7Baggers
Quarterly
Annual
    Unit: USD2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-06-30 2019-03-31 2018-12-31 2018-06-30 2017-12-31 2016-12-31 2013-12-31 2013-06-30 2013-03-31 2012-12-31 2012-06-30 2012-03-31 2011-12-31 2011-06-30 2011-03-31 2010-12-31 2010-06-30 
      
    		                                        
      assets:
    		                                        
      cash and cash equivalents
    		174,965,000 340,389,000 170,324,000 217,307,000 317,821,000 443,513,000 320,357,000 245,605,000 329,409,000 60,207,000 49,686,000 49,194,000 54,789,000 166,869,000 135,475,000 42,262,000 95,305,000 139,472,000 168,032,000 185,148,000 396,219,000 118,374,000 70,703,000 43,051,000 218,051,000 81,713,000 182,078,000 29,120,000 150,560,000 88,665,000 131,287,000 48,574,000 105,157,000 172,948,000 143,707,000 170,175,000 161,872,000 122,002,000 1,329,861,000 75,886,000 
      available-for-sale
    		956,229,000 961,417,000 861,501,000 856,266,000 801,953,000 842,950,000 740,462,000 1,384,482,000 1,444,867,000 1,505,808,000 1,528,686,000 1,563,307,000 1,694,160,000 1,780,419,000 1,890,653,000 2,014,608,000 2,015,705,000 2,095,924,000 1,913,866,000     769,393,000 746,728,000 668,487,000 555,361,000 501,884,000 499,792,000 993,593,000 1,167,043,000 1,245,443,000 1,259,392,000 1,632,297,000 1,715,445,000 1,570,730,000 1,269,987,000 1,250,153,000 923,125,000 56,601,000 
      loans receivable
    		8,023,554,000 7,875,905,000 7,953,556,000 7,907,338,000 7,933,043,000 7,877,569,000 7,947,510,000 7,970,949,000 7,963,360,000 7,958,567,000 7,783,358,000 7,464,208,000 7,236,196,000 7,108,810,000 7,095,605,000 7,081,142,000 7,033,827,000 6,973,536,000 7,004,094,000 7,202,851,000 7,388,090,000 7,476,805,000 7,429,207,000 7,507,468,000 7,570,806,000 7,525,780,000 7,239,384,000 7,189,744,000 7,071,410,000 6,024,589,000 5,792,620,000 5,715,273,000 5,640,077,000 5,209,990,000 5,224,178,000 5,224,942,000 5,162,846,000  5,121,018,000 5,316,172,000 
      federal home loan bank topeka ("fhlb") stock, at cost
    		98,225,000 99,334,000 100,364,000 101,175,000 106,309,000 109,070,000 110,166,000 110,714,000 116,012,000 128,096,000 124,119,000 100,624,000 87,696,000 74,456,000 75,261,000 73,421,000 73,630,000 74,464,000 84,693,000 93,862,000 102,782,000 101,575,000 99,861,000 100,109,000 102,631,000 100,521,000 100,694,000 195,470,000 105,364,000            
      premises and equipment
    		88,967,000 89,081,000 90,326,000 91,463,000 92,089,000 91,105,000 91,475,000 91,531,000 91,713,000 92,415,000 93,507,000 94,820,000 96,008,000 96,952,000 97,718,000 99,127,000 99,551,000 99,088,000 101,238,000 101,875,000 98,953,000 98,589,000 98,188,000 96,170,000 96,492,000 96,109,000 85,604,000 84,591,000 83,838,000 71,477,000 64,946,000 61,754,000 59,587,000 54,707,000 51,746,000 50,383,000 46,890,000 43,211,000 41,781,000 40,915,000 
      income taxes receivable
    		1,070,000 1,397,000 843,000 359,000 129,000 2,644,000 3,939,000 8,531,000 5,894,000 3,890,000 124,000 1,266,000 1,993,000    891,000    1,655,000 4,255,000  495,000                 
      deferred income tax assets
    		21,399,000 21,864,000 24,420,000 21,978,000 30,128,000 35,390,000 34,076,000 29,605,000 26,889,000 24,383,000 29,924,000 33,884,000 19,636,000 12,399,000                           
      other assets
    		328,330,000 328,797,000 336,833,000 331,722,000 321,285,000 319,045,000 328,079,000 336,044,000 315,983,000 312,404,000 320,356,000 317,594,000 285,575,000 291,391,000 314,445,000 320,686,000 330,756,000 315,535,000 335,041,000 342,532,000 351,061,000 335,558,000 309,026,000 285,731,000 272,383,000 262,334,000 221,094,000 218,544,000 206,331,000 48,851,000 40,693,000 148,330,000 52,589,000 50,288,000 45,862,000 49,469,000 43,872,000 47,157,000 45,958,000 35,279,000 
      total assets
    		9,692,739,000 9,718,184,000 9,538,167,000 9,527,608,000 9,602,757,000 9,721,286,000 9,576,064,000 10,177,461,000 10,294,127,000 10,085,770,000 9,929,760,000 9,624,897,000 9,476,053,000 9,531,296,000 9,609,157,000 9,631,246,000 9,649,665,000 9,698,019,000 9,606,964,000 9,487,218,000 9,558,814,000 9,371,193,000 9,236,572,000 9,286,275,000 9,534,551,000 9,303,782,000 9,048,737,000 8,990,159,000 9,139,510,000 9,111,054,000 9,239,764,000 9,393,718,000 9,238,786,000 9,420,614,000 9,573,144,000 9,421,040,000 9,602,457,000 9,733,111,000 9,798,294,000 8,543,357,000 
      liabilities:
    		                                        
