Home Bancorp, Inc(NASDAQ:HBCP) 
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certi...
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At a glance:
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Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest income | |||||||||||||||||||||
loans, including fees | 43,717,000 | 44,548,000 | 45,607,000 | 45,287,000 | 44,032,000 | 43,978,000 | 43,711,000 | 41,999,000 | 40,567,000 | 39,820,000 | 38,490,000 | 36,530,000 | 34,498,000 | 32,826,000 | 29,859,000 | 27,304,000 | 22,667,000 | 24,215,000 | 27,045,000 | 24,500,000 | |
investment securities: | |||||||||||||||||||||
taxable interest | 2,491,000 | 2,459,000 | 2,432,000 | 2,523,000 | 2,592,000 | 2,632,000 | 2,604,000 | 2,667,000 | 2,715,000 | 2,765,000 | 2,863,000 | 2,911,000 | 2,998,000 | 3,071,000 | 2,812,000 | 2,222,000 | 1,542,000 | 1,232,000 | 1,108,000 | 1,043,000 | |
tax-exempt interest | 69,000 | 71,000 | 72,000 | 73,000 | 72,000 | 71,000 | 73,000 | 73,000 | 73,000 | 72,000 | 76,000 | 75,000 | 144,000 | 143,000 | 146,000 | 116,000 | 76,000 | 77,000 | 81,000 | 87,000 | |
other investments and deposits | 1,463,000 | 1,642,000 | 1,111,000 | 746,000 | 505,000 | 1,123,000 | 991,000 | 719,000 | 771,000 | 742,000 | 649,000 | 555,000 | 475,000 | 555,000 | 1,447,000 | 863,000 | 277,000 | 264,000 | 189,000 | 133,000 | |
total interest income | 47,740,000 | 48,720,000 | 49,222,000 | 48,629,000 | 47,201,000 | 47,804,000 | 47,379,000 | 45,458,000 | 44,126,000 | 43,399,000 | 42,078,000 | 40,071,000 | 38,115,000 | 36,595,000 | 34,264,000 | 30,505,000 | 24,562,000 | 25,788,000 | 28,423,000 | 25,763,000 | |
interest expense | |||||||||||||||||||||
deposits | 12,406,000 | 13,808,000 | 13,805,000 | 13,142,000 | 12,622,000 | 13,606,000 | 13,908,000 | 13,134,000 | 12,132,000 | 10,536,000 | 8,181,000 | 5,547,000 | 3,240,000 | 1,949,000 | 1,270,000 | 1,103,000 | 893,000 | 974,000 | 1,120,000 | 1,480,000 | |
other borrowings | 40,000 | 54,000 | 53,000 | 53,000 | 1,203,750 | 1,673,000 | 1,656,000 | 1,486,000 | 40,250 | 53,000 | 55,000 | 53,000 | 40,000 | 53,000 | 54,000 | 53,000 | 39,750 | 53,000 | 53,000 | ||
subordinated debt expense | 845,000 | 845,000 | 845,000 | 844,000 | 845,000 | 848,000 | 844,000 | 844,000 | 845,000 | 844,000 | 845,000 | 850,000 | 851,000 | 851,000 | 859,000 | ||||||
short-term federal home loan bank advances | 303,000 | 1,120,000 | 1,655,000 | 165,000 | 252,000 | 110,000 | 436,000 | 2,345,000 | 3,150,000 | 2,973,000 | 2,259,000 | ||||||||||
long-term federal home loan bank advances | 7,000 | 11,000 | 109,000 | 119,000 | 277,000 | 320,000 | 320,000 | 321,000 | 326,000 | 339,000 | 340,000 | 340,000 | 117,000 | 95,000 | 105,000 | 107,000 | 109,000 | 111,000 | 116,000 | 120,000 | |
total interest expense | 13,258,000 | 14,672,000 | 15,116,000 | 15,278,000 | 15,452,000 | 16,218,000 | 16,997,000 | 16,065,000 | 15,225,000 | 14,117,000 | 12,569,000 | 9,765,000 | 6,520,000 | 3,309,000 | 2,287,000 | 1,264,000 | 1,055,000 | 1,138,000 | 1,289,000 | 1,653,000 | |
net interest income | 34,482,000 | 34,048,000 | 34,106,000 | 33,351,000 | 31,749,000 | 31,586,000 | 30,382,000 | 29,393,000 | 28,901,000 | 29,282,000 | 29,509,000 | 30,306,000 | 31,595,000 | 33,286,000 | 31,977,000 | 29,241,000 | 23,507,000 | 24,650,000 | 27,134,000 | 24,110,000 | |
provision for loan losses | 922,000 | 489,000 | 394,000 | 873,000 | 140,000 | 1,261,000 | 141,000 | 419,000 | 351,000 | 511,000 | 814,000 | ||||||||||
net interest income after provision for loan losses | 33,560,000 | 33,568,000 | 34,335,000 | 32,862,000 | 31,355,000 | 30,713,000 | 30,242,000 | 28,132,000 | 28,760,000 | 28,617,000 | 29,158,000 | 29,795,000 | 30,781,000 | ||||||||
noninterest income | |||||||||||||||||||||
service fees and charges | 1,437,000 | 1,438,000 | 1,408,000 | 1,345,000 | 1,309,000 | 1,334,000 | 1,291,000 | 1,239,000 | 1,254,000 | 1,235,000 | 1,277,000 | 1,230,000 | 1,250,000 | 1,198,000 | 1,300,000 | 1,257,000 | 1,169,000 | 1,224,000 | 1,260,000 | 1,146,000 | |
bank card fees | 1,594,000 | 1,624,000 | 1,646,000 | 1,750,000 | 1,578,000 | 1,586,000 | 1,613,000 | 1,751,000 | 1,575,000 | 1,646,000 | 1,903,000 | 1,715,000 | 1,787,000 | 1,566,000 | 1,623,000 | 1,636,000 | 1,454,000 | 1,519,000 | 1,519,000 | 1,591,000 | |
gain on sale of loans | 230,000 | 225,000 | 144,000 | 114,000 | 377,000 | 62,000 | 195,000 | 126,000 | 87,000 | 46,000 | 687,000 | 26,000 | 57,000 | 22,000 | 78,000 | 264,000 | 299,000 | 376,000 | 415,000 | 559,000 | |
income from bank-owned life insurance | 285,000 | 288,000 | 288,000 | 282,000 | 278,000 | 282,000 | 281,000 | 271,000 | 266,000 | 267,000 | 265,000 | 260,000 | 253,000 | 257,000 | 231,000 | 213,000 | 214,000 | 219,000 | 1,938,000 | 221,000 | |
gain on sale of assets | -4,000 | -2,000 | 9,000 | -2,000 | 6,000 | -7,000 | -17,000 | 9,000 | 18,000 | 5,000 | |||||||||||
other income | 192,000 | 427,000 | 252,000 | 227,000 | 458,000 | 326,000 | 322,000 | 370,000 | 361,000 | 291,000 | 267,000 | 220,000 | 230,000 | 287,000 | 224,000 | 322,000 | 249,000 | 240,000 | 254,000 | 234,000 | |
