Enterprise Bancorp, Inc(NASDAQ:EBTC) 
Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company, a state chartered commercial bank that provides banking products and services. The company offers commercial and retail deposit products, including checking accounts, savings and money market accounts, co...
Website: http://www.enterprisebanking.com
Founded: 1989
Full Time Employees: 538
Sector: Financial Services
Industry: Banks-Regional
• Market Cap:
• Exchange:
• Shs Outstanding:
• Employees:
• Beta:
• Return on Equity (ROE) ttm:
• Return on Assets (ROA) ttm:
• EPS ttm:
• Book value per Share:
• Cash per Share:
• Current ast per Share:
• P/E ttm:
• P/E forward:
• P/E ttm high:
• P/E ttm low:
• P/S ttm:
• P/B ttm:
• P/FCF ttm:
• PEG ratio:
• Cash Ratio ttm:
• Quick Ratio ttm:
• Current Ratio ttm:
• Gross Mgn ttm:
• EBITDA Mgn ttm:
• Operating Mgn ttm:
• Net Income Mgn ttm:
• Trailing Div yield:
• Forward Div yield:
• Payout Ratio ttm:
• Ex-Dividend date:
• Target Price High:
• Target Price Low:
• Target Price Mean:
• Number of Analysts:
• Debt Ratio ttm:
• Debt to Equity ttm:
• Total Net Debt:
At a glance:
Bull Thesis:
Bear Thesis:
Main Competitors:
Moat:
Income Statements:
Quarterly
Annual
| Unit: USD | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2007-03-31 | 2006-12-31 | 2006-09-30 | 2006-06-30 | 2006-03-31 | 2005-12-31 | 2005-09-30 | 2005-06-30 | 2005-03-31 | 2004-12-31 | 2004-09-30 | 2004-06-30 | 2004-03-31 | 2003-12-31 | 2003-09-30 | 2003-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest and dividend income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other interest-earning assets | 535,000 | 833,000 | 2,497,000 | 1,697,000 | 1,172,000 | 2,350,000 | 3,468,000 | 1,917,000 | 2,208,000 | 3,372,000 | 2,068,000 | 393,000 | 181,000 | 211,000 | 262,000 | 144,000 | 65,000 | 87,000 | 71,000 | 79,000 | 165,000 | 203,000 | 632,000 | 597,000 | 459,000 | 267,000 | 497,000 | 187,000 | 134,000 | 126,000 | 136,000 | 93,000 | 73,000 | 96,000 | 49,000 | 44,000 | 42,000 | 62,000 | 43,000 | 32,000 | 31,000 | 29,000 | 22,000 | 33,000 | 19,000 | 11,000 | 10,000 | 14,000 | 25,000 | 24,000 | 19,000 | |||||||||||||||||||||||||||||||||||
investment securities | 3,608,000 | 3,881,000 | 3,835,000 | 3,943,000 | 4,034,000 | 4,219,000 | 4,316,000 | 4,967,000 | 5,073,000 | 4,868,000 | 4,728,000 | 4,781,000 | 4,588,000 | 4,428,000 | 3,893,000 | 3,428,000 | 3,394,000 | 3,254,000 | 3,225,000 | 3,384,000 | 3,484,000 | 3,350,000 | 3,278,000 | 3,285,000 | 3,222,000 | 2,893,000 | 2,742,000 | 2,606,000 | 2,487,000 | 2,144,000 | 2,017,000 | 1,964,000 | 1,920,000 | 1,629,000 | 1,551,000 | 1,540,000 | 1,521,000 | 1,377,000 | 1,223,000 | 1,225,000 | 1,300,000 | 1,131,000 | 1,051,000 | 1,022,000 | 823,000 | 794,000 | 810,000 | 911,000 | 833,000 | 835,000 | 799,000 | 846,000 | 827,000 | 907,000 | 959,000 | 969,000 | 996,000 | 1,057,000 | 1,090,000 | 1,094,000 | 1,055,000 | 1,121,000 | 1,583,000 | 1,595,000 | 1,415,000 | 1,477,000 | 1,535,000 | 1,367,000 | 1,321,000 | 1,439,000 | 1,510,000 | 1,482,000 | 1,566,000 | 1,636,000 | 1,714,000 | 1,826,000 | 1,820,000 | 1,784,000 | 1,830,000 | 1,757,000 | 1,724,000 | 1,728,000 | 1,428,000 | 2,057,000 | ||
loans and loans held for sale | 55,408,000 | 54,528,000 | 53,809,000 | 51,224,000 | 48,817,000 | 46,680,000 | 44,501,000 | 41,798,000 | 39,556,000 | 37,785,000 | 35,306,000 | 32,148,000 | 30,695,000 | 32,478,000 | 33,420,000 | 33,660,000 | 33,650,000 | 33,619,000 | 33,481,000 | 32,693,000 | 31,298,000 | 31,109,000 | 30,938,000 | 30,419,000 | 29,616,000 | 29,304,000 | 28,109,000 | 27,527,000 | 26,150,000 | 26,015,000 | 24,892,000 | 23,281,000 | 22,371,000 | 21,466,000 | 21,032,000 | 20,881,000 | 20,831,000 | 19,584,000 | 18,957,000 | 18,574,000 | 18,737,000 | 18,234,000 | 17,707,000 | 17,176,000 | 17,104,000 | 16,653,000 | 16,373,000 | |||||||||||||||||||||||||||||||||||||||
total interest and dividend income | 59,551,000 | 59,242,000 | 60,141,000 | 56,864,000 | 54,023,000 | 53,249,000 | 52,285,000 | 48,682,000 | 46,837,000 | 46,025,000 | 42,102,000 | 37,322,000 | 35,464,000 | 37,117,000 | 37,575,000 | 37,232,000 | 37,109,000 | 36,960,000 | 36,777,000 | 36,156,000 | 34,947,000 | 34,662,000 | 34,848,000 | 34,301,000 | 33,297,000 | 32,464,000 | 31,348,000 | 30,320,000 | 28,771,000 | 28,285,000 | 27,045,000 | 25,338,000 | 24,364,000 | 23,191,000 | 22,632,000 | 22,465,000 | 22,394,000 | 21,023,000 | 20,223,000 | 19,831,000 | 20,068,000 | 19,394,000 | 18,780,000 | 18,231,000 | 17,946,000 | 17,458,000 | 17,193,000 | 17,360,000 | 17,182,000 | 17,087,000 | 16,776,000 | 17,326,000 | 16,913,000 | 16,490,000 | 16,240,000 | 16,388,000 | 16,353,000 | 16,425,000 | 15,865,000 | 16,059,000 | 15,791,000 | 15,272,000 | 15,220,000 | 15,859,000 | 15,976,000 | 15,611,000 | 16,159,000 | 15,973,000 | 15,621,000 | 15,894,000 | 15,598,000 | 14,878,000 | 14,141,000 | 13,562,000 | 12,382,000 | 11,644,000 | 10,718,000 | 7,279,750 | 10,368,000 | |||||||
interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 18,288,000 | 19,488,000 | 20,581,000 | 19,172,000 | 17,272,000 | 15,821,000 | 12,889,000 | 9,692,000 | 5,987,000 | 2,980,000 | 1,460,000 | 671,000 | 600,000 | 627,000 | 862,000 | 1,110,000 | 1,323,000 | 1,743,000 | 2,231,000 | 3,220,000 | 4,405,000 | 4,785,000 | 5,158,000 | 5,292,000 | 4,706,000 | 3,990,000 | 3,697,000 | 2,837,000 | 2,236,000 | 1,878,000 | 1,509,000 | 1,380,000 | 1,228,000 | 1,138,000 | 1,099,000 | 1,088,000 | 1,035,000 | 1,022,000 | 1,019,000 | 992,000 | 997,000 | 1,005,000 | 1,025,000 | 1,001,000 | 1,013,000 | 996,000 | 1,034,000 | 1,131,000 | 1,228,000 | 1,368,000 | 1,537,000 | 1,703,000 | 1,858,000 | 1,903,000 | 1,915,000 | 2,036,000 | 2,125,000 | 2,224,000 | 2,331,000 | 2,606,000 | 2,941,000 | 3,294,000 | 3,639,000 | 4,186,000 | 4,210,000 | 4,583,000 | 5,363,000 | 5,447,000 | 5,058,000 | 4,845,000 | 4,722,000 | 3,984,000 | 3,315,000 | 2,498,000 | 2,135,000 | 1,907,000 | 1,672,000 | 1,682,000 | 1,681,000 | 1,520,000 | 1,456,000 | 1,552,000 | 1,597,000 | 1,719,000 | ||
borrowed funds | 1,706,000 | 394,000 | 674,000 | 664,000 | 694,000 | 43,000 | 28,000 | 30,000 | 12,000 | 13,000 | 13,000 | 13,000 | 13,000 | 17,000 | 17,000 | 18,000 | 8,000 | 3,000 | 8,000 | 180,000 | 415,000 | 70,000 | 36,000 | 279,000 | 51,000 | 6,000 | 34,000 | 292,000 | 168,000 | 169,000 | 192,000 | 61,000 | 2,000 | 14,000 | 63,000 | 6,000 | 10,000 | 1,000 | 21,000 | 5,000 | 3,000 | 8,000 | 22,000 | 6,000 | 40,000 | 46,000 | 13,000 | 12,000 | 13,000 | 16,000 | 21,000 | 22,000 | 22,000 | 22,000 | 23,000 | 37,000 | 50,000 | 57,000 | 28,000 | 49,000 | 67,000 | 95,000 | 170,000 | 557,000 | 578,000 | 586,000 | 173,000 | 233,000 | 182,000 | 95,000 | 190,000 | 441,000 | 503,000 | 121,000 | 106,000 | 85,000 | 14,000 | 24,000 | 27,000 | 67,000 | ||||||
subordinated debt | 867,000 | 867,000 | 866,000 | 867,000 | 867,000 | 867,000 | 866,000 | 867,000 | 867,000 | 867,000 | 850,000 | 817,000 | 818,000 | 818,000 | 817,000 | 818,000 | 1,042,000 | 1,033,000 | 1,007,000 | 230,000 | 231,000 | 233,000 | 233,000 | 231,000 | 228,000 | 233,000 | 233,000 | 231,000 | 228,000 | 233,000 | 233,000 | 231,000 | 228,000 | 234,000 | 230,000 | 231,000 | 234,000 | 232,000 | 233,000 | 372,000 | ||||||||||||||||||||||||||||||||||||||||||||||
total interest expense | 20,861,000 | 20,749,000 | 22,121,000 | 20,703,000 | 18,833,000 | 16,731,000 | 13,783,000 | 10,589,000 | 6,866,000 | 3,860,000 | 2,323,000 | 1,501,000 | 1,431,000 | 1,462,000 | 1,696,000 | 1,946,000 | 2,373,000 | 2,779,000 | 3,246,000 | 3,630,000 | 5,051,000 | 5,088,000 | 5,427,000 | 5,523,000 | 5,213,000 | 4,274,000 | 3,936,000 | 3,102,000 | 2,756,000 | 2,279,000 | 1,911,000 | 1,803,000 | 1,517,000 | 1,374,000 | 1,343,000 | 1,382,000 | 1,275,000 | 1,264,000 | 1,253,000 | 1,385,000 | 1,296,000 | 1,302,000 | 1,328,000 | 1,317,000 | 1,313,000 | 1,331,000 | 1,374,000 | 1,438,000 | 1,534,000 | 1,676,000 | 1,847,000 | 2,018,000 | 2,174,000 | 2,220,000 | 2,231,000 | 2,353,000 | 2,456,000 | 2,569,000 | 2,682,000 | 2,928,000 | 3,284,000 | 3,656,000 | 4,028,000 | 4,650,000 | 5,061,000 | 5,456,000 | 6,243,000 | 5,915,000 | 5,585,000 | 5,321,000 | 5,111,000 | 4,469,000 | 4,050,000 | 3,295,000 | 2,550,000 | 2,308,000 | 2,051,000 | 1,990,000 | 1,999,000 | 1,842,000 | 1,817,000 | 2,742,000 | 1,624,000 | 1,745,000 | ||
net interest income | 38,690,000 | 38,493,000 | 38,020,000 | 36,161,000 | 35,190,000 | 36,518,000 | 38,502,000 | 38,093,000 | 39,971,000 | 42,165,000 | 39,779,000 | 35,821,000 | 34,033,000 | 35,655,000 | 35,879,000 | 35,286,000 | 34,736,000 | 34,181,000 | 33,531,000 | 32,526,000 | 29,896,000 | 29,574,000 | 29,421,000 | 28,778,000 | 28,084,000 | 28,190,000 | 27,412,000 | 27,218,000 | 26,015,000 | 26,006,000 | 25,134,000 | 23,535,000 | 22,847,000 | 21,817,000 | 21,289,000 | 21,083,000 | 21,119,000 | 19,759,000 | 18,970,000 | 18,446,000 | 18,772,000 | 18,092,000 | 17,452,000 | 16,914,000 | 16,633,000 | 16,127,000 | 15,819,000 | 15,922,000 | 15,648,000 | 15,411,000 | 14,929,000 | 15,308,000 | 14,739,000 | 14,270,000 | 14,009,000 | 14,035,000 | 13,897,000 | 13,856,000 | 13,183,000 | 13,131,000 | 12,507,000 | 11,616,000 | 11,192,000 | 11,209,000 | 10,915,000 | 10,155,000 | 9,916,000 | 10,058,000 | 10,036,000 | 10,573,000 | 10,487,000 | 10,409,000 | 10,091,000 | 10,267,000 | 9,832,000 | 9,336,000 | 8,667,000 | 8,659,000 | 8,369,000 | 7,612,000 | 7,480,000 | 6,384,000 | 7,024,000 | 7,406,000 | ||
provision for credit losses | 331,000 | -106,000 | 1,332,000 | 137,000 | 622,000 | 2,409,000 | 186,750 | 28,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for credit losses | 38,359,000 | 38,599,000 | 36,688,000 | 36,024,000 | 34,568,000 | 33,412,000 | 26,288,500 | 35,851,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
wealth management fees | 2,097,000 | 2,043,000 | 2,025,000 | 1,970,000 | 1,850,000 | 1,797,000 | 1,673,000 | 1,673,000 | 1,587,000 | 1,568,000 | 1,626,000 | 1,610,000 | 1,729,000 | 1,769,000 | 1,768,000 | 1,638,000 | 1,612,000 | 1,560,000 | 1,469,000 | 1,346,000 | 1,440,000 | 1,417,000 | 1,407,000 | 1,371,000 | 1,299,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposit and interchange fees | 2,157,000 | 2,240,000 | 2,282,000 | 2,284,000 | 2,069,000 | 2,145,000 | 1,987,000 | 2,295,000 | 2,048,000 | 2,349,000 | 2,045,000 | 2,000,000 | 1,802,000 | 1,901,000 | 1,813,000 | 1,651,000 | 1,606,000 | 1,622,000 | 1,607,000 | 1,506,000 | 1,691,000 | 1,829,000 | 1,790,000 | 1,687,000 | 1,564,000 | 1,626,000 | 1,552,000 | 1,567,000 | 1,489,000 | 1,622,000 | 1,527,000 | 1,522,000 | 1,340,000 | 1,272,000 | 1,276,000 | 1,242,000 | 1,304,000 | 1,207,000 | 1,214,000 | 1,154,000 | 1,309,000 | 1,268,000 | 1,261,000 | 1,198,000 | 1,229,000 | 1,181,000 | 1,108,000 | |||||||||||||||||||||||||||||||||||||||
income on bank-owned life insurance | 506,000 | 522,000 | 518,000 | 503,000 | 458,000 | 314,000 | 327,000 | 316,000 | 307,000 | 309,000 | 303,000 | 295,000 | 295,000 | 303,000 | 250,000 | 132,000 | 136,000 | 141,000 | 143,000 | 150,000 | 153,000 | 156,000 | 158,000 | 162,000 | 162,000 | 167,000 | 167,000 | 170,000 | 168,000 | 174,000 | 174,000 | 177,000 | 176,000 | 182,000 | 191,000 | 191,000 | 195,000 | 157,000 | 101,000 | 100,000 | 100,000 | 99,000 | 106,000 | 108,000 | 111,000 | 119,000 | 116,000 | 122,000 | 122,000 | 128,000 | 134,000 | 166,000 | 162,000 | 160,000 | 162,000 | 162,000 | 170,000 | 166,000 | 156,000 | 164,000 | 155,000 | |||||||||||||||||||||||||
net gains on sales of loans | 47,000 | 33,000 | 57,000 | 44,000 | 22,000 | 14,000 | 6,000 | 14,000 | 8,000 | 22,000 | 38,000 | 177,000 | 490,000 | 128,000 | 595,000 | 329,000 | 338,000 | 147,000 | 225,000 | 139,000 | 69,000 | 36,000 | 81,000 | 47,000 | 48,000 | 84,000 | 101,000 | 88,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on equity securities | -301,000 | 292,500 | 604,000 | 101,000 | 465,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other income | 682,000 | 808,000 | 656,000 | 726,000 | 631,000 | 617,000 | 666,000 | 759,000 | 817,000 | 811,000 | 736,000 | 227,000 | 685,000 | 840,000 | 918,000 | 841,000 | 689,000 | 797,000 | 649,000 | 670,000 | 667,000 | 667,000 | 655,000 | 604,000 | 776,000 | 375,000 | 604,000 | 530,000 | 641,000 | 683,000 | 628,000 | 606,000 | 720,000 | 588,000 | 620,000 | 578,000 | 392,000 | 743,000 | 784,000 | 546,000 | 661,000 | 621,000 | 550,000 | 508,000 | 472,000 | 518,000 | 584,000 | 606,000 | 536,000 | 453,000 | 511,000 | 478,000 | 397,000 | 476,000 | 419,000 | 453,000 | 362,000 | 406,000 | 528,000 | 579,000 | 337,000 | 357,000 | 361,000 | 435,000 | 442,000 | 404,000 | 468,000 | 543,000 | 555,000 | 369,000 | 605,000 | 534,000 | 555,000 | 614,000 | 605,000 | 451,000 | 395,000 | 398,000 | 397,000 | 332,000 | 399,000 | 427,000 | 338,000 | 343,000 | ||
total non-interest income | 5,188,000 | 5,616,000 | 6,140,000 | 5,628,000 | 5,495,000 | 5,547,000 | 4,486,000 | 2,819,000 | 4,757,000 | 4,210,000 | 4,525,000 | 4,132,000 | 5,595,000 | 5,977,000 | 3,079,000 | 4,752,000 | 4,299,000 | 4,715,000 | 4,324,000 | 4,010,000 | 4,198,000 | 4,294,000 | 4,149,000 | 4,040,000 | 3,836,000 | 742,000 | 3,724,000 | 3,733,000 | 3,791,000 | 4,157,000 | 3,444,000 | 3,939,000 | 4,134,000 | 3,948,000 | 3,582,000 | 3,206,000 | 3,657,000 | 3,385,000 | 3,892,000 | 4,033,000 | 4,149,000 | 3,540,000 | 3,264,000 | 3,479,000 | 3,168,000 | 3,553,000 | 3,639,000 | 3,264,000 | 2,985,000 | 2,952,000 | 3,042,000 | 2,998,000 | 3,240,000 | 3,046,000 | 2,780,000 | 2,953,000 | 2,660,000 | 2,857,000 | 3,091,000 | 3,187,000 | 2,357,000 | 2,355,000 | 2,373,000 | -1,319,000 | 2,625,000 | 2,388,000 | 2,397,000 | 2,515,000 | 2,078,000 | 1,711,000 | 1,856,000 | 1,576,000 | 1,673,000 | 1,642,000 | 1,748,000 | 1,511,000 | 1,534,000 | 1,703,000 | 1,506,000 | 1,588,000 | 2,180,000 | 1,942,000 | 1,972,000 | 1,920,000 | ||
non-interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
salaries and employee benefits | 19,936,000 | 19,276,000 | 20,097,000 | 19,675,000 | 19,176,000 | 18,468,000 | 19,159,000 | 16,135,000 | 18,521,000 | 18,670,000 | 18,915,000 | 17,743,000 | 16,792,000 | 17,256,000 | 17,224,000 | 16,432,000 | 15,721,000 | 15,313,000 | 15,031,000 | 16,417,000 | 14,819,000 | 14,077,000 | 14,382,000 | 14,041,000 | 13,471,000 | 12,912,000 | 12,970,000 | 13,267,000 | 12,108,000 | 11,718,000 | 12,177,000 | 11,792,000 | 12,692,000 | 10,948,000 | 11,025,000 | 10,485,000 | 10,351,000 | 10,255,000 | 10,098,000 | 9,581,000 | 10,177,000 | 9,454,000 | 9,324,000 | 9,074,000 | 8,548,000 | 8,651,000 | 8,048,000 | 8,500,000 | 8,190,000 | 7,841,000 | 7,503,000 | 7,396,000 | 7,177,000 | 7,122,000 | 6,976,000 | 6,380,000 | 6,703,000 | 6,676,000 | 6,446,000 | 6,215,000 | 6,158,000 | 6,166,000 | 5,879,000 | 5,506,000 | 5,791,000 | 5,807,000 | 5,350,000 | 5,307,000 | 5,335,000 | 4,205,000 | 4,835,000 | 5,007,000 | 5,122,000 | 4,792,000 | 4,736,000 | 4,472,000 | 4,326,000 | 3,943,000 | 3,684,000 | 3,466,000 | 3,695,000 | 3,628,000 | 3,413,000 | 3,338,000 | ||
