Meta Financial Group, Inc(NASDAQ:CASH) 
Meta Financial Group, Inc. operates as the holding company for MetaBank that offers various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, money ...
Website: http://www.metafinancialgroup.com
Founded: 1954
Full Time Employees: 1,015
Sector: Financial Services
Industry: Banks-Regional
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At a glance:
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Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2006-09-30 | 2005-12-31 | 2005-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
interest and dividend income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases, including fees | 107,775,000 | 115,446,000 | 108,766,000 | 119,755,000 | 102,731,000 | 102,292,000 | 95,871,000 | 102,750,000 | 94,963,000 | 90,085,000 | 81,242,000 | 83,879,000 | 68,396,000 | 64,963,000 | 62,541,000 | 75,540,000 | 65,035,000 | 63,665,000 | 62,287,000 | 68,472,000 | 61,655,000 | 62,021,000 | 59,911,000 | 70,493,000 | 68,702,000 | 70,628,000 | 69,732,000 | 73,670,000 | 60,498,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities | 7,812,000 | 8,149,000 | 8,337,000 | 8,580,000 | 8,986,000 | 9,607,000 | 9,748,000 | 9,998,000 | 10,049,000 | 10,225,000 | 10,234,000 | 10,326,000 | 10,412,000 | 10,156,000 | 7,381,000 | 5,446,000 | 3,864,000 | 3,979,000 | 3,446,000 | 2,608,000 | 2,123,000 | 1,877,000 | 2,269,000 | 2,493,000 | 2,389,000 | 2,768,000 | 3,063,000 | 2,861,000 | 2,698,000 | 3,724,000 | 3,950,000 | 4,047,000 | 3,758,000 | 4,226,000 | 4,544,000 | 4,481,000 | 3,320,000 | 3,513,000 | 3,777,000 | 4,768,000 | 3,713,000 | 3,181,000 | 3,055,000 | 3,919,000 | 3,824,000 | 3,837,000 | 3,898,000 | 3,925,000 | 3,683,000 | 2,831,000 | 3,024,000 | 3,111,000 | 2,934,000 | 2,300,000 | 3,848,000 | 5,198,000 | 4,787,000 | 4,779,000 | 5,232,000 | 4,433,000 | 3,918,000 | 3,995,000 | 4,393,000 | 2,827,000 | 2,155,000 | 2,773,000 | 2,652,000 | 2,797,000 | 2,008,000 | 2,248,000 | 2,390,000 | 2,339,000 | 1,507,000 | |||||
other investments | 5,635,000 | 5,845,000 | 6,489,000 | 13,669,000 | 7,522,000 | 7,851,000 | 8,323,000 | 14,013,000 | 10,886,000 | 9,332,000 | 7,870,000 | 10,482,000 | 6,252,000 | 5,103,000 | 3,984,000 | 4,191,000 | 3,992,000 | 4,412,000 | 4,250,000 | 4,589,000 | 4,368,000 | 4,509,000 | 5,226,000 | 6,417,000 | 6,534,000 | 7,431,000 | 8,837,000 | 11,763,000 | 11,780,000 | 11,346,000 | 11,098,000 | 11,480,000 | 10,656,000 | 10,146,000 | 10,228,000 | 10,464,000 | 8,577,000 | 8,176,000 | 7,706,000 | 7,313,000 | 6,243,000 | 5,178,000 | 4,671,000 | 4,203,000 | 4,012,000 | 3,642,000 | 3,606,000 | 3,388,000 | 3,008,000 | 2,774,000 | 2,710,000 | 2,872,000 | 2,569,000 | 1,523,000 | 686,000 | 609,000 | 288,000 | 340,000 | 210,000 | 238,000 | 255,000 | 207,000 | 198,000 | 180,000 | 184,000 | 200,000 | 188,000 | 200,000 | 347,000 | 463,000 | 491,000 | 957,000 | 1,114,000 | |||||
interest and dividend income: - sum | 121,222,000 | 129,440,000 | 123,592,000 | 142,004,000 | 119,239,000 | 119,750,000 | 113,942,000 | 126,761,000 | 115,898,000 | 57,993,500 | 73,906,000 | 72,891,000 | 74,976,000 | 14,916,750 | 20,763,000 | 9,718,000 | 9,630,000 | 10,176,873 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 206,000 | 283,000 | 287,000 | 4,086,000 | 775,000 | 1,119,000 | 1,689,000 | 6,685,000 | 3,526,000 | 1,954,000 | 164,000 | 2,096,000 | 142,000 | 100,000 | 94,000 | 165,000 | 141,000 | 164,000 | 188,000 | 445,000 | 797,000 | 1,904,000 | 3,130,000 | 8,242,000 | 9,340,000 | 10,917,000 | 10,395,000 | 14,740,000 | 10,596,000 | 8,057,000 | 2,264,000 | 2,957,000 | 1,885,000 | 1,890,000 | 1,039,000 | 2,184,000 | 938,000 | 180,000 | 136,000 | 135,000 | 163,000 | 163,000 | 159,000 | 172,000 | 232,000 | 239,000 | 232,000 | 221,000 | 273,000 | 285,000 | 286,000 | 284,000 | 425,000 | 483,000 | 516,000 | 553,000 | 653,000 | 695,000 | 732,000 | 753,000 | 889,000 | 932,000 | 939,000 | 949,000 | 1,088,000 | 1,157,000 | 1,211,000 | 1,429,000 | 1,544,000 | 1,490,000 | 1,813,000 | 2,031,000 | 2,424,000 | 1,993,000 | 2,978,000 | 3,346,728 | ||
fhlb advances and other borrowings | 1,678,000 | 1,205,000 | 992,000 | 1,639,000 | 2,331,000 | 2,709,000 | 1,394,000 | 1,775,000 | 2,336,000 | 2,754,000 | 1,717,000 | 1,186,000 | 861,000 | 362,000 | 1,661,000 | 1,212,000 | 1,137,000 | 1,225,000 | 1,320,000 | 1,374,000 | 1,350,000 | 1,990,000 | 2,139,000 | 3,424,000 | 3,634,000 | 4,293,000 | 4,269,000 | 2,204,000 | 4,108,000 | 3,607,000 | 3,429,000 | 3,009,000 | 2,776,000 | 2,571,000 | 2,879,000 | 1,568,000 | 1,804,000 | 1,656,000 | 708,000 | 556,000 | 557,000 | 497,000 | 434,000 | 301,000 | 429,000 | 328,000 | 406,000 | 323,000 | 376,000 | 357,000 | 380,000 | 529,000 | 408,000 | 358,000 | 341,000 | 335,000 | 324,000 | 394,000 | 421,000 | 410,000 | 453,000 | 478,000 | 517,000 | 433,000 | 657,000 | 774,000 | 910,000 | 860,000 | 1,022,000 | 1,441,000 | 1,367,000 | 1,648,000 | 1,201,000 | 852,000 | 1,411,000 | 2,109,892 | ||
interest expense: - sum | 1,884,000 | 1,488,000 | 1,279,000 | 5,725,000 | 3,106,000 | 3,828,000 | 3,083,000 | 8,460,000 | 5,862,000 | 1,102,500 | 1,755,000 | 1,278,000 | 14,704,000 | 563,750 | 844,000 | 813,000 | 833,000 | 5,456,620 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income | 119,338,000 | 127,952,000 | 122,313,000 | 136,279,000 | 116,133,000 | 115,922,000 | 110,859,000 | 118,301,000 | 110,036,000 | 104,934,000 | 97,465,000 | 101,405,000 | 84,057,000 | 79,760,000 | 72,151,000 | 83,800,000 | 71,613,000 | 70,667,000 | 68,475,000 | 73,850,000 | 65,999,000 | 64,513,000 | 62,137,000 | 67,737,000 | 64,651,000 | 65,617,000 | 66,968,000 | 71,350,000 | 60,272,000 | 48,537,000 | 28,411,000 | 27,405,000 | 26,196,000 | 24,488,000 | 24,943,000 | 23,966,000 | 19,833,000 | 19,893,000 | 19,919,000 | 19,938,000 | 17,555,000 | 15,703,000 | 14,661,000 | 15,286,000 | 13,571,000 | 12,303,000 | 11,928,000 | 11,519,000 | 10,513,000 | 9,161,000 | 9,159,000 | 8,905,000 | 8,797,000 | 7,393,000 | 8,292,000 | 9,411,000 | 8,638,000 | 8,790,000 | 8,827,000 | 8,417,000 | 8,278,000 | 8,112,000 | 8,658,000 | 9,001,000 | 7,319,000 | 7,070,000 | 6,344,000 | 8,244,000 | 6,161,000 | 6,522,000 | 5,991,000 | 6,216,000 | 5,274,000 | 4,549,000 | 5,325,000 | 4,720,253 | ||
provision for credit loss | 3,230,000 | -6,431,000 | 9,278,000 | 35,266,000 | 12,032,000 | 838,000 | 5,881,000 | 26,052,000 | 9,890,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for credit loss | 116,108,000 | 134,383,000 | 113,035,000 | 101,013,000 | 104,101,000 | 115,084,000 | 104,978,000 | 92,249,000 | 100,146,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
refund transfer product fees | 355,000 | 1,061,000 | 9,846,000 | 32,663,000 | 410,000 | 1,703,000 | 9,111,000 | 28,942,000 | 422,000 | 308,000 | 8,262,000 | 30,205,000 | 677,000 | 1,135,000 | 10,289,000 | 27,805,000 | 579,000 | 2,567,000 | 12,073,000 | 22,680,000 | 647,000 | 2,335,000 | 4,595,000 | 28,939,000 | 192,000 | 639,000 | 6,697,000 | 31,601,000 | 261,000 | 526,000 | 7,358,000 | 33,803,000 | 192,000 | 508,000 | 5,785,000 | |||||||||||||||||||||||||||||||||||||||||||
refund advance and other tax fee income | 131,000 | -711,000 | 307,000 | 48,585,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
card and deposit fees | 30,140,000 | 27,770,000 | 37,342,000 | 30,793,000 | 29,066,000 | 26,441,000 | 33,408,000 | 35,344,000 | 30,750,000 | 31,233,000 | 39,708,000 | 42,087,000 | 37,718,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
rental income | 11,620,000 | 11,864,000 | 12,913,000 | 13,200,000 | 13,708,000 | 13,199,000 | 13,779,000 | 13,720,000 | 13,459,000 | 14,562,000 | 13,980,000 | 12,940,000 | 12,708,000 | 12,024,000 | 12,082,000 | 11,375,000 | 11,077,000 | 9,709,000 | 9,976,000 | 9,846,000 | 9,885,000 | 10,144,000 | 11,231,000 | 11,100,000 | 12,351,000 | 10,886,000 | 9,386,000 | 9,890,000 | 10,890,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
(loss) on sale of securities | -2,185,000 | -7,228,000 | -15,671,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on divestitures | -1,360,000 | 16,404,000 | 19,275,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
secondary market revenue | 4,157,000 | 10,122,000 | 7,144,000 | 15,378,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of other | 488,000 | 3,144,000 | 394,000 | 627,000 | 987,000 | 3,459,000 | 4,675,000 | 1,695,000 | 2,840,000 | 2,006,000 | 812,000 | -748,000 | 502,000 | -3,319,000 | 1,239,000 | 626,000 | -3,465,000 | 580,000 | 5,955,000 | 2,133,000 | 2,847,000 | 3,456,000 | 1,214,000 | 2,325,000 | -2,568,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||
other income | 6,872,000 | 7,691,000 | 5,496,000 | 5,866,000 | 7,637,000 | 6,979,000 | 4,965,000 | 6,044,000 | 5,179,000 | 8,194,000 | 5,889,000 | 4,477,000 | 3,555,000 | 6,546,000 | 5,271,000 | 3,881,000 | 1,661,000 | 10,690,000 | 4,017,000 | 4,218,000 | 7,315,000 | 3,129,000 | 2,464,000 | 5,801,000 | 3,246,000 | 650,000 | 1,808,000 | 2,679,000 | 877,000 | 728,000 | 250,000 | 414,000 | 102,000 | -391,000 | 216,000 | 360,000 | 76,000 | -119,000 | 17,000 | -92,000 | 202,000 | 118,000 | 33,000 | 54,000 | 63,000 | 112,000 | 50,000 | 49,000 | 39,000 | 12,000 | -179,000 | 45,000 | 59,000 | -158,000 | 1,232,000 | -854,000 | 100,000 | -187,000 | 91,000 | 68,000 | 254,000 | 164,000 | 62,000 | 133,000 | 193,000 | 38,000 | 162,000 | 75,000 | 10,000 | 45,000 | 113,000 | 65,000 | 164,000 | 190,000 | 150,000 | 62,340 | ||
total noninterest income | 53,763,000 | 58,756,000 | 73,442,000 | 138,524,000 | 57,378,000 | 52,010,000 | 65,871,000 | 128,945,000 | 52,761,000 | 56,051,000 | 67,733,000 | 127,038,000 | 65,777,000 | 43,456,000 | 53,994,000 | 109,766,000 | 86,591,000 | 49,543,000 | 62,453,000 | 113,453,000 | 45,455,000 | 40,750,000 | 41,048,000 | 120,513,000 | 37,483,000 | 35,980,000 | 43,790,000 | 105,025,000 | 37,751,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
noninterest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
compensation and benefits | 51,864,000 | 50,740,000 | 48,559,000 | 51,905,000 | 49,292,000 | 52,298,000 | 48,449,000 | 54,073,000 | 46,652,000 | 46,352,000 | 47,402,000 | 47,547,000 | 43,017,000 | 42,762,000 | 45,091,000 | 45,047,000 | 38,225,000 | 36,223,000 | 38,604,000 | 43,932,000 | 32,331,000 | 35,616,000 | 32,102,000 | 34,260,000 | 34,268,000 | 38,461,000 | 35,176,000 | 49,164,000 | 33,010,000 | 30,093,000 | 24,439,000 | 32,172,000 | 22,340,000 | 21,919,000 | 22,193,000 | 26,766,000 | 17,850,000 | 14,535,000 | 15,375,000 | 17,110,000 | 14,655,000 | 12,169,000 | 12,126,000 | 11,668,000 | 10,531,000 | 9,867,000 | 9,318,000 | 10,019,000 | 8,951,000 | 8,189,000 | 8,524,000 | 9,116,000 | 8,277,000 | 7,635,000 | 8,236,000 | 8,057,000 | 7,176,000 | 7,325,000 | 7,158,000 | 8,188,000 | 7,796,000 | 7,497,000 | 7,500,000 | 8,861,000 | 8,671,000 | 8,744,000 | 8,218,000 | 8,342,000 | 7,439,000 | 6,962,000 | 6,601,000 | 6,451,000 | 5,717,000 | 4,760,000 | 4,922,000 | |||
refund transfer product expense | 73,000 | 133,000 | 2,818,000 | 8,475,000 | 108,000 | 168,000 | 2,136,000 | 7,366,000 | 192,000 | 28,000 | 1,727,000 | 7,863,000 | 105,000 | 53,000 | 2,457,000 | 6,260,000 | 138,000 | 3,219,000 | 2,435,000 | 6,146,000 | 61,000 | 162,000 | -139,000 | 7,449,000 | 173,000 | 48,000 | 287,000 | 7,181,000 | 10,000 | 85,000 | 1,694,000 | 9,871,000 | 101,000 | 33,000 | 1,623,000 | |||||||||||||||||||||||||||||||||||||||||||
refund advance expense | 72,000 | 16,000 | -74,000 | 1,265,000 | 34,000 | 20,000 | 47,000 | 1,846,000 | 30,000 | -6,000 | 239,000 | 1,603,000 | 27,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
card processing | 30,437,000 | 32,693,000 | 36,197,000 | 36,239,000 | 33,314,000 | 33,877,000 | 34,314,000 | 35,163,000 | 34,584,000 | 29,549,000 | 26,342,000 | 26,924,000 | 22,683,000 | 15,718,000 | 8,438,000 | 7,457,000 | 7,172,000 | 7,063,000 | 6,809,000 | 7,212,000 | 6,117,000 | 6,524,000 | 7,128,000 | 6,696,000 | 5,607,000 | 5,007,000 | 4,613,000 | 6,971,000 | 7,085,000 | 5,199,500 | 7,068,000 | 7,190,000 | 6,540,000 | 4,594,250 | 5,755,000 | 7,043,000 | 5,579,000 | 4,214,500 | 5,607,000 | 6,017,000 | 5,234,000 | 3,093,500 | 3,868,000 | 3,810,000 | 4,696,000 | 2,917,000 | 3,850,000 | 3,573,000 | 4,245,000 | |||||||||||||||||||||||||||||
building and software | 12,580,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
operating lease equipment depreciation | 9,995,000 | 10,861,000 | 11,569,000 | 11,779,000 | 11,426,000 | 10,445,000 | 10,465,000 | 10,424,000 | 10,423,000 | 10,846,000 | 10,517,000 | 14,719,000 | 9,628,000 | 9,305,000 | 9,145,000 | 8,737,000 | 8,449,000 | 7,865,000 | 8,122,000 | 7,419,000 | 7,581,000 | 7,594,000 | 8,536,000 | 8,421,000 | 8,280,000 | 7,901,000 | 6,029,000 | 4,485,000 | 7,765,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
legal and consulting | 5,554,000 | 14,272,000 | 11,094,000 | 5,879,000 | 5,225,000 | 8,414,000 | 5,410,000 | 6,141,000 | 4,892,000 | 7,633,000 | 5,089,000 | 4,921,000 | 9,459,000 | 13,355,000 | 11,724,000 | 9,347,000 | 6,208,000 | 14,369,000 | 5,680,000 | 6,045,000 | 5,247,000 | 5,616,000 | 4,660,000 | 5,909,000 | 4,674,000 | 4,969,000 | 4,065,000 | 4,308,000 | 3,969,000 | 2,109,000 | 2,781,000 | 3,239,000 | 2,416,000 | 1,400,750 | 1,375,000 | 1,505,000 | 2,723,000 | 802,750 | 1,221,000 | 859,000 | 1,131,000 | 833,250 | 1,116,000 | 996,000 | 1,221,000 | 676,500 | 540,000 | 783,000 | 1,383,000 | |||||||||||||||||||||||||||||
intangible amortization | 718,000 | 763,000 | 798,000 | 1,082,000 | 812,000 | 924,000 | 983,000 | 1,240,000 | 984,000 | 1,110,000 | 1,168,000 | 1,435,000 | 1,258,000 | 1,397,000 | 1,532,000 | 2,169,000 | 1,488,000 | 1,761,000 | 2,013,000 | 2,757,000 | 2,013,000 | 2,283,000 | 2,636,000 | 3,402,000 | 2,676,000 | 3,359,000 | 4,374,000 | 5,596,000 | 4,383,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
other expense | 15,920,000 | 20,520,000 | 16,651,000 | 19,733,000 | 13,642,000 | 14,347,000 | 11,806,000 | 12,872,000 | 12,669,000 | 13,416,000 | 10,750,000 | 13,114,000 | 11,374,000 | 8,626,000 | 13,641,000 | 12,224,000 | 9,572,750 | 9,827,000 | 7,485,000 | 9,735,000 | 10,187,000 | 8,342,000 | 5,988,000 | 6,432,000 | 4,827,000 | 3,649,250 | 4,838,000 | 2,798,000 | 2,585,000 | 1,591,500 | 1,943,000 | 883,350 | ||||||||||||||||||||||||||||||||||||||||||||||
total noninterest expense | 127,213,000 | 144,771,000 | 139,322,000 | 148,177,000 | 123,559,000 | 129,869,000 | 123,679,000 | 140,431,000 | 119,274,000 | 118,202,000 | 114,578,000 | 127,136,000 | 105,059,000 | 103,029,000 | 96,650,000 | 103,160,000 | 82,436,000 | 93,615,000 | 81,523,000 | 95,971,000 | 72,575,000 | 80,283,000 | 71,241,000 | 91,729,000 | 75,798,000 | 76,144,000 | 72,468,000 | 110,254,000 | 74,295,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
income before income tax expense | 42,658,000 | 48,368,000 | 47,155,000 | 91,360,000 | 37,920,000 | 37,225,000 | 47,170,000 | 80,763,000 | 33,633,000 | 33,741,000 | 48,847,000 | 64,544,000 | 34,999,000 | 22,835,000 | 30,797,000 | 58,104,000 | 75,582,000 | 17,820,000 | 44,793,000 | 61,042,000 | 32,790,000 | 16,000,000 | 16,851,000 | 59,225,000 | 22,929,000 | 21,332,000 | 29,178,000 | 32,803,000 | 14,629,000 | 1,804,000 | 7,268,000 | 37,984,000 | 10,354,000 | 719,000 | 12,304,000 | 40,541,000 | 1,586,000 | 7,350,000 | 10,001,000 | 17,876,000 | 3,595,000 | 4,484,000 | 4,912,000 | 6,243,000 | 3,784,000 | 3,770,000 | 5,272,000 | 4,539,000 | 5,039,000 | 4,584,000 | 4,694,000 | 3,715,000 | 4,129,000 | 15,779,000 | 4,830,000 | 4,422,000 | 1,994,000 | 8,293,000 | 1,863,000 | |||||||||||||||||||
income tax expense | 7,193,000 | 9,300,000 | 4,795,000 | 16,166,000 | 6,294,000 | 3,053,000 | 5,123,000 | 15,246,000 | 5,719,000 | -2,672,000 | 3,243,000 | 9,176,000 | 6,577,000 | -1,272,000 | 6,958,000 | 8,002,000 | 14,276,000 | 1,133,000 | 3,533,000 | 967,500 | -2,426,000 | -130,000 | -1,158,000 | -1,691,000 | -7,591,000 | 476,000 | 6,548,000 | 5,684,000 | -1,025,000 | 2,517,000 | 8,399,000 | 342,000 | 1,344,000 | 1,128,000 | 3,593,000 | 380,750 | 272,000 | 1,062,000 | 189,000 | 406,000 | 1,068,000 | 395,000 | 1,037,000 | 1,110,000 | 1,022,000 | 568,000 | 1,004,000 | 5,809,000 | 1,739,000 | 1,675,000 | 1,273,000 | 3,119,000 | 671,000 | 10,750 | 1,473,000 | 219,359 | ||||||||||||||||||||||
net income before noncontrolling interest | 35,465,000 | 39,068,000 | 42,360,000 | 75,194,000 | 31,626,000 | 34,172,000 | 42,047,000 | 65,517,000 | 27,914,000 | 36,413,000 | 45,604,000 | 55,368,000 | 28,422,000 | 24,107,000 | 23,839,000 | 50,102,000 | 61,306,000 | 16,719,000 | 39,859,000 | 59,909,000 | 29,257,000 | 14,209,000 | 19,277,000 | 53,608,000 | 22,249,000 | 21,462,000 | 30,336,000 | 33,198,000 | 16,320,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
net income attributable to noncontrolling interest | 299,000 | 265,000 | 213,000 | 237,000 | 199,000 | 575,000 | 212,000 | 249,000 | 257,000 | 507,000 | 508,000 | 597,000 | 580,000 | 687,000 | 1,448,000 | 851,000 | -18,000 | 816,000 | 1,158,000 | 843,000 | 1,220,000 | 1,051,000 | 1,087,000 | 1,304,000 | 1,181,000 | 1,267,000 | 1,045,000 | 1,078,000 | 922,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
net income attributable to parent | 35,166,000 | 38,803,000 | 42,147,000 | 74,957,000 | 31,427,000 | 33,597,000 | 41,835,000 | 65,268,000 | 27,657,000 | 35,906,000 | 45,096,000 | 54,771,000 | 27,842,000 | 23,420,000 | 22,391,000 | 49,251,000 | 61,324,000 | 15,903,000 | 38,701,000 | 59,066,000 | 28,037,000 | 13,158,000 | 18,190,000 | 52,304,000 | 21,068,000 | 20,195,000 | 29,291,000 | 32,120,000 | 15,398,000 | |||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 1,570 | 1,710 | 1,830 | 3,160 | 1,290 | 1,360 | 1,660 | 2,560 | 1,060 | 1,380 | 1,690 | 1,990 | 980 | 820 | 760 | 1,660 | 2,000 | 510 | 1,210 | 1,840 | 840 | 400 | 530 | 1,450 | 560 | 530 | 750 | 810 | 390 | -2,750 | 700 | 3,250 | 480 | 170 | 1,050 | 3,440 | 140 | 710 | 1,050 | 1,690 | 490 | 630 | 670 | 790 | 580 | 550 | 690 | 680 | 660 | 590 | 670 | 570 | 570 | 280 | 670 | 3,120 | 970 | 700 | -330 | 880 | 230 | 860 | 1,150 | 1,760 | 450 | -25 | 950 | 0.21 | ||||||||||
diluted | 1,570 | 1,700 | 1,810 | 3,140 | 1,290 | 1,350 | 1,660 | 2,560 | 1,060 | 1,370 | 1,680 | 1,990 | 980 | 820 | 760 | 1,660 | 2,000 | 510 | 1,210 | 1,840 | 840 | 400 | 530 | 1,450 | 560 | 540 | 750 | 810 | 390 | -2,740 | 700 | 3,230 | 480 | 170 | 1,040 | 3,420 | 140 | 700 | 1,040 | 1,680 | 490 | 630 | 660 | 780 | 580 | 540 | 680 | 670 | 650 | 580 | 660 | 570 | 570 | 280 | 660 | 3,100 | 970 | 700 | -330 | 880 | 230 | 842.5 | 1,110 | 1,740 | 450 | 910 | 0.21 | |||||||||||
occupancy and equipment expense | 7,661,500 | 10,633,000 | 10,306,000 | 9,706,000 | 9,376,000 | 9,070,000 | 9,293,000 | 8,848,000 | 9,274,000 | 8,595,000 | 8,510,000 | 8,312,000 | 9,064,000 | 8,996,000 | 8,500,000 | 8,349,000 | 8,252,000 | 7,381,000 | 6,748,000 | 6,888,000 | 6,826,000 | 6,502,000 | 7,013,000 | 6,655,000 | 2,284,000 | 2,188,000 | 1,986,000 | 2,021,000 | 2,220,000 | 2,083,000 | 2,088,000 | 2,098,000 | 2,091,000 | 2,166,000 | 2,168,000 | 2,042,000 | 1,933,000 | 1,995,000 | 2,159,000 | 2,075,000 | 2,129,000 | 1,996,000 | 2,049,000 | 1,804,000 | 1,847,000 | 1,732,000 | 1,795,000 | 1,245,000 | 1,058,000 | 906,000 | 839,395 | |||||||||||||||||||||||||||
impairment expense | 3,325,000 | 1,077,000 | 1,514,000 | 999,000 | 2,013,000 | 2,749,000 | 500,000 | 24,000 | 670,000 | 601,000 | 505,000 | 554,000 | 1,159,000 | 1,232,000 | 507,000 | 242,000 | 9,660,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
