First Financial Bankshares, Inc(NASDAQ:FFIN) 
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; and offers real estate, commercial, agricultural, and consumer loans to businesses, professional...
Website: http://www.ffin.com
Full Time Employees: 1,450
Sector: Financial Services
Industry: Banks-Regional
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At a glance:
Bull Thesis:
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Income Statements:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2022-12-31 | 2021-12-31 |
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interest income: | ||||||||
interest and fees on loans | 138,119,000 | 140,441,000 | 134,723,000 | 117,091,000 | 112,486,000 | 106,377,000 | ||
interest on investment securities: | ||||||||
taxable | 29,231,000 | 26,539,000 | 25,242,000 | 19,952,000 | 19,685,000 | 19,425,000 | ||
exempt from federal income tax | 11,173,000 | 10,196,000 | 8,541,000 | 7,737,000 | 8,049,000 | 8,757,000 | ||
interest on federal funds sold and interest-bearing demand deposits in banks | 2,521,250 | 2,516,000 | 4,304,000 | 4,715,000 | 1,006,500 | 792,000 | ||
total interest income | 182,868,000 | 179,692,000 | 172,810,000 | 149,495,000 | 142,206,000 | 135,351,000 | ||
interest expense: | ||||||||
interest on deposits | 51,207,000 | 52,009,000 | 48,732,000 | 45,251,000 | 39,224,000 | 36,165,000 | ||
interest on repurchase agreements and borrowings | 450,750 | 682,000 | 348,000 | 4,002,000 | ||||
total interest expense | 51,501,000 | 52,691,000 | 49,080,000 | 49,253,000 | 44,698,000 | 41,202,000 | ||
net interest income | 131,367,000 | 127,001,000 | 123,730,000 | 100,242,000 | 97,508,000 | 94,149,000 | ||
benefit from credit losses | 7,773,750 | 24,435,000 | 3,132,000 | |||||
net interest income after benefit from credit losses | 84,606,250 | 102,566,000 | 120,598,000 | |||||
noninterest income: | ||||||||
trust fees | 13,512,000 | 12,950,000 | 12,746,000 | 11,379,000 | 10,678,000 | 10,050,000 | ||
service charges on deposit accounts | 6,140,000 | 6,447,000 | 6,126,000 | 6,246,000 | 6,523,000 | 6,509,000 | ||
debit card fees | 5,791,000 | 5,333,000 | 5,218,000 | 4,891,000 | 5,024,000 | 5,041,000 | ||
credit card fees | 678,000 | 699,000 | 707,000 | 631,000 | 631,000 | 694,000 | ||
gain on sale and fees on mortgage loans | 4,217,000 | 4,375,000 | 4,126,000 | 3,128,000 | 1,940,000 | 3,442,000 | ||
net gain on sale of foreclosed assets | -12,000 | -122,000 | 200,000 | 23,000 | -10,000 | |||
net gain on sale of other assets | 1,500 | 6,000 | 406,500 | 696,000 | ||||
loan recoveries | 762,000 | 1,664,000 | 810,000 | |||||
other noninterest income | 2,084,000 | 2,918,000 | 2,934,000 | |||||
total noninterest income | 33,350,000 | 34,264,000 | 32,873,000 | 29,383,000 | 21,978,000 | 28,070,000 | ||
noninterest expense: | ||||||||
salaries, commissions and employee benefits | 47,229,000 | 42,605,000 | 42,575,000 | 36,683,000 | 35,753,000 | 32,935,000 | ||
net occupancy expense | 3,458,000 | 3,545,000 | 3,600,000 | 3,470,000 | 3,348,000 | 3,565,000 | ||
equipment expense | 2,127,000 | 2,395,000 | 2,478,000 | 2,237,000 | 2,020,000 | 2,200,000 | ||
fdic insurance premiums | 1,695,000 | 1,635,000 | 1,585,000 | 1,965,000 | 3,105,000 | 1,573,000 | ||
debit card expense | 3,263,000 | 3,512,000 | 3,308,000 | 3,058,000 | 3,229,000 | 3,284,000 | ||
professional and service fees | 2,798,000 | 3,000,000 | 2,730,000 | 2,396,000 | 2,623,000 | 2,425,000 | ||
printing, stationery and supplies | 528,000 | 456,000 | 473,000 | 447,000 | 492,000 | 512,000 | ||
operational and other losses | 1,583,000 | 1,957,000 | 720,000 | 1,154,000 | 1,096,000 | 959,000 | ||
software amortization and expense | 4,464,000 | 4,280,000 | 4,020,000 | 3,005,000 | 3,017,000 | 2,441,000 | ||
amortization of intangible assets | 86,000 | 86,000 | 86,000 | 157,000 | 228,000 | 228,000 | ||
other noninterest expense | 7,515,000 | 10,195,000 | 10,160,000 | |||||
total noninterest expense | 77,655,000 | 73,666,000 | 71,735,000 | 63,940,000 | 63,475,000 | 59,539,000 | ||
earnings before income taxes | 89,548,000 | 63,164,000 | 81,736,000 | 64,877,000 | 56,011,000 | 60,404,000 | ||
income tax expense | 16,239,000 | 10,897,000 | 15,078,000 | 11,480,000 | 10,031,000 | 10,848,000 | ||
net earnings | 73,309,000 | 52,267,000 | 66,658,000 | 53,397,000 | 45,980,000 | 49,556,000 | ||
yoy | 59.44% | 5.47% | ||||||
qoq | 40.26% | -21.59% | 24.83% | 16.13% | -7.22% | |||
net earnings per share, basic | 0.51 | 0.37 | 0.47 | 0.37 | 0.32 | 0.35 | ||
net earnings per share, diluted | 0.51 | 0.36 | 0.47 | 0.37 | 0.32 | 0.35 | ||
dividends per share | 0.19 | 0.19 | 0.19 | 0.18 | 0.18 | 0.18 | ||
other items of comprehensive earnings: | ||||||||
change in unrealized gain on investment securities available-for- sale, before income taxes | 36,617 | 82,122 | 19,536 | |||||
reclassification adjustment for realized (gains) losses on investment securities included in net earnings, before income taxes | ||||||||
total other items of comprehensive earnings | 36,617 | 82,122 | 19,536 | |||||
income tax benefit (expense) related to: | ||||||||
change in unrealized gain on investment securities available-for- sale | -7,689.5 | -17,245 | -4,103 | |||||
reclassification adjustment for realized gains on investment securities included in net earnings | ||||||||
comprehensive earnings tax benefit | -7,689.5 | -17,245 | -4,103 | |||||
comprehensive earnings | 73,995 | 117,144 | 82,091 | |||||
provision for credit losses | 808,000 | 2,276,000 | ||||||
net interest income after provision for credit losses | 99,434,000 | 68,917,500 | 91,873,000 | |||||
net gain on sale of available-for-sale securities | -6,205,000 | -972,000 | ||||||
interest on loan recoveries | 555,000 | 536,000 | 698,000 | |||||
other | 2,553,000 | 2,929,000 | 1,922,000 | |||||
interest on borrowings | 5,474,000 | 5,037,000 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2022-12-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-25 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2007-03-31 | 2006-12-31 | 2006-09-30 | 2006-06-30 | 2006-03-31 |
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assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and due from banks | 249,466,000 | 237,466,000 | 264,000,000 | 222,464,000 | 281,354,000 | 208,277,000 | 293,286,000 | 205,053,000 | 201,901,000 | 190,061,000 | 190,350,000 | 211,113,000 | 175,088,000 | 188,373,000 | 191,486,000 | 231,534,000 | 198,855,000 | 178,345,000 | 176,278,000 | 207,835,000 | 164,998,000 | 178,217,000 | 130,979,000 | 209,583,000 | 177,615,000 | 163,435,000 | 163,674,000 | 204,782,000 | 166,981,000 | 135,092,000 | 139,995,000 | 179,140,000 | 133,340,000 | 149,524,000 | 142,233,000 | 190,387,000 | 149,957,000 | 166,237,000 | 160,469,000 | 183,084,000 | 164,666,000 | 138,087,000 | 113,958,000 | 207,018,000 | 128,606,000 | 122,534,000 | 131,163,000 | 146,239,000 | 127,174,000 | 106,500,000 | 105,969,000 | 124,177,000 | 91,492,000 | 100,460,000 | 95,234,000 | 139,915,000 | 89,325,775 | 102,339,248 | 112,206,727 | 137,569,957 | 113,067,036 | 151,741,843 | 135,224,708 | 163,559,942 | 105,789,167 | 112,784,167 | 103,831,916 | 127,419,210 | 104,075,844 | 116,909,597 | 111,434,103 |
federal funds sold | 1,575,000 | 11,750,000 | 8,750,000 | 12,300,000 | 3,150,000 | 700,000 | 12,825,000 | 8,450,000 | 3,740,000 | 3,840,000 | 3,130,000 | 3,400,000 | 2,960,000 | 2,660,000 | 3,810,000 | 2,790,000 | 5,720,000 | 5,460,000 | 8,760,000 | 4,785,000 | 3,110,000 | 3,620,000 | 3,430,000 | 14,300,000 | 16,025,000 | 3,175,000 | 14,045,000 | 23,400,000 | 10,100,000 | 11,200,000 | 3,580,000 | 3,195,000 | 4,945,000 | 6,135,000 | 225,000 | 14,290,000 | 38,045,000 | 26,375,000 | 46,575,000 | 27,660,000 | 55,675,000 | 107,920,000 | 114,950,000 | 99,450,000 | 49,955,000 | 54,760,000 | 109,110,000 | 64,485,000 | 13,700,000 | 30,950,000 | 132,925,000 | ||||||||||||||||||||
interest-bearing demand deposits in banks | 826,947,000 | 401,580,000 | 435,612,000 | 365,397,000 | 255,237,000 | 180,008,000 | 37,392,000 | 323,535,000 | 359,241,000 | 654,531,000 | 893,221,000 | 517,971,000 | 58,933,000 | 196,426,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash and cash equivalents | 1,077,988,000 | 650,796,000 | 708,362,000 | 600,161,000 | 536,591,000 | 388,285,000 | 330,678,000 | 528,588,000 | 561,142,000 | 844,592,000 | 1,083,571,000 | 729,084,000 | 234,021,000 | 384,799,000 | 267,864,000 | 282,604,000 | 230,265,000 | 307,697,000 | 386,861,000 | 248,647,000 | 199,509,000 | 286,166,000 | 198,039,000 | 372,347,000 | 344,435,000 | 220,511,000 | 222,679,000 | 256,486,000 | 287,715,000 | 205,798,000 | 165,648,000 | 272,886,000 | 140,398,000 | 173,423,000 | 165,968,000 | 253,471,000 | 238,736,000 | 237,678,000 | 167,861,000 | 212,012,000 | 227,600,000 | 160,736,000 | 137,198,000 | 360,739,000 | 177,639,000 | 158,428,000 | 226,532,000 | 250,836,000 | 301,292,000 | 302,783,000 | 313,932,000 | 367,953,000 | 329,159,000 | 240,206,000 | 288,082,000 | 321,541,000 | 151,254,585 | 145,966,622 | 161,417,838 | 168,887,994 | 172,664,058 | 264,139,958 | 253,067,861 | 264,888,376 | 191,904,210 | ||||||