occupancy and equipment expenses | 2,582,000 | 2,364,000 | 2,438,000 | 2,406,000 | 2,459,000 | 2,283,000 | 2,433,000 | 2,505,000 | 2,501,000 | 2,317,000 | 2,203,000 | 2,364,000 | 2,415,000 | 2,382,000 | 2,471,000 | 2,416,000 | 2,381,000 | 2,189,000 | 2,099,000 | 2,082,000 | 2,176,000 | 2,075,000 | 2,034,000 | 2,096,000 | 2,212,000 | 2,222,000 | 2,110,000 | 2,037,000 | 2,157,000 | 2,083,000 | 1,993,000 | 1,945,000 | 1,939,000 | 1,859,000 | 1,781,000 | 1,813,000 | 1,824,000 | 1,775,000 | 1,749,000 | 1,960,000 | 1,634,000 | 1,588,000 | 1,597,000 | 1,696,000 | 1,449,000 | 1,488,000 | 1,571,000 | 1,434,000 | 1,400,000 | 1,430,000 | 1,414,000 | 1,338,000 | 1,346,000 | 1,334,000 | 1,444,000 | 1,205,000 | 1,302,000 | 1,332,000 | 1,307,000 | |||||||||||||||||||||||||||
technology and telecommunications expenses | 2,709,000 | 2,687,000 | 2,618,000 | 2,658,000 | 2,745,000 | 2,719,000 | 2,626,000 | 2,636,000 | 2,675,000 | 2,581,000 | 2,599,000 | 2,919,000 | 2,636,000 | 2,697,000 | 2,583,000 | 2,740,000 | 2,554,000 | 2,382,000 | 2,316,000 | 2,311,000 | 2,188,000 | 2,300,000 | 1,863,000 | 1,701,000 | 1,726,000 | 1,622,000 | 1,568,000 | 1,639,000 | 1,553,000 | 1,583,000 | 1,601,000 | 1,606,000 | 1,582,000 | 1,577,000 | 1,548,000 | 1,423,000 | 1,487,000 | 1,428,000 | 1,378,000 | 1,417,000 | 1,323,000 | 1,248,000 | 1,334,000 | 1,262,000 | 1,085,000 | 1,203,000 | 1,153,000 | 1,118,000 | 1,122,000 | 1,077,000 | 999,000 | 993,000 | 959,000 | 961,000 | 973,000 | 931,000 | 839,000 | 1,010,000 | 912,000 | |||||||||||||||||||||||||||
advertising and public relations expenses | 752,000 | 609,000 | 559,000 | 674,000 | 743,000 | 709,000 | 592,000 | 804,000 | 681,000 | 1,021,000 | 510,000 | 560,000 | 667,000 | 771,000 | 435,000 | 653,000 | 514,000 | 645,000 | 372,000 | 489,000 | 645,000 | 1,035,000 | 430,000 | 870,000 | 715,000 | 949,000 | 586,000 | 1,112,000 | 720,000 | 842,000 | 597,000 | 797,000 | 619,000 | 591,000 | 817,000 | 679,000 | 539,000 | 641,000 | 809,000 | 730,000 | 996,000 | 575,000 | 771,000 | 586,000 | 481,000 | 946,000 | 620,000 | 573,000 | 408,000 | 497,000 | 789,000 | 944,000 | 471,000 | 581,000 | 665,000 | 446,000 | 477,000 | 755,000 | 526,000 | 435,000 | 514,000 | |||||||||||||||||||||||||
audit, legal and other professional fees | 541,000 | 460,000 | 569,000 | 711,000 | 734,000 | 788,000 | 735,000 | 782,000 | 640,000 | 871,000 | 693,000 | 675,000 | 710,000 | 645,000 | 558,000 | 577,000 | 567,000 | 558,000 | 498,000 | 612,000 | 605,000 | 650,000 | 528,000 | 438,000 | 423,000 | 364,000 | 435,000 | 419,000 | 507,000 | 507,000 | 381,000 | 314,000 | 363,000 | 446,000 | 408,000 | 488,000 | 480,000 | 564,000 | 382,000 | 359,000 | 401,000 | 453,000 | 492,000 | 349,000 | 439,000 | 411,000 | 414,000 | 369,000 | 336,000 | 487,000 | 483,000 | 390,000 | 331,000 | 362,000 | 310,000 | 303,000 | 280,000 | 328,000 | 267,000 | 117,000 | 350,000 | 422,000 | 338,000 | 316,000 | 331,000 | 358,000 | 407,000 | 496,000 | 296,000 | 602,000 | 406,000 | 389,000 | 429,000 | 510,000 | 405,000 | 389,000 | 376,000 | 473,000 | 342,000 | 290,000 | 263,000 | 197,000 | 181,000 | 174,000 | ||
deposit insurance premiums | 878,000 | 950,000 | 900,000 | 862,000 | 859,000 | 768,000 | 654,000 | 615,000 | 675,000 | 470,000 | 391,000 | 366,000 | 556,000 | 583,000 | 593,000 | 378,000 | 356,000 | 434,000 | 749,000 | 537,000 | 404,000 | 143,000 | 16,000 | 366,000 | 351,000 | 433,000 | 418,000 | 346,000 | 500,000 | 405,000 | 371,000 | 376,000 | 383,000 | 347,000 | 324,000 | 326,000 | 325,000 | 299,000 | 297,000 | 293,000 | 318,000 | 297,000 | 289,000 | 265,000 | 287,000 | 284,000 | 249,000 | 221,000 | 283,000 | 283,000 | 277,000 | 270,000 | 276,000 | 284,000 | 489,000 | 496,000 | 469,000 | 449,000 | 460,000 | 441,000 | 393,000 | 954,000 | 373,000 | 183,000 | 194,000 | |||||||||||||||||||||
supplies and postage expenses | 229,000 | 242,000 | 261,000 | 240,000 | 237,000 | 245,000 | 251,000 | 247,000 | 255,000 | 249,000 | 219,000 | 224,000 | 220,000 | 214,000 | 200,000 | 178,000 | 227,000 | 223,000 | 202,000 | 226,000 | 247,000 | 253,000 | 232,000 | 262,000 | 224,000 | 255,000 | 236,000 | 266,000 | 232,000 | 273,000 | 248,000 | 245,000 | 233,000 | 241,000 | 258,000 | 229,000 | 252,000 | 226,000 | 252,000 | 258,000 | 277,000 | 257,000 | 255,000 | 264,000 | 232,000 | 250,000 | 237,000 | 266,000 | 232,000 | 196,000 | 231,000 | 246,000 | 212,000 | 206,000 | 218,000 | 199,000 | 194,000 | 201,000 | 196,000 | 188,000 | 209,000 | |||||||||||||||||||||||||
merger-related expenses | 290,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other operating expenses | 2,032,000 | 2,117,000 | 1,911,000 | 1,803,000 | 1,955,000 | 2,244,000 | 1,862,000 | 1,899,000 | 2,092,000 | 1,988,000 | 2,007,000 | 2,002,000 | 1,761,000 | 1,978,000 | 1,705,000 | 1,782,000 | 1,651,000 | 1,733,000 | 1,502,000 | 1,655,000 | 1,595,000 | 2,181,000 | 1,613,000 | 1,979,000 | 1,728,000 | 1,891,000 | 1,652,000 | 1,722,000 | 1,670,000 | 1,727,000 | 1,465,000 | 1,679,000 | 1,609,000 | 1,298,000 | 1,294,000 | 1,337,000 | 1,358,000 | 1,258,000 | 1,213,000 | 1,566,000 | 1,377,000 | 1,100,000 | 1,255,000 | 1,191,000 | 1,126,000 | 1,094,000 | 1,036,000 | 1,212,000 | 929,000 | 1,049,000 | 1,093,000 | 1,254,000 | 1,009,000 | 1,118,000 | 1,021,000 | 1,010,000 | 837,000 | 911,000 | 883,000 | 457,000 | 919,000 | 1,028,000 | 987,000 | 902,000 | 910,000 | 819,000 | 937,000 | 753,000 | 653,000 | 789,000 | 609,000 | 659,000 | 647,000 | 705,000 | 588,000 | 589,000 | 568,000 | 686,000 | 506,000 | 501,000 | 461,000 | 600,000 | 420,000 | 467,000 | ||
total non-interest expense | 29,949,000 | 29,842,000 | 29,353,000 | 29,029,000 | 28,908,000 | 28,224,000 | 28,312,000 | 25,623,000 | 28,040,000 | 28,167,000 | 27,537,000 | 26,853,000 | 25,757,000 | 26,526,000 | 25,769,000 | 25,156,000 | 24,684,000 | 23,477,000 | 22,769,000 | 24,329,000 | 22,679,000 | 22,714,000 | 21,098,000 | 21,753,000 | 20,850,000 | 20,648,000 | 19,975,000 | 20,808,000 | 19,447,000 | 19,138,000 | 18,833,000 | 18,754,000 | 19,420,000 | 17,414,000 | 17,542,000 | 16,869,000 | 16,707,000 | 16,548,000 | 16,267,000 | 16,210,000 | 16,646,000 | 15,115,000 | 15,445,000 | 14,825,000 | 13,781,000 | 14,461,000 | 13,454,000 | 13,812,000 | 13,010,000 | 12,972,000 | 12,886,000 | 12,916,000 | 11,878,000 | 12,094,000 | 12,200,000 | 11,568,000 | 11,208,000 | 11,772,000 | 11,133,000 | 10,633,000 | 10,520,000 | 11,230,000 | 10,325,000 | 9,610,000 | 9,639,000 | 9,604,000 | 9,031,000 | 8,964,000 | 8,520,000 | 8,008,000 | 8,080,000 | 8,242,000 | 8,210,000 | 7,974,000 | 7,685,000 | 7,452,000 | 7,124,000 | 6,941,000 | 6,373,000 | 6,174,000 | 6,199,000 | 5,175,000 | 5,929,000 | 6,069,000 | ||
income before income taxes | 13,598,000 | 14,373,000 | 13,475,000 | 12,623,000 | 11,155,000 | 11,348,000 | 12,924,000 | 13,021,000 | 13,952,000 | 16,347,000 | 15,767,000 | 10,691,000 | 13,341,000 | 14,083,000 | 13,161,000 | 14,843,000 | 13,671,000 | 13,317,000 | 13,511,000 | 9,532,000 | 5,268,000 | 11,554,000 | 11,447,000 | 10,110,000 | 11,470,000 | 8,684,000 | 10,411,000 | 9,843,000 | 8,759,000 | 11,225,000 | 8,520,000 | 8,440,000 | 7,436,000 | 6,965,000 | 7,062,000 | 6,570,000 | 6,902,000 | 6,346,000 | 5,370,000 | 5,644,000 | 6,045,000 | 5,752,000 | 5,071,000 | 5,368,000 | 5,437,000 | 4,685,000 | 5,221,000 | 4,774,000 | 4,823,000 | 4,341,000 | 4,785,000 | 4,147,000 | 4,261,000 | 4,030,000 | 3,667,000 | 3,470,000 | 4,074,000 | 3,908,000 | 4,262,000 | 3,945,000 | 3,204,000 | 1,877,000 | 2,138,000 | -185,000 | 2,728,000 | 2,389,000 | 2,965,000 | 3,557,000 | 3,511,000 | 3,909,000 | 3,888,000 | 3,499,000 | 3,281,000 | 3,635,000 | 3,535,000 | 3,120,000 | 2,877,000 | 3,121,000 | 3,202,000 | 2,726,000 | 2,711,000 | 2,909,000 | 2,834,000 | 2,957,000 | ||
provision for income taxes | 3,163,000 | 3,646,000 | 3,488,000 | 3,111,000 | 2,648,000 | 2,530,000 | 2,588,000 | 3,329,000 | 1,678,000 | 3,185,000 | 2,276,000 | 1,251,000 | 2,815,000 | 2,445,000 | 2,347,000 | 2,774,000 | 2,184,000 | 2,429,000 | 2,269,000 | 1,934,000 | 8,505,000 | 3,014,000 | 1,606,000 | 1,788,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 10,435,000 | 10,727,000 | 9,987,000 | 9,512,000 | 8,507,000 | 7,907,000 | 9,699,000 | 9,684,000 | 10,768,000 | 12,306,000 | 11,962,000 | 8,161,000 | 10,287,000 | 10,848,000 | 9,832,000 | 11,139,000 | 10,352,000 | 9,857,000 | 10,326,000 | 7,256,000 | 4,017,000 | 8,739,000 | 9,002,000 | 7,763,000 | 8,696,000 | 6,500,000 | 7,982,000 | 7,574,000 | 6,825,000 | 2,720,000 | 5,506,000 | 5,595,000 | 5,572,000 | 4,714,000 | 4,771,000 | 4,313,000 | 4,721,000 | 4,292,000 | 3,515,000 | 3,620,000 | 4,000,000 | 3,831,000 | 3,314,000 | 3,506,000 | 3,533,000 | 3,079,000 | 3,433,000 | 3,234,000 | 3,063,000 | 2,905,000 | 3,173,000 | 2,858,000 | 2,937,000 | 2,685,000 | 2,464,000 | 2,422,000 | 2,729,000 | 2,603,000 | 2,886,000 | 2,785,000 | 2,269,000 | 1,374,000 | 1,518,000 | 29,000 | 1,719,000 | 1,783,000 | 2,017,000 | 2,318,000 | 2,222,000 | 2,545,000 | 2,451,000 | 2,182,000 | 2,056,000 | 2,329,000 | 2,253,000 | 1,981,000 | 1,851,000 | 2,004,000 | 2,044,000 | 1,744,000 | 1,715,000 | 1,880,000 | 1,863,000 | 2,698,000 | ||
yoy | 22.66% | 35.66% | 2.97% | -1.78% | -21.00% | -35.75% | -18.92% | 18.66% | 4.68% | 13.44% | 21.66% | -26.73% | -0.63% | 10.05% | -4.78% | 53.51% | 157.70% | 12.79% | 14.71% | -6.53% | -53.81% | 34.45% | 12.78% | 2.50% | 27.41% | 138.97% | 44.97% | 35.37% | 22.49% | -42.30% | 15.41% | 29.72% | 18.03% | 9.83% | 35.73% | 19.14% | 18.03% | 12.03% | 6.07% | 3.25% | 13.22% | 24.42% | -3.47% | 8.41% | 15.34% | 5.99% | 8.19% | 13.16% | 4.29% | 8.19% | 28.77% | 18.00% | 7.62% | 3.15% | -14.62% | -13.03% | 20.27% | 89.45% | 90.12% | 9503.45% | 32.00% | -22.94% | -24.74% | -23.08% | -9.23% | 6.23% | 8.07% | 9.27% | 8.79% | 10.15% | 11.08% | 16.22% | 10.23% | 13.59% | 7.93% | 6.60% | 9.72% | -35.36% | ||||||||
qoq | -2.72% | 7.41% | 4.99% | 11.81% | 7.59% | -18.48% | 0.15% | -10.07% | -12.50% | 2.88% | 46.58% | -20.67% | -5.17% | 10.33% | -11.73% | 7.60% | 5.02% | -4.54% | 42.31% | 80.63% | -54.03% | -2.92% | 15.96% | -10.73% | 33.78% | -18.57% | 5.39% | 10.97% | 150.92% | -50.60% | -1.59% | 0.41% | 18.20% | -1.19% | 10.62% | -8.64% | 10.00% | 22.11% | -2.90% | -9.50% | 4.41% | 15.60% | -5.48% | -0.76% | 14.75% | -10.31% | 6.15% | 5.58% | 5.44% | -8.45% | 11.02% | -2.69% | 9.39% | 8.97% | 1.73% | -11.25% | 4.84% | -9.81% | 3.63% | 22.74% | 65.14% | -9.49% | 5134.48% | -98.31% | -3.59% | -11.60% | 4.32% | -12.69% | 3.84% | 12.33% | 6.13% | -11.72% | 3.37% | 13.73% | 7.02% | -7.63% | -1.96% | 17.20% | 1.69% | -8.78% | 0.91% | -30.95% | ||||
basic earnings per share | 0.84 | 0.87 | 0.8 | 0.77 | 0.69 | 0.64 | 0.79 | 0.79 | 0.89 | 1.02 | 0.99 | 0.67 | 0.85 | 0.9 | 0.82 | 0.93 | 0.87 | 0.82 | 0.87 | 0.61 | 0.34 | 0.74 | 0.76 | 0.66 | 0.74 | 0.55 | 0.68 | 0.65 | 0.59 | 0.24 | 0.48 | 0.48 | 0.48 | 0.41 | 0.45 | 0.41 | 0.45 | 0.41 | 0.34 | 0.35 | 0.4 | 0.38 | 0.33 | 0.35 | 0.36 | 0.31 | 0.35 | 0.33 | 0.32 | 0.3 | 0.33 | 0.3 | 0.31 | 0.29 | 0.26 | 0.26 | 0.3 | 0.28 | 0.32 | 0.33 | 0.28 | 0.17 | 0.19 | 0.01 | 0.22 | 0.22 | 0.25 | 0.3 | 0.29 | 0.33 | 0.32 | 0.29 | 0.54 | 0.61 | 0.6 | 0.53 | 0.5 | 0.55 | 0.56 | 0.48 | 0.48 | 0.53 | 0.52 | 0.76 | ||
diluted earnings per share | 0.84 | 0.86 | 0.8 | 0.77 | 0.69 | 0.65 | 0.79 | 0.79 | 0.88 | 1.02 | 0.98 | 0.67 | 0.85 | 0.9 | 0.81 | 0.92 | 0.86 | 0.83 | 0.87 | 0.61 | 0.34 | 0.74 | 0.76 | 0.66 | 0.74 | 0.55 | 0.68 | 0.64 | 0.58 | 0.23 | 0.47 | 0.48 | 0.48 | 0.41 | 0.45 | 0.41 | 0.45 | 0.41 | 0.34 | 0.35 | 0.39 | 0.37 | 0.32 | 0.35 | 0.35 | 0.31 | 0.35 | 0.33 | 0.32 | 0.3 | 0.33 | 0.3 | 0.31 | 0.28 | 0.26 | 0.26 | 0.3 | 0.28 | 0.32 | 0.33 | 0.28 | 0.17 | 0.19 | 0.21 | 0.22 | 0.25 | 0.29 | 0.28 | 0.32 | 0.31 | 0.28 | 0.53 | 0.6 | 0.58 | 0.52 | 0.48 | 0.52 | 0.53 | 0.46 | 0.45 | 0.5 | 0.5 | 0.73 | |||
basic weighted-average common shares outstanding | 12,464,721 | 12,386,669 | 12,428,543 | 12,389,917 | 12,292,417 | 12,223,626 | 12,247,892 | 12,228,081 | 12,155,320 | 12,103,033 | 12,119,348 | 12,107,804 | 12,055,991 | 12,005,838 | 12,022,610 | 12,009,358 | 11,959,469 | 11,897,813 | 11,916,486 | 11,902,230 | 11,841,392 | 11,789,570 | 11,808,603 | 11,798,942 | 11,730,482 | 11,679,520 | 11,697,951 | 11,687,182 | 11,628,587 | 11,568,430 | 11,589,039 | 11,572,430 | 11,508,811 | 11,430,134 | 10,561,680 | 10,405,112 | 10,323,016 | 10,349,232 | 10,331,485 | 10,243,044 | 10,118,762 | 10,143,055 | 10,124,372 | 10,030,111 | 9,932,060 | 9,825,335 | 9,715,174 | 9,586,783 | 9,613,386 | 9,588,420 | 9,499,568 | 9,401,714 | 9,429,360 | 9,401,932 | 9,318,522 | 9,216,524 | 9,246,601 | 9,219,171 | 9,124,696 | 8,268,502 | 8,228,897 | 8,181,721 | 8,059,337 | 7,973,527 | 7,984,628 | 7,962,963 | 7,937,988 | 7,819,160 | 7,797,414 | 7,691,407 | 7,637,860 | 3,801,847 | 3,734,249 | 3,757,867 | 3,690,797 | 3,647,380 | 3,676,922 | 3,625,914 | 3,605,344 | 3,565,752 | 3,591,374 | 3,544,125 | ||||
diluted weighted-average common shares outstanding | 12,495,458 | 12,398,062 | 12,438,160 | 12,394,463 | 12,304,203 | 12,244,036 | 12,264,778 | 12,244,863 | 12,193,756 | 12,149,777 | 12,156,695 | 12,151,712 | 12,119,836 | 12,051,293 | 12,065,100 | 12,055,744 | 11,994,437 | 11,919,508 | 11,927,043 | 11,918,620 | 11,877,031 | 11,829,818 | 11,843,497 | 11,834,507 | 11,783,405 | 11,750,462 | 11,770,719 | 11,764,411 | 11,700,854 | 11,651,763 | 11,669,159 | 11,652,689 | 11,598,862 | 11,498,990 | 10,629,900 | 10,471,784 | 10,389,934 | 10,414,254 | 10,394,496 | 10,310,474 | 10,209,243 | 10,228,501 | 10,204,976 | 10,119,266 | 10,026,588 | 9,889,639 | 9,790,472 | 9,660,676 | 9,692,290 | 9,655,728 | 9,568,677 | 9,445,725 | 9,463,664 | 9,497,299 | 9,356,479 | 9,221,257 | 9,250,665 | 9,223,965 | 9,129,024 | 8,279,126 | 8,239,729 | 8,195,116 | 8,065,636 | 8,005,535 | 8,012,595 | 8,000,586 | 7,980,505 | 7,897,422 | 7,840,578 | 7,797,892 | 3,897,786 | 3,845,263 | 3,865,708 | 3,829,906 | 3,824,270 | 3,779,147 | 3,789,679 | 3,712,385 | 3,746,889 | |||||||
net losses on sales of debt securities | -2,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses | 1,689,000 | 1,752,000 | 2,268,000 | 2,736,000 | 1,861,000 | 1,000,000 | 530,000 | 39,000 | 680,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from credit losses | 27,452,500 | 36,750,000 | 35,825,000 | 37,235,000 | 40,304,000 | 38,779,000 | 33,503,000 | 35,247,000 | 34,056,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on sales of debt securities | -2,419,000 | -3,035,000 | 1,062,000 | 128,000 | 56,750 | 127,000 | 100,000 | 36,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
losses on equity securities | -2,000 | -181,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from income taxes | 2,436,500 | 3,225,000 | 3,337,000 | 3,184,000 | 4,041,000 | 3,805,000 | 3,054,000 | 3,704,000 | 3,319,000 | 2,845,000 | 1,864,000 | 2,251,000 | 2,291,000 | 2,257,000 | 2,181,000 | 2,054,000 | 1,855,000 | 2,024,000 | 2,045,000 | 1,921,000 | 1,757,000 | 1,862,000 | 1,904,000 | 1,202,000 | 1,760,000 | 1,436,000 | 1,612,000 | 1,289,000 | 1,324,000 | 1,345,000 | 1,203,000 | 1,048,000 | 1,345,000 | 1,305,000 | 1,376,000 | 1,160,000 | 935,000 | 503,000 | 620,000 | |||||||||||||||||||||||||||||||||||||||||||||||