      deposits
    		6,431,137,000 6,372,545,000 6,206,117,000 6,129,982,000 6,129,660,000 6,141,711,000 6,021,595,000 6,051,220,000 6,092,840,000 6,144,435,000 6,074,549,000 6,194,866,000 6,329,883,000 6,614,844,000 6,648,004,000 6,597,396,000 6,638,294,000 6,650,865,000 6,410,842,000 6,191,408,000 6,069,684,000 5,774,619,000 5,585,851,000 5,580,871,000 5,701,111,000 5,557,864,000 5,323,083,000 5,266,217,000 5,192,674,000 4,620,908,000 4,628,436,000 4,693,573,000 4,582,163,000 4,592,437,000 4,657,010,000 4,501,144,000 4,558,574,000 4,711,189,000 4,682,101,000 4,373,844,000 
      borrowings
    		2,071,585,000 2,142,956,000 2,163,775,000 2,179,564,000 2,291,605,000 2,351,022,000 2,373,064,000 2,879,125,000 2,986,162,000 2,696,604,000 2,645,195,000 2,132,154,000 1,869,897,000 1,583,747,000 1,583,303,000 1,582,850,000 1,582,400,000 1,581,955,000 1,734,275,000 1,789,313,000 1,989,089,000 2,115,869,000 2,189,991,000                  
      advances by borrowers
    		38,857,000 54,860,000 26,088,000 61,801,000 34,851,000 52,698,000 24,839,000 62,993,000 40,982,000 60,195,000 36,207,000 80,067,000                             
      other liabilities
    		105,002,000 110,713,000 115,248,000 123,991,000 125,965,000 150,952,000 122,445,000 140,069,000 112,858,000 112,502,000 119,014,000 121,311,000 88,578,000 90,939,000 115,249,000 129,270,000 136,095,000 118,383,000                       
      total liabilities
    		8,646,581,000 8,681,074,000 8,511,228,000 8,495,338,000 8,582,081,000 8,696,383,000 8,541,943,000 9,133,407,000 9,232,842,000 9,013,736,000 8,874,965,000 8,528,398,000 8,344,313,000 8,356,544,000 8,392,497,000 8,388,973,000 8,412,041,000 8,419,424,000 8,330,416,000 8,202,359,000 8,258,294,000 8,083,400,000 7,929,978,000 7,959,176,000 8,178,568,000 7,957,869,000 7,707,412,000 7,639,548,000 7,771,335,000 7,541,591,000 7,615,262,000 7,750,711,000 7,568,835,000 7,587,756,000 7,660,672,000 7,489,731,000 7,668,446,000 7,806,702,000 7,779,321,000 7,583,357,000 
      stockholders' equity:
    		                                        
      preferred stock, .01 par value; 100,000,000 shares authorized, no shares issued or outstanding
    		                                        
