Business First Bancshares, Inc(NASDAQ:BFST)
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including a range of checking, demand, money market, time, and savings accounts, as well as certificates of deposit; a...
Website: http://www.b1bank.com
Full Time Employees: 355
Sector: Financial Services
Industry: Banks-Regional
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At a glance:
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Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-09-30 | 2017-06-30 | 2017-05-05 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 |
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interest income: | ||||||||||||||||||||||||||||||||||||||||||||||
interest and fees on loans | 109,146,000 | 105,515,000 | 106,662,000 | 104,028,000 | 102,992,000 | 104,697,000 | 93,307,000 | 90,604,000 | 85,947,000 | 85,761,000 | 84,575,000 | 79,223,000 | 73,768,000 | 69,364,000 | 58,846,000 | 49,639,000 | 40,183,000 | 38,337,000 | 37,900,000 | 39,135,000 | 41,419,000 | 41,762,000 | 39,918,000 | 34,636,000 | 24,143,000 | 24,732,000 | 24,408,000 | 23,870,000 | 22,423,000 | 19,778,000 | 17,777,000 | 16,549,000 | 15,676,000 | 12,544,000 | 11,433,000 | 12,398,000 | 11,141,000 | 9,920,000 | 10,281,000 | 9,570,000 | 9,697,000 | 9,796,000 | 10,068,000 | 8,747,000 | 6,633,000 | |
interest and dividends on non-taxable securities | 1,792,000 | 1,844,000 | 2,924,000 | 1,047,000 | 1,075,000 | 1,065,000 | 1,050,000 | 1,076,000 | 1,074,000 | 1,075,000 | 1,099,000 | 1,101,000 | 1,065,000 | 993,000 | 1,014,000 | 1,080,000 | 1,044,000 | -4,282,000 | 3,215,000 | 2,831,000 | 1,045,000 | |||||||||||||||||||||||||
interest and dividends on taxable securities | 6,670,000 | 6,098,000 | 4,630,000 | 5,859,000 | 6,190,000 | 6,245,000 | 5,367,000 | 4,857,000 | 4,525,000 | 4,118,000 | 3,954,000 | 3,996,000 | 3,717,000 | 3,323,000 | 3,186,000 | 3,063,000 | 2,800,000 | 8,186,000 | 383,000 | 358,000 | 1,757,000 | |||||||||||||||||||||||||
interest on federal funds sold and due from banks | 4,886,000 | 4,323,000 | 4,472,000 | 3,916,000 | 3,436,000 | 4,135,000 | 3,017,000 | 3,333,000 | 4,465,000 | 3,711,000 | 3,694,000 | 1,528,000 | 942,000 | 825,000 | 427,000 | 232,000 | 95,000 | 50,000 | 36,000 | 27,000 | 41,000 | 53,000 | 69,000 | 80,000 | 142,000 | 193,000 | 129,000 | 197,000 | 290,000 | 164,000 | 162,000 | 128,000 | 127,000 | 171,000 | 38,000 | 30,000 | 17,000 | 8,000 | 43,000 | 77,000 | 41,000 | 37,000 | 46,000 | |||
total interest income | 122,494,000 | 117,780,000 | 118,688,000 | 114,850,000 | 113,693,000 | 116,142,000 | 102,741,000 | 99,870,000 | 96,011,000 | 94,665,000 | 93,322,000 | 85,848,000 | 79,492,000 | 74,505,000 | 63,473,000 | 54,014,000 | 44,122,000 | 42,291,000 | 41,534,000 | 42,351,000 | 44,262,000 | 44,387,000 | 42,461,000 | 36,891,000 | 26,016,000 | 26,664,000 | 26,320,000 | 25,896,000 | 24,587,000 | 21,553,000 | 19,325,000 | 18,091,000 | 17,226,000 | 13,672,000 | 12,424,000 | 13,400,000 | 12,105,000 | 10,851,000 | 11,279,000 | 10,576,000 | 10,712,000 | 10,671,000 | 11,051,000 | 9,793,000 | 7,102,000 | |
interest expense: | ||||||||||||||||||||||||||||||||||||||||||||||
interest on deposits | 42,758,000 | 41,580,000 | 43,358,000 | 41,546,000 | 42,439,000 | 44,862,000 | 41,303,000 | 40,900,000 | 38,029,000 | 34,190,000 | 30,110,000 | 23,680,000 | 18,928,000 | 13,307,000 | 6,286,000 | 2,557,000 | 2,263,000 | 2,645,000 | 3,060,000 | 3,235,000 | 3,243,000 | 3,736,000 | 4,345,000 | 4,795,000 | 4,686,000 | 4,908,000 | 5,050,000 | 5,038,000 | 4,757,000 | 3,853,000 | 3,127,000 | 2,555,000 | 2,298,000 | 1,814,000 | 1,665,000 | 1,501,000 | 1,348,000 | 1,352,000 | 1,376,000 | 1,317,000 | 1,107,000 | 983,000 | 972,000 | 1,053,000 | 850,000 | |
interest on borrowings | 4,541,000 | 5,338,000 | 6,054,000 | 6,262,000 | 5,271,000 | 5,551,000 | 5,324,000 | 4,961,000 | 6,451,000 | 6,715,000 | 7,918,000 | 8,842,000 | 7,815,000 | 5,138,000 | 3,707,000 | 1,895,000 | 1,384,000 | 1,302,000 | 1,180,000 | 1,171,000 | 718,000 | 1,067,000 | 1,184,000 | 1,177,000 | 1,119,000 | 1,129,000 | 1,012,000 | 665,000 | 710,000 | 583,000 | 562,000 | 560,000 | 428,000 | 269,000 | 226,000 | 209,000 | 197,000 | 181,000 | 161,000 | 158,000 | 174,000 | 182,000 | 163,000 | 178,000 | 86,000 | |
total interest expense | 47,299,000 | 46,918,000 | 49,412,000 | 47,808,000 | 47,710,000 | 50,413,000 | 46,627,000 | 45,861,000 | 44,480,000 | 40,905,000 | 38,028,000 | 32,522,000 | 26,743,000 | 18,445,000 | 9,993,000 | 4,452,000 | 3,647,000 | 3,947,000 | 4,240,000 | 4,406,000 | 3,961,000 | 4,803,000 | 5,529,000 | 5,972,000 | 5,805,000 | 6,037,000 | 6,062,000 | 5,703,000 | 5,467,000 | 4,436,000 | 3,689,000 | 3,115,000 | 2,726,000 | 2,083,000 | 1,891,000 | 1,710,000 | 1,545,000 | 1,533,000 | 1,537,000 | 1,475,000 | 1,281,000 | 1,165,000 | 1,135,000 | 1,231,000 | 936,000 | |
net interest income | 75,195,000 | 70,862,000 | 69,276,000 | 67,042,000 | 65,983,000 | 65,729,000 | 56,114,000 | 54,009,000 | 51,531,000 | 53,760,000 | 55,294,000 | 53,326,000 | 52,749,000 | 56,060,000 | 53,480,000 | 49,562,000 | 40,475,000 | 38,344,000 | 37,294,000 | 37,945,000 | 40,301,000 | 39,584,000 | 36,932,000 | 30,919,000 | 20,211,000 | 20,627,000 | 20,258,000 | 20,193,000 | 19,120,000 | 17,117,000 | 15,636,000 | 14,976,000 | 14,500,000 | 11,589,000 | 10,533,000 | 11,690,000 | 10,560,000 | 9,318,000 | 9,742,000 | 9,101,000 | 9,431,000 | 9,506,000 | 9,916,000 | 8,562,000 | 6,166,000 | |
provision for credit losses | 2,278,000 | 3,098,000 | 3,183,000 | 2,225,000 | 2,812,000 | 6,712,000 | 1,665,000 | 1,310,000 | 1,186,000 | 119,000 | 604,000 | 538,000 | 3,222,000 | |||||||||||||||||||||||||||||||||
net interest income after provision for credit losses | 72,917,000 | 67,764,000 | 66,093,000 | 64,817,000 | 63,171,000 | 59,017,000 | 54,449,000 | 52,699,000 | 50,345,000 | 53,641,000 | 54,690,000 | 52,788,000 | 49,527,000 | |||||||||||||||||||||||||||||||||
other income: | ||||||||||||||||||||||||||||||||||||||||||||||
service charges on deposit accounts | 3,142,000 | 2,646,000 | 2,565,000 | 2,633,000 | 2,860,000 | 2,878,000 | 2,723,000 | 2,537,000 | 2,439,000 | 2,470,000 | 2,540,000 | 2,413,000 | 2,281,000 | 2,265,000 | 2,116,000 | 2,086,000 | 1,805,000 | 1,800,000 | 1,763,000 | 1,683,000 | 1,567,000 | 1,672,000 | 1,592,000 | 1,163,000 | 931,000 | 1,028,000 | 1,035,000 | 1,034,000 | 938,000 | 869,000 | 695,000 | 636,000 | 610,000 | 530,000 | 542,000 | 525,000 | 512,000 | 492,000 | 558,000 | 489,000 | 494,000 | 497,000 | 467,000 | 440,000 | 149,000 | |
gain on sales of securities | 80,000 | 35,000 | 77,000 | 444,000 | -11,000 | -50,000 | -5,000 | 15,000 | 95,000 | 25,000 | 22,000 | 26,000 | 58,000 | 31,000 | 1,000 | 56,000 | 175,000 | -17,000 | 2,000 | |||||||||||||||||||||||||||
gain on sales of loans | 1,341,000 | 777,000 | 624,000 | 781,000 | 1,256,000 | 252,000 | 122,000 | 2,460,000 | 139,000 | 546,000 | 321,000 | 494,000 | 611,000 | 59,000 | 264,000 | 186,000 | 65,000 | 3,000 | 93,000 | 10,042,000 | -21,000 | |||||||||||||||||||||||||
other income | 9,487,000 | 8,772,000 | 8,405,000 | 11,048,000 | 9,111,000 | 8,706,000 | 7,942,000 | 7,179,000 | 6,809,000 | 5,900,000 | 7,022,000 | 9,112,000 | 5,497,000 | 5,956,000 | 5,742,000 | 4,757,000 | 4,057,000 | 4,728,000 | 4,503,000 | 5,701,000 | 3,542,000 | 3,263,000 | 2,530,000 | 3,833,000 | 1,848,000 | 1,206,000 | 861,000 | 3,127,000 | 1,373,000 | 1,615,000 | 852,000 | 1,370,000 | 1,125,000 | 943,000 | 668,000 | 1,075,000 | 792,000 | 849,000 | 810,000 | 725,000 | 772,000 | 486,000 | 335,000 | 541,000 | 280,000 | |
total other income | 14,050,000 | 12,230,000 | 11,671,000 | 14,415,000 | 13,226,000 | 11,857,000 | 10,774,000 | 12,176,000 | 9,386,000 | 6,413,000 | 9,883,000 | 11,958,000 | 8,388,000 | 8,278,000 | 8,115,000 | 7,021,000 | 5,896,000 | 6,975,000 | 6,348,000 | 17,376,000 | 5,083,000 | 9,547,000 | 4,217,000 | 4,996,000 | 2,804,000 | 2,256,000 | 1,922,000 | 4,219,000 | 2,311,000 | 2,491,000 | 1,547,000 | 2,006,000 | 1,735,000 | 1,473,000 | 1,241,000 | 1,600,000 | 1,304,000 | 1,342,000 | 1,368,000 | 1,270,000 | 1,441,000 | 966,000 | 804,000 | 981,000 | 429,000 | |
other expenses: | ||||||||||||||||||||||||||||||||||||||||||||||
salaries and employee benefits | 33,039,000 | 30,426,000 | 27,613,000 | 28,317,000 | 29,497,000 | 28,101,000 | 24,877,000 | 25,523,000 | 25,416,000 | 22,609,000 | 22,487,000 | 22,339,000 | 23,176,000 | 22,205,000 | 21,906,000 | 21,408,000 | 19,703,000 | 17,355,000 | 16,791,000 | 16,753,000 | 14,926,000 | 14,908,000 | 15,430,000 | 17,621,000 | 9,435,000 | 9,025,000 | 8,793,000 | 8,756,000 | 8,552,000 | 7,444,000 | 7,190,000 | 6,524,000 | 6,704,000 | 5,542,000 | 5,559,000 | 5,397,000 | 4,984,000 | 4,703,000 | 5,045,000 | 5,027,000 | 4,696,000 | 4,378,000 | 4,593,000 | 4,236,000 | 2,938,000 | |
occupancy and equipment expense | 8,122,000 | 6,809,000 | 7,284,000 | 7,162,000 | 7,356,000 | 7,087,000 | 5,828,000 | 5,717,000 | 5,357,000 | 5,301,000 | 5,445,000 | 5,112,000 | 5,001,000 | 4,918,000 | 5,122,000 | 4,914,000 | 4,413,000 | 3,857,000 | 3,912,000 | 4,264,000 | 3,717,000 | 3,373,000 | 3,228,000 | 2,888,000 | 1,891,000 | 1,715,000 | 2,135,000 | 1,884,000 | 1,894,000 | 1,523,000 | 1,522,000 | 1,402,000 | 1,418,000 | 1,322,000 | 1,139,000 | 1,191,000 | 1,168,000 | 1,178,000 | 1,272,000 | 1,021,000 | 1,103,000 | 1,152,000 | 1,027,000 | 1,105,000 | 657,000 | |
merger and conversion-related expense | 1,377,000 | |||||||||||||||||||||||||||||||||||||||||||||
other expenses | 14,933,000 | 15,177,000 | 13,985,000 | 15,727,000 | 13,725,000 | 14,382,000 | 11,745,000 | 11,870,000 | 11,749,000 | 11,804,000 | 10,675,000 | 12,251,000 | 10,502,000 | 11,223,000 | 13,918,000 | 10,075,000 | 9,604,000 | 10,099,000 | 8,320,000 | 11,321,000 | 8,293,000 | 7,288,000 | 5,317,000 | 4,463,000 | 3,950,000 | 3,937,000 | 3,344,000 | 5,442,000 | 3,158,000 | 4,099,000 | 3,822,000 | 2,844,000 | 2,516,000 | 2,526,000 | 2,614,000 | 2,481,000 | 2,839,000 | 3,102,000 | 2,602,000 | 2,859,000 | 3,634,000 | 2,643,000 | 1,287,000 | |||
