Frost Bank(NYSE:CFR) 
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, inc...
Website: http://www.frostbank.com
Founded: 1868
Full Time Employees: 4,659
Sector: Financial Services
Industry: Banks-Regional
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At a glance:
Bull Thesis:
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Income Statements:
Quarterly
Annual
| Unit: USD | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2004-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest income: | ||||||||||||||
loans, including fees | 172,137,000 | 179,757,000 | 186,870,000 | 189,848,000 | 185,272,000 | |||||||||
securities: | ||||||||||||||
taxable | 26,030,000 | 21,781,250 | 32,122,000 | 30,324,000 | 24,679,000 | |||||||||
tax-exempt | 58,886,000 | 43,766,750 | 57,328,000 | 58,596,000 | 59,143,000 | |||||||||
interest-bearing deposits | 8,125,000 | 8,364,000 | 8,759,000 | 7,828,000 | 10,639,000 | |||||||||
federal funds sold and resell agreements | 802,000 | 1,201,000 | 1,194,000 | 1,541,000 | 1,588,000 | |||||||||
total interest income | 265,980,000 | 278,054,000 | 286,273,000 | 288,137,000 | 281,321,000 | |||||||||
interest expense: | ||||||||||||||
deposits | 16,053,000 | 20,087,000 | 25,637,000 | 26,844,000 | 27,174,000 | |||||||||
federal funds purchased and repurchase agreements | 3,037,000 | 4,399,000 | 5,040,000 | 5,220,000 | 5,016,000 | |||||||||
junior subordinated deferrable interest debentures | 1,205,000 | 1,305,000 | 1,425,000 | 1,478,000 | 1,498,000 | |||||||||
other long-term borrowings | 1,164,000 | 873,000 | 1,164,000 | 1,164,000 | 1,164,000 | |||||||||
total interest expense | 21,459,000 | 26,956,000 | 33,266,000 | 34,706,000 | 34,852,000 | |||||||||
net interest income | 244,521,000 | 251,098,000 | 253,007,000 | 253,431,000 | 246,469,000 | |||||||||
credit loss expense | 175,197,000 | |||||||||||||
net interest income after credit loss expense | 69,324,000 | |||||||||||||
non-interest income: | ||||||||||||||
trust and investment management fees | 34,473,000 | 32,928,000 | 31,649,000 | 30,448,000 | 31,697,000 | |||||||||
service charges on deposit accounts | 22,651,000 | 23,454,000 | 22,941,000 | 21,798,000 | 20,790,000 | |||||||||
insurance commissions and fees | 16,485,000 | 12,138,000 | 11,683,000 | 10,118,000 | 18,406,000 | |||||||||
interchange and debit card transaction fees | 3,255,000 | 3,608,000 | 4,117,000 | 3,868,000 | 3,280,000 | |||||||||
other charges, commissions and fees | 9,365,000 | 9,020,000 | 10,108,000 | 8,933,000 | 9,062,000 | |||||||||
net gain on securities transactions | 108,989,000 | 28,000 | 96,000 | 169,000 | ||||||||||
other | 17,697,000 | 14,079,000 | 8,630,000 | 7,304,000 | 13,550,000 | |||||||||
total non-interest income | 212,915,000 | 95,255,000 | 89,224,000 | 82,638,000 | 96,785,000 | |||||||||
non-interest expense: | ||||||||||||||
salaries and wages | 98,812,000 | 97,951,000 | 93,812,000 | 90,790,000 | 92,476,000 | |||||||||
employee benefits | 24,889,000 | 21,651,000 | 21,002,000 | 20,051,000 | 23,526,000 | |||||||||
net occupancy | 25,384,000 | 24,864,000 | 24,202,000 | 21,133,000 | 19,267,000 | |||||||||
technology, furniture and equipment | 25,240,000 | 25,759,000 | 22,415,000 | 22,157,000 | 21,664,000 | |||||||||
deposit insurance | 2,624,000 | 2,374,000 | 2,491,000 | 2,453,000 | 2,808,000 | |||||||||
intangible amortization | 257,000 | 264,000 | 274,000 | 305,000 | 325,000 | |||||||||
total non-interest expense | 224,163,000 | 220,806,000 | 208,864,000 | 203,209,000 | 201,800,000 | |||||||||
income before income taxes | 58,076,000 | 117,192,000 | 125,366,000 | 126,460,000 | 130,451,000 | |||||||||
income taxes | 3,323,000 | 13,511,000 | 13,530,000 | 14,874,000 | 13,955,000 | |||||||||
net income | 54,753,000 | 103,681,000 | 111,836,000 | 111,586,000 | 116,496,000 | |||||||||
yoy | -53.00% | |||||||||||||
qoq | -47.19% | -7.29% | 0.22% | -4.21% | ||||||||||
preferred stock dividends | 2,016,000 | 2,016,000 | 2,016,000 | 2,015,000 | 2,016,000 | |||||||||
redemption of preferred stock | 5,514,000 | |||||||||||||
net income available to common shareholders | 47,223,000 | 101,665,000 | 109,820,000 | 109,571,000 | 114,480,000 | |||||||||
earnings per common share: | ||||||||||||||
basic | 750 | 1,320 | 1,740 | 1,730 | 1,800 | |||||||||
diluted | 750 | 1,310 | 1,730 | 1,720 | 1,790 | |||||||||
other comprehensive income, before tax: | ||||||||||||||
securities available for sale and transferred securities: | ||||||||||||||
change in net unrealized gain/loss during the period | 230,118,000 | 116,018,000 | 107,786,000 | 158,140,000 | 198,146,000 | |||||||||
change in net unrealized gain on securities transferred to held to maturity | -377,000 | -239,250 | -305,000 | -308,000 | -344,000 | |||||||||
reclassification adjustment for net (gains) losses included in net income | -108,989,000 | -66,500 | -97,000 | -169,000 | ||||||||||
total securities available for sale and transferred securities | 120,752,000 | 115,712,250 | 107,384,000 | 157,663,000 | 197,802,000 | |||||||||
defined-benefit post-retirement benefit plans: | ||||||||||||||
reclassification adjustment for net amortization of actuarial gain/loss included in net income as a component of net periodic cost | 1,330,000 | 1,054,500 | 1,406,000 | 1,406,000 | 1,406,000 | |||||||||
total defined-benefit post-retirement benefit plans | 1,330,000 | 1,054,500 | 1,406,000 | 1,406,000 | 1,406,000 | |||||||||
other comprehensive income, before tax | 122,082,000 | 116,766,750 | 108,790,000 | 159,069,000 | 199,208,000 | |||||||||
deferred tax benefit | 25,637,000 | 24,521,000 | 22,845,000 | 33,405,000 | 41,834,000 | |||||||||
other comprehensive income, net of tax | 96,445,000 | 92,245,750 | 85,945,000 | 125,664,000 | 157,374,000 | |||||||||
comprehensive income | 151,198,000 | 177,225,250 | 197,781,000 | 237,250,000 | 273,870,000 | |||||||||
benefit from loan losses | 8,355,000 | 8,001,000 | 6,400,000 | 11,003,000 | ||||||||||
net interest income after benefit from loan losses | 242,743,000 | 245,006,000 | 247,031,000 | 235,466,000 | ||||||||||
change in the net actuarial gain/loss |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2007-12-31 | 2006-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 |
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assets: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and due from banks | 615,544,000 | 759,255,000 | 759,062,000 | 574,833 | 751,174,000 | 612,648,000 | 511,173,000 | 617,569,000 | 574,654,000 | 680,843,000 | 640,201,000 | 691,553,000 | 665,123,000 | 743,098,000 | 772,095,000 | 564,564 | 638,296,000 | 516,219,000 | 536,604,000 | 529,454,000 | 499,396,000 | 558,422,000 | 572,129,000 | 581,857,000 | 653,969,000 | 526,830,000 | 521,599,000 | 678,791,000 | 505,333,000 | 509,191,000 | 434,155,000 | 545,542,000 | 503,961,000 | 542,475,000 | 509,506,000 | 561,838,000 | 563,835,000 | 572,287,000 | 559,469,000 | 559,311,000 | 559,787,000 | 639,575,000 | 714,851,000 | 809,582,000 | 692,272,000 | 679,301,000 | 595,733,000 | 542,447,000 | 790,106,000 | 637,042,000 | 609,211,000 | 623,204,000 | 574,039,000 | 571,332,000 | 575,464,000 | 587,655,000 | 587,847,000 | 580,005,000 | 491,747,000 | 493,777,000 | 558,490,000 | 425,047,000 | 653,497,000 | 496,295,000 | 656,339,000 | 944,214,000 | 836,539,000 | 707,683,000 | 545,602,000 | 1,067,888,000 | 1,331,136,000 |
interest-bearing deposits | 7,315,042,000 | 6,345,282,000 | 7,084,646,000 | 7,541,877 | 8,436,550,000 | 6,445,461,000 | 7,868,694,000 | 7,985,057,000 | 6,955,779,000 | 6,329,268,000 | 8,571,723,000 | 11,128,902,000 | 12,863,775,000 | 12,809,937,000 | 13,684,988,000 | 13,530,312 | 15,601,647,000 | 14,659,173,000 | 11,257,662,000 | 9,758,624,000 | 6,655,784,000 | 5,992,246,000 | 3,246,731,000 | 2,849,950,000 | 1,865,883,000 | 948,862,000 | 1,435,088,000 | 2,641,971,000 | 2,430,289,000 | 2,476,587,000 | 3,907,051,000 | 4,347,538,000 | 4,538,300,000 | 3,040,148,000 | 3,989,375,000 | 3,560,865,000 | 3,396,686,000 | 2,726,094,000 | 3,274,877,000 | 3,177,902,000 | 2,689,717,000 | 3,175,572,000 | 4,577,004,000 | 4,193,255,000 | 4,480,586,000 | 3,635,487,000 | 2,296,349,000 | 2,659,691,000 | 2,650,425,000 | 2,098,682,000 | 1,673,538,000 | 1,497,478,000 | 2,314,251,000 | 3,885,202,000 | 2,836,046,000 | 2,101,014,000 | 2,171,828,000 | 2,264,241,000 | 2,145,003,000 | 2,059,720,000 | 1,157,699,000 | 1,355,129,000 | 57,426,000 | 631,809,000 | 495,867,000 | 4,547,000 | 5,898,000 | 1,677,000 | 3,512,000 | 2,793,000 | |
federal funds sold | 1,900,000 | 50,000 | 4,719 | 1,000,000 | 2,025,000 | 3,000,000 | 12,575,000 | 5,200,000 | 120,527,000 | 91,650,000 | 95,900,000 | 14,836 | 6,125,000 | 1,100,000 | 100,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
resell agreements | 9,650,000 | 9,650,000 | 9,650,000 | 55,196 | 9,650,000 | 84,650,000 | 84,650,000 | 84,650,000 | 84,650,000 | 84,650,000 | 84,650,000 | 87,150,000 | 12,150,000 | 9,650,000 | 6,611 | 7,903,000 | 7,903,000 | 7,903,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash and cash equivalents | 7,940,236,000 | 7,116,087,000 | 7,853,408,000 | 9,198,374,000 | 7,144,784,000 | 8,464,517,000 | 8,687,276,000 | 7,618,083,000 | 7,107,336,000 | 9,301,774,000 | 12,028,132,000 | 13,632,698,000 | 13,658,585,000 | 14,457,083,000 | 16,253,971,000 | 15,184,395,000 | 11,802,269,000 | 10,288,853,000 | 7,175,680,000 | 6,599,568,000 | 4,195,585,000 | 3,788,181,000 | 2,907,901,000 | 1,945,410,000 | 2,281,454,000 | 3,955,779,000 | 3,419,489,000 | 3,315,470,000 | 4,680,948,000 | 5,053,047,000 | 5,091,903,000 | 3,706,315,000 | 4,529,173,000 | 4,141,445,000 | 3,995,388,000 | 3,365,223,000 | 3,863,463,000 | 3,754,905,000 | 3,268,546,000 | 3,844,764,000 | 5,300,453,000 | 5,020,610,000 | 5,178,131,000 | 4,320,061,000 | 2,901,355,000 | 3,218,460,000 | 3,524,979,000 | 2,752,176,000 | 2,295,251,000 | 2,128,734,000 | 2,907,592,000 | 4,487,361,000 | 3,420,561,000 | 2,698,671,000 | 2,820,977,000 | 2,852,884,000 | 2,648,813,000 | 2,559,737,000 | 1,721,479,000 | 1,789,291,000 | 1,514,873,000 | 1,215,779,000 | 1,237,331,000 | 1,128,787,000 | 1,196,512,000 | 1,444,585,000 | 1,293,789,000 | 1,638,206,000 | |||
