First Horizon Corporation
(NYSE:FHN)

First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through four segments: Regional Banking, Fixed Income, Corporate, and Non-Strategic. It offers general banking services for consumers, businesses, fina...

Website: http://www.firsthorizon.com

Founded: 1864

Full Time Employees: 8,121

Sector: Financial Services

Industry: Banks-Regional

Regional Bank Financial Services

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Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-09-30	2019-06-30	2019-03-31	2018-09-30	2018-06-30	2018-03-31	2017-09-30	2017-06-30	2017-03-31	2016-06-30	2016-03-31	2015-09-30	2015-06-30	2014-09-30	2014-03-31	2013-06-30	2012-09-30	2011-09-30	2011-06-30	2011-03-31	2010-09-30	2010-06-30	2010-03-31	2009-09-30	2009-06-30	2009-03-31	2008-09-30	2008-06-30

interest income
interest and fees on loans and leases	885,000,000	928,000,000	955,000,000	921,000,000	895,000,000	951,000,000	996,000,000	975,000,000	952,000,000	951,000,000	941,000,000	877,000,000	806,000,000	739,000,000	617,000,000	492,000,000	444,000,000	472,000,000	482,000,000	496,000,000	507,000,000	532,293,000	557,195,000
interest and fees on loans held for sale	7,000,000	8,000,000	8,000,000	8,000,000	9,000,000	9,000,000	10,000,000	9,000,000	9,000,000	11,000,000	15,000,000	14,000,000	11,000,000	9,000,000	9,000,000	10,000,000	10,000,000	11,000,000	8,000,000	7,000,000	7,000,000	8,221,000	8,284,000
interest on investment securities	71,000,000	71,000,000	71,000,000	71,000,000	69,000,000	62,000,000	60,000,000	59,000,000	60,000,000	61,000,000	62,000,000	63,000,000	62,000,000	75,000,000	46,000,000	45,000,000	38,000,000	33,000,000	31,000,000																						20,664,000	24,136,000	30,007,000	31,250,000	29,192,000	26,838,000	29,092,000	31,155,000	33,495,000	36,460,000	40,102,000	38,733,000	39,212,000
interest on trading securities	23,000,000	25,000,000	23,000,000	23,000,000	20,000,000	21,000,000	22,000,000	21,000,000	20,000,000	21,000,000	19,000,000	18,000,000	20,000,000	19,000,000	15,000,000	13,000,000	11,000,000	10,000,000	6,000,000	7,000,000	7,000,000	6,983,000	6,177,000	8,723,000	13,117,000	10,512,000	13,154,000	13,548,000	14,130,000	14,742,000	14,408,000	8,262,000	9,418,000	6,353,000	8,020,000	7,751,000	8,056,000	8,951,000	7,737,000	8,105,000	8,770,000	8,392,000	10,765,000	11,224,000	10,844,000	14,349,000	11,450,000	9,714,000	11,780,000	14,067,000	15,655,000	27,586,000	30,182,000
interest on other earning assets	18,000,000	19,000,000	20,000,000	21,000,000	21,000,000	25,000,000	31,000,000	29,000,000	32,000,000	42,000,000	43,000,000	43,000,000	21,000,000	14,000,000	46,000,000	23,000,000	7,000,000	6,000,000	6,000,000	3,000,000	2,000,000	1,567,000	1,021,000	283,000	3,866,000	5,641,000	7,316,000	13,278,000	6,040,000	5,101,000	4,332,000	2,834,000	4,044,000	4,879,000	953,000	1,558,000	466,000	92,000	-137,000	407,000	74,000	367,000	122,000	88,000	409,000	839,000	786,000	317,000	355,000	703,000	865,000	6,198,000	6,455,000
total interest income	1,004,000,000	1,051,000,000	1,077,000,000	1,044,000,000	1,014,000,000	1,068,000,000	1,119,000,000	1,093,000,000	1,073,000,000	1,086,000,000	1,080,000,000	1,015,000,000	920,000,000	856,000,000	733,000,000	583,000,000	510,000,000	532,000,000	533,000,000	542,000,000	552,000,000	574,797,000	598,211,000	346,624,000	378,368,000	407,494,000	412,089,000	400,615,000	393,669,000	387,811,000	363,355,000	248,145,000	235,341,000	218,811,000	197,376,000	193,664,000	183,687,000	187,030,000	178,858,000	173,584,000	183,991,000	200,516,000	208,360,000	206,757,000	207,605,000	223,165,000	220,365,000	219,496,000	236,360,000	255,495,000	270,093,000	383,243,000	415,485,000
interest expense
interest on deposits	284,000,000	322,000,000	351,000,000	337,000,000	329,000,000	389,000,000	434,000,000	399,000,000	398,000,000	421,000,000	409,000,000	265,000,000	171,000,000	112,000,000	43,000,000	18,000,000	11,000,000	14,000,000	20,000,000	24,000,000	24,000,000	30,473,000	42,293,000
interest on trading liabilities	7,000,000	7,000,000	5,000,000	6,000,000	7,000,000	6,000,000	6,000,000	7,000,000	5,000,000	4,000,000	3,000,000	2,000,000	3,000,000	3,000,000	3,000,000	4,000,000	2,000,000	2,000,000	1,000,000	2,000,000	1,000,000	1,035,000	699,000	974,000	3,292,000	2,943,000	3,756,000	2,816,000	5,125,000	4,790,000	5,124,000	3,298,000	4,203,000	3,781,000	3,782,000	4,039,000	4,258,000	3,770,000	3,782,000	3,571,000	3,354,000	2,556,000	3,703,000	4,102,000	3,791,000	4,127,000	5,043,000	5,415,000	4,691,000	5,265,000	5,468,000	8,304,000	9,400,000
interest on short-term borrowings	28,000,000	27,000,000	28,000,000	38,000,000	29,000,000	26,000,000	35,000,000	41,000,000	28,000,000	28,000,000	46,000,000	99,000,000	38,000,000	13,000,000	7,000,000	2,000,000	1,000,000	1,000,000	2,000,000	1,000,000	1,000,000	1,422,000	1,259,000	1,455,000	9,864,000	11,532,000	11,038,000	6,744,000	9,762,000	10,110,000	10,042,000	4,998,000	2,903,000	1,392,000	1,203,000	1,128,000	664,000	726,000	1,265,000	1,105,000	1,156,000	1,443,000	1,389,000	1,468,000	1,541,000	1,827,000	1,747,000	1,922,000	2,649,000	3,535,000	4,263,000	47,192,000	49,425,000
interest on term borrowings	18,000,000	19,000,000	19,000,000	22,000,000	18,000,000	17,000,000	17,000,000	17,000,000	17,000,000	16,000,000	17,000,000	19,000,000	20,000,000	19,000,000	18,000,000	17,000,000	17,000,000	17,000,000	18,000,000	18,000,000	18,000,000	20,378,000	21,595,000	14,106,000	7,921,000	13,752,000	14,683,000	14,337,000	13,992,000	13,230,000	11,983,000	9,762,000	8,348,000	7,744,000	6,981,000	7,606,000	9,314,000	9,666,000	8,445,000	8,563,000	9,146,000	9,689,000	9,081,000	9,274,000	9,974,000
total interest expense	337,000,000	375,000,000	403,000,000	403,000,000	383,000,000	438,000,000	492,000,000	464,000,000	448,000,000	469,000,000	475,000,000	385,000,000	232,000,000	147,000,000	71,000,000	41,000,000	31,000,000	34,000,000	41,000,000	45,000,000	44,000,000	53,308,000	65,846,000	41,280,000	75,566,000	106,818,000	108,479,000	106,107,000	87,969,000	76,879,000	62,182,000	38,328,000	34,640,000	29,103,000	21,112,000	21,590,000	20,125,000	20,390,000	19,317,000	21,225,000	23,972,000	27,051,000	32,020,000	33,897,000	34,850,000	37,022,000	38,301,000	39,101,000	45,459,000	56,409,000	73,506,000	160,096,000	176,590,000
net interest income	667,000,000	676,000,000	674,000,000	641,000,000	631,000,000	630,000,000	627,000,000	629,000,000	625,000,000	617,000,000	605,000,000	630,000,000	688,000,000	709,000,000	662,000,000	542,000,000	479,000,000	498,000,000	492,000,000	497,000,000	508,000,000	521,489,000	532,365,000	305,344,000	302,802,000	300,676,000	303,610,000	294,508,000	305,700,000	310,932,000	301,173,000	209,817,000	200,701,000	189,708,000	176,264,000	172,074,000	163,562,000	166,640,000	159,541,000	152,359,000	160,019,000	173,465,000	176,340,000	172,860,000	172,755,000	186,143,000	182,064,000	180,395,000	190,901,000	199,086,000	196,587,000	223,147,000	238,895,000
provision for credit losses	15,000,000		-5,000,000	30,000,000	40,000,000	10,000,000	35,000,000	55,000,000	50,000,000	50,000,000	110,000,000	50,000,000	50,000,000	45,000,000	60,000,000	30,000,000	-40,000,000	-61,250,000	-85,000,000	-115,000,000	-45,000,000	125,597,000	227,000,000
net interest income after provision for credit losses	652,000,000	676,000,000	679,000,000	611,000,000	591,000,000	620,000,000	592,000,000	574,000,000	575,000,000	567,000,000	495,000,000	580,000,000	638,000,000	664,000,000	602,000,000	512,000,000	519,000,000	435,250,000	577,000,000	612,000,000	553,000,000	159,530,750	305,365,000
noninterest income
fixed income	53,000,000	57,000,000	57,000,000	42,000,000	49,000,000	49,000,000	47,000,000	40,000,000	52,000,000	36,000,000	28,000,000	30,000,000	39,000,000	35,000,000	46,000,000	51,000,000	73,000,000	82,000,000	96,000,000	102,000,000	126,000,000	104,001,000	110,943,000	112,421,000	95,635,000	77,645,000	66,414,000	53,749,000	44,813,000	37,697,000	45,506,000	55,758,000	55,110,000	50,678,000	77,913,000	66,977,000	51,804,000	56,241,000
deposit transactions and cash management	43,000,000	44,000,000	43,000,000	41,000,000	40,000,000	42,000,000	45,000,000	44,000,000	44,000,000	46,000,000	46,000,000	45,000,000	42,000,000	42,000,000	43,000,000	42,000,000	44,000,000	45,000,000	44,000,000	44,000,000	42,000,000	44,867,000	42,056,000	30,787,000	30,290,000	34,379,000	32,374,000	31,621,000	35,792,000	36,083,000	31,162,000	28,011,000	27,858,000	24,565,000	26,991,000	26,837,000	28,911,000	28,430,000	28,546,000	26,456,000	28,254,000	30,352,000	35,701,000	35,060,000	32,637,000	34,911,000	39,018,000	35,767,000	41,738,000	41,815,000	39,032,000	45,802,000	46,797,000
brokerage, management fees and commissions	29,000,000	28,000,000	26,000,000	26,000,000	26,000,000	25,000,000	27,000,000	25,000,000	24,000,000	24,000,000	21,000,000	22,000,000	22,000,000	21,000,000	23,000,000	24,000,000	24,000,000	23,000,000	24,000,000	21,000,000	20,000,000	18,904,000	17,891,000	13,800,000	15,405,000	14,157,000	14,120,000	12,633,000	14,200,000	13,740,000	13,483,000	11,937,000	12,029,000	11,906,000	10,665,000	10,415,000	11,620,000	12,456,000	12,333,000	12,276,000	10,540,000
card and digital banking fees	18,000,000	19,000,000	19,000,000	19,000,000	18,000,000	19,000,000	19,000,000	20,000,000	19,000,000	16,000,000	20,000,000	21,000,000	20,000,000	20,000,000	21,000,000	23,000,000	20,000,000
other service charges and fees	16,000,000	20,000,000	14,000,000	14,000,000	12,000,000	11,000,000	13,000,000	14,000,000	13,000,000	13,000,000	14,000,000	14,000,000	13,000,000	13,000,000	13,000,000	15,000,000	13,000,000
trust services and investment management	13,000,000	13,000,000	13,000,000	13,000,000	12,000,000	12,000,000	12,000,000	12,000,000	11,000,000	12,000,000	12,000,000	12,000,000	11,000,000	12,000,000	11,000,000	12,000,000	13,000,000	12,000,000	13,000,000	14,000,000	12,000,000	12,331,000	11,741,000	7,733,000	7,195,000	7,163,000	7,888,000	7,026,000	7,438,000	8,132,000	7,277,000	6,953,000	7,698,000	6,653,000	7,224,000	6,565,000	6,590,000	7,416,000	6,779,000	6,744,000	6,950,000	6,055,000	6,086,000	6,684,000	6,360,000	7,137,000	7,839,000	7,270,000	7,347,000	7,651,000	6,820,000	8,154,000	8,883,000
mortgage banking income	9,000,000	10,000,000	15,000,000	10,000,000	8,000,000	7,000,000	9,000,000	10,000,000	9,000,000
securities gains	-1,000,000					-91,000,000	1,000,000	1,000,000		-5,000,000					12,000,000		6,000,000	1,000,000	1,000,000	11,000,000		-3,362,000	-1,170,000
other income	15,000,000	21,000,000	28,000,000	24,000,000	16,000,000	24,000,000	27,000,000	20,000,000	22,000,000	46,000,000	25,000,000	17,000,000	19,000,000	3,000,000	38,000,000	17,000,000	14,000,000	-49,000,000	43,000,000	40,000,000	34,000,000	40,895,000	33,352,000
total noninterest income	195,000,000	212,000,000	215,000,000	189,000,000	181,000,000	98,000,000	200,000,000	186,000,000	194,000,000	182,000,000	173,000,000	400,000,000	171,000,000	173,000,000	213,000,000	201,000,000	229,000,000	247,000,000	247,000,000	285,000,000	298,000,000	288,052,000	822,923,000	206,269,000	174,756,000	171,735,000	157,993,000	141,045,000	348,972,000	127,525,000	136,017,000	112,417,000	127,673,000	116,939,000	145,514,000	134,305,000	125,103,000	130,301,000	157,815,000	145,730,000	142,632,000	163,538,000	220,887,000	188,772,000	197,542,000	248,212,000	248,043,000	248,263,000	303,818,000	292,278,000	407,869,000	305,173,000	399,046,000
noninterest expense
personnel expense	289,000,000	303,000,000	296,000,000	282,000,000	279,000,000	275,000,000	282,000,000	279,000,000	301,000,000	279,000,000	266,000,000	285,000,000	271,000,000	281,000,000	275,000,000	265,000,000	280,000,000	290,000,000	296,000,000	306,000,000	318,000,000	319,832,000	329,439,000
computer software	38,000,000	38,000,000	34,000,000	34,000,000	32,000,000	32,000,000	30,000,000	29,000,000	30,000,000	29,000,000	26,000,000	28,000,000	28,000,000	28,000,000	28,000,000	29,000,000	29,000,000	29,000,000	30,000,000	30,000,000	28,000,000	26,939,000	25,512,000	16,522,000	16,027,000	15,191,000	15,001,000	15,139,000	15,693,000	15,123,000	15,132,000	11,993,000	12,285,000	10,799,000	11,226,000	11,587,000	11,010,000	11,340,000	10,614,000	10,656,000	9,608,000	10,260,000	8,689,000	8,380,000	8,090,000	7,634,000	7,376,000	7,166,000
net occupancy expense	35,000,000	34,000,000	36,000,000	34,000,000	35,000,000	35,000,000	33,000,000	31,000,000	31,000,000	31,000,000	30,000,000	30,000,000	31,000,000	32,000,000	32,000,000	33,000,000	32,000,000	34,000,000	33,000,000	33,000,000	37,000,000	35,894,000	39,098,000
operations services	25,000,000	25,000,000	24,000,000	23,000,000	23,000,000	25,000,000	25,000,000	23,000,000	21,000,000	22,000,000	21,000,000	22,000,000	22,000,000	22,000,000	22,000,000	23,000,000	20,000,000	21,000,000	24,000,000	19,000,000	16,000,000	17,020,000	15,634,000	11,654,000	11,692,000	11,634,000	11,713,000	11,488,000			15,561,000	10,805,000	11,524,000	10,875,000	10,521,000	9,900,000	10,130,000	10,033,000	9,044,000	8,982,000	8,842,000	8,702,000	11,978,000	13,973,000	13,928,000	14,952,000	15,322,000	14,608,000	15,392,000	17,930,000	16,539,000	20,041,000	19,124,000