total other expenses | 57,471,000 | 52,412,000 | 48,882,000 | 51,206,000 | 50,578,000 | 49,570,000 | 42,450,000 | 43,110,000 | 42,522,000 | 39,714,000 | 38,607,000 | 39,702,000 | 38,679,000 | 38,346,000 | 40,946,000 | 36,397,000 | 33,720,000 | 31,116,000 | 26,963,000 | 29,602,000 | 26,951,000 | 27,797,000 | 16,643,000 | 15,203,000 | 14,878,000 | 14,577,000 | 13,790,000 | 14,409,000 | 11,870,000 | 12,025,000 | 11,944,000 | 9,708,000 | 9,214,000 | 9,114,000 | 8,766,000 | 8,362,000 | 9,156,000 | 9,150,000 | 8,401,000 | 8,389,000 | 9,254,000 | 7,984,000 | 4,882,000 | |||
income before income taxes | 29,496,000 | 27,582,000 | 28,882,000 | 28,026,000 | 25,819,000 | 21,304,000 | 22,773,000 | 21,765,000 | 17,209,000 | 20,340,000 | 25,966,000 | 25,044,000 | 19,236,000 | 22,941,000 | 17,376,000 | 17,241,000 | 11,034,000 | 14,604,000 | 12,928,000 | 21,964,000 | 15,062,000 | 17,395,000 | 11,707,000 | 2,675,000 | 5,005,000 | 7,488,000 | 6,823,000 | 8,533,000 | 7,008,000 | 4,260,000 | 4,810,000 | 4,483,000 | 3,817,000 | 1,024,000 | 2,313,000 | 2,871,000 | 2,743,000 | 1,998,000 | 1,854,000 | 1,071,000 | 1,801,000 | 1,333,000 | 1,316,000 | 1,409,000 | 1,563,000 | |
provision for income taxes | 5,932,000 | 5,223,000 | 6,026,000 | 5,923,000 | 5,276,000 | 4,816,000 | 4,930,000 | 4,559,000 | 3,639,000 | 4,516,000 | 5,511,000 | 5,305,000 | 4,211,000 | 4,974,000 | 3,576,000 | 3,484,000 | 2,303,000 | 4,536,000 | 2,733,000 | 3,561,000 | 2,098,000 | 623,000 | 506,000 | 1,729,000 | 1,312,000 | 1,690,000 | 1,349,000 | 815,000 | 910,000 | 845,000 | 709,000 | 1,886,000 | 631,000 | 819,000 | 767,000 | 512,000 | 474,000 | 230,000 | 397,000 | 332,000 | 377,000 | 386,000 | 430,000 | |||
net income | 23,564,000 | 22,359,000 | 22,856,000 | 22,103,000 | 20,543,000 | 16,488,000 | 17,843,000 | 17,206,000 | 13,570,000 | 15,824,000 | 20,455,000 | 19,739,000 | 15,025,000 | 17,967,000 | 13,800,000 | 13,757,000 | 8,731,000 | 12,068,000 | 10,311,000 | 17,428,000 | 12,329,000 | 13,834,000 | 9,609,000 | 2,052,000 | 4,499,000 | 5,759,000 | 5,511,000 | 6,843,000 | 5,659,000 | 3,445,000 | 3,900,000 | 3,638,000 | 3,108,000 | -862,000 | 1,682,000 | 2,052,000 | 1,976,000 | 1,486,000 | 1,380,000 | 841,000 | 1,404,000 | 1,001,000 | 939,000 | 1,023,000 | 1,133,000 | |
yoy | 14.71% | 35.61% | 28.10% | 28.46% | 51.39% | 4.20% | -12.77% | -12.83% | -9.68% | -11.93% | 48.22% | 43.48% | 72.09% | 48.88% | 33.84% | -21.06% | -29.18% | -12.77% | 7.31% | 749.32% | 174.04% | 140.22% | 74.36% | -70.01% | -20.50% | 67.17% | 41.31% | 88.10% | 82.08% | -499.65% | 131.87% | 77.29% | 57.29% | -158.01% | 21.88% | 144.00% | 40.74% | 48.45% | 46.96% | -17.79% | 23.92% | |||||
qoq | 5.39% | -2.17% | 3.41% | 7.59% | 24.59% | -7.59% | 3.70% | 26.79% | -14.24% | -22.64% | 3.63% | 31.37% | -16.37% | 30.20% | 0.31% | 57.56% | -27.65% | 17.04% | -40.84% | 41.36% | -10.88% | 43.97% | 368.27% | -54.39% | -21.88% | 4.50% | -19.47% | 20.92% | 64.27% | -11.67% | 7.20% | 17.05% | -460.56% | -151.25% | -18.03% | 3.85% | 32.97% | 7.68% | 64.09% | -40.10% | 40.26% | 6.60% | -8.21% | -9.71% | ||
preferred stock dividends | 1,350,000 | 1,350,000 | 1,351,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,351,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,351,000 | 1,350,000 | 1,350,000 | |||||||||||||||||||||||||||||||||
net income available to common shareholders | 22,214,000 | 21,009,000 | 21,505,000 | 20,753,000 | 19,193,000 | 15,138,000 | 16,492,000 | 15,856,000 | 12,220,000 | 14,474,000 | 19,104,000 | 18,389,000 | 13,675,000 | |||||||||||||||||||||||||||||||||
earnings per common share: | ||||||||||||||||||||||||||||||||||||||||||||||
basic | 680 | 720 | 730 | 700 | 650 | 500 | 650 | 630 | 490 | 580 | 760 | 730 | 550 | |||||||||||||||||||||||||||||||||
diluted | 680 | 710 | 730 | 700 | 650 | 510 | 650 | 620 | 480 | 570 | 760 | 730 | 540 | |||||||||||||||||||||||||||||||||
loss on sales of securities | -47,000 | -1,000 | -3,500 | -13,000 | -1,000 | -15,500 | -61,000 | -1,000 | -11,500 | -7,000 | -8,000 | -31,000 | ||||||||||||||||||||||||||||||||||
provision for loan losses | 3,051,000 | 3,273,000 | 2,945,000 | 1,617,000 | 2,241,000 | 3,359,000 | 2,134,000 | 2,491,000 | 5,443,000 | 1,367,000 | 192,000 | 479,000 | 1,302,000 | 633,000 | 939,000 | 503,000 | 474,000 | 474,000 | 2,330,000 | 247,000 | 1,305,000 | 355,000 | 300,000 | 100,000 | 150,000 | 670,000 | 750,000 | 150,000 | 150,000 | 150,000 | ||||||||||||||||
net interest income after provision for loan losses | 53,009,000 | 50,207,000 | 46,617,000 | 38,858,000 | 35,704,000 | 36,942,000 | 37,450,000 | 34,441,000 | 25,476,000 | 18,844,000 | 20,435,000 | 19,779,000 | 18,891,000 | 18,487,000 | 16,178,000 | 15,133,000 | 14,502,000 | 14,026,000 | 9,259,000 | 10,286,000 | 10,385,000 | 10,205,000 | 9,018,000 | 9,642,000 | 8,951,000 | 8,761,000 | 8,756,000 | 9,766,000 | 8,412,000 | 6,016,000 | ||||||||||||||||
earnings per share: | ||||||||||||||||||||||||||||||||||||||||||||||
basic | 0.413 | 0.61 | 0.61 | 0.42 | 0.59 | 0.51 | 0.84 | 0.6 | 0.72 | 0.47 | 0.11 | 0.34 | 0.44 | 0.41 | 0.51 | 0.43 | 0.28 | 0.34 | 0.34 | 0.3 | -0.19 | 0.24 | 0.3 | 0.29 | 0.21 | 0.2 | 0.12 | 0.2 | 0.14 | 0.13 | 0.14 | 0.21 | ||||||||||||||
diluted | 0.41 | 0.61 | 0.61 | 0.41 | 0.59 | 0.5 | 0.84 | 0.59 | 0.71 | 0.46 | 0.11 | 0.34 | 0.42 | 0.4 | 0.5 | 0.41 | 0.27 | 0.33 | 0.33 | 0.29 | -0.17 | 0.23 | 0.28 | 0.27 | 0.21 | 0.19 | 0.11 | 0.19 | 0.14 | 0.12 | 0.14 | 0.2 | ||||||||||||||
benefit from loan losses | 1,686,750 | 1,147,000 | ||||||||||||||||||||||||||||||||||||||||||||
net interest income after benefit from loan losses | 27,198,250 | 36,147,000 | ||||||||||||||||||||||||||||||||||||||||||||
other incomes: | ||||||||||||||||||||||||||||||||||||||||||||||
other incomes | 6,820,750 | 8,864,000 | ||||||||||||||||||||||||||||||||||||||||||||
total other incomes | 21,911,500 | 29,567,000 | ||||||||||||||||||||||||||||||||||||||||||||
benefit from income taxes | 2,471,500 | 2,617,000 | ||||||||||||||||||||||||||||||||||||||||||||
interest and dividends on securities | 1,595,000 | 2,474,000 | 2,175,000 | 1,731,000 | 1,739,000 | 1,783,000 | 1,829,000 | 1,874,000 | 1,611,000 | 1,386,000 | 1,414,000 | 1,423,000 | 957,000 | 953,000 | 972,000 | 947,000 | 923,000 | 955,000 | 929,000 | 974,000 | 838,000 | 937,000 | 968,000 | 463,000 | ||||||||||||||||||||||
interest on federal funds sold | 78,000 | 6,000 |
Balance Sheets:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-09-30 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 | 2014-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
assets | ||||||||||||||||||||||||||||||||||||||||||
cash and due from banks | 589,804,000 | 411,175,000 | 399,079,000 | 495,757,000 | 312,887,000 | 319,098,000 | 213,199,000 | 208,051,000 | 185,906,000 | 226,110,000 | 191,461,000 | 180,972,000 | 159,767,000 | 152,740,000 | 152,671,000 | 154,694,000 | 282,074,000 | 68,375,000 | 81,361,000 | 130,769,000 | 355,257,000 | 149,131,000 | 103,894,000 | 116,021,000 | 80,109,000 | 89,371,000 | 63,356,000 | 64,043,000 | 52,606,000 | 96,072,000 | 45,941,000 | 45,861,000 | 37,627,000 | 36,210,000 | 33,740,000 | 88,480,000 | 73,349,000 | 40,911,000 | 45,965,000 | 106,508,000 | 31,483,000 | 26,015,000 |
federal funds sold | 88,257,000 | 172,393,000 | 101,103,000 | 39,296,000 | 117,422,000 | 197,669,000 | 169,980,000 | 113,587,000 | 211,292,000 | 151,134,000 | 196,616,000 | 173,850,000 | 104,250,000 | 15,606,000 | 11,137,000 | 10,817,000 | 67,822,000 | 227,044,000 | 4,646,000 | 232,391,000 | 105,595,000 | 174,152,000 | 8,395,000 | 40,329,000 | 29,135,000 | 61,372,000 | 43,705,000 | 20,809,000 | 30,093,000 | 41,836,000 | 5,934,000 | 32,522,000 | 11,730,000 | 2,971,000 | 501,000 | 28,288,000 | 34,521,000 | 2,496,000 | 10,570,000 | 13,419,000 | 8,479,000 | 817,000 |
securities purchased under agreements to resell | 30,743,000 | 25,587,000 | 25,518,000 | 25,433,000 | 50,589,000 | 50,835,000 | 25,879,000 | |||||||||||||||||||||||||||||||||||
securities available for sale, at fair values | 1,045,817,000 | 989,229,000 | 985,938,000 | 926,450,000 | 920,573,000 | 893,549,000 | 916,091,000 | 875,048,000 | 872,903,000 | 879,571,000 | 849,704,000 | 877,774,000 | 903,945,000 | 890,751,000 | 884,960,000 | 934,676,000 | 961,358,000 | 1,021,061,000 | 1,034,491,000 | 882,802,000 | 721,224,000 | 640,605,000 | 547,535,000 | 583,118,000 | 275,115,000 | 278,193,000 | 288,231,000 | 294,981,000 | 304,122,000 | 309,516,000 | 243,585,000 | 252,139,000 | 262,988,000 | 186,149,000 | 209,672,000 | 207,528,000 | 206,920,000 | 210,857,000 | 214,017,000 | 203,652,000 | 89,428,000 | 74,503,000 |
mortgage loans held for sale | 480,000 | 1,094,000 | 433,000 | 677,000 | 717,000 | 680,000 | 77,000 | 835,000 | 652,000 | 435,000 | 423,000 | 304,000 | 545,000 | 170,000 | 1,354,000 | 1,200,000 | 1,498,000 | 1,834,000 | 2,298,000 | 969,000 | 671,000 | 456,000 | 868,000 | 251,000 | 256,000 | 443,000 | 753,000 | 58,000 | 280,000 | 147,000 | 332,000 | 240,000 | ||||||||||
loans and lease receivable, net of allowance for loan losses of 63,655 at march 31, 2026 and 53,959 at december 31, 2025 | 6,620,608,000 | |||||||||||||||||||||||||||||||||||||||||
premises and equipment | 88,421,000 | 73,982,000 | 77,944,000 | 79,007,000 | 81,582,000 | 81,953,000 | 67,617,000 | 68,545,000 | 68,716,000 | 69,480,000 | 64,674,000 | 63,037,000 | 64,065,000 | 63,177,000 | 63,765,000 | 64,307,000 | 63,003,000 | 58,155,000 | 56,611,000 | 57,576,000 | 57,931,000 | 58,593,000 | 59,241,000 | 63,959,000 | 29,656,000 | 29,280,000 | 27,092,000 | 27,577,000 | 27,014,000 | 15,114,000 | 10,022,000 | 10,537,000 | 10,424,000 | 8,974,000 | 9,538,000 | 9,219,000 | 9,176,000 | 9,234,000 | 12,251,000 | 12,353,000 | 2,050,000 | 2,180,000 |
accrued interest receivable | 38,176,000 | 38,494,000 | 37,171,000 | 36,738,000 | 33,741,000 | 35,872,000 | 32,547,000 | 30,617,000 | 29,326,000 | 29,916,000 | 28,060,000 | 26,861,000 | 25,446,000 | 25,666,000 | 22,454,000 | 22,142,000 | 20,146,000 | 19,597,000 | 19,025,000 | 20,841,000 | 25,910,000 | 23,895,000 | 25,622,000 | 33,844,000 | 7,724,000 | 8,025,000 | 7,513,000 | 7,957,000 | 7,054,000 | 8,223,000 | 5,188,000 | 5,268,000 | 4,700,000 | 3,518,000 | 3,058,000 | 2,945,000 | 2,710,000 | 2,823,000 | 2,572,000 | 2,587,000 | 1,691,000 | 1,772,000 |