securities held to maturity, net of allowance for credit losses of 500 at september 30, 2025 and 310 at december 31, 2024 | 3,454,732,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale, at estimated fair value | 16,884,684,000 | 16,612,686,000 | 16,864,472,000 | 15,320,043,000 | 15,197,638,000 | 15,181,583,000 | 16,578,371,000 | 16,117,089,000 | 17,249,257,000 | 17,981,830,000 | 18,243,605,000 | 17,399,107,000 | 16,781,685,000 | 16,184,539,000 | 11,731,222,000 | 10,840,526,000 | 10,377,444,000 | 10,437,565,000 | 10,604,480,000 | 10,606,696,000 | 10,467,977,000 | 11,269,591,000 | 12,420,446,000 | 12,279,513,000 | 12,013,963,000 | 11,387,321,000 | 11,178,591,000 | 10,717,743,000 | 10,536,532,000 | 10,489,009,000 | 10,185,100,000 | 10,783,737,000 | 10,612,493,000 | 10,203,277,000 | 10,162,826,000 | 10,044,033,000 | 9,067,229,000 | 8,972,688,000 | 8,643,586,000 | 8,672,497,000 | 6,911,652,000 | 6,322,943,000 | 5,482,465,000 | 5,569,791,000 | 6,033,370,000 | 5,857,525,000 | 6,203,299,000 | 8,717,645,000 | 8,475,767,000 | 8,568,215,000 | 7,789,700,000 | 5,339,812,000 | 5,432,354,000 | 5,662,211,000 | 5,157,470,000 | 5,255,006,000 | 4,753,608,000 | 4,713,349,000 | 4,884,257,000 | 4,531,687,000 | 4,327,628,000 | 4,008,486,000 | 3,554,529,000 | 3,170,655,000 | 3,407,012,000 | 3,330,953,000 | 2,957,296,000 | 2,940,738,000 | |||
trading account securities | 36,822,000 | 45,290,000 | 34,662,000 | 32,353,000 | 32,186,000 | 39,645,000 | 31,717,000 | 29,341,000 | 32,517,000 | 28,735,000 | 28,045,000 | 25,008,000 | 24,680,000 | 29,518,000 | 25,292,000 | 24,137,000 | 26,609,000 | 24,456,000 | 25,808,000 | 24,495,000 | 25,921,000 | 24,298,000 | 27,669,000 | 25,482,000 | 25,231,000 | 24,086,000 | 22,238,000 | 21,334,000 | 19,772,000 | 21,098,000 | 19,721,000 | 27,600,000 | 17,094,000 | 16,703,000 | 25,699,000 | 27,934,000 | 17,023,000 | 19,672,000 | 16,596,000 | 15,662,000 | 16,552,000 | 15,489,000 | 15,524,000 | 15,289,000 | 16,777,000 | 22,664,000 | 30,074,000 | 14,823,000 | 16,563,000 | 16,846,000 | 13,609,000 | 15,823,000 | 14,517,000 | 20,746,000 | 15,101,000 | 14,934,000 | 15,833,000 | 16,611,000 | 16,126,000 | 14,914,000 | 15,514,000 | 16,246,000 | 14,552,000 | 25,371,000 | 11,913,000 | 9,406,000 | 4,671,000 | 5,589,000 | 4,995,000 | ||
loans, net of unearned discounts | 21,445,574,000 | 21,254,495,000 | 20,903,920,000 | 20,054,863,000 | 19,995,756,000 | 19,388,206,000 | 18,824,251,000 | 18,399,259,000 | 17,746,311,000 | 17,486,020,000 | 17,154,969,000 | 16,950,629,000 | 16,736,026,000 | 16,542,537,000 | 15,832,670,000 | 16,596,326,000 | 17,889,651,000 | 17,481,309,000 | 18,223,877,000 | 17,971,937,000 | 15,338,260,000 | 14,750,332,000 | 14,634,928,000 | 14,459,149,000 | 14,406,339,000 | 14,099,733,000 | 13,814,838,000 | 13,711,762,000 | 13,364,029,000 | 13,145,665,000 | 12,706,304,000 | 12,512,338,000 | 12,185,645,000 | 11,975,392,000 | 11,581,410,000 | 11,584,182,000 | 11,542,035,000 | 11,358,950,000 | 11,400,824,000 | 11,214,813,000 | 10,746,784,000 | 10,679,377,000 | 9,750,645,000 | 9,306,454,000 | 9,232,543,000 | 9,162,351,000 | 9,223,848,000 | 8,811,040,000 | 8,489,763,000 | 8,126,713,000 | 7,995,129,000 | 8,089,577,000 | 8,068,212,000 | 8,025,080,000 | 8,117,020,000 | 8,052,948,000 | 8,065,679,000 | 8,189,591,000 | 8,367,780,000 | 8,518,608,000 | 8,643,693,000 | 8,778,662,000 | 8,844,082,000 | 8,595,986,000 | 7,769,362,000 | 7,373,384,000 | 5,164,991,000 | 4,590,746,000 | |||
less: allowance for credit losses on loans | -280,221,000 | -277,803,000 | -275,488,000 | -263,129,000 | -256,307,000 | -250,297,000 | -245,996,000 | -242,235,000 | -233,619,000 | -231,514,000 | -227,621,000 | -234,315,000 | -239,632,000 | -246,835,000 | -250,150,000 | -255,288,000 | -261,258,000 | -263,177,000 | -263,475,000 | -250,061,000 | -263,881,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
net loans | 21,165,353,000 | 20,976,692,000 | 20,628,432,000 | 19,791,734,000 | 19,739,449,000 | 19,137,909,000 | 18,578,255,000 | 18,157,024,000 | 17,512,692,000 | 17,254,506,000 | 16,927,348,000 | 16,716,314,000 | 16,496,394,000 | 16,295,702,000 | 15,582,520,000 | 16,341,038,000 | 17,628,393,000 | 17,218,132,000 | 17,960,402,000 | 17,721,876,000 | 15,074,379,000 | 14,618,165,000 | 14,498,369,000 | 14,324,220,000 | 14,269,989,000 | 13,967,601,000 | 13,677,260,000 | 13,561,536,000 | 13,214,144,000 | 12,990,301,000 | 12,552,001,000 | 12,362,780,000 | 12,032,589,000 | 11,822,347,000 | 11,431,637,000 | 11,434,468,000 | 11,380,155,000 | 11,248,577,000 | 11,294,217,000 | 11,109,105,000 | 10,648,472,000 | 10,581,091,000 | 9,655,489,000 | 9,213,307,000 | 9,139,143,000 | 9,068,762,000 | 9,119,395,000 | 8,705,639,000 | 8,384,115,000 | 8,019,532,000 | 7,884,982,000 | 7,974,144,000 | 7,945,471,000 | 7,900,759,000 | 7,990,704,000 | 7,926,791,000 | 7,940,237,000 | 8,064,222,000 | 8,242,471,000 | 8,395,486,000 | 8,521,192,000 | 8,664,494,000 | 8,733,838,000 | 8,488,877,000 | 7,677,023,000 | 7,277,299,000 | |||||
premises and equipment | 1,293,570,000 | 1,277,058,000 | 1,272,564,000 | 1,221,671 | 1,229,221,000 | 1,221,043,000 | 1,210,897,000 | 1,190,033,000 | 1,166,544,000 | 1,154,235,000 | 1,130,594,000 | 1,102,695,000 | 1,068,749,000 | 1,046,495,000 | 1,046,410,000 | 1,038,034 | 1,023,170,000 | 1,031,853,000 | 1,040,572,000 | 1,045,578,000 | 1,055,064,000 | 1,044,261,000 | 1,035,881,000 | 1,011,947,000 | 987,503,000 | 915,497,000 | 750,256,000 | 552,330,000 | 541,236,000 | 539,861,000 | 521,202,000 | 520,958,000 | 520,639,000 | 520,253,000 | 521,092,000 | 525,821,000 | 564,372,000 | 564,199,000 | 556,988,000 | 540,388,000 | 525,692,000 | 487,490,000 | 397,429,000 | 369,158,000 | 320,701,000 | 306,638,000 | 306,069,000 | 303,321,000 | 315,934,000 | 317,197,000 | 319,904,000 | 321,681,000 | 319,042,000 | 321,517,000 | 316,165,000 | 313,233,000 | 316,909,000 | 315,259,000 | 318,921,000 | 322,721,000 | 324,098,000 | 313,271,000 | 295,767,000 | 285,751,000 | 267,025,000 | 248,419,000 | 219,615,000 | 219,533,000 | 170,026,000 | 168,611,000 | 169,927,000 |
accrued interest receivable and other assets | 1,757,939,000 | 1,895,257,000 | 1,840,048,000 | 1,878,740 | 1,866,650,000 | 1,921,477,000 | 1,870,144,000 | 2,159,958,000 | 2,030,818,000 | 1,004,208,000 | 990,797,000 | 1,077,942,000 | 1,083,803,000 | 985,257,000 | 772,191,000 | 1,442,682 | 638,968,000 | 616,373,000 | 504,864,000 | 584,561,000 | 482,551,000 | 565,677,000 | 518,159,000 | 440,652,000 | 391,536,000 | 450,168,000 | 403,747,000 | 457,718,000 | 431,291,000 | 453,735,000 | 398,546,000 | 400,867,000 | 338,170,000 | 369,548,000 | 332,533,000 | 396,654,000 | 319,968,000 | 362,260,000 | 308,347,000 | 288,889,000 | 398,591,000 | 373,118,000 | 315,951,000 | 313,316,000 | 266,598,000 | 266,856,000 | 326,356,000 | 277,247,000 | 292,346,000 | 293,480,000 | 327,630,000 | 314,942,000 | 363,681,000 | 312,091,000 | 326,602,000 | 333,181,000 | 360,361,000 | 444,534,000 | 457,381,000 | 406,105,000 | 420,943,000 | 434,338,000 | 430,640,000 | 460,570,000 | 547,889,000 | 318,802,000 | 290,209,000 | 257,978,000 | 199,371,000 | 165,785,000 | |
total assets | 52,533,336,000 | 51,409,360,000 | 52,004,742,000 | 49,693,925 | 51,008,093,000 | 48,842,693,000 | 49,505,424,000 | 50,845,038,000 | 48,747,022,000 | 48,597,200,000 | 51,245,658,000 | 52,892,376,000 | 52,945,569,000 | 51,784,888,000 | 51,296,051,000 | 45,982,980 | 47,860,325,000 | 46,697,673,000 | 44,046,787,000 | 42,391,317,000 | 40,101,240,000 | 39,377,553,000 | 34,147,305,000 | 34,027,428,000 | 33,098,176,000 | 31,818,863,000 | 31,664,566,000 | 32,292,966,000 | 31,223,402,000 | 30,687,214,000 | 31,459,232,000 | 31,747,880,000 | 30,989,972,000 | 30,206,314,000 | 30,524,705,000 | 30,196,319,000 | 29,602,912,000 | 28,976,249,000 | 28,400,086,000 | 28,341,352,000 | 27,781,593,000 | 28,158,982,000 | 27,370,633,000 | 26,523,439,000 | 24,685,085,000 | 23,529,760,000 | 22,571,514,000 | 22,497,721,000 | 23,124,069,000 | 21,847,541,000 | 20,866,226,000 | 20,417,181,000 | 20,317,245,000 | 19,489,642,000 | 18,478,386,000 | 17,941,644,000 | 17,617,092,000 | 17,738,126,000 | 17,059,879,000 | 16,760,980,000 | 16,288,038,000 | 16,158,225,000 | 15,784,812,000 | 15,331,194,000 | 15,034,142,000 | 14,061,484,000 | 13,485,014,000 | 13,224,189,000 | |||
liabilities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest-bearing demand deposits | 14,128,256,000 | 13,745,461,000 | 14,249,173,000 | 13,841,361 | 13,953,070,000 | 13,484,977,000 | 13,754,985,000 | 14,926,094,000 | 14,631,456,000 | 14,904,614,000 | 15,995,499,000 | 17,598,234,000 | 18,565,820,000 | 18,783,931,000 | 18,114,430,000 | 16,670,807 | 17,151,583,000 | 16,459,535,000 | 16,103,649,000 | 15,117,051,000 | 14,845,770,000 | 14,671,989,000 | 11,202,208,000 | 10,873,629,000 | 10,750,244,000 | 10,136,437,000 | 10,128,908,000 | 10,997,494,000 | 10,840,513,000 | 10,525,998,000 | 10,934,162,000 | 11,197,093,000 | 11,174,251,000 | 10,707,365,000 | 10,909,415,000 | 10,513,369,000 | 10,280,060,000 | 9,779,387,000 | 9,649,933,000 | 10,468,605,000 | 10,157,812,000 | 10,031,950,000 | 10,162,415,000 | 9,507,581,000 | 8,617,316,000 | 8,101,773,000 | 7,744,676,000 | 7,675,466,000 | 8,096,937,000 | 7,720,930,000 | 7,136,674,000 | 6,784,112,000 | 6,672,555,000 | 6,541,239,000 | 5,818,692,000 | 5,413,002,000 | 5,360,436,000 | 5,294,993,000 | 5,062,023,000 | 4,887,224,000 | 4,645,802,000 | 4,426,907,000 | 4,359,904,000 | 4,247,458,000 | 4,152,348,000 | 3,817,314,000 | 3,597,903,000 | 3,699,701,000 | 2,969,387,000 | 3,143,473,000 | |
total deposits | 42,517,152,000 | 41,683,614,000 | 42,390,671,000 | 40,965,058 | 41,720,621,000 | 40,318,140,000 | 40,806,486,000 | 41,920,568,000 | 40,992,235,000 | 40,700,830,000 | 42,184,155,000 | 43,954,196,000 | 46,560,186,000 | 45,601,765,000 | 44,430,929,000 | 38,472,623 | 39,612,767,000 | 38,734,140,000 | 36,925,180,000 | 35,015,761,000 | 33,499,503,000 | 32,679,096,000 | 28,140,867,000 | 27,639,564,000 | 27,083,582,000 | 25,985,023,000 | 26,294,863,000 | 27,149,204,000 | 26,348,854,000 | 25,996,499,000 | 26,677,778,000 | 26,872,389,000 | 26,403,269,000 | 25,613,573,000 | 26,142,164,000 | 25,811,575,000 | 25,107,548,000 | 24,287,451,000 | 24,156,975,000 | 24,324,397,000 | 23,841,154,000 | 24,149,622,000 | 23,490,603,000 | 22,516,606,000 | 21,065,633,000 | 19,978,894,000 | 19,078,219,000 | 19,043,904,000 | 19,497,366,000 | 18,245,197,000 | 17,277,117,000 | 16,909,021,000 | 16,756,748,000 | 16,063,873,000 | 15,104,131,000 | 14,709,559,000 | 14,479,342,000 | 14,530,087,000 | 13,952,160,000 | 13,733,748,000 | 13,313,310,000 | 12,921,738,000 | 12,496,737,000 | 12,033,131,000 | 11,508,937,000 | 10,618,220,000 | 10,529,673,000 | 10,387,909,000 | |||
