7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2017-06-30 2015-06-30 2015-03-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2013-06-30 2013-03-31 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2009-03-31 2008-12-31 2008-09-30 2008-06-30 2008-03-31 2007-12-31 
      
    		                                                 
      ​
    		                                                 
      assets
    		                                                 
      cash
    		94,106,000 110,007,000 106,336,000 105,098,000 109,639,000 90,349,000  92,579,000 105,859,000 89,682,000  107,617,000 99,403,000 90,481,000  89,263,000 98,869,000 95,102,000  111,729,000 108,092,000 94,682,000 130,760,000 98,646,000  109,254,000 92,035,000 88,319,000  89,345,000 89,435,000 85,229,000  81,248,000 81,240,000 72,836,000  188,581,000 207,568,000 329,953,000  362,942,000 225,970,000 316,802,000  56,020,000 73,595,000 76,560,000  
      interest-bearing deposits in other financial institutions
    		102,129,000 135,906,000 110,845,000 103,267,000 76,830,000 81,098,000  89,736,000 98,080,000 94,994,000  81,389,000 96,305,000 262,557,000  679,929,000 582,935,000 517,454,000  157,499,000 169,977,000 126,704,000 69,838,000 299,736,000  230,560,000 281,275,000 392,954,000  395,502,000 535,028,000 374,844,000  264,052,000 274,185,000 389,461,000  288,955,000 257,588,000 236,198,000  189,124,000 179,297,000 106,452,000  67,008,000 25,956,000 3,410,000  
      cash and cash equivalents
    		196,235,000 245,913,000 217,181,000 208,365,000 186,469,000 171,447,000  182,315,000 203,939,000 184,676,000  189,006,000 195,708,000 353,038,000  769,192,000 681,804,000 612,556,000  269,228,000 278,069,000 221,386,000 223,226,000 398,382,000  339,814,000 373,310,000 481,273,000  485,184,000 624,800,000 460,410,000  345,300,000 355,425,000 462,297,000  477,536,000 465,156,000 566,151,000  552,066,000 405,267,000 423,254,000  123,028,000 99,551,000 79,970,000  
      available-for-sale securities
    		531,348,000 527,543,000 535,914,000 565,225,000 549,084,000 465,308,000  447,948,000 476,911,000 493,330,000  482,807,000 519,472,000 461,375,000  432,938,000 450,840,000 457,668,000  326,389,000 344,084,000 425,156,000 569,030,000 532,110,000  580,980,000 744,439,000 814,716,000  787,118,000 819,191,000 874,273,000  795,404,000 831,059,000 838,178,000  696,314,000 739,019,000 730,889,000  728,598,000 721,123,000 768,420,000  505,715,000 460,493,000 464,600,000  
      held-to-maturity securities
    		181,315,000 183,100,000 185,853,000 189,257,000 191,224,000 193,366,000  196,716,000 198,387,000 200,427,000  206,485,000 215,354,000 227,441,000                                    
      mortgage loans held for sale
    		5,593,000 5,616,000 6,857,000 9,959,000 13,116,000 10,905,000  5,678,000 10,442,000 6,099,000  4,097,000 2,782,000 1,672,000  10,809,000 18,870,000 30,492,000  16,567,000 14,521,000 30,361,000 9,605,000 6,770,000  10,047,000 22,679,000 27,764,000  35,093,000 28,176,000 19,121,000  19,969,000 8,798,000 7,401,000  10,191,000 12,304,000 6,611,000  8,557,000 16,788,000 4,421,000  5,184,000 9,085,000 3,983,000  
      loans receivable, net of allowance for credit losses of 64,749 – september 2025; 64,760 – december 2024
    		4,467,683,000                                                 
      interest receivable
