7Baggers

Essent Group Ltd
(NYSE:ESNT) 

ESNT stock logo

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology ma...

Founded: 2008
Full Time Employees: 383
Sector: Financial Services
Industry: Mortgage Finance
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• Market Cap:
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At a glance:
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Income Statements:
Quarterly
Annual
    Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2014-12-31 2014-09-30 2014-06-30 2014-03-31 
                                                    
      revenues:
    		                                                
      net premiums written
    		394,669,000 237,877,000 241,828,000 241,488,000 238,271,000 239,509,000 242,965,000 245,566,000 238,540,000 238,187,000 240,574,000 209,621,000 205,900,000 200,726,000 209,230,000 210,342,000 199,731,000 198,496,000 202,348,000 202,287,000 204,361,000 214,243,000 222,223,000 205,904,000 191,743,000 196,493,000 198,304,000 188,404,000 177,644,000 176,437,000 175,221,000 168,404,000 165,225,000 161,771,000 155,055,000 134,063,000 119,297,000 116,412,000 115,887,000 108,513,000 100,466,000 98,434,000 97,478,000 92,399,000 82,257,000 77,862,000 63,505,000 52,192,000 
      decrease in unearned premiums
    		-134,576,000 4,852,000 4,504,000 7,321,000 7,577,000 4,956,000 5,971,000 6,325,000 7,050,000 7,427,000 6,231,000 3,608,000 5,358,000 6,526,000 -1,296,000 1,669,000 15,599,000 18,825,000 16,370,000 15,150,000 14,706,000 8,096,000 35,000 5,567,000 14,753,000 11,178,000 5,169,000 86,000 147,000                    
      net premiums earned
    		260,093,000 242,729,000 246,332,000 248,809,000 245,848,000 244,465,000 248,936,000 251,891,000 245,590,000 245,614,000 246,805,000 213,229,000 211,258,000 207,252,000 207,934,000 212,011,000 215,330,000 217,321,000 218,718,000 217,437,000 219,067,000 222,339,000 222,258,000 211,471,000 206,496,000 207,671,000 203,473,000 188,490,000 177,791,000 173,301,000 166,675,000 156,958,000 152,558,000 147,976,000 137,940,000 126,563,000 117,651,000 116,792,000 110,801,000 100,711,000 94,403,000 89,378,000 83,694,000 78,361,000 75,038,000 60,323,000 50,342,000 44,750,000 
      net investment income
    		59,255,000 59,223,000 59,795,000 59,289,000 58,210,000 56,559,000 57,340,000 56,086,000 52,085,000 50,581,000 47,072,000 45,250,000 43,236,000 37,796,000 32,594,000 29,339,000 24,680,000 23,661,000 21,573,000 21,743,000 21,788,000 20,949,000 18,639,000 19,866,000 20,633,000 21,977,000 21,104,000 20,581,000 19,880,000 18,597,000 16,646,000 15,134,000 13,714,000 11,765,000 10,626,000 9,400,000 8,435,000 8,225,000 6,781,000 6,701,000 6,183,000 5,563,000 5,322,000 4,720,000 4,280,000 3,405,000 3,080,000 1,898,000 
      realized investment gains
    		-147,000 -188,000 -425,000   -114,000 68,000       -5,524,000 175,000 -471,000 -7,352,000 -191,000 221,000 -253,000 641,000 564,000 267,000 -1,269,000 3,135,000 833,000 1,153,000 583,000 660,000 158,000 524,000 439,000 197,000 252,000 564,000 544,000 655,000 445,000 435,000 583,000 471,000 789,000 548,000 568,000 649,000 151,000 68,000 400,000 
      income from other invested assets
    		10,179,000 3,942,000 1,770,000 4,466,000 7,408,000 6,889,000 2,820,000 -419,000 -1,915,000 -421,000 -3,143,000 -4,852,000 -2,702,000 -7,599,000 9,617,000 1,953,000 24,705,000 14,997,000 40,741,000                              
      other income
    		6,692,000 6,698,000 4,358,000 6,708,000 6,273,000 7,228,000 7,414,000 6,548,000 3,737,000 6,395,000 5,609,000 8,090,000 4,942,000 -1,888,000 11,447,000 1,577,000 7,248,000 1,128,000 2,283,000 4,334,000 3,301,000 3,347,000 1,874,000 6,009,000 -1,424,000 -1,719,000 657,000 2,238,000 2,195,000 1,068,000 1,153,000 1,237,000 994,000 1,117,000 1,073,000 1,099,000 851,000 911,000 3,237,000 170,000 1,409,000 1,746,000 2,172,000 418,000 44,000 742,000 793,000 773,000 
      total revenues
    		336,072,000 312,404,000 311,830,000 319,143,000 317,558,000 315,027,000 316,578,000 312,942,000 298,357,000 297,277,000 296,108,000 260,128,000 256,246,000 230,037,000 261,767,000 244,409,000 264,611,000 256,916,000 283,536,000 243,261,000 244,797,000 247,199,000 243,038,000 236,077,000 228,840,000 228,762,000 226,387,000 211,892,000 200,526,000 193,124,000 184,998,000 173,768,000 167,463,000 161,110,000 150,203,000 137,606,000 127,592,000 126,373,000 121,254,000 108,165,000 102,466,000 97,476,000 91,736,000 84,067,000 80,011,000 64,621,000 54,283,000 47,821,000 
      yoy
    		5.83% -0.83% -1.50% 1.98% 6.44% 5.97% 6.91% 20.30% 16.43% 29.23% 13.12% 6.43% -3.16% -10.46% -7.68% 0.47% 8.09% 3.93% 16.66% 3.04% 6.97% 8.06% 7.36% 11.41% 14.12% 18.45% 22.37% 21.94% 19.74% 19.87% 23.17% 26.28% 31.25% 27.49% 23.87% 27.22% 24.52% 29.65% 32.18% 28.67% 28.06% 50.84% 69.00% 75.80%     
      qoq
    		7.58% 0.18% -2.29% 0.50% 0.80% -0.49% 1.16% 4.89% 0.36% 0.39% 13.83% 1.51% 11.39% -12.12% 7.10% -7.63% 3.00% -9.39% 16.56% -0.63% -0.97% 1.71% 2.95% 3.16% 0.03% 1.05% 6.84% 5.67% 3.83% 4.39% 6.46% 3.77% 3.94% 7.26% 9.15% 7.85% 0.96% 4.22% 12.10% 5.56% 5.12% 6.26% 9.12% 5.07% 23.82% 19.04% 13.51%  
      losses and expenses:
    		                                                