securities available-for-sale, at fair value | 5,514,113,000 | 5,260,813,000 | 4,886,548,000 | 4,658,526,000 | 4,732,762,000 | 4,652,537,000 | 5,474,359,000 | 6,573,179,000 | 6,119,984,000 | 5,578,048,000 | 5,109,631,000 | 4,393,029,000 | 4,431,280,000 | 4,118,863,000 | 4,107,069,000 | 3,413,317,000 | 3,397,156,000 | 3,259,492,000 | 3,212,812,000 | 3,158,777,000 | 3,144,367,000 | 3,197,567,000 | 3,276,193,000 | 3,087,473,000 | 2,885,483,000 | 2,964,513,000 | 3,018,279,000 | 2,860,837,000 | 2,729,030,000 | 2,795,356,000 | 2,763,039,000 | 2,733,899,000 | 2,737,353,000 | 2,729,113,000 | 2,689,330,000 | 2,415,856,000 | 2,253,762,000 | 2,173,828,000 | 2,163,017,000 | 2,057,723,000 | 1,975,303,000 | 1,974,604,000 | 1,958,151,000 | 1,819,035,000 | 1,882,617,000 | 1,961,908,000 | 1,960,760,000 | 1,841,389,000 | 1,728,557,000 | 1,639,992,000 | 1,656,109,000 | 1,537,178,000 | 1,412,173,000 | 1,402,448,000 | 1,396,230,000 | 1,270,104,000 | 1,303,347,263 | 1,250,784,162 | 1,217,185,480 | 1,238,921,868 | 1,134,632,127 | 1,098,881,011 | 1,094,923,390 | 1,102,073,636 | 1,104,221,937 | 1,109,118,659 | 1,072,007,617 | 1,102,327,223 | 1,078,460,541 | 1,078,628,832 | 1,061,780,329 |
loans: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-for-investment | 8,158,276,000 | 8,243,625,000 | 8,074,944,000 | 7,229,410,000 | 5,322,562,000 | 5,171,033,000 | 5,293,679,000 | 4,194,969,000 | 3,953,636,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less – allowance for credit losses | -105,536,000 | -88,734,000 | -75,834,000 | -63,465,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net loans held-for-investment | 8,052,740,000 | 8,137,667,000 | 7,972,152,000 | 7,139,848,000 | 7,060,057,000 | 6,904,982,000 | 5,223,124,000 | 5,242,464,000 | 5,259,588,000 | 5,104,499,000 | 5,217,641,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-for-sale | 29,992,000 | 26,015,000 | 33,233,000 | 16,109,000 | 14,253,000 | 12,229,000 | 11,965,000 | 37,810,000 | 47,721,000 | 65,405,000 | 83,969,000 | 101,055,000 | 28,228,000 | 40,499,000 | 22,305,000 | 21,672,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank premises and equipment | 149,985,000 | 149,651,000 | 148,999,000 | 151,953,000 | 151,788,000 | 152,936,000 | 152,973,000 | 149,764,000 | 147,516,000 | 147,655,000 | 142,415,000 | 142,269,000 | 141,002,000 | 138,933,000 | 139,554,000 | 131,022,000 | 132,367,000 | 134,322,000 | 135,321,000 | 133,421,000 | 130,815,000 | 130,366,000 | 126,446,000 | 124,026,000 | 125,668,000 | 123,620,000 | 122,787,000 | 122,685,000 | 122,725,000 | 122,326,000 | 118,208,000 | 115,712,000 | 116,803,000 | 104,495,000 | 104,358,000 | 103,000,000 | 101,437,000 | 96,619,000 | 95,406,000 | 95,505,000 | 94,676,000 | 94,808,000 | 86,265,000 | 84,122,000 | 80,580,000 | 80,404,000 | 79,308,000 | 76,483,000 | 73,443,000 | 72,550,000 | 70,301,000 | 70,162,000 | 67,387,000 | 66,888,000 | 65,652,000 | 64,363,000 | 63,658,827 | 63,806,862 | 64,888,214 | 65,675,138 | 65,531,388 | 63,513,569 | 63,187,003 | 61,670,159 | 61,430,954 | 61,203,665 | 59,855,025 | 60,963,452 | 61,066,085 | 60,334,441 | 60,932,858 |
intangible assets | 313,652,000 | 313,738,000 | 313,824,000 | 314,465,000 | 314,622,000 | 314,850,000 | 315,534,000 | 316,779,000 | 317,170,000 | 317,568,000 | 317,980,000 | 318,392,000 | 319,234,000 | 173,667,000 | 173,905,000 | 174,151,000 | 174,415,000 | 174,683,000 | 174,907,000 | 175,185,000 | 175,569,000 | 141,143,000 | 141,355,000 | 143,120,000 | 143,435,000 | 143,603,000 | 143,729,000 | 143,930,000 | 144,169,000 | 144,449,000 | 144,296,000 | 99,039,000 | 97,192,000 | 97,359,000 | 97,429,000 | 97,429,000 | 97,482,000 | 97,485,000 | 97,429,000 | 97,248,000 | 71,963,000 | 71,973,000 | 72,001,000 | 72,040,000 | 72,078,000 | 72,122,000 | 72,206,000 | 72,307,000 | 72,412,000 | 72,524,000 | 62,690,000 | 62,840,000 | 62,993,000 | 63,152,000 | 63,351,265 | 63,564,937 | 63,780,767 | 64,002,968 | 64,290,370 | 64,592,409 | 64,896,603 | 65,207,169 | 65,567,251 | 65,941,972 | 66,318,850 | 66,702,100 | 67,134,932 | 67,615,619 | 67,889,776 | ||
other assets | 308,006,000 | 302,848,000 | 313,723,000 | 310,096,000 | 295,521,000 | 351,599,000 | 322,523,000 | 170,834,000 | 126,601,000 | 136,954,000 | 124,297,000 | 133,258,000 | 123,778,000 | 127,367,000 | 246,387,000 | 90,919,000 | 91,220,000 | 91,234,000 | 83,007,000 | 90,762,000 | 85,510,000 | 88,910,000 | 92,162,000 | 75,725,000 | 67,341,000 | 83,796,000 | 81,420,000 | 86,066,000 | 77,615,000 | 80,688,000 | 76,413,000 | 85,635,000 | 76,016,000 | 74,646,000 | 58,165,000 | 59,906,000 | 61,351,000 | 65,294,000 | 62,629,000 | 71,334,000 | 65,468,000 | 70,189,000 | 52,863,000 | 62,293,000 | 60,035,000 | 59,426,000 | 59,635,000 | 62,688,000 | 61,012,000 | 60,711,000 | 59,455,000 | 60,246,000 | 59,150,000 | 61,388,000 | 58,269,000 | 58,266,000 | 45,611,727 | 47,071,492 | 43,908,662 | 50,798,861 | 44,478,758 | 44,652,379 | 43,482,156 | 39,492,957 | 38,749,371 | 44,061,679 | 36,788,633 | 42,675,700 | 36,878,192 | 40,976,582 | 33,508,409 |
total assets | 15,446,476,000 | 14,841,528,000 | 14,376,841,000 | 13,191,158,000 | 13,105,594,000 | 12,777,418,000 | 12,974,066,000 | 13,102,461,000 | 12,543,258,000 | 12,329,083,000 | 12,102,887,000 | 10,904,500,000 | 10,567,652,000 | 10,339,817,000 | 9,701,091,000 | 8,262,227,000 | 8,113,839,000 | 7,979,293,000 | 7,945,895,000 | 7,731,854,000 | 7,571,231,000 | 7,685,470,000 | 7,567,449,000 | 7,254,715,000 | 7,009,164,000 | 6,947,392,000 | 6,930,370,000 | 6,809,931,000 | 6,686,736,000 | 6,614,990,000 | 6,525,185,000 | 6,665,070,000 | 6,467,645,000 | 6,115,236,000 | 6,025,372,000 | 5,848,202,000 | 5,575,811,000 | 5,446,356,000 | 5,281,027,000 | 5,222,208,000 | 5,075,635,000 | 4,982,605,000 | 4,455,980,000 | 4,502,012,000 | 4,310,547,000 | 4,291,804,000 | 4,227,250,000 | 4,120,531,000 | 3,935,403,000 | 3,841,015,000 | 3,828,203,000 | 3,776,367,000 | 3,447,483,000 | 3,335,595,000 | 3,352,955,000 | 3,279,456,000 | 3,076,192,580 | 3,077,535,389 | 3,121,361,922 | 3,212,384,654 | 3,148,587,946 | 3,084,665,161 | 3,061,935,863 | 3,070,309,412 | 2,894,490,663 | 2,850,452,225 | 2,870,445,944 | 2,850,164,514 | 2,711,336,585 | 2,715,422,977 | 2,758,118,241 |
liabilities and shareholders’ equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing deposits | 3,401,057,000 | 3,446,262,000 | 3,439,059,000 | 3,348,147,000 | 3,435,586,000 | 3,477,553,000 | 4,061,788,000 | 3,780,230,000 | 3,574,405,000 | 3,427,038,000 | 3,350,145,000 | 2,982,697,000 | 2,950,407,000 | 2,941,679,000 | 2,288,597,000 | 2,065,128,000 | 2,210,997,000 | 2,167,552,000 | 2,165,745,000 | 2,116,107,000 | 2,146,984,000 | 2,105,953,000 | 2,111,116,000 | 2,041,650,000 | 1,949,174,000 | 1,856,439,000 | 1,827,609,000 | 1,717,722,000 | 1,702,993,000 | 1,644,812,000 | 1,654,271,000 | 1,745,952,000 | 1,720,383,000 | 1,574,745,000 | 1,600,807,000 | 1,570,330,000 | 1,505,847,000 | 1,445,947,000 | 1,389,331,000 | 1,362,184,000 | 1,371,835,000 | 1,305,049,000 | 1,237,840,000 | 1,311,708,000 | 1,200,154,000 | 1,156,238,000 | 1,125,577,000 | 1,101,576,000 | 1,020,953,000 | 989,271,000 | 969,416,000 | 959,473,000 | 781,228,000 | 782,166,000 | 804,556,000 | 836,323,000 | 719,265,726 | 741,242,165 | 769,392,695 | 797,077,004 | 769,114,908 | 807,681,419 | 717,546,846 | 739,180,980 | 657,861,485 | 664,952,156 | 657,785,690 | 685,335,743 | 631,958,156 | 622,993,821 | 608,160,815 |
interest-bearing deposits | 9,944,472,000 | 9,399,986,000 | 9,009,357,000 | 7,941,661,000 | 7,702,714,000 | 7,238,970,000 | 6,943,719,000 | 6,786,258,000 | 6,318,712,000 | 6,354,656,000 | 6,063,302,000 | 5,693,120,000 | 5,344,481,000 | 5,215,963,000 | 4,921,869,000 | 4,538,678,000 | 4,186,686,000 | 4,202,214,000 | 4,184,996,000 | 4,064,282,000 | 3,998,298,000 | 4,104,654,000 | 4,079,647,000 | 3,921,311,000 | 3,748,286,000 | 3,770,170,000 | 3,834,359,000 | 3,760,817,000 | 3,532,471,000 | 3,411,477,000 | 3,409,536,000 | 3,444,217,000 | 3,376,900,000 | 3,152,674,000 | 3,236,200,000 | 3,179,925,000 | 2,958,517,000 | 2,872,511,000 | 2,844,950,000 | 2,772,891,000 | 2,628,722,000 | 2,612,540,000 | 2,312,286,000 | 2,320,876,000 | 2,244,244,000 | 2,235,942,000 | 2,272,495,000 | 2,233,222,000 | 2,165,653,000 | 2,130,170,000 | 2,162,475,000 | 2,153,828,000 | 1,957,417,000 | 1,924,062,000 | 1,885,558,000 | 1,848,434,000 | 1,739,636,862 | 1,731,273,077 | 1,752,322,078 | 1,785,676,148 | 1,794,437,339 | 1,760,940,039 | 1,787,134,958 | 1,806,902,038 | 1,724,739,681 | 1,711,799,191 | 1,768,057,443 | 1,698,688,304 | 1,648,576,941 | 1,683,628,792 | 1,760,958,337 |
total deposits | 13,345,529,000 | 12,846,248,000 | 12,448,416,000 | 11,289,808,000 | 11,138,300,000 | 10,716,523,000 | 11,005,507,000 | 10,566,488,000 | 9,893,117,000 | 9,781,694,000 | 9,413,447,000 | 8,675,817,000 | 8,294,888,000 | 8,157,642,000 | 7,210,466,000 | 6,603,806,000 | 6,397,683,000 | 6,369,766,000 | 6,350,741,000 | 6,180,389,000 | 6,145,282,000 | 6,210,607,000 | 6,190,763,000 | 5,962,961,000 | 5,697,460,000 | 5,626,609,000 | 5,661,968,000 | 5,478,539,000 | 5,235,464,000 | 5,056,289,000 | 5,063,807,000 | 5,190,169,000 | 5,097,283,000 | 4,727,419,000 | 4,837,007,000 | 4,750,255,000 | 4,464,364,000 | 4,318,458,000 | 4,234,281,000 | 4,135,075,000 | 4,000,557,000 | 3,917,589,000 | 3,550,126,000 | 3,632,584,000 | 3,444,398,000 | 3,392,180,000 | 3,398,072,000 | 3,334,798,000 | 3,186,606,000 | 3,119,441,000 | 3,131,891,000 | 3,113,301,000 | 2,738,645,000 | 2,706,228,000 | 2,690,114,000 | 2,684,757,000 | 2,458,902,588 | 2,472,515,242 | 2,521,714,773 | 2,582,753,152 | 2,563,552,247 | 2,568,621,458 | 2,504,681,804 | 2,546,083,018 | 2,382,601,166 | 2,376,751,347 | 2,425,843,133 | 2,384,024,047 | 2,280,535,097 | 2,306,622,613 | 2,369,119,152 |
dividends payable | 27,223,000 | 27,263,000 | 27,206,000 | 25,754,000 | 25,712,000 | 25,730,000 | 24,278,000 | 21,388,000 | 21,380,000 | 21,357,000 | 18,500,000 | 18,484,000 | 18,476,000 | 18,462,000 | 17,060,000 | 16,306,000 | 16,299,000 | 16,294,000 | 14,244,000 | 14,227,000 | 14,216,000 | 14,211,000 | 12,589,000 | 12,589,000 | 12,580,000 | 12,572,000 | 11,904,000 | 11,897,000 | 11,891,000 | 11,891,000 | 10,567,000 | 10,558,000 | 10,551,000 | 10,265,000 | 8,980,000 | 8,972,000 | 8,969,000 | 8,968,000 | 8,318,000 | 8,318,000 | 8,314,000 | 8,311,000 | 7,879,000 | 7,872,000 | 7,870,000 | 7,553,000 | 7,550,000 | 7,549,000 | 7,548,000 | 7,125,000 | 7,120,000 | 7,090,000 | 7,088,000 | 7,087,000 | 7,081,000 | 7,079,547 | 7,076,967 | 7,073,587 | 7,071,342 | 7,069,840 | 7,069,362 | 6,650,490 | 6,645,590 | 5,784,087 | 5,769,262 | 5,419,649 | 5,413,848 | 5,358,758 | 5,322,565 | 4,972,372 | |
