Quarterly
Annual
| Unit: USD | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest income: | ||||||||||||||||||||||||
interest and fees on loans and leases | 1,897,000,000 | 1,851,000,000 | 1,829,000,000 | 1,910,000,000 | 1,976,000,000 | 2,011,000,000 | 2,051,000,000 | 2,144,000,000 | 2,166,000,000 | 2,132,000,000 | 2,047,000,000 | 1,893,000,000 | 1,657,000,000 | 1,370,000,000 | 1,056,000,000 | 1,078,000,000 | 1,058,000,000 | 1,061,000,000 | 1,105,000,000 | 1,120,000,000 | 1,192,000,000 | 1,302,000,000 | 4,049,000,000 | 1,392,000,000 |
interest and fees on loans held for sale | 31,000,000 | 36,000,000 | 16,000,000 | 32,000,000 | 18,000,000 | 13,000,000 | 14,000,000 | 18,000,000 | 20,000,000 | 20,000,000 | 15,000,000 | 16,000,000 | 18,000,000 | 17,000,000 | ||||||||||
investment securities | 433,000,000 | 428,000,000 | 418,000,000 | 419,000,000 | 423,000,000 | 417,000,000 | 399,000,000 | 339,000,000 | 290,000,000 | 267,000,000 | 266,000,000 | 258,000,000 | 243,000,000 | 201,000,000 | 119,000,000 | 116,000,000 | 124,000,000 | 128,000,000 | 121,000,000 | 121,000,000 | 130,000,000 | 147,000,000 | 478,000,000 | 164,000,000 |
interest-bearing deposits in banks | 97,000,000 | 92,000,000 | 89,000,000 | 112,000,000 | 121,000,000 | 130,000,000 | 140,000,000 | 171,000,000 | 111,000,000 | 100,000,000 | 69,000,000 | 75,000,000 | 36,000,000 | 13,000,000 | 4,000,000 | 6,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 2,000,000 | 1,000,000 | 5,000,000 | 23,000,000 | 7,000,000 |
total interest income | 2,458,000,000 | 2,407,000,000 | 2,352,000,000 | 2,462,000,000 | 2,539,000,000 | 2,575,000,000 | 2,610,000,000 | 2,676,000,000 | 2,595,000,000 | 2,531,000,000 | 2,402,000,000 | 2,252,000,000 | 1,969,000,000 | 1,626,000,000 | 1,202,000,000 | 1,222,000,000 | 1,211,000,000 | 1,216,000,000 | 1,249,000,000 | 1,280,000,000 | 1,350,000,000 | 1,478,000,000 | 4,609,000,000 | 1,580,000,000 |
interest expense: | ||||||||||||||||||||||||
deposits | 816,000,000 | 802,000,000 | 795,000,000 | 883,000,000 | 990,000,000 | 965,000,000 | 987,000,000 | 974,000,000 | 898,000,000 | 723,000,000 | 550,000,000 | 396,000,000 | 176,000,000 | 54,000,000 | 33,000,000 | 35,000,000 | 42,000,000 | 50,000,000 | 69,000,000 | 89,000,000 | 124,000,000 | 227,000,000 | 847,000,000 | 308,000,000 |
short-term borrowed funds | 5,000,000 | 9,000,000 | 8,000,000 | 1,000,000 | 3,000,000 | 4,000,000 | 7,000,000 | 7,000,000 | 8,000,000 | 22,000,000 | 6,000,000 | 2,000,000 | 11,000,000 | 10,000,000 | 1,000,000 | 1,000,000 | ||||||||
long-term borrowed funds | 149,000,000 | 159,000,000 | 158,000,000 | 166,000,000 | 177,000,000 | 196,000,000 | 174,000,000 | 207,000,000 | 167,000,000 | 198,000,000 | 203,000,000 | 159,000,000 | 117,000,000 | 57,000,000 | 42,000,000 | 42,000,000 | 45,000,000 | 49,000,000 | 50,000,000 | 54,000,000 | 66,000,000 | 90,000,000 | 308,000,000 | 102,000,000 |