other equity securities | 40,047,000 | 49,342,000 | 44,313,000 | 48,736,000 | 40,947,000 | 41,100,000 | 39,555,000 | 38,805,000 | 34,940,000 | 33,942,000 | 32,591,000 | 34,824,000 | 36,739,000 | 37,467,000 | 39,390,000 | 30,302,000 | 23,034,000 | 16,619,000 | 15,259,000 | 14,043,000 | 12,584,000 | 12,693,000 | 15,641,000 | 18,681,000 | 11,721,000 | 12,565,000 | 12,697,000 | 11,717,000 | 8,508,000 | 9,282,000 | 10,339,000 | 10,064,000 | 9,381,000 | 8,595,000 | 6,163,000 | 6,181,000 | 5,408,000 | 5,350,000 | 5,013,000 | 4,124,000 | 3,693,000 | 1,799,000 |
other real estate owned | 20,898,000 | 13,013,000 | 16,766,000 | 1,473,000 | 1,282,000 | 5,529,000 | 1,787,000 | 1,983,000 | 1,339,000 | 1,685,000 | 1,558,000 | 1,587,000 | 1,365,000 | 1,372,000 | 840,000 | 990,000 | 1,369,000 | 1,427,000 | 2,152,000 | 5,890,000 | 8,851,000 | 9,051,000 | 10,994,000 | 7,642,000 | 3,281,000 | 4,036,000 | 2,326,000 | 2,324,000 | 1,683,000 | 1,909,000 | 1,824,000 | 1,273,000 | 1,282,000 | 267,000 | 1,581,000 | 1,919,000 | 2,441,000 | 2,033,000 | 3,817,000 | 3,502,000 | 2,957,000 | 3,028,000 |
cash value of life insurance | 132,682,000 | 120,292,000 | 119,509,000 | 118,707,000 | 117,950,000 | 117,645,000 | 101,362,000 | 100,684,000 | 100,056,000 | 96,478,000 | 95,906,000 | 95,302,000 | 94,755,000 | 91,958,000 | 88,743,000 | 88,370,000 | 72,896,000 | 60,380,000 | 59,085,000 | 60,703,000 | 60,348,000 | 45,030,000 | 44,779,000 | 44,542,000 | 32,765,000 | 32,568,000 | 32,398,000 | 32,223,000 | 32,050,000 | 31,882,000 | 24,442,000 | 24,275,000 | 24,109,000 | 23,039,000 | 22,415,000 | 22,269,000 | 22,132,000 | 22,339,000 | 22,186,000 | 22,012,000 | 17,513,000 | 17,376,000 |
deferred taxes | 22,959,000 | 20,477,000 | 21,433,000 | 25,222,000 | 25,289,000 | 29,591,000 | 20,852,000 | 25,888,000 | 26,800,000 | 27,323,000 | 34,660,000 | 31,553,000 | 28,680,000 | 31,194,000 | 36,691,000 | 29,576,000 | 23,040,000 | 8,822,000 | 5,618,000 | 4,652,000 | 5,536,000 | 5,858,000 | 5,829,000 | 6,858,000 | 1,800,000 | 2,145,000 | 2,674,000 | 2,527,000 | 3,077,000 | 3,848,000 | 4,359,000 | 3,888,000 | ||||||||||
goodwill | 133,564,000 | 121,146,000 | 121,146,000 | 121,146,000 | 121,691,000 | 121,572,000 | 91,527,000 | 91,527,000 | 91,527,000 | 88,391,000 | 88,391,000 | 88,543,000 | 88,543,000 | 88,543,000 | 88,543,000 | 88,842,000 | 89,911,000 | 59,894,000 | 60,062,000 | 60,062,000 | 53,753,000 | 53,862,000 | 53,627,000 | 53,649,000 | 48,495,000 | 48,495,000 | 48,333,000 | 48,503,000 | 49,534,000 | 49,488,000 | 32,427,000 | 32,552,000 | 32,816,000 | 6,824,000 | 6,824,000 | 6,824,000 | 6,824,000 | 3,376,000 | 3,605,000 | 2,967,000 | ||
core deposit and customer intangible | 29,409,000 | 14,497,000 | 15,136,000 | 15,775,000 | 16,538,000 | 17,252,000 | 10,326,000 | 10,849,000 | 11,372,000 | 11,895,000 | 12,418,000 | 12,993,000 | 13,517,000 | 14,042,000 | 14,567,000 | 15,093,000 | 15,617,000 | 12,203,000 | 12,835,000 | 13,271,000 | ||||||||||||||||||||||
other assets | 24,943,000 | 28,488,000 | 24,380,000 | 24,723,000 | 20,181,000 | 18,149,000 | 19,963,000 | 16,185,000 | 13,630,000 | 15,419,000 | 12,946,000 | 10,194,000 | 7,256,000 | 9,642,000 | 7,686,000 | 8,995,000 | 7,799,000 | 11,105,000 | 14,484,000 | 10,941,000 | 8,166,000 | 7,456,000 | 6,247,000 | 5,553,000 | 2,461,000 | 2,699,000 | 2,706,000 | 2,395,000 | 2,887,000 | 2,534,000 | 2,065,000 | 2,319,000 | 6,340,000 | 6,345,000 | 6,925,000 | 7,602,000 | 8,069,000 | 8,967,000 | 5,986,000 | 7,004,000 | 4,848,000 | 5,258,000 |
total assets | 8,906,808,000 | 8,214,740,000 | 7,953,862,000 | 7,948,294,000 | 7,784,728,000 | 7,857,090,000 | 6,888,649,000 | 6,703,889,000 | 6,695,558,000 | 6,584,550,000 | 6,488,781,000 | 6,454,649,000 | 6,289,981,000 | 5,990,460,000 | 5,806,691,000 | 5,530,383,000 | 5,362,235,000 | 4,726,378,000 | 4,405,217,000 | 4,323,959,000 | 4,443,586,000 | 4,160,360,000 | 3,954,670,000 | 3,961,138,000 | 2,287,662,000 | 2,273,835,000 | 2,220,840,000 | 2,153,608,000 | 2,101,400,000 | 2,094,896,000 | 1,678,195,000 | 1,649,207,000 | 1,587,713,000 | 1,213,831,000 | 1,106,767,000 | 1,174,142,000 | 1,156,201,000 | 1,076,089,000 | 1,066,776,000 | 1,106,729,000 | 734,897,000 | 684,502,000 |
liabilities | ||||||||||||||||||||||||||||||||||||||||||
deposits: | ||||||||||||||||||||||||||||||||||||||||||
noninterest bearing | 1,575,086,000 | 1,322,074,000 | 1,366,558,000 | 1,410,708,000 | 1,308,312,000 | 1,357,045,000 | 1,190,942,000 | 1,310,204,000 | 1,295,050,000 | 1,299,090,000 | 1,412,406,000 | 1,429,376,000 | 1,475,782,000 | 1,549,381,000 | 1,613,310,000 | 1,698,114,000 | 1,544,197,000 | 1,291,036,000 | 1,201,791,000 | 1,175,624,000 | 1,186,625,000 | 1,164,139,000 | 945,485,000 | 985,537,000 | 417,534,000 | 398,847,000 | 406,146,000 | 394,848,000 | 396,775,000 | 382,354,000 | 311,170,000 | 305,314,000 | 297,845,000 | 268,520,000 | 215,000,000 | 243,351,000 | 205,185,000 | 222,488,000 | 204,415,000 | 244,516,000 | 119,383,000 | 108,965,000 |
interest bearing | 5,889,863,000 | 5,376,516,000 | 5,140,304,000 | 5,008,943,000 | 5,149,869,000 | 5,154,286,000 | 4,450,004,000 | 4,253,466,000 | 4,277,700,000 | 3,949,700,000 | 3,778,317,000 | 3,585,067,000 | 3,330,396,000 | 3,270,964,000 | 2,972,795,000 | 2,960,049,000 | 3,113,541,000 | 2,786,247,000 | 2,566,330,000 | 2,548,599,000 | 2,672,109,000 | 2,452,540,000 | 2,290,776,000 | 2,265,485,000 | 1,385,274,000 | 1,383,163,000 | 1,327,244,000 | 1,308,054,000 | 1,347,608,000 | 1,351,580,000 | 1,042,901,000 | 1,024,179,000 | 1,009,893,000 | 746,574,000 | 714,650,000 | 755,307,000 | 773,123,000 | 681,748,000 | 659,880,000 | 681,548,000 | 506,263,000 | 478,287,000 |
total deposits | 7,464,949,000 | 6,698,590,000 | 6,506,862,000 | 6,419,651,000 | 6,458,181,000 | 6,511,331,000 | 5,640,946,000 | 5,563,670,000 | 5,572,750,000 | 5,248,790,000 | 5,190,723,000 | 5,014,443,000 | 4,806,178,000 | 4,820,345,000 | 4,586,105,000 | 4,658,163,000 | 4,657,738,000 | 4,077,283,000 | 3,768,121,000 | 3,724,223,000 | 3,858,734,000 | 3,616,679,000 | 3,236,261,000 | 3,251,022,000 | 1,802,808,000 | 1,782,010,000 | 1,733,390,000 | 1,702,902,000 | 1,744,383,000 | 1,733,934,000 | 1,354,071,000 | 1,329,493,000 | 1,307,738,000 | 1,015,094,000 | 929,650,000 | 998,658,000 | 978,308,000 | 904,236,000 | 864,295,000 | 926,064,000 | 625,646,000 | 587,252,000 |
securities sold under agreements to repurchase | 21,594,000 | 22,622,000 | 29,896,000 | 22,557,000 | 19,046,000 | 22,621,000 | 21,529,000 | 18,445,000 | 17,207,000 | 18,885,000 | 23,245,000 | 23,230,000 | 16,669,000 | 20,208,000 | 22,072,000 | 18,477,000 | 23,345,000 | 19,121,000 | 27,195,000 | 25,837,000 | 21,419,000 | 21,825,000 | 24,604,000 | 25,391,000 | 14,728,000 | 67,989,000 | 31,037,000 | 16,096,000 | 11,070,000 | 12,229,000 | 14,310,000 | 13,604,000 | 15,434,000 | 2,926,000 | 3,060,000 | 2,541,000 | 2,865,000 | 2,435,000 | 2,349,000 | 6,781,000 | ||
federal home loan bank borrowings | 260,792,000 | 431,200,000 | 367,408,000 | 492,946,000 | 317,352,000 | 355,875,000 | 367,202,000 | 305,208,000 | 308,206,000 | 211,198,000 | 214,184,000 | 362,162,000 | 395,134,000 | 410,100,000 | 534,059,000 | 254,011,000 | 79,957,000 | 82,022,000 | 48,002,000 | 28,023,000 | 33,073,000 | 43,145,000 | 117,950,000 | 118,177,000 | 138,000,000 | 93,000,000 | 128,000,000 | 108,000,000 | 30,000,000 | 55,000,000 | 85,000,000 | 85,000,000 | 75,000,000 | 65,474,000 | 47,588,000 | 48,109,000 | 48,628,000 | 49,144,000 | 79,658,000 | 55,459,000 | 25,000,000 | 15,000,000 |
subordinated debt | 92,472,000 | 92,530,000 | 92,587,000 | 92,645,000 | 92,702,000 | 99,760,000 | 99,818,000 | 99,875,000 | 99,933,000 | 99,990,000 | 100,048,000 | 103,822,000 | 110,596,000 | 110,749,000 | 110,902,000 | 111,055,000 | 111,209,000 | 81,427,000 | 81,427,000 | 81,427,000 | 77,500,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | ||||||||||||
subordinated debt - trust preferred securities | 9,666,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 | |||||||||||||||||||
accrued interest payable | 3,692,000 | 4,166,000 | 4,064,000 | 4,829,000 | 5,356,000 | 5,969,000 | 3,752,000 | 4,517,000 | 3,930,000 | 14,841,000 | 11,188,000 | 7,666,000 | 3,513,000 | 2,092,000 | 1,023,000 | 708,000 | 895,000 | 1,354,000 | 1,835,000 | 1,938,000 | 1,941,000 | 2,499,000 | 3,621,000 | 3,920,000 | 1,573,000 | 1,533,000 | 1,837,000 | 1,924,000 | 2,039,000 | 1,374,000 | 1,336,000 | 1,197,000 | 1,104,000 | 902,000 | 880,000 | 726,000 | 609,000 | 566,000 | 544,000 | 605,000 | 401,000 | 416,000 |
other liabilities | 62,467,000 | 63,749,000 | 69,605,000 | 62,226,000 | 60,779,000 | 57,068,000 | 50,878,000 | 42,644,000 | 39,498,000 | 41,587,000 | 40,018,000 | 37,349,000 | 30,570,000 | 27,419,000 | 34,519,000 | 32,490,000 | 27,234,000 | 26,783,000 | 27,309,000 | 26,485,000 | 29,198,000 | 25,229,000 | 26,039,000 | 25,274,000 | 18,523,000 | 19,206,000 | 21,236,000 | 22,217,000 | 19,764,000 | 7,301,000 | 7,255,000 | 5,722,000 | 4,881,000 | 5,814,000 | 5,038,000 | 4,990,000 | 7,797,000 | 4,259,000 | 4,825,000 | 5,213,000 | 3,327,000 | 2,989,000 |
total liabilities | 7,915,632,000 | 7,317,857,000 | 7,075,422,000 | 7,099,854,000 | 6,958,416,000 | 7,057,624,000 | 6,189,125,000 | 6,039,359,000 | 6,046,524,000 | 5,940,291,000 | 5,884,415,000 | 5,853,681,000 | 5,692,291,000 | 5,409,979,000 | 5,298,689,000 | 5,084,924,000 | 4,905,398,000 | 4,293,010,000 | 3,974,996,000 | 3,892,953,000 | 4,026,885,000 | 3,750,397,000 | 3,556,584,000 | 3,574,802,000 | 2,005,632,000 | 1,988,738,000 | 1,940,500,000 | 1,876,139,000 | 1,832,256,000 | 1,834,838,000 | 1,465,234,000 | 1,438,578,000 | 1,407,719,000 | 1,093,772,000 | 989,216,000 | 1,058,024,000 | 1,041,207,000 | 963,640,000 | 954,671,000 | 994,122,000 | 654,374,000 | 605,657,000 |
commitments and contingencies | ||||||||||||||||||||||||||||||||||||||||||
shareholders' equity | ||||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both march 31, 2026 and december 31, 2025, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
