First Bancorp(NASDAQ:FBNC) 
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. It accepts deposit products, such as checking, savings, and money market acc...
Website: http://www.LocalFirstBank.com
Founded: 1948
Full Time Employees: 1,065
Sector: Financial Services
Industry: Banks-Regional
• Market Cap:
• Exchange:
• Shs Outstanding:
• Employees:
• Beta:
• Return on Equity (ROE) ttm:
• Return on Assets (ROA) ttm:
• EPS ttm:
• Book value per Share:
• Cash per Share:
• Current ast per Share:
• P/E ttm:
• P/E forward:
• P/E ttm high:
• P/E ttm low:
• P/S ttm:
• P/B ttm:
• P/FCF ttm:
• PEG ratio:
• Cash Ratio ttm:
• Quick Ratio ttm:
• Current Ratio ttm:
• Gross Mgn ttm:
• EBITDA Mgn ttm:
• Operating Mgn ttm:
• Net Income Mgn ttm:
• Trailing Div yield:
• Forward Div yield:
• Payout Ratio ttm:
• Ex-Dividend date:
• Target Price High:
• Target Price Low:
• Target Price Mean:
• Number of Analysts:
• Debt Ratio ttm:
• Debt to Equity ttm:
• Total Net Debt:
At a glance:
Bull Thesis:
Bear Thesis:
Main Competitors:
Moat:
Income Statements:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-06-30 | 2016-03-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2007-03-31 | 2006-12-31 | 2004-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest and fees on loans | 120,747,000 | 120,020,000 | 118,822,000 | 112,931,000 | 110,533,000 | 109,835,000 | 111,076,000 | 110,425,000 | 109,756,000 | 109,811,000 | 106,514,000 | 102,963,000 | 99,380,000 | 76,509,000 | 72,239,000 | 65,077,000 | 64,202,000 | 64,688,000 | 50,957,000 | 52,295,000 | 51,073,000 | 53,099,000 | 52,739,000 | 51,964,000 | 55,297,000 | 56,030,000 | 55,142,000 | 55,652,000 | 53,960,000 | 54,581,000 | 52,407,000 | 51,451,000 | 50,170,000 | 48,830,000 | 41,549,000 | 39,656,000 | 33,703,000 | 30,809,000 | 29,573,000 | 29,863,000 | 28,953,000 | 29,441,000 | 31,160,000 | 32,019,000 | 36,086,000 | 34,870,000 | 37,030,000 | 33,551,000 | 37,839,000 | 37,037,000 | 35,636,000 | 35,042,000 | 37,200,000 | 38,464,000 | 36,807,000 | 38,568,000 | 36,897,000 | 37,609,000 | 38,218,000 | 40,411,000 | 41,404,000 | 33,640,000 | 32,552,000 | 34,569,000 | 35,556,000 | 34,814,000 | 33,939,000 | 35,903,000 | 35,717,000 | 34,492,000 | 33,211,000 | 65,178,000 | 19,321,000 | |
interest on investment securities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
taxable interest income | 17,556,000 | 18,103,000 | 17,571,000 | 16,857,000 | 15,524,000 | 12,712,000 | 10,779,000 | 11,291,000 | 12,728,000 | 12,861,000 | 12,936,000 | 13,063,000 | 13,416,000 | 13,491,000 | 13,450,000 | 13,385,000 | 13,210,000 | 9,991,000 | 8,383,000 | 7,789,000 | 5,913,000 | 5,226,000 | 4,958,000 | 4,771,000 | 5,474,000 | 5,022,000 | 5,130,000 | 4,993,000 | 4,737,000 | 3,086,000 | 2,501,000 | 2,465,000 | 3,032,000 | 2,480,000 | 2,004,000 | 2,002,000 | 1,824,000 | 1,961,000 | 1,823,000 | 1,670,000 | 1,664,000 | 1,359,000 | 938,000 | 646,000 | 1,001,000 | 843,000 | 824,000 | 905,000 | 944,000 | 1,001,000 | 1,149,000 | 1,258,000 | 1,421,000 | 1,463,000 | 1,432,000 | 1,277,000 | 1,364,000 | 1,579,000 | 1,530,000 | 1,468,000 | 1,650,000 | 1,682,000 | 1,780,000 | 1,827,000 | 1,867,000 | 1,882,000 | 1,757,000 | 1,703,000 | 1,605,000 | 1,606,000 | 1,539,000 | 2,267,000 | 1,167,000 | |
tax-exempt interest income | 1,115,000 | 1,115,000 | 1,114,000 | 1,116,000 | 1,116,000 | 1,116,000 | 1,116,000 | 1,117,000 | 1,117,000 | 1,117,000 | 1,118,000 | 1,120,000 | 1,130,000 | 1,120,000 | 1,115,000 | 1,104,000 | 1,048,000 | 919,000 | 686,000 | 474,000 | 323,000 | 255,000 | 189,000 | 117,000 | 164,000 | 187,000 | 212,000 | 271,000 | 337,000 | 367,000 | 367,000 | 368,000 | 380,000 | 408,000 | 399,000 | 427,000 | 443,000 | 432,000 | 445,000 | 455,000 | 457,000 | 463,000 | 470,000 | 470,000 | 470,000 | 472,000 | 477,000 | 479,000 | 487,000 | 487,000 | 491,000 | 493,000 | 500,000 | 499,000 | 500,000 | 456,000 | 414,000 | 409,000 | 354,000 | 283,000 | 232,000 | 192,000 | 152,000 | 156,000 | 155,000 | 161,000 | 168,000 | 154,000 | 138,000 | 136,000 | 133,000 | 110,000 | 123,000 | |
other, principally overnight investments | 2,972,000 | 4,396,000 | 6,693,000 | 5,837,000 | 5,487,000 | 8,732,000 | 8,438,000 | 5,942,000 | 2,971,000 | 2,784,000 | 3,283,000 | 4,015,000 | 3,248,000 | 1,991,000 | 1,486,000 | 881,000 | 649,000 | 618,000 | 528,000 | 581,000 | 700,000 | 743,000 | 802,000 | 788,000 | 1,098,000 | 1,730,000 | 1,898,000 | 2,106,000 | 2,701,000 | 3,158,000 | 2,944,000 | 2,451,000 | 1,479,000 | 1,358,000 | 1,059,000 | 742,000 | 498,000 | 177,000 | 222,000 | 142,000 | 186,000 | 195,000 | 259,000 | 239,000 | 119,000 | 143,000 | 173,000 | 154,000 | 175,000 | 164,000 | 178,000 | 139,000 | 107,000 | 103,000 | 90,000 | 123,000 | 135,000 | 121,000 | 207,000 | 252,000 | 188,000 | 66,000 | 39,000 | 81,000 | 211,000 | 276,000 | 443,000 | 554,000 | 715,000 | 683,000 | 653,000 | 1,969,000 | 123,000 | |
total interest income | 142,390,000 | 143,634,000 | 144,200,000 | 136,741,000 | 132,660,000 | 132,395,000 | 131,409,000 | 128,775,000 | 126,572,000 | 126,573,000 | 123,851,000 | 121,161,000 | 117,174,000 | 93,111,000 | 88,290,000 | 80,447,000 | 79,109,000 | 76,216,000 | 60,554,000 | 61,139,000 | 58,009,000 | 59,323,000 | 58,688,000 | 57,640,000 | 62,033,000 | 62,969,000 | 62,382,000 | 63,022,000 | 61,735,000 | 61,192,000 | 58,219,000 | 56,735,000 | 55,061,000 | 53,076,000 | 45,011,000 | 42,827,000 | 36,468,000 | 33,379,000 | 32,063,000 | 32,130,000 | 31,260,000 | 31,458,000 | 32,827,000 | 33,374,000 | 37,676,000 | 36,328,000 | 38,504,000 | 35,089,000 | 39,445,000 | 38,689,000 | 37,454,000 | 36,932,000 | 39,228,000 | 40,529,000 | 38,829,000 | 40,424,000 | 38,810,000 | 39,718,000 | 40,309,000 | 42,414,000 | 43,474,000 | 35,580,000 | 34,523,000 | 36,633,000 | 37,789,000 | 37,133,000 | 36,307,000 | 38,314,000 | 38,175,000 | 36,917,000 | 35,536,000 | 69,524,000 | 20,734,000 | |
interest expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on deposits | 34,046,000 | 35,959,000 | 40,035,000 | 38,405,000 | 38,119,000 | 41,786,000 | 46,420,000 | 44,744,000 | 39,135,000 | 35,979,000 | 32,641,000 | 27,328,000 | 18,918,000 | 6,145,000 | 1,848,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on borrowings | 1,228,000 | 1,476,000 | 1,676,000 | 1,660,000 | 1,658,000 | 1,768,000 | 1,946,000 | 2,963,000 | 8,205,000 | 8,110,000 | 6,508,000 | 6,848,000 | 5,770,000 | 2,594,000 | 1,108,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest expense | 35,274,000 | 37,435,000 | 41,711,000 | 40,065,000 | 39,777,000 | 43,554,000 | 48,366,000 | 47,707,000 | 47,340,000 | 44,089,000 | 39,149,000 | 34,176,000 | 24,688,000 | 8,739,000 | 2,956,000 | 2,177,000 | 2,231,000 | 2,371,000 | 2,001,000 | 2,380,000 | 2,771,000 | 3,317,000 | 3,955,000 | 5,016,000 | 7,274,000 | 8,313,000 | 8,604,000 | 8,613,000 | 8,374,000 | 7,346,000 | 6,374,000 | 5,503,000 | 4,554,000 | 4,216,000 | 3,372,000 | 2,911,000 | 2,172,000 | 1,841,000 | 1,868,000 | 1,744,000 | 1,655,000 | 1,755,000 | 1,904,000 | 2,031,000 | 2,141,000 | 2,601,000 | 2,902,000 | 3,168,000 | 3,760,000 | 4,216,000 | 4,503,000 | 4,841,000 | 5,739,000 | 6,049,000 | 6,515,000 | 6,854,000 | 7,739,000 | 8,182,000 | 9,132,000 | 11,381,000 | 12,964,000 | 12,137,000 | 12,413,000 | 14,124,000 | 15,004,000 | 15,632,000 | 16,543,000 | 17,751,000 | 17,998,000 | 17,239,000 | 16,670,000 | 40,161,000 | 5,193,000 | |
net interest income | 107,116,000 | 106,199,000 | 102,489,000 | 96,676,000 | 92,883,000 | 88,841,000 | 83,043,000 | 81,068,000 | 79,232,000 | 82,484,000 | 84,702,000 | 86,985,000 | 92,486,000 | 84,372,000 | 85,334,000 | 78,270,000 | 76,878,000 | 73,845,000 | 58,553,000 | 58,759,000 | 55,238,000 | 56,006,000 | 54,733,000 | 52,624,000 | 54,759,000 | 54,656,000 | 53,778,000 | 54,409,000 | 53,361,000 | 53,846,000 | 51,845,000 | 51,232,000 | 50,507,000 | 48,860,000 | 41,639,000 | 39,916,000 | 34,296,000 | 31,538,000 | 30,195,000 | 30,386,000 | 29,605,000 | 29,703,000 | 30,923,000 | 31,343,000 | 35,535,000 | 33,727,000 | 35,602,000 | 31,921,000 | 35,685,000 | 34,473,000 | 32,951,000 | 32,091,000 | 33,489,000 | 34,480,000 | 32,314,000 | 33,570,000 | 31,071,000 | 31,536,000 | 31,177,000 | 31,033,000 | 30,510,000 | 23,443,000 | 22,110,000 | 22,509,000 | 22,785,000 | 21,501,000 | 19,764,000 | 20,563,000 | 20,177,000 | 19,678,000 | 18,866,000 | 29,363,000 | 15,541,000 | |
provision for credit losses | 3,083,000 | 4,732,000 | 3,442,000 | 2,212,000 | 1,116,000 | 507,000 | 14,200,000 | 541,000 | 1,200,000 | 3,700,000 | 11,451,000 | 3,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for credit losses | 104,033,000 | 101,467,000 | 99,047,000 | 94,464,000 | 91,767,000 | 88,334,000 | 68,843,000 | 80,527,000 | 78,032,000 | 79,535,000 | 84,702,000 | 84,624,000 | 79,984,000 | 79,372,000 | 79,934,000 | 78,270,000 | 74,878,000 | 56,820,000 | 55,238,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
service charges on deposit accounts | 3,954,000 | 4,269,000 | 4,225,000 | 3,976,000 | 3,767,000 | 4,293,000 | 4,320,000 | 4,139,000 | 3,868,000 | 3,788,000 | 4,661,000 | 4,114,000 | 3,894,000 | 4,116,000 | 4,166,000 | 3,700,000 | 3,541,000 | 3,551,000 | 3,209,000 | 2,824,000 | 2,733,000 | 2,905,000 | 2,567,000 | 2,289,000 | 3,337,000 | 3,427,000 | 3,388,000 | 3,210,000 | 2,945,000 | 3,084,000 | 3,221,000 | 3,122,000 | 3,263,000 | 3,337,000 | 2,945,000 | 2,966,000 | 2,614,000 | 2,565,000 | 2,685,000 | 2,951,000 | 2,881,000 | 2,892,000 | 3,261,000 | 3,426,000 | 3,573,000 | 3,390,000 | 3,254,000 | 2,935,000 | 2,998,000 | 3,053,000 | 2,967,000 | 2,847,000 | 3,429,000 | 3,655,000 | 2,954,000 | 3,014,000 | 3,350,000 | 3,593,000 | 3,465,000 | 3,819,000 | 3,811,000 | 3,250,000 | 2,974,000 | 3,387,000 | 3,610,000 | 3,462,000 | 3,076,000 | 3,188,000 | 2,323,000 | 2,300,000 | 2,177,000 | 2,089,000 | 2,325,000 | |
other service charges and fees | 5,942,000 | 5,653,000 | 6,355,000 | 6,595,000 | 5,883,000 | 5,828,000 | 5,555,000 | 5,361,000 | 4,169,250 | 5,450,000 | 5,650,000 | 5,920,000 | 5,300,000 | 6,312,000 | 7,882,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
presold mortgage loan fees and gains on sale | 669,000 | 583,000 | 471,000 | 315,000 | 450,000 | 676,000 | 690,000 | 588,000 | 338,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commissions from sales of financial products | 1,492,000 | 1,800,000 | 1,678,000 | 1,388,000 | 1,408,000 | 1,202,000 | 1,371,000 | 1,377,000 | 1,320,000 | 981,500 | 1,207,000 | 1,413,000 | 1,306,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sba loan sale gains | 903,000 | 869,000 | 151,000 | 52,000 | 291,000 | 1,108,000 | 1,336,000 | 895,000 | 437,000 | 1,101,000 | 696,000 | 255,000 | 495,000 | 479,000 | 841,000 | 3,261,000 | 348,000 | 1,655,000 | 2,996,000 | 2,330,000 | 2,432,000 | 2,929,000 | 1,965,000 | 647,000 | 1,227,000 | 1,917,000 | 3,069,000 | 2,062,000 | 1,593,000 | 2,373,000 | 2,598,000 | 3,802,000 | 2,238,000 | 1,692,000 | 927,000 | 622,000 | ||||||||||||||||||||||||||||||||||||||
bank-owned life insurance income | 1,340,000 | 1,375,000 | 1,289,000 | 1,221,000 | 1,228,000 | 1,225,000 | 1,205,000 | 1,179,000 | 1,164,000 | 1,134,000 | 1,104,000 | 1,066,000 | 1,046,000 | 967,000 | 962,000 | 942,000 | 976,000 | 940,000 | 711,000 | 614,000 | 620,000 | 629,000 | 633,000 | 629,000 | 642,000 | 636,000 | 651,000 | 631,000 | 646,000 | 642,000 | 641,000 | 628,000 | 623,000 | 654,000 | 579,000 | 580,000 | 508,000 | 504,000 | 508,000 | 382,000 | 383,000 | 371,000 | 355,000 | 311,000 | 327,000 | 366,000 | 212,000 | 208,000 | 211,000 | 207,000 | ||||||||||||||||||||||||
other income | 878,000 | 7,743,000 | 139,000 | 695,000 | 114,000 | 128,000 | -670,000 | 854,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total noninterest income | 15,178,000 | -22,299,000 | -12,879,000 | 14,341,000 | 12,902,000 | -23,177,000 | 13,579,000 | 14,648,000 | 12,938,000 | 14,542,000 | 15,177,000 | 14,235,000 | 13,536,000 | 14,558,000 | 16,912,000 | 17,264,000 | 19,251,000 | 15,057,000 | 16,511,000 | 21,374,000 | 20,669,000 | 19,996,000 | 21,452,000 | 26,193,000 | 13,705,000 | 13,335,000 | 15,630,000 | 15,989,000 | 14,575,000 | 14,406,000 | 15,376,000 | 16,111,000 | 15,941,000 | 14,862,000 | 12,362,000 | 11,875,000 | 9,809,000 | 5,919,000 | 5,002,000 | 3,506,000 | 5,004,000 | 4,529,000 | 4,492,000 | 4,608,000 | 298,000 | 5,608,000 | 4,487,000 | 7,108,000 | -8,533,000 | 2,803,000 | 1,770,000 | 5,349,000 | 3,486,000 | 5,114,000 | 14,193,000 | 14,918,000 | 3,957,000 | 4,537,000 | 5,694,000 | 12,064,000 | 5,741,000 | 58,712,000 | 4,746,000 | 4,961,000 | 5,434,000 | 5,337,000 | 5,375,000 | 5,103,000 | 4,277,000 | 4,857,000 | 4,236,000 | 2,290,000 | 4,296,000 | |
noninterest expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries, incentives and commissions expense | 29,978,000 | 22,182,750 | 31,065,000 | 29,005,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
employee benefit expense | 6,516,000 | 6,673,000 | 5,751,000 | 6,187,000 | 6,095,000 | 6,702,000 | 6,495,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total personnel expense | 36,494,000 | 37,420,000 | 36,816,000 | 35,192,000 | 34,756,000 | 35,149,000 | 36,450,000 | 34,512,000 | 33,911,000 | 33,363,000 | 35,933,000 | 34,841,000 | 35,714,000 | 30,005,000 | 28,572,000 | 30,109,000 | 29,032,000 | 28,175,000 | 25,098,000 | 25,271,000 | 24,705,000 | 25,813,000 | 26,045,000 | 24,453,000 | 24,657,000 | 24,293,000 | 23,977,000 | 24,150,000 | 23,553,000 | 22,598,000 | 22,832,000 | 22,530,000 | 24,005,000 | 23,667,000 | 19,925,000 | 20,068,000 | 17,671,000 | 15,138,000 | 14,181,000 | 14,599,000 | 13,879,000 | 13,680,000 | 13,223,000 | 14,323,000 | 13,959,000 | 13,649,000 | 13,549,000 | 13,304,000 | 13,396,000 | 12,909,000 | 12,950,000 | 14,088,000 | 13,066,000 | 12,648,000 | 12,913,000 | 11,557,000 | 11,309,000 | 11,324,000 | 11,100,000 | 11,760,000 | 11,450,000 | 9,552,000 | 8,826,000 | 8,856,000 | 8,907,000 | 9,129,000 | 8,554,000 | 8,700,000 | 8,330,000 | 8,519,000 | 8,121,000 | 11,617,000 | 6,524,000 | |
occupancy and equipment expense | 5,355,000 | 4,903,000 | 5,145,000 | 5,195,000 | 5,192,000 | 4,690,000 | 4,856,000 | 4,850,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
intangibles amortization expense | 1,247,000 | 1,294,000 | 1,394,000 | 1,468,000 | 1,516,000 | 1,563,000 | 1,613,000 | 1,536,750 | 1,953,000 | 2,049,000 | 2,145,000 | 714,750 | 889,000 | 953,000 | 1,017,000 | 609,250 | 695,000 | 845,000 | 897,000 | 740,250 | 928,000 | 978,000 | 1,055,000 | 934,250 | 1,163,000 | 1,242,000 | 1,332,000 | 1,268,250 | 1,656,000 | 1,745,000 | 1,672,000 | 627,250 | 902,000 | 1,031,000 | 576,000 | |||||||||||||||||||||||||||||||||||||||
other operating expenses | 17,122,000 | 18,606,000 | 16,856,000 | 17,128,000 | 16,429,000 | 16,877,000 | 16,931,000 | 17,260,000 | 17,929,000 | 15,031,000 | 19,335,000 | 18,397,000 | 19,102,000 | 10,091,000 | 13,844,000 | 13,255,000 | 13,324,000 | 12,716,000 | 11,004,000 | 10,910,000 | 10,357,000 | 11,000,000 | 9,471,000 | 9,691,000 | 10,102,000 | 8,139,000 | 9,763,000 | 11,032,000 | 10,153,000 | 10,186,000 | 10,403,000 | 10,174,000 | 11,106,000 | 11,087,000 | 8,719,000 | 9,142,000 | 8,210,000 | 7,501,000 | 7,593,000 | 7,111,000 | 7,480,000 | 7,029,000 | 6,730,000 | 8,598,000 | 6,590,000 | 6,885,000 | 9,122,000 | 6,959,000 | 9,036,000 | 7,536,000 | 7,496,000 | 7,213,000 | 7,891,000 | 7,088,000 | 8,821,000 | 7,759,000 | 6,371,000 | 7,598,000 | 7,938,000 | 7,078,000 | 5,912,000 | 6,651,000 | 4,944,000 | 4,981,000 | 4,359,000 | 5,028,000 | 4,151,000 | 4,241,000 | 3,616,000 | 4,036,000 | 4,039,000 | 6,516,000 | 3,052,000 | |
total noninterest expenses | 60,218,000 | 44,271,750 | 60,211,000 | 58,983,000 | 57,893,000 | 44,332,000 | 59,850,000 | 58,291,000 | 59,187,000 | 49,498,000 | 62,224,000 | 61,593,000 | 74,175,000 | 37,390,750 | 48,700,000 | 49,398,000 | 51,465,000 | 30,466,750 | 40,817,000 | 40,985,000 | 40,065,000 | 41,882,000 | 40,439,000 | 38,901,000 | 40,076,000 | 38,564,000 | 38,920,000 | 40,439,000 | 39,271,000 | 37,666,000 | 39,238,000 | 38,873,000 | 43,598,000 | 43,617,000 | 34,384,000 | 35,084,000 | 32,072,000 | 26,147,000 | 24,773,000 | 24,614,000 | 24,300,000 | 23,714,000 | 22,989,000 | 25,931,000 | 23,551,000 | 23,704,000 | 25,756,000 | 23,224,000 | 25,795,000 | 23,657,000 | 23,448,000 | 24,375,000 | 23,958,000 | 22,913,000 | 25,043,000 | 22,008,000 | 20,711,000 | 21,957,000 | 22,280,000 | 22,458,000 | 20,953,000 | 19,203,000 | 15,937,000 | 16,076,000 | 15,470,000 | 16,344,000 | 14,771,000 | 14,999,000 | 13,941,000 | 14,510,000 | 14,130,000 | 20,752,000 | 11,092,000 | |
income before income taxes | 58,993,000 | 16,945,000 | 25,957,000 | 49,822,000 | 46,776,000 | 6,878,000 | 22,572,000 | 36,884,000 | 31,783,000 | 37,690,000 | 37,655,000 | 37,266,000 | 19,345,000 | 48,273,000 | 48,146,000 | 46,136,000 | 42,664,000 | 12,670,000 | 34,598,000 | 37,209,000 | 35,842,000 | 30,089,000 | 29,626,000 | 20,618,000 | 22,798,000 | 26,251,000 | 31,593,000 | 30,267,000 | 28,165,000 | 29,893,000 | 27,896,000 | 29,180,000 | 26,509,000 | 20,105,000 | 19,617,000 | 16,707,000 | 11,310,000 | 11,591,000 | 10,166,000 | 10,692,000 | 9,468,000 | 10,682,000 | 10,950,000 | 8,535,000 | 8,707,000 | 10,651,000 | 8,742,000 | 4,656,000 | -43,220,000 | 6,546,000 | 4,806,000 | -8,490,000 | 3,871,000 | 5,747,000 | 10,121,000 | -4,065,000 | 5,926,000 | 6,113,000 | 6,968,000 | 14,064,000 | 10,098,000 | 59,026,000 | 6,434,000 | 7,957,000 | 9,898,000 | 8,435,000 | 8,835,000 | 9,192,000 | 9,214,000 | 8,703,000 | 7,851,000 | 8,058,000 | 7,975,000 | |
income tax expense | 12,334,000 | 1,232,000 | 5,594,000 | 11,256,000 | 10,370,000 | 3,327,000 | 3,892,000 | 8,172,000 | 6,511,000 | 8,016,000 | 7,762,000 | 7,863,000 | 4,184,000 | 9,840,000 | 10,197,000 | 9,551,000 | 8,695,000 | 2,148,000 | 6,955,000 | 7,924,000 | 7,648,000 | 6,441,000 | 6,329,000 | 4,266,000 | 4,618,000 | 5,368,000 | 6,574,000 | 6,408,000 | 5,880,000 | 5,998,000 | 5,905,000 | 6,450,000 | 5,836,000 | 5,928,000 | 6,531,000 | 5,553,000 | 3,755,000 | 3,952,000 | 3,329,000 | 3,687,000 | 3,224,000 | 3,694,000 | 2,420,000 | 2,956,000 | 3,031,000 | 4,318,000 | ||||||||||||||||||||||||||||
net income | 46,659,000 | 15,713,000 | 20,363,000 | 38,566,000 | 36,406,000 | 3,551,000 | 18,680,000 | 28,712,000 | 25,272,000 | 29,674,000 | 29,893,000 | 29,403,000 | 15,161,000 | 38,433,000 | 37,949,000 | 36,585,000 | 33,969,000 | 10,522,000 | 27,643,000 | 29,285,000 | 28,194,000 | 23,648,000 | 23,297,000 | 16,352,000 | 18,180,000 | 20,883,000 | 25,019,000 | 23,859,000 | 14,177,000 | 13,086,000 | 11,154,000 | 7,555,000 | 7,639,000 | 6,837,000 | 7,005,000 | 6,244,000 | 6,988,000 | 7,095,000 | 5,579,000 | 5,676,000 | 6,333,000 | 5,588,000 | 3,100,000 | -25,937,000 | 4,423,000 | 3,290,000 | -5,182,000 | 2,557,000 | 3,726,000 | 6,375,000 | -2,245,000 | 3,848,000 | 3,941,000 | 4,438,000 | 8,784,000 | 6,382,000 | 36,018,000 | 4,081,000 | 5,001,000 | 6,197,000 | 5,278,000 | 5,529,000 | 5,762,000 | 5,743,000 | 5,419,000 | 4,886,000 | 4,499,000 | 5,197,000 | ||||||