legal and professional fees	16,000,000	32,000,000	24,000,000	17,000,000	14,000,000	17,000,000	15,000,000	18,000,000	14,000,000	16,000,000	13,000,000	12,000,000	8,000,000	12,000,000	10,000,000	17,000,000	23,000,000	16,000,000	21,000,000	16,000,000	14,000,000	19,137,000	43,236,000																10,463,000	15,039,000	14,065,000	12,295,000	18,132,000	20,624,000	18,558,000	14,269,000	18,109,000	13,974,000	17,077,000	14,919,000	14,108,000
deposit insurance expense	13,000,000	6,000,000	11,000,000	12,000,000	13,000,000	13,000,000	11,000,000	16,000,000	24,000,000	82,000,000	14,000,000	13,000,000
equipment expense	11,000,000	8,000,000	10,000,000	11,000,000	10,000,000	10,000,000	10,000,000	11,000,000	11,000,000	10,000,000	11,000,000	10,000,000	11,000,000	11,000,000	11,000,000	11,000,000	11,000,000	12,000,000	12,000,000	12,000,000	11,000,000	13,042,000	12,022,000
advertising and public relations	10,000,000	18,000,000	12,000,000	14,000,000	10,000,000	11,000,000	14,000,000	14,000,000	8,000,000	24,000,000	16,000,000	17,000,000	14,000,000	16,000,000	12,000,000	10,000,000	11,000,000							2,525,000	7,456,000	6,646,000	5,574,000	7,242,000	8,365,000	5,070,000	3,599,000	5,205,000	4,095,000	4,601,000	4,481,000	4,973,000	4,832,000	4,349,000	4,386,000	5,908,000
amortization of intangible assets	8,000,000	9,000,000	9,000,000	10,000,000	10,000,000	11,000,000	11,000,000	11,000,000	11,000,000	11,000,000	12,000,000	12,000,000	12,000,000	12,000,000	13,000,000	13,000,000	13,000,000	14,000,000	14,000,000	14,000,000	14,000,000	14,779,000	14,629,000	5,284,000	5,308,000	6,206,000	6,206,000	6,216,000	6,460,000	6,460,000	6,474,000	1,964,000	1,964,000	1,232,000	1,299,000	1,300,000	1,298,000	1,298,000	982,000	982,000	928,000	979,000	1,004,000	1,032,000	1,032,000	1,382,000	1,382,000	1,380,000	1,445,000	1,509,000	1,636,000	1,802,000	2,182,000
other expense	60,000,000	125,000,000	52,000,000	38,000,000	45,000,000	48,000,000	56,000,000	45,000,000	43,000,000	45,000,000	42,000,000	52,000,000	60,000,000	62,000,000	44,000,000	66,000,000	45,000,000	45,500,000	60,000,000	68,000,000	106,000,000	40,242,750	68,131,000
total noninterest expense	505,000,000	545,000,000	550,000,000	491,000,000	487,000,000	508,000,000	511,000,000	500,000,000	515,000,000	571,000,000	474,000,000	555,000,000	478,000,000	503,000,000	469,000,000	488,000,000	493,000,000	529,000,000	526,000,000	498,000,000	544,000,000	507,861,000	587,040,000	332,168,000	311,319,000	307,672,000	300,394,000	296,090,000	294,031,000	332,768,000	313,265,000	236,869,000	217,917,000	222,205,000	226,822,000	226,927,000	215,436,000	218,394,000	246,186,000	220,214,000	227,408,000	263,169,000	322,708,000	345,826,000	315,146,000	347,550,000	341,849,000	342,673,000	349,901,000	411,932,000	417,328,000	402,274,000	465,843,000
income before income taxes	342,000,000	343,000,000	344,000,000	309,000,000	285,000,000	210,000,000	281,000,000	260,000,000	254,000,000	237,500,000	194,000,000	425,000,000	331,000,000	206,250,000	346,000,000	225,000,000	255,000,000	281,000,000	298,000,000	399,000,000	307,000,000	301,068,000	541,248,000		21,239,000									85,442,000									42,519,000		54,151,000	36,805,000	18,258,000	-19,015,000	-40,182,000	-180,568,000		-213,954,000	-47,902,000
income tax expense	76,000,000	77,000,000	78,000,000	64,000,000	63,000,000	42,750,000	58,000,000	56,000,000	57,000,000	55,750,000	52,000,000	96,000,000	76,000,000	45,750,000	78,000,000	48,000,000	57,000,000	55,500,000	63,000,000	88,000,000	71,000,000
net income	266,000,000	266,000,000	266,000,000	245,000,000	222,000,000	156,000,000	223,000,000	204,000,000	197,000,000	181,750,000	142,000,000	329,000,000	255,000,000	160,500,000	268,000,000	177,000,000	198,000,000	195,250,000	235,000,000	311,000,000	236,000,000	244,825,000	539,038,000		16,472,000									58,388,000									38,980,000	22,836,000	43,003,000	33,710,000	20,478,000	-9,893,000	-35,014,000	-105,482,000		-125,095,000	-19,081,000
yoy	19.82%	70.51%	19.28%	20.10%	12.69%	-14.17%	57.04%	-37.99%	-22.75%	13.24%	-47.01%	85.88%	28.79%	-17.80%	14.04%	-43.09%	-16.10%	-20.25%	-56.40%		1332.73%																						90.35%	-330.83%	-222.82%	-131.96%		-92.09%	83.50%
qoq	0.00%	0.00%	8.57%	10.36%	42.31%	-30.04%	9.31%	3.55%	8.39%	27.99%	-56.84%	29.02%	58.88%	-40.11%	51.41%	-10.61%	1.41%	-16.91%	-24.44%	31.78%	-3.60%	-54.58%																					70.70%	-46.90%	27.57%	64.62%	-306.99%	-71.75%	-66.81%			555.60%
net income attributable to noncontrolling interest	4,000,000	3,000,000	4,000,000	4,000,000	4,000,000	3,750,000	5,000,000	5,000,000	5,000,000	3,500,000	5,000,000	4,000,000	4,000,000	2,000,000	3,000,000	3,000,000	3,000,000	2,250,000	3,000,000	3,000,000	3,000,000	2,170,000	2,977,000	2,851,000	2,852,000	2,883,000	2,852,000	2,820,000	2,883,000	2,852,000	2,820,000	2,883,000	2,852,000	2,820,000	2,852,000	2,851,000	2,977,000	2,851,000	2,875,000	2,813,000	2,843,000	2,875,000	2,875,000	2,844,000	2,844,000	2,875,000	2,844,000	2,844,000	2,969,000	2,844,000	2,750,000
net income attributable to controlling interest	262,000,000	180,000,000	262,000,000	241,000,000	218,000,000	152,250,000	218,000,000	199,000,000	192,000,000	178,250,000	137,000,000	325,000,000	251,000,000	158,500,000	265,000,000	174,000,000	195,000,000	193,000,000	232,000,000	308,000,000	233,000,000	150,873,750	536,061,000		13,620,000									55,568,000									36,105,000	19,992,000	40,159,000	30,835,000	17,634,000	-12,737,000		-108,326,000
preferred stock dividends	5,000,000	5,250,000	8,000,000	8,000,000	5,000,000	7,000,000	5,000,000	15,000,000	8,000,000				8,000,000	6,000,000	8,000,000	8,000,000	8,000,000	7,250,000	8,000,000	13,000,000	8,000,000	3,955,500	12,722,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000	1,550,000					14,960,000	14,938,000	14,918,000	14,876,000	14,856,000	14,956,000
net income available to common shareholders	257,000,000	174,750,000	254,000,000	233,000,000	213,000,000	145,250,000	213,000,000	184,000,000	184,000,000				243,000,000	152,500,000	257,000,000	166,000,000	187,000,000	185,750,000	224,000,000	295,000,000	225,000,000	146,918,250	523,339,000		12,070,000									54,018,000											40,159,000	15,875,000	2,696,000	-27,655,000		-123,182,000
basic earnings per common share	540,000															310,000	350,000			540,000	410,000
diluted earnings per common share	530,000																340,000			530,000	400,000																															-620	-110
weighted-average common shares	480,307,000,000																			550,297,000,000	552,249,000,000		549,690	312,090,000	311,597	311,888,000	314,063,000	317,435,000	324,406,000	325,153,000	326,489,000	233,749,000	233,482,000	233,076	231,573,000	234,651,000	233,111,000	232,800,000	235,329,000	235,183,000	239,248,000	246,628,000	261,284,000	261,289,000	261,174	230,461	226,627	223,658			210,413,000		171,680,000
diluted average common shares	486,868,000,000																			556,763,000,000	557,532,000,000	98,178.25	550,846	312,936,000	313,170	313,805,000	315,786,000	319,581,000	327,252,000	328,426,000	330,344,000	236,340,000	236,263,000	236,855	233,576,000	236,666,000	235,058,000	234,669,000	236,862,000	237,401,000	240,891,000	248,306,000	262,803,000	262,756,000	265,556	234,614	232,830	223,658			210,413,000	201,184,000	171,680,000
contract employment and outsourcing		11,000,000	11,000,000	8,000,000	8,000,000	11,000,000	12,000,000	14,000,000	13,000,000	13,000,000	12,000,000	12,000,000	12,000,000	11,000,000	12,000,000	12,000,000	19,000,000	20,000,000	21,000,000					5,236,000	4,936,000	3,256,000	3,078,000	3,371,000	4,314,000	5,907,000	4,053,000	2,762,000	3,255,000	2,958,000	2,497,000	2,425,000	3,414,000	3,337,000	5,199,000	4,325,000	8,581,000	10,187,000
communications and delivery		6,250,000	8,000,000	8,000,000	8,000,000	8,000,000	8,000,000	8,000,000	8,000,000	8,000,000	8,000,000	9,000,000	9,000,000	9,000,000	10,000,000	9,000,000	10,000,000	9,000,000	9,000,000
contributions		1,000,000	23,000,000			12,000,000	4,000,000	1,000,000		1,000,000	3,000,000	53,000,000						2,000,000	6,000,000			1,189,000	39,339,000
gain on merger termination												225,000,000
mortgage banking and title income										5,000,000	7,000,000	6,000,000	5,000,000	3,000,000	9,000,000	34,000,000	22,000,000	28,000,000	34,000,000	38,000,000	53,000,000	56,928,000	65,503,000
deferred compensation income										2,750,000		8,000,000		-6,000,000	-3,000,000	-17,000,000
loss on debt extinguishment																		-5,750,000	-23,000,000
bankcard income																		10,000,000	15,000,000	15,000,000	11,000,000	12,638,000	10,457,000	6,652,000	7,253,000	7,017,000	6,355,000	6,015,000	6,878,000	6,635,000	11,267,000	6,170,000	5,605,000	5,455,000	6,558,000	5,259,000	5,561,000	5,884,000	5,521,000	4,520,000
purchase accounting gain																						850,000	532,150,000
interest on securities available for sale																				29,000,000	29,000,000
interest on securities available for sale:
taxable																						18,961,500	24,113,000
tax-exempt																						605,250	1,421,000
provision for income taxes																						4,939,250	2,210,000		4,767,000									27,054,000											12,108,000	3,095,000						-88,859,000	-28,821,000
basic earnings per share																						0.375	0.95		0.04									0.23
diluted earnings per share																						0.375	0.95		0.04									0.23
interest income:
interest and fees on loans																								305,913,000	326,599,000	356,371,000	352,112,000	331,938,000	331,000,000	323,974,000	299,493,000	205,220,000	192,580,000	180,464,000	163,054,000	158,423,000	150,555,000	153,283,000	144,675,000	138,657,000	151,314,000	163,813,000	162,340,000	160,928,000	163,503,000	176,392,000	173,472,000	173,342,000	184,910,000	197,688,000	205,739,000	281,648,000	285,419,000
interest on investment securities available-for-sale																								24,977,000	27,756,000	28,770,000	31,247,000	31,843,000	32,391,000	32,634,000	32,847,000	25,575,000	25,657,000	25,635,000	23,953,000	24,474,000	23,233,000	23,288,000	23,254,000	23,134,000
interest on investment securities held-to-maturity																								132,000	131,000	131,000	132,000	131,000	131,000	132,000	131,000	131,000	132,000	197,000	198,000	197,000	66,000	66,000	66,000	66,000
interest on loans held-for-sale																								6,596,000	6,899,000	6,069,000	8,128,000	9,877,000	9,977,000	11,228,000	12,144,000	6,123,000	3,510,000	1,283,000	1,198,000	1,261,000	1,311,000	1,350,000	3,263,000	3,215,000	3,169,000	3,808,000
interest expense:
interest on deposits:
savings																								12,520,000	26,333,000	37,243,000	36,806,000	39,914,000	30,022,000	25,600,000	14,900,000	10,920,000	11,194,000	9,210,000	4,146,000	4,190,000	2,785,000	2,970,000	2,600,000	3,083,000	3,689,000	4,764,000	6,773,000	7,019,000	7,250,000	7,975,000	8,095,000	7,418,000	7,553,000	8,865,000	15,404,000	16,707,000	18,362,000
time deposits																								9,259,000	13,943,000	22,147,000	22,439,000	20,254,000	14,667,000	11,236,000	9,525,000	2,591,000	2,918,000	2,833,000	1,148,000	1,112,000	1,230,000	1,324,000	1,786,000	3,062,000	4,064,000	5,169,000	7,096,000	7,783,000	8,032,000	9,354,000	9,894,000	10,593,000	13,980,000	16,268,000	18,244,000	22,174,000	25,540,000
other interest-bearing deposits																								2,966,000	14,213,000	19,201,000	19,757,000	22,042,000	14,401,000	11,913,000	10,608,000	6,759,000	5,074,000	4,143,000	2,526,000	2,304,000	1,118,000	1,104,000	754,000	818,000	1,013,000	1,455,000	1,650,000	1,638,000	1,552,000	1,959,000	2,654,000	2,518,000	1,316,000	896,000	1,068,000	3,478,000	3,556,000
provision/(provision credit) for loan losses																								110,000,000	145,000,000	15,000,000	13,000,000	9,000,000	2,000,000		-1,000,000		-2,000,000	-1,000,000
net interest income after provision/(provision credit) for loan losses																								195,344,000	157,802,000	285,676,000	290,610,000	285,508,000	303,700,000	310,932,000	302,173,000	209,817,000	202,701,000	190,708,000
noninterest income:
bank-owned life insurance																								6,380,000	4,589,000	4,427,000	5,126,000	4,402,000	4,337,000	5,773,000	3,993,000	3,539,000	4,351,000	3,247,000	3,743,000	3,389,000	4,135,000	3,391,000	3,547,000	6,032,000
debt securities gains/																											-267,000				52,000	1,000	405,000			1,654,000
equity securities gains/																								-1,493,000		97,000	316,000	31,000	212,859,000	31,000	34,000	5,000			99,000	-80,000
all other income and commissions																								29,989,000	14,364,000	26,850,000	25,667,000	25,568,000	22,655,000	19,434,000	23,243,000	43,000	14,617,000	14,391,000	8,773,000	10,089,000	12,490,000	12,402,000	9,146,000	4,894,000	21,655,000	26,340,000	25,243,000	30,031,000	32,319,000	31,365,000	26,327,000	46,155,000	58,352,000	33,074,000	24,159,000	55,575,000	50,173,000
adjusted gross income after provision/(provision credit) for loan losses																								401,613,000	332,558,000	457,411,000	448,603,000	426,553,000	652,672,000	438,457,000	438,190,000	322,234,000	330,374,000	307,647,000
