FB Financial Corporation(NYSE:FBK) 
FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services businesses, professionals, and individuals. The company operates in two segments, Banking and Mortgage. It provides demand, negotiable order of withdrawal, mone...
Website: http://www.firstbankonline.com
Founded: 1906
Full Time Employees: 1,377
Sector: Financial Services
Industry: Banks-Regional
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Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 |
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interest income: | ||||||||||||||||||||||||||||||||||||
interest and fees on loans | 209,734,000 | 209,307,000 | 159,697,000 | 153,185,000 | 156,792,000 | 158,625,000 | 155,379,000 | 155,606,000 | 155,737,000 | 153,882,000 | 149,220,000 | 140,356,000 | 133,180,000 | 116,664,000 | 99,655,000 | 86,864,000 | 89,996,000 | 89,993,000 | 89,861,000 | 89,412,000 | 93,246,000 | 76,504,000 | 61,092,000 | 63,754,000 | 66,095,000 | 67,639,000 | 66,276,000 | 60,448,000 | 57,875,000 | 57,904,000 | 54,529,000 | 50,693,000 | 51,246,000 | 44,367,000 | 29,006,000 | |
interest on investment securities | ||||||||||||||||||||||||||||||||||||
taxable | 14,380,000 | 14,395,000 | 14,661,000 | 14,471,000 | 15,043,000 | 13,943,000 | 11,966,000 | 9,105,000 | 7,808,000 | 6,399,000 | 6,480,000 | 6,570,000 | 6,707,000 | 6,843,000 | 6,499,000 | 5,420,000 | 4,534,000 | 3,989,000 | 3,844,000 | 2,819,000 | 2,306,000 | 2,286,000 | 2,619,000 | 3,056,000 | 2,969,000 | 3,137,000 | 3,548,000 | 3,569,000 | 3,260,000 | 3,151,000 | 3,134,000 | 2,852,000 | 2,529,000 | 2,399,000 | 2,567,000 | |
tax-exempt | 1,058,000 | 1,058,000 | 1,036,000 | 1,033,000 | 1,035,000 | 1,104,000 | 1,168,000 | 1,442,000 | 1,746,000 | 1,795,000 | 1,808,000 | 1,804,000 | 1,806,000 | 1,818,000 | 1,842,000 | 1,866,000 | 1,885,000 | 1,883,000 | 1,933,000 | 1,956,000 | 2,120,000 | 1,933,000 | 1,590,000 | 1,433,000 | 1,327,000 | 1,174,000 | 1,160,000 | 1,144,000 | 1,110,000 | 1,031,000 | 981,000 | 925,000 | 910,000 | 988,000 | 1,040,000 | |
other | 10,066,000 | 12,138,000 | 6,690,000 | 11,017,000 | 13,499,000 | 11,956,000 | 8,900,000 | 9,975,000 | 9,544,000 | 11,836,000 | 12,675,000 | 10,750,000 | 5,905,000 | 3,158,000 | 2,218,000 | 977,000 | 804,000 | 800,000 | 691,000 | 598,000 | 564,000 | 404,000 | 306,000 | 1,431,000 | 1,252,000 | 1,292,000 | 735,000 | 772,000 | 823,000 | 526,000 | 399,000 | 378,000 | 346,000 | 661,000 | 276,000 | |
total interest income | 235,238,000 | 236,898,000 | 182,084,000 | 179,706,000 | 186,369,000 | 185,628,000 | 177,413,000 | 176,128,000 | 174,835,000 | 173,912,000 | 170,183,000 | 159,480,000 | 147,598,000 | 128,483,000 | 110,214,000 | 95,127,000 | 97,219,000 | 96,665,000 | 96,329,000 | 94,785,000 | 98,236,000 | 81,127,000 | 65,607,000 | 69,674,000 | 71,643,000 | 73,242,000 | 71,719,000 | 65,933,000 | 63,068,000 | 62,612,000 | 59,043,000 | 54,848,000 | 55,031,000 | 48,415,000 | 32,889,000 | |
interest expense: | ||||||||||||||||||||||||||||||||||||
deposits | 83,813,000 | 86,577,000 | 68,568,000 | 70,249,000 | 76,131,000 | 76,088,000 | 71,501,000 | 72,625,000 | 70,873,000 | 69,826,000 | 65,257,000 | 52,863,000 | 31,456,000 | 13,133,000 | 6,591,000 | 5,462,000 | 5,848,000 | 6,596,000 | 7,919,000 | 9,826,000 | 10,809,000 | 10,573,000 | 9,309,000 | 12,168,000 | 12,703,000 | 13,522,000 | 13,488,000 | 11,855,000 | 10,703,000 | 7,864,000 | ||||||
borrowings | 1,621,000 | 3,081,000 | 2,101,000 | 1,816,000 | 1,857,000 | 3,523,000 | 3,297,000 | 4,013,000 | 2,874,000 | 3,160,000 | 3,383,000 | 2,957,000 | 5,644,000 | 3,966,000 | 1,452,000 | 1,483,000 | 1,616,000 | 1,593,000 | 1,847,000 | 2,383,000 | 2,183,000 | 1,726,000 | 961,000 | 1,257,000 | 1,248,000 | 1,415,000 | 1,208,000 | 1,062,000 | 998,000 | 1,993,000 | ||||||
total interest expense | 85,434,000 | 89,658,000 | 70,669,000 | 72,065,000 | 77,988,000 | 79,611,000 | 74,798,000 | 76,638,000 | 73,747,000 | 72,986,000 | 68,640,000 | 55,820,000 | 37,100,000 | 17,099,000 | 8,043,000 | 6,945,000 | 7,464,000 | 8,189,000 | 9,766,000 | 12,209,000 | 12,992,000 | 12,299,000 | 10,270,000 | 13,425,000 | 13,951,000 | 14,937,000 | 14,696,000 | 12,917,000 | 11,701,000 | 9,857,000 | 7,526,000 | 6,419,000 | 6,048,000 | 4,805,000 | 2,638,000 | |
net interest income | 149,804,000 | 147,240,000 | 111,415,000 | 107,641,000 | 108,381,000 | 106,017,000 | 102,615,000 | 99,490,000 | 101,088,000 | 100,926,000 | 101,543,000 | 103,660,000 | 110,498,000 | 111,384,000 | 102,171,000 | 88,182,000 | 89,755,000 | 88,476,000 | 86,563,000 | 82,576,000 | 85,244,000 | 68,828,000 | 55,337,000 | 56,249,000 | 57,692,000 | 58,305,000 | 57,023,000 | 53,016,000 | 51,367,000 | 52,755,000 | 51,517,000 | 48,429,000 | 48,983,000 | 43,610,000 | 30,251,000 | |
provision for credit losses on loans hfi | 2,428,000 | 29,957,000 | 1,906,000 | 7,019,000 | 1,856,000 | 3,940,000 | 1,852,000 | 3,400,750 | 6,031,000 | 2,575,000 | ||||||||||||||||||||||||||
provision for (reversal of) credit losses on unfunded commitments | -1,196,000 | 4,460,000 | 6,439,000 | 386,000 | -682,000 | 58,000 | ||||||||||||||||||||||||||||||
net interest income after provision for credit losses | 148,572,000 | 112,823,000 | 106,078,000 | 105,349,000 | 101,297,000 | 104,103,000 | 100,391,000 | 98,708,000 | ||||||||||||||||||||||||||||
noninterest income: | ||||||||||||||||||||||||||||||||||||
mortgage banking income | 13,505,000 | 13,484,000 | 13,029,000 | 12,426,000 | 10,586,000 | 11,553,000 | 11,910,000 | 12,585,000 | 8,376,000 | 11,998,000 | 12,232,000 | 12,086,000 | 9,106,000 | 12,384,000 | 22,559,000 | 29,531,000 | 31,350,000 | 45,384,000 | 35,499,000 | 55,332,000 | 65,729,000 | 84,686,000 | 72,168,000 | 32,745,000 | 26,176,000 | 29,193,000 | 24,526,000 | 21,021,000 | 18,997,000 | 26,649,000 | 28,544,000 | 26,471,000 | 30,280,000 | 31,334,000 | 25,080,000 | |
investment services and trust income | 4,473,000 | 4,227,000 | 3,922,000 | 3,711,000 | 3,853,000 | 3,721,000 | 3,387,000 | 3,230,000 | 3,093,000 | 3,072,000 | 2,777,000 | 2,378,000 | 2,232,000 | 2,227,000 | 2,275,000 | 2,132,000 | 1,040,000 | 2,511,000 | 2,999,000 | 2,008,000 | 2,187,000 | 1,828,000 | 1,368,000 | 1,697,000 | 1,326,000 | 1,336,000 | 1,287,000 | 1,295,000 | 1,384,000 | 1,411,000 | 1,180,000 | 1,206,000 | 1,154,000 | 1,078,000 | ||
service charges on deposit accounts | 4,184,000 | 4,049,000 | 3,392,000 | 3,479,000 | 3,548,000 | 3,378,000 | 3,167,000 | 3,141,000 | 2,957,000 | 2,959,000 | 3,185,000 | 3,053,000 | 3,019,000 | 3,208,000 | 2,908,000 | 2,914,000 | 2,817,000 | 2,612,000 | 2,266,000 | 2,339,000 | 2,577,000 | 2,162,000 | 1,858,000 | 2,563,000 | 2,657,000 | 2,416,000 | 2,327,000 | 2,079,000 | 2,286,000 | 2,208,000 | 2,132,000 | 2,097,000 | 2,181,000 | 2,044,000 | 1,766,000 | |
atm and interchange fees | 3,146,000 | 3,388,000 | 2,878,000 | 2,677,000 | 2,867,000 | 2,840,000 | 2,814,000 | 2,944,000 | 2,618,000 | 2,639,000 | 2,629,000 | 2,396,000 | 2,546,000 | 2,614,000 | 5,353,000 | 5,087,000 | 5,310,000 | 4,868,000 | 5,381,000 | 4,341,000 | 4,262,000 | 3,913,000 | 3,606,000 | 3,134,000 | 3,315,000 | 3,188,000 | 3,002,000 | 2,656,000 | 2,660,000 | 2,411,000 | 2,581,000 | 2,361,000 | 2,430,000 | 2,222,000 | 2,047,000 | |
gain from investment securities | -15,130,250 | 12,000 | 16,000 | -16,213,000 | ||||||||||||||||||||||||||||||||
loss on sales or write-downs of premises and equipment, other real estate owned and other assets | -131,000 | -646,000 | ||||||||||||||||||||||||||||||||||
other income | 3,554,000 | 2,121,000 | 2,540,000 | 1,348,000 | 3,305,000 | 2,465,000 | 4,611,000 | 1,710,000 | -1,396,000 | 1,456,000 | 2,485,000 | 3,550,000 | 793,000 | 1,870,000 | 236,000 | 2,314,000 | 12,469,000 | 1,398,000 | 3,038,000 | 2,142,000 | 4,927,000 | 5,133,000 | 2,487,000 | 2,775,000 | 1,501,000 | 2,114,000 | 1,691,000 | 1,793,000 | 1,889,000 | 1,257,000 | 1,500,000 | 1,305,000 | 1,357,000 | 1,202,000 | 631,000 | |
total noninterest income | 28,795,000 | 26,635,000 | -34,552,000 | 23,032,000 | 21,997,000 | -16,497,000 | 25,608,000 | 7,962,000 | 15,339,000 | 8,042,000 | 23,813,000 | 23,349,000 | 17,469,000 | 22,592,000 | 33,214,000 | 41,392,000 | 53,219,000 | 59,006,000 | 49,300,000 | 66,730,000 | 80,638,000 | 97,026,000 | 81,491,000 | 42,700,000 | 35,234,000 | 38,145,000 | 32,979,000 | 29,039,000 | 27,249,000 | 34,355,000 | 35,763,000 | 33,275,000 | 37,017,000 | 37,820,000 | 31,087,000 | |
noninterest expenses: | ||||||||||||||||||||||||||||||||||||
salaries, commissions and employee benefits | 63,529,000 | 59,210,000 | 46,631,000 | 48,351,000 | 45,432,000 | 47,538,000 | 46,225,000 | 44,618,000 | 48,142,000 | 54,491,000 | 52,020,000 | 48,788,000 | 45,839,000 | 51,028,000 | 55,181,000 | 59,443,000 | 58,562,000 | 62,818,000 | 62,367,000 | 64,571,000 | 67,212,000 | 67,676,000 | 55,258,000 | 43,622,000 | 39,589,000 | 40,880,000 | 37,918,000 | 33,697,000 | 33,286,000 | 35,213,000 | 34,508,000 | 34,149,000 | 35,771,000 | 34,795,000 | 29,006,000 | |
merger and integration costs | 4,611,000 | 16,057,000 | 2,734,000 | 401,000 | ||||||||||||||||||||||||||||||||
occupancy and equipment expense | 7,239,000 | 7,539,000 | 6,710,000 | 6,597,000 | 6,668,000 | 6,640,000 | 6,328,000 | 6,614,000 | 9,530,000 | 6,428,000 | 6,281,000 | 5,909,000 | 6,295,000 | 6,011,000 | 5,853,000 | 5,403,000 | 5,549,000 | 5,979,000 | 5,356,000 | 5,849,000 | 5,813,000 | 4,892,000 | 4,096,000 | 4,178,000 | 3,534,000 | 4,058,000 | 4,319,000 | 3,730,000 | 3,493,000 | 3,514,000 | 3,744,000 | 3,605,000 | 3,881,000 | 3,539,000 | 3,109,000 | |