yoy | 28.16% | 342.50% | 9.01% | 34.32% | 44.06% | -88.03% | -37.51% | -2.35% | 66.69% | -22.79% | -21.23% | -19.63% | -55.37% | 265.26% | 37.28% | 24.93% | 20.48% | -55.51% | 18.65% | 79.09% | 55.08% | 13.24% | -6.88% | -31.46% | 71.31% | 63.14% | 7.85% | 9.32% | -3.64% | 25.56% | 10.01% | 10.34% | 26.97% | 79.97% | -121.88% | 43.18% | 69.85% | -159.82% | -1114.35% | 18.71% | -48.39% | 130.82% | -33.55% | -5.46% | 43.65% | -125.56% | -39.71% | -89.06% | 8.75% | 75.64% | 2.99% | 582.42% | -26.19% | -13.21% | 7.91% | -2.60% | 13.16% | 28.07% | 10.51% | |||||||||||||||
qoq | 196.95% | -22.84% | -47.20% | 5.93% | 925.23% | -80.99% | -34.94% | 13.61% | -14.83% | -0.73% | 1.67% | 93.94% | -60.55% | 1.28% | 3.73% | 7.70% | 222.84% | -61.94% | -5.61% | 3.87% | 19.22% | 1.51% | 42.47% | -10.06% | -12.94% | -16.53% | 4.86% | 8.34% | 17.32% | 47.64% | 11.73% | -2.40% | 12.19% | -10.65% | -1.51% | 27.17% | -1.71% | -10.37% | 13.33% | 80.26% | -111.95% | -686.41% | 34.44% | -163.49% | -302.66% | -31.37% | -41.55% | -383.96% | -158.34% | -2.36% | -11.20% | -49.48% | 37.64% | -82.28% | 782.58% | -18.40% | -19.30% | 17.41% | -4.54% | -4.04% | 0.33% | 5.98% | 10.91% | 8.60% | -13.43% | |||||||||
earnings per common share: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 1,130 | 380 | 490 | 930 | 880 | 90 | 450 | 700 | 610 | 455 | 730 | 720 | 370 | 760 | 1,060 | 1,030 | 950 | 747.5 | 970 | 1,030 | 990 | 497.5 | 810 | 560 | 620 | 597.5 | 840 | 800 | 750 | 552.5 | 740 | 770 | 700 | 335 | 530 | 450 | 340 | 380 | 340 | 350 | 300 | 340 | 220 | 270 | 280 | 310 | 270 | 150 | 150 | -350 | -40 | 160 | 320 | -200 | 170 | 170 | 200 | 460 | 320 | 2,100 | 190 | |||||||||||||
diluted | 1,130 | 380 | 490 | 930 | 880 | 80 | 450 | 700 | 610 | 452.5 | 730 | 710 | 370 | 760 | 1,060 | 1,030 | 950 | 747.5 | 970 | 1,030 | 990 | 497.5 | 810 | 560 | 620 | 597.5 | 840 | 800 | 750 | 552.5 | 740 | 770 | 700 | 332.5 | 530 | 450 | 340 | 370 | 330 | 340 | 300 | 330 | 212.5 | 270 | 270 | 300 | 270 | 140 | 150 | -350 | -40 | 160 | 320 | -190 | 170 | 170 | 200 | 460 | 320 | 2,100 | 190 | |||||||||||||
weighted-average common shares outstanding: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 41,250,500,000 | 41,196,459,000 | 41,237,874,000 | 41,168,260,000 | 41,130,779,000 | 41,021,475,000 | 40,971,520,000 | 40,879,684,000 | 40,843,865,000 | 40,746,772,000 | 40,744,042,000 | 40,721,840,000 | 40,583,417,000 | 35,485,620,000 | 35,469,001,000 | 35,474,664,000 | 35,433,739,000 | 29,876,151,000 | 28,385,912,000 | 28,331,456,000 | 28,357,809,000 | 28,839,866,000 | 28,857,111,000 | 28,799,828,000 | 29,230,788,000 | 29,547,851,000 | 29,542,001,000 | 29,626,931,000 | 29,587,217,000 | 29,566,259,000 | 29,530,203,000 | 29,544,747,000 | 29,533,869,000 | 25,210,606,000 | 24,607,516,000 | 24,593,307,000 | 21,983,963,000 | 19,964,727,000 | 19,921,413,000 | 19,783,747,000 | 19,781,789,000 | 19,778,640,000 | 19,721,992,000 | 19,699,801,000 | 19,705,514,000 | 19,688,183,000 | 19,679,751,000 | 19,673,634,000 | 19,669,302,000 | 17,049,513,000 | 16,952,624,000 | 16,924,616,000 | 16,875,918,000 | 16,841,289,000 | 16,813,941,000 | 16,764,879,000 | 16,779,554,000 | 16,664,544,000 | 16,636,769,000 | 15,980,533 | 16,515,507 | 16,470,975 | 14,380,599 | 14,378,279 | 14,391,739 | 14,384,511 | 14,360,111 | 14,294,753 | 9,408,326 | |||||
diluted | 41,459,357,000 | 41,453,247,000 | 41,481,542,000 | 41,441,393,000 | 41,406,525,000 | 41,327,216,000 | 41,366,743,000 | 41,262,091,000 | 41,249,636,000 | 41,164,834,000 | 41,199,058,000 | 41,129,100,000 | 41,112,692,000 | 35,674,730,000 | 35,703,446,000 | 35,642,471,000 | 35,640,978,000 | 30,027,785,000 | 28,515,328,000 | 28,490,031,000 | 28,537,853,000 | 28,981,567,000 | 28,940,018,000 | 28,969,728,000 | 29,399,114,000 | 29,720,499,000 | 29,684,105,000 | 29,796,941,000 | 29,743,395,000 | 29,707,431,000 | 29,621,130,000 | 29,632,738,000 | 29,624,150,000 | 25,291,382,000 | 24,695,295,000 | 24,671,550,000 | 22,064,923,000 | 20,732,917,000 | 20,693,644,000 | 20,553,858,000 | 20,512,959,000 | 20,508,955,000 | 20,454,614,000 | 20,434,007,000 | 20,437,739,000 | 20,424,475,000 | 20,424,984,000 | 20,415,103,000 | 20,409,760,000 | 17,049,513,000 | 16,952,624,000 | 16,924,650,000 | 16,903,031,000 | 16,868,571,000 | 16,841,787,000 | 16,793,650,000 | 16,807,135,000 | 16,805,770,000 | 16,672,989,000 | 16,027,144 | 16,539,179 | 16,535,358 | 14,446,357 | 14,468,974 | 14,462,266 | 14,473,446 | 14,492,159 | 14,435,252 | 9,557,240 | |||||
securities losses | -43,722,000 | -27,905,000 | -36,820,000 | -186,000 | -975,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries incentives and commissions expense | 28,661,000 | 28,447,000 | 29,955,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
merger and acquisition expenses | 189,000 | 1,334,000 | 12,182,000 | 303,000 | 548,000 | 737,000 | 3,484,000 | 16,180,000 | 254,000 | 411,000 | -21,000 | 103,000 | 110,000 | -1,210,000 | 167,000 | 640,000 | 2,761,000 | 3,249,000 | 1,329,000 | 1,122,000 | 2,373,000 | 485,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries | 27,809,000 | 27,642,000 | 19,987,000 | 16,550,000 | 16,299,000 | 12,560,000 | 11,475,000 | 12,378,000 | 11,581,000 | 11,497,000 | 11,284,000 | 11,773,000 | 11,648,000 | 11,401,000 | 11,003,000 | 10,677,000 | 10,619,000 | 10,370,000 | 10,173,000 | 10,174,000 | 9,980,000 | 9,694,000 | 9,711,000 | 9,088,000 | 8,637,000 | 8,735,000 | 8,616,000 | 9,083,000 | 8,549,000 | 6,646,000 | 6,467,000 | 7,111,000 | 7,173,000 | 7,124,000 | 6,719,000 | 6,855,000 | 6,494,000 | 6,535,000 | 6,343,000 | 8,986,000 | 5,037,000 | |||||||||||||||||||||||||||||||||
employee benefits | 6,703,000 | 6,269,000 | 2,578,000 | 2,706,000 | 2,221,000 | 2,298,000 | 2,183,000 | 1,939,000 | 2,550,000 | 2,311,000 | 2,248,000 | 2,546,000 | 2,627,000 | 2,777,000 | 2,539,000 | 2,777,000 | 3,914,000 | 3,086,000 | 2,954,000 | 3,202,000 | 2,469,000 | 2,672,000 | 2,589,000 | 2,484,000 | 2,677,000 | 2,901,000 | 2,906,000 | 2,359,000 | 1,745,000 | 1,734,000 | 2,005,000 | 1,835,000 | 1,845,000 | 1,836,000 | 1,984,000 | 1,778,000 | 2,631,000 | 1,487,000 | ||||||||||||||||||||||||||||||||||||
intangibles amortization | 1,669,000 | 1,759,000 | 261,000 | 186,000 | 181,000 | 180,000 | 180,000 | 195,000 | 194,000 | 194,000 | 220,000 | 220,000 | 199,000 | 227,000 | 224,000 | 223,000 | 223,000 | 226,000 | 226,000 | 224,000 | 220,000 | 219,000 | 220,000 | 215,000 | 216,000 | 218,000 | 98,000 | 98,000 | 107,000 | 107,000 | 123,000 | 79,000 | 93,000 | 93,000 | 94,000 | 94,000 | 38,000 | 95,000 | ||||||||||||||||||||||||||||||||||||
other service charges, commissions and fees | 5,612,000 | 7,005,000 | 7,034,000 | 6,464,000 | 6,496,000 | 5,522,000 | 5,214,000 | 6,190,000 | 4,624,000 | 4,069,000 | 2,633,000 | 5,814,000 | 5,786,000 | 5,248,000 | 5,289,000 | 5,146,000 | 4,913,000 | 4,597,000 | 4,415,000 | 3,468,000 | 3,554,000 | 3,173,000 | 3,043,000 | 2,830,000 | 2,778,000 | 2,771,000 | 2,542,000 | 2,552,000 | 2,538,000 | 2,367,000 | 2,402,000 | 2,340,000 | 2,175,000 | 2,197,000 | 2,275,000 | 2,340,000 | 2,192,000 | 1,657,000 | 1,709,000 | 1,606,000 | 1,372,000 | 1,325,000 | 1,378,000 | 1,345,000 | 1,306,000 | 1,216,000 | 1,205,000 | 1,121,000 | 1,030,000 | 1,190,000 | 1,255,000 | 1,367,000 | 1,360,000 | 1,273,000 | 1,266,000 | 1,259,000 | 2,079,000 | 809,000 | ||||||||||||||||
sba consulting fees | 257,000 | 395,000 | 478,000 | 409,000 | 521,000 | 645,000 | 479,000 | 704,000 | 780,000 | 1,152,000 | 1,128,000 | 2,187,000 | 2,764,000 | 1,922,000 | 1,956,000 | 3,739,000 | 1,027,000 | 1,025,000 | 663,000 | 921,000 | 1,263,000 | 1,121,000 | 1,287,000 | 1,126,000 | 1,141,000 | 850,000 | 864,000 | 1,050,000 | 1,260,000 | 720,000 | ||||||||||||||||||||||||||||||||||||||||||||
other gains | 459,000 | 1,293,000 | 851,000 | 330,000 | 188,000 | 1,382,000 | 2,747,000 | 1,590,000 | 1,622,000 | 115,000 | 50,000 | 1,517,000 | -34,000 | 103,000 | -44,000 | -187,000 | 74,000 | 162,000 | -105,000 | -308,000 | 82,000 | -88,000 | -101,000 | 908,000 | 4,000 | -110,000 | -238,000 | 497,000 | 234,000 | 51,000 | -177,000 | 28,000 | -273,000 | 4,000 | 54,000 | 35,000 | 19,000 | -234,000 | 425,000 | -395,000 | -530,000 | 14,000 | -141,000 | 194,000 | 55,000 | -37,000 | 20,000 | 3,280,000 | -1,448,000 | -1,229,000 | 49,000 | 67,000 | -58,000 | -183,000 | 32,000 | -73,000 | -28,000 | -28,000 | 285,000 | -117,000 | 25,000 | 115,000 | -33,000 | -468,000 | 351,000 | |||||||||
occupancy expense | 3,663,000 | 4,319,000 | 3,409,000 | 3,547,000 | 3,688,000 | 3,115,000 | 3,175,000 | 3,122,000 | 3,384,000 | 3,338,000 | 2,618,000 | 2,668,000 | 2,904,000 | 2,740,000 | 2,856,000 | 2,724,000 | 2,958,000 | 2,853,000 | 2,786,000 | 2,729,000 | 2,754,000 | 2,706,000 | 2,742,000 | 2,543,000 | 2,802,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
equipment related expenses | 1,925,000 | 1,629,000 | 1,594,000 | 1,425,000 | 1,379,000 | 1,318,000 | 1,672,000 | 1,514,000 | 1,304,000 | 1,269,000 | 1,125,000 | 1,053,000 | 1,045,000 | 1,071,000 | 1,049,000 | 1,020,000 | 1,145,000 | 1,240,000 | 1,231,000 | 1,183,000 | 1,369,000 | 1,696,000 | 1,438,000 | 1,241,000 | 1,252,000 | 1,203,000 | 1,070,000 | 1,363,000 | 1,058,000 | 919,000 | 870,000 | 900,000 | 949,000 | 956,000 | 1,026,000 | 953,000 | 928,000 | 1,157,000 | 1,106,000 | 1,088,000 | 1,148,000 | 1,318,000 | 1,164,000 | 1,170,000 | 1,089,000 | 1,110,000 | 1,062,000 | 1,081,000 | 1,044,000 | 1,063,000 | 1,139,000 | 1,355,000 | 1,013,000 | 985,000 | 981,000 | 1,031,000 | 1,034,000 | 1,021,000 | 1,019,000 | 979,000 | 953,000 | 939,000 | 938,000 | 1,218,000 | 735,000 | |||||||||
provision for loan losses | 3,399,000 | 1,200,000 | 5,590,000 | 6,004,250 | 8,391,000 | 8,003,000 | 7,623,000 | 6,575,000 | 5,200,000 | 3,926,000 | 4,485,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(reversal of) provision for unfunded commitments | -450,000 | -1,200,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total provision for credit losses | 2,949,000 | 2,361,000 | 12,502,000 | 5,000,000 | 5,400,000 | 2,000,000 | 1,939,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fees from presold mortgage loans | 322,000 | 325,000 | 557,000 | 406,000 | 151,000 | 376,000 | 454,000 | 1,121,000 | 2,061,000 | 2,096,000 | 2,274,000 | 4,544,000 | 4,458,000 | 4,864,000 | 3,020,000 | 1,841,000 | 1,267,000 | 1,275,000 | 857,000 | 545,000 | 504,000 | 576,000 | 796,000 | 859,000 | 1,574,000 | 1,842,000 | 1,511,000 | 768,000 | 410,000 | 371,000 | 481,000 | 731,000 | 808,000 | 522,000 | 807,000 | 607,000 | 776,000 | 820,000 | 747,000 | 693,000 | 785,000 | 489,000 | 411,000 | |||||||||||||||||||||||||||||||
salaries expense | 21,847,750 | 29,394,000 | 28,676,000 | 29,321,000 | 17,917,250 | 24,416,000 | 23,799,000 | 23,454,000 | 15,492,250 | 20,651,000 | 21,187,000 | 20,131,000 | 15,710,750 | 22,127,000 | 20,606,000 | 20,110,000 | 14,632,500 | 19,833,000 | 19,732,000 | 18,965,000 | 14,153,750 | 18,771,000 | 18,446,000 | 19,398,000 | 13,950,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
employee benefits expense | 4,774,250 | 6,539,000 | 6,165,000 | 6,393,000 | 4,011,000 | 4,156,000 | 6,310,000 | 5,578,000 | 3,276,250 | 4,447,000 | 4,084,000 | 4,574,000 | 3,078,000 | 3,918,000 | 3,847,000 | 4,547,000 | 3,287,500 | 4,144,000 | 4,418,000 | 4,588,000 | 3,188,000 | 4,061,000 | 4,084,000 | 4,607,000 | 2,677,250 | 3,375,000 | 3,769,000 | 3,721,000 | ||||||||||||||||||||||||||||||||||||||||||||||
dividends declared per common share | 165 | 220 | 220 | 220 | 220 | 220 | 220 | 220 | 200 | 200 | 200 | 200 | 180 | 180 | 180 | 180 | 180 | 120 | 120 | 120 | 100 | 100 | 100 | 100 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | 80 | ||||||||||||||||||||
reversal of provision for unfunded commitments | -1,339,000 | -1,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for (reversal of) unfunded commitments | 1,051,000 | -300,000 | 300,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest expenses | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property net gains | -35,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for (reversal of) credit losses | 2,150,000 | 5,100,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commissions from sales of insurance and financial products | 1,708,000 | 1,391,000 | 1,151,000 | 945,000 | 1,093,000 | 1,198,000 | 2,466,000 | 2,190,000 | 2,333,000 | 2,357,000 | 2,090,000 | 2,068,000 | 2,059,000 | 2,203,000 | 2,204,000 | 2,029,000 | 2,247,000 | 2,425,000 | 2,119,000 | 1,940,000 | 1,996,000 | 1,426,000 | 1,038,000 | 840,000 | 937,000 | 938,000 | 691,000 | 665,000 | 561,000 | 748,000 | 685,000 | 594,000 | 591,000 | 579,000 | 399,000 | 507,000 | 510,000 | 432,000 | 383,000 | 383,000 | 409,000 | 355,000 | 389,000 | 325,000 | 340,000 | 422,000 | 360,000 | 333,000 | 337,000 | 494,000 | 378,000 | 419,000 | 356,000 | 399,000 | 334,000 | 374,000 | 344,000 | 459,000 | 351,000 | 387,000 | ||||||||||||||
foreclosed property losses | 17,000 | 23,000 | -173,000 | 157,000 | 263,000 | 90,000 | 35,000 | 159,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings, checking and money market accounts | 1,047,000 | 1,185,000 | 1,167,000 | 903,000 | 1,136,000 | 1,314,000 | 1,419,000 | 1,440,000 | 1,333,000 | 2,359,000 | 2,647,000 | 2,560,000 | 2,335,000 | 2,009,000 | 1,629,000 | 1,334,000 | 1,132,000 | 979,000 | 869,000 | 685,000 | 685,000 | 522,000 | 409,000 | 394,000 | 292,000 | 281,000 | 269,000 | 266,000 | 263,000 | 252,000 | 322,000 | 381,000 | 510,000 | |||||||||||||||||||||||||||||||||||||||||
time deposits of 100,000 or more | 378,000 | 430,000 | 452,000 | 558,000 | 681,000 | 858,000 | 1,221,000 | 1,747,000 | 2,323,000 | 2,924,000 | 3,379,000 | 3,519,000 | 3,522,000 | 3,178,000 | 2,729,000 | 2,302,000 | 1,850,000 | 1,411,000 | 1,364,000 | 1,053,000 | 874,000 | 714,000 | 622,000 | 652,000 | 657,000 | 732,000 | 847,000 | 960,000 | 1,058,000 | 1,183,000 | 1,408,000 | 1,546,000 | 1,613,000 | 1,850,000 | 2,022,000 | 2,085,000 | 2,175,000 | 2,479,000 | 2,661,000 | 2,604,000 | 2,729,000 | 2,991,000 | 3,182,000 | 3,472,000 | 4,322,000 | 5,020,000 | 4,769,000 | 4,796,000 | 4,963,000 | 5,047,000 | 5,523,000 | 5,775,000 | 5,919,000 | 5,908,000 | 5,524,000 | 5,336,000 | 13,262,000 | 1,579,000 | ||||||||||||||||
other time deposits | 160,000 | 156,000 | 249,000 | 165,000 | 182,000 | 216,000 | 281,000 | 346,000 | 418,000 | 490,000 | 526,000 | 518,000 | 467,000 | 390,000 | 321,000 | 270,000 | 251,000 | 283,000 | 267,000 | 172,000 | 173,000 | 166,000 | 255,000 | 274,000 | 308,000 | 327,000 | 342,000 | 376,000 | 408,000 | 456,000 | 613,000 | 719,000 | 789,000 | 951,000 | 1,097,000 | 1,169,000 | 1,269,000 | 1,651,000 | 1,767,000 | 2,169,000 | 2,431,000 | 2,713,000 | 2,825,000 | 3,224,000 | 4,110,000 | 4,794,000 | 4,469,000 | 4,494,000 | 4,904,000 | 5,131,000 | 5,863,000 | 6,299,000 | 6,676,000 | 6,789,000 | 6,647,000 | 6,386,000 | 15,183,000 | 2,062,000 | ||||||||||||||||
borrowings | 592,000 | 460,000 | 503,000 | 375,000 | 381,000 | 383,000 | 396,000 | 422,000 | 942,000 | 1,501,000 | 1,761,000 | 2,007,000 | 2,289,000 | 2,797,000 | 2,667,000 | 2,468,000 | 2,270,000 | 1,881,000 | 1,716,000 | 1,462,000 | 1,179,000 | 770,000 | 555,000 | 548,000 | 487,000 | 315,000 | 297,000 | 302,000 | 302,000 | 250,000 | 258,000 | 256,000 | 256,000 | 381,000 | 447,000 | 490,000 | 544,000 | 543,000 | 470,000 | 462,000 | 346,000 | 434,000 | 441,000 | 458,000 | 792,000 | 2,279,000 | 5,288,000 | 916,000 | ||||||||||||||||||||||||||
foreclosed property gains | -292,000 | -224,750 | -273,000 | -381,000 | -245,000 | -144,750 | -192,000 | -99,000 | -288,000 | -109,750 | -216,000 | -248,000 | 25,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property (gains) losses | -80,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (reversal) for loan losses | -350,000 | -1,400,000 | 3,176,000 | -1,105,000 | -308,000 | 500,000 | -1,070,500 | 87,000 | -710,000 | -3,659,000 | 180,750 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from unfunded commitments | 747,000 | 1,049,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total benefit from credit losses | 397,000 | -351,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from credit losses | 42,740,500 | 58,904,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities gains | 8,024,000 | 97,000 | -235,000 | 3,000 | -1,000 | 553,000 | 7,000 | 189,000 | -3,000 | 452,000 | 60,000 | 14,000 | 1,000 | 1,000 | 15,000 | 9,000 | 9,000 | 6,000 | -56,000 | -63,000 | 2,000 | -16,000 | 487,000 | -83,000 | 100,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
provision for unfunded commitments | 1,939,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 7,752,000 | 6,120,000 | 19,298,000 | 3,437,000 | 2,851,000 | 2,059,000 | 1,533,000 | 1,475,000 | 1,299,000 | 1,322,000 | 1,121,000 | 2,843,000 | 770,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from loan losses | 51,975,000 | 48,613,000 | 33,326,000 | 40,615,250 | 54,883,000 | 52,861,000 | 28,764,000 | 29,447,000 | 29,858,000 | 28,747,000 | 30,011,000 | 20,772,000 | 26,484,000 | 24,343,000 | 19,088,000 | 18,878,000 | 26,520,000 | 14,771,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for loan losses | 49,169,000 | 54,717,000 | 39,466,500 | 51,758,000 | 51,942,000 | 54,166,000 | 33,573,000 | 29,937,000 | 31,800,000 | 29,867,000 | 31,960,000 | 16,105,000 | 27,400,000 | 10,536,000 | 23,546,000 | 20,971,000 | 3,025,000 | 22,680,000 | 23,533,000 | 24,458,000 | 25,310,000 | 19,517,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
net income available to common shareholders | 22,285,000 | 23,895,000 | 21,991,000 | 22,730,000 | 20,673,000 | 14,177,000 | 13,086,000 | 11,154,000 | 7,555,000 | 7,580,000 | 6,779,000 | 6,868,000 | 6,032,000 | 6,771,000 | 6,878,000 | 5,362,000 | 5,459,000 | 6,117,000 | 5,371,000 | 2,855,000 | -26,469,000 | 3,735,000 | 2,461,000 | -5,942,000 | -732,000 | 2,685,000 | 5,333,000 | -3,272,000 | 2,821,000 | 2,915,000 | 3,411,000 | 7,770,000 | 5,387,000 | 34,996,000 | 3,140,000 | |||||||||||||||||||||||||||||||||||||||
net interest income after provision (reversal) for loan losses | 28,782,000 | 41,639,000 | 39,916,000 | 31,819,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic indemnification asset income | -2,178,000 | -2,366,000 | -2,865,000 | -1,828,000 | -2,392,000 | -3,138,000 | -3,210,000 | -4,916,000 | -3,786,000 | -3,407,000 | 4,897,000 | -2,017,000 | -1,569,000 | 3,558,000 | 4,105,000 | 3,589,000 | 1,826,000 | 5,040,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net occupancy expense | 1,745,250 | 2,439,000 | 2,358,000 | 2,184,000 | 1,843,000 | 1,943,000 | 1,823,000 | 1,812,000 | 1,869,000 | 1,386,750 | 1,863,000 | 1,880,000 | 1,793,000 | 1,759,000 | 1,674,000 | 1,241,500 | 1,670,000 | 1,615,000 | 1,681,000 | 1,674,000 | 1,598,000 | 1,672,000 | 1,352,000 | 1,768,000 | 1,752,000 | 1,888,000 | 1,070,750 | 2,070,000 | 1,125,000 | 1,088,000 | 768,500 | 1,063,000 | 1,043,000 | 968,000 | 702,250 | 949,000 | 922,000 | 938,000 | 521,000 | 686,000 | ||||||||||||||||||||||||||||||||||