net gain on equity securities | 189,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on equity securities | -16,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on termination of swaps | -1,847,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on equity securities | 174,000 | -193,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on extinguishment of subordinated debt | 713,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 2,599,250 | 1,575,000 | 2,675,000 | 6,147,000 | -400,000 | 1,025,000 | 955,000 | -400,000 | -400,000 | 750,000 | 300,000 | 1,600,000 | -200,000 | 1,225,000 | 534,000 | 783,000 | 52,000 | 83,000 | 367,000 | 375,000 | 244,000 | 273,000 | 300,000 | 360,000 | 275,000 | 200,000 | 300,000 | 300,000 | 300,000 | 750,000 | 242,000 | 233,000 | 300,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for loan losses | 21,389,000 | 31,956,000 | 29,851,000 | 23,749,000 | 29,974,000 | 28,396,000 | 27,823,000 | 28,484,000 | 28,590,000 | 26,662,000 | 26,918,000 | 24,415,000 | 26,206,000 | 23,909,000 | 15,593,000 | 15,036,000 | 10,006,000 | 9,953,000 | 10,206,000 | 10,112,000 | 10,165,000 | 9,967,000 | 9,472,000 | 8,467,000 | 8,359,000 | 8,069,000 | 7,312,000 | 6,730,000 | 6,142,000 | 6,791,000 | 7,106,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on sales of investment securities | 147,000 | -1,000 | -2,917,000 | -34,000 | 1,000 | 231,000 | -284,000 | 229,000 | 540,000 | 546,000 | 63,000 | 2,000 | 465,000 | 7,000 | 456,000 | 900,000 | 789,000 | 215,000 | 127,000 | 488,000 | 83,000 | 468,000 | 480,000 | 39,000 | 38,000 | 112,000 | 47,000 | 44,000 | 486,000 | 261,000 | 98,000 | 276,000 | 501,000 | 516,000 | 971,000 | 38,000 | 220,000 | 47,000 | 425,000 | 53,000 | 4,750 | 28,000 | 30,000 | -36,000 | 22,000 | 5,000 | 200,000 | 9,000 | 631,000 | 281,000 | 314,000 | 239,000 | ||||||||||||||||||||||||||||||||||
investment advisory fees | 1,053,500 | 1,388,000 | 1,418,000 | 1,408,000 | 1,346,000 | 1,311,000 | 1,267,000 | 1,225,000 | 1,162,000 | 1,327,000 | 1,104,000 | 1,182,000 | 1,182,000 | 1,209,000 | 1,177,000 | 1,167,000 | 1,202,000 | 1,145,000 | 1,104,000 | 1,102,000 | 1,045,000 | 1,016,000 | 958,000 | 925,000 | 934,000 | 1,021,000 | 884,000 | 919,000 | 969,000 | 956,000 | 811,000 | 880,000 | 879,000 | 854,000 | 791,000 | 688,000 | 697,000 | 649,000 | 742,000 | 778,000 | 841,000 | 820,000 | 817,000 | 778,000 | 668,000 | 730,000 | 635,000 | 629,000 | ||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 280,000 | 125,000 | 1,386,000 | 267,000 | 850,000 | 1,167,000 | 250,000 | 1,225,000 | 625,000 | 230,000 | 765,000 | 200,000 | 200,000 | 583,000 | 537,500 | 800,000 | 1,050,000 | 300,000 | 1,243,000 | 1,840,000 | 1,192,000 | 922,000 | 1,950,000 | 1,275,000 | 1,033,000 | 879,000 | 1,740,000 | 1,140,000 | 864,000 | 1,102,000 | 465,000 | 1,173,000 | 550,000 | 317,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from loan losses | 23,255,000 | 22,722,000 | 20,431,000 | 21,022,000 | 20,233,000 | 19,952,000 | 19,509,000 | 17,745,000 | 17,821,000 | 18,542,000 | 17,327,000 | 17,252,000 | 16,714,000 | 16,050,000 | 10,959,500 | 14,848,000 | 14,361,000 | 14,629,000 | 14,065,000 | 12,899,000 | 13,078,000 | 13,087,000 | 12,085,000 | 12,622,000 | 12,823,000 | 12,304,000 | 11,391,000 | 11,367,000 | 10,752,000 | 10,090,000 | 10,744,000 | 9,742,000 | 9,605,000 | 9,599,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on sales of loans | 138,000 | 133,000 | 198,000 | 105,000 | 89,000 | 119,000 | 89,000 | 128,000 | 156,000 | 123,000 | 135,000 | 75,000 | 73,000 | 171,000 | 222,000 | 335,000 | 320,000 | 211,000 | 218,000 | 240,000 | 284,000 | 119,000 | 64,000 | 220,000 | 321,000 | 208,000 | 103,000 | 81,000 | 86,000 | 148,000 | 256,000 | 122,000 | 33,000 | 40,000 | 29,000 | 31,000 | 59,000 | 40,000 | 30,000 | 39,000 | 34,000 | 44,000 | 51,000 | 98,000 | 65,000 | 32,000 | 108,000 | 76,000 | 114,000 | 85,000 | 93,000 | 277,000 | 275,000 | |||||||||||||||||||||||||||||||||
investment advisory and custodial expenses | 107,000 | 87,000 | 89,000 | 91,000 | 102,000 | 89,000 | 46,000 | 143,000 | 143,000 | 128,000 | 138,000 | 134,000 | 134,000 | 126,000 | 119,000 | 110,000 | 112,000 | 97,000 | 85,000 | 97,000 | 126,000 | 104,000 | 98,000 | 107,000 | 110,000 | 136,000 | 98,000 | 85,000 | 116,000 | 103,000 | 85,000 | 72,000 | 88,000 | 114,000 | 129,000 | 123,000 | 136,000 | 130,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
junior subordinated debentures | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | 294,000 | 294,000 | 295,000 | 294,000 | |||||||||||||||||||||||||||||||||||||||||||||
loans | 16,435,000 | 16,324,000 | 16,228,000 | 15,958,000 | 16,448,000 | 16,078,000 | 15,567,000 | 15,270,000 | 15,390,000 | 15,334,000 | 15,354,000 | 14,769,000 | 14,957,000 | 14,721,000 | 14,095,000 | 13,620,000 | 14,233,000 | 14,501,000 | 14,091,000 | 14,562,000 | 14,571,000 | 14,269,000 | 14,304,000 | 13,991,000 | 13,329,000 | 12,482,000 | 11,912,000 | 10,627,000 | 9,707,000 | 8,837,000 | 8,704,000 | 8,391,000 | 7,626,000 | 7,559,000 | 7,287,000 | 7,065,000 | 7,031,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
deposit service fees | 820,250 | 1,153,000 | 1,107,000 | 1,089,000 | 1,145,000 | 1,157,000 | 1,116,000 | 1,023,000 | 1,108,000 | 1,040,000 | 1,034,000 | 972,000 | 1,066,000 | 1,037,000 | 905,000 | 873,000 | 979,000 | 988,000 | 961,000 | 877,000 | 523,000 | 504,000 | 476,000 | 454,000 | 412,000 | 415,000 | 429,000 | 435,000 | 407,000 | 400,000 | 474,000 | 507,000 | 528,000 | 549,000 | 562,000 | 559,000 | 563,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
short-term investments | 8,750 | 8,000 | 16,000 | 11,000 | 10,750 | 23,000 | 14,000 | 6,000 | 22,000 | 15,000 | 17,000 | 41,250 | 60,000 | 62,000 | 31,000 | 93,000 | 58,000 | 147,000 | 71,000 | 14,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other than temporary impairment on investment securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
occupancy expenses | 1,418,000 | 1,892,000 | 1,886,000 | 1,894,000 | 1,713,000 | 1,685,000 | 1,631,000 | 1,621,000 | 1,735,000 | 1,618,000 | 1,621,000 | 1,539,000 | 1,511,000 | 1,424,000 | 1,411,000 | 1,372,000 | 1,381,000 | 1,373,000 | 1,348,000 | 1,310,000 | 1,294,000 | 1,237,000 | 1,226,000 | 1,274,000 | 1,291,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total short-term investments | 56,000 | 43,000 | 35,000 | 151,000 | 97,000 | 67,000 | 14,000 | 41,000 | 111,000 | 61,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance | 156,000 | 155,000 | 156,000 | 157,000 | 153,000 | 154,000 | 148,000 | 148,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advertising and public relations | 446,000 | 546,000 | 691,000 | 434,000 | 471,000 | 367,000 | 295,000 | 262,000 | 417,000 | 326,000 | 384,000 | 245,000 | 205,000 | 209,000 | 307,000 | 154,000 | 186,000 | 177,000 | 256,000 | 170,000 | 201,000 | 49,000 | 123,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplies and postage | 212,000 | 205,000 | 214,000 | 222,000 | 228,000 | 235,000 | 249,000 | 233,000 | 238,000 | 235,000 | 176,000 | 225,000 | 198,000 | 256,000 | 196,000 | 212,000 | 216,000 | 203,000 | 232,000 | 221,000 | 196,000 | 162,000 | 187,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax expense | -214,000 | 1,009,000 | 606,000 | 948,000 | 1,239,000 | 1,289,000 | 1,364,000 | 1,437,000 | 1,317,000 | 1,225,000 | 1,306,000 | 1,282,000 | 1,139,000 | 1,026,000 | 1,117,000 | 1,158,000 | 982,000 | 996,000 | 1,029,000 | 971,000 | 259,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposit insurance premium | 202,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic weighted average common shares outstanding | 7,747,985 | 7,661,178 | 3,707,167 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
diluted weighted average common shares outstanding | 7,913,006 | 7,879,334 | 7,821,297 | 3,817,583 | 3,806,598 | 3,678,677 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trust professional and custodial expenses | 116,000 | 118,000 | 153,000 | 119,000 | 118,000 | 115,000 | 89,000 | 151,000 | 135,000 | 152,000 | 83,000 | 112,000 | 166,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment management and trust service fees | 584,000 | 588,000 | 583,000 | 507,000 | 516,000 | 579,000 | 484,000 | 500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment management and trust fees | 412,250 | 528,000 | 605,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains(loss) on sales of investment securities | 159,500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest and divided income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest income | 9,454,000 | 9,297,000 | 9,126,000 | 8,648,000 | 9,151,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds sold | 111,000 | 155,000 | 63,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term borrowed funds | 19,750 | 27,000 | 26,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trust preferred interest expense | 214,000 | 285,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of core deposit intangible assets | 25,000 | 33,000 | 33,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trust preferred expense | 290,000 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-06-30 | 2007-03-31 | 2006-12-31 | 2006-09-30 | 2006-06-30 | 2006-03-31 | 2005-12-31 | 2005-09-30 | 2005-06-30 | 2005-03-31 | 2004-12-31 | 2004-09-30 | 2004-06-30 | 2004-03-31 | 2003-12-31 | 2003-09-30 | 2003-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and due from banks | 52,194,000 | 42,689,000 | 60,466,000 | 48,352,000 | 41,443,000 | 37,443,000 | 45,345,000 | 49,996,000 | 42,843,000 | 36,901,000 | 45,345,000 | 56,201,000 | 45,233,000 | 33,572,000 | 38,056,000 | 48,335,000 | 40,539,000 | 40,636,000 | 43,660,000 | 48,483,000 | 32,833,000 | 39,927,000 | 52,927,000 | 46,918,000 | 35,715,000 | 43,865,000 | 29,453,000 | 41,172,000 | 34,703,000 | 40,310,000 | 35,920,000 | 51,714,000 | 35,432,000 | 34,337,000 | 99,013,000 | 34,018,000 | 32,318,000 | 35,093,000 | 55,172,000 | 55,314,000 | 30,044,000 | 49,310,000 | 51,637,000 | 39,428,000 | 48,960,000 | 40,795,000 | 29,873,000 | 38,007,000 | 50,978,000 | 40,995,000 | 28,316,000 | 30,231,000 | 33,763,000 | 29,205,000 | 26,071,000 | 30,541,000 | 23,856,000 | 30,504,000 | 23,711,000 | 25,851,000 | 30,737,000 | 29,827,000 | 30,631,000 | 21,479,000 | 31,858,000 | 36,130,000 | 35,386,000 | 24,930,000 | 44,081,000 | 30,800,000 | 35,583,000 | 28,408,000 | 36,154,000 | 30,225,000 | 32,950,000 | 42,067,000 | 41,615,000 | 32,130,000 | 25,180,000 | 27,902,000 | 36,575,000 | 32,147,000 | 31,102,000 | 29,490,000 | 41,070,000 |
interest-earning deposits with banks | 34,543,000 | 41,152,000 | 28,166,000 | 151,367,000 | 106,391,000 | 19,149,000 | 180,076,000 | 208,829,000 | 172,850,000 | 230,688,000 | 368,343,000 | 250,259,000 | 384,454,000 | 403,004,000 | 606,321,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash and cash equivalents | 86,737,000 | 83,841,000 | 88,632,000 | 199,719,000 | 147,834,000 | 56,592,000 | 225,421,000 | 258,825,000 | 215,693,000 | 267,589,000 | 413,688,000 | 306,460,000 | 429,687,000 | 436,576,000 | 644,377,000 | 739,244,000 | 441,316,000 | 253,782,000 | 308,364,000 | 254,763,000 | 74,857,000 | 63,794,000 | 82,409,000 | 186,879,000 | 135,262,000 | 63,120,000 | 65,125,000 | 138,333,000 | 56,878,000 | 54,806,000 | 50,691,000 | 75,763,000 | 54,290,000 | 62,160,000 | 141,862,000 | 58,930,000 | 51,495,000 | 55,786,000 | 115,661,000 | 91,160,000 | 40,146,000 | 54,767,000 | 68,751,000 | 47,301,000 | 108,907,000 | 51,728,000 | 40,825,000 | 52,735,000 | 82,270,000 | 100,856,000 | 96,160,000 | 39,131,000 | 82,182,000 | 103,296,000 | 87,165,000 | 55,006,000 | 120,624,000 | 70,554,000 | 84,990,000 | 32,610,000 | 41,839,000 | 54,665,000 | 72,862,000 | 25,276,000 | 46,154,000 | 45,002,000 | 41,033,000 | 32,718,000 | 73,469,000 | 46,686,000 | 50,887,000 | 49,264,000 | 68,792,000 | 52,915,000 | 38,381,000 | 54,603,000 | 74,455,000 | 67,276,000 | 57,270,000 | 67,072,000 | 69,575,000 | 70,647,000 | 45,102,000 | 96,990,000 | 107,135,000 |
investments: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
debt securities at fair value | 594,691,000 | 583,930,000 | 622,527,000 | 628,314,000 | 643,924,000 | 661,113,000 | 672,894,000 | 706,953,000 | 825,520,000 | 816,102,000 | 827,215,000 | 863,401,000 | 907,052,000 | 956,430,000 | 817,781,000 | 632,759,000 | 601,264,000 | 582,303,000 | 497,480,000 | 507,674,000 | 505,671,000 | 504,788,000 | 482,106,000 | 465,944,000 | 458,765,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
equity securities at fair value | 9,242,000 | 9,665,000 | 9,448,000 | 8,524,000 | 8,102,000 | 7,058,000 | 6,038,000 | 5,898,000 | 5,375,000 | 4,269,000 | 3,815,000 | 3,179,000 | 2,961,000 | 1,785,000 | 1,441,000 | 1,265,000 | 1,197,000 | 746,000 | 651,000 | 654,000 | 588,000 | 467,000 | 1,433,000 | 2,428,000 | 2,049,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total investment securities at fair value | 603,933,000 | 593,595,000 | 631,975,000 | 636,838,000 | 652,026,000 | 668,171,000 | 678,932,000 | 712,851,000 | 830,895,000 | 820,371,000 | 831,030,000 | 866,580,000 | 910,013,000 | 958,215,000 | 819,222,000 | 634,024,000 | 602,461,000 | 583,049,000 | 498,131,000 | 508,328,000 | 506,259,000 | 505,255,000 | 483,539,000 | 468,372,000 | 460,814,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan bank stock | 4,932,000 | 7,093,000 | 2,482,000 | 2,482,000 | 2,482,000 | 2,402,000 | 2,618,000 | 2,370,000 | 5,215,000 | 7,225,000 | 4,364,000 | 3,174,000 | 1,884,000 | 1,879,000 | 2,793,000 | 3,050,000 | 4,239,000 | 4,239,000 | 4,239,000 | 3,357,000 | 3,357,000 | 3,357,000 | 4,324,000 | 4,324,000 | 4,324,000 | 4,008,000 | 4,260,000 | 4,260,000 | 4,260,000 | 4,260,000 | 4,740,000 | 4,740,000 | 4,740,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale | 1,069,000 | 520,000 | 1,229,000 | 400,000 | 200,000 | 362,000 | 413,000 | 1,304,000 | 7,545,000 | 371,000 | 5,311,000 | 1,477,000 | 476,000 | 601,000 | 3,297,000 | 1,376,000 | 332,000 | 701,000 | 618,000 | 657,000 | 208,000 | 876,000 | 856,000 | 752,000 | 2,171,000 | 1,971,000 | 770,000 | 1,709,000 | 1,325,000 | 1,325,000 | 1,125,000 | 2,371,000 | 1,645,000 | 2,431,000 | 1,385,000 | 1,061,000 | 3,917,000 | 3,521,000 | 8,557,000 | ||||||||||||||||||||||||||||||||||||||||||||||
loans: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total loans | 4,049,642,000 | 3,982,898,000 | 3,858,940,000 | 3,768,649,000 | 3,654,322,000 | 3,567,631,000 | 3,404,014,000 | 3,345,667,000 | 3,230,156,000 | 3,180,518,000 | 3,109,369,000 | 3,084,915,000 | 2,962,721,000 | 2,920,684,000 | 2,848,110,000 | 2,954,189,000 | 3,109,360,000 | 3,073,860,000 | 3,150,815,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for credit losses | -64,042,000 | -63,498,000 | -63,654,000 | -61,999,000 | -60,741,000 | -58,995,000 | -57,905,000 | -56,899,000 | -55,002,000 | -52,640,000 | -51,211,000 | -50,703,000 | -48,424,000 | -47,704,000 | -47,262,000 | -50,041,000 | -49,899,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net loans | 3,985,600,000 | 3,919,400,000 | 3,795,286,000 | 3,706,650,000 | 3,593,581,000 | 3,508,636,000 | 3,346,109,000 | 3,288,768,000 | 3,175,154,000 | 3,127,878,000 | 3,058,158,000 | 3,034,212,000 | 2,914,297,000 | 2,872,980,000 | 2,800,848,000 | 2,904,148,000 | 3,059,461,000 | 3,029,295,000 | 3,106,980,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