data processing | 2,809,000 | 2,457,000 | 2,161,000 | 2,313,000 | 2,462,000 | 2,486,000 | 2,286,000 | 2,408,000 | 2,434,000 | 2,338,000 | 2,345,000 | 2,113,000 | 2,096,000 | 2,334,000 | 2,404,000 | 2,481,000 | 2,531,000 | 2,595,000 | 2,542,000 | 2,319,000 | 3,161,000 | 2,994,000 | 2,782,000 | 2,453,000 | 2,746,000 | 2,816,000 | 2,643,000 | 2,384,000 | 2,365,000 | 2,562,000 | 2,138,000 | 2,035,000 | 1,766,000 | 1,761,000 | 1,501,000 | |
advertising | 2,464,000 | 2,453,000 | 2,178,000 | 2,487,000 | 2,030,000 | 1,947,000 | 1,859,000 | 1,171,000 | 2,009,000 | 2,124,000 | 2,001,000 | 2,133,000 | 3,094,000 | 2,050,000 | 2,031,000 | 4,033,000 | 3,909,000 | 4,200,000 | 3,559,000 | 2,253,000 | 2,826,000 | 2,256,000 | 2,591,000 | 2,389,000 | 2,072,000 | 1,895,000 | 2,434,000 | 2,737,000 | 2,639,000 | 3,810,000 | 3,408,000 | 3,282,000 | 3,189,000 | 3,493,000 | 2,932,000 | |
amortization of core deposit and other intangibles | 1,932,000 | 2,079,000 | 631,000 | 656,000 | 687,000 | 719,000 | 752,000 | 789,000 | 840,000 | 889,000 | 940,000 | 990,000 | 1,039,000 | 1,108,000 | 1,194,000 | 1,244,000 | 1,295,000 | 1,344,000 | 1,394,000 | 1,440,000 | 1,498,000 | 1,417,000 | 1,205,000 | 1,203,000 | 1,159,000 | 1,197,000 | 1,254,000 | 729,000 | 753,000 | 777,000 | 802,000 | |||||
legal and professional fees | 2,503,000 | 1,227,000 | 2,426,000 | 1,992,000 | 1,881,000 | 1,900,000 | 1,979,000 | 1,919,000 | 1,823,000 | 1,760,000 | 2,199,000 | 3,108,000 | 4,857,000 | 4,448,000 | 3,116,000 | 2,607,000 | 2,460,000 | 2,177,000 | 2,090,000 | 2,434,000 | 2,227,000 | 1,917,000 | 1,952,000 | 1,558,000 | 2,074,000 | 1,993,000 | 1,694,000 | 1,725,000 | 1,978,000 | 1,917,000 | 1,965,000 | 2,043,000 | 1,764,000 | 1,512,000 | 1,428,000 | |
other expense | 22,461,000 | 18,834,000 | 17,790,000 | 16,752,000 | 14,014,000 | 14,982,000 | 15,664,000 | 14,901,000 | 15,422,000 | 14,967,000 | 15,506,000 | 17,399,000 | 17,010,000 | 14,868,000 | 14,760,000 | 14,061,000 | 16,596,000 | 15,894,000 | 15,832,000 | 11,109,000 | 10,106,000 | 10,826,000 | 9,801,000 | 8,414,000 | ||||||||||||
total noninterest expense | 107,548,000 | 109,856,000 | 81,261,000 | 79,549,000 | 73,174,000 | 76,212,000 | 75,093,000 | 72,420,000 | 80,200,000 | 82,997,000 | 81,292,000 | 80,440,000 | 80,230,000 | 81,847,000 | 96,997,000 | 89,272,000 | 90,902,000 | 95,007,000 | 92,960,000 | 94,698,000 | 109,855,000 | 118,092,000 | 80,579,000 | 68,559,000 | 62,686,000 | 62,935,000 | 64,119,000 | 55,101,000 | 53,736,000 | 57,213,000 | 56,358,000 | 56,151,000 | 57,540,000 | 69,224,000 | 46,417,000 | |
income before income taxes | 69,819,000 | 29,602,000 | -9,735,000 | 48,832,000 | 50,120,000 | 11,394,000 | 50,906,000 | 34,250,000 | 35,922,000 | 23,150,000 | 45,142,000 | 46,078,000 | 48,193,000 | 40,762,000 | 26,070,000 | 44,549,000 | 62,841,000 | 55,006,000 | 56,742,000 | 68,462,000 | 58,947,000 | -7,639,000 | 30,328,000 | 825,000 | 27,290,000 | 31,684,000 | 25,002,000 | 25,563,000 | 22,680,000 | 28,079,000 | 29,859,000 | 25,236,000 | 27,504,000 | 12,990,000 | 15,178,000 | |
income tax expense | 12,834,000 | 6,227,000 | -12,652,000 | 9,471,000 | 12,226,000 | 1,174,000 | 10,919,000 | 6,300,000 | 6,545,000 | 3,975,000 | 9,835,000 | 9,697,000 | 10,042,000 | 8,931,000 | 6,717,000 | 9,313,000 | 14,006,000 | 9,716,000 | 13,440,000 | 15,588,000 | 7,455,000 | 80,000 | 5,718,000 | 7,718,000 | 6,314,000 | 5,975,000 | 5,640,000 | 6,702,000 | 7,794,000 | 5,482,000 | 4,486,000 | 4,602,000 | 5,425,000 | |||
net income applicable to fb financial corporation and noncontrolling interest | 56,985,000 | 23,375,000 | 2,917,000 | 39,361,000 | 37,894,000 | 10,220,000 | 39,987,000 | 27,950,000 | 29,377,000 | 19,175,000 | 35,307,000 | 36,381,000 | 38,151,000 | 31,831,000 | 19,353,000 | 35,236,000 | 48,835,000 | 45,290,000 | 43,302,000 | 52,874,000 | ||||||||||||||||
net income applicable to noncontrolling interest | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 | ||||||||||||||||||||||||||
net income applicable to fb financial corporation | 56,977,000 | 23,375,000 | 2,909,000 | 39,361,000 | 37,886,000 | 10,220,000 | 39,979,000 | 27,950,000 | 29,369,000 | 19,175,000 | 35,299,000 | 36,381,000 | 38,143,000 | 31,831,000 | 19,345,000 | 35,236,000 | 48,827,000 | 45,290,000 | 43,294,000 | 52,874,000 | 45,602,000 | -5,599,000 | ||||||||||||||
earnings per common share: | ||||||||||||||||||||||||||||||||||||
basic | 1,120 | 440 | 60 | 840 | 810 | 220 | 850 | 600 | 630 | 410 | 750 | 780 | 810 | 680 | 410 | 740 | 1,020 | 960 | 910 | 1,120 | 1,170 | -140 | 710 | 20 | 690 | 770 | 600 | 630 | 512.5 | 690 | 720 | |||||
diluted | 1,110 | 430 | 60 | 840 | 810 | 220 | 850 | 590 | 630 | 410 | 750 | 780 | 810 | 680 | 410 | 740 | 1,020 | 940 | 900 | 1,100 | 1,150 | -140 | 700 | |||||||||||||
(reversal of) provision for credit losses on loans hfi | -1,102,000 | |||||||||||||||||||||||||||||||||||
loss from investment securities | -60,549,000 | -40,165,000 | -3,539,000 | -14,197,000 | ||||||||||||||||||||||||||||||||
gain on sales or write-downs of premises and equipment, other real estate owned and other assets | 236,000 | -625,000 | ||||||||||||||||||||||||||||||||||
gain on sales or write-downs of other real estate owned and other assets | -1,250 | -289,000 | -281,000 | 565,000 | -492,000 | 115,000 | 533,000 | |||||||||||||||||||||||||||||
reversal of credit losses on unfunded commitments | -1,716,000 | -1,070,000 | ||||||||||||||||||||||||||||||||||
(reversal of) provision for credit losses on unfunded commitments | -2,830,000 | -3,210,000 | ||||||||||||||||||||||||||||||||||
net interest income after provision for (reversal of) credit losses | 100,783,000 | 98,105,000 | ||||||||||||||||||||||||||||||||||
mortgage restructuring expense | 12,458,000 | |||||||||||||||||||||||||||||||||||
interest on securities | ||||||||||||||||||||||||||||||||||||
provision for credit losses on unfunded commitments | -3,653,000 | -4,506,000 | -608,000 | 3,178,000 | 4,137,000 | 1,882,000 | 877,000 | 301,000 | -2,222,000 | 1,882,000 | 1,601,000 | |||||||||||||||||||||||||
net interest income after provisions for credit losses | 102,621,000 | 103,169,000 | 110,954,000 | 100,017,000 | 89,853,000 | 92,429,000 | 100,524,000 | 91,007,000 | 100,402,000 | 96,430,000 | 88,164,000 | 13,427,000 | 29,416,000 | 26,684,000 | ||||||||||||||||||||||
gain from securities | -28,000 | 69,000 | 25,000 | -140,000 | -109,000 | -152,000 | 46,000 | 51,000 | 144,000 | 83,000 | 1,013,000 | 583,000 | -28,000 | 63,000 | -18,000 | 52,000 | 43,000 | -29,000 | -27,000 | -42,000 | -47,000 | 1,000 | 254,000 | |||||||||||||
provision for credit losses | 4,997,000 | 152,000 | 8,189,000 | 8,181,000 | -6,129,000 | -11,646,000 | -2,832,000 | -11,632,000 | 24,039,000 | 27,964,000 | ||||||||||||||||||||||||||
loss on sales or write-downs of other real estate owned and other assets | -183,000 | |||||||||||||||||||||||||||||||||||
earnings per common share | ||||||||||||||||||||||||||||||||||||
basic | 1,120 | 440 | 60 | 840 | 810 | 220 | 850 | 600 | 630 | 410 | 750 | 780 | 810 | 680 | 410 | 740 | 1,020 | 960 | 910 | 1,120 | 1,170 | -140 | 710 | 20 | 690 | 770 | 600 | 630 | 512.5 | 690 | 720 | |||||
diluted | 1,110 | 430 | 60 | 840 | 810 | 220 | 850 | 590 | 630 | 410 | 750 | 780 | 810 | 680 | 410 | 740 | 1,020 | 940 | 900 | 1,100 | 1,150 | -140 | 700 | |||||||||||||
gain on sales or write-downs of other real estate owned | -25,000 | 435,000 | -26,000 | -498,000 | 26,000 | 2,005,000 | -23,000 | 496,000 | -123,000 | -1,505,000 | 86,000 | 51,000 | 433,000 | 277,000 | -10,750 | 120,000 | 23,000 | |||||||||||||||||||
gain from other assets | -227,000 | -6,000 | 18,000 | 64,000 | 161,000 | 177,000 | 66,000 | 226,000 | -54,000 | 13,000 | 44,000 | 191,000 | 89,000 | 326,000 | -155,000 | 68,000 | -87,500 | -389,000 | ||||||||||||||||||
merger costs | 9,513,000 | 20,730,000 | 1,586,000 | 3,050,000 | 686,000 | 295,000 | 3,783,000 | 621,000 | ||||||||||||||||||||||||||||
benefit from credit losses | -12,885,000 | 24,459,250 | 45,834,000 | |||||||||||||||||||||||||||||||||
benefit from credit losses on unfunded commitments | -954,000 | 3,262,500 | 9,567,000 | |||||||||||||||||||||||||||||||||
income from other assets | -4,000 | |||||||||||||||||||||||||||||||||||
loss from other assets | -11,000 | |||||||||||||||||||||||||||||||||||
income tax (benefit) expense | 1,373,750 | -2,040,000 | ||||||||||||||||||||||||||||||||||
net income | 4,504,750 | -5,599,000 | 22,873,000 | 745,000 | 21,572,000 | 23,966,000 | 18,688,000 | 19,588,000 | 17,040,000 | 21,377,000 | 22,065,000 | 19,754,000 | 23,018,000 | 8,388,000 | 9,753,000 | |||||||||||||||||||||
yoy | -79.12% | -123.36% | 22.39% | -96.20% | 26.60% | 12.11% | -15.30% | -0.84% | -25.97% | 154.85% | 126.24% | |||||||||||||||||||||||||
qoq | -180.46% | -124.48% | 2970.20% | -96.55% | -9.99% | 28.24% | -4.59% | 14.95% | -20.29% | -3.12% | 11.70% | -14.18% | 174.42% | -14.00% | ||||||||||||||||||||||
net income applicable to noncontrolling interests | ||||||||||||||||||||||||||||||||||||
earnings per common share | ||||||||||||||||||||||||||||||||||||
basic | 1,120 | 440 | 60 | 840 | 810 | 220 | 850 | 600 | 630 | 410 | 750 | 780 | 810 | 680 | 410 | 740 | 1,020 | 960 | 910 | 1,120 | 1,170 | -140 | 710 | 20 | 690 | 770 | 600 | 630 | 512.5 | 690 | 720 | |||||
fully diluted | 20 | 680 | 760 | 590 | 620 | -2,007.45 | 680 | 700 | 31,421,830,000 | 1,009,229,000 | 30,604,537,000 | 24,610,991 | ||||||||||||||||||||||||
provision for loan losses | 2,950,000 | 1,831,000 | 1,391,000 | |||||||||||||||||||||||||||||||||
