Heritage Financial Corporation
(NASDAQ:HFWA)

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. The company accepts various deposit products, such as noninterest demand deposits, interest bearin...

Website: http://www.hf-wa.com

Full Time Employees: 857

Sector: Financial Services

Industry: Banks-Regional

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Unit: USD	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-09-30	2014-03-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31

interest income:
interest and fees on loans	66,669,000	66,422,000	65,373,000	64,436,000	64,864,000	64,138,000	60,608,000	57,862,000	57,092,000	56,119,000	53,623,000	50,450,000	48,513,000	43,847,000	40,890,000	41,025,000	42,695,000	46,863,000	50,750,000	49,524,000	50,089,000	47,647,000	48,404,000	46,277,000	46,864,000	47,845,000	48,107,000	46,699,000	47,865,000	48,301,000	41,141,000	38,159,000	34,633,000	32,595,000	31,500,000	30,485,000	30,552,000	30,915,000	30,503,000	30,177,000	30,474,000	30,179,000	30,554,000	30,481,000	31,841,000	16,451,000	17,505,000	16,028,000	16,719,000	15,924,000	16,181,000	16,465,000	17,018,000	16,862,000	17,850,000	18,829,000	16,572,000	18,127,000	14,053,000	11,903,000	11,970,000	12,452,000	12,583,000	12,637,000	12,895,000	13,553,000	13,692,000	13,506,000	14,168,000	15,080,000	15,779,000	15,131,000	14,419,000	14,224,000	14,179,000	12,927,000	11,909,000
taxable interest on investment securities	10,546,000	11,102,000	11,579,000	11,739,000	12,510,000	13,472,000	14,156,000	14,834,000	14,488,000	14,590,000	14,774,000	14,657,000	14,655,000	12,362,000	7,607,000	6,003,000	5,197,000	4,711,000	4,050,000	3,534,000	3,473,000	3,865,000	4,570,000	5,639,000	5,585,000	5,704,000	5,933,000	5,823,000	5,343,000	4,662,000	4,068,000	3,529,000	3,381,000	3,117,000	3,141,000	3,049,000	2,693,000	2,888,000	2,838,000	2,796,000	2,379,000	2,187,000	2,328,000	2,684,000	2,212,000	639,000	518,000	404,000	373,000	414,000	525,000	604,000	652,000	689,000	792,000	768,000	663,000	612,000	629,000	675,000	745,000	692,000	598,000	558,000	447,000	455,000	425,000	377,000	392,000	398,000	415,000	411,000	414,000	439,000	445,000	431,000	409,000
nontaxable interest on investment securities	135,000	138,000	137,000	139,000	146,000	159,000	165,000	181,000	300,000	448,000	520,000	586,000	843,000	892,000	893,000	860,000	1,063,000	931,000	947,000	958,000	973,000	953,000	977,000	756,000	755,000	798,000	893,000	950,000	1,003,000	1,085,000	1,220,000	1,341,000	1,343,000	1,354,000	1,304,000	1,268,000	1,271,000	1,235,000	1,193,000	1,171,000	1,059,000	1,056,000	1,048,000	1,033,000	855,000	436,000	428,000	345,000	335,000	300,000	274,000	267,000	256,000	229,000	214,000	199,000	179,000	173,000	146,000	78,000	73,000	68,000	63,000	58,000	55,000	52,000	51,000	50,000	45,000	44,000	44,000	44,000	44,000	45,000	42,000	41,000	39,000
interest on interest earning deposits	1,512,000	1,846,000	1,411,000	1,052,000	1,440,000	2,048,000	1,653,000	1,476,000	2,382,000	2,310,000	1,154,000	972,000	2,010,000	4,009,000	2,342,000	706,000	633,000	537,000	263,000	175,000	142,000	98,000																											57,000	62,000	51,000		63,000
total interest income	78,862,000	79,508,000	78,500,000	77,366,000	78,960,000	79,817,000	76,582,000	74,353,000	74,262,000	73,467,000	70,071,000	66,665,000	66,021,000	61,110,000	51,732,000	48,594,000	49,588,000	53,042,000	56,010,000	54,191,000	54,677,000	52,563,000	53,994,000	53,092,000	53,943,000	54,884,000	55,216,000	53,828,000	54,865,000	54,576,000	46,671,000	43,328,000	39,606,000	37,324,000	36,087,000	34,863,000	34,571,000	35,114,000	34,592,000	34,235,000	34,017,000	33,484,000	33,990,000	34,249,000	35,031,000	17,613,000	18,533,000	16,859,000	17,484,000	16,700,000	17,031,000	17,389,000	17,989,000	17,847,000	18,921,000	19,857,000	17,493,000	19,017,000	14,940,000	12,716,000	12,848,000	13,286,000	13,304,000	13,309,000	13,441,000	14,078,000	14,193,000	13,976,000	14,701,000	15,571,000	16,268,000	15,627,000	14,924,000	14,773,000	14,682,000	13,412,000	12,370,000	12,119,000	11,581,000	11,101,000	10,628,000	10,258,000	9,855,000	9,456,000	9,375,000	9,377,000	9,275,000	9,196,000	9,277,000	9,894,000	10,007,000	10,221,000	10,304,000
interest expense:
deposits	19,576,000	20,121,000	20,150,000	19,489,000	19,972,000	20,256,000	18,453,000	16,388,000	14,338,000	11,877,000	8,607,000	4,528,000	2,457,000	1,478,000	1,413,000	1,424,000	1,464,000	1,444,000	1,524,000	1,728,000	1,993,000	2,639,000	3,417,000	4,216,000	4,479,000	4,250,000	4,017,000	3,603,000	3,228,000	3,014,000	2,195,000	1,960,000	1,748,000	1,628,000	1,407,000	1,266,000	1,245,000	1,269,000	1,242,000	1,254,000	1,268,000	1,335,000	1,309,000	1,318,000	1,534,000	854,000	939,000	909,000	937,000	968,000	1,061,000	1,163,000	1,277,000	1,342,000	1,604,000	1,682,000	1,875,000	2,048,000	2,238,000	1,929,000	2,163,000	2,514,000	2,753,000	2,968,000	3,363,000	4,021,000	4,252,000	4,508,000	5,540,000	6,261,000	6,344,000	6,013,000	5,614,000	5,493,000	4,962,000	4,189,000	3,599,000	3,290,000	2,795,000	2,447,000	2,063,000	1,891,000	1,690,000	1,575,000	1,569,000	1,629,000	1,713,000	1,846,000	1,988,000	2,239,000	2,382,000	2,603,000	2,881,000
junior subordinated debentures	455,000	474,000	472,000	471,000	512,000	541,000	539,000	547,000	553,000	540,000	499,000	482,000	411,000	312,000	239,000	194,000	185,000	184,000	186,000	187,000	191,000	196,000	218,000	285,000	313,000	332,000	340,000	354,000	335,000	330,000	315,000	283,000	266,000	261,000	249,000	238,000	233,000	221,000	216,000	210,000	200,000	195,000	193,000	239,000	171,000
borrowings	470,000	1,542,000	2,895,000	3,716,000	4,713,000	6,062,000	6,477,000	5,888,000	5,495,000	5,394,000	5,078,000
total interest expense	20,501,000	22,137,000	23,517,000	23,676,000	25,197,000	26,859,000	25,469,000	22,823,000	20,391,000	17,849,000	14,247,000	6,823,000	2,914,000	1,824,000	1,684,000	1,650,000	1,680,000	1,664,000	1,745,000	1,953,000	2,222,000	2,885,000	3,681,000	4,535,000	4,828,000	4,641,000	4,680,000	4,019,000	3,595,000	3,480,000	2,928,000	2,410,000	2,389,000	2,333,000	1,907,000	1,717,000	1,516,000	1,508,000	1,507,000	1,475,000	1,482,000	1,544,000	1,520,000	1,575,000	1,724,000	872,000	952,000	919,000	946,000	984,000	1,076,000	1,179,000	1,295,000	1,360,000	1,622,000	1,702,000	1,897,000	2,117,000	2,261,000	1,950,000	2,183,000	2,533,000	2,775,000	2,974,000	3,363,000	4,045,000	4,337,000	4,587,000	5,637,000	6,428,000	6,790,000	6,525,000	6,027,000	5,661,000	5,291,000	4,628,000	3,885,000	3,499,000	3,026,000	2,718,000	2,305,000	2,043,000	1,840,000	1,667,000	1,668,000	1,690,000	1,746,000	1,873,000	2,000,000	2,273,000	2,398,000	2,610,000	2,943,000
net interest income	58,361,000	57,371,000	54,983,000	53,690,000	53,763,000	52,958,000	51,113,000	51,530,000	53,871,000	55,618,000	55,824,000	59,842,000	63,107,000	59,286,000	50,048,000	46,944,000	47,908,000	51,378,000	54,265,000	52,238,000	52,455,000	49,678,000	50,313,000	48,557,000	49,115,000	50,243,000	50,536,000	49,809,000	51,270,000	51,096,000	43,743,000	40,918,000	37,217,000	34,991,000	34,180,000	33,146,000	33,055,000	33,606,000	33,085,000	32,760,000	32,535,000	31,940,000	32,470,000	32,674,000	33,307,000	16,741,000	17,581,000	15,940,000	16,538,000	15,716,000	15,955,000	16,210,000	16,694,000	16,487,000	17,299,000	18,155,000	15,596,000	16,900,000	12,679,000	10,766,000	10,665,000	10,753,000	10,529,000	10,335,000	10,078,000	10,033,000	9,856,000	9,389,000	9,064,000	9,143,000	9,478,000	9,102,000	8,897,000	9,112,000	9,391,000	8,784,000	8,485,000	8,620,000	8,555,000	8,383,000	8,323,000	8,215,000	8,015,000	7,789,000	7,707,000	7,687,000	7,529,000	7,323,000	7,277,000	7,621,000	7,609,000	7,611,000	7,361,000
provision for credit losses	-814,000	1,775,000	956,000	51,000			1,268,000	1,392,000													-3,133,000	2,730,000	28,563,000	7,946,000
net interest income after provision for credit losses	59,175,000	55,596,000	54,027,000	53,639,000			49,845,000	50,138,000													55,588,000	46,948,000	21,750,000	40,611,000
noninterest income:
service charges and other fees	3,052,000	3,046,000	2,932,000	2,975,000	2,892,000	2,788,000	2,817,000	2,788,000	2,804,000	2,856,000	2,682,000	2,624,000	2,651,000	2,688,000	2,391,000	2,296,000	4,609,000	4,566,000	4,422,000	4,000,000	4,213,000	4,039,000	3,600,000	4,376,000	4,603,000	4,779,000	4,845,000	4,485,000	4,852,000	4,824,000	4,695,000	4,543,000	4,596,000	4,769,000	4,426,000	4,213,000	3,892,000	3,630,000	3,476,000	3,356,000	3,604,000	3,593,000	3,687,000	3,295,000	3,524,000	1,398,000	1,609,000	1,432,000	1,353,000
card revenue	1,792,000	2,209,000	2,008,000	1,733,000	1,849,000	2,134,000	1,930,000	1,839,000	1,944,000	2,273,000	2,123,000	2,000,000	2,111,000	2,365,000	2,332,000	2,441,000
loss on sale of investment securities			-6,854,000	-3,887,000	-3,903,000	-6,945,000	-1,921,000	-9,973,000	-556,500	-1,940,000		-286,000
gain on sale of loans								26,000	36,000	157,000	101,000	49,000	40,000	133,000	219,000	241,000	506,000	765,000	1,003,000	1,370,000	1,919,000	1,443,000	1,135,000	547,000	811,000	993,000	368,000	252,000	473,000	706,000	706,000	874,000	1,134,000	1,229,000	4,138,000	1,195,000	1,588,000	3,435,000	1,242,000	729,000	855,000	1,411,000	1,282,000	1,135,000	742,000
interest rate swap fees	381,000	96,000	19,000		357,000		52,000			62,000	115,000	53,000	19,000	78,000	26,000	279,000	174,000	126,000	209,000	152,000	230,000	396,000	769,000	296,000	919,000	152,000	161,000		204,000		309,000	51,000	302,000	328,000	282,000	133,000
bank owned life insurance income	1,172,000	1,008,000	1,280,000	918,000	256,000	860,000	931,000	920,000	654,000	734,000	837,000	709,000	565,000	723,000	764,000	1,695,000	500,000	647,000	717,000	656,000
gain on sale of other assets			5,000	3,000	23,000	1,480,000	49,000					2,000		265,000		204,000
other income	1,590,000	1,966,000	2,127,000	2,161,000	1,816,000	1,520,000	1,388,000	1,500,000	1,420,000	2,129,000	1,423,000	3,107,000	1,454,000	1,201,000	1,284,000	1,382,000	-355,000	2,124,000	1,946,000	2,044,000	549,000	2,292,000	2,335,000	3,247,000	2,677,000	2,253,000	2,157,000	2,656,000	2,933,000	2,468,000	1,845,000	1,964,000	3,125,000	2,024,000	1,700,000	1,808,000	643,000	2,457,000	1,657,000	2,345,000	-1,114,000	4,081,000	1,597,000	3,366,000	1,599,000	521,000	1,064,000	433,000	625,000	-592,000	812,000	503,000	546,000	403,000	383,000	521,000	590,000	533,000	414,000	224,000	350,000	163,000	110,000	279,000	194,000	161,000	143,000	111,000	343,000	162,000	185,000	240,000	262,000	271,000	269,000	369,000	324,000	290,000	223,000	236,000	212,000	478,000	178,000	215,000	224,000	201,000	169,000	266,000	235,000	153,000	235,000	235,000	231,000
total noninterest income	7,987,000	8,325,000	1,517,000	3,903,000	3,290,000	1,837,000	5,246,000	-2,900,000	-3,147,000	6,271,000	7,281,000	8,258,000	6,584,000	7,453,000	7,016,000	8,538,000	9,839,000	8,228,000	8,297,000	8,251,000	11,285,000	8,210,000	8,248,000	9,480,000	9,011,000	8,458,000	7,564,000	7,408,000	8,464,000	8,080,000	7,573,000	7,467,000	9,002,000	8,394,000	10,663,000	7,349,000	8,186,000	9,867,000	6,576,000	6,990,000	7,499,000	9,544,000	6,881,000	8,345,000	5,483,000	2,307,000	2,582,000	2,357,000	2,282,000																				2,246,000	2,119,000	2,191,000	2,229,000	2,033,000	2,100,000	2,166,000	1,917,000	1,771,000	1,805,000	1,719,000	1,629,000	1,476,000	1,701,000	1,531,000	1,703,000	1,563,000	1,508,000	1,929,000	1,991,000	1,627,000	1,753,000	1,552,000	1,484,000	1,393,000
noninterest expense:
compensation and employee benefits	26,675,000	26,082,000	25,467,000	25,799,000	24,236,000	24,367,000	24,448,000	25,476,000	24,758,000	25,008,000	24,781,000	25,536,000	24,856,000	24,206,000	21,778,000	21,252,000	23,155,000	22,176,000	22,088,000	22,461,000	22,257,000	21,416,000	21,927,000	22,506,000	21,939,000	21,733,000	21,982,000	21,914,000	22,338,000	23,804,000	19,321,000	21,367,000	16,149,000	15,823,000	16,272,000	16,024,000	15,753,000	15,633,000	14,898,000	15,121,000	15,150,000	14,918,000	13,842,000	14,225,000	15,579,000	8,011,000	8,014,000	7,617,000	7,589,000
occupancy and equipment	4,450,000	4,665,000	4,840,000	4,926,000	4,742,000	4,850,000	4,765,000	4,932,000	4,784,000	4,814,000	4,666,000	4,892,000	4,541,000	4,422,000	4,171,000	4,331,000	4,325,000	4,373,000	4,091,000	4,454,000	5,728,000	5,676,000	5,529,000	5,731,000	5,513,000	5,268,000	5,451,000	5,458,000	5,322,000	5,020,000	4,810,000	4,627,000	3,789,000	3,979,000	3,818,000	3,810,000	3,890,000	3,926,000	4,111,000	3,836,000	4,335,000	3,970,000	3,850,000	3,691,000	3,978,000	2,617,000	2,190,000	1,995,000	1,920,000	1,868,000	1,880,000	1,832,000	1,785,000	1,813,000	1,749,000	1,719,000	1,846,000	2,058,000	1,250,000	990,000	1,027,000	988,000	952,000	956,000	1,033,000	959,000	954,000	954,000	988,000	996,000	998,000	1,014,000	1,090,000	1,045,000	1,039,000	989,000	990,000
data processing	3,681,000	3,754,000	3,666,000	3,897,000	4,167,000	3,915,000	3,785,000	3,537,000	4,863,000	4,366,000	4,500,000	4,342,000	4,369,000	4,185,000	4,185,000	4,061,000	4,694,000	4,029,000	3,998,000	3,812,000	2,350,000	2,363,000	2,323,000	2,360,000	2,361,000	2,333,000	2,109,000	2,173,000	2,433,000	2,343,000	2,507,000	2,605,000	2,169,000	2,090,000	2,002,000	1,915,000	1,748,000	1,943,000	1,829,000	1,792,000	1,750,000	2,398,000	1,925,000	1,627,000	1,978,000	996,000	953,000	720,000	1,136,000	653,000	643,000	668,000	591,000	617,000	553,000	636,000	823,000	848,000	549,000	416,000	420,000	411,000	433,000	428,000	409,000	405,000	400,000	386,000	384,000	400,000	404,000	388,000	380,000	366,000	376,000	327,000	317,000	286,000	302,000	305,000	311,000	302,000	332,000	303,000	314,000	311,000	281,000	298,000	296,000	269,000	264,000	280,000	249,000
marketing	296,000	284,000	336,000	335,000	405,000	128,000	244,000	211,000	698,000	389,000	441,000	402,000	675,000	358,000	344,000	266,000	703,000	775,000	892,000	669,000	783,000	755,000	696,000	866,000	461,000	816,000	1,106,000	1,098,000	721,000	876,000	823,000	808,000	398,000	933,000	805,000	807,000	581,000	745,000	781,000	728,000	471,000	899,000	1,063,000	633,000	841,000	505,000	477,000	386,000	326,000	310,000	435,000	369,000	403,000	277,000	390,000	379,000	315,000	276,000	261,000	423,000	211,000	247,000	283,000	234,000	226,000	268,000	135,000	195,000	103,000	104,000	133,000	174,000	89,000	144,000	210,000	133,000	117,000	125,000	145,000	118,000	106,000	114,000	101,000	116,000	93,000	134,000	95,000	103,000	82,000	116,000	83,000	141,000	99,000
professional services	1,070,000	1,332,000	1,122,000	734,000	663,000	490,000	795,000	567,000	2,266,000	582,000	751,000	628,000	630,000	639,000	529,000	699,000	816,000	816,000	1,102,000	1,331,000	1,289,000	1,086,000	2,169,000	1,377,000	1,280,000	1,434,000	1,305,000	1,173,000	1,185,000	2,119,000	3,529,000	2,837,000	1,262,000	1,453,000	1,053,000	1,009,000	1,098,000	830,000	833,000	845,000	934,000	894,000	904,000	805,000	1,113,000	830,000	862,000	640,000	1,030,000	619,000	742,000	628,000	554,000	498,000	517,000	413,000	633,000	917,000	598,000	338,000	286,000	269,000	230,000	182,000	141,000	217,000	167,000	163,000	163,000	125,000	129,000	210,000	171,000	256,000	144,000	181,000	140,000
state/municipal business and use taxes	1,247,000	1,235,000	1,205,000	1,220,000	1,180,000	1,249,000	1,160,000	1,300,000	909,000	1,088,000	1,054,000	1,008,000	1,008,000	963,000	867,000	796,000	850,000	1,071,000	991,000	972,000	1,128,000	964,000	905,000	757,000	777,000	1,370,000	809,000	798,000
federal deposit insurance premium	789,000	796,000	810,000	812,000	829,000	824,000	812,000	795,000	847,000	818,000	797,000	850,000	490,000	500,000	425,000	600,000	628,000	550,000	339,000	589,000	703,000	848,000	238,000		5,000	9,000	426,000	285,000	375,000	375,000	375,000	355,000	345,000	433,000	357,000	300,000	304,000	296,000	528,000	492,000	509,000	499,000	523,000	516,000	403,000	252,000	237,000	275,000	233,000	219,000	245,000	263,000	275,000	286,000	384,000	432,000	456,000	531,000	423,000
amortization of intangible assets	285,000	284,000	302,000	303,000	399,000	399,000	421,000	421,000	593,000	595,000	623,000	623,000	671,000	671,000	704,000	704,000	759,000	758,000	797,000	797,000	859,000	860,000	903,000	903,000	975,000	975,000	1,026,000	1,025,000	1,114,000	1,114,000	796,000	795,000	320,000	319,000	323,000	324,000	358,000	359,000	363,000	335,000	523,000	523,000	527,000	527,000	603,000	156,000
other expense	2,990,000	3,183,000	3,337,000	3,357,000	2,919,000	3,068,000	2,666,000	3,131,000	3,005,000	3,310,000	3,712,000	3,324,000	3,152,000	3,203,000	2,704,000	3,011,000	2,535,000	2,618,000	2,098,000	2,157,000	3,465,000	2,077,000	2,553,000	2,735,000	2,674,000	2,816,000	3,044,000	2,515,000	2,894,000	2,997,000	2,829,000	2,665,000	2,557,000	2,373,000	2,519,000	2,454,000	2,488,000	2,408,000	2,469,000	2,202,000	2,374,000	2,607,000	2,676,000	2,736,000					1,308,000	869,250	1,004,000	1,283,000	1,190,000	1,198,000	1,348,000	1,483,000	1,474,000	1,749,000	1,056,000	889,000	758,000	898,000	747,000	826,000	1,160,000	596,250	796,000	873,000	717,000	566,750	683,000	805,000	779,000	480,000	653,000	691,000	577,000	711,500	941,000	1,007,000	898,000	696,500	927,000
total noninterest expense	41,483,000	41,615,000	41,085,000	41,383,000	39,540,000	39,290,000	39,096,000	40,370,000	42,723,000	40,970,000	41,325,000	41,605,000	40,392,000	39,147,000	35,707,000	35,720,000	38,465,000	37,166,000	36,396,000	37,242,000	38,562,000	36,045,000	37,073,000	37,260,000	35,997,000	36,719,000	37,547,000	36,525,000	37,345,000	39,597,000	35,706,000	36,747,000	27,588,000	27,955,000	27,809,000	27,223,000	26,809,000	26,818,000	26,477,000	26,369,000	26,769,000	27,322,000	26,079,000	26,038,000	28,363,000	14,779,000	14,285,000	13,007,000	13,719,000																				6,970,000	6,898,000	7,028,000	7,176,000	7,185,000	7,001,000	6,980,000	6,816,000	6,285,000	6,191,000	6,066,000	6,100,000	5,826,000	5,861,000	5,742,000	5,903,000	5,764,000	5,648,000	5,607,000	5,608,000	5,249,000	5,177,000	4,944,000	5,147,000	4,986,000
income before income taxes	25,679,000	22,306,000	14,459,000	16,159,000	16,330,000	13,066,000	15,995,000	6,868,000	6,577,000	21,797,000	19,871,000	24,670,000	27,889,000	25,647,000	22,561,000	23,339,000	24,319,000	25,589,000	40,153,000	30,446,000	28,311,000	19,113,000	-7,075,000	12,831,000	20,571,000	21,516,000	19,186,000	19,772,000	21,227,000	18,514,000	13,860,000	10,486,000	17,293,000	14,546,000	15,903,000	12,405,000	13,255,000	15,160,000	12,064,000	12,242,000	12,140,000	13,311,000	12,083,000	13,773,000	9,833,000	3,811,000	4,800,000	3,982,000	4,243,000	4,369,000	4,172,000	4,785,000	6,113,000	3,254,000	2,537,000	2,309,000	1,049,000
income tax expense	3,442,000	3,137,000	2,244,000	2,248,000	4,402,000	1,643,000	1,836,000	1,120,000	344,000	3,578,000	3,025,000	4,213,000	5,345,000	4,657,000	3,977,000	3,582,000	4,922,000	4,997,000	7,451,000	5,102,000	4,429,000	2,477,000	-936,000	640,000	3,445,000	3,621,000	3,202,000	3,220,000	4,618,000	3,010,000	2,003,000	1,399,000	7,270,000	3,922,000	4,075,000	3,089,000	3,362,000	4,121,000	3,169,000	3,151,000	2,647,000	3,819,000	3,358,000	3,994,000	2,765,000	1,268,000	1,510,000	1,292,000	1,358,000	1,335,000	1,309,000	1,591,000	1,943,000	1,022,000	701,000	624,000	285,000
