Community Bank System Stock Income Statements

Community Bank System Quarterly Income Statements Chart

Quarterly

Annual

Net Income

Community Bank System Quarterly Income Statements Table

Quarterly

Annual

Unit: USD	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2016-12-31	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-08-04	2008-06-30	2008-03-31	2007-12-31	2007-03-31	2006-12-31

interest income:
interest and fees on loans	146,534,000	142,904,000	144,638,000	140,472,000	133,159,000	127,498,000	122,392,000	115,138,000	107,275,000	100,362,000	96,168,000	88,434,000	77,959,000	72,514,000	76,909,000	75,825,000	75,907,000	79,714,000	77,848,000	79,646,000	78,720,000	78,565,000	80,509,000	79,931,000	74,067,000	73,703,000	73,316,000	72,256,000	71,152,000	69,441,000	69,716,000	69,498,000	62,351,000	158,958,000	52,509,000	51,650,000	187,604,578	47,040	45,791	45,591,000	185,388,351	46,883	46,073,000	45,693	47,061,000	47,606,000	46,412,000	47,118,000	49,405,000	48,590,000	47,077,000	47,638,000	50,511,000	50,702,000	49,471,000	42,297,000	44,085,000	45,094,000	44,851,000	44,673,000	46,127,000	46,067,000	46,134,000	46,791,000	47,896,000	46,731,000	45,691,000	45,691,000	46,515,000	141,849,000	44,935,000
interest and dividends on taxable investments	23,581,000	21,969,000	22,504,000	20,550,000	20,779,000	21,902,000	20,650,000	18,969,000	20,811,000	21,938,000	24,143,000	23,737,000	24,899,000	22,592,000	19,282,000	17,361,000	16,789,000	15,175,000	16,905,000	14,881,000	15,423,000	15,329,000	16,528,000	15,862,000	17,427,000	16,087,000	16,042,000	15,421,000	16,517,000	15,525,000	16,190,000	15,228,000	15,175,000	42,185,000	14,016,000	13,596,000	52,832,198	13,454	13,288	12,060,000	50,209,519	12,239	12,772,000	12,470	13,819,000	13,394,000	12,566,000	15,216,000	16,678,000	16,762,000	17,450,000	14,275,000	14,487,000	14,278,000	14,640,000	12,229,000	12,212,000	11,928,000	12,168,000	10,933,000	9,948,000	9,849,000	9,926,000	10,307,000	11,134,000	9,539,000	9,635,000	9,635,000	10,714,000	36,929,000	11,103,000
interest and dividends on nontaxable investments	2,763,000	2,774,000	2,789,000	2,878,000	3,100,000	3,259,000	3,284,000	3,449,000	3,538,000	3,582,000	3,672,000	3,704,000	3,317,000	2,590,000	2,538,000	2,480,000	2,664,000	2,776,000	2,848,000	2,963,000	3,049,000	3,101,000															18,993,606	4,790	4,801	4,803,000	20,430,495	5,165	5,264,000	5,076	5,082,000	5,132,000	5,162,000	5,591,000	5,867,000	6,042,000	6,018,000	5,598,000	5,416,000	5,438,000	5,739,000	5,761,000	5,712,000	5,575,000	5,604,000	5,446,000	5,765,000	5,972,000	5,895,000	6,001,000	5,794,000	5,544,000	5,744,000	5,744,000	5,922,000	15,901,000	5,520,000
total interest income	172,878,000	167,647,000	169,931,000	163,900,000	157,038,000	152,659,000	146,326,000	137,556,000	131,624,000	125,882,000	123,983,000	115,875,000	106,175,000	97,696,000	98,729,000	95,666,000	95,360,000	97,665,000	97,601,000	97,490,000	97,192,000	96,995,000	100,047,000	98,647,000	94,352,000	92,681,000	92,421,000	90,903,000	91,005,000	88,404,000	89,588,000	88,487,000	81,422,000	214,077,000	71,110,000	69,756,000	259,430,382	65,284	63,880	62,454,000	256,028,365	64,287	64,109,000	63,239	65,962,000	66,132,000	64,140,000	67,925,000	71,950,000	71,394,000	70,545,000	67,511,000	70,414,000	70,418,000	69,850,000	60,287,000	62,009,000	62,597,000	62,623,000	61,052,000	61,840,000	61,888,000	61,955,000	63,099,000	64,824,000	61,814,000	61,070,000	61,070,000	63,151,000	194,679,000	61,558,000

interest expense:
interest on deposits	40,637,000	39,286,000	41,754,000	40,592,000	40,389,000	36,785,000	31,906,000	24,555,000	18,948,000	9,928,000	5,933,000	3,855,000	2,691,000	2,565,000	2,734,000	2,822,000	2,963,000	3,112,000	3,388,000	3,655,000	4,173,000	5,545,000	5,934,000	5,859,000	4,560,000	4,107,000	3,381,000	2,764,000	2,381,000	2,132,000	2,113,000	2,123,000	2,065,000	5,453,000	1,872,000	1,894,000	6,965,775	1,694	1,731	1,800,000	8,184,735	1,962	2,068,000	2,235	2,357,000	2,530,000	2,703,000	3,142,000	3,871,000	4,402,000	4,380,000	5,509,000	6,472,000	6,887,000	6,791,000	6,006,000	6,913,000	7,296,000	7,747,000	8,603,000	9,507,000	10,612,000	12,087,000	13,570,000	14,585,000	14,761,000	16,039,000	16,039,000	17,694,000	59,562,000	18,120,000
interest on borrowings	7,493,000	8,149,000	8,204,000	10,563,000	7,240,000	8,884,000	5,268,000	5,215,000	3,397,000	4,886,000	5,789,000	1,588,000	304,000	221,000	214,000	195,000	253,000	268,000	289,000	292,000	430,000	558,000	451,000	347,000	429,000	621,000	621,000	796,000	446,000	480,000	402,000	902,000	392,000	807,000	210,000	287,000	1,692,919	587	294	200,000	1,123,154	308	254,000	284	2,340,000	2,368,000	2,375,000	5,730,000	7,450,000	7,535,000	7,713,000	7,400,000	7,453,000	7,466,000	7,389,000	7,291,000	7,461,000	7,468,000	7,446,000	7,703,000	7,882,000	7,899,000	7,815,000	7,757,000	6,056,000	8,302,000	7,882,000	7,882,000	8,041,000
total interest expense	48,130,000	47,435,000	49,958,000	51,155,000	47,629,000	45,669,000	37,136,000	29,770,000	22,345,000	14,852,000	11,760,000	5,481,000	3,034,000	2,824,000	2,987,000	3,055,000	3,255,000	3,711,000	4,168,000	4,525,000	5,241,000	6,941,000	7,307,000	7,371,000	6,052,000	5,822,000	5,034,000	4,705,000	4,159,000	3,780,000	3,611,000	4,092,000	3,393,000	8,487,000	2,804,000	2,875,000	11,193,813	2,921	2,652	2,614,000	11,783,037	2,893	2,939,000	3,131	5,326,000	5,531,000	5,708,000	9,500,000	11,981,000	12,619,000	12,774,000	13,602,000	15,279,000	15,850,000	15,663,000	14,764,000	15,876,000	16,273,000	16,678,000	17,770,000	18,892,000	20,036,000	21,441,000	22,913,000	24,428,000	24,741,000	25,630,000	25,630,000	27,553,000	92,072,000	28,191,000
net interest income	124,748,000	120,212,000	119,973,000	112,745,000	109,409,000	106,990,000	109,190,000	107,786,000	109,279,000	111,030,000	112,223,000	110,394,000	103,141,000	94,872,000	95,742,000	92,611,000	92,105,000	93,954,000	93,433,000	92,965,000	91,951,000	90,054,000	92,740,000	91,276,000	88,300,000	86,859,000	87,387,000	86,198,000	86,846,000	84,624,000	85,977,000	84,395,000	78,029,000	205,590,000	68,306,000	66,881,000	248,236,569	62,363	61,228	59,840,000	244,245,328	61,394	61,170,000	60,108	60,636,000	60,601,000	58,432,000	58,425,000	59,969,000	58,775,000	57,771,000	53,909,000	55,135,000	54,568,000	54,187,000	45,523,000	46,133,000	46,324,000	45,945,000	43,282,000	42,948,000	41,852,000	40,514,000	40,186,000	40,396,000	37,073,000	35,440,000	35,440,000	35,598,000	102,607,000	33,367,000
benefit from credit losses	4,117,000	6,690,000	6,208,000	7,709,000	2,708,000	6,148,000	4,073,000	2,878,000	752,000	3,500,000	2,768,000	5,061,000	6,038,000	906,000	2,162,000	-944,000	-4,338,000	-5,719,000	-3,101,000	1,945,000	9,774,000	5,594,000
net interest income after benefit from credit losses	120,631,000	113,522,000	113,765,000	105,036,000	106,701,000	100,842,000	105,117,000	104,908,000	108,527,000	107,530,000	109,455,000	105,333,000	97,103,000	93,966,000	93,580,000	93,555,000	96,443,000	99,673,000	96,534,000	91,020,000	82,177,000	84,460,000
noninterest revenues:
deposit service fees	14,519,000	14,306,000	23,273,000	14,916,000	14,171,000	14,251,000	16,223,000	16,007,000	15,698,000	15,134,000	17,105,000	17,452,000	16,138,000	16,155,000	15,454,000	15,442,000	14,236,000	14,080,000	14,648,000	14,260,000	12,179,000	16,283,000	16,822,000	16,920,000	15,996,000	15,864,000	16,116,000	16,127,000	18,964,000	19,177,000	18,115,000	18,419,000	16,655,000	43,587,000	15,008,000	13,734,000	52,707,858	13,459	13,213	12,470,000	52,716,740	13,833	13,172,000	12,255	12,714,000	12,703,000	12,345,000	11,595,000	12,603,000	12,057,000	11,035,000	10,369,000	11,027,000	11,134,000	10,488,000	9,685,000	10,322,000	11,180,000	11,337,000	10,519,000	11,038,000	10,991,000	10,284,000	9,018,000	9,409,000	9,044,000	8,910,000	8,910,000	8,261,000	25,035,000	6,977,000
mortgage banking	972,000	998,000	746,000	1,055,000	2,275,000	345,000	196,000	113,000	11,000	275,000	-205,000	171,000	269,000	155,000	293,000	460,000	331,000	688,000	-898,000	3,908,000	1,375,000	916,000
other banking services	4,567,000	3,802,000	-3,958,000	4,621,000	3,193,000	3,656,000	1,780,000	1,471,000	2,042,000	1,022,000	2,123,000	912,000	870,000	739,000	844,000	996,000	980,000	854,000	1,179,000	924,000	755,000	895,000					985,500	1,536,000	1,163,000	1,243,000	1,067,500	1,704,000	1,407,000	399,250	1,597,000	1,579,000	974.75	2,045	799	1,055,000	5,809,335	1,867	1,608,000	1,190	1,516,000	1,671,000	1,020,000	1,038,000				994,000													876,000	1,174,000	539,000	539,000	595,000	2,614,000	670,000
employee benefit services	32,380,000	32,622,000	33,950,000	33,215,000	32,118,000	31,698,000	30,015,000	29,997,000	28,565,000	29,384,000	29,023,000	27,884,000	28,921,000	29,580,000	30,395,000	29,923,000	27,477,000	26,533,000	26,736,000	25,159,000	24,068,000	25,366,000	24,997,000	24,329,000	23,787,000	24,054,000	23,466,000	23,265,000	22,542,000	23,006,000	22,212,000	20,767,000	20,662,000	34,957,000	11,671,000	12,011,000	45,354,273	11,330	11,322	11,075,000	42,548,362	10,755	10,448,000	10,435
insurance services	13,388,000	14,201,000	12,181,000	13,652,000	13,307,000	11,109,000	11,599,000	12,113,000	11,860,000	11,522,000	8,289,000	11,332,000	9,780,000	10,409,000	8,454,000	9,176,000	8,209,000	8,153,000	7,600,000	8,531,000	8,183,000	8,058,000	7,481,000	8,527,000	8,329,000	7,862,000	7,273,000	8,270,000	7,415,000
wealth management services	8,683,000	9,862,000	9,875,000	8,892,000	8,691,000	9,210,000	7,904,000	7,934,000	7,858,000	8,245,000	7,391,000	7,502,000	8,141,000	8,633,000	8,492,000	8,322,000	8,227,000	8,199,000	7,490,000	6,889,000	6,366,000	7,134,000	6,579,000	6,363,000	6,578,000	6,349,000	6,402,000	6,168,000	6,496,000	6,706,000	5,974,000	5,707,000	5,537,000	15,077,000	4,699,000	5,116,000	3,345.75	4,552	4,385	4,446,000	17,856,471	4,617	4,438,000	4,474	3,984,000	3,823,000	4,045,000	3,698,000	3,449,000	3,194,000	3,101,000	3,132,000	2,831,000	2,904,000	2,782,000	2,180,000								2,033,000	1,680,250	2,234,000	2,324,000	2,324,000	2,163,000
loss on sales of investment securities	0			-255,000	-232,000	0		0	0	-52,329,000
unrealized gain on equity securities	-1,000	245,000	247,000	101,000	867,000	16,000				0	-20,000	-4,000	-22,000	2,000	3,000	-10,000	0	24,000	24,000	-12,000	12,000	-30,000	-9,000	10,000	-13,000	31,000	-65,000	743,000
total noninterest revenues	74,508,000	76,036,000	76,314,000	76,197,000	74,390,000	70,285,000	67,769,000	67,586,000	65,984,000	13,495,000	63,706,000	65,249,000	64,097,000	65,673,000	63,935,000	64,309,000	59,460,000	58,531,000	57,200,000	59,659,000	52,938,000	58,622,000	57,123,000	57,094,000	60,706,000	55,696,000	54,218,000	55,791,000	56,559,000	57,491,000	53,938,000	52,941,000	51,226,000	9,693,000	38,772,000	38,281,000	22,537.75	31,386	29,719
noninterest expenses:
salaries and employee benefits	79,021,000	76,442,000	76,247,000	78,022,000	73,447,000	73,063,000	71,595,000	70,687,000	68,034,000	71,487,000	64,103,000	66,190,000	65,398,000	61,648,000	63,094,000	62,883,000	57,892,000	57,632,000	58,132,000	57,280,000	54,721,000	58,251,000	56,468,000	56,061,000	54,008,000	53,379,000	52,040,000	51,062,000	52,402,000	51,859,000	47,217,000	46,568,000	44,808,000	113,697,000	37,950,000	39,138,000	126,262,782	31,179	31,010	31,029,000	122,984,910	30,941	30,409,000	30,740	30,412,000	30,448,000	30,286,000	30,483,000	29,639,000	28,126,000	26,844,000	27,425,000	27,093,000	26,543,000	25,531,000	23,111,000	22,898,000	23,056,000	22,509,000	22,936,000	23,408,000	23,166,000	23,154,000	22,962,000	21,674,000	21,130,000	19,772,000	19,772,000	20,386,000	57,428,000	18,286,000
data processing and communications	16,699,000	16,122,000	16,327,000	15,894,000	15,274,000	14,348,000	14,685,000	15,480,000	14,291,000	13,129,000	13,645,000	14,184,000	13,611,000	12,659,000	12,880,000	12,966,000	12,766,000	12,391,000	12,413,000	12,096,000	10,833,000	10,413,000	10,932,000	10,675,000	10,401,000	9,399,000	9,631,000	10,509,000	10,212,000	8,742,000	9,350,000	9,313,000	10,395,000	25,769,000	8,732,000	8,412,000	30,407,894	7,643	7,473	6,990,000	29,272,471	7,475	7,251,000	6,803	6,852,000	6,998,000	6,600,000	6,277,000	6,267,000	6,078,000	5,768,000	5,583,000	5,247,000	5,330,000	5,179,000	4,771,000	4,867,000	5,430,000	5,309,000	5,114,000	5,335,000	5,328,000	5,171,000	4,850,000	3,092,250	4,284,000	4,100,000	4,100,000	3,985,000	906,250	3,625,000
occupancy and equipment	11,486,000	12,698,000	10,995,000	10,586,000	10,715,000	11,362,000	10,715,000	10,358,000	10,453,000	11,024,000	10,673,000	10,364,000	10,424,000	10,952,000	9,803,000	9,867,000	10,270,000	11,300,000	10,105,000	10,134,000	9,754,000	10,739,000	10,142,000	9,801,000	9,619,000	10,288,000	10,210,000	9,770,000	9,437,000	10,531,000	9,622,000	9,106,000	8,637,000	22,669,000	7,409,000	7,663,000	27,572,109	6,652	6,844	7,395,000	27,926,776	6,617	6,916,000	7,691	6,782,000	6,448,000	6,750,000	7,065,000	6,665,000	6,541,000	6,130,000	6,463,000	6,089,000	6,103,000	6,253,000	6,057,000	5,519,000	5,575,000	5,614,000	6,225,000	5,737,000	5,533,000	5,704,000	6,211,000	5,189,000	5,305,000	5,189,000	5,189,000	5,573,000	14,295,000	4,666,000
business development and marketing	4,001,000	3,130,000	4,510,000	4,365,000	4,139,000	3,045,000	3,635,000	4,628,000	4,567,000	2,901,000	3,120,000	3,616,000	3,616,000	2,743,000	2,248,000	2,383,000	2,659,000	2,030,000	2,301,000	3,145,000	1,504,000	2,513,000	2,884,000	2,604,000	3,140,000	2,788,000	2,082,000	2,587,000	2,654,000	2,059,000	2,875,000	2,586,000	2,451,000	5,335,000	2,149,000	2,013,000																												1,292,000	1,285,000	1,174,000	1,507,000	1,507,000	1,322,000	4,530,000	890,000
legal and professional fees	4,368,000	4,849,000	3,800,000	3,723,000	3,459,000	4,341,000	3,792,000	3,826,000	3,102,000	5,201,000	3,822,000	3,194,000	3,385,000	3,617,000	2,838,000	3,352,000	2,499,000	3,034,000	3,028,000	2,365,000	3,061,000	3,151,000	2,784,000	2,595,000	2,684,000	2,720,000	2,597,000	2,522,000	2,745,000	2,781,000	3,780,000	2,764,000	2,619,000	6,598,000	1,857,000	2,516,000	6,808,048	1,564	1,642	1,746,000	7,241,573	1,973	1,507,000	1,947	1,645,000	1,897,000	1,526,000	2,399,000	2,227,000	1,710,000	1,804,000	2,208,000	1,603,000	1,640,000	1,307,000	1,339,000	1,713,000	1,014,000	1,505,000	1,300,000	1,271,000	1,367,000	1,318,000	1,284,000	1,270,000	1,095,000	902,000	902,000	1,298,000	3,800,000	1,187,000