common stock | 32,625,000 | 29,511,000 | 29,615,000 | 29,603,000 | 29,572,000 | 29,552,000 | 25,520,000 | 25,502,000 | 25,485,000 | 25,352,000 | 25,344,000 | 25,344,000 | 25,320,000 | 25,110,000 | 22,605,000 | 22,579,000 | 22,565,000 | 20,400,000 | 20,384,000 | 20,741,000 | 20,805,000 | 20,621,000 | 20,667,000 | 20,667,000 | 13,068,000 | 13,279,000 | 13,275,000 | 13,361,000 | 13,361,000 | 13,213,000 | 11,534,000 | 11,533,000 | 10,272,000 | 6,933,000 | 7,042,000 | 7,037,000 | 7,037,000 | 7,036,000 | 7,036,000 | 7,206,000 | 5,315,000 | 5,315,000 |
additional paid-in capital | 580,640,000 | 502,155,000 | 503,325,000 | 502,046,000 | 501,609,000 | 500,024,000 | 398,237,000 | 397,851,000 | 398,511,000 | 397,447,000 | 396,121,000 | 395,875,000 | 394,677,000 | 393,690,000 | 347,721,000 | 346,382,000 | 345,858,000 | 292,271,000 | 291,847,000 | 299,014,000 | 300,282,000 | 299,540,000 | 299,762,000 | 297,606,000 | 206,966,000 | 212,505,000 | 212,104,000 | 213,823,000 | 213,537,000 | 212,332,000 | 171,345,000 | 171,193,000 | 144,441,000 | 85,136,000 | 86,129,000 | 86,083,000 | 86,033,000 | 85,913,000 | 86,230,000 | 87,987,000 | 57,346,000 | 57,225,000 |
retained earnings | 343,890,000 | 326,574,000 | 309,999,000 | 292,629,000 | 276,045,000 | 260,958,000 | 249,981,000 | 237,031,000 | 224,742,000 | 216,115,000 | 205,207,000 | 189,115,000 | 173,761,000 | 163,955,000 | 150,336,000 | 139,232,000 | 128,168,000 | 121,874,000 | 112,243,000 | 104,382,000 | 89,441,000 | 79,174,000 | 67,399,000 | 59,850,000 | 59,859,000 | 56,700,000 | 52,265,000 | 48,087,000 | 42,576,000 | 37,982,000 | 35,460,000 | 32,483,000 | 29,666,000 | 28,380,000 | 23,210,000 | 22,182,000 | 21,693,000 | 20,289,000 | 19,288,000 | 19,104,000 | 18,081,000 | 16,948,000 |
accumulated other comprehensive loss | -37,909,000 | -33,287,000 | -36,429,000 | -47,768,000 | -52,844,000 | -62,998,000 | -46,144,000 | -67,784,000 | -71,634,000 | -66,585,000 | -94,236,000 | -81,296,000 | -67,998,000 | -84,670,000 | -62,734,000 | -330,000 | -3,469,000 | -5,378,000 | -4,580,000 | -4,385,000 | -390,000 | -789,000 | -449,000 | -1,690,000 | -219,000 | |||||||||||||||||
total shareholders' equity | 991,176,000 | 896,883,000 | 878,440,000 | 848,440,000 | 826,312,000 | 799,466,000 | 699,524,000 | 664,530,000 | 649,034,000 | 644,259,000 | 604,366,000 | 600,968,000 | 597,690,000 | 580,481,000 | 508,002,000 | 445,459,000 | 456,837,000 | 433,368,000 | 430,221,000 | 431,006,000 | 416,701,000 | 409,963,000 | 398,086,000 | 386,336,000 | 282,030,000 | 285,097,000 | 280,340,000 | 277,469,000 | 269,144,000 | 260,058,000 | 212,961,000 | 210,629,000 | 179,994,000 | 120,059,000 | ||||||||
total liabilities and shareholders' equity | 8,906,808,000 | 8,214,740,000 | 7,953,862,000 | 7,948,294,000 | 7,784,728,000 | 7,857,090,000 | 6,888,649,000 | 6,703,889,000 | 6,695,558,000 | 6,584,550,000 | 6,488,781,000 | 6,454,649,000 | 6,289,981,000 | 5,990,460,000 | 5,806,691,000 | 5,530,383,000 | 5,362,235,000 | 4,726,378,000 | 4,405,217,000 | 4,323,959,000 | 4,443,586,000 | 4,160,360,000 | 3,954,670,000 | 3,961,138,000 | 2,287,662,000 | 2,273,835,000 | 2,220,840,000 | 2,153,608,000 | 2,101,400,000 | 2,094,896,000 | 1,678,195,000 | 1,649,207,000 | 1,587,713,000 | 1,213,831,000 | ||||||||
loans and lease receivable, net of allowance for loan losses of 53,959 and 54,840 at december 31, 2025 and 2024, respectively | 6,135,531,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued and outstanding at both december 31, 2025 and 2024 | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 57,062 at september 30, 2025 and 54,840 at december 31, 2024 | 5,963,993,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both september 30, 2025 and december 31, 2024, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 58,496 at june 30, 2025 and 54,840 at december 31, 2024 | 5,989,154,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both june 30, 2025 and december 31, 2024, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 56,863 at march 31, 2025 and 54,840 at december 31, 2024 | 5,924,056,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both march 31, 2025 and december 31, 2024, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 54,840 and 40,414 at december 31, 2024 and 2023, respectively | 5,926,559,000 | |||||||||||||||||||||||||||||||||||||||||
bank term funding program | 300,000,000 | 300,000,000 | 300,000,000 | 310,000,000 | ||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued and outstanding at both december 31, 2024 and 2023 | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 42,154 at september 30, 2024 and 40,414 at december 31, 2023 | 5,177,964,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both september 30, 2024 and december 31, 2023, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 41,412 at june 30, 2024 and 40,414 at december 31, 2023 | 5,121,440,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both june 30, 2024 and december 31, 2023, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 41,165 at march 31, 2024 and 40,414 at december 31, 2023 | 5,047,674,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both march 31, 2024 and december 31, 2023, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 40,414 and 38,178 at december 31, 2023 and 2022, respectively | 4,952,371,000 | |||||||||||||||||||||||||||||||||||||||||
federal funds purchased | 14,622,000 | 14,057,000 | 16,087,000 | |||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued and outstanding at both december 31, 2023 and 2022 | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 41,129 at september 30, 2023 and 38,178 at december 31, 2022 | 4,879,144,000 | |||||||||||||||||||||||||||||||||||||||||
short term borrowings | 9,000 | 9,000 | 9,000 | 9,000 | 5,009,000 | 5,020,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 5,020,000 | 5,033,000 | 6,145,000 | 5,000,000 | 862,000 | 862,000 | 862,000 | 862,000 | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 | |||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both september 30, 2023 and december 31, 2022, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 42,013 at june 30, 2023 and 38,178 at december 31, 2022 | 4,856,724,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both june 30, 2023 and december 31, 2022, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 41,830 at march 31, 2023 and 38,178 at december 31, 2022 | 4,761,230,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 shares (1,000 liquidation preference) issued at both march 31, 2023 and december 31, 2022, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 38,178 and 29,112 at december 31, 2022 and 2021, respectively | 4,567,998,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 and no shares (1,000 liquidation preference) issued and outstanding at december 31, 2022 and 2021, respectively | 71,930,000 | |||||||||||||||||||||||||||||||||||||||||
accumulated other comprehensive income | -74,204,000 | -39,754,000 | -1,177,000 | 5,747,000 | 6,869,000 | 6,173,000 | 10,628,000 | 10,258,000 | 8,213,000 | 2,137,000 | 2,613,000 | 2,696,000 | 2,198,000 | 1,170,000 | 816,000 | 231,000 | -643,000 | |||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 35,201 at september 30, 2022 and 29,112 at december 31, 2021 | 4,394,699,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized; 72,010 and 0 shares (1,000 liquidation preference) issued at september 30, 2022 and december 31, 2021, respectively | 72,010,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 32,317 at june 30, 2022 and 29,112 at december 31, 2021 | 4,081,409,000 | |||||||||||||||||||||||||||||||||||||||||
preferred stock, no par value; 5,000,000 shares authorized | ||||||||||||||||||||||||||||||||||||||||||
loans held for sale | 13,559,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 29,245 at march 31, 2022 and 29,112 at december 31, 2021 | 3,719,253,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 29,112 and 22,024 at december 31, 2021 and 2020, respectively | 3,160,496,000 | |||||||||||||||||||||||||||||||||||||||||
long term borrowings | 6,000,000 | 6,000,000 | 7,797,000 | 2,400,000 | 2,700,000 | 2,700,000 | 2,700,000 | 3,000,000 | ||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 28,146 at september 30, 2021 and 22,024 at december 31, 2020 | 3,038,090,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 26,702 at june 30, 2021 and 22,024 at december 31, 2020 | 2,828,184,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 25,251 at march 31, 2021 and 22,024 at december 31, 2020 | 3,016,727,000 | |||||||||||||||||||||||||||||||||||||||||
core deposit intangible | 9,406,000 | 9,734,000 | 10,061,000 | 10,389,000 | 6,471,000 | 6,694,000 | 6,916,000 | 7,139,000 | 7,655,000 | 7,885,000 | 4,103,000 | 4,234,000 | 4,366,000 | 2,072,000 | 2,348,000 | 2,417,000 | 2,486,000 | 2,555,000 | 2,624,000 | 2,762,000 | ||||||||||||||||||||||
loans and lease receivable, net of allowance for loan | ||||||||||||||||||||||||||||||||||||||||||
losses of 22,024 in 2020 and 12,124 in 2019 | 2,969,331,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 20,340 at september 30, 2020 and 12,124 at december 31, 2019 | 3,062,134,000 | |||||||||||||||||||||||||||||||||||||||||
paycheck protection program liquidity facility | 107,076,000 | |||||||||||||||||||||||||||||||||||||||||
losses of 18,715 at june 30, 2020 and 12,124 at december 31, 2019 | 2,976,097,000 | |||||||||||||||||||||||||||||||||||||||||
paycheck protection program liquidity facility | 107,076,000 | |||||||||||||||||||||||||||||||||||||||||
trust preferred securities | 5,000,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 13,319 at march 31, 2020 and 12,124 at december 31, 2019 | 1,758,061,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 12,124 in 2019 and 11,220 in 2018 | 1,698,141,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 12,090 at september 30, 2019 and 11,220 at december 31, 2018 | 1,682,637,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 11,603 at june 30, 2019 and 11,220 at december 31, 2018 | 1,630,970,000 | |||||||||||||||||||||||||||||||||||||||||
losses of 11,818 at march 31, 2019 and 11,220 at december 31, 2018 | 1,574,364,000 | |||||||||||||||||||||||||||||||||||||||||