repurchase agreements | 62,956,000 | 50,646,000 | 48,026,000 | 307,297,000 | 381,928,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
borrowings | 21,680,000 | 21,956,000 | 22,153,000 | 26,803,000 | 22,153,000 | 751,544,000 | 642,507,000 | 671,152,000 | 648,679,000 | 549,969,000 | 548,604,000 | 430,093,000 | 503,163,000 | 449,224,000 | 857,871,000 | 381,356,000 | 400,155,000 | 362,005,000 | 382,711,000 | 468,706,000 | 380,760,000 | 456,935,000 | 372,155,000 | 331,000,000 | 351,435,000 | 379,324,000 | 360,264,000 | 445,770,000 | 615,675,000 | ||||||||||||||||||||||||||||||||||||||||||
other liabilities | 71,771,000 | 65,147,000 | 68,723,000 | 50,129,000 | 38,601,000 | 41,011,000 | 36,037,000 | 84,209,000 | 72,111,000 | 65,856,000 | 456,908,000 | 101,916,000 | 131,624,000 | 132,040,000 | 89,332,000 | 33,562,000 | 94,604,000 | 66,480,000 | 90,677,000 | 15,237,000 | 35,234,000 | 18,089,000 | 22,128,000 | 25,397,000 | 41,133,000 | 41,445,000 | 36,880,000 | 35,840,000 | 57,678,000 | 123,728,000 | 86,863,000 | 43,682,000 | 66,874,000 | 55,204,000 | 71,239,000 | 40,328,000 | 101,804,000 | 44,311,000 | 38,642,000 | 27,280,000 | 32,023,000 | 49,266,000 | 70,378,000 | 52,768,000 | 53,885,000 | 106,063,000 | 67,053,000 | 61,890,000 | 61,259,000 | 43,957,000 | 40,801,000 | 35,902,000 | 72,720,000 | 31,801,000 | 42,838,000 | 25,822,000 | 34,275,422 | 32,411,300 | 44,687,344 | 18,179,664 | 30,710,467 | 15,169,002 | 35,721,888 | 15,818,916 | 15,427,525 | 14,305,640 | 19,360,008 | 16,581,234 | 14,274,470 | 12,864,130 | 17,014,054 |
total liabilities | 13,529,159,000 | 13,011,260,000 | 12,639,489,000 | 11,699,791,000 | 11,606,694,000 | 11,537,308,000 | 11,708,329,000 | 11,343,237,000 | 10,809,523,000 | 10,608,714,000 | 10,437,459,000 | 9,226,310,000 | 8,948,151,000 | 8,757,368,000 | 8,174,729,000 | 7,035,030,000 | 6,908,741,000 | 6,814,545,000 | 6,838,373,000 | 6,678,559,000 | 6,575,492,000 | 6,699,842,000 | 6,597,635,000 | 6,331,947,000 | 6,102,608,000 | 6,059,950,000 | 6,071,016,000 | 5,972,046,000 | 5,818,792,000 | 5,748,832,000 | 5,686,577,000 | 5,860,084,000 | 5,675,611,000 | 5,414,043,000 | 5,319,124,000 | 5,166,665,000 | 4,917,046,000 | 4,806,320,000 | 4,664,461,000 | 4,634,561,000 | 4,507,394,000 | 4,406,741,000 | 3,891,728,000 | 3,945,049,000 | 3,760,635,000 | 3,757,541,000 | 3,710,245,000 | 3,611,994,000 | 3,436,204,000 | 3,363,310,000 | 3,371,988,000 | 3,334,679,000 | 2,996,552,000 | 2,904,597,000 | 2,929,134,000 | 2,863,754,000 | 2,660,658,654 | 2,688,676,290 | 2,739,822,530 | 2,843,602,426 | 2,798,171,102 | 2,740,754,537 | 2,710,177,034 | 2,734,813,950 | 2,572,488,752 | 2,543,936,039 | 2,562,236,909 | 2,549,263,476 | 2,418,213,510 | 2,435,651,451 | 2,477,489,871 |
commitments and contingencies | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shareholders’ equity: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock—0.01 par value... | 1,432,000 | 1,427,000 | 1,427,000 | 1,425,000 | 1,422,000 | 640,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital surplus | 699,631,000 | 697,308,000 | 694,273,000 | 683,997,000 | 681,246,000 | 679,374,000 | 677,593,000 | 676,871,000 | 675,139,000 | 672,288,000 | 671,849,000 | 669,644,000 | 668,815,000 | 666,963,000 | 673,535,000 | 450,676,000 | 448,968,000 | 448,349,000 | 445,672,000 | 443,114,000 | 440,589,000 | 439,731,000 | 437,868,000 | 378,062,000 | 376,286,000 | 374,391,000 | 373,023,000 | 372,245,000 | 371,170,000 | 370,601,000 | 369,972,000 | 368,925,000 | 367,444,000 | 306,763,000 | 306,362,000 | 305,429,000 | 304,866,000 | 304,308,000 | 303,875,000 | 302,991,000 | 302,320,000 | 301,963,000 | 278,122,000 | 277,412,000 | 277,121,000 | 276,801,000 | 276,623,000 | 276,127,000 | 275,887,000 | 275,670,000 | 275,256,000 | 274,629,000 | 270,355,000 | 270,087,000 | 269,880,000 | 269,294,000 | 269,073,389 | 268,608,275 | 268,271,148 | 268,087,449 | 267,927,363 | 267,761,861 | 267,471,707 | 267,136,338 | 267,019,351 | 266,821,404 | 266,643,574 | 266,271,930 | 266,108,303 | 266,001,145 | 58,793,238 |
retained earnings | 1,486,194,000 | 1,440,107,000 | 1,415,104,000 | 1,247,169,000 | 1,219,525,000 | 1,199,243,000 | 1,121,945,000 | 981,675,000 | 947,724,000 | 910,171,000 | 875,147,000 | 836,729,000 | 797,202,000 | 762,830,000 | 727,828,000 | 707,656,000 | 682,575,000 | 655,794,000 | 629,988,000 | 606,658,000 | 582,449,000 | 556,615,000 | 533,427,000 | 517,257,000 | 493,706,000 | 476,912,000 | 461,229,000 | 446,534,000 | 431,765,000 | 418,053,000 | 403,135,000 | 388,006,000 | 373,372,000 | 358,037,000 | 342,995,000 | 327,978,000 | 314,363,000 | 299,902,000 | 287,670,000 | 273,972,000 | 261,052,000 | 249,804,000 | 238,625,000 | 227,927,000 | 217,483,000 | 205,554,000 | 195,074,000 | 184,871,000 | 174,955,000 | 164,417,000 | 155,462,000 | 146,397,000 | 138,002,000 | 128,863,000 | 121,754,000 | 115,123,000 | 109,662,745 | 102,756,184 | 96,267,157 | 89,637,172 | 83,669,522 | 77,377,884 | 70,845,063 | 64,333,921 | 58,473,397 | 52,867,251 | 46,240,191 | 41,003,600 | 35,516,312 | 30,330,988 | 25,101,205 |
treasury stock | -14,274,000 | -13,984,000 | -13,594,000 | -12,120,000 | -11,855,000 | -11,658,000 | -11,035,000 | -10,090,000 | -9,876,000 | -9,641,000 | -9,385,000 | -8,780,000 | -8,697,000 | -8,437,000 | -8,222,000 | -8,042,000 | -7,823,000 | -7,660,000 | -7,507,000 | -7,419,000 | -7,291,000 | -7,148,000 | -7,028,000 | -6,948,000 | -6,790,000 | -6,671,000 | -6,566,000 | -6,517,000 | -6,409,000 | -6,296,000 | -6,207,000 | -6,110,000 | -6,005,000 | -5,878,000 | -5,797,000 | -5,723,000 | -5,618,000 | -5,364,000 | -5,259,000 | -5,138,000 | -5,007,000 | -4,908,000 | -4,763,000 | -4,712,000 | -4,597,000 | -4,476,000 | -4,394,000 | -4,314,000 | -4,207,000 | -4,115,000 | -4,038,000 | -3,946,000 | -3,833,000 | -3,745,991 | -3,671,412 | -3,580,377 | -3,500,436 | -3,410,582 | -3,344,178 | -3,255,670 | -3,170,304 | -3,130,476 | -3,059,738 | -2,990,335 | -2,911,506 | -2,837,163 | -2,790,346 | -2,699,856 | |||
deferred compensation | 14,274,000 | 13,984,000 | 13,594,000 | 12,120,000 | 11,855,000 | 11,658,000 | 11,035,000 | 10,090,000 | 9,876,000 | 9,641,000 | 9,385,000 | 9,126,000 | 8,780,000 | 8,697,000 | 8,437,000 | 8,222,000 | 8,042,000 | 7,823,000 | 7,660,000 | 7,507,000 | 7,512,000 | 7,419,000 | 7,291,000 | 7,148,000 | 7,028,000 | 6,948,000 | 6,790,000 | 6,671,000 | 6,566,000 | 6,517,000 | 6,409,000 | 6,296,000 | 6,207,000 | 6,110,000 | 6,005,000 | 5,878,000 | 5,797,000 | 5,723,000 | 5,618,000 | 5,490,000 | 5,364,000 | 5,259,000 | 5,138,000 | 5,007,000 | 4,908,000 | 4,763,000 | 4,712,000 | 4,597,000 | 4,476,000 | 4,394,000 | 4,314,000 | 4,207,000 | 4,115,000 | 4,038,000 | 3,946,000 | 3,833,000 | 3,745,991 | 3,671,412 | 3,580,377 | 3,500,436 | 3,410,582 | 3,344,178 | 3,255,670 | 3,170,304 | 3,130,476 | 3,059,738 | 2,990,335 | 2,911,506 | 2,837,163 | 2,790,346 | 2,699,856 |
accumulated other comprehensive earnings | -269,940,000 | -308,579,000 | -373,456,000 | -441,227,000 | -403,298,000 | -639,934,000 | -535,228,000 | 99,253,000 | 109,447,000 | 136,486,000 | 117,009,000 | 170,395,000 | 123,576,000 | 67,506,000 | 72,197,000 | 59,247,000 | 30,506,000 | 2,845,000 | -27,976,000 | -11,395,000 | -2,157,000 | 26,786,000 | 35,902,000 | 35,477,000 | 24,441,000 | 18,445,000 | 64,348,000 | 76,843,000 | 64,841,000 | 47,395,000 | 50,559,000 | 35,751,000 | 56,250,000 | 47,489,000 | 38,895,000 | 35,186,000 | 24,381,000 | 10,364,000 | 4,549,000 | 23,777,000 | 47,190,000 | 51,309,000 | 54,993,000 | 51,593,000 | 44,993,000 | 47,225,000 | 48,043,000 | 37,304,000 | 25,183,000 | 20,453,000 | 42,366,000 | 31,840,000 | 31,979,000 | 31,077,000 | 36,589,568 | 17,286,492 | 16,793,040 | 10,849,615 | 3,817,534 | -6,581,884 | |||||||||||
total shareholders’ equity | 1,917,317,000 | 1,830,268,000 | 1,737,352,000 | 1,491,367,000 | 1,498,900,000 | 1,240,110,000 | 1,265,737,000 | 1,759,224,000 | 1,733,735,000 | 1,720,369,000 | 1,665,428,000 | 1,678,190,000 | 1,619,501,000 | 1,582,449,000 | 1,526,362,000 | 1,227,197,000 | 1,205,098,000 | 1,164,748,000 | 1,107,522,000 | 1,053,295,000 | 995,739,000 | 985,628,000 | 969,814,000 | 922,768,000 | 906,556,000 | 887,442,000 | 859,354,000 | 837,885,000 | 867,944,000 | 866,158,000 | 838,608,000 | 804,986,000 | 792,034,000 | 701,193,000 | 706,248,000 | 681,537,000 | 658,765,000 | 640,036,000 | 616,566,000 | 587,647,000 | 568,241,000 | 575,864,000 | 564,252,000 | 556,963,000 | 549,912,000 | 534,263,000 | 517,005,000 | 508,537,000 | 499,199,000 | 477,705,000 | 456,215,000 | 441,688,000 | 450,931,000 | 430,998,000 | 423,821,000 | 415,702,000 | 415,533,926 | 388,859,099 | 381,539,392 | 368,782,228 | 350,416,844 | 343,910,624 | 351,758,829 | 335,495,462 | 322,001,911 | 306,516,186 | 308,209,035 | 300,901,038 | 293,123,075 | 279,771,526 | 280,628,370 |