amortization of intangible assets	3,369,000	3,482,000	3,437,000	3,369,000	3,877,000	3,576,000	3,563,000	3,576,000	3,705,000	3,667,000	3,794,000	3,837,000	3,851,000	3,732,000	3,751,000	3,703,000	3,246,000	3,351,000	3,525,000	3,581,000	3,524,000	3,667,000	3,962,000	3,960,000	3,904,000	4,130,000	4,375,000	4,427,000	4,555,000	4,798,000	4,961,000	4,949,000	4,263,000	4,076,000	1,403,000	1,442,000	3,660,358	843	880	919,000	4,283,707	1,051	1,101,000	1,141	1,061,000	1,089,000	1,140,000	1,179,000	1,264,000	1,212,000	1,045,000	1,086,000	1,130,000	1,161,000	1,189,000	901,000	972,000	1,277,000	1,849,000	1,859,000	1,936,000	2,026,000	2,103,000	2,105,000	2,003,000	1,727,000	1,645,000	1,645,000	1,531,000	4,754,000	1,515,000
other incomes	10,158,000	8,567,000	9,898,000	8,232,000	7,984,000	8,195,000	11,936,000	7,869,000	7,887,000	6,586,000	7,042,000	6,391,000	5,779,000	4,157,000	5,531,000	5,280,000	4,207,000	3,481,000	5,102,000	4,619,000	4,134,000	4,560,000	7,278,000	5,172,000	6,226,000	5,414,000	6,678,000	5,188,000	4,036,000	2,938,000	5,356,000	5,056,000	4,077,000	12,896,000	3,657,000	3,529,000
total noninterest expenses	129,102,000	125,290,000	125,539,000	124,203,000	118,999,000	118,084,000	129,091,000	116,504,000	113,038,000	114,052,000	105,852,000	108,185,000	110,424,000	99,807,000	100,913,000	100,436,000	93,543,000	93,246,000	95,002,000	96,966,000	90,903,000	93,663,000	95,269,000	96,929,000	91,176,000	88,652,000	87,613,000	85,233,000	86,112,000	86,331,000	86,919,000	83,776,000	102,879,000	200,492,000	66,356,000	67,669,000	232,886,925	56,079	56,048	55,948,000	226,410,104	58,811	55,164,000	55,921	57,283,000	55,044,000	54,376,000	54,552,000				49,403,000
income before income taxes	66,037,000	64,268,000	64,540,000	57,030,000	62,092,000	53,043,000	43,795,000	55,990,000	61,473,000	6,973,000	67,309,000	62,397,000	50,776,000	59,832,000	56,602,000	57,428,000	62,360,000	64,958,000	58,732,000	53,713,000	44,212,000	49,419,000	51,737,000	49,690,000	56,430,000	51,481,000	51,497,000	54,541,000	54,845,000	52,105,000	47,615,000	51,246,000	24,915,000	116,180,000	38,417,000	36,152,000	132,114,613	35,764	34,308	32,315,000	129,592,779	31,908	33,772,000	31,541	21,547,000	31,058,000	29,833,000	28,589,000	26,627,000	25,906,000	29,942,000	26,330,000	28,104,000	28,648,000	24,776,000	21,999,000	21,860,000	23,486,000	22,053,000	18,986,000	11,892,000	16,179,000	11,665,000	13,331,000	12,848,000	15,215,000	14,564,000	14,564,000	14,062,000	32,455,000	12,727,000
income taxes	14,706,000	14,654,000	14,747,000	13,129,000	14,177,000	12,171,000	10,089,000	11,861,000	13,182,000	1,175,000	14,779,000	13,706,000	10,971,000	12,777,000	13,038,000	12,092,000	14,416,000	12,108,000	12,247,000	10,904,000	8,964,000	9,285,000	8,853,000	10,472,000	11,415,000	9,535,000	10,674,000	11,435,000	10,239,000	11,999,000	-24,411,000	16,003,000	7,724,000	38,225,000	12,560,000	11,749,000	40,955,772	10,742	10,468	10,018,000	38,307,999	9,537	10,096,000	9,368	6,070,000	9,069,000	8,711,000	8,348,000	7,823,000	7,539,000	8,871,000	7,504,000	9,116,000	8,640,000	6,790,000	5,839,000	5,966,000	6,224,000	5,891,000	4,984,000	2,522,000	3,724,000	2,510,000	2,866,000	879,000	3,429,000	3,277,000	3,277,000	3,164,000	-780,000	3,071,000
net income	51,331,000	49,614,000	49,793,000	43,901,000	47,915,000	40,872,000	33,706,000	44,129,000	48,291,000	5,798,000	52,530,000	48,691,000	39,805,000	47,055,000	43,564,000	45,336,000	47,944,000	52,850,000	46,485,000	42,809,000	35,248,000	40,134,000	42,884,000	39,218,000	45,015,000	41,946,000	40,823,000	43,106,000	44,606,000	40,106,000	72,026,000	35,243,000	17,191,000	77,955,000	25,857,000	24,403,000	91,158,841	25,022	23,840	22,297,000	91,284,780	22,371	23,676,000	22,173	15,477,000	21,989,000	21,122,000	20,241,000	18,804,000	18,367,000	21,071,000	18,826,000	18,988,000	20,008,000	17,986,000	16,160,000	15,894,000	17,262,000	16,162,000	14,002,000	9,370,000	12,455,000	9,155,000	10,465,000	11,969,000	11,786,000	11,287,000	11,287,000	10,898,000	33,235,000	9,656,000
