EZPW Stock Cash Flow Statements

EZCORP Quarterly Cash Flow Statements Chart

Quarterly

Annual

Operating Cash Flow

Investing Cash Flow

Financing Cash Flow

Free Cash Flow

Capital Expenditure

EZCORP Quarterly Cash Flow Statements Table

Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31

operating activities:
net income	26,503,000	25,390,000	31,016,000	15,196,000	17,950,000	21,479,000	28,470,000	10,253,000	18,222,000	-6,790,000	16,778,000	7,337,000	12,215,000	14,887,000	15,721,000	1,553,000	-2,570,000	5,330,000	4,299,000	-23,340,000	-5,487,000	-40,874,000	1,238,000	-645,000	3,158,000	3,519,000	-4,721,000	225,000	14,274,000	11,439,000	12,133,000	10,112,000	5,202,000	7,856,000	7,038,000	3,982,000	-6,355,000	-77,791,000	-8,266,000	-91,342,000	-10,237,000	-4,998,000	15,113,000	-87,337,000	12,343,000	9,067,000	24,395,000	-23,770,000	-4,840,000	34,880,000	32,155,000	44,141,000	29,711,000	37,373,000	39,352,000	36,365,000	26,527,000	31,838,000	27,429,000	27,852,000	19,962,000	23,773,000	25,707,000	20,939,000	14,385,000	18,320,000	14,828,000	16,031,000	10,827,000	13,016,000	12,555,000	11,155,000	6,762,000	10,196,000	9,761,000
adjustments to reconcile net income to net cash flows from operating activities:
depreciation and amortization	8,003,000	8,020,000	8,335,000	8,127,000	8,158,000	8,219,000	8,565,000	8,154,000	8,026,000	7,963,000	7,988,000	9,370,000	7,746,000	7,450,000	7,574,000	7,592,000	7,419,000	8,089,000	7,572,000	7,653,000	7,679,000	7,762,000	7,733,000	7,683,000	7,254,000	7,012,000	6,848,000	7,186,000	6,124,000	6,451,000	5,723,000	5,415,000	5,843,000	6,030,000	6,373,000	8,229,000	5,281,000	7,051,000	8,090,000	10,010,000	8,927,000	9,067,000	9,030,000	10,544,000	9,197,000	9,523,000	9,363,000	9,186,000	9,317,000	8,763,000	7,652,000	5,377,000	7,377,000	7,259,000	5,255,000	5,020,000	4,679,000	4,466,000	4,179,000	3,973,000	3,759,000	3,573,000	3,356,000	3,275,000	3,254,000	3,151,000	3,066,000	3,327,000	3,081,000	3,119,000	2,827,000	2,618,000	2,495,000	2,401,000	2,298,000
amortization of deferred financing costs	513,000																																			1,583,000	-257,000	742,000	833,000	727,000	798,000	992,000	1,633,000
non-cash lease expense	14,946,000	14,522,000	14,421,000	14,394,000	14,485,000	14,770,000	14,744,000	15,185,000	14,206,000	13,950,000	13,596,000
deferred income taxes	-552,000	-468,000	478,000	916,000	-77,000	170,000	345,000	-5,313,000	-502,000	-7,643,000	656,000	4,470,000	263,000	-375,000	587,000	3,859,000	543,000	302,000	-1,421,000	-5,066,000	371,000	-3,708,000	10,000	-3,387,000	4,645,000	6,000	352,000	4,843,000	334,000	-328,000	3,129,000	6,917,000	-207,000	-1,414,000	750,000	2,995,000	7,683,000	-3,470,000	-4,534,000	-33,665,000	-206,000	-7,033,000	1,497,000	-10,693,000	344,000	-2,317,000	693,000		-1,155,000	-814,000	2,214,000	3,405,000	-572,000
other adjustments	-636,000	-624,000	-617,000	720,000	1,498,000	-572,000	-857,000	2,004,000	-2,508,000	-2,295,000	-91,000	3,245,000	-26,000	-678,000	-30,000	146,000	-81,000	-83,000	-167,000	-476,000	318,000	512,000	1,298,000	3,901,000	610,000	-3,787,000	5,052,000		867,000	480,000	601,000	65,000	15,000	-358,000	295,000	6,328,000	3,110,000	-183,000	-1,966,000	12,710,000	835,000	556,000	-176,000	-6,705,000	1,701,000	2,207,000	344,000	3,640,000
benefit from inventory reserve	0	-20,000	59,000	-516,000	406,000	339,000	-156,000	763,000	-440,000	-252,000	532,000	-157,000	-316,000	-960,000	-820,000	-1,191,000	-1,547,000	-3,755,000	-1,510,000
stock compensation expense	4,212,000	2,404,000	2,597,000	2,461,000	3,101,000	2,580,000	2,264,000	2,663,000	3,135,000	1,855,000	1,886,000	1,045,000	1,850,000	460,000	1,698,000	790,000	1,538,000	1,094,000	524,000	-10,187,000	2,371,000	1,027,000	1,695,000	2,715,000	2,339,000	2,459,000	2,238,000	2,568,000	2,682,000	2,615,000	2,919,000						1,057,000	1,316,000	833,000				-636,000
equity in net income from investment in unconsolidated affiliates	-1,200,000	-1,505,000	-1,475,000				-1,153,000
changes in operating assets and liabilities, net of business acquisitions:
pawn service charges receivable	-1,911,000	2,915,000	-1,368,000		-2,664,000	2,071,000	-1,000,000																																																							0	1,231,000			0	224,000		0	0	224,000
inventory	-3,815,000	-3,006,000	-2,384,000	-5,713,000	-4,392,000	-449,000	2,066,000	691,000	-3,195,000	-425,000	-1,881,000	-7,504,000	-5,058,000	-465,000	-2,314,000	-5,011,000	-1,099,000	5,158,000	1,323,000	9,053,000	9,271,000	311,000	-1,592,000	-1,870,000	956,000	-264,000	685,000	-2,062,000	1,616,000	459,000	-1,087,000	-749,000	762,000	1,323,000	-615,000	-2,386,000	-356,000	1,114,000	-2,107,000	-493,000	-1,573,000	2,078,000	421,000	-1,959,000	-716,000	2,162,000	-385,000	-9,671,000	2,983,000	8,874,000	-11,908,000	-3,143,000	-2,320,000	3,055,000	-1,609,000	-4,173,000	-2,079,000	2,584,000	-1,754,000	-3,338,000	-959,000	1,956,000	197,000	-1,688,000	172,000	1,552,000	-819,000	-754,000	-738,000	1,085,000	-467,000	-818,000	-646,000	1,052,000	1,000
prepaid expenses, other current assets and other assets	-518,000	-931,000	1,375,000	-5,013,000	5,074,000	-2,876,000	-5,823,000	936,000	889,000	-1,359,000	-2,280,000	1,213,000	1,937,000	2,418,000	-2,330,000	-535,000	4,034,000	4,587,000	-713,000	2,473,000	-557,000	6,858,000	-9,649,000	9,926,000	-604,000	-2,026,000	-1,564,000	3,831,000	-372,000	-861,000	-2,384,000	3,905,000	-1,910,000	7,027,000	-3,856,000	-14,359,000	4,897,000	-196,000	-5,739,000
accounts payable, accrued expenses and other liabilities	-12,533,000	-6,753,000	-38,737,000	8,238,000	-7,865,000	-23,540,000	-33,991,000	-8,504,000	-9,049,000	-9,208,000	-34,761,000	-11,932,000	-2,951,000	-20,727,000	-29,531,000	-2,644,000	-8,129,000	-19,976,000	-23,460,000	3,049,000	-2,651,000	-7,833,000	-29,966,000	23,723,000	-1,068,000	52,000	-461,000	411,000	693,000	277,000	-5,283,000	-1,577,000	656,000