preferred stock dividends | -59,000 | -58,000 | -137,000 | -212,000 | -217,000 | -217,000 | -217,000 | -217,000 | -216,000 | -217,000 | -245,000 | -532,000 | -688,000 | -829,000 | -760,000 | -815,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses – non-covered | 1,001,000 | 1,285,000 | 1,279,000 | 3,487,000 | 4,043,000 | 5,771,000 | 5,194,000 | 6,441,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (reversal) for loan losses – covered | -770,000 | -1,363,000 | -1,681,000 | -160,000 | -268,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total provision (reversal) for loan losses | 723,000 | -281,000 | 258,000 | -1,414,000 | -164,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses – non-covered | 723,000 | 489,000 | 1,621,000 | 267,000 | 104,000 | 3,365,000 | 7,430,250 | 5,970,000 | 18,557,000 | 7,607,000 | 7,570,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property gains – non-covered | -556,000 | -237,000 | -857,000 | -580,000 | -494,000 | -460,000 | -757,000 | -156,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property gains – covered | 423,000 | 447,000 | -82,000 | 254,000 | 237,000 | 598,000 | 773,000 | -2,117,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total benefit from loan losses | 841,000 | 1,476,000 | 1,485,000 | 4,980,000 | 5,591,000 | 11,149,000 | 6,467,000 | 9,146,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses – covered | 191,000 | 206,000 | 1,493,000 | 1,548,000 | 5,378,000 | 1,273,000 | 2,705,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses – covered | 210,000 | 1,343,500 | 1,103,000 | 2,998,000 | 3,327,000 | 3,773,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total provision for loan losses | 3,575,000 | 8,773,750 | 7,073,000 | 21,555,000 | 10,934,000 | 11,343,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities sold under agreements to repurchase | 4,000 | 46,000 | 48,000 | 50,000 | 54,000 | 60,000 | 70,000 | 114,000 | 196,000 | 287,000 | 412,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property gains (losses and write-downs) – non-covered | 153,000 | 777,000 | 758,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property gains (losses and write-downs) – covered | 1,397,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property losses and write-downs – covered | -520,000 | -4,616,000 | -293,000 | -1,641,000 | -6,554,000 | -4,547,000 | -5,176,000 | -2,583,000 | -4,934,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax benefit | 3,154,000 | 1,556,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings, checking and money market | 564,500 | 650,000 | 759,000 | 849,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain from acquisition | 10,196,000 | 5,809,000 | 53,830,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property losses and write-downs – non-covered | -12,299,000 | -1,020,000 | -1,318,000 | -688,000 | -919,000 | -271,000 | -1,353,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
acquisition expenses | 261,000 | 290,000 | 792,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes | 82,750 | 2,123,000 | 1,516,000 | -3,308,000 | 1,314,000 | 2,021,000 | 3,746,000 | -1,820,000 | 2,078,000 | 2,172,000 | 2,530,000 | 5,280,000 | 3,716,000 | 23,008,000 | 2,353,000 | 2,956,000 | 3,701,000 | 3,157,000 | 3,306,000 | 3,430,000 | 3,471,000 | 3,284,000 | 2,965,000 | 3,559,000 | 2,778,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
accretion of preferred stock discount | -2,474,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share - basic | 2.5 | 220 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share – diluted | 2.5 | 220 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
weighted-average common shares outstanding: basic | 16,988,150,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
weighted-average common shares outstanding: diluted | 16,988,150,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings, now and money market | 1,020,000 | 1,103,000 | 1,230,000 | 1,294,000 | 1,541,000 | 1,664,000 | 1,864,000 | 2,268,000 | 2,355,000 | 1,986,000 | 2,135,000 | 2,440,000 | 2,546,000 | 2,424,000 | 2,326,000 | 2,713,000 | 2,831,000 | 2,567,000 | 2,257,000 | 5,312,000 | 636,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
fees from presold mortgages | 468,000 | 346,000 | 295,000 | 304,000 | 404,000 | 440,000 | 372,000 | 211,750 | 395,000 | 293,000 | 159,000 | 164,250 | 199,000 | 260,000 | 198,000 | 212,250 | 230,000 | 292,000 | 327,000 | 174,500 | 220,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
merger expenses | 12,000 | 243,000 | 351,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock dividends and accretion | -1,041,000 | -1,042,000 | -7,187,000 | 1,027,000 | 1,026,000 | -1,027,000 | -6,930,000 | 995,000 | 1,022,000 | 941,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
data processing fees | 8,000 | 32,000 | 36,000 | 38,000 | 36,000 | 29,000 | 27,000 | 42,000 | 48,000 | 50,000 | 52,000 | 52,000 | 53,000 | 47,000 | -142,000 | 104,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
weighted average common shares outstanding: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 16,751,962,000 | 16,732,518,000 | 16,648,822,000 | 16,608,625,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
diluted | 16,784,126,000 | 16,763,110,000 | 16,686,880,000 | 16,617,732,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
for loan losses | 23,554,000 | 17,625,000 | 14,401,750 | 19,934,000 | 19,442,000 | 18,231,000 | 18,356,000 | 17,745,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other, primarily borrowings | 674,000 | 795,000 | 913,000 | 1,561,250 | 2,280,000 | 1,822,000 | 1,856,000 | 1,915,500 | 2,470,000 | 2,501,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per share: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 0.3 | 0.38 | 0.32 | 0.38 | 0.4 | 0.4 | 0.38 | 0.34 | -0.22 | 0.55 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
diluted | 0.3 | 0.37 | 0.32 | 0.38 | 0.4 | 0.4 | 0.37 | 0.34 | -0.2 | 0.54 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends declared per share | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-03-31 | 2015-09-30 | 2015-06-30 | 2014-12-31 | 2014-09-30 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2007-03-31 | 2006-12-31 | 2004-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | 7,240,685,000 | 5,840,964,000 | 5,554,545,000 | 3,214,302,000 | 3,314,433,000 | 2,602,205,000 | 2,204,247,000 | 2,030,366,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and due from banks, noninterest-bearing | 135,176,000 | 146,759,000 | 138,369,000 | 139,486,000 | 149,781,000 | 78,596,000 | 74,034,000 | 90,468,000 | 87,181,000 | 100,891,000 | 95,257,000 | 101,215,000 | 102,691,000 | 101,133,000 | 83,050,000 | 85,139,000 | 124,785,000 | 128,228,000 | 80,090,000 | 83,851,000 | 71,206,000 | 92,465,000 | 94,684,000 | 93,666,000 | 64,519,000 | 52,621,000 | 52,679,000 | 80,620,000 | 50,209,000 | 97,163,000 | 78,217,000 | 82,758,000 | 80,234,000 | 81,514,000 | 52,393,000 | 52,788,000 | 75,151,000 | 84,128,000 | 219,779,000 | 89,383,000 | 82,798,000 | 73,205,000 | 79,991,000 | 58,872,000 | 58,001,000 | 75,772,000 | 73,676,000 | 59,985,000 | 56,821,000 | 51,812,000 | 59,944,000 | 51,827,000 | 60,071,000 | 62,760,000 | 48,629,000 | 20,355,000 | |||||||||||||||
due from banks, interest-bearing | 462,815,000 | 162,836,000 | 459,606,000 | 571,800,000 | 622,660,000 | 428,911,000 | 670,407,000 | 517,944,000 | 266,661,000 | 136,964,000 | 178,332,000 | 259,460,000 | 610,691,000 | 169,185,000 | 186,465,000 | 348,964,000 | 440,974,000 | 332,934,000 | 314,103,000 | 391,375,000 | 458,860,000 | 304,731,000 | 584,830,000 | 282,683,000 | 166,783,000 | 264,840,000 | 286,781,000 | 366,187,000 | 460,520,000 | 462,972,000 | 448,515,000 | 326,089,000 | 337,326,000 | 323,646,000 | 148,734,000 | 165,271,000 | 102,567,000 | 251,111,000 | 163,489,000 | 95,634,000 | 154,199,000 | 242,890,000 | 202,693,000 | 203,313,000 | 234,137,000 | 167,053,000 | 163,414,000 | 182,445,000 | 154,320,000 | 246,771,000 | 148,539,000 | 200,343,000 | 283,175,000 | 232,877,000 | 151,520,000 | 113,493,000 | 83,105,000 | 101,700,000 | 131,283,000 | 114,824,000 | 67,643,000 | 99,067,000 | 52,555,000 | ||||||||
total cash and cash equivalents | 597,991,000 | 309,595,000 | 597,975,000 | 711,286,000 | 772,441,000 | 507,507,000 | 744,441,000 | 608,412,000 | 353,842,000 | 237,855,000 | 273,589,000 | 360,675,000 | 713,382,000 | 270,318,000 | 269,515,000 | 434,103,000 | 565,759,000 | 461,162,000 | 394,193,000 | 475,226,000 | 530,066,000 | 397,196,000 | 679,514,000 | 376,349,000 | 231,302,000 | 317,461,000 | 339,460,000 | 446,807,000 | 510,729,000 | 560,135,000 | 526,732,000 | 408,847,000 | 417,560,000 | 405,160,000 | 201,594,000 | 218,789,000 | 178,392,000 | 336,514,000 | 384,089,000 | 185,119,000 | 237,600,000 | 316,344,000 | 283,203,000 | 262,185,000 | 293,341,000 | 243,484,000 | 238,247,000 | 257,020,000 | 212,002,000 | 319,675,000 | 213,574,000 | 255,118,000 | 350,872,000 | 284,092,000 | 224,991,000 | 189,530,000 | 178,709,000 | 155,855,000 | 188,283,000 | 184,614,000 | 148,933,000 | 154,483,000 | 87,212,000 | ||||||||
securities available for sale | 1,979,606,000 | 2,048,556,000 | 2,165,668,000 | 2,144,831,000 | 2,064,516,000 | 2,043,062,000 | 1,907,458,000 | 1,867,211,000 | 2,088,483,000 | 2,189,379,000 | 2,100,406,000 | 2,219,786,000 | 2,290,265,000 | 2,314,493,000 | 2,338,215,000 | 2,532,624,000 | 2,685,048,000 | 2,630,414,000 | 2,305,075,000 | 2,115,153,000 | 1,821,697,000 | 1,168,706,000 | 784,832,000 | 806,470,000 | 821,945,000 | 705,224,000 | 691,971,000 | 639,609,000 | 353,068,000 | 334,068,000 | 341,001,000 | 198,924,000 | 207,496,000 | 214,743,000 | 247,140,000 | 178,765,000 | 214,450,000 | 159,254,000 | 180,190,000 | 172,535,000 | 186,634,000 | 170,214,000 | 161,407,000 | 171,907,000 | 159,182,000 | 159,870,000 | 171,844,000 | 192,382,000 | 181,182,000 | 143,047,000 | 163,317,000 | 169,887,000 | 179,755,000 | 168,860,000 | 189,590,000 | 168,593,000 | 166,364,000 | 156,626,000 | 136,480,000 | 139,738,000 | 92,330,000 | ||||||||||
securities held to maturity | 511,429,000 | 513,099,000 | 514,733,000 | 516,405,000 | 518,265,000 | 519,998,000 | 521,801,000 | 523,600,000 | 525,627,000 | 533,678,000 | 535,460,000 | 537,821,000 | 539,795,000 | 541,700,000 | 544,193,000 | 546,410,000 | 546,090,000 | 513,825,000 | 367,893,000 | 291,728,000 | 198,843,000 | 110,200,000 | 94,924,000 | 61,303,000 | 67,932,000 | 74,265,000 | 79,050,000 | 90,903,000 | 104,819,000 | 108,265,000 | 112,058,000 | 123,156,000 | 127,866,000 | 133,254,000 | 148,485,000 | 160,048,000 | 165,245,000 | 53,821,000 | 53,937,000 | 54,054,000 | 54,361,000 | 55,649,000 | 56,123,000 | 56,182,000 | 57,066,000 | 57,533,000 | 57,593,000 | 57,433,000 | 54,018,000 | 51,661,000 | 47,312,000 | 43,206,000 | 34,413,000 | 27,747,000 | 24,408,000 | 15,600,000 | 16,123,000 | 15,376,000 | 16,538,000 | 13,652,000 | 13,721,000 | ||||||||||
presold mortgages in process of settlement | 11,191,000 | 7,790,000 | 4,032,000 | 8,928,000 | 5,166,000 | 5,942,000 | 9,888,000 | 7,247,000 | 6,703,000 | 1,282,000 | 19,257,000 | 34,028,000 | 31,015,000 | 14,861,000 | 19,712,000 | 16,269,000 | 6,222,000 | 3,318,000 | 6,111,000 | 9,311,000 | 6,029,000 | 17,426,000 | 13,071,000 | 11,661,000 | 3,102,000 | 3,150,000 | 4,934,000 | 5,761,000 | 4,587,000 | 2,884,000 | 4,552,000 | 4,584,000 | 4,380,000 | 4,053,000 | 7,003,000 | 3,823,000 | 2,466,000 | 2,696,000 | 3,962,000 | 3,226,000 | 3,123,000 | 1,494,000 | 3,967,000 | 8,420,000 | 8,993,000 | 5,014,000 | 2,468,000 | 2,394,000 | 4,233,000 | 4,136,000 | 4,146,000 | 4,089,000 | 1,781,000 | ||||||||||||||||||
loans | 8,793,814,000 | 8,722,419,000 | 8,419,224,000 | 8,225,650,000 | 8,103,033,000 | 8,094,676,000 | 8,013,538,000 | 8,069,848,000 | 8,076,506,000 | 8,150,102,000 | 8,027,037,000 | 7,897,629,000 | 7,798,963,000 | 6,665,145,000 | 6,525,286,000 | 6,243,170,000 | 6,064,698,000 | 6,081,715,000 | 4,869,841,000 | 4,782,064,000 | 4,624,054,000 | 4,771,446,000 | 4,813,736,000 | 4,770,063,000 | 4,552,708,000 | 4,453,466,000 | 4,396,544,000 | 4,339,497,000 | 4,303,787,000 | 4,222,417,000 | 4,190,628,000 | 4,149,390,000 | 4,113,785,000 | 4,048,224,000 | 3,429,755,000 | 2,411,117,000 | 2,446,096,000 | 2,187,466,000 | 2,212,119,000 | 2,211,678,000 | 2,166,840,000 | 1,933,855,000 | 1,872,983,000 | 1,838,346,000 | 1,802,308,000 | 1,776,130,000 | 1,713,803,000 | 1,337,583,000 | |||||||||||||||||||||||
allowance for credit losses on loans | -124,734,000 | -123,581,000 | -120,948,000 | -120,545,000 | -120,631,000 | -122,572,000 | -122,718,000 | -110,058,000 | -110,067,000 | -109,853,000 | -108,198,000 | -109,230,000 | -106,396,000 | -90,967,000 | -86,587,000 | -82,181,000 | -82,069,000 | -78,789,000 | -63,628,000 | -65,022,000 | -65,849,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
net loans | 8,669,080,000 | 8,598,838,000 | 8,298,276,000 | 8,105,105,000 | 7,982,402,000 | 7,972,104,000 | 7,890,820,000 | 7,959,790,000 | 7,966,439,000 | 8,040,249,000 | 7,918,839,000 | 7,788,399,000 | 7,692,567,000 | 6,574,178,000 | 6,438,699,000 | 6,160,989,000 | 5,982,629,000 | 6,002,926,000 | 4,806,213,000 | 4,717,042,000 | 4,558,205,000 | 4,764,510,000 | 4,727,721,000 | 4,528,210,000 | 4,432,068,000 | 4,377,284,000 | 4,318,708,000 | 4,282,692,000 | 4,170,082,000 | 4,126,092,000 | 4,090,487,000 | 3,405,162,000 | 3,351,951,000 | 3,265,809,000 | 2,512,705,000 | 2,451,648,000 | 2,380,689,000 | 2,381,959,000 | 2,399,150,000 | 2,394,391,000 | 2,380,011,000 | 2,346,362,000 | 2,391,523,000 | 2,384,347,000 | 2,383,797,000 | 2,394,894,000 | 2,402,435,000 | 2,443,435,000 | 2,404,702,000 | 2,465,175,000 | 2,512,361,000 | 2,566,442,000 | 2,615,522,000 | 2,662,610,000 | 2,668,598,000 | 2,155,554,000 | 2,183,750,000 | 2,140,779,000 | 1,911,863,000 | 1,817,715,000 | 1,782,204,000 | 1,756,652,000 | 1,323,232,000 | ||||||||
premises and equipment | 139,374,000 | 139,125,000 | 141,441,000 | 141,661,000 | 141,954,000 | 143,459,000 | 144,868,000 | 147,110,000 | 150,546,000 | 150,957,000 | 151,981,000 | 152,443,000 | 152,790,000 | 134,187,000 | 134,288,000 | 135,143,000 | 135,482,000 | 136,092,000 | 124,391,000 | 123,395,000 | 123,271,000 | 118,568,000 | 115,373,000 | 113,669,000 | 114,859,000 | 136,668,000 | 136,901,000 | 137,725,000 | 116,618,000 | 113,774,000 | 115,542,000 | 95,762,000 | 96,605,000 | 97,142,000 | 75,268,000 | 74,839,000 | 75,087,000 | 74,871,000 | 76,970,000 | 77,621,000 | 77,597,000 | 77,823,000 | 74,044,000 | 73,642,000 | 72,343,000 | 69,862,000 | 68,898,000 | 67,879,000 | 67,741,000 | 54,039,000 | 54,026,000 | 54,009,000 | 54,159,000 | 52,868,000 | 52,362,000 | 52,097,000 | 51,334,000 | 50,607,000 | 45,610,000 | 46,123,000 | 45,379,000 | 44,627,000 | 28,195,000 | ||||||||
accrued interest receivable | 37,296,000 | 39,206,000 | 35,986,000 | 36,681,000 | 35,452,000 | 36,329,000 | 32,890,000 | 35,605,000 | 35,147,000 | 37,351,000 | 34,414,000 | 33,446,000 | 31,740,000 | 29,710,000 | 25,332,000 | 26,500,000 | 24,728,000 | 25,896,000 | 19,422,000 | 20,357,000 | 18,652,000 | 19,646,000 | 19,943,000 | 15,767,000 | 16,648,000 | 16,297,000 | 16,909,000 | 16,516,000 | 14,982,000 | 13,930,000 | 13,270,000 | 11,445,000 | 10,830,000 | 10,524,000 | 8,986,000 | 9,008,000 | 9,134,000 | 8,885,000 | 8,990,000 | 9,663,000 | 9,780,000 | 9,737,000 | 10,720,000 | 10,932,000 | 10,969,000 | 11,568,000 | 12,000,000 | 12,958,000 | 13,579,000 | 13,135,000 | 12,975,000 | 14,122,000 | 14,783,000 | 15,163,000 | 15,154,000 | 12,118,000 | 12,945,000 | 12,396,000 | 11,654,000 | 13,157,000 | 11,959,000 | 11,341,000 | 6,432,000 | ||||||||
goodwill | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 478,750,000 | 364,263,000 | 364,263,000 | 364,263,000 | 364,263,000 | 364,263,000 | 231,906,000 | 231,906,000 | 239,272,000 | 240,972,000 | 234,368,000 | 234,368,000 | 234,368,000 | 234,368,000 | 234,368,000 | 234,368,000 | 232,458,000 | 232,458,000 | 231,681,000 | 144,667,000 | 139,124,000 | 142,872,000 | 67,528,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 65,835,000 | 49,505,000 | 49,505,000 | 49,505,000 | 49,505,000 | |||||||||
other intangible assets | 15,985,000 | 17,232,000 | 18,526,000 | 19,920,000 | 21,388,000 | 22,904,000 | 24,466,000 | 26,080,000 | 30,886,000 | 32,858,000 | 34,879,000 | 37,097,000 | 39,262,000 | 12,675,000 | 13,887,000 | 15,352,000 | 16,928,000 | 17,827,000 | 10,173,000 | 11,062,000 | 14,606,000 | 14,517,000 | 14,472,000 | 15,461,000 | 17,217,000 | 18,456,000 | 19,401,000 | 20,081,000 | 22,279,000 | 23,152,000 | 24,079,000 | 15,634,000 | 12,132,000 | 12,811,000 | 1,833,000 | 1,516,000 | 1,697,000 | 2,252,000 | 2,640,000 | 3,054,000 | 3,274,000 | 3,495,000 | 3,335,000 | 3,452,000 | 3,675,000 | 4,123,000 | 4,349,000 | 4,575,000 | 4,523,000 | 4,742,000 | 4,962,000 | 5,182,000 | 5,113,000 | 5,330,000 | 5,547,000 | 1,847,000 | 2,052,000 | 2,160,000 | 1,436,000 | 1,608,000 | 1,701,000 | 1,795,000 | |||||||||
bank-owned life insurance | 194,626,000 | 193,286,000 | 191,911,000 | 190,817,000 | 189,597,000 | 188,460,000 | 187,236,000 | 186,031,000 | 185,061,000 | 183,897,000 | 182,764,000 | 181,659,000 | 180,730,000 | 164,592,000 | 164,793,000 | 163,831,000 | 164,273,000 | 165,786,000 | 133,919,000 | 108,209,000 | 107,594,000 | 106,345,000 | 105,712,000 | 105,083,000 | 104,441,000 | 103,806,000 | 103,154,000 | 102,524,000 | 101,055,000 | 100,413,000 | 99,786,000 | 88,081,000 | 87,501,000 | 86,923,000 | 72,594,000 | 56,557,000 | 56,175,000 | 44,996,000 | 44,367,000 | 43,642,000 | 43,276,000 | 28,065,000 | 27,587,000 | 27,380,000 | |||||||||||||||||||||||||||
other assets | 312,406,000 | 322,862,000 | 302,965,000 | 253,881,000 | 226,314,000 | 229,179,000 | 210,812,000 | 220,969,000 | 253,562,000 | 210,238,000 | 241,214,000 | 219,594,000 | 218,297,000 | 198,260,000 | 199,079,000 | 161,342,000 | 134,428,000 | 86,660,000 | 59,198,000 | 70,004,000 | 66,607,000 | 53,427,000 | 55,519,000 | 63,234,000 | 59,605,000 | 64,224,000 | 60,788,000 | 69,315,000 | 73,289,000 | 87,706,000 | 69,555,000 | 72,687,000 | 53,288,000 | 48,158,000 | 26,691,000 | 34,164,000 | 36,000,000 | 21,193,000 | 27,320,000 | 54,405,000 | 44,110,000 | 51,972,000 | 40,473,000 | 43,193,000 | 54,017,000 | 31,697,000 | 77,716,000 | ||||||||||||||||||||||||
total assets | 12,947,734,000 | 12,668,339,000 | 12,750,263,000 | 12,608,265,000 | 12,436,245,000 | 12,147,694,000 | 12,153,430,000 | 12,060,805,000 | 12,091,597,000 | 12,114,942,000 | 11,977,960,000 | 12,032,998,000 | 12,363,149,000 | 10,625,049,000 | 10,515,862,000 | 10,566,215,000 | 10,652,060,000 | 10,508,901,000 | 8,489,366,000 | 8,200,582,000 | 7,736,394,000 | 7,064,268,000 | 6,888,595,000 | 6,376,058,000 | 6,143,639,000 | 6,068,911,000 | 6,012,039,000 | 6,050,248,000 | 5,711,630,000 | 5,717,600,000 | 5,641,527,000 | 4,591,147,000 | 4,528,620,000 | 4,441,846,000 | 3,382,966,000 | 3,272,841,000 | 3,211,519,000 | 3,195,611,000 | 3,314,823,000 | 3,172,440,000 | 3,247,410,000 | 3,280,945,000 | 3,322,677,000 | 3,328,755,000 | 3,337,006,000 | 3,302,698,000 | 3,333,749,000 | 3,402,463,000 | 3,278,932,000 | 3,360,337,000 | 3,318,342,000 | 3,393,188,000 | 3,545,356,000 | 3,519,685,000 | 3,517,711,000 | 2,691,550,000 | 2,700,666,000 | 2,621,356,000 | 2,380,134,000 | 2,284,263,000 | 2,205,858,000 | 2,177,282,000 | 1,610,174,000 | ||||||||
liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 6,232,692,000 | 4,264,868,000 | 4,390,879,000 | 2,691,076,000 | 2,823,856,000 | 2,031,877,000 | 1,836,644,000 | 1,679,747,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing deposits | 3,596,629,000 | 3,486,985,000 | 3,580,560,000 | 3,542,626,000 | 3,476,786,000 | 3,367,624,000 | 3,350,237,000 | 3,339,678,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits | 7,415,854,000 | 7,261,436,000 | 7,300,610,000 | 7,287,754,000 | 7,267,873,000 | 7,162,901,000 | 7,154,692,000 | 7,148,151,000 | 6,941,046,000 | 6,651,723,000 | 6,732,353,000 | 6,528,639,000 | 6,608,961,000 | 5,661,526,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total deposits | 11,012,483,000 | 10,748,421,000 | 10,881,170,000 | 10,830,380,000 | 10,744,659,000 | 10,530,525,000 | 10,504,929,000 | 10,487,829,000 | 10,303,311,000 | 10,031,599,000 | 10,235,403,000 | 10,168,569,000 | 10,372,598,000 | 9,227,529,000 | 9,229,271,000 | 9,359,748,000 | 9,385,147,000 | 9,124,629,000 | 7,432,765,000 | 7,171,358,000 | 6,733,487,000 | 6,060,226,000 | 5,831,138,000 | 5,044,988,000 | 4,931,355,000 | 4,875,382,000 | 4,843,054,000 | 4,797,238,000 | 4,528,373,000 | 4,553,621,000 | 4,495,708,000 | 3,651,241,000 | 3,644,330,000 | 3,629,170,000 | 2,826,821,000 | 2,707,753,000 | 2,653,127,000 | 2,679,012,000 | 2,786,724,000 | 2,740,860,000 | 2,818,353,000 | 2,857,567,000 | 2,834,464,000 | 2,838,298,000 | 2,831,059,000 | 2,729,404,000 | 2,747,418,000 | 2,844,441,000 | 2,652,513,000 | 2,751,482,000 | 2,794,888,000 | 2,870,552,000 | 2,933,108,000 | 2,921,640,000 | 2,875,166,000 | 2,139,119,000 | 2,022,822,000 | 2,016,477,000 | 1,921,443,000 | 1,818,908,000 | 1,800,561,000 | 1,745,593,000 | 1,322,625,000 | ||||||||
borrowings | 74,643,000 | 74,569,000 | 92,421,000 | 92,237,000 | 92,055,000 | 91,876,000 | 91,694,000 | 91,513,000 | 332,335,000 | 630,158,000 | 401,843,000 | 481,658,000 | 606,481,000 | 287,507,000 | 226,476,000 | 67,445,000 | 67,415,000 | 67,386,000 | 60,764,000 | 61,252,000 | 61,342,000 | 61,816,000 | 112,199,000 | 402,185,000 | 300,671,000 | 300,656,000 | 301,140,000 | 406,125,000 | 406,593,000 | 407,076,000 | 407,059,000 | 397,525,000 | 355,405,000 | 290,403,000 | 186,394,000 | 176,394,000 | 176,394,000 | 116,394,000 | 136,394,000 | 46,394,000 | 46,394,000 | 46,394,000 | 111,394,000 | 111,394,000 | 133,894,000 | 135,759,000 | 138,796,000 | 108,833,000 | 196,870,000 | 158,907,000 | 76,579,000 | 76,695,000 | 176,811,000 | 176,927,000 | 230,099,000 | 182,159,000 | 387,390,000 | 326,006,000 | 212,394,000 | 233,013,000 | 178,013,000 | 198,013,000 | 132,239,000 | ||||||||
accrued interest payable | 3,733,000 | 3,747,000 | 4,436,000 | 4,340,000 | 4,935,000 | 4,604,000 | 5,566,000 | 5,728,000 | 9,847,000 | 5,699,000 | 5,511,000 | 4,845,000 | 6,992,000 | 2,738,000 | 881,000 | 648,000 | 576,000 | 607,000 | 609,000 | 710,000 | 741,000 | 1,305,000 | 1,525,000 | 2,100,000 | 2,154,000 | 2,169,000 | 2,258,000 | 2,341,000 | 1,916,000 | 1,651,000 | 1,306,000 | 1,143,000 | 1,014,000 | 691,000 | 554,000 | 588,000 | 625,000 | 695,000 | 758,000 | 920,000 | 1,071,000 | 1,118,000 | 1,421,000 | 1,549,000 | 1,659,000 | 1,938,000 | 2,208,000 | 2,328,000 | 2,082,000 | 2,421,000 | 2,665,000 | 2,935,000 | 3,054,000 | 3,688,000 | 4,001,000 | 4,324,000 | 5,449,000 | 5,419,000 | 5,593,000 | 6,156,000 | 5,863,000 | 5,806,000 | 2,539,000 | ||||||||
other liabilities | 173,925,000 | 187,434,000 | 168,913,000 | 125,128,000 | 86,420,000 | 75,078,000 | 73,716,000 | 71,393,000 | 52,662,000 | 57,273,000 | 59,172,000 | 61,175,000 | 57,479,000 | 56,288,000 | 54,890,000 | 55,751,000 | 60,529,000 | 64,512,000 | 48,155,000 | 45,859,000 | 46,617,000 | 41,387,000 | 56,733,000 | 45,009,000 | 37,203,000 | 55,722,000 | 50,418,000 | 56,405,000 | 31,672,000 | 30,530,000 | 31,804,000 | 28,737,000 | 27,220,000 | 32,121,000 | 19,365,000 | 16,932,000 | 15,984,000 | 14,695,000 | 14,860,000 | 21,524,000 | 21,487,000 | 18,634,000 | 32,608,000 | 37,440,000 | 31,963,000 | 23,286,000 | 24,421,000 | 24,520,000 | 28,404,000 | 28,415,000 | 33,706,000 | 29,983,000 | 25,942,000 | 26,354,000 | 24,503,000 | 21,213,000 | 16,643,000 | 15,667,000 | 17,455,000 | 16,357,000 | 12,248,000 | 13,271,000 | 7,183,000 | ||||||||
total liabilities | 11,264,784,000 | 11,014,171,000 | 11,146,940,000 | 11,052,085,000 | 10,928,069,000 | 10,702,083,000 | 10,675,905,000 | 10,656,463,000 | 10,715,498,000 | 10,742,562,000 | 10,720,277,000 | 10,735,356,000 | 11,063,188,000 | 9,593,453,000 | 9,531,365,000 | 9,503,872,000 | 9,534,570,000 | 9,278,326,000 | 7,559,616,000 | 7,296,072,000 | 6,859,541,000 | 6,183,450,000 | 6,020,704,000 | 5,513,860,000 | 5,291,238,000 | 5,233,929,000 | 5,196,870,000 | 5,262,109,000 | 4,968,554,000 | 4,992,878,000 | 4,935,877,000 | 4,078,646,000 | 4,027,969,000 | 3,952,385,000 | 3,033,134,000 | 2,901,667,000 | 2,846,130,000 | 2,810,796,000 | 2,938,736,000 | 2,809,698,000 | 2,887,305,000 | 2,923,713,000 | 2,979,887,000 | 2,988,681,000 | 2,998,575,000 | 2,950,885,000 | 2,981,451,000 | 3,053,073,000 | 2,934,329,000 | 3,009,382,000 | 2,969,604,000 | 3,047,559,000 | 3,202,973,000 | 3,186,818,000 | 3,196,078,000 | 2,406,108,000 | 2,481,312,000 | 2,404,679,000 | 2,202,153,000 | 2,113,493,000 | 2,038,400,000 | 2,012,123,000 | 1,464,586,000 | ||||||||
commitments and contingencies | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shareholders' equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value per share. authorized: 5,000,000 shares | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none and none, respectively | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock | 99,615,000 | 98,099,000 | 97,745,000 | 97,409,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,375,026 shares and 41,466,227 shares, respectively | 968,675,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
retained earnings | 866,387,000 | 829,659,000 | 823,483,000 | 812,657,000 | 783,630,000 | 756,327,000 | 761,881,000 | 752,294,000 | 732,643,000 | 716,420,000 | 695,791,000 | 674,933,000 | 654,573,000 | 648,418,000 | 617,839,000 | 587,739,000 | 559,004,000 | 532,874,000 | 529,474,000 | 507,531,000 | 483,944,000 | 459,988,000 | 441,846,000 | 430,709,000 | 417,764,000 | 402,212,000 | 380,748,000 | 360,455,000 | 320,822,000 | 301,800,000 | 282,038,000 | 251,790,000 | 240,682,000 | 231,503,000 | 210,250,000 | 199,886,000 | 194,600,000 | 179,656,000 | 171,021,000 | 163,250,000 | 158,708,000 | 154,911,000 | 181,672,000 | 179,298,000 | 178,195,000 | 186,654,000 | 188,737,000 | 187,401,000 | 183,413,000 | 188,028,000 | 186,552,000 | 184,982,000 | 182,908,000 | 176,473,000 | 167,424,000 | 133,762,000 | 130,100,000 | 127,042,000 | 124,897,000 | 119,073,000 | 116,061,000 | 113,376,000 | 93,430,000 | ||||||||
stock in rabbi trust assumed in acquisition | -893,000 | -885,000 | -877,000 | -869,000 | -1,166,000 | -1,148,000 | -1,148,000 | -1,139,000 | -1,396,000 | -1,385,000 | -1,375,000 | -1,365,000 | -1,608,000 | -1,585,000 | -1,585,000 | -1,573,000 | -1,814,000 | -1,803,000 | -1,791,000 | -1,928,000 | -2,256,000 | -2,230,000 | -2,217,000 | -2,602,000 | -2,587,000 | -2,577,000 | -2,866,000 | -3,245,000 | -3,224,000 | -3,214,000 | -3,588,000 | -3,571,000 | -4,257,000 | -7,688,000 | |||||||||||||||||||||||||||||||||||||
rabbi trust obligation | 893,000 | 885,000 | 877,000 | 869,000 | 1,166,000 | 1,148,000 | 1,148,000 | 1,139,000 | 1,396,000 | 1,385,000 | 1,375,000 | 1,365,000 | 1,608,000 | 1,585,000 | 1,585,000 | 1,573,000 | 1,814,000 | 1,803,000 | 1,791,000 | 1,928,000 | 2,256,000 | 2,230,000 | 2,217,000 | 2,602,000 | 2,587,000 | 2,577,000 | 2,866,000 | 3,245,000 | 3,224,000 | 3,214,000 | 3,588,000 | 3,571,000 | 4,257,000 | 7,688,000 | |||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income | -152,112,000 | -149,375,000 | -193,395,000 | -229,518,000 | -246,628,000 | -282,029,000 | -24,970,000 | 2,218,000 | -725,000 | -4,185,000 | 17,479,000 | 17,346,000 | 21,253,000 | 5,123,000 | 3,634,000 | 1,888,000 | -7,264,000 | -11,973,000 | -11,195,000 | -9,693,000 | -2,782,000 | -2,932,000 | -4,222,000 | -3,023,000 | -710,000 | -1,059,000 | 1,932,000 | 2,064,000 | -3,393,000 | -1,487,000 | -362,000 | -7,836,000 | -8,161,000 | -8,332,000 | -3,859,000 | -4,106,000 | -4,889,000 | -5,085,000 | -2,822,000 | -3,018,000 | -3,810,000 | -4,427,000 | -6,953,000 | -8,602,000 | -10,208,000 | -6,098,000 | -5,223,000 | -3,339,000 | -4,559,000 | -5,248,000 | -4,332,000 | 643,000 | |||||||||||||||||||
total shareholders’ equity | 1,682,950,000 | 1,654,168,000 | 1,603,323,000 | 1,556,180,000 | 1,508,176,000 | 1,445,611,000 | 1,477,525,000 | 1,404,342,000 | 1,376,099,000 | 1,372,380,000 | 1,257,683,000 | 1,297,642,000 | 1,299,961,000 | 1,031,596,000 | 984,497,000 | 1,062,343,000 | 1,117,490,000 | 1,230,575,000 | 929,750,000 | 904,510,000 | 876,853,000 | 880,818,000 | 867,891,000 | 862,198,000 | 852,401,000 | 834,982,000 | 815,169,000 | 788,139,000 | 743,076,000 | 724,722,000 | 705,650,000 | 512,501,000 | 500,651,000 | 489,461,000 | 349,832,000 | 371,174,000 | 365,389,000 | 384,815,000 | 376,087,000 | 362,742,000 | 360,105,000 | 357,232,000 | 342,790,000 | 340,074,000 | 338,431,000 | 351,813,000 | 352,298,000 | 349,390,000 | 344,603,000 | 350,955,000 | 348,738,000 | 345,629,000 | 342,383,000 | 332,867,000 | 321,633,000 | 285,442,000 | 219,354,000 | 216,677,000 | 177,981,000 | 170,770,000 | 167,458,000 | 165,159,000 | 145,588,000 | ||||||||
total liabilities and shareholders’ equity | 12,947,734,000 | 12,668,339,000 | 12,750,263,000 | 12,608,265,000 | 12,436,245,000 | 12,147,694,000 | 12,153,430,000 | 12,060,805,000 | 12,091,597,000 | 12,114,942,000 | 11,977,960,000 | 12,032,998,000 | 12,363,149,000 | 10,625,049,000 | 10,515,862,000 | 10,566,215,000 | 10,652,060,000 | 10,508,901,000 | 8,489,366,000 | 8,200,582,000 | 7,736,394,000 | 7,064,268,000 | 6,888,595,000 | 6,376,058,000 | 6,143,639,000 | 6,068,911,000 | 6,012,039,000 | 6,050,248,000 | 5,711,630,000 | 5,717,600,000 | 5,641,527,000 | 4,591,147,000 | 4,528,620,000 | 4,441,846,000 | 3,382,966,000 | 3,272,841,000 | 3,211,519,000 | 3,195,611,000 | 3,314,823,000 | 3,172,440,000 | 3,247,410,000 | 3,280,945,000 | 3,322,677,000 | 3,328,755,000 | 3,337,006,000 | 3,302,698,000 | 3,333,749,000 | 3,402,463,000 | 3,278,932,000 | 3,360,337,000 | 3,318,342,000 | 3,393,188,000 | 3,545,356,000 | 3,519,685,000 | 3,517,711,000 | 2,691,550,000 | 2,700,666,000 | 2,621,356,000 | 2,380,134,000 | 2,284,263,000 | 2,205,858,000 | 2,177,282,000 | 1,610,174,000 | ||||||||
shareholders’ equity | 889,481,000 | 754,734,000 | 699,558,000 | 389,709,000 | 349,371,000 | 224,703,000 | 175,675,000 | 167,276,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,466,227 shares and 41,347,418 shares, respectively | 973,884,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,465,437 shares and 41,347,418 shares, respectively | 973,235,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,468,098 shares and 41,347,418 shares, respectively | 973,041,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,368,828 shares and 41,347,418 shares, respectively | 971,174,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,347,418 shares and 41,109,987 shares, respectively | 971,313,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,340,099 shares and 41,109,987 shares, respectively | 970,450,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive loss | -254,806,000 | -315,191,000 | -321,973,000 | -308,030,000 | -400,752,000 | -338,142,000 | -314,034,000 | -341,975,000 | -358,036,000 | -249,352,000 | -164,955,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none as of june 30, 2024 and december 31, 2023 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,187,943 shares and 41,109,987 shares as of june 30, 2024 and december 31, 2023, respectively | 967,239,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
operating right-of-use lease assets | 16,551,000 | 17,063,000 | 17,604,000 | 18,375,000 | 18,898,000 | 18,733,000 | 19,230,000 | 19,707,000 | 20,380,000 | 20,719,000 | 16,900,000 | 16,432,000 | 16,899,000 | 18,400,000 | 18,833,000 | 19,347,000 | 19,669,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: noninterest-bearing deposits | 3,362,265,000 | 3,379,876,000 | 3,503,050,000 | 3,639,930,000 | 3,763,637,000 | 3,566,003,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
operating lease liabilities | 17,343,000 | 17,833,000 | 18,348,000 | 19,109,000 | 19,638,000 | 19,391,000 | 19,847,000 | 20,280,000 | 20,903,000 | 21,192,000 | 17,323,000 | 16,893,000 | 17,354,000 | 18,716,000 | 19,109,000 | 19,578,000 | 19,855,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none as of march 31, 2024 and december 31, 2023 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,156,286 shares and 41,109,987 shares as of march 31, 2024 and december 31, 2023, respectively | 965,429,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
presold mortgages and sba loans in process of settlement | 2,667,000 | 8,060,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none in 2023 and 2022 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,109,987 shares in 2023 and 35,704,154 shares in 2022 | 963,990,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none as of september 30, 2023 and december 31, 2022 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,085,498 shares and 35,704,154 shares as of september 30, 2023 and december 31, 2022, respectively | 962,644,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
presold mortgages in process of settlement at fair value | 4,953,000 | 2,951,000 | 3,233,000 | 4,655,000 | 5,672,000 | 16,746,000 | 13,762,000 | 31,869,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none as of june 30, 2023 and december 31, 2022 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 41,082,678 shares and 35,704,154 shares as of june 30, 2023 and december 31, 2022, respectively | 960,851,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sba loans held for sale | 2,933,000 | 1,518,000 | 5,480,000 | 7,002,000 | 15,012,000 | 3,382,000 | 18,449,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed properties | 789,000 | 658,000 | 658,000 | 658,000 | 2,750,000 | 3,071,000 | 1,819,000 | 826,000 | 1,811,000 | 2,741,000 | 2,987,000 | 3,487,000 | 3,873,000 | 4,589,000 | 5,107,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none as of march 31, 2023 and december 31, 2022 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 40,986,990 shares and 35,704,154 shares as of march 31, 2023 and december 31, 2022, respectively | 959,422,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sba and other loans held for sale | 477,000 | 638,000 | 3,630,000 | 61,003,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none in 2022 and 2021 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 35,704,154 shares in 2022 and 35,629,177 shares in 2021 | 725,153,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: noninterest-bearing checking accounts | 3,748,207,000 | 3,699,725,000 | 3,593,642,000 | 3,348,622,000 | 1,515,977,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing checking accounts | 5,481,064,000 | 1,537,487,000 | 1,577,197,000 | 1,593,231,000 | 912,784,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none as of september 30, 2022 and december 31, 2021 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 35,711,754 shares and 35,629,177 shares as of september 30, 2022 and december 31, 2021, respectively | 724,694,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
money market accounts | 2,572,118,000 | 2,636,913,000 | 2,562,283,000 | 1,899,172,000 | 1,820,475,000 | 1,721,230,000 | 1,524,710,000 | 1,353,053,000 | 1,224,414,000 | 1,173,107,000 | 1,124,614,000 | 1,104,052,000 | 1,079,002,000 | 1,007,177,000 | 1,021,659,000 | 1,035,261,000 | 795,572,000 | 782,963,000 | 814,079,000 | 667,504,000 | 584,490,000 | 578,405,000 | 548,832,000 | 557,346,000 | 556,470,000 | 564,837,000 | 575,766,000 | 539,504,000 | 545,356,000 | 526,684,000 | 506,013,000 | 499,286,000 | 516,045,000 | 500,360,000 | 492,983,000 | 494,979,000 | 537,296,000 | 496,940,000 | 477,092,000 | 449,007,000 | 381,362,000 | 315,492,000 | 327,825,000 | 286,283,000 | 250,036,000 | 241,460,000 | |||||||||||||||||||||||||
savings accounts | 747,272,000 | 735,659,000 | 708,054,000 | 626,616,000 | 593,629,000 | 567,715,000 | 492,946,000 | 474,455,000 | 431,377,000 | 424,415,000 | 418,043,000 | 413,065,000 | 417,812,000 | 432,335,000 | 440,475,000 | 445,405,000 | 396,192,000 | 411,814,000 | 415,600,000 | 194,573,000 | 187,607,000 | 184,786,000 | 178,260,000 | 177,744,000 | 166,706,000 | 166,497,000 | 166,510,000 | 159,189,000 | 160,137,000 | 157,619,000 | 146,977,000 | 145,576,000 | 161,869,000 | 153,325,000 | 154,955,000 | 157,343,000 | 155,603,000 | 149,338,000 | 142,391,000 | 145,194,000 | 128,914,000 | 124,227,000 | 136,229,000 | 128,854,000 | 105,328,000 | 104,925,000 | |||||||||||||||||||||||||
time deposits of 100,000 or more | 521,853,000 | 543,542,000 | 613,414,000 | 483,130,000 | 510,722,000 | 535,519,000 | 586,408,000 | 610,137,000 | 639,762,000 | 649,947,000 | 686,554,000 | 690,734,000 | 726,192,000 | 669,081,000 | 647,206,000 | 606,313,000 | 517,770,000 | 479,839,000 | 486,556,000 | 391,317,000 | 381,895,000 | 398,348,000 | 503,125,000 | 584,481,000 | 562,934,000 | 612,912,000 | 649,714,000 | 717,457,000 | 725,699,000 | 738,839,000 | 751,994,000 | 765,787,000 | 806,735,000 | 762,990,000 | 759,037,000 | 782,663,000 | 833,537,000 | 816,540,000 | 883,784,000 | 844,626,000 | 603,187,000 | 562,736,000 | 525,241,000 | 503,851,000 | 468,565,000 | 449,873,000 | 434,336,000 | 288,988,000 | |||||||||||||||||||||||
other time deposits | 281,293,000 | 298,194,000 | 299,025,000 | 212,228,000 | 216,524,000 | 220,325,000 | 232,465,000 | 239,090,000 | 245,601,000 | 255,125,000 | 259,900,000 | 262,194,000 | 261,462,000 | 268,885,000 | 276,401,000 | 284,932,000 | 241,647,000 | 250,737,000 | 259,862,000 | 286,582,000 | 308,566,000 | 323,051,000 | 369,631,000 | 404,839,000 | 446,873,000 | 473,119,000 | 497,105,000 | 537,204,000 | 553,411,000 | 567,933,000 | 613,312,000 | 641,853,000 | 677,947,000 | 650,456,000 | 683,465,000 | 709,722,000 | 747,843,000 | 835,502,000 | 886,009,000 | 892,679,000 | 584,408,000 | 587,091,000 | 586,621,000 | 567,276,000 | 571,675,000 | 570,756,000 | 561,232,000 | 409,702,000 | |||||||||||||||||||||||
issued & outstanding: none as of june 30, 2022 and december 31, 2021 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 35,683,595 shares and 35,629,177 shares as of june 30, 2022 and december 31, 2021, respectively | 723,956,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none as of march 31, 2022 and december 31, 2021 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 35,639,889 shares and 35,629,177 shares as of march 31, 2022 and december 31, 2021, respectively | 723,441,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none in 2021 and 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 35,629,177 shares in 2021 and 28,579,335 shares in 2020 | 722,671,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: noninterest bearing checking accounts | 2,765,360,000 | 2,651,143,000 | 2,430,198,000 | 2,121,354,000 | 2,041,778,000 | 1,580,849,000 | 1,491,494,000 | 1,441,064,000 | 1,390,516,000 | 1,280,408,000 | 1,252,214,000 | 1,227,608,000 | 1,016,947,000 | 990,004,000 | 958,175,000 | 679,228,000 | 635,287,000 | 614,619,000 | 540,349,000 | 511,612,000 | 463,972,000 | 454,785,000 | 429,202,000 | 398,527,000 | 381,353,000 | 371,293,000 | |||||||||||||||||||||||||||||||||||||||||||||