yoy	7.13%	21.39%	47.73%	-0.52%	-0.78%	604.93%	-35.83%	-9.37%	21.32%	-87.68%	20.58%	7.40%	-16.98%	-10.96%	-6.28%	5.90%	36.02%	31.68%	8.40%	9.16%	-21.70%	-4.32%	5.05%	-9.02%	0.92%	4.59%	-43.32%	22.31%	159.47%	-48.55%	178.56%	44.42%	-81.14%	311445.84%	108360.57%	9.45%	-0.14%	11.85%	-99.90%	100459.24%	489.81%	-99.90%	12.09%	-99.89%	-17.69%	19.72%	0.24%	7.52%	-0.97%	-8.20%	17.15%	16.50%	19.47%	15.91%	11.29%	15.41%	69.63%	38.59%	76.54%	33.80%	-21.71%	5.68%	-18.89%	-7.28%	9.83%	-64.54%	16.89%
qoq	3.46%	-0.36%	13.42%	-8.38%	17.23%	21.26%	-23.62%	-8.62%	732.89%	-88.96%	7.88%	22.32%	-15.41%	8.01%	-3.91%	-5.44%	-9.28%	13.69%	8.59%	21.45%	-12.17%	-6.41%	9.35%	-12.88%	7.32%	2.75%	-5.30%	-3.36%	11.22%	-44.32%	104.37%	105.01%	-77.95%	201.49%	5.96%	-73.23%	364214.77%	4.96%	-99.89%	-75.57%	407949.62%	-99.91%	106678.51%	-99.86%	-29.61%	4.10%	4.35%	7.64%	2.38%	-12.83%	11.92%	-0.85%	-5.10%	11.24%	11.30%	1.67%	-7.92%	6.81%	15.43%	49.43%	-24.77%	36.05%	-12.52%	-12.57%	1.55%	4.42%	0.00%	3.57%	-67.21%	244.19%
net income margin %
basic earnings per share	0.97	0.94	0.94	0.83	0.91	0.77	0.63	0.82	0.9	0.11	0.97	0.9	0.74	0.87	0.81	0.84	0.89	0.98	0.87	0.8	0.67	0.77	0.82	0.76	0.87	0.81	0.79	0.84	0.87	0.78	1.45	0.69	0.35	1.76	0.58	0.55	0.47	0.61	0.58	0.55	0.57	0.55	0.58	0.55	0.38	0.55	0.53	0.51	0.47	0.46	0.53	0.49	0.51	0.54	0.49	0.48	0.48	0.52	0.49	0.42	0.28	0.38	0.28	0.32	0.37	0.39	0.38	0.38	0.37	1.11	0.32
diluted earnings per share	0.97	0.93	0.94	0.83	0.91	0.76	0.63	0.82	0.89	0.11	0.97	0.9	0.73	0.86	0.8	0.83	0.88	0.97	0.86	0.79	0.66	0.76	0.82	0.75	0.86	0.8	0.78	0.83	0.86	0.78	1.43	0.68	0.35	1.74	0.58	0.55	0.47	0.6	0.58	0.54	0.57	0.54	0.57	0.54	0.38	0.54	0.52	0.5	0.47	0.46	0.53	0.48	0.51	0.54	0.49	0.48	0.47	0.51	0.48	0.42	0.29	0.38	0.28	0.32	0.36	0.39	0.37	0.37	0.36	1.1	0.32
gain on debt extinguishment				0	0	0		0	0	242,000
acquisition-related contingent consideration adjustments			-39,000	-156,000
litigation accrual			-83,000	102,000	0	119,000						0				-100,000				2,950,000
acquisition expenses			8,000	66,000	104,000	35,000	7,000	0	-1,000	57,000	353,000	409,000	3,960,000	299,000	568,000	102,000	4,000	27,000	396,000	796,000	3,372,000	369,000	819,000	6,061,000	1,194,000	534,000		-832,000	71,000	-8,000	794,000	580,000	22,896,000	1,443,000	263,000	77,000			361	395,000			0	123	2,110,000	71,000	0	0	526,000	4,796,000	164,000	260,000			3,617,000	691,000
acquisition-related contingent consideration adjustment					0		2,200,000	80,000	1,000,000		-700,000	0	400,000
interest on subordinated notes payable							9,500	0	0	38,000	38,000	38,000	39,000	38,000	39,000	38,000	39,000	38,000	117,000	184,000	184,000	185,000	185,000	161,000
unrealized loss on equity securities							-24,750	-49,000	-50,000																				-21,000
interest on subordinated debt held by unconsolidated subsidiary trusts												0	0	0		0	0	293,000	374,000	394,000	454,000	653,000	737,000	1,004,000	1,063,000	1,094,000	1,032,000	1,145,000	1,332,000	1,168,000	1,096,000	1,067,000	936,000	2,227,000	722,000	694,000	2,535,119	640	627	614,000	2,475,148	623	617,000	612	629,000	633,000	630,000	628,000	660,000	682,000	681,000	693,000	1,354,000	1,497,000	1,483,000	1,467,000	1,502,000	1,509,000	1,485,000	1,464,000	1,503,000	1,525,000	1,539,000	1,586,000	1,699,000	1,678,000	1,709,000	1,709,000	1,818,000	7,370,000	2,566,000