      provision for losses and lae
    		48,216,000 56,073,000 44,922,000 17,055,000 31,287,000 40,975,000 30,666,000 -334,000 9,913,000 19,640,000 10,822,000 1,260,000 -180,000 4,101,000 4,252,000 -76,199,000 -106,858,000 -3,433,000 -7,483,000 9,651,000 32,322,000 62,073,000 55,280,000 175,877,000 8,063,000 10,929,000 9,990,000 4,960,000 7,107,000 -999,000 5,452,000 1,813,000 5,309,000 17,456,000 4,313,000 1,770,000 3,693,000 3,865,000 4,965,000 2,964,000 3,731,000 4,199,000 3,393,000 2,314,000 1,999,000 1,391,000 966,000 902,000 
      other underwriting and operating expenses
    		72,983,000 63,653,000 59,498,000 62,765,000 71,124,000 100,279,000 57,259,000 55,987,000 57,349,000 55,248,000 54,814,000 42,174,000 48,195,000 46,895,000 42,144,000 41,898,000 40,796,000 41,232,000 42,272,000 41,114,000 42,239,000 36,825,000 37,100,000 38,819,000 41,947,000 41,231,000 41,588,000 41,520,000 41,030,000 39,449,000 36,899,000 36,428,000 38,124,000 36,480,000 37,035,000 35,686,000 36,332,000 35,206,000 32,848,000 31,409,000 31,388,000 29,627,000 28,714,000 27,148,000 27,498,000 24,469,000 23,648,000 23,459,000 
      interest expense
    		8,148,000 8,149,000 8,251,000 8,148,000 8,148,000 8,151,000 11,457,000 7,849,000 7,862,000 7,953,000 7,854,000 7,394,000 6,936,000 6,045,000 4,450,000 2,887,000 2,226,000 2,095,000 2,063,000 2,073,000 2,051,000 2,149,000 2,227,000 2,566,000 2,132,000 2,218,000 2,584,000 2,679,000 2,670,000 2,611,000 2,500,000 2,618,000 2,450,000 1,817,000 1,456,000 1,189,000 716,000            
      total losses and expenses
    		129,347,000 127,875,000 112,671,000 87,968,000 110,559,000 120,077,000 109,004,000 73,717,000 84,615,000 94,316,000 86,665,000 50,828,000 54,951,000 57,041,000 50,846,000 -31,414,000 -63,836,000 39,894,000 36,852,000 52,838,000 76,612,000 101,047,000 94,607,000 217,262,000 52,142,000 54,378,000 54,162,000 49,159,000 50,807,000 41,061,000 44,851,000 40,859,000 45,883,000 55,753,000 42,804,000 38,645,000 40,741,000 39,071,000 37,813,000 34,373,000 35,119,000 33,826,000 32,107,000 29,462,000 29,497,000 25,860,000 24,614,000 24,361,000 
      income before income taxes
    		206,725,000 184,529,000 199,159,000 231,175,000 206,999,000 194,950,000 207,574,000 239,225,000 213,742,000 202,961,000 209,443,000 209,300,000 201,295,000 172,996,000 210,921,000 275,823,000 328,447,000 217,022,000 246,684,000 190,423,000 168,185,000 146,152,000 148,431,000 18,815,000 176,698,000 174,384,000 172,225,000 162,733,000 149,719,000 152,063,000 140,147,000 132,909,000 121,580,000 105,357,000 107,399,000 98,961,000 86,851,000 87,302,000 83,441,000 73,792,000 67,347,000 63,650,000 59,629,000 54,605,000 50,514,000 38,761,000 29,669,000 23,460,000 
      income tax expense
    		34,926,000 29,547,000 34,944,000 35,836,000 31,566,000 27,050,000 31,399,000 35,616,000 32,023,000 27,594,000 31,484,000 37,067,000 30,468,000 25,630,000 32,870,000 44,054,000 54,280,000 36,035,000 41,331,000 30,628,000 32,537,000 22,550,000 23,895,000 3,435,000 27,175,000 27,426,000 27,595,000 26,328,000 21,999,000 23,535,000 24,136,000 21,154,000 10,511,000 -57,281,000 29,006,000 26,843,000 20,253,000 24,616,000 23,730,000 21,534,000 19,396,000 19,171,000 18,808,000 17,412,000 15,676,000 13,691,000 10,114,000 8,454,000 
      net income
    		171,799,000 154,982,000 164,215,000 195,339,000 175,433,000 167,900,000 176,175,000 203,609,000 181,719,000 175,367,000 177,959,000 172,233,000 170,827,000 147,366,000 178,051,000 231,769,000 274,167,000 180,987,000 205,353,000 159,795,000 135,648,000 123,602,000 124,536,000 15,380,000 149,523,000 146,958,000 144,630,000 136,405,000 127,720,000 128,528,000 116,011,000 111,755,000 111,069,000 162,638,000 78,393,000 72,118,000 66,598,000 62,686,000 59,711,000 52,258,000 47,951,000 44,479,000 40,821,000 37,193,000 34,838,000 25,070,000 19,555,000 15,006,000 
      yoy
    		-2.07% -7.69% -6.79% -4.06% -3.46% -4.26% -1.00% 18.22% 6.38% 19.00% -0.05% -25.69% -37.69% -18.58% -13.30% 45.04% 102.12% 46.43% 64.89% 938.98% -9.28% -15.89% -13.89% -88.72% 17.07% 14.34% 24.67% 22.06% 14.99% -20.97% 47.99% 54.96% 66.78% 159.45% 31.29% 38.00% 38.89% 40.93% 46.28% 40.50% 37.64% 77.42% 108.75% 147.85%     
      qoq
    		10.85% -5.62% -15.93% 11.35% 4.49% -4.70% -13.47% 12.05% 3.62% -1.46% 3.32% 0.82% 15.92% -17.23% -23.18% -15.46% 51.48% -11.87% 28.51% 17.80% 9.75% -0.75% 709.73% -89.71% 1.75% 1.61% 6.03% 6.80% -0.63% 10.79% 3.81% 0.62% -31.71% 107.46% 8.70% 8.29% 6.24% 4.98% 14.26% 8.98% 7.81% 8.96% 9.75% 6.76% 38.96% 28.20% 30.31%  
      net income margin %
    		51.12% 49.61% 52.66% 61.21% 55.24% 53.30% 55.65% 65.06% 60.91% 58.99% 60.10% 66.21% 66.67% 64.06% 68.02% 94.83% 103.61% 70.45% 72.43% 65.69% 55.41% 50.00% 51.24% 6.51% 65.34% 64.24% 63.89% 64.37% 63.69% 66.55% 62.71% 64.31% 66.32% 100.95% 52.19% 52.41% 52.20% 49.60% 49.24% 48.31% 46.80% 45.63% 44.50% 44.24% 43.54% 38.80% 36.02% 31.38% 
      earnings per share:
    		                                                
      basic
    		1.83 1.62 1.69 1.95 1.71 1.6 1.67 1.93 1.72 1.66 1.68 1.62 1.6 1.38 1.67 2.17 2.53 1.65 1.85 1.43 1.21 1.11 1.11 0.15 1.53 1.5 1.48 1.39 1.31 1.32 1.19 1.15 1.14 1.72 0.83 0.79 0.73 0.69 0.66 0.57 0.53 0.49 0.45 0.41 0.39    
      diluted
    		1.82 1.61 1.67 1.93 1.69 1.59 1.65 1.91 1.7 1.64 1.66 1.61 1.59 1.37 1.66 2.16 2.52 1.64 1.84 1.42 1.21 1.11 1.11 0.15 1.52 1.5 1.47 1.39 1.3 1.31 1.18 1.14 1.13 1.68 0.82 0.77 0.72 0.67 0.65 0.57 0.52 0.49 0.44 0.41 0.38    
      weighted-average shares outstanding:
    		                                                
      basic
    		93,818 98,999 97,400 100,037 102,881 105,394 105,266 105,657 105,697 106,222 105,979 106,249 106,943 107,205 106,870 106,921 108,166 111,164 111,001 112,118 112,016 106,098 111,908 102,500 97,949 97,762 97,822 97,798 97,595 97,403 97,438 97,426 97,298 93,330 94,185 91,381 91,258 90,913 90,961 90,912 90,785 90,351 90,418 90,344 90,185    
      diluted
    		94,572 100,023 98,519 101,059 103,946 106,550 106,554 106,778 106,770 107,129 107,025 107,093 107,585 107,653 107,337 107,283 108,590 111,555 111,387 112,454 112,378 106,376 112,134 102,605 98,326 98,227 98,257 98,170 98,104 97,974 98,013 97,866 97,951 95,211 96,094 93,162 93,023 92,245 92,399 92,138 91,859 91,738 91,841 91,674 91,514    
      other comprehensive income:
    		                                                
      unrealized (depreciation) appreciation of investments, net of tax expense of (7,409) and 11,295 in the three months ended march 31, 2026 and 2025, respectively.
    		-35,951                                                
      total other comprehensive income
    		-35,951 13,440 50,241 16,580 71,738 -113,705 117,358     -36,098 58,753 40,787 -137,010 -134,268  -27,807 -36,917 36,360  5,840 12,036 74,285 -10,074 -6,540 17,367 35,987 38,366 18,456 -8,201 -7,246 -28,750 -7,230 1,978 8,470 4,850 -34,209 -2,008 10,702 13,359 -5,146 4,260 -8,769 4,889  4,915 479 
      comprehensive income
    		135,848 168,422 214,456 211,919 247,171 54,195 293,533 198,234 159,953 331,254 101,711 136,135 229,580 188,153 41,041 97,501 71,161 153,180 168,436 196,155 76,445 129,442 136,572 89,665 139,449 140,418 161,997 172,392 166,086 146,984 107,810 104,509 82,319 155,408 80,371 80,588 71,448 28,477 57,703 62,960 61,310 39,333 45,081 28,424 39,727 23,665 24,470 15,485 
      change in unrealized appreciation of investments, net of tax expense of 9,000 and 20,049 in the three months ended september 30, 2025 and 2024, and 22,365 and 15,335 in the nine months ended september 30, 2025 and 2024, respectively.
    		 34,639.75 50,241                                              
      realized investment losses
    		   -129,000 -181,000   -1,164,000 -1,140,000 -578,000 -235,000 -1,589,000 -488,000                                    
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 2,070 and (1,592) in the three months ended june 30, 2025 and 2024, and 13,365 and (4,714) in the six months ended june 30, 2025 and 2024, respectively.
    		   16,580                                             
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 11,295 and (3,122) in the three months ended march 31, 2025 and 2024, respectively.
    		    71,738                                            
      premiums retained by agents
    		     7,332,000 9,622,000 10,215,000 9,491,000 11,475,000 13,175,000                                      
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 20,049 and (12,800) in the three months ended september 30, 2024 and 2023 and 15,335 and (8,418) in the nine months ended september 30, 2024 and 2023.
    		     22,554.25 117,358                                          
      other comprehensive income loss:
    		                                                