total interest expense | 970,000,000 | 970,000,000 | 961,000,000 | 1,050,000,000 | 1,170,000,000 | 1,165,000,000 | 1,168,000,000 | 1,188,000,000 | 1,073,000,000 | 943,000,000 | 759,000,000 | 557,000,000 | 304,000,000 | 121,000,000 | 76,000,000 | 77,000,000 | 87,000,000 | 99,000,000 | 120,000,000 | 143,000,000 | 190,000,000 | 318,000,000 | 1,161,000,000 | 414,000,000 |
net interest income | 1,488,000,000 | 1,437,000,000 | 1,391,000,000 | 1,412,000,000 | 1,369,000,000 | 1,410,000,000 | 1,442,000,000 | 1,488,000,000 | 1,522,000,000 | 1,588,000,000 | 1,643,000,000 | 1,695,000,000 | 1,665,000,000 | 1,505,000,000 | 1,126,000,000 | 1,145,000,000 | 1,124,000,000 | 1,117,000,000 | 1,129,000,000 | 1,137,000,000 | 1,160,000,000 | 1,160,000,000 | 3,448,000,000 | 1,166,000,000 |
benefit for credit losses | 154,000,000 | 164,000,000 | 153,000,000 | 162,000,000 | 172,000,000 | 182,000,000 | 171,000,000 | 171,000,000 | 172,000,000 | 176,000,000 | 168,000,000 | 132,000,000 | 123,000,000 | 216,000,000 | ||||||||||
net interest income after benefit for credit losses | 1,334,000,000 | 1,273,000,000 | 1,238,000,000 | 1,250,000,000 | 1,197,000,000 | 1,228,000,000 | 1,271,000,000 | 1,317,000,000 | 1,350,000,000 | 1,412,000,000 | 1,475,000,000 | 1,563,000,000 | 1,542,000,000 | 1,289,000,000 | ||||||||||
noninterest income: | ||||||||||||||||||||||||
service charges and fees | 112,000,000 | 111,000,000 | 109,000,000 | 109,000,000 | 109,000,000 | 106,000,000 | 96,000,000 | 104,000,000 | 105,000,000 | 101,000,000 | 100,000,000 | 105,000,000 | 109,000,000 | 108,000,000 | 100,000,000 | 110,000,000 | 100,000,000 | 99,000,000 | 104,000,000 | 97,000,000 | 84,000,000 | 118,000,000 | 379,000,000 | 126,000,000 |
capital markets fees | 166,000,000 | 105,000,000 | 100,000,000 | 121,000,000 | 94,000,000 | 134,000,000 | 118,000,000 | 87,000,000 | 67,000,000 | 82,000,000 | 83,000,000 | 98,000,000 | 89,000,000 | 88,000,000 | 184,000,000 | 72,000,000 | 91,000,000 | 81,000,000 | 88,000,000 | 58,000,000 | 61,000,000 | 43,000,000 | 159,000,000 | 57,000,000 |
card fees | 87,000,000 | 90,000,000 | 83,000,000 | 97,000,000 | 93,000,000 | 92,000,000 | 86,000,000 | 70,000,000 | 74,000,000 | 80,000,000 | 72,000,000 | 71,000,000 | 71,000,000 | 71,000,000 | 65,000,000 | 66,000,000 | 64,000,000 | 55,000,000 | 56,000,000 | 57,000,000 | 48,000,000 | 56,000,000 | 190,000,000 | 64,000,000 |
wealth fees | 93,000,000 | 88,000,000 | 81,000,000 | 75,000,000 | 76,000,000 | 75,000,000 | ||||||||||||||||||
mortgage banking fees | 49,000,000 | 73,000,000 | 59,000,000 | 60,000,000 | 46,000,000 | 54,000,000 | 49,000,000 | 57,000,000 | 69,000,000 | 59,000,000 | 57,000,000 | 54,000,000 | 66,000,000 | 72,000,000 | 76,000,000 | 108,000,000 | 85,000,000 | 165,000,000 | 193,000,000 | 287,000,000 | 276,000,000 | 159,000,000 | 240,000,000 | 62,000,000 |
foreign exchange and derivative products | 42,000,000 | 41,000,000 | 39,000,000 | 35,000,000 | 36,000,000 | 39,000,000 | 36,000,000 | 43,000,000 | 48,000,000 | 44,000,000 | 48,000,000 | 35,000,000 | 42,000,000 | 60,000,000 | ||||||||||