interest bearing checking accounts | 1,446,259,000 | 1,378,865,000 | 1,258,500,000 | 1,102,343,000 | 1,112,625,000 | 922,985,000 | 894,777,000 | 931,945,000 | 922,254,000 | 870,487,000 | 915,666,000 | 896,189,000 | 683,113,000 | 728,973,000 | 694,898,000 | 607,617,000 | 609,908,000 | 553,918,000 | 538,815,000 | 550,702,000 | 543,905,000 | 546,203,000 | 539,270,000 | 482,583,000 | 472,342,000 | 468,691,000 | |||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none and none | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 28,524,480 and 28,579,335 shares | 398,058,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 28,491,633 and 28,579,335 shares | 397,704,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 28,489,474 and 28,579,335 shares | 397,094,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income statement data | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest income, taxable equivalent | 59,780,000 | 61,635,000 | 53,686,000 | 33,203,000 | 39,822,000 | 36,799,000 | 38,469,000 | 35,387,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest expense | 3,317,000 | 7,346,000 | 4,216,000 | 1,904,000 | 3,760,000 | 14,124,000 | 17,751,000 | 16,072,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income, taxable equivalent | 56,463,000 | 54,289,000 | 49,470,000 | 31,299,000 | 36,062,000 | 22,675,000 | 20,718,000 | 19,315,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
taxable equivalent, adjustment | 457,000 | 443,000 | 610,000 | 376,000 | 377,000 | 166,000 | 155,000 | 117,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income | 56,006,000 | 53,846,000 | 48,860,000 | 30,923,000 | 35,685,000 | 22,509,000 | 20,563,000 | 19,198,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (reversal) for loan losses | 4,031,000 | 693,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from losses | 51,975,000 | 53,153,000 | 48,860,000 | 29,447,000 | -8,892,000 | 19,072,000 | 19,088,000 | 17,905,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest income - see note | 19,996,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest expense | 41,882,000 | 37,666,000 | 43,617,000 | 22,989,000 | 25,795,000 | 16,076,000 | 14,999,000 | 13,870,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income before income taxes | 30,089,000 | 29,893,000 | 20,105,000 | 10,950,000 | -43,220,000 | 7,957,000 | 9,192,000 | 8,093,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes | 6,441,000 | 5,998,000 | 5,928,000 | 3,855,000 | -17,283,000 | 2,956,000 | 3,430,000 | 2,949,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 23,648,000 | 14,177,000 | 7,095,000 | -25,937,000 | 5,001,000 | 5,762,000 | 5,144,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
per common share data | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share – basic | 830 | 810 | 480 | 350 | -1,530 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share – diluted | 830 | 800 | 480 | 340 | -1,530 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends declared | 180 | 100 | 80 | 80 | 80 | 190 | 190 | 190 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
market price | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
high | 34,780 | 41,740 | 41,760 | 18,860 | 13,400 | 18,470 | 21,340 | 23,430 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
low | 20,440 | 30,500 | 34,080 | 15,550 | 9,520 | 12,000 | 16,790 | 20,300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
close | 33,830 | 32,660 | 35,310 | 18,470 | 12,820 | 18,350 | 18,890 | 21,840 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stated book value - common | 31,260 | 25,710 | 23,380 | 16,080 | 14,510 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
selected average balances | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earning assets | 6,640,732,000 | 5,238,827,000 | 4,899,421,000 | 2,920,295,000 | 2,864,243,000 | 2,440,535,000 | 2,063,972,000 | 1,893,969,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing liabilities | 4,085,619,000 | 3,697,076,000 | 3,618,312,000 | 2,235,758,000 | 2,520,361,000 | 2,126,035,000 | 1,776,489,000 | 1,632,107,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return on average assets | 1,300 | 1,620 | 1,010 | 850 | -3,180 | 760 | 1,040 | 1,010 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return on average common equity | 10,580 | 12,560 | 8,040 | 8,560 | -36,950 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
equity to assets at end of period | 12,260 | 13,030 | 12,490 | 12,050 | 10,970 | 7,990 | 7,510 | 7,620 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
average loans to average deposits | 76,560 | 91,300 | 92,200 | 89,600 | 86,620 | 108,870 | 101,980 | 102,030 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
average earning assets to interest-bearing liabilities | 162,540 | 135,410 | 114,790 | 116,180 | 116,040 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest margin | 3,380 | 4,110 | 4,010 | 4,250 | 5,010 | 3,700 | 3,980 | 4,050 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan losses to gross loans | 1,110 | 500 | 580 | 1,700 | 1,950 | 1,320 | 1,130 | 1,090 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
nonperforming loans as a percent of total loans | 940 | 850 | 1,010 | 4,250 | 4,500 | 1,380 | 410 | 390 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
nonperforming assets as a percent of total assets | 640 | 740 | 960 | 3,540 | 6,240 | 1,290 | 470 | 390 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net charge-offs (recoveries) as a percent of average total loans | 70 | 20 | 130 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
note: in the second quarter of 2020, the company recorded 8.0 million in gains on the sale of available for sale securities, which are included in noninterest income for that quarter. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan losses | -49,226,000 | -42,342,000 | -24,498,000 | -21,398,000 | -19,260,000 | -20,789,000 | -21,095,000 | -20,546,000 | -23,298,000 | -23,298,000 | -24,593,000 | -24,025,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 28,687,832 and 29,601,264 shares | 403,351,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 28,976,681 and 29,601,264 shares | 408,699,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,040,827 and 29,601,264 shares | 410,236,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none in 2019 and 2018 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,601,264 shares in 2019 and 29,724,874 shares in 2018 | 429,514,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,604,830 and 29,724,874 shares | 429,136,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: none, none, and none | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,717,223, 29,724,874, and 29,702,912 shares | 432,533,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed real estate | 6,390,000 | 6,140,000 | 8,296,000 | 11,307,000 | 9,356,000 | 11,196,000 | 12,789,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,746,455, 29,724,874, and 29,660,990 shares | 434,948,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest income | 14,406,000 | 14,862,000 | 4,492,000 | -8,533,000 | 4,961,000 | 5,103,000 | 4,058,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income available to common shareholders | 23,895,000 | 14,177,000 | 6,878,000 | -26,469,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tangible book value - common | 17,180 | 14,690 | 12,630 | 11,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tangible equity to tangible assets at end of period | 9,070 | 8,230 | 10,150 | 9,040 | 5,670 | 5,430 | 5,340 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
average earning assets to interest- bearing liabilities | 141,700 | 130,620 | 113,640 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series c, convertible, issued & outstanding: none, none, and none | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,729,285, 29,639,374, and 24,723,929 shares | 434,227,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,702,912, 29,639,374, and 24,678,295 shares | 434,117,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 29,660,967, 29,639,374, and 24,663,241 shares | 433,305,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock dividends | -217,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tangible common equity to tangible assets at end of period | 8,230 | 7,900 | 6,810 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series c, convertible, issued & outstanding: none, none, and 728,706 shares | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 24,723,929, 20,844,505, and 20,119,411 shares | 263,493,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds sold | 467,000 | 730,000 | 674,000 | 1,275,000 | 821,000 | 102,000 | 603,000 | 249,000 | 519,000 | 1,203,000 | 659,000 | 1,157,000 | 14,590,000 | 861,000 | 21,092,000 | 5,091,000 | 2,948,000 | 7,626,000 | 7,548,000 | 25,710,000 | 13,277,000 | 8,779,000 | 21,900,000 | 8,371,000 | 33,438,000 | 41,855,000 | 35,061,000 | ||||||||||||||||||||||||||||||||||||||||||||
loans – non-covered | 3,375,976,000 | 3,289,355,000 | 2,439,830,000 | 2,375,094,000 | 2,298,955,000 | 2,292,841,000 | 2,256,726,000 | 2,215,173,000 | 2,190,583,000 | 2,132,683,000 | 2,137,074,000 | 2,114,906,000 | 2,094,524,000 | 2,058,724,000 | 2,040,714,000 | 2,045,998,000 | 2,083,004,000 | 2,096,439,000 | 2,099,099,000 | 2,117,873,000 | 2,132,843,000 | 2,147,615,000 | 2,174,422,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
loans – covered by fdic loss share agreement | 99,523,000 | 106,609,000 | 113,824,000 | 133,249,000 | 190,551,000 | 226,909,000 | 240,279,000 | 263,468,000 | 303,997,000 | 322,895,000 | 342,100,000 | 373,824,000 | 401,726,000 | 440,212,000 | 371,128,000 | 455,477,000 | 488,259,000 | 520,022,000 | 549,439,000 | 527,361,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
total loans | 3,375,976,000 | 3,289,355,000 | 2,539,353,000 | 2,481,703,000 | 2,412,779,000 | 2,426,090,000 | 2,447,277,000 | 2,442,082,000 | 2,430,862,000 | 2,396,151,000 | 2,441,071,000 | 2,437,801,000 | 2,436,624,000 | 2,432,548,000 | 2,442,440,000 | 2,486,210,000 | 2,454,132,000 | 2,510,174,000 | 2,554,576,000 | 2,606,132,000 | 2,652,865,000 | 2,697,054,000 | 2,701,783,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
fdic indemnification asset | 6,704,000 | 7,649,000 | 11,982,000 | 25,328,000 | 35,504,000 | 64,946,000 | 92,950,000 | 100,594,000 | 107,615,000 | 116,902,000 | 113,405,000 | 120,950,000 | 142,894,000 | 140,937,000 | 123,719,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 24,678,295, 20,844,505, and 20,087,942 shares | 262,901,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total allowance for loan losses | -23,546,000 | -26,648,000 | -30,055,000 | -32,090,000 | -44,131,000 | -48,127,000 | -47,691,000 | -50,851,000 | -49,789,000 | -49,548,000 | -53,454,000 | -52,827,000 | -37,654,000 | -40,005,000 | -42,775,000 | -49,430,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 24,663,241, 20,844,505, and 19,865,779 shares | 262,180,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan losses – non-covered | -25,249,000 | -28,155,000 | -30,155,000 | -41,564,000 | -44,706,000 | -43,475,000 | -44,816,000 | -44,761,000 | -45,154,000 | -47,523,000 | -46,455,000 | -34,397,000 | -34,465,000 | -35,773,000 | -38,275,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan losses – covered | -1,399,000 | -1,900,000 | -1,935,000 | -2,567,000 | -3,421,000 | -4,216,000 | -6,035,000 | -5,028,000 | -4,394,000 | -5,931,000 | -6,372,000 | -3,257,000 | -5,540,000 | -7,002,000 | -11,155,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed real estate – non-covered | 8,767,000 | 9,304,000 | 9,954,000 | 11,705,000 | 11,740,000 | 15,098,000 | 15,425,000 | 20,115,000 | 38,065,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed real estate – covered | 1,569,000 | 1,569,000 | 1,945,000 | 3,237,000 | 19,504,000 | 29,193,000 | 32,005,000 | 30,156,000 | 58,367,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b issued & outstanding: none, none, and 63,500 shares | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series c, convertible, issued & outstanding: 728,706, 728,706, and 728,706 shares | 7,287,000 | 7,287,000 | 7,287,000 | 7,287,000 | 7,287,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,865,779, 19,747,509, and 19,740,183 shares | 135,318,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b issued & outstanding: 31,500, 63,500, and 63,500 shares | 31,500,000 | 31,500,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,785,314, 19,709,881, and 19,705,381 shares | 133,211,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,780,017, 19,709,881, and 19,705,381 shares | 133,061,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 1,476,000 | 44,577,000 | 3,437,000 | 1,475,000 | 1,293,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
nonperforming loans as a percent of total loans – non-covered | 3,770 | 2,760 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
nonperforming assets as a percent of total assets – non-covered | 3,090 | 3,640 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net charge-offs as a percent of average total loans | 820 | 7,760 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net charge-offs as a percent of average total loans – non-covered | 780 | 8,090 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series b issued & outstanding: 63,500, 63,500, and 63,500 shares | 63,500,000 | 63,500,000 | 63,500,000 | 63,500,000 | 63,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,705,381, 19,679,659, and 19,679,659 shares | 132,440,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,695,316, 19,679,659, and 19,669,302 shares | 132,215,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
series c, convertible, issued & outstanding: 728,706, 728,706, and 0 shares | 7,287,000 | 7,287,000 | 7,287,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,679,659, 19,669,302, and 17,013,008 shares | 132,098,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,679,659, 19,669,302, and 16,973,008 shares | 132,097,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
page 4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued & outstanding: 19,669,302, 19,669,302, and 16,937,641 shares | 131,896,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
see accompanying notes to consolidated financial statements. page 4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock dividends and accretion | -532,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities sold under agreements to repurchase | 60,498,000 | 68,608,000 | 72,951,000 | 54,460,000 | 68,157,000 | 61,766,000 | 67,394,000 | 64,058,000 | 58,209,000 | 62,309,000 | 59,293,000 | 41,110,000 | 45,268,000 | 41,715,000 | 49,440,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 63,500, 63,500, and 63,500 shares | 63,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 17,013,008, 16,909,820 and 16,884,617 shares | 105,454,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other real estate owned – non-covered | 37,895,000 | 36,838,000 | 32,673,000 | 31,849,000 | 26,961,000 | 21,081,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other real estate owned – covered | 70,850,000 | 79,535,000 | 104,785,000 | 102,883,000 | 95,868,000 | 94,891,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 63,500, 63,500, and 65,000 shares | 63,500,000 | 63,500,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
discount on preferred stock | -2,474,000 | -2,703,000 | -2,932,000 | -3,146,000 | -3,361,000 | -3,575,000 | -3,789,000 | -3,990,000 | -4,190,000 | -4,391,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,973,008, 16,909,820 and 16,862,536 shares | 105,437,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,937,641, 16,909,820 and 16,824,489 shares | 105,068,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other | 33,298,000 | 32,456,000 | 34,484,000 | 146,677,000 | 122,785,000 | 100,890,000 | 18,494,000 | 20,864,000 | 25,362,000 | 21,086,000 | 19,328,000 | 14,532,000 | 14,015,000 | 14,703,000 | 14,549,000 | 7,072,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: demand - noninterest-bearing | 334,109,000 | 323,223,000 | 332,168,000 | 290,388,000 | 293,555,000 | 282,298,000 | 268,097,000 | 271,669,000 | 231,263,000 | 235,334,000 | 240,206,000 | 241,013,000 | 229,727,000 | 239,640,000 | 225,644,000 | 160,791,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
now accounts | 376,999,000 | 371,693,000 | 349,677,000 | 292,623,000 | 370,654,000 | 356,626,000 | 313,975,000 | 362,366,000 | 264,267,000 | 271,991,000 | 209,985,000 | 197,942,000 | 200,355,000 | 194,166,000 | 193,577,000 | 193,907,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 63,500, 65,000, and 65,000 shares | 63,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,884,617, 16,801,426, and 16,785,750 shares | 100,926,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock warrants | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | 4,592,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 65,000 shares | 65,000,000 | 65,000,000 | 65,000,000 | 65,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,862,536, 16,801,426, and 16,770,119 shares | 100,549,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,824,489, 16,801,426, and 16,739,005 shares | 99,989,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: demand – noninterest-bearing | 292,759,000 | 272,422,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value per share. authorized: 5,000,000 shares. issued & outstanding: 65,000 in 2010 and 2009 | 65,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans – covered by fdic loss share agreements | 413,735,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less: allowance for loan losses | -44,999,000 | -42,215,000 | -39,690,000 | -37,343,000 | -34,444,000 | -33,185,000 | -31,912,000 | -27,928,000 | -26,061,000 | -21,992,000 | -20,631,000 | -20,104,000 | -19,478,000 | -14,351,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic loss share receivable | 93,125,000 | 118,072,000 | 117,003,000 | 143,221,000 | 210,266,000 | 241,369,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,785,750, 16,722,423, and 16,671,983 shares | 99,303,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,770,119, 16,722,423, and 16,655,577 shares | 98,973,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 65,000 shares at march 31, 2010 and 2009 | 65,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,739,005, 16,722,423, and 16,620,896 shares | 98,440,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value per share. authorized: 5,000,000 shares, issued and outstanding: 65,000 in 2009 and none in 2008 | 65,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash & due from banks, noninterest-bearing | 43,667,000 | 47,761,000 | 86,825,000 | 32,255,000 | 36,352,000 | 39,435,000 | 34,657,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value per share. authorized: 5,000,000 shares issued and outstanding: 65,000 shares at september 30, 2009 | 65,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value per share. authorized: 5,000,000 shares issued and outstanding: 65,000 shares at june 30, 2009 | 65,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 65,000 shares at march 31, 2009 | 65,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,620,896, 16,573,826, and 14,387,599 shares | 96,687,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