    		19,931,000 20,644,000 21,504,000 22,262,000 22,420,000 21,639,000  19,366,000 17,178,000 17,484,000  13,787,000 13,558,000 12,458,000  11,290,000 11,966,000 13,027,000  11,306,000 11,357,000 11,214,000 11,685,000 10,547,000  10,932,000 12,337,000 12,432,000  13,183,000 13,944,000 12,828,000  11,582,000 11,690,000 11,667,000  12,352,000 14,047,000 14,482,000  15,961,000 15,427,000 15,870,000  12,103,000 13,109,000 14,195,000  
      prepaid expenses and other assets
    		133,412,000 133,614,000 132,930,000 142,685,000 144,552,000 131,458,000  103,441,000 76,194,000 89,055,000  64,383,000 59,468,000 44,994,000  43,120,000 42,327,000 43,009,000  59,127,000 69,682,000 63,334,000 68,466,000 74,612,000  76,293,000 79,365,000 83,831,000  79,636,000 78,358,000 106,007,000  74,828,000 54,688,000 50,674,000  53,917,000 62,864,000 72,581,000  40,575,000 22,240,000 13,955,000  17,666,000 13,868,000 25,188,000  
      other real estate owned and repossessions
    		6,083,000 6,040,000 6,036,000 263,000 9,429,000 1,042,000  38,000 35,000 154,000  269,000 329,000 1,720,000  1,242,000 1,033,000 1,851,000                                
      premises and equipment
    		133,769,000 134,337,000 132,165,000 133,311,000 134,527,000 136,276,000  139,893,000 140,556,000 141,485,000  139,410,000 136,147,000 131,742,000  134,813,000 136,246,000 137,684,000  127,627,000 124,296,000 120,891,000 118,649,000 104,630,000  104,811,000 102,912,000 101,934,000  100,861,000 95,510,000 92,918,000  79,145,000 76,902,000 73,098,000  45,827,000 44,170,000 43,363,000  38,272,000 36,870,000 35,674,000  29,954,000 29,546,000 29,800,000  
      goodwill and other intangible assets
    		9,769,000 9,877,000 9,985,000 10,202,000 10,310,000 10,419,000  10,585,000 10,644,000 10,702,000  11,029,000 11,246,000 5,923,000  6,239,000 6,397,000 6,655,000  6,633,000 7,070,000 7,945,000 8,385,000 5,923,000  4,890,000 5,197,000 5,504,000  7,002,000 7,318,000 6,633,000  4,772,000 4,980,000 5,188,000  5,602,000 5,811,000 5,992,000  6,443,000 4,440,000 4,589,000  1,737,000 1,792,000 1,851,000  
      federal home loan bank stock and other interest-earning assets
    		25,603,000 23,714,000 25,813,000 17,912,000 30,052,000 16,887,000  36,038,000 32,758,000 27,658,000  31,254,000 13,364,000 6,564,000  6,655,000 6,755,000 6,655,000                                
      current and deferred income taxes
    		27,126,000 29,987,000 28,968,000 25,804,000 33,955,000 32,176,000  41,493,000 35,973,000 28,322,000  36,613,000 23,009,000 15,862,000  9,851,000 7,077,000 8,436,000  6,784,000 3,971,000             289,000  670,000  6,830,000 11,321,000 14,137,000  8,699,000 5,230,000       
      total assets
    		5,737,867,000 5,854,672,000 5,993,842,000 6,036,521,000 5,958,766,000 5,777,176,000  5,748,078,000 5,719,630,000 5,768,720,000  5,676,249,000 5,551,996,000 5,374,276,000  5,451,835,000 5,577,582,000 5,603,770,000  4,111,170,000 4,066,927,000 3,909,425,000 3,912,902,000 3,772,652,000  3,603,325,000 3,828,025,000 4,037,037,000  4,056,557,000 4,215,729,000 3,858,405,000  3,431,214,000 3,418,224,000 3,498,927,000  3,402,798,000 3,488,790,000 3,689,035,000  3,726,996,000 3,332,715,000 3,406,855,000  2,527,912,000 2,487,082,000 2,502,231,000  
      liabilities and stockholders’ equity
    		                                                 