      change in unrealized appreciation (depreciation) of investments, net of tax expense of (1,592) and (5,046) in the three months ended june 30, 2024 and 2023 and (4,714) and 4,382 in the six months ended june 30, 2024 and 2023.
    		       -5,375                                         
      total other comprehensive income loss
    		       -5,375 -21,766 -13,398.25 -76,248                                      
      change in unrealized appreciation (depreciation) of investments, net of tax expense of (3,122) and 9,428 in the three months ended march 31, 2024 and 2023.
    		        -21,766                                        
      change in unrealized appreciation (depreciation) of investments, net of tax expense of (12,800) and (22,000) in the three months ended september 30, 2023 and 2022 and (8,418) and (82,132) in the nine months ended september 30, 2023 and 2022.
    		         -13,398.25 -76,248                                      
      change in unrealized appreciation (depreciation) of investments, net of tax expense of (5,046) and (24,235) in the three months ended june 30, 2023 and 2022 and 4,382 and (60,132) in the six months ended june 30, 2023 and 2022.
    		           -36,098                                     
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 9,428 and (35,897) in the three months ended march 31, 2023 and 2022
    		            58,753                                    
      change in unrealized appreciation (depreciation) of investments, net of tax expense of (22,000) and (8,599) in the three months ended september 30, 2022 and 2021 and (82,132) and (10,944) in the nine months ended september 30, 2022 and 2021
    		             -118,571 -137,010                                  
      change in unrealized appreciation (depreciation) of investments, net of tax expense of (24,235) and 7,856 in the three months ended june 30, 2022 and 2021 and (60,132) and (2,345) in the six months ended june 30, 2022 and 2021
    		               -134,268                                 
      change in unrealized depreciation of investments, net of tax benefit of (35,897) and (10,201) in the three months ended march 31, 2022 and 2021
    		                -203,006                                
      total other comprehensive loss
    		                -203,006    -59,203                            
      change in unrealized (depreciation) appreciation of investments, net of tax expense of (8,599) and 3,856 in the three months ended september 30, 2021 and 2020 and (10,944) and 14,469 in the nine months ended september 30, 2021 and 2020
    		                 -14,940 -36,917                              
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 7,856 and 17,592 in the three months ended june 30, 2021 and 2020 and (2,345) and 10,613 in the six months ended june 30, 2021 and 2020
    		                   36,360                             
      change in unrealized depreciation of investments, net of tax benefit of (10,201) and (6,979) in the three months ended march 31, 2021 and 2020
    		                    -59,203                            
      change in unrealized appreciation of investments, net of tax expense of 3,856 and 3,640 in the three months ended september 30, 2020 and 2019 and 14,469 and 18,685 in the nine months ended september 30, 2020 and 2019
    		                     19,061.75 12,036                          
      change in unrealized appreciation of investments, net of tax expense of 17,592 and 7,094 in the three months ended june 30, 2020 and 2019 and 10,613 and 15,045 in the six months ended june 30, 2020 and 2019
    		                       74,285                         
      change in unrealized (depreciation) appreciation of investments, net of tax expense of (6,979) in 2020 and 7,951 in 2019
    		                        -10,074                        
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 3,640 and (1,352) in the three months ended september 30, 2019 and 2018 and 18,685 and (7,963) in the nine months ended september 30, 2019 and 2018
    		                         22,930 17,367                      
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 7,094 and (1,418) in the three months ended june 30, 2019 and 2018 and 15,045 and (6,611) in the six months ended june 30, 2019 and 2018
    		                           35,987                     
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 7,951 in 2019 and (5,193) in 2018
    		                            38,366                    
      increase in unearned premiums
    		                             -3,136,000 -8,546,000 -11,446,000 -12,667,000 -13,795,000 -17,115,000 -7,500,000 -1,646,000 380,000 -5,086,000 -7,802,000 -6,063,000 -9,056,000 -13,784,000 -14,038,000     
      change in unrealized (depreciation) appreciation of investments, net of tax expense of (1,352) and 752 in the three months ended september 30, 2018 and 2017 and (7,963) and 6,462 in the nine months ended september 30, 2018 and 2017
    		                             -11,049.25 -8,201                  
      change in unrealized (depreciation) appreciation of investments, net of tax expense of (1,418) and 3,649 in the three months ended june 30, 2018 and 2017 and (6,611) and 5,710 in the six months ended june 30, 2018 and 2017
    		                               -7,246                 
      change in unrealized (depreciation) appreciation of investments, net of tax expense of (5,193) in 2018 and 2,061 in 2017
    		                                -28,750                
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 752 and (897) in the three months ended september 30, 2017 and 2016 and 6,462 and 9,866 in the nine months ended september 30, 2017 and 2016
    		                                 3,824.5 1,978              
      change in unrealized appreciation of investments, net of tax expense of 3,649 and 5,049 in the three months ended june 30, 2017 and 2016 and 5,710 and 10,763 in the six months ended june 30, 2017 and 2016
    		                                   8,470             
      change in unrealized appreciation of investments, net of tax expense of 2,061 in 2017 and 5,714 in 2016
    		                                    4,850            
      change in unrealized (depreciation) appreciation of investments, net of tax expense of (897) and 2,013 in the three months ended september 30, 2016 and 2015 and 9,866 and 121 in the nine months ended september 30, 2016 and 2015
    		                                     5,513.25 -2,008          
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 5,049 and (4,002) in the three months ended june 30, 2016 and 2015 and 10,763 and (1,892) in the six months ended june 30, 2016 and 2015
    		                                       10,702         
      change in unrealized appreciation of investments, net of tax expense of 5,714 in 2016 and 2,110 in 2015
    		                                        13,359        
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 2,013 and (494) in the three months ended september 30, 2015 and 2014 and 121 and 1,971 in the nine months ended september 30, 2015 and 2014
    		                                         95 4,260      
      change in unrealized (depreciation) appreciation of investments, net of tax expense of (4,002) and 2,095 in the three months ended june 30, 2015 and 2014 and (1,892) and 2,465 in the six months ended june 30, 2015 and 2014
    		                                           -8,769     
      change in unrealized appreciation of investments, net of tax expense of 2,110 in 2015 and 370 in 2014
    		                                            4,889    
      earnings per share:
    		                                                
      basic:
    		                                                
      common shares
    		                                             0.3 0.23 0.18 
      class a common shares
    		                                                
      class b-2 common shares
    		                                                
      diluted:
    		                                                
      weighted-average common shares outstanding:
    		                                                
      change in unrealized appreciation (depreciation) of investments, net of tax expense of (494) and 339 in the three months ended september 30, 2014 and 2013 and 1,971 and (1,843) in the nine months ended september 30, 2014 and 2013
    		                                                
      other comprehensive income
    		                                                
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 2,095 and (2,043) in the three months ended june 30, 2014 and 2013 and 2,465 and (2,182) in the six months ended june 30, 2014 and 2013
    		                                              4,915  
      change in unrealized appreciation (depreciation) of investments, net of tax expense of 370 in 2014 and (139) in 2013
    		                                               479 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 
                                                       
        assets
      		                                                 
        investments
      		                                                 
        fixed maturities available for sale, at fair value
      		5,425,210,000 5,455,593,000 5,449,789,000 5,383,504,000 5,345,409,000 5,112,697,000 4,919,868,000 3,931,471,000 4,172,237,000 4,335,008,000 4,241,757,000 4,438,554,000 4,602,284,000 4,489,598,000 4,253,705,000 4,264,715,000 4,145,542,000 4,649,800,000 4,560,235,000 4,374,008,000 4,252,144,000 3,838,513,000 3,549,397,000 3,221,149,000 3,110,362,000 3,035,385,000 2,982,009,000 2,848,746,000 2,765,267,000 2,605,666,000 2,473,840,000                   
        short-term investments available for sale, at fair value
      		623,034,000 648,492,000 640,076,000 583,033,000 536,950,000 764,024,000 1,030,631,000 1,523,512,000 1,196,837,000 928,731,000 755,931,000 583,540,000 347,752,000 252,027,000 331,139,000 355,625,000 517,363,000 313,087,000 309,782,000 372,320,000 449,332,000 726,860,000 952,952,000 1,130,954,000 595,165,000 315,362,000 252,604,000 251,468,000 210,822,000 154,400,000 191,912,000                   
        total investments available for sale
      		6,048,244,000 6,104,085,000 6,089,865,000 5,966,537,000 5,882,359,000 5,876,721,000 5,950,499,000 5,454,983,000 5,369,074,000 5,263,739,000 4,997,688,000 5,022,094,000 4,950,036,000 4,741,625,000 4,584,844,000 4,620,340,000 4,662,905,000 4,962,887,000 4,870,017,000 4,746,328,000 4,701,476,000 4,565,373,000 4,502,349,000 4,352,103,000 3,705,527,000 3,350,747,000 3,234,613,000 3,100,214,000 2,976,089,000 2,760,066,000 2,665,752,000                   
        other invested assets
      		394,290,000 382,513,000 370,072,000 359,823,000 321,858,000 303,900,000 294,931,000 282,781,000 279,625,000 277,226,000 272,619,000 266,559,000 255,288,000 257,941,000 263,126,000 217,757,000 212,521,000 170,472,000 161,250,000 145,310,000 100,393,000 88,904,000 83,063,000 78,536,000 75,380,000 78,873,000 75,273,000 69,853,000 32,735,000 30,952,000 24,865,000                   
        total investments
      		6,442,534,000 6,486,598,000 6,459,937,000 6,326,360,000 6,204,217,000 6,180,621,000 6,245,430,000 5,737,764,000 5,648,699,000 5,540,965,000 5,270,307,000 5,288,653,000 5,205,324,000 4,999,566,000 4,847,970,000 4,838,097,000 4,875,426,000 5,133,359,000 5,031,267,000 4,891,638,000 4,801,869,000 4,654,277,000 4,585,412,000 4,430,639,000 3,780,907,000 3,429,620,000 3,309,886,000 3,170,067,000 3,008,824,000 2,791,018,000 2,690,617,000 2,556,013,000 2,461,127,000 2,305,065,000 2,123,314,000 1,841,041,000 1,724,533,000 1,615,102,000 1,582,156,000 1,435,174,000 1,368,502,000 1,276,634,000 1,240,514,000 1,159,379,000 1,120,231,000 1,120,231,000 897,151,000 845,870,000 847,268,000 
        cash
      		128,262,000 123,049,000 91,411,000 92,116,000 208,066,000 131,480,000 109,306,000 197,402,000 164,255,000 141,787,000 96,779,000 68,101,000 68,633,000 81,240,000 79,467,000 77,852,000 203,845,000 81,491,000 65,825,000 142,140,000 81,022,000 102,830,000 118,691,000 72,787,000 31,055,000 71,350,000 49,582,000 25,255,000 40,489,000 64,946,000 29,797,000 24,664,000 32,958,000 43,524,000 57,741,000 27,670,000 19,713,000 27,531,000 16,336,000 16,172,000 28,206,000 24,606,000 18,723,000 25,590,000 21,902,000 21,902,000 17,574,000 14,180,000 8,838,000 
        accrued investment income
      		44,875,000 47,371,000 43,004,000 45,940,000 42,296,000 43,732,000 40,453,000 35,534,000 35,817,000 35,689,000 36,651,000 36,099,000 36,896,000 33,162,000 29,598,000 26,716,000 23,233,000 26,546,000 24,642,000 24,468,000 23,600,000 19,948,000 19,152,000 18,711,000 18,572,000 18,535,000 18,527,000 18,387,000 18,176,000 17,627,000 17,125,000 15,655,000 14,383,000 12,807,000 11,839,000 10,776,000 10,191,000 9,488,000 8,858,000 8,480,000 8,431,000 7,768,000 7,372,000 6,943,000 6,240,000 6,240,000 5,034,000 4,641,000 3,673,000 
        accounts receivable
      		144,121,000 51,267,000 53,674,000 52,340,000 53,127,000 55,564,000 54,394,000 56,974,000 68,932,000 63,266,000 68,332,000 62,692,000 61,282,000 57,399,000 59,069,000 51,281,000 45,167,000 46,157,000 47,760,000 53,127,000 45,618,000 50,140,000 45,434,000 39,750,000 41,228,000 40,655,000 40,221,000 40,395,000 38,194,000 36,881,000 35,597,000 35,276,000 45,953,000 29,752,000 29,284,000 26,648,000 23,479,000 21,632,000 20,253,000 21,125,000 17,200,000 16,637,000 17,053,000 14,972,000 15,763,000 15,763,000 13,168,000 12,249,000 10,349,000 
        deferred policy acquisition costs
      		56,901,000 9,547,000 9,191,000 9,237,000 9,663,000 9,653,000 9,491,000 9,199,000 8,980,000 9,139,000 9,375,000 9,460,000 9,511,000 9,910,000 10,408,000 10,809,000 11,148,000 12,178,000 13,307,000 14,070,000 14,723,000 17,005,000 16,704,000 15,856,000 15,147,000 15,705,000 16,003,000 15,830,000 15,657,000 16,049,000 16,159,000 15,947,000 15,563,000 15,354,000 14,831,000 14,037,000 13,493,000 13,400,000 13,013,000 12,239,000 11,686,000 11,529,000 11,229,000 10,546,000 9,852,000 9,852,000 8,784,000 7,539,000 6,628,000 
        property, equipment and software
      		48,297,000 49,189,000                                                
        prepaid federal income tax
      		513,425,000 513,425,000 490,456,000 497,356,000 487,356,000 489,600,000 494,356,000 487,456,000 467,183,000 470,646,000 461,386,000 446,460,000 418,460,000 418,460,000 405,910,000 391,910,000 360,810,000 360,810,000 348,286,000 332,886,000 302,636,000 302,636,000 279,136,000 279,136,000 261,885,000 261,885,000 246,885,000 230,385,000 202,385,000 202,385,000 185,935,000 174,335,000 151,294,000 252,157,000 233,457,000 215,357,000 180,657,000 181,272,000 163,022,000 149,772,000 119,522,000 119,412,000 107,412,000 95,173,000 63,673,000 63,673,000 42,673,000 34,000,000 18,000,000 
        goodwill and acquired intangible assets
      		77,802,000 78,153,000 78,504,000 78,855,000 79,206,000 79,556,000 69,907,000                                           
        other assets
      		113,551,000 82,404,000 75,866,000 75,923,000 77,566,000 79,572,000 61,981,000 55,253,000 55,095,000 51,051,000 46,389,000 40,526,000 108,886,000 104,489,000 104,704,000 103,868,000 46,208,000 49,712,000 45,944,000 50,471,000 48,120,000 40,793,000 27,963,000 27,611,000 21,815,000 18,367,000 24,158,000 22,256,000 11,580,000 13,436,000 10,806,000 20,246,000 13,349,000 8,730,000 7,300,000 9,409,000 7,429,000 6,454,000 5,799,000 6,215,000 2,953,000 3,492,000 1,505,000 6,254,000 4,352,000 4,352,000 2,016,000 2,021,000 3,049,000 
        total assets
      		7,569,768,000 7,441,003,000 7,351,999,000 7,220,561,000 7,204,711,000 7,111,649,000 7,126,539,000 6,692,745,000 6,564,983,000 6,426,673,000 6,094,200,000 5,983,315,000 5,927,506,000 5,723,797,000 5,556,904,000 5,521,102,000 5,586,145,000 5,722,174,000 5,589,516,000 5,521,789,000 5,331,846,000 5,202,724,000 5,107,088,000 4,899,948,000 4,186,934,000 3,873,425,000 3,722,054,000 3,539,899,000 3,353,245,000 3,149,971,000 2,993,423,000 2,849,431,000 2,741,217,000 2,674,368,000 2,485,591,000 2,152,893,000 1,987,700,000 1,882,998,000 1,817,728,000 1,658,207,000 1,565,732,000 1,469,099,000 1,411,934,000 1,327,488,000 1,250,086,000 1,250,086,000 991,600,000 925,365,000 905,046,000 
        liabilities and stockholders’ equity
      		                                                 