premises and equipment | 41,464,000 | 42,444,000 | 43,291,000 | 44,209,000 | 44,671,000 | 44,931,000 | 43,391,000 | 43,603,000 | 43,821,000 | 44,228,000 | 44,141,000 | 44,769,000 | 45,130,000 | 44,689,000 | 44,630,000 | 45,046,000 | 46,040,000 | 46,708,000 | 47,145,000 | 46,562,000 | 46,734,000 | 45,419,000 | 43,519,000 | 39,575,000 | 38,446,000 | 37,588,000 | 37,649,000 | 37,999,000 | 37,212,000 | 37,022,000 | 36,260,000 | 35,162,000 | 34,991,000 | 33,861,000 | 34,140,000 | 31,984,000 | 30,553,000 | 30,153,000 | 30,461,000 | 30,070,000 | 30,370,000 | 30,000,000 | 29,193,000 | 29,597,000 | 28,860,000 | 28,602,000 | 28,096,000 | 27,206,000 | 27,267,000 | 26,516,000 | 27,026,000 | 27,310,000 | 25,893,000 | 25,658,000 | 25,525,000 | 24,924,000 | 24,474,000 | 24,360,000 | 23,168,000 | 22,924,000 | 22,281,000 | 22,857,000 | 22,457,000 | 21,651,000 | 20,423,000 | 20,216,000 | 19,763,000 | 19,296,000 | 15,707,000 | 15,668,000 | 16,015,000 | 13,848,000 | 12,985,000 | 12,009,000 | 11,530,000 | 11,761,000 | 12,125,000 | 11,898,000 | 11,914,000 | 11,645,000 | 12,036,000 | 12,218,000 | 12,429,000 | 12,826,000 | 13,153,000 |
lease right-of-use asset | 23,946,000 | 24,126,000 | 24,291,000 | 24,469,000 | 24,645,000 | 24,820,000 | 24,979,000 | 24,578,000 | 24,751,000 | 24,923,000 | 24,559,000 | 24,738,000 | 24,915,000 | 24,295,000 | 24,477,000 | 20,550,000 | 18,279,000 | 18,439,000 | 18,580,000 | 18,737,000 | 18,893,000 | 19,048,000 | 19,184,000 | 19,339,000 | 18,851,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | 21,782,000 | 20,553,000 | 20,529,000 | 20,343,000 | 20,501,000 | 19,233,000 | 18,572,000 | 16,885,000 | 18,540,000 | 17,117,000 | 15,746,000 | 14,260,000 | 14,272,000 | 13,354,000 | 13,785,000 | 14,042,000 | 15,958,000 | 16,079,000 | 16,466,000 | 16,055,000 | 12,977,000 | 12,295,000 | 12,356,000 | 12,236,000 | 12,619,000 | 11,462,000 | 11,701,000 | 10,955,000 | 11,210,000 | 10,614,000 | 10,088,000 | 9,157,000 | 9,282,000 | 8,467,000 | 7,838,000 | 8,393,000 | 7,790,000 | 7,734,000 | 6,880,000 | 7,001,000 | 6,733,000 | 6,684,000 | 6,101,000 | 6,388,000 | 5,835,000 | 6,092,000 | 6,113,000 | 5,828,000 | 5,830,000 | 5,630,000 | 5,698,000 | 5,821,000 | 5,418,000 | 5,447,000 | 5,669,000 | 5,532,000 | 5,527,000 | 5,432,000 | 5,558,000 | 5,368,000 | 5,504,000 | 5,154,000 | 5,232,000 | 5,357,000 | 5,475,000 | 5,278,000 | 5,766,000 | 5,777,000 | 5,590,000 | 5,884,000 | 5,464,000 | 5,615,000 | 5,131,000 | 5,160,000 | 4,888,000 | 4,361,000 | 3,855,000 | 4,103,000 | 3,629,000 | 3,669,000 | 3,337,000 | 3,176,000 | 3,178,000 | 2,942,000 | 2,999,000 |
deferred income taxes | 42,338,000 | 49,096,000 | 44,067,000 | 48,619,000 | 47,903,000 | 49,166,000 | 55,080,000 | 48,875,000 | 44,432,000 | 51,981,000 | 51,692,000 | 43,858,000 | 32,999,000 | 19,644,000 | 15,720,000 | 15,402,000 | 16,239,000 | 11,290,000 | 8,064,000 | 8,110,000 | 9,045,000 | 8,732,000 | 8,139,000 | 8,711,000 | 10,632,000 | 11,747,000 | 14,040,000 | 13,223,000 | 12,858,000 | 10,751,000 | 15,889,000 | 14,924,000 | 16,387,000 | 13,405,000 | 11,506,000 | 12,962,000 | 14,111,000 | 13,684,000 | 13,570,000 | 12,368,000 | 12,852,000 | 12,645,000 | 12,984,000 | 13,555,000 | 13,489,000 | 13,771,000 | 12,610,000 | 12,548,000 | 12,132,000 | 12,180,000 | 12,258,000 | 12,411,000 | 12,129,000 | 10,425,000 | 10,911,000 | 11,039,000 | 9,393,000 | 10,211,000 | 10,253,000 | 10,345,000 | 9,646,000 | 9,992,000 | 9,448,000 | 9,349,000 | 9,601,000 | 8,185,000 | 7,304,000 | 7,722,000 | 7,119,000 | 6,704,000 | 6,861,000 | 6,241,000 | 6,937,000 | 6,346,000 | 6,200,000 | 5,661,000 | 5,051,000 | 5,343,000 | 4,084,000 | 3,668,000 | 4,948,000 | 3,304,000 | 3,532,000 | 3,987,000 | 3,191,000 |
bank-owned life insurance | 67,927,000 | 67,421,000 | 66,899,000 | 66,381,000 | 65,878,000 | 65,455,000 | 65,106,000 | 64,779,000 | 64,463,000 | 64,156,000 | 63,847,000 | 63,544,000 | 63,249,000 | 62,954,000 | 61,881,000 | 31,631,000 | 31,499,000 | 31,363,000 | 31,222,000 | 31,079,000 | 30,929,000 | 30,776,000 | 30,620,000 | 30,462,000 | 30,300,000 | 30,138,000 | 29,971,000 | 29,804,000 | 29,634,000 | 29,466,000 | 29,292,000 | 29,118,000 | 28,941,000 | 28,582,000 | 28,400,000 | 28,209,000 | 28,018,000 | 28,063,000 | 16,516,000 | 16,415,000 | 16,315,000 | 16,215,000 | 16,116,000 | 16,010,000 | 15,789,000 | 15,678,000 | 15,559,000 | 15,443,000 | 15,321,000 | 15,199,000 | 15,071,000 | 14,937,000 | 14,801,000 | 14,670,000 | 14,535,000 | 14,397,000 | 14,257,000 | 14,114,000 | 13,971,000 | 13,835,000 | 13,697,000 | 13,561,000 | 13,426,000 | 13,290,000 | 13,156,000 | 13,016,000 | 12,876,000 | 12,736,000 | 12,483,000 | 12,347,000 | 12,212,000 | 12,074,000 | 13,829,000 | ||||||||||||
prepaid income taxes | 4,099,000 | 2,583,000 | 4,645,000 | 4,806,000 | 5,771,000 | 1,589,000 | 2,548,000 | 2,790,000 | 3,636,000 | 683,000 | 1,205,000 | 2,003,000 | 2,018,000 | 279,000 | 3,542,000 | 1,716,000 | 3,600,000 | 2,449,000 | 3,388,000 | 616,000 | 1,005,000 | 572,000 | 1,729,000 | 1,143,000 | 732,000 | 1,017,000 | 1,350,000 | 1,301,000 | 906,000 | 1,784,000 | 534,000 | 57,000 | 776,000 | 57,000 | 778,000 | 770,000 | 1,636,000 | 840,000 | 736,000 | 1,387,000 | 174,000 | 719,000 | 1,374,000 | 807,000 | 287,000 | 377,000 | 1,113,000 | 379,000 | 966,000 | 1,041,000 | 359,000 | 1,163,000 | 507,000 | 1,034,000 | 1,067,000 | 1,670,000 | |||||||||||||||||||||||||||||
prepaid expenses and other assets | 11,006,000 | 11,398,000 | 13,827,000 | 13,509,000 | 12,667,000 | 19,183,000 | 14,177,000 | 32,330,000 | 12,150,000 | 11,408,000 | 17,755,000 | 9,024,000 | 10,190,000 | 7,013,000 | 14,717,000 | 13,074,000 | 7,697,000 | 13,938,000 | 9,335,000 | 10,014,000 | 10,535,000 | 6,572,000 | 8,057,000 | 12,442,000 | 8,470,000 | 11,279,000 | 11,996,000 | 7,396,000 | 10,953,000 | 20,330,000 | 13,458,000 | 9,316,000 | 8,972,000 | 11,277,000 | 10,681,000 | 15,207,000 | 11,780,000 | 5,169,000 | 6,038,000 | 6,311,000 | 13,110,000 | 7,592,000 | 8,099,000 | 10,478,000 | 5,777,000 | 10,047,000 | 14,744,000 | 13,454,000 | 12,273,000 | 8,897,000 | 10,275,000 | 11,136,000 | 9,693,000 | 11,076,000 | 9,635,000 | 9,657,000 | 9,983,000 | 7,922,000 | 9,806,000 | 9,466,000 | 4,021,000 | 4,876,000 | 5,908,000 | 5,910,000 | 3,663,000 | 3,214,000 | 2,786,000 | 7,250,000 | 5,021,000 | 4,955,000 | 1,976,000 | 1,959,000 | 2,315,000 | 6,554,000 | 6,269,000 | 5,121,000 | 4,281,000 | 4,049,000 | 9,540,000 | 4,007,000 | 4,046,000 | 5,561,000 | 5,320,000 | 9,085,000 | 3,974,000 |
goodwill | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 | 5,656,000 |
total assets | 4,900,489,000 | 4,827,726,000 | 4,742,809,000 | 4,773,681,000 | 4,624,015,000 | 4,466,034,000 | 4,482,374,000 | 4,502,344,000 | 4,441,896,000 | 4,438,333,000 | 4,529,820,000 | 4,417,447,000 | 4,454,474,000 | 4,447,819,000 | 4,451,432,000 | 4,428,001,000 | 4,257,761,000 | 4,014,324,000 | 4,060,547,000 | 4,037,229,000 | 3,367,153,000 | 3,235,049,000 | 3,138,724,000 | 3,167,518,000 | 3,073,781,000 | 2,964,358,000 | 2,890,604,000 | 2,933,963,000 | 2,834,928,000 | 2,817,564,000 | 2,725,472,000 | 2,656,547,000 | 2,572,359,000 | 2,470,849,000 | 2,433,053,000 | 2,304,632,000 | 2,285,531,000 | 2,195,314,000 | 2,170,477,000 | 2,068,730,000 | 2,022,228,000 | 1,962,695,000 | 1,933,248,000 | 1,865,245,000 | 1,832,549,000 | 1,753,336,000 | 1,693,985,000 | 1,665,726,000 | 1,637,547,000 | 1,615,082,000 | 1,560,070,000 | 1,489,163,000 | 1,496,800,000 | 1,470,508,000 | 1,429,426,000 | 1,397,321,000 | 1,420,542,000 | 1,374,026,000 | 1,366,036,000 | 1,304,001,000 | 1,287,427,000 | 1,248,270,000 | 1,215,062,000 | 1,180,477,000 | 1,136,546,000 | 1,115,813,000 | 1,087,467,000 | 1,057,666,000 | 1,044,431,000 | 994,954,000 | 979,259,000 | 972,785,000 | 982,785,000 | 948,690,000 | 918,477,000 | 912,798,000 | 898,571,000 | 867,874,000 | 848,171,000 | 826,026,000 | 809,795,000 | 776,125,000 | 751,545,000 | 758,100,000 | 751,036,000 |
liabilities and shareholders' equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
customer deposits | 4,150,668,000 | 3,980,239,000 | 3,970,936,000 | 3,889,619,000 | 3,741,146,000 | 3,476,268,000 | 3,535,065,000 | 3,573,111,000 | 2,786,730,000 | 2,784,393,000 | 2,830,148,000 | 2,725,667,000 | 2,507,999,000 | 2,487,873,000 | 2,481,554,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
brokered deposits | 149,975,000 | 75,014,000 | 75,015,000 | 74,995,000 | 74,995,000 | 74,997,000 | 30,499,000 | 56,783,000 | 123,839,000 | 178,800,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total deposits | 4,300,643,000 | 3,980,239,000 | 3,970,936,000 | 3,964,633,000 | 3,816,161,000 | 3,551,263,000 | 3,610,060,000 | 3,648,108,000 | 2,786,730,000 | 2,784,393,000 | 2,830,148,000 | 2,756,166,000 | 2,564,782,000 | 2,611,712,000 | 2,660,354,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
borrowed funds | 94,493,000 | 153,136,000 | 59,949,000 | 61,785,000 | 63,246,000 | 25,768,000 | 4,290,000 | 3,334,000 | 3,199,000 | 3,216,000 | 2,934,000 | 2,954,000 | 2,974,000 | 5,479,000 | 8,600,000 | 8,620,000 | 8,631,000 | 4,774,000 | 1,679,000 | 4,165,000 | 84,169,000 | 96,173,000 | 4,177,000 | 484,000 | 488,000 | 100,492,000 | 497,000 | 501,000 | 89,000,000 | 149,255,000 | 44,255,000 | 46,671,000 | 671,000 | 671,000 | 671,000 | 53,671,000 | 24,171,000 | 1,316,000 | 900,000 | 58,900,000 | 1,004,000 | 484,000 | 7,484,000 | 1,880,000 | 1,880,000 | 44,350,000 | 26,540,000 | 2,994,000 | 2,869,000 | 2,869,000 | 4,494,000 | 4,494,000 | 4,779,000 | 5,542,000 | 15,541,000 | 15,022,000 | 25,372,000 | 45,301,000 | 24,876,000 | 31,170,000 | 44,746,000 | 104,244,000 | 121,250,000 | 83,476,000 | 84,073,000 | 72,589,000 | 81,429,000 | 5,413,000 | 15,168,000 | 15,105,000 | 9,967,000 | 4,044,000 | 29,474,000 | 58,639,000 | 16,622,000 | 12,965,000 | 36,180,000 | 3,651,000 | 9,537,000 | 4,808,000 | 16,438,000 | ||||
subordinated debt | 59,894,000 | 59,815,000 | 59,736,000 | 59,657,000 | 59,577,000 | 59,498,000 | 59,419,000 | 59,340,000 | 59,261,000 | 59,182,000 | 59,102,000 | 59,039,000 | 59,009,000 | 58,979,000 | 58,949,000 | 58,919,000 | 58,889,000 | 73,744,000 | 73,725,000 | 14,879,000 | 14,876,000 | 14,872,000 | 14,869,000 | 14,866,000 | 14,863,000 | 14,860,000 | 14,857,000 | 14,853,000 | 14,850,000 | 14,847,000 | 14,844,000 | 14,841,000 | 14,837,000 | 14,831,000 | 14,828,000 | 14,825,000 | 14,822,000 | 14,819,000 | 14,815,000 | 14,810,000 | |||||||||||||||||||||||||||||||||||||||||||||
lease liability | 23,699,000 | 23,849,000 | 24,010,000 | 24,157,000 | 24,303,000 | 24,441,000 | 24,589,000 | 24,148,000 | 24,285,000 | 24,415,000 | 24,020,000 | 24,156,000 | 24,301,000 | 23,627,000 | 23,748,000 | 19,726,000 | 17,397,000 | 17,539,000 | 17,690,000 | 17,829,000 | 17,968,000 | 18,104,000 | 18,250,000 | 18,382,000 | 17,871,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued expenses and other liabilities | 29,422,000 | 33,425,000 | 32,116,000 | 30,546,000 | 30,945,000 | 45,011,000 | 31,288,000 | 29,161,000 | 25,737,000 | 31,442,000 | 32,700,000 | 27,829,000 | 22,405,000 | 31,063,000 | 41,902,000 | 35,086,000 | 26,979,000 | 30,638,000 | 30,342,000 | 34,911,000 | 31,756,000 | 21,683,000 | 25,433,000 | 22,049,000 | 16,431,000 | 27,948,000 | 20,238,000 | 19,901,000 | 16,400,000 | 40,067,000 | 26,540,000 | 15,794,000 | 15,885,000 | 17,504,000 | 20,374,000 | 13,497,000 | 18,287,000 | 15,440,000 | 22,287,000 | 15,322,000 | 16,441,000 | 19,317,000 | 15,092,000 | 11,649,000 | 17,393,000 | 16,766,000 | 10,344,000 | 13,182,000 | 16,444,000 | 13,897,000 | 10,346,000 | 12,487,000 | 11,080,000 | 11,715,000 | 8,077,000 | 9,297,000 | 12,059,000 | 9,003,000 | 10,080,000 | 14,270,000 | 19,003,000 | 11,985,000 | 8,919,000 | 7,546,000 | 7,709,000 | 7,139,000 | 6,709,000 | 6,245,000 | 4,791,000 | 4,517,000 | 6,567,000 | 7,580,000 | 4,786,000 | 4,277,000 | 4,624,000 | 6,396,000 | 4,481,000 | 3,714,000 | 2,577,000 | 4,968,000 | 2,214,000 | 2,313,000 | 3,006,000 | 10,041,000 | 2,975,000 |
accrued interest payable | 6,983,000 | 9,055,000 | 9,428,000 | 8,294,000 | 6,386,000 | 4,678,000 | 2,686,000 | 3,273,000 | 1,940,000 | 2,005,000 | 833,000 | 1,545,000 | 746,000 | 1,537,000 | 757,000 | 1,700,000 | 949,000 | 1,940,000 | 1,271,000 | 661,000 | 897,000 | 846,000 | 920,000 | 962,000 | 1,092,000 | 979,000 | 1,315,000 | 777,000 | 596,000 | 478,000 | 273,000 | 218,000 | 226,000 | 194,000 | 252,000 | 266,000 | 276,000 | 252,000 | 253,000 | 284,000 | 566,000 | 251,000 | 551,000 | 263,000 | 267,000 | 579,000 | 301,000 | 603,000 | 323,000 | 582,000 | 340,000 | 751,000 | 366,000 | 815,000 | 562,000 | 914,000 | 665,000 | 1,011,000 | 726,000 | 1,320,000 | 1,270,000 | 1,713,000 | 1,309,000 | 1,849,000 | 1,607,000 | 2,872,000 | 3,176,000 | 3,369,000 | 3,101,000 | 2,175,000 | 2,105,000 | 2,433,000 | 1,842,000 | 1,276,000 | 1,172,000 | 517,000 | 874,000 | 494,000 | 740,000 | 437,000 | 706,000 | 423,000 | 716,000 | 360,000 | 402,000 |
total liabilities | 4,515,134,000 | 4,466,978,000 | 4,374,700,000 | 4,433,240,000 | 4,290,576,000 | 4,136,917,000 | 4,182,675,000 | 4,194,854,000 | 4,130,578,000 | 4,156,066,000 | 4,257,627,000 | 4,132,337,000 | 4,143,935,000 | 4,100,924,000 | 4,104,892,000 | 4,088,684,000 | 3,929,006,000 | 3,679,898,000 | 3,734,767,000 | 3,720,553,000 | 3,062,516,000 | 2,938,408,000 | 2,848,042,000 | 2,886,891,000 | 2,807,720,000 | 2,709,061,000 | 2,648,619,000 | 2,696,386,000 | 2,603,288,000 | 2,585,754,000 | 2,493,585,000 | 2,428,890,000 | 2,352,531,000 | 2,254,809,000 | 2,220,555,000 | 2,118,547,000 | 2,105,204,000 | 2,018,610,000 | 1,998,169,000 | 1,897,242,000 | 1,855,278,000 | 1,800,193,000 | 1,773,746,000 | 1,709,574,000 | 1,684,312,000 | 1,609,343,000 | 1,551,271,000 | 1,526,177,000 | 1,501,012,000 | 1,481,785,000 | 1,429,387,000 | 1,361,715,000 | 1,372,253,000 | 1,348,093,000 | 1,310,321,000 | 1,280,648,000 | 1,304,075,000 | 1,261,372,000 | 1,255,587,000 | 1,196,337,000 | 1,189,969,000 | 1,154,459,000 | 1,122,894,000 | 1,089,373,000 | 1,047,870,000 | 1,027,371,000 | 998,886,000 | 970,654,000 | 963,111,000 | 915,380,000 | 902,216,000 | 898,722,000 | 911,976,000 | 879,153,000 | 850,647,000 | 846,837,000 | 834,298,000 | 806,027,000 | 786,487,000 | 766,190,000 | 754,029,000 | 718,906,000 | 696,795,000 | 695,171,000 | 688,898,000 |
commitments and contingencies | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shareholders' equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 0.01 par value per share... | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock, 0.01 par value per share... | 125,000 | 124,000 | 124,000 | 124,000 | 123,000 | 122,000 | 122,000 | 121,000 | 121,000 | 121,000 | 120,000 | 120,000 | 120,000 | 119,000 | 119,000 | 119,000 | 118,000 | 118,000 | 118,000 | 117,000 | 117,000 | 117,000 | 100,000 | 99,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
additional paid-in capital | 111,621,000 | 111,295,000 | 110,110,000 | 109,137,000 | 108,246,000 | 107,377,000 | 106,451,000 | 105,552,000 | 104,621,000 | 103,793,000 | 103,007,000 | 102,108,000 | 101,139,000 | 100,352,000 | 99,619,000 | 98,708,000 | 97,970,000 | 97,137,000 | 96,402,000 | 95,656,000 | 94,920,000 | 94,170,000 | 93,459,000 | 92,767,000 | 92,089,000 | 91,281,000 | 90,725,000 | 90,019,000 | 89,159,000 | 88,205,000 | 61,008,000 | 57,130,000 | 48,194,000 | 45,158,000 | 43,285,000 | 42,590,000 | 42,106,000 | 41,608,000 | 41,099,000 | 40,453,000 | 31,302,000 | 30,896,000 | 30,233,000 | 29,698,000 | 29,347,000 | 29,006,000 | 28,660,000 | 28,051,000 | 27,101,000 | 26,489,000 | 25,806,000 | 25,463,000 | 25,128,000 | 24,647,000 | 24,291,000 | 23,811,000 | 23,802,000 | 22,614,000 | 22,598,000 | 22,329,000 | 22,311,000 | 21,062,000 | 21,006,000 | 20,823,000 | 20,802,000 | ||||||||||||||||||||