noninterest expense:
employee compensation, incentives, and benefits																								200,259,000	183,470,000	167,022,000	171,643,000	177,925,000	164,839,000	165,890,000	171,254,000	137,798,000	139,088,000	134,932,000	143,370,000	137,151,000	116,219,000	127,970,000	120,742,000	119,229,000	130,500,000	153,970,000	153,540,000	151,880,000	157,179,000		164,915,000	180,181,000
occupancy																								21,445,000	19,563,000	18,887,000	20,719,000	20,693,000	20,002,000	22,503,000	20,451,000	13,619,000	12,800,000	12,340,000	12,736,000	12,604,000	13,282,000	11,764,000	12,405,000	17,592,000	11,785,000	13,059,000	13,523,000	13,110,000	14,910,000	14,555,000	15,658,000	14,817,000	16,207,000	15,863,000	16,050,000	27,210,000	30,018,000
professional fees																								10,310,000	6,996,000	14,910,000	11,291,000	12,299,000	9,270,000	15,415,000	12,272,000	6,566,000	9,659,000	4,746,000	4,284,000	5,199,000	5,139,000	5,218,000
equipment rentals, depreciation, and maintenance																								8,384,000	8,552,000	8,197,000	8,375,000	8,829,000	9,423,000	10,708,000	10,018,000	6,626,000	7,036,000	6,351,000	7,182,000	6,159,000	7,093,000	7,983,000	7,150,000	7,849,000	7,597,000	7,931,000	8,795,000	8,503,000	7,916,000		7,705,000	6,032,000
fdic premium expense																								6,432,000	6,742,000	5,564,000	4,247,000	4,273,000	7,850,000	9,978,000	8,614,000	6,062,000	5,927,000	5,739,000	4,848,000	4,921,000	4,529,000	4,952,000	3,456,000	3,991,000	5,037,000	7,532,000	5,904,000	8,839,000
communications and courier																								5,868,000	5,528,000	5,650,000	7,380,000	6,453,000	7,014,000	7,530,000	8,232,000	4,328,000	4,117,000	3,800,000	3,039,000	3,750,000	4,054,000	3,801,000	3,628,000	4,224,000	4,531,000	4,722,000	4,428,000	5,084,000	5,247,000	5,098,000	5,893,000	6,255,000	6,837,000	7,171,000	7,204,000	9,628,000	11,477,000
legal fees																								2,498,000	1,823,000	4,854,000	6,486,000	2,831,000	2,541,000	2,784,000	2,345,000	2,052,000	3,496,000	5,283,000	5,891,000	4,879,000	3,626,000	4,509,000
all other income																								35,751,000		39,677,000	29,211,000	19,786,000	25,701,000	50,999,000	35,332,000	27,698,000	24,404,000		44,266,000	19,024,000	30,379,000	20,511,000	61,629,000	20,653,000	23,484,000	29,987,000	23,922,000	74,999,000				28,336,000		146,552,000	104,582,000
income/(loss) before income taxes																								69,445,000		149,739,000	148,209,000	130,463,000	358,641,000	105,689,000	124,925,000	85,365,000	112,457,000		90,956,000	76,452,000		76,547,000	65,170,000					14,806,000							-112,872,000
provision/(benefit) for income taxes																								12,780,000		35,796,000	34,467,000	27,058,000	83,925,000	19,697,000	29,931,000	13,596,000	17,253,000		30,016,000							5,260,000	8,367,000	-4,242,000
net income/																								56,665,000		113,943,000	113,742,000	103,405,000	274,716,000	85,992,000	94,994,000	71,769,000	95,204,000		60,940,000	52,213,000	63,332,000	54,957,000	49,749,000	49,230,000	45,236,000	28,682,000									-65,095,000
net income/(loss) attributable to controlling interest																								53,814,000		111,060,000	110,890,000	100,585,000	271,833,000	83,140,000	92,174,000	68,886,000	92,352,000		58,088,000	49,362,000	60,355,000	52,106,000	46,874,000	46,417,000	42,393,000										-67,845,000
net income/(loss) available to common shareholders																								52,264,000		109,510,000	109,340,000	99,035,000	270,283,000	81,590,000	90,624,000	67,336,000	90,802,000		56,538,000	47,812,000	58,805,000	50,556,000	45,324,000	44,867,000	40,843,000	25,807,000	36,105,000	19,992,000							-82,801,000
basic earnings/																								170		350	350	310	830	250	280	290	390		240	200	250	220	190	190	170	100	120	60
diluted earnings/																								170		350	350	310	830	250	270	280	380		240	200	250	220	190	190	170	100	120	60							-390
equity securities gains																									25,000																				27,000	-2,928,000	75,000		65,000			-210,000	-972,000
all other expense																									33,226,000									18,787,000											27,826,000	34,159,000	23,340,000		105,514,000			115,759,000	107,696,000
repurchase and foreclosure provision/																										-22,000	-530,000	-455,000	-562,000	-252,000	-72,000	-609,000	-21,733,000	-238,000
cash dividends declared per common share																										140	140	140	120	120	120	90	90	0.09	70	70	60	60
operational services																													13,121,000	14,653,000
debt securities gains																																		44,000											771,000
certificates of deposit 100,000 and more																																			1,326,000	1,211,000	756,000	830,000	685,000	1,023,000	1,550,000	1,975,000	2,328,000	2,613,000	2,710,000	3,324,000	3,414,000	3,375,000	5,809,000	7,968,000	9,459,000	15,123,000	17,361,000
benefit from loan losses																																			4,000,000	3,000,000	1,000,000	2,000,000	6,000,000	10,000,000	15,000,000	40,000,000	32,000,000	1,000,000				105,000,000		260,000,000	300,000,000
net interest income after benefit from loan losses																																			172,264,000	169,074,000	162,562,000	164,640,000	153,541,000	142,359,000	145,019,000	133,465,000	144,340,000	171,860,000
other service charges																																			2,996,000	2,713,000	2,968,000	3,043,000	3,064,000	2,845,000
insurance commissions																																			552,000	487,000	608,000	654,000	593,000	437,000	730,000	946,000	739,000	835,000	756,000	4,150,000	4,575,000	5,183,000	5,907,000	6,555,000	6,918,000	7,332,000	6,822,000
adjusted gross income after benefit from loan losses																																			317,778,000	303,379,000	287,665,000	294,941,000	311,356,000	288,089,000	287,651,000	297,003,000	365,227,000	360,632,000				323,658,000		231,364,000	304,456,000
other insurance and taxes																																			3,014,000	3,313,000
foreclosed real estate																																			-432,000	-258,000	431,000	1,329,000	788,000	784,000	1,287,000	2,968,000	4,691,000	5,803,000	6,789,000	5,159,000	5,137,000	10,470,000
repurchase and foreclosure provision																																			-31,400,000				-4,300,000				52,791,000	24,563,000	37,203,000	48,712,000
provision/																																				24,239,000	8,897,000	21,590,000	15,421,000	18,645,000	15,008,000
mortgage banking																																					761,000	376,000	41,559,000	19,029,000	5,589,000	10,373,000	12,751,000	32,101,000	27,726,000	53,122,000	63,301,000	34,884,000	59,211,000	15,483,000	115,749,000	106,817,000	172,418,000
equity securities gains/(losses)																																					-345,000	8,000	-862,000	5,657,000	4,000		35,162,000							-330,000	-2,000
income/(loss)before income taxes																																					72,229,000			67,875,000	60,243,000	33,834,000
capital markets																																							47,589,000	56,840,000	69,265,000	80,773,000	99,557,000	77,921,000	90,057,000	114,014,000	100,876,000	114,571,000	129,043,000	187,478,000	214,224,000	95,954,000	122,338,000
gain on divestiture
debt securities gains/(losses)																																									-355,000			1,000
income/(loss) from continuing operations																																							49,749,000	49,230,000	45,235,000	28,574,000									-65,095,000
income/																																									1,000	108,000
miscellaneous loan costs																																									1,163,000	577,000	959,000	859,000	1,492,000	1,913,000	4,546,000	4,112,000
brokerage management fees and commissions																																										8,699,000	5,648,000	6,139,000	6,889,000	6,441,000	6,032,000	6,339,000
interest on loans held for sale																																											5,126,000	3,267,000	3,657,000	4,747,000	5,565,000	4,968,000	5,820,000	6,577,000	7,732,000	29,078,000	54,217,000
contract employment																																											14,352,000	8,177,000	6,921,000	7,443,000	7,274,000	6,174,000
income from continuing operations																																											34,152,000	19,048,000	42,043,000	33,710,000	20,084,000	-2,622,000		-106,030,000		-125,095,000	-19,081,000
income/(loss) from discontinued operations, net of tax																																											4,828,000	3,788,000
provision for loan losses																																													1,000,000	50,000,000	70,000,000		185,000,000			340,000,000	220,000,000
net interest income after provision for loan losses																																													171,755,000	136,143,000	112,064,000		5,901,000			-116,853,000	18,895,000
adjusted gross income after provision for loan losses																																													369,297,000	384,355,000	360,107,000		309,719,000			188,320,000	417,941,000
deposit insurance premiums																																													8,055,000	10,123,000	9,196,000	8,493,000
income from discontinued operations, net of tax																																													960,000		394,000	-7,271,000		548,000
basic earnings per share from continuing operations																																													0.15
diluted earnings per share from continuing operations																																													0.15	0.07	0.01
basic earnings per share available to common shareholders																																													0.15
diluted earnings per share available to common shareholders																																													0.15	0.07	0.01
interest on long-term debt																																														8,456,000	7,454,000	7,860,000	9,461,000	13,612,000	19,600,000	47,118,000	52,946,000
employee compensation, incentives and benefits																																														174,918,000			178,734,000	199,650,000	248,511,000	215,498,000	277,078,000
equipment rentals, depreciation, & maintenance																																														7,233,000
loss from discontinued operations, net of tax																																																	-10,200,000
earnings per share from continuing operations																																														0.07	0.01
earnings per share available to common shareholders																																														0.07	0.01
mortgage banking repurchase and foreclosure provision																																															55,996,000
benefit for income taxes																																															-1,826,000	-16,393,000	-15,368,000	-74,538,000	-47,777,000
net interest income/(expense) after benefit from loan losses																																																75,395,000		-60,914,000
equity securities losses																																																-1,906,000
mortgage banking foreclosure and repurchase provision																																																40,675,000
loss per share from continuing operations																																																-0.09	-0.2	-0.58
diluted loss per share from continuing operations																																																-0.09	-0.2	-0.58
loss per share available to common shareholders																																																-0.12	-0.24	-0.58
diluted loss per share available to common shareholders																																																-0.12	-0.24	-0.58
gains from loan sales and securitizations																																																	2,155,000			3,238,000	-6,984,000
losses on divestitures																																																				-17,489,000	-429,000
equipment rentals, depreciation and maintenance																																																	8,695,000	8,338,000	8,698,000	12,336,000	18,268,000
loss from continuing operations																																																	-24,814,000
net loss attributable to controlling interest																																																	-37,983,000
net loss available to common shareholders																																																	-52,859,000
weighted-average common shares outstanding - basic																																																	217,186
weighted-average common shares outstanding - diluted																																																	217,186
gains/(losses) from loan sales and securitizations																																																		552,000	969,000
weighted-average common shares outstanding — basic																																																		213,735
weighted-average common shares outstanding — diluted																																																		213,735
net interest (expense) after benefit from loan losses																																																			-103,413,000
earnings/																																																			-390
goodwill impairment
earnings per common share																																																				-620	-110
weighted average common shares																																																				201,184,000
see accompanying notes to consolidated condensed financial statements.
certain previously reported amounts have been reclassified to agree with current presentation.