letter of credit and loan fees | 48,000,000 | 45,000,000 | 44,000,000 | 45,000,000 | 45,000,000 | 43,000,000 | 42,000,000 | 42,000,000 | 43,000,000 | 43,000,000 | 40,000,000 | 41,000,000 | 40,000,000 | 40,000,000 | 41,000,000 | 39,000,000 | 38,000,000 | 38,000,000 | 38,000,000 | 37,000,000 | 31,000,000 | 34,000,000 | 102,000,000 | 33,000,000 |
securities gains | 2,000,000 | 5,000,000 | 7,000,000 | 4,000,000 | 9,000,000 | 5,000,000 | 9,000,000 | 5,000,000 | 9,000,000 | 5,000,000 | 4,000,000 | 1,000,000 | 1,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | 1,000,000 | 3,000,000 | 15,000,000 | 4,000,000 | ||||
other income | 31,000,000 | 42,000,000 | 22,000,000 | 28,000,000 | 24,000,000 | 10,000,000 | 17,000,000 | 20,000,000 | 18,000,000 | 23,000,000 | 17,000,000 | 36,000,000 | 34,000,000 | -12,000,000 | 32,000,000 | 26,000,000 | 16,000,000 | 15,000,000 | 12,000,000 | 37,000,000 | 8,000,000 | 10,000,000 | 63,000,000 | 28,000,000 |
total noninterest income | 630,000,000 | 600,000,000 | 544,000,000 | 574,000,000 | 532,000,000 | 553,000,000 | 517,000,000 | 500,000,000 | 492,000,000 | 506,000,000 | 485,000,000 | 505,000,000 | 512,000,000 | 494,000,000 | 594,000,000 | 514,000,000 | 485,000,000 | 542,000,000 | 578,000,000 | 654,000,000 | 590,000,000 | 497,000,000 | 1,415,000,000 | 462,000,000 |
noninterest expense: | ||||||||||||||||||||||||
salaries and employee benefits | 705,000,000 | 681,000,000 | 696,000,000 | 674,000,000 | 647,000,000 | 645,000,000 | 691,000,000 | 667,000,000 | 659,000,000 | 615,000,000 | 658,000,000 | 633,000,000 | 639,000,000 | 683,000,000 | 551,000,000 | 509,000,000 | 524,000,000 | 548,000,000 | 537,000,000 | 524,000,000 | 513,000,000 | 549,000,000 | 1,519,000,000 | 507,000,000 |
equipment and software | 197,000,000 | 193,000,000 | 194,000,000 | 193,000,000 | 194,000,000 | 190,000,000 | 192,000,000 | 215,000,000 | 191,000,000 | 181,000,000 | 169,000,000 | 170,000,000 | 159,000,000 | 169,000,000 | 146,000,000 | 157,000,000 | 155,000,000 | 152,000,000 | ||||||
outside services | 161,000,000 | 169,000,000 | 155,000,000 | 170,000,000 | 146,000,000 | 165,000,000 | 158,000,000 | 174,000,000 | 160,000,000 | 177,000,000 | 176,000,000 | 170,000,000 | 172,000,000 | 189,000,000 | 175,000,000 | 144,000,000 | 137,000,000 | 139,000,000 | 148,000,000 | 139,000,000 | 131,000,000 | 135,000,000 | 380,000,000 | 118,000,000 |
occupancy | 106,000,000 | 108,000,000 | 112,000,000 | 112,000,000 | 108,000,000 | 113,000,000 | 114,000,000 | 125,000,000 | 107,000,000 | 136,000,000 | 124,000,000 | 110,000,000 | 106,000,000 | 111,000,000 | 86,000,000 | 77,000,000 | 82,000,000 | 88,000,000 | 84,000,000 | 81,000,000 | 82,000,000 | 84,000,000 | 251,000,000 | 82,000,000 |
other operating expense | 166,000,000 | 168,000,000 | 157,000,000 | 167,000,000 | 164,000,000 | 188,000,000 | 203,000,000 | 431,000,000 | 176,000,000 | 197,000,000 | 169,000,000 | 157,000,000 | 165,000,000 | 153,000,000 | 103,000,000 | 124,000,000 | 93,000,000 | 91,000,000 | 102,000,000 | 95,000,000 | 111,000,000 | 111,000,000 | 358,000,000 | 118,000,000 |