retained earnings | 335,568,000 | 328,243,000 | 320,497,000 | 313,486,000 | 306,943,000 | 301,380,000 | 296,291,000 | 289,409,000 | 282,534,000 | 274,560,000 | 264,738,000 | 255,259,000 | 249,579,000 | 241,761,000 | 233,137,000 | 225,529,000 | 216,610,000 | 214,977,000 | 207,206,000 | 198,965,000 | 193,791,000 | 191,843,000 | 184,994,000 | 177,880,000 | 172,004,000 | 165,183,000 | 160,380,000 | 154,094,000 | 148,212,000 | 143,073,000 | 141,992,000 | 138,049,000 | 134,015,000 | 126,543,000 | 123,313,000 | 119,904,000 | 116,941,000 | 113,515,000 | 110,517,000 | 108,292,000 | 105,951,000 | 103,172,000 | 100,558,000 | 98,458,000 | 93,815,000 | 91,427,000 | 89,475,000 | 87,159,000 | 84,985,000 | 82,979,000 | 81,128,000 | 78,999,000 | 77,133,000 | 75,186,000 | 73,487,000 | 72,000,000 | 70,505,000 | 68,699,000 | 67,017,000 | 65,042,000 | 63,040,000 | 61,552,000 | 60,955,000 | 60,200,000 | 60,890,000 | 59,887,000 | 58,820,000 | 58,527,000 | 54,425,000 | 52,730,000 | 51,127,000 | 49,120,000 | 47,206,000 | 45,558,000 | 44,034,000 | 41,705,000 | 39,452,000 | 39,259,000 | 37,408,000 | 35,404,000 | 33,360,000 | 33,184,000 | 31,469,000 | 29,588,000 | 27,725,000 |
accumulated other comprehensive loss | -61,959,000 | -78,914,000 | -62,622,000 | -82,306,000 | -81,874,000 | -79,763,000 | -103,166,000 | -87,593,000 | -75,959,000 | -129,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total shareholders' equity | 385,355,000 | 360,748,000 | 368,109,000 | 340,441,000 | 333,439,000 | 329,117,000 | 299,699,000 | 307,490,000 | 311,318,000 | 282,267,000 | 272,193,000 | 285,110,000 | 310,539,000 | 346,895,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and shareholders' equity | 4,900,489,000 | 4,827,726,000 | 4,742,809,000 | 4,773,681,000 | 4,624,015,000 | 4,466,034,000 | 4,482,374,000 | 4,502,344,000 | 4,441,896,000 | 4,438,333,000 | 4,529,820,000 | 4,417,447,000 | 4,454,474,000 | 4,447,819,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 4,187,698,000 | 4,189,461,000 | 4,248,801,000 | 4,106,119,000 | 3,977,521,000 | 4,060,403,000 | 4,075,598,000 | 4,016,156,000 | 4,035,806,000 | 4,138,038,000 | 4,016,814,000 | 4,034,500,000 | 2,912,850,000 | 2,571,389,000 | 2,441,362,000 | 2,302,673,000 | 2,353,782,000 | 2,274,912,000 | 2,221,609,000 | 2,184,430,000 | 2,087,737,000 | 2,018,148,000 | 1,963,615,000 | 1,959,498,000 | 1,865,294,000 | 1,768,546,000 | 1,768,796,000 | 1,746,794,000 | 1,678,566,000 | 1,653,947,000 | 1,579,293,000 | 1,484,668,000 | 1,475,027,000 | 1,470,426,000 | 1,453,612,000 | 1,405,007,000 | 1,333,158,000 | 1,345,488,000 | 1,319,959,000 | 1,285,046,000 | 1,244,071,000 | 1,265,504,000 | 1,215,161,000 | 1,188,201,000 | 1,144,948,000 | 1,127,701,000 | 1,085,190,000 | 997,597,000 | 947,903,000 | 944,253,000 | 922,462,000 | 905,587,000 | 868,786,000 | 938,881,000 | 881,549,000 | 867,522,000 | 867,917,000 | 890,479,000 | 832,976,000 | 775,387,000 | 811,614,000 | 804,648,000 | 754,248,000 | 768,644,000 | 740,423,000 | 735,476,000 | 688,500,000 | 659,507,000 | 677,078,000 | 677,809,000 | |||||||||||||||
preferred stock 0.01 par value per share... | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock 0.01 par value per share... | 124,000 | 123,000 | 121,000 | 120,000 | 119,000 | 118,000 | 117,000 | 116,000 | 116,000 | 116,000 | 116,000 | 114,000 | 114,000 | 105,000 | 104,000 | 104,000 | 103,000 | 103,000 | 102,000 | 102,000 | 101,000 | 101,000 | 98,000 | 97,000 | 96,000 | 96,000 | 96,000 | 95,000 | 94,000 | 94,000 | 94,000 | 93,000 | 93,000 | 92,000 | 92,000 | 91,000 | 82,000 | 82,000 | 82,000 | 80,000 | 80,000 | 80,000 | 80,000 | 79,000 | 78,000 | 78,000 | 77,000 | 77,000 | 77,000 | 38,000 | 38,000 | 38,000 | 38,000 | 37,000 | 37,000 | 37,000 | 37,000 | 36,000 | 36,000 | ||||||||||||||||||||||||||
federal home loan bank ("fhlb") stock | 2,403,000 | 2,404,000 | 2,343,000 | 2,343,000 | 2,343,000 | 2,343,000 | 2,048,000 | 2,164,000 | 2,164,000 | 2,164,000 | 2,010,000 | 1,905,000 | 1,905,000 | 2,014,000 | 5,624,000 | 4,484,000 | 2,024,000 | 1,576,000 | 1,491,000 | 5,357,000 | 2,593,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income | -96,207,000 | -95,673,000 | -72,378,000 | -40,300,000 | 4,662,000 | 13,664,000 | 14,960,000 | 14,055,000 | 22,193,000 | 22,053,000 | 21,936,000 | 15,807,000 | 10,510,000 | 12,111,000 | 9,862,000 | 1,850,000 | -1,284,000 | -9,237,000 | -6,653,000 | -5,848,000 | 416,000 | 2,287,000 | 2,864,000 | 5,989,000 | 6,684,000 | 4,149,000 | 2,274,000 | 3,043,000 | 2,371,000 | 4,564,000 | 3,767,000 | 3,465,000 | 3,775,000 | 2,773,000 | 2,230,000 | 1,988,000 | 4,038,000 | 4,099,000 | 4,150,000 | 3,622,000 | 3,499,000 | 3,196,000 | 2,743,000 | 3,096,000 | 2,239,000 | 1,990,000 | 3,763,000 | 2,255,000 | 2,241,000 | 2,078,000 | 3,034,000 | 1,281,000 | 898,000 | 1,126,000 | 1,021,000 | 355,000 | 277,000 | 33,000 | 407,000 | 981,000 | 1,641,000 | 2,066,000 | 58,000 | 2,937,000 | 2,239,000 | 1,982,000 | 3,075,000 | ||||||||||||||||||
liabilities and stockholders' equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders' equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total stockholders' equity | 346,540,000 | 339,317,000 | 328,755,000 | 334,426,000 | 325,780,000 | 316,676,000 | 304,637,000 | 296,641,000 | 290,682,000 | 280,627,000 | 266,061,000 | 255,297,000 | 241,985,000 | 237,577,000 | 231,640,000 | 231,887,000 | 227,657,000 | 219,828,000 | 216,040,000 | 212,498,000 | 186,085,000 | 176,704,000 | 172,308,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and stockholders' equity | 4,451,432,000 | 4,428,001,000 | 4,257,761,000 | 4,014,324,000 | 4,060,547,000 | 4,037,229,000 | 3,367,153,000 | 3,235,049,000 | 3,138,724,000 | 3,167,518,000 | 3,073,781,000 | 2,964,358,000 | 2,890,604,000 | 2,933,963,000 | 2,834,928,000 | 2,725,472,000 | 2,656,547,000 | 2,572,359,000 | 2,470,849,000 | 2,433,053,000 | 2,304,632,000 | 2,195,314,000 | 2,170,477,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-earning deposits | 690,909,000 | 400,777,000 | 213,146,000 | 264,704,000 | 206,280,000 | 42,024,000 | 23,867,000 | 29,482,000 | 139,961,000 | 99,547,000 | 19,255,000 | 35,672,000 | 97,161,000 | 22,175,000 | 14,496,000 | 14,771,000 | 24,049,000 | 18,858,000 | 27,823,000 | 42,849,000 | 24,912,000 | 19,177,000 | 20,693,000 | 60,489,000 | 35,846,000 | 10,102,000 | 5,457,000 | 17,114,000 | 7,873,000 | 33,944,000 | 6,878,000 | 9,653,000 | 12,218,000 | 25,413,000 | 38,550,000 | 50,277,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan losses | -44,565,000 | -43,835,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 42,324 at june 30, 2020 and 33,614 at december 31, 2019 | 3,133,818,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 39,764 at march 31, 2020 and 33,614 at december 31, 2019 | 2,644,163,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 33,614 at december 31, 2019 and 33,849 at december 31, 2018 | 2,531,845,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 33,935 at september 30, 2019 and 33,849 at december 31, 2018 | 2,438,195,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 34,351 at june 30, 2019 and 33,849 at december 31, 2018 | 2,379,751,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 33,729 at march 31, 2019 and 33,849 at december 31, 2018 | 2,350,908,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes payable | 809,000 | 53,000 | 1,551,000 | 313,000 | 632,000 | 787,000 | 783,000 | 269,000 | 454,000 | 98,000 | 100,000 | 1,146,000 | 92,000 | 325,000 | 863,000 | 505,000 | 566,000 | 50,000 | 407,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities at fair value | 432,921,000 | 434,280,000 | 422,174,000 | 412,508,000 | 405,206,000 | 385,942,000 | 388,005,000 | 376,212,000 | 349,064,000 | 319,503,000 | 304,946,000 | 300,358,000 | 281,027,000 | 260,969,000 | 240,068,000 | 245,065,000 | 236,753,000 | 214,845,000 | 209,154,000 | 195,418,000 | 190,459,000 | 183,709,000 | 184,464,000 | 191,696,000 | 165,211,000 | 154,085,000 | 128,922,000 | 134,124,000 | 138,949,000 | 127,490,000 | 118,941,000 | 159,373,000 | 137,535,000 | 142,317,000 | 145,140,000 | 145,517,000 | 137,449,000 | 129,354,000 | 131,540,000 | 142,936,000 | 145,507,000 | 153,011,000 | 156,521,000 | 171,182,000 | 179,313,000 | 189,376,000 | 187,601,000 | 179,320,000 | 196,308,000 | 170,189,000 | 178,613,000 | ||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 33,849 at december 31, 2018 and 32,915 at december 31, 2017 | 2,353,657,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 34,534 at september 30, 2018 and 32,915 at december 31, 2017 | 2,275,958,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 34,797 at june 30, 2018 and 32,915 at december 31, 2017 | 2,263,798,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 34,524 at march 31, 2018, and 32,915 at december 31, 2017 | 2,255,649,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 32,915 at december 31, 2017 and 31,342 at december 31, 2016 | 2,236,989,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities and stockholders’ equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders’ equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total stockholders’ equity | 231,810,000 | 180,327,000 | 171,488,000 | 166,950,000 | 162,502,000 | 159,502,000 | 155,671,000 | 148,237,000 | 143,993,000 | 142,714,000 | 139,549,000 | 136,535,000 | 133,297,000 | 130,683,000 | 127,448,000 | 124,547,000 | 122,415,000 | 119,105,000 | 116,673,000 | 116,467,000 | 112,654,000 | 110,449,000 | 107,664,000 | 97,458,000 | 93,811,000 | 92,168,000 | 91,104,000 | 88,676,000 | 88,442,000 | 88,581,000 | 87,012,000 | 81,320,000 | 79,574,000 | 77,043,000 | 74,063,000 | 70,809,000 | 69,537,000 | 67,830,000 | 65,961,000 | 64,273,000 | 61,847,000 | 61,684,000 | 59,836,000 | 55,766,000 | 57,219,000 | 54,750,000 | 52,429,000 | 51,638,000 | |||||||||||||||||||||||||||||||||||||
total liabilities and stockholders’ equity | 2,817,564,000 | 2,285,531,000 | 2,068,730,000 | 2,022,228,000 | 1,962,695,000 | 1,933,248,000 | 1,865,245,000 | 1,832,549,000 | 1,753,336,000 | 1,693,985,000 | 1,665,726,000 | 1,637,547,000 | 1,615,082,000 | 1,560,070,000 | 1,489,163,000 | 1,496,800,000 | 1,470,508,000 | 1,429,426,000 | 1,397,321,000 | 1,420,542,000 | 1,374,026,000 | 1,366,036,000 | 1,304,001,000 | 1,287,427,000 | 1,248,270,000 | 1,215,062,000 | 1,180,477,000 | 1,136,546,000 | 1,115,813,000 | 1,087,467,000 | 1,057,666,000 | 1,044,431,000 | 994,954,000 | 979,259,000 | 972,785,000 | 982,785,000 | 948,690,000 | 918,477,000 | 912,798,000 | 898,571,000 | 867,874,000 | 848,171,000 | 826,026,000 | 809,795,000 | 776,125,000 | 751,545,000 | |||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 33,184 at september 30, 2017 and 31,342 at december 31, 2016 | 2,169,189,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
additional paid-in-capital | 87,492,000 | 86,628,000 | 85,826,000 | 83,394,000 | 82,387,000 | 61,927,000 | 60,042,000 | 59,317,000 | 58,529,000 | 55,763,000 | 55,068,000 | 54,339,000 | 52,092,000 | 50,479,000 | 49,103,000 | 47,304,000 | 46,600,000 | 45,960,000 | 44,577,000 | 44,039,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 31,958 at june 30, 2017, and 31,342 at december 31, 2016 | 2,082,442,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 31,683 at march 31, 2017 and 31,342 at december 31, 2016 | 2,033,168,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 31,589 at september 30, 2016 and 29,008 at december 31, 2015 | 1,954,265,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 30,345 at june 30, 2016 and 29,008 at december 31, 2015 | 1,868,841,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 29,910 at march 31, 2016 and 29,008 at december 31, 2015 | 1,834,782,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 29,008 at december 31, 2015 and 27,121 at december 31, 2014 | 1,830,954,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 28,130 at september 30, 2015 and 27,121 at december 31, 2014 | 1,762,478,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 28,162 at june 30, 2015 and 27,121 at december 31, 2014 | 1,708,384,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 27,803 at march 31, 2015, and 27,121 at december 31, 2014 | 1,654,317,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fed funds sold | 26,003,000 | 4,055,000 | 1,299,000 | 2,510,000 | 5,879,000 | 21,311,000 | 17,567,000 | 2,115,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 27,121 and 26,967 at december 31, 2014 and 2013, respectively | 1,645,483,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
junior subordinated debentures | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | 10,825,000 | ||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 27,029 at september 30, 2014 and 26,967 at december 31, 2013 | 1,585,745,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 26,528 at june 30, 2014 and 26,967 at december 31, 2013 | 1,564,875,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 26,172 at march 31, 2014 and 26,967 at december 31, 2013 | 1,521,397,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 25,999 at september 30, 2013 and 24,254 at december 31, 2012, respectively | 1,446,697,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 25,671 at june 30, 2013 and 24,254 at december 31, 2012, respectively | 1,421,675,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 25,016 at march 31, 2013 and 24,254 at december 31, 2012, respectively | 1,379,144,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 24,254 and 23,160 at december 31, 2012 and 2011, respectively | 1,335,401,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 23,930 at september 30, 2012 and 23,160 at december 31, 2011, respectively | 1,280,123,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 23,126 at june 30, 2012 and 23,160 at december 31, 2011, respectively | 1,269,303,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 22,607 at march 31, 2012 and 23,160 at december 31, 2011 respectively | 1,228,774,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits | 6,785,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities | 140,405,000 | 146,800,000 | 134,069,000 | 137,748,000 | 139,870,000 | 139,109,000 | 142,904,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 23,160 and 19,415 at december 31, 2011 and 2010, respectively | 1,227,329,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term investments | 48,419,000 | 74,091,000 | 61,094,000 | 24,465,000 | 96,768,000 | 40,050,000 | 61,279,000 | 6,759,000 | 11,102,000 | 24,838,000 | 42,231,000 | 3,797,000 | 14,296,000 | 8,872,000 | 5,647,000 | 7,788,000 | 29,388,000 | 15,886,000 | 15,304,000 | 20,856,000 | 32,638,000 | 22,690,000 | 5,431,000 | 12,536,000 | 32,840,000 | 35,146,000 | 32,090,000 | 39,170,000 | 33,000,000 | 38,500,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 22,569 at september 30, 2011 and 19,415 at december 31, 2010 respectively | 1,206,989,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 21,310 at june 30, 2011, and 19,415 at december 31, 2010, respectively | 1,154,303,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 20,273 at march 31, 2011, and 19,415 at december 31, 2010 | 1,131,381,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
