CVB Financial Corp
(NASDAQ:CVBF)

CVB Financial Corp. operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and time certificates of deposit products for b...

Website: http://www.cbbank.com

Founded: 1974

Sector: Financial Services

Industry: Banks-Regional

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At a glance:

Bull Thesis:

Bear Thesis:

Main Competitors:

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Income Statements:

Quarterly

Annual

Unit: USD	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2022-12-31	2022-06-30	2022-03-31	2021-12-31	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2015-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2007-12-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2003-12-31	2003-09-30	2003-06-30	2002-12-31	2001-12-31

interest income:
loans and leases, including fees	110,825,000	108,845,000	109,071,000		114,200,000	116,349,000	115,721,000	113,190,000	110,990,000		92,770,000	89,461,000		91,795,000	95,733,000	94,200,000	95,352,000	92,117,000	397,327,674	98,796	101,843,000	99,687,000	100,902,000	79,818,000	57,368,000	55,196,000	55,873,000	55,998,000	53,614,000	48,641,000	49,211,000	47,754,000
investment securities:
investment securities available-for-sale	18,867,000	18,299,000	18,734,000		21,225,000	21,446,000	22,170,000	22,441,000	19,356,000		17,042,000	12,832,000		9,159,000	9,107,000	8,447,000	8,449,000	10,049,000	39,300,015	9,222	10,118,000	10,645,000	10,902,000	11,521,000	11,697,000	11,868,000	11,891,000	12,240,000	13,007,000	12,640,000	11,460,000	11,425,000
investment securities held-to-maturity	12,812,000	12,886,000	13,021,000		13,445,000	13,402,000	13,478,000	13,576,000	13,740,000		11,714,000	10,663,000		3,940,000	3,190,000	3,375,000	3,660,000	3,998,000	17,374,751	4,298	4,426,000	4,525,000	4,663,000	4,666,000	4,807,000	4,765,000	5,001,000	5,184,000	5,323,000	5,507,000	5,349,000	4,787,000
total investment income	31,679,000	31,185,000	31,755,000		34,670,000	34,848,000	35,648,000	36,017,000	33,096,000		28,756,000	23,495,000		13,099,000	12,297,000	11,822,000	12,109,000	14,047,000	56,674,766	13,520	14,544,000	15,170,000	15,565,000	16,187,000	16,504,000	16,633,000	16,892,000	17,424,000	18,330,000	18,147,000	16,809,000	16,212,000	11,547,000	15,358,000	16,073,000	14,758,000	15,300,750	17,785,000	20,800,000	22,616,000	20,102,000	25,027,000	25,949,000	29,432,000	21,696,000	29,178,000	29,541,000		21,547,000	31,235,000	27,970,000	26,982,000	17,617,000	23,983,000	23,694,000	22,791,000
dividends from fhlb stock	377,000	411,000	379,000		377,000	419,000	431,000	598,000	483,000		273,000	371,000		217,000	217,000	215,000	214,000	332,000	1,234,069	301	298,000	332,000	1,086,000	329,000	298,000	332,000	305,000	318,000	359,000	393,000	1,014,000	403,000	45,750	52,000	66,000	65,000	58,250	105,000	63,000	66,000	48,750	195,000			916,500	1,367,000	1,205,000		747,500	1,200,000	990,000	800,000	453,250	675,000	663,000	475,000
interest-earning deposits with other institutions	7,231,000	3,768,000	1,797,000		9,825,000	6,073,000	6,278,000	6,422,000	4,670,000		1,463,000	773,000		413,000	397,000	389,000	283,000	613,000	285	946	100,000	94,000									393,750	802,000
total interest income	150,112,000	144,209,000	143,002,000		159,072,000	157,689,000	158,078,000	156,227,000	149,239,000		123,262,000	114,100,000		105,524,000	108,644,000	106,626,000	107,958,000	107,109,000	457,504,369	113,563	116,785,000	115,283,000	117,720,000	96,638,000	74,805,000	72,697,000	73,319,000	73,870,000	72,589,000	67,448,000	67,364,000	65,171,000	51,556,000	68,530,000	71,182,000	66,512,000	69,991,000	76,473,000	80,273,000	90,552,000	80,103,000	75,919,000	75,775,000	78,962,000	82,823,000	83,507,000	82,969,000		84,621,000	83,005,000	76,901,000	72,132,000	44,894,750	63,509,000	60,073,000	55,996,000
interest expense:
deposits	26,096,000	24,829,000	25,322,000		25,979,000	21,366,000	18,888,000	16,517,000	10,765,000		1,201,000	1,127,000		1,812,000	2,525,000	2,958,000	2,995,000	4,124,000	17,107,447	4,589	4,093,000	3,871,000	3,784,000	2,967,000	1,549,000	1,525,000	1,497,000	1,555,000	1,559,000	1,433,000	1,413,000	1,525,000	-1,069,740	1,979,000	2,220,000	2,788,000	3,814,000	4,310,000	4,841,000	5,288,000	5,993,000	5,934,000	6,439,000	6,590,000	7,568,000	7,417,000	8,537,000		18,782,000	18,903,000	16,294,000	13,201,000	10,060,000	7,539,000	6,247,000	5,061,000
borrowings and customer repurchase agreements	8,109,000	7,401,000	6,800,000		22,244,000	23,862,000	19,834,000	16,339,000	18,939,000		121,000	133,000		141,000	159,000	232,000	261,000	479,000	3,955,445	568	1,377,000	1,610,000	671,000	606,000	337,000	453,000	366,000	402,000	382,000	429,000	361,000	349,000
other	330,000	371,000	436,000		2,567,000	1,875,000	2,784,000	4,099,000	1,916,000		2,745,000	1,618,000		1,682,000	2,541,000	3,160,000	3,778,000	1,798,000	9,949,056	2,297	2,603,000	2,044,000	2,195,000	1,824,000	1,178,000	1,391,000	4,795,000	1,811,000	1,813,000	1,219,000	819,000	1,505,000	506,250	1,204,000	-451,000	1,273,000	772,000	1,631,000	371,000	1,190,000	2,030,000	1,744,000	598,000	780,000	975,000	1,013,000	1,156,000		1,822,000	1,461,000	1,704,000	1,213,000	1,174,000	1,379,000	703,000	1,413,000
total interest expense	34,535,000	32,601,000	32,558,000		48,223,000	45,228,000	38,722,000	32,856,000	29,704,000		1,322,000	1,260,000		2,056,000	2,791,000	3,301,000	3,389,000	4,803,000	22,061,121	5,404	5,728,000	5,747,000	4,704,000	3,818,000	2,117,000	2,176,000	2,044,000	2,131,000	2,106,000	2,015,000	1,923,000	2,010,000	6,685,000	8,550,000	8,787,000	9,403,000	10,842,000	13,858,000	16,059,000	17,213,000	22,032,000	21,113,000	21,680,000	23,670,000	30,768,000	34,495,000	34,486,000		44,384,000	41,033,000	33,740,000	28,307,000	13,346,250	20,489,000	17,836,000	15,059,000
net interest income before benefit from (recapture of) credit losses	115,577,000	111,608,000
benefit from (recapture of) credit losses	1,000,000
net interest income after benefit from (recapture of) credit losses	114,577,000	111,608,000
noninterest income:
service charges on deposit accounts	4,859,000	4,959,000	4,908,000		5,117,000	5,036,000	4,975,000	5,062,000	4,838,000		5,333,000	5,059,000		3,985,000	4,006,000	3,970,000	3,809,000	4,776,000	19,994,961	4,833	5,065,000	5,141,000	4,639,000	4,295,000	4,091,000	4,045,000	4,015,000	4,085,000	3,982,000	3,727,000	3,680,000	3,817,000	2,943,250	4,021,000	4,029,000	3,723,000	4,059,000	4,225,000	4,196,000	4,264,000	3,809,000	3,720,000	3,643,000	3,717,000	3,847,000	3,829,000	3,807,000		3,247,000	3,253,000	3,288,000	3,291,000	3,481,000	3,477,000	3,252,000	3,042,000
trust and investment services	3,875,000	3,716,000	3,411,000		3,428,000	3,224,000	3,081,000	3,246,000	3,315,000		2,962,000	2,822,000		2,611,000	2,676,000	2,405,000	2,477,000	2,420,000	9,518,036	2,330	2,452,000	2,182,000	2,036,000	2,182,000	2,399,000	2,157,000	2,413,000	2,523,000	2,613,000	2,296,000	2,556,000	2,328,000			2,259,000	2,152,000	1,563,750	1,928,000	2,209,000	2,118,000	1,237,000	1,682,000	1,604,000	1,661,000	1,476,500	2,019,000	1,975,000
bankcard services	684,000	647,000	630,000		370,000	385,000	406,000	354,000	490,000		310,000	416,000		350,000	448,000	456,000	405,000	577,000	3,160,386	637	1,027,000	950,000	848,000	875,000	958,000	804,000	843,000	927,000	871,000	765,000	755,000	827,000	573,750	771,000	816,000	708,000	666,000	760,000	711,000	640,000	613,000	605,000	586,000	533,000	550,000	580,000	618,000		629,000	697,000	602,000	558,000	586,000	631,000	633,000	604,000
boli income	3,267,000	3,228,000	2,831,000		2,942,000	3,593,000	7,917,000	1,548,000	2,097,000		603,000	1,349,000		4,624,000	2,889,000	1,469,000	1,683,000	2,059,000	5,793,518	1,797	1,349,000	1,336,000	1,034,000	936,000	1,069,000	979,000	516,000	692,000	1,497,000	715,000	607,000	706,000	647,250	733,000	1,149,000	707,000	731,000	813,000	737,000	845,000	711,000	685,000	659,000	737,000	1,849,000	932,000	1,146,000		956,000	624,000	649,000	822,000	579,000	633,000	1,242,000	342,000
loss on sale of afs investment securities	-8,185,000
gain on oreo			2,183,000											429,000	365,000	13,000		10,000	128,871		24,000	105,000	6,000			3,540,000
gain on sale leaseback transactions
total noninterest income	13,006,000	14,744,000	16,229,000		14,424,000	14,113,000	19,163,000	14,309,000	12,656,000		14,670,000	11,264,000		13,681,000	12,925,000	13,153,000	12,152,000	11,640,000	58,995,598	11,894	18,205,000	16,303,000	10,758,000	10,112,000	9,695,000	12,916,000	12,582,000	10,038,000	10,776,000	8,722,000	8,412,000	9,183,000
noninterest expense:
salaries and employee benefits	35,876,000	34,999,000	36,477,000		35,426,000	36,401,000	35,652,000	34,744,000	33,548,000		31,553,000	32,656,000		29,706,000	29,142,000	31,034,000	28,706,000	30,877,000	119,386,714	30,122	28,862,000	29,302,000	30,917,000	26,319,000	21,051,000	22,314,000	21,949,000	21,835,000	21,706,000	21,575,000	19,355,000	20,464,000	13,364,750	17,579,000	18,220,000	17,660,000	16,556,000	17,311,000	17,479,000	18,073,000	16,171,000	15,618,000	15,376,000	15,819,000	14,284,000	15,943,000	15,501,000		13,478,000	11,541,000	12,771,000	12,720,000	13,651,000	13,136,000	13,142,000	13,146,000
occupancy and equipment	5,823,000	6,106,000	5,998,000		5,772,000	5,565,000	5,524,000	5,618,000	5,517,000		5,567,000	5,571,000		4,863,000	5,479,000	5,275,000	5,031,000	4,837,000	21,272,652	5,092	5,641,000	5,615,000	7,007,000	5,324,000	4,318,000	4,192,000	4,118,000	4,400,000	4,554,000	3,684,000	3,701,000	4,102,000	3,138,500	4,152,000	4,081,000	4,321,000	3,660,250	4,807,000	4,782,000	5,052,000	3,299,750	4,330,000	4,421,000	4,448,000	3,607,500	4,811,000	5,099,000		2,897,750	3,986,000	3,831,000
professional services	2,350,000	2,191,000	2,081,000		2,726,000	2,255,000	2,707,000	2,117,000	2,562,000		2,305,000	2,045,000		2,168,000	2,817,000	2,019,000	2,368,000	2,256,000	7,746,347	1,688	2,040,000	1,925,000	2,103,000	1,154,000	1,690,000	1,530,000	1,749,000	1,091,000	1,843,000	1,257,000	983,000	1,517,000	3,091,250	3,728,000	5,028,000	3,610,000	3,485,000	4,135,000	2,881,000	2,807,000	1,967,000	1,646,000	1,658,000	1,695,000	1,504,000	1,600,000	1,874,000		1,901,000	1,237,000	1,485,000	1,273,000	1,001,000	1,047,000	1,195,000	1,025,000
computer software expense	4,350,000	4,410,000	4,221,000		3,949,000	3,525,000	3,679,000	3,648,000	3,316,000		3,103,000	3,795,000		2,844,000	2,895,000	2,837,000	2,754,000
marketing and promotion	1,738,000	1,817,000	1,988,000		1,956,000	1,630,000	2,092,000	1,628,000	1,321,000		1,638,000	1,458,000		725,000	950,000	728,000	1,255,000	1,555,000	5,885,851	1,517	1,238,000	1,394,000	1,664,000	1,134,000	1,148,000	1,356,000	1,355,000	1,055,000	1,190,000	1,239,000	1,209,000	1,199,000
amortization of intangible assets	1,003,000	1,155,000	1,155,000		1,437,000	1,438,000	1,446,000	1,567,000	1,719,000		1,998,000	1,998,000		2,167,000	2,170,000	2,292,000	2,445,000	2,445,000	10,789,662	2,648	2,833,000	2,857,000	2,859,000	1,736,000
benefit from (recapture of) unfunded loan commitments	500,000
total noninterest expense	58,576,000	57,557,000	59,144,000		56,497,000	59,771,000	65,930,000	55,058,000	54,017,000		50,871,000	58,238,000		47,163,000	48,276,000	49,588,000	46,398,000	48,641,000	198,590,333	47,535	50,528,000	51,604,000	60,831,000	48,880,000	34,254,000	35,946,000	35,057,000	34,706,000	36,873,000	34,117,000	34,932,000	33,006,000
earnings before income taxes	69,007,000	68,795,000	69,529,000		68,776,000	66,803,000	74,589,000	80,622,000	77,674,000		82,139,000	63,366,000		89,486,000	70,502,000	66,890,000	58,823,000	53,305,000	290,853,513	71,018	76,734,000	72,735,000	59,943,000	53,552,000	49,129,000	48,491,000	50,300,000	48,571,000	45,386,000	44,538,000	43,321,000	41,338,000	61,782,000	34,636,000	31,234,000	23,714,000	11,832,000	24,716,000	27,185,000	23,006,000	23,109,000	27,063,000	20,825,000	18,252,000	15,442,000	24,328,000	23,807,000		22,739,000	26,963,000	26,093,000	27,834,000	25,765,000	27,766,000	26,115,000	27,319,000
income taxes	16,421,000	18,231,000	18,425,000		18,741,000	18,204,000	26,081,000	22,735,000	21,904,000		23,081,000	17,806,000		25,593,000	20,446,000	19,398,000	17,192,000	15,325,000	83,183,059	20,595	22,253,000	21,093,000	16,784,000	14,994,000	13,756,000	13,578,000	32,449,000	18,888,000	17,013,000	16,034,000	16,245,000	15,890,000	22,658,000	12,253,000	10,196,000	7,114,000	1,958,000	6,789,000	8,170,000	6,887,000	6,041,000	7,741,000	4,964,000	5,084,000	3,165,000	6,868,000	6,655,000		6,445,000	8,508,000	7,176,000	9,594,000	8,593,000	9,499,000	8,637,000	9,618,000
net earnings	52,586,000	50,564,000	51,104,000		50,035,000	48,599,000	48,508,000	57,887,000	55,770,000		59,058,000	45,560,000		63,893,000	50,056,000	47,492,000	41,631,000	37,980,000	207,670,454	50,423	54,481,000	51,642,000	43,159,000	38,558,000	35,373,000	34,913,000	17,851,000	29,683,000	28,373,000	28,504,000	27,076,000	25,448,000	39,124,000	22,383,000	21,038,000	16,600,000	9,874,000	17,927,000	19,015,000	16,119,000	17,068,000	19,322,000	15,861,000	13,168,000	12,277,000	17,460,000	17,152,000		16,294,000	18,455,000	18,917,000	18,240,000	17,172,000	18,267,000	17,478,000	17,701,000
yoy	5.10%	4.04%	5.35%		-10.28%		-17.86%	27.06%			17.98%	-4.07%		68.23%	-75.90%	94087.18%	-23.59%	-26.46%	381.18%	-99.87%	54.02%	47.92%	141.77%	29.90%	24.67%	22.48%	-34.07%	16.64%	-27.48%	27.35%	28.70%	53.30%	296.23%	24.86%	10.64%	2.98%	-42.15%	-7.22%	19.89%	22.41%	39.02%	10.66%	-7.53%		-24.65%	-5.39%	-9.33%		-5.11%	1.03%	8.23%	3.05%
qoq	4.00%	-1.06%			2.95%	0.19%	-16.20%	3.80%			29.63%			27.64%	5.40%	14.08%	9.61%	-81.71%	411756.60%	-99.91%	5.50%	19.66%	11.93%	9.00%	1.32%	95.58%	-39.86%	4.62%	-0.46%	5.27%	6.40%	-34.96%	74.79%	6.39%	26.73%	68.12%	-44.92%	-5.72%	17.97%	-5.56%	-11.67%	21.82%	20.45%	7.26%	-29.68%	1.80%			-11.71%	-2.44%	3.71%	6.22%	-5.99%	4.51%	-1.26%
other comprehensive income:
unrealized gain on securities arising during the period, before tax	28,752,000	15,645,000	49,360,000		1,513,000	-17,073,000			-34,464,000		-142,790,000	-202,018,000		-40,310,000	-1,057,000	-2,004,000	-1,280,000	36,618,000	43,828,864	5,423	19,486,000	18,227,000	-12,288,750	-10,387,000	-6,598,000	-32,170,000	821,750	1,221,000	1,642,000	424,000	-49,020,000	-3,709,000
less: income tax benefit related to items of other comprehensive income	-8,396,000	-6,477,000	-14,596,000		-556,000	5,357,000	-50,809,000	41,894,000	7,869,000		42,213,000	59,724,000		11,917,000	313,000	593,000	378,000	-10,826,000	-12,956,249	-1,602	-5,761,000	-5,388,000	3,633,000	3,070,000		9,511,000	-303,000	-513,000			20,588,000	1,788,000
other comprehensive income, net of tax	20,356,000	9,168,000	34,764,000		957,000	-11,716,000			-18,749,000		-100,577,000			-28,393,000	-744,000	-1,411,000	-902,000	25,792,000	30,867,620	3,816	13,725,000	12,839,000	-8,655,750	-7,317,000	-4,647,000	-22,659,000	418,250	708,000	719,000	246,000	-28,432,000	-2,469,000
comprehensive income	72,942,000	59,732,000	85,868,000		50,992,000	36,883,000	152,077,000	-24,375,000	37,021,000		-41,519,000	-96,734,000		35,500,000	49,312,000	46,081,000	40,729,000	63,772,000	238,538,074	54,239	68,206,000	64,481,000	57,690,000	31,241,000	30,726,000	12,254,000	7,459,000	30,391,000	29,092,000	28,750,000	-1,356,000	22,979,000	23,268,000	36,453,000	37,464,000	19,155,000	-12,374,000	3,439,000	28,812,000	22,853,000	-3,442,000	41,749,000	5,329,000	19,443,000	57,237,000	6,949,000	-11,338,000		12,783,000	51,055,000
basic earnings per common share	380	370	370		360	350	350	420	400		420	310		470	370	350	310	270	1,478.88	0.36	390	370	310	300	320	320	160	270	260	260	250	230	360	210	200	160	90	170	180	150	160	100	170	130	140	210	210		120	240	250	240	50	300	280	290
diluted earnings per common share	380	370	360		360	350	350	420	400		420	310		470	370	350	310	270	1,478.88	0.36	390	370	300	300	320	320	160	270	260	260	250	230	360	210	200	160	90	170	180	150	160	100	170	130	140	210	210		130	240	250	240	40	300	280	290
net interest income before (recapture of) benefit from credit losses			110,444,000
(recapture of) benefit from credit losses			-2,000,000
net interest income after (recapture of) benefit from credit losses			112,444,000
benefit from unfunded loan commitments			500,000
net interest income before provision for credit losses					110,849,000	112,461,000	92,158,500	123,371,000	119,535,000						105,853,000	103,325,000	104,569,000	102,306,000															44,871,000	59,980,000	62,395,000	57,109,000	59,149,000	62,615,000	64,214,000	73,339,000	58,071,000	54,806,000	54,095,000	55,292,000	52,055,000	49,012,000	48,483,000				43,161,000	43,825,000	44,858,000	43,020,000	42,237,000	40,937,000
provision for credit losses							1,000,000	2,000,000	500,000								11,500,000	12,000,000															1,767,000			7,068,000	12,700,000	25,300,000	11,000,000	12,200,000	25,500,000	13,000,000	20,000,000	22,000,000	17,900,000	4,000,000	3,000,000				900,000	250,000
net interest income after provision for credit losses					110,849,000	112,461,000	91,158,500	121,371,000	119,035,000						105,853,000	103,325,000	93,069,000	90,306,000															43,104,000	59,980,000	62,395,000	50,041,000	46,449,000	37,315,000	53,214,000	61,139,000	32,571,000	41,806,000	34,095,000	33,292,000	34,155,000	45,012,000	45,483,000				42,261,000	43,575,000	44,858,000	43,020,000	42,237,000	40,937,000
(recapture of) provision for unfunded loan commitments					-500,000			-900,000
provision for unfunded loan commitments									400,000
gain on sale of building											2,717,000					1,680,000			4,771,455			4,545,000
acquisition related expenses											375,000	5,638,000							6,440,995	244	2,612,000	3,149,000	8,462,000	6,645,000	494,000	803,000	75,000	250,000	1,250,000	676,000	340,000	353,000
unrealized (loss) on securities arising during the period, before tax							-31,906,500	-133,864,000
unrealized gain on derivatives designated as hedging instruments arising during the period							4,388,500	9,708,000	7,846,000
other comprehensive (loss), net of tax							-18,085,500	-82,262,000				-142,294,000
junior subordinated debentures														103,000	107,000	111,000	133,000	200,000	998,229	247	258,000	266,000	249,000	245,000	231,000	198,000	181,000	174,000	165,000	153,000	149,000	136,000	-2,441,226	823,000	825,000	819,000	836,000	896,000	828,000	805,000	834,000	914,000	1,029,000	1,190,000	1,717,000	1,713,000	1,714,000		1,881,000	1,737,000	1,719,000	1,568,000	998,000	1,347,000	1,333,000	1,310,000
net interest income before provision for (recapture of) credit losses											121,940,000	112,840,000
provision for (recapture of) credit losses											3,600,000	2,500,000
net interest income after provision for (recapture of) credit losses											118,340,000	110,340,000
net interest income before (recapture of) provision for credit losses														103,468,000
(recapture of) provision for credit losses														-19,500,000
net interest income after (recapture of) provision for credit losses														122,968,000
gain on eminent domain condemnation																			5,679,315		5,685,000
less: reclassification adjustment for net gain on securities included in net income																			-4,995	-5									-402,000
other comprehensive income, before tax															-1,057,000	-2,004,000			43,823,869	5,418			-12,288,750	-10,387,000	-6,598,000		721,250	1,221,000	1,240,000		-49,020,000	-4,257,000
software licenses and maintenance																		2,816,000	9,818,586	2,450	2,542,000	2,422,000	2,819,000	2,317,000	1,759,000	1,760,000	1,687,000	1,510,000	1,627,000	1,561,000	2,544,000	947,000
net interest income before benefit from (recapture of) loan losses																			82,188	108,159		109,536,000
benefit from (recapture of) loan losses																			1,250	1,500		1,500,000
net interest income after benefit from (recapture of) loan losses																			80,938	106,659		108,036,000
net interest income before provision for (recapture of) loan losses																					111,057,000
provision for (recapture of) loan losses																					2,000,000
net interest income after provision for (recapture of) loan losses																					109,057,000
interest-earning deposits with other institutions and federal funds sold																							167,000	304,000	635,000	536,000	249,000	130,000	286,000	267,000
net interest income before (recapture of) provision for loan losses																							59,007,250	92,820,000
(recapture of) provision for loan losses																							-375,000	500,000
net interest income after (recapture of) provision for loan losses																							59,382,250	92,320,000
net interest income before recapture of benefit from loan losses																									72,688,000		51,913,750	71,739,000
recapture of benefit from loan losses																									-1,000,000		-1,750,000	-1,500,000
net interest income after recapture of benefit from loan losses																									73,688,000		53,663,750	73,239,000
less: income tax benefit (expense) related to items of other comprehensive income																									1,951,000
cash dividends declared per common share																									140	140	140	140	140	120	120	120
net interest income before recapture of provision for loan losses																										70,521,000			70,483,000	65,433,000	65,441,000	63,161,000
recapture of provision for loan losses																										-1,000,000			-1,000,000	-4,500,000	-4,400,000	-2,000,000
net interest income after recapture of provision for loan losses																										71,521,000			71,483,000	69,933,000	69,841,000	65,161,000
gain on sale of loans
less: reclassification adjustment for net (gain) loss on securities included in net income																											-100,500
less: income tax expense related to items of other comprehensive income																													-521,000	-178,000
recapture of provision for unfunded loan commitments
debt termination expense
less: reclassification adjustment for net loss on securities included in net income																																-548,000
loans, including fees																																	39,700,000	52,788,000	54,697,000	51,315,000	55,621,000	58,165,000	59,172,000	67,768,000	56,221,000	50,561,000	49,771,000	49,526,000	53,415,000	52,954,000	52,211,000		51,935,000	50,564,000	47,913,000	44,292,000	42,872,000	38,777,000	35,619,000	32,693,000
taxable																																	7,099,250	9,407,000	10,152,000	8,839,000	7,782,000	11,461,000	14,391,000	16,084,000	16,950,000	18,278,000	19,134,000	22,436,000	21,482,000	22,142,000	22,430,000		24,404,000	24,725,000	21,163,000	20,737,000	14,148,500	18,994,000	18,896,000	18,704,000
tax-preferred																																	4,447,750	5,951,000	5,921,000	5,919,000	4,816,250	6,324,000	6,409,000	6,532,000	5,140,000	6,749,000	6,815,000	6,996,000	5,334,000	7,036,000	7,111,000		4,890,750	6,510,000	6,807,000	6,245,000	3,468,500	4,989,000	4,798,000	4,087,000
federal funds sold and interest bearing deposits with other institutions																																	263,250	332,000	346,000	374,000	189,250	418,000	238,000	102,000	48,750	136,000	55,000	4,000	8,500	8,000	12,000		23,000	6,000	28,000
borrowings																																	-16,549,296	5,748,000	5,742,000	5,796,000	6,192,000	8,652,000	10,390,000	11,120,000	15,205,000	14,265,000	14,212,000	15,890,000
other operating income:
impairment loss on investment securities																																	-36,000	-25,000	-119,000		-219,000			-98,000	-144,000	-1,850,000
plus: reclassification of credit-related impairment loss from other comprehensive income																																	-100,500	-402,000						-587,000
net impairment loss on investment securities recognized in earnings																																	-136,500	-427,000	-119,000		-92,000	-127,000		-685,000	-91,000	-232,000
reduction in fdic loss sharing asset																																	-279,500				-3,700,000	-2,630,000	-1,587,000	-10,583,000
gain on sale of securities																																						30,119,000	8,781,000			6,898,000	12,619,000	8,929,000					-5,000	1,029,000	33,000				-46,000
total other operating income																																	5,871,500	7,514,000	5,994,000	9,978,000	7,188,000	36,719,000	15,418,000	-2,211,000	29,903,000	15,102,000	19,709,000	16,357,000	9,241,000	8,373,000	8,702,000		8,567,000	8,871,000	8,091,000	7,729,000	5,558,000	7,861,000	7,293,000	7,079,000
other operating expenses:
amortization of intangibles																																	657,250	862,000	866,000	901,000	908,000	934,000	939,000	950,000	906,000	734,000	734,000	789,000	897,000	898,000	898,000		588,000	588,000	589,000	588,000	588,000	588,000	588,000	296,000
provision for unfunded commitments																																	-229,500
prepayment penalties on borrowings
total other operating expenses																																	26,579,500	32,858,000	37,155,000	36,305,000	41,805,000	49,318,000	41,447,000	35,922,000	39,365,000	29,845,000	32,979,000	31,397,000	27,954,000	29,057,000	30,378,000		25,465,000	22,630,000	24,259,000	23,470,000	16,806,750	23,115,000	23,415,000	20,697,000
earnings allocated to restricted stock																																	57,250	81,000	82,000	66,000
net earnings allocated to common shareholders																																	14,948,000	22,302,000	20,956,000	16,534,000	9,838,000	17,869,000	18,951,000	16,065,000	17,005,000	10,484,000	13,861,000	11,176,000
cash dividends per common share																																	63.75	85	85	85	85	85	85	85	85	85	85	85	85	85	85		85	90	90	90	82.5	110	110	110
increase (reduction) in fdic loss sharing asset																																			-1,689,000	1,415,000
less: noncredit-related impairment loss recorded in other comprehensive income																																					127,000	-127,000			53,000	1,618,000
preferred stock dividend and other reductions																																					45,250	58,000	64,000	54,000	3,219,750	8,838,000	2,000,000	1,992,000
short-term borrowings																																													12,588,000	21,954,000	13,210,000		14,448,000	17,081,000	13,960,000	10,369,000	11,466,000	8,775,000	3,283,000	1,964,000
long-term borrowings																																													6,050,000	3,411,000	11,025,000		9,273,000	3,312,000	1,767,000	3,169,000	1,177,000	2,828,000	6,973,000	6,724,000
net interest income before benefit from credit losses																																																	32,239,750	41,972,000
benefit from credit losses																																																	600,000	1,250,000
net interest income after benefit from credit losses																																																	31,639,750	40,722,000
financial advisory services																																																	1,918,000	1,807,000	1,815,000	1,845,000	1,723,000	1,741,000
federal funds sold																																																				32,000			-1,000	37,000
interest bearing deposits with other institutions																																																				26,000	51,750	74,000	98,000
occupancy																																																				2,029,000	2,279,000	2,091,000	1,959,000	1,998,000
equipment																																																				1,745,000	1,995,000	1,727,000	2,112,000	1,744,000
stationary and supplies																																																				1,586,000	1,008,750	1,495,000	1,346,000	1,195,000
promotion																																																				1,507,000	1,349,000	1,118,000	1,573,000	1,796,000
impairment charge on investment securities
wealth management services																																																							1,039,000	1,232,000
investment services																																																							470,000	446,000
data processing																																																							467,000	357,000