        liabilities
      		                                                 
        reserve for losses and lae
      		485,666,000 446,822,000 397,138,000 364,749,000 356,653,000 328,866,000 288,316,000 260,688,000 267,324,000 260,095,000 241,333,000 216,943,000 216,022,000 216,464,000 212,494,000 209,973,000 293,072,000 407,445,000 412,956,000 421,872,000 411,123,000 374,941,000 307,737,000 250,890,000 73,341,000 69,362,000 61,436,000 55,138,000 53,484,000 49,464,000 53,355,000 50,016,000 49,966,000 46,850,000 31,579,000 29,798,000 29,468,000 28,142,000 25,731,000 22,474,000 20,470,000 17,760,000 14,548,000 11,931,000 10,065,000 10,065,000 5,682,000 4,506,000 3,804,000 
        unearned premium reserve
      		226,306,000 91,730,000 96,581,000 102,382,000 108,406,000 115,983,000 120,939,000 126,938,000 133,235,000 140,285,000 147,712,000 153,921,000 157,529,000 162,887,000 169,413,000 168,117,000 169,786,000 185,385,000 204,210,000 220,580,000 235,730,000 250,436,000 258,532,000 258,567,000 264,134,000 278,887,000 290,065,000 295,234,000 295,320,000 295,467,000 292,331,000 283,785,000 272,339,000 259,672,000 245,877,000 228,762,000 221,262,000 219,616,000 219,996,000 214,910,000 207,108,000 201,045,000 191,989,000 178,205,000 164,167,000 164,167,000 141,544,000 124,004,000 110,841,000 
        net deferred tax liability
      		452,552,000 465,351,000 438,187,000 427,202,000 414,772,000 392,428,000 410,761,000 381,393,000 368,955,000 362,753,000 329,721,000 328,340,000 383,116,000 356,810,000 340,627,000 348,374,000 359,919,000 373,654,000 356,835,000 343,098,000 318,622,000 305,109,000 281,506,000 272,746,000 259,688,000 249,620,000 236,644,000 216,660,000 196,040,000 172,642,000 155,349,000 147,808,000 132,325,000 127,636,000 198,042,000 181,206,000 162,651,000 142,587,000 140,641,000 126,991,000 108,923,000 87,964,000 77,291,000 64,161,000 53,482,000 53,482,000 22,036,000 9,430,000  
        senior notes due 2029
      		495,637,000 495,301,000 494,965,000 494,630,000 494,294,000 493,959,000 493,673,000                                           
        other liabilities
      		213,105,000  186,154,000 158,750,000 171,280,000                                             
        total liabilities
      		1,873,266,000 1,684,276,000 1,613,025,000 1,547,713,000 1,545,405,000 1,507,991,000 1,485,554,000 1,312,955,000 1,338,829,000 1,324,123,000 1,286,193,000 1,249,963,000 1,278,565,000 1,261,488,000 1,262,696,000 1,249,107,000 1,371,077,000 1,486,060,000 1,421,532,000 1,436,961,000 1,410,909,000 1,340,091,000 1,360,544,000 1,276,619,000 1,079,860,000 888,580,000 866,884,000 835,607,000 825,442,000 784,254,000 778,284,000 745,860,000 745,927,000 733,932,000 705,021,000 654,996,000 574,948,000 539,225,000 507,513,000 409,600,000 384,237,000 349,858,000 335,698,000 299,715,000 254,069,000 254,069,000 196,707,000 157,406,000 164,917,000 
        commitments and contingencies
      		                                                 
        stockholders’ equity
      		                                                 
        common shares, 0.015 par value:
      		                                                 