total liabilities and shareholders’ equity | 15,446,476,000 | 14,841,528,000 | 14,376,841,000 | 13,191,158,000 | 13,105,594,000 | 12,777,418,000 | 12,974,066,000 | 13,102,461,000 | 12,543,258,000 | 12,329,083,000 | 12,102,887,000 | 10,904,500,000 | 10,567,652,000 | 10,339,817,000 | 9,701,091,000 | 8,262,227,000 | 8,113,839,000 | 7,979,293,000 | 7,945,895,000 | 7,731,854,000 | 7,571,231,000 | 7,685,470,000 | 7,567,449,000 | 7,254,715,000 | 7,009,164,000 | 6,947,392,000 | 6,930,370,000 | 6,809,931,000 | 6,686,736,000 | 6,614,990,000 | 6,525,185,000 | 6,665,070,000 | 6,467,645,000 | 6,115,236,000 | 6,025,372,000 | 5,848,202,000 | 5,575,811,000 | 5,446,356,000 | 5,281,027,000 | 5,222,208,000 | 5,075,635,000 | 4,982,605,000 | 4,455,980,000 | 4,502,012,000 | 4,310,547,000 | 4,291,804,000 | 4,227,250,000 | 4,120,531,000 | 3,935,403,000 | 3,841,015,000 | 3,828,203,000 | 3,776,367,000 | 3,447,483,000 | 3,335,595,000 | 3,352,955,000 | 3,279,456,000 | 3,076,192,580 | 3,077,535,389 | 3,121,361,922 | 3,212,384,654 | 3,148,587,946 | 3,084,665,161 | 3,061,935,863 | 3,070,309,412 | 2,894,490,663 | 2,850,452,225 | 2,870,445,944 | 2,850,164,514 | 2,711,336,585 | 2,715,422,977 | 2,758,118,241 |
less—allowance for credit losses | -105,958,000 | -102,792,000 | -89,562,000 | -89,714,000 | -63,370,000 | -62,138,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trade date payable | 24,965,000 | 2,500,000 | 189,838,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — 0.01 par value... | 1,432,000 | 1,431,000 | 663,000 | 314,000 | 208,000 | 208,000 | 208,000 | 208,224 | 208,047 | 207,936 | 207,923 | 207,601 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — | 1,428,000 | 1,427,000 | 1,425,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-for-investment, excluding ppp loans | 7,148,682,000 | 6,994,574,000 | 6,441,699,000 | 5,336,179,000 | 5,147,160,000 | 4,984,210,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ppp loans | 109,000 | 122,000 | 169,000 | 52,793,000 | 139,334,000 | 320,392,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total loans held-for-investment | 7,148,791,000 | 6,994,696,000 | 6,441,868,000 | 5,388,972,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net loans held – for -investment | 6,366,034,000 | 5,325,507,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trade date payables | 174,236,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total loans held-for-investments | 5,286,494,000 | 5,304,602,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held-for-sale (56,257, 63,293 and 79,585 at fair value at | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
june 30, 2021 and 2020 and december 31, 2020, respectively) | 61,802,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock— | 1,424,000 | 1,358,000 | 676,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less - allowance for credit losses | -62,974,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock - | 1,423,000 | 1,421,000 | 1,420,000 | 1,423,000 | 677,000 | 662,000 | 662,000 | 661,000 | 661,000 | 661,000 | 660,000 | 659,000 | 642,000 | 641,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less – allowance for loan losses | -66,534,000 | -52,499,000 | -51,820,000 | -51,585,000 | -51,202,000 | -45,779,000 | -41,877,000 | -36,824,000 | -34,529,000 | -34,315,000 | -31,106,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
december 31, 2020 and 2019, respectively) | -9,126,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less - allowance for loan losses | -76,038,000 | -68,947,000 | -60,440,000 | -51,889,000 | -49,951,000 | -47,922,000 | -47,410,000 | -46,192,000 | -45,298,000 | -45,060,000 | -44,072,000 | -40,420,000 | -38,999,000 | -37,828,000 | -36,388,000 | -34,693,000 | -34,800,000 | -34,099,000 | -34,672,000 | -34,839,000 | -34,932,000 | -34,747,000 | -34,301,000 | -33,406,000 | |||||||||||||||||||||||||||||||||||||||||||||||
net loans | 5,318,696,000 | 5,250,490,000 | 4,620,983,000 | 4,170,698,000 | 4,088,926,000 | 4,011,437,000 | 3,952,021,000 | 3,924,106,000 | 3,834,665,000 | 3,805,818,000 | 3,697,582,000 | 3,452,543,000 | 3,443,424,000 | 3,410,269,000 | 3,339,949,000 | 3,338,426,000 | 3,324,086,000 | 3,264,328,000 | 3,255,135,000 | 3,308,716,000 | 3,248,002,000 | 2,928,769,000 | 2,900,879,000 | 2,901,167,000 | 2,803,308,000 | 2,750,752,000 | 2,664,024,000 | 2,655,548,000 | 2,580,009,000 | 2,544,784,000 | 2,103,465,000 | 2,053,784,000 | 1,968,922,000 | 1,883,545,000 | 1,764,338,000 | 1,752,229,000 | 1,694,531,000 | 1,686,009,000 | 1,649,311,000 | 1,659,240,000 | 1,507,695,000 | 1,490,718,000 | 1,470,251,000 | 1,486,757,000 | 1,428,865,335 | 1,455,875,025 | 1,456,899,937 | 1,544,613,855 | 1,547,678,473 | 1,493,865,166 | 1,517,512,792 | 1,510,558,075 | 1,440,409,025 | 1,375,558,079 | 1,390,408,763 | 1,357,533,816 | 1,320,816,356 | 1,277,638,439 | 1,239,857,154 | ||||||||||||
goodwill and intangible assets | 318,875,000 | 319,365,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive earnings, net of income taxes | 152,063,000 | 151,236,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing time deposits in banks | 960,000 | 1,458,000 | 1,458,000 | 1,458,000 | 1,458,000 | 1,458,000 | 1,458,000 | 1,458,000 | 1,458,000 | 1,707,000 | 1,707,000 | 1,707,000 | 2,427,000 | 2,427,000 | 3,495,000 | 4,491,000 | 5,456,000 | 9,170,000 | 17,002,000 | 19,234,000 | 24,188,000 | 30,026,000 | 31,917,000 | 34,352,000 | 39,350,000 | 45,172,000 | 49,005,000 | 67,506,000 | 74,594,000 | 62,018,000 | 61,175,000 | ||||||||||||||||||||||||||||||||||||||||
held for investment | 5,253,067,000 | 4,639,389,000 | 4,100,316,000 | 4,040,952,000 | 3,989,160,000 | 3,867,040,000 | 3,831,480,000 | 3,730,051,000 | 3,485,569,000 | 3,472,227,000 | 3,439,352,000 | 3,372,512,000 | 3,357,307,000 | 3,337,793,000 | 3,283,655,000 | 3,282,199,000 | 3,317,050,000 | 3,266,817,000 | 2,942,224,000 | 2,928,476,000 | 2,929,188,000 | 2,828,430,000 | 2,773,074,000 | 2,688,288,000 | 2,684,285,000 | 2,609,085,000 | 2,560,890,000 | 2,128,015,000 | 2,077,166,000 | 1,993,820,000 | 1,908,615,000 | 1,793,172,000 | 1,775,915,000 | 1,722,570,000 | 1,715,159,000 | 1,678,385,000 | 1,677,187,000 | 1,528,761,000 | 1,513,671,000 | 1,496,444,000 | 1,510,046,000 | 1,449,342,974 | 1,462,884,525 | 1,465,310,257 | 1,511,420,878 | 1,522,416,156 | 1,505,004,840 | 1,479,428,759 | 1,492,223,308 | ||||||||||||||||||||||
net loans held for investment | 5,184,120,000 | 4,578,949,000 | 4,142,470,000 | 4,048,427,000 | 3,989,132,000 | 3,937,575,000 | 3,902,434,000 | 3,816,169,000 | 3,781,529,000 | 3,680,552,000 | 3,437,413,000 | 3,424,305,000 | 3,391,942,000 | 3,326,320,000 | 3,311,528,000 | 3,292,495,000 | 3,238,595,000 | 3,238,127,000 | 3,275,173,000 | 3,226,397,000 | 2,903,225,000 | 2,890,648,000 | 2,892,364,000 | 2,792,042,000 | 2,737,182,000 | 2,653,595,000 | 2,650,385,000 | 2,574,285,000 | 2,526,791,000 | 2,093,343,000 | 2,042,327,000 | 1,958,888,000 | 1,873,868,000 | 1,758,643,000 | 1,741,600,000 | 1,688,269,000 | 1,681,753,000 | 1,645,884,000 | 1,646,081,000 | ||||||||||||||||||||||||||||||||
held for sale | 66,370,000 | 42,034,000 | 14,446,000 | 18,496,000 | 24,289,000 | 17,030,000 | 15,130,000 | 19,119,000 | 18,327,000 | 13,629,000 | 26,898,000 | 31,591,000 | 25,733,000 | 17,008,000 | 33,543,000 | 21,605,000 | 25,544,000 | 10,231,000 | 8,803,000 | 11,266,000 | 13,570,000 | 10,429,000 | 5,163,000 | 5,724,000 | 17,993,000 | 10,122,000 | 11,457,000 | 10,034,000 | 9,677,000 | 5,695,000 | 10,629,000 | 6,262,000 | 4,256,000 | 3,427,000 | 13,159,000 | 8,947,000 | 6,001,000 | 2,557,000 | 4,323,000 | 5,054,300 | 16,237,278 | 14,241,406 | 54,721,837 | 45,310,536 | 7,537,241 | 56,461,373 | 35,796,281 | ||||||||||||||||||||||||
interest-bearing deposits in banks | 76,378,000 | 47,920,000 | 31,410,000 | 128,652,000 | 197,758,000 | 40,812,000 | 34,511,000 | 99,499,000 | 67,060,000 | 162,764,000 | 166,820,000 | 53,336,000 | 55,165,000 | 48,574,000 | 117,334,000 | 67,746,000 | 22,993,000 | 89,936,000 | 4,268,000 | 18,179,000 | 18,275,000 | 54,324,000 | 83,994,000 | 68,331,000 | 3,772,000 | 25,498,000 | 48,634,000 | 6,624,000 | 20,065,000 | 139,676,000 | 25,633,000 | 25,794,000 | 84,169,000 | 104,597,000 | 170,538,000 | 193,088,000 | 203,018,000 | 243,776,000 | 231,532,000 | 139,521,000 | 192,848,000 | 167,336,000 | 23,883,810 | 17,252,374 | 2,636,111 | 3,658,037 | 3,922,022 | 4,478,115 | 2,893,153 | 1,878,434 | 1,808,313 | 1,009,932 | 6,174,192 | 1,072,443 | 1,000,093 | 8,885,731 | 5,755,087 | ||||||||||||||
common stock - 0.01 par value... | 1,359,000 | 678,000 | 661,000 | 660,000 | 641,000 | 641,000 | 640,000 | 320,000 | 320,000 | 315,000 | 315,000 | 315,000 | 314,000 | 314,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock – | 1,358,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock – (0.01 par value... | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
135,680,420, 67,612,760 and 67,753,133 shares issued at march 31, 2019 and 2018 and december 31, 2018, respectively) | 1,356,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less-allowance for loan losses | -50,871,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock 0.01 par value... | 677,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
september 30, 2018 and 2017 and december 31, 2017, respectively) | -7,512,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held-to-maturity (fair value of | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
107 at june 30, 2017) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held-to-maturity | 105,000 | 114,000 | 121,000 | 129,000 | 137,000 | 146,000 | 278,000 | 286,000 | 295,000 | 310,000 | 441,000 | 554,000 | 568,000 | 582,000 | 684,000 | 798,000 | 886,000 | 903,000 | 1,061,000 | 1,247,000 | 1,459,000 | 2,581,000 | 3,609,000 | 4,362,000 | 6,663,000 | 6,683,000 | 9,064,000 | 9,229,000 | 11,107,000 | 11,478,000 | 15,273,000 | 15,324,095 | 19,277,615 | 20,086,295 | 23,493,088 | 23,575,687 | 24,226,291 | 24,866,058 | 26,419,040 | 26,559,645 | 26,014,072 | 25,950,948 | 26,985,570 | 28,204,542 | 33,483,736 | 44,035,525 | |||||||||||||||||||||||||