net income	22,237,000	19,169,000	12,215,000	13,911,000	11,928,000	11,423,000	14,159,000	5,748,000	6,233,000	18,219,000	16,846,000	20,457,000	22,544,000	20,990,000	18,584,000	19,757,000	19,397,000	20,592,000	32,702,000	25,344,000	23,882,000	16,636,000	-6,139,000	12,191,000	17,126,000	17,895,000	15,984,000	16,552,000	16,609,000	15,504,000	11,857,000	9,087,000	10,023,000	10,624,000	11,828,000	9,316,000	9,893,000	11,039,000	8,895,000	9,091,000	9,493,000	9,492,000	8,725,000	9,779,000	7,068,000	2,543,000	3,290,000	2,690,000	2,885,000	3,034,000	2,863,000	3,194,000	4,170,000	2,232,000	1,836,000	1,685,000	764,000	9,761,000	2,042,000	855,000	696,000	772,000	312,000	91,000	-594,000	-194,000	2,081,000	1,804,000	2,660,000	2,775,000	2,933,000	2,627,000	2,373,000	2,558,000	2,890,000	2,535,000	2,564,000	2,692,000	2,723,000	2,497,000	2,563,000	2,633,000	2,443,000	2,290,000	2,219,000	2,224,000	2,413,000	2,206,000	2,061,000	2,413,000	2,460,000	2,257,000	2,293,000
yoy	86.43%	67.81%	-13.73%	142.01%	91.37%	-37.30%	-15.95%	-71.90%	-72.35%	-13.20%	-9.35%	3.54%	16.22%	1.93%	-43.17%	-22.04%	-18.78%	23.78%	-632.69%	107.89%	39.45%	-7.04%	-138.41%	-26.35%	3.11%	15.42%	34.81%	82.15%	65.71%	45.93%	0.25%	-2.46%	1.31%	-3.76%	32.97%	2.47%	4.21%	16.30%	1.95%	-7.04%	34.31%	273.26%	165.20%	263.53%	144.99%	-16.18%	14.91%	-15.78%	-30.82%	35.93%	55.94%	89.55%	445.81%	-77.13%	-10.09%	97.08%	9.77%	1164.38%	554.49%	839.56%	-217.17%	-497.94%	-85.01%	-94.96%	-122.33%	-106.99%	-29.05%	-31.33%	12.09%	8.48%	1.49%	3.63%	-7.45%	-4.98%	6.13%	1.52%	0.04%	2.24%	11.46%	9.04%	15.50%	18.39%	1.24%	3.81%	7.67%	-7.83%	-1.91%	-2.26%	-10.12%
qoq	16.01%	56.93%	-12.19%	16.62%	4.42%	-19.32%	146.33%	-7.78%	-65.79%	8.15%	-17.65%	-9.26%	7.40%	12.95%	-5.94%	1.86%	-5.80%	-37.03%	29.03%	6.12%	43.56%	-370.99%	-150.36%	-28.82%	-4.30%	11.96%	-3.43%	-0.34%	7.13%	30.76%	30.48%	-9.34%	-5.66%	-10.18%	26.96%	-5.83%	-10.38%	24.10%	-2.16%	-4.23%	0.01%	8.79%	-10.78%	38.36%	177.94%	-22.71%	22.30%	-6.76%	-4.91%	5.97%	-10.36%	-23.41%	86.83%	21.57%	8.96%	120.55%	-92.17%	378.01%	138.83%	22.84%	-9.84%	147.44%	242.86%	-115.32%	206.19%	-109.32%	15.35%	-32.18%	-4.14%	-5.39%	11.65%	10.70%	-7.23%	-11.49%	14.00%	-1.13%	-4.75%	-1.14%	9.05%	-2.58%	-2.66%	7.78%	6.68%	3.20%	-0.22%	-7.83%	9.38%	7.04%	-14.59%	-1.91%	8.99%	-1.57%
basic earnings per share	0.66	0.56	0.36	0.41	0.35	0.33	0.41	0.17	0.18	0.52	0.48	0.58	0.64	0.6	0.53	0.56	0.56	0.58	0.91	0.7	0.66	0.46	-0.17
diluted earnings per share	0.65	0.55	0.36	0.4	0.34	0.33	0.41	0.16	0.18	0.51	0.48	0.58	0.64	0.59	0.52	0.56	0.55	0.58	0.9	0.7	0.66	0.46	-0.17
dividends declared per share	0.24	0.24	0.24	0.24	0.23	0.23	0.23	0.23	0.22	0.22	0.22	0.22	0.21	0.21	0.21	0.21	0.21	0.2	0.2	0.2	0.2	0.2	0.2
average number of basic shares outstanding	-12,861	33,953,810	34,028,592	34,012,490	-119,528	34,322,069	34,609,900	34,825,471	-40,513	35,022,676	35,058,155	35,108,390	417	35,103,984	35,110,334	35,094,725	-176,407	35,644,192	35,994,740	35,926,950	-34,924	35,908,845	35,898,716
average number of diluted shares outstanding	-24,973	34,413,386	34,446,710	34,506,238	-103,339	34,658,674	34,919,395	35,227,138	-47,267	35,115,165	35,126,590	35,445,340	25,224	35,468,890	35,409,524	35,412,098	-178,666	35,929,518	36,289,464	36,232,204	-23,549	35,988,734	35,898,716
securities sold under agreement to repurchase									5,000	38,000	63,000
provision for (reversal of) credit losses					1,183,000	2,439,000					1,909,000	1,825,000	-709,000	1,945,000
net interest income after provision for (reversal of) credit losses					52,580,000	50,519,000					53,915,000	58,017,000	39,778,500	57,341,000
(reversal of) provision for credit losses									714,000	-878,000							-5,037,000	-3,149,000	-13,987,000	-7,199,000
net interest income after (reversal of) provision for credit losses									42,107,000	56,496,000							52,945,000	54,527,000	68,252,000	59,437,000
other borrowings												1,813,000	46,000	34,000	32,000	32,000	31,000	36,000	35,000	38,000	38,000	50,000	46,000	34,000	36,000	59,000	323,000	62,000	32,000	136,000	418,000	167,000	375,000	444,000	251,000	213,000	38,000	18,000	49,000	11,000	14,000	14,000	18,000	18,000	19,000	18,000	13,000	10,000	9,000	16,000	15,000	16,000	18,000	18,000	18,000	20,000	22,000	69,000	23,000	21,000	20,000	19,000	22,000	6,000		24,000	85,000	79,000	97,000	167,000	446,000	512,000	413,000	168,000	329,000	439,000	286,000
gain on sale of investment securities																				29,000	55,000	40,000	409,000	1,014,000	1,000	281,000	33,000	15,000	2,000	82,000	18,000	35,000	-155,000	44,000	117,000		209,000	345,000	201,000	560,000	154,000	393,000	425,000	544,000	-13,000	180,000
reversal of provision for credit losses															-1,204,000	-3,577,000
net interest income after reversal of provision for credit losses															51,252,000	50,521,000
other real estate owned																							-170,000	25,000	12,000	-35,000	289,000	86,000	88,000	18,000			-34,000	-88,000	21,000	31,000	4,000	-142,000	61,000	411,000	153,000	-5,000	200,000	658,000	650,000	52,000	-162,000	5,000	-104,000	-171,000	35,000	196,000	256,000	325,000	31,000	48,000	517,000
interest income
interest expense
noninterest income
noninterest expense
interest on other interest earning assets																							43,000	420,000	739,000	537,000	283,000	356,000	654,000	528,000	242,000
basic earnings per common share																								340	470	490	430	450	450	420	350	270	330	350	400	310	330	370	300	300	320	320	290	320	230	160	200	180	190
diluted earnings per common share																								330	470	480	430	450	450	420	350	270	330	350	390	310	330	370	300	300	320	320	290	320	230	160	200	180	190
dividends declared per common share																								200	290	190	180	180	270	150	150	150	230	130	130	120	370	120	120	110	210	110	110	100	90	160	180		80
provision for loan losses																									1,558,000	466,000	1,367,000	920,000	1,162,000	1,065,000	1,750,000	1,152,000	1,338,000	884,000	1,131,000	867,000	1,177,000	1,495,000	1,120,000	1,139,000	1,125,000	851,000												195,000	395,000	1,995,000	2,595,000	2,895,000	2,195,000	3,150,000	3,750,000	4,950,000	4,650,000	4,540,000	5,250,000	4,590,000	1,760,000	710,000	360,000	240,000	210,000	180,000	180,000	240,000	240,000	100,000	140,000	225,000	210,000	210,000	165,000	135,000	150,000	180,000	180,000	150,000	150,000	330,000	495,000	495,000	495,000	539,000	306,000
net interest income after provision for loan losses																									47,557,000	49,777,000	49,169,000	48,889,000	50,108,000	50,031,000	41,993,000	39,766,000	35,879,000	34,107,000	33,049,000	32,279,000	31,878,000	32,111,000	31,965,000	31,621,000	31,410,000	31,089,000	31,281,000	31,466,000					15,680,000	11,885,500	15,148,000	15,591,000	16,803,000	13,170,000	14,083,000	14,631,000	11,223,000	14,005,000	10,484,000	7,616,000	6,915,000	5,803,000	5,879,000	5,795,000	4,828,000	5,443,000	8,096,000	8,679,000	8,704,000	8,903,000	9,268,000	8,922,000	8,717,000	8,872,000	9,151,000	8,684,000	8,345,000	8,395,000	8,345,000	8,173,000	8,158,000	8,080,000	7,865,000	7,609,000	7,527,000	7,537,000	7,379,000	6,993,000
state and local taxes																													875,000	931,000	716,000	688,000	633,000	640,000	639,000	549,000	585,000	820,000	604,000	607,000	570,000	619,000	569,000	620,000	576,000	249,000	292,000	305,000	279,000	301,000	295,000	320,000	310,000	321,000	290,000	369,000	356,000	300,000	295,000	156,000	217,000	272,000	240,000	260,000	195,000	220,000	233,000	239,000	237,000	278,000	252,000	244,000	216,000	190,000	229,000	200,000	192,000
interest and dividends on other interest earning assets																																299,000	249,000	258,000	142,000	61,000	55,000	76,000	58,000	91,000	105,000	62,000	60,000	51,000	123,000	87,000		82,000
gain on termination of fdic shared-loss agreements
gain on sale of merchant visa portfolio
merchant visa income																																									55,000	66,000	194,000	198,000	278,000	245,000	259,000	211,000	172,000	151,000	182,000	182,000	170,000	722,000	754,000	731,000	699,000	759,000	823,000	795,000	715,000	754,000	802,000	769,000	682,000	754,000	819,000	766,000	700,000	746,000	759,000	709,000	655,000	688,000	705,000					555,000	488,000	511,000	537,000	477,000	391,000	427,000	444,000	392,000	325,000			312,000	280,000
change in fdic indemnification asset																																											-304,000	-193,000	-647,000	-37,000	-350,000	281,000	-267,000	-346,000	-492,000	-19,000	-176,000	328,000	-1,666,000	-1,712,000
impairment loss on investment securities																																														8,000		24,000	2,000	18,000	14,000	62,000	36,000	25,000	28,000	19,000	46,000	27,000	28,000	68,000	195,000	653,000	35,000	467,000	175,000	668,000	147,000	1,112,000
provision for loan losses on noncovered loans																																											1,189,000	1,285,000
provision for loan losses on covered loans																																												-77,000
total provision for loan losses																																											1,189,000	1,208,000
benefit from loan losses for noncovered loans																																													567,000
benefit from loan losses for covered loans																																													27,000
total benefit from loan losses																																													594,000	458,000
net interest income after benefit from loan losses																																													32,713,000	16,283,000	16,503,000	14,632,000
bargain purchase gain on bank acquisition																																																	399,000
benefit from loan losses on originated loans																																														200,000	150,000	345,000
benefit from loan losses on purchased loans																																														258,000	928,000	963,000
interest and dividends on other assets																																															82,000
less: portion recorded as other comprehensive loss																																																			-14,000	-38,000
dividends declared per common share:																																																80		105	80	0.28	60	0.02	0.05	0.03						0.025			100
provision for loan losses on originated loans																																																	495,000	103,750	215,000	200,000
provision for loan losses on purchased loans																																																	363,000	225,500	592,000	419,000	-109,000	3,122,000	2,821,000	1,529,000	1,778,000
non-interest income:
gains on sales of loans																																																		52,000	92,000	53,000	63,000	71,000	58,000	35,000	151,000	274,000	26,000	35,000	66,000	178,000	42,000	105,000	97,000	51,000	112,000	229,000	42,000	12,000	39,000	11,000	2,000	9,000	34,000	30,000	60,000	46,000	85,000	37,000	109,000	77,000	65,000	218,000	281,000	217,000	634,000	640,000	415,000	523,000	346,000	259,000	276,000
service charges on deposits																																																		687,000	933,000	1,345,000	1,305,000	1,379,000	1,332,000	1,278,000	1,238,000	1,335,000	1,212,000	1,082,000	1,025,000	1,087,000	1,086,000	1,030,000	989,000	1,023,000	1,059,000	1,023,000	990,000	992,000	977,000	967,000	853,000	833,000	857,000	826,000	738,000	766,000	745,000	717,000	591,000	631,000	678,000	649,000	598,000	596,000	613,000	627,000	586,000	596,000	594,000	589,000	537,000
total non-interest income																																																		1,374,750	1,527,000	2,064,000	1,908,000	1,298,250	861,000	853,000	3,478,000	1,801,250	2,913,000	2,136,000	2,156,000	2,253,000	2,105,000	2,272,000	2,037,000	1,692,750	2,251,000	2,274,000
non-interest expense:
salaries and employee benefits																																																		5,427,250	7,224,000	7,287,000	7,198,000	6,902,000	6,495,000	7,075,000	6,637,000	6,504,000	5,191,000	4,200,000	4,015,000	3,073,000	3,658,000	3,697,000	3,831,000	3,645,000	3,658,000	3,665,000	3,721,000	3,533,000	3,722,000	3,672,000	3,836,000	3,633,000	3,646,000	3,714,000	3,405,000	3,254,000	3,150,000	3,169,000	3,045,000	3,026,000	2,960,000	3,111,000	3,126,000	2,937,000	2,961,000	2,947,000	2,803,000	2,733,000	2,614,000	2,585,000	2,586,000
total non-interest expense																																																		9,492,750	12,503,000	12,870,000	12,598,000	9,808,500	12,407,000	13,175,000	13,652,000	6,720,500	10,331,000	8,474,000	8,075,000	7,376,000	7,612,000	8,026,000	7,880,000	5,629,000	7,260,000	8,286,000
earnings per common share:
basic																																																		167.5	190		270				50								-140
diluted																																																		167.5	190		270				50								-140
interest on interest bearing deposits																																																				53,000
earnings per share:
basic																																																				0.21		0.07	0.12	0.11		0.06	0.16	0.05	0.03	-0.043		-0.04		0.248	0.32	0.27	0.4	0.303	0.45	0.4	0.37	0.315	0.45	0.4	0.41	0.315	0.44	0.42	0.43	0.29	0.42	0.39	0.36	0.255	0.38	0.33	0.31	0.24	0.346	0.306	0.31
diluted																																																				0.21		0.07	0.12	0.11		0.058	0.15	0.05	0.03	-0.043		-0.04		0.248	0.31	0.27	0.4	0.298	0.44	0.39	0.36	0.305	0.43	0.39	0.4	0.308	0.43	0.41	0.42	0.283	0.41	0.38	0.35	0.245	0.37	0.32	0.3	0.233	0.335	0.297	0.3
interest on federal funds sold and interest bearing deposits																																																						51,500	65,000	61,000	79,000	58,000	112,000	60,000	60,000	40,250	60,000	56,000	44,000	33,500	14,000	32,000	88,000	26,250	25,000	36,000	44,000	10,500	16,000	13,000	13,000
gains on bank acquisition
less: portion recorded as other comprehensive income																																																									-20,000	-4,500		-13,000	-5,000	-416,000	-6,000	-408,000
merchant visa																																																						557,000	622,000	602,000	569,000	640,000	680,000	660,000	597,000	631,000	671,000	633,000	565,000	621,000	669,000	615,000	562,000	602,000	612,000	568,000	525,000	534,000	555,000	482,000	443,000	489,000	468,000	428,000	378,000	400,000	417,000	368,000	316,000	346,000	367,000	321,000	263,000			255,000	220,000
dividends accrued and discount accreted on preferred shares																																																										691,000	332,000	332,000	331,000	247,250	330,000	330,000
net income applicable to common shareholders																																																						2,232,000	1,836,000	1,685,000	764,000	9,070,000	1,710,000	523,000	365,000	441,000	-18,000	-239,000	-923,000
fdic loss sharing income																																																									800,000
gain on bank acquisition																																																										109,500	438,000
income before federal income taxes																																																										1,334,750	3,066,000	1,278,000	996,000	680,000	372,000	41,000	-1,015,000	2,433,500	3,087,000	2,667,000	3,980,000	2,992,750	4,431,000	3,975,000	3,565,000	2,988,250	4,337,000	3,785,000	3,831,000	2,877,250	3,998,000	3,702,000	3,808,000	2,597,500	3,654,000	3,409,000	3,326,000	2,559,000	3,701,000	3,376,000	3,160,000	2,648,250	3,722,000	3,409,000	3,462,000
federal income tax expense																																																										436,500	1,024,000	423,000	300,000	-92,000	60,000	-50,000
federal deposit insurance																																																												347,000	354,000	350,000	369,000	751,000	145,000
dividends on federal home loan bank stock																																																																			11,000	11,000	8,000	6,000	5,000	5,000	3,000
brokered mortgage income																																																														36,000	28,000	53,000	39,000	19,000	41,000	64,000	88,000	125,000	149,000	221,000	181,000	219,000	216,000
rental income																																																														35,000	37,000	36,000	36,000	45,000	77,000	81,000	83,000	82,000	82,000	81,000	80,000	80,000	85,000					77,000	76,000	77,000	73,000	71,000	69,000	68,000	68,000	66,000	66,000			63,000	69,000
federal income taxes																																																																	-421,000	797,250	1,006,000	863,000	1,320,000	1,009,500	1,498,000	1,348,000	1,192,000	991,000	1,447,000	1,250,000	1,267,000	931,250	1,275,000	1,205,000	1,245,000	859,500	1,211,000	1,119,000	1,107,000	889,000	1,288,000	1,170,000	1,099,000	895,500	1,262,000	1,152,000	1,169,000
office supplies and printing																																																																		89,000	101,000	84,000	95,000	92,000	95,000	101,000	99,000	121,000	128,000	99,000	104,000	102,000	100,000	92,000	116,000	124,000	89,000	87,000	84,000	92,000	87,000	101,000	97,000	109,000	92,000	107,000	109,000
dividends declared per share:																																																																		0.14	0.14	0.21	0.21	0.158	0.21	0.21	0.21	0.15	0.205	0.2	0.195	0.131	0.185	0.18	0.175	0.12	0.165		0.155	0.105	0.145
rental income merchant visa income																																																																												79,000	77,000	58,000	79,000											49,250	66,000
loans																																																																														7,992,500	11,123,000	10,661,000	10,187,000	9,806,000	9,358,000	8,953,000	8,820,000	8,805,000	8,872,000	8,713,000	8,647,000	9,302,000	9,394,000	9,575,000	9,659,000
investment securities and fhlb dividends																																																																														323,000	447,000	433,000	412,000	357,000	454,000	463,000	512,000	341,500	377,000	442,000	545,000	393,500	530,000	542,000	502,000
interest bearing deposits and fed funds sold																																																																														11,750	11,000	7,000	29,000	31,500	43,000	40,000	43,000	38,500	26,000	41,000	85,000	82,500	83,000	104,000
borrowed funds																																																																														186,000	231,000	271,000	242,000	85,250	150,000	92,000	99,000	23,500	33,000	27,000	12,000	21,500	16,000	7,000	62,000
oreo income																																																																														1,750		7,000		18,250		73,000		250	1,000			6,500		26,000
building occupancy																																																																														728,250	960,000	981,000	972,000	-768,000	916,000	932,000	958,000	984,000	987,000	921,000	866,000	851,000	834,000	847,000	902,000
other																																																																																				986,000	873,000	763,000	829,000	917,000	842,000	746,000	800,000	932,000	821,000
net interest income after provision for loan loss																																																																																									6,782,000	5,310,500	7,114,000	7,072,000	7,055,000
goodwill amortization merchant visa
goodwill amortization
interest bearing deposits																																																																																													143,000