Balance Sheets:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2019-12-31	2018-12-31	2017-12-31	2011-09-30	2011-06-30	2011-03-31	2010-09-30	2010-06-30	2010-03-31	2009-06-30	2009-03-31	2008-06-30

assets
cash and due from banks	889,000,000	961,000,000	912,000,000	988,000,000	915,000,000	906,000,000	1,028,000,000	969,000,000	749,000,000	1,012,000,000	1,022,000,000	1,137,000,000	987,000,000	1,061,000,000	1,193,000,000	1,133,000,000	1,225,000,000	1,303,000,000	1,197,000,000	1,303,000,000	1,169,000,000	1,074,646,000	1,074,646,000	570,589,000	602,952,000	347,802,000	339,895,000	313,416,000				279,730,000
interest-bearing deposits with banks	1,116,000,000	1,125,000,000	1,228,000,000	911,000,000	1,164,000,000	1,538,000,000	1,286,000,000	1,452,000,000	1,885,000,000	1,328,000,000	1,917,000,000	4,523,000,000	2,488,000,000	1,384,000,000	3,241,000,000	9,475,000,000	13,548,000,000	13,451,000,000	14,829,000,000	13,451,000,000	11,635,000,000	5,443,292,000	5,443,292,000
federal funds sold and securities purchased under agreements to resell	754,000,000	634,000,000	774,000,000	527,000,000	728,000,000	631,000,000	1,008,000,000	487,000,000	817,000,000	719,000,000	416,000,000	282,000,000	309,000,000	482,000,000	690,000,000	712,000,000	640,000,000	622,000,000	361,000,000	622,000,000	520,000,000	593,467,000	593,467,000				719,400,000	598,000,000				523,237,000
trading securities	1,812,000,000	1,904,000,000	2,070,000,000	1,430,000,000	1,376,000,000	1,387,000,000	1,549,000,000	1,249,000,000	1,161,000,000	1,412,000,000	1,231,000,000	1,059,000,000	1,122,000,000	1,375,000,000	1,421,000,000	1,392,000,000	1,823,000,000	1,035,000,000	1,319,000,000	1,035,000,000	1,076,000,000	1,386,069,000	1,386,069,000	1,681,727,000	1,649,470,000	1,469,402,000	1,227,197,000	1,196,380,000				964,800,000
securities available for sale at fair value	8,146,000,000	8,165,000,000	8,102,000,000	8,117,000,000	8,075,000,000	7,896,000,000	8,248,000,000	7,924,000,000	8,148,000,000	8,391,000,000	8,100,000,000	8,600,000,000	8,954,000,000	8,836,000,000	8,718,000,000	8,941,000,000	9,242,000,000	8,388,000,000	8,494,000,000	8,388,000,000	8,351,000,000	7,995,872,000	7,995,872,000
securities held to maturity	1,204,000,000	1,216,000,000	1,229,000,000	1,245,000,000	1,258,000,000	1,270,000,000	1,282,000,000	1,297,000,000	1,311,000,000	1,323,000,000	1,335,000,000	1,349,000,000	1,362,000,000	1,371,000,000	1,385,000,000	687,000,000	701,000,000		304,000,000
loans held for sale	562,000,000	406,000,000	501,000,000	402,000,000	510,000,000	551,000,000	494,000,000	471,000,000	395,000,000	502,000,000	613,000,000	789,000,000	650,000,000	590,000,000	680,000,000	870,000,000	1,014,000,000	977,000,000	1,052,000,000	977,000,000	811,000,000	1,050,504,000	1,050,504,000				386,147,000	397,931,000				505,794,000
loans and leases	64,377,000,000	64,156,000,000	63,058,000,000	63,260,000,000	62,215,000,000	62,565,000,000	62,445,000,000	62,781,000,000	61,753,000,000	61,292,000,000	61,778,000,000	61,295,000,000	59,045,000,000	58,102,000,000	57,354,000,000	56,529,000,000	55,012,000,000	56,687,000,000	55,435,000,000	56,687,000,000	58,600,000,000	59,706,531,000	59,706,531,000
allowance for loan and lease losses	-730,000,000	-738,000,000	-777,000,000	-814,000,000	-822,000,000	-815,000,000	-823,000,000	-821,000,000	-787,000,000	-773,000,000	-760,000,000	-737,000,000	-715,000,000	-685,000,000	-664,000,000	-624,000,000	-622,000,000	-815,000,000	-734,000,000	-815,000,000	-914,000,000	-988,102,000	-988,102,000
net loans and leases	63,647,000,000	63,418,000,000	62,281,000,000	62,446,000,000	61,393,000,000	61,750,000,000	61,622,000,000	61,960,000,000	60,966,000,000	60,519,000,000	61,018,000,000	60,558,000,000	58,330,000,000	57,417,000,000	56,690,000,000	55,905,000,000	54,390,000,000	55,872,000,000	54,701,000,000	55,872,000,000	57,686,000,000	58,718,429,000	58,718,429,000
premises and equipment	539,000,000	544,000,000	553,000,000	561,000,000	569,000,000	574,000,000	572,000,000	584,000,000	586,000,000	590,000,000	590,000,000	595,000,000	603,000,000	612,000,000	622,000,000	636,000,000	669,000,000	714,000,000	692,000,000	714,000,000	719,000,000	756,113,000	756,113,000	484,494,000	525,175,000	293,393,000	326,667,000	330,392,000				308,714,000
goodwill	1,510,000,000	1,510,000,000	1,510,000,000	1,510,000,000	1,510,000,000	1,510,000,000	1,510,000,000	1,510,000,000	1,510,000,000	1,510,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,511,000,000	1,510,431,000	1,510,431,000	1,432,787,000	1,409,276,000	236,335,000	133,659,000	135,683,000				162,180,000
other intangible assets	97,000,000	105,000,000	114,000,000	123,000,000	133,000,000	143,000,000	154,000,000	165,000,000	175,000,000	186,000,000	198,000,000	210,000,000	222,000,000	234,000,000	246,000,000	272,000,000	285,000,000	325,000,000	311,000,000	325,000,000	339,000,000	365,700,000	365,700,000	148,818,000	167,955,000	43,157,000	27,243,000	28,384,000				37,027,000
other assets	3,856,000,000	3,888,000,000	3,918,000,000	3,824,000,000	3,860,000,000	3,996,000,000	3,882,000,000	4,162,000,000	4,096,000,000	4,169,000,000	4,582,000,000	4,458,000,000	4,191,000,000	4,080,000,000	3,902,000,000	3,598,000,000	3,612,000,000	3,710,000,000	3,766,000,000	3,710,000,000	3,696,000,000	4,135,056,000	4,135,056,000	1,910,626,000	1,934,001,000	1,441,878,000	2,169,628,000	2,117,544,000				2,290,107,000
total assets	84,132,000,000	83,876,000,000	83,192,000,000	82,084,000,000	81,491,000,000	82,152,000,000	82,635,000,000	82,230,000,000	81,799,000,000	81,661,000,000	82,533,000,000	85,071,000,000	80,729,000,000	78,953,000,000	80,299,000,000	85,132,000,000	88,660,000,000	87,908,000,000	88,537,000,000	87,908,000,000	87,513,000,000	83,029,579,000	83,029,579,000	41,099,003,000	41,076,795,000	29,622,636,000	25,571,469,000	25,054,066,000				25,923,576,000
liabilities
noninterest-bearing deposits	15,910,000,000	15,823,000,000	16,023,000,000	15,892,000,000	15,835,000,000	16,021,000,000	16,212,000,000	16,348,000,000	16,410,000,000	17,204,000,000	17,825,000,000	18,801,000,000	21,134,000,000	23,466,000,000	25,813,000,000	27,114,000,000	28,051,000,000	25,833,000,000	27,348,000,000	25,833,000,000	25,046,000,000	21,384,379,000	21,384,379,000
interest-bearing deposits	50,572,000,000	51,653,000,000	49,502,000,000	49,685,000,000	48,373,000,000	49,560,000,000	50,363,000,000	48,446,000,000	49,331,000,000	48,576,000,000	49,190,000,000	46,632,000,000	40,306,000,000	40,023,000,000	40,202,000,000	43,436,000,000	46,063,000,000	47,447,000,000	46,916,000,000	47,447,000,000	48,120,000,000	47,024,528,000	47,024,528,000
total deposits	66,482,000,000	67,476,000,000	65,525,000,000	65,577,000,000	64,208,000,000	65,581,000,000	66,575,000,000	64,794,000,000	65,741,000,000	65,780,000,000	67,015,000,000	65,433,000,000	61,440,000,000	63,489,000,000	66,015,000,000	70,550,000,000	74,114,000,000	73,280,000,000	74,264,000,000	73,280,000,000	73,166,000,000	68,408,907,000	68,408,907,000	32,462,888,000	30,977,867,000	22,099,254,000	15,698,255,000	15,896,027,000				15,069,700,000
trading liabilities	666,000,000	607,000,000	662,000,000	469,000,000	670,000,000	550,000,000	767,000,000	423,000,000	467,000,000	509,000,000	366,000,000	174,000,000	144,000,000	335,000,000	383,000,000	394,000,000	513,000,000	531,000,000	315,000,000	531,000,000	454,000,000	477,073,000	477,073,000	429,669,000	743,721,000	579,028,000	471,120,000	498,915,000				357,919,000
short-term borrowings	4,168,000,000	3,254,000,000	4,271,000,000	3,461,000,000	3,795,000,000	3,400,000,000	2,585,000,000	4,515,000,000	2,703,000,000	2,549,000,000	2,507,000,000	6,946,000,000	6,484,000,000	2,506,000,000	1,416,000,000	1,953,000,000	1,719,000,000	2,246,000,000	2,225,000,000	2,246,000,000	2,203,000,000	2,141,719,000	2,141,719,000
term borrowings	1,318,000,000	1,321,000,000	1,328,000,000	1,342,000,000	1,691,000,000	1,195,000,000	1,202,000,000	1,175,000,000	1,165,000,000	1,150,000,000	1,157,000,000	1,156,000,000	1,605,000,000	1,597,000,000	1,597,000,000	1,599,000,000	1,591,000,000	1,672,000,000	1,584,000,000	1,672,000,000	1,671,000,000	2,161,870,000	2,161,870,000	1,177,926,000	1,227,281,000	1,059,507,000	2,509,804,000	2,502,517,000				2,932,524,000
other liabilities	2,033,000,000	2,076,000,000	2,162,000,000	1,978,000,000	2,083,000,000	2,315,000,000	2,190,000,000	2,368,000,000	2,550,000,000	2,382,000,000	2,695,000,000	2,402,000,000	2,161,000,000	2,479,000,000	2,605,000,000	2,085,000,000	2,027,000,000	1,614,000,000	1,617,000,000	1,614,000,000	1,712,000,000	1,695,868,000	1,695,868,000	748,606,000	526,430,000	426,910,000	915,945,000	816,331,000				748,708,000
total liabilities	74,667,000,000	74,734,000,000	73,948,000,000	72,827,000,000	72,447,000,000	73,041,000,000	73,319,000,000	73,275,000,000	72,626,000,000	72,370,000,000	73,740,000,000	76,111,000,000	71,834,000,000	70,406,000,000	72,016,000,000	76,581,000,000	79,964,000,000	79,343,000,000	80,005,000,000	79,343,000,000	79,206,000,000	74,885,437,000	74,885,437,000	36,252,482,000	36,527,046,000	26,739,085,000	22,828,239,000	22,372,684,000				22,652,634,000
equity
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 12,750 and 8,750 shares, respectively	741,000,000
common stock	297,000,000	303,000,000	313,000,000	318,000,000	317,000,000	328,000,000	333,000,000	336,000,000	343,000,000	349,000,000	349,000,000	349,000,000	336,000,000	336,000,000	335,000,000	335,000,000	334,000,000	344,000,000	339,000,000	344,000,000	345,000,000	346,742,000	346,742,000
capital surplus	3,759,000,000	3,974,000,000	4,288,000,000	4,459,000,000	4,472,000,000	4,808,000,000	4,947,000,000	5,007,000,000	5,214,000,000	5,351,000,000	5,337,000,000	5,325,000,000	4,863,000,000	4,840,000,000	4,812,000,000	4,791,000,000	4,769,000,000	4,997,000,000	4,866,000,000	4,997,000,000	5,036,000,000	5,061,079,000	5,061,079,000	2,983,948,000	3,113,612,000	1,401,359,000	1,641,878,000	1,638,423,000				1,251,776,000
retained earnings	5,205,000,000	5,031,000,000	4,848,000,000	4,671,000,000	4,517,000,000	4,382,000,000	4,304,000,000	4,172,000,000	4,072,000,000	3,964,000,000	3,874,000,000	3,830,000,000	3,595,000,000	3,430,000,000	3,254,000,000	3,079,000,000	2,996,000,000	2,612,000,000	2,753,000,000	2,612,000,000	2,402,000,000	2,110,990,000	2,110,990,000
accumulated other comprehensive loss	-832,000,000	-810,000,000	-849,000,000	-912,000,000	-983,000,000	-1,128,000,000	-989,000,000	-1,281,000,000	-1,271,000,000	-1,188,000,000	-1,582,000,000	-1,359,000,000	-1,208,000,000	-1,368,000,000	-1,427,000,000	-963,000,000	-712,000,000	-203,000,000	-241,000,000	-203,000,000	-241,000,000	-140,470,000	-140,470,000	-321,151,000	-412,114,000	-232,384,000	-83,552,000	-108,508,000				-113,291,000
fhn shareholders' equity	9,170,000,000	8,847,000,000	8,949,000,000	8,962,000,000	8,749,000,000	8,816,000,000	9,021,000,000	8,660,000,000	8,878,000,000	8,996,000,000	8,498,000,000	8,665,000,000	8,600,000,000	8,252,000,000	7,988,000,000	8,256,000,000	8,401,000,000	8,270,000,000	8,237,000,000	8,270,000,000	8,012,000,000	7,848,711,000	7,848,711,000
noncontrolling interest	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,000,000	295,431,000	295,431,000	295,431,000	295,431,000	295,431,000	295,165,000	295,165,000				295,165,000
total equity	9,465,000,000	9,142,000,000	9,244,000,000	9,257,000,000	9,044,000,000	9,111,000,000	9,316,000,000	8,955,000,000	9,173,000,000	9,291,000,000	8,793,000,000	8,960,000,000	8,895,000,000	8,547,000,000	8,283,000,000	8,551,000,000	8,696,000,000	8,565,000,000	8,532,000,000	8,565,000,000	8,307,000,000	8,144,142,000	8,144,142,000	4,846,521,000	4,549,749,000	2,883,551,000	2,743,230,000	2,681,382,000				3,270,942,000