customer layaway deposits	1,636,000	6,731,000	2,909,000	1,895,000	169,000	1,605,000	-719,000	340,000	-390,000	2,178,000	-752,000	1,094,000	-77,000	1,791,000	551,000	745,000	273,000	1,549,000	-1,311,000	-938,000	-1,247,000	1,005,000	-467,000	227,000	-861,000	1,792,000	18,000	-226,000	-193,000	1,411,000	-283,000	-47,000	48,000	1,121,000	-881,000	-452,000	-70,000	1,161,000	-310,000	870,000	-820,000	4,842,000	-2,895,000	-66,000	-786,000	3,206,000	-2,853,000	828,000	-224,000	1,889,000	-1,077,000	400,000	-388,000	2,071,000	-1,865,000	87,000	-786,000	863,000	-234,000	704,000	818,000	1,784,000	-1,482,000	575,000	-749,000	1,470,000	-435,000	77,000	-205,000	312,000	91,000	100,000	-357,000	65,000	213,000
income taxes	154,000	-10,081,000	9,000,000	5,595,000	-1,269,000	-7,400,000	8,309,000	3,996,000	71,000	2,278,000	6,574,000	-1,717,000	-7,644,000	1,835,000	4,741,000	-2,243,000	1,850,000	2,505,000	68,000		-898,000	2,600,000	-1,188,000																																12,284,000	3,361,000	-1,546,000
net cash from operating activities	34,802,000	36,937,000	25,991,000	43,336,000	33,716,000	15,067,000	21,481,000	27,525,000	27,482,000	35,159,000	11,668,000	18,041,000	17,919,000	21,557,000	9,018,000	13,316,000	14,401,000	23,234,000	-4,513,000	-7,287,000	35,094,000	32,189,000	-10,918,000	38,540,000	14,354,000	27,863,000	22,760,000	19,674,000	23,509,000	28,173,000	17,368,000	21,862,000	12,009,000	23,255,000	-5,290,000			60,207,000	-4,468,000	28,890,000	12,522,000	27,051,000	10,935,000	28,465,000	7,162,000	36,163,000	17,454,000	27,058,000	5,247,000	63,660,000	30,508,000	46,316,000	12,424,000	47,966,000	43,742,000	41,451,000	37,106,000	34,733,000	35,151,000	44,201,000	29,445,000	15,752,000	35,327,000	21,767,000	18,774,000	18,216,000	21,860,000	17,101,000	14,166,000	14,051,000	17,026,000	17,183,000	11,874,000	12,914,000	11,438,000
investing activities:
loans made	-254,059,000	-237,386,000	-247,225,000	-253,893,000	-249,927,000	-216,216,000	-216,978,000	-229,036,000	-213,972,000	-189,643,000	-189,074,000	-215,092,000	-195,506,000	-162,979,000	-166,480,000	-178,188,000	-153,982,000	-126,532,000	-142,936,000	-125,616,000	-91,702,000	-163,688,000	-187,362,000	-195,073,000	-188,975,000	-166,949,000	-186,588,000	-194,306,000	-182,182,000	-161,066,000	-169,666,000	-173,949,000	-172,072,000	-144,147,000	-156,457,000	-207,242,000	-145,153,000	-150,818,000	-173,162,000	-201,796,000	-223,264,000	-193,266,000	-223,748,000	-254,359,000	-257,022,000	-215,865,000	-232,294,000	-240,919,000	-241,267,000	-209,850,000	-231,067,000	-231,213,000	-211,329,000	-177,597,000	-182,757,000	-185,938,000	-173,921,000	-139,684,000	-152,860,000	-156,031,000	-145,985,000	-115,248,000	-128,315,000	-128,959,000	-122,606,000
loans repaid	133,639,000	148,905,000	135,190,000	131,200,000	128,327,000	139,949,000	123,021,000	114,968,000	113,282,000	121,479,000	109,125,000	114,700,000	95,987,000	104,294,000	95,542,000	90,556,000	82,648,000	100,772,000	77,116,000	72,751,000	92,664,000	119,431,000	109,623,000	106,063,000	102,384,000	119,052,000	106,643,000	102,695,000	98,369,000	117,226,000	103,041,000	97,550,000	89,753,000	107,797,000	91,283,000	136,492,000	66,566,000	118,766,000	106,372,000	100,279,000	139,186,000	186,907,000	147,981,000	152,514,000	151,025,000	174,965,000	150,206,000	146,346,000	143,252,000	165,680,000	142,250,000	137,339,000	122,565,000	149,301,000	110,988,000	108,605,000	93,317,000	112,292,000	91,380,000	88,108,000	78,221,000	91,654,000	77,849,000	71,449,000	66,076,000
recovery of pawn loan principal through sale of forfeited collateral	93,516,000	96,537,000	101,850,000	90,615,000	84,430,000	90,142,000	98,209,000	84,741,000	80,104,000	83,474,000	88,030,000	83,341,000	61,771,000	64,014,000	65,297,000	52,956,000	46,576,000	55,038,000	53,981,000	56,033,000	89,498,000	82,277,000	76,515,000	76,523,000	69,323,000	72,062,000	70,594,000	64,884,000	67,208,000	67,726,000	67,144,000	56,813,000	59,581,000	63,808,000	64,430,000	61,458,000	51,880,000	63,264,000	58,566,000	52,522,000	52,285,000	68,999,000	69,886,000	64,049,000	51,645,000	65,583,000	64,776,000	56,256,000	51,496,000	56,701,000	73,264,000	60,700,000	50,163,000	67,817,000	61,701,000	54,820,000	46,295,000	53,714,000	50,833,000	47,044,000	38,167,000	43,757,000	45,256,000	41,195,000	36,724,000	43,584,000	32,732,000	29,460,000	23,591,000	29,718,000	27,442,000	26,383,000	19,821,000	24,958,000	25,045,000
capital expenditures	-9,085,000	-8,357,000	-5,609,000	-18,894,000	-3,216,000	-6,470,000	-7,184,000	-12,695,000	-9,312,000	-11,257,000	-7,182,000	-13,795,000	-7,602,000	-5,513,000	-4,985,000	-8,966,000	-6,276,000	-5,136,000	-3,223,000
free cash flows	25,717,000	28,580,000	20,382,000	24,442,000	30,500,000	8,597,000	14,297,000	14,830,000	18,170,000	23,902,000	4,486,000	4,246,000	10,317,000	16,044,000	4,033,000	4,350,000	8,125,000	18,098,000	-7,736,000
acquisitions, net of cash acquired	-17,014,000			-150,000	-3,353,000	-7,933,000	-677,000	-1,906,000	0	-84,000	-12,884,000	0				-3,883,000								0	-7,489,000	-295,000	-332,000	0	-29,385,000	-1,617,000	-62,163,000					0	0			-3,682,000	630,000			-236,000	-2,708,000	113,000	-10,395,000	130,000	-2,661,000	-1,000	-12,278,000	-3,398,000	-42,089,000	-33,761,000	-49,399,000	-3,096,000	-33,362,000	-17,761,000	-13,700,000	-2,829,000	-18,977,000	0	-31,000	80,000	-1,785,000	-22,153,000	-17,064,000	0	-28,000	-95,000	-15,344,000	0
proceeds from notes receivable
investment in unconsolidated affiliate	-209,000			-138,000	-143,000																							0																																											-15,000
