Mr. Cooper Group Inc
(NASDAQ:COOP)

Mr. Cooper Group Inc. provides servicing, origination, and transaction-based services related to single-family residences in the United States. The company operates through three segments: Servicing, Originations, and Xome. The Servicing segment performs activities for underlying mortgages, includin...

Website: http://mrcoopergroup.com

Founded: 2015

Full Time Employees: 9,100

Sector: Financial Services

Industry: Mortgage Finance

Financial Services Mortgage

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Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-09-30	2018-08-01	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2003-09-30	2003-06-30

revenues:
service related	472,000,000	440,000,000	537,000,000	288,000,000	485,000,000	478,000,000	345,000,000	432,000,000	402,000,000	261,000,000	255,000,000	395,000,000	460,000,000	755,000,000	207,000,000	288,000,000	-8,000,000	588,000,000	237,000,000	227,000,000	12,000,000	-53,000,000	430,000,000	258,000,000	137,000,000	84,000,000	259,000,000
net gain on mortgage loans held for sale	136,000,000	120,000,000	117,000,000	136,000,000	98,000,000	86,000,000	59,000,000	142,000,000	84,000,000	69,000,000	48,000,000	115,000,000	139,000,000	297,000,000	418,000,000	572,000,000	582,000,000	679,000,000	716,000,000	645,000,000	618,000,000	331,000,000	310,000,000	360,000,000	262,000,000	166,000,000	83,000,000
total revenues	608,000,000	560,000,000	654,000,000	424,000,000	583,000,000	564,000,000	404,000,000	574,000,000	486,000,000	330,000,000	303,000,000	510,000,000	599,000,000	1,052,000,000	625,000,000	860,000,000	574,000,000	1,267,000,000	953,000,000	872,000,000	630,000,000	278,000,000	740,000,000	618,000,000	399,000,000	250,000,000	342,000,000		3,077,000	2,193,000	1,961,000	2,287,000	2,032,000	1,610,000	1,223,000	1,284,000	1,389,000	1,500,000	1,292,000	1,488,000	1,470,000	1,750,000	1,843,000	1,721,000	2,150,000	2,834,000
yoy	4.29%	-0.71%	61.88%	-26.13%	19.96%	70.91%	33.33%	12.55%	-18.86%	-68.63%	-51.52%	-40.70%	4.36%	-16.97%	-34.42%	-1.38%	-8.89%	355.76%	28.78%	41.10%	57.89%	11.20%	116.37%		12867.18%	11299.91%	17340.08%		51.43%	36.21%	60.34%	78.12%	46.29%	7.33%	-5.34%	-13.71%	-5.51%	-14.29%	-29.90%	-13.54%	-31.63%	-38.25%
qoq	8.57%	-14.37%	54.25%	-27.27%	3.37%	39.60%	-29.62%	18.11%	47.27%	8.91%	-40.59%	-14.86%	-43.06%	68.32%	-27.33%	49.83%	-54.70%	32.95%	9.29%	38.41%	126.62%	-62.43%	19.74%	54.89%	59.60%	-26.90%			40.31%	11.83%	-14.25%	12.55%	26.21%	31.64%	-4.75%	-7.56%	-7.40%	16.10%	-13.17%	1.22%	-16.00%	-5.05%	7.09%	-19.95%	-24.14%
expenses:
salaries, wages and benefits	191,000,000	193,000,000	186,000,000	182,000,000	168,000,000	159,000,000	164,000,000	166,000,000	156,000,000	148,000,000	175,000,000	183,000,000	203,000,000	228,000,000	231,000,000	251,000,000	277,000,000	285,000,000	299,000,000	275,000,000	248,000,000	246,000,000	254,000,000	250,000,000	238,000,000	215,000,000	139,000,000
general and administrative	139,000,000	237,000,000	181,000,000	153,000,000	132,000,000	158,000,000	168,000,000	135,000,000	122,000,000	113,000,000	117,000,000	133,000,000	125,000,000	110,000,000	150,000,000	151,000,000	148,000,000	184,000,000	238,000,000	156,000,000	171,000,000	198,000,000	184,000,000	228,000,000	254,000,000	228,000,000	136,000,000
total expenses	330,000,000	430,000,000	367,000,000	335,000,000	300,000,000	317,000,000	332,000,000	301,000,000	278,000,000	261,000,000	292,000,000	316,000,000	328,000,000	338,000,000	381,000,000	402,000,000	425,000,000	469,000,000	537,000,000	431,000,000	419,000,000	444,000,000	438,000,000	478,000,000	492,000,000	443,000,000	275,000,000																11,416,000	3,020,000	-15,172,000
interest income	217,000,000	189,000,000	216,000,000	227,000,000	189,000,000	158,000,000	159,000,000	167,000,000	117,000,000	85,000,000	92,000,000	83,000,000	50,000,000	36,000,000	68,000,000	66,000,000	51,000,000	89,000,000	84,000,000	56,000,000	76,000,000	118,000,000	146,000,000	163,000,000	162,000,000	134,000,000	90,000,000
interest expense	-217,000,000	-213,000,000	-220,000,000	-199,000,000	-187,000,000	-170,000,000	-159,000,000	-146,000,000	-122,000,000	-110,000,000	-103,000,000	-104,000,000	-111,000,000	-106,000,000	-115,000,000	-118,000,000	-119,000,000	-159,000,000	-168,000,000	-165,000,000	-177,000,000	-192,000,000	-207,000,000	-196,000,000	-187,000,000	-189,000,000	-122,000,000					579,000	599,000	610,000	622,000	636,000	665,000	693,000	860,000	937,000	951,000	954,000	14,227,000	1,047,000	3,501,000	3,450,000
other expense	-1,000,000	-11,000,000			-8,000,000	-3,000,000
total other expense	-1,000,000	-35,000,000			-6,000,000
income before income tax expense	277,000,000	95,000,000	280,000,000	112,000,000	277,000,000	232,000,000	146,250,000	352,000,000	198,000,000	35,000,000
less: income tax expense	79,000,000	7,000,000	76,000,000	32,000,000	73,000,000	51,000,000	23,000,000	77,000,000	56,000,000	-2,000,000	-11,000,000	40,000,000	54,000,000	208,000,000	61,000,000	104,000,000	140,000,000
net income	198,000,000	88,000,000	204,000,000	80,000,000	204,000,000	181,000,000	46,000,000	275,000,000	142,000,000	37,000,000	1,000,000	113,000,000	151,000,000	658,000,000	155,000,000	299,000,000	439,000,000	561,000,000	191,000,000	214,000,000	73,000,000	-171,000,000	461,000,000	83,000,000	-88,000,000	-186,000,000	1,020,000,000		-1,996,000	-5,583,000	-8,994,000	38,411,000	-21,324,000	17,789,000	140,386,000	-16,645,000	22,409,000	55,550,000	10,068,000	-3,919,000	-73,483,000	5,501,000	-9,573,000	-1,299,000	17,322,000	-3,380,000	830,000,000	784,000,000	625,250,000	748,000,000	767,000,000	985,000,000	641,750,000	821,000,000	844,000,000	1,023,000,000	1,020,000,000
yoy	-2.94%	-51.38%	343.48%	-70.91%	43.66%	389.19%	4500.00%	143.36%	-5.96%	-94.38%	-99.35%	-62.21%	-65.60%	17.29%	-18.85%	39.72%	501.37%	-428.07%	-58.57%	157.83%	-182.95%	-8.06%	-54.80%		4308.82%	3231.54%	-11440.89%		-90.64%	-131.38%	-106.41%	-330.77%	-195.16%	-67.98%	1294.38%	324.73%	-130.50%	909.82%	-205.17%	201.69%	-524.22%	-262.75%	-101.15%	-100.17%	-97.23%	-100.45%	8.21%	-20.41%	-2.57%	-8.89%	-9.12%	-3.71%	-37.08%
qoq	125.00%	-56.86%	155.00%	-60.78%	12.71%	293.48%	-83.27%	93.66%	283.78%	3600.00%	-99.12%	-25.17%	-77.05%	324.52%	-48.16%	-31.89%	-21.75%	193.72%	-10.75%	193.15%	-142.69%	-137.09%	455.42%	-194.32%	-52.69%	-118.24%			-64.25%	-37.93%	-123.42%	-280.13%	-219.87%	-87.33%	-943.41%	-174.28%	-59.66%	451.75%	-356.90%	-94.67%	-1435.81%	-157.46%	636.95%	-107.50%	-612.49%	-100.41%	5.87%	25.39%	-16.41%	-2.48%	-22.13%	53.49%	-21.83%	-2.73%	-17.50%	0.29%
net income margin %	32.57%	15.71%	31.19%	18.87%	34.99%	32.09%	11.39%	47.91%	29.22%	11.21%	0.33%	22.16%	25.21%	62.55%	24.80%	34.77%	76.48%	44.28%	20.04%	24.54%	11.59%	-61.51%	62.30%	13.43%	-22.06%	-74.40%	298.25%	NaN%	-64.87%	-254.58%	-458.64%	1679.54%	-1049.41%	1104.91%	11478.82%	-1296.34%	1613.32%	3703.33%	779.26%	-263.37%	-4998.84%	314.34%	-519.42%	-75.48%	805.67%	-119.27%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%	Infinity%
earnings per share
basic	3.09	1.38	1.803	1.24	3.16	2.8	1.675	4.14	2.1	0.54
diluted	3.04	1.35	1.765	1.22	3.1	2.73	1.645	4.06	2.07	0.52
other income			-3,000,000	-5,000,000			-3,000,000	58,000,000	-5,000,000	-9,000,000	-10,000,000	-20,000,000	-5,000,000	222,000,000	34,000,000	8,000,000	486,000,000		-85,000,000	-51,000,000		1,000,000	-1,000,000		1,000,000	15,000,000	6,000,000												-1,961,250	477,000	-8,322,000						191,000,000	120,000,000	185,000,000	127,000,000	179,000,000	238,000,000	104,000,000	29,000,000	44,000,000	120,000,000	118,000,000
total other income			500,000	23,000,000		-15,000,000	8,750,000	79,000,000	-10,000,000	-34,000,000	11,250,000	-41,000,000	-66,000,000	152,000,000	73,500,000	-44,000,000															2,984,000	-38,702,000	25,382,000		-139,035,000	16,243,000
income from continuing operations before income tax expense											-10,000,000	153,000,000	205,000,000	866,000,000	231,000,000	414,000,000	567,000,000
net income from continuing operations											1,000,000	113,000,000	151,000,000	658,000,000	170,000,000	310,000,000	427,000,000
net (loss) income from discontinued operations
less: undistributed earnings attributable to participating stockholders															-1,000,000	1,000,000	4,000,000	5,000,000	2,000,000	2,000,000	1,000,000			1,000,000			9,000,000
less: premium on retirement of preferred stock																28,000,000
net income attributable to common stockholders											1,000,000	113,000,000	151,000,000	658,000,000	156,000,000	270,000,000	435,000,000	556,000,000	28,250,000	207,000,000	72,000,000	-168,000,000	461,000,000	83,000,000	-87,000,000	-186,000,000	1,011,000,000
earnings from continuing operations per common share attributable to mr. cooper:
basic											130,000	1,590,000	2,080,000	8,910,000	2,540,000	3,560,000	4,910,000
diluted											130,000	1,550,000	2,030,000	8,590,000	2,470,000	3,420,000	4,720,000
earnings from discontinued operations per common share attributable to mr. cooper:
basic															-190,000	-140,000	140,000
diluted															-170,000	-130,000	130,000
earnings per common share attributable to mr. cooper:
basic											130,000	1,590,000	2,080,000	8,910,000	2,350,000	3,420,000	5,050,000																																			1,010,000
diluted											130,000	1,550,000	2,030,000	8,590,000	2,300,000	3,290,000	4,850,000																																			980,000
net income from discontinued operations															-15,000,000	-11,000,000	12,000,000
less: net earnings attributable to non-controlling interests
net income attributable to mr. cooper															155,000,000	299,000,000	439,000,000	561,000,000	28,500,000	209,000,000	73,000,000	-168,000,000
total other income (expenses)																	418,000,000					-73,000,000	-62,000,000	-33,000,000	-24,000,000	-40,000,000	-26,000,000
less: net loss attributable to non-controlling interests
total other incomes																		-70,000,000	-83,500,000	-160,000,000	-101,000,000
income before income tax benefit																		728,000,000	247,000,000	281,000,000	110,000,000	-239,000,000	-60,750,000	107,000,000		-233,000,000	41,000,000
less: income tax benefit																		167,000,000	56,000,000	67,000,000	37,000,000	-68,000,000	-13,000,000	24,000,000			-979,000,000
less: net income attributable to non-controlling interests																				5,000,000		-3,000,000	-2,000,000	-1,000,000	-1,000,000
net income per common share attributable to mr. cooper:
basic																		6,220,000	2,080,000	2,260,000	780,000	-1,840,000	5,070,000	910,000	-960,000	-2,050,000	11,130,000																													1,140,000	1,120,000
diluted																		5,920,000	2,000,000	2,180,000	770,000	-1,840,000	5,030,000	900,000	-960,000	-2,050,000	10,990,000																													1,110,000	1,100,000
other income (expenses), net:
net income attributable to successor/predecessor																							463,000,000	84,000,000	-87,000,000	-186,000,000	1,020,000,000
net income per common share attributable to successor/predecessor:
basic																		6,220,000	2,080,000	2,260,000	780,000	-1,840,000	5,070,000	910,000	-960,000	-2,050,000	11,130,000																													1,140,000	1,120,000
diluted																		5,920,000	2,000,000	2,180,000	770,000	-1,840,000	5,030,000	900,000	-960,000	-2,050,000	10,990,000																													1,110,000	1,100,000
income before income tax (benefit) expense																									-117,000,000
less: income tax (benefit) expense																									-29,000,000	-47,000,000
premiums earned																													18,000	23,000	117,000	344,000	329,000	430,000	721,000	786,000	791,000	849,000	1,183,000	1,247,000	1,342,000	1,349,000	1,655,000	1,635,000	1,713,000	2,166,000
net investment income																													3,059,000	2,170,000	1,844,000	1,943,000	1,703,000	1,180,000	502,000	498,000	598,000	651,000	109,000	241,000	128,000	401,000	188,000	86,000	437,000	668,000
operating expenses:
losses and loss adjustment (benefit) expense																													-135,000										-757,000	-40,000		-541,000
ceding commission expense																																44,000	43,000	50,000	72,000	75,000	81,000	78,000	103,000	110,000	120,000	123,000	146,000	144,000	150,000	213,000
general and administrative expense																													5,208,000	7,714,000	8,542,000	2,117,000	1,786,000	2,012,000	2,165,000	1,357,000	1,492,000	2,029,000	2,457,000	13,204,000	2,306,000	2,973,000	1,776,000	1,287,000	2,016,000	1,447,000
loss contract reserve reduction																																-210,000	-4,519,000
total operating expenses																													5,073,000	7,776,000	7,971,000	2,578,000
net operating income																													-1,996,000	-5,583,000	-6,010,000	-291,000	4,058,000				-546,000	-325,000	-1,228,000	-12,723,000	653,000
other income:
loss on change in fair value of derivative embedded conversion feature
income before income taxes																													-1,996,000	-5,583,000	-8,994,000	38,411,000	-21,324,000	17,789,000	140,386,000	-16,645,000	22,409,000	55,550,000	10,068,000	-3,919,000												1,549,000,000				1,625,000,000	1,618,000,000
income tax benefit
redeemable convertible series b preferred stock dividends																														-200,000	-4,550,000	-4,500,000	-4,500,000	-4,500,000	-4,500,000	-4,500,000	-4,500,000	-4,500,000	-4,500,000	-4,500,000
net income attributable to common and participating stockholders																													-1,996,000	-5,783,000	-13,544,000	33,911,000	-25,824,000	13,289,000	135,886,000	-21,145,000	17,909,000	51,050,000
basic net income per share attributable to common stockholders																													-0.01	-0.03	-0.03	0.06	-0.13	0.02	0.23	-0.1	0.04	0.11
shares used in computing basic net income per share																													206,061,686	202,692,144	21,973	202,660,492	202,632,883	202,423,969	23,612	202,341,209	202,341,209	202,058,377	50,417,779.25	201,970,639	201,887,091	201,146,565	50,206,567	200,999,481	200,999,481
diluted net income per share attributable to common stockholders																													-0.01	-0.03	-0.03	0.06	-0.13	0.02	0.21	-0.1	0.03	0.1