total noninterest income | 3,738,000 | 3,998,000 | 3,738,000 | 3,716,000 | 4,009,000 | 3,629,000 | 3,692,000 | 3,755,000 | 3,549,000 | 3,478,000 | 4,399,000 | 3,448,000 | 3,311,000 | 3,339,000 | 3,474,000 | 3,686,000 | 3,390,000 | 3,534,000 | 5,383,000 | 3,294,000 | |
noninterest expense | |||||||||||||||||||||
compensation and benefits | 13,714,000 | 13,974,000 | 13,531,000 | 13,322,000 | 12,652,000 | 13,314,000 | 13,058,000 | 12,788,000 | 12,170,000 | 11,401,000 | 12,492,000 | 12,601,000 | 12,439,000 | 12,880,000 | 12,128,000 | 12,583,000 | 10,159,000 | 9,991,000 | 9,809,000 | 9,687,000 | |
occupancy | 2,429,000 | 2,406,000 | 2,544,000 | 2,513,000 | 2,561,000 | 2,342,000 | 2,732,000 | 2,603,000 | 2,454,000 | 2,467,000 | 2,410,000 | 2,447,000 | 2,350,000 | 2,261,000 | 2,297,000 | 2,354,000 | 1,803,000 | 1,824,000 | 1,717,000 | 1,733,000 | |
marketing and advertising | 494,000 | 560,000 | 515,000 | 461,000 | 429,000 | 667,000 | 382,000 | 485,000 | 466,000 | 759,000 | 638,000 | 442,000 | 307,000 | 550,000 | 658,000 | 648,000 | 407,000 | 1,033,000 | 399,000 | 268,000 | |
data processing and communication | 2,629,000 | 2,548,000 | 2,556,000 | 2,628,000 | 2,642,000 | 2,526,000 | 2,646,000 | 2,555,000 | 2,514,000 | 2,423,000 | 2,496,000 | 2,132,000 | 2,321,000 | 2,295,000 | 2,284,000 | 2,533,000 | 2,195,000 | 2,237,000 | 2,118,000 | 2,159,000 | |
professional services | 401,000 | 401,000 | 406,000 | 396,000 | 405,000 | 416,000 | 450,000 | 581,000 | 475,000 | 465,000 | 402,000 | 459,000 | 364,000 | 392,000 | 331,000 | 475,000 | 542,000 | 493,000 | 234,000 | 217,000 | |
forms, printing and supplies | 219,000 | 224,000 | 175,000 | 203,000 | 200,000 | 214,000 | 188,000 | 187,000 | 205,000 | 195,000 | 195,000 | 204,000 | 187,000 | 182,000 | 185,000 | 253,000 | 146,000 | 164,000 | 158,000 | 163,000 | |
franchise and shares tax | 340,000 | 434,000 | 475,000 | 483,000 | 476,000 | 400,000 | 488,000 | 487,000 | 488,000 | 131,000 | 542,000 | 541,000 | 541,000 | 693,000 | 633,000 | 391,000 | 391,000 | 396,000 | 360,000 | 359,000 | |
regulatory fees | 462,000 | 431,000 | 459,000 | 502,000 | 516,000 | 483,000 | 493,000 | 509,000 | 469,000 | 589,000 | 511,000 | 401,000 | 539,000 | 511,000 | 467,000 | 698,000 | 446,000 | 331,000 | 301,000 | 306,000 | |
foreclosed assets and ore | 54,000 | 255,750 | 377,000 | 419,000 | 227,000 | 54,000 | 62,000 | 89,000 | 65,000 | -147,500 | 99,000 | 50,000 | -739,000 | 123,250 | 101,000 | -10,000 | 402,000 | 74,500 | 74,000 | 101,000 | |
amortization of acquisition intangible | 234,000 | 257,000 | 268,000 | 269,000 | 293,000 | 317,000 | 328,000 | 329,000 | 353,000 | 377,000 | 389,000 | 389,000 | 446,000 | 443,000 | 453,000 | 454,000 | 252,000 | 279,000 | 291,000 | 293,000 | |
other expenses | 1,964,000 | 1,862,000 | 1,225,000 | 2,181,000 | 1,178,000 | 1,311,000 | 1,431,000 | 1,329,000 | 1,209,000 | 1,614,000 | 1,164,000 | 1,142,000 | 975,000 | 1,114,000 | 1,040,000 | 1,195,000 | 1,099,000 | 970,000 | 907,000 | ||
total noninterest expense | 22,940,000 | 23,046,000 | 22,531,000 | 22,407,000 | 21,579,000 | 22,355,000 | 22,258,000 | 21,808,000 | 20,868,000 | 20,604,000 | 21,338,000 | 20,959,000 | 19,940,000 | 21,181,000 | 20,723,000 | 21,765,000 | 18,240,000 | 18,017,000 | 16,431,000 | 16,568,000 | |
income before income tax expense | 14,358,000 | 14,520,000 | 15,542,000 | 14,171,000 | 13,785,000 | 11,987,000 | 11,676,000 | 10,079,000 | 11,441,000 | 11,491,000 | 12,219,000 | 12,284,000 | 14,152,000 | 13,457,000 | 13,032,000 | 10,571,000 | 5,442,000 | 12,815,000 | 18,471,000 | 14,261,000 | |
income tax expense | 2,998,000 | 3,109,000 | 3,185,000 | 2,841,000 | 2,821,000 | 2,314,000 | 2,239,000 | 1,961,000 | 2,242,000 | 2,106,000 | 2,465,000 | 2,503,000 | 2,832,000 | 2,681,000 | 2,598,000 | 2,110,000 | 1,041,000 | 2,577,000 | 3,412,000 | 2,865,000 | |
net income | 11,360,000 | 11,411,000 | 12,357,000 | 11,330,000 | 10,964,000 | 9,673,000 | 9,437,000 | 8,118,000 | 9,199,000 | 9,385,000 | 9,754,000 | 9,781,000 | 11,320,000 | 10,776,000 | 10,434,000 | 8,461,000 | 4,401,000 | 10,238,000 | 15,059,000 | 11,396,000 | |
yoy | 3.61% | 17.97% | 30.94% | 39.57% | 19.19% | 3.07% | -3.25% | -17.00% | -18.74% | -12.91% | -6.52% | 15.60% | 157.21% | 5.25% | -30.71% | -25.75% | |||||
qoq | -0.45% | -7.66% | 9.06% | 3.34% | 13.35% | 2.50% | 16.25% | -11.75% | -1.98% | -3.78% | -0.28% | -13.60% | 5.05% | 3.28% | 23.32% | 92.25% | -57.01% | -32.01% | 32.14% | ||
earnings per share: | |||||||||||||||||||||
basic | 1.47 | 1.48 | 1.6 | 1.47 | 1.38 | 1.22 | 1.19 | 1.02 | 1.15 | 1.18 | 1.22 | 1.22 | 1.4 | 1.33 | 1.29 | 1.04 | 0.53 | 1.24 | 1.8 | 1.35 | |
diluted | 1.45 | 1.46 | 1.59 | 1.45 | 1.37 | 1.21 | 1.18 | 1.02 | 1.14 | 1.17 | 1.22 | 1.21 | 1.39 | 1.32 | 1.28 | 1.03 | 0.53 | 1.23 | 1.79 | 1.34 | |