net interest income after provision for loan losses | 54,742,000 | 56,474,000 | 51,625,000 | |||||||||||||||||||||||||||||||||
benefit from loan losses | 881,000 | 2,200,000 | 1,818,000 | 1,063,000 | 317,000 | 956,000 | -784,000 | -257,000 | ||||||||||||||||||||||||||||
net interest income after benefit from loan losses | 56,142,000 | 49,167,000 | 50,937,000 | 50,454,000 | 48,112,000 | 48,027,000 | 44,394,000 | 30,508,000 | ||||||||||||||||||||||||||||
regulatory fees and deposit insurance assessments | 634,000 | 592,000 | 684,000 | 738,000 | 730,000 | 562,000 | 571,000 | 549,000 | 435,000 | |||||||||||||||||||||||||||
software license and maintenance fees | 622,000 | 472,000 | 489,000 | 622,000 | 390,000 | 467,000 | 529,000 | 523,000 | 457,000 | |||||||||||||||||||||||||||
loss on sales or write-downs of other real estate owned | ||||||||||||||||||||||||||||||||||||
merger and conversion | 401,000 | 1,193,000 | 2,069,000 | 15,711,000 | 487,000 | |||||||||||||||||||||||||||||||
loss on sale of mortgage servicing rights | ||||||||||||||||||||||||||||||||||||
earnings per common share: | ||||||||||||||||||||||||||||||||||||
basic | 1,120 | 440 | 60 | 840 | 810 | 220 | 850 | 600 | 630 | 410 | 750 | 780 | 810 | 680 | 410 | 740 | 1,020 | 960 | 910 | 1,120 | 1,170 | -140 | 710 | 20 | 690 | 770 | 600 | 630 | 512.5 | 690 | 720 | |||||
dividends declared per common share | 30 | 60 | 60 | |||||||||||||||||||||||||||||||||
demand and savings accounts | 3,951,000 | 3,315,000 | 3,209,000 | 2,829,000 | 1,531,000 | |||||||||||||||||||||||||||||||
time deposits | 1,947,000 | 1,756,000 | 1,447,000 | 1,125,000 | 583,000 | |||||||||||||||||||||||||||||||
short-term borrowings | 694,000 | 25,000 | 11,000 | 9,000 | 10,000 | |||||||||||||||||||||||||||||||
long-term debt | 934,000 | 1,323,000 | 1,381,000 | 842,000 | 514,000 | |||||||||||||||||||||||||||||||
gain or write-downs of other real estate owned | -186,000 | 211,500 | 75,000 | |||||||||||||||||||||||||||||||||
amortization of core deposits and other intangibles | 853,000 | |||||||||||||||||||||||||||||||||||
weighted-average shares of common stock outstanding | ||||||||||||||||||||||||||||||||||||
basic | 30,613,284,000 | 27,627,228,000 | 30,004,952,000 | |||||||||||||||||||||||||||||||||
earnings per share | ||||||||||||||||||||||||||||||||||||
basic | 0.65 | 0.8 | 0.28 | 0.4 | ||||||||||||||||||||||||||||||||
amortization of core deposit intangibles | 268,250 | 558,000 | 392,000 | |||||||||||||||||||||||||||||||||
amortization of mortgage servicing rights | ||||||||||||||||||||||||||||||||||||
impairment of mortgage servicing rights | ||||||||||||||||||||||||||||||||||||
pro forma | ||||||||||||||||||||||||||||||||||||
investment services income | 814,000 | |||||||||||||||||||||||||||||||||||
gain on sale of securities | 1,000 | |||||||||||||||||||||||||||||||||||
gain on sales or write-downs of foreclosed assets | 748,000 | |||||||||||||||||||||||||||||||||||
gain on other assets | ||||||||||||||||||||||||||||||||||||
per share information: | ||||||||||||||||||||||||||||||||||||
basic | 24,138,437 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | |||||||||||||||||||||||||||||||||||
cash and due from banks | 196,213,000 | 154,286,000 | 143,317,000 | 149,607,000 | 120,153,000 | 126,470,000 | 192,571,000 | 124,772,000 | 146,542,000 | 188,317,000 | 147,646,000 | 133,874,000 | 259,872,000 | 193,301,000 | 79,402,000 | 61,637,000 | 91,333,000 | 100,568,000 | 206,250,000 | 110,991,000 | 69,798,000 | 33,710,000 | 26,841,000 | 48,806,000 | 31,594,000 | 64,458,000 | 60,253,000 | 38,381,000 | 81,366,000 | 67,863,000 | 53,060,000 | 29,831,000 | 67,070,000 | 53,748,000 | 50,157,000 |
federal funds sold and reverse repurchase agreements | 213,391,000 | 283,451,000 | 352,124,000 | 109,982,000 | 125,825,000 | 97,299,000 | 91,909,000 | 100,785,000 | 83,324,000 | 129,885,000 | 48,346,000 | 63,994,000 | 210,536,000 | 115,140,000 | 233,588,000 | 134,763,000 | 128,087,000 | 145,333,000 | |||||||||||||||||
interest-bearing deposits in financial institutions | 746,291,000 | 842,296,000 | 670,288,000 | 535,117,000 | 796,510,000 | 727,981,000 | 516,422,000 | 645,173,000 | 581,066,000 | 530,116,000 | 964,362,000 | 1,122,083,000 | 556,644,000 | 309,849,000 | 559,871,000 | 1,546,911,000 | 1,578,320,000 | 1,078,663,000 | 1,584,730,000 | 1,085,754,000 | 874,005,000 | 649,244,000 | 339,054,000 | 52,756,000 | 160,871,000 | 90,097,000 | 128,561,000 | 55,611,000 | |||||||
cash and cash equivalents | 1,155,895,000 | 1,280,033,000 | 1,165,729,000 | 794,706,000 | 1,042,488,000 | 951,750,000 | 800,902,000 | 870,730,000 | 810,932,000 | 848,318,000 | 1,160,354,000 | 1,319,951,000 | 1,027,052,000 | 618,290,000 | 872,861,000 | 1,743,311,000 | 1,797,740,000 | 1,324,564,000 | 1,895,133,000 | 1,317,898,000 | 1,062,391,000 | 717,592,000 | 425,094,000 | 232,681,000 | 242,997,000 | 164,336,000 | 195,414,000 | 125,356,000 | 181,630,000 | 104,417,000 | 73,700,000 | 119,751,000 | 97,165,000 | 129,552,000 | 136,327,000 |
investments: | |||||||||||||||||||||||||||||||||||
available-for-sale debt securities, at fair value | 1,459,579,000 | 1,426,951,000 | 1,337,565,000 | 1,580,720,000 | 1,538,008,000 | 1,567,922,000 | 1,482,379,000 | 1,464,682,000 | 1,471,973,000 | 1,348,219,000 | 1,419,360,000 | 1,471,005,000 | 1,471,186,000 | 1,482,171,000 | 1,618,241,000 | 1,683,525,000 | 1,678,525,000 | 1,572,558,000 | 1,225,178,000 | 1,172,400,000 | 1,160,521,000 | 747,438,000 | 764,217,000 | 688,381,000 | 668,531,000 | 675,215,000 | 667,654,000 | 655,698,000 | 606,501,000 | 608,360,000 | 594,248,000 | ||||
equity securities, at fair value | 155,000 | 1,450,000 | 2,934,000 | 3,031,000 | 3,059,000 | 2,990,000 | 2,962,000 | 3,103,000 | 3,213,000 | 3,367,000 | 4,779,000 | 4,667,000 | 4,591,000 | 4,389,000 | 4,329,000 | 3,358,000 | 3,295,000 | 3,250,000 | 3,242,000 | 3,181,000 | 3,107,000 | 3,067,000 | 3,075,000 | 3,099,000 | |||||||||||
restricted equity securities, at cost | 79,046,000 | 36,231,000 | |||||||||||||||||||||||||||||||||
loans held for sale | 201,076,000 | 167,449,000 | 144,212,000 | 172,770,000 | 126,760,000 | 103,145,000 | 106,875,000 | 82,704,000 | 67,847,000 | 103,858,000 | 99,131,000 | 82,515,000 | 139,451,000 | ||||||||||||||||||||||
loans held for investment | 12,383,626,000 | 12,297,600,000 | 9,874,282,000 | 9,771,536,000 | 9,602,384,000 | 9,478,129,000 | 9,309,553,000 | 9,288,909,000 | 9,408,783,000 | 9,287,225,000 | 9,326,024,000 | 9,365,996,000 | 9,298,212,000 | ||||||||||||||||||||||
less: allowance for credit losses on loans hfi | 185,983,000 | 184,993,000 | 148,948,000 | 150,531,000 | 151,942,000 | 156,260,000 | 155,055,000 | 151,667,000 | 150,326,000 | 146,134,000 | 140,664,000 | ||||||||||||||||||||||||
net loans held for investment | 12,197,643,000 | 12,112,607,000 | 9,725,334,000 | 9,621,005,000 | 9,450,442,000 | 9,321,869,000 | 9,154,498,000 | 9,137,242,000 | 9,258,457,000 | 9,141,091,000 | 9,185,360,000 | 9,227,187,000 | 9,164,020,000 | ||||||||||||||||||||||
premises and equipment | 182,370,000 | 183,595,000 | 147,243,000 | 146,272,000 | 148,899,000 | 152,572,000 | 154,731,000 | 155,271,000 | 155,731,000 | 156,081,000 | 154,526,000 | 153,397,000 | 146,316,000 | 143,277,000 | 142,474,000 | 142,550,000 | 143,739,000 | 144,737,000 | 143,467,000 | 145,115,000 | 136,774,000 | 100,638,000 | 100,406,000 | 90,131,000 | 91,815,000 | 92,407,000 | 87,013,000 | 86,882,000 | 86,445,000 | 85,936,000 | 81,175,000 | 81,577,000 | 85,550,000 | 66,108,000 | 66,651,000 |
operating lease right-of-use assets | 49,249,000 | 51,035,000 | 47,764,000 | 47,381,000 | 47,963,000 | 47,346,000 | 49,123,000 | 51,421,000 | 54,295,000 | 56,240,000 | 56,560,000 | 57,054,000 | 60,043,000 | 61,444,000 | 41,070,000 | 41,037,000 | 41,686,000 | 44,006,000 | 48,453,000 | 49,537,000 | 52,410,000 | 30,447,000 | 31,628,000 | 32,539,000 | 34,812,000 | 35,872,000 | 32,694,000 | ||||||||
interest receivable | 58,565,000 | 60,755,000 | 50,386,000 | 51,268,000 | 49,611,000 | 52,228,000 | 52,781,000 | 53,506,000 | 52,715,000 | 49,205,000 | 44,973,000 | 44,737,000 | 45,684,000 | 39,034,000 | 40,393,000 | 39,069,000 | 38,528,000 | 41,393,000 | 44,393,000 | 43,603,000 | 47,120,000 | 26,587,000 | 19,644,000 | 17,083,000 | 17,729,000 | 17,952,000 | 16,611,000 | 14,503,000 | 14,943,000 | 12,729,000 | 13,920,000 | 13,069,000 | 11,218,000 | 7,247,000 | 7,241,000 |
mortgage servicing rights, at fair value | 148,795,000 | 149,840,000 | 153,464,000 | 156,379,000 | 162,038,000 | 157,097,000 | 164,505,000 | 165,674,000 | 164,249,000 | 172,710,000 | 166,433,000 | 164,879,000 | 168,365,000 | 171,427,000 | 158,678,000 | 144,675,000 | 115,512,000 | 110,591,000 | 104,192,000 | 79,997,000 | 71,535,000 | 60,508,000 | 62,581,000 | 75,521,000 | 66,156,000 | 66,380,000 | 79,890,000 | 109,449,000 | 93,160,000 | ||||||
bank-owned life insurance | 111,865,000 | 113,374,000 | 72,686,000 | 72,400,000 | 72,504,000 | 72,167,000 | 71,930,000 | 76,574,000 | 76,143,000 | 75,739,000 | 75,341,000 | 74,963,000 | 75,329,000 | 74,976,000 | 74,605,000 | 74,232,000 | 73,519,000 | ||||||||||||||||||
other real estate owned | 6,009,000 | 4,466,000 | 2,998,000 | 3,326,000 | 4,409,000 | 3,779,000 | 4,173,000 | 3,613,000 | 3,192,000 | 1,504,000 | 1,974,000 | 4,085,000 | 5,794,000 | 5,919,000 | 9,398,000 | 9,721,000 | 9,777,000 | 10,015,000 | 11,177,000 | 12,111,000 | 12,748,000 | 15,091,000 | 17,072,000 | 18,939,000 | 16,076,000 | 15,521,000 | 12,828,000 | 12,643,000 | 13,587,000 | 14,639,000 | 15,334,000 | 16,442,000 | 13,812,000 | ||