shares used in computing diluted net income per share																													206,061,686	202,692,144	21,973	212,726,121	202,632,883	213,623,959	-2,168,654	202,341,209	236,882,079	237,999,718	50,417,779.25	201,970,639	201,887,091	502,438,861	59,468,064	200,999,481	243,587,216
losses and loss adjustment expense																														62,000	51,750	48,000	65,000	94,000												1,104,000
gain on change in fair value of derivative embedded conversion feature
other																															-30,750	-123,000
unrealized (gain) loss on change in fair value of derivative embedded conversion feature																															-7,806,500	-38,579,000
operating (benefits) expenses:
total operating (benefits) expenses																																	-2,026,000
unrealized gain on change in fair value of derivative embedded conversion feature																																	25,382,000
loss contract reserve change																																		-916,000	-1,616,000	-565,000	-435,000
total operating expense																																		1,850,000	-128,000	1,686,000	1,935,000	1,825,000
net operating																																		-240,000	-318,250	-402,000
unrealized (gain) on change in fair value of derivative embedded conversion feature																																		-18,029,000
total other																																		-18,029,000				-55,875,000
losses and loss adjustment benefit																																			175,500	183,000	132,000	387,000			223,000		-1,250,000	542,000	2,885,000
unrealized gain on change in fair value of derivative liability - embedded conversion feature																																			-15,646,750	16,243,000		-55,875,000				-7,260,000
unrealized (gain) loss on change in fair value of derivative liability - embedded conversion feature																																					-22,955,000		16,479,250	-9,281,000
total other income:																																					-22,955,000				74,136,000
loss contract reserve fair market value change																																						-1,362,000	-143,000		-2,783,000		-3,483,000		-30,287,000
income from contract termination																																													6,563,000
total operating benefit																																							4,634,250	14,211,000	817,000
other (income) and expense:
total other (income) and expense:																																							14,518,000	-8,804,000
preferred deemed dividend																																														-9,455,000
net income attributable to common shareholders																																							-21,287,250	-8,419,000	-77,983,000	1,253,000	-9,573,000	-1,299,000	17,322,000	-12,835,000
basic net income per share attributable to common shareholders																																							-0.105	-0.04	-0.39	0.01	0.005	-0.01	0.09
diluted net income per share attributable to common shareholders																																							-0.105	-0.04	-0.39		0.003	-0.01	0.07
other (income) and expenses:
unrealized loss on change in fair value of derivative liability - embedded conversion feature																																									82,458,000
income before federal income taxes																																									-73,483,000	5,501,000	-9,573,000	-1,299,000	17,322,000	-3,380,000
series b preferred stock dividends																																									-4,500,000	-4,248,000
total (benefit) expenses																																										-3,751,000
total expense																																														6,214,000
basic and diluted net (loss) per share attributable to common shareholders																																														-0.06
shares used in computing basic and diluted net (loss) per share																																														200,474,070
loans held for sale																																															421,000,000	562,000,000	503,000,000	439,000,000	398,000,000	466,000,000	674,000,000	661,000,000	576,000,000	619,000,000	626,000,000
loans held in portfolio																																															3,786,000,000	3,900,000,000	4,065,000,000	4,008,000,000	3,884,000,000	3,576,000,000	3,347,000,000	2,862,000,000	2,754,000,000	1,997,000,000	2,050,000,000
available-for-sale securities																																															351,000,000	332,000,000	392,000,000	379,000,000	368,000,000	322,000,000	303,000,000	238,000,000	234,000,000	402,000,000	469,000,000
trading assets																																															108,000,000	113,000,000	103,000,000	140,000,000	165,000,000	198,000,000
other interest and dividend income																																															82,000,000	101,000,000	147,000,000	139,000,000	120,000,000	95,000,000	72,000,000	65,000,000	51,000,000	65,000,000	72,000,000
total interest income																																															4,748,000,000	5,008,000,000	5,210,000,000	5,105,000,000	4,935,000,000	4,657,000,000	4,581,000,000	3,940,000,000	3,706,000,000	3,083,000,000	3,217,000,000
deposits																																															1,723,000,000	1,772,000,000	1,843,000,000	1,739,000,000	1,461,000,000	1,221,000,000	1,184,000,000	996,000,000	852,000,000	538,000,000	548,000,000
borrowings																																															991,000,000	1,155,000,000	1,369,000,000	1,419,000,000	1,414,000,000	1,319,000,000	1,243,000,000	1,028,000,000	928,000,000	591,000,000	644,000,000
total interest expense																																															2,714,000,000	2,927,000,000	3,212,000,000	3,158,000,000	2,875,000,000	2,540,000,000	2,427,000,000	2,024,000,000	1,780,000,000	1,129,000,000	1,192,000,000
net interest income																																															2,034,000,000	2,081,000,000	1,998,000,000	1,947,000,000	2,060,000,000	2,117,000,000	2,154,000,000	1,916,000,000	1,926,000,000	1,954,000,000	2,025,000,000
benefit from loan and lease losses																																															372,000,000	234,000,000	344,000,000	166,000,000	224,000,000	82,000,000	217,000,000	52,000,000	31,000,000	113,000,000	118,000,000
net interest income after benefit from loan and lease losses																																															1,662,000,000	1,847,000,000	1,654,000,000	1,781,000,000	1,836,000,000	2,035,000,000	1,937,000,000	1,864,000,000	1,895,000,000	1,841,000,000	1,907,000,000
noninterest income
revenue from sales and servicing of home mortgage loans																																															300,000,000	125,000,000	165,000,000	118,000,000	222,000,000	263,000,000	421,000,000	714,000,000	118,000,000
revenue from sales and servicing of consumer loans																																															403,000,000	443,000,000	372,000,000	355,000,000	424,000,000	431,000,000
depositor and other retail banking fees																																															720,000,000	665,000,000	692,000,000	655,000,000	641,000,000	578,000,000	585,000,000	578,000,000	540,000,000	471,000,000	454,000,000
credit card fees																																															183,000,000	172,000,000	181,000,000	165,000,000	152,000,000	138,000,000
securities fees and commissions																																															70,000,000	60,000,000	54,000,000	52,000,000	56,000,000	119,000,000	114,000,000	111,000,000	112,000,000	103,000,000	100,000,000
insurance income																																															29,000,000	29,000,000	30,000,000	31,000,000	33,000,000	33,000,000	37,000,000	42,000,000	47,000,000	50,000,000	53,000,000
loss on trading assets
gain from sales of other available-for-sale securities																																															7,000,000	35,000,000
total noninterest income																																															1,758,000,000	1,541,000,000	1,591,000,000	1,570,000,000	1,578,000,000	1,725,000,000	1,690,000,000	1,374,000,000	1,267,000,000	1,648,000,000	1,629,000,000
noninterest expense
compensation and benefits																																															977,000,000	1,002,000,000	945,000,000	939,000,000	1,021,000,000	1,044,000,000	1,036,000,000	939,000,000	886,000,000	860,000,000	867,000,000
occupancy and equipment																																															354,000,000	376,000,000	476,000,000	408,000,000	435,000,000	392,000,000	399,000,000	372,000,000	350,000,000	356,000,000	375,000,000
telecommunications and outsourced information services																																															132,000,000	129,000,000	133,000,000	142,000,000	145,000,000	135,000,000	139,000,000	108,000,000	100,000,000	153,000,000	143,000,000
depositor and other retail banking losses																																															58,000,000	61,000,000	64,000,000	57,000,000	51,000,000	56,000,000	61,000,000	61,000,000	49,000,000	50,000,000	50,000,000
advertising and promotion																																															113,000,000	98,000,000	108,000,000	124,000,000	117,000,000	96,000,000	114,000,000	81,000,000	77,000,000	55,000,000	83,000,000
professional fees																																															55,000,000	38,000,000	89,000,000	57,000,000	45,000,000	36,000,000	63,000,000	48,000,000	38,000,000	71,000,000	68,000,000
total noninterest expense																																															2,138,000,000	2,105,000,000	2,256,000,000	2,184,000,000	2,229,000,000	2,211,000,000	2,279,000,000	1,925,000,000	1,828,000,000	1,864,000,000	1,918,000,000
minority interest expense																																															42,000,000	43,000,000	34,000,000	34,000,000	37,000,000
income from continuing operations before income taxes																																															1,240,000,000	1,240,000,000	955,000,000	1,133,000,000	1,148,000,000		1,348,000,000	1,313,000,000	1,334,000,000
income taxes																																															410,000,000	456,000,000	315,000,000	394,000,000	389,000,000	564,000,000	483,000,000	492,000,000	490,000,000	602,000,000	598,000,000
income from continuing operations																																															830,000,000	784,000,000	3,111,410,000	780,000	800,000
discontinued operations
income from discontinued operations before income taxes																																																	10,500,000	14,000,000	12,000,000
income from discontinued operations																																																	7,500	10,000	10,000
net income available to common stockholders																																															822,000,000	777,000,000
basic earnings per common share:
diluted earnings per common share:
dividends declared per common share																																															550,000	540,000	382,500	520,000	510,000	500,000				400,000	300,000
basic weighted-average number of common shares outstanding																																															868,968,000,000	874,816,000,000		941,898,000,000	947,023,000,000	973,614,000,000				899,579,000,000	910,921,000,000
diluted weighted-average number of common shares outstanding																																															893,090,000,000	899,706,000,000		967,376,000,000	975,504,000,000	1,003,460,000,000				918,372,000,000	929,386,000,000
net incomees on trading assets
trading assets income																																																		68,000,000	-129,000,000
income from sales of other available-for-sale securities
income from continuing operations, net of taxes																																																	618,500,000	739,000,000	759,000,000		865,000,000	821,000,000	844,000,000
income from discontinued operations, net of taxes																																																	6,750,000	9,000,000	8,000,000
trading assets loss
earnings per common share:
basic											130,000	1,590,000	2,080,000	8,910,000	2,350,000	3,420,000	5,050,000																																			1,010,000
diluted											130,000	1,550,000	2,030,000	8,590,000	2,300,000	3,290,000	4,850,000																																			980,000
trading securities																																																					71,000,000	114,000,000	91,000,000
portfolio loan related income																																																					103,000,000	103,000,000	96,000,000	116,000,000	111,000,000
trading securities income																																																					3,750,000		285,000,000
gain from other available-for-sale securities																																																							25,000,000	557,000,000	137,000,000
loss on extinguishment of borrowings
gain on disposition of discontinued operations
home loan mortgage banking income:
loan servicing fees																																																								542,000,000	593,000,000
amortization of mortgage servicing rights																																																								-665,000,000	-1,032,000,000
mortgage servicing rights recovery																																																								368,000,000
revaluation gain from derivatives																																																								-172,000,000	598,000,000
net settlement income from certain interest-rate swaps																																																								130,000,000	84,000,000
gain from mortgage loans																																																								-271,000,000	622,000,000
other home loan mortgage banking income																																																								292,000,000	149,000,000
total home loan mortgage banking income																																																								224,000,000	705,000,000
gain on extinguishment of securities sold under agreements to repurchase																																																								7,000,000	-49,000,000
amortization of other intangible assets																																																								15,000,000	15,000,000
net income attributable to common stock																																																								1,023,000,000	1,020,000,000
net income per common share:
basic																		6,220,000	2,080,000	2,260,000	780,000	-1,840,000	5,070,000	910,000	-960,000	-2,050,000	11,130,000																													1,140,000	1,120,000
diluted																		5,920,000	2,000,000	2,180,000	770,000	-1,840,000	5,030,000	900,000	-960,000	-2,050,000	10,990,000																													1,110,000	1,100,000
mortgage servicing rights impairment																																																									-309,000,000