Balance Sheets:

Quarterly

Annual

Unit: USD	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-09-30	2014-03-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31

assets
cash on hand and in banks	52,587,000	74,030,000	90,754,000	89,072,000	58,821,000	78,068,000	55,469,000	52,947,000	55,851,000	61,568,000	73,464,000	68,969,000	74,295,000	100,428,000	93,675,000	87,907,000	61,377,000	86,954,000	94,179,000	93,306,000		89,039,000	100,872,000	105,097,000	95,039,000	115,500,000	95,878,000	71,252,000	92,704,000	120,833,000	94,210,000	86,608,000	78,293,000	82,905,000	81,912,000	74,659,000	77,117,000	86,142,000	69,216,000	61,508,000	63,816,000	58,930,000	62,540,000	60,205,000	64,609,000	40,042,000	55,794,000	31,062,000	34,129,000	37,180,000	34,257,000	31,245,000	28,900,000	30,193,000	30,081,000	31,069,000	26,156,000	37,179,000	27,749,000	18,464,000	17,976,000	20,106,000	17,222,000	21,874,000	19,187,000		20,287,000	30,337,000	21,949,000		30,128,000	33,738,000	19,062,000		23,298,000	25,761,000	21,105,000		21,889,000	21,634,000	18,905,000		14,276,000	18,083,000	15,538,000		18,551,000	17,508,000	15,339,000		22,306,000	22,905,000	18,383,000
interest earning deposits	180,502,000	171,461,000	163,342,000	159,588,000	58,279,000	97,504,000	58,288,000	136,700,000	169,122,000	158,935,000	34,914,000	232,512,000	29,295,000	306,896,000	900,380,000	1,488,815,000	1,661,915,000	1,547,785,000	1,170,754,000	841,010,000	315,847,000	487,203,000	314,203,000	57,816,000	133,529,000	121,468,000	43,412,000	39,918,000	69,206,000	49,310,000	35,733,000	43,701,000	24,722,000	28,353,000	42,322,000	29,713,000	26,628,000	26,618,000	29,729,000	32,511,000	62,824,000	83,547,000	22,772,000	19,859,000	145,541,000	114,353,000	79,329,000	63,060,000	112,105,000	69,906,000	82,648,000	52,011,000	110,857,000	93,566,000	121,921,000	86,323,000	114,764,000	129,822,000	133,982,000	93,867,000	94,346,000	87,125,000	121,850,000	60,613,000	73,107,000	7,402,000	765,000	793,000	17,942,000	2,939,000	705,000	4,887,000	5,916,000	2,137,000	1,517,000	2,531,000	363,000	2,899,000	1,261,000	1,753,000	1,585,000	14,945,000	6,731,000	7,247,000	11,568,000	15,860	7,748,000	5,552,000	10,795,000		7,770,000	6,804,000	30,743,000
cash and cash equivalents	233,089,000	245,491,000	254,096,000	248,660,000	117,100,000	175,572,000	113,757,000	189,647,000	224,973,000	220,503,000	108,378,000	301,481,000	103,590,000	407,324,000	994,055,000	1,576,722,000	1,723,292,000	1,634,739,000	1,264,933,000	934,316,000		576,242,000	415,075,000	162,913,000	228,568,000	236,968,000	139,290,000	111,170,000	161,910,000	170,143,000	129,943,000	130,309,000	103,015,000	111,258,000	124,234,000	104,372,000	103,745,000	112,760,000	98,945,000	94,019,000	126,640,000	142,477,000	85,312,000	80,064,000	210,150,000	154,395,000	135,123,000	94,122,000	146,234,000	107,086,000	116,905,000	83,256,000	139,757,000
investment securities available for sale, at fair value	607,522,000	631,231,000	656,452,000	716,342,000	764,394,000	852,779,000	931,248,000	996,510,000	1,134,353,000	1,147,547,000	1,276,550,000	1,318,072,000	1,331,443,000	1,356,142,000	1,187,588,000	1,039,924,000	894,335,000	761,526,000	1,049,524,000	893,558,000		834,492,000	879,927,000	961,092,000	952,312,000	966,102,000	960,680,000	985,009,000	976,095,000	920,737,000	873,670,000	821,567,000	810,530,000	800,060,000	790,594,000	783,021,000	794,645,000	819,159,000	815,920,000	822,171,000	811,869,000	703,093,000	699,122,000	747,299,000	682,651,000	138,794,000	167,226,000
investment securities held to maturity, at amortized cost	674,107,000	681,626,000	689,822,000	697,561,000	703,285,000	719,400,000	727,342,000	734,006,000	739,442,000	746,845,000	754,276,000	760,163,000	766,396,000	773,319,000	615,653,000	422,213,000	383,393,000	311,074,000
total investment securities	1,281,629,000	1,312,857,000	1,346,274,000	1,413,903,000	1,467,679,000	1,572,179,000	1,658,590,000	1,730,516,000	1,873,795,000	1,894,392,000	2,030,826,000	2,078,235,000	2,097,839,000	2,129,461,000	1,803,241,000	1,462,137,000	1,277,728,000	1,072,600,000
loans receivable	4,783,266,000	4,769,160,000	4,774,855,000	4,764,848,000	4,802,123,000	4,679,479,000	4,532,615,000	4,428,165,000	4,335,627,000	4,266,858,000	4,251,344,000	4,127,472,000	4,050,858,000	4,001,295,000	3,874,064,000	3,821,178,000	3,815,662,000	3,953,884,000	4,207,530,000	4,595,869,000	4,335,564,000	4,666,730,000	4,666,333,000	3,852,376,000	3,767,879,000	3,731,343,000	3,718,283,000	3,696,431,000	3,654,160,000	3,649,054,000	3,328,288,000	3,281,915,000	2,849,071,000	2,797,513,000	2,749,507,000	2,663,704,000	2,640,749,000	2,578,977,000	2,524,601,000	2,459,148,000	2,402,042,000	2,404,044,000																	756,150,000	761,181,000	757,357,000	772,247,000	783,175,000	784,867,000	786,797,000	793,303,000	811,964,000	797,591,000	776,418,000	768,945,000	802,285,000	789,813,000	765,117,000	739,596,000	733,224,000	722,111,000	660,521,000	643,538,000	634,011,000	623,379,000	608,120,000	591,085,000	579,066,000	553,513,000	535,488,000	512,647	503,745,000	483,627,000	469,657,000	455,277	475,082,000	475,396,000	477,681,000
allowance for credit losses on loans	-52,584,000	-53,974,000	-52,529,000	-52,160,000	-52,468,000	-51,391,000	-51,219,000	-49,736,000	-47,999,000	-46,947,000	-46,408,000	-44,469,000	-42,986,000	-42,089,000	-39,696,000	-40,333,000	-42,361,000	-48,317,000	-51,562,000	-64,225,000		-73,340,000	-71,501,000	-47,540,000
premises and equipment	74,690,000	70,382,000	71,111,000	71,079,000	71,580,000	72,500,000	73,218,000	74,092,000	74,899,000	76,436,000	79,401,000	80,094,000	76,930,000	76,683,000	77,164,000	78,737,000	79,370,000	79,958,000	82,835,000	84,533,000		89,831,000	86,897,000	87,958,000	87,888,000	86,563,000	84,296,000	80,130,000	81,100,000	80,439,000	75,364,000	62,147,000	60,325,000	60,457,000	60,603,000	61,062,000	63,911,000	63,312,000	60,759,000	61,182,000	61,891,000	63,356,000	63,968,000	64,547,000	65,787,000	33,907,000	34,074,000	27,356,000	25,962,000	24,755,000	22,886,000	23,166,000	22,968,000	22,975,000	22,788,000	22,456,000	22,413,000	21,750,000	16,722,000	16,468,000	16,551,000	16,394,000	16,339,000	16,411,000	16,594,000		14,604,000	14,753,000	14,726,000		15,080,000	15,359,000	15,656,000		15,097,000	15,385,000	15,522,000		16,073,000	16,327,000	16,599,000		16,920,000	16,942,000	17,163,000		17,818,000	18,245,000	18,095,000		18,144,000	18,236,000	18,583,000
federal home loan bank stock, at cost	5,163,000	10,473,000	16,107,000	16,160,000	21,538,000	16,993,000	22,303,000	4,303,000	4,186,000	8,373,000	8,373,000	23,697,000	8,916,000	8,916,000	8,916,000	8,916,000	7,933,000	7,933,000	7,933,000	7,933,000		6,661,000	6,661,000	6,661,000	6,377,000	6,377,000	10,005,000	7,377,000	6,076,000	6,076,000	8,616,000	6,824,000	8,347,000	9,343,000	9,083,000	7,317,000	7,564,000	5,088,000	5,700,000	4,380,000	4,148,000	4,148,000	4,148,000	12,022,000	12,363,000	5,666,000						5,594,000	5,594,000	5,594,000	5,594,000	5,594,000	5,594,000	5,594,000	4,753,000	3,566,000	3,566,000	3,566,000	3,566,000	3,566,000	3,566,000
bank owned life insurance	105,974,000	105,464,000	104,456,000	112,656,000	111,699,000	127,248,000	126,420,000	125,615,000	125,655,000	123,639,000	122,905,000	122,767,000	122,059,000	121,369,000	120,646,000	119,929,000	120,196,000	109,634,000	108,988,000	108,341,000		108,311,000	107,401,000	106,756,000	103,616,000	102,981,000	94,417,000	94,099,000	93,612,000	93,296,000	82,031,000	81,700,000	75,091,000	71,474,000	71,112,000	70,741,000	70,355,000	69,962,000	61,571,000	61,238,000	60,876,000	60,945,000	60,579,000	35,346,000	32,760,000
accrued interest receivable	19,280,000	19,146,000	18,559,000	19,651,000	19,483,000	20,102,000	19,855,000	19,898,000	19,518,000	18,794,000	18,969,000	18,548,000	18,547,000	17,812,000	15,908,000	14,582,000	14,657,000	14,802,000	17,113,000	19,447,000		18,888,000	17,813,000	14,940,000	14,446,000	14,722,000	15,401,000	15,621,000	15,403,000	15,735,000	13,482,000	13,602,000	12,244,000	12,295,000	11,081,000	11,237,000	10,925,000	11,327,000	10,535,000	11,003,000	10,469,000	10,831,000	9,883,000	10,132,000	9,987,000	5,180,000	5,658,000	4,822,000	4,721,000	4,821,000	5,178,000	4,683,000	4,776,000	5,117,000	5,137,000	5,069,000	5,011,000	4,626,000	5,100,000	3,922,000	3,783,000	4,018,000	4,206,000	3,918,000	3,765,000		4,528,000	4,082,000	4,071,000		4,988,000	4,451,000	4,242,000		4,189,000	3,880,000	3,502,000		3,657,000	3,181,000	2,973,000		3,001,000	2,834,000	2,739,000		2,680,000	2,649,000	2,565,000		3,031,000	3,079,000	3,206,000
prepaid expenses and other assets	273,925,000	289,677,000	294,225,000	291,276,000	303,452,000	296,190,000	319,428,000	323,472,000	318,571,000	341,952,000	293,950,000	281,438,000	296,181,000	230,704,000	211,350,000	190,592,000	183,543,000	179,494,000	163,206,000	188,589,000		194,938,000	194,224,000	180,846,000	164,129,000	142,068,000	126,259,000	123,026,000	98,522,000	108,730,000	104,718,000	104,666,000	99,328,000	87,728,000	75,162,000	78,999,000	79,351,000	74,816,000	66,000,000	52,752,000	58,365,000	59,019,000	60,383,000	61,733,000	64,616,000	23,446,000	26,252,000	10,910,000	8,846,000	8,288,000	10,502,000	14,982,000	11,986,000	8,190,000	11,432,000	10,103,000	8,467,000	8,974,000	9,468,000	9,417,000	9,743,000	9,175,000	8,634,000	12,580,000	6,071,000		6,529,000	5,605,000	5,610,000		3,942,000	3,970,000	5,002,000		4,092,000	4,128,000	3,705,000		4,430,000	4,436,000	3,795,000		3,703,000	4,464,000	3,016,000		3,653,000	3,919,000	2,889,000		3,204,000	3,618,000	4,093,000
other intangible assets	1,979,000	2,264,000	2,548,000	2,850,000	3,153,000	3,552,000	3,951,000	4,372,000	4,793,000	5,386,000	5,981,000	6,604,000	7,227,000	7,898,000	8,569,000	9,273,000	9,977,000	10,736,000	11,494,000	12,291,000		13,947,000	14,807,000	15,710,000	16,613,000	17,588,000	18,563,000	19,589,000	20,614,000	21,728,000	15,767,000	16,563,000	6,088,000	6,408,000	6,727,000	7,050,000	7,374,000	7,732,000	8,091,000	8,454,000	8,789,000	9,312,000	9,835,000	10,362,000	11,561,000	1,459,000	1,772,000	1,013,000	1,127,000	1,086,000	1,193,000	1,299,000
goodwill	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000		240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,939,000	240,837,000	187,549,000	187,549,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	119,029,000	118,911,000	29,365,000	29,365,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000	13,012,000		13,012,000	13,012,000	13,012,000		13,086,000	13,086,000	13,086,000		13,015,000	12,514,000	6,640,000		6,640,000	6,640,000	6,640,000		6,640,000	6,640,000	6,640,000		6,640,000	6,640,000	6,640,000		6,640,000	6,640,000	6,640,000
total assets	6,967,350,000	7,011,879,000	7,070,641,000	7,129,862,000	7,106,278,000	7,153,363,000	7,059,857,000	7,091,283,000	7,174,957,000	7,150,588,000	7,115,410,000	7,236,806,000	6,980,100,000	7,200,312,000	7,316,467,000	7,483,814,000	7,432,412,000	7,259,038,000	7,105,672,000	7,028,392,000	6,293,622,000	6,685,889,000	6,562,359,000	5,587,300,000	5,552,970,000	5,515,185,000	5,376,686,000	5,342,099,000	5,316,927,000	5,276,214,000	4,789,488,000	4,676,250,000	4,113,270,000	4,050,056,000	3,990,954,000	3,885,613,000	3,878,981,000	3,846,376,000	3,756,876,000	3,678,032,000	3,650,792,000	3,595,378,000	3,480,324,000	3,459,349,000	3,451,320,000	1,662,473,000	1,674,417,000	1,425,635,000	1,447,080,000	1,345,540,000	1,366,582,000	1,338,139,000	1,374,864,000	1,368,985,000	1,369,090,000	1,338,735,000	1,335,005,000	1,367,684,000	1,254,534,000	1,009,763,000	1,011,810,000	1,014,859,000	1,017,956,000	966,763,000	956,346,000	946,145,000	905,160,000	901,481,000	889,531,000	886,055,000	905,692,000	905,586,000	864,812,000	852,893,000	835,443,000	828,309,000	752,547,000	751,152,000	730,922,000	722,009,000	702,999,000	697,267,000	680,701,000	665,491,000	650,575,000	640,920	618,594,000	587,685,000	590,009,000	594,587	587,480,000	587,336,000	601,740,000
liabilities and stockholders' equity
non-interest bearing deposits	1,597,650,000	1,617,909,000	1,584,231,000	1,621,890,000	1,654,955,000	1,682,219,000	1,599,367,000	1,637,111,000
interest bearing deposits	4,322,549,000	4,239,555,000	4,200,182,000	4,223,445,000	4,029,658,000	4,026,273,000	3,916,285,000	3,895,216,000
total deposits	5,920,199,000	5,857,464,000	5,784,413,000	5,845,335,000	5,684,613,000	5,708,492,000	5,515,652,000	5,532,327,000	5,599,872,000	5,635,187,000	5,595,543,000	5,789,022,000	5,924,840,000	6,237,735,000
borrowings	20,000,000	138,000,000	263,200,000	264,400,000	383,000,000	382,000,000	500,000,000	500,000,000	500,000,000	450,000,000	450,000,000
junior subordinated debentures	22,350,000	22,277,000	22,204,000	22,131,000	22,058,000	21,985,000	21,912,000	21,838,000	21,765,000	21,692,000	21,619,000	21,546,000	21,473,000	21,399,000	21,326,000	21,253,000	21,180,000	21,107,000	21,034,000	20,960,000	20,730,000	20,814,000	20,741,000	20,668,000	20,595,000	20,522,000	20,448,000	20,375,000	20,302,000	20,229,000	20,156,000	20,083,000	20,009,000	19,936,000	19,863,000	19,790,000	19,717,000	19,644,000	19,571,000	19,497,000	19,424,000	19,351,000	19,278,000	19,205,000	19,027,000
accrued expenses and other liabilities	83,297,000	90,074,000	112,612,000	116,481,000	153,080,000	166,372,000	171,786,000	189,538,000	200,059,000	207,005,000	190,300,000	177,895,000	189,297,000	124,027,000	117,758,000	100,543,000	124,624,000	129,873,000	120,519,000	124,080,000		143,855,000	155,789,000	138,454,000	120,219,000	102,396,000	98,064,000	99,895,000	72,013,000	79,492,000	63,206,000	59,918,000	67,575,000	55,626,000	47,638,000	45,022,000	46,149,000	48,174,000	38,626,000	27,083,000	29,897,000	30,304,000	34,842,000	34,563,000	42,183,000	13,052,000	9,182,000	12,219,000	9,431,000	12,610,000	7,749,000	11,002,000	8,879,000	7,330,000	6,760,000	8,092,000	7,141,000	10,102,000	7,792,000	4,553,000	6,030,000	5,793,000	4,848,000	4,123,000	4,733,000		5,731,000	6,270,000	6,116,000		8,826,000	8,878,000	9,086,000		6,560,000	8,522,000	8,801,000		6,646,000	8,012,000	5,981,000		3,908,000	6,340,000	8,535,000		5,121,000	9,923,000	5,498,000		5,759,000	4,645,000	5,669,000
total liabilities	6,045,846,000	6,107,815,000	6,182,429,000	6,248,347,000	6,242,751,000	6,278,849,000	6,209,350,000	6,243,703,000	6,321,696,000	6,337,042,000	6,295,677,000	6,410,724,000	6,182,207,000	6,423,610,000	6,511,101,000	6,662,365,000	6,577,980,000	6,410,634,000	6,249,688,000	6,201,241,000		5,882,760,000	5,768,707,000	4,788,862,000	4,743,659,000	4,711,058,000	4,580,061,000	4,563,908,000	4,556,204,000	4,530,081,000	4,149,965,000	4,041,542,000	3,604,965,000	3,542,448,000	3,490,906,000	3,396,417,000	3,397,218,000	3,350,364,000	3,266,818,000	3,197,851,000	3,180,822,000	3,126,682,000	3,021,196,000	2,996,823,000	2,999,669,000	1,446,056,000	1,457,822,000	1,225,110,000	1,246,572,000	1,146,602,000	1,164,338,000	1,138,004,000	1,169,202,000	1,166,465,000	1,162,975,000	1,133,084,000	1,131,672,000	1,165,405,000	1,091,499,000	848,935,000	852,180,000	856,361,000	859,399,000	855,389,000	844,480,000		816,353,000	814,186,000	802,734,000		822,435,000	824,016,000	784,636,000		758,040,000	752,978,000	684,536,000		666,390,000	658,562,000	640,683,000		621,660,000	608,565,000	591,261,000		554,360,000	522,993,000	520,235,000		514,263,000	511,223,000	522,593,000
commitments and contingencies
stockholders’ equity:
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding, respectively