per share data | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per share - basic | 300 | 400 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per share - diluted | 300 | 400 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
book value | 13,270 | 12,110 | 11,340 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tangible book value | 9,180 | 8,560 | 7,760 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return on average equity | 8,850 | 13,010 | 12,200 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net charge-offs as a percent of average loans | 380 | 170 | 190 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchase agreements | 49,008,000 | 39,059,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,522,581, 14,377,981, and 14,375,303 shares | 95,352,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 16,488,201, 14,377,981, and 14,392,803 shares | 94,858,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 14,387,599, 14,377,981, and 14,367,868 shares | 56,423,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 14,375,303, 14,352,884, and 14,310,335 shares | 56,256,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale (costs of 136,116, | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
130,824, and 118,549) | 133,859,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity (fair values of 13,277, | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
13,168, and 10,704) | 13,469,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 14,392,803, 14,352,884, and 14,279,847 shares | 56,645,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale (costs of 127,229, | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
130,824, and 113,838) | 126,634,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity (fair values of 13,651, | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
13,168, and 12,551) | 13,607,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings, now, and money market | 524,381,000 | 463,144,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 14,367,868, 14,352,884, and 14,291,060 shares | 56,115,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
intangible assets | 50,199,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued and outstanding: 9,370,091, 9,435,294, and 9,394,301 shares | 51,515,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-06-30 | 2016-03-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2007-03-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 46,659,000 | 15,713,000 | 20,363,000 | 38,566,000 | 36,406,000 | 3,551,000 | 18,680,000 | 28,712,000 | 25,272,000 | 29,674,000 | 29,893,000 | 29,403,000 | 15,161,000 | 38,433,000 | 37,949,000 | 36,585,000 | 33,969,000 | 10,522,000 | 27,643,000 | 29,285,000 | 28,194,000 | 23,648,000 | 23,297,000 | 16,352,000 | 18,180,000 | 20,883,000 | 25,019,000 | 23,859,000 | 22,285,000 | 23,895,000 | 21,991,000 | 22,730,000 | 20,673,000 | 14,177,000 | 13,086,000 | 11,154,000 | 7,555,000 | 7,639,000 | 6,837,000 | 7,005,000 | 6,244,000 | 6,988,000 | 5,676,000 | 6,333,000 | 5,588,000 | 3,100,000 | -25,937,000 | 4,423,000 | 3,290,000 | -5,182,000 | 2,557,000 | 3,726,000 | 6,375,000 | -2,245,000 | 3,848,000 | 3,941,000 | 4,438,000 | 8,784,000 | 11,376,000 | 36,018,000 | 4,081,000 | 5,001,000 | 6,197,000 | 5,278,000 | 5,529,000 | 5,762,000 | 5,743,000 | 5,419,000 | 4,886,000 | 4,499,000 |
reconciliation of net income to net cash from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for credit losses | 3,083,000 | 4,732,000 | 3,442,000 | 2,212,000 | 1,116,000 | 507,000 | 14,200,000 | 541,000 | 1,200,000 | 2,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net security premium amortization | 587,000 | 889,000 | 1,241,000 | 1,580,000 | 1,432,000 | 1,928,000 | 2,252,000 | 2,284,000 | 2,164,000 | 2,255,000 | 2,351,000 | 2,380,000 | 2,351,000 | 2,574,000 | 2,852,000 | 3,142,000 | 3,437,000 | 4,128,000 | 3,588,000 | 3,466,000 | 2,876,000 | 2,187,000 | 1,227,000 | 801,000 | 804,000 | 826,000 | 723,000 | 645,000 | 459,000 | 565,000 | 708,000 | 791,000 | 685,000 | 743,000 | 695,000 | 1,238,000 | 232,000 | 843,000 | 680,000 | 768,000 | 810,000 | 802,000 | 493,000 | 729,000 | 740,000 | 620,000 | 520,000 | 490,000 | 451,000 | 456,000 | 265,000 | 336,000 | 412,000 | 395,000 | 331,000 | 293,000 | 472,000 | 557,000 | 314,000 | 332,000 | 76,000 | 31,000 | 33,000 | -55,000 | -79,000 | 13,000 | 26,000 | 22,000 | 6,000 | -49,000 |
deferred income taxes | 3,254,000 | 24,079,000 | 5,184,000 | -392,000 | 2,046,000 | 945,000 | -4,456,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan discount accretion | -1,293,000 | -1,588,000 | -1,888,000 | -1,769,000 | -2,193,000 | -2,658,000 | -2,415,000 | -2,764,000 | -2,881,000 | -2,923,000 | -3,203,000 | -3,585,000 | -3,566,000 | -886,000 | -1,520,000 | -1,545,000 | -1,671,000 | -2,615,000 | -1,227,000 | -3,631,000 | -1,341,000 | -1,539,000 | -1,555,000 | -1,393,000 | -1,841,000 | -1,501,000 | -1,324,000 | -1,730,000 | -1,419,000 | -1,830,000 | -1,575,000 | -2,296,000 | -2,111,000 | -2,003,000 | -1,745,000 | -1,968,000 | -1,360,000 | |||||||||||||||||||||||||||||||||
deposit and debt discount accretion | 148,000 | 223,000 | 274,000 | 296,000 | 294,000 | 340,000 | 367,000 | 414,000 | 472,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property losses | -52,000 | 40,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other losses | -825,000 | -7,744,000 | -111,000 | -696,000 | -109,000 | -129,000 | -1,622,000 | 34,000 | -103,000 | 44,000 | -162,000 | 105,000 | 308,000 | -82,000 | 101,000 | -908,000 | -4,000 | -497,000 | -234,000 | -51,000 | 177,000 | -28,000 | 273,000 | -4,000 | -19,000 | 395,000 | -3,280,000 | 33,000 | ||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance income | -1,340,000 | -1,375,000 | -1,289,000 | -1,221,000 | -1,228,000 | -1,225,000 | -1,205,000 | -1,179,000 | -1,164,000 | -1,134,000 | -1,104,000 | -1,066,000 | -1,046,000 | -967,000 | -962,000 | -942,000 | -976,000 | -940,000 | -711,000 | -614,000 | -620,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
net amortization of deferred loan costs/ | 1,097,000 | 181,000 | -78,000 | 298,000 | 49,000 | -391,000 | -89,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation of premises and equipment | 1,630,000 | 1,687,000 | 1,649,000 | 1,661,000 | 1,796,000 | 1,876,000 | 1,855,000 | 2,010,000 | 2,019,000 | 2,171,000 | 1,805,000 | 1,855,000 | 1,923,000 | 1,707,000 | 1,716,000 | 1,710,000 | 1,726,000 | 1,753,000 | 1,506,000 | 1,480,000 | 1,448,000 | 1,446,000 | 1,429,000 | 1,400,000 | 1,563,000 | 1,510,000 | 1,440,000 | 1,418,000 | 1,468,000 | 1,657,000 | 1,561,000 | 1,414,000 | 1,445,000 | 1,470,000 | 1,315,000 | 1,408,000 | 1,300,000 | 1,124,000 | 1,120,000 | 1,120,000 | 1,123,000 | 1,132,000 | 1,157,000 | 1,172,000 | 1,166,000 | 1,121,000 | 1,130,000 | 1,149,000 | 1,145,000 | 1,133,000 | 1,120,000 | 1,090,000 | 1,092,000 | 1,030,000 | 989,000 | 990,000 | 984,000 | 972,000 | 899,000 | 890,000 | 863,000 | 877,000 | 858,000 | 879,000 | 845,000 | 849,000 | 822,000 | 813,000 | 802,000 | 981,000 |
amortization of operating lease right-of-use assets | 345,000 | 339,000 | 338,000 | 332,000 | 314,000 | 395,000 | 430,000 | 478,000 | 512,000 | 541,000 | 469,000 | 523,000 | 567,000 | 497,000 | 477,000 | 673,000 | 339,000 | 830,000 | 299,000 | 291,000 | 517,000 | 490,000 | 512,000 | 514,000 | 496,000 | 485,000 | 461,000 | 436,000 | 475,000 | |||||||||||||||||||||||||||||||||||||||||
repayments of lease obligations | -329,000 | -326,000 | -320,000 | -314,000 | -297,000 | -378,000 | -411,000 | -459,000 | -490,000 | -515,000 | -459,000 | -529,000 | -485,000 | -456,000 | -433,000 | -623,000 | -289,000 | -780,000 | -337,000 | -281,000 | -416,000 | -452,000 | -472,000 | -468,000 | -452,000 | -419,000 | -52,000 | -743,000 | -455,000 | |||||||||||||||||||||||||||||||||||||||||
stock-based compensation expense | 949,000 | 865,000 | 577,000 | 1,301,000 | 1,020,000 | 1,462,000 | 1,365,000 | 1,431,000 | 662,000 | 1,153,000 | 1,727,000 | 1,127,000 | 1,118,000 | 696,000 | 738,000 | 1,001,000 | 547,000 | 504,000 | 536,000 | 831,000 | 397,000 | 527,000 | 605,000 | 895,000 | 513,000 | 522,000 | 546,000 | 799,000 | 403,000 | 368,000 | 374,000 | 596,000 | 231,000 | 235,000 | 177,000 | 505,000 | 178,000 | 257,000 | 123,000 | 150,000 | 277,000 | 127,000 | 23,000 | 1,000 | 201,000 | 19,000 | 31,000 | 17,000 | 243,000 | 20,000 | 160,000 | 350,000 | 133,000 | 99,000 | 100,000 | 342,000 | 99,000 | 63,000 | 75,000 | 0 | -2,000 | 142,000 | 3,000 | 11,000 | 12,000 | 155,000 | 12,000 | |||
amortization of intangible assets | 1,247,000 | 1,294,000 | 1,394,000 | 1,468,000 | 1,516,000 | 1,563,000 | 1,613,000 | 1,669,000 | 1,759,000 | 1,856,000 | 1,953,000 | 2,049,000 | 2,145,000 | 825,000 | 889,000 | 953,000 | 1,017,000 | 1,094,000 | 695,000 | 845,000 | 897,000 | 995,000 | 928,000 | 978,000 | 1,055,000 | 1,121,000 | 1,163,000 | 1,242,000 | 1,332,000 | 1,690,000 | 1,656,000 | 1,745,000 | 1,672,000 | 1,731,000 | 902,000 | 1,031,000 | 576,000 | 261,000 | 186,000 | 181,000 | 180,000 | 180,000 | 194,000 | 220,000 | 220,000 | 199,000 | 227,000 | 224,000 | 223,000 | 223,000 | 226,000 | 226,000 | 224,000 | 220,000 | 219,000 | 220,000 | 215,000 | 216,000 | 218,000 | 98,000 | 98,000 | 107,000 | 107,000 | 123,000 | 79,000 | 93,000 | 93,000 | 94,000 | 94,000 | 38,000 |
amortization and impairment of sba servicing assets | 194,000 | 244,000 | 265,000 | 270,000 | 362,000 | 451,000 | 358,000 | 453,000 | 437,000 | 404,000 | 458,000 | 310,000 | 184,000 | 708,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on sale of loans | -1,572,000 | -583,000 | -1,340,000 | -466,000 | -502,000 | -967,000 | -1,798,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of presold mortgage loans and sba loans held for sale | -39,820,000 | -23,262,000 | -27,693,000 | -23,945,000 | -17,158,000 | -13,071,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of presold mortgage loans and sba loans | 44,844,000 | 24,475,000 | 33,596,000 | 20,688,000 | 21,669,000 | 43,111,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in accrued interest receivable | 1,910,000 | 695,000 | -1,229,000 | 877,000 | -3,439,000 | 3,707,000 | 1,168,000 | -1,772,000 | 1,168,000 | 1,620,000 | 881,000 | -660,000 | 824,000 | 279,000 | -166,000 | 180,000 | 176,000 | 659,000 | 117,000 | -43,000 | 464,000 | 519,000 | 212,000 | 37,000 | 810,000 | 432,000 | 958,000 | 621,000 | -444,000 | -160,000 | 1,147,000 | 661,000 | -9,000 | 190,000 | 535,000 | 239,000 | 1,307,000 | |||||||||||||||||||||||||||||||||
decrease in other assets | 4,202,000 | 7,007,000 | -19,527,000 | -2,402,000 | 8,702,000 | -2,869,000 | -3,479,000 | 52,127,000 | -51,175,000 | 9,182,000 | -795,000 | -4,671,000 | 8,719,000 | 5,427,000 | 3,509,000 | -17,018,000 | 2,030,000 | -931,000 | 3,741,000 | -289,000 | 11,405,000 | -3,116,000 | 5,469,000 | 759,000 | -4,089,000 | 695,000 | 1,007,000 | 792,000 | ||||||||||||||||||||||||||||||||||||||||||
increase in accrued interest payable | -14,000 | -689,000 | 96,000 | -595,000 | 331,000 | -962,000 | -162,000 | -4,119,000 | 4,148,000 | 188,000 | 666,000 | -2,147,000 | 3,872,000 | 1,857,000 | 233,000 | -401,000 | -220,000 | -575,000 | -54,000 | -15,000 | -89,000 | -83,000 | 365,000 | 60,000 | 265,000 | 345,000 | 71,000 | 52,000 | 129,000 | -110,000 | -213,000 | -120,000 | 246,000 | -372,000 | 30,000 | -477,000 | -417,000 | -146,000 | 293,000 | 57,000 | 157,000 | 1,335,000 | ||||||||||||||||||||||||||||
increase in other liabilities | -3,708,000 | -31,687,000 | 4,855,000 | 10,009,000 | -3,829,000 | 1,900,000 | -1,742,000 | -760,000 | -2,816,000 | 3,870,000 | 1,350,000 | -5,465,000 | 639,000 | 8,625,000 | -14,943,000 | 12,868,000 | 3,255,000 | -493,000 | 5,254,000 | 1,648,000 | -1,921,000 | 43,000 | 53,000 | 42,000 | -5,280,000 | 2,510,000 | -11,183,000 | 4,006,000 | 5,264,000 | -1,898,000 | 1,151,000 | 2,972,000 | 415,000 | 752,000 | -5,941,000 | -1,106,000 | ||||||||||||||||||||||||||||||||||
net cash from operating activities | 61,196,000 | 55,156,000 | 49,668,000 | 45,711,000 | 52,596,000 | 68,729,000 | 38,422,000 | 45,627,000 | 20,615,000 | 28,539,000 | 36,615,000 | 51,445,000 | 48,692,000 | 30,374,000 | 100,143,000 | 27,725,000 | 30,078,000 | 50,365,000 | 30,733,000 | 23,030,000 | -10,452,000 | 30,825,000 | 13,672,000 | 17,816,000 | 17,009,000 | 5,415,000 | 2,914,000 | 662,000 | 11,062,000 | 19,853,000 | 14,135,000 | 14,353,000 | 3,101,000 | 14,192,000 | 2,875,000 | 6,948,000 | 8,133,000 | 8,172,000 | 13,837,000 | 5,501,000 | 28,625,000 | 7,124,000 | 7,474,000 | 20,886,000 | -4,789,000 | 9,522,000 | 5,458,000 | 4,842,000 | 9,397,000 | 10,586,000 | 8,120,000 | 6,190,000 | 9,568,000 | 11,850,000 | 6,750,000 | 2,395,000 | 4,966,000 | |||||||||||||
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||
free cash flows | 61,196,000 | 55,156,000 | 49,668,000 | 45,711,000 | 52,596,000 | 68,729,000 | 38,422,000 | 45,627,000 | 20,615,000 | 28,539,000 | 36,615,000 | 51,445,000 | 48,692,000 | 30,374,000 | 100,143,000 | 27,725,000 | 30,078,000 | 50,365,000 | 30,733,000 | 23,030,000 | -10,452,000 | 30,825,000 | 13,672,000 | 17,816,000 | 17,009,000 | 5,415,000 | 2,914,000 | 662,000 | 11,062,000 | 19,853,000 | 14,135,000 | 14,353,000 | 3,101,000 | 14,192,000 | 2,875,000 | 6,948,000 | 8,133,000 | 8,172,000 | 13,837,000 | 5,501,000 | 28,625,000 | 7,124,000 | 7,474,000 | 20,886,000 | -4,789,000 | 9,522,000 | 5,458,000 | 4,842,000 | 9,397,000 | 10,586,000 | 8,120,000 | 6,190,000 | 9,568,000 | 11,850,000 | 6,750,000 | 2,395,000 | 4,966,000 | |||||||||||||
cash flows from investing activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of securities available for sale | -1,275,000 | -231,411,000 | -216,686,000 | -126,987,000 | -10,000,000 | 0 | 0 | -24,618,000 | -330,147,000 | -443,475,000 | -271,810,000 | -381,110,000 | -475,960,000 | -358,853,000 | -448,945,000 | -242,833,000 | -9,423,000 | -159,861,000 | -82,421,000 | -94,717,000 | -161,892,000 | -181,819,000 | -30,125,000 | -5,668,000 | -13,182,000 | -156,226,000 | -5,225,000 | -496,000 | -29,313,000 | 0 | -99,896,000 | 0 | -52,778,000 | -30,535,000 | -13,474,000 | -10,665,000 | -31,750,000 | -13,084,000 | -27,789,000 | -16,874,000 | -38,395,000 | -9,000,000 | -19,425,000 | -1,904,000 | -21,817,000 | -57,026,000 | -9,002,000 | -17,000,000 | -16,282,000 | -33,283,000 | -6,102,000 | -17,195,000 | -46,319,000 | -33,245,000 | -40,361,000 | -43,494,000 | -42,502,000 | -24,953,000 | -19,770,000 | -32,090,000 | -13,233,000 | -35,466,000 | ||||||||
proceeds from maturities, calls and principal repayments of securities available for sale | 67,141,000 | 64,367,000 | 48,551,000 | 68,508,000 | 35,050,000 | 38,181,000 | 37,150,000 | 85,998,000 | 81,700,000 | 32,017,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities, calls and principal repayments of securities held to maturity | 579,000 | 543,000 | 579,000 | 765,000 | 638,000 | 705,000 | 700,000 | 927,000 | 5,940,000 | 646,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of federal reserve and fhlb stock | -375,000 | -1,000 | -39,000 | -76,000 | -283,000 | -144,000 | -23,749,000 | -26,000 | -15,778,000 | -42,898,000 | -505,000 | 12,574,000 | -27,859,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from bank owned life insurance death benefits | 0 | 195,000 | 1,000 | 91,000 | 1,000 | 0 | 1,000 | -1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of other investments | -6,035,000 | -12,855,000 | -6,170,000 | -6,479,000 | -4,423,000 | -4,966,000 | -393,000 | -1,214,000 | -251,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in loans | -79,835,000 | -307,913,000 | -195,149,000 | -122,301,000 | -13,298,000 | -107,747,000 | 49,493,000 | 3,504,000 | 72,244,000 | -133,712,000 | 29,927,000 | -3,869,000 | 13,646,000 | -23,828,000 | -15,429,000 | 10,537,000 | 35,368,000 | -10,830,000 | 8,433,000 | 23,825,000 | 18,878,000 | 40,121,000 | 12,311,000 | 20,352,000 | ||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of foreclosed properties | 524,000 | 40,000 | 3,492,000 | 709,000 | 71,000 | 470,000 | 413,000 | 362,000 | 0 | 192,000 | 0 | 0 | 2,384,000 | 520,000 | 1,148,000 | 385,000 | 1,279,000 | 1,183,000 | 605,000 | 526,000 | 465,000 | 889,000 | 1,249,000 | 1,366,000 | ||||||||||||||||||||||||||||||||||||||||||||||
purchases of premises and equipment | -1,879,000 | -1,172,000 | -1,462,000 | -1,368,000 | -243,000 | -498,000 | -438,000 | -80,000 | -1,641,000 | -1,220,000 | -1,347,000 | -1,508,000 | -346,000 | -1,538,000 | -1,047,000 | -1,485,000 | -1,217,000 | -555,000 | -2,530,000 | -1,783,000 | -4,534,000 | -3,380,000 | -4,555,000 | -3,107,000 | -1,321,000 | -820,000 | -746,000 | -518,000 | -1,450,000 | -4,067,000 | -4,697,000 | -735,000 | -1,224,000 | -1,619,000 | -905,000 | -1,262,000 | -873,000 | -2,770,000 | -925,000 | -872,000 | -1,356,000 | -1,600,000 | -783,000 | -1,196,000 | -940,000 | -3,152,000 | -1,457,000 | -1,551,000 | -2,444,000 | -3,501,000 | -2,084,000 | -2,109,000 | -1,214,000 | -14,732,000 | -1,002,000 | -975,000 | -834,000 | -2,263,000 | -1,405,000 | -927,000 | -704,000 | -1,804,000 | -1,585,000 | -1,582,000 | -405,000 | -776,000 | -1,566,000 | -1,565,000 | -1,879,000 | -6,316,000 |
proceeds from sales of premises and equipment | 62,000 | 6,392,000 | 12,000 | 509,000 | 342,000 | 585,000 | 744,000 | 0 | 10,000 | 911,000 | 14,000 | 30,000 | 15,000 | 141,000 | -201,000 | 260,000 | 99,000 | 95,000 | 0 | 0 | 218,000 | 0 | -3,000 | 3,000 | 189,000 | 651,000 | 908,000 | -39,000 | 279,000 | 14,000 | 160,000 | 2,039,000 | 540,000 | 37,000 | 0 | 21,000 | ||||||||||||||||||||||||||||||||||