refund advance fee income | 459,000 | 229,000 | -67,000 | 43,200,000 | 111,000 | -252,000 | -927,000 | 37,995,000 | 617,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of loans and leases | 4,378,000 | 1,379,000 | 1,913,000 | 1,085,000 | 867,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of trademarks | 10,000,000 | 50,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for (reversal of) credit losses | 12,078,000 | 1,773,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for credit losses | 95,892,000 | 95,692,000 | 64,642,000 | 82,408,000 | 73,453,000 | 51,498,000 | 71,427,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities | 9,000 | 82,000 | -1,882,000 | 198,000 | 260,000 | 137,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for credit losses | 36,763,000 | 32,302,000 | 186,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses | 9,776,000 | 10,247,750 | 4,612,000 | 30,290,000 | 6,089,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from credit losses | 74,281,000 | 41,833,250 | 63,863,000 | 43,560,000 | 59,910,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (reversal of) for credit losses | 7,796,500 | -1,302,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax advance product fees | 10,128,250 | -20,000 | 39,299,000 | 1,233,000 | 226,000 | 891,000 | 44,562,000 | 1,960,000 | -14,000 | 28,000 | 29,536,000 | 2,276,000 | -70,000 | 34,000 | 33,038,000 | 1,685,000 | -36,000 | -46,000 | 33,838,000 | 1,947,000 | 453,000 | -108,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payments card and deposit fees | 28,609,000 | 24,673,000 | 26,270,000 | 25,132,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other bank and deposit fees | 299,000 | 262,000 | 250,000 | 237,000 | 230,000 | 338,000 | 133,000 | 237,000 | 227,000 | 214,000 | 381,000 | 487,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax advance product expense | 539,000 | -29,000 | 2,002,000 | 183,000 | 30,000 | -25,000 | 2,189,000 | 370,000 | -97,000 | -11,000 | 1,698,000 | 1,132,000 | 1,000 | 425,000 | 2,225,000 | 452,000 | 81,000 | -19,000 | 1,474,000 | 280,000 | 2,000 | 72,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payment card and deposit fees | 25,541,000 | 29,203,000 | 29,875,000 | 22,564,000 | 21,422,000 | 21,302,000 | 23,156,000 | 21,499,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net gain realized on investment securities | 6,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax benefit | 2,400,000 | 4,934,000 | 5,617,000 | 680,000 | -463,000 | 2,234,500 | 1,390,000 | 1,271,000 | -596,000 | 1,483,750 | 2,145,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
earnings per common share | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic | 1,570 | 1,710 | 1,830 | 3,160 | 1,290 | 1,360 | 1,660 | 2,560 | 1,060 | 1,380 | 1,690 | 1,990 | 980 | 820 | 760 | 1,660 | 2,000 | 510 | 1,210 | 1,840 | 840 | 400 | 530 | 1,450 | 560 | 530 | 750 | 810 | 390 | -2,750 | 700 | 3,250 | 480 | 170 | 1,050 | 3,440 | 140 | 710 | 1,050 | 1,690 | 490 | 630 | 670 | 790 | 580 | 550 | 690 | 680 | 660 | 590 | 670 | 570 | 570 | 280 | 670 | 3,120 | 970 | 700 | -330 | 880 | 230 | 860 | 1,150 | 1,760 | 450 | -25 | 950 | 0.21 | ||||||||||
diluted | 1,570 | 1,700 | 1,810 | 3,140 | 1,290 | 1,350 | 1,660 | 2,560 | 1,060 | 1,370 | 1,680 | 1,990 | 980 | 820 | 760 | 1,660 | 2,000 | 510 | 1,210 | 1,840 | 840 | 400 | 530 | 1,450 | 560 | 540 | 750 | 810 | 390 | -2,740 | 700 | 3,230 | 480 | 170 | 1,040 | 3,420 | 140 | 700 | 1,040 | 1,680 | 490 | 630 | 660 | 780 | 580 | 540 | 680 | 670 | 650 | 580 | 660 | 570 | 570 | 280 | 660 | 3,100 | 970 | 700 | -330 | 880 | 230 | 842.5 | 1,110 | 1,740 | 450 | 910 | 0.21 | |||||||||||
provision for loan and lease losses | 13,949,000 | 15,093,000 | 4,121,000 | 9,112,000 | 9,099,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for loan and lease losses | 34,682,250 | 47,044,000 | 61,496,000 | 57,856,000 | 51,173,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities available for sale | -332,750 | 47,000 | -144,000 | -1,234,000 | -13,000 | -102,000 | 29,000 | 21,000 | -297,750 | 51,000 | 17,000 | -1,260,000 | 10,000 | 98,000 | -1,000 | 45,000 | 525,000 | 322,000 | 1,654,000 | 1,725,000 | -401,000 | 11,381,000 | 1,050,000 | 635,000 | 632,000 | 526,000 | 47,000 | 239,000 | 1,854,000 | 548,000 | 204,000 | 9,000 | ||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan and lease losses | 37,296,000 | 3,407,000 | 33,318,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from loan and lease losses | 30,441,000 | 61,244,000 | 38,032,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
card fees | 18,043,000 | 19,537,000 | 23,052,000 | 19,351,000 | 19,536,000 | 22,807,000 | 26,856,000 | 25,247,000 | 26,694,000 | 23,052,000 | 26,547,000 | 18,414,000 | 17,919,000 | 18,779,000 | 18,579,000 | 15,256,000 | 13,935,000 | 13,854,000 | 13,663,000 | 13,089,000 | 11,985,000 | 11,805,000 | 12,055,000 | 12,893,000 | 12,747,000 | 12,547,000 | 13,960,000 | 11,536,000 | 11,384,000 | 12,232,000 | 15,691,000 | 13,913,000 | 13,152,000 | 8,272,000 | 18,392,000 | 14,011,000 | 18,340,000 | 18,206,000 | 37,116,000 | 19,544,000 | 13,739,000 | 15,677,000 | 32,988,000 | 15,098,000 | 10,168,000 | 7,509,000 | 11,514,000 | 5,443,000 | 5,118,000 | 3,387,000 | 1,218,131 | |||||||||||||||||||||||||||
loan and lease fees | 1,107,000 | 1,012,000 | 925,000 | 1,247,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance | 634,000 | 628,000 | 631,000 | 642,000 | 488,000 | 633,000 | 650,000 | 669,000 | 387,000 | 656,000 | 444,000 | 448,000 | 302,000 | 454,000 | 380,000 | 374,000 | 316,750 | 702,000 | 280,000 | 286,000 | 213,250 | 283,000 | 281,000 | 289,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposit fees | 2,725,000 | 2,335,000 | 2,093,000 | 1,938,000 | 1,487,000 | 1,134,000 | 982,000 | 848,000 | 228,000 | 190,000 | 168,000 | 150,000 | 146,000 | 144,000 | 151,000 | 162,000 | 145,000 | 151,000 | 141,000 | 156,000 | 160,000 | 159,000 | 140,000 | 157,000 | 160,000 | 150,000 | 154,000 | 168,000 | 157,000 | 154,000 | 143,000 | 162,000 | 161,000 | 144,000 | 163,000 | 181,000 | 181,000 | 191,000 | 190,000 | 204,000 | 182,000 | 189,000 | 177,000 | 201,000 | 212,000 | 250,000 | 177,000 | 194,000 | 92,000 | 311,000 | ||||||||||||||||||||||||||||
gain on sale of securities available-for-sale | 80,000 | 440,000 | 231,000 | -299,500 | -22,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on foreclosed real estate | -93,000 | -200,000 | -19,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
occupancy and equipment | 7,265,000 | 7,136,000 | 7,212,000 | 6,458,000 | 3,521,750 | 4,720,000 | 4,477,000 | 4,890,000 | 3,050,500 | 4,034,000 | 4,191,000 | 3,977,000 | 2,612,750 | 3,413,000 | 3,659,000 | 3,379,000 | 2,076,000 | 2,866,000 | 2,835,000 | 2,603,000 | 1,714,500 | 2,309,000 | 2,498,000 | 2,051,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
marketing | 1,195,000 | 368,000 | 585,000 | 539,000 | 1,037,000 | 416,000 | 668,000 | 553,000 | 656,000 | 381,000 | 610,000 | 470,000 | 382,750 | 490,000 | 539,000 | 502,000 | 474,000 | 417,000 | 341,000 | 304,000 | 334,000 | 267,000 | 213,000 | 220,000 | 234,000 | 276,000 | 201,000 | 270,000 | 238,000 | 317,000 | 325,000 | 167,000 | 337,000 | 251,000 | 411,000 | 261,000 | 516,000 | 384,000 | 483,000 | 355,000 | 661,000 | 349,000 | 474,000 | 338,000 | 266,000 | 246,000 | 394,000 | 344,000 | 215,000 | 202,000 | ||||||||||||||||||||||||||||
data processing | 453,000 | 260,000 | 321,000 | 437,000 | 239,500 | 301,000 | 243,000 | 414,000 | 274,750 | 344,000 | 392,000 | 363,000 | 255,500 | 324,000 | 357,000 | 341,000 | 250,500 | 323,000 | 331,000 | 350,000 | 248,000 | 320,000 | 338,000 | 334,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax | -395,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of securities available-for-sale | -22,000 | -166,000 | -1,010,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on foreclosed real estate | 15,000 | -4,750 | 1,750 | 7,000 | -1,000 | 1,000 | 2,000 | 26,000 | -99,000 | 1,000 | 2,000 | 3,000 | 6,000 | 39,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, including fees | 13,336,000 | 19,056,000 | 17,844,000 | 16,443,000 | 14,577,000 | 14,089,000 | 12,773,000 | 10,678,000 | 10,040,000 | 9,280,000 | 8,548,000 | 8,319,000 | 8,004,000 | 7,528,000 | 7,637,000 | 6,396,000 | 5,391,000 | 5,062,000 | 4,750,000 | 4,471,000 | 4,198,000 | 4,091,000 | 3,735,000 | 4,127,000 | 4,411,000 | 4,615,000 | 4,492,000 | 4,540,000 | 4,760,000 | 4,538,000 | 4,909,000 | 5,447,000 | 5,320,000 | 5,523,000 | 7,376,000 | 6,725,000 | 6,028,000 | 5,625,000 | 7,536,000 | 6,372,000 | 6,742,000 | 6,290,000 | 6,599,000 | 6,278,000 | 5,484,000 | 6,609,000 | 7,586,572 | |||||||||||||||||||||||||||||||
provision for loan losses | 6,181,500 | 5,315,000 | 18,343,000 | 1,068,000 | 3,694,500 | 609,000 | 40,500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after provision for loan losses | 14,321,500 | 23,096,000 | 9,062,000 | 25,128,000 | 13,338,750 | 17,821,000 | 9,205,000 | 8,797,000 | 4,679,753 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest income: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan fees | 861,250 | 1,111,000 | 1,042,000 | 1,292,000 | 848,000 | 982,000 | 1,182,000 | 870,000 | -2,470,000 | 1,091,000 | 2,216,000 | 819,000 | 589,000 | 632,000 | 813,000 | 314,000 | 153,000 | 183,000 | 438,000 | 207,000 | 178,000 | 188,000 | 234,000 | 268,000 | 213,000 | 358,000 | 290,000 | 329,000 | 62,000 | 69,000 | 85,000 | 201,000 | 113,000 | 68,000 | 65,000 | 113,000 | 118,000 | 212,000 | 231,000 | 99,000 | 159,000 | 213,000 | 207,000 | 198,000 | 154,000 | 206,000 | ||||||||||||||||||||||||||||||||
total non-interest income | 24,613,000 | 33,225,000 | 97,419,000 | 29,268,000 | 29,833,000 | 30,820,000 | 92,170,000 | 19,349,000 | 19,228,000 | 23,807,000 | 40,901,000 | 16,834,000 | 15,106,000 | 15,424,000 | 14,970,000 | 12,674,000 | 12,607,000 | 12,481,000 | 13,063,000 | 13,587,000 | 13,439,000 | 13,559,000 | 15,095,000 | 13,410,000 | 13,405,000 | 13,706,000 | 26,781,000 | 15,682,000 | 14,007,000 | 8,708,000 | 19,470,000 | 15,306,000 | 19,616,750 | 18,793,000 | 37,636,000 | 22,038,000 | 16,505,250 | 16,875,000 | 33,611,000 | 15,535,000 | 6,736,000 | 8,529,000 | 12,285,000 | 6,130,000 | 3,995,250 | 7,788,000 | 1,845,593 | |||||||||||||||||||||||||||||||
intangible amortization expense | 1,519,250 | 1,664,000 | 2,731,000 | 1,681,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total non-interest expense | 66,640,000 | 49,053,000 | 68,497,000 | 44,042,000 | 53,745,000 | 42,219,000 | 66,946,000 | 36,753,000 | 31,223,000 | 31,627,000 | 41,790,000 | 30,008,000 | 26,201,000 | 24,473,000 | 23,420,000 | 22,413,000 | 20,590,000 | 18,837,000 | 19,743,000 | 19,061,000 | 17,716,000 | 18,024,000 | 20,585,000 | 18,078,000 | 18,388,000 | 18,071,000 | 20,213,000 | 18,791,000 | 19,081,000 | 19,312,000 | 23,251,000 | 21,618,000 | 18,207,000 | 21,159,000 | 28,866,000 | 22,803,000 | 17,289,250 | 20,955,000 | 29,650,000 | 18,552,000 | 11,070,250 | 15,140,000 | 16,355,000 | 12,786,000 | 6,937,500 | 9,728,000 | 5,790,567 | |||||||||||||||||||||||||||||||
net income | 10,724,500 | 6,792,000 | 31,436,000 | 4,670,000 | 1,744,000 | 9,787,000 | 32,142,000 | 1,244,000 | 6,006,000 | 8,873,000 | 14,283,000 | 4,058,000 | 4,639,000 | 4,640,000 | 5,181,000 | 3,595,000 | 3,364,000 | 4,204,000 | 4,144,000 | 4,002,000 | 3,474,000 | 3,672,000 | 3,147,000 | 3,125,000 | 1,666,000 | 2,387,000 | 9,970,000 | 3,091,000 | 2,192,000 | -1,020,000 | 2,747,000 | 721,000 | 2,489,000 | 3,538,000 | 5,174,000 | 1,192,000 | -729,000 | -2,582,000 | 1,175,000 | 673,000 | -1,837,000 | -410,000 | 3,038,000 | -740,000 | 2,412,000 | 515,420 | ||||||||||||||||||||||||||||||||
yoy | 514.94% | -30.60% | -2.20% | 275.40% | -70.96% | 10.30% | 125.04% | -69.34% | 29.47% | 91.23% | 175.68% | 12.88% | 37.90% | 10.37% | 25.02% | -10.17% | -3.17% | 14.49% | 31.68% | 28.06% | 108.52% | 53.83% | -68.44% | 1.10% | -24.00% | -334.02% | 262.94% | 328.71% | -11.93% | -128.83% | -46.91% | -39.51% | -441.43% | -237.03% | 340.34% | 77.12% | -60.32% | 529.76% | -61.32% | -190.95% | -117.00% | -243.57% | ||||||||||||||||||||||||||||||||||||
qoq | 57.90% | -78.39% | 573.15% | 167.78% | -82.18% | -69.55% | 2483.76% | -79.29% | -32.31% | -37.88% | 251.97% | -12.52% | -0.02% | -10.44% | 44.12% | 6.87% | -19.98% | 1.45% | 3.55% | 15.20% | -5.39% | 16.68% | 0.70% | 87.58% | -30.21% | -76.06% | 222.55% | 41.01% | -314.90% | -137.13% | 281.00% | -71.03% | -29.65% | -31.62% | 334.06% | -263.51% | -71.77% | -319.74% | 74.59% | -136.64% | 348.05% | -113.50% | -510.54% | |||||||||||||||||||||||||||||||||||
benefit from loan losses | 2,683,000 | 1,240,000 | 8,649,000 | 200,000 | 699,000 | 253,000 | -161,000 | 214,000 | 9,478,000 | 4,691,000 | 37,000 | 6,277,000 | 10,270,000 | 2,129,000 | 2,520,000 | 125,000 | 200,000 | -1,517,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from loan losses | 14,502,500 | 23,703,000 | 15,317,000 | 18,990,000 | 18,765,000 | 16,769,000 | 15,579,000 | 13,961,000 | 14,693,000 | 13,523,000 | 11,753,000 | 11,628,000 | 11,219,000 | 10,513,000 | 8,861,000 | 9,159,000 | 7,393,000 | 8,142,000 | 9,211,000 | 7,939,000 | 8,537,000 | 8,988,000 | 8,203,000 | 8,306,000 | 2,550,000 | 8,049,000 | 2,628,000 | 7,033,000 | 67,000 | 4,032,000 | 4,002,000 | 5,866,000 | 6,016,000 | 5,404,000 | 6,066,000 | 5,825,000 | ||||||||||||||||||||||||||||||||||||||||||
amortization expense | 1,868,000 | 1,887,000 | 7,082,000 | 1,525,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax product fees | 63,606,000 | 625,000 | 285,000 | 3,424,000 | 19,638,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax product | 13,318,000 | 78,000 | 2,153,750 | 359,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (recovery) for loan losses | 843,000 | 1,014,250 | 2,098,000 | 1,173,000 | 786,000 | 335,250 | 700,000 | 593,000 | 48,000 | 150,000 | 300,000 | 300,000 | -75,000 | -300,000 | 262,250 | 150,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax product expense | 8,256,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impairment on assets held for sale | 228,000 | 361,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance income | 291,000 | 289,000 | 293,000 | 125,000 | 122,000 | 131,000 | 130,000 | 128,000 | 131,000 | 132,000 | 130,000 | 133,000 | 132,000 | 132,000 | 132,000 | 130,000 | 130,000 | 124,000 | 131,000 | 127,000 | 126,000 | 126,000 | 124,000 | 122,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
card processing expense | 3,441,000 | 3,480,000 | 4,978,000 | 3,685,000 | 3,403,000 | 3,672,000 | 4,976,000 | 5,322,000 | 4,045,000 | 5,898,000 | 8,120,000 | 5,223,000 | 8,345,000 | 8,060,000 | 14,095,000 | 8,352,000 | 6,327,000 | 7,102,000 | 14,861,000 | 5,250,000 | 3,960,000 | 3,569,000 | 5,044,000 | 3,057,000 | 1,540,000 | 1,595,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
legal and consulting expense | 1,091,000 | 1,183,000 | 854,000 | 920,000 | 1,109,000 | 861,000 | 2,019,000 | 1,266,000 | 1,432,000 | 974,000 | 1,339,000 | 1,411,000 | 1,059,000 | 521,000 | 835,000 | 991,000 | 1,010,000 | 690,000 | 925,000 | 1,120,000 | 1,161,000 | 996,000 | 790,000 | 439,000 | 817,000 | 628,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
data processing expense | 318,000 | 299,000 | 291,000 | 320,000 | 294,000 | 294,000 | 278,000 | 275,000 | 274,000 | 272,000 | 273,000 | 273,000 | -33,000 | 756,000 | 177,000 | 192,000 | 411,000 | 498,000 | 816,000 | 456,000 | 280,000 | 386,000 | 322,000 | 260,000 | 142,000 | 300,000 | 193,345 | |||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of foreclosed real estate | 87,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of foreclosed real estate | -400,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
goodwill impairment | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income before income tax benefit | 6,096,500 | 3,777,000 | 3,463,000 | -1,616,000 | 3,959,750 | 5,683,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends declared per common share: | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | 130 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
intangible assets | 1,566,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of reo | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of membership equity interests | 515,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income from continuing operations before income tax benefit | 1,015,000 | 1,946,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax benefit from continuing operations | 342,000 | 743,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income from continuing operations | -280 | -990 | 1,175,000 | 673,000 | -3,710 | -160 | 1,203,000 | -310 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale from discontinued operations before taxes | 2,309,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income from discontinued operations before taxes | 4,000 | 72,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax expense from discontinued operations | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income from discontinued operations | 1,835,000 | 50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
basic earnings per common share: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
diluted earnings per common share: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income from continuing operations before income tax expense | 1,935,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax expense from continuing operations | 760,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of branches | 832,750 | 3,331,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of equity securities | 131,250 | 318,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax benefit from discontinued operations | 478,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securites available for sale | 198,000 | 9,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
income tax expense (benefit) from discontinued operations | 22,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage backed securities | 1,137,250 | 1,424,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other investments and interest-earning deposits | 1,432,750 | 1,681,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of investments available for sale | 67,750 | 271,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance income | 84,500 | 132,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income (loss) before income tax expense | 3,885,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale | 2,521,337 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends on federal home loan bank stock | 68,964 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposit service charges and other fees | 343,767 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sales of loans | 54,978 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance | 163,642 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sales of foreclosed real estate | 2,735 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
employee compensation and benefits | 3,267,910 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposit insurance premium | 15,634 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
legal expense | 590,933 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income before income tax expense | 734,779 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2007-06-30 | 2006-09-30 | 2005-12-31 | 2005-09-30 | 2004-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents | 331,217,000 | 120,568,000 | 258,343,000 | 254,249,000 | 597,396,000 | 158,337,000 | 298,926,000 | 347,888,000 | 671,630,000 | 375,580,000 | 515,271,000 | 432,598,000 | 369,169,000 | 157,260,000 | 237,680,000 | 1,230,100,000 | 720,243,000 | 3,724,242,000 | 1,586,451,000 | 427,367,000 | 3,108,141,000 | 108,733,000 | 152,189,000 | 100,732,000 | 156,461,000 | 164,169,000 | 99,977,000 | 71,276,000 | 107,563,000 | 1,300,409,000 | 1,267,586,000 | 65,630,000 | 67,293,000 | 695,731,000 | 773,830,000 | 36,830,000 | 39,480,000 | 293,147,000 | 27,658,000 | 20,405,000 | 24,883,000 | 52,470,000 | 29,832,000 | 30,861,000 | 38,931,000 | 31,865,000 | 40,063,000 | 26,499,000 | 89,031,000 | 32,745,000 | 145,051,000 | 166,435,000 | 236,074,000 | 156,882,000 | 276,893,000 | 65,210,000 | 193,572,000 | 87,503,000 | 17,424,000 | 16,570,000 | 82,907,000 | 6,168,000 | 5,227,000 | 110,119 | ||||||||||||||