Balance Sheets:

Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2003-09-30	2003-06-30

assets
cash and cash equivalents	783,000,000	784,000,000	753,000,000	733,000,000	642,000,000	578,000,000	571,000,000	553,000,000	517,000,000	534,000,000	527,000,000	530,000,000	514,000,000	579,000,000	895,000,000	731,000,000	716,000,000	674,000,000	695,000,000	946,000,000	1,041,000,000	579,000,000	329,000,000	371,000,000	245,000,000	181,000,000	242,000,000	198,000,000	29,058,000	27,890,000	26,709,000	25,542,000	36,050,000	21,728,000	2,491,000	3,029,000	3,516,000	1,185,000	9,924,000	15,350,000	19,351,000	2,765,000	78,009,000	6,345,000	1,824,000	4,463,000	11,986,000	8,347,000	8,696,000	9,534,000	16,761,000	15,344,000	32,877,000	4,167,000,000	4,047,000,000	6,948,000,000	6,649,000,000	6,675,000,000	5,868,000,000	6,214,000,000	4,924,000,000	4,614,000,000	5,811,000,000	7,388,000,000
restricted cash	168,000,000	166,000,000	220,000,000	186,000,000	162,000,000	157,000,000	169,000,000	151,000,000	170,000,000	133,000,000	175,000,000	148,000,000	115,000,000	130,000,000	146,000,000	118,000,000	113,000,000	261,000,000	218,000,000	229,000,000	260,000,000	266,000,000	283,000,000	271,000,000	304,000,000	339,000,000	319,000,000	332,000,000	575,779,000	576,202,000	578,936,000	577,220,000	575,458,000	573,942,000	573,347,000	572,916,000	573,004,000	571,739,000	571,440,000	582,374,000	582,687,000	599,588,000	2,447,000	44,000	79,870,000	106,000	115,000	115,000	3,089,000	164,000	25,169,000	2,273,000
mortgage servicing rights at fair value	11,431,000,000	11,345,000,000	11,736,000,000	10,035,000,000	10,352,000,000	9,796,000,000	9,090,000,000	8,504,000,000	7,149,000,000	6,566,000,000	6,654,000,000	6,408,000,000	6,151,000,000	6,006,000,000	4,223,000,000	3,666,000,000	3,307,000,000
advances and other receivables, net of reserves of 116 and 112, respectively	1,124,000,000
mortgage loans held for sale at fair value	2,475,000,000	2,603,000,000	2,211,000,000	1,962,000,000	1,539,000,000	1,070,000,000	927,000,000	893,000,000	1,187,000,000	937,000,000	893,000,000	1,581,000,000	2,072,000,000	3,593,000,000	4,381,000,000	7,939,000,000	6,961,000,000	6,351,000,000	5,720,000,000	3,817,000,000	3,179,000,000	3,922,000,000	4,077,000,000	4,267,000,000	3,422,000,000	2,170,000,000	1,631,000,000	1,681,000,000
property and equipment	72,000,000	63,000,000	58,000,000	58,000,000	57,000,000	55,000,000	53,000,000	59,000,000	61,000,000	64,000,000	65,000,000	69,000,000	72,000,000	75,000,000	98,000,000	103,000,000	110,000,000	118,000,000	116,000,000	114,000,000	115,000,000	111,000,000	112,000,000	113,000,000	115,000,000	112,000,000	96,000,000	102,000,000
deferred tax assets	149,000,000	217,000,000	230,000,000	315,000,000	351,000,000	426,000,000	472,000,000	499,000,000	657,000,000	707,000,000	703,000,000	711,000,000	750,000,000	794,000,000	991,000,000	1,011,000,000	1,118,000,000	1,228,000,000	1,340,000,000	1,344,000,000	1,391,000,000	1,411,000,000	1,345,000,000
other assets	2,297,000,000	2,207,000,000	2,386,000,000	1,957,000,000	1,746,000,000	1,779,000,000	1,918,000,000	2,010,000,000	2,601,000,000	2,783,000,000	2,740,000,000	2,537,000,000	2,329,000,000	2,269,000,000	2,242,000,000	3,462,000,000	5,211,000,000	6,793,000,000	7,175,000,000	6,431,000,000	2,174,000,000	1,569,000,000	1,390,000,000	1,449,000,000	1,529,000,000	1,578,000,000	795,000,000	799,000,000	4,970,000	679,000	558,000	764,000	488,000	581,000	507,000	989,000	734,000	725,000	719,000	859,000	999,000	1,069,000	876,000	990,000	1,061,000	1,071,000	1,462,000	1,451,000	1,729,000	1,765,000	1,800,000	1,820,000	1,874,000	20,267,000,000	19,386,000,000	19,937,000,000	21,114,000,000	18,673,000,000	17,256,000,000	17,715,000,000	14,975,000,000	14,623,000,000	33,934,000,000	21,299,000,000
total assets	18,499,000,000	18,446,000,000	18,939,000,000	16,186,000,000	15,783,000,000	14,775,000,000	14,196,000,000	13,427,000,000	13,144,000,000	12,657,000,000	12,776,000,000	12,815,000,000	12,895,000,000	14,490,000,000	14,204,000,000	21,661,000,000	23,308,000,000	24,713,000,000	24,165,000,000	21,755,000,000	17,300,000,000	17,613,000,000	18,305,000,000	18,478,000,000	18,405,000,000	17,646,000,000	16,973,000,000	17,728,000,000	610,563,000	608,925,000	614,121,000	732,738,000	717,027,000	747,631,000	736,190,000	661,975,000	668,347,000	674,117,000	685,060,000	710,224,000	717,637,000	732,630,000	156,139,000	168,807,000	250,449,000	274,230,000	267,638,000	273,965,000	297,316,000	310,498,000	339,916,000	397,069,000	407,739,000	312,219,000,000	319,985,000,000	346,288,000,000	348,877,000,000	350,884,000,000	348,667,000,000	343,839,000,000	333,622,000,000	323,533,000,000	286,631,000,000	283,203,000,000
liabilities and stockholders’ equity
unsecured senior notes	4,902,000,000	4,896,000,000	4,891,000,000	4,885,000,000	4,141,000,000	4,137,000,000	3,151,000,000	3,147,000,000	2,676,000,000	2,675,000,000	2,673,000,000	2,673,000,000	2,672,000,000	2,670,000,000	2,670,000,000	2,076,000,000	2,075,000,000	2,074,000,000	2,074,000,000	2,167,000,000	2,261,000,000	2,259,000,000	2,366,000,000	2,464,000,000	2,462,000,000	2,461,000,000	2,459,000,000	2,457,000,000
advance, warehouse and msr facilities	6,161,000,000	6,313,000,000	6,495,000,000	4,379,000,000	4,925,000,000	4,087,000,000	4,302,000,000	3,545,000,000	3,512,000,000
payables and other liabilities	1,956,000,000	1,949,000,000	2,322,000,000	1,841,000,000	1,684,000,000	1,691,000,000	1,995,000,000	1,964,000,000	2,395,000,000	2,550,000,000	2,633,000,000	2,428,000,000	2,223,000,000	2,203,000,000	2,392,000,000	3,537,000,000	4,895,000,000	7,140,000,000	7,392,000,000	6,590,000,000	2,460,000,000	1,965,000,000	2,016,000,000	2,002,000,000	2,116,000,000	1,975,000,000
msr related liabilities - nonrecourse at fair value	381,000,000	398,000,000	418,000,000	443,000,000	439,000,000	455,000,000	466,000,000	467,000,000	482,000,000	512,000,000	528,000,000	539,000,000	556,000,000	845,000,000	778,000,000	842,000,000	888,000,000	957,000,000	967,000,000	1,091,000,000	1,173,000,000	1,285,000,000	1,348,000,000	1,328,000,000	1,472,000,000	1,343,000,000	1,216,000,000	1,123,000,000
total liabilities	13,400,000,000	13,556,000,000	14,126,000,000	11,548,000,000	11,189,000,000	10,370,000,000	9,914,000,000	9,123,000,000	9,065,000,000	8,671,000,000	8,719,000,000	8,710,000,000	8,858,000,000	10,513,000,000	10,837,000,000	18,401,000,000	19,958,000,000	21,809,000,000	21,661,000,000	19,414,000,000	15,155,000,000	15,547,000,000	16,074,000,000	16,711,000,000	16,727,000,000	15,885,000,000	15,028,000,000	15,650,000,000	20,859,000	17,301,000	16,816,000	14,598,000	32,900,000	37,853,000	39,841,000	101,686,000	87,088,000	110,912,000	173,069,000	203,969,000	203,145,000	140,550,000	67,909,000	71,211,000	151,667,000	193,014,000	202,509,000	216,452,000	239,134,000	249,878,000	275,526,000	322,871,000	338,840,000	288,009,000,000	295,407,000,000	319,319,000,000	322,419,000,000	324,753,000,000	322,511,000,000	316,223,000,000	311,026,000,000	301,183,000,000	266,190,000,000	262,142,000,000
commitments and contingencies
common stock at 0.01 par value - 300 million shares authorized, 93.2 million shares issued	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000
additional paid-in-capital	1,063,000,000	1,052,000,000	1,077,000,000	1,068,000,000	1,058,000,000	1,051,000,000	1,087,000,000	1,081,000,000	1,074,000,000	1,066,000,000	1,104,000,000	1,099,000,000	1,094,000,000	1,085,000,000	1,116,000,000	1,108,000,000	1,120,000,000	1,113,000,000	1,126,000,000	1,120,000,000	1,114,000,000	1,108,000,000	1,109,000,000	1,106,000,000	1,100,000,000	1,095,000,000	1,093,000,000	1,093,000,000
retained earnings	5,257,000,000	5,059,000,000	4,971,000,000	4,767,000,000	4,687,000,000	4,483,000,000	4,302,000,000	4,256,000,000	3,981,000,000	3,839,000,000	3,802,000,000	3,801,000,000	3,688,000,000	3,537,000,000	2,879,000,000	2,724,000,000	2,434,000,000	1,995,000,000	1,434,000,000	1,243,000,000	1,034,000,000	961,000,000	1,122,000,000	659,000,000	575,000,000	662,000,000	848,000,000	984,000,000	72,839,000	87,768,000	93,551,000	107,095,000	73,184,000																	-16,169,000	-12,353,000	-2,402,000	-7,701,000	21,571,000,000	21,233,000,000	20,939,000,000	20,385,000,000	20,134,000,000	20,190,000,000	19,675,000,000	19,289,000,000	18,887,000,000	16,064,000,000	15,482,000,000
treasury shares at cost - 29.2 million and 29.6 million shares, respectively	-1,222,000,000	-1,222,000,000
total stockholders’ equity	5,099,000,000	4,890,000,000	4,813,000,000	4,638,000,000	4,594,000,000	4,405,000,000	4,282,000,000	4,304,000,000	4,079,000,000	3,986,000,000	4,057,000,000	4,105,000,000	4,037,000,000	3,977,000,000	3,367,000,000	3,260,000,000	3,350,000,000	2,904,000,000	2,504,000,000	2,341,000,000	2,145,000,000	2,066,000,000	2,231,000,000	1,767,000,000	1,678,000,000	1,761,000,000	1,945,000,000		85,991,000	87,911,000	93,592,000	215,927,000	181,914,000	207,565,000	194,136,000	58,076,000	79,046,000	60,992,000	9,778,000															24,210,000,000	24,578,000,000	26,969,000,000	26,458,000,000	26,131,000,000	26,156,000,000	27,616,000,000	22,596,000,000	22,350,000,000	20,441,000,000	21,061,000,000
total liabilities and stockholders’ equity	18,499,000,000	18,446,000,000	18,939,000,000	16,186,000,000	15,783,000,000	14,775,000,000	14,196,000,000	13,427,000,000	13,144,000,000	12,657,000,000	12,776,000,000	12,815,000,000	12,895,000,000	14,490,000,000	14,204,000,000	21,661,000,000	23,308,000,000	24,713,000,000	24,165,000,000	21,755,000,000	17,300,000,000	17,613,000,000	18,305,000,000	18,478,000,000	18,405,000,000	17,646,000,000	16,973,000,000																											312,219,000,000	319,985,000,000	346,288,000,000	348,877,000,000	350,884,000,000	348,667,000,000	343,839,000,000	333,622,000,000	323,533,000,000	286,631,000,000	283,203,000,000
advances and other receivables, net of reserves of 117 and 112, respectively		1,061,000,000
advances and other receivables, net of reserves of 112 and 170, respectively			1,345,000,000
treasury shares at cost - 29.6 million and 28.6 million shares, respectively			-1,236,000,000
advances and other receivables, net of reserves of 115 and 170, respectively				940,000,000
treasury shares at cost - 29.2 million and 28.6 million shares, respectively				-1,198,000,000
advances and other receivables, net of reserves of 149 and 170, respectively					934,000,000
treasury shares at cost - 28.7 million and 28.6 million shares, respectively					-1,152,000,000
advances and other receivables, net of reserves of 144 and 170, respectively						914,000,000
treasury shares at cost - 28.5 million and 28.6 million shares, respectively						-1,130,000,000
advances and other receivables, net of reserves of 170 and 137, respectively							996,000,000
treasury shares at cost - 28.6 million and 24.0 million shares, respectively							-1,108,000,000
advances and other receivables, net of reserves of 164 and 137, respectively								758,000,000
treasury shares at cost - 27.4 million and 24.0 million shares, respectively								-1,034,000,000
advances and other receivables, net of reserves of 156 and 137, respectively									802,000,000
treasury shares at cost - 26.4 million and 24.0 million shares, respectively									-977,000,000
advances and other receivables, net of reserves of 148 and 137, respectively										933,000,000
advance and warehouse facilities										2,934,000,000	2,885,000,000	3,070,000,000	3,407,000,000	4,795,000,000	4,997,000,000	8,206,000,000	7,310,000,000	7,379,000,000	6,763,000,000	4,851,000,000
treasury shares at cost - 25.2 million and 24.0 million shares, respectively										-920,000,000
advances and other receivables, net of reserves of 137 and 167, respectively											1,019,000,000
treasury shares at cost - 24.0 million and 19.4 million shares, respectively											-850,000,000