        authorized - 233,333; issued and outstanding - 93,073 shares in 2026 and 95,456 shares in 2025
      		1,396,000                                                 
        additional paid-in capital
      		486,672,000 649,895,000 770,561,000 888,337,000 1,055,340,000 1,214,956,000 1,276,572,000 1,278,918,000 1,293,424,000 1,299,869,000 1,309,717,000 1,309,834,000 1,334,607,000 1,350,377,000 1,345,598,000 1,340,650,000 1,358,583,000 1,428,952,000 1,493,005,000 1,558,142,000 1,571,134,000 1,571,163,000 1,566,448,000 1,561,737,000 1,117,286,000 1,118,655,000 1,114,586,000 1,110,893,000 1,106,797,000 1,110,800,000 1,107,206,000 1,103,448,000 1,099,676,000 1,127,137,000 1,122,679,000 920,452,000 915,895,000 918,296,000 913,215,000 909,310,000 905,159,000 904,221,000 900,549,000 897,167,000 893,836,000 893,836,000 763,521,000 760,252,000 756,893,000 
        accumulated other comprehensive loss
      		-187,936,000  -165,425,000 -215,666,000 -232,246,000  -190,279,000 -307,637,000 -302,262,000  -436,383,000 -360,135,000 -324,037,000                 -28,993,000 -47,449,000 -39,248,000 -32,002,000 -3,252,000   -7,405,000 -12,255,000            
        retained earnings
      		5,396,370,000 5,257,385,000 5,132,376,000 4,998,684,000 4,834,675,000 4,691,111,000 4,553,099,000 4,406,913,000 4,233,391,000 4,081,578,000 3,933,070,000 3,782,048,000 3,636,756,000 3,493,107,000 3,370,572,000 3,216,297,000 3,007,162,000 2,754,814,000 2,594,801,000 2,409,568,000 2,269,039,000 2,151,510,000 2,045,976,000 1,939,508,000 1,942,196,000 1,808,527,000 1,676,381,000 1,546,563,000 1,410,158,000 1,282,438,000 1,153,910,000 1,037,899,000 926,144,000 815,075,000 653,372,000 574,979,000 502,861,000 436,335,000 373,649,000 313,938,000 261,680,000 213,729,000 169,250,000 128,429,000 91,236,000 91,236,000 27,532,000 2,462,000  
        total stockholders’ equity
      		5,696,502,000  5,738,974,000 5,672,848,000 5,659,306,000  5,640,985,000 5,379,790,000 5,226,154,000  4,808,007,000 4,733,352,000 4,648,941,000  4,294,208,000 4,271,995,000 4,215,068,000  4,167,984,000 4,084,828,000 3,920,937,000  3,746,544,000 3,623,329,000 3,107,074,000  2,855,170,000 2,704,292,000 2,527,803,000  2,215,139,000 2,103,571,000 1,995,290,000  1,780,570,000 1,497,897,000 1,412,752,000  1,310,215,000 1,248,607,000 1,181,495,000  1,076,236,000 1,027,773,000 996,017,000 996,017,000 794,893,000 767,959,000 740,129,000 
        total liabilities and stockholders’ equity
      		7,569,768,000  7,351,999,000 7,220,561,000 7,204,711,000  7,126,539,000 6,692,745,000 6,564,983,000  6,094,200,000 5,983,315,000 5,927,506,000  5,556,904,000 5,521,102,000 5,586,145,000  5,589,516,000 5,521,789,000 5,331,846,000  5,107,088,000 4,899,948,000 4,186,934,000  3,722,054,000 3,539,899,000 3,353,245,000  2,993,423,000 2,849,431,000 2,741,217,000  2,485,591,000 2,152,893,000 1,987,700,000  1,817,728,000 1,658,207,000 1,565,732,000  1,411,934,000 1,327,488,000 1,250,086,000 1,250,086,000 991,600,000 925,365,000 905,046,000 
        liabilities and stockholders' equity
      		                                                 
        other accrued liabilities
      		 185,072,000    176,755,000 171,865,000 121,488,000 147,131,000 139,070,000 145,771,000 129,367,000 100,770,000 104,463,000 119,562,000 102,307,000 128,227,000 99,753,000 124,917,000 129,095,000 123,416,000 87,885,000 88,111,000 69,893,000 58,317,000 66,474,000 54,645,000 39,584,000 34,245,000 40,976,000 32,021,000 26,446,000 21,399,000 36,184,000 30,036,000 22,268,000 19,252,000 33,881,000 25,375,000 12,694,000 10,950,000 12,138,000 11,542,000 9,758,000 20,891,000 20,891,000 13,833,000 9,026,000 5,124,000 
        stockholders' equity
      		                                                 
        authorized - 233,333; issued and outstanding - 95,456 shares in 2025 and 105,015 shares in 2024
      		 1,432,000                                                
        accumulated other comprehensive income
      		 -151,985,000    -303,984,000    -280,496,000    -382,790,000 -423,577,000 -286,567,000 -152,299,000 50,707,000 78,514,000 115,431,000 79,071,000 138,274,000 132,434,000 120,398,000 46,113,000 56,187,000 62,727,000 45,360,000 9,373,000      3,043,000 1,065,000   21,954,000 23,962,000 13,260,000 -99,000 5,047,000 787,000 9,556,000 9,556,000 2,542,000 3,947,000  
        total stockholders' equity
      		 5,756,727,000    5,603,658,000    5,102,550,000    4,462,309,000    4,236,114,000    3,862,633,000    2,984,845,000    2,365,717,000    1,940,436,000    1,343,773,000    1,119,241,000        
        total liabilities and stockholders' equity
      		 7,441,003,000    7,111,649,000    6,426,673,000    5,723,797,000    5,722,174,000    5,202,724,000    3,873,425,000    3,149,971,000    2,674,368,000    1,882,998,000    1,469,099,000        
        property and equipment
      		  49,956,000 42,434,000 43,214,000 41,871,000 41,221,000 42,905,000 43,751,000 41,304,000 40,710,000 31,324,000 18,514,000 19,571,000 19,778,000 20,569,000 20,308,000 11,921,000 12,485,000 12,989,000 14,258,000 15,095,000 14,596,000 15,458,000 16,325,000 17,308,000 16,792,000 17,324,000 17,940,000 7,629,000 7,387,000 7,295,000 6,590,000 6,979,000 7,825,000 7,955,000 8,205,000 8,119,000 8,291,000 9,030,000 9,232,000 9,021,000 8,126,000 8,631,000 8,073,000 8,073,000 5,200,000  4,372,000 
        authorized - 233,333; issued and outstanding - 97,497 shares in 2025 and 105,015 shares in 2024
      		  1,462,000                                               
        authorized - 233,333; issued and outstanding - 99,556 shares in 2025 and 105,015 shares in 2024
      		   1,493,000                                              
        authorized - 233,333; issued and outstanding - 102,495 shares in 2025 and 105,015 shares in 2024
      		    1,537,000                                             
        credit facility borrowings
      		       422,448,000 422,184,000 421,920,000 421,656,000 421,392,000 421,128,000 420,864,000 420,600,000 420,336,000 420,073,000 419,823,000 322,614,000 322,316,000 322,018,000 321,720,000 424,658,000 424,523,000 424,380,000 224,237,000 224,094,000 223,950,000 223,807,000 223,664,000 223,487,000 223,341,000 263,697,000 248,591,000 173,489,000 173,192,000              
        authorized - 233,333; issued and outstanding - 105,015 shares in 2024 and 106,597 shares in 2023
      		     1,575,000                                            
        authorized - 233,333; issued and outstanding - 106,204 shares in 2024 and 106,597 shares in 2023
      		      1,593,000                                           
        goodwill and intangible assets
      		       70,258,000 72,271,000 72,826,000 64,271,000                                       
        authorized - 233,333; issued and outstanding - 106,372 shares in 2024 and 106,597 shares in 2023
      		       1,596,000                                          
        authorized - 233,333; issued and outstanding - 106,742 shares in 2024 and 106,597 shares in 2023
      		        1,601,000                                         
        authorized - 233,333; issued and outstanding - 106,597 shares in 2023 and 107,683 shares in 2022
      		         1,599,000                                        
        authorized - 233,333; issued and outstanding - 106,887 shares in 2023 and 107,683 shares in 2022
      		          1,603,000                                       
        authorized - 233,333; issued and outstanding - 106,988 shares in 2023 and 107,683 shares in 2022
      		           1,605,000                                      
        authorized - 233,333; issued and outstanding - 107,659 shares in 2023 and 107,683 shares in 2022
      		            1,615,000                                     
        authorized - 233,333; issued and outstanding - 107,683 shares in 2022 and 109,377 shares in 2021
      		             1,615,000                                    
        authorized - 233,333; issued and outstanding - 107,697 shares in 2022 and 109,377 shares in 2021
      		              1,615,000                                   
        authorized - 233,333; issued and outstanding - 107,696 shares in 2022 and 109,377 shares in 2021
      		               1,615,000                                  
        authorized - 233,333; issued and outstanding - 108,140 shares in 2022 and 109,377 shares in 2021
      		                1,622,000                                 
        authorized - 233,333; issued and outstanding - 109,377 shares in 2021 and 112,423 shares in 2020
      		                 1,641,000                                
        authorized - 233,333; issued and outstanding - 110,915 shares in 2021 and 112,423 shares in 2020
      		                  1,664,000                               
        authorized - 233,333; issued and outstanding - 112,481 shares in 2021 and 112,423 shares in 2020
      		                   1,687,000                              
        authorized - 233,333; issued and outstanding - 112,847 shares in 2021 and 112,423 shares in 2020
      		                    1,693,000                             
        authorized - 233,333; issued and outstanding - 112,423 shares in 2020 and 98,394 shares in 2019
      		                     1,686,000 1,686,000 1,686,000                          
        authorized - 233,333; issued and outstanding - 98,602 shares in 2020 and 98,394 shares in 2019
      		                        1,479,000                         
        authorized - 233,333; issued and outstanding - 98,394 shares in 2019 and 98,139 shares in 2018
      		                         1,476,000                        
        authorized - 233,333; issued and outstanding - 98,385 shares in 2019 and 98,139 shares in 2018
      		                          1,476,000                       
        securities purchases payable
      		                           5,041,000 22,546,000 2,041,000 21,741,000 14,464,000 6,201,000 14,999,000 25,998,000 19,770,000 17,315,000 14,999,000 45,770,000 21,385,000 30,157,000 14,996,000 28,115,000 26,897,000      
        authorized - 233,333; issued and outstanding - 98,396 shares in 2019 and 98,139 shares in 2018
      		                           1,476,000                      
        authorized - 233,333; issued and outstanding - 98,364 shares in 2019 and 98,139 shares in 2018
      		                            1,475,000                     
        authorized - 233,333; issued and outstanding - 98,139 shares in 2018 and 98,434 shares in 2017
      		                             1,472,000                    
        authorized - 233,333; issued and outstanding - 98,128 shares in 2018 and 98,434 shares in 2017
      		                              1,472,000 1,472,000                  
        investments available for sale, at fair value
      		                                                 