less—allowance for loan losses | -49,499,000 | -35,892,000 | -33,900,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less — allowance for loan losses | -48,156,000 | -32,501,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term borrowings | 513,759,000 | 556,924,000 | 525,340,000 | 500,903,000 | 621,155,000 | 401,898,000 | 367,110,000 | 341,909,000 | 434,583,000 | 383,220,000 | 463,888,000 | 466,500,000 | 431,575,000 | 263,345,000 | 259,697,000 | 254,480,000 | 251,428,000 | 237,567,000 | 207,756,000 | 180,790,000 | 192,364,000 | 192,171,000 | 178,356,000 | 178,097,000 | 159,480,000 | 189,095,000 | 146,094,000 | 160,401,097 | 176,672,781 | 166,346,826 | 235,598,268 | 196,838,548 | 149,894,715 | 163,122,852 | 166,266,426 | 168,675,974 | 147,109,790 | 111,614,119 | 143,244,347 | 118,045,185 | 110,842,143 | 86,384,293 | |||||||||||||||||||||||||||||
loans | 1,457,137,210 | 1,391,983,553 | 1,406,866,740 | 1,373,734,620 | 1,337,314,736 | 1,293,111,362 | 1,254,972,949 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shareholders’ equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock, 0.01 par value... | 320,000 | 315,000 | 314,000 | 209,000 | 208,000 | 207,992 | 207,669 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
december 31, 2013 and 2012, respectively) | -5,490,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock – 0.01 par value... | 315,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trading securities, at fair value | 4,779,483 | 31,188,674 | 93,194,729 | 55,990,882 | 95,737,085 | 30,794,378 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans - sum | 1,537,708,000 | 1,519,672,000 | 1,499,001,000 | 1,454,397,274 | 1,479,121,803 | 1,479,551,663 | 1,567,726,692 | 1,512,542,081 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less: allowance for loan losses | -30,013,000 | -28,954,000 | -28,750,000 | -25,531,939 | -23,246,778 | -22,651,726 | -20,048,219 | -18,676,915 | -18,377,340 | -16,728,185 | -16,425,474 | -16,457,977 | -16,498,380 | -15,472,923 | -15,115,795 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans: - sum | 1,514,369,000 | 1,566,142,715 | 1,535,890,132 | 1,528,019,589 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less— allowance for loan losses | -27,612,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20,814,760, 20,792,309, and 20,799,198 shares issued at june 30, 2009 and 2008 and december 31, 2008, respectively | 208,148 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less- allowance for loan losses | -21,528,860 | -17,461,514 | -16,200,804 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total investment securities | 1,253,944,899 | 1,153,901,680 | 1,119,789,448 | 1,128,492,676 | 1,130,781,582 | 1,135,132,731 | 1,097,958,565 | 1,129,312,793 | 1,106,665,083 | 1,112,112,568 | 1,105,815,854 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income | -1,387,977 | -1,437,044 | 13,234,230 | -13,380,070 | -4,882,278 | -8,708,855 | -16,767,884 | -10,440,883 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — 0.01 par value: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
authorized 40,000,000 shares; 20,782,926, 20,754,796 and 20,766,848 shares issued at march 31, 2008 and 2007, and december 31, 2007, respectively | 207,829 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents | 157,552,480 | 168,554,099 | 212,941,916 | 117,775,844 | 147,859,597 | 244,359,103 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
20,764,492, 20,731,455 and 20,739,127 shares issued at september 30, 2007 and 2006 and december 31, 2006, respectively | 207,645 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive loss | -3,698,482 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — 0.01 par value at march 31, 2007 and december 31, 2006 and 10.00 at march 31, 2006; authorized 40,000,000 shares; 20,754,796, 20,717,481 and 20,739,127 shares issued at march 31, 2007 and 2006 and december 31, 2006, respectively | 207,548 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock | 207,392 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — 0.01 par value at september 30, 2006 and 10.00 par value at september 30, 2005 and december 31, 2005; authorized 40,000,000 shares; 20,731,455, 20,704,527 and 20,714,401 shares issued at september 30, 2006 and 2005 and december 31, 2005, respectively | 207,315 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — 0.01 par value at june 30, 2006 and 10.00 at june 30 and december 31, 2005; authorized 40,000,000 shares; 20,727,734, 20,697,633 and 20,714,401 shares issued at june 30, 2006 and 2005 and december 31, 2005, respectively | 207,277 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock — 10 par value; authorized 40,000,000 shares; 20,717,481, 20,688,642 and 20,714,401 shares issued at march 31, 2006 and 2005 and december 31, 2005, respectively | 207,174,810 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2024-03-31 | 2023-12-31 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-25 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2007-03-31 | 2006-12-31 | 2006-09-30 | 2006-06-30 | 2006-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net earnings | 73,309,000 | 53,397,000 | 45,980,000 | 56,379,000 | 56,918,000 | 58,476,000 | 52,857,000 | 53,469,000 | 37,232,000 | 41,388,000 | 43,079,000 | 42,093,000 | 38,252,000 | 38,436,000 | 40,050,000 | 37,633,000 | 34,519,000 | 36,144,000 | 29,373,000 | 28,255,000 | 26,599,000 | 26,666,000 | 25,603,000 | 26,809,000 | 25,696,000 | 25,192,000 | 25,886,000 | 25,306,000 | 23,997,000 | 22,587,000 | 23,431,000 | 21,205,000 | 22,336,000 | 21,239,000 | 19,562,000 | 19,490,000 | 18,577,000 | 18,318,000 | 19,800,000 | 18,351,000 | 17,756,000 | 17,467,000 | 18,087,000 | 16,520,000 | 16,295,000 | 15,515,000 | 16,229,000 | 14,198,000 | 13,717,000 | 12,541,326 | 13,986,108 | 13,565,994 | 13,703,572 | 13,038,992 | 13,361,479 | 13,602,183 | 13,161,632 | 12,506,114 | 12,250,784 | 13,270,297 | 11,462,410 | 11,709,026 | 11,404,761 | 11,448,102 | 11,467,327 |
adjustments to reconcile net earnings to net cash from operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization | 3,319,000 | 3,221,000 | 3,288,000 | 3,236,000 | 3,171,000 | 3,300,000 | 3,558,000 | 2,848,000 | 3,087,000 | 2,935,000 | 2,784,000 | 2,964,000 | 2,982,000 | 2,995,000 | 3,121,000 | 3,255,000 | 3,178,000 | 3,469,000 | 3,238,000 | 3,304,000 | 2,905,000 | 2,946,000 | 2,940,000 | 2,882,000 | 2,805,000 | 3,076,000 | 2,995,000 | 2,601,000 | 2,473,000 | 3,018,000 | 1,671,000 | 2,257,000 | 2,316,000 | 2,262,000 | 2,255,000 | 2,114,000 | 2,007,000 | 2,012,000 | 1,995,000 | 2,026,000 | 1,887,000 | 1,891,000 | 1,861,000 | 1,810,000 | 1,790,000 | 1,827,000 | 1,749,000 | 1,749,000 | 1,777,000 | 1,903,585 | 1,944,559 | 1,942,113 | 1,955,743 | 2,028,492 | 2,030,077 | 1,992,696 | 1,962,419 | 1,997,798 | 1,972,407 | 1,925,763 | 1,921,963 | 2,047,072 | 2,070,987 | 2,028,115 | 1,808,386 |
provision for credit losses | 808,000 | -1,206,000 | -1,997,000 | -8,033,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities premium amortization | 8,941,000 | 11,153,000 | 11,967,000 | 16,183,000 | 14,105,000 | 13,373,000 | 7,239,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of securities and other assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock-based compensation | 1,861,000 | 1,129,000 | 1,223,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net tax benefit from stock-based compensation | 158,000 | 102,000 | 50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred federal income tax benefit | -12,232,000 | -2,148,000 | -12,329,000 | 7,487,000 | -455,000 | 48,000 | 9,015,000 | -1,169,000 | 261,000 | 1,904,000 | -724,000 | 127,000 | 158,000 | 59,398 | 24,326 | -292,774 | |||||||||||||||||||||||||||||||||||||||||||||||||
change in loans held-for-sale | -3,927,000 | -1,797,000 | -1,927,000 | 4,534,000 | 16,365,000 | 16,493,000 | -33,969,000 | -22,573,000 | -13,445,000 | -17,860,000 | -7,584,000 | 6,953,000 | 6,081,000 | -7,108,000 | -1,901,000 | -793,000 | -4,697,000 | 13,269,000 | |||||||||||||||||||||||||||||||||||||||||||||||
change in other assets | 18,123,000 | -4,245,000 | -3,524,000 | -12,993,000 | 8,868,000 | -10,169,000 | 3,388,000 | -1,406,000 | -15,046,000 | 62,000 | 768,000 | -6,906,000 | 7,927,000 | -4,396,000 | 3,891,000 | 3,270,000 | -4,462,000 | -9,390,000 | 14,493,000 | -1,475,000 | 5,685,000 | -7,662,000 | 4,198,000 | -4,843,000 | 10,704,000 | -7,264,000 | 5,474,000 | -16,212,000 | 1,083,000 | 916,000 | 3,964,000 | -3,202,000 | 8,174,000 | -8,896,000 | 5,518,000 | -11,608,000 | 8,732,000 | -5,017,000 | -1,144,000 | -851,000 | 1,842,000 | -2,542,000 | 1,091,000 | -1,240,000 | 1,616,000 | 643,000 | 2,305,000 | 667,000 | 958,000 | -12,571,036 | 1,831,991 | -4,438,501 | 8,580,546 | ||||||||||||
change in other liabilities | -12,193,000 | 11,875,000 | -2,463,000 | -14,632,000 | 840,000 | 15,342,000 | -29,494,000 | 33,403,000 | 4,871,000 | -4,723,000 | 3,878,000 | -3,753,000 | 8,972,000 | -4,032,000 | -565,000 | -51,000 | 6,269,000 | -6,887,000 | 1,639,000 | -3,232,000 | 8,765,000 | -3,173,000 | -3,313,000 | -3,737,000 | 7,580,000 | -7,318,000 | 960,000 | 1,020,000 | 7,002,000 | -3,235,000 | 1,844,000 | -2,965,000 | 7,842,000 | -6,246,000 | 3,763,000 | -5,207,000 | 7,440,000 | -3,286,000 | -367,000 | -426,000 | 5,897,000 | -3,069,000 | 1,076,000 | -1,403,000 | 4,528,000 | -7,551,000 | 2,740,000 | -1,122,000 | 3,518,000 | -3,946,693 | 1,524,012 | -5,384,619 | 7,382,300 | ||||||||||||