investment in other investments				-680,000	0	0	-15,000,000	0	0	0	-15,000,000	0	0	0	-16,500,000
dividends from unconsolidated affiliates	1,712,000	0	1,902,000						1,814,000	0	1,775,000	0	1,706,000	0	1,660,000																									0	2,435,000	0	2,407,000	0	2,532,000	0	2,597,000	2,214,000	3,590,000	3,233,000	1,595,000	0	772,000	2,566,000	2,222,000	0	3,056,000	2,407,000	1,811,000
net cash from investing activities	-51,259,000	-741,000	-14,040,000	-52,619,000	-40,992,000	-1,378,000	-16,864,000	-40,339,000	-29,898,000	3,969,000	-44,618,000	-31,694,000	-49,702,000	-1,284,000	-30,603,000	-47,525,000	-46,166,000	24,142,000	-15,062,000	-491,000	81,753,000	35,434,000	-6,798,000	-14,591,000	-28,153,000	23,194,000	-8,279,000	-17,098,000	-67,634,000	17,238,000	-66,712,000	-25,227,000	-18,500,000	31,711,000	4,761,000			23,401,000	-9,363,000	-53,550,000	-38,078,000	-14,939,000	38,874,000	-3,648,000	-47,276,000	20,428,000	-4,342,000	-51,534,000	-59,025,000	-2,070,000	-47,755,000	-49,175,000	-90,865,000	-3,972,000	-67,193,000	-35,964,000	-73,788,000	3,654,000	-30,470,000	-30,836,000	-63,672,000	18,050,000	-60,643,000	-21,149,000	-25,071,000	-4,254,000	-22,549,000	-19,897,000	-20,038,000	7,591,000	-26,058,000	-26,366,000	-42,024,000	6,981,000	-1,501,000
financing activities:
taxes paid related to net share settlement of equity awards	0	0	-3,971,000	-41,000	0	0	-3,253,000	1,000	0	-11,000	-1,138,000	0	0	0	-792,000	0	0	-109,000	-730,000	-1,000	0	-63,000	-1,395,000	0	0	0	-3,288,000	0	0	0	-311,000	0	0	-61,000	-706,000					-14,000	0	0	-196,000	8,000	-1,361,000			-44,000	0	-165,000	-3,431,000	-31,000	-82,000	-83,000	-988,000	-75,000	0	-13,000	-7,396,000
proceeds from issuance of debt	0								0	0	230,000,000
debt issuance cost	-2,253,000							0	0	-55,000	-7,403,000
payments on debt									0	0	-178,488,000
purchase and retirement of treasury stock	-2,003,000	-997,000	-3,000,000	-2,999,000	-2,999,000	-3,003,000	-3,007,000
payments of finance leases	-184,000	-135,000	-131,000	-106,000	-110,000	-144,000	-132,000
net cash from financing activities	-10,850,000	293,558,000	-7,102,000	-37,535,000	-3,109,000	-3,147,000	-6,392,000	-3,280,000	-3,004,000	-4,017,000	33,993,000	-2,040,000	0	0	-792,000	-51,000	-14,492,000	-927,000	-783,000	1,135,000	-132,000	-4,322,000	-2,934,000	-216,000	-195,370,000	-119,000	-2,612,000	-2,569,000	170,468,000	0	-311,000	54,118,000	0	-61,000	-706,000			-28,270,000	-21,675,000	-25,986,000	3,088,000	51,386,000	-26,086,000	-17,674,000	57,622,000	-62,764,000	-11,046,000									-9,010,000	4,389,000	-2,510,000	-6,627,000	-2,423,000	-2,053,000	358,000	-2,416,000	-2,400,000	-2,401,000	-313,000	14,840,000	428,000	133,000	258,000	150,000	30,000	231,000	1,746,000	88,000
effect of exchange rate changes on cash and cash equivalents and restricted cash	-354,000	1,092,000	-764,000	-617,000	-65,000	164,000	-207,000	-1,461,000	364,000	451,000	605,000	-894,000	-938,000	1,438,000	719,000	421,000	76,000	-1,266,000	6,266,000	4,066,000	686,000	-8,713,000	1,349,000	-213,000	305,000	266,000	-865,000
net increase in cash, cash equivalents and restricted cash	-27,661,000	330,846,000	4,085,000		-10,450,000	10,706,000	-1,982,000		-5,056,000	35,562,000	1,648,000						-46,181,000				117,401,000	54,588,000	-19,301,000		-208,864,000	51,204,000	11,004,000
cash and cash equivalents and restricted cash at beginning of period	0	0	179,807,000	0	0	0	228,968,000
cash and cash equivalents and restricted cash at end of period	-27,661,000	330,846,000	183,892,000	-47,435,000	-10,450,000	10,706,000	226,986,000
amortization of debt discount and deferred financing costs			382,000	393,000	405,000	390,000	417,000	426,000	399,000	358,000	378,000	382,000	353,000	324,000	374,000	3,554,000	3,489,000	3,425,000	3,329,000	3,386,000	3,321,000	3,264,000	3,229,000	3,146,000	5,388,000	5,640,000	5,585,000	5,469,000	4,687,000	3,757,000	3,682,000	3,708,000	2,840,000	2,929,000	2,826,000
other			-148,000
adjustments to reconcile net income to net cash from operating activities:
impairment of other assets
equity in net (income) income from investment in unconsolidated affiliates				-576,000	-1,263,000
net income on extinguishment of debt								0	0
service charges and fees receivable								-3,888,000	-1,673,000	2,048,000	-691,000	-1,623,000	-3,636,000	1,106,000	-419,000	-4,500,000	-2,726,000	3,928,000	-4,034,000		10,049,000	4,382,000	-355,000	-2,033,000	-2,496,000	4,674,000	-877,000	-4,754,000	-2,363,000	4,014,000	-50,000	-828,000	-3,547,000	4,234,000	-83,000	5,839,000	-8,302,000	3,759,000	6,381,000	-4,627,000	-7,902,000	3,348,000	-806,000	1,440,000	-7,032,000	4,917,000	-2,292,000	-2,940,000	-6,569,000	7,558,000	-5,192,000	-6,509,000	-5,401,000	8,943,000	-2,392,000	-2,014,000	-4,631,000	6,064,000	-2,417,000	-2,293,000	-4,578,000	4,757,000	-2,198,000	-2,176,000	-3,083,000	3,935,000	-84,000	-3,031,000	-1,372,000	4,166,000	-1,598,000	-2,516,000	-1,726,000	2,255,000	-961,000
proceeds from (issuance of) note receivable
proceeds from borrowings																																									-88,000
cash paid on extinguishment of debt								0	0	0	-1,951,000
payments on assumed debt
net increase in cash and cash equivalents and restricted cash
proceeds from (issuance of) notes receivable
issuance of notes receivable									0	0	-15,500,000
equity in net income (income) from investment in unconsolidated affiliates
issuance of note receivable												0	0	0	-1,000,000
payments on assumed debt and other borrowings																-51,000
equity in net income of unconsolidated affiliates									-1,523,000	32,501,000	-1,584,000				-1,138,000
changes in operating assets and liabilities, net of acquisitions:
investment in unconsolidated affiliates									0	0	-2,133,000		-2,502,000	-1,100,000	-2,477,000
