7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31 2009-12-31 2009-09-30 2009-06-30 2009-03-31 2008-12-31 2008-09-30 2008-06-30 2008-03-31 2007-12-31 2007-09-30 2007-06-30 2007-03-31 2006-12-31 2006-09-30 2006-06-30 2006-03-31 2005-12-31 2005-09-30 2005-06-30 2005-03-31 2004-12-31 2004-09-30 2004-06-30 2004-03-31 2003-12-31 2003-09-30 2003-06-30 2003-03-31 2002-12-31 2002-09-30 
      
    		                                                                
      assets:
    		                                                                
      cash and due from banks
    		205,364,000 222,210,000 215,591,000 192,006,000 251,869,000 203,467,000 199,922,000 202,427,000 45,898,000 42,532,000 36,982,000 47,434,000 69,358,000 43,736,000 34,968,000 41,729,000 31,594,000 28,166,000 21,754,000 38,330,000 40,330,000 23,394,000 28,491,000 8,867,000 7,211,000 7,718,000 6,755,000 5,556,000 5,447,000 5,090,000 5,371,000 37,038,000 7,203,000 7,050,000 7,132,000 7,501,000 5,103,000 5,553,000 6,629,000 5,965,000 5,779,000 5,782,000 6,551,000 6,245,000 6,593,000 6,279,000 6,934,000 7,592,000 5,966,000 5,507,000 6,240,000 5,700,000 5,925,000 5,662,000 5,783,000 5,180,000 6,077,000 4,954,000 6,705,000 7,577,000 11,806,000 6,658,000 7,238,000 10,263,000 
      interest-earning deposits in financial institutions
    		2,192,901,000 2,131,342,000 2,128,298,000 2,310,206,000 2,302,358,000 2,495,343,000 2,885,306,000 5,175,149,000 265,087,000 241,197,000 973,969,000 181,462,000 186,700,000 199,328,000 219,273,000 186,394,000 154,246,000 135,166,000 357,755,000 182,489,000 252,160,000 397,246,000 407,501,000                                          
      total cash, cash equivalents, and restricted cash
    		2,398,265,000 2,353,552,000 2,343,889,000 2,502,212,000 2,554,227,000 2,698,810,000 3,085,228,000                                                          
      securities available-for-sale, at fair value, net of allowance for credit losses (amortized cost of
    		                                                                
      2,634,761 and 2,526,644, respectively)
    		2,426,734,000                                                                
      securities held-to-maturity, at amortized cost, net of allowance for credit losses (fair value of
    		                                                                