        fixed maturities
      		                               2,229,002,000 2,080,365,000 1,992,371,000 1,826,801,000 1,710,057,000 1,612,153,000 1,482,754,000 1,431,673,000 1,305,939,000 1,285,014,000 1,190,638,000 1,118,914,000 1,064,013,000 1,008,309,000 1,008,309,000 790,888,000 672,699,000 585,743,000 
        short-term investments
      		                               327,011,000 380,762,000 312,694,000 296,513,000 130,984,000 112,380,000 132,348,000 150,483,000 129,235,000 83,488,000 85,996,000 121,600,000 95,366,000 111,922,000 111,922,000 106,263,000 173,171,000 261,525,000 
        authorized - 233,333; issued and outstanding - 98,102 shares in 2018 and 98,434 shares in 2017
      		                                1,472,000                 
        authorized - 233,333; issued and outstanding - 98,434 shares in 2017 and 93,105 shares in 2016
      		                                 1,476,000                
        authorized - 233,333; issued and outstanding - 98,423 shares in 2017 and 93,105 shares in 2016
      		                                  1,476,000               
        authorized - 233,333; issued and outstanding - 93,424 shares in 2017 and 93,105 shares in 2016
      		                                   1,401,000              
        revolving credit facility borrowings
      		                                    125,000,000 100,000,000 50,000,000           
        authorized - 233,333; issued and outstanding - 93,377 shares in 2017 and 93,105 shares in 2016
      		                                    1,401,000             
        authorized - 233,333; issued and outstanding - 93,105 shares in 2016 and 92,650 shares in 2015
      		                                     1,397,000            
        authorized - 233,333; issued - 93,102 shares in 2016 and 92,650 shares in 2015
      		                                      1,397,000           
        accrued payroll and bonuses
      		                                       11,146,000 6,629,000 15,955,000 12,213,000 8,763,000 5,464,000 5,464,000 11,119,000 7,957,000 4,989,000 
        authorized - 233,333; issued - 93,106 shares in 2016 and 92,650 shares in 2015
      		                                       1,397,000          
        authorized - 233,333; issued - 93,070 shares in 2016 and 92,650 shares in 2015
      		                                        1,396,000         
        authorized - 233,333; issued - 92,650 shares in 2015 and 92,546 shares in 2014
      		                                         1,390,000        
        authorized - 233,333; issued — 92,653 shares in 2015 and 92,546 shares in 2014
      		                                          1,390,000       
        authorized - 233,333; issued — 92,659 shares in 2015 and 92,546 shares in 2014
      		                                           1,390,000      
        authorized - 233,333; issued — 92,574 shares in 2015 and 92,546 shares in 2014
      		                                            1,389,000 1,389,000    
        net deferred tax asset
      		                                                2,869,000 
        amounts due under asset purchase agreement
      		                                              2,493,000 2,483,000 4,967,000 
        authorized - 233,333; issued - 86,524 shares in 2014 and 86,491 shares in 2013
      		                                              1,298,000   
        property and equipment (at cost, less accumulated depreciation of 38,013 in 2014 and 36,796 in 2013
      		                                               4,865,000  
        authorized - 233,333; issued - 86,528 shares in 2014 and 86,491 shares in 2013
      		                                               1,298,000  
        payable for securities
      		                                                35,192,000 
        authorized - 233,333; issued - 86,494 shares in 2014 and 86,491 shares in 2013
      		                                                1,297,000 
        accumulated deficit
      		                                                 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-12-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 
                                                         
          operating activities
        		                                                 
          net income
        		171,799,000 154,982,000 164,215,000 195,339,000 175,433,000 167,900,000 176,175,000 203,609,000 181,719,000 175,367,000 177,959,000 172,233,000 170,827,000 147,366,000 178,051,000 231,769,000 274,167,000 180,987,000 205,353,000 159,795,000 135,648,000 123,602,000 124,536,000 15,380,000 149,523,000 146,958,000 144,630,000 136,405,000 127,720,000 128,528,000 116,011,000 111,755,000 111,069,000 162,638,000 78,393,000 72,118,000 66,598,000 62,686,000 59,711,000 52,258,000 47,951,000 44,479,000 40,821,000 37,193,000 34,838,000 34,838,000 25,070,000 19,555,000 15,006,000 
          adjustments to reconcile net income to net cash from operating activities:
        		                                                 
          realized investment losses
        		147,000 188,000 425,000 129,000 181,000 114,000 -68,000       5,524,000 -175,000 471,000 7,352,000                                 
          income from other invested assets
        		-10,179,000              -9,617,000 -1,953,000 -24,705,000                                 
          distribution of income from other invested assets
        		1,346,000 4,200,000 5,173,000 1,246,000 2,081,000 7,439,000 3,280,000 1,318,000 1,806,000 3,643,000 2,082,000 864,000 851,000 2,956,000 1,438,000 5,259,000 4,452,000 24,162,000 975,000 165,000 428,000 267,000 216,000 455,000 339,000 414,000                        
          depreciation and amortization
        		1,233,000 1,254,000 1,265,000 1,341,000 1,373,000 1,431,000 1,493,000 1,469,000 1,390,000 1,342,000 1,744,000 741,000 698,000 794,000 740,000 735,000 755,000 801,000 855,000 860,000 863,000 806,000 787,000 857,000 878,000 1,001,000 942,000 925,000 901,000 865,000 805,000 837,000 897,000 968,000 985,000 969,000 1,001,000 976,000 1,048,000 1,040,000 1,000,000 833,000 805,000 847,000 734,000 734,000 617,000 671,000 546,000 
          stock-based compensation expense
        		7,338,000 4,043,000 3,862,000 3,950,000 8,992,000 4,210,000 6,776,000 6,972,000 6,820,000 4,507,000 4,479,000 4,354,000 5,106,000 4,674,000 4,702,000 4,198,000 4,807,000 4,769,000 5,511,000 5,385,000 5,179,000 4,547,000 4,567,000 4,568,000 4,780,000 4,096,000 4,170,000 4,222,000 4,100,000 3,804,000 3,837,000 3,827,000 3,605,000 4,708,000 4,692,000 4,669,000 4,619,000 4,979,000 3,953,000 4,167,000 3,782,000 3,674,000 3,363,000 3,335,000 3,261,000 3,261,000 3,260,000 3,365,000 2,783,000 
          amortization of premium on investment securities
        		3,802,000 3,867,000 3,504,000 3,008,000 3,999,000 5,276,000 5,280,000 5,131,000 4,544,000 4,457,000 3,735,000 3,504,000 3,203,000 3,693,000 4,203,000 3,328,000 7,123,000 8,439,000 9,539,000 9,293,000 6,468,000 5,318,000 6,527,000 5,708,000 5,840,000 4,025,000 4,258,000 3,904,000 3,551,000 3,519,000 3,688,000 3,726,000 3,287,000 3,286,000 2,919,000 2,850,000 2,983,000 2,413,000 2,855,000 2,538,000 2,680,000 2,760,000 2,409,000 2,475,000 2,360,000 2,360,000 1,887,000 1,682,000 1,153,000 
          deferred income tax provision
        		-5,209,000 25,206,000 1,985,000 10,359,000 11,050,000 2,232,000 9,319,000 11,299,000 9,324,000 6,337,000 13,267,000 -49,728,000 16,878,000 9,062,000 14,253,000 12,691,000 22,162,000 21,352,000 22,336,000 16,620,000 23,714,000 21,236,000 4,904,000 -4,534,000 17,047,000 14,164,000 16,344,000 13,526,000 15,447,000 15,016,000 8,893,000 16,901,000 9,882,000 -68,463,000 16,084,000 14,906,000 18,042,000 14,753,000 14,547,000 13,019,000 15,245,000 12,080,000 11,116,000 14,681,000 14,280,000 14,280,000 13,100,000   
          change in:
        		                                                 