goodwill | 350,353,000 | 350,353,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 242,561,000 | 236,086,000 | 175,441,000 | 174,859,000 | 169,051,000 | 168,486,000 | 168,486,000 | 137,190,000 | 137,190,000 | 137,190,000 | 137,190,000 | 137,190,000 | 137,190,000 | 138,910,000 | 46,867,000 | 46,867,000 |
core deposit and other intangibles | 31,284,000 | 33,216,000 | 4,475,000 | 5,106,000 | 5,762,000 | 6,449,000 | 7,168,000 | 7,920,000 | 8,709,000 | 9,549,000 | 10,438,000 | 11,378,000 | 12,368,000 | 13,407,000 | 14,515,000 | 15,709,000 | 16,953,000 | 18,248,000 | 20,986,000 | 22,426,000 | 23,924,000 | 17,671,000 | 18,876,000 | 17,589,000 | 18,748,000 | 19,945,000 | 10,439,000 | 11,628,000 | 12,403,000 | 13,203,000 | 14,027,000 | 14,902,000 | |||
other assets | 268,408,000 | 265,104,000 | 226,195,000 | 210,321,000 | 233,288,000 | 208,478,000 | 210,513,000 | 202,474,000 | 203,409,000 | 246,813,000 | 227,087,000 | 201,007,000 | 227,956,000 | 242,754,000 | 183,102,000 | 218,500,000 | 172,236,000 | 258,303,000 | 264,712,000 | 274,116,000 | 289,792,000 | 192,800,000 | 217,306,000 | 122,714,000 | 124,946,000 | 110,993,000 | 89,638,000 | 70,102,000 | 74,670,000 | 57,466,000 | 52,978,000 | 44,216,000 | 47,809,000 | 39,211,000 | 51,354,000 |
total assets | 16,300,292,000 | 16,236,459,000 | 13,354,238,000 | 13,136,449,000 | 13,157,482,000 | 12,920,222,000 | 12,535,169,000 | 12,548,320,000 | 12,604,403,000 | 12,489,631,000 | 12,887,395,000 | 13,101,147,000 | 12,847,756,000 | 12,258,082,000 | 12,193,862,000 | 12,674,191,000 | 12,597,686,000 | 11,810,290,000 | 11,935,826,000 | 11,207,330,000 | 11,010,438,000 | 7,255,536,000 | 6,655,687,000 | 6,124,921,000 | 6,088,895,000 | 5,940,402,000 | 5,335,156,000 | 5,136,764,000 | 5,058,167,000 | 4,923,249,000 | 4,725,416,000 | 4,727,713,000 | 4,581,943,000 | 3,166,459,000 | 3,276,881,000 |
liabilities | |||||||||||||||||||||||||||||||||||
deposits | |||||||||||||||||||||||||||||||||||
noninterest-bearing | 2,634,395,000 | 2,690,635,000 | 2,191,903,000 | 2,163,934,000 | 2,116,232,000 | 2,226,144,000 | 2,187,185,000 | 2,182,121,000 | 2,218,382,000 | 2,358,435,000 | 2,400,288,000 | 2,489,149,000 | 2,676,631,000 | 2,966,514,000 | 2,895,520,000 | 2,787,698,000 | 2,740,214,000 | 2,609,569,000 | 2,431,077,000 | 2,274,103,000 | 2,287,911,000 | 1,775,323,000 | 1,335,799,000 | 1,208,175,000 | 1,214,373,000 | 1,111,921,000 | 964,745,000 | 949,135,000 | 962,948,000 | 970,851,000 | 930,991,000 | 888,200,000 | 924,773,000 | 696,112,000 | 697,072,000 |
interest-bearing checking | 2,651,369,000 | 2,458,625,000 | 2,325,551,000 | 2,776,958,000 | 2,906,425,000 | 2,754,253,000 | 2,628,554,000 | 2,421,487,000 | 2,504,421,000 | 2,554,641,000 | 2,879,336,000 | 3,292,883,000 | 3,059,984,000 | 2,648,161,000 | 3,338,561,000 | 3,639,779,000 | 3,418,666,000 | 2,850,795,000 | 3,097,648,000 | 2,491,765,000 | 2,005,536,000 | 1,236,094,000 | 1,139,462,000 | 1,014,875,000 | 1,029,430,000 | 984,847,000 | 937,323,000 | 863,706,000 | 876,991,000 | ||||||
money market and savings | 5,969,640,000 | 5,968,094,000 | 4,645,552,000 | 4,482,908,000 | 4,338,483,000 | 4,098,496,000 | 4,157,968,000 | 4,298,938,000 | 4,204,851,000 | 4,119,357,000 | 3,971,975,000 | 3,904,013,000 | 3,697,245,000 | 3,228,337,000 | 3,131,463,000 | 3,513,485,000 | 3,546,936,000 | 3,424,065,000 | 3,347,731,000 | 3,254,915,000 | 3,236,670,000 | 1,749,889,000 | 1,667,374,000 | 1,520,035,000 | 1,481,697,000 | 1,468,867,000 | 1,257,863,000 | 1,239,131,000 | 1,236,851,000 | ||||||
customer time deposits | 2,028,923,000 | 2,206,790,000 | 1,721,745,000 | 1,363,770,000 | 1,380,205,000 | 1,378,118,000 | 1,343,934,000 | 1,471,190,000 | 1,469,811,000 | 1,431,119,000 | 1,381,176,000 | 1,496,024,000 | 1,420,131,000 | 1,160,726,000 | 1,171,941,000 | 1,046,899,000 | 1,103,594,000 | 1,159,472,000 | 1,342,717,000 | 1,375,695,000 | 1,471,556,000 | 1,176,067,000 | 1,213,934,000 | 1,171,502,000 | 1,170,827,000 | 1,247,327,000 | 1,073,819,000 | 1,016,638,000 | 940,601,000 | 664,255,000 | 625,616,000 | 602,628,000 | 562,898,000 | ||
brokered and internet time deposits | 625,634,000 | 488,811,000 | 518,719,000 | 414,428,000 | 469,089,000 | 519,200,000 | 150,361,000 | 131,192,000 | 150,822,000 | 175,516,000 | 239,480,000 | 846,000 | 1,843,000 | 2,344,000 | 5,817,000 | 8,417,000 | 27,487,000 | 28,017,000 | 37,713,000 | 61,559,000 | 92,074,000 | 15,428,000 | 20,363,000 | 20,351,000 | 25,436,000 | 29,864,000 | 69,441,000 | 103,107,000 | 112,082,000 | 65,854,000 | 81,393,000 | 85,701,000 | 104,318,000 | ||
total deposits | 13,909,961,000 | 13,812,955,000 | 11,403,470,000 | 11,201,998,000 | 11,210,434,000 | 10,976,211,000 | 10,468,002,000 | 10,504,928,000 | 10,548,287,000 | 10,639,068,000 | 10,872,255,000 | 11,182,915,000 | 10,855,834,000 | 10,006,082,000 | 10,543,302,000 | 10,996,278,000 | 10,836,897,000 | 10,071,918,000 | 10,256,886,000 | 9,458,037,000 | 9,093,747,000 | 5,952,801,000 | 5,376,932,000 | 4,934,938,000 | 4,921,763,000 | 4,842,826,000 | 4,303,191,000 | 4,171,717,000 | 4,129,473,000 | 3,909,863,000 | 3,766,151,000 | 3,664,395,000 | 3,718,538,000 | 2,701,199,000 | 2,671,562,000 |
borrowings | 212,764,000 | 213,638,000 | 164,485,000 | 168,944,000 | 176,789,000 | 182,107,000 | 360,944,000 | 360,821,000 | 390,964,000 | 226,689,000 | 390,354,000 | 312,131,000 | 415,677,000 | 722,940,000 | 160,400,000 | 155,733,000 | 171,778,000 | 172,710,000 | 180,179,000 | 238,324,000 | 438,838,000 | 328,662,000 | 327,822,000 | 304,675,000 | 307,129,000 | 257,299,000 | 229,178,000 | 227,776,000 | 210,968,000 | ||||||
operating lease liabilities | 60,556,000 | 62,664,000 | 59,289,000 | 59,174,000 | 60,024,000 | 59,584,000 | 61,932,000 | 64,562,000 | 67,643,000 | 67,542,000 | 67,304,000 | 67,345,000 | 69,754,000 | 70,610,000 | 45,917,000 | 45,528,000 | 46,367,000 | 48,875,000 | 54,232,000 | 55,187,000 | 56,705,000 | 33,803,000 | 34,572,000 | 35,525,000 | 37,760,000 | 38,722,000 | 35,093,000 | ||||||||
accrued expenses and other liabilities | 168,753,000 | 169,066,000 | 115,771,000 | 104,278,000 | 142,604,000 | 139,898,000 | 143,696,000 | 138,390,000 | 142,622,000 | 183,338,000 | 170,438,000 | 168,967,000 | 180,973,000 | 177,196,000 | 124,298,000 | 96,783,000 | 109,949,000 | 115,781,000 | 115,333,000 | 164,400,000 | 176,057,000 | 135,054,000 | 134,031,000 | 87,454,000 | 77,408,000 | 82,796,000 | 73,117,000 | 65,414,000 | 68,995,000 | 39,534,000 | 55,173,000 | 118,994,000 | 80,022,000 | 60,436,000 | 58,368,000 |
total liabilities | 14,352,034,000 | 14,258,323,000 | 11,743,015,000 | 11,534,394,000 | 11,589,851,000 | 11,357,800,000 | 11,034,574,000 | 11,068,701,000 | 11,149,516,000 | 11,116,637,000 | 11,500,351,000 | 11,731,358,000 | 11,522,238,000 | 10,976,828,000 | 10,873,917,000 | 11,294,322,000 | 11,164,991,000 | 10,409,284,000 | 10,606,630,000 | 9,915,948,000 | 9,765,347,000 | 6,450,320,000 | 5,873,357,000 | 5,362,592,000 | 5,344,060,000 | 5,221,643,000 | 4,640,579,000 | 4,464,907,000 | 4,409,436,000 | 4,292,290,000 | 4,114,341,000 | 4,130,984,000 | 4,009,415,000 | 2,824,317,000 | 2,946,383,000 |
shareholders’ equity | |||||||||||||||||||||||||||||||||||
common stock | 51,752,000 | 53,457,000 | 45,808,000 | 46,515,000 | 46,663,000 | 46,658,000 | 46,643,000 | 46,897,000 | 46,849,000 | 46,839,000 | 46,799,000 | 46,763,000 | 46,738,000 | 46,926,000 | 46,882,000 | 47,488,000 | 47,549,000 | 47,708,000 | 47,332,000 | 47,222,000 | 47,192,000 | 32,101,000 | 32,067,000 | 31,034,000 | 30,928,000 | 30,866,000 | 30,853,000 | 30,725,000 | 30,716,000 | 30,683,000 | 30,672,000 | 30,536,000 | 30,527,000 | 24,155,000 | 24,108,000 |
additional paid-in capital | 1,082,344,000 | 1,163,164,000 | 822,548,000 | 854,715,000 | 860,266,000 | 858,106,000 | 855,391,000 | 866,803,000 | 864,258,000 | 862,340,000 | 859,516,000 | 856,628,000 | 861,588,000 | 867,139,000 | 864,614,000 | 888,168,000 | 892,529,000 | 897,428,000 | 900,521,000 | 898,847,000 | 896,158,000 | 462,930,000 | 460,938,000 | 425,633,000 | 426,816,000 | 425,644,000 | 423,647,000 | 424,146,000 | 422,302,000 | 420,382,000 | 418,810,000 | 418,596,000 | 416,651,000 | 214,160,000 | 213,480,000 |
retained earnings | 846,620,000 | 799,900,000 | 786,785,000 | 792,685,000 | 762,293,000 | 732,435,000 | 730,242,000 | 698,310,000 | 678,412,000 | 656,120,000 | 644,043,000 | 615,871,000 | 586,532,000 | 554,536,000 | 528,851,000 | 515,664,000 | 486,666,000 | 443,140,000 | 365,192,000 | 317,625,000 | 276,361,000 | 286,296,000 | 266,385,000 | 293,524,000 | 274,491,000 | 253,080,000 | 236,947,000 | 221,213,000 | 206,718,000 | 187,250,000 | 167,094,000 | 147,449,000 | 123,779,000 | 104,152,000 | 93,784,000 |
accumulated other comprehensive loss | -32,551,000 | -38,478,000 | -44,011,000 | -91,953,000 | -101,684,000 | -74,870,000 | -131,774,000 | -132,484,000 | -134,725,000 | -192,398,000 | -163,407,000 | -149,566,000 | -325,000 | ||||||||||||||||||||||
total fb financial corporation common shareholders’ equity | 1,948,165,000 | 1,978,043,000 | 1,611,130,000 | 1,601,962,000 | 1,567,538,000 | 1,562,329,000 | |||||||||||||||||||||||||||||
noncontrolling interest | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | 93,000 | |||||||||||||||
total equity | 1,948,258,000 | 1,978,136,000 | 1,611,223,000 | 1,602,055,000 | 1,567,631,000 | 1,562,422,000 | 1,500,595,000 | 1,479,619,000 | 1,454,887,000 | 1,372,994,000 | 1,387,044,000 | 1,369,789,000 | 1,325,518,000 | 1,281,254,000 | 1,319,945,000 | 1,379,869,000 | 1,432,695,000 | 1,401,006,000 | 1,329,196,000 | 1,291,382,000 | |||||||||||||||