      2,223,622 and 2,156,694, respectively)
    		2,303,657,000                                                                
      frb and fhlb stock, at cost
    		159,337,000 162,243,000 155,330,000 147,773,000 145,123,000 132,380,000 129,314,000 126,346,000                                                         
      total investment securities
    		4,889,728,000 4,725,142,000 4,801,300,000 4,700,761,000 4,746,670,000 4,673,119,000 4,707,980,000 4,760,501,000                                                         
      loans held for sale
    		211,454,000 465,571,000 25,797,000 26,331,000 28,639,000 1,935,455,000 80,752,000 122,757,000                110,291,000                                         
      loans and leases held for investment
    		24,110,642,000 24,245,893,000 24,126,527,000 23,781,663,000 23,553,534,000 23,255,297,000 25,517,028,000                                                          
      allowance for loan and lease losses
    		-240,501,000 -229,344,000 -234,986,000 -239,360,000 -254,345,000 -247,762,000 -291,503,000 -281,687,000                                                         
      total loans and leases held for investment
    		23,870,141,000 24,016,549,000 23,891,541,000  23,273,432,000 22,981,147,000 25,181,519,000 25,208,000,000                                                         
      equipment leased to others under operating leases
    		280,872,000 288,692,000 295,032,000 307,188,000 314,998,000 335,968,000 339,925,000 344,325,000                                                         
      premises and equipment
    		132,766,000 138,032,000 140,347,000 142,546,000 143,200,000 145,734,000 144,912,000 146,798,000 109,141,000 108,235,000 108,087,000 107,345,000 107,728,000 108,523,000 109,593,000 112,868,000 114,011,000 118,649,000 120,071,000 121,520,000    15,492,000 13,152,000 12,412,000 10,585,000 9,385,000 8,716,000 8,249,000 6,344,000 4,214,000 4,253,000 4,215,000 4,294,000 4,268,000 4,344,000 4,415,000 4,448,000 4,514,000 4,555,000 4,657,000 4,755,000 4,849,000 4,917,000 4,893,000 4,910,000 4,978,000 5,054,000 5,073,000 5,180,000 5,284,000 5,315,000 5,266,000 5,279,000 5,176,000 5,292,000 5,366,000 5,372,000 5,420,000 5,249,000 5,093,000 5,163,000 5,182,000 
      bank owned life insurance
    		348,051,000 346,142,000 342,810,000 339,517,000 343,212,000 341,779,000 341,806,000 339,643,000 129,939,000 128,973,000 128,022,000 127,122,000 126,199,000 125,326,000 124,516,000 123,720,000 113,884,000 113,168,000 112,479,000 111,807,000 111,115,000 110,487,000 110,397,000                17,565,000    17,042,000    16,349,000    15,675,000              
      goodwill
    		214,521,000 214,521,000 214,521,000 214,521,000 216,770,000 215,925,000 198,627,000 198,627,000 114,312,000 114,312,000 114,312,000 114,312,000 114,312,000 95,127,000 95,127,000 94,301,000 37,144,000 37,144,000 37,144,000 37,144,000 37,144,000 37,144,000 37,144,000 7,039,000                                         
      intangible assets
    		111,923,000 118,930,000 125,937,000 132,944,000 140,562,000 148,894,000 157,226,000                                                          
      deferred tax asset
    		672,159,000 691,535,000 702,323,000 720,587,000 706,849,000 738,534,000 741,158,000 739,111,000                        4,828,000                                 
      other assets
    		883,085,000 891,787,000 896,421,000 913,954,000 964,054,000 1,028,474,000 1,094,383,000 1,131,249,000 264,148,000 278,312,000 288,913,000 278,189,000 216,046,000 206,548,000 245,208,000 185,625,000 224,721,000 193,570,000 185,900,000 194,014,000 189,866,000 185,863,000 192,578,000 25,382,000 27,229,000 22,981,000 20,667,000 31,770,000 18,782,000 14,521,000 13,124,000 11,393,000 15,813,000 12,315,000 12,499,000 11,922,000 12,158,000 11,925,000 10,237,000 5,474,000 5,402,000 4,987,000 4,978,000 4,830,000 4,681,000 4,651,000 4,312,000 4,905,000 5,036,000 5,124,000 4,942,000 5,803,000 5,831,000 5,841,000 5,594,000 1,301,000 2,653,000 2,513,000 2,433,000 5,665,000 3,493,000 2,912,000 742,000 2,156,000 
      total assets
    		34,012,965,000 34,250,453,000 33,779,918,000 33,542,864,000 33,432,613,000 35,243,839,000 36,073,516,000 38,534,064,000 9,247,072,000 9,370,265,000 10,038,901,000 9,197,016,000 9,368,578,000 9,502,113,000 9,583,540,000 9,393,743,000 8,278,741,000 8,027,413,000 7,933,459,000 7,877,334,000 7,738,106,000 7,770,138,000 7,662,607,000 1,669,732,000 1,115,120,000 1,083,082,000 999,041,000 928,977,000 882,266,000 834,983,000 861,621,000 862,713,000 881,491,000 903,796,000 893,921,000 894,453,000 893,638,000 896,291,000 876,520,000 845,549,000 824,687,000 797,530,000 774,720,000 770,476,000 769,152,000 787,778,000 808,343,000 813,484,000 822,214,000 777,397,000 755,177,000 734,948,000 733,339,000 700,288,000 674,460,000 674,556,000 664,991,000 650,734,000 623,964,000 613,520,000 532,198,000 500,113,000 459,917,000 408,465,000 
      liabilities:
    		                                                                