repurchase of common stock									-3,004,000	-3,951,000	-7,027,000									0	1,000	-4,196,000	-963,000																					-2,000
cash, cash equivalents and restricted cash at beginning of period									0	0	214,369,000		0	0	263,624,000		0	0	312,553,000		0	0	162,442,000		0	-704,000	286,282,000
cash, cash equivalents and restricted cash at end of period									-5,056,000	35,562,000	216,017,000		-32,721,000	21,711,000	241,966,000		-46,181,000	45,183,000	298,461,000		117,401,000	54,588,000	143,141,000		-208,864,000	50,500,000	297,286,000
loss on extinguishment of debt											3,545,000
changes in operating assets and liabilities:
amortization of right-of-use asset
accretion of notes receivable discount and deferred compensation fee																				-133,000	-142,000	-271,000	-275,000	-736,000	-1,296,000	-1,116,000	-1,376,000	-1,928,000	-2,190,000	-2,455,000	-2,577,000
impairment of goodwill, intangibles and other assets
principal collections on notes receivable																				4,000,000	0			12,167,000	7,309,000	7,307,000	7,284,000	16,186,000	7,058,000	6,303,000	2,849,000	6,122,000	8,285,000	7,220,000	7,831,000
payout of deferred consideration																				0	-175,000	0	-175,000													-125,000	0
proceeds from borrowings, net of issuance costs																				1,018,000	3,000	0	-109,000	0	-2,000	323,000	743,000
amortization of lease right-of-use asset													13,315,000	13,052,000	12,694,000		12,050,000	12,331,000	11,504,000	11,384,000	11,513,000	11,278,000	11,474,000
net decrease in cash, cash equivalents and restricted cash															-21,658,000				-14,092,000
supplemental disclosure of cash flow information
cash and cash equivalents													-32,622,000	21,690,000	233,274,000	-30,001,000	-51,970,000	45,188,000	290,450,000
restricted cash													-99,000	21,000	8,692,000	-3,838,000	5,789,000	-5,000	8,011,000																		-1,000	-5,007,000	147,000	67,000	621,000
total cash and cash equivalents and restricted cash													-32,721,000	21,711,000	241,966,000	-33,839,000	-46,181,000	45,183,000	298,461,000
non-cash investing and financing activities:
pawn loans forfeited and transferred to inventory													70,100,000	63,596,000	70,966,000	66,917,000	46,554,000	48,364,000	50,921,000	41,092,000	43,692,000	73,590,000	82,878,000	79,417,000	70,729,000	70,910,000	80,301,000		62,211,000	62,303,000	72,649,000	74,706,000	57,517,000	57,094,000	68,071,000				65,629,000	60,813,000	51,157,000	52,329,000	66,699,000		53,238,000	54,794,000	63,256,000	69,687,000	61,475,000	61,305,000	69,370,000	70,600,000	53,903,000	57,519,000	66,068,000	62,773,000	50,270,000	47,740,000	54,405,000	53,925,000	40,557,000	38,467,000	44,872,000	46,432,000	37,774,000	36,206,000	35,278,000	32,603,000	26,235,000	24,993,000	29,887,000	29,866,000	22,432,000	19,424,000	24,665,000
transfer of consideration for other investment													0
transfer of consideration for acquisition
acquisition earn-out contingency																0
accrued acquisition consideration held as restricted cash																-3,838,000
equity in net income (income) of unconsolidated affiliates
reserve on jewelry scrap receivable																								0	0
impairment of investment in unconsolidated affiliates
cash paid during the period for interest
cash paid during the period for income taxes
transfer of consideration for current period acquisition																-2,000
impairment of goodwill and intangible assets																					0
equity in net (income) loss of unconsolidated affiliates																	-643,000	-1,250,000	-516,000
payments on borrowings																		-818,000	-53,000	118,000	39,000	-63,000	-292,000	-216,000	-195,368,000	-442,000	-67,000
equity in net gain from investment in unconsolidated affiliates																				-3,467,000
income taxes, net of excess tax benefit from stock compensation																								-4,877,000	-2,351,000	236,000	-3,412,000	-6,208,000	-1,499,000	1,790,000	2,295,000
impairment of investment in unconsolidated affiliate																									0	6,451,000	13,274,000
additions to property and equipment																					-8,707,000	-6,586,000	-5,574,000		-10,705,000	-7,983,000	-5,880,000				-7,917,000		-4,047,000	-2,967,000	-2,326,000	-3,142,000	-3,432,000	-1,810,000	-1,166,000	-1,437,000	-6,915,000	-6,980,000	-8,954,000	-7,034,000	-5,287,000	-5,028,000	-5,615,000	-13,347,000	-9,845,000	-14,600,000	-8,906,000	-12,603,000	-10,947,000	-12,298,000	-9,948,000	-10,355,000	-9,173,000	-7,314,000	-7,934,000	-7,022,000	-9,100,000	-5,149,000	-4,470,000	-4,914,000	-5,124,000	-5,029,000	-4,197,000	-5,065,000	-3,469,000	-4,125,000	-5,500,000	-4,508,000	-2,986,000	-3,510,000	-2,738,000
income from investment in unconsolidated affiliates
income from investments in unconsolidated affiliates																							5,897,000																				-2,194,000	-2,068,000	-2,117,000	-492,000	-1,271,000	1,613,000	-4,328,000	-4,125,000	-5,038,000	-4,465,000	-4,197,000	-4,577,000	-4,161,000	-4,080,000	-4,099,000	-4,691,000	-3,367,000	-3,231,000	-2,930,000	-3,306,000	-1,283,000
loss (income) from investments in unconsolidated affiliates
cash paid during the period for:
interest
dividend reinvestment acquisition of additional ownership in unconsolidated affiliate																																0	0	0	1,153,000
loss (income) from investment in unconsolidated affiliates
loss (income) from investment in unconsolidated affiliate																											1,119,000
deferred and contingent consideration																															1,920,000
impairment of goodwill and long-lived assets
other adjustments*
gain on restructured notes receivable