common stock	531,100,000	529,949,000	528,758,000	532,124,000	531,674,000	534,917,000	541,294,000	544,636,000	549,748,000	548,652,000	550,103,000	550,869,000	552,397,000	551,419,000	550,417,000	550,096,000	551,798,000	552,385,000	572,060,000	571,204,000		570,170,000	569,329,000	568,439,000	586,459,000	585,581,000	591,703,000	591,767,000	591,806,000	591,065,000	491,026,000	490,566,000	360,590,000	360,113,000	359,535,000	359,298,000	359,060,000	358,451,000	358,663,000	358,158,000	359,451,000	358,927,000	358,365,000	363,202,000	365,006,000	138,874,000	138,426,000	122,519,000	122,054,000	121,832,000	122,275,000	121,955,000	126,799,000	126,622,000	127,780,000	128,825,000	128,688,000	128,436,000	74,205,000	74,040,000	73,851,000	73,534,000	73,546,000	26,776,000	26,667,000		25,689,000	25,526,000	25,368,000		24,784,000	24,781,000	24,494,000		24,097,000	23,881,000	17,652,000				12,014,000		11,578,000	11,555,000	14,528,000		21,725,000	23,432,000	29,928,000		35,614,000	40,225,000	44,983,000
retained earnings	421,619,000	407,561,000	396,643,000	392,737,000	387,097,000	383,127,000	379,714,000	373,629,000	375,989,000	377,522,000	367,085,000	358,010,000	345,346,000	330,284,000	316,732,000	305,581,000	293,238,000	281,285,000	267,863,000	242,486,000		207,751,000	198,342,000	211,707,000	212,474,000	206,021,000	195,168,000	185,863,000	176,372,000	169,758,000	159,803,000	153,101,000	149,013,000	145,677,000	138,956,000	131,031,000	125,309,000	126,497,000	119,052,000	113,753,000	107,960,000	104,762,000	98,565,000	93,140,000	86,699,000	78,214,000	78,851,000	78,515,000	77,038,000	75,362,000	78,086,000	76,434,000	77,499,000	74,256,000	76,681,000	75,628,000	74,412,000	73,648,000	64,578,000	62,868,000	62,345,000	61,980,000	61,539,000	61,557,000	61,647,000		63,578,000	62,433,000	62,040,000
accumulated other comprehensive loss	-31,215,000	-33,446,000	-37,189,000	-43,346,000	-55,244,000	-43,530,000	-70,501,000	-70,685,000	-72,476,000	-112,628,000	-97,455,000	-82,797,000																	-7,455,000	-14,690,000	-11,306,000	-8,959,000	-1,298,000												-54,000	-671,000																					-80,000	-261,000	-184,000		-454,000	-580,000	-442,000		-590,000	-896,000
total stockholders’ equity	921,504,000	904,064,000	888,212,000	881,515,000	863,527,000	874,514,000	850,507,000	847,580,000	853,261,000	813,546,000	819,733,000	826,082,000	797,893,000	776,702,000	805,366,000	821,449,000	854,432,000	848,404,000	855,984,000	827,151,000		803,129,000	793,652,000	798,438,000	809,311,000	804,127,000	796,625,000	778,191,000	760,723,000	746,133,000	639,523,000	634,708,000	508,305,000	507,608,000	500,048,000	489,196,000	481,763,000	496,012,000	490,058,000	480,181,000	469,970,000	468,696,000	459,128,000	462,526,000	451,651,000	216,417,000	216,595,000	200,525,000	200,508,000	198,938,000	202,244,000	200,135,000	205,662,000	202,520,000	206,115,000	205,651,000	203,333,000	202,279,000	163,035,000	160,828,000	159,630,000	158,498,000	158,557,000	111,374,000	111,866,000		88,807,000	87,295,000	86,797,000		83,257,000	81,570,000	80,176,000		77,403,000	75,331,000	68,011,000		64,532,000	63,447,000	62,316,000		59,041,000	56,926,000	59,314,000		64,234,000	64,692,000	69,774,000		73,217,000	76,113,000	79,147,000
total liabilities and stockholders’ equity	6,967,350,000	7,011,879,000	7,070,641,000	7,129,862,000	7,106,278,000	7,153,363,000	7,059,857,000	7,091,283,000	7,174,957,000	7,150,588,000	7,115,410,000	7,236,806,000	6,980,100,000	7,200,312,000	7,316,467,000	7,483,814,000	7,432,412,000	7,259,038,000	7,105,672,000	7,028,392,000		6,685,889,000	6,562,359,000	5,587,300,000	5,552,970,000	5,515,185,000	5,376,686,000	5,342,099,000	5,316,927,000	5,276,214,000	4,789,488,000	4,676,250,000	4,113,270,000	4,050,056,000	3,990,954,000	3,885,613,000	3,878,981,000	3,846,376,000	3,756,876,000	3,678,032,000	3,650,792,000	3,595,378,000	3,480,324,000	3,459,349,000	3,451,320,000	1,662,473,000	1,674,417,000	1,425,635,000	1,447,080,000	1,345,540,000	1,366,582,000	1,338,139,000	1,374,864,000	1,368,985,000	1,369,090,000	1,338,735,000	1,335,005,000	1,367,684,000	1,254,534,000	1,009,763,000	1,011,810,000	1,014,859,000	1,017,956,000	966,763,000	956,346,000	893,574,000	905,160,000	901,481,000	889,531,000	872,667,000	905,692,000	905,586,000	864,812,000	795,219,000	835,443,000	828,309,000	752,547,000	715,849,000	730,922,000	722,009,000	702,999,000	665,318,000	680,701,000	665,491,000	650,575,000	598,237	618,594,000	587,685,000	590,009,000		587,480,000	587,336,000	601,740,000
deposits									5,599,872,000	5,635,187,000	5,579,657,000	5,771,787,000	5,907,420,000	6,214,964,000	6,330,190,000	6,491,500,000	6,381,337,000	6,215,558,000	6,061,706,000	6,019,698,000		5,689,048,000	5,567,733,000	4,617,948,000	4,582,676,000	4,562,257,000	4,347,708,000	4,393,715,000	4,432,402,000	4,398,127,000	3,968,935,000	3,904,741,000	3,393,060,000	3,320,818,000	3,291,250,000	3,243,415,000	3,229,648,000	3,242,421,000	3,158,906,000	3,130,929,000	3,108,287,000	3,054,198,000	2,946,487,000	2,912,458,000	2,903,069,000	1,404,214,000	1,425,985,000	1,196,531,000	1,225,112,000	1,117,971,000	1,133,700,000	1,113,346,000	1,139,537,000	1,136,044,000	1,137,445,000	1,107,720,000	1,099,720,000	1,136,276,000	1,068,020,000	829,030,000	835,896,000	840,128,000	845,147,000	842,103,000	839,747,000	824,480,000	795,065,000	800,989,000	792,983,000	776,280,000	785,667,000	770,801,000	742,832,000	725,921,000	728,344,000	708,701,000	660,535,000	636,504,000	640,219,000	612,000,000	609,302,000	587,278,000	588,475,000	560,725,000	557,326,000	541,832	524,655,000	508,357,000	514,458,000	517,116	502,735,000	504,850,000	516,376,000
deposits held for sale											15,886,000	17,235,000	17,420,000	22,771,000
securities sold under agreement to repurchase										23,158,000	38,215,000	39,161,000	46,597,000	40,449,000	41,827,000	49,069,000	50,839,000	44,096,000	46,429,000	36,503,000	27,805,000	29,043,000	24,444,000	11,792,000	20,169,000	25,883,000	23,141,000	24,923,000	31,487,000	32,233,000	22,168,000	26,100,000	31,821,000	28,668,000	21,255,000	21,440,000	22,104,000	22,425,000	16,715,000	20,342,000	23,214,000	22,829,000	20,589,000	23,177,000	35,390,000	28,790,000	22,655,000	16,360,000	12,029,000	16,021,000	22,889,000	13,656,000	20,786,000	23,091,000	18,770,000	17,272,000	24,811,000	19,027,000	15,687,000	15,352,000	10,254,000	10,440,000	9,404,000	9,163,000
loans held for sale										263,000	752,000				1,311,000	1,142,000	1,476,000	2,636,000	2,739,000	6,801,000		8,250,000	3,783,000	3,808,000	5,533,000	5,211,000	3,692,000	2,956,000	1,555,000	1,882,000	3,598,000	2,669,000	2,288,000	5,368,000	5,787,000	9,889,000	11,662,000	8,964,000	7,130,000	7,036,000	7,682,000	7,981,000	6,939,000	8,742,000	4,641,000				729,000	1,676,000	1,411,000	1,174,000	1,118,000	1,828,000	922,000	673,000	478,000	764,000	1,127,000		634,000	825,000		2,431,000	1,402,000	304,000	570,000	160,000	777,000	447,000		380,000	393,000			474,000	296,000	263,000	475,000	770,000	438,000	381,000	225,000	685,000	4,356,000	1,018	3,550,000	7,838,000	8,376,000	8,113	7,206,000	4,761,000	3,261,000
federal home loan bank advances												383,100,000															90,700,000	25,000,000			75,500,000	30,700,000	92,500,000	117,400,000	110,900,000	66,750,000	79,600,000	17,700,000	33,000,000					7,420,000																										14,990,000				37,167,000				39,900,000				40,900,000				31,100
accumulated other comprehensive income													-99,850,000	-105,001,000	-61,783,000	-34,228,000	9,396,000	14,734,000	16,061,000	13,461,000		25,208,000	25,981,000	18,292,000	10,378,000	12,525,000	9,754,000	561,000						1,818,000	1,557,000	-1,133,000	-2,606,000	11,064,000	12,343,000	8,270,000	2,559,000	5,007,000	2,198,000	6,184,000			-682,000	-509,000	1,416,000	1,744,000	1,911,000	1,796,000		1,736,000				377,000	873,000	595,000	164,000	-233,000		-71,000													-726,000		-470,000	-330,000	-563,000		-9,000	-564,000	281,000		66,000	355,000	250,000		348,000	223,000	-102,000
other real estate owned																								841,000	841,000	841,000	1,224,000	1,904,000	1,983,000	2,032,000	434,000			523,000	786,000	786,000	754,000		1,560,000	1,826,000	2,019,000	2,071,000	3,017,000	4,094,000	6,872,000	4,284,000	4,129,000	3,796,000	5,263,000	5,666,000	7,285,000	8,634,000	8,349,000	4,484,000	2,590,000	1,911,000	3,518,000	3,030,000	1,920,000	1,590,000	1,590,000	704,000	151,000	301,000	2,022,000		169,000	665,000	169,000				80,000		225,000	225,000	369,000							190,000	536,000		523,000	35,000	235,000		673,000	496,000	1,374,000
interest earning assets:
taxable securities																					731,378,000																																													33,970,000				35,409,000				40,352,000				43,659,000
nontaxable securities																					152,447,000																																													5,528,000				4,823,000				4,586,000				4,117,000
total interest earning assets																					5,535,236,000																																													834,762,000				814,413,000				740,525,000				667,419,000				618,840,000				550,543
noninterest earning assets																					758,386,000																																													58,812,000				58,254,000				54,694,000				48,430,000				46,478,000				47,694
interest bearing liabilities:
certificates of deposit																					482,316,000																																													343,642,000				352,295,000				307,902,000				264,078,000				222,279,000				202,141
savings accounts																					489,471,000																																													92,648,000				82,526,000				95,075,000				96,425,000				104,271,000				97,352
interest bearing demand and money market accounts																					2,491,477,000																																													243,082,000				216,641,000				189,458,000				170,399,000				165,486,000				154,420
total interest bearing deposits																					3,463,264,000																																													679,372,000				651,462,000				592,435,000				530,902,000				492,036,000				453,913
fhlb advances and other borrowings																					1,466,000																																													7,850,000				27,044,000				22,784,000				28,544,000
total interest bearing liabilities																					3,513,265,000																																													687,222,000				678,506,000				615,219,000				559,446,000				522,945,000				461,884
noninterest bearing demand deposits																					1,835,165,000
other noninterest bearing liabilities																					139,612,000																																													6,372,000				7,196,000				7,038,000				5,732,000				4,708,000				4,120
stockholders’ equity																					805,580,000																																													113,147,000				84,967,000				78,639,000				66,120,000				60,944,000				62,232				72,397
total liabilities and stock-holders’ equity																					6,293,622,000
net interest income																					200,997,000																																													38,342,000				36,621,000				35,772,000				33,881,000				31,727,000
net interest spread																					3,490																																													4,110				3,860				4,300				4,750				4,910
net interest margin																					3,630																																													4,590				4,500				4,830				5,080				5,130
average interest earning assets to average interest bearing liabilities																					157,550
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2020 and december 31, 2019
allowance for loan losses																									-36,171,000	-36,518,000	-36,363,000	-36,152,000	-35,042,000	-34,475,000	-33,972,000	-33,261,000	-32,086,000	-31,400,000	-32,751,000	-31,594,000	-31,083,000	-30,211,000	-28,426,000	-29,667,000	-29,746,000	-29,004,000
total loans receivable																									3,731,708,000	3,694,825,000	3,681,920,000	3,660,279,000	3,619,118,000	3,614,579,000	3,294,316,000	3,248,654,000	2,816,985,000	2,766,113,000	2,716,756,000	2,632,110,000	2,609,666,000	2,548,766,000	2,496,175,000	2,429,481,000	2,372,296,000	2,375,040,000	2,319,024,000	2,260,498,000	2,174,541,000	1,207,650,000	1,208,082,000	1,086,453,000	1,055,490,000	998,344,000	1,006,023,000	1,002,420,000	990,887,000	1,004,480,000	984,310,000	981,563,000	965,120,000	979,721,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at december 31, 2019 and 2018
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2019 and december 31, 2018
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at june 30, 2019 and december 31, 2018
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2019 and december 31, 2018
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at december 31, 2018 and 2017
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2018 and december 31, 2017
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at june 30, 2018 and december 31, 2017
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2018 and december 31, 2017
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at december 31, 2017 and 2016
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2017 and december 31, 2016
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at june 30, 2017 and december 31, 2016
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2017 and december 31, 2016
other interest earning deposits																																						5,461,000	5,461,000	5,461,000	6,719,000	5,244,000	5,110,000	9,364,000	13,129,000	15,150,000	17,415,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at december 31, 2016 and 2015
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2016 and december 31, 2015
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at june 30, 2016 and december 31, 2015
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2016 and december 31, 2015
investment securities held to maturity																																										32,832,000	33,587,000	35,425,000	38,213,000	39,208,000	35,113,000	13,078,000	10,933,000	10,099,000	10,833,000	11,190,000	11,787,000	12,093,000	12,446,000	13,175,000	13,494,000	13,768,000	14,317,000	14,302,000	13,551,000	13,636,000	9,785,000	10,294,000	11,470,000		12,983,000	3,252,000	3,321,000		3,706,000	3,757,000	3,810,000		4,155,000	4,049,000	4,119,000		3,520,000	3,560,000	2,163,000		2,012,000	2,075,000	2,131,000		2,471,000	2,643,000	2,679,000		3,189,000	3,302,000	3,532,000
fdic indemnification asset																																											388,000	692,000	5,138,000						7,480,000	8,212,000	8,921,000	10,350,000	12,079,000	14,485,000	16,869,000	16,071,000	16,084,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at december 31, 2015 and 2014
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2015 and december 31, 2014
noncovered loans receivable																																											2,239,621,000	2,170,693,000	2,064,050,000														730,946,000
allowance for loan losses on noncovered loans																																											-22,779,000	-22,317,000
noncovered loans receivable, net of allowance for loan losses																																											2,216,842,000	2,148,376,000	2,041,830,000
covered loans receivable																																											107,681,000	117,621,000	138,833,000
allowance for loan losses on covered loans																																											-5,499,000	-5,499,000
