        		                                               
          proceeds from for sale of asset
        		                                               
          income taxes paid
        		      515,000    1,218,000    337,000    0    14,517,000    121,000   6,022,000 19,861,000       4,000,000 11,158,000 13,204,000 3,550,000 7,624,000 6,200,000 31,941,000 23,059,000 3,057,000 723,000 
          net realized losses and impairment losses on investments
        		                                               
          net gain from sale of asset
        		                                               
          reinsurance receivable and recoverable
        		                                               
          leasehold incentives
        		                                               
          fixed maturity securities sales, maturities and pay downs
        		     103,631,000 29,594,000                                         
          other investment purchases
        		                                               
          leasehold improvements
        		             -286,000 -181,000                                 
          proceeds from other investments sold
        		                                               
          proceeds from term loan facility
        		                 1,000                              
          repurchase of convertible notes
        		             0 -10,896,000 0 -11,633,000         0 0 0 -2,869,000                   
          named intangible asset impairment
        		                                               
          allowance for (recovery) bad debt
        		      16,000                                         
          operating lease liabilities
        		      -917,000    -805,000 -755,000 -345,000  -746,000 -828,000 -697,000  124,000 23,956,000 -271,000                           
          sale on other investment and return on capital
        		                                               
          sale on other investments
        		                                               
          mortgage loan (payments) adjustments
        		        -63,000                                       
          tax withholdings on share-based compensation awards
        		          0 0 -8,000  0 31,000 -89,000  -44,000 0 -127,000  -64,000 0 -233,000  -68,000 0 -118,000                   
          net realized losses and impairment losses
        		                                               
          net loss from sale of asset
        		                                               
          reinsurance premiums receivable and recoverable
        		                            54,664,000 6,896,000 143,031,000 85,966,000 -196,466,000               
          equity securities sales
        		                    177,000 1,000 -1,000 0 26,000 245,000                      
          dividends paid
        		         0 0 0 -11,000 1,000 -1,549,000 -1,588,000 -1,634,000 -1,680,000 -1,680,000 -1,679,000 -1,670,000  -1,693,000 -1,726,000 -1,750,000  -1,792,000 -1,795,000 -1,601,000                   
          adjustments to reconcile net loss to net cash from operating activities:
        		                                               
          net realized investment loss
        		                                               
          lease incentives
        		              0                                 
          purchases in other investments
        		              0                                 
          sale on other investments and return of capital
        		          18,000 943,000 4,119,000                                   
          draw from revolver
        		               0 15,000,000                               
          net realized investment (gains) loss
        		                                               
          net realized investment gains
        		            -1,898,000   102,000 16,000   -22,000 -80,000    -59,000                       
          software in progress
        		            -2,376,000                                   
          mortgage loan adjustments
        		            15,000                                   
          income taxes (refund) paid
        		            -676,000                                   
          net change for unrealized gains in other investments
        		                                               
          goodwill impairment
        		             0 0                                 
          equity securities purchases
        		                     0 0 0 -6,000 0                      
          net loss
        		              -48,239,000 -87,866,000 -30,759,000                               
          net realized investment losses
        		                                               
          net change for unrealized losses in other investments
        		                  0                             
          return of capital in other investments
        		              268,000                                 
          draw from credit facility
        		                                               
          equity securities sales and return of capital
        		                9,368,000                               
          net income from sale of asset
        		                     -146,000                          
          net income on repurchase of debt
        		                                               
          deferred income taxes, net of acquired
        		                                 20,995,000 -239,000 -716,000 -421,000 -7,966,000 259,000 1,576,000 9,234,000       
          collection of promissory note receivable
        		                                               
          operating lease asset amortization
        		                                               
          right-of-use leased asset
        		                  697,000                             
          equity securities redemption
        		                  0                             
          paydowns on other investments
        		                  900,000                             
          limited partnership interest purchases
        		                                               
          noncash lease expense
        		                                               
          net realized (gains)/losses
        		                     -2,018,000                  -263,000 -381,000       
          net change in unrealized losses of equity securities
        		                                               
          operating lease right-of-use assets
        		                                               
          collection of (issued) promissory note receivable
        		                                               
          proceeds from long-term debt
        		                                               
          debt acquisition costs
        		                                 -504,000              
          repayments of long-term debt
        		                                               
          dividends
        		                                 -1,459,000 -3,223,000 -1,784,000 -1,783,000 -1,578,000 -1,809,000 -1,840,000 -1,579,000       
          net unrealized investment gains
        		                          -702,000                     
          net (gain)/income from repurchase of debt
        		                                               
          issuance of shares on conversion of convertible notes
        		                          0 0 4,210,000                   
          net realized (gains) losses
        		                            -1,024,000                 -242,000  
          limited partnership interest
        		                          -4,000,000 -801,000 -19,205,000                   
          net loss from repurchase of debt
        		                                               
          net realized gain
        		                                               
          change in fair value of option feature
        		                                               
          net income on property held for sale
        		                                               
          net gain on repurchase of debt
        		                             10,332,000 0                 
          acquisition of a business, net of cash acquired
        		                                     0 1,588,000 -1,588,000 -110,319,000       
          proceeds from convertible notes
        		                                               