gain on disposition of grupo finmart, net of loss on extinguishment
loss on extinguishment of debt and other
(income) income from investments in unconsolidated affiliate
dividends from unconsolidated affiliate																																				0																												0	582,000			15,000	642,000			0	448,000
proceeds from disposition of grupo finmart, net of cash disposed
proceeds from settlement of forward currency contracts																																						0	3,557,000	0	0	0	2,313,000
change in restricted cash																																						7,780,000	-1,261,000	10,614,000	18,859,000	12,409,000	-933,000	-33,215,000	-4,893,000	-23,836,000	-1,263,000	-206,000	-2,207,000	5,000	2,298,000	-4,397,000
effect of exchange rate changes on cash and cash equivalents																												977,000	-1,224,000	917,000	-1,154,000	-89,000	121,000	1,487,000	-795,000	5,156,000	-2,886,000	-2,783,000	-837,000	-4,617,000	-1,318,000	-1,920,000	-2,453,000	-813,000	293,000	-115,000	103,000	294,000	-1,121,000	549,000	-184,000	791,000	730,000	-309,000	-122,000
net increase in cash and cash equivalents																												984,000	125,119,000			50,664,000	-6,370,000			34,629,000	-44,228,000	52,555,000	-36,343,000	-55,263,000	-23,786,000	61,578,000	21,270,000	6,330,000			2,169,000	-9,638,000	4,512,000				3,275,000	24,631,000	-1,101,000
cash and cash equivalents at beginning of period																												0	0	0	164,393,000	0	0	0	65,737,000			0	59,124,000	0	0	-1,004,000	56,329,000		0	0	36,317,000	0					0	0	23,969,000		0	0	25,854,000
cash and cash equivalents at end of period																												984,000	125,119,000	46,328,000	113,584,000	50,664,000	-6,370,000	56,392,000	63,707,000		-44,228,000	52,555,000	22,781,000	-55,263,000	-23,786,000	60,574,000	77,599,000		17,801,000	-6,288,000	38,486,000	-9,638,000					3,275,000	24,631,000	22,868,000		-32,293,000	35,877,000	23,908,000
income from investment in unconsolidated affiliate																													-1,151,000	-876,000	-1,450,000		-1,047,000	-1,243,000	-1,478,000				-2,055,000																									-1,853,000	-851,000	-1,371,000	-941,000	-1,180,000	-997,000	-1,118,000	-1,047,000	-760,000	-720,000	-820,000	-645,000
additions to property and equipment and capitalized labor																													-14,666,000
proceeds from borrowings, net of issuance costs and other
deferred acquisition consideration
net decrease in cash and cash equivalents																															-50,809,000				-2,030,000																-1,809,000
amortization of prepaid commissions																																						3,731,000	4,023,000	3,824,000	3,678,000	3,233,000	2,967,000
accretion of notes receivable discount																																-890,000	-970,000	-899,000	-1,029,000
consumer loan loss provision																																554,000	454,000	397,000	583,000	27,639,000	-18,384,000	8,971,000	9,691,000	28,501,000	9,442,000	7,782,000	6,241,000	16,166,000	8,970,000	6,015,000	11,350,000	10,758,000	7,082,000	4,910,000	7,990,000		5,375,000
loss on sale or disposal of assets																																348,000					-41,000	649,000	33,000																				7,000
impairment of investments in unconsolidated affiliate
additions to property and equipment, net of proceeds from sale of assets
investments in unconsolidated affiliate
purchase of subsidiary shares from noncontrolling interest																																								-29,637,000				-8,636,000	-20,057,000
cash paid (refunded) during the period for:
issuance of common stock due to acquisitions																																																0	0	58,000	38,647,000	0	6,369,000
deferred consideration																																								9,376,000	-126,000				-2,639,000	-19,000	5,350,000	0	1,872,000	0	24,000,000	22,000	-4,869,000
equity adjustment due to noncontrolling interest purchase
impairment of goodwill																																								1,703,000
stock compensation																																	1,570,000	1,767,000	1,808,000									-2,588,000	1,661,000	7,032,000	1,236,000	2,112,000	2,148,000	2,129,000	925,000	1,523,000	1,953,000	1,725,000	1,513,000	1,672,000	1,508,000	1,480,000	8,548,000
income taxes receivable and payable, current, net of excess tax benefit from stock compensation																																	2,283,000	2,586,000	5,004,000
payments of restructuring charges																																				-111,000	-1,666,000	-1,758,000	-4,943,000	-1,708,000	-706,000	-677,000	-2,285,000
repurchase of redeemable common stock issued due to acquisitions																																					0
(gain) loss on sale or disposal of assets																																		71,000	-77,000									766,000	-56,000	341,000	-6,422,000			13,000	29,000
accounts payable and other, deferred gains and other long-term liabilities																																			-21,948,000	5,083,000
amortization of debt discount
reversal of contingent consideration
impairment of long-lived assets
gain on sale or disposal of assets																																								1,937,000	6,000	626,000	324,000
impairment of investments																																												0	0
tax provision from stock compensation																																											167,000
income taxes receivable																																				-8,165,000	-5,751,000
proceeds from sale of assets																																						-1,000	27,000				65,849,000	41,561,000	15,022,000	566,000	28,980,000																	0								59,000
tax benefit from stock compensation																																												39,000	159,000	21,000	390,000
debt issuance costs																																												-1,331,000	-7,510,000	-2,096,000	-3,080,000									0				0	0			-1,000	-75,000	-45,000	-1,058,000					0	0	-5,000	-278,000