securities available for sale, at fair value | 1,310,047,000 | 1,327,843,000 | 1,367,340,000 | 1,411,520,000 | 1,480,090,000 | 1,741,221,000 | 1,725,460,000 | 1,779,458,000 | 1,850,581,000 | 1,804,228,000 | 1,914,271,000 | 1,825,563,000 | 1,847,778,000 | 1,956,523,000 | 2,043,478,000 | 1,782,739,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity, at amortized cost | 28,662,000 | 29,308,000 | 30,273,000 | 31,335,000 | 32,001,000 | 33,092,000 | 34,026,000 | 34,682,000 | 35,440,000 | 36,591,000 | 37,725,000 | 38,713,000 | 40,565,000 | 43,877,000 | 47,287,000 | 50,994,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal reserve bank and federal home loan bank stock, at cost | 24,310,000 | 24,708,000 | 29,451,000 | 24,276,000 | 24,454,000 | 36,014,000 | 24,449,000 | 25,844,000 | 23,694,000 | 28,210,000 | 30,890,000 | 29,387,000 | 28,812,000 | 28,812,000 | 28,812,000 | 28,400,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale | 87,969,000 | 179,421,000 | 49,767,000 | 45,767,000 | 72,648,000 | 688,870,000 | 29,380,000 | 25,946,000 | 69,518,000 | 77,779,000 | 87,351,000 | 24,780,000 | 17,148,000 | 67,571,000 | 31,410,000 | 36,182,000 | 87,905,000 | 67,635,000 | 133,659,000 | 183,577,000 | 79,905,000 | 13,610,000 | 264,266,000 | 62,839,000 | 59,745,000 | 33,560,000 | 15,606,000 | 1,223,000 | 507,600 | 303,063,000 | 306,000 | |||||||||||||||||||||||||||||||||||||||||||||||
loans and leases | 4,982,855,000 | 4,664,908,000 | 4,743,324,000 | 4,464,870,000 | 4,562,681,000 | 4,075,195,000 | 4,612,552,000 | 4,409,385,000 | 4,426,281,000 | 4,366,116,000 | 4,072,899,000 | 3,725,616,000 | 3,509,730,000 | 3,688,566,000 | 3,730,190,000 | 3,684,261,000 | 3,496,670,000 | 3,657,531,000 | 3,448,675,000 | 3,322,765,000 | 3,502,646,000 | 3,618,924,000 | 3,590,474,000 | 3,631,031,000 | 3,437,980,000 | 3,329,498,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for credit losses | -58,840,000 | -53,319,000 | -105,995,000 | -102,890,000 | -48,977,000 | -45,336,000 | -79,836,000 | -80,777,000 | -53,785,000 | -49,705,000 | -81,916,000 | -84,304,000 | -52,592,000 | -75,206,000 | -88,552,000 | -67,623,000 | -91,208,000 | -98,892,000 | -72,389,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | 36,174,000 | 38,520,000 | 39,996,000 | 37,081,000 | 35,279,000 | 31,385,000 | 31,755,000 | 30,294,000 | 27,080,000 | 23,282,000 | 22,332,000 | 22,434,000 | 20,170,000 | 16,818,000 | 19,115,000 | 17,240,000 | 16,230,000 | 17,429,000 | 17,133,000 | 16,628,000 | 17,545,000 | 16,958,000 | 18,687,000 | 19,722,000 | 20,281,000 | 22,076,000 | 22,016,000 | 17,825,000 | 17,604,000 | 21,089,000 | 19,380,000 | 21,831,000 | 20,902,000 | 21,375,000 | 17,199,000 | 17,911,000 | 15,783,000 | 16,306,000 | 13,352,000 | 14,235,000 | 12,466,000 | 12,397,000 | 11,222,000 | 10,868,000 | 9,608,000 | 9,663,000 | 8,582,000 | 8,788,000 | 8,226,000 | 8,800,000 | 6,710,000 | 5,865,000 | 5,740,000 | 4,442,000 | 4,133,000 | 4,230,000 | 4,330,000 | 4,759,000 | 4,609,000 | 4,330,000 | 4,025,000 | 4,344,000 | 3,465,000 | 4,089,000 | 3,785,000 | 4,497,000 | 4,003,000 | 3,900,000 | 4,049,000 | 3,906,000 | 4,378,814 | 4,075,155,000 | 4,240,694 | |||||
premises, furniture, and equipment | 42,370,000 | 40,632,000 | 39,799,000 | 39,542,000 | 38,263,000 | 39,055,000 | 36,953,000 | 37,266,000 | 38,270,000 | 39,160,000 | 38,601,000 | 39,735,000 | 41,029,000 | 42,076,000 | 43,167,000 | 44,130,000 | 44,107,000 | 41,510,000 | 39,932,000 | 41,608,000 | 40,361,000 | 38,871,000 | 38,671,000 | 46,360,000 | 45,457,000 | 44,299,000 | 40,458,000 | 20,374,000 | 20,278,000 | 20,571,000 | 19,320,000 | 20,107,000 | 20,019,000 | 20,093,000 | 18,626,000 | 18,695,000 | 18,212,000 | 17,569,000 | 17,393,000 | 17,420,000 | 17,563,000 | 17,607,000 | 16,462,000 | 16,770,000 | 16,881,000 | 17,269,000 | 17,664,000 | 17,803,000 | 18,163,000 | 17,661,000 | 17,738,000 | 18,072,000 | 17,133,000 | 17,077,000 | 17,168,000 | 17,742,000 | 18,817,000 | 19,377,000 | 20,882,000 | 21,251,000 | 21,722,000 | 21,989,000 | 21,992,000 | |||||||||||||||
rental equipment | 154,533,000 | 159,446,000 | 181,370,000 | 202,194,000 | 206,754,000 | 205,339,000 | 209,544,000 | 215,885,000 | 228,916,000 | 211,750,000 | 224,212,000 | 210,844,000 | 231,129,000 | 222,023,000 | 213,033,000 | 234,693,000 | 211,368,000 | 211,397,000 | 206,732,000 | 205,964,000 | 216,336,000 | 200,837,000 | 211,673,000 | 184,732,000 | 140,087,000 | 146,815,000 | 107,290,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
goodwill and intangible assets | 309,712,000 | 310,430,000 | 311,193,000 | 311,992,000 | 313,074,000 | 326,094,000 | 327,018,000 | 328,001,000 | 329,241,000 | 330,225,000 | 331,335,000 | 332,503,000 | 333,938,000 | 336,593,000 | 338,795,000 | 341,166,000 | 2,035,000 | 1,315,000 | 1,408,000 | 1,201,000 | 2,663,000 | 2,749,000 | 2,720,000 | 2,499,000 | 2,215,000 | 2,508,000 | 2,449,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
other assets | 311,196,000 | 329,879,000 | 284,983,000 | 274,850,000 | 308,679,000 | 260,070,000 | 280,053,000 | 283,245,000 | 280,571,000 | 292,327,000 | 265,654,000 | 270,387,000 | 272,349,000 | 231,844,000 | 227,448,000 | 210,071,000 | 88,909,000 | 110,877,000 | 82,763,000 | 82,983,000 | 104,877,000 | 85,652,000 | 97,499,000 | 52,831,000 | 49,754,000 | 48,038,000 | 30,879,000 | 17,345,000 | 29,302,000 | 12,449,000 | 12,738,000 | 4,274,000 | 16,749,000 | 1,851,000 | 1,492,000 | 1,937,000 | 15,693,000 | 1,239,000 | 777,000 | 67,000 | 94,000 | 1,592,000 | 16,838,000 | 1,261,000 | 1,150,000 | 1,005,000 | 24,527,000 | 21,960,000 | 10,615,000 | 9,672,000 | 9,557,000 | 8,250,000 | 9,581,000 | 8,963,000 | 10,643,000 | 11,326,000 | 12,344,000 | 10,425,000 | 9,972,000 | 18,283,000 | 16,276,000 | 11,733,000 | 12,522,000 | 12,297,000 | 13,786,000 | 11,654,000 | 45,272,000 | 40,593,000 | 39,459,000 | 6,484,000 | 6,267,215 | 5,929,289,000 | 5,107,497 | 856,789 | ||||
total assets | 7,560,205,000 | 7,172,344,000 | 7,229,844,000 | 6,994,786,000 | 7,622,342,000 | 7,549,336,000 | 7,530,280,000 | 7,437,117,000 | 7,927,437,000 | 7,535,543,000 | 7,458,625,000 | 6,868,256,000 | 6,659,225,000 | 7,103,874,000 | 6,728,178,000 | 6,887,239,000 | 7,609,658,000 | 7,051,812,000 | 9,790,123,000 | 7,264,515,000 | 6,092,074,000 | 8,779,026,000 | 5,843,865,000 | 6,180,926,000 | 6,252,187,000 | 6,101,072,000 | 6,050,042,000 | 6,182,765,000 | 5,835,067,000 | 4,169,159,000 | 4,301,693,000 | 5,417,963,000 | 5,228,332,000 | 4,019,693,000 | 3,985,596,000 | 4,213,329,000 | 4,006,419,000 | 3,144,166,000 | 3,071,742,000 | 2,960,234,000 | 2,529,705,000 | 2,309,983,000 | 2,275,092,000 | 2,108,063,000 | 2,054,031,000 | 1,923,333,000 | 1,890,557,000 | 1,806,959,000 | 1,691,989,000 | 1,659,938,000 | 1,740,299,000 | 1,763,270,000 | 1,648,898,000 | 1,528,682,000 | 1,597,617,000 | 1,359,205,000 | 1,275,481,000 | 1,074,480,000 | 1,129,655,000 | 1,029,766,000 | 961,301,000 | 981,910,000 | 916,145,000 | 834,777,000 | 819,515,000 | 890,499,000 | 859,125,000 | 757,256,000 | 781,734,000 | 810,535,000 | 761,394,000 | 666,724,000 | 741,132,033 | 755,283,415,000 | 776,348,942 | 60,342,610 | ||
liabilities and stockholders’ equity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits | 6,350,394,000 | 5,886,947,000 | 6,005,246,000 | 5,819,209,000 | 6,518,953,000 | 5,875,085,000 | 6,431,516,000 | 6,368,344,000 | 6,936,055,000 | 6,589,182,000 | 6,306,976,000 | 5,902,696,000 | 5,789,132,000 | 5,710,799,000 | 5,829,886,000 | 6,525,569,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term borrowings | 9,000,000 | 115,000,000 | 377,000,000 | 31,000,000 | 13,000,000 | 230,000,000 | 43,000,000 | 717,000,000 | 194,000,000 | 146,613,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
long-term borrowings | 33,482,000 | 33,456,000 | 33,431,000 | 33,405,000 | 33,380,000 | 33,354,000 | 33,329,000 | 33,373,000 | 33,614,000 | 33,873,000 | 34,178,000 | 34,543,000 | 34,977,000 | 16,616,000 | 91,386,000 | 92,274,000 | 93,634,000 | 95,336,000 | 96,760,000 | 98,224,000 | 209,781,000 | 211,353,000 | 213,070,000 | 209,765,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued expenses and other liabilities | 322,617,000 | 385,487,000 | 258,019,000 | 328,125,000 | 293,579,000 | 424,292,000 | 300,187,000 | 264,938,000 | 228,486,000 | 248,863,000 | 209,750,000 | 214,773,000 | 175,983,000 | 275,989,000 | 202,561,000 | 165,658,000 | 190,821,000 | 216,437,000 | 144,686,000 | 165,419,000 | 144,679,000 | 144,427,000 | 123,588,000 | 134,229,000 | 135,404,000 | 144,034,000 | 133,838,000 | 87,038,000 | 114,829,000 | 63,595,000 | 78,065,000 | 64,118,000 | 113,479,000 | 79,815,000 | 48,309,000 | 65,612,000 | 51,079,000 | 29,625,000 | 36,773,000 | 30,308,000 | 37,536,000 | 22,384,000 | 14,318,000 | 21,638,000 | 11,403,000 | 15,046,000 | 16,644,000 | 19,986,000 | 13,950,000 | 58,856,000 | 73,639,000 | 20,573,000 | 17,516,000 | 16,433,000 | 20,047,000 | 22,573,000 | 13,835,000 | 14,679,000 | 18,024,000 | 20,943,000 | 10,459,000 | 12,174,000 | 12,576,000 | 17,148,000 | 10,314,000 | 11,923,000 | 6,708,000 | 11,234,000 | 6,194,000 | 5,117,000 | 4,542,283 | 1,342,852,000 | 884,688 | 208,345 | ||||
total liabilities | 6,706,493,000 | 6,314,890,000 | 6,411,696,000 | 6,180,739,000 | 6,845,912,000 | 6,709,731,000 | 6,765,032,000 | 6,697,655,000 | 7,198,155,000 | 6,884,918,000 | 6,780,904,000 | 6,195,012,000 | 6,000,092,000 | 6,323,169,000 | 6,003,404,000 | 6,123,833,000 | 6,783,501,000 | 6,175,179,000 | 8,954,865,000 | 6,451,305,000 | 5,244,766,000 | 7,949,117,000 | 5,038,791,000 | 5,343,858,000 | 5,450,510,000 | 5,278,171,000 | 5,226,333,000 | 5,412,037,000 | 5,087,341,000 | 3,725,246,000 | 3,857,990,000 | 4,980,258,000 | 4,793,836,000 | 3,589,480,000 | 3,573,848,000 | 3,841,543,000 | 3,671,444,000 | 2,811,497,000 | 2,758,455,000 | 2,670,657,000 | 2,258,370,000 | 2,100,713,000 | 2,058,646,000 | 1,924,380,000 | 1,879,229,000 | 1,754,115,000 | 1,734,897,000 | 1,664,320,000 | 1,549,005,000 | 1,531,903,000 | 1,596,924,000 | 1,617,276,000 | 1,503,039,000 | 1,422,983,000 | 1,510,282,000 | 1,273,647,000 | 1,194,904,000 | 996,416,000 | 1,058,930,000 | 957,722,000 | 891,504,000 | 920,792,000 | 869,590,000 | 787,432,000 | 775,407,000 | 842,346,000 | 811,135,000 | 710,449,000 | 732,334,000 | 757,659,000 | 712,835,000 | 619,567,000 | 695,800,365 | 713,109,832,000 | 733,390,252 | 13,068,345 | ||
stockholders’ equity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at december 31, 2025 and september 30, 2025, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock, 0.01 par value... | 222,000 | 228,000 | 230,000 | 235,000 | 241,000 | 248,000 | 251,000 | 254,000 | 260,000 | 262,000 | 266,000 | 271,000 | 282,000 | 294,000 | 294,000 | 301,000 | 319,000 | 319,000 | 326,000 | 344,000 | 346,000 | 346,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock, nonvoting, 0.01 par value... | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
additional paid-in capital | 651,199,000 | 648,330,000 | 646,044,000 | 643,888,000 | 640,422,000 | 638,803,000 | 636,284,000 | 634,415,000 | 629,737,000 | 628,500,000 | 625,825,000 | 623,250,000 | 620,681,000 | 615,159,000 | 612,917,000 | 610,816,000 | 602,720,000 | 601,222,000 | 598,669,000 | 594,569,000 | 592,693,000 | 590,682,000 | 587,678,000 | 578,715,000 | 576,406,000 | 572,156,000 | 565,811,000 | 267,804,000 | 265,685,000 | 262,872,000 | 258,336,000 | 256,088,000 | 253,473,000 | 249,476,000 | 184,780,000 | 184,700,000 | 184,347,000 | 184,062,000 | 170,749,000 | 120,273,000 | 120,537,000 | 95,816,000 | 95,079,000 | 94,069,000 | 93,984,000 | 93,319,000 | 92,963,000 | 78,504,000 | 78,757,000 | 78,760,000 | 78,769,000 | 45,330,000 | 32,538,000 | 32,535,000 | 32,471,000 | 32,432,000 | 32,419,000 | 32,381,000 | 31,773,000 | 31,942,000 | 23,552,000 | 23,551,000 | 23,342,000 | 23,348,000 | 23,248,000 | 23,058,000 | 22,480,000 | 22,299,000 | 22,080,000 | 21,117,000 | 20,968,492 | 20,636,428,000 | 20,646,513 | 20,678,644 | ||||
retained earnings | 346,529,000 | 359,830,000 | 337,321,000 | 341,775,000 | 332,322,000 | 354,474,000 | 343,392,000 | 317,964,000 | 293,463,000 | 278,655,000 | 267,100,000 | 245,046,000 | 246,891,000 | 244,686,000 | 223,760,000 | 217,992,000 | 262,578,000 | 225,471,000 | 198,000,000 | 234,927,000 | 228,500,000 | 212,027,000 | 244,005,000 | 238,004,000 | 258,600,000 | 228,453,000 | 213,048,000 | 206,284,000 | 200,753,000 | 170,578,000 | 167,164,000 | 166,634,000 | 158,167,000 | 127,239,000 | 127,190,000 | 122,292,000 | 114,526,000 | 101,349,000 | 98,359,000 | 94,625,000 | 90,887,000 | 86,587,000 | 83,797,000 | 81,231,000 | 77,826,000 | 74,479,000 | 71,268,000 | |||||||||||||||||||||||||||||||
accumulated other comprehensive loss | -134,996,000 | -145,461,000 | -159,709,000 | -166,311,000 | -190,917,000 | -153,394,000 | -207,992,000 | -206,570,000 | -188,433,000 | -255,443,000 | -207,896,000 | -187,829,000 | -201,690,000 | -10,264,000 | -29,186,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
treasury stock | -8,419,000 | -4,882,000 | -4,882,000 | -4,882,000 | -4,882,000 | -249,000 | -6,181,000 | -6,181,000 | -5,235,000 | -344,000 | -6,943,000 | -6,943,000 | -6,824,000 | -4,623,000 | -4,513,000 | -4,318,000 | -5,696,000 | -5,655,000 | -5,440,000 | -3,677,000 | -3,412,000 | -3,397,000 | -3,187,000 | -13,000 | -4,956,000 | -4,356,000 | -1,989,000 | -1,671,000 | -1,666,000 | -1,623,000 | -266,000 | -310,000 | -310,000 | -310,000 | -310,000 | -727,000 | -727,000 | -727,000 | -727,000 | -1,023,000 | -1,285,000 | -1,562,000 | -2,255,000 | -2,789,000 | -2,862,000 | -3,033,000 | -3,758,000 | -4,322,000 | -7,795,733 | -8,268,997,000 | -8,268,997 | -8,557,113 | ||||||||||||||||||||||||||
total equity attributable to parent | 854,535,000 | 858,045,000 | 819,004,000 | 814,705,000 | 777,186,000 | 839,882,000 | 765,754,000 | 739,882,000 | 729,792,000 | 651,630,000 | 678,352,000 | 673,795,000 | 659,340,000 | 724,109,000 | 763,084,000 | 825,515,000 | 875,143,000 | 834,166,000 | 811,674,000 | 843,705,000 | 826,122,000 | 801,312,000 | 832,763,000 | 819,393,000 | 820,181,000 | 767,461,000 | 744,152,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||
noncontrolling interest | -823,000 | -591,000 | -856,000 | -658,000 | -756,000 | -277,000 | -506,000 | -420,000 | -510,000 | -1,005,000 | -631,000 | -551,000 | -207,000 | 665,000 | 322,000 | 642,000 | 1,490,000 | 1,092,000 | 1,536,000 | 3,603,000 | 3,787,000 | 3,762,000 | 4,305,000 | 3,508,000 | 3,528,000 | 3,267,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
total stockholders’ equity | 853,712,000 | 857,454,000 | 818,148,000 | 814,047,000 | 776,430,000 | 839,605,000 | 765,248,000 | 739,462,000 | 729,282,000 | 650,625,000 | 677,721,000 | 673,244,000 | 659,133,000 | 724,774,000 | 763,406,000 | 826,157,000 | 876,633,000 | 835,258,000 | 813,210,000 | 829,909,000 | 805,074,000 | 837,068,000 | 822,901,000 | 823,709,000 | 770,728,000 | 443,913,000 | 443,703,000 | 437,705,000 | 434,496,000 | 430,213,000 | 411,748,000 | 371,786,000 | 334,975,000 | 332,669,000 | 313,287,000 | 289,577,000 | 271,335,000 | 209,270,000 | 216,446,000 | 183,683,000 | 174,802,000 | 169,218,000 | 155,660,000 | 142,639,000 | 142,984,000 | 128,035,000 | 143,375,000 | 145,994,000 | 145,859,000 | 105,699,000 | 87,335,000 | 85,558,000 | 80,577,000 | |||||||||||||||||||||||||
total liabilities and stockholders’ equity | 7,560,205,000 | 7,172,344,000 | 7,229,844,000 | 6,994,786,000 | 7,622,342,000 | 7,549,336,000 | 7,530,280,000 | 7,437,117,000 | 7,927,437,000 | 7,535,543,000 | 7,458,625,000 | 6,868,256,000 | 6,659,225,000 | 6,728,178,000 | 6,887,239,000 | 7,609,658,000 | 7,051,812,000 | 9,790,123,000 | 7,264,515,000 | 6,092,074,000 | 8,779,026,000 | 5,843,865,000 | 6,180,926,000 | 6,101,072,000 | 6,050,042,000 | 6,182,765,000 | 5,835,067,000 | 4,169,159,000 | 4,301,693,000 | 5,417,963,000 | 5,228,332,000 | 4,019,693,000 | 3,985,596,000 | 4,213,329,000 | 4,006,419,000 | 3,144,166,000 | 3,071,742,000 | 2,960,234,000 | 2,529,705,000 | 2,309,983,000 | 2,275,092,000 | 2,108,063,000 | 2,054,031,000 | 1,923,333,000 | 1,890,557,000 | 1,806,959,000 | 1,691,989,000 | 1,659,938,000 | 1,740,299,000 | 1,763,270,000 | 1,648,898,000 | 1,528,682,000 | 1,597,617,000 | 1,359,205,000 | 1,275,481,000 | |||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at september 30, 2025 and 2024, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at june 30, 2025 and september 30, 2024, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at march 31, 2025 and september 30, 2024, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at december 31, 2024 and september 30, 2024, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at september 30, 2024 and 2023, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at june 30, 2024 and september 30, 2023, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at march 31, 2024 and september 30, 2023, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at december 31, 2023 and september 30, 2023, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at september 30, 2023 and 2022, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at june 30, 2023 and september 30, 2022, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at march 31, 2023 and september 30, 2022, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at december 31, 2022 and september 30, 2022, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing deposits | 5,916,142,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
prefunding | -244,462,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
discount funding | -15,991,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dda overdrafts | -8,587,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing checking | 5,647,102,000 | 5,385,569,000 | 7,928,235,000 | 5,581,597,000 | 4,356,630,000 | 6,537,809,000 | 2,900,484,000 | 2,927,967,000 | 2,751,931,000 | 3,034,428,000 | 2,739,757,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-earning assets: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and fed funds sold | 496,334,000 | 230 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities | 1,292,804,000 | 2,450 | 393,322,000 | 5,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax exempt investment securities | 183,936,000 | 2,180 | 852,381,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
asset-backed securities | 283,752,000 | 2,390 | 299,777,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other investment securities | 268,062,000 | 2,390 | 164,451,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total investments | 2,028,554,000 | 2,340 | 1,709,931,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commercial finance | 2,884,585,000 | 8,050 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
consumer finance | 295,356,000 | 7,790 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax services | 179,611,000 | 4,300 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
warehouse finance | 433,121,000 | 6,120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