cash dividends declared per common share | 0.31 | 0.31 | 0.29 | 0.27 | 0.27 | 0.26 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.24 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | |
(reversal) provision for loan losses | 163,500 | -229,000 | -1,878,250 | -2,385,000 | -3,425,000 | ||||||||||||||||
(reversal) provision for credit losses on unfunded commitments | -105,000 | -970,000 | -33,500 | -134,000 | |||||||||||||||||
loss on sale of securities | -249,000 | ||||||||||||||||||||
loss on sale of assets | -1,500 | -10,000 | -3,000 | -6,000 | -44,000 | -3,000 | -457,000 | ||||||||||||||
provision for credit losses on unfunded commitments | 140,000 | 151,000 | 210,000 | -170,000 | 146,000 | 302,000 | 15,000 | 375,000 | |||||||||||||
provision (reversal) for loan losses | 1,375,500 | 1,696,000 | 591,000 | 3,215,000 | |||||||||||||||||
net interest income after provision (reversal) for loan losses | 19,806,750 | 30,281,000 | 28,650,000 | 20,292,000 | |||||||||||||||||
benefit from credit losses on unfunded commitments | |||||||||||||||||||||
other incomes | 1,386,000 | ||||||||||||||||||||
net interest income after (reversal) provision for loan losses | 20,963,000 | 29,519,000 | 27,535,000 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2018-12-31 | 2018-09-30 | 2018-03-31 | 2016-03-31 | 2013-12-31 | 2011-12-31 |
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assets | ||||||||||||||||||||||||||
cash and cash equivalents | 223,484,000 | 141,605,000 | 189,324,000 | 112,595,000 | 110,662,000 | 98,548,000 | 135,877,000 | 113,462,000 | 90,475,000 | 75,831,000 | 84,520,000 | 96,873,000 | 107,171,000 | 150,556,000 | 444,151,000 | 548,019,000 | 413,694,000 | 393,203,000 | 59,618,000 | 61,724,000 | 124,141,699 | 17,960,269 | 32,638,900 | 31,272,508,000 | ||
investment securities available for sale, at fair value | 385,729,000 | 391,448,000 | 383,340,000 | 393,462,000 | 400,553,000 | 402,792,000 | 420,723,000 | 412,472,000 | 421,813,000 | 433,926,000 | 427,019,000 | 449,396,000 | 466,506,000 | 492,758,000 | 480,007,000 | 415,260,000 | 304,125,000 | 285,185,000 | 260,131,000 | 258,948,000 | 263,169,977 | 178,533,171 | 149,632,153 | 155,259,978,000 | ||
investment securities held to maturity | 530,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 | 1,066,000 | 1,070,000 | 1,080,000 | 2,086,000 | 2,094,000 | 2,110,000 | 2,118,000 | 10,872,000 | 10,942,000 | 12,949,728 | 13,845,761 | 9,404,790 | 3,461,717,000 | ||
mortgage loans held for sale | 1,558,000 | 1,558,000 | 1,932,000 | 1,305,000 | 1,855,000 | 832,000 | 242,000 | 646,000 | 361,000 | 467,000 | 538,000 | 473,000 | 169,000 | 1,444,000 | 4,187,000 | 3,476,000 | 3,752,000 | 2,086,000 | 3,470,000 | 1,310,991 | 11,504,158 | 1,951,345 | 1,672,597,000 | |||
loans, net of unearned income | 2,728,146,000 | 2,744,023,000 | 2,705,895,000 | 2,764,538,000 | 2,747,277,000 | 2,718,185,000 | 2,668,286,000 | 2,661,346,000 | 2,621,690,000 | 2,581,638,000 | 2,569,094,000 | 2,510,759,000 | 2,466,392,000 | 2,303,279,000 | 2,224,655,000 | 2,157,969,000 | 1,875,176,000 | 1,918,488,000 | 1,649,754,000 | 1,633,019,000 | 1,641,270,174 | 1,218,059,238 | ||||
allowance for loan losses | -33,680,000 | -33,142,000 | -32,827,000 | -33,432,000 | -33,278,000 | -32,916,000 | -32,278,000 | -32,212,000 | -31,461,000 | -31,537,000 | -31,123,000 | -30,639,000 | -30,118,000 | -27,351,000 | -26,020,000 | -26,731,000 | -24,149,000 | -26,687,000 | -16,348,000 | -15,743,000 | -14,268,843 | -10,397,231 | -6,918,009 | -5,104,363,000 | ||
total loans, net of unearned income and allowance for loan losses | 2,694,466,000 | 2,710,881,000 | 2,673,068,000 | 2,731,106,000 | 2,713,999,000 | 2,685,269,000 | 2,636,008,000 | 2,629,134,000 | 2,590,229,000 | 2,550,101,000 | 2,537,971,000 | 2,480,120,000 | 2,436,274,000 | 2,275,928,000 | 2,198,635,000 | 2,131,238,000 | 1,851,027,000 | 1,891,801,000 | 1,633,406,000 | 1,617,276,000 | 1,627,001,331 | 1,207,662,007 | 700,538,108 | 661,267,124,000 | ||
office properties and equipment | 50,502,000 | 48,995,000 | 45,223,000 | 45,216,000 | 45,327,000 | 42,324,000 | 42,659,000 | 43,089,000 | 42,341,000 | 41,980,000 | 42,402,000 | 42,904,000 | 42,844,000 | 43,685,000 | 43,979,000 | 43,929,000 | 44,331,000 | 44,232,000 | 47,124,000 | 45,758,000 | 45,203,029 | 42,190,686 | 30,702,635 | 31,763,692,000 | ||
cash surrender value of bank-owned life insurance | 49,842,000 | 49,557,000 | 49,269,000 | 48,981,000 | 48,699,000 | 48,421,000 | 48,139,000 | 47,858,000 | 47,587,000 | 47,321,000 | 47,054,000 | 46,789,000 | 46,528,000 | 46,019,000 | 40,788,000 | 40,575,000 | 40,142,000 | 40,781,000 | 29,560,000 | 29,394,000 | 29,064,532 | 19,787,613 | 17,750,604 | 16,771,174,000 | ||
goodwill and core deposit intangibles | 83,723,000 | 83,957,000 | 84,214,000 | 84,482,000 | 84,751,000 | 85,044,000 | 85,361,000 | 85,690,000 | 86,019,000 | 86,372,000 | 86,749,000 | 87,138,000 | 87,527,000 | 87,839,000 | 88,309,000 | 87,569,000 | 62,229,000 | 62,520,000 | 66,055,000 | 66,493,000 | 67,499,333 | |||||