total liabilities and shareholders’ equity | 16,300,292,000 | 16,236,459,000 | 13,354,238,000 | 13,136,449,000 | 13,157,482,000 | 12,920,222,000 | |||||||||||||||||||||||||||||
federal home loan bank stock, at cost | 33,626,000 | 32,234,000 | 32,749,000 | 32,859,000 | 33,030,000 | 33,948,000 | 34,190,000 | 34,809,000 | 40,266,000 | 43,369,000 | 58,641,000 | 58,587,000 | 34,581,000 | 34,433,000 | 32,217,000 | 27,601,000 | 31,757,000 | 31,232,000 | 31,232,000 | 17,621,000 | 16,445,000 | 15,976,000 | 15,976,000 | 15,976,000 | 13,432,000 | 13,432,000 | 13,432,000 | 12,641,000 | 11,810,000 | 11,412,000 | 11,152,000 | 7,743,000 | 7,743,000 | ||
shareholders' equity | |||||||||||||||||||||||||||||||||||
total fb financial corporation common shareholders' equity | 1,500,502,000 | 1,479,526,000 | 1,454,794,000 | 1,372,901,000 | 1,386,951,000 | 1,369,696,000 | 1,325,425,000 | 1,281,161,000 | 1,319,852,000 | 1,379,776,000 | 1,432,602,000 | 1,400,913,000 | |||||||||||||||||||||||
total liabilities and shareholders' equity | 12,535,169,000 | 12,548,320,000 | 12,604,403,000 | 12,489,631,000 | 12,887,395,000 | 13,101,147,000 | 12,847,756,000 | 12,258,082,000 | 12,193,862,000 | 12,674,191,000 | 12,597,686,000 | 11,810,290,000 | 11,935,826,000 | 11,207,330,000 | 11,010,438,000 | 7,255,536,000 | 6,655,687,000 | 6,124,921,000 | 6,088,895,000 | 5,940,402,000 | 5,335,156,000 | 5,136,764,000 | 5,058,167,000 | 4,923,249,000 | 4,725,416,000 | 4,727,713,000 | 4,581,943,000 | 3,166,459,000 | 3,276,881,000 | ||||||
less: allowance for credit losses | 138,809,000 | 134,192,000 | 134,476,000 | 126,272,000 | 120,049,000 | 125,559,000 | 139,446,000 | 157,954,000 | 170,389,000 | 183,973,000 | 113,129,000 | 89,141,000 | |||||||||||||||||||||||
commitments and contingencies | |||||||||||||||||||||||||||||||||||
accumulated other comprehensive income | -169,433,000 | -187,440,000 | -120,495,000 | -71,544,000 | 5,858,000 | 12,637,000 | 16,058,000 | 27,595,000 | 25,287,000 | 23,889,000 | 22,940,000 | 12,138,000 | 12,600,000 | 9,169,000 | 3,130,000 | -11,005,000 | -7,356,000 | -5,501,000 | 148,000 | 1,571,000 | -874,000 | ||||||||||||||
loans held for sale, at fair value | 130,733,000 | 260,215,000 | 396,728,000 | 752,223,000 | 855,706,000 | 1,009,762,000 | 899,173,000 | 851,951,000 | 435,479,000 | 325,304,000 | 262,518,000 | 305,493,000 | 294,699,000 | 248,054,000 | 278,815,000 | 323,486,000 | 374,916,000 | 414,518,000 | 526,185,000 | 466,369,000 | 365,173,000 | 507,442,000 | |||||||||||||
loans | 9,105,016,000 | 8,624,337,000 | 8,004,976,000 | 7,604,662,000 | 7,294,674,000 | 7,047,342,000 | 7,082,959,000 | 7,213,538,000 | 4,827,023,000 | 4,568,038,000 | 4,409,642,000 | 4,345,344,000 | 4,289,516,000 | 3,786,791,000 | 3,667,511,000 | 3,538,531,000 | 3,415,575,000 | 3,244,663,000 | 3,166,911,000 | 3,114,562,000 | 1,900,995,000 | 1,848,784,000 | |||||||||||||
net loans | 8,970,540,000 | 8,498,065,000 | 7,884,927,000 | 7,479,103,000 | 7,155,228,000 | 6,889,388,000 | 6,912,570,000 | 7,029,565,000 | 4,713,894,000 | 4,478,897,000 | 4,378,503,000 | 4,313,880,000 | 4,259,378,000 | 3,756,977,000 | 3,638,579,000 | 3,510,923,000 | 3,389,228,000 | 3,220,257,000 | 3,142,870,000 | 3,091,080,000 | 1,878,097,000 | 1,827,037,000 | |||||||||||||
federal funds sold | 104,153,000 | 121,153,000 | 118,588,000 | 34,638,000 | 59,199,000 | 131,119,000 | 50,532,000 | 9,781,000 | 6,600,000 | 31,364,000 | 801,000 | 19,859,000 | 7,171,000 | 66,127,000 | 4,470,000 | 18,512,000 | 13,037,000 | ||||||||||||||||||
total fb financial corporation shareholders' equity | 1,329,103,000 | 1,291,289,000 | |||||||||||||||||||||||||||||||||
total common shareholders' equity | 1,244,998,000 | ||||||||||||||||||||||||||||||||||
noncontrolling interests | 93,000 | ||||||||||||||||||||||||||||||||||
total shareholders' equity | 1,245,091,000 | 805,216,000 | 782,330,000 | 762,329,000 | 744,835,000 | 718,759,000 | 694,577,000 | 671,857,000 | 648,731,000 | 630,959,000 | 611,075,000 | 596,729,000 | 572,528,000 | 342,142,000 | 330,498,000 | ||||||||||||||||||||
less: allowance for loan losses | 31,139,000 | 31,464,000 | 30,138,000 | 29,814,000 | 28,932,000 | 27,608,000 | 26,347,000 | 24,406,000 | 24,041,000 | 23,482,000 | 22,898,000 | 21,747,000 | |||||||||||||||||||||||
mortgage servicing rights | 64,031,000 | 88,829,000 | 76,107,000 | 63,046,000 | 47,593,000 | 32,070,000 | |||||||||||||||||||||||||||||
interest bearing deposits in financial institutions | 99,463,000 | 16,695,000 | 13,469,000 | 23,793,000 | 25,625,000 | 57,292,000 | 73,133,000 | ||||||||||||||||||||||||||||
liabilities and shareholders' equity | |||||||||||||||||||||||||||||||||||
liabilities: | |||||||||||||||||||||||||||||||||||
demand deposits | |||||||||||||||||||||||||||||||||||
interest-bearing | 2,027,776,000 | 1,945,886,000 | 1,909,546,000 | 1,948,600,000 | 1,473,535,000 | 1,449,382,000 | |||||||||||||||||||||||||||||
savings deposits | 181,127,000 | 182,265,000 | 178,320,000 | 177,949,000 | 142,019,000 | 134,077,000 | |||||||||||||||||||||||||||||
total time deposits | 730,109,000 | 707,009,000 | 688,329,000 | 667,216,000 | |||||||||||||||||||||||||||||||
securities sold under agreements to repurchase | 15,996,000 | 14,724,000 | 14,293,000 | 14,556,000 | 18,130,000 | 21,561,000 | |||||||||||||||||||||||||||||
short-term borrowings | 187,522,000 | 138,707,000 | 190,000,000 | 52,766,000 | 150,000,000 | ||||||||||||||||||||||||||||||
long-term debt | 139,375,000 | 139,586,000 | 143,302,000 | 143,533,000 | 44,552,000 | 44,892,000 | |||||||||||||||||||||||||||||
shareholders' equity: | |||||||||||||||||||||||||||||||||||
available-for-sale securities, at fair value | 543,992,000 | 543,282,000 | 567,886,000 | 582,183,000 | |||||||||||||||||||||||||||||||
core deposit intangible | 12,550,000 | 4,171,000 | 4,563,000 | ||||||||||||||||||||||||||||||||
foreclosed real estate | 6,811,000 | 7,403,000 | |||||||||||||||||||||||||||||||||
time deposits | 389,533,000 | 391,031,000 | |||||||||||||||||||||||||||||||||
shareholders' equity : |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2017-12-31 | 2017-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | |||||||||||||||||||||||||||||||
net income applicable to fb financial corporation and noncontrolling interest | 56,985,000 | 23,375,000 | 2,917,000 | 39,361,000 | 37,894,000 | 10,220,000 | 39,987,000 | 27,950,000 | 29,377,000 | 19,175,000 | 35,307,000 | 36,381,000 | 38,151,000 | 31,831,000 | 19,353,000 | 35,236,000 | 48,835,000 | ||||||||||||||
adjustments to reconcile net income to net cash from operating activities: | |||||||||||||||||||||||||||||||
depreciation and amortization of fixed assets and software | 3,234,000 | 3,185,000 | 2,868,000 | 2,767,000 | 3,009,000 | 3,255,000 | 2,861,000 | 2,841,000 | 3,819,000 | 2,681,000 | 2,452,000 | 2,228,000 | 1,912,000 | 2,057,000 | 2,012,000 | 2,036,000 | |||||||||||||||
amortization of core deposit and other intangibles | 1,932,000 | 2,079,000 | 631,000 | 656,000 | 687,000 | 719,000 | 752,000 | 789,000 | 840,000 | 889,000 | 940,000 | 990,000 | 1,039,000 | 1,108,000 | 1,194,000 | 1,244,000 | 1,295,000 | 1,344,000 | 1,394,000 | 1,440,000 | 1,498,000 | 1,417,000 | 1,205,000 | 1,203,000 | 1,197,000 | 1,254,000 | 729,000 | ||||
amortization of subordinated debt issuance costs and fair value premium | 332,000 | ||||||||||||||||||||||||||||||
capitalization of mortgage servicing rights | -1,275,000 | -849,000 | -1,228,000 | -421,000 | -917,000 | -1,418,000 | -1,518,000 | -1,131,000 | -1,058,000 | -2,073,000 | -2,273,000 | -1,788,000 | -1,286,000 | -4,453,000 | -5,258,000 | -9,812,000 | -7,636,000 | -9,215,000 | -10,573,000 | -11,594,000 | -13,610,000 | -13,352,000 | -11,741,000 | -13,360,000 | -15,013,000 | ||||||
net change in fair value of mortgage servicing rights | 2,320,000 | 4,473,000 | 4,143,000 | 6,080,000 | -4,024,000 | 8,826,000 | 2,687,000 | -294,000 | 9,519,000 | -4,204,000 | 719,000 | 5,274,000 | 4,348,000 | -8,296,000 | -8,745,000 | -19,351,000 | 2,715,000 | 239,000 | 13,150,000 | -12,601,000 | 5,409,000 | 7,175,000 | 14,340,000 | 20,736,000 | 10,611,000 | 8,863,000 | 4,358,000 | 4,419,000 | 1,872,000 | ||
stock-based compensation expense | 5,741,000 | 3,754,000 | 2,982,000 | 4,831,000 | 2,224,000 | 2,351,000 | 2,090,000 | 2,820,000 | 2,064,000 | 2,784,000 | 3,248,000 | 2,285,000 | 1,704,000 | 2,533,000 | 3,038,000 | 2,582,000 | 2,217,000 | 2,884,000 | 2,515,000 | 2,666,000 | 2,961,000 | 3,020,000 | 2,350,000 | 1,883,000 | 1,836,000 | 2,147,000 | 1,638,000 | 1,880,000 | 1,508,000 | 1,952,000 | 1,352,000 |
provision for credit losses on loans hfi | 2,428,000 | 29,957,000 | -1,102,000 | 1,906,000 | 7,019,000 | 1,856,000 | 3,940,000 | 1,852,000 | 6,031,000 | ||||||||||||||||||||||
provision for (reversal of) credit losses on unfunded commitments | -1,196,000 | 4,460,000 | 6,439,000 | 386,000 | |||||||||||||||||||||||||||
provision for (reversal of) mortgage loan repurchases | 35,000 | 75,000 | |||||||||||||||||||||||||||||
accretion of discounts and premiums on acquired loans | -6,406,000 | -2,000 | 10,000 | -161,000 | -387,000 | ||||||||||||||||||||||||||
amortization of premiums and discounts on securities | -895,000 | -948,000 | -626,000 | -609,000 | -607,000 | 347,000 | 1,084,000 | 1,356,000 | |||||||||||||||||||||||
loss from investment securities | -64,000 | -12,000 | 60,549,000 | -16,000 | 0 | 40,165,000 | 0 | 16,213,000 | -183,000 | ||||||||||||||||||||||