      noninterest-bearing deposits
    		7,603,748,000 7,441,116,000 7,593,950,000 7,719,913,000 7,811,796,000 7,825,007,000 7,833,608,000 7,774,254,000 2,366,544,000 2,446,693,000 2,506,616,000 2,809,328,000 2,943,585,000 2,826,599,000 2,958,632,000 2,788,196,000 2,107,709,000 1,808,918,000 1,700,343,000 1,559,248,000 1,450,744,000 1,391,504,000 1,256,081,000                                          
      interest-bearing deposits
    		19,581,017,000 20,087,317,000 19,599,241,000 19,471,996,000 19,016,473,000 20,979,443,000 21,058,799,000 22,627,515,000 4,274,086,000 4,424,383,000 4,445,358,000 4,311,593,000 4,336,800,000 4,732,084,000 4,521,069,000 4,651,239,000 4,435,516,000 4,397,626,000 4,441,699,000 4,526,552,000 4,581,522,000 4,645,961,000 4,306,757,000 104,638,000 81,616,000 66,115,000 37,720,000 69,544,000 55,592,000 23,593,000 53,729,000 2,870,000 3,036,000 3,611,000 3,884,000 3,714,000 5,850,000 5,842,000 3,773,000 5,338,000 6,108,000 7,835,000 6,610,000 5,392,000 7,427,000 9,320,000 6,816,000 6,057,000 6,973,000 7,162,000 6,363,000 6,524,000 6,167,000 5,889,000 5,862,000 7,278,000 4,100,000 5,250,000 3,760,000 4,974,000 99,000 3,772,000 3,413,000 3,029,000 
      total deposits
    		27,184,765,000 27,528,433,000 27,193,191,000 27,191,909,000 26,828,269,000 28,804,450,000 28,892,407,000 30,401,769,000 6,640,630,000 6,871,076,000 6,951,974,000 7,120,921,000 7,280,385,000 7,558,683,000 7,479,701,000 7,439,435,000 6,543,225,000 6,206,544,000 6,142,042,000 6,085,800,000 6,032,266,000 6,037,465,000 5,562,838,000 1,328,221,000 852,331,000 853,843,000 786,334,000 711,609,000 685,934,000 634,410,000 646,308,000 684,788,000 682,405,000 691,650,000 658,432,000 637,125,000 628,590,000 630,123,000 598,177,000 575,736,000 565,227,000 576,066,000 574,151,000 582,190,000 582,983,000 578,897,000 570,543,000 553,048,000 539,043,000 524,983,000 508,156,000 493,638,000 477,721,000 470,682,000 453,581,000 450,446,000 436,702,000 427,945,000 389,925,000 358,744,000 326,026,000 309,588,000 279,714,000 277,961,000 
      borrowings
    		2,005,022,000 1,917,180,000 1,670,782,000 1,391,814,000 1,591,833,000 1,440,875,000 2,139,498,000 2,911,322,000                                                         
      subordinated debt
    		950,888,000 949,213,000 944,908,000 941,923,000 942,151,000 939,287,000 937,717,000 936,599,000                                                         
      accrued interest payable and other liabilities
    		405,551,000 428,784,000 449,381,000 517,269,000 574,162,000 651,379,000 709,744,000 893,609,000                                                         
      total liabilities
    		30,546,226,000 30,823,610,000 30,258,262,000 30,042,915,000 29,936,415,000 31,835,991,000 32,679,366,000 35,143,299,000 8,245,352,000 8,413,211,000 9,079,994,000 8,237,398,000 8,416,588,000 8,552,983,000 8,604,531,000 8,328,453,000 7,433,938,000 7,198,051,000 7,128,766,000 6,980,127,000 6,863,852,000 6,923,179,000 6,827,605,000 1,477,993,000 932,825,000 898,080,000 814,546,000 737,489,000 721,791,000 699,333,000 725,612,000 763,846,000 785,078,000 805,314,000 796,436,000 797,439,000 797,996,000 800,933,000 777,797,000 763,700,000 743,657,000 713,691,000 690,645,000 686,899,000 685,710,000 704,622,000 726,602,000 732,763,000 742,855,000 698,806,000 677,408,000 658,133,000 654,279,000 619,957,000 595,069,000 596,176,000 586,746,000 570,685,000 539,425,000 525,954,000 445,568,000 410,429,000 371,036,000 320,790,000 
      commitments and contingencies
    		                                                                
      stockholders' equity:
    		                                                                
      preferred stock
    		498,516,000 498,516,000 498,516,000 498,516,000 498,516,000 498,516,000 498,516,000 498,516,000        94,956,000 94,956,000 94,956,000 94,956,000 184,878,000 184,878,000 185,037,000 187,687,000                                          
      common stock (0.01 par value, 150,904,772 shares issued and 150,826,212 outstanding at
    		                                                                
      september 30, 2025; 158,557,735 shares issued and 158,346,529 outstanding at december 31, 2024)
    		1,509,000                                                                
      class b non-voting common stock (0.01 par value, 477,321 shares issued at september 30, 2025
    		                                                                
      and 477,321 shares issued at december 31, 2024)
    		5,000 5,000 5,000                                                              
      non-voting common stock equivalents (0.01 par value, 4,140,600 shares issued at
    		                                                                