accrued interest receivable and other assets | 64,809,000 | 63,560,000 | 66,639,000 | 73,243,000 | 78,542,000 | 79,373,000 | 71,916,000 | 78,111,000 | 77,429,000 | 83,066,000 | 90,383,000 | 85,230,000 | 78,228,000 | 69,283,000 | 62,468,000 | 59,008,000 | 41,983,000 | 40,815,000 | 43,867,000 | 45,341,000 | 34,092,412 | 47,983,954 | 25,984,346 | 32,515,158,000 | ||
total assets | 3,554,643,000 | 3,492,626,000 | 3,494,074,000 | 3,491,455,000 | 3,485,453,000 | 3,443,668,000 | 3,441,990,000 | 3,410,881,000 | 3,357,604,000 | 3,320,122,000 | 3,317,729,000 | 3,290,153,000 | 3,266,970,000 | 3,178,862,000 | 3,167,666,000 | 3,362,216,000 | 3,332,228,000 | 2,765,878,000 | 2,763,466,000 | 2,764,756,000 | 2,153,658,000 | 2,140,530,000 | 2,206,854,032 | 1,544,121,204 | 984,240,958 | 963,789,138,000 |
liabilities | ||||||||||||||||||||||||||
deposits: | ||||||||||||||||||||||||||
noninterest-bearing | 830,030,000 | 792,951,000 | 801,974,000 | 796,844,000 | 754,955,000 | 733,073,000 | 740,854,000 | 746,504,000 | 742,177,000 | 744,424,000 | 785,448,000 | 816,555,000 | 854,736,000 | 921,089,000 | 938,531,000 | 913,137,000 | 728,352,000 | 715,167,000 | 438,146,000 | 447,422,000 | 456,353,415 | 292,410,344 | 174,475,044 | 127,827,509,000 | ||
interest-bearing | 2,196,751,000 | 2,179,855,000 | 2,173,529,000 | 2,111,390,000 | 2,072,252,000 | 2,047,623,000 | 2,036,633,000 | 1,976,411,000 | 1,980,401,000 | 1,926,200,000 | 1,812,036,000 | 1,735,163,000 | 1,703,008,000 | 1,817,335,000 | 1,981,845,000 | 2,028,042,000 | 1,637,365,000 | 1,655,597,000 | 1,335,071,000 | 1,323,890,000 | 1,382,851,869 | 951,288,494 | 566,837,372 | 602,906,246,000 | ||
total deposits | 3,026,781,000 | 2,972,806,000 | 2,975,503,000 | 2,908,234,000 | 2,827,207,000 | 2,780,696,000 | 2,777,487,000 | 2,722,915,000 | 2,722,578,000 | 2,670,624,000 | 2,597,484,000 | 2,551,718,000 | 2,557,744,000 | 2,738,424,000 | 2,920,376,000 | 2,941,179,000 | 2,365,717,000 | 2,370,764,000 | 1,773,217,000 | 1,771,312,000 | 1,839,205,284 | 1,243,698,838 | 741,312,416 | 730,733,755,000 | ||
subordinated debt, net of issuance cost | 54,729,000 | 54,621,000 | 54,567,000 | 54,513,000 | 54,402,000 | 54,348,000 | 54,294,000 | 54,187,000 | 54,133,000 | 54,073,000 | 53,958,000 | 53,926,000 | ||||||||||||||
long-term federal home loan bank advances | 3,024,000 | 3,059,000 | 13,196,000 | 13,259,000 | 38,326,000 | 38,410,000 | 38,506,000 | 38,607,000 | 42,713,000 | 42,826,000 | 42,947,000 | 43,077,000 | 24,816,000 | 25,307,000 | 25,671,000 | 26,430,000 | 27,502,000 | 58,698,000 | 59,536,000 | 67,277,566 | 10,000,000 | 40,988,736,000 | ||||
accrued interest payable and other liabilities | 28,723,000 | 27,027,000 | 32,308,000 | 26,101,000 | 32,104,000 | 31,340,000 | 37,699,000 | 33,743,000 | 29,301,000 | 29,561,000 | 31,361,000 | 27,349,000 | 27,787,000 | 28,273,000 | 27,944,000 | 22,335,000 | 21,631,000 | 23,139,000 | 12,164,000 | 13,953,000 | 13,671,575 | 18,247,985 | 4,019,013 | 5,147,595,000 | ||
total liabilities | 3,110,233,000 | 3,057,532,000 | 3,071,030,000 | 3,082,637,000 | 3,082,622,000 | 3,047,580,000 | 3,048,537,000 | 3,035,051,000 | 2,985,319,000 | 2,952,678,000 | 2,972,397,000 | 2,944,036,000 | 2,921,870,000 | 2,843,408,000 | 2,851,010,000 | 3,033,092,000 | 2,994,724,000 | 2,427,871,000 | 2,419,317,000 | 2,426,944,000 | 1,849,618,000 | 1,844,842,000 | 1,923,764,805 | 1,374,957,436 | 842,331,429 | 829,504,304,000 |
shareholders’ equity | 335,454,000 | 338,007,000 | ||||||||||||||||||||||||
preferred stock, 0.01 par value - 10,000,000 shares authorized; none issued | ||||||||||||||||||||||||||
common stock | 78,000 | 78,000 | 78,000 | 78,000 | 79,000 | 81,000 | 81,000 | 81,000 | 81,000 | 81,000 | 81,000 | 82,000 | 83,000 | 83,000 | 84,000 | 85,000 | 85,000 | 87,000 | 95,000 | 95,000 | 94,093 | 72,568 | 89,585 | 89,335,000 | ||
additional paid-in capital | 169,995,000 | 168,963,000 | 168,016,000 | 166,576,000 | 167,231,000 | 168,138,000 | 166,743,000 | 165,918,000 | 166,160,000 | 165,823,000 | 165,149,000 | 164,945,000 | 165,470,000 | 164,024,000 | 164,177,000 | 164,830,000 | 164,316,000 | 165,296,000 | 168,243,000 | 167,942,000 | 165,990,921 | 77,389,045 | 92,192,410 | 89,741,406,000 | ||
unallocated common stock held by: | ||||||||||||||||||||||||||
employee stock ownership plan | -893,000 | -982,000 | -1,071,000 | -1,160,000 | -1,250,000 | -1,339,000 | -1,428,000 | -1,518,000 | -1,607,000 | -1,696,000 | -1,785,000 | -1,875,000 | -1,964,000 | -2,142,000 | -2,231,000 | -2,321,000 | -2,499,000 | -2,589,000 | -3,481,000 | -3,571,000 | -3,749,240 | -4,463,400 | -5,266,830 | -5,980,990,000 | ||
retained earnings | 293,554,000 | 284,834,000 | 275,912,000 | 265,817,000 | 261,856,000 | 259,190,000 | 251,692,000 | 245,046,000 | 241,152,000 | 234,619,000 | 227,649,000 | 220,801,000 | 215,290,000 | 197,553,000 | 191,114,000 | 188,386,000 | 180,327,000 | 171,644,000 | 141,447,000 | 135,848,000 | 123,571,082 | 94,542,265 | 83,729,144 | 67,245,350,000 | ||