          accrued investment income
        		2,496,000 -4,367,000 2,936,000 -3,644,000 1,436,000 -3,279,000 -4,919,000 283,000 -128,000 962,000 -552,000 797,000 -3,734,000 -3,564,000 -2,882,000 -3,483,000 3,313,000 -1,904,000 -174,000 -868,000 -3,652,000 -796,000 -441,000 -139,000 -37,000 -8,000 -140,000 -211,000 -549,000 -502,000 -1,470,000 -1,272,000 -1,576,000 -968,000 -1,063,000 -585,000 -703,000 -630,000 -378,000 -49,000 -663,000 -396,000 -429,000       
          accounts receivable
        		-92,945,000 2,498,000 -1,864,000 1,350,000 2,436,000 -1,193,000 -1,333,000 10,687,000 -695,000 4,594,000 -1,356,000 -2,706,000 -2,602,000 600,000 -7,383,000 -5,437,000 1,009,000 1,557,000 -1,687,000 -400,000 3,867,000 -4,135,000 -5,951,000 433,000 805,000 -1,228,000 -1,031,000 -189,000 -1,319,000 -1,276,000 -2,668,000 -936,000 -2,238,000 -503,000 -3,523,000 -2,247,000 -1,887,000 -1,339,000 -1,138,000 -1,915,000 -563,000 -7,000 -1,659,000       
          deferred policy acquisition costs
        		-47,354,000 -356,000 46,000 426,000 -10,000 -163,000 -292,000 -219,000 159,000 236,000 85,000 51,000 399,000 498,000 401,000 339,000 1,030,000 1,129,000 763,000 653,000 2,282,000 -301,000 -848,000 -709,000 558,000 298,000 -173,000 -173,000 392,000 110,000 -212,000 -384,000 -209,000 -523,000 -794,000 -544,000 -93,000 -387,000 -774,000 -553,000 -157,000 -300,000 -683,000       
          prepaid federal income tax
        		 -22,969,000 6,900,000 -10,000,000 2,244,000 4,756,000 -6,900,000 -20,273,000 3,463,000 -9,260,000 -14,926,000   -12,550,000 -14,000,000   -12,524,000 -15,400,000   -23,500,000 0   -15,000,000 -16,500,000   -16,450,000 -11,600,000 -23,041,000 100,863,000 -18,700,000 -18,100,000 -34,700,000 615,000 -18,250,000 -13,250,000 -30,250,000 -110,000 -12,000,000 -12,239,000       
          other assets
        		-30,433,000 -8,149,000 -427,000 1,551,000 -3,698,000 -17,468,000 -2,698,000 5,395,000 -3,882,000 -3,623,000 -1,915,000 72,575,000 -4,061,000 389,000 1,950,000 -57,582,000 4,910,000 -629,000 5,179,000 -1,624,000 -6,874,000 -9,277,000 59,000 -4,745,000 -2,877,000 4,507,000 404,000 -10,202,000 2,370,000 -2,621,000 8,940,000 -6,760,000 -4,619,000 -1,429,000 1,898,000 -902,000 -975,000 -644,000 493,000 -914,000 539,000 -1,987,000 4,749,000    5,000   
          reserve for losses and lae
        		38,844,000 49,684,000 32,389,000 8,096,000 27,787,000 40,551,000 27,628,000 -6,636,000 7,229,000 18,761,000 9,777,000 921,000 -442,000 3,970,000 2,521,000 -83,099,000 -114,373,000 -5,511,000 -8,916,000 10,749,000 36,182,000 67,204,000 56,847,000 177,549,000 3,979,000 7,926,000 6,298,000 1,654,000 4,020,000 -3,891,000 3,339,000 50,000 3,116,000 15,271,000 1,781,000 330,000 1,326,000 2,411,000 3,257,000 2,004,000 2,710,000 3,212,000 2,617,000 1,866,000 1,638,000 1,638,000 1,175,000 702,000 734,000 
          unearned premium reserve
        		134,576,000 -4,852,000 -5,801,000 -6,024,000 -7,577,000 -4,956,000 -5,999,000 -6,297,000 -7,050,000 -7,427,000 -6,231,000 -3,608,000 -5,358,000 -6,526,000 1,296,000 -1,669,000 -15,599,000 -18,825,000 -16,370,000 -15,150,000 -14,706,000 -8,096,000 -35,000 -5,567,000 -14,753,000 -11,178,000 -5,169,000 -86,000 -147,000 3,136,000 8,546,000 11,446,000 12,667,000 13,795,000 17,115,000 7,500,000 1,646,000 -380,000 5,086,000 7,802,000 6,063,000 9,056,000 13,784,000 14,038,000 7,219,000 7,219,000 17,540,000 13,163,000 7,442,000 
          other accrued liabilities
        		16,583,000 27,803,000 2,953,000 -13,124,000 3,248,000 26,744,000 24,279,000 -25,630,000 9,181,000 10,244,000 3,522,000 -10,728,000 -166,000 7,876,000 -2,940,000 -11,198,000 4,226,000 2,092,000 11,371,000 -3,336,000 -461,000 3,116,000 11,375,000 9,704,000 88,000 10,166,000 6,034,000 5,478,000 -17,303,000 9,187,000 5,713,000 5,078,000 -14,679,000 6,724,000 7,795,000 2,695,000 -14,629,000             
          net cash from operating activities
        		192,044,000 229,092,000 215,857,000 189,537,000 221,567,000 226,705,000 229,201,000 188,691,000 216,935,000 215,453,000 195,048,000 167,711,000 184,789,000 172,361,000 172,558,000 63,269,000 180,629,000 191,089,000 178,372,000 152,024,000 187,771,000 179,425,000 202,721,000 182,654,000 163,131,000 165,269,000 159,095,000 126,802,000 138,682,000 139,367,000 143,298,000 120,788,000 221,868,000 116,552,000 107,618,000 66,515,000 77,888,000 74,649,000 76,760,000 54,575,000 67,492,000 64,953,000 69,340,000 42,666,000 47,180,000 47,180,000 56,319,000 32,719,000 12,528,000 
          capital expenditures
        		-818,000 0 -5,261,000 -742,000 -221,000 -721,000 -503,000 -1,058,000 -4,484,000 -2,159,000 -1,046,000 -407,000 -390,000 -1,470,000 -862,000 -933,000 -716,000 -803,000 -930,000 -191,000 -574,000 -1,092,000 -420,000 -468,000 -466,000 -1,108,000 -526,000 -764,000 -1,011,000 -1,107,000 -897,000 -1,542,000 -508,000 -122,000 -855,000 -719,000 -1,087,000 -804,000 -309,000 -838,000 -1,211,000 -1,728,000 -300,000 0 0 0 0 0 0 
          free cash flows
        		191,226,000 229,092,000 210,596,000 188,795,000 221,346,000 225,984,000 228,698,000 187,633,000 212,451,000 213,294,000 194,002,000 167,304,000 184,399,000 170,891,000 171,696,000 62,336,000 179,913,000 190,286,000 177,442,000 151,833,000 187,197,000 178,333,000 202,301,000 182,186,000 162,665,000 164,161,000 158,569,000 126,038,000 137,671,000 138,260,000 142,401,000 119,246,000 221,360,000 116,430,000 106,763,000 65,796,000 76,801,000 73,845,000 76,451,000 53,737,000 66,281,000 63,225,000 69,040,000 42,666,000 47,180,000 47,180,000 56,319,000 32,719,000 12,528,000 
          investing activities
        		                                                 
          net change in short-term investments
        		25,458,000 -8,415,000 -57,043,000 -46,083,000 227,073,000 266,607,000 492,881,000 -326,675,000 -268,106,000 -172,800,000 -151,283,000 -235,788,000 -95,725,000 79,112,000 24,486,000 161,738,000 -204,276,000 -3,305,000 62,538,000 77,012,000 277,528,000 226,092,000 178,002,000 -535,789,000 -279,803,000 -62,758,000 -1,136,000 -40,646,000 -56,422,000 37,512,000 135,099,000 53,751,000 -68,068,000 -16,181,000 -165,529,000 -18,604,000 19,968,000 18,135,000 -21,248,000 -45,747,000 2,508,000 35,604,000 -26,234,000 16,556,000 98,766,000 98,766,000    
          purchase of investments available for sale
        		-257,426,000 -309,524,000 -208,601,000 -252,623,000 -349,690,000 -553,460,000 -1,031,425,000 -456,000 -63,092,000 -257,442,000 -9,096,000 -51,302,000 -798,280,000 -356,136,000 -288,882,000 -451,648,000 -281,565,000 -767,650,000 -531,178,000 -290,357,000 -681,516,000 -521,588,000 -512,301,000 -246,447,000 -294,746,000 -266,027,000 -280,727,000 -305,680,000 -192,530,000 -264,990,000 -355,642,000 -238,553,000 -266,847,000 -265,963,000 -170,416,000 -196,124,000 -200,795,000 -205,545,000 -183,199,000 -121,708,000 -146,316,000 -211,013,000 -170,337,000       
          proceeds from maturity and paydowns of investments available for sale
        		212,993,000  216,016,000 226,113,000 188,747,000                                             
          proceeds from sales of investments available for sale
        		39,317,000 89,426,000 4,171,000 3,971,000 2,255,000 116,503,000 124,450,000 96,939,000 77,182,000 239,007,000 63,829,000 71,195,000 333,513,000 73,938,000 97,968,000 82,766,000 493,211,000 557,884,000 197,380,000 146,228,000 166,390,000 151,386,000 126,874,000 140,022,000 159,127,000 185,756,000 138,572,000 219,729,000 79,714,000 98,915,000 77,510,000 61,897,000 102,458,000 56,754,000 46,040,000 91,454,000 60,129,000 69,351,000 65,710,000 96,552,000 82,167,000 116,981,000 120,645,000 141,131,000 71,077,000 71,077,000 21,486,000 14,994,000 52,215,000 
          purchase of other invested assets
        		-5,742,000 -14,123,000 -15,068,000 -35,916,000 -12,701,000 -11,472,000 -14,774,000 -6,468,000 -6,348,000 -11,051,000 -9,829,000 -17,213,000 -1,945,000 -5,601,000 -37,311,000 -9,912,000 -21,796,000 -11,231,000 -6,188,000 -38,828,000 -11,150,000 -5,631,000 -4,763,000 -4,308,000 -2,310,000 -5,152,000 -5,229,000 -37,425,000 -1,983,000 -6,109,000                    
          return of investment from other invested assets
        		2,798,000 1,423,000 1,416,000 1,171,000 70,000 1,953,000 2,163,000 1,576,000 227,000 2,382,000 1,511,000 228,000 1,044,000 231,000 120,000   -7,156,000 7,622,000 1,918,000 6,460,000 2,845,000 1,968,000 -222,000 7,300,000 1,370,000 326,000 377,000 179,000                     
          purchase of property and equipment and capitalization of internal-use software
        		-818,000                                                 
          net cash from investing activities
        		16,580,000 -41,792,000 -64,370,000 -104,109,000 55,533,000 -107,905,000 -343,749,000 -103,974,000 -151,298,000 -129,227,000 -134,835,000 -112,165,000 -149,342,000 -145,862,000 -147,413,000 -144,490,000 38,893,000 -179,755,000 -163,896,000 -53,257,000 -186,259,000 -71,100,000 -138,424,000 -563,467,000 -381,426,000 -128,662,000 -119,479,000 -141,896,000 -155,039,000 -103,944,000 -138,094,000 -88,503,000 -216,364,000 -205,044,000 -275,638,000 -105,881,000 -103,579,000 -113,545,000 -126,221,000 -64,496,000 -61,054,000 -59,068,000 -76,226,000       
          financing activities
        		                                                 