Balance Sheets:

Quarterly

Annual

Unit: USD	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-03-31	2023-09-30	2023-06-30	2022-12-31	2022-06-30	2022-03-31	2021-12-31	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2007-12-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2002-12-31

assets
cash and due from banks	151,848,000	195,063,000	187,981,000	153,875,000	131,955,000	176,488,000	231,316,000	158,236,000	173,266,000	171,000,000	90,012,000	139,713,000	122,305,000	145,455,000	158,397,000	138,615,000	158,310,000	222,248,000	170,387,000	168,877,000	144,008,000	174,083,000	119,495,000	101,714,000	119,841,000	137,196,000	134,686,000	118,772,000	119,445,000	119,420,000	107,779,000	108,145,000	102,772,000	100,334,000	125,431,000	112,336,000	95,030,000	106,002,000	134,874,000	124,112,000	88,776,000	127,728,000	111,292,000	79,669,000	87,274,000	99,881,000	105,199,000	94,523,000	35,407,000	33,493,000	102,600,000	348,773,000	354,048,000	195,920	451,236,000	281,275,000	103,254,000	222,158,000	221,242,000	101,214,000	95,297,000	92,421,000	110,966,000	89,486,000	146,411,000	127,217,000	143,212,000	131,453,000	130,141,000	132,741,000	128,577,000	127,113,000	84,400,000	124,973,000
interest-earning balances due from federal reserve	632,072,000	543,573,000	341,108,000	50,823,000	817,634,000	64,207,000	387,039,000	45,225,000	523,443,000	1,482,039,000	1,642,536,000	1,385,586,000	1,835,855,000	1,339,498,000	1,768,886,000	567,124,000	27,208,000	215,300,000	5,453,000	3,337,000	19,940,000	20,392,000	61,994,000	354,524,000	24,536,000	6,594,000	50,061,000		2,188,000	139,739,000			3,325,000	207,893,000	321,015,000	289,036,000	10,738,000	134,054,000	269,309,000	297,274,000	5,917,000	3,714,000	170,976,000	55,609,000	11,157,000	148,304,000	371,496,000	181,795,000
total cash and cash equivalents	783,920,000	738,636,000	529,089,000	204,698,000	949,589,000	240,695,000	618,355,000	203,461,000	696,709,000	1,653,039,000	1,732,548,000	1,525,299,000	1,958,160,000	1,484,953,000	1,927,283,000	705,739,000	185,518,000	437,548,000	175,840,000	172,214,000	163,948,000	194,475,000	181,489,000	456,238,000	144,377,000	143,790,000	184,747,000	382,441,000	121,633,000	259,159,000	699,182,000	239,586,000	106,097,000	308,227,000	446,446,000	401,372,000	105,768,000	240,056,000	404,183,000	421,386,000	94,693,000	131,442,000	282,268,000	135,278,000	98,431,000	248,185,000	476,695,000	276,318,000	345,343,000	442,942,000	457,075,000	399,060,000	404,275,000	296,270	501,510,000	331,468,000
interest-earning balances due from depository institutions	13,163,000	11,004,000	3,451,000	480,000	12,632,000	4,108,000	30,478,000	9,553,000	7,382,000	6,859,000	25,999,000	27,748,000	43,563,000	44,367,000	38,611,000	23,799,000	2,931,000	5,673,000	6,425,000	7,420,000	7,670,000	8,812,000	7,150,000	10,100,000	17,952,000	20,521,000	25,050,000	30,321,000	47,848,000	83,178,000	91,272,000	90,718,000	32,691,000	33,189,000	24,378,000	25,873,000	27,118,000	18,314,000	79,311,000	70,000,000	70,000,000	70,000,000	70,000,000	70,000,000	70,000,000	70,000,000	60,000,000	60,000,000
investment securities available-for-sale, at fair value	2,579,397,000	2,486,306,000	2,535,066,000	2,542,115,000	2,837,100,000	2,873,163,000	3,068,151,000	3,255,211,000	3,626,157,000	3,647,330,000	3,183,923,000	2,812,348,000	2,398,923,000	2,205,646,000	1,676,067,000	1,679,755,000	1,740,257,000	1,570,406,000	1,600,020,000	1,673,501,000	1,734,085,000	1,806,231,000	1,929,994,000	1,941,592,000	2,080,985,000	2,175,648,000	2,269,510,000	2,271,703,000	2,270,466,000	2,227,551,000	2,248,032,000	2,294,659,000	2,368,646,000	2,312,721,000	3,154,217,000	3,028,289,000	3,137,158,000	3,160,056,000	3,017,490,000	2,750,063,000	2,663,642,000	2,617,307,000	2,431,581,000	2,390,673,000	2,449,387,000	2,257,507,000	2,259,531,000	2,372,729,000	2,201,526,000
investment securities held-to-maturity	2,297,909,000	2,327,230,000	2,359,141,000	2,379,668,000	2,454,586,000	2,489,441,000	2,512,707,000	2,554,301,000	2,412,308,000	2,362,741,000	1,925,970,000	1,086,984,000	578,626,000	577,694,000	613,169,000	642,255,000	674,452,000	703,953,000	728,113,000	733,464,000	744,440,000	759,029,000	772,469,000	798,284,000	829,890,000	848,382,000	869,769,000	885,057,000	911,676,000	878,953,000	724,357,000	812,893,000	850,989,000	869,650,000	1,400,000	1,464,000	1,528,000	1,598,000	1,650,000	1,730,000	1,777,000	1,850,000	1,909,000	1,975,000	2,050,000	2,122,000	2,191,000	2,280,000	2,383,000	2,574,000	2,814,000	3,039,000	3,143,000	3,161	3,173,000	3,472,000	3,838,000	4,237,000	6,347,000	6,607,000	6,867,000	7,121,000	7,380,000
total investment securities	4,877,306,000	4,813,536,000	4,894,207,000	4,921,783,000	5,291,686,000	5,362,604,000	5,580,858,000	5,809,512,000	6,038,465,000	6,010,071,000	5,109,893,000	3,899,332,000	2,977,549,000	2,783,340,000	2,289,236,000	2,322,010,000	2,414,709,000	2,274,359,000	2,328,133,000	2,406,965,000	2,478,525,000	2,565,260,000	2,702,463,000	2,739,876,000	2,910,875,000	3,024,030,000	3,139,279,000	3,156,760,000	3,182,142,000	3,106,504,000	2,972,389,000
investment in stock of federal home loan bank	18,012,000	18,012,000	18,012,000	18,012,000	18,012,000	18,012,000	29,484,000	27,627,000	18,012,000	18,012,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	17,688,000	19,640,000	17,688,000	17,688,000	17,688,000	18,501,000	17,588,000	17,588,000	17,588,000	25,338,000	25,338,000	25,338,000	26,852,000	25,560,000	32,331,000	39,420,000	45,216,000	50,981,000	56,651,000	62,428,000	65,814,000	69,222,000	72,689,000	76,207,000	79,744,000	83,310,000	86,744,000	90,350	93,962,000	97,582,000	97,582,000	93,240,000	93,240,000	93,240,000	93,240,000	92,354,000	90,987,000	79,983,000	78,866,000	75,399,000	74,441,000	72,362,000	70,770,000	69,994,000	65,439,000	58,092,000	53,565,000
loans and lease finance receivables	8,470,906,000	8,358,501,000	8,363,632,000	8,536,432,000	8,770,713,000	8,877,632,000	8,907,397,000	9,079,392,000	8,692,229,000	8,591,684,000	7,887,713,000	8,293,057,000	8,348,808,000	8,407,872,000	8,402,534,000	7,466,152,000	7,564,577,000	7,494,451,000	7,535,690,000	7,606,863,000	7,764,611,000	7,582,459,000	4,816,956,000	4,794,983,000	4,830,631,000	4,746,424,000	4,687,698,000	4,615,497,000	4,395,064,000	4,295,167,000	4,237,928,000	4,173,409,000	4,016,937,000	3,822,171,000	3,784,219,000	3,716,023,000	3,817,067,000															3,598,447,000	3,747,740,000	3,822,802	3,929,321,000	3,947,129,000		3,600,087,000	3,614,756,000	3,658,859,000	3,736,838,000	3,595,337,000	3,516,243,000	3,495,144,000	3,070,196,000	2,917,027,000	2,839,145,000	2,717,127,000	2,663,863,000	2,375,226,000	2,296,135,000	2,184,021,000	2,140,074,000	1,424,343,000
allowance for credit losses	-79,336,000	-78,003,000	-78,252,000	-80,122,000	-82,817,000	-88,995,000	-86,967,000	-85,117,000	-80,222,000	-76,119,000	-65,019,000	-71,805,000	-93,692,000	-93,869,000	-93,983,000	-82,641,000																														-92,067,000	-91,892,000	-91,922,000	-93,964,000	-95,528,000	-96,895,000	-101,067,000	-105,259,000	-105,289	-118,548,000	-112,321,000	-108,924,000	-87,316,000	-74,755,000	-65,755,000	-53,960,000	-40,058,000	-37,310,000	-33,049,000	-27,737,000	-26,912,000	-25,620,000	-23,584,000	-23,204,000	-24,237,000	-24,127,000	-23,932,000	-22,494,000
net loans and lease finance receivables	8,391,570,000	8,280,498,000	8,285,380,000	8,456,310,000	8,687,896,000	8,788,637,000	8,820,430,000	8,994,275,000	8,612,007,000	8,515,565,000	7,822,694,000	8,221,252,000	8,255,116,000	8,314,003,000	8,308,551,000	7,383,511,000	7,495,917,000	7,425,779,000	7,468,558,000	7,541,662,000	7,700,998,000	7,522,452,000	4,757,373,000	4,735,048,000	4,771,046,000	4,685,793,000	4,627,497,000	4,556,285,000	4,333,524,000	4,234,166,000	4,176,990,000	4,114,073,000	3,957,781,000	3,763,022,000	3,724,665,000	3,655,314,000	3,757,242,000	3,514,303,000	3,421,257,000	3,188,834,000	3,310,681,000	3,200,639,000	3,084,358,000	3,097,296,000	3,159,872,000				3,125,763,000	3,074,837,000	3,095,476,000	3,497,380,000	3,642,481,000	3,717,513	3,810,773,000	3,834,808,000		3,512,771,000	3,540,001,000	3,593,104,000	3,682,878,000
premises and equipment	26,595,000	26,606,000	26,772,000	27,543,000	43,448,000	44,561,000	45,518,000	46,698,000	47,100,000	53,435,000	49,096,000	49,735,000	51,144,000	51,477,000	51,766,000	52,867,000	53,978,000	53,256,000	54,163,000	55,833,000	58,193,000	59,256,000	44,691,000	45,542,000	46,166,000	46,654,000	47,362,000	47,262,000	42,086,000	38,671,000	39,702,000	39,922,000	31,382,000	31,797,000	31,894,000	32,628,000	33,591,000	34,609,000	36,014,000	31,723,000	32,831,000	33,604,000	34,211,000	34,886,000	35,080,000	35,577,000	36,462,000	35,624,000	36,280,000	36,725,000	38,019,000	39,431,000	40,921,000	41,936	42,585,000	41,519,000	41,444,000	42,285,000	42,838,000	44,015,000	44,420,000	44,015,000	45,206,000	46,855,000	44,963,000	44,219,000	43,862,000	41,258,000	40,020,000	39,823,000	39,596,000	35,755,000	33,508,000	29,413,000
bank owned life insurance	323,881,000	320,596,000	318,301,000	316,248,000	310,744,000	259,468,000	257,348,000	255,528,000	259,958,000	259,254,000	251,570,000	223,905,000	226,818,000	228,132,000	226,330,000	225,455,000	226,281,000	224,841,000	224,172,000	222,010,000	220,758,000	219,561,000	147,419,000	146,702,000	146,486,000	145,970,000	145,441,000	145,056,000	134,785,000	134,073,000	133,231,000	131,594,000	130,956,000	130,076,000	129,597,000	127,557,000	126,927,000	126,369,000	124,329,000	123,790,000	123,168,000	122,538,000	122,055,000	120,476,000	119,744,000	118,384,000	117,610,000	116,878,000	116,132,000	115,494,000	114,766,000	113,605,000	112,901,000	112,173	111,385,000	110,331,000	109,480,000	108,744,000	108,045,000	107,134,000	106,366,000	106,840,000	105,644,000
accrued interest receivable	42,785,000	45,247,000	42,334,000	45,716,000	47,891,000	45,341,000	46,545,000	46,692,000	40,954,000	37,308,000	34,204,000	34,825,000	31,306,000	30,004,000	29,842,000	26,855,000	28,122,000	27,244,000	29,481,000	30,557,000	30,649,000	30,097,000	21,778,000	21,722,000	22,704,000	21,518,000	22,135,000	21,886,000	22,259,000	21,220,000	21,389,000	23,067,000	22,732,000	22,769,000	22,173,000	22,872,000	23,194,000	23,459,000	22,444,000	21,775,000	22,051,000	21,860,000	22,162,000	22,985,000	22,355,000	22,885,000	22,385,000	23,375,000	23,512,000	23,140,000	23,001,000	23,263,000	23,647,000	25,530	26,967,000	27,423,000	28,672,000	27,430,000	26,320,000	28,414,000	28,519,000	28,800,000	28,650,000	29,734,000	30,225,000	30,081,000	27,993,000	25,825,000	24,147,000	22,203,000	20,633,000	21,139,000	18,391,000	15,841,000
intangibles	6,654,000	7,657,000	8,812,000	9,967,000	13,853,000	16,736,000	18,303,000	21,742,000	25,312,000	27,310,000	25,394,000	31,467,000	33,634,000	35,804,000	38,096,000	40,541,000	42,986,000	45,446,000	48,094,000	50,927,000	53,784,000	56,643,000	6,179,000	6,507,000	6,838,000	7,177,000	7,519,000	7,892,000	5,010,000	5,293,000	5,586,000	5,882,000	2,265,000	2,487,000	2,707,000	2,946,000	3,214,000	3,570,000	3,048,000	2,139,000	2,261,000	2,386,000	2,514,000	2,950,000	3,389,000	3,830,000	4,279,000	4,731,000	5,548,000	6,399,000	7,262,000	8,128,000	9,029,000	9,937	10,872,000	11,811,000	12,761,000	8,763,000	9,497,000	10,231,000	11,020,000	11,917,000	12,815,000	14,611,000	10,121,000	10,709,000	11,297,000	11,886,000	12,474,000	13,062,000	13,651,000	14,817,000	6,136,000
goodwill	765,822,000	765,822,000	765,822,000	765,822,000	765,822,000	765,822,000	765,822,000	765,822,000	765,822,000	765,822,000	663,707,000	663,707,000	663,707,000	663,707,000	663,707,000	663,707,000	663,707,000	663,707,000	663,707,000	666,539,000	666,539,000	662,888,000	116,564,000	116,564,000	116,564,000	116,564,000	119,193,000	119,193,000	89,533,000	88,174,000	88,174,000	88,174,000	74,244,000	74,244,000	74,244,000	74,244,000	74,244,000	74,244,000	74,762,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,097,000	55,167,000	31,531,000	31,531,000	31,531,000	31,531,000	32,357,000	28,735,000	28,735,000	28,755,000	19,580,000