      common stock
    		1,328,000 1,328,000 1,328,000 1,327,000 1,327,000 1,327,000 1,339,000 1,359,000 1,361,000 1,361,000 1,361,000 1,388,000 1,388,000 1,388,000 1,388,000 1,388,000 1,388,000 1,388,000 1,388,000 1,389,000                     
      additional paid-in capital
    		1,146,648,000 1,146,733,000 1,146,802,000 1,146,851,000 1,146,928,000 1,147,029,000 1,154,655,000 1,166,643,000 1,167,979,000 1,168,059,000 1,168,061,000 1,190,213,000 1,190,117,000 1,189,999,000 1,189,827,000 1,189,633,000 1,189,466,000 1,188,926,000 1,188,636,000 1,189,853,000 1,211,653,000 1,211,466,000 1,211,172,000 1,209,740,000 1,208,665,000 1,208,323,000 1,168,325,000 1,167,692,000 1,162,584,000 1,232,059,000 1,234,265,000 1,245,057,000 1,266,918,000 1,315,352,000 1,376,093,000 1,393,508,000 1,391,860,000 1,390,949,000 1,389,700,000 456,786,000 
      unearned compensation, employee stock ownership plan
    		-25,193,000 -25,606,000 -26,019,000 -26,431,000 -26,844,000 -27,258,000 -27,671,000 -28,083,000 -28,497,000 -28,910,000 -29,322,000 -29,735,000 -30,148,000 -30,561,000 -30,974,000 -31,387,000 -31,801,000 -32,214,000 -32,627,000 -33,040,000 -33,453,000 -33,866,000 -34,279,000 -35,104,000 -35,517,000 -35,930,000 -36,756,000 -37,582,000 -39,235,000 -44,190,000 -45,346,000 -46,089,000 -46,832,000 -48,318,000 -49,061,000 -49,804,000 -51,290,000 -52,033,000 -52,776,000 -6,553,000 
      accumulated deficit
    		-95,078,000 -102,397,000 -106,734,000 -111,104,000 -112,118,000 -110,722,000                                   
      accumulated other comprehensive income ("aoci"), net of tax
    		18,453,000 17,052,000 11,562,000 21,627,000 11,383,000 14,527,000 19,155,000 8,700,000 -126,706,000 -118,643,000 -132,602,000 -145,633,000 -101,925,000 -75,907,000 -23,326,000 -16,305,000 -13,338,000 -18,953,000 -11,371,000 -16,505,000 -17,591,000 -21,978,000 -9,927,000 -12,532,000 -5,416,000 -1,877,000 3,763,000 3,074,000 4,601,000            
      total stockholders' equity
    		1,046,158,000 1,037,110,000 1,026,939,000 1,032,270,000 1,020,676,000 1,024,903,000 1,034,121,000 1,044,054,000 1,061,285,000 1,072,034,000 1,054,795,000 1,096,499,000 1,131,740,000 1,174,752,000 1,216,660,000 1,242,273,000 1,237,624,000 1,278,595,000 1,276,548,000 1,284,859,000 1,300,520,000 1,287,793,000 1,306,594,000 1,327,099,000 1,355,983,000 1,345,913,000 1,341,325,000 1,350,611,000 1,368,175,000      1,912,472,000 1,931,309,000 1,934,011,000 1,926,409,000 2,018,973,000 960,000,000 
      total liabilities and stockholders' equity
    		9,692,739,000 9,718,184,000 9,538,167,000 9,527,608,000 9,602,757,000 9,721,286,000 9,576,064,000 10,177,461,000 10,294,127,000 10,085,770,000 9,929,760,000 9,624,897,000 9,476,053,000 9,531,296,000 9,609,157,000 9,631,246,000 9,649,665,000 9,698,019,000 9,606,964,000 9,487,218,000 9,558,814,000 9,371,193,000 9,236,572,000 9,286,275,000 9,534,551,000 9,303,782,000 9,048,737,000 8,990,159,000 9,139,510,000            
      see accompanying notes to consolidated financial statements.
    		                                        