total noninterest expense | 1,335,000,000 | 1,319,000,000 | 1,314,000,000 | 1,316,000,000 | 1,259,000,000 | 1,301,000,000 | 1,358,000,000 | 1,612,000,000 | 1,293,000,000 | 1,306,000,000 | 1,296,000,000 | 1,240,000,000 | 1,241,000,000 | 1,305,000,000 | 1,061,000,000 | 1,011,000,000 | 991,000,000 | 1,018,000,000 | 1,012,000,000 | 988,000,000 | 979,000,000 | 1,012,000,000 | 2,896,000,000 | 951,000,000 |
income before income tax expense | 629,000,000 | 554,000,000 | 468,000,000 | 508,000,000 | 470,000,000 | 480,000,000 | 430,000,000 | 205,000,000 | 549,000,000 | 612,000,000 | 664,000,000 | 828,000,000 | 813,000,000 | 478,000,000 | 684,000,000 | 681,000,000 | 831,000,000 | 781,000,000 | 571,000,000 | 375,000,000 | 307,000,000 | 45,000,000 | 1,671,000,000 | 580,000,000 |
income tax expense | 135,000,000 | 118,000,000 | 95,000,000 | 107,000,000 | 88,000,000 | 88,000,000 | 96,000,000 | 16,000,000 | 119,000,000 | 134,000,000 | 153,000,000 | 175,000,000 | 177,000,000 | 114,000,000 | 154,000,000 | 151,000,000 | 183,000,000 | 170,000,000 | 115,000,000 | 61,000,000 | 54,000,000 | 11,000,000 | 333,000,000 | 127,000,000 |
net income | 494,000,000 | 436,000,000 | 373,000,000 | 401,000,000 | 382,000,000 | 392,000,000 | 334,000,000 | 189,000,000 | 430,000,000 | 478,000,000 | 511,000,000 | 653,000,000 | 636,000,000 | 364,000,000 | 530,000,000 | 530,000,000 | 648,000,000 | 611,000,000 | 456,000,000 | 314,000,000 | 253,000,000 | 34,000,000 | 1,338,000,000 | 453,000,000 |
yoy | 29.32% | 11.22% | 11.68% | 112.17% | -11.16% | -17.99% | -34.64% | -71.06% | -32.39% | 31.32% | -3.58% | 23.21% | -1.85% | -40.43% | 16.23% | 68.79% | 156.13% | 1697.06% | -65.92% | -30.68% | ||||
qoq | 13.30% | 16.89% | -6.98% | 4.97% | -2.55% | 17.37% | 76.72% | -56.05% | -10.04% | -6.46% | -21.75% | 2.67% | 74.73% | -31.32% | 0.00% | -18.21% | 6.06% | 33.99% | 45.22% | 24.11% | 644.12% | -97.46% | 195.36% | |
net income margin % | ||||||||||||||||||||||||
net income available to common stockholders | 457,000,000 | 402,000,000 | 340,000,000 | 367,000,000 | 344,000,000 | 357,000,000 | 304,000,000 | 159,000,000 | 400,000,000 | 444,000,000 | 488,000,000 | 621,000,000 | 611,000,000 | 332,000,000 | 498,000,000 | 504,000,000 | 616,000,000 | 588,000,000 | 424,000,000 | 289,000,000 | 225,000,000 | 12,000,000 | 1,283,000,000 | 435,000,000 |
weighted-average common shares outstanding: | ||||||||||||||||||||||||
basic | 431,365,552,000,000 | 433,640,210,000,000 | 438,320,757,000,000 | 450,678,038,000,000 | 446,561,996,000,000 | 454,142,489,000,000 | 461,358,681,000,000 | 475,089,384,000,000 | 469,481,085,000,000 | 479,470,543,000,000 | 485,444,313,000,000 | 475,959,815,000,000 | 495,651,083,000,000 | 491,497,026,000,000 | 425,669,451,000,000 | 426,086,717,000,000 | 425,948,706,000,000 | 425,953,716,000,000 | 427,062,537,000,000 | 426,846,096,000,000 | 426,613,053,000,000 | 427,718,421,000,000 | 449,731,453,000,000 | 458,154,335,000,000 |