proceeds from issuance of convertible notes																																												30,000,000
purchase of convertible notes hedges																																												-6,059,000
proceeds from issuance of warrants																																												3,282,000
proceeds from borrowings and line of credit
payments on borrowings, line of credit and capital lease obligations
income from discontinued operations*
amortization of debt discount and consumer loan premium																																					2,217,000	1,995,000	2,362,000
net cash from operating activities — continuing operations
net cash from operating activities — discontinued operations*
net cash from investing activities — continuing operations
net cash from investing activities — discontinued operations*
payments on capital lease obligations
net cash from financing activities — continuing operations
net cash from financing activities — discontinued operations*
cash and cash equivalents at beginning of period, excluding held for sale
cash and cash equivalents held for sale at beginning of period
(income) income from investment in unconsolidated affiliate
accounts payable, other accrued expenses, deferred gains and other long-term liabilities
proceeds from bank borrowings, net of debt issuance costs																																						0	14,302,000
payments on bank borrowings and capital lease obligations																																						-18,340,000	-29,358,000				-23,805,000	-2,721,000	-8,081,000	-32,001,000	-17,496,000	37,726,000	-22,831,000	-2,147,000	-3,023,000	-332,000
restructuring																																							1,692,000	16,317,000	37,000
accounts payable and other accrued expenses and deferred gains and other long-term liabilities																																							-12,707,000	-6,350,000	10,593,000
prepaid income taxes and income taxes receivable																																							4,074,000
payout of deferred and contingent consideration																																							-8,915,000	0	0	0	-6,000,000	0	0	-11,500,000	-11,500,000
non-cash investing activities:
amortization (accretion) of debt discount (premium) and consumer loan premium (discount)																																								2,376,000	2,283,000
investments in unconsolidated affiliates																																								0	0	0	-12,140,000					0	0	0	-11,018,000												-50,932,000
proceeds from exercise of stock options																																																0	39,000			2,000	13,000			0	192,000	1,000	204,000
contributions from noncontrolling interest
proceeds from revolving line of credit																																												-30,000,000	172,407,000	136,606,000	80,887,000	107,549,000	254,866,000	68,140,000	80,125,000		273,192,000
payments on revolving line of credit																																												30,000,000	-257,730,000	-198,162,000	-74,908,000	-84,036,000	-191,159,000	-132,953,000	-61,852,000	-192,502,000	-184,348,000	-224,727,000	-93,500,000
proceeds from bank borrowings																																											3,609,000	1,040,000	15,477,000	69,958,000	16,703,000	-37,069,000	20,465,000	13,000	1,159,000	2,118,000												0	0	0	40,000,000
ezcorp, inc.consolidated statements of cash flows
contingent consideration																																															4,792,000	0				432,000	0
change in accrued additions to property and equipment
issuance of common stock due to purchase of subsidiary shares from noncontrolling interest
purchase of shares from noncontrolling interest
issuance of common stock to 401(k) plan																																																												0								0				0
deferred finance cost payable related to convertible notes
stock compensation (benefit) expense																																									609,000
receivables, prepaid expenses, other current assets and other assets																																									-22,288,000
prepaid income taxes																																									7,262,000	-146,000	4,769,000	-6,928,000
other investing activities																																													49,000
ezcorp, inc.condensed consolidated statements of cash flows
payments on borrowings and capital lease obligations																																									-12,909,000
issuance of common stock, subject to possible redemption, due to acquisition																																									0
receivable from issuance of convertible notes
payable to purchase convertible notes hedges
warrants receivable related to issuance of convertible notes
payable to purchase additional shares of noncontrolling interest
note receivable from sale of assets																																														14,903,000	1,000,000
amortization																																											1,982,000
gain on sale of loan portfolio																																											-6,576,000	-18,688,000	-8,528,000	-1,241,000	-4,543,000
receivables. prepaid expenses, other current assets and other assets																																											-7,926,000
accounts payable and other accrued expenses																																											-10,911,000																			0	-27,000
deferred gains and other long-term liabilities																																											-278,000	-932,000	-611,000	1,219,000	335,000	-9,337,000	89,000	267,000	83,000	-9,504,000	1,573,000	-735,000	-116,000	-83,000	-106,000	-48,000	-108,000	-106,000	-105,000	-111,000	-414,000	-98,000	-134,000	-88,000	-43,000	777,000	-130,000	-126,000	210,000	-91,000	-90,000	-91,000	-91,000
tax deficiency of stock compensation																																											-167,000