income taxes	162,569,000	152,798,000	151,326,000	171,178,000	180,750,000	214,506,000	146,977,000	186,684,000	136,273,000	83,639,000	32,603,000	15,372,000	29,540,000	21,412,000	22,945,000	10,473,000	35,587,000	44,630,000	49,581,000	35,833,000	62,174,000	75,432,000	50,288,000	35,223,000	40,046,000	48,145,000	51,988,000	40,832,000	45,429,000	22,399,000	27,693,000	23,029,000	47,251,000	30,402,000	40,756,000	14,848,000	31,461,000	40,324,000	40,787,000	33,819,000	59,786,000		59,974,000	35,077,000	16,978,000	19,447,000	25,615,000	36,794,000	48,033,000
other assets	253,929,000	233,718,000	213,085,000	215,898,000	145,823,000	142,525,000	124,426,000	108,946,000	111,999,000	108,823,000	118,301,000	128,533,000	127,697,000	139,635,000	132,353,000	129,354,000	110,137,000	103,141,000	103,466,000	95,034,000	67,807,000	67,357,000	40,781,000	24,950,000	25,317,000	21,635,000	22,366,000	23,615,000	23,832,000	34,468,000	39,011,000	32,193,000	21,585,000	23,287,000	19,458,000	23,084,000	25,201,000	21,112,000	24,980,000	22,940,000	20,924,000	24,116,000	22,236,000	40,971,000	44,727,000	48,206,000	47,710,000	39,579,000	44,673,000	43,051,000	35,554,000	62,685,000	112,290,000	108,177	78,034,000	76,917,000	57,113,000	35,799,000	39,092,000	57,697,000	32,186,000	26,275,000	21,035,000	21,591,000	8,489,000	7,527,000	18,647,000	9,225,000	10,397,000	10,327,000	9,223,000	11,010,000	20,195,000	7,777,000
total assets	15,666,206,000	15,414,130,000	15,256,591,000	15,153,655,000	16,468,146,000	15,903,015,000	16,484,544,000	16,476,540,000	16,759,993,000	17,539,137,000	15,883,697,000	14,840,438,000	14,419,314,000	13,818,711,000	13,751,297,000	11,606,888,000	11,282,450,000	11,332,762,000	11,171,583,000	11,304,957,000	11,529,153,000	11,480,341,000	8,093,863,000	8,356,160,000	8,270,586,000	8,304,012,000	8,418,203,000	8,559,121,000	8,073,707,000	8,044,993,000	8,312,307,000	7,920,836,000	7,671,200,000	7,626,462,000	7,697,358,000	7,442,951,000	7,377,920,000	7,422,849,000	7,423,993,000	6,902,518,000	6,664,967,000	6,557,283,000	6,425,556,000	6,265,767,000	6,363,364,000	6,321,341,000	6,523,963,000	6,506,083,000		6,529,907,000	6,460,193,000	6,498,352,000	6,436,691,000	6,483,871	6,860,396,000	6,788,652,000	6,739,769,000	6,546,265,000	6,414,897,000	6,416,089,000	6,649,651,000	6,421,786,000	6,453,846,000	6,293,963,000	6,094,262,000	5,974,648,000	5,952,419,000	5,527,914,000		5,020,164,000	4,811,854,000	4,831,993,000
liabilities and stockholders' equity
liabilities:
deposits:
noninterest-bearing	7,244,968,000	7,247,128,000	7,184,267,000	7,037,096,000	7,112,789,000	7,586,649,000	7,878,810,000	8,164,364,000	8,881,223,000	9,107,304,000	8,104,056,000	7,577,839,000	7,455,387,000	6,919,423,000	6,901,368,000	5,572,649,000	5,245,517,000	5,385,104,000	5,250,235,000	5,098,822,000	5,204,787,000	5,224,154,000	3,980,666,000	4,062,691,000	3,846,436,000	3,908,809,000	3,929,394,000	3,999,107,000	3,673,541,000	3,657,610,000	3,666,206,000	3,352,128,000	3,250,174,000	3,304,967,000	3,250,574,000	3,126,928,000	2,866,365,000	3,037,103,000	2,962,146,000	2,688,585,000	2,562,980,000	2,538,461,000	2,518,886,000	2,366,719,000	2,420,993,000	2,324,401,000	2,252,280,000	2,120,382,000	2,027,876,000	1,977,137,000	1,894,558,000	1,817,951,000	1,701,523,000	1,699,096	1,646,717,000	1,598,022,000	1,561,981,000	1,416,558,000	1,420,535,000	1,396,087,000	1,334,248,000	1,302,205,000	1,281,838,000	1,295,959,000	1,363,411,000	1,288,569,000	1,367,015,000	1,362,022,000		1,424,623,000	1,394,898,000	1,388,942,000
interest-bearing	4,879,271,000	4,737,695,000	4,805,654,000	4,911,285,000	4,782,132,000	4,772,137,000	4,518,711,000	4,671,881,000	5,190,996,000	5,380,474,000	4,872,386,000	4,500,816,000	4,281,114,000	4,249,411,000	4,082,212,000	3,540,955,000	3,459,411,000	3,409,226,000	3,412,588,000	3,555,298,000	3,622,703,000	3,885,672,000	2,554,640,000	2,646,744,000	2,700,417,000	2,699,287,000	2,767,787,000	2,843,706,000	2,636,139,000	2,663,385,000	2,919,780,000	2,864,150,000	2,667,086,000	2,654,505,000	2,743,306,000	2,770,848,000	2,738,293,000	2,722,190,000	2,667,200,000	2,422,201,000	2,327,651,000	2,357,025,000	2,313,436,000	2,319,442,000	2,352,994,000	2,456,715,000	2,446,570,000	2,559,725,000	2,576,672,000	2,612,007,000	2,609,713,000	2,667,738,000	2,817,305,000	2,823,368	2,954,773,000	2,920,577,000	2,876,673,000	2,623,213,000	2,562,685,000	2,389,178,000	2,173,908,000	1,893,336,000	1,931,795,000	2,068,390,000	2,043,397,000	2,234,908,000	2,225,838,000	2,114,059,000		1,788,715,000	1,597,638,000	1,628,252,000
total deposits	12,124,239,000	11,984,823,000	11,989,921,000	11,948,381,000	11,894,921,000	12,358,786,000	12,397,521,000	12,836,245,000	14,072,219,000	14,487,778,000	12,976,442,000	12,078,655,000	11,736,501,000	11,168,834,000	10,983,580,000	9,113,604,000	8,704,928,000	8,794,330,000	8,662,823,000	8,654,120,000	8,827,490,000	9,109,826,000	6,535,306,000	6,709,435,000	6,546,853,000	6,608,096,000	6,697,181,000	6,842,813,000	6,309,680,000	6,320,995,000	6,585,986,000	6,216,278,000	5,917,260,000	5,959,472,000	5,993,880,000	5,897,776,000	5,604,658,000	5,759,293,000	5,629,346,000	5,110,786,000	4,890,631,000	4,895,486,000	4,832,322,000	4,686,161,000	4,773,987,000	4,781,116,000	4,698,850,000	4,680,107,000	4,604,548,000	4,589,144,000	4,504,271,000	4,485,689,000	4,518,828,000	4,522,464	4,601,490,000	4,518,599,000	4,438,654,000	4,039,771,000	3,983,220,000	3,785,265,000	3,508,156,000	3,195,541,000	3,213,633,000	3,364,349,000	3,406,808,000	3,523,477,000	3,592,853,000	3,476,081,000		3,213,338,000	2,992,536,000	3,017,194,000
customer repurchase agreements	451,258,000	404,154,000	276,163,000	261,887,000	275,720,000	269,552,000	452,373,000	565,431,000	502,829,000	598,909,000	642,388,000	506,346,000	439,406,000	483,420,000	468,156,000	368,915,000	428,659,000	407,850,000	421,271,000	462,774,000	442,255,000	399,477,000	384,054,000	487,277,000	553,773,000	455,069,000	546,085,000	564,387,000	603,028,000	577,990,000	590,465,000	626,860,000	690,704,000	610,174,000	662,326,000	560,352,000	563,627,000	528,824,000	611,459,000	626,802,000	643,251,000	565,883,000	491,641,000	500,115,000	473,244,000	448,788,000	467,636,000	477,568,000	509,370,000	485,273,000	535,420,000	578,009,000	542,188,000	557,573
other borrowings	500,000,000	500,000,000	500,000,000	500,000,000	1,995,000,000	1,120,000,000	1,495,000,000	995,000,000			2,281,000	5,000,000	5,000,000	10,000,000	10,000,000			4,914,000		153,000,000	280,000,000	30,000,000				63,000,000			53,000,000				46,000,000				46,000,000				69,000,000	42,482,000			26,000,000
deferred compensation	21,994,000	22,873,000	23,054,000	22,909,000	23,082,000	22,130,000	23,095,000	22,092,000	23,917,000	23,948,000	20,879,000	22,023,000	21,611,000	21,259,000	22,558,000	22,454,000	22,666,000	22,334,000	20,953,000	20,860,000	20,033,000	19,159,000	19,012,000	18,861,000	18,223,000	18,024,000	18,163,000	18,168,000	12,361,000	12,177,000	11,920,000	11,809,000	11,269,000	11,100,000	11,093,000	10,988,000	10,291,000	10,175,000	10,088,000	9,956,000	9,449,000	9,316,000	9,292,000	9,259,000	8,781,000	8,957,000	8,940,000	9,092,000	8,735,000	8,758,000	8,827,000	9,212,000	9,221,000	9,140	9,281,000	9,558,000	9,166,000	9,136,000	9,156,000	9,367,000	8,985,000	9,074,000	8,658,000	8,166,000	7,946,000	10,186,000	8,580,000	8,679,000	7,102,000	7,098,000	7,325,000	7,503,000	7,685,000	6,988,000
accrued interest payable	4,643,000	4,580,000	4,362,000	5,047,000	45,404,000																											275,000	264,000	273,000	321,000	306,000	1,161,000	1,120,000	1,168,000	1,083,000	1,111,000	1,106,000	1,176,000	1,306,000	1,493,000	1,574,000	3,355,000	3,417,000	3,526,000	4,243,000	4,477,000	4,626,000	4,985,000	5,104	5,818,000	6,006,000	6,481,000	8,420,000	8,559,000	8,447,000	9,741,000	18,168,000	11,897,000	13,312,000	16,156,000	16,253,000	17,716,000	12,189,000	15,047,000	9,977,000	10,663,000	8,601,000	8,809,000	6,497,000
other liabilities	282,005,000	257,378,000	234,672,000	229,115,000	147,194,000	181,146,000	115,188,000	109,255,000	98,587,000	95,480,000	109,864,000	101,001,000	122,919,000	127,467,000	120,041,000	134,755,000	106,325,000	110,667,000	104,085,000	97,502,000	82,411,000	77,525,000	46,300,000	47,955,000	56,697,000	55,960,000	53,885,000	61,646,000	55,225,000	61,643,000	61,976,000	58,826,000	54,834,000	56,625,000	50,280,000	48,287,000	48,821,000	48,379,000	49,627,000	44,270,000	54,658,000	49,876,000	46,724,000	55,319,000	50,943,000	60,821,000	60,500,000	48,912,000	78,205,000	77,035,000	52,449,000	94,733,000	47,252,000	52,703	53,242,000	44,037,000	41,510,000	53,606,000	35,425,000	53,341,000	37,803,000	27,823,000	25,176,000	26,477,000	19,268,000	27,581,000	136,304,000	32,214,000	48,990,000	56,571,000	24,920,000	28,852,000	27,066,000	25,951,000
total liabilities	13,384,139,000	13,173,808,000	13,028,172,000	12,967,339,000	14,381,321,000	13,951,614,000	14,483,177,000	14,528,023,000	14,777,782,000	15,464,094,000	13,802,194,000	12,819,772,000	12,411,324,000	11,836,754,000	11,792,199,000	9,665,502,000	9,288,352,000	9,365,869,000	9,234,906,000	9,414,030,000	9,677,963,000	9,661,761,000	7,010,446,000	7,289,302,000	7,201,320,000	7,227,548,000	7,357,434,000	7,512,788,000	7,082,845,000	7,041,690,000	7,320,844,000	6,948,974,000	6,747,801,000	6,705,735,000	6,803,367,000	6,545,833,000	6,499,811,000	6,573,618,000	6,583,234,000	6,093,337,000	5,893,080,000	5,789,061,000	5,673,482,000	5,497,555,000	5,600,394,000	5,567,134,000	5,775,710,000	5,776,076,000	5,768,101,000	5,830,032,000	5,776,508,000	5,843,748,000	5,792,836,000	5,819,113	6,186,412,000	6,135,887,000	6,101,541,000	5,894,755,000	5,791,521,000	5,789,728,000	6,034,759,000	5,986,966,000	6,019,652,000	5,869,015,000	5,704,923,000	5,591,758,000	5,614,165,000	5,188,349,000		4,682,989,000	4,474,999,000	4,507,762,000
commitments and contingencies
stockholders' equity
common stock	1,257,194,000	1,260,843,000	1,280,969,000	1,296,881,000	1,288,755,000	1,286,460,000	1,284,150,000	1,300,466,000	1,301,050,000	1,325,644,000	1,209,903,000	1,213,451,000	1,211,780,000	1,210,646,000	1,209,449,000	1,208,049,000	1,298,792,000	1,298,138,000	1,296,885,000	1,294,093,000	1,293,669,000	1,299,052,000	575,502,000	574,225,000	573,453,000	572,685,000	571,958,000	570,997,000	531,192,000	529,281,000	527,452,000	524,760,000	502,571,000	502,102,000	501,322,000	499,382,000	495,220,000	494,323,000	493,596,000	495,935,000	491,068,000	488,555,000	486,380,000	485,246,000	484,709,000	483,951,000	483,226,000	481,843,000	479,973,000	480,121,000	491,472,000	490,837,000	490,226,000	489,739	493,393,000	491,945,000	491,226,000	492,014,000	365,594,000	365,204,000	364,469,000	355,494,000	354,729,000	354,249,000	366,082,000	254,152,000	253,681,000	253,302,000	252,717,000	252,208,000	251,838,000	252,000,000	236,277,000	144,487,000
retained earnings	1,272,649,000	1,247,611,000	1,224,750,000	1,201,499,000	1,133,355,000	1,092,079,000	1,062,093,000	1,002,847,000	928,000,000	895,661,000	875,568,000	800,259,000	760,861,000	735,218,000	712,145,000	694,931,000	682,692,000	656,659,000	631,512,000	602,279,000	575,805,000	552,343,000	533,413,000	513,484,000	494,361,000	491,935,000	477,675,000	464,919,000	449,499,000	435,419,000	422,939,000	410,376,000	399,919,000	384,072,000	368,960,000	354,905,000	351,814,000	336,820,000	323,106,000	308,202,000	290,149,000	275,405,000	261,677,000	247,713,000	235,010,000	221,791,000	221,443,000	206,737,000	193,372,000	180,518,000	167,047,000	155,027,000	147,444,000	146,586	137,670,000	127,696,000	120,612,000	112,596,000	111,089,000	104,291,000	100,184,000	95,555,000	85,183,000	66,569,000	36,478,000	138,448,000	126,883,000	114,850,000	103,546,000	93,252,000	81,714,000	82,378,000	72,314,000	89,678,000