      september 30, 2025 and 9,790,600 shares issued at december 31, 2024)
    		41,000                                                                
      additional paid-in capital
    		3,563,145,000 3,609,109,000 3,732,376,000 3,785,725,000 3,802,314,000 3,813,312,000 3,827,777,000 3,840,974,000 869,565,000 867,994,000 866,306,000 866,478,000 864,806,000 856,079,000 855,198,000 854,873,000 631,512,000 630,654,000 629,844,000 634,704,000 633,409,000 632,117,000 631,125,000  151,612,000 151,277,000 150,786,000 178,754,000 145,421,000 119,497,000 119,998,000 67,870,000 67,887,000 67,912,000 67,958,000 68,076,000 68,114,000 68,171,000 68,155,000 67,941,000 67,866,000 67,716,000 67,537,000 67,218,000 66,847,000 66,333,000 65,940,000 65,500,000 65,138,000 64,565,000 66,127,000 65,842,000 65,694,000 65,437,000 65,281,000 65,127,000 65,008,000 64,905,000 64,966,000 64,858,000 64,772,000 61,875,000 61,833,000 61,732,000 
      retained deficit
    		-309,460,000 -369,142,000 -387,580,000 -431,201,000 -478,173,000 -477,010,000 -497,396,000                                                          
      accumulated other comprehensive loss
    		-287,017,000 -313,217,000 -323,320,000 -354,780,000 -328,148,000 -428,659,000 -436,436,000 -432,114,000 -43,453,000 -49,758,000 -50,489,000           -15,565,000 -54,148,000  -110,000                   -72,000 -205,000 -138,000 -192,000 -184,000 -353,000 -279,000 -168,000              
      total stockholders' equity
    		3,466,739,000 3,426,843,000 3,521,656,000 3,499,949,000 3,496,198,000 3,407,848,000 3,394,150,000 3,390,765,000                                                         
      total liabilities and stockholders' equity
    		34,012,965,000 34,250,453,000 33,779,918,000 33,542,864,000 33,432,613,000 35,243,839,000 36,073,516,000 38,534,064,000                                                         
      2,480,037 and 2,526,644, respectively)
    		 2,246,174,000                                                               
      2,195,476 and 2,156,694, respectively)
    		 2,316,725,000                                                               
      common stock (0.01 par value, 147,379,216 shares issued and 147,295,435 outstanding at
    		                                                                
      june 30, 2025; 158,557,735 shares issued and 158,346,529 outstanding at december 31
    		                                                                
      2024)
    		 1,474,000 1,561,000                                                              
      class b non-voting common stock (0.01 par value, 477,321 shares issued at june 30, 2025
    		                                                                
      non-voting common stock equivalents (0.01 par value, 9,790,600 shares issued at
    		                                                                
      june 30, 2025 and 9,790,600 shares issued at december 31, 2024)
    		 98,000                                                               
      securities available-for-sale, at fair value
    		        915,054,000 922,091,000 958,427,000  847,565,000 865,435,000 898,775,000  1,303,368,000 1,353,154,000 1,270,830,000  1,245,867,000 1,176,029,000 969,427,000                                          
      2,179,910 and 2,156,694, respectively)
    		  2,311,912,000                                                              
      common stock (0.01 par value, 156,135,165 shares issued and 155,947,503 outstanding at
    		                                                                
      march 31, 2025; 158,557,735 shares issued and 158,346,529 outstanding at december 31
    		                                                                
      class b non-voting common stock (0.01 par value, 477,321 shares issued at march 31, 2025
    		                                                                
      march 31, 2025 and 9,790,600 shares issued at december 31, 2024)
    		  98,000                                                              
      securities available-for-sale, at fair value, net of allowance for credit losses
    		                                                                
      securities held-to-maturity, at amortized cost, net of allowance for credit losses
    		                                                                
      common stock (0.01 par value, 158,557,735 shares issued and 158,346,529 outstanding
    		                                                                
      at december 31, 2024; 157,651,752 shares issued and 156,790,349 outstanding at
    		                                                                
      december 31, 2023)
    		   1,586,000                                                             
      class b non-voting common stock (0.01 par value, 477,321 shares issued at december 31, 2024
    		                                                                
      and 477,321 shares issued at december 31, 2023)
    		   5,000 5,000 5,000 5,000                                                          
      december 31, 2024 and 10,829,990 shares issued at december 31, 2023)
    		   98,000                                                             
      2,229,482 and 2,168,316, respectively)
    		    2,301,263,000                                                            
      deferred fees
    		    -25,757,000 -26,388,000 -44,006,000 -45,043,000                                                         
      common stock (0.01 par value, 158,611,645 shares issued and 158,328,021 outstanding at
    		                                                                
      september 30, 2024; 157,651,752 shares issued and 156,790,349 outstanding at december 31
    		                                                                