impairment of intangibles
prepaid expenses, other current assets, and other assets																																													-9,624,000	155,000	-15,933,000	2,838,000	-6,047,000	10,655,000	-17,727,000	-7,477,000	-1,564,000	4,906,000	-8,187,000	-8,485,000	-2,100,000	1,601,000	-3,775,000	-2,234,000	221,000	1,395,000	-5,659,000	-2,196,000	-1,252,000	-324,000	-995,000	-4,156,000	1,485,000	875,000	-2,089,000	-978,000	359,000	468,000	-1,987,000
accounts payable and accrued expenses																																													3,934,000	-3,133,000	-8,022,000	9,436,000	10,073,000	-12,066,000	9,323,000	16,447,000	-11,279,000	2,872,000	-3,693,000	4,580,000	7,949,000	-4,837,000	-811,000	5,360,000	5,763,000	-1,185,000	5,654,000	1,014,000	1,656,000	-5,930,000	-389,000	5,415,000	2,065,000	-2,931,000	-461,000	3,854,000	3,048,000	-1,111,000	-2,888,000
accrued additions to property and equipment																																														0	122,000	385,000			2,100,000
receivable from sale of portfolio
payable to purchase convertible note hedges
income taxes receivable/payable																																														-10,459,000	8,472,000	-111,000	-12,984,000	-2,510,000	9,830,000	583,000	-8,095,000
stock issued for additional investment in subsidiary																																																			7,981,000
amortization of debt premium and consumer loan discount
deferred income (benefit) taxes
excess tax benefit from stock compensation																																																28,000	21,000	4,000	-346,000	-20,000	-61,000	-1,061,000	-460,000	-65,000	-93,000	-7,000	-3,065,000
net cash from used in financing activities
cash and cash equivalents at beginning of quarter																																																		0	48,477,000
cash and cash equivalents at end of quarter																																																		-5,225,000	46,668,000
net cash from in financing activities																																																			15,622,000
consumer loan loss provisions
(gain) / loss on sale or disposal of assets																																																							-201,000	311,000
proceeds on disposal of assets																																																													0
proceeds on revolving line of credit																																																							116,500,000
change in cash and equivalents																																																														34,160,000	-27,732,000			13,649,000	14,151,000	-2,368,000	-5,739,000	21,900,000	-8,882,000	-9,153,000	-29,919,000	21,641,000	10,025,000
cash and equivalents at beginning of period																																																														0	44,764,000			0	27,444,000	0	0	0	22,533,000	0	0	0	29,939,000
cash and equivalents at end of period																																																														34,160,000	17,032,000			13,649,000	41,595,000	-2,368,000	-5,739,000	21,900,000	13,651,000	-9,153,000	-29,919,000	21,641,000	39,964,000
issuance of common stock to 401 (k) plan
net cash from (used) in financing activities																																																					80,986,000	-19,054,000	22,472,000
payments on bank borrowings																																																								0	-19,999,000	-2,505,000	-2,500,000	-2,500,000	-2,500,000	-2,500,000	-2,500,000	-2,500,000	-2,500,000	-337,000	-30,048,000
foreign currency translation adjustment																																																						-6,008,000	6,741,000	5,877,000	-2,193,000	-2,171,000	-6,537,000	1,211,000	591,000	47,000	-94,000	-1,725,000	-1,334,000	4,462,000	5,798,000	1,018,000	-717,000	109,000	-389,000	-322,000	-26,000	-630,000	-399,000
signature loan and auto title loan loss provisions																																																							4,035,000	3,870,000	4,319,000	2,658,000	4,205,000	3,803,000	3,255,000	1,592,000	2,938,000
deferred taxes																																																							257,000	5,085,000	7,395,000	-472,000	1,639,000	-1,940,000	-339,000	-308,000	1,300,000	1,867,000	-320,000	-293,000	1,239,000	-4,435,000	-273,000	-324,000	-259,000	-1,849,000	-287,000	-299,000	-201,000
acquisition-related stock issuance																																																							1,122,000					0	0	0	-31,000	0	-1,586,000	-9,297,000	82,080,000
stock issuance costs related to acquisitions																																																																0	1,000	-170,000	-273,000
balances at september 30, 2008
stock options and warrants exercised
release of restricted stock
unrealized gain on available-for-sale securities
total comprehensive income
balances at september 30, 2009
stock options exercised
balances at september 30, 2010
balances at september 30, 2011
net proceeds (payments) on revolving line of credit
change in cash and cash equivalents																																																									-32,293,000	35,877,000	-1,946,000
federal income taxes																																																											4,675,000	14,380,000	2,936,000	-18,190,000	5,967,000	-1,446,000	2,571,000	-3,611,000	4,606,000	900,000	-2,726,000	-6,506,000	4,229,000	3,492,000	222,000	-1,806,000	4,340,000
net (gain) loss on sale or disposal of assets																																																												227,000	734,000	356,000	211,000	-57,000											24,000
proceeds from disposal of assets
proceeds from exercise of stock options and warrants																																																												66,000	242,000	1,233,000	61,000	36,000	158,000	169,000	4,580,000	228,000	42,000	64,000	83,000	9,000	160,000	1,116,000	177,000
cumulative effect of adopting a new accounting principle																																																																				0	0	0	106,000
balances at sept. 30, 2007
adoption of fin48