community banking | 34,758,000 | 4,900 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total loans and leases | 3,827,431,000 | 6,920 | 3,538,625,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest-earning assets | 6,352,319,000 | 4,660 | 5,377,063,000 | 37,774,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-earning assets | 751,555,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing liabilities: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing checking | 338,000 | 140 | 255,509,000 | 416,164,000 | 274,504,000 | 157,571,000 | 187,003,000 | 152,504,000 | 67,642,000 | 136,069,000 | 157,802,000 | 183,492,000 | 128,662,000 | 111,587,000 | 103,065,000 | 123,397,000 | 84,390,000 | 67,294,000 | 40,928,000 | 44,264,000 | 41,119,000 | 38,077,000 | 39,946,000 | 37,469,000 | 36,553,000 | 33,320,000 | 37,832,000 | 36,021,000 | 35,843,000 | 37,188,000 | 33,964,000 | 35,338,000 | 32,399,000 | 31,181,000 | 31,611,000 | 33,718,000 | 32,709,000 | 33,094,000 | 34,340,000 | 35,143,000 | 34,489,000 | 31,249,000 | 33,899,000 | 33,187,000 | 29,976,000 | 25,179,000 | 20,076,000 | 18,668,000 | 15,602,000 | 15,887,000 | 16,200,000 | 16,148,000 | 15,029,000 | 14,830,000 | 17,226,000 | 17,113,000 | 538,000 | 22,943,000 | 26,828,157 | |||||||||||||||||||
savings | 78,613,000 | 30 | 53,434,000 | 471,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
money markets | 96,112,000 | 730 | 60,719,000 | 2,301,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
time deposits | 8,493,000 | 1,980 | 149,220,000 | 8,355,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
wholesale deposits | 63,529,000 | 1,910 | 78,840,000 | 103,521,000 | 227,648,000 | 348,416,000 | 743,806,000 | 809,043,000 | 1,438,820,000 | 1,772,092,000 | 1,628,000,000 | 1,481,445,000 | 1,790,611,000 | 1,531,186,000 | 620,959,000 | 181,087,000 | 420,404,000 | 476,173,000 | 444,857,000 | 21,923,000 | 926,987,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest-bearing deposits | 247,085,000 | 1,570 | 2,171,534,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
overnight fed funds purchased | 32,414,000 | 1,530 | 300,203,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fhlb advances | 2,490 | 42,712,000 | 4,091,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
subordinated debentures | 46,441,000 | 6,260 | 73,561,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 10,310,000 | 9,831,256 | 10,310,000,000 | 10,310,000 | 10,310,000 | ||||||||||||||||||||||||||||||||||||
other borrowings | 17,490,000 | 3,930 | 44,097,000 | 1,211,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total borrowings | 96,345,000 | 2,850 | 460,573,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total interest-bearing liabilities | 343,430,000 | 1,840 | 2,632,107,000 | 16,967,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total deposits and interest-bearing liabilities | 6,120,282,000 | 540 | 5,317,609,000 | 16,967,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other noninterest-bearing liabilities | 202,887,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shareholders' equity | 780,705,000 | 801,677,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and shareholders' equity | 7,103,874,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income and net interest rate spread including noninterest-bearing deposits | 4,120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest margin | 4,090 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax-equivalent effect | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest margin, tax equivalent | 4,120 | 5,020 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed real estate and repossessed assets | 13,000 | 112,000 | 298,000 | 9,957,000 | 6,784,000 | 7,249,000 | 1,328,000 | 29,514,000 | 29,548,000 | 31,548,000 | 31,638,000 | 29,922,000 | 30,050,000 | 128,000 | 292,000 | 364,000 | 76,000 | 76,000 | 54,000 | 15,000 | 116,000 | 116,000 | 116,000 | 116,000 | 45,000 | 9,000 | 9,000 | 838,000 | 861,000 | 2,958,000 | 3,954,000 | 2,671,000 | 2,460,000 | 1,191,000 | 1,295,000 | 1,071,000 | 1,247,000 | 1,285,000 | 2,053,000 | 2,500,000 | 3,755,000 | 49,500 | 2,595,850,000 | 4,706,414 | ||||||||||||||||||||||||||||||||||
prepaid assets | 11,408,000 | 15,264,000 | 17,007,000 | 7,482,000 | 10,201,000 | 11,270,000 | 8,328,000 | 6,806,000 | 9,727,000 | 14,813,000 | 22,023,000 | 26,597,000 | 31,483,000 | 27,906,000 | 23,211,000 | 26,342,000 | 29,758,000 | 28,392,000 | 31,265,000 | 34,596,000 | 35,722,000 | 9,443,000 | 10,434,000 | 10,014,000 | 10,931,000 | 9,360,000 | 7,712,000 | 8,826,000 | 9,003,000 | 8,452,000 | 9,656,000 | 9,812,000 | ||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at june 30, 2022 and september 30, 2021, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income | -131,407,000 | -69,374,000 | 724,000 | 15,222,000 | 12,809,000 | 20,119,000 | 17,542,000 | 7,995,000 | 1,654,000 | 3,895,000 | 2,308,000 | -33,111,000 | -28,601,000 | -21,166,000 | 5,782,000 | 9,166,000 | 7,397,000 | 14,000 | -5,022,000 | 22,920,000 | 25,592,000 | 14,329,000 | 4,081,000 | 2,455,000 | -5,388,000 | 5,262,000 | 1,528,000 | -3,409,000 | -5,417,000 | -15,485,000 | -24,493,000 | -20,285,000 | -17,895,000 | 225,000 | 5,551,000 | 8,513,000 | 3,508,000 | -99,000 | 7,852,000 | 6,336,000 | 6,213,000 | 1,599,000 | 2,732,000 | -1,240,338 | ||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at march 31, 2022 and september 30, 2021, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at december 31, 2021 and september 30, 2021, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
meta financial group, inc. | 268,510 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
nasdaq composite index | 285,750 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
nasdaq aba community bank index | 155,200 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
average outstanding balance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tax equivalent effect | 30 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities available for sale, at fair value | 854,023,000 | 921,947,000 | 797,363,000 | 814,495,000 | 825,579,000 | 840,525,000 | 852,603,000 | 961,897,000 | 1,081,663,000 | 1,340,870,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities available for sale, at fair value | 1,063,582,000 | 558,833,000 | 430,761,000 | 453,607,000 | 338,250,000 | 355,094,000 | 362,120,000 | 395,201,000 | 413,493,000 | 354,186,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities held to maturity, at cost | 60,228,000 | 67,709,000 | 76,176,000 | 87,183,000 | 98,205,000 | 108,105,000 | 116,313,000 | 138,128,000 | 146,992,000 | 153,075,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities held to maturity, at cost | 4,019,000 | 4,403,000 | 5,152,000 | 5,427,000 | 6,382,000 | 6,752,000 | 6,804,000 | 7,414,000 | 7,606,000 | 7,661,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal reserve bank and federal home loan bank stocks, at cost | 28,433,000 | 28,433,000 | 27,138,000 | 27,138,000 | 31,836,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank-owned life insurance | 94,142,000 | 93,542,000 | 92,937,000 | 92,315,000 | 91,697,000 | 91,081,000 | 90,458,000 | 89,193,000 | 88,565,000 | 87,934,000 | 87,293,000 | 86,655,000 | 86,021,000 | 85,371,000 | 84,702,000 | 84,035,000 | 58,378,000 | 57,934,000 | 57,486,000 | 57,038,000 | 56,584,000 | 46,204,000 | 45,830,000 | 46,322,000 | 36,034,000 | 35,755,000 | 35,469,000 | 35,183,000 | 34,900,000 | 34,619,000 | 33,830,000 | 33,539,000 | 33,250,000 | 32,957,000 | 14,832,000 | 14,710,000 | 14,579,000 | 14,450,000 | 14,322,000 | 14,191,000 | 13,929,000 | 13,796,000 | 13,664,000 | 13,532,000 | 13,400,000 | 13,270,000 | 13,140,000 | 13,016,000 | 12,885,000 | 12,758,000 | 12,632,000 | 12,507,000 | 12,383,000 | |||||||||||||||||||||||||
foreclosed real estate and repossessed assets. net | 1,204,000 | 1,483,000 | 7,186,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
goodwill | 309,505,000 | 309,505,000 | 309,505,000 | 309,505,000 | 309,505,000 | 309,505,000 | 309,505,000 | 307,941,000 | 307,464,000 | 303,270,000 | 303,270,000 | 98,723,000 | 98,723,000 | 98,723,000 | 98,723,000 | 98,723,000 | 98,723,000 | 98,898,000 | 36,928,000 | 36,928,000 | 36,928,000 | 36,928,000 | 36,928,000 | 11,578,000 | 11,578,000 | 11,578,000 | 2,325,000 | 2,206,000 | 2,046,000 | 1,933,000 | 1,508,000 | 3,403,000 | 3,403,019 | 3,403,019,000 | 3,403,019 | |||||||||||||||||||||||||||||||||||||||||||
intangible assets | 34,898,000 | 36,903,000 | 39,660,000 | 41,692,000 | 43,974,000 | 46,766,000 | 50,151,000 | 56,153,000 | 60,506,000 | 66,366,000 | 70,719,000 | 46,098,000 | 47,724,000 | 50,521,000 | 52,178,000 | 64,798,000 | 66,633,000 | 73,472,000 | 28,921,000 | 30,088,000 | 31,272,000 | 32,418,000 | 33,577,000 | 10,093,000 | 10,380,000 | 10,709,000 | 2,588,000 | 2,485,000 | 2,464,000 | 2,422,000 | 2,339,000 | 2,337,000 | 2,262,000 | 2,185,000 | 2,049,000 | 1,795,000 | 1,562,000 | |||||||||||||||||||||||||||||||||||||||||
deferred taxes | 20,072,000 | 25,435,000 | 24,411,000 | 17,723,000 | 15,944,000 | 20,887,000 | 19,752,000 | 21,630,000 | 19,079,000 | 23,607,000 | 18,737,000 | 23,025,000 | 20,939,000 | 5,379,000 | 9,101,000 | 6,858,000 | 10,589,000 | 12,420,000 | 407,000 | 787,000 | 7,171,000 | 6,997,000 | 10,060,000 | 2,824,000 | 4,566,000 | 7,355,000 | 12,142,000 | 17,120,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
deposits: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings deposits | 93,608,000 | 126,834,000 | 54,080,000 | 47,866,000 | 55,896,000 | 37,615,000 | 17,436,000 | 52,179,000 | 59,978,000 | 52,229,000 | 54,765,000 | 57,356,000 | 65,345,000 | 53,535,000 | 53,505,000 | 55,292,000 | 65,367,000 | 52,566,000 | 50,742,000 | 78,547,000 | 73,357,000 | 49,689,000 | 41,720,000 | 36,481,000 | 37,029,000 | 27,775,000 | 27,610,000 | 28,521,000 | 34,344,000 | 26,279,000 | 26,229,000 | 27,696,000 | 32,958,000 | 26,598,000 | 26,053,000 | 24,435,000 | 27,587,000 | 11,651,000 | 11,136,000 | 11,713,000 | 10,697,000 | 10,821,000 | 10,772,000 | 10,534,000 | 10,152,000 | 10,001,000 | 9,994,000 | 9,833,000 | 9,405,000 | 9,394,000 | 11,897,000 | 10,406,000 | 10,296,000 | 15,632,000 | 29,868,960 | |||||||||||||||||||||||
money market deposits | 63,920,000 | 55,045,000 | 56,440,000 | 48,494,000 | 40,811,000 | 37,266,000 | 42,286,000 | 68,604,000 | 56,563,000 | 54,559,000 | 51,995,000 | 45,115,000 | 48,070,000 | 47,451,000 | 48,758,000 | 46,709,000 | 42,340,000 | 46,856,000 | 47,749,000 | 45,325,000 | 44,351,000 | 48,419,000 | 42,222,000 | 38,718,000 | 37,491,000 | 38,476,000 | 40,475,000 | 43,480,000 | 42,728,000 | 39,041,000 | 40,016,000 | 41,158,000 | 41,217,000 | 39,750,000 | 38,585,000 | 37,866,000 | 38,020,000 | 36,562,000 | 36,717,000 | 34,827,000 | 33,388,000 | 35,422,000 | 34,443,000 | 33,252,000 | 34,613,000 | 39,823,000 | 34,643,000 | 34,098,000 | 39,429,000 | 43,038,000 | 42,914,000 | 68,883,000 | 53,517,000 | 54,844,000 | 103,290,548 | |||||||||||||||||||||||
time certificates of deposit | 11,425,000 | 12,614,000 | 13,522,000 | 20,223,000 | 25,000,000 | 25,492,000 | 23,454,000 | 116,698,000 | 154,401,000 | 170,629,000 | 276,180,000 | 57,151,000 | 71,712,000 | 128,220,000 | 123,637,000 | 83,760,000 | 61,170,000 | 122,334,000 | 125,992,000 | 100,336,000 | 51,801,000 | 73,979,000 | 91,171,000 | 78,963,000 | 61,672,000 | 100,403,000 | 134,553,000 | 117,081,000 | 72,997,000 | 105,479,000 | 131,599,000 | 117,001,000 | 81,937,000 | 84,983,000 | 100,763,000 | 100,871,000 | 104,375,000 | 106,673,000 | 116,562,000 | 117,254,000 | 114,978,000 | 146,072,000 | 141,652,000 | 124,830,000 | 134,624,000 | 146,163,000 | 140,930,000 | 140,856,000 | 159,631,000 | 123,491,000 | 131,449,000 | 140,371,000 | 147,277,000 | 176,539,000 | 216,216,848 | 241,143,940,000 | 268,122,096 | |||||||||||||||||||||
total deposits | 5,888,871,000 | 8,642,413,000 | 6,207,791,000 | 4,979,200,000 | 7,590,325,000 | 3,962,404,000 | 4,517,605,000 | 4,775,214,000 | 4,970,307,000 | 4,936,447,000 | 4,430,987,000 | 3,521,633,000 | 3,340,497,000 | 3,513,645,000 | 3,223,424,000 | 3,153,219,000 | 2,872,231,000 | 3,663,137,000 | 2,430,082,000 | 2,186,956,000 | 2,220,761,000 | 2,569,043,000 | 1,657,534,000 | 1,513,207,000 | 1,730,672,000 | 1,788,879,000 | 1,366,541,000 | 1,346,059,000 | 1,495,160,000 | 1,381,134,000 | 1,315,283,000 | 1,415,877,000 | 1,557,220,000 | 1,316,258,000 | 1,379,794,000 | 1,350,539,000 | 1,452,196,000 | 1,224,796,000 | 1,141,620,000 | 928,589,000 | 1,002,217,000 | 897,454,000 | 741,505,000 | 779,376,000 | 810,505,000 | 653,747,000 | 662,540,000 | 686,642,000 | 711,590,000 | 545,972,000 | 544,496,000 | 593,923,000 | 582,025,000 | 521,661,000 | 565,710,575 | 550,498,494,000 | 540,770,305 | |||||||||||||||||||||
accrued interest payable | 1,853,000 | 679,000 | 2,068,000 | 1,923,000 | 4,332,000 | 3,607,000 | 6,620,000 | 12,350,000 | 9,239,000 | 11,280,000 | 7,794,000 | 3,705,000 | 1,315,000 | 4,065,000 | 2,280,000 | 2,463,000 | 722,000 | 2,255,000 | 875,000 | 337,000 | 167,000 | 229,000 | 272,000 | 279,000 | 160,000 | 255,000 | 318,000 | 299,000 | 167,000 | 250,000 | 291,000 | 274,000 | 187,000 | 218,000 | 177,000 | 216,000 | 197,000 | 207,000 | 223,000 | 247,000 | 255,000 | 392,000 | 318,000 | 338,000 | 386,000 | 447,000 | 607,000 | 744,000 | 700,000 | 578,000 | 610,000 | 760,000 | 787,000 | 960,000 | 971,917 | 708,348,000 | 941,935 | |||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at june 30, 2021 and september 30, 2020, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at march 31, 2021 and september 30, 2020, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at december 31, 2020 and september 30, 2020, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan and lease losses | -56,188,000 | -65,747,000 | -65,355,000 | -30,176,000 | -43,505,000 | -48,672,000 | -21,290,000 | -13,040,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at september 30, 2020 and 2019, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total stockholders' equity | 847,308,000 | 747,726,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at june 30, 2020 and september 30, 2019, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan bank stock, at cost | 29,944,000 | 13,796,000 | 17,236,000 | 7,436,000 | 15,600,000 | 23,400,000 | 7,446,000 | 17,846,000 | 57,443,000 | 61,123,000 | 16,323,000 | 25,043,000 | 3,832,000 | 47,512,000 | 25,311,000 | 22,431,000 | 4,810,000 | 24,410,000 | 23,850,000 | 13,250,000 | 5,685,000 | 21,245,000 | 16,845,000 | 10,645,000 | 11,794,000 | 9,994,000 | 5,318,000 | 1,942,000 | 11,375,000 | 2,120,000 | 2,120,000 | 6,739,000 | 10,744,000 | 4,737,000 | 5,404,000 | 4,971,000 | 5,283,000 | 8,086,000 | 6,961,000 | 4,602,000 | 7,050,000 | 6,787,000 | 6,787,000 | 3,770,000 | 8,092,000 | 7,090,800,000 | ||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued, none outstanding at march 31, 2020 and september 30, 2019, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits held for sale | 288,975,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2019 and september 30, 2019, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock, .01 par value... | 372,000 | 379,000 | 395,000 | 394,000 | 393,000 | 97,000 | 97,000 | 96,000 | 96,000 | 94,000 | 94,000 | 93,000 | 85,000 | 85,000 | 85,000 | 85,000 | 82,000 | 70,000 | 70,000 | 62,000 | 62,000 | 62,000 | 62,000 | 61,000 | 56,000 | 56,000 | 56,000 | 56,000 | 40,000 | 34,000 | 34,000 | 34,000 | 34,000 | 34,000 | 34,000 | 34,000 | 34,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 30,000 | 29,580 | ||||||||||||||||||||||||||||||
common stock, nonvoting, .01 par value... | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
selected financial ratios and other data | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
performance ratios | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return on average assets | 1,550 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
return on average equity | 12,100 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
quality ratios | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-performing assets to total assets | 910 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan and lease losses to total loans and leases | 800 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan and lease losses to held for investment non-performing loans and leases | 114,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital ratios | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stockholders' equity to total assets | 13,650 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
average stockholders' equity to average assets | 12,820 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other data | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
book value per common share outstanding at end of year | 22,320 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
tangible book value per common share outstanding at end of year | 12,740 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends declared per share at end of year | 200 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
number of full-service branch offices at end of year | 10,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common shares outstanding | 37,807,064,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fiscal year ended september 30, | 2,019,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash & fed funds sold | 128,507,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total commercial finance | 1,717,869,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total consumer finance | 341,176,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total tax services | 110,503,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total warehouse finance | 188,483,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
national lending loans and leases | 2,358,031,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
community banking loans | 1,180,594,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest-earning assets | 875,124,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest bearing deposits | 2,685,502,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other non-interest bearing liabilities | 132,901,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and stockholders' equity | 6,252,187,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net interest income and net interest rate spread including non-interest bearing deposits | 20,807,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at june 30, 2019 and september 30, 2018, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term debt | 11,583,000 | 231,293,000 | 425,759,000 | 27,290,000 | 315,777,000 | 1,313,401,000 | 1,404,534,000 | 277,166,000 | 494,919,000 | 3,857,000 | 1,095,118,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