accumulated other comprehensive loss | -18,324,000 | -17,799,000 | -19,891,000 | -22,493,000 | -25,085,000 | -29,982,000 | -23,635,000 | -33,697,000 | -33,501,000 | -31,382,000 | -45,760,000 | -37,833,000 | -33,774,000 | -2,206,000 | -4,549,000 | -2,738,387 | ||||||||||
total shareholders’ equity | 444,410,000 | 435,094,000 | 423,044,000 | 408,818,000 | 402,831,000 | 396,088,000 | 393,453,000 | 375,830,000 | 372,285,000 | 367,444,000 | 345,332,000 | 346,117,000 | 345,100,000 | 316,656,000 | 329,124,000 | 337,504,000 | 344,149,000 | 337,812,000 | 304,040,000 | 295,688,000 | 283,089,227 | 169,163,768 | 141,909,529 | 134,284,834,000 | ||
total liabilities and shareholders’ equity | 3,554,643,000 | 3,492,626,000 | 3,494,074,000 | 3,491,455,000 | 3,485,453,000 | 3,443,668,000 | 3,441,990,000 | 3,410,881,000 | 3,357,604,000 | 3,320,122,000 | 3,317,729,000 | 3,290,153,000 | 3,266,970,000 | 3,178,862,000 | 3,167,666,000 | 3,362,216,000 | 3,332,228,000 | 2,765,878,000 | 2,763,466,000 | 2,764,756,000 | 2,153,658,000 | 2,140,530,000 | 2,206,854,032 | 1,544,121,204 | 984,240,958 | 963,789,138,000 |
other borrowings | 5,539,000 | 5,539,000 | 5,539,000 | 5,539,000 | 140,539,000 | 140,539,000 | 140,539,000 | 5,539,000 | 5,539,000 | 5,539,000 | 5,539,000 | 5,603,000 | 5,539,000 | 5,539,000 | 5,539,000 | 5,581,000 | 5,539,000 | 5,539,000 | 5,539,000 | |||||||
subordinated debt, net of unamortized issuance cost | 54,675,000 | 54,459,000 | 54,241,000 | |||||||||||||||||||||||
short-term federal home loan bank advances | 75,000,000 | 150,000,000 | 137,220,000 | 45,000,000 | 150,000,000 | 241,000,000 | 262,350,000 | 233,650,000 | 41,000 | 3,610,380 | 87,000,000 | 52,634,218,000 | ||||||||||||||
interest-bearing deposits in banks | 99,000 | 99,000 | 99,000 | 349,000 | 349,000 | 349,000 | 349,000 | 349,000 | 349,000 | 939,000 | 1,184,000 | 2,421,000 | 4,653,585 | 2,940,000 | 5,583,000,000 | |||||||||||
recognition and retention plan | -1,000 | -2,000 | -3,000 | -5,000 | -8,000 | -9,000 | -11,000 | -14,000 | -15,000 | -58,000 | -77,000 | -79,242 | -156,678 | -1,018,497 | -2,644,523,000 | |||||||||||
3 months or less | 19,826,000 | 19,481,000 | ||||||||||||||||||||||||
3 - 6 months | 13,646,000 | 13,586,000 | ||||||||||||||||||||||||
6 - 12 months | 26,620,000 | 21,631,000 | ||||||||||||||||||||||||
12 - 36 months | 8,040,000 | 7,355,000 | ||||||||||||||||||||||||
more than 36 months | 1,310,000 | 1,168,000 | ||||||||||||||||||||||||
total certificates of deposit greater than 250,000 | 69,442,000 | 63,221,000 | ||||||||||||||||||||||||
interest-earning assets: | ||||||||||||||||||||||||||
loans receivable | 2,174,967,000 | 1,925,767,000 | ||||||||||||||||||||||||
investment securities | ||||||||||||||||||||||||||
taxable | 455,757,000 | 263,459,000 | ||||||||||||||||||||||||
tax-exempt | 24,371,000 | 19,506,000 | ||||||||||||||||||||||||
total investment securities | 480,128,000 | 282,965,000 | ||||||||||||||||||||||||
other interest-earning assets | 325,429,000 | 367,241,000 | ||||||||||||||||||||||||
total interest-earning assets | 2,980,524,000 | 2,575,973,000 | ||||||||||||||||||||||||
noninterest-earning assets | 198,338,000 | 189,905,000 | ||||||||||||||||||||||||
interest-bearing liabilities: | ||||||||||||||||||||||||||
savings, checking and money market | 1,499,981,000 | 1,317,993,000 | ||||||||||||||||||||||||
certificates of deposit | 358,729,000 | 338,487,000 | ||||||||||||||||||||||||
total interest-bearing deposits | 1,858,710,000 | 1,656,480,000 | ||||||||||||||||||||||||
subordinated debt | 27,396,000 | |||||||||||||||||||||||||
fhlb advances | 32,762,000 | 27,319,000 | ||||||||||||||||||||||||
total interest-bearing liabilities | 1,924,471,000 | 1,689,380,000 | ||||||||||||||||||||||||
noninterest-bearing liabilities | 918,937,000 | 738,491,000 | ||||||||||||||||||||||||
net interest-earning assets | 1,056,053,000 | 886,593,000 | ||||||||||||||||||||||||
net interest income; net interest spread | ||||||||||||||||||||||||||
net interest margin | ||||||||||||||||||||||||||
accumulated other comprehensive income | -42,854,000 | -24,011,000 | -13,465,000 | 1,934,000 | 3,389,000 | 1,779,968 | 195,115 | 1,726,571,000 | ||||||||||||||||||
short-term federal home loan bank (fhlb) advances | 28,157,593 | |||||||||||||||||||||||||
long-term federal home loan bank (fhlb) advances | 84,853,020 | |||||||||||||||||||||||||
preferred stock, 0.01 par value—10,000,000 shares authorized; none issued | ||||||||||||||||||||||||||
loans covered by loss sharing agreements | 21,673,808 | 61,070,360,000 | ||||||||||||||||||||||||
noncovered loans, net of unearned income | 685,782,309 | 605,301,127,000 | ||||||||||||||||||||||||
total loans, net of unearned income | 707,456,117 | 666,371,487,000 | ||||||||||||||||||||||||
fdic loss sharing receivable | 12,698,077 | 24,222,190,000 | ||||||||||||||||||||||||
treasury stock | -28,011,398 | -15,892,315,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2018-12-31 | 2018-03-31 | 2016-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities, net of effects of acquisitions: | |||||||||||||||||||