total adjustments | 1,576,000 | 22,246,000 | 12,749,000 | -4,832,000 | 39,851,000 | 17,287,000 | -31,834,000 | 28,827,000 | -5,646,000 | 17,069,000 | -6,129,000 | -5,647,000 | 34,014,000 | -8,353,000 | 29,880,000 | 6,210,000 | 10,611,000 | -1,015,000 | 28,264,000 | 2,292,000 | 40,362,000 | 6,248,000 | 11,215,000 | -7,804,000 | 46,309,000 | -10,019,000 | 22,485,000 | -20,163,000 | 16,408,000 | 9,255,000 | 15,703,000 | -4,164,000 | 21,049,000 | -5,646,000 | 28,803,000 | -16,215,000 | 24,048,000 | -3,438,000 | 2,416,000 | 871,000 | 18,988,000 | -3,828,000 | 6,636,000 | 2,705,000 | 21,229,000 | -5,439,000 | 5,458,000 | 1,210,000 | 10,940,000 | -4,792,651 | 46,389,613 | 53,087,497 | 23,033,541 | 24,105,074 | -96,207,536 | 17,110,181 | -8,666,950 | -6,523,417 | -20,362,163 | 41,616,282 | -9,429,682 | -9,018,315 | -15,385,842 | 1,511,635 | 29,007,171 |
net cash from operating activities | 74,885,000 | 75,643,000 | 58,729,000 | 51,547,000 | 96,769,000 | 75,763,000 | 21,023,000 | 82,296,000 | 31,586,000 | 58,457,000 | 36,950,000 | 36,446,000 | 72,266,000 | 30,083,000 | 69,930,000 | 43,843,000 | 45,130,000 | 35,129,000 | 57,637,000 | 30,547,000 | 66,961,000 | 32,914,000 | 36,818,000 | 19,005,000 | 72,005,000 | 15,173,000 | 48,371,000 | 5,143,000 | 40,405,000 | 31,842,000 | 39,134,000 | 17,041,000 | 43,385,000 | 15,593,000 | 48,365,000 | 3,275,000 | 42,625,000 | 14,880,000 | 22,216,000 | 19,222,000 | 36,744,000 | 13,639,000 | 24,723,000 | 19,225,000 | 37,524,000 | 10,076,000 | 21,687,000 | 15,408,000 | 24,657,000 | 7,748,675 | 60,375,721 | 66,653,491 | 36,737,113 | 37,144,066 | -82,846,057 | 30,712,364 | 4,494,682 | 5,982,697 | -8,111,379 | 54,886,579 | 2,032,728 | 2,690,711 | -3,981,081 | 12,959,737 | 40,474,498 |
cash flows from investing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
activity in available-for-sale securities and other investments: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sales | 90,715,000 | 0 | 10,631,000 | 0 | 10,084,000 | 157,521,000 | 95,437,000 | 10,000 | 1,352,000 | 65,821,000 | 231,000 | 0 | 71,134,000 | 57,680,000 | 91,445,000 | 0 | 83,605,000 | 30,791,000 | 6,180,000 | 19,718,000 | 7,410,000 | 12,829,000 | 553,000 | 1,039,000 | 26,781,000 | 6,631,000 | 1,129,000 | -1,971,000 | 2,145,000 | 541,000 | 904,000 | 605,000 | 50,065,000 | 66,128,000 | 5,227,000 | 30,054,000 | 45,129,000 | 47,958,000 | 21,003,000 | 9,726,000 | 808,000 | 1,212,000 | 11,224,000 | 10,636,000 | 2,385,000 | 11,799,000 | 3,219,000 | 5,159,164 | 9,544,679 | 30,049,818 | 5,309,339 | 16,288,648 | 3,525,051 | 15,639,642 | 53,985,972 | 27,796,406 | 1,750,160 | 0 | 8,984,812 | 8,124,972 | |||||
maturities | 2,550,830,000 | 3,644,519,000 | 4,110,540,000 | 197,402,000 | 7,839,968,000 | 223,257,000 | 197,389,000 | 4,039,957,000 | 1,614,414,000 | 118,629,000 | 2,140,197,000 | 2,095,689,000 | 106,188,000 | 84,457,000 | 146,432,000 | 3,100,159,000 | 107,980,000 | 92,350,000 | 3,695,199,000 | 94,166,000 | 510,416,000 | 678,591,000 | 678,844,000 | 2,065,420,000 | 86,258,000 | 527,819,000 | 78,699,000 | 2,064,432,000 | 46,774,000 | 1,239,568,000 | 1,056,032,000 | 572,316,000 | 49,491,000 | 1,932,934,000 | 71,883,000 | 82,064,000 | 94,803,000 | 906,268,000 | 841,116,000 | 85,861,000 | 76,390,000 | 506,278,000 | 1,211,491,000 | 97,602,000 | 71,261,000 | 1,666,521,000 | 62,376,000 | 38,480,000 | 44,864,000 | 37,501,638 | 33,555,527 | 36,088,467 | 75,068,368 | 20,630,775 | 33,408,921 | 52,614,724 | 93,270,749 | 611,452,281 | 95,491,582 | 80,413,738 | 93,931,052 | 579,710,469 | 896,526,526 | 345,051,614 | 37,004,793 |
purchases | -2,764,142,000 | -3,629,507,000 | -4,002,421,000 | -849,361,000 | -8,280,926,000 | -214,381,000 | -510,159,000 | -4,059,279,000 | -2,333,332,000 | -200,721,000 | -2,246,023,000 | -2,208,544,000 | -72,142,000 | -81,694,000 | -178,740,000 | -3,097,840,000 | -373,547,000 | -317,701,000 | -3,708,797,000 | -58,536,000 | -683,386,000 | -901,901,000 | -703,877,000 | -2,062,482,000 | -69,605,000 | -553,530,000 | -52,735,000 | -2,154,329,000 | -294,523,000 | -1,454,571,000 | -1,083,659,000 | -567,936,000 | -142,638,000 | -2,014,028,000 | -167,997,000 | -106,490,000 | -236,984,000 | -877,953,000 | -856,552,000 | -91,881,000 | -222,889,000 | -628,777,000 | -1,277,530,000 | -67,354,000 | -197,743,000 | -1,813,486,000 | -27,658,000 | -66,878,000 | -160,617,000 | -19,369,493 | -75,396,966 | -105,610,499 | -33,499,042 | -135,248,264 | -58,691,268 | -103,742,531 | -123,903,009 | -621,234,553 | -77,304,667 | -130,442,104 | -69,766,792 | -608,108,633 | -894,166,806 | -371,713,393 | -108,419,477 |
net increase in loans held-for-investment | 85,200,000 | -80,652,000 | -154,670,000 | 123,961,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of bank premises and equipment | -8,318,000 | -3,322,000 | -3,911,000 | -4,858,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of bank premises and equipment and other assets | 1,868,000 | 41,000 | 31,000 | 74,000 | 420,000 | 264,000 | 48,000 | 973,000 | 171,000 | 905,000 | 1,157,000 | 122,000 | 65,000 | 34,000 | 34,000 | 510,000 | 266,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
net cash from investing activities | -132,208,000 | -69,511,000 | 40,330,000 | -642,353,000 | -581,844,000 | 129,190,000 | -346,024,000 | -478,364,000 | -567,004,000 | -177,944,000 | -164,462,000 | -100,633,000 | -6,428,000 | -90,846,000 | -1,357,000 | -48,460,000 | -135,258,000 | -240,375,000 | 34,752,000 | -5,065,000 | -187,356,000 | -227,609,000 | -79,073,000 | 7,511,000 | 47,211,000 | -80,047,000 | 35,599,000 | -98,574,000 | -241,203,000 | -319,592,000 | -82,506,000 | -74,637,000 | -98,470,000 | -155,212,000 | -91,342,000 | -122,247,000 | -187,969,000 | -9,633,000 | -50,551,000 | -87,826,000 | -146,981,000 | -128,149,000 | -74,241,000 | -11,302,000 | -117,338,000 | -189,317,000 | 23,231,000 | -42,789,000 | -99,870,000 | -42,029,177 | -18,354,520 | -36,409,062 | 93,050,759 | -91,899,625 | -43,472,388 | -63,920,111 | 34,611,103 | -53,925,447 | -23,800,173 | -80,568,612 | 14,735,186 | -51,209,902 | -1,093,231 | -65,755,193 | -55,876,609 |
cash flows from financing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in noninterest-bearing deposits | -45,205,000 | -87,439,000 | -41,967,000 | 76,893,000 | 367,448,000 | 32,290,000 | 8,728,000 | 653,082,000 | -14,356,000 | -145,869,000 | 43,445,000 | 1,807,000 | 49,638,000 | -30,877,000 | 41,031,000 | -5,163,000 | -92,574,000 | 92,476,000 | 92,735,000 | 28,830,000 | 109,887,000 | 14,729,000 | 58,181,000 | -9,458,000 | -91,682,000 | 25,569,000 | -6,511,000 | -26,061,000 | 30,476,000 | 64,483,000 | 59,900,000 | 56,616,000 | 27,147,000 | -9,651,000 | 66,786,000 | -320,000 | -73,868,000 | 111,554,000 | 43,916,000 | 30,661,000 | 24,001,000 | 80,624,000 | 31,682,000 | 19,854,000 | 9,943,000 | 117,057,278 | -21,976,439 | 27,962,096 | -38,566,511 | 81,319,495 | 53,377,587 | 8,964,335 | |||||||||||||
net increase in interest-bearing deposits | 544,486,000 | 238,947,000 | 463,745,000 | 291,354,000 | 370,182,000 | 348,639,000 | 128,518,000 | 293,352,000 | 72,633,000 | 351,992,000 | -15,528,000 | 17,218,000 | 120,714,000 | 65,984,000 | -106,356,000 | 25,007,000 | -21,526,000 | 173,025,000 | -21,884,000 | -34,681,000 | 67,317,000 | 32,791,000 | -83,526,000 | 56,275,000 | 221,409,000 | 86,006,000 | 27,561,000 | 72,059,000 | 144,169,000 | 16,182,000 | -18,167,000 | -8,590,000 | 76,631,000 | 8,303,000 | -36,552,000 | 39,272,000 | 67,569,000 | 35,483,000 | -32,305,000 | 8,647,000 | 70,253,000 | 37,124,000 | -8,761,191 | 33,497,300 | -26,194,919 | -19,767,080 | 82,162,357 | 12,940,490 | -56,258,252 | 69,369,139 | 50,111,363 | 17,837,047 | |||||||||||||
net increase in repurchase agreements and borrowings | -69,981,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock transactions: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from stock option exercises/stock unit conversions/restricted stock activity | 462,000 | 1,623,000 | 650,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends paid | -27,262,000 | -25,712,000 | -25,718,000 | -18,499,000 | -18,483,000 | -18,476,000 | -18,471,000 | -17,065,000 | -16,306,000 | -16,299,000 | -16,294,000 | -14,236,000 | -14,227,000 | -14,216,000 | -14,211,000 | -12,844,000 | -12,590,000 | -12,582,000 | -12,572,000 | -11,903,000 | -11,898,000 | -11,891,000 | -11,891,000 | -10,567,000 | -10,558,000 | -10,550,000 | -10,265,000 | -8,980,000 | -8,972,000 | -8,969,000 | -8,968,000 | -8,323,000 | -8,318,000 | -8,314,000 | -8,311,000 | -15,746,000 | -7,870,000 | -7,553,000 | -7,550,000 | -7,548,000 | -7,580,000 | -7,111,000 | -7,120,000 | -7,090,000 | -7,089,000 | -7,087,000 | -7,080,000 | -7,080,104 | -7,076,967 | -7,073,587 | -7,071,342 | -7,069,841 | -7,069,361 | -6,650,491 | -6,645,590 | -5,839,177 | -6,574,723 | -6,293,624 | -6,220,018 | -6,166,648 | -6,183,244 | -5,868,126 | -5,793,137 | ||
repurchases of stock | -1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from financing activities | 484,515,000 | 57,438,000 | 49,247,000 | 351,827,000 | 839,562,000 | 290,110,000 | 174,223,000 | 513,003,000 | 520,678,000 | 171,826,000 | 50,080,000 | -14,977,000 | 72,376,000 | 109,901,000 | -155,230,000 | 92,744,000 | -84,180,000 | 233,158,000 | 31,535,000 | -27,650,000 | 86,588,000 | 163,466,000 | 124,172,000 | 13,634,000 | -226,454,000 | 197,362,000 | -116,995,000 | 100,886,000 | 113,295,000 | 302,485,000 | 44,430,000 | 127,413,000 | 10,934,000 | 124,031,000 | 109,841,000 | 142,510,000 | -78,197,000 | 177,853,000 | 47,546,000 | 500,000 | 85,933,000 | 167,740,000 | 48,027,000 | -19,072,000 | 25,793,000 | 218,035,000 | 44,035,000 | -20,494,000 | 41,753,000 | 204,566,911 | -36,733,238 | -45,695,645 | -137,258,028 | 50,979,495 | 34,842,545 | 44,279,844 | -50,926,300 | 155,278,646 | 20,909,933 | -19,778,227 | 4,269,792 | 122,647,557 | -25,009,441 | -43,704,050 | 9,247,781 |