accumulated other comprehensive loss, net of tax	-247,776,000	-268,132,000	-277,300,000	-312,064,000		-427,138,000	-344,876,000													-5,445,000																																														-9,710,000	-42,310,000	-28,587,000
total stockholders' equity	2,282,067,000	2,240,322,000	2,228,419,000	2,186,316,000	2,086,825,000	1,951,401,000	2,001,367,000	1,948,517,000	1,982,211,000	2,075,043,000	2,081,503,000																																								683,685,000
total liabilities and stockholders' equity	15,666,206,000	15,414,130,000	15,256,591,000	15,153,655,000	16,468,146,000	15,903,015,000	16,484,544,000	16,476,540,000	16,759,993,000	17,539,137,000	15,883,697,000																																								6,460,193,000
accumulated other comprehensive income, net of tax					-335,285,000			-354,796,000		-146,262,000	-3,968,000	6,956,000	35,349,000	36,093,000	37,504,000	38,406,000	12,614,000	12,096,000	8,280,000		-18,284,000	-32,815,000	-25,498,000	-20,851,000	1,452,000	11,844,000	11,136,000	10,417,000	10,171,000	38,603,000	41,072,000	36,726,000	20,909,000	34,553,000	23,709,000	42,831,000	31,075,000	18,088,000	24,057,000	5,044,000	-9,330,000	4,262,000	4,017,000	35,253,000	43,251,000	48,465,000	43,584,000	41,427,000		39,236,000	25,166,000	8,740,000	6,185,000	28,433	42,921,000	33,124,000	26,390,000	46,900,000	24,474,000	35,006,000	28,731,000	-16,229,000	-5,718,000	4,130,000	-13,221,000				-13,386,000	-8,285,000		-10,147,000	8,892,000	25,656,000
payable for securities purchased									80,230,000	257,979,000	50,340,000	80,973,000	60,113,000		162,090,000											1,625,000	16,346,000		23,777,000	43,111,000	44,723,000	4,152,000	1,696,000	42,317,000	59,693,000	2,350,000		643,000	56,430,000	75,392,000			67,483,000
other real estate owned												1,575,000	3,392,000	4,189,000	4,889,000	4,889,000	4,889,000	9,450,000	2,275,000	2,275,000	420,000	420,000			4,527,000	4,527,000	4,527,000	4,527,000	4,527,000			6,545,000	6,993,000	7,003,000	7,835,000	7,122,000	5,637,000
junior subordinated debentures												25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	25,774,000	46,393,000	67,012,000	67,012,000	87,631,000	108,250,000	115,055,000	115,055,000	115,055,000	115,055,000	115,055,000	115,055	115,055,000	115,055,000	115,055,000	115,055,000	115,055,000	115,055,000	115,055,000	115,055,000	115,055,000	115,055,000	108,250,000	108,250,000	108,250,000	108,250,000		82,476,000	82,476,000	82,476,000
accumulated other comprehensive (loss), net of tax									-246,839,000
liabilities and stockholders’ equity
stockholders’ equity
total stockholders’ equity												2,020,666,000	2,007,990,000	1,981,957,000	1,959,098,000	1,941,386,000	1,994,098,000	1,966,893,000	1,936,677,000	1,890,927,000	1,851,190,000	1,818,580,000	1,083,417,000	1,066,858,000	1,069,266,000	1,076,464,000	1,060,769,000	1,046,333,000	990,862,000	1,003,303,000	991,463,000	971,862,000	923,399,000	920,727,000	893,991,000	897,118,000	878,109,000	849,231,000	840,759,000	809,181,000	771,887,000	768,222,000	752,074,000	768,212,000	762,970,000	754,207,000	748,253,000	730,007,000	714,814,000	699,875,000		654,604,000	643,855,000	664,758	673,984,000	652,765,000	638,228,000	651,510,000	623,376,000	626,361,000	614,892,000	434,820,000	434,194,000	424,948,000	389,339,000	382,890,000	338,254,000	339,565,000		337,175,000	336,855,000	324,231,000
total liabilities and stockholders’ equity												14,840,438,000	14,419,314,000	13,818,711,000	13,751,297,000	11,606,888,000	11,282,450,000	11,332,762,000	11,171,583,000	11,304,957,000	11,529,153,000	11,480,341,000	8,093,863,000	8,356,160,000	8,270,586,000	8,304,012,000	8,418,203,000	8,559,121,000	8,073,707,000	8,044,993,000	8,312,307,000	7,920,836,000	7,671,200,000	7,626,462,000	7,697,358,000	7,442,951,000	7,377,920,000	7,422,849,000	7,423,993,000	6,902,518,000	6,664,967,000	6,557,283,000	6,425,556,000	6,265,767,000	6,363,364,000	6,321,341,000	6,523,963,000	6,506,083,000	6,482,915,000	6,529,907,000		6,498,352,000	6,436,691,000	6,483,871	6,860,396,000	6,788,652,000	6,739,769,000	6,546,265,000	6,414,897,000	6,416,089,000	6,649,651,000	6,421,786,000	6,453,846,000	6,293,963,000	6,094,262,000	5,974,648,000	5,952,419,000	5,527,914,000		5,020,164,000	4,811,854,000	4,831,993,000
allowance for loan losses																	-68,660,000	-68,672,000	-67,132,000	-65,201,000	-63,613,000	-60,007,000	-59,583,000	-59,935,000	-59,585,000	-60,631,000	-60,201,000	-59,212,000	-61,540,000	-61,001,000	-60,938,000	-59,336,000	-59,156,000	-59,149,000	-59,554,000	-60,709,000	-59,825,000	-59,582,000	-60,974,000	-68,725,000	-75,235,000	-80,713,000	-85,457,000	-92,218,000	-92,441,000
commitments and contingencies stockholders’ equity
asset held-for-sale																											3,411,000	3,411,000	3,411,000
interest-earning balances due from federal reserve and federal funds sold																												263,669,000			591,403,000	131,441,000
fhlb advances																																5,000,000					199,479,000	199,410,000	199,342,000	199,274,000	199,206,000	199,138,000	199,070,000	199,002,000	198,934,000
fdic loss sharing asset																																					299,000	331,000	996,000	1,370,000	4,764,000	7,034,000	10,647,000	14,230,000	18,489,000	22,271,000	40,897,000	55,193,000	59,453,000	56,452,000	72,007,000	81,133,000	101,461,000	108,305	111,992,000	119,108,000	133,258,000
loans held-for-sale																																																			7,341,000	3,505,000	2,954,000	3,154	2,554,000	5,141,000	1,439,000
stockholders’ equity:
non-covered loans held-for-sale																																									3,667,000					996,000	2,880,000	630,000	348,000	4,239,000
loans and lease finance receivables, excluding covered loans																																						3,573,885,000	3,482,231,000	3,257,559,000	3,385,916,000	3,281,352,000	3,169,815,000	3,189,514,000	3,252,313,000	3,227,405,000	3,174,908,000	3,186,013,000	3,219,727,000
covered loans and lease finance receivables																																						132,351,000	138,696,000	145,313,000	160,315,000	163,334,000	173,843,000	178,694,000	195,215,000	207,307,000	210,147,000	241,943,000	256,869,000	280,337,000	334,225,000
non-covered other real estate owned																																						6,225,000	6,539,000	6,475,000	6,475,000	6,524,000	6,524,000	13,341,000	14,832,000	10,473,000	10,394,000	11,427,000	13,820,000	15,956,000	13,718,000
covered other real estate owned																																						590,000	655,000	504,000	504,000	906,000	961,000	857,000	1,067,000	1,288,000	3,240,000	6,401,000	9,782,000	14,193,000	13,276,000
income tax assets																																										59,226,000
covered loans held-for-sale																																																3,771,000	5,664,000	5,726,000
net non-covered loans and lease finance receivables																																														3,135,338,000	3,083,016,000	3,094,091,000
borrowings																																														198,866,000	448,798,000	448,730,000	448,662,000	548,594,000	553,526,000	553,458,000	553,390,000	553,322	653,254,000	653,186,000	753,118,000	955,000,000		1,158,500,000	1,737,660,000
preferred stock, authorized, 20,000,000 shares without par; none issued or outstanding
interest–earning balances due from federal reserve																																																	309,936,000
interest–earning balances due from depository institutions
interest-bearing balances due from depository institutions																																																	60,000,000		50,344,000	50,287,000	50,227,000	100,350	50,274,000	50,193,000	1,226,000	150,285,000	1,785,000	285,000	285,000	475,000	475,000	475,000			99,000	1,784,000	1,883,000	8,905,000	11,281,000	15,737,000
total assets.																																																	6,482,915,000
demand note to u.s. treasury																																																		1,930,000	2,483,000	2,966,000	1,917,000	3,752	2,611,000	4,232,000	2,425,000	3,441,000	8,995,000	5,737,000	5,373,000	3,734,000	77,000	540,000	7,245,000	1,510,000	4,462,000	936,000	6,433,000	1,529,000	5,079,000	2,136,000	6,453,000	14,888,000
accumulated other comprehensive income, net of tax.																																																	41,469,000
interest-bearing balances due from federal reserve																																																		409,449,000	304,131,000
investment securities available-for-sale																																																		2,167,159,000	1,978,997,000	2,017,528,000	1,791,558,000	1,912,268	2,011,492,000	2,073,975,000	2,108,463,000	2,285,456,000	2,271,393,000	2,319,051,000	2,493,476,000	2,387,444,000	2,490,677,000	2,390,566,000	2,582,902,000	2,643,100,000	2,675,165,000	2,406,986,000	2,369,892,000	2,255,176,000	2,143,528,000	2,270,450,000	2,085,014,000	1,452,499,000
non-covered loans and lease finance receivables																																																		3,170,365,000	3,192,371,000
deferred tax asset																																																		28,832,000	40,711,000	60,998,000					16,053,000					13,748,000	5,981,000		18,434,000	15,844,000	39,365,000	29,428,000	18,420,000	16,977,000	8,585,000	18,524,000
income tax receivable																																																		30,357,000	40,920,000
repurchase agreements																																																							745,661,000	785,214,000	735,132,000	710,326,000	676,111,000	654,016,000	607,813,000	610,973,000	650,306,000	586,309,000	344,350,000
non-covered loans																																																									3,608,379,000
net non-covered loans																																																									3,499,455,000
covered loans																																																									470,634,000
total loans																																																									3,970,089,000
total earning assets																																																									6,182,637,000	6,045,989,000	5,912,766,000	6,012,287,000	6,276,746,000	6,042,673,000	6,068,452,000	5,933,119,000	5,704,227,000	5,608,614,000	5,563,230,000	5,174,675,000		4,685,064,000	4,492,256,000	4,504,368,000
deferred tax liabilities																																																													4,173,000			1,307,000
preferred stock, authorized, 20,000,000 shares without par; issued and outstanding 130,000																																																											122,219,000	121,860,000	121,508,000
federal funds sold and
borrowings .																																																											955,000,000
short-term borrowings																																																														1,051,598,000	1,189,850,000	1,048,500,000	844,900,000	1,454,501,000	1,276,000,000	1,245,000,000	916,000,000	557,000,000	452,000,000	476,000,000	356,000,000	196,000,000
long-term borrowings																																																														955,000,000	805,000,000	705,000,000	950,000,000	450,000,000	470,000,000	305,000,000	580,000,000	755,000,000	900,000,000	885,000,000	830,000,000	272,000,000
cash value life insurance																																																																103,400,000	99,861,000	98,906,000	73,282,000	72,633,000	71,811,000	71,232,000	70,598,000	70,512,000	68,233,000	12,845,000
preferred stock
acumulated other comprehensive income, net of tax																																																																							3,303,000
deferred tax assets																																																																									4,409,000
federal funds sold																																																																										40,000,000
goodwill and other intangibles:
deposits
deferred taxes																																																																										5,332,000
funds due security purchase																																																																										25,970,000