net income | 11,411,000 | 12,357,000 | 11,330,000 | 10,964,000 | 9,673,000 | 9,437,000 | 8,118,000 | 9,199,000 | 9,385,000 | 9,754,000 | 9,781,000 | 11,320,000 | 10,776,000 | 10,434,000 | 8,461,000 | 4,401,000 | 8,089,000 | 7,463,547 | 3,349,678 |
adjustments to reconcile net income to net cash from operating activities: | |||||||||||||||||||
provision for loan losses | 964,257 | ||||||||||||||||||
(reversal) provision for unfunded commitments | |||||||||||||||||||
depreciation | 838,000 | 826,000 | 813,000 | 834,000 | 824,000 | 917,000 | 869,000 | 888,000 | 912,000 | 883,000 | 882,000 | 894,000 | 926,000 | 902,000 | 874,000 | 762,000 | 672,000 | 576,342 | 456,262 |
amortization and accretion of purchase accounting valuations and intangibles | 500,000 | 617,000 | 627,000 | 651,000 | 733,000 | 761,000 | 773,000 | 806,000 | 875,000 | 916,000 | 912,000 | 979,000 | 1,058,000 | 1,152,000 | 1,158,000 | 710,000 | 2,029,000 | 1,970,023 | |
losses on equity investments | |||||||||||||||||||
federal home loan bank stock dividends | -65,000 | -110,000 | -124,000 | -71,000 | -75,000 | -59,000 | -150,000 | -213,000 | -216,000 | -198,000 | -138,000 | -55,000 | -31,000 | -14,000 | -11,000 | 3,000 | -35,000 | -26,300 | -19,900 |
net amortization of premium on investments | 370,778 | ||||||||||||||||||
amortization of subordinated debt issuance cost | 54,000 | 54,000 | 54,000 | 54,000 | 57,000 | 54,000 | 54,000 | 53,000 | 54,000 | 54,000 | 60,000 | 60,000 | 60,000 | ||||||
loss on sale of securities | 0 | 0 | 0 | 249,000 | |||||||||||||||
gain on sale of loans | |||||||||||||||||||
loss on sale of assets | -39,000 | ||||||||||||||||||
proceeds, including principal payments, from loans held for sale | 27,477,000 | 20,311,000 | 13,583,000 | 11,201,000 | 10,534,000 | 11,363,000 | 16,997,000 | 9,479,000 | 4,030,000 | 5,336,000 | 2,835,000 | 4,339,000 | 1,993,000 | 7,521,000 | 32,103,000 | 25,131,000 | 24,932,000 | 29,782,590 | 27,923,041 |
originations of loans held for sale | -26,877,000 | -20,794,000 | -12,919,000 | -12,157,000 | -11,062,000 | -11,524,000 | -16,225,000 | -9,677,000 | -3,889,000 | -5,218,000 | -2,874,000 | -4,657,000 | -1,900,000 | -6,168,000 | -29,096,000 | -27,915,000 | -23,291,000 | -25,013,412 | -33,475,276 |
non-cash compensation | 934,000 | 898,000 | 799,000 | 746,000 | 767,000 | 731,000 | 640,000 | 626,000 | 619,000 | 584,000 | 569,000 | 603,000 | 744,000 | 557,000 | 545,000 | 595,000 | 618,000 | 571,171 | 295,441 |
deferred income tax benefit | -175,000 | -24,000 | -104,000 | 117,024 | |||||||||||||||
decrease in accrued interest receivable and other assets | 2,853,000 | 1,732,479 | |||||||||||||||||
increase in cash surrender value of bank-owned life insurance | -288,000 | -288,000 | -282,000 | -278,000 | -282,000 | -281,000 | -271,000 | -266,000 | -267,000 | -265,000 | -260,000 | -253,000 | -257,000 | -231,000 | -213,000 | -214,000 | -166,000 | -160,619 | -120,713 |
increase in accrued interest payable and other liabilities | -4,206,000 | 6,207,000 | -6,003,000 | 764,000 | -4,946,000 | 2,348,000 | 4,162,000 | 223,000 | 572,000 | -2,303,000 | 735,000 | 2,672,000 | 4,965,000 | 1,448,000 | 810,030 | ||||
net cash from operating activities | 11,694,000 | 21,489,000 | 8,749,000 | 12,576,000 | 5,832,000 | 17,606,000 | 14,970,000 | 10,323,000 | 10,187,000 | 13,091,000 | 8,276,000 | 9,802,000 | 14,524,000 | 16,999,000 | 18,149,000 | 1,527,000 | 14,923,000 | 19,771,078 | 1,801,257 |
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
free cash flows | 11,694,000 | 21,489,000 | 8,749,000 | 12,576,000 | 5,832,000 | 17,606,000 | 14,970,000 | 10,323,000 | 10,187,000 | 13,091,000 | 8,276,000 | 9,802,000 | 14,524,000 | 16,999,000 | 18,149,000 | 1,527,000 | 14,923,000 | 19,771,078 | 1,801,257 |
cash flows from investing activities, net of effects of acquisitions: | |||||||||||||||||||
purchases of securities available for sale | -14,387,000 | -4,260,000 | -4,484,000 | -2,908,000 | -5,571,000 | -2,262,000 | -50,886,000 | -98,091,000 | -87,259,000 | -10,923,000 | -42,046,174 | -7,968,779 | |||||||
proceeds from maturities, prepayments and calls on securities available for sale | 9,327,000 | 18,015,000 | 15,328,000 | 12,105,000 | 14,644,000 | 10,946,000 | 9,310,000 | 8,879,000 | 12,993,000 | 12,094,000 | 10,877,000 | 13,590,000 | 13,230,000 | 12,796,000 | 19,100,000 | 12,796,000 | 12,264,000 | 11,480,093 | 7,305,376 |
proceeds from sales on securities available for sale | |||||||||||||||||||
increase in loans | -19,004,000 | -29,764,000 | -52,517,000 | -7,451,000 | -40,872,000 | -40,913,000 | -58,358,000 | -45,140,000 | -36,305,000 | -79,910,000 | -70,324,000 | -805,000 | |||||||
decrease in interest-bearing deposits in banks | 0 | 0 | 0 | 99,000 | 0 | 0 | 245,000 | ||||||||||||