total mr. cooper stockholders’ equity											4,057,000,000	4,105,000,000	4,036,000,000	3,976,000,000	3,366,000,000	3,259,000,000	3,349,000,000	2,903,000,000	2,503,000,000	2,340,000,000	2,149,000,000	2,070,000,000	2,232,000,000	1,766,000,000	1,676,000,000	1,758,000,000
non-controlling interests													1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000	-4,000,000	-4,000,000	-1,000,000	1,000,000	2,000,000	3,000,000	3,000,000
advances and other receivables, net of reserves of 143 and 167, respectively												831,000,000
preferred stock at 0.00001 - 10 million shares authorized, zero shares issued, zero shares outstanding; aggregate liquidation preference of zero
treasury shares at cost - 22.7 million and 19.4 million shares, respectively												-796,000,000
advances and other receivables, net of reserves of 150 and 167, respectively													892,000,000
treasury shares at cost - 21.6 million and 19.4 million shares, respectively													-747,000,000
advances and other receivables, net of reserves of 152 and 167, respectively														1,044,000,000
treasury shares at cost - 19.3 million and 19.4 million shares, respectively														-647,000,000
advances and other receivables, net of reserves of 167 and 208, respectively															1,228,000,000
assets of discontinued operations																3,722,000,000	4,935,000,000
liabilities of discontinued operations																3,740,000,000	4,790,000,000
preferred stock at 0.00001 - 10 million shares authorized, zero and 1.0 million shares issued, zero and 1.0 million shares outstanding, respectively; aggregate liquidation preference of zero and ten dollars, respectively
common stock at 0.01 par value - 300 million shares authorized, 93.2 million and 92.0 million shares issued, respectively															1,000,000	1,000,000	1,000,000	1,000,000
treasury shares at cost - 19.4 million and 2.6 million shares, respectively															-630,000,000
advances and other receivables, net of reserves of 172 and 208, respectively																909,000,000
treasury shares at cost - 18.1 million and 2.6 million shares, respectively																-574,000,000
advances and other receivables, net of reserves of 191 and 208, respectively																	837,000,000
preferred stock at 0.00001 - 10 million shares authorized, 1.0 million shares issued and outstanding, respectively; aggregate liquidation preference of ten dollars, respectively
treasury shares at cost - 7.1 million and 2.6 million shares, respectively																	-206,000,000	-206,000,000
mortgage servicing rights, 3,354 and 2,703 at fair value, respectively																		3,359,000,000
advances and other receivables, net of reserves of 206 and 208, respectively																		838,000,000
reverse mortgage interests, net of purchase discount of 93 and 127, respectively																		5,091,000,000
mortgage servicing liabilities																		38,000,000	41,000,000	44,000,000	48,000,000	53,000,000	61,000,000	69,000,000	80,000,000	90,000,000	71,000,000	79,000,000
other nonrecourse debt																		4,221,000,000	4,424,000,000	4,671,000,000	4,707,000,000	4,945,000,000	5,286,000,000	5,533,000,000	5,985,000,000	6,388,000,000	6,795,000,000	7,165,000,000
mortgage servicing rights, 2,703 and 3,496 at fair value, respectively																			2,708,000,000
advances and other receivables, net of reserves of 208 and 175, respectively																			940,000,000
reverse mortgage interests, net of purchase discount of 127 and 114, respectively																			5,253,000,000		5,709,000,000
preferred stock at 0.00001 par value - 10 million shares authorized, 1 million shares issued and outstanding, respectively; aggregate liquidation preference of ten dollars, respectively
common stock at 0.01 par value - 300 million authorized, 92.0 million and 91.1 million shares issued, respectively																			1,000,000
treasury shares at cost - 2.6 million and zero shares, respectively																			-58,000,000
mortgage servicing rights, 2,663 and 3,496 at fair value, respectively																				2,669,000,000
advances and other receivables, net of reserves of 191 and 175, respectively																				745,000,000
reverse mortgage interests, net of purchase discount of 125 and 114, respectively																				5,460,000,000
common stock at 0.01 par value - 300 million shares authorized, 92.0 million and 91.1 million shares issued, respectively																				1,000,000	1,000,000	1,000,000
treasury shares at cost - 1.2 million and zero shares, respectively																				-24,000,000
mortgage servicing rights, 2,757 and 3,496 at fair value, respectively																					2,763,000,000
advances and other receivables, net of reserves of 216 and 175, respectively																					668,000,000
advance facilities																					475,000,000	489,000,000	422,000,000	513,000,000	567,000,000	578,000,000	595,000,000	596,000,000
warehouse facilities																					4,031,000,000	4,551,000,000	4,575,000,000	4,802,000,000	4,045,000,000	3,050,000,000	2,349,000,000	2,888,000,000
preferred stock at 0.00001 - 10 million shares authorized, 1 million shares issued and outstanding, respectively; aggregate liquidation preference of ten dollars, respectively
mortgage servicing rights, 3,109 and 3,496 at fair value, respectively																						3,115,000,000
advances and other receivables, net of reserves of 193 and 175, respectively																						685,000,000
reverse mortgage interests, net of reserves of 3 and 3, respectively																						5,955,000,000
mortgage servicing rights, 3,496 and 3,665 at fair value, respectively																							3,502,000,000
advances and other receivables, net of reserves of 175 and 47, respectively																							988,000,000
reverse mortgage interests, net of reserves of 3 and 13, respectively																							6,279,000,000
mortgage loans held for investment at fair value																									114,000,000	118,000,000
common stock at 0.01 par value - 300 million authorized, 91.1 million and 90.8 million shares issued, respectively																							1,000,000
mortgage servicing rights, 3,339 and 3,665 at fair value, respectively																								3,346,000,000
advances and other receivables, net of reserves of 130 and 47, respectively																								967,000,000
reverse mortgage interests, net of reserves of 13 and 13, respectively																								6,662,000,000
deferred tax asset																								1,032,000,000	1,055,000,000	1,024,000,000	967,000,000	934,000,000
common stock at 0.01 par value - 300 million shares authorized, 91.1 million and 90.8 million shares issued, respectively																								1,000,000	1,000,000
mortgage servicing rights, 3,505 and 3,665 at fair value, respectively																									3,511,000,000
advances and other receivables, net of reserves of 98 and 47, respectively																									1,000,000,000
reverse mortgage interests, net of reserves of 8 and 13, respectively																									7,110,000,000	7,489,000,000
mortgage servicing rights, 3,481 and 3,665 at fair value, respectively																										3,488,000,000
advances and other receivables, net of reserves of 71 and 47, respectively																										1,147,000,000
common stock at 0.01 par value - 300 million shares authorized, 91.0 million and 90.8 million shares issued, respectively																										1,000,000
mortgage servicing rights, 3,665 and 2,937 at fair value, respectively																											3,676,000,000
advances and other receivables, net of reserves of 47 and 284, respectively																											1,194,000,000
reverse mortgage interests, net of reserves of 13 and 115, respectively																											7,934,000,000
mortgage loans held for investment																											119,000,000
payables and accrued liabilities																											1,543,000,000	1,342,000,000
preferred stock at 0.00001 and 0.01 par value - 10 million and 300 million shares authorized, 1 million and zero shares issued and outstanding for successor and predecessor, respectively; aggregate liquidation preference of ten and zero dollars for successor and predecessor, respectively
common stock at 0.01 and 0.01 par value - 300 million and 1 billion shares authorized, 90.8 million and 109.9 million shares issued for successor and predecessor, respectively																											1,000,000	1,000,000
treasury shares at cost, zero and 12.2 million shares for successor and predecessor, respectively
total mr. cooper stockholders’ equity and nationstar stockholders’ equity, respectively																											1,942,000,000
mortgage servicing rights, 3,485 and 2,937 at fair value, respectively																												3,500,000,000
advances and other receivables, net of reserves of 20 and 284, respectively																												1,174,000,000
reverse mortgage interests, net of reserves of 1 and 115, respectively																												8,886,000,000
mortgage loans held for investment, 122 and 0 at fair value, respectively																												122,000,000
liabilities and stockholders' equity
treasury shares at cost, zero and 12,187 thousand shares for successor and predecessor, respectively
total mr. cooper stockholders' equity and nationstar stockholders' equity, respectively																												2,078,000,000
total stockholders' equity																												2,078,000,000
total liabilities and stockholders' equity																												17,728,000,000
assets:
investments held in trust:
fixed-maturity securities																														249,000	1,518,000	9,022,000	22,362,000	27,158,000	29,206,000	29,495,000	29,764,000	31,585,000	32,571,000	32,140,000	39,241,000	45,816,000	52,578,000	55,710,000	60,496,000	130,317,000	145,904,000	172,372,000	177,407,000	197,948,000	201,660,000	208,512,000	283,676,000
cash equivalents held in trust																													708,000	940,000	4,199,000	6,804,000	7,503,000	3,205,000	2,176,000	2,329,000	2,819,000	2,076,000	3,687,000	5,353,000	6,961,000	8,838,000	11,122,000	10,444,000	6,615,000	37,891,000	33,093,000	12,303,000	11,419,000	15,879,000	17,019,000	94,698,000	22,771,000
total cash equivalents and investments held in trust																													708,000
accrued investment income																													48,000	61,000	59,000	109,000	168,000	215,000	187,000	253,000	235,000	266,000	235,000	283,000	295,000	371,000	476,000	731,000	920,000	1,100,000	1,110,000	1,449,000	1,779,000	1,609,000	1,698,000	1,640,000	2,650,000
liabilities, redeemable convertible preferred stock and stockholders’ equity
liabilities:
losses and loss adjustment reserves																													273,000	408,000	474,000	705,000	688,000	623,000	811,000	2,330,000	2,193,000	2,270,000	5,063,000	6,582,000	7,308,000	8,287,000	18,947,000	22,166,000	23,662,000	34,837,000	44,314,000	57,570,000	66,028,000	78,399,000	82,524,000	130,689,000	132,658,000
unearned premiums																															39,000	33,000	35,000	45,000	270,000	298,000	345,000	510,000	761,000	836,000	917,000	934,000	1,094,000	1,156,000	1,227,000	1,267,000	1,394,000	1,506,000	1,649,000	194,000	225,000	313,000	357,000
other liabilities																													20,586,000	16,893,000	16,303,000	13,774,000	13,530,000	13,817,000	14,063,000	13,731,000	13,875,000	13,990,000	14,357,000	25,339,000	13,767,000	29,202,000	3,021,000	508,000	457,000	520,000	1,218,000	473,000	438,000	599,000	536,000	1,045,000	4,116,000	9,212,000,000	9,694,000,000	9,035,000,000	9,501,000,000	8,926,000,000	8,069,000,000	7,895,000,000	5,478,000,000	4,627,000,000	19,274,000,000	8,315,000,000