      2023)
    		    1,586,000                                                            
      class b non-voting common stock (0.01 par value, 477,321 shares issued at september 30, 2024
    		                                                                
      september 30, 2024 and 10,829,990 shares issued at december 31, 2023)
    		    98,000                                                            
      2,145,929 and 2,168,316, respectively)
    		     2,296,708,000                                                           
      common stock (0.01 par value, 158,252,791 shares issued and 157,941,818 outstanding at
    		                                                                
      june 30, 2024; 157,651,752 shares issued and 156,790,349 outstanding at december 31, 2023)
    		     1,583,000                                                           
      class b non-voting common stock (0.01 par value, 477,321 shares issued at june 30, 2024
    		                                                                
      non-voting common stock equivalents (0.01 par value, 10,145,600 shares issued at
    		                                                                
      june 30, 2024 and 10,829,990 shares issued at december 31, 2023)
    		     101,000                                                           
      2,153,349 and 2,168,316, respectively)
    		      2,291,984,000                                                          
      common stock (0.01 par value, 158,390,708 shares issued and 157,608,893 outstanding at
    		                                                                
      march 31, 2024; 157,651,752 shares issued and 156,790,349 outstanding at december 31, 2023)
    		      1,583,000                                                          
      class b non-voting common stock (0.01 par value, 477,321 shares issued at march 31, 2024
    		                                                                
      march 31, 2024 and 10,829,990 shares issued at december 31, 2023)
    		      101,000                                                          
      total cash and cash equivalents
    		       5,377,576,000 310,985,000 283,729,000 1,010,951,000 228,896,000 256,058,000 243,064,000 254,241,000 228,123,000 185,840,000 163,332,000 379,509,000 220,819,000 292,490,000 420,640,000 435,992,000 122,060,000 88,827,000 73,833,000 44,475,000 75,100,000 61,039,000 28,683,000 59,100,000 39,908,000 40,104,000 44,496,000 34,596,000 25,390,000 11,658,000 11,395,000 19,237,000 11,703,000 12,237,000 16,022,000 21,796,000 13,242,000 16,125,000 18,624,000 13,995,000 14,899,000 13,224,000 16,184,000 13,873,000 12,459,000 12,092,000 12,401,000 12,315,000 13,433,000 11,462,000 11,424,000 11,575,000 18,751,000 12,940,000 11,585,000 11,506,000 19,217,000 
      gross loans and leases held for investment
    		       25,534,730,000                                                         
      core deposit and customer relationship intangibles
    		       165,477,000                                                         
      common stock (0.01 par value, 157,651,752 shares issued and 156,790,349 outstanding at
    		                                                                
      at december 31, 2023; 78,973,869 shares issued and 77,393,448 outstanding at
    		                                                                
      december 31, 2022)
    		       1,577,000                                                         
      class b non-voting common stock (0.01 par value, 477,321 shares issued at december 31, 2023
    		                                                                
      and no shares issued at december 31, 2022)
    		       5,000                                                         
      non-voting common stock equivalents (0.01 par value, 10,829,990 shares issued at
    		                                                                
      december 31, 2023 and no shares issued at december 31, 2022)
    		       108,000                                                         
      retained (deficit) earnings
    		       -518,301,000                                                         
      assets
    		                                                                
      securities held-to-maturity, at amortized cost
    		        328,287,000 328,405,000 328,520,000 328,641,000 328,757,000 329,272,000 329,381,000                                                  
      loans receivable
    		        6,961,032,000 7,156,206,000 7,054,380,000 7,115,038,000 7,289,320,000 7,451,264,000 7,451,573,000 7,251,480,000 6,228,575,000 5,985,477,000 5,764,401,000 5,898,405,000 5,678,002,000 5,627,696,000 5,667,464,000                                          
      allowance for loan losses
    		        -74,390,000 -80,883,000 -84,560,000 -85,960,000 -92,444,000 -93,793,000 -93,226,000 -92,584,000 -73,524,000 -75,885,000 -79,353,000 -81,030,000                                             
      federal home loan bank and other bank stock, at cost
    		        60,336,000 60,281,000 70,334,000 57,092,000 54,428,000 51,489,000 51,456,000 44,632,000 44,604,000 44,569,000 44,964,000 44,506,000 44,809,000 46,585,000 57,237,000 8,842,000                                         
      deferred income taxes
    		        51,461,000 64,001,000 54,450,000 50,518,000 56,376,000 54,455,000 51,516,000 50,774,000 40,659,000 41,628,000 47,877,000 45,957,000 43,744,000 48,288,000 63,849,000                                          
      other intangibles
    		        6,142,000 6,603,000 7,065,000 7,526,000 8,081,000                                                    
      derivative assets
    		        70,625,000                                                        
      liabilities and stockholders’ equity
    		                                                                