          treasury stock acquired
        		-170,860,000 -126,180,000 -122,137,000 -170,512,000 -168,850,000 -66,346,000 -9,648,000 -21,997,000 -13,552,000 -14,800,000 -5,039,000 -29,552,000 -21,279,000 -144,000 -18,000 -22,330,000 -75,422,000 -69,041,000 -70,861,000 -18,576,000 -5,377,000 0 0 -48,000 -6,306,000 -164,000 -616,000 -125,000 -8,100,000 -210,000 -79,000 -55,000 -31,070,000 -248,000 -90,000 -112,000 -7,127,000 -61,000 -87,000 -33,000 -3,843,000 -33,000 -57,000       
          dividends paid
        		-32,551,000 -29,482,000 -30,055,000 -30,866,000 -31,664,000 -29,386,000 -29,466,000 -29,573,000 -29,617,000 -26,418,000 -26,496,000 -26,526,000 -26,775,000 -24,582,000 -23,512,000 -22,442,000 -21,592,000 -20,778,000 -19,930,000 -19,073,000 -17,943,000 -17,906,000 -17,905,000 -17,905,000 -15,694,000 -14,675,000                        
          net cash from financing activities
        		-203,411,000 -155,662,000 -152,192,000 -201,378,000 -200,514,000 -96,626,000 26,452,000 -51,570,000 -43,169,000 -41,218,000 -31,535,000 -56,078,000 -48,054,000 -24,726,000 -23,530,000 -44,772,000 -97,168,000 4,332,000 -90,791,000 -37,649,000 -23,320,000 -124,186,000 -18,393,000 422,545,000 178,000,000 -14,839,000 -15,289,000 -140,000 -8,100,000 -274,000 -71,000 -40,579,000 -16,070,000 74,275,000 198,091,000 47,323,000 17,873,000 50,091,000 49,625,000 -2,113,000 -2,838,000 -2,000 19,000       
          net increase in cash
        		5,213,000   -115,950,000 76,586,000 22,174,000 -88,096,000 33,147,000 22,468,000 45,008,000   -12,607,000 1,773,000 1,615,000 -125,993,000 122,354,000 15,666,000 -76,315,000   -15,861,000 45,904,000       35,149,000 5,133,000   -14,217,000 30,071,000 7,957,000 -7,818,000   -12,034,000 3,600,000         
          cash at beginning of year
        		123,049,000 0 0 0 131,480,000 0 0 0 141,787,000 0 0 0 81,240,000 0 0 0 81,491,000 0 0 0 102,830,000 0 0 0 71,350,000 0 0 0 64,946,000 0 0 0 43,524,000 0 0 0 27,531,000 0 0 0 24,606,000 0 0 0 24,411,000 24,411,000 0 0 477,655,000 
          cash at end of period
        		128,262,000  -705,000 -115,950,000 208,066,000  -88,096,000 33,147,000 164,255,000  28,678,000 -532,000 68,633,000  1,615,000 -125,993,000 203,845,000  -76,315,000 61,118,000 81,022,000  45,904,000 41,732,000 31,055,000  24,327,000 -15,234,000 40,489,000  5,133,000 -8,294,000 32,958,000  30,071,000 7,957,000 19,713,000  164,000 -12,034,000 28,206,000  -6,867,000 3,688,000 21,902,000 21,902,000 3,394,000 5,342,000 8,838,000 
          supplemental disclosure of cash flow information
        		                                                 
          income tax payments
        		-5,962,000 -620,000 -36,794,000 -49,144,000 -4,593,000 -20,179,000 -21,082,000 -51,877,000 621,000 -86,373,000 -18,666,000   -24,780,000 -23,531,000   -20,799,000 -15,000,000   -11,205,000 -17,500,000   -8,500,000 -12,000,000 -21,000,000 -5,000 -10,675,000 -8,200,000   -12,000,000 -11,600,000 -15,500,000 -1,200,000 -8,000,000 -12,000,000 -9,000,000 -1,800,000         
          interest payments
        		-15,625,000 0 -15,625,000 0 -15,625,000 0 -1,752,000 -7,834,000 -7,610,000 -7,345,000 -7,709,000 -7,118,000 -6,402,000 -5,551,000 -3,753,000 -2,405,000 -1,886,000 -1,630,000 -1,746,000 -1,813,000 -1,762,000 -1,697,000 -2,283,000 -2,642,000 -1,641,000 -2,145,000 -2,539,000 -2,647,000 -2,532,000 -2,400,000 -2,351,000 -2,376,000 -2,324,000 -1,565,000 -1,348,000 -1,071,000 -701,000             
          noncash transactions
        		                                                 
          property, equipment, and capitalized internal-use software costs included in other liabilities
        		85,000                                                 
          lease liabilities arising from obtaining right-of-use assets
        		17,000  524,000 797,000 3,497,000      7,824,000 17,206,000 87,000  0 922,000 9,174,000          367,000                       
          loss from other invested assets
        		   -4,466,000 -7,408,000   419,000 1,915,000 421,000 3,143,000 4,852,000 2,702,000                                     
          loss on disposal of property and equipment
        		 2,000                                                
          proceeds from maturities and paydowns of investments available for sale
        		             64,064,000 57,068,000 72,129,000 54,035,000                                 
          net cash paid in acquisition
        		                                                 
          purchase of intangible assets
        		                                                 
          purchases of property and equipment and capitalization of internal-use software
        		                                                 
          issuance of senior notes
        		     0                                            
          credit facility repayments
        		     0            -100,000,000 0           0 0   125,000,000 -50,000,000               
          payment of debt issuance costs
        		     -894,000                                            
          cash at end of year
        		                                                 
          operating lease liabilities arising from obtaining right-of-use assets
        		                                                 
          purchase of property and equipment
        		  -5,261,000 -742,000 -221,000 -721,000 -503,000 -1,058,000 -4,484,000 -2,159,000 -1,046,000 -407,000 -390,000 -1,470,000 -862,000 -933,000 -716,000 -803,000 -930,000 -191,000 -574,000 -1,092,000 -420,000 -468,000 -466,000 -1,108,000 -526,000 -764,000 -1,011,000 -1,107,000 -897,000 -1,542,000 -508,000 -122,000 -855,000 -719,000 -1,087,000 -804,000 -309,000 -838,000 -1,211,000 -1,728,000 -300,000       
          net decrease in cash
        		                    -21,808,000    -40,295,000  24,327,000 -15,234,000 -24,457,000    -10,566,000                 
          excise taxes payable for share repurchases
        		  0                                               
          property & equipment included in other liabilities
        		                                                 
          proceeds from maturity of investments available for sale
        		      83,459,000 132,168,000 113,323,000  57,840,000 121,122,000 412,441,000      106,860,000 50,961,000 56,603,000 76,888,000 72,216,000 83,745,000 29,472,000 19,257,000 29,241,000 22,513,000 17,014,000 31,905,000 30,201,000 35,944,000 16,601,000 20,468,000 15,122,000 18,112,000 18,206,000 5,318,000 12,825,000 7,245,000 1,798,000 1,088,000 0 2,000,000 5,525,000 5,525,000 2,000,000 9,600,000 7,232,000 
          net cash paid for acquisitions
        		                                                 
          loss on the sale of investments
        		        1,140,000  235,000 1,589,000 488,000                                     
          credit facility borrowings
        		                 200,000,000 0   0 0 0 200,000,000     0 0 0 15,000,000 -50,000,000 50,000,000               
          payment of issuance costs for credit facility
        		             0 0 0 -154,000     -6,224,000    0 0   -64,000 8,000   -94,000 -31,000               
          repayment of borrowings with term loan proceeds
        		                             0 0                   
          issuance of common shares, net of costs
        		                     -56,000 -480,000           -383,000                
          gain on the sale of investments
        		                 191,000 -221,000 253,000 -641,000 -564,000 -267,000 1,269,000 -3,135,000 -833,000 -1,153,000 -583,000 -660,000 -158,000 -524,000 -439,000 -197,000 -252,000 -564,000 -544,000 -655,000 -445,000 -435,000 -583,000 -471,000 -789,000 -548,000       
          equity in net loss of other invested assets
        		                   -121,000 -526,000 -2,000 445,000 -324,000 96,000  -53,000                       
          equity in net income of other invested assets
        		                            159,000                     
          other financing activities
        		                                         1,000 18,000 0 34,000 34,000    
          distributions from other invested assets
        		                                                 
          revolving credit facility borrowings
        		                                    25,000,000 50,000,000            
          amortization of discount on payments due under asset purchase agreement
        		                                              10,000 16,000 18,000 
          excess tax benefits from stock-based compensation
        		                                     -21,000 -39,000 -18,000 -1,005,000 -30,000 -58,000 -4,612,000 2,280,000 2,280,000 46,000 52,000 1,631,000 
          payment of issuance costs for revolving credit facility
        		                                     -11,000            
          issuance of common shares net of costs
        		                                                 
          payments under asset purchase agreement
        		                                                 
          issuance of management incentive shares
        		                                              0 0 416,000 
          accrued liabilities
        		                                      1,824,000 6,029,000 -9,509,000  5,292,000       
          payment of offering costs
        		                                          0       
          payment of issuance costs for revolving line of credit
        		                                                 
          accounts payable and accrued expenses
        		                                                 
          income tax (payments) refunds
        		                                          -3,500,000       
          march 31, 2015
        		                                                 
          u.s. treasury securities
        		                                            124,439,000     
          u.s. agency securities
        		                                            3,182,000     
          u.s. agency mortgage-backed securities
        		                                            83,952,000     
          municipal debt securities
        		                                            241,653,000     
          corporate debt securities
        		                                            339,954,000     
          mortgage-backed securities
        		                                            64,041,000     
          asset-backed securities
        		                                            137,377,000     
          money market funds
        		                                            111,922,000     
          total investments available for sale
        		                                            1,106,520,000     
          adjustments to reconcile net income to net cash provided by operating activities:
        		                                                 
          deferred income tax benefit
        		                                                7,107,000