long-term debt | 99,800,000 | 88,983,000 | 88,963,000 | 85,580,000 | 85,572,000 | 85,552,000 | 85,533,000 | 92,514,000 | 92,497,000 | 92,479,000 | 92,460,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at march 31, 2019 and september 30, 2018, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2018 and september 30, 2018, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities available-for-sale | 1,487,960,000 | 1,106,977,000 | 910,309,000 | 679,504,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities available-for-sale | 364,065,000 | 586,454,000 | 558,940,000 | 576,583,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities held to maturity | 164,304,000 | 216,160,000 | 226,618,000 | 235,024,000 | 449,840,000 | 464,729,000 | 474,306,000 | 478,611,000 | 486,095,000 | 465,451,000 | 417,271,000 | 340,959,000 | 279,167,000 | 262,578,000 | 242,396,000 | 232,531,000 | 212,899,000 | 209,147,000 | 216,635,000 | 217,859,000 | 211,099,000 | 208,371,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mortgage-backed securities held to maturity | 7,850,000 | 8,218,000 | 8,393,000 | 8,468,000 | 113,689,000 | 117,399,000 | 122,497,000 | 126,365,000 | 133,758,000 | 139,138,000 | 68,497,000 | 70,376,000 | 66,577,000 | 69,057,000 | 68,666,000 | 70,784,000 | 70,034,000 | 72,102,000 | 73,676,000 | 75,210,000 | 76,927,000 | 79,439,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases receivable | 2,944,739,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest-bearing checking | 2,405,274,000 | 2,637,987,000 | 2,850,886,000 | 2,779,645,000 | 2,454,057,000 | 2,481,673,000 | 2,637,167,000 | 2,473,275,000 | 2,167,522,000 | 1,922,802,000 | 2,013,783,000 | 2,360,403,000 | 1,449,101,000 | 1,321,213,000 | 1,558,459,000 | 1,586,382,000 | 1,126,715,000 | 1,123,013,000 | 1,309,753,000 | 1,177,936,000 | 1,086,258,000 | 1,198,411,000 | 1,367,390,000 | 1,132,218,000 | 1,181,299,000 | 1,153,027,000 | 1,247,071,000 | 1,035,421,000 | 945,956,000 | 730,896,000 | 809,967,000 | 675,163,000 | 529,459,000 | 590,684,000 | 612,448,000 | 442,158,000 | 461,086,000 | 485,655,000 | 486,977,000 | 355,020,000 | 343,406,000 | 357,037,000 | 353,822,000 | 251,703,000 | 189,506,062 | |||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at september 30, 2018 and 2017, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-controlling interest | 3,574,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment securities available for sale | 1,351,538,000 | 1,418,862,000 | 1,392,240,000 | 1,141,684,000 | 1,184,440,000 | 936,832,000 | 863,468,000 | 866,152,000 | 761,584,000 | 562,810,000 | 526,377,000 | 470,997,000 | 482,346,000 | 433,017,000 | 417,431,000 | 364,942,000 | 299,821,000 | 291,717,000 | 521,892,000 | 565,037,000 | 435,250,000 | 152,503,000 | 91,051,000 | 42,428,000 | 28,330,000 | 27,017,000 | 21,982,000 | 21,467,000 | 19,434,000 | 19,351,000 | 18,607,000 | 17,566,000 | 15,532,000 | 14,482,000 | 16,727,000 | 19,711,000 | 21,910,000 | 23,512,000 | 25,058,000 | |||||||||||||||||||||||||||||||||||||||
mortgage-backed securities available for sale | 575,999,000 | 654,890,000 | 600,112,000 | 666,424,000 | 642,833,000 | 534,939,000 | 579,330,000 | 688,952,000 | 578,357,000 | 596,976,000 | 676,159,000 | 577,460,000 | 657,870,000 | 603,412,000 | 616,172,000 | 605,387,000 | 581,372,000 | 619,281,000 | 715,455,000 | 758,955,000 | 681,442,000 | 815,888,000 | 876,955,000 | 770,378,000 | 590,918,000 | 602,091,000 | 497,635,000 | 485,385,000 | 477,770,000 | 483,931,000 | 320,769,000 | 347,272,000 | 271,395,000 | 321,057,000 | 195,199,000 | 184,123,000 | 210,636,000 | 225,750,000 | 191,368,000 | 141,605,000 | ||||||||||||||||||||||||||||||||||||||
loans receivable | 1,597,294,000 | 1,517,616,000 | 1,509,140,000 | 1,325,371,000 | 1,224,359,000 | 1,151,192,000 | 1,113,485,000 | 25,584,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
allowance for loan losses | -21,950,000 | -27,078,000 | -8,862,000 | -7,534,000 | -14,968,000 | -14,602,000 | -6,415,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at june 30, 2018 and september 30, 2017, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at march 31, 2018 and september 30, 2017, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2017 and september 30, 2017, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at september 30, 2017 and 2016, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payments division accounts receivable | 5,858,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at june 30, 2017 and september 30, 2016, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
meta payment systems accounts receivable | 6,005,000 | 6,885,000 | 6,694,000 | 6,235,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at march 31, 2017 and september 30, 2016, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2016 and september 30, 2016, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 5,635 at september 30, 2016 and 6,255 at september 30, 2015 | 919,470,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
mps accounts receivable | 6,334,000 | 5,107,000 | 5,337,000 | 4,822,000 | 4,852,000 | 4,487,000 | 3,935,000 | 3,119,000 | 3,735,000 | 3,878,000 | 3,707,000 | 3,793,000 | 6,641,000 | 6,077,000 | 5,763,000 | 6,292,000 | 8,963,000 | 8,257,000 | 7,677,000 | 6,881,000 | 7,309,000 | 8,085,000 | 8,093,000 | 7,222,000 | 6,024,000 | 5,381,000 | 47,208,000 | 49,603,000 | 11,482,000 | 50,046,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
contingent liability | 431,000 | 331,000 | 331,000 | 331,000 | 331,000 | 331,000 | 331,000 | 331,000 | 331,000 | 331,000 | 331,000 | 331,000 | 581,000 | 331,000 | 1,719,000 | 3,031,000 | 5,465,000 | 3,450,000 | 3,649,000 | 4,015,000 | 3,785,000 | 3,983,000 | 4,045,000 | 4,118,000 | 4,218,000 | 4,268,000 | 4,268,000 | 4,293,000 | 4,293,000 | 4,293,000 | 4,293,000 | 4,218,000 | 4,218,000 | |||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at september 30, 2016 and 2015, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 6,120 at june 30, 2016 and 6,255 at september 30, 2015 | 854,506,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from federal home loan bank | 107,000,000 | 7,000,000 | 57,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 | 11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 | 21,000,000 | 22,000,000 | 22,000,000 | 109,000,000 | 98,300,000 | 23,300,000 | 74,800,000 | 76,750,000 | 100,950,000 | 52,000,000 | 132,025,000 | 112,525,000 | 55,000,000 | 65,000,000 | 81,300,000 | 99,565,000 | 134,755,000,000 | |||||||||||||||||||||||||||||||||||||||||
federal funds purchased | 437,000,000 | 465,000,000 | 540,000,000 | 526,000,000 | 261,000,000 | 81,000,000 | 470,000,000 | 360,000,000 | 205,000,000 | 235,000,000 | 190,000,000 | 65,000,000 | 208,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities sold under agreements to repurchase | 2,234,000 | 1,626,000 | 2,007,000 | 4,007,000 | 13,278,000 | 11,637,000 | 14,221,000 | 10,411,000 | 8,478,000 | 5,526,000 | 15,249,000 | 9,146,000 | 13,125,000 | 7,676,000 | 12,303,000 | 26,400,000 | 27,314,000 | 13,598,000 | 7,451,000 | 8,055,000 | 9,682,000 | 6,528,000 | 8,904,000 | 8,302,000 | 7,407,000 | 10,412,000 | 6,686,000 | 8,356,000 | 22,259,000 | 21,928,000 | 5,348,000 | 53,392,000 | 82,214,000 | 6,420,000 | 219,000 | 15,179,334 | 15,216,778,000 | 20,507,051 | ||||||||||||||||||||||||||||||||||||||||
capital lease | 2,048,000 | 2,081,000 | 2,112,000 | 2,143,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at june 30, 2016 and september 30, 2015, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 7,431 at march 31, 2016 and 6,255 at september 30, 2015 | 777,451,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at march 31, 2016 and september 30, 2015, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 6,666 at december 31, 2015 and 6,255 at september 30, 2015 | 737,128,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2015 and september 30, 2015, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 6,255 at september 30, 2015 and 5,397 at september 30, 2014 | 706,255,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
insurance receivable | 414,000 | 269,000 | 400,000 | 400,000 | 400,000 | 400,000 | 539,000 | 539,000 | 539,000 | 581,000 | 2,689,000 | 4,364,000 | 2,264,000 | 2,264,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at september 30, 2015 and 2014, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 6,232 at june 30, 2015 and 5,397 at september 30, 2014 | 651,530,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at june 30, 2015 and september 30, 2014, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 5,716 at march 31, 2015 and 5,397 at september 30, 2014 | 618,744,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at march 31, 2015 and september 30, 2014, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 5,225 at december 31, 2014 and 5,397 at september 30, 2014 | 590,442,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2014 and september 30, 2014, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 5,397 at september 30, 2014 and 3,930 at september 30, 2013 | 493,007,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets held for sale | 1,120,000 | 1,120,000 | 1,347,000 | 1,347,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
commitments and contingencies | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at september 30, 2014 and 2013, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,895 at june 30, 2014 and 3,930 at september 30, 2013 | 471,940,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at june 30, 2014 and september 30, 2013, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,572 at march 31, 2014 and 3,930 at september 30, 2013 | 426,015,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at march 31, 2014 and september 30, 2013, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,258 at december 31, 2013 and 3,930 at september 30, 2013 | 402,478,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2013 and september 30, 2013, respectively common stock, .01 par value... | 61,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 3,930 at september 30, 2013 and 3,971 at september 30, 2012 | 380,428,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 and 3,000,000 shares authorized, no shares issued or outstanding at september 30, 2013 and 2012, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 3,670 at june 30, 2013 and 3,971 at september 30, 2012 | 339,162,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at june 30, 2013 and september 30, 2012, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
retained earnings - substantially restricted | 68,579,000 | 65,622,000 | 63,189,000 | 60,776,000 | 59,610,000 | 57,724,000 | 48,170,000 | 45,494,000 | 43,707,000 | 42,791,000 | 42,475,000 | 40,388,000 | 37,251,000 | 32,475,000 | 31,626,000 | 32,694,000 | 36,689,000 | 35,853,000 | 35,516,000 | 37,688,000 | 38,435,000 | 35,731,000 | 35,961,000 | 34,747,203,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
september 30, 2012, respectively | -1,209,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 3,706 at march 31, 2013 and 3,971 at september 30, 2012 | 330,927,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at march 31, 2013 and september 30, 2012, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 3,963 at december 31, 2012 and 3,971 at september 30, 2012 | 317,258,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at december 31, 2012 and september 30, 2012, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 3,971 at september 30, 2012 and 4,926 at september 30, 2011 | 326,981,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 3,000,000 and 800,000 shares authorized, no shares issued or outstanding at september 30, 2012 and 2011, respectively | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,426 at june 30, 2012 and 4,926 at september 30, 2011 | 332,948,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 800,000 shares authorized, no shares issued or outstanding | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,762 at march 31, 2012 and 4,926 at september 30, 2011 | 321,685,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,565 at december 31, 2011 and 4,926 at september 30, 2011 | 317,804,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,926 at september 30, 2011 and 5,234 at september 30, 2010 | 314,410,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,882 at june 30, 2011 and 5,234 at september 30, 2010 | 312,328,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bond insurance receivable | 4,192,000 | 3,653,000 | 3,683,000 | 3,920,000 | 3,993,000 | 4,118,000 | 4,118,000 | 4,143,000 | 4,143,000 | 4,143,000 | 6,098,000 | 4,143,000 | 4,193,000 | 4,193,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities and shareholders’ equity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shareholders’ equity | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total shareholders’ equity | 78,064,000 | 70,725,000 | 72,044,000 | 69,797,000 | 61,118,000 | 46,555,000 | 47,345,000 | 44,108,000 | 48,153,000 | 47,990,000 | 46,807,000 | 49,400,000 | 52,876,000 | 48,559,000 | 47,157,000 | 45,331,668 | 42,173,583,000 | 42,958,690 | 47,274,265 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total liabilities and shareholders’ equity | 1,074,480,000 | 1,129,655,000 | 1,029,766,000 | 961,301,000 | 981,910,000 | 916,145,000 | 834,777,000 | 819,515,000 | 890,499,000 | 859,125,000 | 757,256,000 | 781,734,000 | 810,535,000 | 761,394,000 | 666,724,000 | 741,132,033 | 755,283,415,000 | 776,348,942 | 60,342,610 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds sold | 6,236,000 | 9,000 | 10,032,000 | 216,000 | 227,000 | 5,188,000 | 385,000 | 15,000,000 | 50,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,763 at december 31, 2010 and 5,234 at september 30, 2010 | 342,485,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive | -4,547,719 | -4,259,736,000 | -3,180,607 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 5,234 at september 30, 2010 and 6,993 at september 30, 2009 | 366,045,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other borrowings from federal reserve bank | 25,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 5,140 at june 30, 2010 and 6,993 at september 30, 2009 | 373,627,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 17,521 at march 31, 2010 and 6,993 at september 30, 2009 | 382,519,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 12,182 at december 31, 2009 and 6,993 at september 30, 2009 | 419,911,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 6,993 at september 30, 2009 and 5,732 at september 30, 2008 | 391,609,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 9,125 at june 30, 2009 and 5,732 at september 30, 2008 | 402,624,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
premises and equipment | 22,432,000 | 22,605,000 | 22,274,000 | 21,917,000 | 22,071,000 | 21,204,000 | 19,009,000 | 17,623,060 | 15,624,051,000 | 15,126,069 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and due from banks | 1,644,000 | 5,342,000 | 2,963,000 | 9,310,000 | 1,671,000 | 1,457,000 | 1,378,000 | 7,404,812 | 8,741,087,000 | 5,390,455 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits in other financial institutions | 15,081,000 | 123,847,000 | 17,904,000 | 62,881,000 | 12,618,000 | 31,212,000 | 101,947,810 | 8,979,299 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
total cash and cash equivalents | 16,725,000 | 129,189,000 | 2,963,000 | 27,214,000 | 64,552,000 | 14,075,000 | 32,590,000 | 109,352,622 | 24,765,506,000 | 14,369,754 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 11,224 at march 31, 2009 and 5,732 at september 30, 2008 | 419,275,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 7,741 at december 31, 2008 and 5,732 at september 30, 2008 | 443,333,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 5,732 at september 30, 2008 and 4,493 at september 30, 2007 | 427,928,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets related to discontinued operations, held for sale | 42,600,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities related to discontinued operations, held for sale | 37,881,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
unearned employee stock ownership plan shares | -509,201 | -710,895,000 | -825,057 | -394,766 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,728 at june 30, 2008 and 4,493 at september 30, 2007 | 423,338,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan and federal reserve bank stock, at cost | 8,238,000 | 7,570,000 | 3,837,000 | 4,888,000 | 5,768,300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,581 at march 31, 2008 and 4,493 at september 30, 2007 | 403,954,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,370 at december 31, 2007 and 4,493 at september 30, 2007 | 386,660,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-earning assets | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other investments | 6,690,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing liabilities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities purchased under agreements to resell | 5,891,025 | 42,395,050,000 | 37,513,348 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other investment securities available for sale | 28,224,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of 4,863 at june 30, 2007 and 5,968 at september 30, 2006 | 363,325,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance | 13,290,000 | 12,952,837 | 12,478,497,000 | 12,332,337 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale | 186,176,130 | 215,867,268,000 | 230,892,565 | 2,625,894 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable—net of allowance for loan losses of 5,967,774 at september 30, 2006 and 7,222,404 at september 30, 2005 | 388,761,911 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
retained earnings—substantially restricted | 37,186,249 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest-bearing deposits in other financial institutions - | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term | 16,024,419,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable - net of allowance for loan losses of | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
of 7,256,613 at december 31, 2005 and 7,222,404 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
at september 30, 2005 | 420,755,867,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing demand deposits | 134,501,379,000 | 102,164,156 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
savings, now and money market demand deposits | 174,853,175,000 | 170,484,053 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from borrowers for taxes and insurance | 278,360,000 | 271,273 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 800,000 shares authorized, no shares | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issued or outstanding | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2,957,999 shares issued, 2,503,655 shares outstanding | 29,580,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
see notes to consolidated financial statements. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans receivable, net of allowance for loan losses of 7,222,404 in 2005 and 5,370,994 in 2004 | 440,190,245 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan bank (fhlb) stock, at cost | 8,161,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from fhlb | 159,705,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
preferred stock, 800,000 shares authorized; none issued | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock,.01 par value... | 29,580 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
retained earnings, substantially restricted | 34,557,258 | 36,758,258 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment in subsidiaries | 55,093,854 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan receivable from esop | 394,766 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan receivable | 1,261,188 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan payable to subsidiaries | 2,550,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
trust preferred securities | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