net increase in cash and cash equivalents | 427,192,000 | 63,570,000 | 148,306,000 | -238,979,000 | 354,487,000 | 116,935,000 | -14,740,000 | 52,339,000 | -77,432,000 | -79,164,000 | 138,214,000 | -31,229,000 | 132,488,000 | -33,025,000 | 7,455,000 | -87,503,000 | 14,735,000 | 1,058,000 | 38,794,000 | -11,820,515 | 21,037,706 | 74,128,366 | |||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents, beginning of year | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents, end of year | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental information and noncash transactions: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest paid | 51,886,000 | 51,106,000 | 48,040,000 | 1,657,000 | 1,843,000 | 2,220,000 | 3,204,000 | 7,042,000 | 7,901,000 | 7,842,000 | 7,220,000 | 4,543,000 | 4,439,000 | 3,635,000 | 2,851,000 | 2,099,000 | 1,822,000 | 1,419,000 | 1,301,000 | 1,298,000 | 1,094,000 | 1,001,000 | 971,000 | 1,085,000 | 1,015,000 | 1,055,000 | 1,216,000 | 819,000 | 953,000 | 1,221,000 | 1,443,000 | 1,653,000 | 2,035,000 | 2,215,000 | 2,712,000 | 3,473,000 | 3,599,000 | 3,758,000 | 4,174,065 | 4,521,663 | 5,494,462 | 7,207,561 | 8,268,241 | 11,139,855 | 15,235,841 | 14,948,377 | 14,303,685 | 12,121,708 | 11,931,718 | 10,453,053 | |||||||||||||||
taxes paid | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
schedule of noncash investing and financing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets acquired through foreclosure | 1,733,425 | 304,226 | 486,061 | 731,405 | 1,874,528 | 36,350 | 7,500 | 13,828 | 278,311 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in capital commitments relating to low-income housing project investments | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities and other assets | 6,283,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
activity in available-for-sale securities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of bank premises, equipment and software | -3,912,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in repurchase agreements and borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents, beginning of period | 536,591,000 | 0 | 729,084,000 | 0 | 0 | 282,604,000 | 0 | 0 | 248,647,000 | 0 | 0 | 372,347,000 | 0 | 0 | 256,486,000 | 0 | 0 | 272,886,000 | 0 | 0 | 253,471,000 | 0 | 0 | 212,012,000 | 0 | 0 | 360,739,000 | 0 | 0 | 250,836,000 | 0 | 0 | 367,953,000 | 0 | 0 | 321,541,000 | 0 | 0 | 168,887,994 | ||||||||||||||||||||||||||
cash and cash equivalents, end of period | 600,161,000 | -238,979,000 | 1,083,571,000 | -150,778,000 | 116,935,000 | 267,864,000 | -77,432,000 | -79,164,000 | 386,861,000 | -86,657,000 | 88,127,000 | 198,039,000 | 123,924,000 | -2,168,000 | 222,679,000 | 81,917,000 | 40,150,000 | 165,648,000 | -33,025,000 | 7,455,000 | 165,968,000 | 1,058,000 | 69,817,000 | 167,861,000 | 66,864,000 | 23,538,000 | 137,198,000 | 19,211,000 | -68,104,000 | 226,532,000 | -1,491,000 | -11,149,000 | 313,932,000 | 88,953,000 | -47,875,000 | 288,081,000 | 5,287,963 | -15,451,216 | 161,417,838 | ||||||||||||||||||||||||||
federal income taxes paid | 11,148,000 | 9,389,000 | 7,589,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities purchased not settled | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfer of loans to other real estate | 454,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net earnings to net cash provided by operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
discount accretion on purchased loans | -590,000 | -591,000 | -571,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of assets | -178,000 | -910,000 | -119,000 | -163,000 | -1,469,000 | -2,250,000 | -165,000 | -2,136,000 | 741,000 | 83,000 | 38,000 | -9,000 | -16,000 | -1,229,000 | 405,000 | -1,049,000 | -475,000 | -48,000 | -127,000 | -61,000 | -1,115,000 | -591,000 | 229,000 | -153,000 | -186,000 | -40,000 | -95,000 | -274,000 | -90,000 | -451,000 | -116,000 | 63,000 | -51,000 | -74,000 | -732,000 | -474,000 | -54,000 | -673,000 | 946,000 | -299,000 | -195,000 | -2,440,000 | -126,000 | -4,000 | 116,394 | -988,333 | -688,573 | -714,488 | -93,000 | -176,256 | -1,578,974 | -940,178 | -167,815 | -28,528 | -1,646,301 | -260,068 | -95,986 | -238,755 | -488,844 | -1,410,569 | |||||
cash received in acquisition of tb&t bancshares, inc. | 0 | 0 | 0 | 61,028,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in borrowings | 1,365,000 | 118,511,000 | -73,070,000 | 53,939,000 | -408,647,000 | 476,515,000 | -18,799,000 | 38,150,000 | -20,706,000 | -85,995,000 | 87,946,000 | -76,175,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from stock option exercises | 714,000 | 1,904,000 | 727,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchase of stock | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities purchased but not settled | -192,033,000 | 381,871,000 | 20,176,000 | 21,826,000 | -30,042,000 | 59,397,000 | -3,332,000 | 2,685,000 | 1,640,000 | -57,603,000 | 35,672,000 | 26,452,000 | 2,386,000 | -5,156,000 | 20,639,000 | 53,915,000 | 4,030,000 | 3,387,000 | -10,714,000 | -6,885,000 | 21,095,000 | -52,236,000 | 36,601,000 | 21,895,000 | 8,629,000 | -1,691,000 | 12,859,000 | 31,776,000 | -9,072,000 | 13,126,000 | -6,860,431 | 16,786,732 | 13,964,398 | -8,877,022 | 13,063,895 | ||||||||||||||||||||||||||||||
restricted stock grant | -646,000 | -17,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock issued in acquisition of tb&t bancshares, inc. | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfer of loans and bank premises to other real estate | 28,000 | 255,000 | 0 | 844,000 | 127,000 | 237,000 | 0 | 0 | 126,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in loans held-for-investment | -148,615,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities sold but not yet settled | 126,119,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash received in acquisition of commercial bancshares, inc. | 0 | 0 | 0 | 18,653,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in interest-bearing time deposits in banks | 0 | 960,000 | 0 | 0 | 0 | 720,000 | 0 | 1,068,000 | 996,000 | 965,000 | 3,714,000 | 7,832,000 | 2,232,000 | 4,954,000 | 5,838,000 | 1,891,000 | 2,435,000 | 4,998,000 | 5,822,000 | 3,833,000 | 18,501,000 | 7,088,000 | -12,576,000 | -843,000 | |||||||||||||||||||||||||||||||||||||||||
net decrease in cash and cash equivalents | -86,657,000 | 88,127,000 | -174,308,000 | 123,924,000 | -2,168,000 | -33,807,000 | 40,150,000 | -107,238,000 | -44,151,000 | 66,864,000 | 23,538,000 | -223,541,000 | 19,211,000 | -68,104,000 | -24,304,000 | -1,491,000 | -11,149,000 | -54,021,000 | -47,875,000 | -33,460,000 | 5,287,963 | -15,451,216 | -7,470,156 | -91,475,900 | -11,001,619 | -96,499,506 | -6,154,330 | ||||||||||||||||||||||||||||||||||||||
restricted stock grant to officers and directors | 0 | -119,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 950,000 | 450,000 | 600,000 | 965,000 | 1,800,000 | 1,450,000 | 1,105,000 | 1,310,000 | 1,440,000 | 1,415,000 | 1,725,000 | 1,950,000 | 1,993,000 | 3,833,000 | 2,058,000 | 2,328,000 | 4,177,000 | 2,664,000 | 1,554,000 | 1,290,000 | 755,000 | 896,000 | 1,124,000 | 1,690,000 | 1,171,000 | 1,349,000 | 832,000 | 401,000 | 642,000 | 787,000 | 759,000 | 1,296,000 | 1,221,000 | 1,354,000 | 1,924,000 | 2,127,000 | 1,991,000 | 1,988,000 | 2,973,000 | 2,010,000 | 4,364,994 | 3,705,500 | 1,588,003 | 1,760,503 | 3,683,000 | 1,764,547 | 1,441,000 | 1,068,251 | 1,376,500 | 475,000 | 237,596 | 242,076 | 247,424 | 1,091,000 | 389,413 | 333,251 | |||||||||
securities premium amortization (discount accretion) | 6,473,000 | 6,085,000 | 6,132,000 | 6,896,000 | 6,924,000 | 7,185,000 | 7,417,000 | 7,756,000 | 7,836,000 | 7,730,000 | 7,363,000 | 6,964,000 | 6,948,000 | 7,212,000 | 7,329,000 | 7,136,000 | 6,028,000 | 5,482,000 | 5,171,000 | 4,916,000 | 4,652,000 | 4,555,000 | 4,775,000 | 4,697,000 | 4,208,000 | 4,025,000 | 4,073,000 | 4,049,000 | 3,610,000 | 2,972,000 | 1,887,000 | 1,704,000 | 1,688,000 | 1,224,000 | 1,150,000 | 1,172,000 | 914,000 | 712,882 | 397,213 | 269,883 | 256,022 | 296,950 | 232,541 | 184,019 | 1,856 | ||||||||||||||||||||
net increase in loans | -95,637,000 | -60,924,000 | -88,378,000 | -36,380,000 | -14,716,000 | -34,699,000 | -68,183,000 | -17,029,000 | -21,390,000 | 33,772,000 | -53,061,000 | -77,457,000 | -14,131,000 | 329,000 | -101,377,000 | -55,825,000 | -83,477,000 | -7,150,000 | -77,276,000 | -48,858,000 | -142,548,000 | -51,454,000 | -85,861,000 | -85,874,000 | -116,515,000 | -18,162,000 | -54,812,000 | -11,038,000 | 8,492,583 | -19,535,319 | -71,991,398 | -41,761,023 | |||||||||||||||||||||||||||||||||
proceeds from stock issuances | 289,000 | 2,192,000 | 801,000 | 307,000 | 940,000 | 2,246,000 | 1,064,000 | 481,000 | 964,000 | 1,355,000 | 674,000 | 1,145,000 | 552,000 | 563,000 | 271,000 | 53,000 | 134,000 | 802,000 | 254,000 | 367,000 | 196,000 | 728,000 | 361,000 | 166,000 | 196,000 | 714,000 | 439,000 | 259,000 | 647,000 | 613,000 | 197,000 | 145,000 | 83,000 | 399,000 | 16,000 | 297,000 | 508,000 | 89,000 | 93,000 | 476,000 | 228,067 | 251,518 | 103,135 | 37,284 | 218,818 | 264,078 | 68,653 | 111,512 | 300,952 | 58,277 | 202,765 | 53,581 | |||||||||||||
provision for credit loss expense | 9,850,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in loans | 1,012,000 | -36,070,000 | 21,753,000 | -3,154,000 | -17,384,000 | -27,356,000 | 11,633,000 | 10,911,564 | 947,689 | 43,410,071 | 12,439,141 | -12,571,022 | -24,656,591 | -45,696,291 | 13,467,204 | ||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of bank premises and equipment and other assets | -5,734,000 | -1,130,000 | -1,181,000 | -1,660,000 | -4,700,000 | -5,265,000 | -3,837,000 | -6,736,000 | -1,808,000 | -1,536,000 | -4,921,000 | -3,817,000 | -3,888,000 | -3,248,000 | -5,021,000 | -6,683,000 | -5,447,000 | -4,996,000 | -6,197,000 | -3,153,000 | -3,087,000 | -4,419,000 | -7,593,000 | -3,491,000 | -1,909,000 | -2,832,000 | -2,277,000 | -1,648,000 | -4,567,000 | -2,379,000 | -3,462,000 | -5,063,000 | |||||||||||||||||||||||||||||||||