gain on sale of investment securities																				0	0				4,882,000
interest on nontaxable investments																							2,150,750	2,854,000	2,858,000	2,891,000	2,500,250	3,226,000	3,336,000	3,438,000	2,916,250	3,761,000	3,896,000	1,146,250	4,585,000	4,510,000
benefit from loan losses																							2,857,000	1,751,000	1,400,000	2,422,000	2,495,000	2,215,000	2,448,000	3,679,000	5,381,000	2,314,000	1,461,000	5,771,000	2,305,000	1,341,000	6,443,880	1,906	591	623,000	7,173,353	1,747	1,900,000	1,000	3,185,000	2,093,000	1,321,000		1,610,500	2,643,000
net interest income after benefit from loan losses																							89,883,000	89,525,000	86,900,000	84,437,000	84,892,000	83,983,000	84,398,000	80,945,000	80,596,000	82,081,000	76,568,000	199,819,000	66,001,000	65,540,000	241,792,689	60,457	60,637	59,217,000	237,071,975	59,647	59,270,000	59,108	57,451,000	58,508,000	57,111,000	57,032,000	57,303,000	56,132,000	55,616,000	52,265,000	53,542,000	53,525,000	53,137,000	44,473,000	44,198,000	44,924,000	43,895,000	41,462,000	40,358,000	39,477,000	38,499,000	37,376,000	38,001,000	35,088,000	33,870,000	33,870,000	34,818,000	100,803,000	33,167,000
other banking revenues																							907,000	945,000	1,147,000	1,536,000
gain on sales of investment securities																								0				0	0	0	500	0										0	0	0	16,969,000	0	16,008,000	47,791,000																					287,000
loss on debt extinguishment																								0				-318,000
cash dividends declared per share																											0.38	0.38	0.34	0.34	0.34	0.34	0.32	0.95	0.31	0.31	0.31	0.31		0.3	0.215	0.3	0.28	0.28				0.27
insurance revenues																														7,359,000	4,927,250	6,344,000	6,965,000	1,449,250	5,797,000	5,841,000
office supplies and postage																														1,879,000	1,996,000	2,027,000	1,808,000	5,428,000	1,846,000	1,778,000	6,471,267	1,636	1,517	1,580,000	6,265,336	1,466	1,647,000	1,551	1,543,000	1,566,000	1,518,000	1,495,000	1,547,000	1,345,000	1,382,000	1,468,000	1,373,000	1,300,000	1,377,000	1,196,000	1,527,000	1,382,000	1,311,000	1,249,000	1,151,000	1,245,000	1,472,000	1,375,000	1,302,000	1,260,000	1,237,000	1,237,000	1,278,000	3,257,000	1,046,000
fdic insurance premiums																														752,000	968,000	827,000	925,000	2,581,000	1,090,000	1,101,000	3,959,080	968	963	989,000	3,896,082	952	947,000	1,019	906,000	923,000	945,000	1,055,000	1,076,000	919,000	903,000	906,000			1,177,000	1,361,000	1,182,000	1,599,000	1,485,000	1,572,000	1,544,000	1,670,000	4,021,000
gain on investment securities																																	0																												1,750	7,000	0
acquisition expenses and litigation settlement																																					329.5	562			730.75	2,800
other																																					2,396	3,143	3,100	3,341,000	2,601	3,772	3,456,000	3,176	4,413,000	3,631,000	3,807,000	3,120,000	6,129,000	4,046,000	3,454,000	2,832,000	-157,000	4,539,000	3,313,000	2,635,000	2,836,000	3,769,000	2,907,000	2,924,000	3,738,000	2,307,000	2,483,000	2,947,000	1,970,000	3,281,000	2,603,000	2,603,000	3,001,000	7,643,000	2,704,000
cash dividends declared per																																							0.3
noninterest income:
total noninterest income																																								29,046,000	118,930,908	31,072	29,666,000	28,354	21,379,000	27,594,000	27,098,000	26,109,000	26,223,000	25,859,000	23,696,000	23,468,000	22,399,000	23,216,000	22,765,000	20,842,000	21,783,000	22,914,000	22,378,000	21,717,000	21,717,000	20,813,000	20,649,000	20,356,000	18,824,000	19,383,000	17,649,000	17,649,000	17,618,000	39,807,000	13,479,000