interest income: | ||||||||||||||||||||||||||||||||||||||||||
interest and fees on loans | 22,423,000 | 17,777,000 | 16,549,000 | |||||||||||||||||||||||||||||||||||||||
interest and dividends on securities | 1,874,000 | 1,386,000 | 1,414,000 | |||||||||||||||||||||||||||||||||||||||
interest on federal funds sold and due from banks | 290,000 | 162,000 | 128,000 | |||||||||||||||||||||||||||||||||||||||
total interest income | 24,587,000 | 19,325,000 | 18,091,000 | |||||||||||||||||||||||||||||||||||||||
interest expense: | ||||||||||||||||||||||||||||||||||||||||||
interest on deposits | 4,757,000 | 3,127,000 | 2,555,000 | |||||||||||||||||||||||||||||||||||||||
interest on borrowings | 710,000 | 562,000 | 560,000 | |||||||||||||||||||||||||||||||||||||||
total interest expense | 5,467,000 | 3,689,000 | 3,115,000 | |||||||||||||||||||||||||||||||||||||||
net interest income | 19,120,000 | 15,636,000 | 14,976,000 | |||||||||||||||||||||||||||||||||||||||
benefit from loan losses | 633,000 | 503,000 | 474,000 | |||||||||||||||||||||||||||||||||||||||
net interest income after benefit from loan losses | 18,487,000 | 15,133,000 | 14,502,000 | |||||||||||||||||||||||||||||||||||||||
other income: | ||||||||||||||||||||||||||||||||||||||||||
service charges on deposit accounts | 938,000 | 695,000 | 636,000 | |||||||||||||||||||||||||||||||||||||||
other income | 1,373,000 | 852,000 | 1,370,000 | |||||||||||||||||||||||||||||||||||||||
total other income | 2,311,000 | 1,547,000 | 2,006,000 | |||||||||||||||||||||||||||||||||||||||
other incomes: | ||||||||||||||||||||||||||||||||||||||||||
salaries and employee benefits | 8,552,000 | 7,190,000 | 6,524,000 | |||||||||||||||||||||||||||||||||||||||
occupancy and equipment expense | 1,894,000 | 1,522,000 | 1,402,000 | |||||||||||||||||||||||||||||||||||||||
other incomes | 3,344,000 | 3,158,000 | 4,099,000 | |||||||||||||||||||||||||||||||||||||||
total other incomes | 13,790,000 | 11,870,000 | 12,025,000 | |||||||||||||||||||||||||||||||||||||||
income before income taxes | 7,008,000 | 4,810,000 | 4,483,000 | |||||||||||||||||||||||||||||||||||||||
benefit from income taxes | 1,349,000 | 910,000 | 845,000 | |||||||||||||||||||||||||||||||||||||||
net income | 5,659,000 | 3,900,000 | 3,638,000 | |||||||||||||||||||||||||||||||||||||||
earnings per share: | ||||||||||||||||||||||||||||||||||||||||||
basic | 430 | 340 | 340 | |||||||||||||||||||||||||||||||||||||||
diluted | 410 | 330 | 330 | |||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 11,220 in 2018 and 8,765 in 2017 | 1,517,249,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 10,273 at september 30, 2018 and 8,765 at december 31, 2017 | 1,287,686,000 | |||||||||||||||||||||||||||||||||||||||||
gain on sales of securities | ||||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 9,756 at june 30, 2018 and 8,765 at december 31, 2017 | 1,224,275,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 9,647 in 2018 and 8,765 in 2017 | 1,181,803,000 | |||||||||||||||||||||||||||||||||||||||||
losses of 9,241 at september 30, 2017 and 8,162 at december 31, 2016 | 928,535,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 7,746 at september 30, 2016 and 7,244 at december 31, 2015 | 803,762,000 | |||||||||||||||||||||||||||||||||||||||||
stockholders' equity | ||||||||||||||||||||||||||||||||||||||||||
total stockholders' equity | 117,551,000 | |||||||||||||||||||||||||||||||||||||||||
total liabilities and stockholders' equity | 1,106,767,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 7,380 at june 30, 2016 and 7,244 at december 31, 2015 | 790,470,000 | |||||||||||||||||||||||||||||||||||||||||
stockholders’ equity | ||||||||||||||||||||||||||||||||||||||||||
total stockholders’ equity | 116,118,000 | 114,994,000 | 112,449,000 | 112,105,000 | 112,607,000 | 80,523,000 | 78,845,000 | |||||||||||||||||||||||||||||||||||
total liabilities and stockholders’ equity | 1,174,142,000 | 1,156,201,000 | 1,076,089,000 | 1,066,776,000 | 1,106,729,000 | 734,897,000 | 684,502,000 | |||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 7,214 at march 31, 2016 and 7,244 at december 31, 2015 | 782,165,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 7,244 in 2015 and 6,632 in 2014 | 765,148,000 | |||||||||||||||||||||||||||||||||||||||||
losses of 7,171 at september 30, 2015 and 6,632 at december 31, 2014 | 738,170,000 | |||||||||||||||||||||||||||||||||||||||||
losses of 7,049 at june 30, 2015 and 6,632 at december 31, 2014 | 725,839,000 | |||||||||||||||||||||||||||||||||||||||||
losses of 6,825 at march 31, 2015 and 6,632 at december 31, 2014 | 572,755,000 | |||||||||||||||||||||||||||||||||||||||||
loans and lease receivable, net of allowance for loan losses of 6,632 in 2014 and 6,043 in 2013 | 551,754,000 |
Cashflow Statements:
Quarterly
Annual
| Unit: USD | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-12-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-12-31 | 2018-09-30 | 2018-06-30 | 2018-03-31 | 2017-12-31 | 2017-06-30 | 2017-05-05 | 2016-12-31 | 2016-09-30 | 2016-06-30 | 2016-03-31 | 2015-12-31 | 2015-09-30 | 2015-06-30 | 2015-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
cash flows from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||
consolidated net income | 23,564,000 | 22,359,000 | 22,856,000 | 22,103,000 | 20,543,000 | 16,488,000 | 17,843,000 | 17,206,000 | 13,570,000 | 15,824,000 | 20,455,000 | 19,739,000 | 15,025,000 | 17,967,000 | 13,800,000 | 13,757,000 | 8,731,000 | 12,068,000 | 10,311,000 | 17,428,000 | 12,329,000 | 13,834,000 | 9,609,000 | 2,052,000 | 4,499,000 | 5,759,000 | 5,511,000 | 6,843,000 | 5,659,000 | 3,445,000 | 3,900,000 | 3,638,000 | 3,108,000 | -862,000 | 4,028,000 | 1,976,000 | 1,486,000 | 1,380,000 | 841,000 | 1,404,000 | 1,001,000 | 939,000 | 1,023,000 | 1,133,000 |
adjustments to reconcile net income to net cash from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||
provision for credit losses | 2,278,000 | 3,098,000 | 3,183,000 | 2,225,000 | 2,812,000 | 6,712,000 | 1,665,000 | 1,310,000 | 1,186,000 | 119,000 | 604,000 | 538,000 | 3,222,000 | |||||||||||||||||||||||||||||||
depreciation and amortization of premises and equipment | 1,625,000 | |||||||||||||||||||||||||||||||||||||||||||
net amortization of purchase accounting adjustments | 73,000 | |||||||||||||||||||||||||||||||||||||||||||
stock based compensation cost | 901,000 | 2,457,000 | 1,291,000 | 468,000 | 1,605,000 | 2,010,000 | 404,000 | -612,000 | 1,197,000 | 1,334,000 | 246,000 | 1,222,000 | 1,197,000 | 1,324,000 | 1,328,000 | 287,000 | 757,000 | 802,000 | 814,000 | 750,000 | 495,000 | 531,000 | 1,359,000 | |||||||||||||||||||||
net amortization of securities | -199,000 | 62,000 | 175,000 | 211,000 | 350,000 | 402,000 | 550,000 | 554,000 | 634,000 | 956,000 | 1,041,000 | 1,040,000 | 1,160,000 | 1,373,000 | 1,441,000 | 1,488,000 | 1,703,000 | 1,779,000 | 1,767,000 | 1,697,000 | 1,778,000 | 1,678,000 | 1,757,000 | 1,322,000 | 379,000 | 420,000 | 414,000 | 415,000 | 439,000 | 464,000 | 489,000 | 514,000 | 571,000 | 403,000 | 917,000 | 482,000 | 515,000 | 486,000 | 469,000 | 459,000 | 466,000 | 483,000 | 475,000 | 87,000 |
loss on sales of securities | -80,000 | -35,000 | -77,000 | 47,000 | 1,000 | -21,000 | 13,000 | 0 | 1,000 | 2,503,000 | 0 | 61,000 | 1,000 | 2,000 | 7,000 | 8,000 | 31,000 | 11,000 | 50,000 | 5,000 | ||||||||||||||||||||||||
gain on sale of loans | -370,000 | -278,000 | -231,000 | -298,000 | -98,000 | -2,177,000 | -24,000 | -87,000 | -127,000 | -161,000 | -96,000 | |||||||||||||||||||||||||||||||||
income on other equity securities | -416,000 | -603,000 | -419,000 | -13,000 | -1,064,000 | -478,000 | -598,000 | -616,000 | -509,000 | 781,000 | -274,000 | -3,132,000 | -420,000 | -762,000 | -720,000 | -60,000 | -12,000 | -325,000 | -403,000 | -1,605,000 | -66,000 | -185,000 | -386,000 | |||||||||||||||||||||
loss on sale of other real estate owned, net of writedowns | -41,000 | -56,000 | 286,000 | 94,000 | -3,000 | 113,000 | -10,000 | -8,000 | 35,000 | 558,000 | 646,000 | 165,000 | -199,000 | 104,000 | 19,000 | 46,000 | -5,000 | 56,000 | -60,000 | |||||||||||||||||||||||||
other real estate owned valuation allowance | -69,000 | -63,000 | ||||||||||||||||||||||||||||||||||||||||||
gain on disposal of premises and equipment | -28,000 | -155,000 | ||||||||||||||||||||||||||||||||||||||||||
increase in cash value of life insurance | -831,000 | -784,000 | -802,000 | -757,000 | -808,000 | -991,000 | -678,000 | -628,000 | -578,000 | -572,000 | -604,000 | -547,000 | -524,000 | -526,000 | -561,000 | -474,000 | -370,000 | -367,000 | -356,000 | -355,000 | -318,000 | -251,000 | -237,000 | -255,000 | -197,000 | -170,000 | -175,000 | -173,000 | -168,000 | -180,000 | -167,000 | -166,000 | -168,000 | -161,000 | -309,000 | -150,000 | -152,000 | -146,000 | -137,000 | -353,000 | -153,000 | -174,000 | -173,000 | -137,000 |
deferred income tax expense | -2,068,000 | 115,000 | 751,000 | -1,294,000 | 1,627,000 | -761,000 | -119,000 | 1,876,000 | -4,173,000 | 359,000 | 689,000 | 1,073,000 | 1,283,000 | -1,879,000 | -427,000 | -345,000 | -31,000 | -667,000 | -223,000 | 1,507,000 | ||||||||||||||||||||||||
gain on extinguishment of debt | 0 | 0 | 0 | -630,000 | 0 | -517,000 | ||||||||||||||||||||||||||||||||||||||
changes in assets and liabilities: | ||||||||||||||||||||||||||||||||||||||||||||
decrease in accrued interest receivable | 3,248,000 | 2,131,000 | 590,000 | -1,415,000 | 220,000 | -3,212,000 | -312,000 | -1,996,000 | 2,054,000 | -572,000 | 1,816,000 | 5,069,000 | -2,015,000 | 1,727,000 | 8,222,000 | -20,898,000 | 301,000 | -512,000 | 444,000 | -903,000 | 1,169,000 | 565,000 | 298,000 | 113,000 | -251,000 | 15,000 | -159,000 | 81,000 | ||||||||||||||||
decrease in other assets | 9,362,000 | -2,040,000 | 1,994,000 | 1,630,000 | -2,761,000 | -2,938,000 | 2,386,000 | -371,000 | 1,976,000 | -1,117,000 | 5,587,000 | -3,543,000 | -1,359,000 | -601,000 | -6,931,000 | -672,000 | 4,710,000 | 238,000 | 7,000 | -390,000 | 418,000 | -353,000 | -248,000 | 379,000 | 130,000 | 1,014,000 | -483,000 | -128,000 | 176,000 | 209,000 | -26,000 | 209,000 | 267,000 | -468,000 | 532,000 | -1,256,000 | 221,000 | |||||||