core deposit intangible, net of amortization | 10,000 | 43,000 | 76,000 | 110,000 | 143,000 | 176,000 | 209,000 | 243,000 | 276,000 | 309,000 | 342,000 | 409,000 | 442,000 | 475,000 | 509,000 | 542,000 | 575,000 | 608,000 | 642,000 | 675,000 | 708,000 | 741,000 | 774,000 | 808,000 | 841,000 | 874,000 | 907,000 | 941,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 19,415 and 18,218 at december 31, 2010 and 2009, respectively | 1,123,931,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 18,985 at september 30, 2010 and 18,218 at december 31, 2009 | 1,095,593,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 19,282 at june 30, 2010 and 18,218 at december 31, 2009, respectively | 1,096,978,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 18,490 at march 31, 2010, and 18,218 at december 31, 2009, respectively | 1,072,721,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 18,218 and 15,269 at december 31, 2009 and 2008, respectively | 1,064,612,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 17,488 at sept. 30, 2009 and 15,269 at december 31, 2008 | 1,041,410,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 16,710 at june 30, 2009, and 15,269 at december 31, 2008 | 1,002,713,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 15,985 at march 31, 2009, and 15,269 at december 31, 2008 | 960,449,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 15,269 and 13,545 at december 31, 2008 and 2007, respectively | 933,372,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 15,198 at september 30, 2008 and 13,545 at december 31, 2007 | 893,573,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive (loss) / income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 14,199 at june 30, 2008 and 13,545 at december 31, 2007 | 870,983,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive (loss)/ income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 13,886 at march 31, 2008 and 13,545 at december 31, 2007 | 846,776,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes receivable | 58,000 | 378,000 | 842,000 | 811,000 | 748,000 | 369,000 | 439,000 | 293,000 | 394,000 | 838,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1,000,000 shares authorized; no shares issued | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 13,545 and 12,940 at december 31, 2007 and 2006, respectively | 820,274,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 13,117 at june 30, 2007 and 12,940 at december 31, 2006 | 781,528,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 13,096 at march 31, 2007 and 12,940 at december 31, 2006 | 767,258,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 12,940 and 12,050 at december 31, 2006 and 2005, respectively | 748,173,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 12,721 at september 30, 2006 and 12,050 at december 31, 2005 | 733,841,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 12,486 at june 30, 2006 and 12,050 at december 31, 2005 | 720,280,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 12,325 at march 31, 2006 and | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12,050 at december 31, 2005 | 706,464,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other short-term investments | 8,200,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 12,050 in 2005 and 10,923 in 2004 | 687,676,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders’ equity: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 11,759 at september 30, 2005 and 10,923 at december 31, 2004 | 653,811,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 11,392 at june 30, 2005 and 10,923 at december 31, 2004 | 613,160,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 11,138 at march 31, 2005 and 10,923 at december 31, 2004 | 579,465,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and equivalents: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 10,923 in 2004 and 9,986 in 2003 | 559,536,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities - available for sale, at fair value | 187,955,000 | 188,173,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 10,744 at september 30, 2004 and 9,986 at december 31, 2003 | 541,211,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 10,414 at june 30, 2004 and 9,986 at december 31, 2003 | 520,777,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 10,329 at march 31, 2004 and 9,986 at december 31, 2003 | 495,402,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
daily federal funds sold | 14,000,000 | 67,500,000 | 66,065,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 9,986 in 2003 and 9,371 in 2002 | 478,853,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term borrowings | 21,424,000 | 6,406,000 | 6,423,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
escrow deposits of borrowers | 1,317,000 | 1,286,000 | 1,289,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 10,285 at september 30, 2003 and 9,371 at december 31, 2002 | 455,124,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities, trust preferred securities and stockholders’ equity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trust preferred securities | 10,500,000 | 10,500,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 0.01 per value; 1,000,000 shares authorized; no shares issued | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock 0.01 par value... | 36,000 | 36,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities, trust preferred securities and stockholders’ equity | 758,100,000 | 751,036,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, less allowance for loan losses of 10,048 at june 30, 2003 and 9,371 at december 31, 2002 | 434,536,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-06-30 | 2007-03-31 | 2006-09-30 | 2006-06-30 | 2006-03-31 | 2005-09-30 | 2005-06-30 | 2005-03-31 | 2004-09-30 | 2004-06-30 | 2004-03-31 | 2003-09-30 | 2003-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 10,435,000 | 10,727,000 | 9,987,000 | 9,512,000 | 8,507,000 | 7,907,000 | 9,699,000 | 9,684,000 | 10,768,000 | 12,306,000 | 11,962,000 | 8,161,000 | 10,287,000 | 10,848,000 | 9,832,000 | 11,139,000 | 10,352,000 | 9,857,000 | 10,326,000 | 7,256,000 | 4,017,000 | 8,739,000 | 9,002,000 | 7,763,000 | 8,696,000 | 6,500,000 | 7,982,000 | 7,574,000 | 6,825,000 | 2,720,000 | 5,506,000 | 5,595,000 | 5,572,000 | 4,714,000 | 4,771,000 | 4,313,000 | 4,721,000 | 4,292,000 | 3,515,000 | 3,620,000 | 4,000,000 | 3,831,000 | 3,314,000 | 3,506,000 | 3,533,000 | 3,079,000 | 3,433,000 | 3,234,000 | 3,063,000 | 2,905,000 | 3,173,000 | 2,858,000 | 2,937,000 | 2,685,000 | 2,464,000 | 2,422,000 | 2,729,000 | 2,603,000 | 2,886,000 | 2,785,000 | 2,269,000 | 29,000 | 1,719,000 | 1,783,000 | 2,017,000 | 2,318,000 | 2,222,000 | 6,689,000 | 4,238,000 | 2,056,000 | 6,085,000 | 3,832,000 | 1,851,000 | 5,503,000 | 3,459,000 | 1,715,000 | 5,065,000 | 3,202,000 |
adjustments to reconcile net income to net cash from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for credit losses | 331,000 | -106,000 | 1,332,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization | 1,387,000 | 1,306,000 | 1,382,000 | 1,438,000 | 1,484,000 | 1,488,000 | 1,420,000 | 1,620,000 | 1,660,000 | 1,744,000 | 1,781,000 | 1,778,000 | 1,733,000 | 1,915,000 | 1,959,000 | 2,045,000 | 1,890,000 | 1,838,000 | 1,677,000 | 1,660,000 | 1,609,000 | 1,589,000 | 1,572,000 | 1,505,000 | 1,476,000 | 1,678,000 | 1,724,000 | 1,694,000 | 1,740,000 | 1,778,000 | 1,782,000 | 1,738,000 | 1,730,000 | 1,514,000 | 1,448,000 | 1,425,000 | 1,441,000 | 1,403,000 | 1,370,000 | 1,389,000 | 1,369,000 | 1,333,000 | 1,372,000 | 1,384,000 | 1,228,000 | 1,226,000 | 1,232,000 | 1,194,000 | 1,158,000 | 1,097,000 | 1,036,000 | 1,044,000 | 1,033,000 | 1,028,000 | 1,020,000 | 983,000 | 943,000 | 966,000 | 917,000 | 874,000 | 815,000 | 665,000 | 673,000 | 626,000 | 540,000 | 659,000 | 685,000 | 1,910,000 | 1,266,000 | 605,000 | 2,097,000 | 1,392,000 | 692,000 | 2,323,000 | 1,601,000 | 852,000 | 3,457,000 | 2,161,000 |
stock-based compensation expense | 549,000 | 616,000 | 622,000 | 566,000 | 503,000 | 534,000 | 584,000 | 629,000 | 522,000 | 592,000 | 609,000 | 637,000 | 478,000 | 510,000 | 559,000 | 540,000 | 451,000 | 496,000 | 477,000 | 506,000 | 426,000 | 467,000 | 461,000 | 518,000 | 426,000 | 462,000 | 501,000 | 500,000 | 385,000 | 466,000 | 467,000 | 496,000 | 324,000 | 444,000 | 462,000 | 443,000 | 438,000 | 411,000 | 466,000 | 488,000 | 427,000 | 409,000 | 435,000 | 481,000 | 380,000 | 520,000 | 339,000 | 315,000 | 304,000 | 334,000 | 318,000 | 239,000 | 249,000 | 241,000 | 306,000 | 216,000 | 223,000 | 245,000 | 196,000 | 165,000 | 173,000 | 132,000 | 128,000 | 122,000 | 137,000 | 136,000 | 184,000 | 347,000 | 252,000 | 118,000 | ||||||||
income on bank-owned life insurance | -506,000 | -522,000 | -518,000 | -503,000 | -458,000 | -314,000 | -327,000 | -316,000 | -307,000 | -309,000 | -303,000 | -295,000 | -295,000 | -303,000 | -250,000 | -132,000 | -136,000 | -141,000 | -143,000 | -150,000 | -153,000 | -156,000 | -158,000 | -162,000 | -162,000 | -167,000 | -167,000 | -170,000 | -168,000 | -174,000 | -174,000 | -177,000 | -176,000 | -182,000 | -191,000 | -191,000 | -195,000 | -157,000 | -101,000 | -100,000 | -100,000 | -99,000 | -106,000 | -108,000 | -111,000 | -119,000 | -116,000 | |||||||||||||||||||||||||||||||
mortgage loans originated for sale | -3,808,000 | -2,305,000 | -6,801,000 | -1,114,000 | -1,758,000 | -200,000 | -859,000 | 0 | -1,188,000 | 0 | -444,000 | 0 | -819,000 | -1,039,000 | -5,282,000 | -10,793,000 | -12,009,000 | -18,733,000 | -17,609,000 | -15,271,000 | -7,957,000 | -9,513,000 | -9,842,000 | -4,764,000 | -1,443,000 | -4,176,000 | -2,554,000 | -2,760,000 | -3,536,000 | -3,787,000 | -4,423,000 | -6,056,000 | -5,554,000 | -9,261,000 | -7,409,000 | -3,273,000 | -5,660,000 | -4,687,000 | -6,597,000 | -6,729,000 | -6,916,000 | -6,142,000 | -4,269,000 | -3,537,000 | -6,477,000 | -12,368,000 | -12,906,000 | -19,207,000 | -13,653,000 | -9,110,000 | -12,278,000 | |||||||||||||||||||||||||||
proceeds from mortgage loans sold | 3,306,000 | 3,047,000 | 5,629,000 | 1,558,000 | 1,580,000 | 0 | 873,000 | 368,000 | 840,000 | 0 | 452,000 | 0 | 841,000 | 1,490,000 | 6,350,000 | 17,524,000 | 4,963,000 | 24,268,000 | 14,104,000 | 14,608,000 | 8,229,000 | 12,434,000 | 8,060,000 | 3,789,000 | 1,848,000 | 4,174,000 | 2,640,000 | 2,151,000 | 3,828,000 | 4,556,000 | 4,491,000 | 6,090,000 | 6,504,000 | 9,259,000 | 6,313,000 | 4,301,000 | 5,395,000 | 4,776,000 | 6,525,000 | 8,131,000 | 6,313,000 | 7,063,000 | 3,298,000 | 3,480,000 | 9,504,000 | 12,194,000 | 18,277,000 | 16,656,000 | 10,441,000 | 11,127,000 | 13,517,000 | 15,202,000 | 6,313,000 | 5,760,000 | 10,476,000 | 15,835,000 | 13,796,000 | 8,053,000 | 7,029,000 | 7,555,000 | 12,877,000 | 3,539,000 | 3,973,000 | 3,440,000 | 3,838,000 | |||||||||||||
net gains on sales of loans | -47,000 | -33,000 | -57,000 | -44,000 | -22,000 | 0 | -14,000 | -6,000 | -14,000 | 0 | -8,000 | 0 | -22,000 | -38,000 | -177,000 | -490,000 | -128,000 | -595,000 | -329,000 | -338,000 | -147,000 | -225,000 | -139,000 | -69,000 | -36,000 | -81,000 | -47,000 | -48,000 | -84,000 | -101,000 | -88,000 | -138,000 | -133,000 | -198,000 | -105,000 | -89,000 | -119,000 | -89,000 | -128,000 | -156,000 | -123,000 | -135,000 | -75,000 | -73,000 | -171,000 | -222,000 | -335,000 | -320,000 | -211,000 | |||||||||||||||||||||||||||||
net losses on equity securities | 301,000 | 30,000 | 198,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
changes in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in other assets | -597,000 | 4,042,000 | -1,777,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in other liabilities | -5,956,000 | 3,342,000 | 2,522,000 | -10,961,000 | 604,000 | 4,424,000 | -5,762,000 | -375,000 | 6,005,000 | -8,879,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from operating activities | 5,395,000 | 18,103,000 | 12,539,000 | 13,712,000 | 2,177,000 | 19,857,000 | 29,230,000 | 2,396,000 | 5,674,000 | 27,584,000 | 4,896,000 | 18,785,000 | -3,265,000 | 27,413,000 | 10,290,000 | 19,747,000 | 4,783,000 | 13,591,000 | 12,651,000 | 254,000 | 13,839,000 | 17,049,000 | 13,208,000 | 7,399,000 | 5,963,000 | 14,870,000 | 5,935,000 | 14,769,000 | 6,227,000 | 9,610,000 | 13,192,000 | 6,190,000 | 8,939,000 | 6,970,000 | 8,912,000 | 2,925,000 | -77,000 | 5,857,000 | 7,816,000 | 12,127,000 | -5,629,000 | 12,549,000 | 7,988,000 | -1,768,000 | 18,332,000 | 5,955,000 | 8,722,000 | 3,726,000 | -4,411,000 | 11,725,000 | 2,916,000 | 4,087,000 | 4,061,000 | 2,448,000 | 9,857,000 | 518,000 | 4,784,000 | 3,472,000 | 3,302,000 | -3,873,000 | 13,461,000 | 498,000 | 2,253,000 | 1,277,000 | 6,579,000 | 135,000 | 6,194,000 | 8,736,000 | 9,346,000 | 5,119,000 | 1,236,000 | 11,701,000 | 4,677,000 | |||||
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
free cash flows | 5,395,000 | 18,103,000 | 12,539,000 | 13,712,000 | 2,177,000 | 19,857,000 | 29,230,000 | 2,396,000 | 5,674,000 | 27,584,000 | 4,896,000 | 18,785,000 | -3,265,000 | 27,413,000 | 10,290,000 | 19,747,000 | 4,783,000 | 13,591,000 | 12,651,000 | 254,000 | 13,839,000 | 17,049,000 | 13,208,000 | 7,399,000 | 5,963,000 | 14,870,000 | 5,935,000 | 14,769,000 | 6,227,000 | 9,610,000 | 13,192,000 | 6,190,000 | 8,939,000 | 6,970,000 | 8,912,000 | 2,925,000 | -77,000 | 5,857,000 | 7,816,000 | 12,127,000 | -5,629,000 | 12,549,000 | 7,988,000 | -1,768,000 | 18,332,000 | 5,955,000 | 8,722,000 | 3,726,000 | -4,411,000 | 11,725,000 | 2,916,000 | 4,087,000 | 4,061,000 | 2,448,000 | 9,857,000 | 518,000 | 4,784,000 | 3,472,000 | 3,302,000 | -3,873,000 | 13,461,000 | 498,000 | 2,253,000 | 1,277,000 | 6,579,000 | 135,000 | 6,194,000 | 8,736,000 | 9,346,000 | 5,119,000 | 1,236,000 | 11,701,000 | 4,677,000 | |||||
cash flows from investing activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities, calls and pay-downs of debt securities | 11,006,000 | 17,484,000 | 30,803,000 | 14,833,000 | 14,225,000 | 41,918,000 | 13,830,000 | 15,995,000 | 16,433,000 | 14,685,000 | 16,275,000 | 25,807,000 | 26,067,000 | 22,568,000 | 22,627,000 | 20,103,000 | 22,049,000 | 25,565,000 | 24,644,000 | 16,042,000 | 11,283,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net sales (purchases) of equity securities | 122,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net sales (purchases) of fhlb capital stock | 2,161,000 | 116,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in loans | -66,320,000 | -124,179,000 | -90,284,000 | -114,197,000 | -86,813,000 | -58,335,000 | -115,657,000 | -49,594,000 | -71,315,000 | -42,142,000 | -37,336,000 | 75,583,000 | 25,263,000 | -93,250,000 | -59,469,000 | -77,299,000 | -12,910,000 | -8,449,000 | -20,260,000 | -67,600,000 | -87,972,000 | -49,554,000 | -41,906,000 | -86,810,000 | -34,326,000 | -4,678,000 | -69,643,000 | -54,344,000 | -55,292,000 | -9,459,000 | -59,763,000 | -22,130,000 | -43,678,000 | -24,508,000 | -25,605,000 | -43,065,000 | -44,694,000 | -61,739,000 | -8,197,000 | -43,378,000 | -3,144,000 | |||||||||||||||||||||||||||||||||||||