originations of loans held for sale | -367,462,000 | -370,287,000 | -371,132,000 | -271,383,000 | -309,291,000 | -317,502,000 | -337,461,000 | -258,352,000 | -229,231,000 | -328,169,000 | -346,202,000 | -295,760,000 | -274,347,000 | -409,641,000 | -725,755,000 | -993,733,000 | -1,374,502,000 | -1,617,508,000 | -1,550,950,000 | -1,757,932,000 | -1,910,761,000 | -1,932,450,000 | -1,490,559,000 | -1,718,713,000 | |||||||
proceeds from sale of loans held for sale | 346,594,000 | 357,143,000 | 403,459,000 | 229,175,000 | 295,075,000 | 336,404,000 | 323,698,000 | 251,548,000 | 263,012,000 | 334,128,000 | 339,348,000 | 340,108,000 | 270,891,000 | 582,870,000 | 882,742,000 | 1,330,701,000 | 1,447,787,000 | 1,584,171,000 | 1,706,457,000 | 1,648,695,000 | 1,797,674,000 | 1,950,202,000 | 1,669,796,000 | 1,070,137,000 | 1,257,978,000 | 1,283,200,000 | 986,454,000 | 1,256,863,000 | 1,562,353,000 | 1,696,834,000 | 1,507,296,000 |
gain on sale and change in fair value of loans held for sale | -9,919,000 | -10,038,000 | -10,324,000 | -8,418,000 | -7,692,000 | -8,799,000 | -8,930,000 | -8,279,000 | -2,694,000 | -8,352,000 | -8,860,000 | -8,635,000 | -4,135,000 | -8,238,000 | -13,735,000 | -21,675,000 | -34,981,000 | -40,952,000 | -33,220,000 | -52,811,000 | -68,466,000 | -88,448,000 | -23,774,000 | -26,260,000 | -22,833,000 | ||||||
net loss on write-downs of premises and equipment, other real estate owned and other assets | 131,000 | 646,000 | -236,000 | 625,000 | |||||||||||||||||||||||||||
reversal of deferred income taxes | |||||||||||||||||||||||||||||||
equity method investment loss | 626,000 | 558,000 | 680,000 | 495,000 | |||||||||||||||||||||||||||
earnings on bank-owned life insurance | -1,852,000 | -717,000 | -426,000 | -446,000 | -457,000 | -385,000 | -2,480,000 | -431,000 | -489,000 | -399,000 | -378,000 | -605,000 | -353,000 | -371,000 | -374,000 | -354,000 | |||||||||||||||
changes in: | |||||||||||||||||||||||||||||||
operating lease assets and liabilities | -322,000 | 104,000 | -268,000 | -268,000 | -177,000 | -571,000 | -332,000 | -207,000 | 2,046,000 | 558,000 | 453,000 | 580,000 | |||||||||||||||||||
other assets and interest receivable | -3,909,000 | 7,999,000 | -28,898,000 | 12,314,000 | -5,509,000 | -20,405,000 | -1,100,000 | -665,000 | 21,160,000 | -11,869,000 | -65,239,000 | 62,512,000 | 5,998,000 | -36,786,000 | 75,609,000 | -62,043,000 | 61,791,000 | 11,980,000 | -14,263,000 | -225,000 | 2,938,000 | 26,908,000 | -20,038,000 | 1,566,000 | 11,954,000 | ||||||
accrued expenses and other liabilities | 25,823,000 | 5,610,000 | 4,886,000 | -38,706,000 | 2,525,000 | -3,965,000 | 7,023,000 | 1,927,000 | -23,711,000 | 8,161,000 | 47,849,000 | -48,099,000 | 4,664,000 | 44,304,000 | -6,621,000 | 13,900,000 | -53,241,000 | 50,279,000 | -54,531,000 | -42,615,000 | 3,869,000 | 10,526,000 | 9,279,000 | 39,520,000 | -9,560,000 | 3,670,000 | 10,133,000 | 30,280,000 | 28,417,000 | -4,732,000 | |
net cash from operating activities | 52,814,000 | 47,725,000 | 71,782,000 | -16,458,000 | 24,130,000 | 47,779,000 | 30,623,000 | 36,268,000 | 74,360,000 | 30,096,000 | 8,234,000 | 98,382,000 | 45,667,000 | 215,276,000 | 240,235,000 | 288,148,000 | 95,921,000 | 34,063,000 | 97,076,000 | -172,182,000 | -127,243,000 | 5,694,000 | 32,427,000 | 71,461,000 | 61,938,000 | -5,373,000 | 147,287,000 | ||||
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||
free cash flows | 52,814,000 | 47,725,000 | 71,782,000 | -16,458,000 | 24,130,000 | 47,779,000 | 30,623,000 | 36,268,000 | 74,360,000 | 30,096,000 | 8,234,000 | 98,382,000 | 45,667,000 | 215,276,000 | 240,235,000 | 288,148,000 | 95,921,000 | 34,063,000 | 97,076,000 | -172,182,000 | -127,243,000 | 5,694,000 | 32,427,000 | 71,461,000 | 61,938,000 | -5,373,000 | 147,287,000 | ||||
cash flows from investing activities: | |||||||||||||||||||||||||||||||
activity in available-for-sale securities: | |||||||||||||||||||||||||||||||
sales | 0 | 440,000 | 365,000 | 318,194,000 | 0 | 207,882,000 | 24,606,000 | 0 | 0 | 0 | 118,237,000 | 22,740,000 | 0 | 1,758,000 | 2,521,000 | 0 | 0 | ||||||||||||||
maturities, prepayments and calls | 83,180,000 | 83,204,000 | 59,801,000 | 74,860,000 | 75,744,000 | 89,834,000 | 67,609,000 | 66,627,000 | 36,845,000 | 32,946,000 | 31,588,000 | 26,827,000 | 34,047,000 | 44,352,000 | 68,906,000 | 57,443,000 | 80,224,000 | 68,126,000 | 86,866,000 | 61,040,000 | 80,303,000 | 67,886,000 | 44,703,000 | 27,657,000 | 28,694,000 | 29,353,000 | 20,814,000 | 18,490,000 | 20,068,000 | 20,177,000 | 19,480,000 |
purchases | -131,884,000 | -107,758,000 | -78,112,000 | -103,731,000 | -81,455,000 | -457,397,000 | -85,000,000 | -281,579,000 | -119,225,000 | -81,924,000 | -245,000 | -660,000 | -250,000 | 570,000 | -73,116,000 | -170,093,000 | -201,554,000 | -290,896,000 | -223,494,000 | -131,268,000 | -210,686,000 | -154,301,000 | -16,783,000 | -23,912,000 | -4,987,000 | ||||||
proceeds from sales of equity securities | 1,297,000 | ||||||||||||||||||||||||||||||
net change in loans | -82,531,000 | -152,742,000 | -104,826,000 | -174,919,000 | -138,310,000 | -168,404,000 | -23,131,000 | 117,904,000 | -118,721,000 | 37,251,000 | 36,708,000 | -52,540,000 | -195,837,000 | -494,113,000 | -666,348,000 | -363,354,000 | -395,247,000 | -57,649,000 | -89,296,000 | 85,150,000 | 252,307,000 | 62,410,000 | -249,004,000 | 52,701,000 | |||||||
net redemptions of fhlb stock | |||||||||||||||||||||||||||||||
purchases of federal reserve stock | |||||||||||||||||||||||||||||||
purchases of premises and equipment | -1,634,000 | -2,146,000 | -3,406,000 | -1,663,000 | -1,569,000 | -1,116,000 | -2,241,000 | -1,620,000 | -3,666,000 | -3,987,000 | -3,126,000 | -9,450,000 | -4,569,000 | -2,836,000 | -2,623,000 | -601,000 | -909,000 | -4,025,000 | 882,000 | -2,050,000 | -3,282,000 | 2,175,000 | -2,011,000 | -1,647,000 | -459,000 | ||||||
proceeds from the sale of premises and equipment | 0 | 0 | 19,000 | 1,831,000 | 520,000 | 202,000 | 150,000 | 137,000 | 18,000 | 0 | 0 | 985,000 | 6,000 | 284,000 | 16,000 | 0 | |||||||||||||||
proceeds from the sale of other real estate owned | 1,372,000 | 659,000 | 1,744,000 | 2,668,000 | 477,000 | 412,000 | 1,045,000 | 389,000 | 391,000 | 537,000 | 4,335,000 | 297,000 | 121,000 | 562,000 | 4,173,000 | 2,166,000 | 2,495,000 | 1,376,000 | 1,411,000 | 2,708,000 | 1,442,000 | 854,000 | 1,148,000 | 716,000 | 1,153,000 | 1,457,000 | 1,356,000 | ||||
purchase of equity method securities | |||||||||||||||||||||||||||||||
proceeds from the sale of other assets | 1,779,000 | 176,000 | 422,000 | 243,000 | 596,000 | 348,000 | 389,000 | 161,000 | 520,000 | 422,000 | 0 | ||||||||||||||||||||
proceeds from bank-owned life insurance | 3,361,000 | 0 | 140,000 | 550,000 | 120,000 | 0 | 0 | 0 | 236,000 | ||||||||||||||||||||||
net cash acquired in business combinations | 0 | ||||||||||||||||||||||||||||||
net cash from investing activities | -167,875,000 | 194,196,000 | 140,844,000 | -199,646,000 | -153,402,000 | -210,484,000 | -40,261,000 | 110,143,000 | -175,522,000 | 66,664,000 | 71,927,000 | -18,284,000 | -165,791,000 | -467,988,000 | -632,585,000 | -477,754,000 | -374,264,000 | -269,606,000 | -220,530,000 | 14,842,000 | 238,263,000 | 261,165,000 | -71,010,000 | -54,638,000 | -29,928,000 | ||||||
cash flows from financing activities: | |||||||||||||||||||||||||||||||
net increase in deposits | 97,006,000 | -59,045,000 | 234,223,000 | 508,209,000 | -36,926,000 | -47,856,000 | |||||||||||||||||||||||||
net increase in securities sold under agreements to repurchase and federal funds purchased | -7,621,000 | 840,000 | 4,955,000 | -15,170,000 | |||||||||||||||||||||||||||
bank term funding program (repayments) advances | |||||||||||||||||||||||||||||||
net decrease in short-term fhlb advances | 0 | -50,000,000 | |||||||||||||||||||||||||||||
redemptions on subordinated debt | 0 | ||||||||||||||||||||||||||||||
stock-based compensation withholding payments | -365,000 | -123,000 | -1,602,000 | -1,062,000 | |||||||||||||||||||||||||||
net proceeds from sale of common stock under employee stock purchase program | 0 | 473,000 | 0 | 424,000 | 0 | 483,000 | 0 | 399,000 | 0 | 402,000 | 0 | 321,000 | 0 | 525,000 | 0 | 687,000 | 0 | 647,000 | 0 | 833,000 | 0 | ||||||||||
repurchase of common stock | -87,901,000 | -23,867,000 | -34,254,000 | -9,892,000 | 0 | 0 | 0 | 0 | 0 | -4,944,000 | -7,236,000 | 0 | -26,540,000 | -6,203,000 | -7,159,000 | ||||||||||||||||
dividends paid on common stock | -10,158,000 | -10,161,000 | -8,703,000 | -8,865,000 | -7,933,000 | -7,931,000 | -7,951,000 | -7,965,000 | -7,031,000 | -7,015,000 | -7,017,000 | -6,994,000 | -6,102,000 | ||||||||||||||||||
dividend equivalent payments made upon vesting of equity compensation | -30,000 | -19,000 | -152,000 | -135,000 | -4,000 | -11,000 | -121,000 | -30,000 | -9,000 | -59,000 | -23,000 | -135,000 | -18,000 | ||||||||||||||||||
noncontrolling interest distribution | -8,000 | 0 | -8,000 | 0 | -8,000 | 0 | -8,000 | 0 | -8,000 | 0 | |||||||||||||||||||||
net cash from financing activities | -9,077,000 | -127,617,000 | 158,397,000 | -31,678,000 | 220,010,000 | 313,553,000 | -60,190,000 | -86,613,000 | 63,776,000 | -408,796,000 | -239,758,000 | 212,801,000 | 528,886,000 | -1,859,000 | -478,100,000 | 135,177,000 | 751,519,000 | -156,990,000 | -54,582,000 | 734,575,000 | 144,487,000 | 77,940,000 | 573,472,000 | 249,184,000 | 125,659,000 | -33,308,000 | 128,364,000 | 56,572,000 | 86,285,000 | 82,597,000 | -124,134,000 |