redeemable convertible series b preferred stock, 0.00001 par value...																													503,713,000	503,713,000	503,713,000	502,213,000	502,213,000	502,213,000	502,213,000	502,213,000	502,213,000	502,213,000	502,213,000	502,213,000	502,213,000	502,213,000
stockholders’ equity:
convertible series a preferred stock, 0.00001 par value...
common stock, 0.00001 par value...																													2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000	2,000
additional paid-in capital																													13,150,000	141,000	39,000	108,830,000	108,728,000	108,555,000	108,415,000	108,241,000	108,066,000	107,921,000	107,757,000	107,589,000	107,407,000	107,012,000	106,628,000	106,421,000	106,308,000	106,064,000	77,142,000	77,042,000	76,833,000	76,787,000	76,741,000	76,598,000	76,598,000
total liabilities, redeemable convertible preferred stock and stockholders’ equity																													610,563,000	608,925,000	614,121,000	732,738,000	717,027,000	747,631,000	736,190,000	661,975,000	668,347,000	674,117,000	685,060,000
total investments held in trust																														1,189,000	5,717,000	15,826,000	29,865,000	30,363,000	31,382,000	31,824,000	32,583,000	33,661,000	36,258,000	37,493,000	46,202,000	54,654,000	63,700,000	66,154,000	67,111,000	168,208,000	178,997,000	184,675,000	188,826,000	213,827,000	218,679,000	303,210,000	306,447,000
derivative asset - embedded conversion feature																																111,877,000	73,298,000	98,680,000	80,651,000
notes payable - principal																																	18,226,000	18,423,000	18,774,000	19,558,000	20,450,000	20,450,000	21,743,000	28,808,000	29,173,000		31,220,000	30,330,000	108,265,000	107,431,000		102,181,000	116,435,000	115,701,000			133,380,000
notes payable - interest																																	198,000	200,000	203,000	212,000	222,000	222,000	236,000	312,000	316,000		338,000	329,000	1,173,000	1,164,000		1,107,000	1,261,000	1,253,000			1,445,000
losses payable																																29,000			53,000	10,000	133,000	208,000	405,000	146,000	431,000	411,000	696,000	642,000	800,000	1,426,000	2,517,000	2,281,000	1,981,000	2,384,000	2,140,000	2,832,000	3,693,000
accrued ceding commissions																																57,000	13,000	16,000	22,000	25,000	26,000	28,000	33,000	36,000	42,000	39,000	44,000	48,000	51,000	50,000	102,000	104,000	112,000	118,000	136,000	125,000	127,000
loss contract reserve																																	210,000	4,729,000	5,645,000	7,261,000	7,826,000
accumulated earnings																																		99,008,000	85,719,000
derivative liability - embedded conversion feature																																				58,261,000	42,018,000	64,973,000	120,848,000	132,144,000	141,425,000	58,967,000
accumulated																																				-50,167,000	-29,022,000	-46,931,000	-97,981,000	-103,549,000	-95,130,000	-17,147,000	-18,400,000	-8,827,000	-7,528,000
investments held in trust, at fair value:
fixed-maturity securities, at fair value																																					58,275,000	66,541,000	66,484,000	73,865,000	68,103,000	74,183,000	8,063,000	81,306,000	86,544,000	86,163,000	72,897,000	77,928,000	93,197,000	83,599,000	75,809,000	72,782,000	63,891,000
loss contract fair market value reserve																																						8,261,000	9,623,000	9,766,000	9,766,000	12,549,000	12,549,000	16,032,000	16,032,000	46,319,000	46,319,000	51,230,000	51,230,000	51,230,000	52,217,000	52,368,000	63,064,000
deferred offering costs																																											2,568,000	13,237,000	13,119,000	13,119,000	1,071,000
liabilities, redeemable convertible preferred stock and shareholders’ equity
shareholders’ equity:
total shareholders’ equity																																								4,042,000	12,279,000	89,867,000	88,230,000	97,596,000	98,782,000	81,216,000	65,129,000	57,513,000	58,182,000	60,620,000	64,390,000	74,198,000	68,899,000
total liabilities, redeemable convertible preferred stock and shareholders’ equity																																								710,224,000	717,637,000	732,630,000
notes payable – principal																																										29,838,000
notes payable – interest																																										323,000
liabilities and shareholders’ equity
convertible preferred stock, 0.00001 par value...
total liabilities and shareholders’ equity																																											156,139,000	168,807,000	250,449,000	274,230,000	267,638,000	273,965,000	297,316,000	310,498,000	339,916,000	397,069,000	407,739,000
accumulated deficit																																														-24,850,000	-12,015,000	-19,531,000	-18,653,000
notes payable—principal																																															105,502,000				136,272,000	134,047,000
notes payable—interest																																															1,143,000				1,476,000	1,452,000
preferred stock, 0.00001 par value...
federal funds sold and securities purchased under agreements to resell																																																						3,267,000,000	8,279,000,000	3,743,000,000	5,102,000,000	4,112,000,000	3,995,000,000	2,137,000,000	3,194,000,000	625,000,000
trading assets																																																						5,534,000,000	5,290,000,000	4,434,000,000	5,391,000,000	7,445,000,000	9,958,000,000	10,999,000,000
available-for-sale securities, total amortized cost of 28,934 and 25,073:
mortgage-backed securities																																																						19,810,000,000	15,939,000,000	18,063,000,000	22,353,000,000	21,438,000,000	21,388,000,000	20,648,000,000	17,161,000,000	14,396,000,000	14,352,000,000	24,875,000,000
investment securities																																																						8,530,000,000	6,900,000,000	6,915,000,000	6,664,000,000	6,358,000,000	5,586,000,000	4,011,000,000	3,603,000,000	4,852,000,000	22,831,000,000	20,292,000,000
total available-for-sale securities																																																						28,340,000,000	22,839,000,000	24,978,000,000	29,017,000,000	27,796,000,000	26,974,000,000	24,659,000,000	20,764,000,000	19,248,000,000
loans held for sale																																																						19,327,000,000	26,874,000,000	44,970,000,000	23,720,000,000	23,342,000,000	25,020,000,000	33,582,000,000	48,018,000,000	51,122,000,000	31,339,000,000	40,631,000,000
loans held in portfolio																																																						214,994,000,000	217,021,000,000	224,960,000,000	241,765,000,000	243,503,000,000	240,004,000,000	229,632,000,000	218,194,000,000	212,737,000,000	164,499,000,000	153,866,000,000
allowance for loan and lease losses																																																									-1,550,000,000				-1,264,000,000		-1,699,000,000	-1,680,000,000
investment in federal home loan banks																																																						1,596,000,000	2,230,000,000	2,705,000,000	3,013,000,000	3,500,000,000	4,200,000,000	4,257,000,000	4,228,000,000	4,194,000,000	3,429,000,000	3,596,000,000
mortgage servicing rights																																																						7,231,000,000	6,507,000,000	6,193,000,000	6,288,000,000	9,162,000,000	8,736,000,000	8,041,000,000	7,042,000,000	5,730,000,000	5,870,000,000	4,598,000,000
goodwill																																																						9,056,000,000	9,052,000,000	9,050,000,000	8,368,000,000	8,339,000,000	8,298,000,000	8,298,000,000	6,196,000,000	6,196,000,000	6,253,000,000	6,253,000,000
liabilities
deposits:
noninterest-bearing deposits																																																						33,557,000,000	34,367,000,000	33,386,000,000	34,667,000,000	35,457,000,000	36,531,000,000	34,014,000,000	36,850,000,000	35,518,000,000	39,197,000,000	46,505,000,000
interest-bearing deposits																																																						167,823,000,000	175,842,000,000	180,570,000,000	176,215,000,000	169,101,000,000	163,471,000,000	159,153,000,000	153,562,000,000	148,799,000,000	124,944,000,000	119,952,000,000
total deposits																																																						201,380,000,000	210,209,000,000	213,956,000,000	210,882,000,000	204,558,000,000	200,002,000,000	193,167,000,000	190,412,000,000	184,317,000,000	164,141,000,000	166,457,000,000
federal funds purchased and commercial paper																																																						3,390,000,000	563,000,000	4,778,000,000	5,282,000,000	6,138,000,000	6,841,000,000	7,081,000,000	7,229,000,000	5,864,000,000	4,140,000,000	3,579,000,000
securities sold under agreements to repurchase																																																						9,357,000,000	8,323,000,000	11,953,000,000	13,665,000,000	19,866,000,000	15,471,000,000	15,532,000,000	14,508,000,000	14,089,000,000	20,468,000,000	22,964,000,000
advances from federal home loan banks																																																						21,412,000,000	24,735,000,000	44,297,000,000	47,247,000,000	55,311,000,000	65,283,000,000	68,771,000,000	69,405,000,000	71,534,000,000	43,743,000,000	46,127,000,000
other borrowings																																																						40,313,000,000	39,430,000,000	32,852,000,000	33,883,000,000	27,995,000,000	24,872,000,000	23,777,000,000	23,994,000,000	20,752,000,000	14,424,000,000	14,700,000,000
minority interests																																																						2,945,000,000	2,453,000,000	2,448,000,000	1,959,000,000	1,959,000,000	1,973,000,000
stockholders’ equity
preferred stock, no par value: 600 shares authorized, 500 shares issued and outstanding																																																						492,000,000	492,000,000
common stock
capital surplus – common stock																																																						2,715,000,000	3,121,000,000	5,825,000,000	5,761,000,000	6,596,000,000	6,414,000,000	8,176,000,000	3,451,000,000	3,449,000,000	4,796,000,000
accumulated other comprehensive loss																																																									-180,000,000				-144,000,000
available-for-sale securities, total amortized cost of 22,921 and 25,073:
loans held in portfolio, net of allowance for loan and lease losses																																																							215,481,000,000
available-for-sale securities, total amortized cost of 25,073 and 24,810:
total loans held in portfolio, net of allowance for loan and lease losses																																																								223,330,000,000	240,215,000,000	241,840,000,000	238,362,000,000	227,937,000,000	216,930,000,000	211,494,000,000	162,800,000,000	152,186,000,000
preferred stock, no par value: 600 and zero shares authorized, 500 and zero shares issued and outstanding																																																								492,000,000	492,000,000
available-for-sale securities, total amortized cost of 29,136 and 24,810:
available-for-sale securities, total amortized cost of 28,504 and 24,810:
available-for-sale securities, total amortized cost of 27,424 and 24,810:
available-for-sale securities, total amortized cost of 24,810 and 19,047:
trading securities																																																													7,351,000,000	5,687,000,000
available-for-sale securities, total amortized cost of 20,757 and 19,047:
available-for-sale securities, total amortized cost of 18,999 and 19,047:
accumulated other comprehensive income																																																														14,000,000	-419,000,000	386,000,000
federal funds sold and securities purchased under resale agreements																																																															12,000,000	2,085,000,000
available-for-sale securities, total amortized cost of 36,916 and 42,592:
available-for-sale securities, total amortized cost of 43,306 and 42,592:
capital surplus—common stock																																																																5,193,000,000