additions to premises and equipment | -248,000 | -398,000 | -269,000 | -771,000 | -1,029,000 | -2,850,000 | -1,111,000 | -1,114,000 | -944,000 | -1,423,000 | -712,000 | -984,000 | -1,719,000 | -1,522,000 | -1,168,000 | -693,000 | -804,000 | -1,003,000 | -1,915,000 | -1,158,000 | -2,603,000 | -3,130,000 | -5,116,000 | -2,283,000 | -1,969,000 | -1,119,000 | -853,000 | -1,954,000 | -1,371,000 | -1,958,000 | -2,304,000 | -1,435,000 | -2,514,000 | -1,069,000 | -2,958,000 | -3,006,000 | -968,000 | -934,000 | -1,250,000 | -786,000 | -1,718,000 | -1,555,000 | -649,000 | -745,000 | -949,000 | -1,464,000 | -1,868,000 | -1,600,000 | -1,768,000 | -349,000 | -613,000 | |||||||||||||||||||||||||||
net cash from investing activities | -53,279,000 | -111,951,000 | -59,858,000 | -100,456,000 | -74,276,000 | -124,909,000 | -45,936,000 | -16,392,000 | -35,227,000 | -69,507,000 | -16,735,000 | -122,221,000 | -53,039,000 | -239,468,000 | -109,624,000 | 131,685,000 | -69,071,000 | -10,696,000 | 23,244,000 | -473,836,000 | -114,967,000 | -128,416,000 | -74,009,000 | -28,094,000 | -23,536,000 | -68,400,000 | -29,056,000 | -21,510,000 | -43,860,000 | -82,686,000 | -91,049,000 | -59,987,000 | -45,421,000 | -122,989,000 | -41,555,000 | -11,141,000 | -87,551,000 | -91,770,000 | -77,030,000 | -3,509,000 | -66,419,000 | -48,169,000 | -46,913,000 | -17,785,000 | -35,936,000 | -46,991,000 | -47,408,000 | -60,965,000 | -30,489,000 | -54,944,000 | -15,439,000 | 1,563,000 | 10,237,000 | 26,676,000 | ||||||||||||||||||||||||
cash flows from financing activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in deposits | 112,945,000 | -1,763,000 | -59,340,000 | 142,682,000 | 128,598,000 | -82,882,000 | -15,195,000 | 59,442,000 | -19,650,000 | -102,232,000 | 121,224,000 | -17,686,000 | 54,261,000 | 9,303,000 | 6,303,000 | 148,472,000 | 264,898,000 | -58,797,000 | -38,048,000 | 735,258,000 | 126,120,000 | 2,337,000 | -45,755,000 | 73,982,000 | 191,384,000 | -46,930,000 | -48,642,000 | 88,965,000 | 130,027,000 | 138,689,000 | -51,109,000 | 78,870,000 | 5,991,000 | 37,179,000 | 96,693,000 | 69,589,000 | 54,533,000 | 4,117,000 | 94,204,000 | 96,748,000 | -250,000 | 22,002,000 | 68,228,000 | 42,574,000 | 74,654,000 | 94,625,000 | 9,641,000 | 4,601,000 | 16,814,000 | 48,605,000 | 71,849,000 | -12,330,000 | 25,529,000 | 34,913,000 | 40,975,000 | -21,433,000 | 50,343,000 | 26,960,000 | 43,253,000 | 17,247,000 | 42,511,000 | 3,650,000 | 21,791,000 | 16,875,000 | 36,801,000 | 57,332,000 | 14,027,000 | 92,530,000 | 115,092,000 | 42,970,000 | 36,004,000 | 79,599,000 | 74,652,000 | 27,676,000 | ||||
net change in short-term borrowings | -60,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advancements from long-term borrowings | 1,417,000 | 0 | 228,000 | 4,000 | 38,568,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of long-term borrowings | -60,000 | -51,813,000 | -2,064,000 | -1,465,000 | -1,090,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid, net of dividend reinvestment plan | -3,110,000 | -2,602,000 | -2,568,000 | -2,561,000 | -2,546,000 | -2,438,000 | -2,439,000 | -2,433,000 | -2,424,000 | -2,141,000 | -2,129,000 | -2,128,000 | -2,123,000 | -1,912,000 | -1,914,000 | -1,905,000 | -1,896,000 | -1,780,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock | 1,000 | 10,000 | 10,000 | 15,000 | 2,000 | 14,000 | 6,000 | 17,000 | 7,000 | 6,000 | 11,000 | 20,000 | 10,000 | 17,000 | 15,000 | 20,000 | 7,000 | 16,000 | 20,000 | 48,000 | 7,000 | -871,000 | 306,000 | 426,000 | 435,000 | 394,000 | 401,000 | 384,000 | 371,000 | 20,093,000 | 352,000 | 362,000 | 356,000 | 362,000 | 368,000 | 366,000 | 308,000 | 307,000 | 302,000 | 318,000 | 316,000 | 314,000 | 318,000 | 321,000 | 318,000 | 317,000 | 312,000 | 316,000 | 314,000 | 312,000 | 296,000 | 299,000 | 303,000 | 300,000 | 9,038,000 | 272,000 | 251,000 | 251,000 | 250,000 | 257,000 | 263,000 | 267,000 | 708,000 | 471,000 | 236,000 | 875,000 | 870,000 | 968,000 | 968,000 | |||||||||
net settlement for employee taxes on restricted stock and options | -524,000 | -26,000 | -52,000 | -48,000 | -283,000 | -3,000 | -49,000 | -47,000 | -348,000 | -101,000 | -46,000 | 0 | -286,000 | -86,000 | -8,000 | -93,000 | -159,000 | -9,000 | 0 | -42,000 | -182,000 | 0 | -49,000 | -113,000 | -240,000 | -125,000 | -72,000 | -76,000 | -286,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from stock option exercises | 111,000 | 251,000 | 18,000 | 2,000 | 92,000 | 54,000 | 23,000 | 14,000 | 89,000 | 10,000 | 27,000 | 23,000 | 58,000 | 53,000 | 91,000 | 13,000 | 2,000 | 0 | 0 | 5,000 | 16,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from financing activities | 50,780,000 | 89,057,000 | -63,768,000 | 138,629,000 | 163,341,000 | -63,777,000 | -16,698,000 | 57,128,000 | -22,343,000 | -104,176,000 | 119,067,000 | -19,791,000 | 49,415,000 | 4,254,000 | 4,467,000 | 146,496,000 | 251,822,000 | -57,477,000 | 17,706,000 | 653,488,000 | 112,191,000 | 92,752,000 | -43,669,000 | 72,312,000 | 89,715,000 | 51,525,000 | -50,087,000 | 88,196,000 | 39,705,000 | 77,191,000 | 52,785,000 | 75,270,000 | 40,297,000 | 36,317,000 | 115,575,000 | 15,651,000 | 83,337,000 | 26,038,000 | 93,715,000 | 42,396,000 | 57,427,000 | 21,636,000 | 60,375,000 | 13,121,000 | 74,783,000 | 51,939,000 | 26,776,000 | 27,704,000 | 16,314,000 | 47,915,000 | 69,552,000 | -12,940,000 | 24,573,000 | 33,717,000 | 30,312,000 | -21,540,000 | 39,369,000 | 6,413,000 | 63,067,000 | 19,208,000 | 28,428,000 | 40,967,000 | 20,730,000 | 27,912,000 | 27,596,000 | 13,845,000 | 60,143,000 | 18,149,000 | 67,468,000 | 57,774,000 | 22,746,000 | 29,274,000 | 30,004,000 | |||||
net increase in cash and cash equivalents | 2,896,000 | -4,791,000 | -111,087,000 | 51,885,000 | 91,242,000 | -146,099,000 | 107,228,000 | -123,227,000 | -6,889,000 | -207,801,000 | -94,867,000 | 297,928,000 | 187,534,000 | -54,582,000 | 53,601,000 | 179,906,000 | 11,063,000 | -18,615,000 | -104,470,000 | 51,617,000 | 72,142,000 | -2,005,000 | -73,208,000 | 81,455,000 | 2,072,000 | 4,115,000 | -25,072,000 | 21,473,000 | 3,815,000 | -79,702,000 | 82,932,000 | 7,435,000 | -4,291,000 | -59,875,000 | 24,501,000 | 51,014,000 | -14,621,000 | -13,984,000 | 57,179,000 | 10,903,000 | -11,910,000 | -29,535,000 | -18,586,000 | 4,696,000 | 57,029,000 | -43,051,000 | -21,114,000 | 16,131,000 | 32,159,000 | -65,618,000 | 50,070,000 | -14,436,000 | 52,380,000 | -9,229,000 | -12,826,000 | 1,152,000 | 3,969,000 | 8,315,000 | 10,883,000 | 30,411,000 | 14,534,000 | 17,185,000 | 10,006,000 | 21,970,000 | 24,473,000 | 25,545,000 | 51,212,000 | 61,357,000 | ||||||||||
cash and cash equivalents at beginning of period | 83,841,000 | 0 | 0 | 56,592,000 | 0 | 0 | 267,589,000 | 0 | 0 | 436,576,000 | 0 | 0 | 253,782,000 | 0 | 0 | 63,794,000 | 0 | 0 | 63,120,000 | 0 | 0 | 54,806,000 | 0 | 0 | 50,475,000 | 0 | 0 | 51,495,000 | 0 | 0 | 40,146,000 | 0 | 0 | 53,733,000 | 0 | 0 | 52,735,000 | 0 | 0 | 39,131,000 | 0 | 0 | 55,006,000 | 0 | 0 | 32,610,000 | 0 | 0 | 0 | 32,718,000 | 0 | 50,887,000 | 38,381,000 | 38,381,000 | 38,381,000 | 57,270,000 | 57,270,000 | 57,270,000 | 45,102,000 | 45,102,000 | 45,102,000 | 45,778,000 | 45,778,000 | |||||||||||||||
cash and cash equivalents at end of period | 86,737,000 | -111,087,000 | 51,885,000 | 147,834,000 | -33,404,000 | 43,132,000 | 215,693,000 | 107,228,000 | -123,227,000 | 429,687,000 | -94,867,000 | 297,928,000 | 441,316,000 | 53,601,000 | 179,906,000 | 74,857,000 | -104,470,000 | 51,617,000 | 135,262,000 | -73,208,000 | 81,455,000 | 56,878,000 | -25,072,000 | 21,473,000 | 54,290,000 | -79,702,000 | 82,932,000 | 58,930,000 | -59,875,000 | 24,501,000 | 91,160,000 | -13,984,000 | 21,450,000 | 47,301,000 | 57,179,000 | 10,903,000 | 40,825,000 | -18,586,000 | 4,696,000 | 96,160,000 | -21,114,000 | 16,131,000 | 87,165,000 | 50,070,000 | -14,436,000 | 84,990,000 | -12,826,000 | 1,152,000 | 3,969,000 | 41,033,000 | 26,783,000 | 46,686,000 | 49,264,000 | 68,792,000 | 52,915,000 | 54,603,000 | 74,455,000 | 67,276,000 | 67,072,000 | 69,575,000 | 70,647,000 | 96,990,000 | 107,135,000 | |||||||||||||||
net losses on sales of debt securities | 0 | -100,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in other liabilities | 6,765,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of debt securities | 0 | 0 | 0 | 36,905,000 | 0 | 0 | 32,715,000 | 0 | 0 | 0 | 3,059,000 | 0 | 3,280,000 | 0 | 2,627,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of debt securities | -48,079,000 | -6,963,000 | -23,993,000 | -66,833,000 | -190,553,000 | -204,864,000 | -40,229,000 | -55,567,000 | -110,832,000 | -28,137,000 | 0 | -6,350,000 | -43,289,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of equity securities | -247,000 | -320,000 | -321,000 | -579,000 | -346,000 | -321,000 | -334,000 | -1,122,000 | -280,000 | -829,000 | -646,000 | -1,243,000 | -171,000 | -3,000 | -367,000 | 0 | 0 | -319,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of fhlb capital stock | -4,611,000 | 0 | 0 | -80,000 | 1,000 | 1,000 | 0 | 0 | -105,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in short-term borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on equity securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses | 622,000 | 1,752,000 | 2,268,000 | 2,736,000 | 1,861,000 | 530,000 | 1,023,000 | 28,000 | 39,000 | 680,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (gains) losses on equity securities | -465,000 | -92,000 | -5,000 | -65,000 | -84,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease (increase) in other assets | 3,145,000 | 7,460,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on sales of oreo | 0 | 0 | 0 | 0 | -154,000 | 0 | -20,000 | -101,000 | -42,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on termination of swaps | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in loans | -118,465,000 | 2,894,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from oreo sales | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of bank-owned life insurance | -770,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of subordinated debt | 0 | 0 | 0 | -15,600,000 | 0 | 0 | 0 | -10,825,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on extinguishment of subordinated debt | 0 | 0 | 0 | 713,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net incomees (gains) on sales of debt securities | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net incomees on equity securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in other assets | 15,317,000 | -18,505,000 | -3,597,000 | 5,111,000 | -6,123,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in borrowed funds | 956,000 | 282,000 | -20,000 | -20,000 | -2,505,000 | -3,121,000 | -20,000 | -11,000 | 3,857,000 | 99,995,000 | -4,000 | 501,000 | -89,000,000 | -60,255,000 | 105,000,000 | -2,416,000 | 36,000,000 | -29,050,000 | 17,810,000 | 37,774,000 | -597,000 | 63,000 | 32,529,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in cash and cash equivalents | -33,404,000 | 43,132,000 | -51,896,000 | -6,432,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on sales of debt securities | 0 | 0 | -1,062,000 | 0 | 0 | 0 | -128,000 | -127,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income on equity securities | 16,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in borrowed funds | -17,000 | -2,486,000 | -80,004,000 | -12,004,000 | 3,693,000 | -4,000 | -100,004,000 | 0 | 0 | -53,000,000 | 22,855,000 | 416,000 | -58,000,000 | 520,000 | 0 | 23,546,000 | 125,000 | 0 | -1,625,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net incomees (gains) on equity securities | -174,000 | 66,000 | -86,000 | 3,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the issuance of subordinated debt | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchases) sales of equity securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchases) sales of fhlb capital stock | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease (increase) in loans | 103,952,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of subordinated debt | 0 | 0 | 15,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease (increase) in other assets | 2,025,000 | 3,284,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in other liabilities | -3,355,000 | -2,410,000 | 280,000 | -1,027,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in other liabilities | -4,352,000 | 1,690,000 | 5,328,000 | 1,868,000 | -385,000 | 1,071,000 | 48,000 | -101,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 2,102,000 | 1,575,000 | 280,000 | 125,000 | 1,386,000 | 267,000 | 850,000 | 1,167,000 | 250,000 | 1,225,000 | 625,000 | 230,000 | 765,000 | 200,000 | 200,000 | 800,000 | 1,050,000 | 300,000 | 1,243,000 | 1,840,000 | 1,192,000 | 922,000 | 1,950,000 | 1,275,000 | 1,033,000 | 879,000 | 1,740,000 | 1,140,000 | 465,000 | 1,173,000 | 550,000 | 317,000 | ||||||||||||||||||||||||||||||||||||||||||||||
net (gains) losses on sales of debt securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in other assets | -7,105,000 | -2,676,000 | -3,458,000 | -3,758,000 | -902,000 | 2,114,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchase) sale of equity securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net sale (purchase) of fhlb capital stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid, net of drp | -1,766,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on sales of other real estate owned | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from the sales of fhlb capital stock | 109,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 6,147,000 | -400,000 | 1,025,000 | 955,000 | -400,000 | -400,000 | 750,000 | 300,000 | 1,600,000 | -200,000 | 534,000 | 783,000 | 52,000 | 83,000 | 892,000 | 517,000 | 273,000 | 835,000 | 475,000 | 200,000 | 1,350,000 | 1,050,000 | 750,000 | 833,000 | 600,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchases) proceeds from the sales of fhlb capital stock | -1,140,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in other assets | 2,688,000 | -4,976,000 | 2,425,000 | -1,952,000 | 4,684,000 | 917,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities, calls and pay-downs of investment securities | 15,486,000 | 7,228,000 | 15,614,000 | 8,333,000 | 11,984,000 | 6,347,000 | 11,508,000 | 8,149,000 | 6,924,000 | 6,062,000 | 6,884,000 | 5,039,000 | 4,785,000 | 5,455,000 | 7,189,000 | 7,644,000 | 6,443,000 | 10,186,000 | 6,538,000 | 11,868,000 | 11,905,000 | 5,690,000 | 2,671,000 | 5,369,000 | 14,951,000 | 12,643,000 | 6,089,000 | 3,600,000 | 16,746,000 | 14,259,000 | 15,766,000 | 8,975,000 | 10,049,000 | 21,483,000 | 9,120,000 | 7,832,000 | 12,354,000 | 17,812,000 | 4,248,000 | 6,571,000 | 10,067,000 | 10,882,000 | 4,994,000 | 3,366,000 | 15,744,000 | 10,462,000 | 6,048,000 | 24,997,000 | 17,718,000 | 4,806,000 | 25,151,000 | 18,733,000 | 9,725,000 | |||||||||||||||||||||||||