federal funds purchased | 31,775,000 | 25,700,000 | 25,650,000 | 29,246 | 22,375,000 | 35,925,000 | 41,200,000 | 14,200,000 | 25,950,000 | 13,525,000 | 57,450,000 | 51,650,000 | 26,200,000 | 43,200,000 | 35,200,000 | 32,177 | 27,200,000 | 26,700,000 | 38,975,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchase agreements | 4,563,749,000 | 4,418,379,000 | 4,467,470,000 | 3,834,434 | 4,014,037,000 | 3,762,942,000 | 3,943,207,000 | 4,127,188,000 | 3,722,245,000 | 3,569,870,000 | 4,237,444,000 | 4,660,641,000 | 2,082,739,000 | 1,664,685,000 | 1,842,618,000 | 2,115,276 | 2,200,029,000 | 2,216,889,000 | 1,884,449,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
junior subordinated deferrable interest debentures, net of unamortized issuance costs | 123,227,000 | 123,213,000 | 123,199,000 | 123,170,000 | 123,155,000 | 123,141,000 | 123,127,000 | 123,112,000 | 123,098,000 | 123,083,000 | 123,069,000 | 123,055,000 | 123,040,000 | 123,026,000 | 136,400,000 | 136,385,000 | 136,371,000 | 136,357,000 | 136,342,000 | 136,328,000 | 136,314,000 | 136,299,000 | 136,285,000 | 136,270,000 | 136,256,000 | 136,242,000 | 136,227,000 | 136,213,000 | 136,198,000 | 136,184,000 | 136,170,000 | 136,155,000 | 136,141,000 | 136,112,000 | 136,098,000 | 136,083,000 | |||||||||||||||||||||||||||||||||||
subordinated notes, net of unamortized issuance costs | 99,765,000 | 99,726,000 | 99,687,000 | 99,609,000 | 99,569,000 | 99,530,000 | 99,491,000 | 99,452,000 | 99,413,000 | 99,374,000 | 99,335,000 | 99,295,000 | 99,256,000 | 99,217,000 | 99,139,000 | 99,100,000 | 99,061,000 | 99,021,000 | 98,982,000 | 98,943,000 | 98,904,000 | 98,865,000 | 98,826,000 | 98,786,000 | 98,747,000 | 98,708,000 | 98,669,000 | 98,630,000 | 98,591,000 | 98,552,000 | 98,512,000 | 98,473,000 | 98,446,000 | ||||||||||||||||||||||||||||||||||||||
accrued interest payable and other liabilities | 736,886,000 | 858,418,000 | 783,905,000 | 855,094 | 893,075,000 | 837,157,000 | 853,680,000 | 844,017,000 | 784,277,000 | 703,722,000 | 1,076,351,000 | 866,257,000 | 1,241,622,000 | 905,967,000 | 988,769,000 | 771,392 | 1,412,428,000 | 1,110,642,000 | 694,833,000 | 730,165,000 | 672,720,000 | 865,001,000 | 773,576,000 | 545,690,000 | 697,371,000 | 537,970,000 | 313,973,000 | 172,347,000 | 247,629,000 | 168,890,000 | 271,014,000 | 195,068,000 | 165,059,000 | 209,317,000 | 155,376,000 | 169,107,000 | 293,194,000 | 582,942,000 | 321,002,000 | 242,688,000 | 239,293,000 | 257,107,000 | 244,098,000 | 386,053,000 | 314,586,000 | 258,849,000 | 291,922,000 | 276,670,000 | 424,441,000 | 358,799,000 | 346,744,000 | 326,615,000 | 331,020,000 | 296,904,000 | 249,730,000 | 207,411,000 | 226,640,000 | 287,404,000 | 242,234,000 | 203,897,000 | 205,610,000 | 255,030,000 | 212,060,000 | 237,630,000 | 295,738,000 | 153,290,000 | 144,858,000 | 166,571,000 | 140,695,000 | 155,607,000 | |
total liabilities | 48,072,554,000 | 47,209,050,000 | 47,890,582,000 | 45,906,563 | 46,872,887,000 | 45,176,888,000 | 45,867,244,000 | 47,128,591,000 | 45,747,271,000 | 45,210,458,000 | 47,777,857,000 | 49,755,148,000 | 50,133,097,000 | 48,437,913,000 | 47,519,759,000 | 41,624,317 | 43,487,963,000 | 42,323,856,000 | 39,778,869,000 | 38,098,301,000 | 36,016,214,000 | 35,368,752,000 | 30,320,639,000 | 30,115,760,000 | 29,216,719,000 | 28,077,556,000 | 28,070,988,000 | 28,924,049,000 | 27,915,156,000 | 27,377,702,000 | 28,215,802,000 | 28,450,017,000 | 27,800,929,000 | 26,982,385,000 | 27,427,327,000 | 27,193,791,000 | 26,441,116,000 | 25,839,581,000 | 25,407,846,000 | 25,436,379,000 | 24,909,926,000 | 25,248,051,000 | 24,552,781,000 | 23,752,765,000 | 22,119,166,000 | 21,048,592,000 | 20,143,676,000 | 20,054,390,000 | 20,706,587,000 | 19,428,924,000 | 18,503,615,000 | 18,096,468,000 | 18,033,708,000 | 17,242,766,000 | 16,301,741,000 | 15,844,293,000 | 15,555,412,000 | 15,621,989,000 | 15,019,028,000 | 14,811,740,000 | 14,393,614,000 | 14,252,339,000 | 13,987,815,000 | 13,527,895,000 | 13,270,615,000 | 12,450,624,000 | 12,007,926,000 | 11,847,306,000 | |||
shareholders’ equity: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, par value 0.01 per share... | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 145,452,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,486,000 | 144,676,000 | ||||||||||||||||||||||||||||
common stock, par value 0.01 per share... | 644,000 | 644,000 | 644,000 | 644,000 | 644,000 | 644,000 | 644,000 | 644,000 | 644,000 | 644,000 | 643,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 642,000 | 640,000 | 637,000 | 637,000 | 637,000 | 637,000 | 637,000 | 637,000 | 637,000 | 637,000 | 637,000 | 617,000 | 617,000 | 616,000 | 616,000 | 615,000 | 615,000 | 614,000 | 614,000 | 613,000 | 613,000 | 613,000 | 613,000 | 611,000 | 608,000 | 606,000 | 605,000 | 602,000 | 602,000 | 602,000 | 602,000 | 602,000 | 602,000 | 602,000 | 598,000 | |||||
additional paid-in capital | 1,088,755,000 | 1,084,485,000 | 1,079,653,000 | 1,065,829,000 | 1,064,070,000 | 1,059,547,000 | 1,055,809,000 | 1,043,865,000 | 1,040,754,000 | 1,035,961,000 | 1,029,756,000 | 1,018,624,000 | 1,015,451,000 | 1,012,033,000 | 1,004,924,000 | 1,002,939,000 | 999,694,000 | 997,168,000 | 991,477,000 | 989,034,000 | 985,762,000 | 983,250,000 | 977,997,000 | 975,322,000 | 970,958,000 | 967,304,000 | 962,917,000 | 960,121,000 | 956,536,000 | 953,361,000 | 951,893,000 | 948,593,000 | 926,005,000 | 906,732,000 | 905,348,000 | 902,892,000 | 899,870,000 | 895,035,000 | 892,563,000 | 889,112,000 | 883,121,000 | 879,580,000 | 727,677,000 | 719,972,000 | 686,920,000 | 684,141,000 | 702,968,000 | 698,038,000 | 692,625,000 | 688,150,000 | 680,803,000 | 676,079,000 | 673,620,000 | 668,237,000 | 657,335,000 | 640,398,000 | 628,227,000 | 613,989,000 | 600,355,000 | 599,984,000 | 596,076,000 | 592,159,000 | 589,065,000 | 589,010,000 | 573,799,000 | 548,117,000 | 212,910,000 | ||||
retained earnings | 4,226,084,000 | 4,119,886,000 | 4,031,422,000 | 3,889,387,000 | 3,810,008,000 | 3,726,559,000 | 3,657,688,000 | 3,626,799,000 | 3,532,542,000 | 3,428,991,000 | 3,309,671,000 | 3,179,964,000 | 3,070,109,000 | 3,002,642,000 | 2,920,074,000 | 2,862,966,000 | 2,797,064,000 | 2,750,723,000 | 2,724,681,000 | 2,678,686,000 | 2,635,588,000 | 2,667,534,000 | 2,617,500,000 | 2,558,296,000 | 2,495,268,000 | 2,440,002,000 | 2,369,259,000 | 2,297,099,000 | 2,234,301,000 | 2,187,069,000 | 2,133,259,000 | 2,078,898,000 | 2,032,097,000 | 1,985,569,000 | 1,942,561,000 | 1,914,022,000 | 1,878,985,000 | 1,823,045,000 | 1,783,222,000 | 1,747,958,000 | 1,672,527,000 | 1,630,799,000 | 1,599,337,000 | 1,546,101,000 | 1,524,638,000 | 1,500,085,000 | 1,475,851,000 | 1,445,241,000 | 1,416,097,000 | 1,387,553,000 | 1,354,759,000 | 1,327,587,000 | 1,301,279,000 | 1,273,826,000 | 1,249,484,000 | 1,223,891,000 | 1,196,254,000 | 1,170,642,000 | 1,150,103,000 | 1,125,059,000 | 1,109,504,000 | 1,100,030,000 | 1,080,160,000 | 1,053,129,000 | 992,138,000 | 883,060,000 | 697,872,000 | 625,405,000 | 547,465,000 | ||
accumulated other comprehensive income, net of tax | -924,420,000 | -1,140,472,000 | -1,129,211,000 | -915,433,000 | -1,309,344,000 | -1,276,283,000 | -1,119,219,000 | -1,778,827,000 | -1,305,027,000 | -1,142,138,000 | -1,348,294,000 | -1,528,925,000 | -874,206,000 | -371,790,000 | 350,283,000 | 412,990,000 | 387,748,000 | 512,970,000 | 505,145,000 | 488,264,000 | 363,815,000 | 267,370,000 | 305,383,000 | 219,438,000 | 93,774,000 | -63,600,000 | -141,235,000 | -63,319,000 | -53,354,000 | 79,512,000 | 57,675,000 | 51,310,000 | -5,850,000 | -24,623,000 | 215,513,000 | 281,357,000 | 179,319,000 | 133,916,000 | 82,297,000 | 160,119,000 | 155,276,000 | 160,468,000 | 142,748,000 | 145,727,000 | 155,602,000 | 214,370,000 | 238,048,000 | 274,723,000 | 253,275,000 | 244,396,000 | 247,734,000 | 244,053,000 | 202,589,000 | 154,818,000 | 154,250,000 | 251,240,000 | 215,764,000 | 164,004,000 | 154,205,000 | 197,061,000 | 122,017,000 | 153,733,000 | 137,294,000 | 17,771,000 | -10,784,000 | 8,063,000 | 32,548,000 | ||||
treasury stock | -75,733,000 | -9,685,000 | -13,800,000 | -50,673,000 | -45,025,000 | -17,739,000 | -23,927,000 | -38,182,000 | -27,623,000 | -1,109,000 | -3,285,000 | -10,473,000 | -12,687,000 | -49,013,000 | -51,172,000 | -62,682,000 | -113,939,000 | -136,919,000 | -147,825,000 | -159,141,000 | -151,614,000 | -164,551,000 | -156,877,000 | -111,550,000 | -119,917,000 | -27,823,000 | -29,517,000 | -39,181,000 | -67,207,000 | -98,912,000 | -10,273,000 | -46,749,000 | -106,726,000 | -111,057,000 | -92,146,000 | -31,538,000 | -31,381,000 | -38,195,000 | -45,296,000 | -48,946,000 | -75,735,000 | -84,424,000 | -100,557,000 | -372,000 | -1,456,000 | -1,456,000 | -143,000 | -10,841,000 | -16,820,000 | -31,202,000 | -43,225,000 | -43,594,000 | -49,652,000 | -82,069,000 | -72,572,000 | -61,073,000 | -73,589,000 | ||||||||||||||
total shareholders’ equity | 4,460,782,000 | 4,200,310,000 | 4,114,160,000 | 4,135,206,000 | 3,665,805,000 | 3,638,180,000 | 3,716,447,000 | 2,999,751,000 | 3,386,742,000 | 3,467,801,000 | 3,137,228,000 | 2,812,472,000 | 3,346,975,000 | 3,776,292,000 | 4,372,362,000 | 4,373,817,000 | 4,267,918,000 | 4,293,016,000 | 4,085,026,000 | 4,008,801,000 | 3,826,666,000 | 3,911,668,000 | 3,881,457,000 | 3,741,307,000 | 3,593,578,000 | 3,368,917,000 | 3,308,246,000 | 3,309,512,000 | 3,243,430,000 | 3,297,863,000 | 3,189,043,000 | 3,223,929,000 | 3,097,378,000 | 3,002,528,000 | 3,161,796,000 | 3,136,668,000 | 2,992,240,000 | 2,904,973,000 | 2,871,667,000 | 2,910,931,000 | 2,817,852,000 | 2,770,674,000 | 2,565,919,000 | 2,481,168,000 | 2,427,838,000 | 2,443,331,000 | 2,417,482,000 | 2,418,617,000 | 2,362,611,000 | 2,320,713,000 | 2,283,537,000 | 2,246,876,000 | 2,176,645,000 | 2,097,351,000 | 2,061,680,000 | 2,116,137,000 | 2,040,851,000 | 1,949,240,000 | 1,894,424,000 | 1,905,886,000 | 1,796,997,000 | 1,803,299,000 | 1,763,527,000 | 1,610,860,000 | 1,477,088,000 | 1,376,883,000 | |||||
total liabilities and shareholders’ equity | 52,533,336,000 | 51,409,360,000 | 52,004,742,000 | 49,693,925 | 51,008,093,000 | 48,842,693,000 | 49,505,424,000 | 50,845,038,000 | 48,747,022,000 | 48,597,200,000 | 51,245,658,000 | 52,892,376,000 | 52,945,569,000 | 51,784,888,000 | 51,296,051,000 | 45,982,980 | 47,860,325,000 | 46,697,673,000 | 44,046,787,000 | 42,391,317,000 | 40,101,240,000 | 39,377,553,000 | 34,147,305,000 | 34,027,428,000 | 33,098,176,000 | 31,818,863,000 | 31,664,566,000 | 32,292,966,000 | 31,223,402,000 | 30,687,214,000 | 31,459,232,000 | 31,747,880,000 | 30,989,972,000 | 30,206,314,000 | 30,524,705,000 | 30,196,319,000 | 29,602,912,000 | 28,976,249,000 | 28,400,086,000 | 28,341,352,000 | 27,781,593,000 | 28,158,982,000 | 27,370,633,000 | 26,523,439,000 | 24,685,085,000 | 23,529,760,000 | 22,571,514,000 | 22,497,721,000 | 23,124,069,000 | 21,847,541,000 | 20,866,226,000 | 20,417,181,000 | 20,317,245,000 | 19,489,642,000 | 18,478,386,000 | 17,941,644,000 | 17,617,092,000 | 17,738,126,000 | 17,059,879,000 | 16,760,980,000 | 16,288,038,000 | 16,158,225,000 | 15,784,812,000 | 15,331,194,000 | 15,034,142,000 | 14,061,484,000 | 13,485,014,000 | 13,224,189,000 | |||