diluted | 435,472,350,000,000 | 436,539,774,000,000 | 442,200,180,000,000 | 453,510,245,000,000 | 449,913,467,000,000 | 456,561,022,000,000 | 463,797,964,000,000 | 476,693,148,000,000 | 471,183,719,000,000 | 480,975,281,000,000 | 487,712,146,000,000 | 477,803,142,000,000 | 497,477,501,000,000 | 493,296,114,000,000 | 427,435,818,000,000 | 427,840,964,000,000 | 427,561,572,000,000 | 427,880,530,000,000 | 428,157,780,000,000 | 427,992,349,000,000 | 427,566,920,000,000 | 429,388,855,000,000 | 451,213,701,000,000 | 459,304,224,000,000 |
per common share information: | ||||||||||||||||||||||||
basic earnings | 1,060,000 | 930,000 | 780,000 | 840,000 | 770,000 | 790,000 | 660,000 | 350,000 | 850,000 | 930,000 | 1,000,000 | 1,270,000 | 1,230,000 | 680,000 | 1,170,000 | 1,180,000 | 1,450,000 | 1,380,000 | 990,000 | 680,000 | 530,000 | 30,000 | 2,870,000 | 950,000 |
diluted earnings | 1,050,000 | 920,000 | 770,000 | 830,000 | 770,000 | 780,000 | 650,000 | 350,000 | 850,000 | 920,000 | 1,000,000 | 1,260,000 | 1,230,000 | 670,000 | 1,170,000 | 1,180,000 | 1,440,000 | 1,370,000 | 990,000 | 680,000 | 530,000 | 30,000 | 2,860,000 | 950,000 |
interest and fees on other loans held for sale | 2,750,000 | 1,000,000 | 4,000,000 | 6,000,000 | 4,000,000 | 8,000,000 | 12,000,000 | 5,000,000 | 10,000,000 | 15,000,000 | 25,000,000 | 4,000,000 | 1,000,000 | 2,000,000 | 6,000,000 | 1,000,000 | 16,000,000 | 7,000,000 | 9,000,000 | 11,000,000 | 2,000,000 | |||
trust and investment services fees | 68,000,000 | 68,000,000 | 63,000,000 | 65,000,000 | 63,000,000 | 61,000,000 | 61,000,000 | 66,000,000 | 60,000,000 | 61,000,000 | 60,000,000 | 58,000,000 | 52,000,000 | 53,000,000 | 45,000,000 | 53,000,000 | 149,000,000 | 53,000,000 | ||||||
interest and fees on loans held for sale, at fair value | 19,000,000 | 21,000,000 | 24,000,000 | 18,000,000 | 19,000,000 | 21,000,000 | 20,000,000 | 15,000,000 | 48,000,000 | 15,000,000 | ||||||||||||||
benefit from credit losses | -25,000,000 | -33,000,000 | -213,000,000 | -140,000,000 | 124,000,000 | 428,000,000 | 464,000,000 | 600,000,000 | 296,000,000 | 97,000,000 | ||||||||||||||
net interest income after benefit from credit losses | 1,151,000,000 | 1,178,000,000 | 1,337,000,000 | 1,257,000,000 | 1,005,000,000 | 709,000,000 | 696,000,000 | 560,000,000 | 3,152,000,000 | 1,069,000,000 | ||||||||||||||
foreign exchange and interest rate products | 35,000,000 | 29,000,000 | 28,000,000 | 28,000,000 | 35,000,000 | 27,000,000 | 34,000,000 | 24,000,000 | 120,000,000 | 35,000,000 | ||||||||||||||
net impairment losses recognized in earnings on debt securities | ||||||||||||||||||||||||
equipment and software expense | 141,000,000 | 149,000,000 | 142,000,000 | 133,000,000 | 388,000,000 | 126,000,000 | ||||||||||||||||||
federal funds purchased and securities sold under agreements to repurchase | 5,000,000 | 3,000,000 | ||||||||||||||||||||||
other short-term borrowed funds | 1,000,000 | 1,000,000 |
The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.