share-based compensation																																																													1,113,000	1,288,000	1,056,000	948,000	971,000	723,000	1,059,000	893,000	902,000	1,068,000	856,000	901,000	1,062,000	914,000	750,000
excess tax benefit from share-based compensation																																																													-205,000	-1,622,000	-23,000
(investments in)/dividends from unconsolidated affiliates																																																													-5,998,000
current assets:
pawn loans																																																														0	5,442,000			0	3,230,000		0	0	3,230,000
payday loans																																																														0	55,000
auto title loans																																																														0	1,105,000
signature loan fees receivable																																																														0	7,000
auto title loan fees receivable																																																														0	84,000
deferred tax asset																																																														0	334,000			0	41,000		0	0	41,000
prepaid expenses and other assets																																																														0	79,000			0	40,000		0	0	40,000
total current assets																																																														0	11,197,000			0	4,475,000		0	0	4,475,000
property and equipment																																																														0	392,000			0	800,000		0	0	800,000
goodwill																																																														0	16,297,000			0	8,156,000		28,000	-305,000	8,433,000
other assets																																																														0	6,711,000			0	131,000		0	0	131,000
total assets																																																														0	34,597,000			0	15,562,000		28,000	95,000	15,439,000
liabilities:
total liabilities																																																														0	-162,000			0	-95,000		0	0	-95,000
net assets acquired																																																														0	34,435,000			0	15,467,000		28,000	95,000	15,344,000
balances at sept. 30, 2006
balances at sept. 30, 2008
balances at sept. 30, 2009
payday loan and auto title loan loss provisions																																																																	2,315,000
excess tax benefit from stock-based compensation																																																																	-15,000	-70,000	-1,639,000	-200,000	-91,000	-194,000	-67,000	-21,000	-71,000	-1,013,000	189,000
net (gain)/ loss on sale or disposal of assets																																																																		-537,000	-284,000
non-compete agreement																																																																		0	2,000,000		0	400,000	1,600,000
accrued liabilities																																																																		0	-30,000		0	0	-30,000
customer deposits																																																																		0	-65,000		0	0	-65,000
payday loan loss provision																																																																			2,684,000	3,025,000	2,054,000	1,528,000	2,084,000	2,037,000	1,978,000	514,000	824,000
auto title loan loss provision																																																																			7,000
pawn loans made																																																																			-65,680,000	-74,652,000	-70,190,000	-57,390,000	-60,251,000	-61,200,000	-58,298,000	-45,555,000	-46,803,000
pawn loans repaid																																																																			35,488,000	33,912,000	32,778,000	39,014,000	31,049,000	28,645,000	25,066,000	30,815,000	24,649,000
payday loans made																																																																			-26,800,000	-24,518,000	-21,145,000	-17,867,000	-18,437,000	-15,752,000	-13,598,000	-9,642,000	-9,468,000
payday loans repaid																																																																			23,049,000	20,966,000	17,783,000	17,218,000	14,998,000	13,415,000	10,524,000	9,089,000	7,814,000
auto title loans made																																																																			-312,000
auto title loans repaid																																																																			235,000
net payments on bank borrowings
balances at sept. 30, 2005
amortization of deferred compensation
reclass upon adoption of sfas no. 123
net (gain)/loss on sale or disposal of assets
net income on sale or disposal of assets																																																																						81,000	162,000
note receivable from related party
balances at sept. 30, 2004
vesting of restricted stock
tax benefit from exercise of stock options
net gain on sale or disposal of assets
weighted-average outstanding shares of common stock																																																																										453,000	40,549,000
dilutive effect of stock options, warrants, and restricted stock																																																																										-314,000	2,757,000
weighted-average common stock and common stock equivalents																																																																										139,000	43,306,000
basic earnings per share																																																																										10	240
diluted earnings per share																																																																										0	230
cash paid during the periods for:
deferred gain on sale-leaseback
balances at sept. 30, 2000
amortization of stock option compensation
total comprehensive loss
balances at sept. 30, 2001
balances at sept. 30, 2002
issuance of restricted shares to employee
balances at sept. 30, 2003

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