securities held to maturity, net of allowance for credit losses of 310 at both june 30, 2025 and december 31, 2024 | 3,486,290,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 310 at both march 31, 2025 and december 31, 2024 | 3,511,156,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds target rate upper bound | 5.31 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
effective federal funds rate | 5.14 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest on reserve balances | 5.21 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
prime | 8.31 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ameribor term-30 | 5.18 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ameribor term-90 | 5.2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1-month term sofr | 5.11 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
3-month term sofr | 5.05 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1-month libor | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
3-month libor | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
taxable | 12,237,215 | 4,606,562 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax-exempt | 6,635,080 | 8,268,416 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total securities | 18,872,295 | 12,874,978 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, net of unearned discount | 19,800,778 | 16,769,631 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total earning assets and average rate earned | 46,274,865 | 43,196,368 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for credit losses | -256,184 | -258,668 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings and interest checking | 9,698,538 | 10,682,149 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
money market deposit accounts | 11,218,814 | 9,990,626 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
time accounts | 6,206,345 | 1,129,041 | 1,090,140,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest-bearing deposits | 27,123,697 | 21,801,816 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
junior subordinated deferrable interest debentures | 123,157 | 133,744 | 136,127,000 | 137,115,000 | 137,115,000 | 137,115,000 | 137,115,000 | 137,115,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 123,712,000 | 136,084,000 | 136,084,000 | 136,084,000 | 136,084,000 | 136,084,000 | 136,084,000 | 136,084,000 | 136,084,000 | 139,177,000 | 242,270,000 | 226,805,000 | 103,093,000 | |||||||||||||||||||||||||||||||||||||
subordinated notes | 99,574 | 99,105 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest-bearing liabilities and average rate paid | 31,210,108 | 24,182,118 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shareholders’ equity | 3,787,362 | 4,358,663 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income | 984,867 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest spread | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income to total average earning assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 310 at both september 30, 2024 and december 31, 2023 | 3,569,718,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 310 at both june 30, 2024 and december 31, 2023 | 3,586,116,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 310 at both march 31, 2024 and december 31, 2023 | 3,600,729,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 310 in 2023 and 158 in 2022 | 3,619,428,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 310 at september 30, 2023 and 158 at december 31, 2022 | 3,628,123,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 267 at june 30, 2023 and 158 at december 31, 2022 | 3,691,220,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
goodwill | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,952,000 | 654,668,000 | 654,668,000 | 654,668,000 | 654,668,000 | 654,668,000 | 654,668,000 | 653,849,000 | 649,020,000 | 536,649,000 | 535,509,000 | 535,509,000 | 535,509,000 | 535,509,000 | 535,509,000 | 535,560,000 | 535,560,000 | 528,072,000 | 528,072,000 | 528,072,000 | 527,684,000 | 527,684,000 | 527,684,000 | 527,684,000 | 527,684,000 | 527,684,000 | 527,684,000 | 527,197,000 | 527,197,000 | 526,567,000 | 526,876,000 | 526,851,000 | 524,117,000 | 102,367,000 | 98,873,000 | 97,838,000 | ||||||||||
other intangible assets | 208,000 | 290,000 | 386,000 | 486,000 | 589,000 | 720,000 | 1,019,000 | 1,176,000 | 1,361,000 | 1,563,000 | 1,771,000 | 1,983,000 | 2,224,000 | 2,481,000 | 2,745,000 | 3,019,000 | 3,324,000 | 3,649,000 | 3,980,000 | 4,316,000 | 4,685,000 | 5,073,000 | 5,475,000 | 5,880,000 | 6,318,000 | 6,776,000 | 6,931,000 | 7,517,000 | 8,136,000 | 9,566,000 | 10,382,000 | 11,231,000 | 13,121,000 | 15,700,000 | 5,656,000 | 5,759,000 | 6,539,000 | 7,327,000 | 8,147,000 | 9,066,000 | 10,039,000 | 11,033,000 | 10,604,000 | 11,656,000 | 12,764,000 | 13,215,000 | 14,335,000 | 15,552,000 | 16,828,000 | 18,127,000 | 19,460,000 | 20,933,000 | 21,839,000 | 23,557,000 | 24,266,000 | 26,579,000 | 31,523,000 | 38,480,000 | 14,149,000 | 16,001,000 | 21,330,000 | ||||||||||
cash surrender value of life insurance policies | 190,575,000 | 190,601,000 | 190,188,000 | 190,368,000 | 189,823,000 | 189,471,000 | 189,941,000 | 189,818,000 | 189,756,000 | 189,984,000 | 189,148,000 | 189,091,000 | 188,078,000 | 187,156,000 | 186,217,000 | 185,303,000 | 184,371,000 | 183,473,000 | 182,603,000 | 181,756,000 | 181,297,000 | 180,477,000 | 179,789,000 | 178,987,000 | 178,206,000 | 177,884,000 | 176,963,000 | 176,345,000 | 176,058,000 | 174,514,000 | 173,639,000 | 172,936,000 | 171,142,000 | 170,245,000 | 141,790,000 | 140,404,000 | 139,704,000 | 138,898,000 | 138,005,000 | 137,009,000 | 136,041,000 | 135,035,000 | 133,967,000 | 132,899,000 | 131,883,000 | 130,910,000 | 129,922,000 | 128,758,000 | 127,579,000 | 126,501,000 | 125,405,000 | 124,270,000 | 123,579,000 | 122,359,000 | 121,197,000 | 119,974,000 | 116,231,000 | 111,742,000 | 105,223,000 | 105,978,000 | |||||||||||
securities held to maturity, net of allowance for credit losses of 262 at march 31, 2023 and 158 at december 31, 2022 | 3,711,579,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 158 in 2022 and 158 in 2021 | 2,639,083,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 158 at september 30, 2022 and 158 at december 31, 2021 | 2,174,084,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 158 at june 30, 2022 and 158 at december 31, 2021 | 1,946,428,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 158 at march 31, 2022 and 158 at december 31, 2021 | 1,665,465,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
taxable-equivalent net interest income | 1,077,315 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
taxable-equivalent adjustment | 92,448 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
credit loss expense | 63 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest income | 386,728 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest expense | 881,994 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income before income taxes | 489,538 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax expense | 46,459 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 443,079 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock dividends | 7,157 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of preferred stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income available to common shareholders | 435,922 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share - basic | 6.79 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share - diluted | 6.76 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends per common share | 2.94 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return on average assets | 0.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return on average common equity | 10.35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
average shareholders' equity to average assets | 9.48 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan bank advances | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 158 at september 30, 2021 and 160 at december 31, 2020 | 1,759,270,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 158 at june 30, 2021 and 160 at december 31, 2020 | 1,813,405,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 158 at march 31, 2021 and 160 at december 31, 2020 | 1,820,567,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds sold and resell agreements | 775,000 | 20,500,000 | 48,900,000 | 376,725,000 | 356,374,000 | 388,049,000 | 469,718,000 | 324,767,000 | 635,017,000 | 483,867,000 | 329,692,000 | 339,742,000 | 159,967,000 | 49,642,000 | 123,692,000 | 30,292,000 | 18,742,000 | 34,867,000 | 66,842,000 | 29,117,000 | 17,692,000 | 19,042,000 | 29,617,000 | 8,598,000 | 17,773,000 | 5,273,000 | 5,273,000 | 9,273,000 | 16,322,000 | 84,448,000 | 16,452,000 | 12,502,000 | 8,052,000 | 19,302,000 | 30,827,000 | 9,051,000 | 10,002,000 | 61,302,000 | 8,638,000 | 12,063,000 | 6,240,000 | 5,290,000 | 9,115,000 | 803,950,000 | 87,675,000 | 85,125,000 | 180,026,000 | 354,075,000 | 735,225,000 | 744,675,000 | |||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 160 in 2020 | 1,945,673,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds purchased and repurchase agreements | 2,116,997,000 | 1,608,667,000 | 1,589,384,000 | 1,170,978,000 | 1,695,342,000 | 1,200,655,000 | 1,319,507,000 | 1,227,149,000 | 1,367,548,000 | 1,083,777,000 | 977,470,000 | 1,032,221,000 | 1,147,824,000 | 997,919,000 | 924,867,000 | 895,200,000 | 976,992,000 | 804,302,000 | 733,160,000 | 693,886,000 | 632,179,000 | 592,364,000 | 604,207,000 | 580,965,000 | 612,991,000 | 515,235,000 | 587,137,000 | 549,823,000 | 510,102,000 | 561,061,000 | 601,204,000 | 656,025,000 | 637,098,000 | 722,202,000 | 658,246,000 | 574,132,000 | 553,571,000 | 475,673,000 | 430,737,000 | 438,496,000 | 481,453,000 | 482,048,000 | 452,921,000 | 656,363,000 | 634,475,000 | 1,073,279,000 | 1,286,449,000 | 933,072,000 | 864,190,000 | 506,342,000 | |||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 160 at september 30, 2020 | 1,951,384,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 172 at june 30, 2020 | 1,968,954,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, net of allowance for credit losses of 200 at march 31, 2020 | 1,984,149,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, at amortized cost | 2,030,005,000 | 1,020,838,000 | 1,035,299,000 | 1,077,279,000 | 1,106,057,000 | 1,111,762,000 | 1,236,511,000 | 1,247,154,000 | 1,432,098,000 | 1,442,222,000 | 1,596,262,000 | 1,640,255,000 | 2,250,460,000 | 2,264,460,000 | 2,339,602,000 | 2,368,019,000 | 2,677,485,000 | 2,795,676,000 | 2,817,511,000 | 2,942,012,000 | 3,065,867,000 | 3,082,082,000 | 3,156,146,000 | 3,166,692,000 | 3,068,008,000 | 2,956,381,000 | 364,997,000 | 365,356,000 | 365,603,000 | 365,996,000 | 366,267,000 | 349,997,000 | 341,034,000 | 283,629,000 | 256,724,000 | 252,995,000 | 5,923,000 | 6,115,000 | 6,351,000 | 6,583,000 | 6,755,000 | 6,948,000 | 7,144,000 | 8,125,000 | 10,096,000 | 16,714,000 | 25,088,000 | ||||||||||||||||||||||||