loss on debt extinguishments																																										0	0	0	-23,836,000	0	-15,717,000	-47,783,000
benefit trust, administration, consulting and actuarial fees																																													7,141,000	9,397,000	9,397,000	9,770,000	9,397,000	8,912,000	8,664,000	8,973,000
less: benefit from loan losses																																																1,393,000			2,155,000	1,644,000	1,593,000	1,043,000	1,050,000	1,050,000	1,935,000	1,400,000	2,050,000	1,820,000	2,590,000	2,375,000	2,015,000	2,810,000	2,395,000	1,985,000	1,570,000	1,570,000	780,000	1,804,000	200,000
mortgage and other banking services																																																	823,750	1,405,000	896,000
gain on investment securities and debt extinguishments																																																		291,000
operating expenses:
total operating expenses																																																	38,714,500	56,085,000	49,370,000		35,633,750	48,093,000	51,126,000	43,316,000	44,121,000	44,352,000	44,220,000	44,193,000	50,183,000	44,111,000	47,483,000	44,401,000	43,977,000	39,256,000	36,955,000	36,955,000	38,374,000	108,155,000	33,919,000
dividends declared per share																																																	0.198	0.27	0.26	0.26	0.185	0.26	0.24	0.24	0.175	0.24	0.24	0.22	0.165	0.22	0.22	0.22	0.16	0.22	0.21	0.21	0.21	0.05	0.2
gain on investment securities & debt extinguishments																																																			0		2,000		14,000
mortgage banking and other services																																																					980,000	1,499,000	1,627,000	794,000	1,029,000	2,078,000	1,115,000	923,000	1,184,500	895,000	1,499,000	2,298,000
benefit plan administration, consulting and actuarial fees																																																					5,930,500	7,685,000	7,854,000	8,183,000	5,603,750	7,256,000	7,260,000	7,899,000	5,143,750	6,969,000	6,599,000	7,007,000	6,612,000	6,931,000	5,933,000	5,933,000	6,312,000	15,728,000	3,972,000
acquisition expenses and special charges																																																					1,172,250	381,000
trust, investment and asset management fees																																																									2,391,000	2,400,000	2,666,000	2,376,000	2,380,000	1,951,000	2,267,000							6,404,000	1,860,000
the accompanying notes are an integral part of the consolidated financial statements.
fdic premiums																																																																1,375,000
(loss)/gain on sales of investment securities																																																																	57,500	0	-57,000	-57,000
interest on short-term borrowings																																																																						9,007,000	1,637,000
interest on long-term borrowings																																																																						16,133,000	5,868,000

We provide you with 20 years income statements for Community Bank System stock, allowing you to gain comprehensive visibility into the fundamentals of the company. Our detailed breakdowns include key financial metrics such as earnings, sales and marketing expenses, research and development costs, profits, and profit margins. This in-depth information is essential for making informed investment decisions and understanding the financial health and performance of Community Bank System stock. Explore the full financial landscape of Community Bank System stock with our expertly curated income statements.

The information provided in this report about Community Bank System stock is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.