net proceeds from the sale (purchases) of equity securities | 1,058,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds (purchases of) from sales of fhlb capital stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from sales of fhlb capital stock | -448,000 | -85,000 | 3,866,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid | -1,888,000 | -1,887,000 | -1,875,000 | -1,697,000 | -1,696,000 | -1,692,000 | -1,686,000 | -1,565,000 | -1,563,000 | -1,561,000 | -1,552,000 | -1,484,000 | -1,362,000 | -1,350,000 | -1,295,000 | -1,294,000 | -1,290,000 | -1,279,000 | -1,221,000 | -1,217,000 | -1,214,000 | -1,201,000 | -1,145,000 | -1,127,000 | -1,117,000 | -1,060,000 | -1,057,000 | -1,054,000 | -1,044,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from stock option exercises | 18,000 | 12,000 | 144,000 | 0 | 21,000 | 72,000 | 215,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on sales of investment securities | 0 | -1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net fair value loss on equity securities | -77,000 | -186,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of investment securities | 9,975,000 | 3,648,000 | 116,524,000 | 654,000 | 0 | 12,705,000 | 68,622,000 | 54,676,000 | 481,000 | 9,957,000 | 0 | 3,032,000 | 1,576,000 | 8,569,000 | 3,220,000 | 376,000 | 1,405,000 | 1,097,000 | 1,041,000 | 16,004,000 | 16,004,000 | 14,045,000 | 64,439,000 | 59,128,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of investment securities | -21,389,000 | -39,203,000 | -119,356,000 | -24,305,000 | -22,843,000 | -44,126,000 | -95,268,000 | -60,737,000 | -15,213,000 | -15,940,000 | -44,889,000 | -11,747,000 | -9,210,000 | -35,022,000 | -33,871,000 | -30,192,000 | -9,877,000 | -16,166,000 | -33,479,000 | -34,772,000 | -6,501,000 | -16,004,000 | -9,263,000 | -10,034,000 | -13,849,000 | -33,241,000 | -19,946,000 | -16,928,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock, net of expenses | 322,000 | 306,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net losses on sales of investment securities | 1,000 | 2,917,000 | 9,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net unrealized loss on equity securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchases of) proceeds from sales of fhlb capital stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from bank-owned life insurance | 0 | 0 | 405,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from stock-based compensation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental financial data: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for: interest | 4,610,000 | 3,398,000 | 2,921,000 | 2,638,000 | 2,074,000 | 1,901,000 | 1,766,000 | 1,554,000 | 1,349,000 | 1,357,000 | 1,392,000 | 1,251,000 | 1,265,000 | 1,284,000 | 1,667,000 | 981,000 | 1,602,000 | 1,040,000 | 1,619,000 | 1,625,000 | 1,053,000 | 1,676,000 | 1,158,000 | 1,793,000 | 1,434,000 | 2,258,000 | 3,276,000 | 4,408,000 | 6,326,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for: income taxes | 1,876,000 | 2,155,000 | 3,795,000 | 868,000 | 2,634,000 | 2,770,000 | 4,295,000 | 760,000 | 2,780,000 | 4,605,000 | 636,000 | 2,303,000 | 1,451,000 | 3,253,000 | 587,000 | 1,291,000 | 2,180,000 | 3,375,000 | 620,000 | 1,051,000 | 3,762,000 | 821,000 | 1,126,000 | 1,351,000 | 2,002,000 | 2,132,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental schedule of non-cash activity: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of (sales proceeds from) investment securities not yet settled | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds (purchases) from fhlb capital stock | 25,000 | -248,000 | 2,845,000 | -5,000 | 914,000 | 257,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental schedule of non-cash investing activity: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of investment securities not yet settled | 644,000 | 228,000 | -4,578,000 | 5,693,000 | 100,000 | 3,550,000 | 2,237,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital expenditures incurred not yet paid | 104,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gains on sales of investments | -231,000 | 284,000 | -229,000 | -540,000 | -546,000 | -63,000 | -2,000 | -465,000 | -7,000 | -456,000 | -900,000 | -789,000 | -215,000 | -127,000 | -488,000 | -83,000 | -468,000 | -480,000 | -39,000 | -38,000 | -112,000 | -47,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (purchases) proceeds from fhlb capital stock | 2,010,000 | -2,861,000 | -1,190,000 | -1,080,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from oreo sales and payments | 0 | 0 | 114,000 | 901,000 | 0 | 51,000 | 601,000 | 967,000 | 0 | 259,000 | 626,000 | 275,000 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases (sales) of investment securities not yet settled | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance proceeds not yet received | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchases for tax withholdings on options and restricted stock awards, net of proceeds from exercise of stock options | 63,000 | -24,000 | -526,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | -629,000 | 555,000 | -603,000 | -56,000 | -854,000 | 121,000 | -268,000 | -49,000 | -583,000 | 287,000 | -202,000 | 257,000 | 21,000 | -285,000 | 2,000 | -200,000 | 68,000 | 123,000 | -403,000 | 29,000 | 118,000 | -197,000 | 488,000 | 11,000 | 2,000 | 464,000 | 407,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
prepaid expenses and other assets | 91,000 | 3,846,000 | -3,580,000 | -6,280,000 | 1,516,000 | -516,000 | 6,807,000 | -4,871,000 | 649,000 | 1,525,000 | -3,900,000 | 4,884,000 | 693,000 | 1,109,000 | -1,400,000 | -2,490,000 | 506,000 | 177,000 | -1,247,000 | 387,000 | 108,000 | 1,754,000 | -2,471,000 | 529,000 | -1,343,000 | 4,087,000 | 433,000 | 77,000 | 4,419,000 | 5,259,000 | 5,491,000 | 1,313,000 | 1,274,000 | |||||||||||||||||||||||||||||||||||||||||||||
deferred income taxes | 21,000 | -501,000 | 0 | 74,000 | -437,000 | -380,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued expenses and other liabilities | 1,923,000 | -971,000 | -662,000 | -358,000 | -495,000 | 2,423,000 | -228,000 | -4,998,000 | 5,446,000 | 1,846,000 | -2,209,000 | 4,918,000 | 607,000 | -1,926,000 | 2,955,000 | -2,959,000 | 3,933,000 | -2,542,000 | 2,121,000 | -2,795,000 | 3,033,000 | 431,000 | 4,000 | -4,678,000 | 6,977,000 | -206,000 | 531,000 | 2,899,000 | 136,000 | 3,819,000 | 1,904,000 | 1,137,000 | 1,962,000 | 7,677,000 | 611,000 | |||||||||||||||||||||||||||||||||||||||||||
subordinated debt issuance costs | 3,000 | 3,000 | 3,000 | 12,000 | 0 | 0 | -190,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest payable | -58,000 | -14,000 | -10,000 | 24,000 | -1,000 | -31,000 | -282,000 | 315,000 | -300,000 | 288,000 | -302,000 | -312,000 | 278,000 | -302,000 | 280,000 | -259,000 | 242,000 | -411,000 | 926,000 | 70,000 | 1,261,000 | 670,000 | 104,000 | 134,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of investment securities available-for-sale | 2,900,000 | 1,523,000 | 306,000 | 11,438,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of stock options, net of repurchases for tax withholdings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
exercise of stock options, net of repurchases for tax withholdings and tax benefit on stock options and restricted stock | 151,000 | 60,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
oreo fair value adjustment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds (purchase) from fhlb capital stock | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of oreo | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of stock options | 0 | 2,000 | 9,000 | 1,000 | 19,000 | 90,000 | 261,000 | 107,000 | 255,000 | 227,000 | 39,000 | 339,000 | 335,000 | 16,000 | 356,000 | 338,000 | 56,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of investment securities not yet settled | -4,578,000 | 514,000 | -1,568,000 | 2,001,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfer from loans to other real estate owned | 0 | 1,000 | 0 | 167,000 | 175,000 | 0 | 0 | 400,000 | 395,000 | 325,000 | 1,000,000 | 0 | 350,000 | 80,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the exercise of stock options | 4,000 | 23,000 | 380,000 | 23,000 | 54,000 | 493,000 | 939,000 | 589,000 | 127,000 | 111,000 | 46,000 | 54,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from the exercise of stock options | 0 | 0 | 4,000 | 0 | 0 | 3,000 | 17,000 | 6,000 | 1,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfer from loans to other assets | 970,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of investment securities available for sale | 1,946,000 | 10,151,000 | 1,042,000 | 2,914,000 | 19,351,000 | 2,064,000 | 932,000 | 4,395,000 | 2,966,000 | 305,000 | 319,000 | 2,381,000 | 540,000 | 8,306,000 | 0 | 3,825,000 | 1,505,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases from fhlb capital stock | -882,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from exercise of stock options | 2,000 | 0 | 0 | 2,000 | 20,000 | 14,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of investment securities not yet settled | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from fhlb repurchase of capital stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(purchase) sales of investment securities not yet settled | -95,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds (purchase) from fhlb capital stock | 252,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase (sales) of investment securities not yet settled | -2,572,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of intangible assets | 0 | 10,000 | 33,000 | 33,000 | 34,000 | 33,000 | 34,000 | 33,000 | 33,000 | 33,000 | 33,000 | 33,000 | 99,000 | 66,000 | 33,000 | 99,000 | 66,000 | 33,000 | 100,000 | 66,000 | 33,000 | 100,000 | 66,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
other-than-temporary-impairment of investments | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from fhlb capital stock repurchase | 0 | 0 | 0 | 480,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income on bank-owned life insurance, net of costs | -122,000 | -128,000 | -134,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from the exercise of stock option | 0 | 0 | 1,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on sales of loans | -240,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on sales of oreo | -76,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other-than-temporary-impairment on investment securities | 0 | 7,000 | 1,000 | 8,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the exercise of common stock options | 3,000 | 235,000 | 1,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from the exercise of common stock option | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for: | 2,623,000 | 1,967,000 | 2,583,000 | 2,878,000 | 3,727,000 | 6,436,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes | 2,113,000 | 2,648,000 | 630,000 | 1,122,000 | 1,271,000 | 2,814,000 | 1,020,000 | 896,000 | 715,000 | 1,066,000 | 1,246,000 | 2,268,000 | 250,000 | 2,287,000 | 235,000 | 4,053,000 | 2,590,000 | 152,000 | 3,372,000 | 2,243,000 | 592,000 | 3,325,000 | 2,125,000 | 625,000 | 5,692,000 | 5,042,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net income to net cashprovided by operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from the exercise of common stock options | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease (increase) in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease (increase) in borrowed funds | -19,929,000 | 20,425,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from reo sales and payments | 982,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gains on sales of reo | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other-than-temporary-impairment of investment securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of tax credits | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of reo | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net withdrawals/(purchases) of bank-owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(increase)/decrease in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred income tax | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (decrease)/increase in borrowed funds | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
excess tax benefit from exercise of stock options | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
transfer from loans to real estate owned | 95,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in loans, net of charge-offs | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
decrease in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (gains) losses on sales of investments | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from bank-owned life insurance policy withdrawals | 1,901,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
change in income taxes | 697,000 | -1,046,000 | 1,054,000 | 1,073,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net losses on sales of investments | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in other short-term investments | 8,200,000 | 8,200,000 | 8,200,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental schedule of non-cash investing activity: transfer from loans to other real estate owned | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(increase) decrease in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale, net of gain | 55,000 | 296,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase (decrease) in: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided by operating activities | 13,099,000 | 3,364,000 | 16,374,000 | 11,704,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of bank-owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase (decrease) in borrowed funds | 12,971,000 | 9,314,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided by financing activities | 43,238,000 | 28,167,000 | 55,367,000 | 44,735,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (decrease) / increase in cash and cash equivalents | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest | 4,989,000 | 5,515,000 | 12,369,000 | 7,849,000 | 3,946,000 | 7,132,000 | 4,225,000 | 2,297,000 | 5,937,000 | 3,669,000 | 2,110,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net purchases of bank-owned life insurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase (decrease) in cash and cash equivalents | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase (decrease) in deposits | 57,589,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock compensation expense | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in deposits, including escrow deposits of borrowers | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes receivable | 293,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income taxes payable | 813,000 | 455,000 | 516,000 | 407,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends on common stock | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale | 3,265,000 | 1,370,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities, calls and paydowns of investment securities | 69,928,000 | 31,018,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in deposits, including escrow deposits | 40,331,000 | 41,065,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net decrease in short-term borrowings | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock dividends | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock issued - dividend reinvestment plan | 941,000 | 941,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock issued - employee stock options | 179,000 | 158,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest expense | 5,373,000 | 3,707,000 |