less: allowance for loan losses | -132,167,000 | -136,559,000 | -134,929,000 | -136,350,000 | -132,132,000 | -137,578,000 | -150,226,000 | -149,885,000 | -155,364,000 | -154,303,000 | -149,558,000 | -153,056,000 | -153,045,000 | -149,773,000 | -149,714,000 | -161,880,000 | -110,373,000 | -106,607,000 | -105,708,000 | -98,312,000 | -98,286,000 | -95,156,000 | -93,147,000 | -93,400,000 | -93,589,000 | -104,453,000 | -105,401,000 | -105,648,000 | -107,181,000 | -110,147,000 | -115,433,000 | -122,741,000 | |||||||||||||||||||||||||||||||||||||||
other long-term borrowings, net of unamortized issuance costs | 99,990,000 | 99,960,000 | 99,930,000 | 99,900,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other long-term borrowings | 100,000,000 | 100,000,000 | 100,000,000 | 100,000,000 | 100,000,000 | 100,000,000 | 100,000,000 | 100,000,000 | 100,002,000 | 100,007,000 | 100,012,000 | 100,017,000 | 100,022,000 | 100,026,000 | 100,031,000 | 250,036,000 | 250,040,000 | 250,045,000 | 250,049,000 | 250,054,000 | 256,558,000 | 486,566,000 | 486,571,000 | 486,575,000 | |||||||||||||||||||||||||||||||||||||||||||||||
junior participating preferred stock, par value 0.01 per share... | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
less: allowance for possible loan losses | -124,321,000 | -126,316,000 | -126,157,000 | -125,442,000 | -125,369,000 | -125,309,000 | -123,122,000 | -122,501,000 | -114,168,000 | -110,244,000 | -107,109,000 | -92,339,000 | -96,085,000 | -75,810,000 | -83,501,000 | -82,584,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
subordinated notes payable and other borrowings | 256,562,000 | 256,577,000 | 256,581,000 | 261,146,000 | 186,366,000 | 150,872,000 | 152,752,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive loss, net of tax | -7,382,000 | -54,892,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
junior participating preferred stock, par value .01 per share; 250,000 shares authorized; none issued | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock | 536,000 | 536,000 | 536,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred compensation | -5,567,000 | -3,771,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds sold and securities purchased under resale agreements | 567,525,000 | 724,150,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds purchased and securities sold under repurchase agreements | 421,801,000 | 811,218,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
surplus | 200,844,000 | 196,830,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
time deposits | 8,661,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity | 36,135,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale | 2,417,126,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans, net of unearned discount of 7,841 in 2002 and 5,005 in 2001 | 4,518,913,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest and other assets | 304,691,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
demand deposits | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commercial and individual | 2,165,033,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
correspondent banks | 1,001,713,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
public funds | 62,306,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings and interest-on-checking | 1,030,227,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest and other liabilities | 161,044,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
subordinated notes payable and other long-term debt | 149,445,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
guaranteed preferred beneficial interest in the corporation’s junior subordinated deferrable interest debentures | 98,678,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 174,380,000 | 157,003,000 | 150,922,000 | 154,852,000 | 146,501,000 | 145,499,000 | 135,690,000 | 102,551,000 | 155,651,000 | 162,118,000 | 177,653,000 | 191,174,000 | 169,760,000 | 119,114,000 | 99,102,000 | 101,021,000 | 107,975,000 | 118,068,000 | 116,015,000 | 88,270,000 | 95,056,000 | 93,072,000 | 54,753,000 | 103,681,000 | 111,836,000 | 111,586,000 | 116,496,000 | 119,253,000 | 117,844,000 | 111,341,000 | 106,480,000 | 100,524,000 | 93,131,000 | 85,553,000 | 84,941,000 | 83,719,000 | 80,284,000 | 71,479,000 | 68,779,000 | 75,850,000 | 73,077,000 | 72,163,000 | 77,615,000 | 66,470,000 | 61,188,000 | 60,444,000 | 59,663,000 | 55,188,000 | 60,188,000 | 58,669,000 | 58,062,000 | 61,033,000 | 55,414,000 | 54,507,000 | 55,686,000 | 51,928,000 | 53,051,000 | 54,995,000 | 52,900,000 | 47,818,000 | 51,494,000 | 44,699,000 | 37,859,000 | 44,982,000 | 52,963,000 |
adjustments to reconcile net income to net cash from operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
credit loss expense | 6,779,000 | 13,129,000 | 13,070,000 | 16,162,000 | 19,386,000 | 15,787,000 | 13,650,000 | 15,981,000 | 11,185,000 | 9,901,000 | 9,104,000 | 0 | 0 | 0 | 63,000 | 13,756,000 | 20,302,000 | 31,975,000 | 175,197,000 | ||||||||||||||||||||||||||||||||||||||||||||||
deferred tax expense | 7,064,000 | -2,728,000 | -1,289,000 | -435,000 | -3,452,000 | -3,267,000 | -4,446,000 | -11,782,000 | -558,000 | -680,000 | -1,809,000 | -1,540,000 | -974,000 | -1,972,000 | -432,000 | 3,112,000 | -516,000 | 1,016,000 | 4,172,000 | -7,029,000 | 43,130,000 | -25,844,000 | -26,089,000 | 9,239,000 | -950,000 | 369,000 | -1,044,000 | 13,725,000 | 16,312,000 | 12,475,000 | 10,411,000 | -4,988,000 | -5,332,000 | 128,000 | -4,301,000 | 31,000 | -1,996,000 | -5,238,000 | -4,395,000 | -4,830,000 | -3,656,000 | -3,748,000 | -2,784,000 | -2,607,000 | -1,933,000 | 2,010,000 | 379,000 | -2,118,000 | -1,385,000 | -1,043,000 | -1,438,000 | -2,539,000 | 8,304,000 | -382,000 | 384,000 | -139,000 | 5,522,000 | 528,000 | -1,013,000 | -393,000 | -3,362,000 | -1,290,000 | -3,021,000 | -2,181,000 | 16,780,000 |
accretion of loan discounts | -6,870,000 | -5,830,000 | -7,888,000 | -7,686,000 | -6,020,000 | -5,279,000 | -4,966,000 | -4,650,000 | -3,809,000 | -4,140,000 | -5,125,000 | -2,349,000 | -3,991,000 | -3,636,000 | -2,945,000 | -3,011,000 | -3,302,000 | -3,152,000 | -3,425,000 | -3,787,000 | -4,225,000 | -3,620,000 | -4,060,000 | -3,833,000 | -4,039,000 | -3,568,000 | -3,757,000 | -3,871,000 | -3,566,000 | -3,526,000 | -3,378,000 | -4,495,000 | -4,164,000 | -3,490,000 | -3,913,000 | -3,689,000 | -3,708,000 | -4,458,000 | -3,727,000 | -3,594,000 | -3,380,000 | -3,571,000 | -3,528,000 | -3,530,000 | -3,503,000 | -3,633,000 | -2,890,000 | -2,900,000 | -2,567,000 | -2,658,000 | -2,701,000 | -2,962,000 | -3,109,000 | -4,092,000 | -3,407,000 | -2,366,000 | -3,447,000 | -2,607,000 | -2,595,000 | -2,687,000 | -2,844,000 | -2,655,000 | -5,161,000 | -3,314,000 | -3,036,000 |
securities premium amortization (discount accretion) | 8,779,000 | 10,183,000 | 9,945,000 | 9,636,000 | 10,791,000 | 11,538,000 | 13,248,000 | 13,279,000 | 13,695,000 | 16,399,000 | 20,520,000 | 21,072,000 | 23,103,000 | 25,571,000 | 27,654,000 | 29,225,000 | 29,583,000 | 29,836,000 | 30,598,000 | 30,705,000 | 30,903,000 | 30,417,000 | 31,760,000 | 30,595,000 | 28,237,000 | 28,030,000 | 28,696,000 | 26,780,000 | 24,812,000 | 24,676,000 | 24,260,000 | 23,478,000 | 22,803,000 | 22,014,000 | 21,638,000 | 20,634,000 | 20,265,000 | 19,081,000 | 19,725,000 | 18,835,000 | 18,203,000 | 17,308,000 | 15,606,000 | 14,549,000 | 13,810,000 | 11,930,000 | 9,414,000 | 8,710,000 | 6,749,000 | 5,730,000 | 4,683,000 | 4,539,000 | 3,851,000 | 2,685,000 | 2,537,000 | 2,368,000 | 2,091,000 | 1,800,000 | 1,677,000 | 2,497,000 | 1,279,000 | 821,000 | 663,000 | 345,000 | 289,000 |
net loss on securities transactions | 0 | 0 | 14,000 | 112,000 | -33,000 | -21,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization | 22,235,000 | 21,840,000 | 21,894,000 | 21,404,000 | 20,718,000 | 20,459,000 | 20,236,000 | 20,185,000 | 19,181,000 | 18,604,000 | 18,472,000 | 18,041,000 | 17,897,000 | 17,855,000 | 17,551,000 | 17,739,000 | 17,490,000 | 17,119,000 | 16,941,000 | 16,618,000 | 16,263,000 | 15,971,000 | 15,518,000 | 14,909,000 | 13,477,000 | 12,953,000 | 12,752,000 | 12,720,000 | 12,871,000 | 12,451,000 | 12,130,000 | 11,993,000 | 11,764,000 | 11,934,000 | 12,121,000 | 12,465,000 | 11,889,000 | 11,911,000 | 11,912,000 | 10,622,000 | 10,186,000 | 9,989,000 | 10,136,000 | 9,755,000 | 9,702,000 | 9,754,000 | 9,617,000 | 9,464,000 | 9,402,000 | 9,432,000 | 9,445,000 | 9,497,000 | 9,546,000 | 9,582,000 | 9,309,000 | 9,191,000 | 9,659,000 | 9,674,000 | 9,285,000 | 8,970,000 | 9,360,000 | 9,235,000 | 9,047,000 | 8,817,000 | 8,917,000 |
net loss on sale/write-down of assets/foreclosed assets | 80,000 | -11,000 | -2,363,000 | 1,000 | -284,000 | 6,000 | -27,000 | 130,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock-based compensation | 4,270,000 | 4,832,000 | 4,081,000 | 9,743,000 | 1,759,000 | 4,523,000 | 3,738,000 | 11,944,000 | 3,111,000 | 4,793,000 | 4,742,000 | 9,619,000 | 3,173,000 | 3,418,000 | 2,112,000 | 4,997,000 | 1,985,000 | 3,245,000 | 2,526,000 | 5,691,000 | 2,443,000 | 3,272,000 | 2,512,000 | 5,253,000 | 2,675,000 | 4,364,000 | 3,654,000 | 4,387,000 | 2,796,000 | 3,585,000 | 3,175,000 | 4,000,000 | 2,722,000 | 3,188,000 | 3,103,000 | 3,801,000 | 2,521,000 | 2,995,000 | 2,482,000 | 2,342,000 | 2,775,000 | 2,562,000 | 2,242,000 | 2,560,000 | 2,136,000 | 2,325,000 | 2,643,000 | 2,342,000 | 4,894,000 | 2,544,000 | 2,843,000 | 2,555,000 | 5,947,000 | 2,433,000 | 3,846,000 | 3,737,000 | |||||||||
net tax benefit from stock-based compensation | 440,000 | 464,000 | 912,000 | 2,515,000 | 659,000 | 248,000 | 373,000 | 311,000 | 114,000 | 127,000 | 342,000 | 1,708,000 | 1,249,000 | 401,000 | 1,244,000 | 3,372,000 | 287,000 | 1,082,000 | 3,136,000 | 158,000 | 138,000 | 220,000 | 336,000 | 845,000 | 471,000 | 415,000 | 716,000 | 487,000 | 218,000 | 949,000 | 2,211,000 | 3,218,000 | 265,000 | 2,064,000 | 3,515,000 | ||||||||||||||||||||||||||||||