covered loans receivable, net of allowance for loan losses																																											102,182,000	112,122,000	132,711,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at june 30, 2015 and december 31, 2014
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2015 and december 31, 2014
allowance for loan losses for noncovered loans																																													-22,220,000
allowance for loan losses for covered loans																																													-6,122,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2014 and december 31, 2013
originated loans receivable																																														993,911,000	961,892,000	932,488,000	887,111,000	874,485,000	871,959,000	853,633,000	837,346,000	837,924,000	802,941,000	782,497,000	753,190,000	742,019,000
less: allowance for loan losses																																														-17,534,000	-17,357,000	-17,822,000	-17,912,000	-19,125,000	-20,533,000	-20,843,000	-22,563,000	-22,317,000	-22,387,000	-22,011,000	-21,382,000	-22,062,000	-25,204,000	-26,268,000	-24,797,000	-26,164,000	-25,052,000	-23,707,000	-20,155,000		-12,628,000	-11,244,000	-10,690,000		-10,224,000	-10,232,000	-10,086,000		-9,900,000	-9,742,000	-8,755,000		-8,312,000	-8,113,000	-7,871,000		-8,219,000	-8,091,000	-7,924,000		-7,729,000	-7,666,000	-7,338,000		-6,809,000	-6,364,000	-5,847,000
originated loans receivable, net of allowance for loan losses																																														976,377,000	944,535,000	914,666,000	869,199,000	855,360,000
purchased covered loans receivable, net of allowance for loan losses																																														54,907,000
purchased non-covered loans receivable, net of allowance for loan losses																																														176,366,000
federal deposit insurance corporation indemnification asset																																														3,969,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2014 and december 31, 2013
a s s e t s
purchased covered loans receivable, net of allowance for loan losses of																																															63,484,000	74,957,000	81,375,000	83,978,000	89,005,000	97,357,000	100,498,000	105,394,000	111,392,000	117,604,000	123,452,000
purchased non-covered loans receivable, net of allowance for loan losses of																																															200,063,000	96,830,000	104,916,000	59,006,000	65,592,000	72,273,000	75,606,000	83,479,000	92,364,000	103,473,000	109,860,000
federal deposit insurance corporation (“fdic”) indemnification asset																																															4,413,000	4,753,000	5,353,000	7,100,000
federal home loan bank (“fhlb”) stock, at cost																																															5,795,000	5,482,000	5,533,000	5,495,000	5,545,000
l i a b i l i t i e s a n d s t o c k h o l d e r s’ e q u i t y
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2013 and december 31, 2012
investment securities available for sale																																																143,155,000	147,148,000	144,293,000	147,682,000	149,778,000	143,186,000	144,602,000	141,747,000	147,864,000	134,023,000	125,175,000	119,120,000	91,262,000	95,268,000	90,736,000	60,416,000	55,727,000	34,837,000		25,818,000	35,999,000	36,242,000		36,171,000	35,866,000	36,677,000		40,898,000	40,983,000	40,798,000		43,264,000	44,414,000	45,207,000		46,955,000	48,162,000	47,051,000		49,457,000	38,784,000	48,678,000		36,335,000	39,964,000	32,138,000
deferred income taxes																																																17,683,000	16,729,000	13,819,000	10,647,000	10,739,000	11,117,000	10,988,000	3,411,000	3,711,000	4,246,000	4,255,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at june 30, 2013 and december 31, 2012
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2013 and december 31, 2012
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at december 31, 2012 and december 31, 2011
unearned compensation—employee stock ownership plan
liabilities and stockholders’ equity
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at september 30, 2012 and december 31, 2011
unearned compensation – employee stock ownership plan																																																			-28,000	-50,000	-71,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at june 30, 2012 and december 31, 2011
intangible assets																																																					1,406,000	1,513,000	1,620,000	1,727,000	1,840,000	1,953,000	1,909,000	307,000	326,000	346,000	365,000	385,000	404,000		444,000	463,000	483,000		522,000	541,000	561,000		600,000	1,367,000
preferred stock, no par value, 2,500,000 shares authorized; no shares issued and outstanding at march 31, 2012 and december 31, 2011
accumulated other comprehensive income																																																					1,435,000		1,770,000	1,336,000	393,000						308,000
federal funds sold																																																										1,990,000	15,950,000													4,600,000									400,000		6,000,000	9,000,000	9,000,000		6,550,000	5,000,000	8,500,000		7,900,000	5,500,000	5,000,000
preferred stock, no par value, 2,500,000 shares authorized; series a (liquidation preference 1,000 per share); no shares issued and outstanding at december 31, 2011 and december 31, 2010
unearned compensation—esop and other																																																						-94,000				-182,000				-270,000																											-1,198,000
unearned compensation – esop and other																																																							-116,000	-138,000	-160,000		-203,000	-225,000	-248,000		-292,000	-314,000	-336,000
purchased covered loans receivable																																																										128,715,000
purchased non-covered loans receivable																																																										131,049,000
preferred stock, no par value, 2,500,000 shares authorized; series a (liquidation preference 1,000 per share); no shares issued and outstanding at december 31, 2010 and 24,000 shares issued and outstanding at december 31, 2009
loans covered under fdic loss-sharing agreements																																																											134,011,000
total loans																																																											864,957,000
deferred federal income taxes																																																											8,364,000	8,673,000	8,904,000	9,133,000	4,287,000	4,491,000	4,267,000		2,599,000	2,697,000	2,274,000		2,076,000	2,143,000	2,069,000		1,806,000	1,416,000	1,290,000		942,000	867,000	992,000		439,000	731,000	287,000		214,000	333,000	279,000		754,000	689,000	522,000
preferred stock, no par value, 2,500,000 shares authorized; series a (liquidation preference 1,000 per share); 24,000 shares issued and outstanding at september 30, 2010 and december 31, 2009																																																											23,582,000
preferred stock, no par value, 2,500,000 shares authorized; series a (liquidation preference 1,000 per share); 24,000 shares issued and outstanding at june 30, 2010 and december 31, 2009																																																												23,550,000
preferred stock, no par value, 2,500,000 shares authorized; series a (liquidation preference 1,000 per share); 24,000 shares issued and outstanding at march 31, 2010 and december 31, 2009																																																													23,518,000
preferred stock, no par value, 2,500,000 shares authorized; series a (liquidation preference 1,000 per share); 24,000 shares issued and outstanding at december 31, 2009 and december 31, 2008																																																														23,487,000
preferred stock, no par value, 2,500,000 shares authorized; series a (liquidation preference 1,000 per share); 24,000 shares issued and outstanding at september 30, 2009 and december 31, 2008																																																															23,456,000
preferred stock, 1,000 per share liquidation preference, 24,000 shares authorized and outstanding at june 30, 2009 and december 31, 2008																																																																23,426,000
preferred stock, 1,000 per share liquidation preference, 24,000 shares authorized and outstanding at march 31, 2009 and december 31, 2008																																																																	23,396,000
accumulated other comprehensive gain																																																																	492,000
operations data:
provision for loan losses																																																																		7,420,000				810,000				720,000				810,000				645,000
noninterest income																																																																		8,824,000				8,572,000				7,954,000				6,630,000				6,498,000
noninterest expense																																																																		30,419,000				28,288,000				27,082,000				24,183,000				23,270,000
federal income tax expense																																																																		2,976,000				5,387,000				5,377,000				5,042,000				4,725,000
net income																																																																		6,351,000				10,708,000				10,547,000				10,476,000				9,585,000
earnings per common share
basic																																																																		940				1,630				1,650				1,690				1,610
diluted																																																																		930				1,610				1,600				1,650				1,570
dividend payout ratio to common shareholders																																																																		59,500
performance ratios:
efficiency ratio																																																																		64,500				62,590				61,940				59,690				60,880
return on average assets																																																																		710				1,230				1,330				1,460				1,440
return on average common equity																																																																		6,980
balance sheet data:
book value per common share																																																																		13,400
equity to assets ratio																																																																		11,960				9,590				9,220				8,800				8,740				9.71				12.18
asset quality ratios:
nonaccrual loans to loans																																																																		420
allowance for loan losses to loans																																																																		1,910				1,330				1,350				1,300				1,380				1.49				1.46
allowance for loan losses to nonaccrual loans																																																																		454,020
nonperforming assets to total assets																																																																		570				130				360				160				50				0.11				0.38
other data:
number of banking offices																																																																		20,000				20,000				20,000				18,000				18,000				18				18
number of full-time equivalent employees																																																																		217,000				224,000				233,000				211,000				196,000				206				195
loans																																																																		784,514,000				768,015,000				690,287,000				613,655,000				549,444,000				481,404
federal home loan bank stock																																																																		3,348,000				3,227,000				3,163,000				3,089,000
demand and other noninterest bearing deposits																																																																		108,386,000				103,790,000				98,567,000				85,732,000				76,994,000				63,890
federal home loan bank and federal reserve stock, at cost																																																																			3,516,000	3,316,000	3,227,000		3,227,000	3,227,000	3,227,000		3,227,000	3,227,000	3,072,000		3,072,000	3,161,000	3,053,000		2,952,000	3,016,000	2,986,000		2,937,000	2,911,000	2,899,000		2,809,000	2,999,000	2,953,000
advances from federal home loan bank																																																																			13,900,000	5,605,000	1,996,000		25,684,000	41,778,000	29,572,000		19,436,000	32,055,000	15,200,000		17,500,000	36,400,000	25,400,000		28,100,000	41,500,000	25,400,000		24,370,000	4,380,000			5,000,000	1,000,000
other borrowings																																																																			1,657,000	1,322,000	1,639,000		2,258,000	2,559,000	3,146,000		3,700,000	3,700,000			2,025,000	2,150,000			1,177,000
unearned compensation – esop																																																																			-380,000	-403,000
unearned compensation - esop																																																																					-427,000		-469,000	-491,000	-513,000
earnings per share
dividend payout ratio																																																																						51,500				49,100				42,000				40,400
return on average equity																																																																						12,870				14,180				16,130				15,800
book value per share																																																																						12,790				11,990				10,570				10,250				10.05				10.63
nonperforming loans to loans																																																																						130				370				130				50				0.06				0.42
allowance for loan losses to nonperforming loans																																																																						1,016,060				360,050				1,016,270				2,603,600				2,611.97				346.05
retained earnings, substantially restricted																																																																							59,396,000	57,860,000	56,637,000		54,453,000	52,925,000	51,687,000		48,827,000	53,596,000	52,172,000		48,924,000	47,459,000	46,119,000		43,575,000	42,093,000	40,794,000		38,165,000	36,597,000	35,220,000
unearned compensation - esop and other																																																																											-557,000	-579,000	-602,000		-1,174,000	-1,247,000	-1,307,000		-1,452,000	-1,524,000	-1,614,000		-1,132,000	-1,188,000
september 30, 2005 and december 31, 2004, respectively																																																																															11,011,000
stock dividend to be distributed																																																																															6,338,000
june 30, 2005 and december 31, 2004, respectively																																																																																11,428,000
mortgage backed securities																																																																																		3,312,000				5,568
investment securities and fhlb stock																																																																																		51,139,000				47,711
fhlb advances																																																																																		30,352,000				7,241
other borrowed funds																																																																																		557,000				730
advance payments by borrowers for taxes and insurance																																																																																											15,000	39,000	26,000
unearned compensation—esop																																																																																											-910,000	-932,000	-954,000