Cashflow Statements:

Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-08-01	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2003-09-30

operating activities
net income	198,000,000	88,000,000	204,000,000	80,000,000	204,000,000	181,000,000	46,000,000	275,000,000	142,000,000	37,000,000	1,000,000	113,000,000	151,000,000	658,000,000	155,000,000	299,000,000	439,000,000	561,000,000	191,000,000	214,000,000	73,000,000	-171,000,000						-1,996,000	-5,583,000	-8,994,000	38,411,000	-21,324,000	17,789,000	140,386,000	-16,645,000	22,409,000	55,550,000	10,068,000	-3,919,000	-73,483,000	5,501,000	-1,299,000	17,322,000	-3,380,000	7,516,000	-878,000	-2,484,000	-3,816,000	830,000,000	784,000,000	35,581,506,000,000	749,000,000	767,000,000	985,000,000	1,014,000,000
adjustments to reconcile net income to net cash attributable to operating activities:
deferred tax expense	68,000,000	13,000,000	85,000,000	35,000,000	75,000,000	46,000,000	27,000,000	62,000,000	50,000,000	-4,000,000	9,000,000	39,000,000	44,000,000	197,000,000	24,000,000
net gain on mortgage loans held for sale	-136,000,000	-120,000,000	-117,000,000	-136,000,000	-98,000,000	-86,000,000	-59,000,000	-142,000,000	-84,000,000	-69,000,000	-48,000,000	-115,000,000	-139,000,000	-297,000,000	-418,000,000	-572,000,000	-582,000,000	-679,000,000	-716,000,000	-645,000,000	-618,000,000	-331,000,000	-310,000	427,212,000	-262,000,000	-166,000,000
provision for servicing and non-servicing reserves	22,000,000	14,000,000	5,000,000	8,000,000	-4,000,000	15,000,000	14,000,000	8,000,000	9,000,000	9,000,000	8,000,000	11,000,000	5,000,000	6,000,000	6,000,000
fair value changes in mortgage servicing rights	223,000,000	505,000,000	-421,000,000	633,000,000	71,000,000	-10,000,000	343,000,000	-99,000,000	9,000,000	230,000,000	170,000,000	-56,000,000
fair value changes in msr related liabilities	-3,000,000	-5,000,000	-8,000,000	20,000,000	0	6,000,000	20,000,000	4,000,000	-12,000,000	6,000,000	8,000,000	3,000,000	32,000,000	99,000,000	-26,000,000	-9,000,000	-29,000,000	31,000,000
depreciation and amortization for property and equipment and intangible assets	11,000,000	18,000,000	19,000,000	9,000,000	8,000,000	8,000,000	10,000,000	10,000,000	9,000,000	9,000,000	8,000,000	9,000,000	9,000,000	11,000,000	12,000,000	14,000,000	15,000,000	16,000,000	18,000,000	19,000,000	18,000,000	19,000,000	24,000	-44,933,000	24,000,000	21,000,000
loss on msr hedging activities	29,000,000	-209,000,000	581,000,000	-289,000,000	103,000,000	122,000,000	-176,000,000	192,000,000	111,000,000	-59,000,000	3,000,000
loss on msr and excess yield sales	-3,000,000	15,000,000
other operating activities	26,000,000	32,000,000	34,000,000	25,000,000	27,000,000	18,000,000	17,000,000	54,000,000	4,000,000	30,000,000	21,000,000	36,000,000	18,000,000	21,000,000	24,000,000	12,000,000	11,000,000	13,000,000
sales proceeds and loan payment proceeds for mortgage loans held for sale	10,078,000,000	8,478,000,000	9,630,000,000	6,916,000,000	3,751,000,000	3,195,000,000	2,943,000,000	4,345,000,000	3,911,000,000	2,931,000,000	4,024,000,000	5,930,000,000	9,783,000,000	14,727,000,000	22,567,000,000	22,025,000,000	25,771,000,000	27,152,000,000
mortgage loans originated and purchased for sale, net of fees	-9,491,000,000	-8,353,000,000	-9,358,000,000	-6,878,000,000	-3,844,000,000	-2,942,000,000	-2,701,000,000	-3,511,000,000	-3,833,000,000	-2,760,000,000	-3,189,000,000	-5,750,000,000	-7,772,000,000	-11,598,000,000	-17,177,000,000	-19,947,000,000	-22,346,000,000	-25,214,000,000	-24,524,000,000	-15,599,000,000	-10,735,000,000	-12,375,000,000	-12,584,000	15,699,327,000	-10,010,000,000	-5,717,000,000
repurchases of loan assets out of ginnie mae securitizations	-402,000,000	-545,000,000	-499,000,000	-427,000,000	-358,000,000	-386,000,000	-250,000,000	-437,000,000	-325,000,000	-222,000,000	-163,000,000
changes in assets and liabilities:
advances and other receivables	-96,000,000	262,000,000	-377,000,000	-25,000,000	-27,000,000	56,000,000	-263,000,000	94,000,000	121,000,000	76,000,000	-202,000,000	44,000,000	142,000,000	169,000,000	-339,000,000	-89,000,000	-43,000,000	91,000,000	-205,000,000	-85,000,000	13,000,000	300,000,000	-37,000	-248,735,000	129,000,000	120,000,000
other assets	-118,000,000	295,000,000	-284,000,000	249,000,000	-15,000,000	-56,000,000	131,000,000	-98,000,000	-105,000,000	66,000,000	-9,000,000	283,000,000	103,000,000	-99,000,000	-5,000,000	-55,000,000	31,000,000	70,000,000	4,859,000,000	-4,181,000,000	-525,000,000	-91,000,000	70,000	118,008,000	98,000,000	-216,000,000	-10,588,000	-4,291,000	-121,000	206,000	-276,000	93,000	-74,000	482,000	-255,000	-9,000	-6,000	140,000	140,000	70,000	-193,000	71,000	10,000	391,000	-11,000	278,000	36,000	35,000
payables and other liabilities	-108,000,000	-261,000,000	-316,000,000	-10,000,000	-34,000,000	-151,000,000	16,000,000	-41,000,000	14,000,000	-120,000,000	-18,000,000	-96,000,000	-183,000,000	67,000,000	2,000,000	-6,000,000	-121,000,000	134,000,000	-4,915,000,000	4,138,000,000	672,000,000	-255,000,000	-16,000	-31,069,000	248,000,000	-217,000,000
net cash attributable to operating activities	298,000,000	227,000,000	-803,000,000	215,000,000	-164,000,000	28,000,000	124,000,000	623,000,000	-11,000,000	160,000,000	623,000,000	562,000,000	1,656,000,000	926,000,000	3,402,000,000	-656,000,000	-38,000,000	-76,000,000	-1,547,000,000	-188,000,000	1,356,000,000	710,000,000	730,000	51,972,000	-337,000,000	285,000,000
investing activities
property and equipment additions, net of disposals	-13,000,000	-13,000,000	-11,000,000	-11,000,000	-8,000,000	-8,000,000	-2,000,000	-6,000,000	-5,000,000	-5,000,000	-3,000,000	-5,000,000	-6,000,000	-3,000,000	-8,000,000	-7,000,000	-12,000,000	-14,000,000	-14,000,000	-17,000,000	-14,000,000	-12,000,000	-11,000	26,962,000	-17,000,000	-10,000,000
purchase of mortgage servicing rights	-202,000,000	-149,000,000	-139,000,000	-269,000,000	-758,000,000	-740,000,000	-777,000,000	-232,000,000	-727,000,000	-114,000,000	-338,000,000	-106,000,000	-186,000,000	-965,000,000
proceeds on sale of mortgage servicing rights and excess yield	89,000,000	159,000,000	271,000,000	56,000,000	223,000,000	38,000,000	43,000,000	248,000,000
other investing activities	0	-21,000,000	-10,000,000	0	-15,000,000	-5,000,000	-12,000,000	0	0	-3,000,000					1,000,000	18,000,000
net cash attributable to investing activities	-126,000,000	-24,000,000	-1,200,000,000	-224,000,000	-558,000,000	-715,000,000	-748,000,000	-512,000,000	-469,000,000	-107,000,000	-335,000,000	-102,000,000	79,000,000	-964,000,000	181,000,000	1,258,000,000	-165,000,000	-82,000,000	-96,000,000	-24,000,000	-18,000,000	4,000,000	-59,000	241,721,000	-260,000,000	18,000,000
financing activities
increase in advance, warehouse and msr facilities			2,113,000,000	-537,000,000	836,000,000	-215,000,000	758,000,000	-13,000,000
settlements and repayment of excess spread financing	-15,000,000	-15,000,000	-17,000,000	-16,000,000	-16,000,000	-17,000,000	-21,000,000	-19,000,000	-18,000,000	-22,000,000
issuance of unsecured senior notes				750,000,000	0	1,000,000,000
repurchase of common stock			-38,000,000	-46,000,000	-24,000,000	-39,000,000	-72,000,000	-58,000,000	-57,000,000	-89,000,000	-54,000,000	-50,000,000	-100,000,000	-35,000,000	-56,000,000	-368,000,000	0	-148,000,000	-34,000,000																																0			-2,108,000,000	-458,000,000
other financing activities	-1,000,000	-25,000,000	-1,000,000	-27,000,000	-5,000,000	-47,000,000	-5,000,000	-4,000,000	-4,000,000	-28,000,000	-11,000,000	-5,000,000	-1,000,000	-23,000,000	-9,000,000	-9,000,000	-2,000,000	-22,000,000
net cash attributable to financing activities	-171,000,000	-226,000,000	2,057,000,000	124,000,000	791,000,000	682,000,000	660,000,000	-94,000,000	500,000,000	-88,000,000	-264,000,000	-411,000,000	-1,815,000,000	-294,000,000	-3,456,000,000	-594,000,000	174,000,000	180,000,000	1,381,000,000	86,000,000	-882,000,000	-481,000,000	-701,000	-281,612,000	626,000,000	-344,000,000
net increase in cash, cash equivalents, and restricted cash				115,000,000										-332,000,000		8,000,000	-29,000,000	22,000,000		-126,000,000	456,000,000	233,000,000
cash, cash equivalents, and restricted cash - beginning of period	0	973,000,000		0	0	740,000,000		0	0	702,000,000		0	0	1,041,000,000		0	0	913,000,000		0	0	612,000,000		-560,439,000	0	561,000,000
cash, cash equivalents, and restricted cash - end of period	1,000,000	950,000,000		115,000,000	69,000,000	735,000,000		17,000,000	20,000,000	667,000,000		49,000,000	-80,000,000	709,000,000		8,000,000	-29,000,000	935,000,000		-126,000,000	456,000,000	845,000,000		-548,358,000	29,000,000	520,000,000
supplemental disclosures of non-cash investing activities
purchase of mortgage servicing rights holdback payable	6,000,000	2,000,000		-35,000,000
sale of mortgage servicing rights holdback receivable	0	9,000,000		3,000,000
decrease in advance, warehouse and msr facilities		-186,000,000
net decrease in cash, cash equivalents, and restricted cash		-23,000,000				-5,000,000			20,000,000	-35,000,000															29,000,000	-41,000,000
adjustment/recognition of bargain purchase gain			0
gain on disposition of assets											0	0	0	-223,000,000
acquisitions of business, net of cash acquired							0
asset acquisition transactions
issuance of unsecured senior debt																			650,000,000	850,000,000	0	600,000,000
net increase in cash, cash equivalents and restricted cash
cash, cash equivalents and restricted cash - beginning of year
cash, cash equivalents and restricted cash - end of year
supplemental disclosures of cash activities
cash paid for interest expense on unsecured senior notes, excess spread financing, and advance, warehouse and msr facilities
net cash (refund) paid for income taxes
gain on msr and excess yield sales				1,000,000
acquisition of assets							0	0
loss on msr sales						12,000,000	6,000,000
purchase of mortgage servicing rights holdback						48,000,000
sale of mortgage servicing rights holdback						2,000,000
less: net loss from discontinued operations
net income from continuing operations											1,000,000	113,000,000	151,000,000	658,000,000	170,000,000	310,000,000
bargain purchase gain							0
gain on sale of business															-34,000,000	-7,000,000
net cash attributable to operating activities - continuing operations											623,000,000	562,000,000	1,656,000,000	926,000,000	3,390,000,000	-822,000,000
net cash attributable to operating activities - discontinued operations															12,000,000	166,000,000
sale of business, net of cash divested															33,000,000
net cash attributable to investing activities - continuing operations											-335,000,000	-102,000,000	79,000,000	-964,000,000	-417,000,000	229,000,000
net cash attributable to investing activities - discontinued operations															598,000,000
retirement of preferred stock															0
net cash attributable to financing activities - continuing operations											-264,000,000	-411,000,000	-1,815,000,000	-294,000,000	-2,725,000,000	461,000,000
net cash attributable to financing activities - discontinued operations															-731,000,000	-1,055,000,000
cash paid for interest expense from unsecured senior notes, excess spread financing, and advance, warehouse and msr facilities
net cash paid for income taxes
supplemental disclosures of non-cash investing and financing activities
excise tax from repurchase of common stock
equity consideration received from disposition of assets													0	250,000,000
equity consideration received from sale of business															5,000,000
mortgage servicing rights sales price holdback
gain on msr sales
proceeds on sale of mortgage servicing rights										15,000,000		9,000,000	271,000,000	4,000,000
increase in advance and warehouse facilities										51,000,000	-180,000,000	-336,000,000	-1,393,000,000	-204,000,000	-3,222,000,000	903,000,000	434,000,000	613,000,000
loss on redemption of unsecured senior notes																			86,000,000
proceeds on sale of servicing rights
proceeds from issuance of excess spread financing
redemption and repayment of unsecured senior notes and notes payable
cash, cash equivalents and restricted cash - beginning of period
cash, cash equivalents and restricted cash - end of period
cash paid for interest expense																			26,000,000	91,000,000	0	89,000,000	8,000	-73,834,000	0	74,000,000
less: net income from discontinued operations															-15,000,000	-11,000,000
adjustments to reconcile net income from continuing operations to net cash attributable to operating activities:
repayments of excess spread financing												-1,000,000
settlements of excess spread financing												-19,000,000
repurchases of forward loan assets out of ginnie mae securitizations													-437,000,000	-2,249,000,000	-1,626,000,000	-2,718,000,000	-3,557,000,000	-2,255,000,000	-1,649,000,000	-1,081,000,000	-1,173,000,000	-919,000,000	-1,072,000	713,177,000	-351,000,000	-364,000,000
forward mortgage servicing rights sales price holdback															0
consideration from sale of business
fair value changes and amortization of mortgage servicing rights														-563,000,000	210,000,000	106,000,000
settlements and repayments of excess spread financing														-32,000,000		-37,000,000	-40,000,000	-41,000,000		-49,000,000	-52,000,000	-58,000,000
acquisitions, net of cash acquired																							0	84,915,000	0	-85,000,000
purchase of forward mortgage servicing rights															-491,000,000	-214,000,000	-148,000,000	-69,000,000
proceeds on sale of forward mortgage servicing rights															48,000,000	0	12,000,000	1,000,000