decrease in accrued interest payable | -967,000 | -765,000 | -479,000 | -613,000 | 315,000 | -187,000 | -678,000 | -103,000 | -16,000 | 22,000 | -15,000 | |||||||||||||||||||||||||||||||||
increase in other liabilities | -9,292,000 | -5,213,000 | 5,829,000 | 1,739,000 | 3,899,000 | -10,055,000 | 8,440,000 | 1,627,000 | 2,908,000 | -7,100,000 | 2,029,000 | 5,018,000 | -98,000 | -536,000 | 823,000 | -2,718,000 | 3,969,000 | -810,000 | 1,562,000 | 3,189,000 | -683,000 | -2,782,000 | -500,000 | 1,138,000 | 597,000 | -987,000 | 1,533,000 | 113,000 | -463,000 | -1,129,000 | 48,000 | 641,000 | 90,000 | -566,000 | -310,000 | 188,000 | 338,000 | |||||||
net cash from operating activities | 26,690,000 | 16,927,000 | 32,409,000 | 14,021,000 | 28,726,000 | 17,330,000 | 21,405,000 | 15,064,000 | 7,603,000 | 21,279,000 | 22,407,000 | 25,803,000 | 22,938,000 | 11,380,000 | 20,698,000 | 18,037,000 | 19,462,000 | 14,654,000 | 12,124,000 | 11,607,000 | 18,058,000 | 14,197,000 | 21,839,000 | -13,654,000 | 6,957,000 | 2,917,000 | 5,843,000 | 6,823,000 | 8,835,000 | 2,707,000 | 7,004,000 | 5,283,000 | 4,282,000 | 810,000 | 3,856,000 | 1,966,000 | 1,476,000 | 2,252,000 | 1,901,000 | 2,507,000 | 904,000 | 413,000 | -38,000 | 2,129,000 |
capital expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
free cash flows | 26,690,000 | 16,927,000 | 32,409,000 | 14,021,000 | 28,726,000 | 17,330,000 | 21,405,000 | 15,064,000 | 7,603,000 | 21,279,000 | 22,407,000 | 25,803,000 | 22,938,000 | 11,380,000 | 20,698,000 | 18,037,000 | 19,462,000 | 14,654,000 | 12,124,000 | 11,607,000 | 18,058,000 | 14,197,000 | 21,839,000 | -13,654,000 | 6,957,000 | 2,917,000 | 5,843,000 | 6,823,000 | 8,835,000 | 2,707,000 | 7,004,000 | 5,283,000 | 4,282,000 | 810,000 | 3,856,000 | 1,966,000 | 1,476,000 | 2,252,000 | 1,901,000 | 2,507,000 | 904,000 | 413,000 | -38,000 | 2,129,000 |
cash flows from investing activities: | ||||||||||||||||||||||||||||||||||||||||||||
purchases of securities available for sale | -76,297,000 | -532,996,000 | -74,574,000 | -30,217,000 | -50,074,000 | -11,820,000 | -48,443,000 | -19,569,000 | -24,333,000 | -84,827,000 | -9,996,000 | -5,979,000 | -30,236,000 | -20,429,000 | -5,102,000 | -30,964,000 | -46,314,000 | -28,373,000 | -191,024,000 | -185,681,000 | -122,981,000 | -125,589,000 | -31,391,000 | -55,188,000 | -21,398,000 | -3,061,000 | -9,500,000 | -5,068,000 | -9,594,000 | -11,575,000 | -2,516,000 | 0 | -2,015,000 | -477,000 | -4,596,000 | -3,396,000 | -1,064,000 | -8,990,000 | -23,889,000 | -11,992,000 | -9,661,000 | -16,730,000 | -16,437,000 | -15,820,000 |
proceeds from maturities / sales of securities available for sale | 30,175,000 | 515,339,000 | 10,248,000 | 12,313,000 | 13,932,000 | 12,756,000 | 14,445,000 | 5,856,000 | 7,663,000 | 74,661,000 | 6,875,000 | 3,820,000 | 6,625,000 | 3,754,000 | 5,600,000 | 3,246,000 | 26,351,000 | 7,739,000 | 7,661,000 | 3,522,000 | 11,023,000 | 10,642,000 | 38,486,000 | 4,114,000 | 13,537,000 | 3,159,000 | 5,003,000 | 7,994,000 | 9,828,000 | 2,574,000 | 1,139,000 | 1,964,000 | 5,740,000 | 1,302,000 | 2,859,000 | 2,175,000 | 449,000 | 304,000 | 17,801,000 | 12,035,000 | 6,161,000 | 1,531,000 | ||
proceeds from paydowns of securities available for sale | 29,000,000 | 18,322,000 | 19,117,000 | 18,206,000 | 21,640,000 | 15,853,000 | 19,829,000 | 15,895,000 | 16,287,000 | 11,228,000 | 13,752,000 | 11,678,000 | 17,258,000 | 22,771,000 | 20,189,000 | 22,711,000 | 29,348,000 | 24,258,000 | 28,661,000 | 21,066,000 | 22,423,000 | 20,970,000 | 28,899,000 | 14,038,000 | 9,983,000 | 9,436,000 | 11,490,000 | 9,058,000 | 8,694,000 | 8,853,000 | 8,432,000 | 8,124,000 | 8,261,000 | 4,283,000 | 10,179,000 | 5,314,000 | 6,126,000 | 6,593,000 | 5,954,000 | 5,155,000 | 5,763,000 | 6,132,000 | 6,030,000 | 1,451,000 |
net cash paid in acquisition | 93,252,000 | 0 | 0 | -3,279,000 | ||||||||||||||||||||||||||||||||||||||||
purchases of other equity securities | -104,000 | -4,566,000 | -411,000 | -8,219,000 | -1,121,000 | -476,000 | -373,000 | -3,453,000 | -713,000 | -1,612,000 | -1,088,000 | -1,522,000 | -11,351,000 | -4,594,000 | -9,094,000 | -8,596,000 | -386,000 | -1,354,000 | -1,474,000 | -1,525,000 | -85,000 | -110,000 | -87,000 | 265,000 | -749,000 | -1,000 | -921,000 | -2,063,000 | -46,000 | 0 | -357,000 | -563,000 | -255,000 | -13,000 | -873,000 | -4,000 | -10,000 | -9,000 | -773,000 | -60,000 | -347,000 | -1,140,000 | -4,000 | -1,894,000 |
redemption of other equity securities | 11,461,000 | 140,000 | 5,253,000 | 443,000 | 2,338,000 | 1,050,000 | 221,000 | 204,000 | 238,000 | 149,000 | 3,587,000 | 5,260,000 | 12,365,000 | 7,112,000 | 688,000 | 2,492,000 | 35,000 | 26,000 | 476,000 | 320,000 | 1,753,000 | 3,064,000 | 3,920,000 | 0 | 1,593,000 | 322,000 | 98,000 | 192,000 | 820,000 | 2,864,000 | 116,000 | 138,000 | 58,000 | 0 | 136,000 | 54,000 | 53,000 | 27,000 | 0 | 2,000 | ||||
proceeds from death benefit of cash value of life insurance | 1,000 | 0 | 0 | 503,000 | 311,000 | 0 | ||||||||||||||||||||||||||||||||||||||
net decrease in loans | 85,545,000 | 1,311,000 | ||||||||||||||||||||||||||||||||||||||||||
net (purchases) disposals of premises and equipment | 888,000 | |||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of other real estate | 859,000 | 5,123,000 | 682,000 | 0 | 3,961,000 | 32,000 | 180,000 | 0 | 409,000 | 0 | 114,000 | 100,000 | 1,026,000 | 36,000 | 37,000 | 413,000 | 196,000 | 767,000 | 3,288,000 | 2,602,000 | 983,000 | 2,052,000 | 629,000 | 410,000 | 751,000 | 509,000 | 281,000 | 440,000 | 170,000 | 545,000 | -14,000 | 121,000 | 2,000 | 379,000 | 13,000 | 3,000 | 386,000 | 689,000 | 551,000 | 33,000 | 2,015,000 | 269,000 | 320,000 | 93,000 |
net decrease in securities purchased under agreements to resell | -5,156,000 | -69,000 | -85,000 | 25,156,000 | 246,000 | |||||||||||||||||||||||||||||||||||||||
net decrease in federal funds sold | 84,136,000 | -71,290,000 | -61,807,000 | 78,126,000 | 80,247,000 | 45,482,000 | -22,766,000 | -69,600,000 | -88,644,000 | -4,469,000 | -320,000 | 57,005,000 | 159,222,000 | 227,745,000 | -126,796,000 | 68,557,000 | 31,934,000 | -11,194,000 | 32,237,000 | -22,896,000 | 9,284,000 | 11,743,000 | 6,590,000 | -2,055,000 | ||||||||||||||||||||
net cash from in investing activities | 253,759,000 | |||||||||||||||||||||||||||||||||||||||||||
cash flows from financing activities: | ||||||||||||||||||||||||||||||||||||||||||||
net increase in deposits | 81,497,000 | 191,728,000 | 87,211,000 | 12,375,000 | -52,774,000 | 128,414,000 | 77,276,000 | -9,080,000 | 323,960,000 | 58,067,000 | 192,615,000 | 208,265,000 | -14,167,000 | 234,240,000 | -72,058,000 | 404,000 | 103,241,000 | 327,826,000 | 43,898,000 | -133,869,000 | 242,269,000 | 380,204,000 | -13,691,000 | 271,077,000 | 20,798,000 | 48,678,000 | 30,546,000 | -16,434,000 | 10,529,000 | 89,884,000 | 24,578,000 | 21,755,000 | -11,746,000 | 40,439,000 | 39,221,000 | 30,467,000 | 3,145,000 | -69,008,000 | 20,350,000 | 74,072,000 | 39,941,000 | -61,746,000 | 17,186,000 | 38,394,000 |
net decrease in securities sold under agreements to repurchase | -1,028,000 | 3,511,000 | -3,575,000 | -1,678,000 | -406,000 | -53,261,000 | -1,159,000 | 706,000 | ||||||||||||||||||||||||||||||||||||
net repayments on federal home loan bank borrowings | -173,291,000 | -14,966,000 | -2,940,000 | -25,000,000 | ||||||||||||||||||||||||||||||||||||||||
repayment of subordinated debt | 115,000 | -58,000 | -57,000 | -6,370,000 | 0 | -3,200,000 | ||||||||||||||||||||||||||||||||||||||
repurchase of common stock | -2,750,000 | 0 | -8,338,000 | -1,922,000 | -663,000 | -799,000 | 0 | 0 | -5,000,000 | 0 | 0 | -33,000 | -33,000 | 0 | ||||||||||||||||||||||||||||||
payment of dividends on preferred stock | -1,350,000 | -1,350,000 | -1,351,000 | -1,350,000 | -1,350,000 | -1,350,000 | -1,351,000 | -1,350,000 | -1,350,000 | -1,350,000 | -1,351,000 | -1,350,000 | -1,350,000 | |||||||||||||||||||||||||||||||
payment of dividends on common stock | -4,898,000 | -4,434,000 | -4,135,000 | -4,169,000 | -4,106,000 | -4,161,000 | -3,542,000 | -3,567,000 | -3,593,000 | -3,566,000 | -3,012,000 | -3,035,000 | -3,042,000 | -2,998,000 | -2,696,000 | -2,693,000 | -2,437,000 | -2,437,000 | -2,450,000 | -2,487,000 | -2,062,000 | -2,059,000 | -2,060,000 | -2,061,000 | -1,340,000 | -1,324,000 | -1,333,000 | -1,332,000 | -1,065,000 | -923,000 | -923,000 | -821,000 | -614,000 | -614,000 | -761,000 | -346,000 | -352,000 | -352,000 | ||||||
net cash from financing activities | -101,820,000 | 238,846,000 | -36,532,000 | 185,904,000 | -106,698,000 | 90,479,000 | 137,461,000 | -15,788,000 | 114,347,000 | 45,805,000 | 36,572,000 | 146,206,000 | 273,501,000 | 160,196,000 | 280,925,000 | 172,148,000 | 102,040,000 | 334,888,000 | 70,555,000 | -139,020,000 | 271,732,000 | 193,401,000 | -19,520,000 | 321,598,000 | 10,237,000 | 49,373,000 | 61,965,000 | 65,260,000 | -15,427,000 | 78,609,000 | 23,938,000 | 110,940,000 | 57,549,000 | 50,100,000 | 2,111,000 | -69,180,000 | 19,338,000 | 74,184,000 | 9,695,000 | -41,593,000 | 9,122,000 | 48,394,000 | ||
net increase in cash and due from banks | 178,629,000 | 12,096,000 | -96,678,000 | |||||||||||||||||||||||||||||||||||||||||
cash and due from banks at beginning of period | 411,175,000 | 0 | 0 | 0 | 319,098,000 | |||||||||||||||||||||||||||||||||||||||
cash and due from banks at end of period | 589,804,000 | 12,096,000 | -96,678,000 | 182,870,000 | 312,887,000 | |||||||||||||||||||||||||||||||||||||||
supplemental disclosures for cash flow information: | ||||||||||||||||||||||||||||||||||||||||||||
cash payments for: | ||||||||||||||||||||||||||||||||||||||||||||
interest on deposits | 43,069,000 | 41,515,000 | 43,790,000 | 42,409,000 | 42,992,000 | 42,635,000 | 42,172,000 | 40,538,000 | 38,852,000 | 33,772,000 | 29,960,000 | 23,064,000 | 18,015,000 | 12,288,000 | 6,050,000 | 2,737,000 | 2,771,000 | 3,115,000 | 3,210,000 | 3,188,000 | 3,736,000 | 4,564,000 | 4,726,000 | 2,645,000 | 4,654,000 | 5,214,000 | 4,798,000 | 5,106,000 | 4,498,000 | 3,820,000 | 2,993,000 | 2,489,000 | 2,082,000 | 1,819,000 | 2,951,000 | 1,409,000 | 1,315,000 | 1,226,000 | 1,196,000 | 1,042,000 | 985,000 | 1,023,000 | 940,000 | 865,000 |