Cashflow Statements:

Quarterly

Annual

Unit: USD	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-03-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-09-30	2008-06-30	2008-03-31	2007-09-30	2007-06-30	2007-03-31	2006-09-30	2006-06-30	2006-03-31	2005-09-30	2005-06-30	2005-03-31	2004-09-30	2004-06-30	2004-03-31	2003-09-30	2003-06-30	2003-03-31	2002-09-30	2002-06-30	2002-03-31

cash flows from operating activities:
net income	22,237,000	19,169,000	12,215,000	13,911,000	11,928,000	11,423,000	14,159,000	5,748,000	6,233,000	37,303,000	20,457,000	22,544,000	20,990,000	18,584,000	19,757,000	19,397,000	20,592,000	32,702,000	25,344,000	23,882,000	16,636,000	-6,139,000	12,191,000	17,126,000	17,895,000	15,984,000	16,552,000	16,609,000	15,504,000	11,857,000	9,087,000	10,023,000	10,624,000	11,828,000	9,316,000	11,039,000	8,895,000	9,091,000	9,493,000	9,492,000	8,725,000	9,779,000	2,543,000	3,290,000	2,690,000	2,885,000	3,034,000	2,863,000	3,194,000	4,170,000	2,232,000	1,836,000	1,686,000	764,000	9,761,000	2,042,000	855,000	696,000	772,000	312,000	91,000	-594,000	6,545,000	4,464,000	2,660,000	7,933,000	5,000,000	2,373,000	7,989,000	5,100,000	2,564,000	7,784,000	5,060,000	2,563,000	6,952,000	4,509,000	2,219,000	6,680,000	4,267,000	2,061,000	7,011,000	4,550,000	2,293,000
adjustments to reconcile net income to net cash from operating activities:
depreciation, amortization and accretion	278,000	41,000	190,000	447,000	455,000	76,000	506,000	554,000	800,000	1,737,000	807,000	961,000	1,034,000	-82,000	-1,572,000	-3,383,000	-4,455,000	-7,105,000	-6,796,000	-31,949,000
provision for credit losses	-814,000	1,775,000	956,000	51,000		2,439,000	1,268,000	1,392,000												-3,133,000	2,730,000	28,563,000	7,946,000
stock-based compensation expense	1,195,000	1,215,000	1,245,000	1,288,000	1,121,000	1,153,000	1,064,000	1,006,000	1,121,000	2,084,000	1,099,000	998,000	1,004,000	843,000	950,000	904,000	966,000	926,000	870,000	865,000	848,000	877,000	969,000	865,000	830,000	795,000	741,000	728,000	709,000	684,000	623,000	535,000	528,000
amortization of intangible assets	285,000	284,000	302,000	303,000	399,000	399,000	421,000	421,000	593,000	1,246,000	623,000	671,000	671,000	704,000	704,000	759,000	758,000	797,000	797,000	859,000	860,000	903,000	903,000		975,000	1,026,000	1,025,000		1,114,000	796,000	795,000	320,000	319,000	323,000	324,000	359,000	363,000	335,000		523,000	527,000	527,000	156,000	157,000	114,000	115,000	107,000	106,000	107,000	107,000	107,000	107,000	113,000	113,000	110,000	76,000	19,000	20,000	19,000	20,000	19,000	20,000	58,000	39,000	19,000	58,000	39,000	19,000	26,000
amortization of tax credit investments
origination of mortgage loans held for sale					0	0	0	-1,318,000	-1,148,000	-6,511,000	-1,351,000	0	-2,794,000	-6,563,000	-5,833,000	-12,118,000	-20,518,000	-21,553,000	-32,254,000	-43,557,000	-44,574,000	-32,822,000	-16,026,000
proceeds from sale of mortgage loans held for sale					0	0	0	1,344,000	1,447,000	5,909,000	1,400,000	40,000	4,238,000	6,613,000	6,408,000	13,784,000	21,386,000	26,618,000	31,755,000	48,794,000	41,550,000	33,982,000	18,298,000
deferred income tax benefit
bank owned life insurance income	-1,172,000	-1,008,000	-1,280,000	-918,000	-256,000	-860,000	-931,000	-920,000	-654,000	-1,546,000	-709,000	-565,000	-723,000	-764,000	-1,695,000	-500,000	-647,000	-717,000	-656,000
gain on sale of mortgage loans held for sale					0	0	0	-26,000	-36,000	-150,000	-49,000	-40,000	-133,000	-219,000	-241,000	-506,000	-765,000	-1,003,000	-1,370,000	-1,919,000
loss on sale of investment securities																																																				0			0	40,000								17,000
gain on sale of premises and equipment					0																0																																											-1,000			-1,000	-1,000	-70,000	-12,000		-4,000	-2,000	-1,000		-6,000	-3,000				-9,000	-9,000	-9,000
gain on sale of branch
other	172,000	3,573,000	1,904,000	-483,000	17,177,000	4,079,000	-11,617,000	-5,275,000	11,174,000	3,371,000	-991,000	5,740,000	2,505,000	5,076,000	-3,716,000
net cash from operating activities	27,985,000	25,067,000	22,514,000	19,253,000	20,619,000	24,174,000	6,791,000	12,899,000	30,959,000	47,463,000	23,397,000	32,016,000	28,535,000	22,977,000	10,928,000	18,877,000	20,883,000	20,689,000	9,081,000	-6,264,000	4,327,000	56,172,000	16,096,000	-14,409,000	23,687,000	15,775,000	21,312,000	-27,149,000	25,688,000	20,600,000	9,139,000	19,727,000	9,776,000	22,541,000	21,469,000	15,950,000	11,288,000	13,068,000	-12,547,000	14,834,000	18,200,000	161,000	5,480,000	7,674,000	8,216,000	4,312,000	9,832,000	9,537,000	2,607,000	5,906,000	4,574,000	5,213,000	8,172,000	2,912,000					1,729,000	12,255,000	-3,427,000	-691,000	6,616,000	4,708,000	117,000	11,213,000	7,439,000	3,867,000	6,844,000	5,226,000	2,511,000	6,123,000	1,410,000	-339,000	9,942,000	6,414,000	3,167,000	14,132,000	11,207,000	3,812,000	7,011,000	4,207,000	2,883,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0					0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
free cash flows	27,985,000	25,067,000	22,514,000	19,253,000	20,619,000	24,174,000	6,791,000	12,899,000	30,959,000	47,463,000	23,397,000	32,016,000	28,535,000	22,977,000	10,928,000	18,877,000	20,883,000	20,689,000	9,081,000	-6,264,000	4,327,000	56,172,000	16,096,000	-14,409,000	23,687,000	15,775,000	21,312,000	-27,149,000	25,688,000	20,600,000	9,139,000	19,727,000	9,776,000	22,541,000	21,469,000	15,950,000	11,288,000	13,068,000	-12,547,000	14,834,000	18,200,000	161,000	5,480,000	7,674,000	8,216,000	4,312,000	9,832,000	9,537,000	2,607,000	5,906,000	4,574,000	5,213,000	8,172,000	2,912,000					1,729,000	12,255,000	-3,427,000	-691,000	6,616,000	4,708,000	117,000	11,213,000	7,439,000	3,867,000	6,844,000	5,226,000	2,511,000	6,123,000	1,410,000	-339,000	9,942,000	6,414,000	3,167,000	14,132,000	11,207,000	3,812,000	7,011,000	4,207,000	2,883,000
cash flows from investing activities:
loan originations and purchases, net of payments	-13,516,000	6,754,000	-9,523,000	37,882,000	-121,705,000	-148,027,000	-103,380,000	-91,473,000	-68,442,000	-198,937,000	-75,839,000	-48,449,000	-125,502,000	-50,210,000	-988,000
maturities and repayments of investment securities available for sale	30,333,000	30,442,000	33,264,000	31,270,000	38,342,000	35,567,000	27,182,000	29,397,000	43,771,000	49,733,000	26,949,000	48,633,000	46,176,000	44,351,000	42,327,000	54,426,000
maturities and repayments of investment securities held to maturity	7,388,000	8,030,000	7,548,000	5,520,000	15,843,000	7,731,000	6,437,000	5,225,000	7,187,000	11,673,000	5,995,000	6,676,000	9,853,000	5,123,000	6,644,000	832,000
purchase of investment securities available for sale	-3,500,000	0	-56,448,000	-28,221,000	0	0	0	-33,132,000	-140,672,000	-14,994,000	-14,994,000	-48,070,000	-270,440,000	-227,952,000	-244,409,000	-194,557,000	-32,930,000	-222,598,000	-166,038,000	-35,162,000	-14,377,000	-12,562,000	-90,517,000		-52,177,000	-46,718,000	-57,606,000		-115,069,000	-78,008,000	-69,352,000	-48,897,000	-43,045,000	-50,040,000	-7,932,000	-60,118,000	-51,466,000	-76,580,000		-76,293,000	-26,027,000	-55,728,000	-24,443,000	-5,647,000	-15,018,000	-17,490,000					-17,446,000	-2,585,000	-19,198,000	-14,361,000	-4,888,000	-480,000	-396,000	-7,976,000	-36,439,000	-5,838,000	-23,988,000	-5,696,000	-13,367,000	-11,362,000	-6,309,000	-1,260,000	-719,000		-737,000	-737,000	-737,000	-2,921,000	-3,152,000	-1,721,000	-13,060,000	-10,078,000	-1,530,000	-49,518,000	-26,425,000	-20,732,000	-36,342,000	-22,871,000	-9,679,000
proceeds from sales of investment securities available for sale	0	0	84,711,000	56,971,000	31,665,000	71,075,000	36,827,000	134,066,000	151,800,000	22,688,000	22,688,000					0	0	0	1,248,000	10,060,000	4,040,000	15,753,000	25,177,000		9,393,000	23,547,000	10,932,000		49,367,000	4,547,000	103,032,000	9,178,000	6,818,000			18,543,000	25,397,000	50,440,000		38,505,000	40,545,000	23,887,000	40,318,000																										2,248,000
purchase of premises and equipment	-5,708,000	-678,000	-1,598,000	-1,172,000	-802,000	-941,000	-823,000	-893,000	-1,126,000	-5,477,000	-4,653,000	-1,721,000	-1,104,000	-467,000	-724,000	-870,000	-400,000	-1,273,000	-475,000	-861,000	-4,397,000	-316,000	-1,423,000		-4,152,000	-5,344,000	-1,030,000		-4,809,000	-14,513,000	-2,146,000	-842,000	-839,000	-535,000	-847,000	-4,040,000	-798,000	-290,000		-430,000	-434,000	-545,000	-584,000	-849,000	-1,924,000	-1,527,000					-713,000	-827,000	-527,000	-1,060,000	-5,464,000	-681,000	-316,000	-453,000	-440,000	-233,000	-121,000	-1,183,000	-734,000	-573,000	-231,000	-620,000	-109,000	-406,000	-502,000	-332,000	-151,000	-562,000	-385,000	-141,000	-535,000	-377,000	-172,000	-1,169,000	-1,115,000	-519,000	-510,000	-167,000	-72,000
proceeds from sales of assets held for sale					0							0	929,000	0	1,173,000	4,914,000	1,912,000	1,999,000	1,731,000	2,013,000	0	0	394,000
proceeds from redemption of federal home loan bank stock	8,415,000	12,875,000	9,054,000	10,172,000	1,530,000	5,310,000			4,187,000	44,735,000	13,823,000	2,000,000	0							0	0	1,800,000	760,000		5,348,000	10,408,000	2,276,000		3,872,000	12,008,000	10,130,000		5,332,000
purchases of federal home loan bank stock	-3,105,000	-7,241,000	-9,001,000	-4,794,000	-6,075,000	0	-58,712,000	-117,000	0	-44,192,000	-28,604,000	-2,000,000	0	-2,000	-983,000	0	0	0	-1,272,000	0	0	-1,800,000	-1,044,000		-1,720,000	-13,036,000	-3,577,000		-212,000	-13,800,000	-7,984,000		-5,592,000
proceeds from sales of premises and equipment	0	0	41,000	11,000	31,000	0			76,000	2,000	2,000	0				53,000	2,000			501,000	0	44,000	9,000		4,000																															236,000
purchases of bank owned life insurance												-125,000	0	0	-105,000	-10,062,000	1,000	0	-105,000
proceeds from bank owned life insurance death benefit	0	0			0	567,000						0								0	0	0	1,324,000
proceeds from surrender of bank owned life insurance	8,463,000	0	515,000	4,576,000
capital contributions to tax credit partnerships	-5,601,000	-23,532,000	-1,218,000	-32,995,000
net cash paid related to branch divestiture									0
net cash provided (used) by investing activities	23,072,000	26,650,000						33,466,000								-93,970,000	225,214,000
cash flows from financing activities:
net increase in deposits	62,735,000	73,051,000	-60,922,000	160,722,000	-23,879,000						-135,818,000	-312,895,000	-92,455,000	-161,310,000	97,210,000	165,779,000	153,852,000	42,008,000	421,708,000	-91,058,000	121,315,000	949,785,000	35,272,000		214,549,000	-46,007,000	-38,687,000		110,475,000	64,194,000	5,796,000	72,242,000	29,568,000	47,835,000	13,767,000	83,515,000	27,977,000	22,642,000		107,711,000	34,029,000	6,127,000	5,025,000	22,441,000	-28,581,000	46,699,000	-15,729,000			3,493,000	-1,401,000				-113,232,000	-104,904,000	-6,866,000	-4,232,000	-5,019,000	3,044,000	2,356,000	15,267,000	18,785,000	24,709,000	16,703,000	59,746,000	44,880,000	16,911,000	47,558,000	27,915,000	24,031,000	52,941,000	24,722,000	22,024,000	46,643,000	18,893,000	15,494,000	7,539,000		-2,658,000	-12,345,000	-10,230,000	1,296,000
proceeds from borrowings	69,000,000	160,900,000	200,000,000	106,500,000	139,033,000	0	1,304,710,000	15,000,000	100,000,000	1,754,800,000
repayment of borrowings	-187,000,000	-286,100,000	-201,200,000	-225,100,000	-138,033,000	-118,000,000	-1,304,710,000	-15,000,000	-50,000,000	-1,304,800,000
common stock cash dividends paid	-8,150,000	-8,149,000	-8,192,000	-8,158,000	-7,855,000	-7,917,000	-7,976,000	-8,028,000	-7,679,000	-15,430,000	-7,723,000	-7,372,000	-7,372,000	-7,375,000	-7,372,000	-7,385,000	-7,169,000	-7,200,000	-7,183,000	-7,183,000	-7,182,000	-7,180,000	-7,314,000	-10,620,000	-7,008,000	-6,618,000	-6,662,000	-9,995,000	-5,549,000	-5,130,000	-5,117,000	-6,905,000	-3,903,000	-3,903,000	-3,594,000	-3,594,000	-3,596,000	-3,298,000	-6,295,000	-3,295,000	-3,300,000	-3,026,000	-1,297,000	-2,954,000	-1,213,000	-1,209,000	-5,758,000	-4,240,000	-1,230,000	-927,000	-4,657,000	-783,000
net decrease in securities sold under agreement to repurchase										-8,382,000	-7,436,000												-8,377,000		2,742,000	-1,782,000	-6,564,000			-3,932,000	-5,721,000			-185,000	-664,000	5,710,000	-3,627,000	-2,872,000			-2,588,000	-9,004,000	-630,000			-3,992,000		9,233,000										-186,000
repurchase of common stock	-44,000	-24,000	-4,611,000	-838,000	-4,364,000	-7,530,000	-4,406,000	-6,118,000	-25,000	-4,378,000	-2,627,000	-20,000	-2,000	-522,000	-2,652,000	-1,491,000	-20,641,000	-70,000	-687,000	-14,000	-7,000	-38,000	-19,060,000	-1,000	-6,954,000	-879,000	-802,000	-2,000	-14,000	-250,000	-1,438,000	-63,000	0	-293,000	-381,000	-761,000	-223,000	-1,903,000	-6,000	-7,000	-5,349,000	-2,374,000	-165,000	-8,638,000	-64,000	-118,000	-745,000	-8,000	-5,156,000	-114,000	-1,552,000															-1,324,000	-1,011,000	-375,000			-2,000
net cash (used) provided by financing activities			-74,925,000	33,126,000	-35,098,000	59,393,000	-29,057,000	-81,691,000				-314,139,000	-101,207,000																																											-102,681,000
net increase in cash and cash equivalents	-12,402,000	-8,605,000	5,436,000	131,560,000	-58,472,000	61,815,000	-75,890,000	-35,326,000	4,470,000	4,788,000	197,891,000	-303,734,000	-586,731,000	-582,667,000	-146,570,000	88,553,000	369,806,000	330,617,000	190,994,000	167,080,000	161,167,000			-68,179,000	97,678,000	28,120,000	-50,740,000	-64,430,000	40,200,000	-366,000	27,294,000	-8,243,000	-12,976,000	19,862,000	627,000				-22,954,000	57,165,000	5,248,000	-41,572,000	23,995,000			39,148,000				15,998,000	-28,243,000	34,610,000	-23,528,000	-28,071,000	-8,690,000	65,350,000	9,000	5,091,000	-31,841,000	56,585,000	-9,807,000	31,660,000	-13,411,000	-3,333,000	5,428,000	4,402,000	16,794,000			290,000				-4,449,000			1,030,000	-13,094,000	-17,883,000	-11,309,000	-12,800,000	-15,567,000	3,350,000
cash and cash equivalents at beginning of period	0	0	0	117,100,000	0	0	0	224,973,000	0	103,590,000	103,590,000	0	0	0	1,723,292,000	0	0	0	743,322,000	0	0	0	228,568,000		0	0	161,910,000		0	0	103,015,000		0	0	103,745,000	0	0	126,640,000		0	0	121,636,000		-2,818,000	0	107,086,000		0	0	123,759,000		0	0	168,991,000		0	0	107,231,000		0	0	60,634,000	34,463,000	34,463,000	34,463,000	26,431,000	26,431,000	26,431,000	28,002,000	28,002,000	28,002,000	25,339,000	25,339,000	25,339,000	35,076,000	35,076,000	35,076,000	45,943,000	45,943,000	45,943,000	50,776,000	50,776,000	50,776,000
cash and cash equivalents at end of period	-12,402,000	-8,605,000	5,436,000	248,660,000	-58,472,000	61,815,000	-75,890,000	189,647,000	4,470,000	108,378,000	301,481,000	-303,734,000	-586,731,000	-582,667,000	1,576,722,000	88,553,000	369,806,000	330,617,000	934,316,000	167,080,000	161,167,000	252,162,000	162,913,000		97,678,000	28,120,000	111,170,000		40,200,000	-366,000	130,309,000		-12,976,000	19,862,000	104,372,000	13,815,000	4,926,000	94,019,000		57,165,000	5,248,000	80,064,000		41,001,000	-52,112,000	146,234,000		33,649,000	-56,501,000	139,757,000		34,610,000	-23,528,000	140,920,000		65,350,000	9,000	112,322,000		56,585,000	-9,807,000	92,294,000	21,052,000	31,130,000	39,891,000	30,833,000	43,225,000	24,978,000	24,815,000	28,292,000	21,468,000	23,150,000	23,387,000	20,890,000	27,007,000	34,330,000	36,106,000	32,849,000	28,060,000	34,634,000	37,976,000	35,209,000	54,126,000
supplemental disclosures of cash flow information:
cash paid for interest			23,796,000	23,744,000											1,555,000	1,628,000	1,591,000	1,682,000	1,889,000	2,164,000	2,828,000	3,637,000	4,507,000		4,564,000	4,734,000	3,801,000		3,415,000	2,904,000	2,398,000	2,375,000	2,336,000	1,913,000	1,775,000	1,525,000	1,525,000	1,483,000		1,918,000	1,203,000	1,720,000						1,077,000	1,194,000	1,337,000			1,735,000	1,957,000
cash paid for income taxes, net of refunds																-1,056,000	2,977,000	7,903,000	64,000	5,153,000	8,161,000	60,000	58,000
supplemental non-cash disclosures of cash flow information:
investment in lihtc partnerships and related funding commitment
rou assets obtained in exchange for new operating lease liabilities
transfers of premises and equipment classified as held for sale to prepaid expenses and other assets from premises and equipment
transfer of bank owned life insurance to prepaid expenses and other assets due to surrender of policies
transfer of bank owned life insurance to prepaid expenses and other assets due to death benefit accrued, but not received
deferred income tax expense		18,000	128,000	767,000
loss on sale of investment securities available for sale		0	6,854,000	3,887,000		6,945,000	1,921,000	9,973,000		286,000	286,000
purchase of bank owned life insurance		0	0	-39,000		0	0	-39,000													0	0	-3,579,000																	0
net cash used by financing activities
net cash from investing activities				79,181,000							-55,002,000											-759,280,000	-82,343,000		-38,640,000	1,911,000	-44,359,000	44,616,000	-8,574,000	-120,674,000	86,414,000	-71,502,000	-62,380,000	-90,283,000	-17,229,000	-71,759,000	-60,194,000	-60,423,000		-64,478,000	-28,468,000	-41,363,000	15,493,000	18,868,000	-34,839,000	-6,611,000	9,432,000	-1,279,000	-19,322,000	9,899,000	-29,727,000	203,000	-31,543,000	-212,000		163,095,000	-1,888,000	4,441,000	-29,179,000	-5,333,000	-17,599,000	18,081,000	-33,940,000	-20,171,000	3,088,000	-50,085,000	-37,014,000	-13,324,000	-35,926,000	-25,133,000	-7,574,000	-35,714,000	-23,052,000	-9,653,000	-50,401,000	-27,038,000	-6,446,000	-44,155,000	-12,496,000	-7,817,000	8,383,000	4,706,000	8,747,000
benefit from (reversal of) credit losses
deferred income tax (benefit) expense
valuation adjustment on interest rate swaps												1,000	-3,000	-11,000	-53,000		-42,000	-10,000	-244,000