net change in cash and cash equivalents | -124,138,000 | 114,304,000 | 371,023,000 | -247,782,000 | 90,738,000 | 150,848,000 | -69,828,000 | 59,798,000 | -37,386,000 | -312,036,000 | -159,597,000 | 292,899,000 | 408,762,000 | -254,571,000 | -870,450,000 | -54,429,000 | 473,176,000 | -392,533,000 | -178,036,000 | 577,235,000 | 255,507,000 | 344,799,000 | 292,498,000 | 192,413,000 | 78,661,000 | -31,078,000 | 70,058,000 | -56,274,000 | 77,213,000 | 22,586,000 | -6,775,000 |
cash and cash equivalents at beginning of the period | 0 | 0 | 0 | 1,042,488,000 | 0 | 0 | 0 | 810,932,000 | 0 | 0 | 0 | 1,027,052,000 | 0 | 0 | 0 | 1,797,740,000 | 0 | 0 | 0 | 1,317,898,000 | 0 | 0 | 0 | 232,681,000 | 0 | 0 | 125,356,000 | 0 | 0 | 0 | 136,327,000 |
cash and cash equivalents at end of the period | -124,138,000 | 114,304,000 | 371,023,000 | 794,706,000 | 90,738,000 | 150,848,000 | -69,828,000 | 870,730,000 | -37,386,000 | -312,036,000 | -159,597,000 | 1,319,951,000 | 408,762,000 | -254,571,000 | -870,450,000 | 1,743,311,000 | 473,176,000 | -392,533,000 | -178,036,000 | 1,895,133,000 | 255,507,000 | 344,799,000 | 292,498,000 | 425,094,000 | 78,661,000 | -31,078,000 | 195,414,000 | -56,274,000 | 77,213,000 | 22,586,000 | 129,552,000 |
supplemental cash flow information: | |||||||||||||||||||||||||||||||
interest paid | 63,577,000 | 52,634,000 | 32,379,000 | 15,684,000 | 7,007,000 | 8,631,000 | 6,696,000 | 9,931,000 | 9,817,000 | 14,794,000 | 12,181,000 | 13,417,000 | 12,084,000 | 10,997,000 | 17,594,000 | 13,049,000 | 10,820,000 | 10,302,000 | 8,421,000 | 5,818,000 | 2,330,000 | ||||||||||
taxes paid, net of refunds | |||||||||||||||||||||||||||||||
supplemental noncash disclosures: | |||||||||||||||||||||||||||||||
transfers from loans hfi to other real estate owned | |||||||||||||||||||||||||||||||
transfers from loans hfi to other assets | |||||||||||||||||||||||||||||||
transfers from other real estate owned to other assets | |||||||||||||||||||||||||||||||
transfers from loans hfi to loans held for sale | |||||||||||||||||||||||||||||||
transfers from loans held for sale to loans hfi | |||||||||||||||||||||||||||||||
loans hfi provided for sales of other assets | |||||||||||||||||||||||||||||||
increase in rebooked gnma loans under optional repurchase program | |||||||||||||||||||||||||||||||
stock consideration paid in business combination | 0 | 445,826,000 | 0 | 35,041,000 | 0 | ||||||||||||||||||||||||||
dividends declared not paid on restricted stock units and performance stock units | |||||||||||||||||||||||||||||||
right-of-use assets obtained in exchange for operating lease liabilities | 102,000 | 3,375,000 | 794,000 | 22,288,000 | 2,034,000 | 283,000 | 131,000 | 169,000 | 513,000 | 157,000 | 1,587,000 | 0 | 326,000 | 480,000 | 762,000 | ||||||||||||||||
provision for mortgage loan repurchases | 138,000 | 77,000 | 18,000 | 50,000 | 0 | -200,000 | -200,000 | -250,000 | -389,000 | 440,000 | 59,000 | ||||||||||||||||||||
provision for deferred income taxes | -6,242,000 | -3,768,000 | 5,100,000 | -254,000 | 207,000 | -3,075,000 | -969,000 | 1,233,000 | 1,396,000 | 9,313,000 | 9,639,000 | ||||||||||||||||||||
net (purchases) redemptions of fhlb stock | 871,000 | ||||||||||||||||||||||||||||||
repayment of bank term funding program borrowings | |||||||||||||||||||||||||||||||
amortization of issuance costs on subordinated debt | 97,000 | 97,000 | 96,000 | 97,000 | 97,000 | 96,000 | 96,000 | 97,000 | 97,000 | ||||||||||||||||||||||
amortization of discounts and premiums on acquired loans | -77,000 | -312,000 | 14,000 | -319,000 | |||||||||||||||||||||||||||
net decrease in securities sold under agreements to repurchase and federal funds purchased | 1,644,000 | -3,712,000 | -30,535,000 | -48,815,000 | |||||||||||||||||||||||||||
net sales of fhlb stock | 515,000 | ||||||||||||||||||||||||||||||
net decrease in deposits | -8,436,000 | ||||||||||||||||||||||||||||||
(reversal of) provision for credit losses on unfunded commitments | -2,830,000 | ||||||||||||||||||||||||||||||
repurchases of loans held for sale | 0 | -103,000 | -4,670,000 | ||||||||||||||||||||||||||||
(reversal of) provision for deferred income taxes | 2,132,000 | ||||||||||||||||||||||||||||||
net sales (purchases) of fhlb stock | |||||||||||||||||||||||||||||||
purchase of equity securities without a readily determinable market value | |||||||||||||||||||||||||||||||
reversal of credit losses on unfunded commitments | 58,000 | -1,716,000 | -1,070,000 | ||||||||||||||||||||||||||||
net loss on write-downs of other real estate owned and other assets | -565,000 | 492,000 | -115,000 | -533,000 | 183,000 | ||||||||||||||||||||||||||
proceeds from sales of fhlb stock | 171,000 | 918,000 | 242,000 | ||||||||||||||||||||||||||||
repayment of bank term funding program | |||||||||||||||||||||||||||||||
share based compensation withholding payments | -104,000 | -1,057,000 | -626,000 | -136,000 | -322,000 | -324,000 | -2,597,000 | -207,000 | -489,000 | -658,000 | -1,488,000 | -116,000 | -8,102,000 | -225,000 | -1,715,000 | -242,000 | |||||||||||||||
net gain on write-downs of other real estate owned and other assets | |||||||||||||||||||||||||||||||
amortization of issuance costs on subordinated debt and accretion of subordinated debt fair value premium | |||||||||||||||||||||||||||||||
provision for (reversal of) credit losses on loans hfi | |||||||||||||||||||||||||||||||
sales of fhlb stock | 619,000 | 5,457,000 | 4,731,000 | 21,637,000 | 0 | ||||||||||||||||||||||||||
purchases of fhlb stock | 0 | 0 | -1,628,000 | -6,365,000 | -54,000 | -24,006,000 | -148,000 | -2,216,000 | -4,616,000 | -525,000 | 0 | 661,000 | -791,000 | ||||||||||||||||||
net increase in short-term fhlb advances and bank term funding program | |||||||||||||||||||||||||||||||
payments on subordinated debt | 0 | ||||||||||||||||||||||||||||||
payments on other borrowings | |||||||||||||||||||||||||||||||
amortization of premiums and accretion of discounts on securities | 1,268,000 | 1,309,000 | 1,382,000 | 1,411,000 | 1,486,000 | 1,700,000 | 1,992,000 | ||||||||||||||||||||||||
net increase in short-term fhlb advances | -365,000,000 | ||||||||||||||||||||||||||||||
provision for credit losses on unfunded commitments | -3,653,000 | -4,506,000 | 1,882,000 | -2,222,000 | |||||||||||||||||||||||||||
loss from securities | 28,000 | -69,000 | 152,000 | ||||||||||||||||||||||||||||
taxes paid | 98,000 | 82,000 | 654,000 | 72,000 | 6,084,000 | 10,274,000 | 30,218,000 | 15,117,000 | 3,970,000 | 14,859,000 | 1,485,000 | 105,000 | 8,554,000 | 12,746,000 | 77,000 | 5,250,000 | 25,000 | 1,162,000 | 31,000 | ||||||||||||
transfers from loans to other real estate owned | 358,000 | 235,000 | 453,000 | 421,000 | 0 | 563,000 | 317,000 | 349,000 | 3,201,000 | 1,395,000 | 1,167,000 | 573,000 | 641,000 | 365,000 | 1,535,000 | 924,000 | 1,106,000 | 648,000 | 476,000 | 647,000 | |||||||||||
transfers from loans to other assets | |||||||||||||||||||||||||||||||
loans provided for sales of other assets | |||||||||||||||||||||||||||||||
transfers from loans to loans held for sale | 3,419,000 | 7,126,000 | 3,367,000 | 22,981,000 | 11,316,000 | 8,700,000 | 0 | 6,699,000 | 1,188,000 | 2,521,000 | 2,179,000 | 2,987,000 | 3,216,000 | 3,101,000 | 5,344,000 | ||||||||||||||||
transfers from loans held for sale to loans | 1,979,000 | 776,000 | 1,296,000 | 9,004,000 | -33,777,000 | 47,956,000 | 34,164,000 | 22,829,000 | 14,909,000 | 14,413,000 | 105,274,000 | -63,866,000 | 12,913,000 | 1,445,000 | 4,744,000 | 6,192,000 | 540,000 | 1,148,000 | 8,080,000 | 1,898,000 | 4,341,000 | ||||||||||
decrease in rebooked gnma loans under optional repurchase program | -303,000 | -5,683,000 | |||||||||||||||||||||||||||||
dividends declared not paid on restricted stock units | 110,000 | 48,000 | 49,000 | 55,000 | 58,000 | 60,000 | 60,000 | 212,000 | 90,000 | 38,000 | 99,000 | 62,000 | 49,000 | 28,000 | 49,000 | 35,000 | 84,000 | 92,000 | 204,000 | ||||||||||||
provision for credit losses | 4,997,000 | -6,129,000 | -11,632,000 | ||||||||||||||||||||||||||||
proceeds from the sale of other real estate owned and other assets | 2,031,000 | ||||||||||||||||||||||||||||||
net increase in demand deposits | 251,069,000 | 590,520,000 | -518,474,000 | -573,048,000 | 238,893,000 | 821,387,000 | -37,087,000 | 45,060,000 | 855,673,000 | 475,940,000 | 152,691,000 | 618,671,000 | 272,566,000 | 159,865,000 | -36,061,000 | 107,959,000 | -24,818,000 | ||||||||||||||
net increase in time deposits | 74,896,000 | 258,904,000 | -14,688,000 | -13,181,000 | 23,515,000 | 67,062,000 | 322,574,000 | 21,422,000 | -1,498,000 | ||||||||||||||||||||||
taxes (refunded) paid | -904,000 | ||||||||||||||||||||||||||||||
trade date payable - securities | 245,000 | -35,726,000 | -4,217,000 | -2,842,000 | 8,273,000 | 2,582,000 | -1,435,000 | 2,524,000 | -5,133,000 | ||||||||||||||||||||||
benefit from credit losses | 152,000 | 8,189,000 | 27,964,000 | ||||||||||||||||||||||||||||
benefit from credit losses on unfunded commitments | -608,000 | 3,178,000 | 1,601,000 | ||||||||||||||||||||||||||||
benefit from mortgage loan repurchases | -1,000,000 | -800,000 | 372,000 | -424,000 | 206,000 | 16,000 | 183,000 | ||||||||||||||||||||||||
amortization of premiums and accretion of discounts on acquired loans | -319,000 | -949,000 | -64,000 | 2,352,000 | |||||||||||||||||||||||||||
gain from securities | -25,000 | 140,000 | -46,000 | -51,000 | -144,000 | -83,000 | -1,013,000 | -583,000 | 0 | 27,000 | -1,000 | ||||||||||||||||||||