earnings on life insurance policies | -1,026,000 | -954,000 | -928,000 | -960,000 | -945,000 | -931,000 | -909,000 | -780,000 | -777,000 | -762,000 | -625,000 | -535,000 | -545,000 | -483,000 | -533,000 | -561,000 | -558,000 | -603,000 | -740,000 | -836,000 | -960,000 | -1,013,000 | -922,000 | -939,000 | -914,000 | -932,000 | -898,000 | -870,000 | -847,000 | -843,000 | -820,000 | -823,000 | -802,000 | -782,000 | -783,000 | -921,000 | -933,000 | -878,000 | -867,000 | -875,000 | -928,000 | -886,000 | -897,000 | -732,000 | -682,000 | -700,000 | -806,000 | -893,000 | -996,000 | -968,000 | -1,006,000 | -1,068,000 | -1,068,000 | -1,016,000 | -973,000 | -988,000 | -1,164,000 | -1,179,000 | -1,078,000 | -1,096,000 | -1,135,000 | -1,118,000 | -1,332,000 | -1,273,000 | -1,223,000 |
net change in: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trading account securities | 1,973,000 | -3,557,000 | -752,000 | -3,024,000 | -445,000 | 3,383,000 | -3,558,000 | -1,200,000 | -1,355,000 | -1,404,000 | 1,739,000 | -870,000 | -328,000 | 343,000 | 139,000 | -139,000 | -740,000 | 2,472,000 | -2,153,000 | 39,000 | 0 | 12,622,000 | -12,819,000 | 2,920,000 | -2,064,000 | -2,650,000 | 1,582,000 | -1,564,000 | 1,169,000 | -3,589,000 | 1,326,000 | -824,000 | 4,102,000 | -6,032,000 | -1,088,000 | -542,000 | 241,000 | 621,000 | -444,000 | -606,000 | 24,000 | -236,000 | -199,000 | 0 | 909,000 | 1,488,000 | 5,887,000 | 7,410,000 | -15,251,000 | 1,740,000 | 283,000 | -3,237,000 | 2,214,000 | -1,306,000 | 6,229,000 | -5,645,000 | -167,000 | 899,000 | 778,000 | -485,000 | -1,212,000 | 600,000 | 732,000 | -1,694,000 | 10,819,000 |
lease right-of-use assets | 5,340,000 | 6,497,000 | 6,390,000 | 6,373,000 | 6,418,000 | 6,253,000 | 6,220,000 | 6,226,000 | 6,154,000 | 6,241,000 | 4,952,000 | 6,258,000 | 6,109,000 | 6,072,000 | 5,970,000 | 5,938,000 | 5,869,000 | 5,808,000 | 5,889,000 | 6,514,000 | 5,928,000 | 5,871,000 | 5,620,000 | 5,506,000 | 5,451,000 | 4,334,000 | 4,833,000 | ||||||||||||||||||||||||||||||||||||||
accrued interest receivable and other assets | 67,732,000 | -54,181,000 | 55,711,000 | -63,503,000 | 35,036,000 | -44,156,000 | 331,765,000 | -288,105,000 | -3,611,000 | -73,294,000 | 132,345,000 | -52,861,000 | 71,857,000 | -80,007,000 | -55,232,000 | 19,289,000 | -26,654,000 | -112,359,000 | 73,164,000 | -105,422,000 | 78,930,000 | -50,672,000 | -81,100,000 | -53,178,000 | 55,715,000 | -50,741,000 | 32,634,000 | -66,851,000 | 23,912,000 | -66,514,000 | 23,555,000 | -65,674,000 | 30,611,000 | -75,821,000 | 55,705,000 | -18,529,000 | 37,929,000 | -56,213,000 | 29,418,000 | 107,405,000 | -28,515,000 | -36,459,000 | -8,751,000 | -49,570,000 | 14,633,000 | 54,017,000 | -51,921,000 | 9,460,000 | -4,944,000 | 29,859,000 | -18,508,000 | 41,769,000 | -57,090,000 | 9,843,000 | 4,124,000 | 27,621,000 | 72,294,000 | 18,995,000 | -31,947,000 | 10,488,000 | -9,937,000 | 10,375,000 | -9,514,000 | 77,238,000 | -146,976,000 |
accrued interest payable and other liabilities | -42,593,000 | -5,915,000 | -545,830,000 | -81,089,000 | 77,280,000 | -24,497,000 | -22,698,000 | 52,095,000 | 39,630,000 | 16,941,000 | -193,659,000 | -10,047,000 | -42,458,000 | -124,420,000 | 238,065,000 | -75,540,000 | 72,613,000 | 68,035,000 | -26,287,000 | 3,938,000 | -19,903,000 | -153,703,000 | 196,814,000 | -74,735,000 | 76,362,000 | 36,090,000 | -56,098,000 | -6,636,000 | 8,631,000 | -54,552,000 | 28,376,000 | 110,752,000 | -3,303,000 | 12,425,000 | -48,702,000 | -3,139,000 | 1,668,000 | 1,240,000 | -5,714,000 | 29,630,000 | -8,388,000 | -9,423,000 | -14,497,000 | -14,666,000 | -29,098,000 | -7,312,000 | -22,951,000 | -140,719,000 | -25,344,000 | -5,542,000 | 9,883,000 | -9,286,000 | -9,371,000 | 16,903,000 | 7,245,000 | -25,293,000 | -12,996,000 | 27,219,000 | 12,773,000 | -4,067,000 | -11,008,000 | 5,203,000 | 340,000 | -63,953,000 | 60,306,000 |
net cash from operating activities | 248,583,000 | 140,772,000 | -296,111,000 | 64,302,000 | 307,217,000 | 129,579,000 | 488,434,000 | -83,001,000 | 238,688,000 | 154,812,000 | 168,346,000 | 182,670,000 | 244,858,000 | -37,771,000 | 332,825,000 | 95,680,000 | 204,023,000 | 128,825,000 | 219,765,000 | 49,145,000 | 268,138,000 | -41,968,000 | 248,928,000 | 48,894,000 | 293,281,000 | 145,783,000 | 146,132,000 | 102,220,000 | 206,167,000 | 43,293,000 | 210,708,000 | 182,635,000 | 166,982,000 | 58,807,000 | 129,655,000 | 102,868,000 | 155,260,000 | 49,624,000 | 130,090,000 | 241,576,000 | 61,525,000 | 54,778,000 | 74,626,000 | 27,629,000 | 72,583,000 | 133,557,000 | 11,915,000 | -45,172,000 | 30,776,000 | 101,768,000 | 65,545,000 | 101,910,000 | 15,029,000 | 93,669,000 | 94,434,000 | 71,237,000 | 141,827,000 | 124,919,000 | 72,601,000 | 85,186,000 | 60,372,000 | 90,334,000 | 51,414,000 | 71,809,000 | 13,327,000 |
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
free cash flows | 248,583,000 | 140,772,000 | -296,111,000 | 64,302,000 | 307,217,000 | 129,579,000 | 488,434,000 | -83,001,000 | 238,688,000 | 154,812,000 | 168,346,000 | 182,670,000 | 244,858,000 | -37,771,000 | 332,825,000 | 95,680,000 | 204,023,000 | 128,825,000 | 219,765,000 | 49,145,000 | 268,138,000 | -41,968,000 | 248,928,000 | 48,894,000 | 293,281,000 | 145,783,000 | 146,132,000 | 102,220,000 | 206,167,000 | 43,293,000 | 210,708,000 | 182,635,000 | 166,982,000 | 58,807,000 | 129,655,000 | 102,868,000 | 155,260,000 | 49,624,000 | 130,090,000 | 241,576,000 | 61,525,000 | 54,778,000 | 74,626,000 | 27,629,000 | 72,583,000 | 133,557,000 | 11,915,000 | -45,172,000 | 30,776,000 | 101,768,000 | 65,545,000 | 101,910,000 | 15,029,000 | 93,669,000 | 94,434,000 | 71,237,000 | 141,827,000 | 124,919,000 | 72,601,000 | 85,186,000 | 60,372,000 | 90,334,000 | 51,414,000 | 71,809,000 | 13,327,000 |
investing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases | 0 | 0 | -1,500,000 | 0 | -6,181,000 | -301,649,000 | -839,794,000 | -545,671,000 | -466,907,000 | -379,982,000 | -31,545,000 | 0 | 0 | 0 | -1,500,000 | 0 | 0 | 0 | -1,500,000 | -813,955,000 | -36,464,000 | -87,275,000 | -133,832,000 | 0 | -16,496,000 | -9,141,000 | -57,547,000 | -27,017,000 | -3,833,000 | 6,821,845,000 | -7,068,993,000 | 11,615,333,000 | -266,386,000 | -10,750,936,000 | -599,011,000 | -4,362,960,000 | |||||||||||||||||||||||||||||
maturities, calls and principal repayments | 30,613,000 | 24,103,000 | 22,785,000 | 34,993,000 | 15,432,000 | 13,633,000 | 17,692,000 | 7,677,000 | 61,918,000 | 25,236,000 | 67,311,000 | 3,487,000 | 294,675,000 | 152,015,000 | 111,211,000 | 5,624,000 | 49,553,000 | 2,387,000 | 120,029,000 | 244,000 | 12,101,000 | 9,706,000 | 41,526,000 | 12,489,000 | 9,196,000 | 36,656,000 | 23,421,000 | 292,000 | 117,200,000 | 3,991,000 | 179,149,000 | 2,614,000 | 145,688,000 | 35,417,000 | 599,457,000 | 881,000 | 63,073,000 | 15,180,000 | 149,507,000 | 103,968,000 | 8,127,000 | 95,453,000 | 109,188,000 | 1,158,000 | 42,113,000 | 3,838,000 | 1,590,000 | 8,133,000 | 1,334,000 | 277,000 | 174,000 | 315,000 | 201,000 | 163,000 | 145,000 | 156,000 | 167,000 | 188,000 | 163,000 | 190,000 | 1,235,000 | 232,000 | 172,000 | 193,000 | 195,000 |
securities available for sale: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sales | 2,651,000 | 0 | 38,556,000 | 62,663,000 | 0 | 360,712,000 | 659,082,000 | 884,273,000 | 0 | 0 | 51,250,000 | 1,111,102,000 | 10,424,081,000 | 4,944,537,000 | 2,346,626,000 | 944,903,000 | 1,109,000 | 0 | 0 | 135,610,000 | 4,497,202,000 | 0 | 223,987,000 | 3,649,954,000 | 1,474,000 | 3,997,485,000 | 4,498,102,000 | 600,002,000 | 0 | 6,002,402,000 | 9,985,078,000 | 0 | 39,005,000 | 845,000 | 5,547,541,000 | 0 | 0 | 2,999,251,000 | 6,998,743,000 | 196,530,000 | 0 | 3,983,016,000 | |||||||||||||||||||||||
proceeds from sale of loans | 6,814,000 | 6,700,000 | 605,000 | 2,132,000 | 0 | 891,000 | 300,000 | 13,636,000 | 0 | 0 | 0 | 0 | 0 | 11,337,000 | 12,699,000 | 0 | 2,400,000 | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||
net change in loans | -198,271,000 | -362,596,000 | -151,515,000 | -721,225,000 | -65,360,000 | -612,888,000 | -566,638,000 | -444,862,000 | -654,131,000 | -268,194,000 | -334,708,000 | -206,040,000 | -213,466,000 | -195,025,000 | -209,490,000 | -503,505,000 | 764,630,000 | 1,291,635,000 | -406,836,000 | 695,255,000 | -258,031,000 | -2,671,105,000 | -622,514,000 | -124,364,000 | -178,771,000 | -68,144,000 | -322,308,000 | -290,238,000 | -117,450,000 | -373,684,000 | -227,417,000 | -441,929,000 | -196,294,000 | -335,127,000 | -214,281,000 | -396,291,000 | 1,494,000 | -89,560,000 | -54,632,000 | 41,759,000 | -184,679,000 | -225,770,000 | -66,981,000 | -253,620,000 | -237,216,000 | -75,749,000 | -73,705,000 | 47,259,000 | -417,795,000 | -322,005,000 | -367,863,000 | -133,759,000 | 87,948,000 | -36,766,000 | -56,409,000 | 75,427,000 | -92,345,000 | 5,291,000 | 105,136,000 | 158,517,000 | 125,940,000 | 97,184,000 | 120,977,000 | 59,764,000 | -258,725,000 |
net cash paid in insurance agency asset acquisition | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefits received on life insurance policies | -43,000 | 1,133,000 | 687,000 | 760,000 | 0 | 934,000 | 129,000 | 937,000 | 0 | 788,000 | 212,000 | 715,000 | 0 | 131,000 | 1,201,000 | 363,000 | 435,000 | 541,000 | 968,000 | 0 | 0 | 0 | 135,000 | 0 | 1,000 | 461,000 | 0 | 315,000 | 0 | 427,000 | 112,000 | 111,000 | |||||||||||||||||||||||||||||||||
proceeds from sales of premises and equipment | 6,000 | 33,000 | 5,000 | 8,000 | 8,000 | 5,000 | 4,000 | 0 | 103,000 | 3,000 | 1,176,000 | 16,000 | 29,000 | 17,000 | 1,000 | 11,000 | 597,000 | 6,433,000 | 3,000 | 2,934,000 | 0 | 3,053,000 | 1,000 | 19,000 | 3,342,000 | 10,000 | 4,667,000 | 769,000 | 15,000 | 1,527,000 | 11,317,000 | 2,972,000 | 3,000 | 6,000 | 1,544,000 | 57,257,000 | 1,000 | 3,000 | 1,513,000 | 64,000 | 7,000 | 13,000 | 15,000 | 11,000 | 3,751,000 | 12,550,000 | 1,320,000 | 152,000 | 3,399,000 | 214,000 | 83,000 | 125,000 | 143,000 | 988,000 | 158,000 | 178,000 | 150,000 | 577,000 | 645,000 | 64,000 | 5,000 | 1,000 | 3,000 | ||