gain on sale of investment securities																				-55,000	-40,000	-409,000	-1,014,000		-281,000	-33,000	-15,000		-82,000	-18,000	-35,000	155,000	-44,000			-345,000	-201,000	-560,000		-393,000	-425,000	-544,000	-180,000																			-2,000
purchase of investment securities held to maturity												0	-167,924,000	-199,062,000	-45,849,000	-73,467,000																											-3,294,000	108,000	-2,576,000	-1,157,000					0	0	0	-271,000	0	-470,000	-1,334,000	-492,000	-5,231,000				-2,335,000	-115,000					-415,000	-205,000	-205,000	-2,170,000	-957,000	-760,000
net cash used by investing activities					-43,993,000	-21,752,000				-135,188,000					-242,914,000				-232,745,000	264,959,000
loans received from return of nmtc equity method investment
transfer of deposits to deposits held for sale
capital contributions to lihtc investments						-493,000	-2,507,000	-9,568,000
net decrease in deposits							-16,675,000	-67,545,000		-329,297,000																																											8,000,000	-36,556,000																									-8,759,000
provision for (reversal of) credit losses									1,424,000	3,734,000	1,825,000
gain on sale of branch including related deposits									0
cash received from return of nmtc equity method investment
net cash (used) provided by investing activities												-21,611,000	-514,059,000
net increase in securities sold under agreement to repurchase												6,148,000	-1,378,000	-7,242,000	-1,770,000	6,743,000	-2,333,000	9,926,000	820,000	6,640,000	4,599,000											3,153,000												6,295,000						-2,305,000	4,321,000	1,498,000	-7,539,000	5,784,000	3,340,000	335,000			1,036,000	241,000
net cash provided (used) by financing activities									-16,177,000	92,513,000																																																-4,521,000
transfer of investment securities available for sale to held to maturity																0
capital contributions to low-income housing tax credit partnerships										-419,000	-369,000		-8,267,000			-18,562,000	-10,712,000	-20,000	-12,617,000
gain on sale of assets held for sale												0	-199,000	0	-204,000		-946,000	-723,000	-22,000	-1,034,000	0	0	-9,000									-694,000	0
federal home loan bank advances											715,100,000	50,000,000	0				0	0	10,000	45,000,000	0	0	19,000,000		43,000,000	325,900,000	76,900,000		5,000,000	345,000,000	191,450,000		139,800,000
repayment of federal home loan bank advances											-332,000,000	-50,000,000	0				0	0	-10,000	-45,000,000	0	0	-19,000,000
net cash from financing activities											229,496,000				85,416,000	163,646,000	123,709,000	44,664,000	414,658,000	-91,615,000	118,725,000	955,270,000	592,000	-134,858,000	112,631,000	10,434,000	-27,693,000	-81,897,000	23,086,000	99,708,000	-68,259,000	43,532,000	39,628,000	87,604,000	-3,613,000	69,624,000	53,832,000	14,734,000	-144,716,000	106,809,000	15,516,000	-370,000	3,022,000	17,277,000	-25,489,000	41,447,000	-29,083,000	25,391,000	-39,786,000	193,000	-3,090,000	29,194,000	-157,000	-30,771,000					-4,391,000	49,663,000	11,219,000	14,270,000	13,913,000	12,130,000	2,223,000	43,274,000	46,369,000	8,004,000	25,895,000	20,197,000	-1,471,000	27,402,000	19,690,000	5,543,000	32,390,000	19,878,000	4,309,000	16,929,000	-16,594,000	-7,304,000	-28,194,000	-24,480,000	-8,280,000
(reversal of) provision for credit losses																-5,037,000	-3,149,000	-13,987,000	-7,199,000
gain on sale of other real estate owned																																																								-47,000													-14,000	-13,000		-7,000	-7,000		-73,000	-73,000		-1,000			-26,000	-26,000
proceeds from sales of other real estate owned																				0	0	1,024,000	266,000			350,000	79,000					556,000				1,716,000	227,000	543,000		1,560,000	1,050,000	589,000	520,000		1,955,000	2,711,000		1,804,000	790,000	101,000	391,000	1,058,000	1,333,000	475,000	17,000	284,000	850,000	797,000	0
proceeds from exercise of stock options																				0	0	51,000	71,000	14,000	2,000	20,000	22,000	15,000	71,000	26,000	21,000	5,000	50,000	0	109,000	32,000	227,000	142,000	85,000	125,000	95,000	446,000	57,000		17,000	20,000	76,000	42,000							0	1,000	0	201,000		0	1,000	41,000	218,000	212,000	211,000	1,438,000	1,311,000	533,000	811,000	769,000	390,000	583,000	398,000	292,000	644,000	610,000	460,000	920,000	715,000	535,000	372,000	296,000	176,000
investment in tax credit partnerships and related funding commitment
cumulative effect from change in accounting policy																				0	0	0	7,175,000
transfer of bank owned life insurance to prepaid expenses and other assets due to death benefit accrued, but not paid
transfers of loans receivable to other real estate owned																				0	0	0	270,000						0			0	0	0	32,000	25,000	0	652,000		611,000	85,000	1,728,000
reversal of provision for credit losses													1,945,000	-1,204,000	-3,577,000
gain on sale of investment securities available for sale																0	0	0	-29,000
cash received from return of new market tax credit equity method investment																0	0
investment in lihtc partnership and related funding commitment															670,000
right of use assets obtained in exchange for new operating lease liabilities															55,000		3,741,000	1,012,000	7,381,000	992,000
purchase of investment securities available for sale not settled																			5,000,000				7,303,000
loss on sale of other real estate owned																				0	0	-183,000	4,000		-52,000											-131,000						70,000										22,000	40,000	13,000				-93,000				85,000	5,000			20,000	20,000	20,000
gain on sale of other assets
impairment of assets held for sale																107,000													0
impairment of rou asset
loan repayments (originations)																143,323,000
proceeds from sales of other loans																													5,461,000	1,719,000	2,813,000	4,732,000
investment in low-income housing tax credit partnership and related funding commitment																12,093,000
loans received from return of new market tax credit equity method investment																0	0
transfers of properties classified as held for sale to prepaid expenses and other assets from premises and equipment																0	1,871,000
net change in accrued interest receivable, prepaid expenses and other assets, and accrued expenses and other liabilities																	7,502,000	4,746,000	-1,205,000	1,144,000	-9,202,000	4,485,000	-7,581,000		3,948,000	-4,990,000	1,345,000																																																				5,365,000	1,019,000	-1,930,000	-3,523,000	-3,098,000
impairment of right of use asset																				553,000					0	0	117,000
loss on sale or write-off of premises and equipment																	3,000	-2,000	90,000								5,000
loans originated, net of principal payments																		413,510,000	-117,892,000	232,210,000	3,862,000	-842,196,000	-86,596,000		-16,907,000	-23,615,000	-42,357,000		3,080,000	-49,168,000	-46,959,000	-56,354,000	-64,410,000	-85,606,000	-28,784,000	-53,595,000	-67,736,000	-58,599,000		-57,221,000	-59,429,000	-39,456,000	-5,180,000	-6,885,000	-33,033,000	-6,393,000	5,373,000	-4,883,000			-26,414,000	-7,588,000	-20,250,000	8,873,000	24,747,000	12,542,000	-6,346,000	8,230,000		-1,591,000	1,013,000	19,412,000	-33,369,000	-18,825,000	3,064,000	-53,002,000	-40,488,000	-15,759,000				-35,552,000	-24,060,000	-8,959,000	-59,158,000		-15,216,000	-42,286,000
maturities, calls and payments of investment securities available for sale																		63,994,000	62,675,000	56,268,000	53,761,000	79,874,000	74,320,000		40,378,000	58,396,000	47,004,000		23,189,000	16,993,000	24,443,000	23,094,000	23,339,000	32,367,000	20,094,000	33,525,000	37,756,000	23,047,000
valuation adjustment on other real estate owned																									0											0	71,000	312,000		0	85,000	330,000		45,000	85,000	-107,000	341,000	0	152,000	331,000	276,000	0	234,000	361,000
valuation adjustment on interest rate swap
loss on sale of premises and equipment																							-9,000																													0									0	1,000	-2,000			4,000									-6,000			3,000
capital contributions to low-income housing tax credit partnerships and new market tax credit partnerships																				-8,000	-4,774,000	-901,000	-1,434,000		-14,750,000	-2,162,000	-80,000
net cash received from acquisitions																												-104,192,000	25,841,000	0	80,133,000													17,512,000	0	748,000
business combinations:
common stock issued for business combinations																												0	99,273,000	0	130,770,000
assets acquired (liabilities assumed) in acquisitions:
investment securities available for sale																													4,493,000	0	80,353,000
loans receivable																													330,085,000	0	388,462,000
other real estate owned
premises and equipment																													3,053,000	0	732,000
federal home loan bank stock																													1,120,000	0	623,000
accrued interest receivable																													1,006,000	0	1,448,000
bank owned life insurance																													10,852,000	0	6,264,000
prepaid expenses and other assets																													1,828,000	0	1,354,000
other intangible assets																													7,075,000	0	11,270,000
goodwill
deposits																													-318,717,000	0	-505,885,000
securities sold under agreement to repurchase
accrued expenses and other liabilities																													-5,985,000	0	-2,504,000
earnings on bank owned life insurance																					-910,000	-645,000	-885,000		-564,000	-527,000	-487,000		-413,000	-331,000	-335,000	-316,000	-361,000	-372,000	-375,000	-391,000	-333,000	-362,000		-366,000	-233,000	-170,000
transfers of properties held for sale recorded in premises and equipment, net to prepaid expenses and other assets																									770,000	0	763,000		1,614,000
investment in low income housing tax credit partnership and related funding commitment																					0											18,904,000				9,439,000
transfer of bank owned life insurance to prepaid expenses and other assets
depreciation of premises and equipment, amortization of securities available for sale, and amortization of discount of junior subordinated debentures																						2,452,000	2,095,000		1,965,000	2,021,000	2,234,000
changes in net deferred loan costs, net of amortization																						26,259,000	-239,000		293,000	553,000	276,000		216,000	-263,000	9,000	-351,000	-147,000	-171,000	-338,000	-516,000	-78,000	-377,000
gain on sale of loans																						-1,135,000	-547,000		-993,000	-368,000	-252,000		-706,000	-706,000	-874,000	-1,134,000	-1,229,000	-4,138,000	-1,195,000	-3,435,000	-1,242,000	-729,000		-1,411,000	-1,282,000	-1,135,000		0	-61,000	-81,000					-72,000	-58,000	-35,000	-151,000	-300,000	0	-35,000	-66,000	-178,000	-42,000	-105,000	-97,000	-384,000	-271,000	-42,000	-52,000	-13,000
impairment for right of use asset
impact of new or modified leases																						0	591,000
net decrease in cash and cash equivalents																							-65,655,000														4,926,000	-32,621,000										33,649,000																				-1,453,000	-3,187,000		-6,534,000	-2,189,000	-1,952,000		-8,069,000	-746,000
equity in undistributed income of subsidiary bank
net change in other assets and liabilities
cash and cash equivalents at the beginning of year
cash and cash equivalents at the end of year
capital contribution of net assets acquired in business combinations to bank
provision for loan losses																									466,000	1,367,000	920,000		1,065,000	1,750,000	1,152,000					1,495,000						1,208,000										3,134,000	3,524,000	4,373,000	2,895,000	2,195,000	3,150,000	3,750,000	4,950,000	4,650,000	4,540,000	5,250,000	2,830,000	1,070,000	360,000	570,000	360,000	180,000	480,000	240,000	140,000	585,000	375,000	165,000	510,000	360,000	180,000	975,000	825,000	495,000	1,340,000	845,000	306,000
proceeds from sale of mortgage loans
proceeds from sale of other loans
proceeds from sale of other real estate owned																																																													1,839,000	2,058,000	491,000			285,000	285,000	205,000	430,000	384,000	2,000
proceeds from sale of assets held for sale																																	0
cash paid for income taxes																									1,553,000				1,923,000			545,000	493,000			3,000,000				2,481,000	1,549,000	8,256,000						476,000	6,722,000	650,000			1,946,000	1,143,000
origination of loans held for sale																										-11,721,000	-8,607,000		-20,946,000	-19,668,000	-20,380,000	-25,929,000	-28,318,000	-27,240,000	-27,209,000	-41,538,000	-34,789,000	-23,186,000		-36,053,000	-37,107,000	-29,150,000		0	-2,641,000	-4,143,000	-5,899,000	-7,568,000	-4,308,000	-3,260,000	-6,685,000	-5,072,000	-3,029,000	-3,230,000	-7,263,000	-7,207,000	-822,000	-3,373,000	-7,352,000	-638,000	-1,726,000	-10,497,000	-15,636,000	-7,359,000	-3,472,000	-3,961,000	-1,748,000	-393,000
proceeds from sale of loans																										11,353,000	7,458,000		23,368,000	19,311,000	20,651,000	29,906,000	20,140,000	35,480,000	35,956,000	43,139,000	35,937,000	24,561,000						0	3,431,000	5,171,000	5,721,000	7,423,000	4,305,000	4,033,000	5,851,000	4,881,000	2,869,000	3,667,000	7,926,000	6,080,000	1,491,000	3,630,000	6,705,000	3,111,000	802,000	9,496,000	15,897,000	7,917,000	3,184,000	4,013,000	1,381,000
repayments of federal home loan bank advances																										-260,200,000	-51,900,000		-96,500,000	-300,200,000	-253,250,000		-133,300,000
transfer of boli to prepaid expenses and other assets
net excess tax benefit from exercise of stock options and vesting of restricted stock																																				-22,000	-74,000	-23,000
net change in accrued interest receivable, prepaid expenses and other assets, accrued expenses and other liabilities																													3,812,000	4,610,000	-4,191,000		4,833,000	2,680,000	802,000								-776,000	2,338,000	1,244,000	-1,622,000					5,711,000	-329,000	1,495,000	-3,636,000	5,781,000	1,371,000	-1,288,000	-102,000	593,000	4,382,000	-7,271,000	-5,101,000	-4,606,000	-2,705,000	-2,850,000	1,114,000	1,659,000	1,048,000	-3,703,000	-1,442,000	-668,000	-3,914,000	-4,663,000	-3,769,000	-223,000		3,464,000	325,000
loss on sale or write-off of furniture, equipment and leasehold improvements																															6,000	1,000	0	9,000	3,000	-137,000
proceeds from sale of premises and equipment																													5,000																																97,000	16,000	8,000	3,000		13,000	5,000	5,000	131,000	15,000		9,000	7,000	1,000	10,000	10,000	4,000	13,000	5,000	5,000	21,000	20,000	20,000
capital contribution to low-income housing tax credit partnership																													-100,000	-473,000	-7,696,000
depreciation and amortization																														2,509,000	2,631,000	2,587,000	2,658,000	2,651,000	2,808,000	3,060,000	3,170,000	3,313,000		3,816,000	3,278,000	3,392,000	2,666,000	1,424,000	1,280,000	1,292,000	1,263,000	1,159,000	990,000	878,000	930,000	724,000	209,000	322,000	824,000	490,000	332,000	404,000		337,000	221,000	255,000	898,000	632,000	313,000	1,179,000	410,000	419,000	1,236,000	849,000	445,000	1,332,000	912,000	454,000	1,289,000	882,000	459,000	1,364,000	894,000	449,000	1,338,000	904,000	462,000
transfers of loans receivable to loans held for sale																																		0	5,779,000
purchases of investment securities available for sale not settled
business combination:
transfers of premises and equipment, net to prepaid expenses and other assets for properties held for sale																																0	0	0	2,687,000
net change in accrued interest receivable, fdic indemnification asset, prepaid expenses and other assets, and accrued expenses and other liabilities
net excess tax benefit from exercise of stock-based compensation
gain on termination of fdic shared-loss agreements
maturities of other interest earning deposits																																				0	0	1,248,000		-150,000	4,239,000	747,000	497,000
maturities, calls and payments of investment securities held to maturity
purchase of other real estate owned
proceeds from sales of investment securities held to maturity
proceeds from redemption of fhlb stock																																			7,682,000	4,956,000					7,874,000	166,000	75,000	53,000	51,000	50,000
purchases of fhlb stock																																			-7,435,000	-4,344,000	-11,780,000	-232,000
proceeds from boli death benefit
net cash from termination of fdic shared-loss agreements
fhlb advances																																			184,600,000	108,600,000
repayments of fhlb advances																																			-197,450,000	-123,900,000
cash and cash equivalents at beginning of year
cash and cash equivalents at end of year
settlement of investment securities available for sale not settled at year end
transfer from investment securities held to maturity to available for sale
receivable due from bank owned life insurance contract
benefit from loan losses																																	884,000	1,131,000	867,000			1,139,000		850,000			458,000	1,078,000	1,308,000	858,000	699,000	807,000	619,000	-109,000
investment in low-income housing tax credit partnership																																		0	-7,000	-1,061,000				-198,000	-8,000	-236,000
restricted stock compensation expense																																			510,000	495,000	427,000	445,000
net change in accrued interest receivable, fdic indemnification asset, prepaid expenses and other assets, accrued expenses and other liabilities																																				2,878,000	-2,190,000	-881,000		3,587,000	3,276,000	-10,948,000
gain on sale of merchant visa portfolio
(gain) loss on sale of other real estate owned																																						-10,000
net increase in fhlb advances