interest on borrowings | 4,704,000 | 5,301,000 | 6,387,000 | 5,926,000 | 5,331,000 | 5,561,000 | 5,220,000 | 4,736,000 | 16,539,000 | 3,480,000 | 4,546,000 | 5,305,000 | 7,307,000 | 5,088,000 | 3,628,000 | 1,902,000 | 1,335,000 | 1,313,000 | 1,133,000 | 1,221,000 | 783,000 | 1,361,000 | 1,102,000 | 980,000 | 1,111,000 | 1,127,000 | 1,351,000 | 712,000 | 304,000 | 578,000 | 557,000 | 533,000 | 430,000 | 276,000 | 403,000 | 191,000 | 178,000 | 157,000 | 162,000 | 196,000 | -238,000 | 560,000 | 59,000 | 86,000 |
income tax payments | 7,225,000 | 3,996,000 | 6,251,000 | 5,710,000 | 6,606,000 | 5,198,000 | 5,485,000 | 5,938,000 | 2,115,000 | 12,000 | 3,171,000 | 6,440,000 | 1,875,000 | 1,100,000 | 2,300,000 | 1,137,000 | 965,000 | 450,000 | 900,000 | 350,000 | 11,000 | 650,000 | ||||||||||||||||||||||
supplemental schedule for noncash investing and financing activities: | ||||||||||||||||||||||||||||||||||||||||||||
change in the unrealized gain on securities available for sale | -5,860,000 | 3,983,000 | 14,377,000 | 6,437,000 | 12,873,000 | -21,368,000 | -6,416,000 | 8,002,000 | 13,262,000 | -8,471,000 | -1,235,000 | 756,000 | 2,073,000 | 7,691,000 | -602,000 | -106,000 | 631,000 | 3,200,000 | 3,973,000 | 2,417,000 | -1,010,000 | -247,000 | -3,470,000 | -1,490,000 | 3,075,000 | 1,703,000 | -5,305,000 | 537,000 | 887,000 | 1,545,000 | -516,000 | 1,881,000 | -2,230,000 | 643,000 | ||||||||||
change in deferred tax effect on the unrealized loss on securities available for sale | 1,238,000 | -1,361,000 | -2,719,000 | -5,797,000 | -1,031,000 | 1,353,000 | 3,562,000 | -1,662,000 | 5,683,000 | 6,109,000 | 10,402,000 | 126,000 | 23,000 | -133,000 | -672,000 | -834,000 | -508,000 | 212,000 | 52,000 | 729,000 | 759,000 | -219,000 | ||||||||||||||||||||||
transfer of loans to other real estate | 8,634,000 | 995,000 | 15,805,000 | 3,734,000 | 0 | 221,000 | 0 | 308,000 | 810,000 | 565,000 | 0 | 24,000 | 130,000 | 77,000 | 108,000 | 287,000 | 948,000 | 279,000 | 1,178,000 | 7,000 | 42,000 | 2,792,000 | 205,000 | 76,000 | 227,000 | 84,000 | 8,000 | 279,000 | 215,000 | 215,000 | 16,000 | 267,000 | 0 | 365,000 | 227,000 | 689,000 | ||||||||
acquisitions: | ||||||||||||||||||||||||||||||||||||||||||||
fair value of tangible assets acquired | 754,843,000 | 0 | -148,000 | 1,305,000 | 530,353,000 | 0 | 0 | -259,000 | -81,000 | |||||||||||||||||||||||||||||||||||
other intangible assets acquired | 15,950,000 | 0 | 0 | 0 | 3,875,000 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||
liabilities assumed | 699,760,000 | 0 | -447,000 | 236,000 | 509,202,000 | 0 | 0 | -24,000 | -103,000 | |||||||||||||||||||||||||||||||||||
net identifiable assets acquired over liabilities assumed | 71,033,000 | 0 | 299,000 | 1,069,000 | 25,026,000 | 0 | 0 | -235,000 | 22,000 | |||||||||||||||||||||||||||||||||||
depreciation and amortization | 1,410,000 | 1,397,000 | 1,435,000 | 1,438,000 | 1,564,000 | 1,321,000 | 1,219,000 | 1,153,000 | 1,124,000 | 1,165,000 | 1,194,000 | 1,187,000 | 1,176,000 | 1,323,000 | 1,209,000 | 1,110,000 | 1,046,000 | 1,046,000 | 1,041,000 | 1,030,000 | 1,010,000 | 996,000 | 780,000 | 378,000 | 365,000 | 422,000 | 403,000 | 398,000 | 319,000 | 287,000 | 276,000 | 290,000 | 270,000 | 630,000 | 320,000 | 343,000 | 320,000 | 317,000 | 319,000 | 345,000 | 303,000 | 342,000 | 202,000 | |
net accretion of purchase accounting adjustments | -951,000 | -472,000 | -377,000 | -513,000 | -717,000 | -239,000 | -1,230,000 | -319,000 | -1,456,000 | -1,951,000 | -1,668,000 | -2,540,000 | -3,840,000 | -1,339,000 | -2,218,000 | -552,000 | -1,131,000 | -1,097,000 | -1,873,000 | -3,021,000 | -2,754,000 | |||||||||||||||||||||||
gain on sales of loans | ||||||||||||||||||||||||||||||||||||||||||||
gain on sales of other real estate owned, net of writedowns | ||||||||||||||||||||||||||||||||||||||||||||
loss on disposal of premises and equipment | 995,000 | 0 | 0 | 0 | 0 | 0 | 0 | 717,000 | -51,000 | 124,000 | ||||||||||||||||||||||||||||||||||
gain on sale of branch | 0 | 0 | -13,000 | 0 | 12,000 | |||||||||||||||||||||||||||||||||||||||
increase in accrued interest receivable | -1,323,000 | -433,000 | -448,000 | -1,930,000 | -592,000 | -190,000 | -113,000 | |||||||||||||||||||||||||||||||||||||
increase in accrued interest payable | 591,000 | -765,000 | 587,000 | -10,911,000 | 3,653,000 | 3,522,000 | 4,153,000 | 1,421,000 | -558,000 | -1,122,000 | -299,000 | -313,000 | 40,000 | -304,000 | -87,000 | -115,000 | 665,000 | -32,000 | 139,000 | -12,000 | -99,000 | -55,000 | 40,000 | 154,000 | 117,000 | 43,000 | ||||||||||||||||||
net cash received in acquisition | 0 | 0 | 0 | 163,460,000 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||||
net cash paid in sale of branch | 0 | 0 | 0 | 0 | -12,000 | |||||||||||||||||||||||||||||||||||||||
purchase of life insurance | 0 | 0 | 0 | -3,000,000 | 0 | 0 | 0 | -2,273,000 | -3,000,000 | -928,000 | 0 | |||||||||||||||||||||||||||||||||
net increase in loans | -175,393,000 | 9,356,000 | -70,429,000 | -56,912,000 | -72,721,000 | -94,879,000 | -71,586,000 | -20,985,000 | -94,395,000 | -192,107,000 | -172,411,000 | -315,051,000 | -346,359,000 | -236,533,000 | -125,621,000 | -49,969,000 | 92,659,000 | -87,651,000 | -328,314,000 | -61,656,000 | -17,171,000 | -51,620,000 | -62,513,000 | -58,057,000 | -39,063,000 | -64,154,000 | -42,540,000 | -22,614,000 | -39,918,000 | -61,252,000 | -42,128,000 | 1,047,000 | -13,574,000 | -8,201,000 | -17,598,000 | -27,276,000 | -11,888,000 | -10,128,000 | -21,151,000 | |||||
net purchases of premises and equipment | 1,557,000 | -334,000 | -222,000 | -1,067,000 | 275,000 | -393,000 | -1,055,000 | -389,000 | -5,930,000 | -3,477,000 | -166,000 | -2,075,000 | -588,000 | -781,000 | -2,513,000 | -3,899,000 | -2,921,000 | -81,000 | -601,000 | -368,000 | -1,925,000 | |||||||||||||||||||||||
net cash from investing activities | -243,677,000 | -92,555,000 | -17,055,000 | 71,761,000 | -1,910,000 | -153,718,000 | 22,869,000 | -162,154,000 | -32,435,000 | -48,490,000 | -171,507,000 | -303,646,000 | -317,565,000 | 92,197,000 | -362,528,000 | -132,087,000 | -97,075,000 | -83,664,000 | -162,361,000 | -14,446,000 | -272,032,000 | -26,456,000 | -26,275,000 | -68,495,000 | -60,646,000 | -36,874,000 | -31,185,000 | -30,862,000 | -53,937,000 | -54,334,000 | -40,369,000 | -58,374,000 | -44,279,000 | 4,846,000 | 12,188,000 | -6,108,000 | -44,253,000 | -15,653,000 | -19,363,000 | 65,941,000 | -45,055,000 | |||
net increase in securities sold under agreements to repurchase | -7,274,000 | 1,092,000 | 3,084,000 | -4,360,000 | 15,000 | 6,561,000 | -3,539,000 | -1,864,000 | 3,595,000 | -4,868,000 | 4,224,000 | -8,074,000 | 1,358,000 | -2,779,000 | -787,000 | 36,952,000 | 14,941,000 | -2,552,000 | -987,000 | -187,000 | 356,000 | -340,000 | 519,000 | -324,000 | 430,000 | 86,000 | ||||||||||||||||||
net increase in federal funds purchased | 565,000 | |||||||||||||||||||||||||||||||||||||||||||
net advances (repayments) on federal home loan bank borrowings | -38,523,000 | -33,516,000 | 61,994,000 | -2,998,000 | 97,008,000 | -2,986,000 | -147,978,000 | 34,022,000 | -10,000,000 | -74,077,000 | -73,000 | -60,048,000 | 45,000,000 | -5,000,000 | 9,647,000 | 19,309,000 | 19,656,000 | -333,000 | ||||||||||||||||||||||||||
net (repayments) proceeds on bank term funding program | ||||||||||||||||||||||||||||||||||||||||||||
net costs from issuance of common stock | ||||||||||||||||||||||||||||||||||||||||||||
change in the unrealized gain on equity securities | 0 | 0 | 0 | 14,000 | 669,000 | -8,000 | -167,000 | -38,000 | 1,104,000 | -25,000 | -185,000 | -1,351,000 | 1,493,000 | |||||||||||||||||||||||||||||||
change in deferred tax effect on the unrealized gain on securities available for sale and equity securities | ||||||||||||||||||||||||||||||||||||||||||||
gain on sale of other real estate owned, net of writedowns | 16,000 | -2,000 | -63,000 | -14,000 | -209,000 | 14,000 | -4,000 | |||||||||||||||||||||||||||||||||||||
increase in other assets | 343,000 | -3,778,000 | ||||||||||||||||||||||||||||||||||||||||||
net advances on federal home loan bank borrowings | -125,538,000 | 20,000,000 | 0 | |||||||||||||||||||||||||||||||||||||||||
repayment of bank term funding program | ||||||||||||||||||||||||||||||||||||||||||||
costs from issuance of common stock | 0 | |||||||||||||||||||||||||||||||||||||||||||
change in deferred tax effect on the unrealized gain on securities available for sale | -435,000 | -1,046,000 | -579,000 | -525,000 | ||||||||||||||||||||||||||||||||||||||||
repayments on bank term funding program | ||||||||||||||||||||||||||||||||||||||||||||
net decrease in cash and due from banks | -6,211,000 | |||||||||||||||||||||||||||||||||||||||||||
gain on sale loans | ||||||||||||||||||||||||||||||||||||||||||||
deferred income tax benefit | ||||||||||||||||||||||||||||||||||||||||||||
net increase in securities purchased under agreements to resell | -24,956,000 | |||||||||||||||||||||||||||||||||||||||||||
net proceeds (repayments) on bank term funding program | 0 | 0 | 0 | -300,000,000 | ||||||||||||||||||||||||||||||||||||||||
net proceeds (repayments) from short term borrowings | 0 | 0 | 0 | -5,000,000 | ||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock, net of issuance costs | ||||||||||||||||||||||||||||||||||||||||||||
net proceeds (costs) from issuance of common stock | ||||||||||||||||||||||||||||||||||||||||||||
surrendered shares of options exercised | -915,000 | -716,000 | -150,000 | -1,788,000 | -338,000 | 0 | 0 | 0 | -4,321,000 | |||||||||||||||||||||||||||||||||||
net increase in cash and cash equivalents | 105,899,000 | 5,148,000 | 22,145,000 | -40,204,000 | 34,649,000 | 10,489,000 | 21,205,000 | 7,027,000 | 69,000 | -2,023,000 | -127,380,000 | 213,699,000 | -12,986,000 | -49,408,000 | -224,488,000 | 206,126,000 | 45,237,000 | -12,127,000 | 26,015,000 | -687,000 | 11,437,000 | -43,466,000 | 50,131,000 | 80,000 | 8,234,000 | -69,964,000 | 3,031,000 | 7,787,000 | 8,433,000 | -54,740,000 | 15,131,000 | 32,438,000 | -5,054,000 | -60,543,000 | 75,025,000 | 5,468,000 | ||||||||