total liabilities and equity	84,132,000,000	83,876,000,000	83,192,000,000	82,084,000,000	81,491,000,000	82,152,000,000	82,635,000,000	82,230,000,000	81,799,000,000	81,661,000,000	82,533,000,000	85,071,000,000	80,729,000,000	78,953,000,000	80,299,000,000	85,132,000,000	88,660,000,000	87,908,000,000	88,537,000,000	87,908,000,000	87,513,000,000	83,029,579,000	83,029,579,000	41,099,003,000	41,076,795,000	29,622,636,000	25,571,469,000	25,054,066,000				25,923,576,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 8,750 and 16,750 shares, respectively		349,000,000	349,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 16,750 shares				426,000,000	426,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 16,750 and 26,750 shares, respectively						426,000,000	426,000,000	426,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 26,750 shares									520,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 26,750 and 31,686 shares, respectively										520,000,000	520,000,000	520,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 31,686 shares													1,014,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 31,686 and 26,750 shares, respectively														1,014,000,000	1,014,000,000	1,014,000,000	1,014,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 26,750 and 26,250 shares, respectively																		520,000,000	520,000,000	520,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 26,250 shares																					470,000,000
preferred stock, non-cumulative perpetual, no par value; authorized 5,000,000 shares; issued 26,250 and 1,000 shares, respectively																						470,370,000	470,370,000
assets:
federal funds sold																								167,602,000	91,303,000	76,316,000
securities purchased under agreements to resell																								474,679,000	782,765,000	663,637,000
total cash and cash equivalents																								1,212,870,000	1,477,020,000	1,087,755,000	1,059,295,000	911,416,000				802,967,000
interest-bearing cash																								1,013,254,000	750,634,000	604,326,000	358,537,000	263,441,000				383,571,000
loans held-for-sale																								594,662,000	692,659,000	339,780,000
securities available-for-sale																								4,616,322,000	4,724,411,000	3,963,138,000
securities held-to-maturity																								10,000,000	10,000,000	10,000,000
loans, net of unearned income																								27,990,048,000	27,701,740,000	20,166,091,000	16,241,402,000	16,061,646,000				17,484,224,000
less: allowance for loan losses																								184,911,000	185,462,000	194,867,000	449,645,000	524,091,000				844,060,000
total net loans																								27,805,137,000	27,516,278,000	19,971,224,000	15,791,757,000	15,537,555,000				16,640,164,000
fixed income receivables																								46,782,000	68,148,000	68,750,000
other real estate owned																								23,396,000	29,712,000	12,522,000
derivative assets																								118,128,000	122,056,000	80,976,000
liabilities and equity:
deposits:
savings																								11,651,750,000	11,284,013,000	8,592,315,000	6,467,377,000	6,382,963,000				5,174,901,000			18,362,000
time deposits																								4,454,622,000	3,543,987,000	1,112,098,000	1,210,661,000	1,277,905,000				1,642,820,000			25,540,000
other interest-bearing deposits																								8,393,468,000	7,911,977,000	5,909,596,000	3,096,621,000	2,784,787,000				3,256,040,000			3,556,000
interest-bearing																								24,499,840,000	22,739,977,000	15,614,009,000	11,285,880,000	10,958,924,000				10,608,650,000
noninterest-bearing																								7,963,048,000	8,237,890,000	6,485,245,000	4,412,375,000	4,937,103,000				4,461,050,000
federal funds purchased																								339,360,000	351,655,000	292,650,000
securities sold under agreements to repurchase																								745,788,000	713,152,000	516,867,000
other short-term borrowings																								140,832,000	1,836,852,000	1,637,419,000
fixed income payables																								100,290,000	14,739,000	44,304,000
derivative liabilities																								107,123,000	135,349,000	83,146,000
equity:
first horizon national corporation shareholders’ equity:
preferred stock - series a, non-cumulative perpetual, no par value, liquidation preference of 100,000 per share -																								95,624,000	95,624,000	95,624,000
common stock - .625 par value																								197,101,000	203,127,000	146,395,000	164,762,000					141,048,000
undivided profits																								1,595,568,000	1,254,069,000	1,177,126,000	724,977,000	691,490,000				809,624,000
total first horizon national corporation shareholders’ equity																								4,551,090,000	4,254,318,000	2,588,120,000	2,448,065,000	2,386,217,000				2,975,777,000
securities available for sale																											3,327,846,000	3,230,477,000				2,697,719,000			-4,999,000
mortgage servicing rights																											150,803,000	186,958,000				264,959,000
capital markets receivables																											521,198,000	625,243,000				743,514,000
real estate acquired by foreclosure																											91,492,000	92,662,000				122,060,000
certificates of deposit 100,000 and more																											511,221,000	513,269,000				534,889,000			17,361,000
federal funds purchased and securities sold under agreements to repurchase																											2,101,953,000	2,005,999,000				2,635,423,000
other short-term borrowings and commercial paper																											621,998,000	187,902,000				167,508,000
capital markets payables																											509,164,000	464,993,000				740,852,000
preferred stock - no par value																																802,760,000
capital surplus common stock warrant - cpp																																83,860,000
preferred stock — no par value
common stock — .625 par value																												164,812,000
capital surplus common stock warrant — cpp
consolidated
net interest income																													172,755,000	186,143,000	182,064,000		199,086,000	196,587,000	238,895,000
benefit from loan losses																													1,000,000	50,000,000			260,000,000	300,000,000	220,000,000
noninterest income																													197,542,000	248,212,000	248,043,000		292,278,000	407,869,000
noninterest expense																													315,146,000	347,550,000	341,849,000		411,932,000	417,328,000
income/(loss) before income taxes																													54,151,000	36,805,000	18,258,000		-44,677,000	-112,872,000
provision/(benefit) for income taxes																													12,108,000	3,095,000			-16,835,000
income/(loss) from continuing operations																													42,043,000	33,710,000	20,084,000			-65,095,000
gain/(loss) from discontinued operations, net of tax																													960,000
net income/																													43,003,000	33,710,000	20,478,000		-27,842,000	-65,095,000	-11,161,000
average assets																													24,570,170,000	25,757,640,000	25,600,578,000		28,929,543,000	30,467,211,000
certain previously reported amounts have been reclassified to agree with current presentation.
regional banking
capital markets																																			122,338,000
income before income taxes																													22,091,000	43,101,000			-180,568,000	-89,292,000
benefit from income taxes																													8,434,000	16,176,000			29,687,000	27,911,000
net income																													13,657,000	26,925,000			-105,482,000	-50,362,000
corporate
net interest income/																													-297,000	-2,373,000
benefit for income taxes																													-10,543,000	-15,331,000	-1,826,000		-74,538,000	-47,777,000
non-strategic
income from continuing operations																													-14,770,000	-25,356,000			-106,030,000	-50,362,000
income from discontinued operations, net of tax																																	548,000
benefit from loan loss																															70,000,000
income/(loss) from discontinued operations, net of tax																															394,000
other collateralized borrowings
total long-term debt																																2,932,524,000
national specialty lending
noninterest income/																																	-9,050,000	-6,670,000
mortgage banking																																			172,418,000
interest income:
interest and fees on loans																																			285,419,000
interest on investment securities																																			39,212,000
interest on loans held for sale																																			54,217,000
interest on trading securities																																			30,182,000
interest on other earning assets																																			6,455,000
total interest income																																			415,485,000
interest expense:
interest on deposits:
interest on trading liabilities																																			9,400,000
interest on short-term borrowings																																			49,425,000
interest on long-term debt																																			52,946,000
total interest expense																																			176,590,000
net interest income after benefit from loan losses																																			18,895,000
noninterest income:
deposit transactions and cash management																																			46,797,000
trust services and investment management																																			8,883,000
insurance commissions																																			6,822,000
gains/(losses) from loan sales and securitizations																																			-6,984,000
equity securities gains/(losses)																																			-972,000
debt securities gains/(losses)
losses on divestitures																																			-429,000
all other income and commissions																																			50,173,000
total noninterest income																																			399,046,000
adjusted gross income after benefit from loan losses																																			417,941,000
noninterest expense:
employee compensation, incentives and benefits																																			277,078,000
occupancy																																			30,018,000
equipment rentals, depreciation and maintenance																																			18,268,000
operations services																																			19,124,000
communications and courier																																			11,477,000
amortization of intangible assets																																			2,182,000
all other income																																			107,696,000
total noninterest expense																																			465,843,000
(loss)/income before income taxes																																			-47,902,000
(benefit)/benefit from income taxes																																			-28,821,000
(loss)/income from continuing operations																																			-19,081,000
net (loss)/income																																			-19,081,000
earnings/																																			-110
diluted earnings/																																			-110
weighted-average common shares																																			171,680,000
diluted average common shares																																			171,680,000
consolidated condensed statements of shareholders' equity
balance, january 1																																			2,135,596,000
adjustment to reflect change in accounting for tax benefits
adjustment to reflect adoption of measurement date provisions for sfas no. 158
adjustment to reflect change in accounting for purchases of life insurance
adjustment to reflect adoption of measurement date provisions for sfas no. 157																																			-12,502,000
adjustment to reflect change in accounting for split dollar life insurance arrangements
other comprehensive income/
unrealized fair value adjustments, net of tax:
cash flow hedges																																			-6,000
recognized pension and other employee benefit plans net periodic benefit costs																																			1,506,000
comprehensive (loss)/income																																			-14,660,000
cash dividends declared																																			-64,426,000
common stock issuance (69 million shares issued at 10 per share																																			659,762,000
net of offering costs)
common stock repurchased																																			-214,000
common stock issued for:
stock options and restricted stock																																			572,000
excess tax benefit from stock-based compensation arrangements																																			-1,531,000
stock-based compensation expense																																			3,379,000
other
balance, june 30																																			2,697,446,000
see accompanying notes to consolidated condensed financial statements.