net cash from investing activities | -21,093,000 | -182,959,000 | -203,757,000 | -183,936,000 | 8,583,000 | -321,584,000 | 87,907,000 | 232,239,000 | 171,104,000 | 22,706,000 | 81,036,000 | -2,183,000 | 21,197,000 | 29,682,000 | 40,574,000 | 115,801,000 | 55,221,000 | 33,503,000 | 43,302,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from financing activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in deposits | 264,000,000 | -132,811,000 | 50,713,000 | 85,619,000 | 214,031,000 | 25,451,000 | 16,926,000 | 184,294,000 | 271,429,000 | -204,299,000 | 66,125,000 | -204,907,000 | 98,742,000 | -1,672,000 | -130,355,000 | -25,231,000 | 260,752,000 | 98,989,000 | 261,415,000 | 437,883,000 | 459,906,000 | 213,389,000 | 229,110,000 | 786,177,000 | 113,664,000 | 56,011,000 | 32,372,000 | 45,866,000 | 137,957,000 | 131,037,000 | -25,163,000 | 58,013,000 | 88,869,000 | 76,716,000 | 6,996,000 | 15,237,000 | 96,519,000 | 45,199,000 | 15,536,000 | 54,626,000 | -40,487,000 | -2,292,000 | 35,708,000 | -77,485,000 | -39,206,000 | -21,118,000 | ||||||||||||||||||||||||
repayment of fhlb and frb borrowings | -12,000 | -13,000 | -13,000 | -2,012,000 | -12,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid – common stock | -9,537,000 | -9,537,000 | -9,539,000 | -9,103,000 | -9,105,000 | -9,095,000 | -9,060,000 | -9,052,000 | -9,042,000 | -9,038,000 | -9,035,000 | -9,015,000 | -7,852,000 | -7,854,000 | -7,845,000 | -7,838,000 | -7,123,000 | -5,701,000 | -5,694,000 | -5,693,000 | -5,140,000 | -5,138,000 | -5,235,000 | -5,235,000 | -5,328,000 | -3,554,000 | -3,566,000 | -3,570,000 | -2,972,000 | -2,973,000 | -2,970,000 | -2,966,000 | -2,372,000 | -1,979,000 | -1,975,000 | -1,973,000 | -1,669,000 | -1,582,000 | -1,578,000 | -1,578,000 | -1,577,000 | -1,577,000 | -1,574,000 | -1,575,000 | -1,574,000 | -1,573,000 | -1,361,000 | -1,357,000 | -1,355,000 | -1,353,000 | -1,349,000 | -1,346,000 | -1,344,000 | -1,343,000 | -1,342,000 | -1,339,000 | -1,335,000 | -1,336,000 | ||||||||||||
repurchases of common stock | -5,147,000 | 1,000 | 0 | 0 | -992,000 | 0 | 0 | 0 | -4,036,000 | -3,167,000 | -6,269,000 | -2,432,000 | -20,000,000 | 0 | -3,476,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from stock option exercises | 36,000 | 90,000 | 163,000 | 1,112,000 | 126,000 | 665,000 | 2,324,000 | 379,000 | 726,000 | 750,000 | 66,000 | 488,000 | 3,215,000 | 0 | 0 | 0 | 0 | 216,000 | 108,000 | 0 | 0 | 242,000 | 45,000 | 248,000 | 127,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||
payment of taxes related to stock withheld | -1,047,000 | -307,000 | -546,000 | -546,000 | -293,000 | -1,087,000 | -478,000 | 0 | -126,000 | -557,000 | 0 | -237,000 | 0 | -486,000 | -117,000 | -280,000 | -182,000 | -221,000 | -103,000 | -129,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from financing activities | 248,293,000 | 40,778,000 | 77,070,000 | 203,755,000 | 14,964,000 | -22,874,000 | -338,655,000 | 374,071,000 | 51,203,000 | 20,768,000 | -33,589,000 | 253,479,000 | 88,477,000 | 255,006,000 | 431,835,000 | 450,096,000 | 204,923,000 | 155,987,000 | 488,479,000 | 189,805,000 | 52,283,000 | 24,333,000 | -69,129,000 | 134,365,000 | 127,892,000 | -28,925,000 | 55,234,000 | 86,076,000 | 64,789,000 | 47,028,000 | 78,479,000 | 94,895,000 | 41,984,000 | 73,391,000 | 14,496,000 | 56,125,000 | 26,690,000 | 67,555,000 | 24,888,000 | 41,419,000 | 149,325,000 | |||||||||||||||||||||||||||||
increase in cash and cash equivalents | 288,396,000 | -288,380,000 | -113,311,000 | -61,155,000 | 264,934,000 | -236,934,000 | 136,029,000 | 254,570,000 | 115,987,000 | -35,734,000 | -87,086,000 | -352,707,000 | 443,064,000 | 803,000 | -164,588,000 | -131,656,000 | 104,597,000 | 66,969,000 | -81,033,000 | -54,840,000 | 162,776,000 | -29,906,000 | -282,318,000 | 303,165,000 | 145,047,000 | -86,159,000 | -21,999,000 | -107,347,000 | -16,091,000 | -47,831,000 | -49,406,000 | 33,403,000 | 37,242,000 | 80,643,000 | -8,713,000 | 12,400,000 | 99,167,000 | 40,397,000 | -66,095,000 | -8,597,000 | 160,815,000 | -52,481,000 | -78,744,000 | 74,837,000 | -41,696,000 | 21,018,000 | -31,156,000 | 77,174,000 | 5,237,000 | -18,773,000 | 45,018,000 | -107,673,000 | 66,780,000 | 59,101,000 | 46,071,000 | 22,854,000 | -32,428,000 | 21,683,000 | -18,014,000 | 35,681,000 | -5,550,000 | 7,815,000 | 18,847,000 | |||||||
cash and cash equivalents, beginning of period | 309,595,000 | 0 | 0 | 507,507,000 | 0 | 0 | 237,855,000 | 0 | 0 | 270,318,000 | 0 | 0 | 461,162,000 | 0 | 0 | 367,290,000 | 0 | 0 | 231,302,000 | 0 | 0 | 462,898,000 | 0 | 0 | 489,490,000 | 0 | 0 | 305,993,000 | 0 | 267,268,000 | 0 | 0 | 253,084,000 | 223,274,000 | 0 | 0 | 241,507,000 | 0 | 0 | 216,167,000 | 0 | 0 | 212,002,000 | 0 | 0 | 350,872,000 | 0 | 0 | 224,780,000 | 0 | 0 | 166,600,000 | 0 | 0 | 146,668,000 | |||||||||||||||
cash and cash equivalents, end of period | 597,991,000 | -113,311,000 | -61,155,000 | 772,441,000 | 136,029,000 | 254,570,000 | 353,842,000 | -87,086,000 | -352,707,000 | 713,382,000 | -164,588,000 | -131,656,000 | 565,759,000 | -81,033,000 | -54,840,000 | 530,066,000 | -282,318,000 | 303,165,000 | 376,349,000 | -21,999,000 | -107,347,000 | 446,807,000 | -49,406,000 | 33,403,000 | 526,732,000 | -8,713,000 | 12,400,000 | 405,160,000 | 46,909,000 | 201,594,000 | 40,397,000 | -66,095,000 | 244,487,000 | 384,089,000 | -52,481,000 | -78,744,000 | 316,344,000 | 21,018,000 | -31,156,000 | 293,341,000 | 5,237,000 | -18,773,000 | 257,020,000 | 106,101,000 | -41,544,000 | 255,118,000 | 59,101,000 | 35,461,000 | 189,530,000 | 22,854,000 | -32,428,000 | 188,283,000 | 35,681,000 | -5,550,000 | 154,483,000 | |||||||||||||||
foreclosed real estate gains | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities losses | 43,722,000 | 36,820,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in accrued interest receivable | -458,000 | 2,204,000 | -626,000 | 297,000 | -351,000 | -512,000 | -1,022,000 | 196,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities available for sale | 298,280,000 | 246,943,000 | 0 | 0 | 1,000 | -1,000 | 111,863,000 | 0 | 0 | 0 | 95,020,000 | 0 | 10,268,000 | 35,333,000 | 0 | 8,000 | 0 | 0 | 0 | 9,641,000 | 0 | 0 | 2,518,000 | 0 | 4,000 | 0 | 0 | -10,453,000 | ||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of visa b shares | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemptions of federal reserve and fhlb stock | 180,000 | 23,930,000 | 0 | 28,880,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of foreclosed real estate | 1,513,000 | 703,000 | 2,210,000 | 3,164,000 | 1,455,000 | 2,179,000 | 1,858,000 | 2,792,000 | 1,818,000 | 1,517,000 | 1,858,000 | 2,491,000 | 1,532,000 | 2,403,000 | 7,739,000 | 9,800,000 | 7,423,000 | 25,669,000 | 28,354,000 | 20,851,000 | 15,114,000 | 10,653,000 | 8,225,000 | 9,653,000 | 6,772,000 | 8,035,000 | 6,810,000 | 7,014,000 | 3,016,000 | 461,000 | 1,641,000 | 829,000 | 1,163,000 | 444,000 | 690,000 | 1,334,000 | 523,000 | |||||||||||||||||||||||||||||||||
net cash received in acquisition activities | 0 | 0 | 0 | 22,610,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the issuance of fhlb and frb borrowings | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of subordinated debentures | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided (used) by financing activities | 63,806,000 | 14,027,000 | 52,911,000 | -14,324,000 | -4,086,000 | 123,917,000 | -79,276,000 | -41,025,000 | -23,223,000 | -15,384,000 | -17,228,000 | 57,010,000 | 17,100,000 | -10,494,000 | -86,138,000 | -60,178,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents, beginning of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents, end of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property gains | -18,000 | -31,000 | -61,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of securities held to maturity | 0 | 0 | -2,915,000 | -36,089,000 | -57,684,000 | -79,569,000 | -96,478,000 | -37,438,000 | -63,712,000 | -19,627,000 | -46,648,000 | -3,624,000 | 0 | 0 | 0 | -857,000 | -1,146,000 | 0 | -584,000 | -3,232,000 | -2,721,000 | -4,537,000 | -5,238,000 | -9,935,000 | -6,865,000 | -3,715,000 | -9,207,000 | -513,000 | -13,000 | -760,000 | -240,000 | -305,000 | -2,994,000 | -189,000 | -1,024,000 | -910,000 | -4,657,000 | |||||||||||||||||||||||||||||||||
net cash (used) provided by financing activities | 15,921,000 | 9,700,000 | -65,391,000 | -35,025,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the issuance of other borrowings | 505,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of other borrowings | -505,012,000 | -231,012,000 | -779,012,000 | -1,454,892,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other gains | -96,000 | -459,000 | -455,000 | -841,000 | -317,000 | -244,000 | -2,746,000 | -74,000 | -194,000 | -20,000 | 1,229,000 | -49,000 | -32,000 | 28,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of presold mortgage loans in process of settlement and sba loans held for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of presold mortgage loans in process of settlement and sba loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in other liabilities | 4,269,000 | -3,816,000 | -3,498,000 | -1,121,000 | 1,056,000 | -1,225,000 | -6,279,000 | -3,629,000 | -8,257,000 | 2,111,000 | -2,762,000 | 928,000 | -816,000 | -5,080,000 | -947,000 | 1,035,000 | 4,240,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
reconciliation of net income to net cash (used) provided by operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred tax benefit | -379,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
losses on calls of securities | 975,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net amortization of deferred loan fees | -418,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fees/gains from sale of presold mortgages and sba loans | -1,233,000 | -1,426,000 | -1,253,000 | -661,000 | -855,000 | -1,295,000 | -4,382,000 | -3,751,000 | -5,270,000 | -6,874,000 | -7,793,000 | -4,985,000 | -2,488,000 | -3,192,000 | -3,926,000 | -2,607,000 | -2,949,000 | -3,394,000 | -4,661,000 | -1,390,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
origination of presold mortgage loans in process of settlement | -16,241,000 | -19,425,000 | -32,426,000 | -12,528,000 | -18,448,000 | -31,653,000 | -46,488,000 | -73,605,000 | -57,540,000 | -112,592,000 | -123,309,000 | -122,818,000 | -48,143,000 | -55,333,000 | -34,365,000 | -19,025,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of presold mortgage loans in process of settlement | 19,411,000 | 23,321,000 | 19,320,000 | 31,020,000 | 11,296,000 | 10,048,000 | 20,081,000 | 33,192,000 | 60,860,000 | 81,906,000 | 72,806,000 | 77,242,000 | 127,346,000 | 120,241,000 | 125,434,000 | 110,459,000 | 54,764,000 | 62,870,000 | 46,728,000 | 32,372,000 | 20,506,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
origination of sba loans for sale | -15,011,000 | -9,288,000 | -24,336,000 | -10,230,000 | -8,933,000 | -12,262,000 | -9,489,000 | -12,894,000 | -39,807,000 | -14,794,000 | -13,375,000 | -22,776,000 | -37,359,000 | -30,522,000 | -59,016,000 | -22,315,000 | -36,081,000 | -24,695,000 | -34,659,000 | -52,994,000 | -38,329,000 | -34,002,000 | -52,666,000 | -47,076,000 | -63,040,000 | |||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of sba loans | 11,940,000 | 6,906,000 | 16,839,000 | 22,913,000 | 32,467,000 | 32,462,000 | 37,692,000 | 29,275,000 | 16,031,000 | 23,178,000 | 28,036,000 | 42,635,000 | 30,678,000 | 26,967,000 | 41,649,000 | 37,815,000 | 50,996,000 | 32,775,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (used) provided by operating activities | -20,092,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from other borrowings | 481,000,000 | 1,683,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for credit losses and unfunded commitments | 2,949,000 | 1,000 | 2,361,000 | 12,502,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposit and debt discount (premium) accretion (amortization) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property losses/write-downs | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
losses on sales of securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fees/gains from sales of presold mortgages and sba loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
originations of presold mortgage loans in process of settlement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of bank owned life insurance | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in loans | -119,069,000 | -121,226,000 | -135,743,000 | -279,432,000 | 27,524,000 | -84,795,000 | 93,708,000 | -16,003,000 | -215,813,000 | -95,680,000 | -48,539,000 | -49,525,000 | -22,121,000 | -45,018,000 | -49,881,000 | -29,620,000 | -23,809,000 | -49,662,000 | 2,317,000 | -44,751,000 | -81,149,000 | -81,048,000 | -59,553,000 | -23,170,000 | -20,395,000 | -37,224,000 | -13,713,000 | -2,559,000 | -48,225,000 | -50,485,000 | -41,096,000 | -57,981,000 | -37,073,000 | -27,338,000 | -37,139,000 | -135,021,000 | ||||||||||||||||||||||||||||||||||
net cash received in disposition activities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash used by investing activities | -96,325,000 | -84,827,000 | -101,845,000 | -234,048,000 | -128,441,000 | -249,025,000 | -49,233,000 | -366,117,000 | -537,040,000 | -318,053,000 | -257,859,000 | -427,853,000 | -216,139,000 | -58,430,000 | -156,258,000 | -55,098,000 | -45,865,000 | -167,465,000 | -198,446,000 | -49,166,000 | -20,843,000 | -42,306,000 | -27,959,000 | -99,554,000 | -5,310,000 | -61,123,000 | -55,044,000 | -40,632,000 | -54,272,000 | -43,724,000 | -37,188,000 | -35,999,000 | -135,444,000 | |||||||||||||||||||||||||||||||||||||
decrease in net deferred tax asset | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other purchase accounting amortization and accretion | 924,000 | 1,090,000 | 1,227,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property net gains | -96,000 | 0 | -35,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in net deferred loan fees | -497,000 | -463,000 | -127,000 | -520,000 | -169,000 | -786,000 | 655,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of sba and other loans | 15,473,000 | 10,374,000 | 4,679,000 | 7,807,000 | 12,906,000 | 88,895,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in net deferred tax asset | -611,000 | -1,713,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities/issuer calls of securities available for sale | 37,830,000 | 58,856,000 | 42,876,000 | 51,564,000 | 65,453,000 | 91,421,000 | 105,591,000 | 82,849,000 | 89,169,000 | 80,650,000 | 67,734,000 | 64,132,000 | 46,939,000 | 45,037,000 | 44,917,000 | 31,051,000 | 53,639,000 | 29,313,000 | 33,262,000 | 9,774,000 | 10,071,000 | 7,764,000 | 8,818,000 | 13,659,000 | 8,865,000 | 6,632,000 | 28,994,000 | 18,852,000 | 35,911,000 | 9,121,000 | 16,394,000 | 6,194,000 | 8,570,000 | 12,788,000 | 9,359,000 | 19,879,000 | 27,571,000 | 25,465,000 | 23,125,000 | 31,452,000 | 23,360,000 | 11,469,000 | 16,977,000 | 29,146,000 | 24,481,000 | 26,598,000 | 22,088,000 | 29,177,000 | 38,254,000 | 45,217,000 | 31,733,000 | 29,114,000 | 34,706,000 | 42,753,000 | 30,910,000 | 14,873,000 | 19,489,000 | 16,741,000 | 20,325,000 | |||||||||||
proceeds from maturities/issuer calls of securities held to maturity | 828,000 | 759,000 | 1,342,000 | 1,056,000 | 1,418,000 | 2,684,000 | 2,396,000 | 2,528,000 | 2,938,000 | 5,780,000 | 6,041,000 | 4,082,000 | 12,832,000 | 10,075,000 | 6,145,000 | 4,591,000 | 11,627,000 | 10,098,000 | 3,342,000 | 3,162,000 | 3,520,000 | 6,159,000 | 4,323,000 | 4,338,000 | 6,326,000 | 7,357,000 | 6,024,000 | 5,772,000 | 4,788,000 | 5,999,000 | 8,459,000 | 250,000 | 1,237,000 | 350,000 | 0 | 5,000 | 825,000 | 860,000 | 0 | 367,000 | 686,000 | 320,000 | 132,000 | 1,118,000 | 1,117,000 | 173,000 | 356,000 | 380,000 | 890,000 | 134,000 | 0 | 1,757,000 | 400,000 | 0 | 1,000 | 1,155,000 | 421,000 | 1,325,000 | ||||||||||||
net increase in short-term borrowings | -125,027,000 | 280,000,000 | 61,000,000 | -50,000,000 | -48,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payments on long-term borrowings | -8,000 | -34,000 | -34,000 | -32,000 | -34,000 | -33,000 | -4,531,000 | -533,000 | -134,000 | -531,000 | 49,968,000 | -11,441,000 | -240,031,000 | -531,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided (used) by investing activities | 32,378,000 | -54,249,000 | 3,610,000 | -26,649,000 | -66,124,000 | -7,612,000 | 54,469,000 | 60,073,000 | 116,141,000 | 20,086,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other purchase accounting accretion and amortization | -5,000 | -59,000 | -104,000 | -172,000 | -145,000 | 37,000 | 32,000 | 29,000 | 26,000 | 23,000 | 18,000 | 14,000 | 7,000 | 2,000 | -5,000 | -13,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
losses on securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in net deferred loan fees | -125,000 | -776,000 | -1,685,000 | -1,393,000 | -1,761,000 | 2,845,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of sba servicing assets | 626,000 | 667,000 | 591,000 | 544,000 | 470,000 | 564,000 | -185,000 | 498,000 | 918,000 | 365,000 | 354,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(purchases) redemptions of frb and fhlb stock | 1,980,000 | -9,818,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from long-term borrowings | 0 | 0 | 0 | 150,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses and unfunded commitments | 5,400,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property gains and write-downs | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in net deferred income tax asset | 2,000 | 4,552,000 | -4,596,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(purchases) redemptions of federal reserve and fhlb stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of bank owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received from sale of insurance operations | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance death benefits | 0 | 2,232,000 | 3,595,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in other assets | -5,242,000 | 6,463,000 | 752,000 | -6,468,000 | -1,738,000 | -4,194,000 | -3,233,000 | -18,540,000 | 1,776,000 | 2,658,000 | -15,846,000 | -5,943,000 | -100,000 | -7,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease (increase) in net deferred income tax asset | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid from sale of insurance operations | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property losses and write-downs | -80,000 | 157,000 | 263,000 | 90,000 | 35,000 | 159,000 | -14,000 | 192,000 | 99,000 | 288,000 | -25,000 | -210,000 | 939,000 | 326,000 | 257,000 | 2,273,000 | -1,550,000 | -257,000 | 3,858,000 | 12,592,000 | 2,661,000 | 7,872,000 | 5,235,000 | 6,095,000 | 2,854,000 | 6,287,000 | ||||||||||||||||||||||||||||||||||||||||||||
decrease in net deferred income tax asset | 1,160,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in accrued interest payable | -31,000 | -101,000 | -31,000 | -163,000 | -112,000 | -31,000 | -37,000 | 6,000 | -67,000 | -121,000 | -151,000 | -47,000 | -208,000 | -122,000 | -339,000 | -244,000 | -270,000 | -119,000 | -313,000 | -2,006,000 | -753,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