      liabilities:
    		                                                 
      deposits
    		4,528,033,000 4,684,126,000 4,758,046,000 4,697,460,000 4,615,295,000 4,773,397,000  4,851,548,000 4,824,571,000 4,799,107,000  4,739,118,000 4,516,205,000 4,489,337,000  4,510,196,000 4,566,353,000 4,626,936,000  3,196,318,000 3,259,438,000 3,071,170,000 3,201,728,000 3,016,047,000  2,852,534,000 3,013,896,000 3,219,764,000  3,250,864,000 3,392,957,000 3,078,066,000  2,618,819,000 2,622,772,000 2,675,706,000  2,577,532,000 2,607,089,000 2,795,171,000  2,740,982,000 2,448,521,000 2,453,768,000  1,854,474,000 1,861,832,000 1,929,814,000  
      securities sold under reverse repurchase agreements with customers
    		42,674,000 54,802,000 75,322,000 75,829,000 74,155,000 72,778,000  58,172,000 59,257,000 70,654,000  124,187,000 145,838,000 148,019,000  167,295,000 158,367,000 140,666,000  216,100,000 218,191,000 171,828,000 157,683,000 128,179,000  135,158,000 196,299,000 191,702,000  198,052,000 206,010,000 199,594,000  245,723,000 229,693,000 266,220,000  256,140,000 274,963,000 309,478,000  335,990,000 327,101,000 311,143,000  229,274,000    
      short-term borrowings and other interest-bearing liabilities
    		425,907,000 369,907,000 359,907,000 442,246,000 476,347,000 181,347,000  84,110,000 72,110,000 155,710,000  99,119,000 171,889,000 2,942,000  1,673,000 1,183,000 2,636,000                                
      subordinated debentures issued to capital trust
    		25,774,000 25,774,000 25,774,000 25,774,000 25,774,000 25,774,000  25,774,000 25,774,000 25,774,000  25,774,000 25,774,000 25,774,000  25,774,000 25,774,000 25,774,000                        30,929,000 30,929,000 30,929,000  30,929,000 30,929,000 30,929,000  
      subordinated notes
    		  74,950,000 74,802,000 74,727,000 74,653,000  74,504,000 74,430,000 74,356,000  74,207,000 74,133,000 74,058,000  73,910,000 148,763,000 148,580,000 5,570                               
      accrued interest payable
    		3,909,000 4,065,000 5,416,000 12,002,000 9,006,000 8,135,000  6,619,000 5,026,000 4,671,000  2,632,000 791,000 1,656,000  1,730,000 2,256,000 2,444,000  1,076,000 982,000 1,024,000 1,096,000 966,000  1,121,000 1,106,000 1,265,000  1,609,000 2,004,000 2,014,000  2,517,000 2,791,000 3,558,000  4,689,000 5,128,000 6,215,000  7,630,000 7,325,000 9,038,000  8,882,000 7,450,000 4,498,000  
      advances from borrowers for taxes and insurance
    		9,904,000 8,822,000 7,451,000 9,625,000 8,240,000 6,359,000  10,227,000 9,342,000 8,086,000  10,134,000 8,874,000 7,325,000  8,896,000 8,728,000 7,909,000  7,265,000 6,159,000 7,744,000 7,026,000 6,510,000  5,814,000 4,402,000 3,687,000  5,000,000 2,970,000 2,460,000  2,589,000 1,929,000 1,196,000  1,940,000 1,771,000 1,261,000  2,031,000 1,379,000 997,000  1,232,000 1,017,000 694,000  
      accrued expenses and other liabilities
    		61,074,000 76,763,000 65,528,000 79,746,000 99,420,000 61,954,000  96,251,000 92,420,000 62,861,000  76,829,000 47,189,000 33,178,000  29,368,000 28,892,000 29,351,000                                
      liability for unfunded commitments
    		7,666,000 8,045,000 8,155,000 6,947,000 7,010,000 7,617,000  9,176,000 10,371,000 11,990,000  12,974,000 11,659,000 9,436,000  8,352,000 7,709,000 8,017,000                                
      total liabilities
    		5,104,941,000 5,232,304,000 5,380,549,000 5,424,431,000 5,389,974,000 5,212,014,000  5,216,381,000 5,173,301,000 5,213,209,000  5,164,974,000 5,002,352,000 4,791,725,000  4,827,194,000 4,948,025,000 4,992,313,000  3,673,590,000 3,638,064,000 3,500,375,000 3,513,351,000 3,382,817,000  3,227,752,000 3,453,634,000 3,661,144,000  3,694,724,000 3,862,908,000 3,526,782,000  3,116,840,000 3,103,829,000 3,193,724,000  3,097,160,000 3,184,405,000 3,387,991,000  3,440,736,000 3,075,340,000 3,152,014,000  2,359,128,000 2,314,997,000 2,330,655,000  
      stockholders’ equity:
    		                                                 
      capital stock
    		                                                 
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding september 2025 and december 2024 - - 0 - shares
    		                                                 
      common stock
    		113,000 114,000 116,000 117,000 116,000 117,000  119,000 120,000 121,000  123,000 123,000 128,000  134,000 137,000 137,000                     134,000           
      additional paid-in capital
    		52,855,000 51,646,000 51,076,000 47,914,000 45,321,000 44,807,000  43,701,000 43,292,000 42,870,000  41,515,000 40,565,000 40,004,000  37,468,000 36,880,000 35,661,000  23,167,000 22,657,000 21,486,000 20,093,000 19,850,000  19,407,000 18,780,000 18,597,000  18,259,000 17,524,000 17,391,000  17,067,000 20,936,000 20,818,000  20,563,000 20,433,000 20,312,000  20,074,000 19,984,000 19,928,000  19,693,000 19,576,000 19,460,000  
      retained earnings
    		615,837,000 611,921,000 606,239,000 593,422,000 578,800,000 572,747,000  564,658,000 558,927,000 553,948,000  527,963,000 522,255,000 533,736,000  549,800,000 550,301,000 537,969,000  350,467,000 341,283,000 322,529,000 314,503,000 306,685,000  294,420,000 288,528,000 282,762,000  266,831,000 261,257,000 242,080,000  227,623,000 225,428,000 222,653,000  216,832,000 213,814,000 211,189,000  196,685,000 172,219,000 171,274,000  155,329,000 156,913,000 152,981,000  
      accumulated other comprehensive loss
    		-35,879,000 -41,313,000 -44,138,000 -29,363,000 -55,445,000 -52,509,000                                            
      total stockholders’ equity
    		632,926,000 622,368,000 613,293,000 612,090,000 568,792,000 565,162,000  531,697,000 546,329,000 555,511,000  511,275,000 549,644,000 582,551,000  624,641,000 629,557,000                                 
      total liabilities and stockholders’ equity
    		5,737,867,000 5,854,672,000 5,993,842,000 6,036,521,000 5,958,766,000 5,777,176,000  5,748,078,000 5,719,630,000 5,768,720,000  5,676,249,000 5,551,996,000 5,374,276,000  5,451,835,000 5,577,582,000                                 
      loans receivable, net of allowance for credit losses of 64,815 – june 2025; 64,760 – december 2024
    		 4,534,287,000                                                
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding june 2025 and december 2024 - - 0 - shares
    		                                                 