cash and cash equivalents at beginning of period | 0 | 0 | 0 | 226,110,000 | 0 | 0 | 0 | 152,740,000 | 0 | 0 | 0 | 68,375,000 | 0 | 0 | 0 | 149,131,000 | 0 | 0 | 0 | 89,371,000 | 0 | 0 | 0 | 96,072,000 | 0 | 0 | 0 | 107,591,000 | 0 | 42,173,000 | 42,173,000 | 0 | 0 | 0 | 40,911,000 | 0 | ||||||||
cash and cash equivalents at end of period | 105,899,000 | 5,148,000 | 22,145,000 | 185,906,000 | 34,649,000 | 10,489,000 | 21,205,000 | 159,767,000 | 69,000 | -2,023,000 | -127,380,000 | 282,074,000 | -12,986,000 | -49,408,000 | -224,488,000 | 355,257,000 | 45,237,000 | -12,127,000 | 35,912,000 | 80,109,000 | 26,015,000 | -687,000 | 11,437,000 | 52,606,000 | 50,131,000 | 80,000 | 8,234,000 | 37,627,000 | 71,381,000 | 45,204,000 | 49,960,000 | 8,433,000 | -54,740,000 | 15,131,000 | 73,349,000 | -5,054,000 | ||||||||
change in deferred tax effect on the unrealized loss on securities available for sale and equity securities | ||||||||||||||||||||||||||||||||||||||||||||
net increase in federal funds sold | -60,158,000 | -4,534,000 | -6,129,000 | 6,233,000 | -32,025,000 | 2,849,000 | -4,600,000 | -7,662,000 | ||||||||||||||||||||||||||||||||||||
net decrease in federal funds purchased | 0 | |||||||||||||||||||||||||||||||||||||||||||
change in the unrealized loss on securities available for sale | -16,398,000 | -30,193,000 | -48,954,000 | -7,133,000 | ||||||||||||||||||||||||||||||||||||||||
decrease in other liabilities | -2,194,000 | -100,000 | -1,144,000 | |||||||||||||||||||||||||||||||||||||||||
proceeds from sale of sba ppp loans | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||
net proceeds on bank term funding program | 0 | 0 | -10,000,000 | 310,000,000 | ||||||||||||||||||||||||||||||||||||||||
net repayments from long term borrowings | -6,000,000 | |||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of subordinated debt | 0 | 0 | 0 | 52,500,000 | ||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock, net of issuance costs | ||||||||||||||||||||||||||||||||||||||||||||
subordinated debt issued as part of consideration of smith shellnut wilson | 0 | |||||||||||||||||||||||||||||||||||||||||||
adjustments to reconcile net income to net cash from operating activities: | ||||||||||||||||||||||||||||||||||||||||||||
issuance of short term borrowings | ||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of preferred stock | ||||||||||||||||||||||||||||||||||||||||||||
proceeds from issuance of common stock | 224,000 | 354,000 | 150,000 | 1,628,000 | 1,432,000 | 0 | 0 | 0 | 3,361,000 | 67,000 | 364,000 | 0 | 392,000 | -9,000 | -123,000 | |||||||||||||||||||||||||||||
supplemental schedule for noncash investing and financing activities: | ||||||||||||||||||||||||||||||||||||||||||||
change in deferred tax effect on the unrealized loss on securities available for sale | ||||||||||||||||||||||||||||||||||||||||||||
net cash from (provided by) investing activities | -289,412,000 | |||||||||||||||||||||||||||||||||||||||||||
change in the unrealized loss on equity securities | -134,000 | |||||||||||||||||||||||||||||||||||||||||||
provision for loan losses | 3,051,000 | 3,273,000 | 2,945,000 | 1,617,000 | 1,300,000 | 1,147,000 | 2,241,000 | 3,359,000 | 2,134,000 | 2,491,000 | 5,443,000 | 1,367,000 | 192,000 | 479,000 | 1,302,000 | 633,000 | 939,000 | 503,000 | 474,000 | 474,000 | 2,330,000 | 1,660,000 | 355,000 | 300,000 | 100,000 | 150,000 | 670,000 | 750,000 | 150,000 | 150,000 | 150,000 | |||||||||||||
transfer of other real estate to premises and equipment | 0 | 175,000 | ||||||||||||||||||||||||||||||||||||||||||
net proceeds (repayments) of short term borrowings | ||||||||||||||||||||||||||||||||||||||||||||
proceeds from purchase of life insurance | -15,000,000 | |||||||||||||||||||||||||||||||||||||||||||
loss on sale of loans | -65,000 | |||||||||||||||||||||||||||||||||||||||||||
purchase from purchase of life insurance | ||||||||||||||||||||||||||||||||||||||||||||
net repayments from short term borrowings | ||||||||||||||||||||||||||||||||||||||||||||
net proceeds (expense) from issuance of common stock | -48,000 | |||||||||||||||||||||||||||||||||||||||||||
gain on sales of securities | -15,000 | -95,000 | 0 | -25,000 | -22,000 | -26,000 | -175,000 | |||||||||||||||||||||||||||||||||||||
gain on sale of sba ppp loans | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||
proceeds from exercise of stock warrants | 0 | 0 | 0 | 876,000 | 0 | 0 | 0 | 15,000 | ||||||||||||||||||||||||||||||||||||
change in the unrealized gain on share of equity method investments | ||||||||||||||||||||||||||||||||||||||||||||
net proceeds (repayments) from long term borrowings | 0 | -2,400,000 | 0 | |||||||||||||||||||||||||||||||||||||||||
change in deferred tax effect on the unrealized loss on | ||||||||||||||||||||||||||||||||||||||||||||
securities available for sale | 1,185,000 | |||||||||||||||||||||||||||||||||||||||||||
transfer of premises and equipment to other real estate | 2,907,000 | 324,000 | 0 | 1,049,000 | ||||||||||||||||||||||||||||||||||||||||
provision (credit) for deferred income taxes | 471,000 | 3,000 | -259,000 | 319,000 | -465,000 | 371,000 | 520,000 | -44,000 | 106,000 | |||||||||||||||||||||||||||||||||||
credit for deferred income taxes | 594,000 | -31,000 | -122,000 | -63,000 | 852,000 | -263,000 | -633,000 | -30,000 | ||||||||||||||||||||||||||||||||||||
purchases of premises and equipment | 188,000 | -2,163,000 | -754,000 | -534,000 | -432,000 | -129,000 | -96,000 | -389,000 | -305,000 | -76,000 | -306,000 | -168,000 | -86,000 | -639,000 | -404,000 | -261,000 | -392,000 | -394,000 | -104,000 | -72,000 | ||||||||||||||||||||||||
net proceeds from short term borrowings | ||||||||||||||||||||||||||||||||||||||||||||
net proceeds from long term borrowings | -1,797,000 | |||||||||||||||||||||||||||||||||||||||||||
net accretion of purchase accounting valuations | -1,296,000 | -67,000 | -1,310,000 | -379,000 | -675,000 | -282,000 | -119,000 | -136,000 | ||||||||||||||||||||||||||||||||||||
net proceeds from in short term borrowings | -2,506,000 | 5,000,000 | ||||||||||||||||||||||||||||||||||||||||||
other intangbile assets acquired | ||||||||||||||||||||||||||||||||||||||||||||
noncash compensation expense | 210,000 | 338,000 | 384,000 | 286,000 | 85,000 | 199,000 | 276,000 | 229,000 | 306,000 | -120,000 | -9,000 | -79,000 | 249,000 | 51,000 | 50,000 | 106,000 | -315,000 | 121,000 | 122,000 | 121,000 | ||||||||||||||||||||||||
net decrease in cash and cash equivalents | -9,262,000 | |||||||||||||||||||||||||||||||||||||||||||
noncash loss on other equity securities | -19,000 | -208,000 | ||||||||||||||||||||||||||||||||||||||||||
net cash paid in merger | 40,648,000 | 0 | 0 | -49,796,000 | ||||||||||||||||||||||||||||||||||||||||
net decrease in short term borrowings | ||||||||||||||||||||||||||||||||||||||||||||
noncash income on other equity securities | -34,000 | |||||||||||||||||||||||||||||||||||||||||||
supplemental schedule for noncash investing | ||||||||||||||||||||||||||||||||||||||||||||
and financing activities: | ||||||||||||||||||||||||||||||||||||||||||||
gain on sale of premises and equipment | ||||||||||||||||||||||||||||||||||||||||||||
life insurance proceeds | 0 | 0 | 0 | 560,000 | ||||||||||||||||||||||||||||||||||||||||
proceeds from sale of premises and equipment | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||
improvements to other real estate | 0 | 0 | 0 | -102,000 | ||||||||||||||||||||||||||||||||||||||||
consideration settlement to former agfc shareholders | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||
amortization of purchase accounting valuations | -253,000 | -596,000 | -3,378,000 | -1,422,000 | -444,000 | -438,000 | -368,000 | -568,000 | -792,000 | -1,335,000 | ||||||||||||||||||||||||||||||||||
net cash provided (used in) by financing activities | -19,912,000 | |||||||||||||||||||||||||||||||||||||||||||
loss on sale of premises and equipment | 0 | |||||||||||||||||||||||||||||||||||||||||||
net cash received in merger | 0 | 0 | ||||||||||||||||||||||||||||||||||||||||||
net increase in short term borrowings | 862,000 | 0 | ||||||||||||||||||||||||||||||||||||||||||
provision for deferred income taxes | 833,000 | 531,000 | ||||||||||||||||||||||||||||||||||||||||||
loss on sale of other real estate owned net of writedowns | -3,000 | 26,000 | ||||||||||||||||||||||||||||||||||||||||||
gain on sale of other real estate owned net of writedowns | 15,000 | -84,000 | -47,000 | |||||||||||||||||||||||||||||||||||||||||
proceeds from long term borrowings | 0 | |||||||||||||||||||||||||||||||||||||||||||
gain on sale of securities | 0 | |||||||||||||||||||||||||||||||||||||||||||
loss on sales of other assets | 0 | |||||||||||||||||||||||||||||||||||||||||||
non-controlling interest in net income of consolidated entity | ||||||||||||||||||||||||||||||||||||||||||||
proceeds from sales of other equity securities | 10,000 | 251,000 | ||||||||||||||||||||||||||||||||||||||||||
cash paid in dissenter settlement | 0 | |||||||||||||||||||||||||||||||||||||||||||
issuance of common stock | ||||||||||||||||||||||||||||||||||||||||||||
proceeds from reissuance of treasury stock | ||||||||||||||||||||||||||||||||||||||||||||
net increase in other borrowings | ||||||||||||||||||||||||||||||||||||||||||||
net payments on borrowings | ||||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at beginning of year | 0 | 26,015,000 | ||||||||||||||||||||||||||||||||||||||||||
cash and cash equivalents at end of year | 75,025,000 | 31,483,000 | ||||||||||||||||||||||||||||||||||||||||||
gain on sale of other real estate owned | -22,000 | |||||||||||||||||||||||||||||||||||||||||||
net advances on borrowings | 10,000,000 | |||||||||||||||||||||||||||||||||||||||||||
loss / writedown on other real estate owned | ||||||||||||||||||||||||||||||||||||||||||||
net repayments on borrowings |