settlement and repayment of excess spread financing
redemption and repayment of unsecured senior notes																				-988,000,000	0	-698,000,000
deferred tax benefit																	108,000,000	112,000,000	4,000,000	48,000,000	19,000,000	-68,000,000
benefit from servicing and non-servicing reserves																	8,000,000	13,000,000	4,000,000	7,000,000
interest income on participating interests in reverse mortgages																		-40,000,000
fair value changes and amortization/accretion of mortgage servicing rights/liabilities																		-301,000,000	318,000,000	259,000,000	473,000,000	526,000,000	7,000	-694,002,000	316,000,000	379,000,000
reverse mortgage interests																		220,000,000	262,000,000	280,000,000	351,000,000	400,000,000	492,000	-1,054,300,000	442,000,000	614,000,000
repayment of hecm securitizations																		-37,000,000	-57,000,000	-340,000,000	-69,000,000	-99,000,000	-302,000	433,432,000	-307,000,000	-127,000,000
proceeds from issuance of participating interest financing in reverse mortgage interests																		34,000,000	42,000,000	40,000,000	44,000,000	55,000,000		-155,780,000	70,000,000	86,000,000
repayment of participating interest financing in reverse mortgage interests																		-219,000,000	-251,000,000	-247,000,000	-268,000,000	-330,000,000		1,002,528,000	-510,000,000	-494,000,000
proceeds from the issuance of excess spread financing																				0	0	24,000,000		-436,531,000	192,000,000	245,000,000
interest income on reverse mortgage loans																			-42,000,000	-41,000,000	-55,000,000	-62,000,000	-66,000
amortization of premiums, net of discount accretion																			12,000,000	11,000,000	11,000,000	23,000,000	6,000	24,962,000	-27,000,000	2,000,000
share-based compensation																			6,000,000	6,000,000	6,000,000	4,000,000	4,000	-8,986,000	5,000,000	4,000,000
other gain
sales proceeds and loan payment proceeds for mortgage loans held for sale and held for investment																			24,815,000,000	16,434,000,000	12,882,000,000	13,724,000,000	14,032,000	-15,401,084,000	9,232,000,000	6,197,000,000
increases (decrease) in advance and warehouse facilities
proceeds from issuance and sale of hecm securitizations
debt financing costs																			-10,000,000	-23,000,000	-8,000,000	-12,000,000	-3,000	995,000	0	-1,000,000
net cash paid (refunded) for income taxes																			36,000,000	37,000,000
fair value changes in excess spread financing																				-31,000,000	-66,000,000	-35,000,000	21,000	73,810,000	-5,000,000	-69,000,000
fair value changes in mortgage servicing rights financing liability																				-2,000,000	6,000,000	6,000,000	-10,000	-10,985,000	9,000,000	2,000,000
fair value changes in mortgage loans held for investment																							0
other loss																				9,000,000	1,000,000	7,000,000	6,000
purchase of forward mortgage servicing rights, net of liabilities incurred																				-8,000,000	-4,000,000	-27,000,000	-93,000	408,546,000	-279,000,000	-130,000,000
proceeds on sale of forward and reverse mortgage servicing rights																				1,000,000	0	43,000,000	45,000	-278,702,000	36,000,000	243,000,000
repayment of notes payable																							0	293,706,000	0	-294,000,000
proceeds from hecm securitizations
proceeds from sale of hecm securitizations																							0	-19,980,000	0	20,000,000
repayment of nonrecourse debt – legacy assets																								5,971,000	-3,000,000	-3,000,000
repayment of finance lease liability																				0	0	-1,000,000	-1,000	1,997,000	-1,000,000	-1,000,000
surrender of shares relating to stock vesting																				0	0	-5,000,000	-1,000	1,999,000	0	-2,000,000
increase in warehouse facilities																					-519,000,000	-25,000,000	-226,000	-1,171,070,000	866,000,000	307,000,000
increase in advance facilities																					-10,000,000	68,000,000	-91,000
benefit from reserves																						8,000,000
deferred tax (benefit) expense																									-29,000,000	-47,000,000
gain on sale of assets
msl related increased obligation
benefit from servicing reserves																							13,000	-29,947,000	19,000,000	11,000,000
net payment related to acquisition of hecm related receivables
net proceeds from acquisition of reverse mortgage servicing portfolio and hecm-related receivables
proceeds on sale of assets
purchase of cost-method investments
proceeds from issuance of hecm securitizations																							353,000	-397,602,000
proceeds from issuance of participating interest financing
repayment of participating interest financing
repayment of excess spread financing																							-8,000	11,981,000
settlement of excess spread financing																							-56,000	106,837,000	-57,000,000	-50,000,000
repayment of nonrecourse debt - legacy assets
proceeds from non-controlling interests
dividends to non-controlling interests
net increase in cash and cash equivalents
cash and cash equivalents - beginning of period
cash and cash equivalents - end of period
net income attributable to successor/predecessor																								272,811,000	-87,000,000	-186,000,000
net income attributable to non-controlling interests																								998,000
repurchase of unsecured senior notes
net cash (refunded) paid for income taxes																								996,000
interest income on reverse mortgage loan																									-85,000,000	-82,000,000
fair value changes in mortgage loan held for investment																									-2,000,000	-1,000,000
decrease in advance facilities																									-10,000,000	-30,000,000
reverse mortgage loan interest income
excess tax deficiency from share-based compensation
payables and accrued liabilities
acquisition, net of cash acquired
net proceeds from acquisition of reverse mortgage servicing portfolio and hecm related receivables
the following table provides a reconciliation of cash, cash equivalents and restricted cash to amount reported within the consolidated balance sheets.
cash and cash equivalents
restricted cash																															-1,762,000	-1,516,000	-595,000	-431,000	88,000	-1,265,000	-299,000
total cash, cash equivalents, and restricted cash
cash flows from operating activities:
adjustments to reconcile net income to net cash from operating activities:
amortization of premium or discount on fixed maturity securities																												6,000	7,000	8,000	32,000	45,000	31,000	-20,000	74,000	51,000	122,000	120,000	131,000	144,000	179,000
net realized (gain) loss on sale of investments																																								-81,000	-186,000	-19,000	-389,000	-27,000	821,000	767,000	121,000	-134,000
unrealized gain on trading securities																												-17,000	2,000			-2,000	-21,000
loss on derivative embedded conversion feature
equity-based compensation																												76,000	102,000	102,000	102,000	173,000	140,000	174,000	175,000
accrued investment income																												13,000	-2,000	50,000	59,000	47,000	-28,000	66,000			-31,000	48,000	12,000	76,000	105,000	189,000	180,000	10,000	339,000	330,000	-170,000	89,000
cash equivalents held in trust																												232,000	3,259,000	2,605,000	699,000	-4,298,000	-1,029,000	153,000	490,000	-743,000	1,611,000
losses and loss adjustment reserves																												-135,000	-66,000	-231,000	17,000	65,000	-188,000	-1,519,000	137,000	-77,000	-2,793,000	-1,519,000	-726,000	-979,000	-10,660,000	-1,496,000	-11,175,000	-9,477,000	-13,256,000	-8,458,000	-12,371,000	-4,125,000
losses payable																														-29,000	29,000	0	-53,000	43,000	-123,000	-75,000	-197,000	259,000	-285,000	20,000	-285,000	-158,000	-626,000	-1,091,000	236,000	300,000	-403,000	244,000
unearned premiums																												0	-39,000	6,000	-2,000	-10,000	-225,000	-28,000	-47,000	-165,000	-251,000	-75,000	-81,000	-17,000	-160,000	-71,000	-40,000	-127,000	-112,000	-143,000	1,455,000	-31,000
accrued ceding commission expense																														-57,000	44,000	-3,000	-6,000	-3,000	-1,000	-2,000	-5,000	-3,000	-6,000	3,000	-5,000	-3,000	1,000	-52,000	-2,000	-8,000	-6,000	-18,000
accrued interest on notes payable																														0	-198,000	-2,000	-3,000	-9,000	-10,000	0	-14,000	-76,000	-4,000	-7,000	-15,000	-844,000	9,000	21,000	36,000	-154,000	8,000	-223,000
loss contract reserve																														0	-210,000	-4,519,000	-916,000	-1,616,000	-565,000
other liabilities																												3,693,000	3,890,000	4,029,000	244,000	-287,000	-246,000	332,000	-144,000	-115,000	-367,000	-10,982,000	11,572,000	-401,000	715,000	51,000	-63,000	-698,000	745,000	35,000	-161,000	63,000
total adjustments																												-429,000	7,036,000	13,557,000	-39,809,000	15,193,000	-21,240,000	-141,169,000	16,110,000	-25,655,000	-59,430,000	-10,612,000	3,561,000	97,873,000	-612,162,000	74,619,000	-89,761,000	-15,247,000	-37,812,000	-4,688,000	-5,539,000	22,404,000
net cash from operating activities																												-2,425,000	1,453,000	4,563,000	-1,398,000	-6,131,000	-3,451,000											-18,627,000	-30,296,000	-5,566,000	-8,023,000	18,588,000	3,455,000,000	300,000,000				3,548,000,000
capital expenditures																												0	0	0	0	0	0											0	0	0	0	0	0	0				0
free cash flows																												-2,425,000	1,453,000	4,563,000	-1,398,000	-6,131,000	-3,451,000											-18,627,000	-30,296,000	-5,566,000	-8,023,000	18,588,000	3,455,000,000	300,000,000				3,548,000,000
cash flows from investing activities:
purchase of investments																														-1,000	1,000	0	-19,974,000	-49,970,000	-60,703,000	-59,777,000	-9,989,000	-67,296,000	-72,146,000	-29,780,000	-100,472,000	-89,800,000	-91,543,000	-249,770,000	-133,508,000	-117,706,000	-102,874,000	-76,895,000
proceeds from sales and maturities of investments																												3,170,000	494,000	6,744,000	13,615,000	25,150,000	47,513,000	55,499,000	66,143,000	69,854,000	10,923,000	73,979,000	73,368,000	42,175,000	41,045,000	99,168,000	160,509,000	251,655,000	164,122,000	137,177,000	109,325,000	71,651,000
net cash from investing activities																												3,170,000	494,000	6,743,000	13,616,000	25,150,000	27,539,000	5,529,000	5,440,000									1,885,000	30,614,000	19,471,000	6,451,000	-5,244,000
cash flows from financing activities:
fees incurred and paid relating to preferred stock issuance																												0	-2,500,000
redeemable convertible series b preferred stock dividends																												0	-1,000,000	-4,550,000	-4,500,000	-4,500,000	-4,500,000	-4,500,000
notes payable – principal repayments																														0	-18,226,000	-197,000	-351,000	-784,000	-892,000	0	-1,293,000	-7,065,000	-365,000	-665,000	-2,300,000					-15,012,000	0	-21,282,000
net cash from financing activities																												0	-3,500,000	-4,550,000	-22,726,000	-4,697,000	-4,851,000	-5,284,000	-5,392,000									9,219,000	3,321,000	-14,254,000	734,000	-20,571,000
increase in cash and cash equivalents																												745,000	-1,553,000	6,756,000	-10,508,000	14,322,000	19,237,000								-75,244,000			-7,523,000	3,639,000	-349,000	-838,000	-7,227,000			2,468,307,000,000	2,593,000,000	-1,660,000,000	2,121,000,000	-1,577,000,000
cash, cash equivalents and restricted cash, beginning of period																												0	605,645,000
cash, cash equivalents and restricted cash, end of period																												745,000	604,092,000
supplementary disclosure of cash flow information:
cash paid during the period:
interest																														0	777,000	604,000	610,000	639,000	636,000	665,000	707,000	936,000	942,000	958,000	51,000	937,000	2,657,000	1,500,000	1,000	2,962,000	3,026,000	3,718,000
supplementary disclosure of non-cash investing and financing activities:
value of common stock issued to satisfy series b dividends
net realized loss on sale of investments																													4,000				2,000
gain on derivative embedded conversion feature
adjustments to reconcile net income to net cash (used in) operating activities:
net realized gain on sale of investments																														5,000	36,000						4,000
unrealized (gain) on trading securities																														6,000
(gain) loss on derivative embedded conversion feature
proceeds from issuance of preferred stock																																											0	11,072,000
notes payable – principal issued																																						0	0	0	918,000	955,000	834,000	1,929,000		758,000	734,000	711,000
reclassification of derivative asset
notes payable issued in lieu of cash interest payments																																						0	0	0	918,000	955,000	834,000	1,929,000	3,321,000	758,000	734,000	711,000
redeemable convertible series b preferred stock dividends accrued
accrued fees relating to series b preferred stock issuance																																						0	0	-15,034,000	27,284,000
unrealized (gain) on derivative embedded conversion feature
cash and cash equivalents, beginning of period																															0	0	2,491,000	0	0	0	9,924,000	0	0	0	78,009,000	0	0	11,986,000	0	0	0	16,761,000	0	6,948,000,000		-5,433,000,000			0
cash and cash equivalents, end of period																															-10,508,000	14,322,000	21,728,000	-538,000	-487,000	2,331,000	1,185,000	-5,426,000	-4,001,000	16,586,000	2,765,000	4,521,000	-2,639,000	4,463,000	3,639,000	-349,000	-838,000	9,534,000	120,000,000	4,047,000,000		-2,840,000,000			-1,577,000,000