proceeds from sale of foreclosed assets | 32,000 | 1,269,000 | 1,254,000 | 65,000 | 280,000 | 60,000 | 1,707,000 | 112,000 | 383,000 | 0 | 13,000 | 413,000 | 93,000 | 12,000 | 1,056,000 | 1,489,000 | |||
purchases of office properties and equipment | -4,614,000 | -833,000 | -846,000 | -3,873,000 | -546,000 | -642,000 | -1,619,000 | -1,250,000 | -497,000 | -382,000 | -944,000 | -199,000 | -802,000 | -627,000 | -937,000 | -340,000 | -2,186,000 | -789,815 | -1,831,792 |
proceeds from sale of office properties and equipment | 0 | 0 | 143,000 | 44,000 | 95,000 | 145,000 | 0 | 8,000 | 0 | 0 | 0 | 4,000 | 9,000 | 38,000 | 7,000 | 28,000 | 0 | 768,402 | |
purchase of federal home loan bank stock | 0 | 0 | 0 | -1,582,000 | -3,436,000 | -204,000 | 0 | 0 | -1,022,000 | -4,193,000 | |||||||||
proceeds from redemption of federal home loan bank stock | 0 | 3,329,000 | 3,565,000 | 1,093,000 | 0 | 0 | 0 | 7,335,000 | |||||||||||
net cash from investing activities | -48,754,000 | 74,741,000 | -4,044,000 | -24,820,000 | -47,051,000 | -2,082,000 | -32,243,000 | -25,730,000 | 1,285,000 | -46,646,000 | -35,966,000 | -12,928,000 | -122,190,000 | -122,577,000 | -149,190,000 | -101,395,000 | -15,319,000 | -16,804,446 | 4,405,096 |
cash flows from financing activities, net of effects of acquisitions: | |||||||||||||||||||
increase in deposits | -2,698,000 | 67,267,000 | 81,025,000 | 46,509,000 | 3,214,000 | 54,594,000 | 378,000 | 52,022,000 | -5,904,000 | -75,306,000 | -105,109,000 | -181,804,000 | -20,617,000 | 52,010,000 | 1,886,000 | -27,038,698 | -483,612 | ||
borrowings on federal home loan bank advances | 776,450,000 | 2,737,425,000 | 277,020,000 | 136,130,000 | 169,300,000 | 490,400,000 | 1,724,600,000 | 2,974,000,000 | 6,460,600,000 | 6,261,375,000 | 1,176,750,000 | ||||||||
repayments of federal home loan bank advances | -61,000 | -170,137,000 | -851,513,000 | -2,749,712,000 | -139,886,000 | -181,226,000 | -124,401,000 | -644,506,000 | -1,815,714,000 | -2,995,472,000 | -6,432,030,000 | -6,160,863,000 | -3,605,000 | -495,000 | -370,000 | -380,000 | -3,898,000 | -964,142 | -1,188,832,860 |
repayments of other borrowings | |||||||||||||||||||
proceeds from exercise of stock options | 49,000 | 27,000 | 0 | 11,000 | 112,000 | 0 | 17,000 | 0 | 85,000 | 193,000 | 53,000 | 101,000 | 28,000 | 16,000 | 153,461 | 207,246 | |||
issuance of stock under incentive plans | 32,000 | 606,000 | -142,000 | 144,000 | 617,000 | 410,000 | -140,000 | -1,000 | 308,000 | 70,000 | -61,000 | 12,000 | 81,000 | 96,000 | 8,000 | 139,000 | -4,000 | 17,784 | |
dividends paid to shareholders | -2,426,000 | -2,269,000 | -2,107,000 | -2,186,000 | -2,099,000 | -2,018,000 | -2,034,000 | -2,038,000 | -2,037,000 | -2,049,000 | -2,064,000 | -2,072,000 | -1,987,000 | -1,910,000 | -1,918,000 | -1,962,000 | -1,896,000 | -1,409,381 | |
purchase of company’s common stock | -42,000 | 5,000 | -6,485,000 | -7,833,000 | -88,000 | -1,017,000 | -2,843,000 | -826,000 | -541,000 | -1,234,000 | -3,149,000 | -335,000 | -56,000 | -2,855,000 | -5,031,000 | -3,391,000 | -814,000 | -1,786 | -32,450 |
net cash from financing activities | -10,659,000 | -19,501,000 | -2,772,000 | 24,358,000 | 3,890,000 | 6,891,000 | 40,260,000 | 30,051,000 | -20,161,000 | 21,202,000 | 17,392,000 | 22,896,000 | 44,511,000 | -188,017,000 | 27,173,000 | 46,444,000 | -1,710,000 | -29,242,762 | -13,043,683 |
net change in cash and cash equivalents | -47,719,000 | 76,729,000 | 1,933,000 | 12,114,000 | -37,329,000 | 22,415,000 | 22,987,000 | 14,644,000 | -8,689,000 | -12,353,000 | -10,298,000 | 19,770,000 | -63,155,000 | -293,595,000 | -103,868,000 | -53,424,000 | -2,106,000 | -26,276,130 | -6,837,330 |
cash and cash equivalents at beginning of year | 0 | 150,417,829 | 24,797,599 | ||||||||||||||||
cash and cash equivalents at end of year | -2,106,000 | 124,141,699 | |||||||||||||||||
supplementary cash flow information: | |||||||||||||||||||
interest paid on deposits and borrowed funds | 16,960,000 | 12,965,000 | 15,345,000 | 16,370,000 | 15,897,000 | 16,903,000 | 15,099,000 | 14,200,000 | |||||||||||
income taxes paid | 3,058,000 | 2,230,000 | 6,652,000 | 1,430,000 | 0 | 1,824,000 | |||||||||||||
noncash investing and financing activities: | |||||||||||||||||||
loans transferred to ore, net of charge offs | |||||||||||||||||||
recognition of new operating leases | |||||||||||||||||||
cash flows from operating activities: | |||||||||||||||||||
benefit from loan losses | -229,000 | 489,000 | 394,000 | 140,000 | 1,261,000 | 141,000 | 351,000 | 511,000 | 814,000 | 1,612,000 | 850,000 | ||||||||
net amortization of discount on investments | 55,000 | 57,000 | 54,000 | 82,000 | 66,000 | 74,000 | 66,000 | 91,000 | 135,000 | 196,000 | 274,000 | 401,000 | 476,107 | ||||||
gain on loans sold | -144,000 | -114,000 | -377,000 | -195,000 | -126,000 | -87,000 | -687,000 | -26,000 | -57,000 | -78,000 | -264,000 | -299,000 | -258,000 | -207,037 | -300,673 | ||||
(gain) loss on sale of assets | 2,000 | -6,000 | |||||||||||||||||