common stock | 29,580 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-03-31 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 | 2014-09-30 | 2014-06-30 | 2014-03-31 | 2013-12-31 | 2013-09-30 | 2013-06-30 | 2013-03-31 | 2012-12-31 | 2012-09-30 | 2012-06-30 | 2012-03-31 | 2011-12-31 | 2011-09-30 | 2011-06-30 | 2011-03-31 | 2010-12-31 | 2010-09-30 | 2010-06-30 | 2010-03-31 | 2009-12-31 | 2009-09-30 | 2009-06-30 | 2009-03-31 | 2008-12-31 | 2008-09-30 | 2008-06-30 | 2008-03-31 | 2007-12-31 | 2007-09-30 | 2005-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income before noncontrolling interest | 35,465,000 | 42,360,000 | 73,733,000 | 31,626,000 | 42,047,000 | 65,517,000 | 27,914,000 | 45,604,000 | 55,368,000 | 28,422,000 | 24,107,000 | 23,839,000 | 50,102,000 | 61,306,000 | 39,859,000 | 59,910,000 | 29,257,000 | 14,209,000 | 19,278,000 | 53,608,000 | 22,249,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net income to net cash from operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation and amortization | 13,395,000 | 15,093,000 | 15,412,000 | 14,918,000 | 14,375,000 | 14,768,000 | 14,689,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for credit loss | 3,230,000 | 9,278,000 | 41,895,000 | 12,032,000 | 5,881,000 | 26,052,000 | 9,890,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for deferred taxes | 1,456,000 | 4,337,000 | 9,762,000 | 2,157,000 | 3,703,000 | 2,897,000 | 1,162,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
originations of loans held for sale | -1,038,931,000 | -548,365,000 | -523,964,000 | -853,109,000 | -493,187,000 | -301,881,000 | -631,905,000 | -332,874,000 | -209,830,000 | -398,798,000 | -215,658,000 | -214,275,000 | -169,839,000 | -385,558,000 | 0 | 0 | -658,743,000 | -27,191,000 | -2,983,552 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of loans held for sale | 1,176,324,000 | 867,534,000 | 528,270,000 | 618,432,000 | 499,164,000 | 342,662,000 | 626,336,000 | 265,769,000 | 201,493,000 | 402,870,000 | 160,919,000 | 174,500,000 | 161,253,000 | 562,689,000 | 0 | 0 | 659,966,000 | 25,968,000 | 2,986,490 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in loans held for sale | -3,050,000 | -268,498,000 | 2,571,000 | 264,136,000 | 138,000 | 4,095,000 | 13,829,000 | 4,804,000 | 736,000 | -84,000 | 251,000 | 3,734,000 | 29,000 | 8,805,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on loans held for sale | -4,157,000 | -1,721,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized loss on securities available for sale | 0 | 7,228,000 | 15,671,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on divestitures | -16,404,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on other | -488,000 | -393,000 | -627,000 | -987,000 | -2,840,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in accrued interest receivable | 2,346,000 | -2,915,000 | -1,802,000 | -3,894,000 | 8,519,000 | -1,461,000 | -3,214,000 | -3,798,000 | 4,323,000 | 102,000 | -2,264,000 | -2,191,000 | -1,161,000 | 2,298,000 | -1,875,000 | -987,000 | -221,000 | 3,485,000 | -1,709,000 | 2,451,000 | -929,000 | 473,000 | -4,176,000 | 712,000 | -2,128,000 | 523,000 | -2,954,000 | 883,000 | -1,768,000 | -70,000 | -1,175,000 | -354,000 | -1,260,000 | 55,000 | -1,081,000 | 206,000 | -562,000 | 574,000 | -2,090,000 | -845,000 | -125,000 | -1,298,000 | -309,000 | 97,000 | 217,000 | -117,000 | 429,000 | -305,000 | 319,000 | -879,000 | 624,000 | -304,000 | 712,000 | -103,000 | 149,000 | 140,000 | 165,539 | ||||||||||||||||||
net change in other assets | -17,278,000 | 30,270,000 | -14,045,000 | 15,202,000 | -30,339,000 | 12,708,000 | 19,000 | 620,000 | -14,344,000 | -22,882,000 | 8,478,000 | -2,936,000 | 16,986,000 | -25,545,000 | 13,327,000 | 2,851,000 | -23,569,000 | 15,049,000 | -13,370,000 | -1,102,000 | 771,000 | 15,900,000 | -12,915,000 | -27,164,000 | 1,777,000 | 2,347,000 | -4,235,000 | -1,857,000 | -2,063,000 | 772,000 | 1,338,000 | -719,000 | -1,956,000 | 1,385,000 | -188,000 | -1,687,000 | 11,561,000 | -20,132,000 | -2,046,000 | -257,000 | 2,321,000 | 5,298,000 | -3,778,000 | 812,000 | 1,906,000 | 1,839,000 | -3,038,000 | 216,000 | 1,650,000 | -37,453,000 | 38,707,000 | -328,449 | |||||||||||||||||||||||
net change in accrued expenses and other liabilities | -62,870,000 | 164,358,000 | -70,106,000 | 34,571,000 | -128,088,000 | -50,663,000 | 35,249,000 | 36,452,000 | -19,723,000 | -8,312,000 | -8,049,000 | 38,790,000 | -24,222,000 | 25,937,000 | -28,177,000 | 36,903,000 | -45,303,000 | -31,900,000 | 51,241,000 | -14,462,000 | 14,634,000 | -31,700,000 | 33,648,000 | 14,224,000 | 10,485,000 | -13,827,000 | 25,890,000 | -11,436,000 | -4,934,000 | -7,153,000 | 15,229,000 | 3,638,000 | -7,320,000 | 10,235,000 | -3,643,000 | -1,598,000 | -16,386,000 | 28,757,000 | -39,383,000 | -16,171,000 | 51,754,000 | 623,000 | 3,098,000 | -3,813,000 | -2,892,000 | 7,498,000 | -3,407,000 | -2,992,000 | -402,000 | -4,819,000 | 12,665,000 | -118,000 | 458,164 | ||||||||||||||||||||||
stock compensation | 2,862,000 | 2,284,000 | 2,151,000 | 3,460,000 | 1,612,000 | 2,517,000 | 1,866,000 | 4,670,000 | 1,234,000 | 2,671,000 | 2,570,000 | 2,558,000 | 3,271,000 | 2,239,000 | 2,241,000 | 2,094,000 | 3,430,000 | 1,762,000 | 1,498,000 | 2,546,000 | 1,046,000 | 1,901,000 | 1,923,000 | 2,891,000 | 3,506,000 | 2,157,000 | 2,255,000 | 4,250,000 | 4,280,000 | 424,000 | 69,000 | -191,000 | 12,000 | 27,000 | 639,000 | 440,000 | -44,000 | 99,000 | 31,000 | 2,000 | 40,000 | 4,000 | 116,000 | 5,000 | 0 | 9,000 | 5,000 | 13,000 | 141,000 | 19,000 | 17,000 | 25,000 | 90,000 | 1,000 | 404,000 | 95,000 | 100,000 | 190,000 | 577,000 | 100,000 | 115,000 | 109,000 | 812,000 | ||||||||||||
net cash from operating activities | 108,304,000 | 21,047,000 | 30,362,000 | 193,208,000 | -76,615,000 | -224,426,000 | 103,119,000 | 192,956,000 | 22,444,000 | -72,777,000 | 4,820,000 | 141,456,000 | 42,373,000 | -18,210,000 | -4,330,000 | 134,222,000 | 157,127,000 | -345,541,000 | 64,786,000 | 215,817,000 | 170,108,000 | 185,483,000 | 16,730,000 | 129,510,000 | 135,497,000 | 19,742,000 | 43,130,000 | 75,908,000 | 52,232,000 | 25,478,000 | 8,127,000 | 93,913,000 | 10,237,000 | 37,237,000 | 12,749,000 | 75,522,000 | -5,510,000 | 28,586,000 | 7,290,000 | 46,469,000 | -4,334,000 | 6,451,000 | 3,612,000 | 27,975,000 | 10,918,000 | -1,131,000 | 18,615,000 | 4,808,000 | 3,521,000 | 4,724,000 | 17,586,000 | -33,422,000 | -11,956,000 | 61,059,000 | 13,285,000 | 2,355,000 | 3,291,000 | 4,281,000 | 10,640,000 | 4,839,000 | 2,098,000 | 2,370,000 | 10,733,000 | 24,151,000 | 79,000 | -2,705,000 | 2,368,000 | -18,407,000 | 41,642,000 | 1,414,158 | |||||
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
free cash flows | 108,304,000 | 21,047,000 | 30,362,000 | 193,208,000 | -76,615,000 | -224,426,000 | 103,119,000 | 192,956,000 | 22,444,000 | -72,777,000 | 4,820,000 | 141,456,000 | 42,373,000 | -18,210,000 | -4,330,000 | 134,222,000 | 157,127,000 | -345,541,000 | 64,786,000 | 215,817,000 | 170,108,000 | 185,483,000 | 16,730,000 | 129,510,000 | 135,497,000 | 19,742,000 | 43,130,000 | 75,908,000 | 52,232,000 | 25,478,000 | 8,127,000 | 93,913,000 | 10,237,000 | 37,237,000 | 12,749,000 | 75,522,000 | -5,510,000 | 28,586,000 | 7,290,000 | 46,469,000 | -4,334,000 | 6,451,000 | 3,612,000 | 27,975,000 | 10,918,000 | -1,131,000 | 18,615,000 | 4,808,000 | 3,521,000 | 4,724,000 | 17,586,000 | -33,422,000 | -11,956,000 | 61,059,000 | 13,285,000 | 2,355,000 | 3,291,000 | 4,281,000 | 10,640,000 | 4,839,000 | 2,098,000 | 2,370,000 | 10,733,000 | 24,151,000 | 79,000 | -2,705,000 | 2,368,000 | -18,407,000 | 41,642,000 | 1,414,158 | |||||
cash flows from investing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of securities available for sale | 0 | -1,112,000 | -1,168,000 | -217,846,000 | -219,448,000 | -449,173,000 | -20,894,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities available for sale | 0 | 57,748,000 | 160,135,000 | 21,646,000 | 198,477,000 | 89,269,000 | 175,362,000 | 98,637,000 | 0 | 63,571,000 | 4,596,000 | 27,016,000 | 32,097,000 | 39,543,000 | 110,516,000 | 291,974,000 | 21,948,000 | 319,316,000 | 45,595,000 | 9,553,000 | -1,000 | 24,943,000 | 21,296,000 | 4,251,000 | 54,958,000 | 0 | 38,401,000 | 21,630,000 | 9,945,000 | ||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of and principal collected on securities available for sale | 30,606,000 | 50,174,000 | 37,360,000 | 39,727,000 | 52,325,000 | 47,540,000 | 41,936,000 | 37,909,000 | 40,093,000 | 49,069,000 | 59,426,000 | 80,701,000 | 92,810,000 | 91,297,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities of and principal collected on securities held to maturity | 610,000 | 1,008,000 | 630,000 | 1,038,000 | 619,000 | 718,000 | 1,093,000 | 936,000 | 1,764,000 | 1,058,000 | 2,092,000 | 3,252,000 | 3,528,000 | 5,409,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of federal reserve bank and federal home loan bank stock | -90,187,000 | -71,325,000 | -48,109,000 | -90,725,000 | -93,015,000 | -91,880,000 | -91,130,000 | -85,944,000 | -62,400,000 | -57,760,000 | -39,360,000 | -30,720,000 | -102,773,000 | -800,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of federal reserve bank and federal home loan bank stock | 90,585,000 | 66,150,000 | 48,287,000 | 102,285,000 | 94,410,000 | 89,730,000 | 95,647,000 | 84,440,000 | 61,826,000 | 57,760,000 | 39,360,000 | 30,720,000 | 102,360,000 | 800,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of loans and leases | -32,923,000 | -27,144,000 | -27,292,000 | -139,359,000 | -66,821,000 | -73,701,000 | -89,390,000 | -9,715,000 | -120,185,000 | -67,649,000 | -6,783,000 | -19,657,000 | -31,200,000 | -57,713,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in loans and leases | -284,055,000 | -285,051,000 | 23,220,000 | -325,766,000 | -108,775,000 | 157,014,000 | 98,895,000 | -233,679,000 | -26,617,000 | 217,812,000 | 323,173,000 | 105,428,000 | 75,345,000 | -145,311,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of premises, furniture, and equipment | -4,236,000 | -2,671,000 | -3,581,000 | -2,087,000 | -2,192,000 | -1,707,000 | -1,885,000 | -1,545,000 | -1,439,000 | -1,989,000 | -2,317,000 | -2,142,000 | -1,769,000 | -1,949,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases of rental equipment | -45,371,000 | -25,907,000 | -34,321,000 | -52,790,000 | -48,676,000 | -66,845,000 | -106,160,000 | -134,064,000 | -74,754,000 | -164,245,000 | -154,657,000 | -74,219,000 | -92,400,000 | -103,643,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of rental equipment | 2,394,000 | 12,384,000 | 2,717,000 | 5,591,000 | 2,351,000 | 1,578,000 | 3,373,000 | 2,637,000 | 5,241,000 | 1,495,000 | 1,136,000 | 1,425,000 | 1,812,000 | 4,999,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in rental equipment | 11,000 | 21,000 | 250,000 | 118,000 | 220,000 | 267,000 | -79,000 | -126,000 | -44,000 | -109,000 | -3,893,000 | -312,000 | 274,000 | -1,841,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from surrender of bank-owned life insurance | 32,206,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from divestitures, net of transaction costs | 0 | 8,223,000 | 600,232,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of other assets | 1,000 | -1,000 | 408,000 | 2,375,000 | 14,000 | 4,077,000 | 625,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from investing activities | -300,360,000 | -226,178,000 | -282,360,000 | 210,177,000 | 297,639,000 | 146,398,000 | -167,179,000 | 62,728,000 | -43,623,000 | -176,515,000 | 45,443,000 | 121,897,000 | -385,321,000 | -147,517,000 | -299,316,000 | -164,441,000 | 64,219,000 | -114,403,000 | -175,165,000 | -23,840,000 | -53,269,000 | -406,832,000 | -216,492,000 | -162,690,000 | -47,956,000 | -365,621,000 | -162,213,000 | -173,507,000 | -56,068,000 | -198,577,000 | -25,763,000 | -132,525,000 | -34,823,000 | -71,914,000 | -128,534,000 | -25,452,000 | -8,332,000 | 65,813,000 | -230,689,000 | -144,273,000 | -7,353,000 | -156,468,000 | -206,248,000 | 5,800,000 | 17,808,000 | -89,477,000 | 1,928,000 | 29,812,066 | |||||||||||||||||||||||||||
cash flows from financing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in deposits | 463,447,000 | 186,036,000 | -699,744,000 | 655,942,000 | 63,172,000 | -567,711,000 | 346,873,000 | 404,280,000 | 113,564,000 | -76,905,000 | 155,238,000 | -119,087,000 | -695,683,000 | 1,010,598,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in short-term borrowings | -9,000,000 | 114,999,000 | 0 | -377,000,000 | -31,000,000 | 31,000,000 | -13,000,000 | 187,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
dividends paid on common stock | -1,109,000 | -1,144,000 | -1,150,000 | -1,190,000 | -1,202,000 | -1,243,000 | -1,258,000 | -1,267,000 | -1,299,000 | -1,311,000 | -1,327,000 | -1,386,000 | -1,402,000 | -1,452,000 | -1,465,000 | -1,483,000 | -1,521,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issuance of common stock due to restricted stock | 1,000 | -1,000 | 0 | 2,000 | 1,000 | 0 | 0 | 0 | 1,000 | 0 | 0 | 0 | 0 | 2,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repurchases of common stock | -50,895,000 | -15,150,000 | -45,450,000 | -45,437,000 | -57,010,000 | -15,340,000 | -15,149,000 | -40,446,000 | -15,918,000 | -16,441,000 | -21,715,000 | -55,349,000 | -26,932,000 | -21,472,000 | -110,000 | -42,195,000 | -104,458,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
investment by (distributions to) noncontrolling interest | -531,000 | -412,000 | -139,000 | -678,000 | -298,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from financing activities | 401,913,000 | 104,702,000 | 254,023,000 | -746,510,000 | 220,052,000 | 154,922,000 | 15,396,000 | -578,847,000 | 316,611,000 | -684,989,000 | 567,260,000 | 98,428,000 | -107,072,000 | -741,464,000 | 906,405,000 | -916,527,000 | -2,757,682,000 | 2,400,057,000 | 1,170,910,000 | -2,730,981,000 | 2,906,602,000 | -120,107,000 | -15,495,000 | 60,612,000 | 3,856,000 | -201,228,000 | 311,636,000 | 167,661,000 | -108,633,000 | -1,172,356,000 | 197,751,000 | 1,188,559,000 | 38,857,000 | -297,128,000 | 143,903,000 | 871,104,000 | 38,016,000 | 65,485,000 | 432,036,000 | 174,309,000 | 47,978,000 | 143,015,000 | 37,483,000 | 132,627,000 | 8,138,000 | 74,172,000 | 116,815,000 | 34,292,000 | -71,786,000 | 23,895,000 | 130,339,000 | 61,830,000 | -75,571,000 | 233,305,000 | 82,946,000 | 201,602,000 | -121,946,000 | 49,774,000 | 102,043,000 | 70,442,000 | -26,613,000 | 49,299,000 | 83,866,000 | 39,755,000 | 66,390,000 | -20,830,472 | |||||||||
effect of exchange rate changes on cash | 792,000 | 2,069,000 | -22,000 | -2,017,000 | -298,000 | -579,000 | 618,000 | 495,000 | 60,000 | 387,000 | -1,425,000 | -520,000 | 143,000 | 66,000 | 121,000 | 126,000 | 445,000 | 167,000 | 296,000 | -680,000 | 116,000 | -98,000 | 221,000 | 115,000 | -360,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
net change in cash and cash equivalents | 210,649,000 | -100,459,000 | 4,094,000 | -343,147,000 | 439,059,000 | 77,153,000 | -48,962,000 | -323,742,000 | 296,050,000 | -138,951,000 | 82,673,000 | 63,429,000 | -18,869,000 | 230,778,000 | -80,420,000 | -992,420,000 | 916,081,000 | -294,363,000 | -3,003,999,000 | 2,137,791,000 | 1,159,084,000 | -2,680,774,000 | 2,999,408,000 | -43,456,000 | 25,644,000 | 25,813,000 | -55,729,000 | -7,708,000 | 64,192,000 | 28,701,000 | -36,287,000 | -1,192,846,000 | 32,823,000 | 1,201,956,000 | -1,663,000 | -628,438,000 | -78,099,000 | 737,000,000 | -2,650,000 | -253,667,000 | 265,489,000 | 7,253,000 | -4,478,000 | -27,587,000 | 22,638,000 | -1,029,000 | -8,070,000 | 7,066,000 | -8,198,000 | 13,564,000 | -62,532,000 | 56,286,000 | -112,306,000 | -21,384,000 | -69,639,000 | 79,192,000 | -120,011,000 | 106,069,000 | 70,079,000 | 854,000 | -66,337,000 | 76,739,000 | 941,000 | -11,498,000 | -112,464,000 | 126,226,000 | -37,338,000 | 10,395,752 | |||||||
cash and cash equivalents at beginning of fiscal year | 120,568,000 | -156,439,000 | 0 | 0 | 158,337,000 | -374,181,000 | 0 | 0 | 375,580,000 | -374,921,000 | 0 | 0 | 388,038,000 | 0 | 0 | 0 | 314,019,000 | -422,584,000 | 0 | 0 | 427,367,000 | 0 | 0 | 0 | 126,545,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of fiscal period | 331,217,000 | 4,094,000 | -343,147,000 | 597,396,000 | -48,962,000 | -323,742,000 | 671,630,000 | 82,673,000 | 63,429,000 | 369,169,000 | 230,778,000 | -80,420,000 | -992,420,000 | 1,230,100,000 | -3,003,999,000 | 2,137,791,000 | 1,586,451,000 | 2,999,408,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income attributable to parent | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
depreciation, amortization and accretion | -49,404,000 | 15,116,000 | 19,824,000 | 14,566,000 | 14,408,000 | 16,440,000 | 15,431,000 | 15,322,000 | -43,388,000 | 15,147,000 | 14,346,000 | 14,068,000 | 14,622,000 | 12,410,000 | 18,411,000 | 15,302,000 | 13,859,000 | 12,357,000 | 14,317,000 | 14,616,000 | 9,727,000 | 8,812,000 | 9,622,000 | 9,561,000 | 10,046,000 | 10,159,000 | 15,364,000 | 9,479,000 | 8,971,000 | 9,077,000 | 8,934,000 | 8,635,000 | 9,208,000 | 7,577,000 | 6,395,000 | 5,702,000 | 4,567,000 | 4,601,000 | 4,533,000 | 4,446,000 | 5,254,000 | 6,216,000 | 4,577,000 | 5,057,000 | 6,473,000 | 6,277,000 | 4,735,000 | 2,864,000 | 2,331,000 | 2,261,000 | 2,590,000 | 2,576,000 | 2,718,000 | 2,663,000 | 2,918,000 | 3,135,000 | 2,095,000 | 1,892,000 | 1,093,000 | 890,000 | 836,000 | 823,000 | 795,000 | 750,000 | 894,000 | 793,633 | |||||||||
equity in undistributed net income of subsidiaries | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividend received | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
alternative investments | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from long-term borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of fiscal year | 152,189,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impairment on rental equipment | 1,076,000 | 0 | 0 | 0 | 24,000 | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from loans held for sale previously classified as portfolio loans | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal payments on other liabilities | -71,000 | -266,000 | -284,000 | -573,000 | -588,000 | -700,000 | -865,000 | -598,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized loss on loans held for sale | -15,377,000 | -4,378,000 | -132,000 | -300,000 | 4,365,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized loss on divestitures | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of long-term borrowings | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payment of debt issuance costs | 0 | 0 | -7,000 | -504,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issuance of common stock due to esop | 0 | 0 | 0 | 2,886,000 | 0 | 0 | 3,036,000 | 0 | 0 | 0 | 3,220,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on trademarks | 0 | 0 | -10,000,000 | 0 | 0 | 0 | -50,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of foreclosed real estate and repossessed assets | 0 | 0 | 1,000 | 10,000 | 99,000 | 56,000 | 1,659,000 | 264,000 | 5,364,000 | 2,657,000 | 906,000 | 1,000 | 0 | 23,085,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of trademarks | 0 | 0 | 10,000,000 | 0 | 0 | 0 | 50,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized loss on other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from other liabilities | 0 | 0 | 428,000 | 1,205,000 | 391,000 | 2,498,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
distributions to noncontrolling interest | 238,000 | -588,000 | -941,000 | -757,000 | -1,382,000 | -1,105,000 | -1,171,000 | -495,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from credit losses | 1,773,000 | 36,763,000 | 9,776,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from deferred taxes | 2,350,000 | 290,000 | 2,255,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on securities available for sale | 7,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) loss on loans held for sale | -125,000 | -35,000 | -75,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized loss on premise, furniture, and equipment | 10,000 | 2,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on lease receivables and equipment | -689,000 | 781,000 | -427,000 | -1,217,000 | -1,117,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on other assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