      retained earnings
    		      -113,357,000 -104,565,000 47,148,000 50,167,000 47,297,000 80,266,000 72,308,000 89,833,000 79,745,000 98,944,000 91,909,000 139,448,000 130,522,000 143,162,000 138,496,000 130,756,000 138,213,000 163,581,000 186,838,000 173,984,000 204,610,000 216,045,000 238,846,000 375,554,000 426,840,000 424,765,000 427,942,000 540,253,000 559,014,000 559,577,000 564,467,000 559,313,000 652,620,000 796,093,000 
      income taxes payable
    		             1,113,000 3,733,000 918,000  67,000 3,180,000 795,000   3,802,000  115,000 3,413,000  6,440,000 9,369,000 7,577,000 347,000 3,199,000 9,079,000 2,763,000 1,881,000 9,353,000 9,579,000 2,411,000 6,258,000 1,440,000 
      deferred income tax liabilities
    		              3,981,000 5,810,000 7,922,000 6,530,000 9,318,000 8,180,000 10,942,000 10,236,000 15,308,000 15,135,000 17,375,000 18,510,000 18,525,000 17,981,000 24,594,000 19,586,000 19,053,000 22,500,000 23,267,000 22,584,000 22,259,000 20,266,000 19,986,000 19,520,000 17,493,000 35,098,000 
      advance payments by borrowers for taxes and insurance
    		            55,955,000 65,901,000 38,227,000 72,729,000 47,330,000 61,624,000 33,216,000 65,721,000 39,125,000 55,306,000 27,284,000 39,769,000 48,301,000 28,406,000 39,700,000 27,804,000 25,403,000 23,930,000 34,332,000 49,959,000 23,818,000 32,231,000 49,643,000 22,285,000 31,019,000 48,095,000 20,962,000 31,737,000 
      accounts payable and accrued expenses
    		                  139,585,000 146,942,000 149,454,000 127,370,000 107,742,000 83,414,000 71,681,000 68,507,000 51,288,000 46,960,000 46,541,000 33,972,000 31,614,000 32,015,000 33,015,000 44,838,000 39,344,000 40,379,000 30,646,000 30,015,000 33,772,000 30,992,000 
      available-for-sale ("afs") securities, at estimated fair value
    		                   1,560,950,000 1,220,054,000 1,236,037,000 1,229,587,000                  
      shares issued and outstanding as of june 30, 2020 and september 30, 2019, respectively
    		                    1,415,000                    
      shares issued and outstanding as of march 31, 2020 and september 30, 2019, respectively
    		                     1,415,000                   
      shares issued and outstanding as of december 31, 2019 and september 30, 2019, respectively
    		                      1,415,000                  
      securities:
    		                                        
      held-to-maturity
    		                       483,858,000 527,460,000 568,838,000 664,522,000 770,806,000 1,022,215,000 1,668,484,000 1,819,895,000 1,953,779,000 1,902,228,000 2,073,951,000 2,165,036,000 2,129,417,000 2,693,719,000 2,953,661,000 2,119,826,000 1,146,463,000 
      fhlb borrowings
    		                       2,139,987,000 2,239,985,000 2,174,983,000 2,174,816,000 2,174,146,000 2,272,754,000 2,515,618,000           
      other borrowings
    		                       100,000,000 100,000,000 106,186,000        365,000,000 365,000,000 365,000,000 565,000,000 643,609,000 668,609,000 713,609,000 
      shares issued and outstanding as of june 30, 2019 and september 30, 2018, respectively
    		                       1,414,000                 
      shares issued and outstanding as of march 31, 2019 and september 30, 2018, respectively
    		                        1,413,000                
      shares issued and outstanding as of december 31, 2018 and september 30, 2018, respectively
    		                         1,413,000               
      repurchase agreements
    		                          100,000,000 100,000,000 200,000,000 320,000,000 290,000,000 315,000,000 365,000,000        
      shares issued and outstanding as of june 30, 2018 and september 30, 2017, respectively
    		                          1,383,000              
      shares issued and outstanding as of december 31, 2017 and september 30, 2017, respectively
    		                           1,382,000             
      shares issued and outstanding as of december 31, 2016 and september 30, 2016, respectively
    		                            1,379,000            
      bank-owned life insurance
    		                             59,832,000 59,133,000 58,756,000 58,394,000 57,667,000 57,333,000 56,947,000 56,059,000 55,546,000 55,042,000 54,350,000 
      capital stock of federal home loan bank (“fhlb”), at cost
    		                             129,095,000 134,222,000 130,680,000 130,784,000 131,437,000 130,614,000 129,503,000 125,797,000 122,651,000 121,768,000 136,055,000 
      accrued interest receivable
    		                             22,823,000 24,426,000 24,447,000 24,319,000 27,416,000 27,424,000 28,285,000 31,351,000 30,778,000 28,936,000 31,578,000 
      other real estate owned
    		                             3,645,000           
      stockholders’ equity:
    		                                        
      preferred stock (0.01 par value) 100,000,000 shares authorized; no shares issued or outstanding
    		                                        
      common stock (0.01 par value) 1,400,000,000 shares authorized; 147,313,188 and 147,840,268
    		                                        