equity in excess distributed (undistributed) income of subsidiary bank
net excess tax (benefit) deficiencies from exercise of stock options and vesting of restricted stock
stock option compensation expense																																											15,000	13,000	20,000	22,000	23,000	23,000	18,000	42,000	43,000	27,000	43,000	52,000	45,000	45,000	73,000	41,000	27,000	28,000	44,000	44,000	136,000	94,000	54,000	217,000	146,000	87,000	261,000	171,000	90,000
investment in subsidiary
net excess tax benefit (deficiencies) from exercise of stock options and vesting of restricted stock
changes in net deferred loan fees, net of amortization																																								-256,000	-371,000	-630,000	-48,000	22,000
restricted and unrestricted stock compensation expense																																								409,000	368,000	348,000	276,000
excess tax benefits from stock options and restricted and unrestricted stock																																								-35,000	-49,000	-41,000	-32,000
impairment loss on investment of securities																																											8,000	0	24,000	2,000
proceeds from sale of loans held for sale																																								36,422,000	40,192,000	27,125,000
(gain) loss on sale or write-off of furniture, equipment and leasehold improvements
maturities of investment securities available for sale																																								35,215,000	27,801,000	28,899,000	7,343,000	11,903,000	15,260,000	16,109,000	23,986,000	11,776,000	15,186,000	10,803,000	14,037,000	9,316,000	6,281,000	5,562,000	11,359,000	5,215,000	4,832,000	3,719,000	5,603,000	1,594,000	2,799,000	2,243,000	11,816,000	9,788,000	5,996,000	4,349,000	3,912,000	2,584,000			1,733,000
maturities of investment securities held to maturity																																								662,000	921,000	314,000	241,000	777,000	446,000	338,000	753,000	387,000	648,000	389,000	416,000	829,000	406,000	570,000	590,000	482,000	613,000	616,000	769,000	679,000	762,000	479,000	1,141,000	752,000	568,000	150,000	100,000	47,000			32,000
investment in new market tax credit partnership
loans held for sale
loans receivable, covered at merger date
fdic indemnification asset
junior subordinated debentures
noncovered loans receivable
covered loans receivable
net increase in federal home loan bank advances																																										7,420,000
cash dividends declared but not paid
bargain purchase gain on bank acquisition																																												0	0	-399,000
gain on other real estate owned																																											-27,000
gain on sale or write-off of furniture, equipment and leasehold improvements
seller-financed sale of other real estate owned
other interest earning deposits
investment securities held to maturity
write-off of furniture, equipment and leasehold improvements																																											421,000
recognition of compensation expense related to esop shares and share based payment
tax provision realized from stock options exercised, share based payment and dividends on unallocated esop shares																																												-4,000	-21,000	-47,000					-149,000	6,000	148,000	-1,000	4,000	1,000	1,000	4,000		0	1,000	84,000
(gain) loss on sale of premises and equipment
proceeds from exercise of stock options, net of tax effect
net excess tax benefit (deficiency) realized from stock options exercised, share based payment and dividends on unallocated esop shares
recognition of compensation related to esop shares and share based payment																																													471,000	251,000	290,000	275,000	394,000	226,000	174,000	196,000	264,000	221,000	125,000	143,000	139,000	101,000		86,000	87,000	142,000
deferred income tax																																													83,000	139,000					-7,559,000	-238,000
(gain) loss on other real estate owned																																													-60,000	-172,000
loans transferred to other real estate owned																																																453,000	1,217,000	4,309,000			0	1,337,000		567,000	850,000	1,590,000	-4,947,000	0	4,268,000	-2,134,000	496,000	496,000		80,000	80,000										13,000	480,000		1,029,000	504,000	447,000	225,000
purchased non-covered loans receivable
fhlb stock
deferred income taxes																																																30,000	183,000	34,000																			-291,000
core deposit intangible
changes in net deferred loan fees (costs), net of amortization																																														148,000
deferred loan fees (costs), net of amortization
gain on fdic assisted bank acquisitions
(gain) loss on sale of investment securities
proceeds from sales of other real estate owned—cash
proceeds from sales of other real estate owned—financed
proceeds from repurchase of fhlb stock																																															50,000
net cash acquired in acquisitions
net increase in borrowed funds																																																																-9,385,000			4,386,000						-2,350,000		-3,823,000	10,400,000		24,370,000	4,380,000		-3,000,000	-7,000,000
preferred stock cash dividends paid
proceeds from common stock issuance, net of expenses
repurchase of common stock warrant
repurchase of preferred stock
change in net deferred loan fees																																																20,000
net change in accrued interest receivable, prepaid expenses and other assets and accrued expenses and other liabilities																																																4,503,000	-3,190,000	-431,000
excess tax benefit realized from stock options exercised, share based payment and dividends on unallocated esop shares																																																-10,000
impairment loss on investment securities																																																0	24,000	36,000		29,000	18,000	26,000		28,000	55,000	190,000		29,000	59,000	175,000	1,259,000	1,112,000
gains on sales of loans																																																-92,000	-53,000	-63,000
losses on sale of other real estate owned																																																	-10,000	12,000
losses on sale of premises and equipment																																																0	1,000	1,000
purchases of investment securities available for sale																																																-10,163,000	-21,769,000	-10,344,000
purchases of investment securities held to maturity
purchases of premises and equipment																																																-249,000	-717,000	-498,000
excess tax benefits realized from stock options exercised, share based payment and dividends on unallocated esop shares																																																10,000
repurchase of common stock warrants
gain on investments
change in net deferred loan (costs) fees																																																		-55,000
tax benefit realized from stock options exercised, share based payment and dividends on unallocated esop shares																																																		-46,000										0	-1,000	-84,000
principal payments on loans, net of loans originated																																																		9,448,000
deferred loan fees, net of amortization																																																			288,000	-52,000	283,000	18,000	-180,000	-40,000	-8,000	-46,000	-30,000	-21,000	-71,000	-135,000	-348,000	-143,000	-207,000	-118,000	58,000	59,000	320,000	316,000	-120,000	177,000	-61,000	219,000	487,000	193,000	119,000	92,000	95,000	14,000	-54,000	-54,000	-71,000
loss on other real estate owned
net decrease in borrowed funds																																																															-433,000		-12,994,000	-11,708,000		-7,820,000	-22,417,000	-9,798,000	-24,700,000	-21,375,000		-15,500,000			-5,700,000						-8,000,000
gain on fdic assisted bank acquisition
proceeds from sales of securities available for sale																																																				0								0	0	752,000	2,698,000	250,000						2,248,000
net cash acquired in acquisition
net increase in other borrowed funds
purchase of federal home loan bank stock																																																															-289,000	-89,000
net cash from (used) in investing activities
proceeds from issuance of preferred stock and warrants
repayments of long-term debt																																																															-951,000	-629,000	-312,000	-888,000	-587,000
deferred federal income tax																																																								5,000	0	15,000		0	0	183,000	-381,000	-381,000		128,000	128,000	128,000
net cash provided (used) by operating activities																																																								4,936,000	3,966,000	5,171,000
cash dividends paid																																																								-300,000	-300,000	-300,000	-300,000	-300,000	-300,000	-954,000	-3,742,000	-2,805,000	-1,405,000	-4,169,000	-2,773,000	-1,390,000	-3,739,000	-2,399,000	-1,202,000	-3,143,000	-2,109,000	-1,048,000	-2,889,000	-1,921,000	-956,000	-2,804,000	-1,846,000	-939,000	-2,630,000	-1,721,000	-843,000
proceeds from common stock issuance, net of estimated expenses
cash payments for:
interest																																																								2,220,000	1,950,000	2,193,000		2,794,000									13,928,000
federal income taxes																																																								0	1,133,000	150,000	1,295,000	145,000	3,202,000	300,000	3,165,000	3,165,000		3,427,000	2,018,000		4,728,000		100,000	3,852,000	2,813,000	25,000	3,209,000	2,448,000		3,753,000	2,720,000	2,037,000	3,893,000	2,395,000	1,250,000
supplemental disclosures of noncash investing and financing activities:
assets acquired (liabilities assumed) in acquisition:
investment securities
loans covered by loss sharing
loans not covered by loss sharing
other assets
deferred tax liability
other liabilities
recognition of compensation related to esop shares and restricted stock awards																																																															381,000	251,000	118,000	287,000	163,000	73,000	369,000	235,000	105,000
tax expense realized from stock options exercised and dividends on restricted stock awards
loss on impairment of securities
deferred federal income tax benefit
net decrease in loans, net of principal payments
exercise of stock options
interest expense																																																														3,666,000	15,187,000	10,651,000	6,303,000	19,510,000	12,267,000	6,346,000			4,246,000	8,092,000	4,586,000	2,343,000	4,461,000	2,676,000	1,098,000	5,758,000	3,890,000	2,095,000	8,025,000	5,595,000	2,784,000
securities exchanged in redemption-in-kind transaction																																																															7,857,000
tax benefit realized from stock options exercised and dividends on restricted stock awards
purchase of western washington bancorp, net of cash acquired																																																																					-2,036,000	-2,032,000
sales of investment securities available for sale
proceeds from redemption of federal reserve bank stock																																																																					141,000	141,000
proceeds from issuance of long-term debt																																																																					3,700,000	3,700,000
cash dividends paid on common and preferred stock
loans transferred from (to) other real estate owned
elimination of unearned compensation – restricted stock awards																																																																					527,000		527,000
tax benefit realized from stock options exercised, restricted stock awards vested, and dividends on unallocated esop shares and restricted stock awards																																																															-36,000	-28,000	-20,000	-179,000	-163,000	-145,000
federal home loan bank stock dividends
purchase of federal home loan bank and federal reserve bank stock
proceeds from sale of federal home loan bank and federal reserve bank stock
proceeds from other real estate owned																																																																								183,000	183,000		571,000	406,000		611,000	610,000		1,126,000	1,126,000
supplemental disclosure of noncash investing and financing activities:
loans transferred to real estate owned
stock dividend
tax benefit from nonqualified stock options																																																																								56,000	50,000	34,000		31,000	14,000
adjustments to reconcile net income to net cash from operating activities
loans transferred to/from other real estate owned																																																																				-80,000	45,000				176,000	25,000	25,000
elimination of unearned compensation—restricted stock awards
tax benefit realized from stock options exercised																																																																					-22,000	-22,000	-12,000
net decrease in loans held for sale																																																																					263,000			-94,000	-389,000		793,000	333,000		4,563,000	-275,000	-263,000	-931,000	1,514,000	3,014,000
loans originated, net of principal payments and loan sales																																																																					-39,892,000	-28,648,000						-33,671,000			-21,597,000	-7,133,000	16,616,000	16,529,000	14,505,000
proceeds from maturities/calls of investment securities available for sale																																																																					4,500,000	3,931,000		5,191,000	4,055,000	1,870,000	21,632,000	16,596,000	10,448,000	47,844,000	35,832,000	20,376,000	26,950,000	9,660,000	3,802,000
proceeds from maturities/calls of investment securities held to maturity																																																																					206,000	102,000		108,000	1,257,000	57,000	139,000	76,000	20,000	350,000	178,000	142,000	514,000	401,000	171,000
stock repurchased																																																																					-40,000	-12,000		-1,604,000	-971,000	-225,000	-8,185,000	-8,105,000	-4,994,000	-13,055,000	-11,063,000	-4,221,000	-10,557,000	-5,815,000	-886,000
stock dividend to be distributed																																																																								6,338,000
amortization of intangible asset																																																																						15,000
net increase in loans held for sale																																																																						-211,000	-33,000			-57,000			-3,338,000
loans (originated) paid down, net of principal payments and loan sales																																																																							-8,248,000
net charge-offs																																																																							-119,000
recognition of compensation related to esop, incentive stock options and restricted stock shares
proceeds from premises and equipment
net charge offs																																																																									557,000	589,000	39,000	17,000	4,000	120,000
dividends on federal home loan bank stock																																																																								-34,000
recognition of compensation related to esop shares, incentive stock options and restricted stock awards																																																																								298,000	200,000	102,000	289,000		91,000	214,000
supplemental disclosures of non-cash flow information:
net loan charge offs																																																																								568,000
loans transferred from other real estate owned																																																																								176,000
dividends on federal home loan bank stock and federal reserve stock																																																																									-15,000	-15,000
federal home loan bank stock dividends and federal reserve stock																																																																											-76,000	-54,000	-24,000	-99,000	-72,000	45,000	-131,000	-87,000	-42,000
gain on sale of other investments																																																																																	-8,000	-8,000
proceeds from federal home loan bank stock																																																																														16,000			233,000
proceeds from sale of other investments																																																																															16,000		8,000	8,000
mortgage loans transferred to real estate owned
nonqualified stock options																																																																											35,000			135,000
net change in accrued interest receivable, prepaid expenses and
other assets, and accrued expenses and other liabilities																																																																												87,000
recognition of compensation related to esop and restricted stock awards																																																																												183,000			108,000	37,000	178,000	101,000	28,000
net increase in advance payment by borrowers for taxes and insurance																																																																												1,000							-23,000
net decrease in advance payment by borrowers for taxes and insurance																																																																													5,000	-41,000	-21,000	-22,000	-34,000	-10,000
net decrease in other borrowed funds
supplemental disclosure of noncash activities:
net, federal home loan bank stock dividends (redemptions) and federal reserve stock
recognition of compensation related to esop and restricted stock shares
advance payments by borrowers for taxes and insurance
supplemental disclosure of noncash investing activities:
goodwill amortization

Heritage Financial Corporation(NASDAQ:HFWA)

Heritage Financial Corporation
(NASDAQ:HFWA)