Cashflow Statements:

Quarterly

Annual

Unit: USD	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-09-30	2019-06-30	2019-03-31	2018-09-30	2018-06-30	2018-03-31	2016-03-31	2011-09-30	2011-06-30	2011-03-31	2010-09-30	2010-06-30	2010-03-31	2009-09-30	2009-06-30	2009-03-31	2008-09-30

operating activities
net income	266,000,000	266,000,000	265,000,000	245,000,000	222,000,000	170,000,000	223,000,000	204,000,000	197,000,000	189,000,000	142,000,000	330,000,000	255,000,000	270,000,000	268,000,000	176,000,000	198,000,000	229,000,000	235,000,000	310,000,000	236,000,000	232,825,000			16,472,000								38,980,000	22,835,000	43,003,000			-9,893,000
adjustments to reconcile net income to net cash from operating activities:
provision for credit losses	15,000,000	0	-5,000,000	30,000,000	40,000,000		35,000,000	55,000,000	50,000,000			50,000,000	50,000,000	45,000,000	60,000,000				-85,000,000
deferred income tax expense	25,000,000	-7,000,000	36,000,000	18,000,000	2,000,000	4,000,000	5,000,000	31,000,000	-57,000,000	21,000,000	22,000,000	-5,000,000	6,000,000	-76,000,000	10,000,000	119,000,000	38,000,000		-51,000,000	26,000,000	-3,000,000
depreciation and amortization of premises and equipment	14,000,000	14,000,000	14,000,000	14,000,000	14,000,000	14,000,000	14,000,000	13,000,000	14,000,000	14,000,000	13,000,000	14,000,000	14,000,000	14,000,000	15,000,000	15,000,000	15,000,000	15,000,000	15,000,000	15,000,000	16,000,000		15,778,000	10,524,000	10,516,000	10,578,000	11,164,000	11,400,000	11,939,000	11,783,000	11,978,000	8,122,000	8,876,000	8,618,000	8,548,000	7,649,000	7,519,000	7,535,000	7,762,000	8,399,000	8,502,000	8,920,000
amortization of intangible assets	8,000,000	9,000,000	9,000,000	10,000,000	10,000,000	11,000,000	11,000,000	11,000,000	11,000,000	11,000,000	12,000,000	12,000,000	12,000,000	12,000,000	13,000,000	13,000,000	13,000,000	14,000,000	14,000,000	14,000,000	14,000,000		14,629,000	5,284,000	5,308,000	6,206,000	6,205,000	6,217,000	6,460,000	6,460,000	6,474,000	1,300,000	1,012,000	1,032,000	1,336,000	1,382,000	1,382,000	1,380,000	1,445,000	1,509,000	1,636,000	1,802,000
net other amortization		-6,000,000
net decrease in trading securities	363,000,000	548,000,000	-451,000,000	196,000,000	237,000,000	407,000,000	-108,000,000	121,000,000	591,000,000			485,000,000	375,000,000	392,000,000	385,000,000
net increase in derivatives	-12,000,000									-25,000,000							395,000,000
stock-based compensation expense	13,000,000	13,000,000	15,000,000	15,000,000	18,000,000	15,000,000	13,000,000	13,000,000	18,000,000	15,000,000	13,000,000	-14,000,000	22,000,000	22,000,000	21,000,000	18,000,000	14,000,000	12,000,000	10,000,000	11,000,000	10,000,000	9,413,000	11,588,000	3,718,000	7,281,000	5,822,000	5,224,000	5,432,000	6,012,000	5,547,000	5,906,000	3,941,000	4,367,000	2,603,000	2,544,000	6,171,000	2,441,000	1,675,000	2,020,000	1,063,000	2,276,000	1,883,000
securities losses	1,000,000	0					-1,000,000							0	-12,000,000				-1,000,000
loans held for sale:
purchases and originations	-1,047,000,000	-929,000,000	-907,000,000	-683,000,000	-558,000,000	-686,000,000	-700,000,000	-764,000,000	-608,000,000	-461,000,000	-548,000,000	-809,000,000	-477,000,000	-544,000,000	-717,000,000	-956,000,000	-1,511,000,000	-1,962,000,000	-1,878,000,000	-1,861,000,000	-943,000,000		-1,683,484,000	-509,324,000	-587,593,000	-485,202,000	-489,587,000	-513,788,000	-596,874,000	-557,940,000	-574,735,000
gross proceeds from settlements and sales	592,000,000	663,000,000	608,000,000	544,000,000	372,000,000	400,000,000	525,000,000	488,000,000	379,000,000	323,000,000	333,000,000	234,000,000	293,000,000	260,000,000	456,000,000	674,000,000	920,000,000	1,163,000,000	1,238,000,000	1,367,000,000	683,000,000		1,255,082,000	141,707,000	180,810,000	219,242,000	226,040,000	135,855,000	227,394,000	371,986,000	152,209,000	10,311,000
gain due to fair value adjustments and other	26,000,000	-21,000,000	9,000,000	-6,000,000	-1,000,000
other operating activities	14,000,000	-163,000,000	219,000,000	-288,000,000	-2,000,000	-214,000,000	415,000,000	-313,000,000	244,000,000	197,000,000	365,000,000	25,000,000	-359,000,000	-87,000,000	-9,000,000	-277,000,000	141,000,000	-1,104,000,000	71,000,000	319,000,000	789,000,000	-704,813,000
total adjustments	12,000,000	130,000,000	-465,000,000	-162,000,000	127,000,000	21,000,000	166,000,000	-354,000,000	641,000,000	176,000,000	556,000,000	-25,000,000	-324,000,000	-245,000,000	500,000,000	648,000,000	496,000,000	-56,000,000	-682,000,000	-359,000,000	828,000,000	947,072,000	-308,980,000	840,385,000	-1,416,477,000	255,343,000	111,055,000	19,084,000	-449,444,000	162,269,000	-299,372,000	-163,231,000	222,426,000	-95,481,000	-267,803,000	621,169,000	-415,048,000	-112,666,000	269,045,000	567,869,000	29,260,000	2,195,467,000
net cash from operating activities	278,000,000	396,000,000	-200,000,000	83,000,000	349,000,000	191,000,000	389,000,000	-150,000,000	838,000,000	365,000,000	698,000,000	305,000,000	-69,000,000	25,000,000	768,000,000	824,000,000	694,000,000	173,000,000	-447,000,000	-49,000,000	1,064,000,000	439,897,000																	234,031,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0																	0
free cash flows	278,000,000	396,000,000	-200,000,000	83,000,000	349,000,000	191,000,000	389,000,000	-150,000,000	838,000,000	365,000,000	698,000,000	305,000,000	-69,000,000	25,000,000	768,000,000	824,000,000	694,000,000	173,000,000	-447,000,000	-49,000,000	1,064,000,000	439,897,000																	234,031,000
investing activities
proceeds from maturities of securities available for sale	261,000,000		254,000,000	240,000,000	217,000,000	217,000,000	223,000,000	208,000,000	183,000,000	178,000,000	227,000,000	207,000,000	244,000,000	271,000,000	320,000,000	352,000,000	408,000,000	1,091,000,000	505,000,000	584,000,000	591,000,000
purchases of securities available for sale	-262,000,000	-250,000,000	-167,000,000	-212,000,000	-245,000,000	-1,267,000,000	-247,000,000	-3,000,000	-21,000,000	-33,000,000	-7,000,000	0	-221,000,000	-310,000,000	-594,000,000	-371,000,000	-1,492,000,000	-1,393,000,000	-696,000,000	-582,000,000	-1,065,000,000
proceeds from prepayments of securities held to maturity	13,000,000		16,000,000	14,000,000	13,000,000	13,000,000	16,000,000	15,000,000	13,000,000	13,000,000	16,000,000	14,000,000	10,000,000	15,000,000	15,000,000	14,000,000	11,000,000	7,000,000
purchases of premises and equipment	-8,000,000	-7,000,000	-8,000,000	-9,000,000	-9,000,000	-17,000,000	-6,000,000	-11,000,000	-10,000,000	-14,000,000	-9,000,000	-9,000,000	-5,000,000	-6,000,000	-3,000,000	-9,000,000	-10,000,000	-7,000,000	-20,000,000	-16,000,000	-10,000,000
net decrease in loans and leases	-240,000,000				333,000,000		318,000,000	-1,051,000,000	-488,000,000			-2,266,000,000	-949,000,000	-753,000,000	-831,000,000				1,290,000,000
net decrease in interest-bearing deposits with banks	9,000,000	103,000,000	-316,000,000	253,000,000	373,000,000		167,000,000	433,000,000	-557,000,000			-2,036,000,000	-1,103,000,000	1,857,000,000	6,234,000,000
other investing activities	3,000,000	-12,000,000	4,000,000	3,000,000	11,000,000	-2,000,000	3,000,000	1,000,000	4,000,000	-11,000,000	13,000,000	1,000,000	2,000,000	70,000,000	1,000,000	2,000,000	2,000,000	4,000,000	7,000,000	2,000,000	6,000,000
net cash from investing activities	-224,000,000	-995,000,000	-16,000,000	-776,000,000	693,000,000	-256,000,000	482,000,000			1,228,000,000	2,273,000,000	-4,084,000,000	-2,022,000,000	1,158,000,000	4,435,000,000	2,566,000,000	154,000,000	-144,000,000	-527,000,000	126,000,000	-4,072,000,000	3,544,638,000											-409,783,000	-215,132,000	881,374,000	-180,656,000
financing activities
common stock:
stock options exercised	3,000,000	1,000,000	2,000,000	0	3,000,000	8,000,000	0			0	0	0	5,000,000	6,000,000	4,000,000	11,000,000	15,000,000	3,000,000	0	13,000,000	12,000,000	2,855,000	0	1,000	4,144,000	5,329,000	2,944,000	520,000	23,000	93,000	4,327,000	157,000
cash dividends paid	-73,000,000	-76,000,000	-76,000,000	-82,000,000	-80,000,000	-80,000,000	-81,000,000	-86,000,000	-85,000,000	-84,000,000	-84,000,000	-84,000,000	-83,000,000	-81,000,000	-81,000,000	-80,000,000	-82,000,000	-81,000,000	-85,000,000	-83,000,000	-84,000,000	-83,058,000	-47,017,000	-47,848,000	-44,077,000	-43,744,000	-44,952,000	-38,759,000	-39,001,000	-39,399,000	-21,353,000	-14,347,000	-2,621,000									-38,849,000
repurchase of shares	-235,000,000	-335,000,000	-190,000,000	-28,000,000	-365,000,000	-164,000,000	-75,000,000	-228,000,000	-159,000,000	0	0	-6,000,000	-4,000,000	0	-2,000,000	-8,000,000	-2,000,000	-144,000,000	-146,000,000	-64,000,000	-62,000,000	295,000	-752,000	-1,479,000	-2,064,000	-28,383,000	-52,222,000	-53,436,000	-19,207,000	-2,606,000	-2,184,000	-75,763,000	-33,000	-416,000	-471,000	-859,000			-23,000	-256,000	-109,000	-47,000
preferred stock:
series h preferred stock issuance	392,000,000
cash dividends paid - preferred stock - noncontrolling interest	-4,000,000	-4,000,000	-4,000,000	-4,000,000	-4,000,000	-4,000,000	-5,000,000	-5,000,000	-5,000,000	-5,000,000	-4,000,000	-4,000,000	-4,000,000	-2,000,000	-3,000,000	-3,000,000	-3,000,000	-2,000,000	-3,000,000	-3,000,000	-3,000,000		-2,852,000	-2,851,000	-2,883,000	-2,852,000	-2,820,000	-2,883,000	-2,852,000	-2,820,000	-2,883,000							-2,844,000
cash dividends paid - preferred stock	-5,000,000	-5,000,000	-8,000,000	-5,000,000	-8,000,000	-5,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000	-8,000,000		-8,000,000	-8,000,000	-8,000,000	-8,751,000
net decrease in deposits	-995,000,000			1,368,000,000	-1,373,000,000
net increase in short-term borrowings	914,000,000	-1,017,000,000	810,000,000	-334,000,000	395,000,000		-1,929,000,000	1,812,000,000	154,000,000		-4,439,000,000	461,000,000	3,979,000,000	1,089,000,000	-536,000,000	234,000,000	-405,000,000		-21,000,000	44,000,000	4,000,000
proceeds from issuance of term borrowings		9,000,000	7,000,000	0	497,000,000		7,000,000	7,000,000	11,000,000													-446,534,000
decreases in secured term borrowings	-3,000,000
net cash from financing activities	-6,000,000	508,000,000	387,000,000	565,000,000	-936,000,000		-291,000,000	448,000,000	-127,000,000		-2,952,000,000	3,902,000,000	1,844,000,000	-1,523,000,000	-5,165,000,000	-3,410,000,000	-771,000,000		607,000,000	159,000,000	3,049,000,000	-3,927,755,000
net increase in cash and cash equivalents	48,000,000	-91,000,000			106,000,000		580,000,000	-110,000,000	-165,000,000		19,000,000	123,000,000	-247,000,000	-340,000,000	38,000,000	-20,000,000	77,000,000		-367,000,000	236,000,000	41,000,000	56,780,000			-136,844,000								147,879,000	46,851,000	95,791,000
cash and cash equivalents at beginning of period	1,595,000,000	0	0	0	1,537,000,000		0	0	1,731,000,000		0	0	1,543,000,000	0	0	0	1,788,000,000		0	0	1,648,000,000		0	0	1,266,893,000	0	0	1,405,325,000	0	0	1,452,046,000	1,031,063,000	0	0	768,774,000	0	0	918,595,000	0	0	1,324,780,000	0
cash and cash equivalents at end of period	1,643,000,000	-91,000,000	171,000,000	-128,000,000	1,643,000,000		580,000,000	-110,000,000	1,566,000,000		19,000,000	123,000,000	1,296,000,000	-340,000,000	38,000,000	-20,000,000	1,865,000,000		-367,000,000	236,000,000	1,689,000,000		648,566,000	-110,502,000	1,130,049,000	245,975,000	36,835,000	1,212,870,000	-33,810,000	43,989,000	1,433,031,000	1,082,169,000	147,879,000	46,851,000	864,565,000	-33,617,000	164,800,000	802,967,000	-451,000	-2,705,000	954,039,000	-268,128,000