      loans receivable, net of allowance for credit losses of 64,704 – march 2025; 64,760 – december 2024
    		  4,690,636,000                                               
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding march 2025 and december 2024 - - 0 - shares
    		                                                 
      loans receivable, net of allowance for credit losses of 64,915 – september 2024; 64,670 – december 2023
    		   4,711,276,000                                              
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding september 2024 and december 2023 - - 0 - shares
    		                                                 
      loans receivable, net of allowance for credit losses of 65,255 – june 2024; 64,670 – december 2023
    		    4,633,628,000                                             
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding june 2024 and december 2023 - - 0 - shares
    		                                                 
      loans receivable, net of allowance for credit losses of 65,087 – march 2024; 64,670 – december 2023
    		     4,586,253,000                                            
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding march 2024 and december 2023 - -0- shares
    		                                                 
      performance data and ratios:
    		                                                 
      per common share data:
    		                                                 
      basic earnings per common share
    		      5,650    6,070    5,500          2,430    3,550    1,950    1,520    4,610    -350    2,160 
      diluted earnings per common share
    		      5,610    6,020    5,460          2,420    3,540    1,930    1,460    4,440    -350    2,150 
      cash dividends declared
    		      1,600    1,560    1,400          720    720    720    720    720    720    680 
      book value per common share
    		      48,440    43,580    46,980          23,600    22,940    19,780    18,400    18,120    13,340     
      average shares outstanding
    		      11,992,000    12,517,000    13,558,000          13,635,000    13,534,000    13,462,000    13,434,000    13,390,000    13,381,000    13,566,000 
      year-end actual shares outstanding
    		      11,804,000    12,231,000    13,128,000          13,674,000    13,596,000    13,480,000    13,454,000    13,406,000    13,381,000    13,400,000 
      average fully diluted shares outstanding
    		      12,080,000    12,607,000    13,674,000          13,715,000    13,592,000    13,626,000    14,046,000    13,382,000         
      earnings performance ratios:
    		                                                 
      return on average assets
    		      1,190    1,380    1,360          890    1,220    870    680    1,910        1,250 
      return on average stockholders’ equity
    		      12,310    13,440                                       
      non-interest income to average total assets
    		      530    620    700          140    1,490    350    910    3,610    1,120    1,250 
      non-interest expense to average total assets
    		      2,470    2,420    2,320          2,910    2,980    2,990    2,520    2,150    2,070    2,180 
      average interest rate spread
    		      2,970    3,590    3,220          4,600    4,530    5,060    3,810    2,980    2,740    2,710 
      year-end interest rate spread
    		      2,780    3,630    3,200          3,880    3,570    3,680    3,810    3,560    3,020    3,000 
      net interest margin
    		      3,570    3,800    3,370          4,700    4,610    5,170    3,930    3,030    3,010    3,240 
      efficiency ratio
    		      63,160    57,050    59,030          66,940    53,030    59,540    56,520    36,880    55,860    51,260 
      net overhead ratio
    		      1,940    1,800    1,620          2,770    1,480    2,640    1,610    -1,310    1,090    950 
      common dividend pay-out ratio
    		      28,520    25,910    25,640          29,750    20,340    37,310    42,350    15,350        31,630 
      asset quality ratios :
    		                                                 
      allowance for credit losses/year-end loans
    		      1,390    1,390    1,490                                   
      non-performing assets/year-end loans and foreclosed assets
    		      250    80    150          2,460    2,980    3,310    3,930    2,990    3,690    2,990 
      allowance for credit losses/non-performing loans
    		      550,480    1,729,690    1,120,310                                   
      net charge-offs/average loans
    		      20    10    0          910    2,430    2,090    2,050    1,440    2,630    350 
      gross non-performing assets/year end assets
    		      200    70    110          1,750    1,840    1,960    2,300    1,790    2,480    2,300 
      non-performing loans/year-end loans
    		      250    80    130          800    940    1,250    1,520    1,240    1,900    1,920 
      balance sheet ratios:
    		                                                 
      loans to deposits
    		      97,330    96,300    88,230          87,120    74,420    72,650    73,170    77,060    90,230    103,230 
      average interest-earning assets as a percentage of average interest-bearing liabilities
    		      131,110    140,320    139,940          116,030    110,120    110,550    108,220    102,170    108,980    112,710 
      capital ratios:
    		                                                 
      average common stockholders’ equity to average assets
    		      9,600    10,200                                       
      year-end tangible common stockholders’ equity to tangible assets
    		      9,700    9,200                                       
      great southern bancorp, inc.:
    		                                                 