purchases of premises and equipment | -36,918,000 | -26,265,000 | -40,953,000 | -37,647,000 | -25,329,000 | -26,616,000 | -38,184,000 | -40,568,000 | -32,906,000 | -39,053,000 | -46,103,000 | -46,866,000 | -27,619,000 | -15,642,000 | -12,374,000 | -28,762,000 | -9,035,000 | -15,239,000 | -12,814,000 | -13,556,000 | -29,830,000 | -20,287,000 | -31,749,000 | -38,390,000 | -69,704,000 | -54,583,000 | -44,039,000 | -22,489,000 | -11,015,000 | -29,007,000 | -16,759,000 | -10,293,000 | -9,315,000 | -8,170,000 | -6,311,000 | -21,001,000 | -9,188,000 | -16,093,000 | -7,366,000 | -22,244,000 | -45,002,000 | -51,803,000 | -35,939,000 | -31,403,000 | -13,215,000 | -6,263,000 | -11,686,000 | -6,834,000 | -5,167,000 | -3,692,000 | -7,756,000 | -8,276,000 | -3,453,000 | -10,994,000 | -8,686,000 | -3,586,000 | -7,460,000 | -3,019,000 | -1,907,000 | -4,440,000 | -15,804,000 | -23,132,000 | -15,367,000 | -23,959,000 | -23,759,000 |
proceeds from sales of foreclosed assets | 0 | 0 | 15,135,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from investing activities | -275,187,000 | -57,571,000 | -1,818,642,000 | -294,407,000 | 179,117,000 | -686,090,000 | 620,501,000 | -111,925,000 | -112,193,000 | -69,345,000 | -649,288,000 | -1,727,930,000 | -1,577,503,000 | -1,712,197,000 | -3,259,700,000 | -3,339,812,000 | 51,994,000 | 1,164,832,000 | -402,029,000 | 936,582,000 | -489,430,000 | -2,469,196,000 | 390,997,000 | -178,573,000 | -252,252,000 | -170,460,000 | -785,465,000 | -509,447,000 | -516,820,000 | -633,862,000 | -253,191,000 | -822,975,000 | 492,962,000 | -363,379,000 | 22,797,000 | -826,876,000 | -424,441,000 | -685,587,000 | 562,923,000 | -181,767,000 | -280,140,000 | -355,416,000 | -708,578,000 | -28,606,000 | 339,483,000 | 346,776,000 | -384,140,000 | 250,751,000 | -440,472,000 | -531,487,000 | -258,232,000 | -925,277,000 | -2,323,260,000 | 107,453,000 | 240,312,000 | -479,796,000 | -150,929,000 | -457,731,000 | -133,534,000 | 342,375,000 | -293,535,000 | -20,916,000 | -220,862,000 | -384,070,000 | -559,702,000 |
financing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in deposits | 833,538,000 | -707,057,000 | -332,077,000 | 1,002,127,000 | 1,402,481,000 | -488,346,000 | -1,114,082,000 | 928,333,000 | 291,405,000 | -1,483,325,000 | -1,770,041,000 | -2,605,990,000 | 958,421,000 | 1,170,836,000 | 1,735,233,000 | 3,082,929,000 | 878,627,000 | 1,808,960,000 | 1,909,419,000 | 1,516,258,000 | 820,407,000 | 4,538,229,000 | 501,303,000 | 555,982,000 | 1,098,559,000 | -309,840,000 | -854,341,000 | 800,350,000 | 352,355,000 | -681,279,000 | -194,611,000 | 469,120,000 | 789,696,000 | -528,591,000 | 330,589,000 | 704,027,000 | 820,097,000 | 130,476,000 | -186,620,000 | 483,243,000 | -308,468,000 | 13,692,000 | 973,997,000 | -173,070,000 | 376,847,000 | 900,675,000 | 34,315,000 | -453,462,000 | 1,252,169,000 | 968,080,000 | 368,096,000 | 152,273,000 | 692,875,000 | 959,742,000 | 394,572,000 | 230,217,000 | -50,745,000 | 577,927,000 | 218,412,000 | 420,438,000 | 391,572,000 | 425,001,000 | 463,606,000 | 524,194,000 | 890,717,000 |
net change in short-term borrowings | 151,445,000 | -49,041,000 | 128,204,000 | 328,504,000 | 237,545,000 | -185,540,000 | -156,981,000 | 393,193,000 | 164,800,000 | -711,499,000 | -417,397,000 | 2,603,352,000 | 401,054,000 | -169,933,000 | -888,906,000 | 539,495,000 | -16,360,000 | 320,165,000 | -193,573,000 | 508,330,000 | 19,283,000 | 418,406,000 | -524,364,000 | 494,687,000 | -118,852,000 | 92,358,000 | -140,399,000 | 283,771,000 | 106,307,000 | -54,751,000 | -115,603,000 | 149,905,000 | 73,052,000 | 29,667,000 | -81,792,000 | 172,690,000 | 71,142,000 | 39,274,000 | -199,636,000 | 39,815,000 | -11,843,000 | -198,912,000 | -32,026,000 | 47,567,000 | -153,018,000 | 37,314,000 | 39,721,000 | -50,959,000 | -40,143,000 | -54,821,000 | 18,927,000 | -85,104,000 | 63,956,000 | 84,114,000 | 20,561,000 | 77,898,000 | 44,936,000 | -7,759,000 | -42,957,000 | -595,000 | 29,127,000 | -203,442,000 | 21,888,000 | -438,804,000 | -213,170,000 |
proceeds from stock option exercises | 1,925,000 | 2,248,000 | 3,708,000 | 7,159,000 | 10,275,000 | 2,294,000 | 2,915,000 | 6,257,000 | 596,000 | 946,000 | 1,500,000 | 4,899,000 | 5,270,000 | 751,000 | 5,739,000 | 16,607,000 | 1,128,000 | 7,285,000 | 29,397,000 | 5,013,000 | 2,698,000 | 3,383,000 | 1,463,000 | 7,264,000 | 5,665,000 | 2,956,000 | 4,885,000 | 5,080,000 | 1,119,000 | 6,283,000 | 19,165,000 | 22,324,000 | 1,273,000 | 19,402,000 | 24,747,000 | 30,993,000 | 44,287,000 | 3,490,000 | 96,000 | 2,880,000 | 8,222,000 | 728,000 | 5,464,000 | 2,830,000 | 17,279,000 | 30,837,000 | 13,743,000 | 20,446,000 | 424,000 | 2,881,000 | 1,669,000 | 5,542,000 | 199,000 | 0 | 1,470,000 | 5,769,000 | 10,277,000 | 5,358,000 | 7,307,000 | 15,865,000 | 371,000 | 7,920,000 | 7,720,000 | 215,000 | 2,931,000 |
purchase of treasury stock | -69,785,000 | -76,000 | -2,600,000 | -8,628,000 | -20,047,000 | -30,153,000 | -2,073,000 | -2,224,000 | -11,372,000 | -27,951,000 | -1,173,000 | -3,395,000 | 0 | 0 | -996,000 | -2,522,000 | -54,000 | 0 | -1,288,000 | -1,785,000 | -27,000 | 0 | -13,973,000 | -1,084,000 | -17,190,000 | -50,000,000 | -519,000 | -100,940,000 | 0 | -1,431,000 | -100,000,000 | 0 | -42,000 | -64,353,000 | -28,800,000 | 0 | -115,200,000 | -372,000 | 0 | -1,456,000 | -201,000 | -793,000 | 0 | 0 | -193,000 | -1,137,000 | |||||||||||||||||||
cash dividends paid on preferred stock | -1,668,000 | -1,669,000 | -1,669,000 | -1,669,000 | -1,668,000 | -1,669,000 | -1,669,000 | -1,669,000 | -1,668,000 | -1,669,000 | -1,669,000 | -1,669,000 | -1,668,000 | -1,669,000 | -1,669,000 | -1,669,000 | -1,668,000 | -1,669,000 | -2,151,000 | 0 | 0 | 0 | -2,016,000 | -2,016,000 | -2,016,000 | -2,015,000 | -2,016,000 | -2,016,000 | -2,016,000 | -2,015,000 | -2,016,000 | -2,016,000 | -2,016,000 | -2,015,000 | -2,016,000 | -2,016,000 | -2,016,000 | -2,015,000 | -2,016,000 | -2,016,000 | -2,015,000 | -2,016,000 | -2,016,000 | -2,015,000 | -2,016,000 | -2,015,000 | |||||||||||||||||||
cash dividends paid on common stock | -64,702,000 | -64,927,000 | -61,663,000 | -61,504,000 | -61,330,000 | -59,808,000 | -59,804,000 | -59,771,000 | -59,509,000 | -56,407,000 | -56,636,000 | -56,503,000 | -56,319,000 | -48,515,000 | -48,443,000 | -48,276,000 | -48,114,000 | -46,272,000 | -46,124,000 | -45,822,000 | -44,957,000 | -44,871,000 | -44,934,000 | -44,874,000 | -44,704,000 | -44,826,000 | -42,602,000 | -42,728,000 | -43,093,000 | -43,077,000 | -36,551,000 | -36,418,000 | -36,361,000 | -36,737,000 | -34,656,000 | -34,339,000 | -34,039,000 | -33,586,000 | -32,938,000 | -33,146,000 | -33,583,000 | -32,288,000 | -32,234,000 | -32,173,000 | -30,487,000 | -30,313,000 | -30,169,000 | -28,779,000 | |||||||||||||||||
net cash from financing activities | 850,753,000 | -820,522,000 | -266,097,000 | 1,265,989,000 | 1,567,256,000 | -763,222,000 | -1,331,694,000 | 1,264,119,000 | 384,252,000 | -2,279,905,000 | -2,245,416,000 | -59,306,000 | 1,306,758,000 | 951,470,000 | 800,958,000 | 3,573,161,000 | 813,559,000 | 2,088,469,000 | 1,695,680,000 | 2,127,446,000 | 797,404,000 | 4,915,147,000 | -232,521,000 | 1,009,959,000 | 921,462,000 | -311,367,000 | -1,034,992,000 | 943,517,000 | 414,672,000 | -774,909,000 | -329,616,000 | 601,484,000 | 725,644,000 | -518,286,000 | 235,276,000 | 870,065,000 | 899,346,000 | 137,723,000 | -421,073,000 | 426,550,000 | -357,603,000 | -218,721,000 | 913,795,000 | -156,544,000 | 209,940,000 | 938,373,000 | 55,120,000 | -512,098,000 | 1,182,499,000 | 886,644,000 | 359,204,000 | 44,509,000 | 728,462,000 | 865,678,000 | 387,144,000 | 286,253,000 | -22,805,000 | 536,883,000 | 150,009,000 | 410,697,000 | 165,351,000 | 205,000,000 | 468,542,000 | 290,709,000 | 654,919,000 |
net change in cash and cash equivalents | 824,149,000 | -737,321,000 | -2,380,850,000 | 1,035,884,000 | 2,053,590,000 | -1,319,733,000 | -222,759,000 | 1,069,193,000 | 510,747,000 | -2,194,438,000 | -2,726,358,000 | -1,604,566,000 | -25,887,000 | -798,498,000 | -2,125,917,000 | 329,029,000 | 1,069,576,000 | 3,382,126,000 | 1,513,416,000 | 3,113,173,000 | 576,112,000 | 2,403,983,000 | 407,404,000 | 880,280,000 | 962,491,000 | -336,044,000 | -1,674,325,000 | 536,290,000 | 104,019,000 | -1,365,478,000 | -372,099,000 | -38,856,000 | 1,385,588,000 | -822,858,000 | 387,728,000 | 146,057,000 | 630,165,000 | -498,240,000 | 271,940,000 | 486,359,000 | -576,218,000 | -519,359,000 | 279,843,000 | -157,521,000 | 622,006,000 | 1,418,706,000 | -317,105,000 | -306,519,000 | 772,803,000 | 456,925,000 | 166,517,000 | -778,858,000 | -1,579,769,000 | 1,066,800,000 | 721,890,000 | -122,306,000 | -31,907,000 | 204,071,000 | 89,076,000 | 838,258,000 | -67,812,000 | 274,418,000 | 299,094,000 | -21,552,000 | 108,544,000 |
cash and cash equivalents at beginning of period | 0 | 0 | 10,234,258,000 | 0 | 0 | 8,687,276,000 | 0 | 0 | 12,028,132,000 | 0 | 0 | 16,583,000,000 | 0 | 0 | 10,288,853,000 | 0 | 0 | 3,788,181,000 | 0 | 0 | 3,955,779,000 | 0 | 0 | 5,053,047,000 | |||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of period | 824,149,000 | -737,321,000 | 7,853,408,000 | 2,053,590,000 | -1,319,733,000 | 8,464,517,000 | 510,747,000 | -2,194,438,000 | 9,301,774,000 | -25,887,000 | -798,498,000 | 14,457,083,000 | 1,069,576,000 | 3,382,126,000 | 11,802,269,000 | 576,112,000 | 2,403,983,000 | 4,195,585,000 | 962,491,000 | -336,044,000 | 2,281,454,000 | 104,019,000 | -1,365,478,000 | 4,680,948,000 | |||||||||||||||||||||||||||||||||||||||||
net loss on sale/exchange/write-down of assets/foreclosed assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid in insurance agency asset acquisitions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of repossessed properties | 17,000 | 0 | 0 | 25,000 | 558,000 | 0 | 1,042,000 | 0 | 1,543,000 | 0 | 709,000 | 0 | 100,000 | 0 | 65,000 | 0 | 8,000 | 532,000 | 126,000 | 2,260,000 | 120,000 | 679,000 | 307,000 | 0 | 172,000 | 0 | 345,000 | 44,000 | 0 | 240,000 | 57,000 | 170,000 | 1,046,000 | 2,901,000 | 5,002,000 | 1,691,000 | 1,719,000 | 2,282,000 | 1,939,000 | 2,142,000 | 5,101,000 | 1,185,000 | 5,008,000 | 4,522,000 | 6,737,000 | 2,949,000 | 5,277,000 | 3,599,000 | 15,198,000 | 1,159,000 | -4,887,000 | 8,235,000 | 1,141,000 | 1,687,000 | 1,311,000 | 2,321,000 | 1,501,000 | ||||||||
cash and cash equivalents at beginning of year | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of year | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (gain) loss on securities transactions | 0 | 0 | 0 | -108,989,000 | -28,000 | -96,000 | 34,000 | 60,000 | 19,000 | 24,000 | 4,867,000 | -109,000 | 37,000 | 0 | -14,903,000 | 52,000 | 0 | -228,000 | -33,000 | 14,000 | -6,000 | -5,000 | -370,000 | 491,000 | 0 | 0 | -1,000 | -5,000 | 1,309,000 | 0 | 133,000 | ||||||||||||||||||||||||||||||||||