supplemental disclosures of cash flow information: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid during the period for interest | 2,422,000 | 2,759,000 | 2,102,000 | 2,411,000 | 2,934,000 | 3,718,000 | 4,175,000 | 5,591,000 | 7,328,000 | 8,328,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid during the period for income taxes | 6,904,000 | 9,276,000 | 6,741,000 | 9,585,000 | 8,302,000 | 20,192,000 | 1,090,000 | 20,000 | 4,230,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: unrealized loss on securities available for sale, net of taxes | -140,019,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: foreclosed loans transferred to other real estate | 119,000 | 1,401,000 | 121,000 | 727,000 | 370,000 | 0 | 662,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: accrued dividends at end of period | 7,839,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: initial recognition of operating lease right-of-use assets and operating lease liabilities | 1,747,000 | 0 | 444,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred tax expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemptions of frb and fhlb stock | 251,000 | -44,000 | 2,099,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in short-term borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: foreclosed loans transferred to foreclosed real estate | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: unrealized gain on securities available for sale, net of taxes | -28,895,000 | 2,829,000 | 3,332,000 | -18,666,000 | -3,718,000 | 15,000 | 2,135,000 | 15,993,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: accrued dividends at period end | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: initial recognition of operating lease right-of-use assets and liabilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: derecognition of intangible assets related to sale of insurance operations | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
acquisition of select bancorp, inc. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
see accompanying notes to consolidated financial statements. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (reversal) for credit losses | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property (gains) losses and write-downs | 23,000 | 245,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on securities available for sale | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other (gains) losses | -50,000 | -285,000 | -25,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease (increase) in accrued interest receivable | -615,000 | 292,000 | -618,000 | 817,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease (increase) in other assets | -1,871,000 | -6,294,000 | -8,132,000 | 1,692,000 | 561,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received (paid) from sale/(purchase) of business | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: equity issued related to acquisitions | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: loans acquired | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: other assets acquired | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: borrowings assumed | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: receivable recorded related to sale of insurance operations | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemptions (purchases) of frb and fhlb stock | 1,836,000 | 0 | -119,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease (increase) in loans | 110,212,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (reversal) for loan losses | 4,031,000 | 3,176,000 | -1,105,000 | -308,000 | 500,000 | 693,000 | 87,000 | -710,000 | -3,659,000 | 0 | 0 | -281,000 | 258,000 | -164,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease (increase) in net deferred loan costs | -371,000 | 144,000 | 155,000 | 1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains from sale of presold mortgage and sba loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in net deferred income tax liability | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid in acquisition | 0 | -939,000 | -1,580,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in net deferred loan costs | 224,000 | -160,000 | -325,000 | 154,000 | -102,000 | -36,000 | -60,000 | 1,000 | -116,000 | -207,000 | -111,000 | -171,000 | -194,000 | -123,000 | 47,000 | -65,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 4,980,000 | 5,591,000 | 11,149,000 | 7,623,000 | 3,437,000 | 2,851,000 | 2,059,000 | 1,533,000 | 1,475,000 | 1,299,000 | 1,322,000 | 1,121,000 | 2,843,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: initial recognition of operating lease right-of-use assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: initial recognition of operating lease liabilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash: equity issued related to acquisition earn-out | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 5,590,000 | 723,000 | 3,575,000 | 21,555,000 | 10,934,000 | 11,343,000 | 30,545,000 | 8,391,000 | 5,200,000 | 3,926,000 | 4,485,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in net deferred loan costs | 320,000 | 184,000 | -385,000 | 54,000 | -36,000 | 163,000 | 169,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of frb and fhlb stock | -4,572,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fees/gains from sale of presold mortgage and sba loans | -3,812,000 | -3,534,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in acquisitions | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in borrowings | -530,000 | -105,030,000 | -529,000 | -529,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock withheld for payment of taxes | -467,000 | 0 | -91,000 | -142,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash transactions: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized gain on securities available for sale, net of taxes | 1,627,000 | 8,987,000 | 4,523,000 | -711,000 | -1,541,000 | -5,587,000 | -1,670,000 | 117,000 | 1,252,000 | 854,000 | 1,264,000 | 496,000 | 358,000 | -604,000 | 152,000 | 185,000 | -1,916,000 | -1,134,000 | -188,000 | -917,000 | 271,000 | 116,000 | 161,000 | 158,000 | 694,000 | 107,000 | -954,000 | 92,000 | 716,000 | 541,000 | 162,000 | -2,182,000 | 933,000 | 161,000 | 406,000 | |||||||||||||||||||||||||||||||||||
foreclosed loans transferred to other real estate | 1,121,000 | 847,000 | 708,000 | 246,000 | 1,265,000 | 648,000 | 482,000 | 1,447,000 | 1,968,000 | 1,920,000 | 1,990,000 | 2,404,000 | 2,724,000 | 1,572,000 | 4,508,000 | 5,111,000 | 7,194,000 | 3,354,000 | 15,358,000 | 9,966,000 | 17,046,000 | 23,543,000 | 19,441,000 | 29,013,000 | 42,798,000 | 22,710,000 | 29,441,000 | 38,709,000 | 1,958,000 | 1,500,000 | 1,693,000 | 745,000 | 2,374,000 | 935,000 | 748,000 | 1,333,000 | 281,000 | 499,000 | 802,000 | 826,000 | ||||||||||||||||||||||||||||||
initial recognition of operating lease right-of-use assets | 0 | 0 | 19,459,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
initial recognition of operating lease liabilities | 0 | 0 | 19,459,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided (used) by operating activities | 28,685,000 | 17,024,000 | -1,033,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid during the period for: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest | 8,696,000 | 8,009,000 | 6,109,000 | 5,158,000 | 4,483,000 | 3,243,000 | 2,852,000 | 2,020,000 | 1,809,000 | 1,899,000 | 1,781,000 | 1,649,000 | 1,822,000 | 2,262,000 | 2,752,000 | 2,976,000 | 3,322,000 | 4,344,000 | 4,613,000 | 5,054,000 | 6,009,000 | 6,169,000 | 6,269,000 | 7,193,000 | 7,983,000 | 8,452,000 | 9,251,000 | 12,015,000 | 13,277,000 | 14,143,000 | 13,166,000 | 14,496,000 | 15,277,000 | 15,806,000 | 16,960,000 | 17,897,000 | 17,705,000 | 17,182,000 | 16,513,000 | 38,748,000 | ||||||||||||||||||||||||||||||
income taxes | 13,093,000 | 103,000 | 7,143,000 | 10,371,000 | -181,000 | 6,705,000 | 10,065,000 | -1,495,000 | 3,372,000 | -4,305,000 | 2,046,000 | 2,881,000 | 6,212,000 | 6,750,000 | 0 | 5,275,000 | 2,233,000 | 3,510,000 | 8,200,000 | 71,000 | 8,669,000 | 7,492,000 | 77,000 | 5,882,000 | 4,456,000 | 5,766,000 | 370,000 | 3,802,000 | 4,283,000 | 6,516,000 | 715,000 | 4,363,000 | 350,000 | 5,267,000 | 7,097,000 | 7,391,000 | ||||||||||||||||||||||||||||||||||
purchases of federal reserve and federal home loan bank stock | -308,000 | 0 | -30,000 | 0 | -6,099,000 | 425,000 | -3,845,000 | -2,761,000 | -3,766,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid (received) during the period for: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase accounting accretion and amortization | -25,000 | -40,000 | -54,000 | -71,000 | -94,000 | -20,000 | -74,000 | -48,000 | 253,000 | 1,036,000 | 1,282,000 | 148,000 | 835,000 | -6,362,000 | -4,228,000 | -6,504,000 | -3,551,000 | -5,908,000 | -4,488,000 | -3,196,000 | -2,525,000 | -3,356,000 | -4,065,000 | -2,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||
fdic indemnification asset expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on securities available for sale | 0 | 0 | -3,000 | -553,000 | 0 | -189,000 | 3,000 | -452,000 | 0 | -60,000 | -14,000 | -9,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of branches | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payments related to fdic loss share agreements | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payment to fdic for termination of loss share agreements | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from branch sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received (paid) in acquisitions | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in borrowings | -30,000 | -528,000 | -9,717,000 | 42,007,000 | 0 | 90,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid – preferred stock | -59,000 | -58,000 | -137,000 | -292,000 | -217,000 | -217,000 | -216,000 | -245,000 | -532,000 | -688,000 | -795,000 | -760,000 | -794,000 | -957,000 | -812,000 | -813,000 | -812,000 | -813,000 | -812,000 | -813,000 | -811,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
loss on securities available for sale | 235,000 | 63,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of presold mortgages in process of settlement | -27,025,000 | -36,222,000 | -33,834,000 | -18,058,000 | -13,988,000 | -19,984,000 | -26,093,000 | -30,651,000 | -19,110,000 | -27,453,000 | -24,989,000 | -26,675,000 | -28,649,000 | -22,436,000 | -19,422,000 | -17,562,000 | -15,450,000 | -20,082,000 | -21,779,000 | -21,245,000 | -17,134,000 | -29,483,000 | -20,905,000 | -15,135,000 | -18,251,000 | -17,151,000 | -19,597,000 | -18,614,000 | ||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of presold mortgages in process of settlement | 30,777,000 | 33,784,000 | 40,945,000 | 17,070,000 | 15,230,000 | 21,841,000 | 29,395,000 | 28,364,000 | 20,073,000 | 29,121,000 | 25,021,000 | 30,581,000 | 22,133,000 | 28,322,000 | 25,386,000 | 18,509,000 | 16,205,000 | 15,680,000 | 21,348,000 | 27,771,000 | 21,676,000 | 19,616,000 | 19,607,000 | 32,823,000 | 30,056,000 | 20,175,000 | 10,544,000 | 11,539,000 | 11,119,000 | 20,089,000 | 14,586,000 | 14,700,000 | 17,892,000 | 19,540,000 | 19,291,000 | |||||||||||||||||||||||||||||||||||
net cash received in acquisition | 56,185,000 | 0 | 0 | 38,315,000 | 0 | 54,037,000 | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
reconciliation of net income to net cash provided (used) by operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of bank-owned life insurance | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds related to fdic loss share agreements | -382,000 | -356,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of preferred stock | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-cash investing and financing transactions: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed loans transferred to foreclosed real estate | 16,998,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed property losses and write-downs (gains) | 216,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other losses (gains) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of sba loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of presold mortgages in process of settlement and sba loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of presold mortgages in process of settlement and sba loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received (paid) in acquisition | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of presold mortgages and sba loans | -48,840,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of presold mortgages and sba loans | 45,454,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities held to maturity | 11,285,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds (purchases) of federal reserve and federal home loan bank stock | -850,000 | -138,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in cash and cash equivalents | 46,909,000 | -65,674,000 | -95,754,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
branch consolidation expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of federal reserve bank stock and federal home loan bank stock | -15,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from fdic loss share agreements | 1,846,000 | 4,630,000 | 2,282,000 | 9,384,000 | 24,621,000 | 5,119,000 | 6,899,000 | 4,680,000 | 9,830,000 | 2,039,000 | 13,247,000 | 26,943,000 | 1,254,000 | 31,214,000 | 288,000 | 25,241,000 | 278,000 | 20,914,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of premises and equipment | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
originations of presold mortgages in process of settlement | -9,494,000 | -12,232,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from loans held for sale | 0 | 0 | 30,393,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds (repayments) of borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock | 26,392,000 | 0 | 126,000 | 209,000 | 217,000 | 210,000 | 241,000 | 213,000 | 230,000 | 155,000 | 242,000 | 291,000 | 261,000 | 401,000 | 552,000 | 683,000 | 483,000 | 673,000 | 118,000 | 30,000 | 123,000 | 339,000 | 76,000 | 590,000 | ||||||||||||||||||||||||||||||||||||||||||||||
repurchase of common stock | 0 | 0 | 0 | -2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans transferred to loans held-for-sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of borrowings | 0 | -3,000,000 | 30,000,000 | -92,081,000 | 82,400,000 | 0 | -100,000,000 | -185,000,000 | -30,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain from acquisition | 0 | 0 | -10,196,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in deposits and repurchase agreements | -13,091,000 | -13,232,000 | 7,261,000 | 58,950,000 | 17,713,000 | -112,666,000 | -36,719,000 | -80,561,000 | -58,036,000 | 18,956,000 | 44,446,000 | 27,002,000 | 62,681,000 | 64,405,000 | 14,540,000 | -56,536,000 | 88,739,000 | 20,005,000 | 15,691,000 | 47,243,000 | 56,078,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from (repayments of) borrowings | 0 | -53,056,000 | -20,000,000 | -12,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchase of common stock warrants | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from exercise of nonqualified stock options | 0 | 0 | 0 | 0 | 37,000 | 0 | 5,000 | 0 | -224,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash used by financing activities | -32,617,000 | -73,184,000 | -76,284,000 | 43,756,000 | -82,521,000 | -159,942,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in deposits and repurchase agreements | -26,028,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fdic indemnification asset income recorded, not yet received | -5,040,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchase accounting adjustments | -3,221,000 | -1,550,000 | -2,457,000 | -2,735,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock and common stock warrants | 0 | 0 | 0 | 65,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock issued in acquisition | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid for acquisition | 0 | 0 | -170,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss (gain) on securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase (decrease) in cash and cash equivalents | -35,250,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit realized from exercise of nonqualified stock options | 63,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other losses (gains), primarily gain from acquisition | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred income tax expense | 4,695,000 | -250,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases and retirement of common stock | 0 | -524,000 | 0 | -8,000 | 5,100,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchase accounting adjustments - discount accretion | -2,139,000 | -367,000 | -366,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other gains, primarily the acquisition gain | -8,197,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid | -3,140,000 | -3,133,000 | -2,733,000 | -2,732,000 | -2,731,000 | -2,735,000 | -2,730,000 | -2,727,000 | -3,627,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unrealized loss on securities available for sale, net of taxes | -746,000 | 612,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchase accounting adjustments – discount accretion | -267,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan fees and costs deferred, net of amortization | -74,000 | -77,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred income tax benefit | -618,000 | -83,000 | -549,000 | -398,000 | -335,000 | 496,000 | -239,000 | -399,000 | -280,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid – common and preferred shares | -3,474,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities available for sale | 0 | -2,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in bank or branch acquisition | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from borrowings | -20,001,000 | 9,381,000 | 53,535,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in net deferred loan fees and costs | -19,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in acquisition of great pee dee bancorp | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on sales of securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of loans | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in purchase of branches | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net loan origination fees (costs) deferred | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease (increase) in net deferred loan fees and costs | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in net deferred loan fees and costs | 18,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in presold mortgages in process of settlement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
additions to held to maturity securities and borrowings related to deconsolidation of subsidiary trusts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other real estate transferred to premises and equipment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on disposal of other real estate | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid in acquisitions |