      tier 1 capital ratio
    		      12,400    11,000    13,400                                   
      total capital ratio
    		      15,200    13,500    16,300                                   
      tier 1 leverage ratio
    		      11,000    10,600    11,300          11,300    9,500    9,200    9,500    8,600    10,100    9,000 
      common equity tier 1 ratio
    		      11,900    10,600    12,900                                   
      great southern bank:
    		                                                 
      net income divided by average total assets.
    		                                                 
      net income divided by average stockholders’ equity.
    		                                                 
      yield on average interest-earning assets less rate on average interest-bearing liabilities.
    		                                                 
      net interest income divided by average interest-earning assets.
    		                                                 
      non-interest expense divided by the sum of net interest income plus non-interest income.
    		                                                 
      non-interest expense less non-interest income divided by average total assets.
    		                                                 
      loans receivable, net of allowance for credit losses of 64,753 – september 2023; 63,480 – december 2022
    		       4,564,567,000                                          
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding september 2023 and december 2022 - - 0- shares
    		                                                 
      accumulated other comprehensive income
    		       -76,781,000 -56,010,000 -41,428,000  -58,326,000 -13,299,000 8,683,000  37,239,000 42,239,000 37,690,000  5,865,000 6,842,000 6,955,000 6,875,000 5,220,000  3,666,000                11,010,000 6,790,000 5,366,000  -6,372,000 -4,538,000 -999,000  
      loans receivable, net of allowance for credit losses of 64,852 – june 2023; 63,480 – december 2022
    		        4,516,613,000                                         
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding june 2023 and december 2022 - - 0- shares
    		                                                 
      loans receivable, net of allowance for credit losses of 64,987 – march 2023; 63,480 – december 2022
    		         4,569,328,000                                        
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding march 2023 and december 2022 - - 0- shares
    		                                                 
      loans receivable, net of allowance for credit losses of 62,761 – september 2022; 60,754 – december 2021
    		           4,497,109,000                                      
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding september 2022 and december 2021 - - 0- shares
    		                                                 
      loans receivable, net of allowance for credit losses of 61,058 – june 2022; 60,754 – december 2021
    		            4,361,559,000                                     
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding june 2022 and december 2021 - - 0- shares
    		                                                 
      loans receivable, net of allowance for credit losses of 60,797 – march 2022; 60,754 – december 2021
    		             4,111,487,000                                    
      serial preferred stock - .01 par value; authorized 1,000,000 shares; issued and outstanding march 2022 and december 2021 - - 0- shares
    		                                                 
      return on average stockholders' equity
    		              11,890          10,520    16,550    11,670    9,420    29,720    -2,470    15,780 
      average common stockholders' equity to average assets
    		              11,400          8,500    7,400    7,400    7,200    6,400    7,100     
      year-end tangible common stockholders' equity to tangible assets
    		              11,200                                   
      loans receivable, net of allowance for credit losses of 63,629 – september 2021; net of allowance for loan losses of 55,743 - december 2020
    		               4,025,686,000                                  
      serial preferred stock - .01 par value; authorized 1,000,000 shares; issued and outstanding september 2021 and december 2020 - - 0- shares
    		                                                 
      loans receivable, net of allowance for credit losses of 66,602 – june 2021; net of allowance for loan losses of 55,743 – december 2020
    		                4,214,267,000                                 
      serial preferred stock - .01 par value; authorized 1,000,000 shares; issued and outstanding june 2021 and december 2020 - - 0- shares
    		                                                 
      loans receivable, net of allowance for credit losses of 67,702 – march 2021; net of allowance for loan losses of 55,743 - december 2020
    		                 4,285,737,000                                
      liabilities and stockholders' equity
    		                                                 
      stockholders' equity:
    		                                                 
      serial preferred stock - .01 par value; authorized 1,000,000 shares; issued and outstanding march 2021 and december 2020 - - 0- shares
    		                                                 
      total stockholders' equity
    		                 611,457,000  437,580,000 428,863,000 409,050,000 399,551,000 389,835,000  375,573,000 374,391,000 375,893,000  361,833,000 352,821,000 331,623,000  314,374,000 314,395,000 305,203,000  305,638,000 304,385,000 301,044,000  286,260,000 257,375,000 254,841,000  168,784,000 172,085,000 171,576,000  
      total liabilities and stockholders' equity
    		                 5,603,770,000  4,111,170,000 4,066,927,000 3,909,425,000 3,912,902,000 3,772,652,000  3,603,325,000 3,828,025,000 4,037,037,000  4,056,557,000 4,215,729,000 3,858,405,000  3,431,214,000 3,418,224,000 3,498,927,000  3,402,798,000 3,488,790,000 3,689,035,000  3,726,996,000 3,332,715,000 3,406,855,000  2,527,912,000 2,487,082,000 2,502,231,000  
      interest-earning assets:
    		                                                 
      loans receivable:
    		                                                 