Cashflow Statements:

Quarterly

Annual

Unit: USD	2025-09-30	2025-06-30	2025-03-31	2024-03-31	2023-09-30	2022-06-30	2022-03-31	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-06-30	2011-03-31	2010-12-31	2010-06-30	2010-03-31	2009-12-31	2009-06-30	2009-03-31	2008-12-31	2008-06-30	2006-12-31	2006-06-30	2006-03-31	2005-12-31	2005-06-30	2005-03-31

cash flows from operating activities
interest and dividends received	155,372,000	143,923,000	148,887,000	161,187,000	160,242,000	122,877,000	114,010,000	95,475,000	99,233,000	99,060,000	96,901,000	105,673,000	106,842,000	110,411,000	111,685,000	109,857,000	117,375,000	95,252,000	75,487,000	75,103,000	73,713,000	77,194,000	74,479,000	71,499,000	70,215,000	70,331,000	69,737,000	68,927,000	69,044,000	70,802,000	69,156,000	68,591,000	70,273,000	68,022,000	61,648,000	63,935,000	62,597,000	61,447,000	60,327,000	59,834,000	63,881,000	64,738,000	69,074,000	66,789,000	135,906,000	67,948,000	70,022,000	156,010,000	78,809,000	84,169,000	155,769,000	78,131,000	81,990,000	165,547,000
service charges and other fees received	17,614,000	11,333,000	10,966,000	10,560,000	13,210,000	11,978,000	10,664,000	8,636,000	9,607,000	9,983,000	10,291,000	9,644,000	11,048,000	10,073,000	11,121,000	10,247,000	9,808,000	9,075,000	8,618,000	8,414,000	8,234,000	9,313,000	9,448,000	8,008,000	7,859,000	6,277,000	8,827,000	8,081,000	8,000,000	7,764,000	6,992,000	6,848,000	11,874,000	7,617,000	7,799,000	7,237,000	7,391,000	4,973,000	9,225,000	8,905,000	8,255,000	9,161,000	10,953,000	8,030,000	16,241,000	8,446,000	8,156,000	15,668,000	8,177,000	8,322,000	14,494,000	7,421,000	9,106,000	16,834,000	8,572,000	15,255,000	7,724,000	7,502,000	14,417,000	7,079,000
interest paid	-34,472,000	-32,383,000	-33,242,000	-23,092,000	-23,633,000	-1,119,000	-1,254,000	-1,859,000	-2,652,000	-3,135,000	-3,251,000	-4,589,000	-5,038,000	-5,266,000	-5,553,000	-5,336,000	-4,599,000	-4,354,000	-2,116,000	-2,172,000	-2,007,000	-2,111,000	-2,121,000	-2,047,000	-1,898,000	-2,059,000	-2,050,000	-1,980,000	-1,836,000	-1,863,000	-1,787,000	-3,981,000	-3,947,000	-4,136,000	-3,904,000	-4,080,000	-4,110,000	-4,104,000	-4,059,000	-4,343,000	-4,503,000	-7,815,000	-7,212,000	-7,504,000	-18,563,000	-9,695,000	-10,920,000	-34,043,000	-17,736,000	-26,444,000	-46,533,000	-24,965,000	-39,194,000	-74,990,000	-44,482,000	-59,378,000	-31,165,000	-18,982,000	-31,132,000	-15,358,000
net cash paid to vendors, employees and others	-55,028,000	-46,599,000	-84,709,000	-71,181,000	-65,031,000	-47,478,000	-48,292,000	-56,221,000	-31,088,000	-48,170,000	-53,577,000	-35,201,000	-42,086,000	-33,563,000	-46,638,000	-60,281,000	-57,774,000	-42,235,000	-27,055,000	-41,509,000	-30,830,000	-30,082,000	-32,303,000	-20,026,000	-31,133,000	-26,140,000	-26,206,000	-43,524,000	-33,807,000	-29,982,000	-25,102,000	-43,608,000
income taxes	-1,944,000	-23,166,000	-24,000			-32,982,000	-16,000	907,000	-28,023,000	-16,800,000			-9,994,000	-16,847,000			-12,997,000	-9,500,000	-27,001,000	622,000	-16,972,000	-13,181,000	-40,262,000	165,000
net cash from operating activities	81,542,000	53,108,000	41,878,000	77,474,000	84,848,000	53,276,000	75,112,000	46,938,000	47,077,000	40,938,000	21,554,000	75,527,000	60,772,000	64,808,000	28,115,000	54,487,000	51,814,000	48,238,000	27,907,000	40,419,000	32,117,000	41,109,000	9,217,000	57,149,000	25,039,000	39,607,000	27,279,000	31,330,000	20,272,000	35,721,000	21,534,000	28,115,000	21,516,000	33,927,000	3,307,000	28,952,000	39,008,000	19,639,000	44,838,000	8,326,000	39,507,000	30,782,000	49,922,000	34,550,000	12,451,000	5,757,000	33,820,000	64,547,000	41,866,000	-3,386,000	41,087,000	34,361,000	17,344,000	39,324,000	4,833,000	36,105,000	23,306,000		48,393,000	27,269,000
capital expenditures	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0
free cash flows	81,542,000	53,108,000	41,878,000	77,474,000	84,848,000	53,276,000	75,112,000	46,938,000	47,077,000	40,938,000	21,554,000	75,527,000	60,772,000	64,808,000	28,115,000	54,487,000	51,814,000	48,238,000	27,907,000	40,419,000	32,117,000	41,109,000	9,217,000	57,149,000	25,039,000	39,607,000	27,279,000	31,330,000	20,272,000	35,721,000	21,534,000	28,115,000	21,516,000	33,927,000	3,307,000	28,952,000	39,008,000	19,639,000	44,838,000	8,326,000	39,507,000	30,782,000	49,922,000	34,550,000	12,451,000	5,757,000	33,820,000	64,547,000	41,866,000	-3,386,000	41,087,000	34,361,000	17,344,000	39,324,000	4,833,000	36,105,000	23,306,000		48,393,000	27,269,000
cash flows from investing activities
net change in interest-earning balances from depository institutions	-2,159,000	-7,553,000	-2,971,000	-4,416,000	26,370,000	-523,000	29,140,000	15,815,000	804,000	-5,756,000	-14,812,000	-20,868,000	2,742,000	752,000	995,000	250,000	1,142,000	1,132,000	2,950,000	7,852,000	2,569,000	4,529,000	5,271,000	18,006,000	35,330,000	8,094,000			498,000
proceeds from repayment of investment securities available-for-sale	76,749,000	71,942,000	65,507,000	82,060,000	96,557,000	136,392,000	145,783,000	224,104,000	215,892,000	183,287,000	150,878,000	92,519,000	95,360,000	104,195,000	87,268,000	77,303,000	86,233,000	101,207,000	100,697,000	95,018,000	105,067,000	119,053,000	99,120,000	102,426,000	122,911,000	97,842,000	133,066,000	95,004,000	94,471,000																													55,000	68,000	67,000
proceeds from maturity of investment securities available-for-sale	5,000			15,000,000	1,000				6,301,000	16,000	1,100,000	2,390,000	1,050,000	1,804,000	3,690,000	565,000	4,391,000	9,454,000	861,000	9,945,000	7,683,000	4,322,000	11,241,000	5,374,000	16,394,000	25,203,000	39,501,000	16,505,000	45,387,000
proceeds from sales of afs securities
purchases of investment securities available-for-sale	-214,558,000					-484,532,000	-608,045,000	-661,857,000	-360,229,000				-267,579,000				0	0			-39,238,000	-45,304,000	-100,489,000	-134,572,000	-253,111,000	-111,195,000	-87,480,000	-9,888,000	-262,980,000																										-40,954,000	-305,198,000	-98,858,000	-87,325,000	-71,018,000	-52,716,000
proceeds from repayment and maturity of investment securities held-to-maturity	26,296,000	33,391,000	19,169,000	18,446,000	30,080,000	39,782,000	174,125,000	35,766,000	39,818,000	34,894,000	38,300,000	33,297,000	33,568,000	29,311,000	22,092,000	29,598,000	13,955,000	12,840,000	24,748,000	30,273,000	22,093,000	25,498,000	37,538,000	33,411,000	49,786,000	102,858,000
purchases of investment securities held-to-maturity	0	-4,530,000	-1,700,000	-11,455,000	0	-49,048,000	-483,426,000	-545,681,000	-41,645,000	-9,701,000	0	-1,509,000	-4,670,000	-5,807,000	-17,266,000	-19,844,000					-6,234,000	-6,054,000	-21,217,000	-8,895,000	-84,877,000																												-16,000	-7,712,000
net increase in equity investments	-29,546,000	-16,820,000	-1,679,000	-1,599,000			766,000	-4,961,000	-718,000	150,000	-55,000	-2,985,000	-12,977,000	-700,000	-497,000	-2,314,000	-809,000	-2,227,000
net decrease in loan and lease finance receivables	-110,593,000	6,437,000	173,174,000	132,281,000	30,032,000	-96,084,000	75,661,000	64,167,000	71,861,000	6,201,000	-925,242,000	103,890,000			83,862,000	163,588,000			-18,622,000	39,424,000				92,505,000		-54,423,000	-62,954,000	8,331,000		-33,215,000	-65,912,000	101,774,000		-82,599,000	26,312,000	157,719,000		-97,727,000	28,079,000	83,023,000
purchase of premises and equipment	-836,000	-850,000	-679,000	-166,000	-531,000	-1,187,000	-1,120,000	-662,000	-2,228,000	-894,000	-668,000	-882,000	-2,461,000	-433,000	-1,138,000	-1,490,000	-711,000	-2,258,000	-509,000	-716,000	-1,764,000	-660,000	-1,471,000	-998,000	-10,272,000	-298,000	-1,134,000	-911,000	-620,000	-764,000	-328,000	-157,000	-225,000	-704,000	-663,000	-301,000	-341,000	-539,000	-482,000	-1,059,000	-889,000	-469,000	-2,202,000	-711,000	-459,000	-309,000	-901,000	-4,611,000	-1,734,000	-865,000	-2,172,000	-1,553,000	-2,087,000	-2,165,000	-2,192,000	-7,490,000	-2,738,000	-1,860,000	-8,217,000	-2,650,000
proceeds from sale-leaseback transactions
proceeds from boli death benefit	0	1,439,000	901,000	882,000	1,039,000	0	3,096,000	5,062,000	888,000	1,430,000	3,021,000	138,000	151,000	1,334,000	0	175,000	1,501,000	0	0	882,000
proceeds from sales of other real estate owned	0	0	21,348,000					2,216,000					0	0	0	523,000	0	0	0	8,067,000					256,000	1,225,000	421,000	200,000	8,000	1,041,000	120,000	1,418,000	3,237,000	334,000			49,000	50,000	9,429,000	3,443,000	1,021,000	3,796,000	6,971,000	6,507,000	4,866,000	1,789,000	9,488,000	7,901,000	1,874,000	1,036,000	9,413,000	3,428,000
net cash from investing activities	-189,178,000	84,070,000	273,070,000	231,033,000	161,999,000	-445,914,000	-330,307,000	-864,874,000	-68,094,000	-659,176,000	-747,478,000	205,990,000	-212,933,000	99,724,000	184,691,000	253,841,000	-66,546,000	693,868,000	-10,411,000	190,745,000	-17,256,000	50,472,000	-29,946,000	135,582,000	-217,577,000	-190,194,000	104,927,000	150,105,000	-293,737,000	-74,728,000	-163,089,000	230,806,000	-71,578,000	-234,521,000	-131,783,000	169,361,000	-166,294,000	-351,977,000	3,796,000	136,019,000	-214,867,000	-43,357,000	170,225,000	-133,089,000	79,082,000	-5,710,000	105,288,000	275,702,000	162,022,000	323,504,000	337,603,000	235,404,000		-157,640,000	-102,764,000	-452,489,000	-141,820,000		-158,679,000	-213,077,000
cash flows from financing activities
net increase in other deposits	141,641,000	-27,266,000	53,311,000	182,120,000		-389,510,000	350,695,000	336,518,000	611,121,000	199,796,000	1,861,724,000	403,546,000		149,378,000	44,428,000	-156,745,000	-202,382,000	-253,233,000	-164,540,000	175,839,000	-26,715,000	-82,797,000	-122,584,000	181,485,000	32,294,000	-3,868,000	411,742,000	101,042,000	-38,509,000