impairment of intangibles | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of loans and leases | 77,457,000 | 0 | 15,549,000 | 30,235,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of premises, furniture, and equipment | 0 | 0 | 0 | 35,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (used in) investing activities | -311,224,000 | -478,209,000 | -182,379,000 | -135,443,000 | 75,780,000 | -52,179,000 | -94,474,000 | -102,936,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal payments on capital lease obligations | 0 | -1,000 | -67,000 | -7,000 | -15,000 | -15,000 | -16,000 | -21,000 | -21,000 | -20,000 | -18,000 | -31,000 | -33,000 | -31,000 | -31,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) loss on other assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on securities held to maturity | -260,000 | -137,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities held to maturity | 260,000 | 200,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (reversal of) for deferred taxes | -930,000 | 4,426,000 | 6,076,000 | 8,015,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fair value adjustment of foreclosed real estate | 51,000 | 0 | 130,000 | 120,000 | 15,000 | 343,000 | 123,000 | 0 | 464,000 | 21,000 | 83,000 | 0 | 0 | 6,000 | 0 | 23,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on foreclosed real estate and repossessed assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
change in bank-owned life insurance value | -616,000 | -606,000 | -602,000 | -610,000 | -600,000 | -606,000 | -621,000 | -618,000 | -616,000 | -623,000 | -631,000 | -634,000 | -628,000 | -631,000 | -641,000 | -639,000 | -633,000 | -650,000 | -669,000 | -667,000 | -657,000 | -444,000 | -448,000 | -448,000 | -454,000 | -380,000 | -374,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
impairment on assets held for sale | 0 | 0 | 228,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in deposits held for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from divestitures | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issuance of common stock due to exercise of stock options | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for credit losses | -1,302,000 | 32,302,000 | 186,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized loss on other assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (used in) financing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) on premise, furniture, and equipment | -23,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized loss on lease receivables and equipment | -924,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other assets | 3,002,000 | 0 | 0 | 253,000 | 108,000 | -35,000 | -8,000 | -22,000 | -24,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued expenses and other liabilities | -28,100,000 | -25,616,000 | 71,751,000 | -20,733,000 | 18,861,000 | 252,000 | 23,422,000 | -33,892,000 | -2,162,000 | -3,166,000 | 12,497,000 | 9,454,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash dividends paid | -1,596,000 | -1,595,000 | -1,596,000 | -1,613,000 | -1,730,000 | -1,717,000 | -1,783,000 | -1,870,000 | -1,886,000 | -1,931,000 | -1,973,000 | -1,970,000 | -1,958,000 | -1,261,000 | -1,261,000 | -1,256,000 | -1,214,000 | -1,216,000 | -1,214,000 | -1,195,000 | -1,108,000 | -1,107,000 | -1,106,000 | -1,068,000 | -905,000 | -902,000 | -881,000 | -805,000 | -798,000 | -798,000 | -797,000 | -791,000 | -785,000 | -715,000 | -714,000 | -712,000 | -500,000 | -501,000 | -416,000 | -415,000 | -405,000 | -406,000 | -325,475 | ||||||||||||||||||||||||||||||||
payments: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of shares by esop | 1,000 | 0 | 0 | 2,010,000 | 0 | 0 | 0 | 1,606,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
exercise of stock options and issuance of common stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
issuance of restricted stock | 0 | 0 | 1,000 | 2,000 | 3,000 | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in investment in subsidiaries | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shares repurchased for tax withholding on stock compensation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
credit losses | 4,612,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deferred taxes | 4,573,000 | 1,469,000 | -7,402,000 | -4,636,000 | 2,922,000 | -617,000 | -16,000 | 167,000 | -6,657,000 | -1,024,000 | -6,787,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
originations | -111,213,000 | -58,221,000 | -303,501,000 | -35,402,000 | -31,162,000 | -16,059,000 | -16,175,000 | -67,139,000 | -61,160,000 | -35,492,000 | -7,469,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales | 118,132,000 | 124,279,000 | 451,652,000 | 150,309,000 | 8,524,000 | 17,255,000 | 143,035,000 | 29,694,000 | 59,202,000 | 13,850,000 | 22,611,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change | -3,005,000 | 75,000 | 5,425,000 | 243,000 | 4,752,000 | 6,749,000 | 11,111,000 | 15,894,000 | 7,165,000 | 2,189,000 | 6,571,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
divestitures | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed real estate and repossessed assets | 0 | -79,000 | 0 | 0 | 5,039,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale | 0 | 38,783,000 | 13,020,024 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans held for sale | -5,194,000 | -1,118,000 | -3,492,000 | -1,320,000 | -804,000 | -1,414,000 | -1,851,000 | -1,439,000 | -2,000,000 | -1,100,000 | -550,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
lease receivables and equipment | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
deposits held for sale | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest payable | 1,174,000 | -1,389,000 | 145,000 | -2,409,000 | 725,000 | -3,013,000 | -2,794,000 | -2,936,000 | 3,111,000 | -2,041,000 | 3,486,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
accrued interest receivable | 1,199,000 | -295,000 | -506,000 | 312,000 | -587,000 | 1,707,000 | 618,000 | -678,000 | 559,000 | 1,795,000 | -60,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities available for sale: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchases | -565,044,000 | -387,495,000 | -23,963,000 | -2,800,000 | -6,703,000 | 45,490,000 | -51,430,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities and principal repayments | 129,038,000 | 72,653,000 | 64,982,000 | 70,777,000 | 60,428,000 | 53,457,000 | 52,592,000 | 53,234,000 | 44,393,000 | 31,860,000 | 34,557,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities held to maturity: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans and leases: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal reserve bank and federal home loan bank stock: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption | 4,698,000 | 49,040,000 | 160,680,000 | 261,360,000 | 257,880,000 | 238,440,000 | 131,680,000 | 242,800,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
rental equipment: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
premises, furniture, and equipment: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
checking, savings, and money market deposits | -2,727,671,000 | 2,559,657,000 | 1,356,060,000 | -2,210,957,000 | 3,693,650,000 | 71,686,000 | 674,696,000 | -360,054,000 | -303,945,000 | 359,254,000 | 353,642,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
time certificates of deposit | -1,189,000 | -908,000 | -6,701,000 | -4,777,000 | -492,000 | 2,890,000 | -86,683,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
wholesale deposits | -24,681,000 | -124,127,000 | -120,768,000 | -395,390,000 | -65,237,000 | -629,777,000 | -118,481,000 | -70,749,000 | 146,540,000 | -309,207,000 | 259,430,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
fhlb and other borrowings | -110,000,000 | -265,000,000 | 120,000,000 | -20,000,000 | 165,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal funds | 0 | -452,000,000 | 403,000,000 | -428,000,000 | 342,000,000 | 135,000,000 | -227,000,000 | -195,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities sold under agreements to repurchase | 0 | 0 | 0 | -4,019,000 | 361,000 | 854,000 | -1,422,000 | 532,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
distribution to noncontrolling interest | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
principal payments: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other liabilities | -1,818,000 | -1,459,000 | -1,498,000 | -1,591,000 | -1,605,000 | -2,178,000 | -2,194,000 | -2,287,000 | -3,372,000 | -3,185,000 | -2,847,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital lease obligations | -8,000 | -8,000 | -8,000 | -8,000 | -7,000 | 96,000 | -1,818,000 | -24,000 | -24,000 | -24,000 | -16,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of stock options and issuance of common stock | -27,000 | 88,000 | 87,000 | 118,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shares repurchased | -41,000 | -30,214,000 | -56,763,000 | -5,266,000 | -15,000 | -82,709,000 | -30,748,000 | -3,932,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net realized (gain) loss: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
leases receivable and equipment | -993,000 | 633,000 | -409,000 | -1,208,000 | -685,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
distribution to noncontrolling interests | -1,288,000 | -835,000 | -1,235,000 | -1,063,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loan and lease losses | 6,089,000 | 8,980,000 | 15,093,000 | 37,296,000 | 3,407,000 | 4,121,000 | 9,112,000 | 33,318,000 | 9,099,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
lease receivable and equipment | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid for acquisitions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash received upon acquisitions | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
short-term borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan bank stock: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net investment by (distribution to) noncontrolling interests | -923,000 | -728,000 | -1,065,000 | -817,000 | -1,229,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income | 21,462,000 | 30,336,000 | 33,198,000 | 16,320,000 | 6,792,000 | 31,436,000 | 4,670,000 | 1,744,000 | 9,787,000 | 32,142,000 | 1,244,000 | 6,006,000 | 8,873,000 | 14,283,000 | 4,058,000 | 4,639,000 | 4,640,000 | 5,181,000 | 3,595,000 | 3,364,000 | 4,203,000 | 4,144,000 | 4,002,000 | 3,474,000 | 3,672,000 | 3,147,000 | 3,125,000 | 1,666,000 | 2,387,000 | 9,970,000 | 3,091,000 | 2,192,000 | -1,020,000 | 2,747,000 | 721,000 | 2,489,000 | 3,538,000 | 5,174,000 | 1,192,000 | -729,000 | -2,582,000 | 1,175,000 | 673,000 | -1,837,000 | -410,000 | 3,038,000 | -740,000 | 515,420 | |||||||||||||||||||||||||||
net realized loss: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
foreclosed real estate or other assets | 93,000 | 0 | 200,000 | -15,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
available for sale securities | -80,000 | -440,000 | -231,000 | 22,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held to maturity securities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
excess contingent consideration paid | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
available for sale securities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
held to maturity: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
bank owned life insurance: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of foreclosed real estate or other assets | 0 | 0 | 1,800,000 | 105,000 | 0 | 122,000 | 0 | 122,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
premises and equipment: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
time deposits | -7,433,000 | -37,724,000 | -16,255,000 | -105,632,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of stock options & issuance of common stock | 0 | 54,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
contingent consideration - cash paid | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
payment of debt extinguishment costs | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
leases receivable and rental equipment | -613,000 | -1,308,000 | -677,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of year | 0 | 0 | 99,977,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of year | -55,729,000 | -7,708,000 | 164,169,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
shares repurchased for tax withholdings on stock compensation | -600,000 | -2,367,000 | -467,000 | -5,000 | -455,000 | -1,671,000 | -133,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
rental equipment operating lease originations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
distributions to non-controlling interest | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from long term debt | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
redemption of long term debt | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
stock-based compensation expense | 2,119,000 | 3,078,000 | 3,244,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 5,315,000 | 18,343,000 | 1,068,000 | -143,000 | 1,240,000 | 0 | 150,000 | 200,000 | 699,000 | 253,000 | -161,000 | 9,478,000 | 4,691,000 | 37,000 | 6,277,000 | 10,270,000 | 2,129,000 | 2,520,000 | 125,000 | -1,517,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
(recovery) benefit from deferred taxes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on other assets | -7,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of foreclosed real estate | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of securities available for sale | 22,000 | 166,000 | 1,010,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in accrued interest payable | 2,390,000 | -2,750,000 | 1,785,000 | -183,000 | 1,741,000 | -1,532,000 | 1,379,000 | 538,000 | 170,000 | -62,000 | -43,000 | -7,000 | 118,000 | -94,000 | -63,000 | 19,000 | 132,000 | -83,000 | -41,000 | 17,000 | 87,000 | -31,000 | 41,000 | -39,000 | 19,000 | -10,000 | -16,000 | -24,000 | 6,000 | -137,000 | 44,000 | 122,000 | -233,587 | ||||||||||||||||||||||||||||||||||||||||||
purchase of securities available-for-sale | -94,704,000 | -218,668,000 | -105,327,000 | -66,444,000 | -204,202,000 | -433,943,000 | -144,024,000 | -129,714,000 | -19,831,000 | -318,984,000 | -135,466,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities available-for-sale | 186,490,000 | 60,432,000 | 65,941,000 | 140,207,000 | 203,452,000 | 53,024,000 | 60,623,000 | 60,944,000 | 124,266,000 | 72,626,000 | 27,672,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities and principal repayments of securities available for sale | 44,226,000 | 36,587,000 | 35,065,000 | 37,372,000 | 28,723,000 | 24,691,000 | 21,723,000 | 20,381,000 | 19,745,000 | 19,905,000 | 31,855,000 | 39,088,000 | 59,248,000 | 39,738,000 | 32,874,000 | 35,192,000 | 41,019,000 | 48,948,000 | 50,241,000 | 57,138,000 | 36,457,000 | 37,687,000 | 15,028,000 | 8,012,000 | 9,886,000 | 11,744,000 | 9,312,000 | 6,413,000 | |||||||||||||||||||||||||||||||||||||||||||||||
purchase of securities held to maturity | 0 | -1,000 | -46,761,000 | -104,202,000 | -78,380,000 | -69,526,000 | -14,810,000 | -24,423,000 | -10,883,000 | -22,643,000 | -4,433,000 | -3,274,000 | 0 | -7,410,000 | -3,370,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities and principal repayments of securities held to maturity | 9,889,000 | 7,842,000 | 12,021,000 | 11,373,000 | 13,130,000 | 7,811,000 | 13,301,000 | 9,223,000 | 5,183,000 | 3,030,000 | 3,029,000 | 2,639,000 | 3,162,000 | 2,310,000 | 1,768,000 | 1,944,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of bank owned life insurance | 0 | 0 | 0 | -500,000 | 0 | 0 | -18,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans purchased | -6,183,000 | -13,823,000 | -75,163,000 | 1,473,000 | -32,000 | -1,534,000 | -250,000 | 5,747,000 | -9,371,000 | 0 | -1,075,000 | -1,377,000 | -1,948,000 | -184,000 | -4,188,000 | -4,781,000 | 0 | -9,968,552 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans sold | 10,379,000 | 3,666,000 | 5,916,000 | -10,958,000 | 10,968,000 | -5,370,000 | -102,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in loans receivable | -94,913,000 | -28,939,000 | -114,827,000 | -106,303,000 | -65,961,000 | -43,568,000 | -59,008,000 | -65,411,000 | -79,153,000 | -41,583,000 | -31,660,000 | -43,893,000 | -44,508,000 | -23,526,000 | -23,260,000 | -11,343,000 | -46,193,000 | -22,303,000 | -21,800,000 | -27,391,000 | 1,136,000 | -13,369,000 | 10,798,000 | 4,831,000 | -10,161,000 | -3,748,000 | -2,651,000 | 975,000 | 15,921,000 | 12,222,000 | 24,738,000 | 7,742,000 | -33,127,000 | 29,353,824 | |||||||||||||||||||||||||||||||||||||||||
net cash paid for acquisitions | 0 | 0 | -29,425,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan bank stock purchases | -235,840,000 | -227,684,000 | -249,920,000 | -247,600,000 | -224,320,000 | -103,291,000 | -140,680,000 | -245,201,000 | -211,720,000 | -210,341,000 | -193,640,000 | -172,960,000 | -156,279,000 | -80,925,000 | -134,160,000 | -134,800,000 | -124,480,000 | -72,091,000 | -114,600,000 | -105,475,000 | -104,836,000 | -87,621,000 | -116,901,000 | -63,858,000 | -28,978,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
federal home loan bank stock redemptions | 246,240,000 | 267,280,000 | 253,600,000 | 202,800,000 | 233,040,000 | 82,080,000 | 184,360,000 | 223,000,000 | 208,840,000 | 192,720,000 | 213,240,000 | 172,400,000 | 145,680,000 | 73,360,000 | 149,720,000 | 130,400,000 | 118,280,000 | 73,240,000 | 112,800,000 | 100,799,000 | 101,460,000 | 97,054,000 | 107,646,000 | 63,858,000 | 33,597,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from the sale of premises and equipment | 1,000 | -1,000 | 0 | 58,000 | 4,000 | 38,000 | 0 | 13,000 | 0 | 4,000 | 0 | 2,096,000 | 9,000 | 0 | 1,130,000 | 39,000 | 0 | 5,000 | 1,000 | -6,000 | 0 | 30,000 | 0 | 1,000 | 0 | 1,000 | 3,000 | 5,000 | 4,000 | 93,000 | |||||||||||||||||||||||||||||||||||||||||||||
purchase of premises and equipment | -1,487,000 | -1,096,000 | -2,593,000 | -1,099,000 | -1,489,000 | -1,311,000 | -2,899,000 | -1,443,000 | -1,873,000 | -2,142,000 | -1,521,000 | -1,800,000 | -1,083,000 | -1,163,000 | -985,000 | -596,000 | -764,000 | -498,000 | -471,000 | -835,000 | -737,000 | -2,965,000 | -725,000 | -573,000 | -1,836,000 | -929,000 | -789,000 | -583,000 | -294,000 | -807,631 | |||||||||||||||||||||||||||||||||||||||||||||
net change in checking, savings, and money market deposits | -244,175,000 | 122,677,000 | 341,407,000 | -988,000 | -164,536,000 | 175,322,000 | 309,726,000 | 217,470,000 | -82,340,000 | -326,104,000 | 928,701,000 | 132,119,000 | -234,756,000 | -19,476,000 | 456,488,000 | 3,010,000 | -193,185,000 | 146,508,000 | 91,971,000 | -116,799,000 | -176,407,000 | 244,008,000 | -47,756,000 | 29,363,000 | -98,153,000 | 229,698,000 | 93,065,000 | 213,723,000 | -117,050,000 | 41,146,000 | 135,857,000 | 151,529,000 | -54,693,000 | -21,335,000 | 168,297,000 | 32,142,000 | -24,176,000 | -6,173,000 | 129,478,000 | 9,434,000 | -40,505,000 | 18,804,000 | 68,493,000 | 30,793,000 | |||||||||||||||||||||||||||||||
net change in time deposits | -14,561,000 | -56,508,000 | 4,583,000 | 39,877,000 | 22,590,000 | -61,164,000 | -3,658,000 | 25,656,000 | 48,535,000 | -22,178,000 | -17,192,000 | 12,208,000 | 17,291,000 | -38,731,000 | -34,150,000 | 17,472,000 | 44,084,000 | -32,482,000 | -26,120,000 | 16,205,000 | 35,064,000 | -3,046,000 | -15,780,000 | -108,000 | -3,504,000 | -2,298,000 | -9,889,000 | -692,000 | -1,406,000 | 5,233,000 | 74,000 | -18,775,000 | 36,140,000 | -26,978,156 | |||||||||||||||||||||||||||||||||||||||||