net (gain) loss on sale/write-down of assets/foreclosed assets | 19,000 | 91,000 | -9,000 | -1,742,000 | -134,000 | 530,000 | 133,000 | -536,000 | 397,000 | 304,000 | -881,000 | -698,000 | -4,437,000 | -669,000 | -1,471,000 | -3,982,000 | -2,652,000 | -662,000 | -850,000 | -533,000 | -3,245,000 | 223,000 | 36,000 | -632,000 | 59,000 | -66,000 | -779,000 | -76,000 | 792,000 | 147,000 | |||||||||||||||||||||||||||||||||||
principal payments on long-term borrowings | 0 | -2,000 | -5,000 | -5,000 | -5,000 | -5,000 | -4,000 | -5,000 | -150,005,000 | -4,000 | -5,000 | -4,000 | -12,377,000 | -6,504,000 | -4,000 | -230,004,000 | -5,000 | -4,000 | -2,000 | ||||||||||||||||||||||||||||||||||||||||||||||
net (gain) loss on sale/exchange/write-down of assets/foreclosed assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from federal home loan bank advances | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal payments on federal home loan bank advances | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of series a preferred stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of series b preferred stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of preferred stock | 0 | 0 | -150,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 8,355,000 | 8,001,000 | 6,400,000 | 11,003,000 | 2,650,000 | 8,251,000 | 6,945,000 | 8,102,000 | 10,980,000 | 8,426,000 | 7,952,000 | 8,939,000 | 5,045,000 | 9,189,000 | 28,500,000 | 6,810,000 | 2,873,000 | 8,162,000 | 390,000 | 4,924,000 | 6,600,000 | 5,108,000 | 3,575,000 | 6,000,000 | 2,355,000 | 1,100,000 | 0 | ||||||||||||||||||||||||||||||||||||||
proceeds from issuance of subordinated notes | 0 | 0 | -12,000 | 98,446,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal payments on subordinated notes | 0 | 0 | 0 | -100,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash received in acquisitions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (paid) received in acquisitions | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and equivalents at beginning of period | 0 | 0 | 4,141,445,000 | 0 | 0 | 3,591,523,000 | 0 | 0 | 4,364,123,000 | 0 | 0 | 4,556,125,000 | 0 | 0 | 3,524,979,000 | 0 | 0 | 2,907,592,000 | 0 | 0 | 2,820,977,000 | 0 | 0 | 1,721,479,000 | 0 | 0 | 1,237,331,000 | ||||||||||||||||||||||||||||||||||||||
cash and equivalents at end of period | 1,385,588,000 | -822,858,000 | 4,529,173,000 | 630,165,000 | -498,240,000 | 3,863,463,000 | 486,359,000 | -576,218,000 | 3,844,764,000 | 279,843,000 | -157,521,000 | 5,178,131,000 | 1,418,706,000 | -317,105,000 | 3,218,460,000 | 456,925,000 | 166,517,000 | 2,128,734,000 | 1,066,800,000 | 721,890,000 | 2,698,671,000 | 204,071,000 | 89,076,000 | 2,559,737,000 | 274,418,000 | 299,094,000 | 1,215,779,000 | ||||||||||||||||||||||||||||||||||||||
net excess tax benefit from stock-based compensation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax deficiency from stock-based compensation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
excess tax benefits from stock-based compensation | -84,000 | -41,000 | -127,000 | -678,000 | -75,000 | -610,000 | -317,000 | -1,335,000 | -1,875,000 | -253,000 | -122,000 | -61,000 | -34,000 | -35,000 | -41,000 | -29,000 | -26,000 | -213,000 | -154,000 | -70,000 | -194,000 | -160,000 | -259,000 | -51,000 | -413,000 | -153,000 | -64,000 | -539,000 | |||||||||||||||||||||||||||||||||||||
net tax benefit (deficiency) from stock-based compensation | -3,000 | -2,000 | -1,000 | 12,000 | 3,000 | 9,000 | 52,000 | -117,000 | -331,000 | -20,000 | -45,000 | -72,000 | -418,000 | -17,000 | 0 | -24,000 | -65,000 | -115,000 | -7,000 | 73,000 | -215,000 | ||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock | 0 | -53,000 | 144,539,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accelerated share repurchase forward contract | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid in acquisitions | 0 | 0 | 0 | -7,199,000 | 394,000 | 0 | 0 | -455,000 | 0 | -750,000 | -357,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income on sale/write-down of assets/foreclosed assets | -65,000 | -319,000 | 3,342,000 | 2,121,000 | 477,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accelerated stock repurchase agreement | 0 | -28,800,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net (gain) loss on sale of loans held for sale and other assets | 437,000 | 1,434,000 | 1,274,000 | 1,357,000 | 1,864,000 | 889,000 | 1,661,000 | -222,000 | 256,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
student loans held for sale | 169,000 | 2,781,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock/treasury stock sold to the 401(k) stock purchase plan | 913,000 | 898,000 | 879,000 | 849,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid | -29,571,000 | -29,525,000 | -29,518,000 | -28,239,000 | -28,220,000 | -28,199,000 | -28,212,000 | -27,579,000 | -27,459,000 | -27,358,000 | -27,288,000 | -25,922,000 | -25,808,000 | -25,722,000 | -25,642,000 | -24,958,000 | -24,957,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from long-term borrowings | 0 | 0 | 0 | 230,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on securities transactions | -6,409,000 | 0 | -5,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net loss on sale of loans held for sale and other assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from possible loan losses | 9,450,000 | 11,290,000 | 10,100,000 | 8,650,000 | 13,571,000 | 22,250,000 | 16,940,000 | 16,601,000 | 9,601,000 | 8,550,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income on sale of loans held for sale and other assets | 1,597,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock-based compensation expense | 3,422,000 | 3,410,000 | 3,648,000 | 3,083,000 | 3,381,000 | 3,024,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale | 0 | 18,492,000 | 5,537,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefits from stock-based compensation | 14,000 | 412,000 | 383,000 | 6,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
treasury stock sold to the 401(k) stock purchase plan | 842,000 | 835,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
excess tax benefits from stock-based compensation arrangements | 413,000 | 153,000 | 64,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of loans held for sale | -12,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of loans held for sale | 31,000 | 3,074,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental disclosures: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for interest | 29,748,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for income taxes | 38,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
origination of loans held for sale, net of principal collected | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on sale of loans held for sale and other assets | 277,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from notes payable | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal payments on notes payable and other borrowings | -4,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from stock-based compensation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from settlement of legal claims | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from junior subordinated deferrable interest debentures | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from stock option exercises | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of deferred compensation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
charge for discontinued operations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred tax benefit | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain on sale of assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid (received) in acquisitions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of life insurance policies | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return of capital on life insurance policies | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from issuance of subordinated notes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchase of restricted stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
operating activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
credit for deferred taxes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accretion of discounts on loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accretion of securities’ discounts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
amortization of securities’ premiums | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in trading account securities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized gain on securities transactions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in interest payable | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
originations of loans held-for-sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of loans held-for-sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax benefit from exercise of employee stock options | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
discontinued operations non-cash charges | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in other assets and liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of securities held to maturity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of investment securities held to maturity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities available for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of securities available for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of securities available for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of bank-owned life insurance | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in value of bank-owned life insurance, net of return of capital | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in loan portfolio | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net inflow(outflow) from acquisitions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in premises and equipment | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash used by investing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
financing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in demand deposits, ioc accounts, savings accounts and public funds | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in certificates of deposit | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase(decrease) in short-term borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from employee stock purchase plan and options | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends paid | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
increase in cash and cash equivalents |