net increase in time deposits	-2,225,000	22,168,000	-11,771,000	279,159,000	-10,309,000		-21,930,000	5,636,000			8,252,000	5,130,000																																	-202,517,000	-128,464,000	-100,936,000	5,190,000	29,930,000	-181,544,000	198,791,000	124,291,000		-66,813,000	-190,249,000	233,186,000	108,202,000	246,047,000	9,866,000	9,997,000
net decrease in other borrowings						0	-2,281,000							4,914,000	-153,000,000	-127,000,000							0	-53,000,000		0	0	-46,000,000		0	0	-46,000,000		0	0	-69,000,000			0	-26,000,000										-493,415,000	-179,037,000	-182,295,000		-9,113,000
net increase in customer repurchase agreements	47,104,000	127,991,000	14,276,000	4,078,000		-96,080,000	-43,479,000	66,940,000	-44,014,000	15,264,000	99,241,000	-59,744,000				20,519,000									25,038,000	-12,475,000			80,530,000	-52,152,000			34,803,000	-82,635,000	-15,343,000	-16,449,000	77,368,000			26,871,000				-31,802,000	-6,768,000	35,821,000
cash dividends on common stock	-27,565,000	-27,987,000	-27,938,000	-28,030,000	-27,868,000	-25,477,000	-24,396,000	-24,408,000	-24,407,000	-24,400,000	-24,416,000	-25,252,000	-25,260,000	-25,256,000	-25,220,000	-19,616,000	-19,662,000	-15,442,000	-15,437,000	-15,425,000	-15,421,000	-15,421,000	-13,214,000	-12,991,000	-12,973,000	-12,952,000	-12,934,000	-12,766,000	-12,763,000	-12,759,000	-12,750,000	-10,590,000	-10,580,000	-10,601,000	-10,580,000	-10,537,000	-10,520,000	-5,000			-17,827,000	-8,909,000	-8,913,000	-8,903,000	-18,035,000	-9,017,000	-9,016,000	-18,076,000	-9,035,000	-9,054,000	-14,162,000	-7,083,000	-7,078,000	-14,151,000	-7,166,000	-13,820,000	-6,936,000	-6,878,000	-14,356,000	-7,637,000
repurchase of common stock and restricted stock
proceeds from exercise of stock options	93,000	7,000	252,000	43,000	52,000	245,000	720,000	891,000	63,000	47,000	79,000	42,000	3,000	155,000	1,917,000	140,000	197,000	87,000	589,000	828,000	146,000	148,000	199,000	2,190,000	1,977,000	920,000	1,969,000	285,000	472,000	172,000	1,187,000	3,313,000	144,000	269,000	1,425,000	3,684,000	1,866,000	1,871,000	685,000	95,000	145,000	172,000	885,000	1,355,000	57,000	19,000	401,000	725,000	152,000	0	280,000	280,000	0	328,000	285,000	578,000	367,000	188,000	1,483,000	895,000
net cash from financing activities	152,920,000	72,369,000	9,443,000	359,797,000	-624,507,000	-563,692,000	175,686,000	385,075,000	494,224,000	175,908,000	1,947,468,000	238,704,000	-99,869,000	97,176,000	-209,180,000	-300,062,000	-15,795,000	-729,120,000	-292,245,000	80,697,000	-14,274,000	-132,538,000	-176,965,000	68,077,000	55,012,000	-289,436,000	327,390,000	-47,946,000	71,335,000	-99,212,000	186,629,000	36,683,000	-84,226,000	36,467,000	111,273,000	128,380,000	90,537,000			-107,498,000	25,606,000	-215,935,000	-19,770,000	29,514,000	-38,733,000	-5,262,000	-29,877,000	56,781,000	23,100,000	-439,022,000	-252,745,000	-263,848,000		139,796,000	117,125,000	429,455,000	119,826,000		154,463,000	203,016,000
net increase in cash and cash equivalents	45,284,000	209,547,000	324,391,000	668,304,000	-377,660,000	-956,330,000	-79,509,000	-432,861,000	473,207,000	-442,330,000	1,221,544,000	520,221,000	-252,030,000	261,708,000	3,626,000	8,266,000	-30,527,000	12,986,000	-274,749,000	311,861,000	587,000	-40,957,000	-197,694,000	260,808,000	-137,526,000	-440,023,000	459,596,000	133,489,000	-202,130,000	-138,219,000	45,074,000	295,604,000	-134,288,000	-164,127,000	-17,203,000	326,693,000		-150,826,000	146,990,000	36,847,000	-149,754,000	-228,510,000	200,377,000	-69,025,000	52,800,000	-5,215,000	109,231,000	397,030,000	226,988,000	-118,904,000	125,945,000	5,917,000			19,194,000	13,071,000	1,312,000	-2,600,000	44,177,000	17,208,000
cash and cash equivalents, beginning of period	0	0	204,698,000	281,285,000	0	0	1,732,548,000	1,958,160,000	0	0	0	185,518,000	0	0	0	163,948,000	0	0	0	144,377,000	0	0	0	121,633,000	0	0	0	106,097,000	0	0	0	105,768,000	0	0	0	94,693,000	0	0	0	98,431,000	0	0	0	345,343,000	404,275,000	404,275,000	-1,226,000	104,480,000	104,480,000	0	95,297,000	95,297,000	0	89,486,000	0	130,141,000	130,141,000		84,400,000	84,400,000
cash and cash equivalents, end of period	45,284,000	209,547,000	529,089,000	949,589,000	-377,660,000	-956,330,000	1,653,039,000	1,525,299,000	473,207,000	-442,330,000	1,221,544,000	705,739,000	-252,030,000	261,708,000	3,626,000	172,214,000	-30,527,000	12,986,000	-274,749,000	456,238,000	587,000	-40,957,000	-197,694,000	382,441,000	-137,526,000	-440,023,000	459,596,000	239,586,000	-202,130,000	-138,219,000	45,074,000	401,372,000	-134,288,000	-164,127,000	-17,203,000	421,386,000	-36,749,000	-150,826,000	146,990,000	135,278,000	-149,754,000	-228,510,000	200,377,000	276,318,000	457,075,000	399,060,000	108,005,000	501,510,000	331,468,000	-118,904,000	221,242,000	101,214,000	2,876,000	110,966,000	19,194,000	143,212,000	131,453,000		128,577,000	127,113,000
repurchase of common stock		-22,544,000	-18,687,000	-2,573,000	-135,000	-26,821,000	-13,643,000	-502,000	-85,000	-257,000	-7,412,000	-85,018,000	-1,105,000	-723,000	-77,000	-735,000	-6,772,000	-151,000	-45,000	-792,000	-131,000	-164,000	-16,000	-817,000	-1,411,000	-88,000	-16,000	-392,000	-228,000	-95,000	-14,000	-497,000	-91,000	-475,000	-4,876,000	-32,000	-100,000	-398,000	-37,000	-24,000							-401,000						0	-650,000				0	-12,286,000
net increase in other borrowings				-75,000,000	-375,000,000				-5,000,000	0							250,000,000				-63,000,000																26,518,000								566,000	1,049,000		186,000	1,807,000
proceeds of fhlb stock
proceeds from sales of available-for-sale securities
net decrease (increase) in loan and lease finance receivables													-58,385,000
proceeds from sale of building, net of selling costs								1,157,000	0
proceeds from redemption of boli policies
purchase of boli policies
cash acquired from acquisition, net of cash paid						0	329,001,000										0				0	0	0	28,325,000
net (decrease) in customer repurchase agreements
repurchase of common stock, asr plan						-14,000,000	-56,000,000
proceeds (purchases) of fhlb stock
net decrease in equity investments					715,000
net decrease in other deposits					-28,426,000
net decrease in customer repurchase agreements					-182,821,000								20,809,000	-13,421,000			42,778,000	15,423,000	-103,223,000	-66,496,000		-91,016,000	-18,302,000	-38,641,000				-63,844,000				-3,275,000										-18,848,000
(purchases) proceeds from redemption of fhlb stock
income taxes paid																									-20,000,000	-8,495,000			-20,500,000	-11,000,000			-14,589,000	-8,500,000			-3,000,000	-12,000,000	-16,000,000	-22,200,000	-4,000,000	-455,000			-57,000,000	-27,000,000	-7,537,000	-18,522,000		-13,615,000	-23,386,000	-1,200,000	-11,100,000	-8,846,000	-10,300,000	-12,550,000	-950,000	-9,000,000	-10,600,000
purchases of fhlb stock																																																					-886,000	-11,944,000	-3,467,000	-3,670,000	-1,592,000	-777,000	-11,874,000	-4,527,000
net decrease (increase) in equity investments
net increase in loan and lease finance receivables																	-172,248,000				-82,166,000
purchase of boli
net decrease in time deposits									-43,454,000				-15,415,000	-17,871,000	-35,725,000	-16,625,000	-79,954,000	-42,233,000	-9,589,000	-13,257,000	-7,857,000	-6,288,000	-23,048,000	-10,149,000		-261,123,000	-32,483,000	-26,271,000		-20,326,000	-12,166,000	-29,524,000		29,739,000	-15,089,000	-17,083,000	-6,777,000	-15,043,000	-8,541,000	-2,266,000	-24,442,000	-23,563,000	-34,730,000	-40,248,000
repayment of junior subordinated debentures																																					0	0	-20,619,000	-20,619,000
proceeds from redemption of fhlb stock						0	4,712,000										0				0	0			0	0	813,000	610,000	0	0			0	1,514,000	2,128,000	6,771,000	7,089,000	5,796,000	5,765,000	5,670,000	5,777,000	3,386,000	3,408,000	3,467,000	7,000,000	3,434,000
proceeds from sale of investment securities held-for-sale													0				0				0	0
asr contract							-14,000,000
proceeds on eminent domain condemnation													0	0
payments to fdic, loss share agreement																	1,000	0	-26,000	-39,000	-21,000	-24,000	-24,000	-450,000						0
repayment of fhlb advances																	0								0	0			0	0	0	-200,000,000
proceeds from sale of building													268,000	0	0	5,487,000
cash from sale of branch																									0	0
proceeds from sale of loans																									0	0	0	6,417,000
proceeds from sale of asset held-for-sale																					0
tax benefit related to exercise of stock options																									696,000	150,000			-464,000	30,000	128,000	614,000	133,000	187,000	237,000	559,000	260,000	156,000	54,000	5,000	15,000	3,000	66,000	110,000	2,000	2,000	-34,000	337,000	35,000	0	62,000	62,000	0	101,000	190,000	86,000	82,000
proceeds from sales of premises and equipment																																	0	0			16,000	4,000	0	5,000	1,000	1,000	0	25,000	147,000	147,000	126,000	87,000	12,000	108,000	216,000	119,000	119,000	67,000	1,487,000	755,000	5,000	55,000	13,000
proceeds from sale of investment securities																									0									0			0	0	0	99,155,000
cash paid for acquisition, net of cash acquired
payments to fdic, net share agreement
cash paid for county commerce bank (ccb) acquisition, net of cash acquired																										0	0	-7,504,000
(payments to) proceeds from fdic, loss share agreement																												-174,000
proceeds from maturity of interest-earning balances from depository institutions																												4,309,000			1,495,000	1,245,000	1,196,000	60,997,000