supplemental disclosures
total interest paid	317,000,000	373,000,000	436,000,000	403,000,000	372,000,000		428,000,000	544,000,000	420,000,000		431,000,000	330,000,000	200,000,000			52,000,000	19,000,000		30,000,000	59,000,000	39,000,000	-148,454,000	56,086,000	41,502,000	83,866,000	102,555,000	111,851,000	88,774,000	74,369,000	82,373,000	51,418,000	11,223,000	20,461,000	48,486,000	24,658,000	35,815,000	44,747,000	35,658,000	50,149,000	66,855,000	84,023,000	158,760,000
total taxes paid	6,000,000	33,000,000	4,000,000	21,000,000	4,000,000		5,000,000	85,000,000	3,000,000		85,000,000	34,000,000	3,000,000			8,000,000	2,000,000		81,000,000	171,000,000	2,000,000		83,137,000	1,246,000	5,240,000	17,969,000	13,834,000	1,008,000	282,000	8,431,000	4,066,000	617,000
transfer from loans hfs to trading securities	273,000,000	382,000,000	191,000,000	253,000,000	227,000,000		194,000,000	210,000,000	342,000,000		375,000,000	422,000,000	122,000,000			397,000,000	736,000,000		619,000,000	373,000,000	498,000,000		479,562,000	206,240,000	397,616,000	222,015,000	376,451,000	425,808,000	307,620,000	266,685,000	333,483,000
net decrease in derivatives				-7,000,000	-3,000,000		-7,000,000	0	4,000,000			-32,000,000	-266,000,000	-298,000,000	264,000,000				56,000,000	-69,000,000	322,000,000				-323,845,000
proceeds from sales of securities available for sale																		0	35,000,000	7,000,000	26,000,000
proceeds from payments on securities available for sale
proceeds from payments on securities held to maturity
proceeds from sales of premises and equipment		0				0				0				1,000,000	2,000,000	11,000,000	4,000,000	20,000,000	18,000,000	3,000,000	1,000,000
proceeds from boli														13,000,000	3,000,000	0	6,000,000	10,000,000	6,000,000	5,000,000	1,000,000		402,000	6,216,000	1,610,000	1,140,000	5,737,000	3,208,000	3,929,000	7,136,000	494,000
net increase in loans and leases		-1,113,000,000	198,000,000							481,000,000							-134,000,000				-338,000,000
preferred stock redemption
net increase in deposits		1,951,000,000				-995,000,000	1,780,000,000	-947,000,000	-39,000,000	-1,237,000,000	1,582,000,000	3,993,000,000	-2,049,000,000	-2,526,000,000	-4,535,000,000	-3,564,000,000	-781,000,000		983,000,000	114,000,000	3,190,000,000
repayment of term borrowings
(decreases) increases in secured borrowings
total taxes refunded		0	0				2,000,000				13,000,000	0	2,000,000			1,000,000	1,000,000		24,000,000	0	4,000,000		2,000	539,000	2,000	0	220,000	27,522,000	746,000	740,000	90,000	2,281,000
transfer from loans to oreo		0	4,000,000				1,000,000	1,000,000	1,000,000		0	1,000,000	2,000,000						1,000,000				99,000	772,000	1,116,000	2,966,000	1,736,000	1,607,000	7,378,000	934,000	3,076,000
transfer from loans hfs to loans
preferred stock conversion to common stock											0
series d preferred stock redemption							0
series b preferred stock redemption
repayment of term borrowing			0								0
increases (decreases) in secured term borrowings
net other amortization and accretion				-5,000,000	-2,000,000	-6,000,000	6,000,000	1,000,000	1,000,000		5,000,000	5,000,000	4,000,000	-8,000,000	12,000,000	-5,000,000	-10,000,000	-17,000,000	-18,000,000	-18,000,000	-14,000,000		-25,886,000	4,174,000	3,664,000	4,174,000	-3,799,000	1,257,000	-1,046,000	-7,332,000	-1,613,000	4,730,000	11,447,000	12,106,000	13,183,000	12,168,000	10,789,000	10,443,000	9,634,000	12,129,000	11,420,000	10,335,000
increases (decreases) in term borrowings				0	-1,000,000		26,000,000	2,000,000	4,000,000				8,000,000	-1,000,000	-4,000,000	8,000,000	1,000,000
net decrease in cash and cash equivalents																																						-115,628,000	-451,000	-2,705,000	-370,741,000
transfer from loans to loans hfs																			0	-28,000,000	-3,000,000
benefit from credit losses																	-40,000,000
securities (gains) losses										5,000,000							-6,000,000
net (gains) losses on sale/disposal of fixed assets
gain on divestiture
gain on boli
(gain) loss due to fair value adjustments and other										-44,000,000							13,000,000
purchases of securities held to maturity														0				-416,000,000
net increase in interest-bearing deposits with banks										589,000,000							1,359,000,000	-78,000,000	-1,378,000,000	-1,816,000,000	-3,284,000,000
cash received for divestitures
preferred stock issuance														0	0	0	494,000,000	0	0				0
call of preferred stock
117
loss due to fair value adjustments and other							-42,000,000	-9,000,000	-6,000,000			14,000,000	2,000,000	29,000,000	36,000,000				-73,000,000	-34,000,000	-35,000,000				-1,129,000
net cash provided (used in) by investing activities									-876,000,000
benefit for credit losses
loss on debt extinguishment																		3,000,000
(gain) loss on boli
113
net increase in trading securities																	514,000,000
increases (decreases) in restricted and secured term borrowings											1,000,000
loss on boli														-5,000,000	-1,000,000				-3,000,000						366,000
net losses on sale/disposal of fixed assets														0	0				-1,000,000	-1,000,000	34,000,000				458,000
purchase accounting gain																		0
gain on sale of mortgage servicing rights														0
gain on sale of title services business														-1,000,000
cash received for acquisitions
cancellation of common shares																							-5,862,000	0	-1,892,000
proceeds from sales and pay downs of loans classified as held to maturity
cash (paid) received for acquisitions
120
provision (provision credit) for credit losses																					-45,000,000
operating activities:
less undistributed net income of subsidiaries
income before undistributed net income of subsidiaries
adjustments to reconcile income to net cash from operating activities:
depreciation, amortization, and other
(gain) loss on derivative transactions
investing activities:
proceeds from sales and prepayments of securities
purchases of securities
(investment in) return on subsidiary
cash received (paid for) business combination
financing activities:
proceeds from issuance of preferred stock
other financing activities
cash and cash equivalents at beginning of year
cash and cash equivalents at end of year
income taxes received from subsidiaries
provision for deferred income taxes																									-18,600,000
proceeds from sale and pay down of loans classified as held to maturity
net decrease in interest-bearing deposit with banks
payments/maturities on term borrowings
net income/																										113,943,000	113,742,000	103,405,000	274,716,000	85,992,000	94,994,000	52,213,000				33,711,000					-65,095,000
adjustments to reconcile net income/(loss) to net cash provided/(used) by operating activities:
provision/(provision credit) for loan losses																								110,000,000	145,000,000	15,000,000	13,000,000	9,000,000	2,000,000	0	-1,000,000
provision/(benefit) for deferred income taxes																										8,159,000	53,705,000	7,238,000	68,284,000	17,721,000	20,309,000	4,293,000
net (increase)/decrease in derivatives																										-64,437,000	-67,594,000	-51,821,000	99,870,000	814,000	-14,549,000	-321,000
fair value adjustment on interest-only strips																								1,233,000	1,295,000	1,421,000	141,000	1,258,000	456,000	296,000	-1,592,000
(gains)/losses and write-downs on oreo																										240,000	-14,000	-290,000	647,000	-49,000	216,000
litigation and regulatory matters																										14,515,000			-2,135,000	17,000	671,000	-375,000
gain on sale and pay down of held-to-maturity loans																										0
equity securities (gains)/losses																										-97,000	-316,000	-31,000	-212,859,000	-31,000	-34,000	80,000	-35,162,000							330,000	2,000
debt securities (gains)/losses																										0			0	0	-52,000	-1,654,000
net (gains)/losses on sale/disposal of fixed assets																										1,271,000	19,224,000	-42,000	-855,000	1,588,000	-3,202,000	3,684,000
(gain)/loss on boli																										-646,000	-1,546,000	-1,032,000
loans held-for-sale:
(gain)/loss due to fair value adjustments and other																										-42,606,000	16,847,000	19,291,000	21,874,000	-11,770,000	3,651,000	-91,000
net (increase)/decrease in:
trading securities																								967,238,000	-133,755,000	495,838,000	389,086,000	192,101,000	25,935,000	376,319,000	-9,843,000	-346,558,000	-32,960,000	-273,360,000	-157,332,000	589,604,000	-844,676,000	-271,971,000	302,144,000	-148,328,000	30,665,000	-94,613,000
fixed income receivables																								35,114,000	-140,455,000	-62,158,000	-100,792,000	-7,921,000	-109,654,000	25,888,000	-25,343,000	-51,194,000
interest receivable																								-5,828,000	-1,089,000	9,231,000	-150,000	-5,970,000	-4,331,000	-6,731,000	-2,990,000	-8,352,000	-10,022,000	11,281,000	-7,976,000	1,542,000	7,200,000	-4,617,000	-4,040,000	13,501,000	-1,239,000	-4,147,000
other assets																								346,017,000	-477,645,000	-47,650,000	-49,590,000	56,984,000	-38,075,000	-13,092,000	44,468,000	19,223,000	34,333,000	-41,977,000	10,097,000	92,237,000	204,967,000	-144,624,000	68,414,000	77,687,000	-216,541,000	171,223,000
net increase/(decrease) in:
trading liabilities																								-219,869,000	-52,970,000	161,430,000	128,678,000	94,289,000	-4,027,000	-83,641,000	188,847,000	172,634,000	-27,795,000	114,665,000	22,330,000	-66,811,000	123,558,000	64,532,000	129,011,000	-1,747,000	-71,473,000	-83,329,000
fixed income payables																								-66,539,000	41,739,000	473,000	-33,921,000	90,718,000	22,200,000	8,572,000	-42,829,000	33,327,000
interest payable																								-968,000	-8,882,000	3,500,000	-4,135,000	16,570,000	12,837,000	-6,257,000	10,030,000	10,206,000	11,405,000	-14,746,000	10,034,000	1,034,000	-6,621,000	3,270,000	-4,917,000	-10,634,000	-10,704,000	984,000
other liabilities																								76,041,000	-66,858,000	1,541,000	2,353,000	-47,631,000	13,511,000	22,121,000	-66,349,000	-29,942,000	-18,127,000	-14,915,000	-120,245,000	-57,493,000	-4,945,000	-75,599,000	-213,803,000	66,204,000	61,466,000	-9,794,000
net cash provided/(used) by operating activities																								897,050,000	-1,400,005,000	369,286,000	224,797,000	122,489,000	-174,728,000	248,261,000	-204,378,000	-111,018,000
available-for-sale securities:
sales																								0	8,703,000	11,401,000	158,411,000	13,012,000	2,033,000	0	13,104,000	961,000	35,177,000	100,000	458,314,000	36,000	51,408,000	4,832,000	23,150,000	11,040,000	8,566,000
maturities																								347,270,000	224,406,000	227,488,000	181,813,000	157,502,000	189,601,000	167,831,000	152,800,000	135,503,000	147,501,000	171,134,000	239,827,000	207,602,000	278,403,000	275,917,000	175,682,000	226,856,000	149,505,000	82,185,000