      one- to four-family residential
    		                  4,200                               
      other residential
    		                  4,320                               
      commercial real estate
    		                  4,340                               
      construction
    		                  4,140                               
      commercial business
    		                  4,570                               
      other loans
    		                  6,030                               
      industrial revenue bonds
    		                  5,310                               
      total loans receivable
    		                  4,680                               
      investment securities
    		                  3,170                               
      other interest-earning assets
    		                  1,170                               
      total interest-earning assets
    		                  4,520                               
      non-interest-earning assets:
    		                                                 
      other non-earning assets
    		                                                 
      interest-bearing liabilities:
    		                                                 
      interest-bearing demand and savings
    		                  290                               
      time deposits
    		                  1,090                               
      total deposits
    		                  670                               
      short-term borrowings and structured repurchase agreements
    		                  30                               
      subordinated debentures issued to capital trusts
    		                  2,770 30,929,000 30,929,000 30,929,000 30,929,000 30,929,000  30,929,000 30,929,000 30,929,000  30,929,000 30,929,000 30,929,000  30,929,000 30,929,000 30,929,000  30,929,000 30,929,000 30,929,000          
      fhlbank advances
    		                                                 
      total interest-bearing liabilities
    		                  810                               
      non-interest-bearing liabilities:
    		                                                 
      demand deposits
    		                                                 
      other liabilities
    		                                                 
      stockholders' equity
    		                                                 
      net interest income:
    		                                                 
      interest rate spread
    		                  3,710                               
      net interest margin*
    		                                                 
      average interest-earning assets to average interest-bearing liabilities
    		                                                 
      _____________________
    		                                                 
      *
    		                                                 
      held-to-maturity securities (fair value 390 – june 2015;
    		                                                 
      499 - december 2014)
    		                   353,000 450,000                             
      loans receivable, net of allowance for loan losses of
    		                                                 
      39,698 – june 2015; 38,435 - december 2014
    		                   3,202,377,000                              
      fdic indemnification asset
    		                   32,177,000 37,799,000 51,603,000 58,352,000 65,592,000  80,554,000 89,637,000 98,106,000  130,939,000 148,618,000 84,087,000  62,567,000 76,387,000 87,410,000  124,583,000 129,730,000 135,864,000  187,359,000 154,869,000 153,578,000      
      other real estate owned
    		                   39,997,000 46,165,000 43,762,000 46,226,000 49,963,000                          
      investment in federal home loan bank stock
    		                   12,605,000 8,566,000 12,013,000 8,054,000 9,333,000  9,855,000 10,374,000 10,090,000  10,066,000 11,077,000 11,965,000  11,236,000 11,241,000 11,524,000  11,583,000 12,193,000 11,081,000  14,816,000 12,461,000 12,268,000  8,448,000 9,294,000 10,151,000  
      federal home loan bank advances
    		                   193,594,000 92,618,000 190,664,000 91,686,000 126,260,000  127,808,000 128,125,000 126,401,000  126,296,000 146,673,000 147,102,000  151,512,000 151,889,000 152,261,000  153,906,000 166,333,000 168,125,000  234,413,000 200,364,000 201,194,000  122,847,000 123,031,000 123,213,000  
      short-term borrowings
    		                   1,308,000 1,313,000 1,155,000 1,158,000 1,207,000  633,000 633,000 663,000  522,000 522,000 522,000  660,000 660,000 660,000  249,000 278,000 248,000  319,000 325,000 85,324,000  52,519,000 281,909,000 222,463,000  
      accounts payable and accrued expenses
    		                   27,000,000 28,434,000 22,258,000 16,230,000 18,606,000  18,307,000 16,182,000 15,485,000  15,756,000 17,358,000 12,721,000  10,699,000 10,050,000 9,395,000  11,790,000 33,425,000 9,246,000  26,532,000 9,396,000 9,621,000  8,971,000 8,829,000 19,044,000  
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding june 2015 and december 2014 - 57,943 shares, 1,000 liquidation amount
    		                   57,943,000                              
      december 2014 - 13,754,806 shares
    		                   138,000 138,000                             
      held-to-maturity securities (fair value 502 – march 2015;
    		                                                 
      39,071 – march 2015; 38,435 - december 2014
    		                    3,120,897,000                             
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding march 2015 and december 2014 - 57,943 shares, 1,000 liquidation amount
    		                    57,943,000                             
      held-to-maturity securities (fair value 505 – september 2014;
    		                                                 
      912 - december 2013)
    		                     450,000 450,000 805,000                          
      38,081 – september 2014; 40,116 - december 2013
    		                     2,921,310,000                            
      structured repurchase agreements
    		                       50,000,000  50,000,000 53,013,000 53,026,000  53,052,000 53,065,000 53,077,000  53,103,000 53,116,000 53,129,000  53,155,000 53,168,000 53,181,000  53,211,000 50,000,000 50,000,000  50,000,000    
      current and deferred income tax liability
    		                     3,603,000 5,815,000 4,113,000  5,448,000 9,049,000 18,222,000  12,644,000 10,420,000 297,000                  
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding september 2014 and december 2013 - 57,943 shares, 1,000 liquidation amount
    		                     57,943,000                            
      december 2013 - 13,673,709 shares
    		                     137,000 137,000 137,000                          
      federal funds sold
    		                      22,628,000       337,000 337,000 337,000                  
      held-to-maturity securities (fair value 504 – june 2014;
    		                                                 