proceeds from repayment of investment securities held-to-maturity																												12,236,000	10,500,000
proceeds from maturity of investment securities held-to-maturity																												24,796,000	6,798,000
proceeds from sale of investment securities available-for-sale																													0
cash acquired on purchase of american security bank, net of cash paid																																	0	0
proceeds from repayment of investment securities																															107,683,000	94,479,000	110,978,000	95,344,000	78,058,000	65,093,000	70,221,000	94,911,000	112,810,000	136,939,000	157,958,000	147,189,000	124,837,000	129,203,000	154,634,000	86,684,000	101,970,000	142,689,000	72,514,000	66,182,000	210,361,000	101,344,000
proceeds from maturity of investment securities																															20,587,000	34,014,000	12,700,000	16,017,000	7,431,000	39,768,000	18,371,000	36,308,000	19,334,000	6,533,000	10,058,000	8,635,000	29,255,000	36,397,000	41,340,000	25,055,000	118,983,000	54,509,000	30,845,000	97,740,000	46,417,000	16,937,000	23,610,000	21,320,000	3,240,000	4,269,000	599,000	8,252,000	7,471,000	297,000
purchases of investment securities																															-234,484,000	-1,967,000	-66,662,000	-325,424,000	-313,769,000	-99,689,000	-161,048,000	-390,780,000	-171,139,000	-197,690,000	-375,319,000	-164,106,000	-42,439,000	-360,846,000	-350,443,000	-280,623,000	-191,016,000	-238,172,000	-57,854,000	-2,786,000	-462,387,000	-113,618,000
net increase in transaction deposits																															108,270,000	322,642,000	-201,715,000	99,983,000	155,499,000	237,238,000	1,922,000	78,207,000	154,702,000	-85,560,000	17,313,000	105,829,000	53,473,000	115,807,000	187,962,000	95,328,000	97,328,000	157,890,000	50,129,000	50,500,000	276,273,000	152,819,000			73,581,000	-64,377,000	-56,165,000	-35,340,000	5,130,000	29,078,000
proceeds from (payments to) fdic loss share agreement																																265,000
net cash paid to vendors and employees																																	-42,147,000	-29,262,000	-25,549,000	-37,955,000	-23,635,000
(payments to) proceeds from fdic loss share agreement																																	52,000	186,000	-1,187,000	-185,000
purchases of interest-earning balances from depository institutions
proceeds from fdic loss share agreement																																					-235,000	-73,000	125,000	187,000
net decrease in cash and cash equivalents
cash paid to vendors and employees																																							-4,780,000	-34,057,000	-25,258,000	-46,413,000	-24,853,000	-34,081,000	-64,133,000	-33,942,000	-25,901,000	-54,566,000	-27,384,000	-55,818,000	-59,257,000	-25,026,000	-23,458,000	-59,221,000
net increase/(decrease) in customer repurchase agreements
net cash (used in)/provided by financing activities
proceeds from fdic shared-loss agreements																																												1,316,000	29,180,000	21,734,000
proceeds from sales of investment securities																																															0	173,607,000		150,050,000	440,343,000	165,935,000
net decrease in loans and lease finance receivables																																									-13,474,000	-41,789,000	50,395,000	52,869,000	192,817,000	136,380,000	63,033,000	136,401,000	116,375,000	-3,775,000	95,787,000	62,932,000		-19,196,000
other																																														-1,000	-1,000	-330,000	-10,000	-30,000	-375,000	-120,000
repayment of repurchase agreements
proceeds from fdic loss sharing agreement
repayment of advances from federal home loan bank																																															50,000,000	-100,000,000	-100,000,000	0	-600,000,000	-600,000,000	-500,000,000	-50,000,000	-175,000,000	-100,000,000	-65,000,000	0	-36,000,000
repayment of fcb statutory trust ii																																										0	0	-6,805,000
repayment of cbb statutory trust i
proceeds from fdic loss sharing agreements
partial repayment of cbb statutory trust i
cash flows from operating activities:
cash flows from investing activities:
cash flows from financing activities:
repayment of fcb subordinated debt
net increase/(decrease) in other borrowings
net (decrease)/increase in customer repurchase agreements
proceeds from sale of fhlb stock																																															3,606,000	3,621,000
cash acquired in san joaquin bank acquisition
advances from federal home loan bank																																																				203,500,000	0	300,000,000	500,000,000	250,000,000		0	120,000,000	120,000,000
repayment of jp morgan repurchase agreement
repayment of advances from federal reserve bank
issuance of preferred stock and warrant
cash dividends on preferred stock																																																		2,000	-3,250,000	-1,626,000
repurchase of preferred stock
issuance of common stock																																																		-10,000
net increase in repurchase agreements																																																10,529,000	50,082,000	24,806,000	68,298,000	46,204,000	-3,160,000	63,997,000
proceeds from repayment of fed funds sold
cash paid for purchase of first coastal bancshares, net of cash acquired
repurchase of preferred stock and warrant
issuance of junior subordinated debentures																																																							0	25,774,000	25,774,000
proceeds from sales of mbs																																																							-5,000	9,084,000		0	126,598,000
proceeds from repayment of mbs																																																					70,510,000	182,420,000	119,530,000	174,914,000	82,866,000	98,737,000	199,965,000	96,223,000
purchases of mbs																																																					-122,421,000	-320,402,000	-32,840,000	-154,101,000	-70,120,000	-152,283,000	-328,058,000	-260,941,000
net increase in loans and lease finance receivables																																																					-148,346,000
purchase of bank owned life insurance																																																					-30,000	-28,000	0
investment in common stock of cvb statutory trust iii																																																							0	-774,000	-774,000
net decrease in transaction deposits																																																					-2,759,000	-83,903,000
net increase/(decrease) in time deposits
issuance of preferred stock and warrants
net cash provided by/(used in) financing activities																																																					165,079,000
net increase/(decrease) in cash and cash equivalents
net cash (used in)/provided by investing activities
net increase/decrease in cash and cash equivalents																																																						21,480,000
proceeds from sales of mbs, available-for-sale
proceeds from repayment of mbs, available-for-sale
cash paid for acquisitions, net of cash acquired
net increase in short-term borrowings																																																							-178,866,000	98,028,000	113,502,000	188,904,000	80,626,000	50,683,000
interest received																																																							82,621,000	146,678,000	71,825,000	71,126,000	118,732,000	55,483,000
cash paid to suppliers and employees																																																							-31,578,000	-53,900,000	-24,128,000	-23,936,000	-43,024,000	-19,935,000
proceeds from sales of investment securities available-for-sale
net increase in loans																																																							-147,618,000			-287,085,000
cash acquired from purchase of granite state bank, net of cash paid
other investing activities
net decrease in loans																																																								-170,278,000	-51,208,000			24,443,000
cash acquired from purchase of kaweah national bank, net of cash paid
investment in common stock of cvb statutory trust i & ii
cash and cash equivalents, beginning of year
cash and cash equivalents, end of year
proceeds from sales of investment securities trading
purchases of investment securities trading
purchase of granite state bank																																																											12,232,000	-13,273,000
net (increase) in loans																																																											-85,859,000
cash and cash equivalents before acquisitions																																																												101,608,000
cash and cash equivalents received in the purchase of granite state bank																																																												25,505,000
purchase of kaweah national bank
purchase of western security bank & golden west enterprises
cash and cash equivalents received in the purchase of kaweah national bank
cash and cash equivalents received in the purchase of western security bank, n.a.
cash and cash equivalents received in the purchase of golden west enterprises, inc.
cash and cash equivalents paid in the purchase of golden west enterprises, inc.
proceeds from sales of securities available-for-sale
proceeds from repayment of fhlb stock
purchases of securities available-for-sale
loan origination fees received
purchase of western security bank & golden west enter
cash and cash equivalents received in the purchase of western security bank, n.a
cash and cash equivalents paid in the purchase of golden west enterprises, inc
proceeds from sales of securities available-for-sale
proceeds from maturities of securities available-for-sale
proceeds from maturities of securities held to maturity
purchases of securities held to maturity
proceeds from sale of other real estate owned
net increase in borrowings
net increase in cash and cash equivalents

CVB Financial Corp(NASDAQ:CVBF)

CVB Financial Corp
(NASDAQ:CVBF)