          proceeds from mortgage loan
        		                                               
          proceeds from exercise of stock options
        		                                            212,000   
          net income from repurchase of debt
        		                           -96,000 48,000                   
          fixed maturity securities sales
        		                                               
          proceeds from sales of equity securities
        		                           24,238,000 2,291,000                   
          purchase of equity securities
        		                           -3,216,000 -1,617,000                   
          marketable securities sales
        		                            25,486,000                   
          marketable securities purchases
        		                            -37,203,000                   
          proceeds from sales and maturities of investments available for sale
        		                             12,647,000 69,055,000 36,283,000 127,328,000 253,439,000 -2,574,000 52,433,000 46,608,000 44,388,000 45,481,000 30,042,000 60,279,000 32,126,000 91,308,000 14,376,000 13,497,000 9,312,000 4,679,000 
          purchases of investments available for sale
        		                             -6,560,000 -79,801,000 -60,808,000 -71,498,000 -204,142,000 82,160,000 -46,153,000 -47,709,000 -114,575,000 -48,573,000 -92,097,000 -62,421,000 -36,061,000 -57,284,000 -59,103,000 -85,498,000 -89,894,000 -99,624,000 
          excess tax expense on stock-based compensation
        		                                               
          supplemental cash flows information:
        		                                               
          supplemental disclosure of non-cash investing and financing activities
        		                                               
          original issue discount on convertible notes
        		                                               
          issuance of shares for consideration in the acquisition of a business
        		                                         0      
          allowance for doubtful accounts
        		                                               
          change in fair value of long-term debt conversion feature
        		                                               
          funds held by company under reinsurance treaties
        		                                               
          proceeds from issuance of secured convertible debt
        		                                               
          repurchase of convertible note
        		                              0                 
          cash dividends paid
        		                              -1,595,000 -1,593,000 -1,601,000               
          bad debt recovery
        		                                               
          restricted cash
        		                                 -980,000 -1,472,000 59,000 2,470,000 -1,649,000 -617,000 0 -5,559,000 -299,000 0   0  
          proceeds from sale of investment in mortgage loan
        		                                         0      
          shares tendered for income tax withholding
        		                                               
          increase in cash and cash equivalents
        		                                     -25,018,000   -67,418,000 35,007,000 69,544,000 -29,087,000 332,000 58,839,000 -80,474,000 
          cash and cash equivalents, beginning of period
        		                                   0 105,817,000           
          cash and cash equivalents, end of period
        		                                   29,441,000 104,735,000           
          amortization of bond discount
        		                                  2,318,000 2,267,000 2,225,000 2,092,000 2,248,000 2,083,000 1,593,000 1,558,000 1,704,000 1,649,000 1,335,000 966,000 641,000 
          reinsurance recoverable
        		                                               
          increase in cash, cash equivalents and restricted cash
        		                                               
          cash, cash equivalents and restricted cash at beginning of period
        		                                               
          cash, cash equivalents and restricted cash at end of period
        		                                               
          supplemental cash flows disclosures:
        		                                               
          decrease in cash and cash equivalents
        		                                    -1,082,000           
          bad debt expense
        		                                               
          reinsurance premiums receivable
        		                                             0 0 
          proceeds from issuance of equity and redeemable shares
        		                                             0 0 
          proceeds from debt, net of issuance costs
        		                                               
          excess tax benefit on stock-based compensation
        		                                               
          proceeds from issuance of equity from initial public offering, net of discount fee and expense
        		                                               
          proceeds from exercise of stock options and warrants
        		                                         2,531,000 3,375,000     
          temporary equity reclassified to equity
        		                                               
          reinsurance premium payable
        		                                               
          cash and cash equivalents at beginning of period
        		                                      0 0 236,277,000 0 0 0 160,481,000 0 0 
          cash and cash equivalents at end of period
        		                                      -12,117,000 -25,907,000 168,859,000 35,007,000 69,544,000 -29,087,000 160,813,000 58,839,000 -80,474,000 
          net realized gains/losses
        		                                               
          acquisition of a business
        		                                         0      
          repayment on note payable to bank
        		                                               
          supplemental disclosure of non-cash investing activities
        		                                               
          reinsurance premiums (payable) receivable
        		                                               
          income taxes (payable) receivable
        		                                               
          proceeds from mortgage loans
        		                                               
          proceeds from sale of mortgage loan
        		                                            699,000   
          non-cash interest expense
        		                                               
          purchase of mortgage loan participation
        		                                               
          purchase of other invested assets
        		                                               
          proceeds from issuance of equity from initial public offering, net of discount fee and costs
        		                                               
          proceeds from issuance of equity from exercise of warrants
        		                                               
          proceeds from notes payable - members
        		                                               
          notes payable, 3.9 million and accrued interest, 780,000, converted to equity
        		                                               
          allowance on doubtful accounts
        		                                               
          proceeds from issuance of equity from conversion of warrants
        		                                               
          proceeds from issuance of equity from initial public offering and private placement, net of discount fee and direct costs of issuance
        		                                               
          proceeds from issuance of exercise of warrants