net change in wholesale deposits | 439,872,000 | -239,317,000 | -55,769,000 | 31,316,000 | 422,934,000 | -905,064,000 | 926,987,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in fhlb and other borrowings | -30,000,000 | -180,000,000 | -205,000,000 | 0 | 0 | -100,000,000 | 50,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in federal funds | -260,000,000 | -816,000,000 | 113,000,000 | 712,000,000 | -218,000,000 | 493,000,000 | -992,000,000 | 555,000,000 | -28,000,000 | 465,000,000 | -540,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in securities sold under agreements to repurchase | 1,512,000 | -1,625,000 | 867,000 | 373,000 | 253,000 | -1,935,000 | 744,000 | 804,000 | 608,000 | -381,000 | -2,000,000 | -9,271,000 | 1,641,000 | -2,583,000 | 3,809,000 | 1,933,000 | 2,952,000 | -9,723,000 | 6,103,000 | -3,979,000 | 5,449,000 | -4,627,000 | -14,097,000 | -914,000 | 13,716,000 | 6,147,000 | -604,000 | -1,627,000 | -2,105,000 | 602,000 | 895,000 | -3,005,000 | 3,726,000 | -1,670,000 | -13,903,000 | 331,000 | 16,580,000 | -48,044,000 | -28,822,000 | 75,794,000 | 6,196,000 | -5,290,273 | |||||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of period | 0 | 0 | 1,267,586,000 | 0 | 0 | 773,830,000 | 0 | 0 | 27,658,000 | 0 | 0 | 29,832,000 | 0 | 0 | 40,063,000 | 0 | 0 | 145,051,000 | 0 | 0 | 276,893,000 | 0 | 0 | 87,503,000 | 0 | 0 | 6,168,000 | 0 | 0 | 2,963,000 | 0 | 0 | 0 | 20,903,000 | -1,882,000 | 14,369,754 | |||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of period | -36,287,000 | -1,192,846,000 | 1,300,409,000 | -1,663,000 | -628,438,000 | 695,731,000 | -2,650,000 | -253,667,000 | 293,147,000 | -4,478,000 | -27,587,000 | 52,470,000 | -8,070,000 | 7,066,000 | 31,865,000 | -62,532,000 | 56,286,000 | 32,745,000 | -69,639,000 | 79,192,000 | 156,882,000 | -93,498,000 | -34,864,000 | 193,572,000 | 854,000 | -66,337,000 | 82,907,000 | -11,498,000 | -112,464,000 | 129,189,000 | -24,251,000 | -37,338,000 | 47,910,000 | 16,642,000 | -21,270,000 | 24,765,506 | |||||||||||||||||||||||||||||||||||||||
provision (recovery) for deferred taxes | -6,681,000 | 6,807,000 | -927,000 | -578,000 | 1,051,000 | 445,000 | -1,148,000 | -1,472,000 | -1,188,000 | -426,000 | -810,000 | -80,000 | -981,000 | -202,000 | -492,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on other assets | -7,000 | -8,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale of foreclosed real estate | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net income to net cash provided (used in) by operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of foreclosed real estate | 19,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
recovery for deferred taxes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on other assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on foreclosed real estate | 13,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of securities available-for-sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities held-to-maturity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities and principal repayments of securities available-for-sale | 39,904,000 | 27,133,000 | 28,534,000 | 30,849,000 | 32,846,000 | 30,496,000 | 27,345,000 | 25,646,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of securities held-to-maturity | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of bank-owned life insurance | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from bank-owned life insurance death benefit | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from loans sold | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of foreclosed real estate | 52,000 | -9,000 | 121,000 | -78,000 | 47,000 | 4,000 | 0 | 427,000 | 22,000 | 4,537,000 | 32,000 | 350,000 | 215,000 | 470,000 | 258,000 | 104,000 | 372,000 | -74,000 | 38,000 | 769,000 | 0 | 267,000 | 264,000 | 65,000 | 222,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||
net change of fhlb and other borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on other assets | -7,000 | -8,000 | -6,000 | 22,000 | -12,000 | 653,000 | -1,000 | -120,000 | -526,000 | 89,000 | 0 | -10,000 | -29,000 | 510,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital lease obligations interest expense | -153,000 | 30,000 | 31,000 | 220,000 | -32,000 | -95,000 | 32,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of student loan portfolio | 0 | 0 | -136,172,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from loan sales | -9,064,000 | 4,680,000 | 6,525,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of stock options | 74,000 | 169,000 | 776,000 | 462,000 | 2,000 | 75,000 | 36,000 | 9,275,000 | 232,000 | 166,000 | 224,000 | 37,000 | 74,000 | 321,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(recovery) for deferred taxes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on foreclosed real estate | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale of securities available for sale | 144,000 | 1,234,000 | -29,000 | -21,000 | -52,000 | -17,000 | 1,260,000 | 0 | -98,000 | 1,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock | 3,523,000 | 3,248,000 | 271,000 | 341,000 | 258,000 | 12,987,000 | 25,928,000 | -264,000 | 25,169,000 | 714,000 | 1,054,000 | -14,000 | 635,000 | 650,000 | 14,610,000 | -181,000 | 158,000 | 679,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision (recovery) for loan losses | 843,000 | 548,000 | 2,098,000 | 1,173,000 | 786,000 | 124,000 | 700,000 | 593,000 | 48,000 | 550,000 | 300,000 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on foreclosed real estate | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale of securities available-for-sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from fhlb | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash paid for acquisition | 0 | 0 | -92,308,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental disclosure of cash flow information | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid during the period for: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
interest | 674,000 | 753,000 | 763,000 | 475,000 | 568,000 | 724,000 | 507,000 | 627,000 | 690,000 | 1,126,000 | 844,000 | 793,000 | 838,000 | 898,000 | 993,000 | 1,148,000 | 1,176,000 | 1,479,000 | 1,476,000 | 1,430,000 | 1,805,000 | 2,258,000 | 2,245,000 | 2,444,000 | 1,152,000 | 6,832,000 | 2,886,000 | 5,690,207 | |||||||||||||||||||||||||||||||||||||||||||||||
income taxes | 3,415,000 | 210,000 | 1,579,000 | 882,000 | 1,414,000 | 1,706,000 | 585,000 | 1,472,000 | 1,205,000 | 66,000 | 27,000 | 3,315,000 | 2,215,000 | 1,967,000 | 1,442,000 | 1,244,000 | 759,000 | 1,075,000 | 1,600,000 | 552,000 | 2,015,000 | 40,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||
franchise taxes | 35,000 | 19,000 | 20,000 | 39,000 | 19,000 | 20,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other taxes | 20,000 | 6,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental schedule of non-cash investing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of held-to-maturity securities accrued, not paid | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital lease obligation | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
securities transferred from available for sale to held to maturity | 0 | 0 | 310,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of available-for-sale securities accrued | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of available-for-sale securities accrued, not paid | 4,264,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayment of fhlb and other borrowings | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital lease interest expense | -33,000 | -34,000 | -32,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of securities available for sale | -215,429,000 | -270,493,000 | -105,864,000 | -223,800,000 | -10,297,000 | -135,046,000 | -122,273,000 | -37,760,000 | -61,592,000 | -42,513,000 | -363,998,000 | -495,298,000 | -87,105,000 | -534,053,000 | -277,388,000 | -29,881,000 | -21,432,000 | -108,522 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net proceeds from federal funds purchased | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
capital lease amortization | -32,000 | -43,000 | -13,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale leaseback | 0 | 0 | 2,259,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from federal funds purchased | 180,000,000 | -389,000,000 | 110,000,000 | 155,000,000 | -30,000,000 | 45,000,000 | 125,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
disbursement of non-real estate consumer loans originated for sale | -3,357,000 | -185,993,000 | -127,869,000 | -304,066,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of non-real estate consumer loans | 5,663,000 | 185,378,000 | 127,711,000 | 304,717,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of 1-4 family residential mortgage loans | 0 | 0 | -5,000 | 373,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of loans | 0 | 0 | 5,000 | 2,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of investments available for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
other | 1,835,000 | -3,101,000 | -2,233,000 | 4,925,000 | -938,000 | -88,000 | -4,040,000 | 145,000 | 1,048,000 | -570,000 | 1,109,000 | 668,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans transferred to foreclosed real estate | 1,311,000 | 9,000 | 1,720,000 | -20,000 | 3,210,000 | 565,000 | 0 | 301,000 | 222,000 | 23,861 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets transferred to held for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from securities held to maturity | 1,872,000 | 1,430,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
disbursement of 1-4 family residential mortgage loans originated for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
goodwill impairment | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities available for sale | -525,000 | -322,000 | -1,654,000 | 401,000 | -11,381,000 | -1,050,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common shares, net of issuance costs | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 40,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flow from investing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from maturities and principal repayments of | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in federal funds purchased | 208,000,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in federal funds sold | 0 | 0 | 0 | 9,000 | 11,000 | 4,961,000 | -4,803,000 | -385,000 | 15,000,000 | 60,000,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of other assets | -1,130,000 | 977,000 | -13,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in advances from federal home loan bank | 19,500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in federal home loan bank stock | -6,007,000 | -210,000 | -223,000 | 312,000 | -2,359,000 | 2,448,000 | 0 | -3,017,000 | 4,322,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental schedule of non-cash investing and financing activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
effect of contribution to employee stock ownership plan | 89,000 | 162,000 | 190,000 | 134,000 | -268,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
disbursement of non-real estate consumer loans originated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
disbursement of 1-4 family residential mortgage loans originated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of membership equity interests | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of other assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in fhlb stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in advances from fhlb and other borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of equity securities | -8,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net increase in cash and cash equivalents | -93,498,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net income to net cash provided by operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale of other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of investments available for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of membership equity interests | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of other | 18,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from operating activities-continuing operations | -2,705,000 | 2,368,000 | -18,407,000 | 41,642,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from operating activities-discontinued operations | 0 | 0 | 5,729,000 | 300,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (used in) investing activities-continuing operations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from investing activities-discontinued operations | 0 | 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from financing activities-continuing operations | 58,835,000 | -62,449,000 | 24,094,000 | 102,027,000 | 77,446,000 | 61,909,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (used in) financing activities-discontinued operations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sale of other | 22,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of available for sale securities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net other change in loans receivable | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in advances from federal home loan bank and other borrowings | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of branches | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in securities purchased under agreement to resell | 0 | -4,881,702 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash transferred to buyer on sale of branch | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from investing activities-continuing operations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from financing activities-discontinued operations | 4,481,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from provided by financing activities | -62,449,000 | 24,094,000 | 102,027,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash received on sale of commercial bank | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of equity investments | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (used in) provided by operating activities-continuing operations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash (used in) provided by operating activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in fhlb / frb stock | 178,000 | 158,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid upon sale of branches | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from (used in) financing activities-continuing operations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from (used in) financing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net income to net cash (used in) provided by operating activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net repayments of advances from federal home loan bank | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from operating activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net income from continuing operations | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of branch office | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sale of investments | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from investing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in fed funds sold | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from (used) in investing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash flows from financing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of treasury stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in cash and equivalents | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of branch | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets disposed: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
premises and equipment | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
liabilities assumed by buyer: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest-bearing demand, savings, now and money market demand deposits | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of office property | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid | 0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) loss on sales of real estate owned and repossessed assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sales of loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sales of other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sale of investments | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sales of branches | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash provided by operating activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of securities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net cash from (used in) investing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of advances from federal home loan bank | -287,750,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in advances from borrowers for taxes and insurance | 7,087 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
sale of branches: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
assets disposed of: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
non-interest bearing demand, now, savings and money market deposits | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on the sale of securities available for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sales of foreclosed real estate | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
advances from borrowers for taxes and insurance | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of foreclosed real estate and reposessed assets | 2,134,425 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
change in fhlb stock | 1,070,200 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in noninterest-bearing demand, savings, now, and | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
money market demand deposits | 36,706,345 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from advances from federal home loan bank | 262,800,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
effect of contrubution to employee stock ownership plan | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
prepayment fee on fhlb advances | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loss on sales of securities available for sale | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
(gain) on sales of office property | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from sale of office building | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
purchase of fhlb stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from redemption of fhlb stock | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
net change in noninterest-bearing demand, savings, now and money market demand deposits | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
proceeds from advances from fhlb | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
repayments of advances from fhlb | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
beginning of year | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
end of year | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
cash paid during the year for: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
supplemental schedule of noncash investing activities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
loans transferred to foreclosed real estate and repossessed assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
noninterest bearing demand, savings, now and money market demand accounts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
gain on sale of office property |