purchases																								-1,284,362,000	-213,950,000	-212,648,000	-61,022,000	-83,512,000	-107,223,000	-95,041,000	-159,951,000	-148,000	-212,104,000	-286,844,000	-762,182,000	-344,045,000	-113,759,000	-287,988,000	-8,985,000	-39,032,000	-21,833,000	-35,275,000
premises and equipment:
proceeds from sales of oreo																								1,290,000	3,185,000	1,831,000	5,860,000	3,791,000	7,815,000	6,986,000	10,527,000
proceeds from sale and pay down of loans classified as held-to-maturity																										0
loans																								663,576,000	-2,312,423,000	-1,596,110,000	-1,735,541,000	-448,321,000	302,387,000	-436,639,000	418,174,000	112,474,000	-290,504,000	-144,537,000	741,245,000	-42,038,000	189,159,000	664,086,000	830,095,000	760,843,000	476,224,000
interests retained from securitizations classified as trading securities																								66,000	64,000	76,000	150,000	148,000	164,000	326,000	241,000	1,487,000	2,143,000
interest-bearing cash																								-2,465,319,000	-188,120,000	228,768,000	420,074,000	264,357,000	218,953,000	-441,283,000	876,249,000	-349,084,000	-95,096,000	45,195,000	209,103,000	8,679,000	108,423,000	155,729,000	506,201,000	501,889,000	-966,650,000
net cash provided/(used) by investing activities																								-2,744,314,000	-2,481,943,000	-1,346,683,000	-1,005,833,000	-92,730,000	916,713,000	-839,784,000	1,268,638,000	-268,259,000						811,654,000	1,635,408,000	1,418,683,000	-378,833,000
cash dividends paid - series a preferred stock																								-1,550,000	-1,550,000	-1,550,000	-1,550,000	-1,550,000	-1,550,000	-1,550,000	-1,550,000
term borrowings:
issuance																																										0
payments/maturities																										-1,401,000	-1,000	-1,179,000	-12,344,000	-2,596,000	-2,625,000	-6,155,000	-37,694,000	-35,085,000	-588,268,000	-134,007,000	-31,811,000	-72,524,000	-12,677,000	-806,688,000	-664,929,000
increases/(decreases) in restricted and secured term borrowings
deposits																								3,339,701,000	1,990,115,000	-363,658,000	-154,571,000	-220,104,000	30,218,000	158,916,000	228,478,000	360,685,000	-197,772,000	545,060,000	142,736,000	-225,896,000	132,116,000	202,485,000	-742,470,000	67,414,000	668,249,000	-1,045,890,000
short-term borrowings																								-2,933,584,000	1,806,967,000	1,652,540,000	1,069,682,000	92,057,000	-715,763,000	504,650,000	-1,285,626,000	170,193,000	530,050,000	-169,475,000	67,733,000	-133,436,000	-36,592,000	-833,180,000	-953,844,000	-1,130,666,000	60,587,000	-579,070,000
net cash provided/(used) by financing activities																								1,736,762,000	3,745,104,000	1,223,372,000	817,871,000	-222,214,000	-775,795,000	635,512,000	-1,083,275,000	430,383,000						-804,723,000			43,927,000
net increase/(decrease) in cash and cash equivalents																										245,975,000	36,835,000	-192,455,000	-33,810,000	43,989,000	-19,015,000	51,106,000				-33,617,000
adjustments to reconcile net income to net cash provided/(used) by operating activities:
losses and write-downs on oreo																									-68,000
equity securities losses																									-25,000										-27,000	2,928,000	-75,000	1,906,000
net decrease in:
net increase in:
increases in restricted and secured term borrowings																									-3,656,000	7,091,000	1,361,000	3,120,000	-15,319,000	20,806,000	159,000
(gain)/loss on extinguishment of debt
pension plan contribution
proceeds from sale of equity investment
proceeds from the sale of visa class b shares
cash paid related to divestitures																													0	0	-27,599,000
cash paid/(received) for acquisitions
repurchase and foreclosure provision/
gain on sale of held-to-maturity loans
held-to-maturity securities:
prepayments and maturities
proceeds from sales of loans classified as held-to-maturity
cash																													0
equity acquisition adjustment																															-18,000
qualified pension plan contribution
cash (paid)/received for acquisition
benefit from loan losses																																3,000,000	32,000,000			50,000,000	70,000,000	105,000,000		260,000,000	300,000,000
fair value adjustment to foreclosed real estate																																536,000	4,350,000	4,612,000	5,039,000	4,529,000
(tax benefit)/benefit reversal—stock based compensation expense																																17,000
tax benefit/(benefit reversal)—stock based compensation expense																																-17,000
cash dividends paid—preferred stock—noncontrolling interest																																-2,820,000
cash dividends paid—series a preferred stock																																-1,550,000
transfer from loans to other real estate owned																																732,000	16,945,000	17,013,000	16,105,000
adjustments to reconcile net income to net cash used by operating activities:
benefit from deferred income tax																																	-5,337,000
decrease in derivatives																																			7,187,000			18,456,000
market value adjustment on mortgage servicing rights																																	30,798,000	15,006,000	-7,647,000	430,000	31,417,000	26,038,000	36,668,000	-52,596,000	-26,734,000
repurchase and foreclosure provision																																	52,790,000	24,564,000	37,203,000
goodwill impairment																																	0	0	10,100,000	0	0	3,348,000
loss accruals from litigation and regulatory matters																																	0
gains on divestitures																																	-9,424,000
excess tax provision from stock-based compensation arrangements																																				0	20,000	-3,000
debt securities gains																																	0	-1,000	-771,000							0
gains on extinguishment of debt																																	0	0	-5,761,000
net incomees on disposal of fixed assets																																	-142,000			1,336,000	314,000	793,000		3,579,000	1,560,000
loans held for sale																																	11,784,000	-27,444,000	4,802,000	90,978,000	557,000	-53,293,000	-21,403,000	162,234,000	-76,864,000	1,836,001,000
capital markets receivables																																	104,045,000	-29,649,000	-449,503,000	263,987,000	-85,352,000	-409,110,000	161,565,000	542,519,000	-323,101,000
mortgage servicing rights - bulk sales
capital markets payables																																	44,171,000	51,659,000	347,828,000	-374,553,000	13,227,000	447,877,000	-422,613,000	-418,005,000	268,019,000
available for sale securities:
cash receipts related to divestitures																																	8,226,000
exercise of stock options																																				0	84,000	9,000	0
repurchase of common stock warrant - cpp
cash dividends paid - preferred stock - cpp																																						-10,832,000
net cash paid for extinguishment of debt																																	0	0	-100,000,000
increases in restricted term borrowings
total income taxes paid																																	2,008,000	3,627,000	9,900,000	22,000	153,000	563,000	152,000	488,000	106,246,000	572,000
increase in derivatives
mortgage servicing rights — bulk sales
net cash used by operating activities																																		-72,646,000	-224,800,000			-122,559,000			-35,835,000
repurchase of common stock warrant — cpp																																		0	-79,700,000
cash dividends paid — preferred stock — cpp																																				-10,831,000				-10,832,000	-10,952,000
cash dividends paid — preferred stock — noncontrolling interest																																		-2,743,000	-2,813,000	-2,812,000				-2,750,000	-4,209,000
net cash used by financing activities																																		334,629,000	-560,783,000	-507,841,000			-1,869,890,000
provision for loan losses																																			1,000,000							340,000,000
provision for deferred income tax																																										-184,797,000
excess tax benefit from stock-based compensation arrangements																																										0
net losses on disposal of fixed assets																																			228,000							19,072,000
securitization retained interests classified as trading securities																																			2,229,000	2,590,000	2,687,000	2,296,000	113,917,000	-35,568,000	-18,215,000
provision/(benefit) for deferred income tax
gains on repurchases of debt																																				0	0	-17,060,000	-12,800,000	0	-60,000	-18,919,000
mortgage servicing rights due to sale																																				-49,116,000
long-term debt:
net cash paid for repurchase of debt																																				0	0	-87,840,000
(benefit)/benefit from deferred income tax																																					9,491,000	124,672,000
(increase)/decrease in derivatives
mortgage banking repurchase and foreclosure provision
transfer from loans to real estate acquired by foreclosure
benefit from foreclosure and repurchase losses																																						40,675,000
fair value adjustment for real estate losses																																						6,011,000
net loss
adjustments to reconcile net loss to net cash provided/(used) by operating activities:
benefit for deferred income tax																																							25,124,000	-40,449,000	-79,844,000
provision for foreclosure losses
loss on divestitures
held to maturity securities:
cash payments related to divestitures																																										92,782,000
issuance of common shares
cash paid for repurchase of debt																																							-147,200,000	0	-4,710,000	-72,806,000
decrease/(increase) in derivatives																																								66,732,000	132,651,000
benefit from foreclosure reserve																																								23,742,000	17,623,000
cash and cash equivalents from discontinued operations at end of period, included above
adjustments to reconcile net (loss)/income to net cash provided/(used) by operating activities:
excess tax benefit (shortfall) from stock-based compensation arrangements
operating																																										-118,290,000
activities																																										-89,599,000
provision for foreclosure reserve																																										2,046,000
equity securities gains																																										210,000
investing
purchases/																																										-48,788,000
net increase in loans																																										448,469,000
net increase in interest-bearing deposits with other financial institutions																																										2,283,000
financing
issuance of shares																																										-102,000
payments																																										-1,173,499,000
issuance of preferred stock of subsidiary
repurchase of preferred stock of subsidiary
net cash (used)/provided by financing activities																																										-2,910,263,000
see accompanying notes to consolidated condensed financial statements.
certain previously reported amounts have been reclassified to agree with current presentation.
loss on divestiture
net cash (used)/provided by investing activities

First Horizon Corporation(NYSE:FHN)

First Horizon Corporation
(NYSE:FHN)