      shares issued and outstanding as of december 31, 2013 and september 30, 2013, respectively
    		                             1,473,000           
      accumulated other comprehensive income (“aoci”), net of tax
    		                             4,567,000 7,265,000 17,781,000 20,402,000 23,989,000 24,854,000 26,451,000 27,454,000 26,689,000 27,000  
      total stockholders’ equity
    		                             1,569,463,000 1,624,502,000 1,643,007,000 1,669,951,000 1,832,858,000       
      total liabilities and stockholders’ equity
    		                             9,111,054,000 9,239,764,000 9,393,718,000 9,238,786,000 9,420,614,000 9,573,144,000 9,421,040,000 9,602,457,000 9,733,111,000 9,798,294,000 8,543,357,000 
      other real estate owned (“oreo”)
    		                              5,499,000 6,682,000 6,259,000 9,913,000       
      borrowings from fhlb
    		                              2,611,480,000          
      common stock (0.01 par value) 1,400,000,000 shares authorized; 147,841,368 and 155,379,739
    		                                        
      shares issued and outstanding as of june 30, 2013 and september 30, 2012, respectively
    		                              1,478,000          
      advances from fhlb
    		                               2,634,465,000 2,532,493,000 2,527,903,000 2,525,535,000 2,531,304,000 2,453,642,000 2,351,863,000 2,350,126,000 2,396,637,000 
      common stock (0.01 par value) 1,400,000,000 shares authorized; 149,301,782 and 155,379,739
    		                                        
      shares issued and outstanding as of march 31, 2013 and september 30, 2012, respectively
    		                               1,493,000         
      common stock (0.01 par value) 1,400,000,000 shares authorized;
    		                                        
      152,115,857 and 155,379,739 shares issued and outstanding
    		                                        
      as of december 31, 2012 and september 30, 2012, respectively
    		                                1,521,000        
      preferred stock (0.01 par value) 100,000,000 shares authorized; none issued
    		                                        
      158,203,649 and 167,498,133 shares issued and outstanding
    		                                        
      as of june 30, 2012 and september 30, 2011, respectively
    		                                 1,582,000       
      real estate owned (“reo”)
    		                                  11,799,000 11,189,000 10,064,000 11,337,000 10,979,000 7,150,000 
      165,299,033 and 167,498,133 shares issued and outstanding
    		                                        
      as of march 31, 2012 and september 30, 2011, respectively
    		                                  1,653,000      
      unearned compensation, recognition and retention plan
    		                                  -81,000 -98,000 -155,000 -184,000 -216,000 -297,000 
      common stock (0.01 par value) 1,400,000,000 shares authorized, 167,498,133
    		                                        
      shares issued; 167,498,133 shares outstanding
    		                                        
      as of december 31, 2011 and september 30, 2011
    		                                   1,675,000     
      shares issued; 167,498,133 and 73,992,678 shares outstanding
    		                                        
      as of june 30, 2011 and september 30, 2010, respectively
    		                                    1,675,000    
      less shares held in treasury (0 and 17,519,609 shares as of june 30, 2011
    		                                        
      and september 30, 2010, respectively, at cost)
    		                                        
      loans receivable, net of allowance for credit losses (“acl”) of 13,814 and 14,892
    		                                     5,096,615,000   
      common stock (0.01 par value) 1,400,000,000 shares authorized, 167,493,608
    		                                        
      shares issued; 167,493,608 and 73,992,678 shares outstanding
    		                                        
      as of march 31, 2011 and september 30, 2010, respectively
    		                                     1,675,000   
      less shares held in treasury (0 and 17,519,609 shares as of march 31, 2011
    		                                        
      as of december 31, 2010 and september 30, 2010, respectively
    		                                      1,675,000  
      less shares held in treasury (0 and 17,519,609 shares as of december 31, 2010
    		                                        
      investment securities:
    		                                        
      mortgage-backed securities
    		                                        
      afs, at estimated fair value
    		                                       1,106,815,000 
      htm, at amortized cost
    		                                       513,808,000 
      prepaid federal insurance premium
    		                                       22,285,000 
      preferred stock (0.01 par value) 50,000,000 shares authorized; none issued
    		                                        
      common stock (0.01 par value) 450,000,000 shares authorized, 91,512,287 shares issued; 73,990,978 and 74,099,355 shares outstanding as of june 30, 2010 and september 30, 2009, respectively
    		                                       915,000 
      accumulated other comprehensive income, net of tax
    		                                       36,433,000 
      less shares held in treasury
    		                                       -323,377,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.