      38,082 – june 2014; 40,116 - december 2013
    		                      2,790,774,000                           
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding june 2014 and december 2013 - 57,943 shares, 1,000 liquidation amount
    		                      57,943,000                           
      held-to-maturity securities (fair value 914 – march 2014;
    		                                                 
      38,275 – march 2014; 40,116 - december 2013
    		                       2,513,985,000                          
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding march 2014 and december 2013 - 57,943 shares, 1,000 liquidation amount
    		                       57,943,000                          
      diluted earnings from continuing operations per common share
    		                        2,420    3,200                     
      allowance for loan losses/year-end loans
    		                        1,920    2,210    2,330    2,480    2,350    1,660    1,380 
      allowance for loan losses/non-performing loans
    		                        201,530    180,840    149,950    141,020    151,380    87,840    71,770 
      year-end tangible common stockholders' equity to assets
    		                        8,900    7,700    6,900    7,100    6,500    6,700     
      tier 1 risk-based capital ratio
    		                        15,600    15,700    14,800    16,800    15,000    13,800    10,400 
      total risk-based capital ratio
    		                        16,900    16,900    16,100    18,000    16,300    15,100    11,700 
      ratio of earnings to fixed charges and preferred stock dividend requirement :
    		                                                 
      including deposit interest
    		                        2,840    3,090    1,780    1,530    2,300    890    1,470 
      excluding deposit interest
    		                        5,870    8,240    3,300    2,990    6,290    340    3,690 
      held-to-maturity securities (fair value 915 – september 2013;
    		                                                 
      1,084 - december 2012)
    		                         805,000 805,000 920,000                      
      39,456 – september 2013; 40,649 - december 2012
    		                         2,328,738,000                        
      foreclosed assets held for sale
    		                         55,606,000 61,093,000 65,258,000  74,045,000 79,141,000 69,244,000  65,674,000 70,577,000 61,872,000  50,582,000 52,793,000 56,567,000  45,616,000 42,935,000 40,394,000  32,810,000 33,032,000 22,935,000  
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding september 2013 and december 2012 - 57,943 shares, 1,000 liquidation amount
    		                         57,943,000                        
      december 2012 - 13,596,335 shares
    		                         137,000 136,000 136,000                      
      held-to-maturity securities (fair value 918 – june 2013;
    		                                                 
      40,185 - june 2013; 40,649 - december 2012
    		                          2,325,877,000                       
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding june 2013 and december 2012 - 57,943 shares, 1,000 liquidation amount
    		                          57,943,000                       
      accumulated other comprehensive gain
    		                          9,004,000 16,455,000  18,664,000 15,963,000 14,075,000  11,607,000 8,722,000 2,545,000  9,295,000 11,306,000 10,826,000          
      held-to-maturity securities (fair value 1,080 – march 2013;
    		                                                 
      40,548 - march 2013; 40,649 - december 2012
    		                           2,335,209,000                      
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding march 2013 and december 2012 - 57,943 shares, 1,000 liquidation amount
    		                           57,943,000                      
      held-to-maturity securities (fair value 1,098 – september 2012;
    		                                                 
      2,101 - december 2011)
    		                             920,000 920,000 1,865,000                  
      40,307 - september 2012; 41,232 - december 2011
    		                             2,332,510,000                    
      current and deferred income tax asset
    		                                                 
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding september 2012 and december 2011 - 57,943 shares, 1,000 liquidation amount
    		                             57,943,000                    
      december 2011 - 13,479,856 shares
    		                             136,000 134,000 134,000                  
      held-to-maturity securities (fair value 1,093 – june 2012;
    		                                                 
      40,722 - june 2012; 41,232 - december 2011
    		                              2,308,676,000                   
      serial preferred stock – .01 par value; authorized 1,000,000 shares; issued and outstanding june 2012 and december 2011 - 57,943 shares
    		                              57,943,000                   
      held-to-maturity securities (fair value 2,043 – march 2012;
    		                                                 
      41,532 – march 2012; 41,232 - december 2011
    		                               2,119,054,000                  
      serial preferred stock – sblf, .01 par value; authorized 1,000,000 shares; issued and outstanding march 2012 and december 2011 - 57,943
    		                               57,943,000                  
      ratio of earnings to fixed charges and preferred stock dividend requirement:
    		                                                 
      held-to-maturity securities (fair value 2,142 – september 2011;
    		                                                 