net gain or write-downs of other real estate owned | 25,000 | -435,000 | 23,000 | -496,000 | -120,000 | 72,000 | |||||||||||||||||||||||||
gain on other assets | 227,000 | 328,000 | 314,000 | ||||||||||||||||||||||||||||
benefit from deferred income taxes | -3,327,000 | 3,418,000 | 1,943,000 | -6,665,000 | -1,768,000 | ||||||||||||||||||||||||||
operating leases | 545,000 | 4,319,000 | 356,000 | -190,000 | -188,000 | 939,000 | |||||||||||||||||||||||||
net change in commercial loans held for sale | 670,000 | 3,706,000 | 38,354,000 | 946,000 | |||||||||||||||||||||||||||
payments on fhlb advances | |||||||||||||||||||||||||||||||
issuance of subordinated debt, net of issuance costs | |||||||||||||||||||||||||||||||
amortization of issuance costs and (accretion) of subordinated debt fair value premium | 96,000 | 98,000 | |||||||||||||||||||||||||||||
(payments on) proceeds from other borrowings | 0 | 0 | 0 | -15,000,000 | |||||||||||||||||||||||||||
transfers from other real estate owned to premises and equipment | 0 | 0 | 841,000 | ||||||||||||||||||||||||||||
loans provided for sales of other real estate owned | 19,000 | 152,000 | 203,000 | 330,000 | 0 | ||||||||||||||||||||||||||
rebooked gnma loans under optional repurchase program | -274,000 | 29,460,000 | |||||||||||||||||||||||||||||
decrease to retained earnings for adoption of asu 2016-13 | |||||||||||||||||||||||||||||||
net increase in securities sold under agreements to repurchase | -2,698,000 | -1,014,000 | 8,674,000 | 3,822,000 | -2,965,000 | -270,000 | -3,431,000 | ||||||||||||||||||||||||
(gain) loss on other assets | |||||||||||||||||||||||||||||||
dividends paid | -6,153,000 | -6,265,000 | -5,259,000 | -5,832,000 | -5,223,000 | -5,269,000 | -4,239,000 | -4,274,000 | -1,845,000 | ||||||||||||||||||||||
net loss or write-downs of other real estate owned | 498,000 | 39,000 | |||||||||||||||||||||||||||||
loss on other assets | -64,000 | -177,000 | 4,000 | 11,000 | |||||||||||||||||||||||||||
net decrease in time deposits | -75,765,000 | -56,408,000 | -94,951,000 | -97,990,000 | -56,824,000 | -126,376,000 | |||||||||||||||||||||||||
net decrease in securities sold under agreements to repurchase | -14,779,000 | -263,000 | |||||||||||||||||||||||||||||
accretion of subordinated debt fair value premium and amortization of issuance costs | 97,000 | 96,000 | 97,000 | -18,000 | -158,000 | ||||||||||||||||||||||||||
amortization (accretion) of premiums and discounts on acquired loans | |||||||||||||||||||||||||||||||
accretion of discounts and amortization of premiums on securities | 2,256,000 | 2,131,000 | 2,240,000 | 2,150,000 | 2,951,000 | 2,354,000 | 1,171,000 | 906,000 | 817,000 | 682,000 | 614,000 | 660,000 | 730,000 | 745,000 | 708,000 | ||||||||||||||||
net (gain) loss or write-downs of other real estate owned | |||||||||||||||||||||||||||||||
relief of goodwill | |||||||||||||||||||||||||||||||
proceeds from sale of mortgage servicing rights | 0 | 0 | 29,160,000 | 0 | -266,000 | ||||||||||||||||||||||||||
proceeds from fhlb advances | |||||||||||||||||||||||||||||||
transfers from premises and equipment to other real estate owned | |||||||||||||||||||||||||||||||
decrease to retained earnings for adoption of new accounting standards | 0 | 0 | 0 | 25,018,000 | 0 | ||||||||||||||||||||||||||
depreciation and amortization of fixed assets | 2,140,000 | 2,092,000 | 2,056,000 | 2,085,000 | |||||||||||||||||||||||||||
amortization of premiums and discounts on acquired loans | 58,000 | ||||||||||||||||||||||||||||||
decrease to retained earnings for adoption of new accounting standard | |||||||||||||||||||||||||||||||
net income | 43,302,000 | 52,874,000 | 45,610,000 | -5,599,000 | 22,873,000 | 745,000 | 23,966,000 | 18,688,000 | 19,588,000 | 17,040,000 | 21,377,000 | 23,018,000 | 9,753,000 | ||||||||||||||||||
sales (purchases) of fhlb stock | |||||||||||||||||||||||||||||||
net cash paid in business combinations | 252,666,000 | ||||||||||||||||||||||||||||||
payment of subordinated debt | |||||||||||||||||||||||||||||||
payment of subordinated debt, net of premium accretion | -40,000,000 | ||||||||||||||||||||||||||||||
accretion of yield on purchased loans | -708,000 | -526,000 | -1,874,000 | -1,160,000 | |||||||||||||||||||||||||||
net cash received in business combinations | |||||||||||||||||||||||||||||||
amortization of subordinated debt issuance costs | |||||||||||||||||||||||||||||||
proceeds from other borrowings | 0 | 0 | 0 | 15,000,000 | |||||||||||||||||||||||||||
transfers (to) from premises and equipment to other real estate owned | |||||||||||||||||||||||||||||||
net increase in fhlb advances | 65,000,000 | ||||||||||||||||||||||||||||||
issuance of subordinated debt | |||||||||||||||||||||||||||||||
payments for issuance costs associated with subordinated debt | |||||||||||||||||||||||||||||||
trade date receivable - securities | |||||||||||||||||||||||||||||||
depreciation expense | 1,619,000 | 1,612,000 | 1,380,000 | 1,278,000 | 1,172,000 | 1,083,000 | 1,013,000 | 1,226,000 | 1,002,000 | ||||||||||||||||||||||
net gain on other real estate owned | |||||||||||||||||||||||||||||||
share-based compensation withholding payments | |||||||||||||||||||||||||||||||
net proceeds from sale of common stock | 0 | 446,000 | 440,000 | 0 | 364,000 | 0 | 527,000 | 0 | |||||||||||||||||||||||
net cash paid in business combination | |||||||||||||||||||||||||||||||
net cash from (used) in investing activities | 44,927,000 | ||||||||||||||||||||||||||||||
share based compensation witholding payment | |||||||||||||||||||||||||||||||
provision for loan losses | 1,391,000 | ||||||||||||||||||||||||||||||
impairment of goodwill | 0 | ||||||||||||||||||||||||||||||
net increase in loans | -113,588,000 | -50,346,000 | -46,190,000 | ||||||||||||||||||||||||||||
net cash received in business combination | 0 | ||||||||||||||||||||||||||||||
transfers from premises and equipment to other real estate owned at fair value | |||||||||||||||||||||||||||||||
derecognition of rebooked gnma delinquent loans | 0 | 0 | |||||||||||||||||||||||||||||
benefit from loan losses | 2,200,000 | 1,818,000 | 956,000 | -257,000 | |||||||||||||||||||||||||||
(gain) income from securities | |||||||||||||||||||||||||||||||
share based compensation witholding obligation | |||||||||||||||||||||||||||||||
net increase in borrowings | 1,402,000 | ||||||||||||||||||||||||||||||
transfers from other real estate owned to loans | 166,000 | 383,000 | 191,000 | 55,000 | |||||||||||||||||||||||||||
adjustment to retained earnings for adoption of new accounting standards | |||||||||||||||||||||||||||||||
right-of-use assets obtained in exchange for new operating lease liabilities | 33,819,000 | ||||||||||||||||||||||||||||||
amortization of mortgage servicing rights | |||||||||||||||||||||||||||||||
impairment of mortgage servicing rights | |||||||||||||||||||||||||||||||
gain on sale of mortgage servicing rights | 266,000 | ||||||||||||||||||||||||||||||
net (gain) or write-downs of other real estate owned | |||||||||||||||||||||||||||||||
share based compensation withholding obligation | -82,000 | ||||||||||||||||||||||||||||||
conversion of cash-settled to stock settled compensation | |||||||||||||||||||||||||||||||
adoption of asu 2016-01 | 0 | ||||||||||||||||||||||||||||||
fair value election of mortgage servicing rights | 0 | 1,011,000 | |||||||||||||||||||||||||||||
amortization of core deposits and other intangibles | 777,000 | ||||||||||||||||||||||||||||||
accretion of discounts on purchased loans | -2,130,000 | ||||||||||||||||||||||||||||||
(gain) income from other assets | |||||||||||||||||||||||||||||||
net decrease in borrowings | |||||||||||||||||||||||||||||||
rebooked gnma delinquent loans under optional repurchase program | |||||||||||||||||||||||||||||||
net increase in demand and savings deposits | -75,565,000 | 31,135,000 | |||||||||||||||||||||||||||||
decrease in short-term borrowings | |||||||||||||||||||||||||||||||
decrease in long-term debt | |||||||||||||||||||||||||||||||
change in fair value of mortgage servicing rights | 299,000 | 501,000 | |||||||||||||||||||||||||||||
bargain purchase gain | |||||||||||||||||||||||||||||||
net cash (paid) received in business combination | |||||||||||||||||||||||||||||||
increase in short-term borrowings | 137,234,000 | -150,000,000 | |||||||||||||||||||||||||||||
increase in long-term debt | -231,000 | ||||||||||||||||||||||||||||||
amortization of core deposit intangibles | 392,000 | ||||||||||||||||||||||||||||||
gain on sales of securities | -1,000 | ||||||||||||||||||||||||||||||
origination of loans held for sale | -1,346,535,000 | ||||||||||||||||||||||||||||||
net (gain) loss on sales or write-downs of foreclosed assets | -748,000 | ||||||||||||||||||||||||||||||
benefit from deferred income tax | 5,425,000 | ||||||||||||||||||||||||||||||
proceeds from the sale of foreclosed assets | 2,228,000 | ||||||||||||||||||||||||||||||
payments on long-term debt | -340,000 | ||||||||||||||||||||||||||||||
transfers from loans to foreclosed real estate | 888,000 | ||||||||||||||||||||||||||||||
transfers from foreclosed real estate to loans | |||||||||||||||||||||||||||||||
net cash (used in) operating activities | |||||||||||||||||||||||||||||||
net cash (used in) investing activities | |||||||||||||||||||||||||||||||
supplemental cash flow information | |||||||||||||||||||||||||||||||
dividends declared not paid | |||||||||||||||||||||||||||||||
conversion of cash-settled to stock-settled compensation |