unrealized gain on derivative embedded conversion feature																																25,382,000	-18,029,000
net realized (gain) on sale of investments																																		-5,000	-18,000
unrealized loss on trading securities																																						152,000
unrealized (gain) loss on derivative embedded conversion feature
net cash (used in) operating activities																																		-783,000	-535,000
deferred offering costs																																										-118,000	0	-12,048,000
embedded derivative on preferred stock issuance
preferred deemed dividend recorded due to beneficial conversion feature																																										0	0	9,455,000
unrealized (gain) loss on trading securities																																			84,000	-36,000	-131,000			197,000	76,000	283,000	434,000	-66,000	-530,000	-565,000	3,775,000	812,000
unrealized (gain) loss on derivative liability - embedded conversion feature																																			16,243,000					82,458,000	-7,260,000
(decrease) in cash and cash equivalents																																			-487,000	2,331,000	-8,739,000		-4,001,000
redeemable convertible series b preferred stock dividends paid in cash																																				-4,500,000	-4,500,000	-4,500,000
embedded derivatives on preferred stock issuances																																						0	0	0	66,227,000
unrealized gain on derivative liability - embedded conversion feature																																					-55,875,000
equity-based compensation expense																																					164,000	168,000	182,000	395,000	384,000	227,000	244,000	129,000	100,000	209,000	46,000	46,000
loss contract fair market value reserve																																					-1,362,000	-143,000	0			0			-4,911,000	0	0	-987,000
net cash (used in) operating activities:																																					-3,880,000	-544,000	-358,000
net cash from investing activities:																																					934,000	6,683,000	1,222,000	12,395,000	-59,427,000	9,368,000
net cash from financing activities:																																					-5,793,000	-11,565,000	-4,865,000	-20,199,000	590,844,000	-78,167,000
unrealized loss on derivative liability - embedded conversion feature																																						-11,296,000
change in cash equivalents held in trust																																						1,666,000	1,608,000	1,877,000	2,284,000
change in restricted cash																																						10,934,000	313,000	16,901,000	-597,141,000	79,826,000	-79,764,000	9,000	0	2,974,000	-2,925,000	25,005,000
proceeds from issuance of preferred stock and warrants to purchase common stock																																						0	0	0	600,000,000
fees incurred and paid relating to preferred stock and warrant issuance																																						0	0	-15,034,000	-4,276,000
non-cash redeemable convertible series b preferred stock dividends accrued																																						0
series b preferred stock dividends paid in cash																																								-4,500,000	-3,498,000
non-cash preferred series b dividends accrued
net cash from operating activities:																																									-606,661,000	73,320,000
non-cash preferred series b dividends accreted																																									750,000
amortization of bond premium or discount																																										392,000	429,000	529,000	594,000	631,000	596,000	488,000
fees incurred relating to preferred stock and warrant issuance
change in cash held in trust																																											31,276,000	-4,798,000	-20,790,000	-884,000	4,460,000	1,140,000
fees incurred preferred stock issuance																																											0	-1,617,000
proceeds from sale of warrants to purchase common stock																																											0	11,500,000
fees incurred relating to warrants issued																																											0	-1,617,000
decrease in cash and cash equivalents
cash from reorganization activities
adjustments to reconcile net income to net cash from operating activities before reorganization activities:
notes payable—principal repayments
notes payable—principal issued
cash paid during the year:
supplementary disclosure of cash flow information: cash paid during the period:
cash from reorganization activities:
notes payable issued
cash and cash equivalents, end of year																																																						2,902,000,000
cash flows from operating activities
benefit from loan and lease losses																																																	372,000,000	234,000,000					113,000,000
gain from home mortgage loans
gain from credit card loans
(gain) income from available-for-sale securities
depreciation and amortization																																																	143,000,000	163,000,000					710,000,000
change in fair value of msr																																																	-122,000,000	455,000,000
stock dividends from federal home loan banks																																																							-25,000,000
capitalized interest income from option adjustable-rate mortgages
origination and purchases of loans held for sale, net of principal payments																																																							-96,360,000,000
proceeds from sales of loans originated and held for sale																																																	30,661,000,000	27,267,000,000
net increase in trading assets
increase in other assets
increase in other liabilities																																																	-37,000,000	124,000,000		-958,000,000	787,000,000	48,000,000
cash flows from investing activities
purchases of available-for-sale securities
proceeds from sales of available-for-sale securities																																																	934,000,000	3,436,000,000
principal payments and maturities on available-for-sale securities																																																	641,000,000	586,000,000
purchases of federal home loan bank stock																																																							0
redemption of federal home loan bank stock																																																	680,000,000	508,000,000					200,000,000
origination and purchases of loans held in portfolio, net of principal payments																																																	2,219,000,000	4,513,000,000
proceeds from sales of loans																																																	1,105,000,000	21,381,000,000
proceeds from sales of foreclosed assets																																																	187,000,000	167,000,000					127,000,000
net decrease (increase) in federal funds sold and securities purchased under agreements to resell
purchases of premises and equipment																																																							-266,000,000
net cash provided (used) by investing activities																																																	3,060,000,000	24,645,000,000	7,759,845,000,000			1,409,000,000
cash flows from financing activities
increase in deposits																																																	-8,829,000,000	-3,747,000,000					-2,316,000,000
increase in short-term borrowings																																																							2,979,000,000
proceeds from long-term borrowings																																																	5,172,000,000	7,882,000,000					2,448,000,000
repayments of long-term borrowings																																																							-7,496,000,000
proceeds from advances from federal home loan banks																																																	6,508,000,000	13,508,000,000					19,697,000,000
repayments of advances from federal home loan banks																																																							-22,074,000,000
proceeds from issuance of preferred securities by subsidiary																																																	492,000,000	5,000,000
cash dividends paid on preferred and common stock																																																			-504,000,000			-499,000,000	-359,000,000
other																																																	79,000,000	79,000,000	19,000,000	-292,000,000	145,000,000	141,000,000	53,000,000
net cash (used) provided by financing activities																																																			-750,000,000
noncash activities
loans exchanged for mortgage-backed securities																																																	358,000,000	114,000,000					540,000,000
real estate acquired through foreclosure																																																	351,000,000	276,000,000					120,000,000
loans transferred from held for sale to held in portfolio																																																	1,626,000,000	998,000,000
loans transferred from held in portfolio to held for sale																																																	172,000,000	2,736,000,000
mortgage-backed securities transferred from available-for-sale to trading
cash paid during the period for
interest on deposits																																																	1,821,000,000	1,735,000,000					536,000,000
interest on borrowings																																																	1,053,000,000	1,351,000,000					664,000,000
income taxes																																																	671,000,000	475,000,000					94,000,000
decrease in other assets																																																		683,000,000				15,000,000
net increase in federal funds sold and securities purchased under agreements to resell
adjustments to reconcile net income to net cash provided (used) by operating activities:
equity in undistributed (income) loss of subsidiaries																																																			31,799,189,000,000			2,500,000,000
net cash provided (used) by operating activities
purchase of securities
proceeds from sales and maturities of securities
origination of loans, net of principal payments																																																			11,000,000			1,000,000
decrease (increase) in notes receivable from subsidiaries																																																			13,231,277,000,000			1,324,000,000
investment in subsidiaries																																																						84,000,000
proceeds from borrowings
cash and cash equivalents, beginning of year																																																						781,000,000
decrease (increase) in other assets
purchases of securities																																																							-16,896,000,000
repayments on borrowings
gain from mortgage loans																																																							271,000,000
income from sales of available-for-sale securities
benefit from mortgage servicing rights reversal
proceeds from sales of loans held for sale																																																							101,908,000,000
excess tax benefits from stock-based payment arrangement
net decrease in trading assets
proceeds from sales and maturities of mortgage-backed securities																																																							8,041,000,000
proceeds from sales and maturities of other available-for-sale securities																																																							13,767,000,000
principal payments on available-for-sale securities
origination and purchases of loans held in portfolio																																																							-32,649,000,000
principal payments on loans held in portfolio																																																							24,231,000,000
proceeds from sales of loans held in portfolio
net cash used by investing activities
proceeds from issuance of preferred securities
cash dividends paid on common stock
loans transferred from (to) held for sale to (from) held in portfolio
proceeds (repayments) from borrowings																																																						-370,000,000
net cash provided (used) by financing activities																																																						-2,836,000,000	-7,526,000,000
income from discontinued operations, net of taxes
income from continuing operations
adjustments to reconcile income from continuing operations to net cash used by operating activities:
gain from available-for-sale securities
revaluation gain from derivatives																																																							172,000,000
loss on extinguishment of borrowings
benefit from mortgage servicing rights (reversal) impairment
net decrease in trading securities
net cash used by operating activities
principal payments on securities																																																							3,011,000,000
proceeds from sale of discontinued operations, net of cash sold
decrease in short-term borrowings
cash paid during the year for
adjustments to reconcile net income to net cash (used) provided by operating activities:
gain from securities
gain on extinguishment of securities sold under agreements to repurchase																																																							-7,000,000
mortgage servicing rights (recovery) impairment
net cash (used) provided by operating activities																																																							4,292,000,000
proceeds from sales of mortgage servicing rights																																																							18,000,000
net decrease in federal funds sold and securities purchased under resale agreements
net cash from acquisitions
net cash (used) provided by investing activities																																																							1,657,000,000
(gain) income from securities
mortgage servicing rights impairment
decrease in other liabilities
net increase in federal funds sold and securities purchased under resale agreements

Mr. Cooper Group Inc(NASDAQ:COOP)

Mr. Cooper Group Inc
(NASDAQ:COOP)