investment securities purchased but not yet settled | 33,066,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred federal income tax expense | -152,000 | 340,000 | -1,230,000 | -623,000 | -4,000 | 120,000 | 2,045,000 | -207,000 | 47,000 | 835,000 | -117,437 | -2,147 | -182,589 | 727,161 | -685,838 | 18,389 | 360,266 | 89,541 | -102,106 | 116,696 | |||||||||||||||||||||||||||||||||||||||||||||
change in loans held for sale | 4,693,000 | -5,858,000 | -8,725,000 | 16,535,000 | -11,938,000 | 3,940,000 | -15,313,000 | -1,428,000 | 2,463,000 | 2,304,000 | -5,233,000 | -3,174,000 | 561,000 | 10,922,000 | -6,525,000 | 1,334,000 | -1,422,000 | -357,000 | -3,982,000 | 4,934,000 | -4,367,000 | ||||||||||||||||||||||||||||||||||||||||||||
activity in held-to-maturity securities – maturities | 1,028,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stocks issued in acquisition of commercial bancshares, inc. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
activity in held-to-maturity securities—maturities | 8,000 | 158,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
restricted stocks grant to directors and officers | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock issued in acquisition of commercial bancshares, inc. | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
activity in held-to-maturity securities - maturities | 107,000 | 7,000 | 9,000 | 132,000 | 9,000 | 15,000 | 131,000 | 102,000 | 196,000 | 211,000 | 2,301,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in borrowings | 41,155,000 | -27,889,000 | 19,060,000 | -85,506,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for asset acquisition of 4trust mortgage, inc. | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash received in acquisition of fbc bancshares, inc. | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
activity in held-to-maturity securities — maturities | 2,382,000 | 167,000 | 1,880,000 | 374,000 | 3,795,000 | 3,958,162 | 809,314 | 3,407,762 | 644,231 | 1,549,069 | -62,819 | 1,034,125 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of other assets | 4,258,000 | 256,000 | 343,000 | 790,000 | 1,690,000 | 480,000 | 337,000 | 178,000 | 212,000 | 1,426,000 | 1,558,000 | 839,000 | 581,000 | 289,000 | 1,015,000 | 4,438,000 | 710,000 | 1,667,000 | 1,555,000 | 1,000,000 | 3,237,000 | 431,000 | 1,064,000 | 1,174,000 | 4,959,000 | 3,570,000 | 221,000 | 2,217,807 | 448,693 | 1,630,399 | 158,101 | 108,017 | 939,883 | 372,726 | 661,943 | ||||||||||||||||||||||||||||||
federal income tax paid | 8,548,000 | 7,757,000 | 8,185,000 | 6,836,000 | 7,279,000 | 8,230,000 | 4,593,000 | 4,492,000 | 3,840,837 | 3,971,655 | 4,603,003 | 10,502,747 | 300,000 | 4,606,477 | 9,640,727 | 200,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
transfer of loans and bank premises to other real estate owned | 128,000 | 834,000 | 1,082,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in interest-bearing deposits | 73,542,000 | 120,994,000 | 8,363,785 | -21,049,001 | -33,354,070 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in short-term borrowings | -43,165,000 | 31,584,000 | -90,335,000 | 114,772,000 | -133,377,000 | 219,257,000 | 34,788,000 | 25,201,000 | -92,674,000 | 51,363,000 | -80,668,000 | -2,612,000 | 34,925,000 | 168,230,000 | 3,648,000 | 5,217,000 | 3,052,000 | 13,861,000 | 29,811,000 | 26,966,000 | -11,574,000 | 193,000 | 13,815,000 | 259,000 | 18,617,000 | -29,614,000 | 43,000,000 | -14,306,829 | 38,759,720 | 46,943,833 | 35,495,671 | -31,630,228 | |||||||||||||||||||||||||||||||||
transfer of loans to foreclosed assets | 213,000 | 746,000 | 946,000 | 0 | 0 | 97,000 | 70,000 | 857,000 | 158,000 | 1,362,000 | 209,000 | 39,000 | -192,000 | 532,000 | 82,000 | 3,166,000 | 1,357,000 | 1,224,000 | 1,366,000 | 7,360,000 | 1,096,000 | 1,209,644 | 485,096 | 2,140,912 | |||||||||||||||||||||||||||||||||||||||||
cash paid for acquisition of orange savings bank | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for acquisition of bank, less cash acquired | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid fror acquisition of orange savings bank, ssb, less cash acquired | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental information and noncash transactions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for acquisition of orange savings bank, ssb, less cash acquired | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of bank premises and equipment and computer software | -4,830,000 | -3,510,000 | -4,065,000 | -2,372,000 | -2,150,000 | -3,327,000 | -2,778,000 | -2,985,000 | -3,976,731 | -1,376,179 | -324,250 | -803,840 | -2,254,689 | -3,766,859 | -2,363,495 | -3,392,762 | |||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trading security activity | 62,006,055 | -37,203,847 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds of stock issuances | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in loans held for sale | -829,000 | 9,732,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trading securites activity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans originated for resale | -45,299,000 | -36,576,000 | -20,985,000 | -29,525,318 | -34,550,755 | -46,034,955 | -65,913,972 | -31,242,262 | -65,003,883 | -35,034,573 | -54,790,252 | -34,156,919 | -67,529,118 | -36,254,037 | -52,097,514 | -33,637,820 | -55,397,117 | -33,411,242 | -48,156,759 | ||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of loans held for resale | 42,352,000 | 33,132,000 | 22,752,000 | 46,006,663 | 44,039,079 | 106,932,881 | 27,230,587 | 85,453,895 | 34,125,161 | 43,268,941 | 83,722,973 | 31,679,401 | 35,959,566 | 41,390,695 | 69,515,572 | ||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in noninterest-bearing deposits | -31,767,000 | -27,684,309 | -21,634,134 | 7,166,466 | -27,550,053 | -14,995,027 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of loans held for resale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
activity in held-to-maturity securities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in short-term borrowings | 10,325,955 | -69,251,442 | -3,143,574 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from operating activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trading securities activity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in other assets | 978,696 | -857,212 | 3,904,375 | 343,845 | -1,118,506 | 6,242,955 | -267,923 | -4,390,276 | 1,806,908 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in other liabilities | 951,701 | -3,010,454 | 5,983,029 | 1,196,133 | -4,987,997 | 2,849,622 | 1,459,258 | -4,112,314 | 5,001,596 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from investing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from financing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of year | 0 | 0 | 264,888,376 | 0 | 1,072,443 | 191,904,210 | 0 | 0 | 250,513,433 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of period | -91,475,900 | 11,072,097 | 253,067,861 | -11,001,619 | -44,387,817 | 212,941,916 | -30,083,753 | -96,499,506 | 244,359,103 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net earnings to net cash | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provided by operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for acquisition of banks, less cash acquired | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
premium amortization, net of discount accretion | -150,384 | -161,103 | -124,813 | -145,068 | -122,256 | 81,762 | 401,560 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1,702,187 | -2,782,018 | -1,801,522 | 0 | -2,368,424 | -1,044,957 | -2,444,360 |
free cash flows | 74,885,000 | 75,643,000 | 58,729,000 | 51,547,000 | 96,769,000 | 75,763,000 | 21,023,000 | 82,296,000 | 31,586,000 | 58,457,000 | 36,950,000 | 36,446,000 | 72,266,000 | 30,083,000 | 69,930,000 | 43,843,000 | 45,130,000 | 35,129,000 | 57,637,000 | 30,547,000 | 66,961,000 | 32,914,000 | 36,818,000 | 19,005,000 | 72,005,000 | 15,173,000 | 48,371,000 | 5,143,000 | 40,405,000 | 31,842,000 | 39,134,000 | 17,041,000 | 43,385,000 | 15,593,000 | 48,365,000 | 3,275,000 | 42,625,000 | 14,880,000 | 22,216,000 | 19,222,000 | 36,744,000 | 13,639,000 | 24,723,000 | 19,225,000 | 37,524,000 | 10,076,000 | 21,687,000 | 15,408,000 | 24,657,000 | 7,748,675 | 60,375,721 | 66,653,491 | 36,737,113 | 37,144,066 | -82,846,057 | 30,712,364 | 4,494,682 | 5,982,697 | -9,813,566 | 52,104,561 | 231,206 | 2,690,711 | -6,349,505 | 11,914,780 | 38,030,138 |
proceeds from sale of assets | 271,681 | 317,328 | 26,282 | 18,364 | 229,028 | 349,536 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in short term borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in interest-bearing deposits in banks | -5,101,749 | 7,885,638 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in interest-bearing deposits in banks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid in acquisition of common stock, net of cash acquired | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans to finance the sale of other real estate | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (increase) in interest-bearing deposits in banks | -4,959,660 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in securities sold under agreements to repurchase | 12,145,317 |