deferred income tax expense | 59,000 | 12,000 | 1,912,000 | 150,165 | |||||||||||||||
cash flows from investing activities: | |||||||||||||||||||
decrease (increase) in loans | |||||||||||||||||||
cash flows from financing activities: | |||||||||||||||||||
borrowings of federal home loan bank advances | |||||||||||||||||||
proceeds from other borrowings | 0 | 0 | 135,000,000 | ||||||||||||||||
cash and cash equivalents, beginning | 0 | 0 | 98,548,000 | 0 | 0 | 75,831,000 | 0 | 0 | 87,401,000 | 0 | 0 | 601,443,000 | |||||||
cash and cash equivalents, ending | 76,729,000 | 1,933,000 | 110,662,000 | 22,415,000 | 22,987,000 | 90,475,000 | -12,353,000 | -10,298,000 | 107,171,000 | -293,595,000 | -103,868,000 | 548,019,000 | |||||||
gain on sale of assets | 2,000 | -9,000 | 17,000 | -5,000 | |||||||||||||||
decrease (increase) in accrued interest receivable and other assets | |||||||||||||||||||
increase in accrued interest receivable and other assets | -19,000 | -1,284,000 | -893,000 | 1,618,000 | -2,694,000 | -4,768,000 | -2,179,000 | -1,220,000 | -1,511,000 | -1,594,000 | -6,102,000 | 33,000 | |||||||
proceeds from maturities, prepayments and calls on securities held to maturity | 0 | 0 | |||||||||||||||||
net cash disbursed in sale of banking center | 0 | 0 | 0 | -11,182,000 | |||||||||||||||
net cash disbursed in business combination | 0 | 0 | -1,000 | -16,122,000 | |||||||||||||||
purchase of bank-owned life insurance | 0 | ||||||||||||||||||
proceeds from issuance of subordinated debt, net of issuance cost | -6,000 | ||||||||||||||||||
proceeds from sales of securities available for sale | 0 | 0 | 13,762,000 | ||||||||||||||||
gain on sale of securities | |||||||||||||||||||
provision (reversal) for loan losses | 1,696,000 | 591,000 | 3,215,000 | ||||||||||||||||
decrease in loans | 13,568,048 | ||||||||||||||||||
proceeds from bank-owned life insurance | |||||||||||||||||||
deferred income tax (benefit) expense | 9,000 | -171,000 | 350,000 | -604,000 | |||||||||||||||
decrease in accrued interest payable and other liabilities | 1,454,137 | ||||||||||||||||||
decrease in deposits | |||||||||||||||||||
net amortization of mortgage servicing asset | 38,000 | 37,628 | 65,745 | ||||||||||||||||
proceeds from issuance of subordinated debt | |||||||||||||||||||
reimbursement from fdic for covered assets | |||||||||||||||||||
impact of tax cuts and jobs act on deferred taxes | |||||||||||||||||||
proceeds from sale of repossessed assets | 115,000 | 215,000 | 105,760 | ||||||||||||||||
cash received in excess of cash paid in business combination | |||||||||||||||||||
investment in new market tax credit | |||||||||||||||||||
transfer of loans to repossessed assets | |||||||||||||||||||
common stock issued in consideration of st. martin bancshares, inc. | |||||||||||||||||||
assets acquired and liabilities assumed in acquisitions: | |||||||||||||||||||
assets acquired in acquisitions | |||||||||||||||||||
liabilities assumed in acquisitions | |||||||||||||||||||
decrease (increase) in accrued interest payable and other liabilities | |||||||||||||||||||
amortization of purchase accounting valuations and intangibles | 532,980 | ||||||||||||||||||
decrease (increase) in interest receivable and other assets | 946,840 | ||||||||||||||||||
purchases of securities held to maturity | |||||||||||||||||||
net change in loans | 6,303,936 | ||||||||||||||||||
decrease in interest bearing deposits in other banks | 490,000 | ||||||||||||||||||
proceeds from sale of properties and equipment | 595 | ||||||||||||||||||
purchases of federal home loan bank stock | |||||||||||||||||||
payment of dividends on common stock | -652,007 | ||||||||||||||||||
cash and cash equivalents at end of period | 17,960,269 | ||||||||||||||||||
cash flows from operating activities, net of effects of acquisition: | |||||||||||||||||||
(gain) loss on sale of investment securities | |||||||||||||||||||
cash flows from investing activities, net of effects of acquisition: | |||||||||||||||||||
net cash disbursed in business combinations | |||||||||||||||||||
net cash provided (used in) by investing activities | |||||||||||||||||||
cash flows from financing activities, net of effects of acquisition: | |||||||||||||||||||
decrease (increase) in deposits | |||||||||||||||||||
increase in federal home loan bank advances | |||||||||||||||||||
purchase of treasury stock | |||||||||||||||||||
net amortization of premium (discount) on investments | |||||||||||||||||||
impairment of investment securities | |||||||||||||||||||
increase in interest receivable and other assets | |||||||||||||||||||
decrease in cash invested at other atm locations | |||||||||||||||||||
increase in certificates of deposit in other institutions | |||||||||||||||||||
net cash received (disbursed) in business combinations | |||||||||||||||||||
purchases of bank-owned life insurance | |||||||||||||||||||
cost of issuance of common stock | |||||||||||||||||||
repurchase of common stock for rrp |