      1,300 - december 2010)
    		                                 1,865,000 1,865,000 1,125,000              
      40,466 – september 2011; 41,487 - december 2010
    		                                 1,958,872,000                
      serial preferred stock – cpp, .01 par value; authorized 1,000,000 shares; issued and outstanding september 2011 – 0 shares, december 2010 – 58,000 shares
    		                                                 
      serial preferred stock – sblf, .01 par value; authorized 1,000,000 shares; issued and outstanding september 2011 – 57,943 shares, december 2010 – 0 shares
    		                                 57,943,000                
      december 2010 - 13,454,000 shares
    		                                 134,000 134,000 134,000              
      common stock warrants; september 2011 – 0 shares, december 2010 – 909,091 shares
    		                                                 
      held-to-maturity securities (fair value 2,137 – june 2011;
    		                                                 
      40,487 – june 2011; 41,487 - december 2010
    		                                  1,910,885,000               
      deferred income taxes
    		                                  3,727,000         2,912,000  16,072,000 11,863,000 10,354,000  
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding 58,000 shares
    		                                  56,723,000 56,601,000  56,362,000 56,246,000 56,131,000          
      stock warrants; 909,091 shares
    		                                  2,452,000 2,452,000  2,452,000 2,452,000 2,452,000          
      held-to-maturity securities (fair value 1,270 – march 2011;
    		                                                 
      41,834 – march 2011; 41,487 - december 2010
    		                                   1,888,493,000              
      held-to-maturity securities (fair value 1,322 – september 2010;
    		                                                 
      16,065 - december 2009)
    		                                     1,125,000 16,125,000 16,290,000          
      40,138 – september 2010; 40,101 - december 2009
    		                                     1,913,186,000            
      december 2009 - 13,406,403 shares
    		                                     134,000  134,000          
      held-to-maturity securities (fair value 16,266 – june 2010;
    		                                                 
      40,535 – june 2010; 40,101 - december 2009
    		                                      1,934,578,000           
      held-to-maturity securities (fair value 16,451 – march 2010;
    		                                                 
      40,571 – march 2010; 40,101 - december 2009
    		                                       2,029,164,000          
      held-to-maturity securities (fair value 16,430 – september 2009;
    		                                                 
      1,422 - december 2008)
    		                                         16,290,000 26,290,000 1,360,000      
      38,630 – september 2009; 29,163 - december 2008
    		                                         2,072,443,000        
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and outstanding september 2009 and
    		                                                 
      december 2008 – 58,000 shares
    		                                         55,905,000        
      december 2008 - 13,380,969 shares
    		                                         134,000        
      stock warrants; september 2009 and december 2008 – 909,091 shares
    		                                         2,452,000        
      held-to-maturity securities (fair value 26,394 – june 2009;
    		                                                 
      32,602 – june 2009; 29,163 - december 2008
    		                                          1,868,775,000       
      serial preferred stock, .01 par value; authorized 1,000,000 shares; issued and
    		                                                 
      outstanding june 2009 and december 2008 – 58,000 shares
    		                                          55,796,000       
      outstanding june 2009 - 13,385,731 shares; december 2008 - 13,380,969 shares
    		                                          134,000       
      stock warrants; june 2009 and december 2008 – 909,091 shares
    		                                          2,452,000       
      held-to-maturity securities (fair value 1,444 – march 2009;
    		                                                 
      30,168 – march 2009; 29,163 - december 2008
    		                                           1,928,464,000      
      refundable income taxes
    		                                           1,696,000  7,252,000 9,578,000 8,892,000  
      serial preferred stock, .01 par value;
    		                                                 
      authorized 1,000,000 shares; issued and outstanding march 2009 and
    		                                           55,687,000      
      outstanding march 2009 - 13,380,969 shares; december 2008 -
    		                                                 
      13,380,969 shares
    		                                           134,000      
      stock warrants; march 2009 and december 2008 – 909,091 shares
    		                                           2,452,000      
      year-end fully diluted shares outstanding
    		                                            13,381,000    13,654,000 
      asset quality ratios:
    		                                                 
      ratio of earnings to fixed charges:
    		                                                 
      held-to-maturity securities (fair value 1,443 – september 2008;
    		                                                 
      1,508 - december 2007)
    		                                             1,360,000 1,360,000 1,420,000  
      29,379 – september 2008; 25,459 - december 2007
    		                                             1,766,583,000    
      authorized 1,000,000 shares; none issued
    		                                                 
      outstanding september 2008 - 13,380,969 shares; december 2007 -
    		                                                 
      13,400,197 shares
    		                                             134,000 134,000 134,000  
      held-to-maturity securities (fair value 1,440 – june 2008;
    		                                                 
      27,242 – june 2008; 25,459 - december 2007
    		                                              1,794,511,000   
      outstanding june 2008 - 13,380,969 shares; december 2007 -
    		                                                 
      held-to-maturity securities (fair value 1,551 – march 2008;
    		                                                 
      26,492 - march 2008; 25,459 - december 2007
    		                                               1,828,892,000  
      outstanding march 2008 - 13,389,303 shares; december 2007 -
    		                                                 
      book value
    		                                                14,170 
      average stockholders' equity to average assets
    		                                                7,900 
      year-end tangible stockholders' equity to assets
    		                                                7,700 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.