      federal home loan bank (fhlb) advances, net and federal reserve bank (frb) borrowings
    		        1,008,293,000 1,147,997,000 1,732,670,000                                                      
      other borrowings
    		        185,802,000    10,000,000 98,000,000 190,000,000 25,000,000 100,000,000 125,000,000                                               
      long-term debt
    		        274,279,000 274,121,000 274,995,000 274,906,000 274,746,000 274,587,000 274,468,000 274,386,000 256,706,000 256,554,000 256,441,000 256,315,000 173,623,000 173,537,000                                           
      accrued expenses and other liabilities
    		        136,348,000 120,017,000 120,355,000 114,223,000 86,493,000 69,296,000 60,852,000 68,550,000 92,856,000 92,851,000 66,622,000 72,055,000 73,056,000 68,909,000 85,612,000 27,089,000 13,611,000 10,111,000 8,212,000 5,880,000 5,857,000 4,923,000 4,304,000 4,058,000 2,673,000 3,664,000 3,004,000 4,439,000 3,906,000 3,915,000 4,620,000 4,664,000 4,430,000 4,325,000 4,794,000 5,209,000 5,227,000 4,525,000 4,859,000 5,215,000 4,012,000 3,423,000 5,052,000 5,495,000 4,358,000 4,775,000 5,988,000 3,230,000 5,044,000 3,240,000 2,500,000 2,810,000 2,042,000 2,241,000 1,222,000 1,829,000 
      commitments and contingent liabilities
    		                                                                
      common stock
    		        653,000 653,000 653,000 651,000 652,000 647,000 646,000 646,000 527,000 527,000 526,000 522,000 522,000 522,000 520,000  118,000 117,000 117,000 117,000 117,000 99,000 99,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 54,000 55,000 55,000 55,000 53,000   
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at september 30, 2023 and december 31, 2022
    		        5,000                                                        
      retained earnings
    		        312,219,000 275,430,000 263,524,000 248,988,000 231,084,000 210,471,000 187,457,000 147,894,000 147,682,000 129,307,000 115,004,000 110,179,000 95,001,000 85,670,000 110,640,000  23,746,000 26,201,000 27,623,000 35,065,000 35,928,000 35,448,000 35,773,000 35,587,000 33,015,000 35,932,000 35,515,000 36,573,000 35,535,000 35,288,000 38,496,000 40,703,000 40,025,000 42,587,000 42,192,000 42,129,000 42,623,000 42,601,000 41,993,000 41,542,000 40,951,000 40,471,000 39,962,000 39,307,000 38,509,000 37,990,000 37,385,000 36,818,000 35,911,000 34,915,000 34,137,000 33,387,000 32,758,000 32,016,000 31,305,000 30,554,000 
      treasury stock
    		        -137,269,000 -137,270,000 -121,092,000 -115,907,000 -96,978,000 -84,013,000 -45,125,000 -40,827,000 -40,827,000 -40,827,000 -40,827,000 -40,827,000 -40,827,000 -40,827,000 -40,827,000  -25,007,000 -25,110,000 -25,037,000 -24,986,000 -24,806,000 -25,139,000 -25,135,000 -25,801,000 -25,796,000 -25,796,000 -25,788,000 -25,771,000 -25,763,000 -25,739,000 -25,736,000 -25,199,000 -25,138,000 -24,614,000 -23,685,000 -23,594,000 -23,592,000 -23,282,000 -23,515,000 -23,525,000 -23,638,000 -23,300,000 -23,293,000 -23,017,000 -19,665,000 -17,180,000 -17,180,000 -17,180,000 -15,981,000 -13,650,000 -8,016,000 -4,020,000 -4,020,000    
      total stockholders’ equity
    		        1,001,720,000 957,054,000 958,907,000 959,618,000 951,990,000 949,130,000 979,009,000 1,065,290,000 844,803,000 829,362,000 804,693,000 897,207,000 874,254,000 846,959,000 835,002,000                                 78,380,000 78,245,000 80,049,000 84,539,000 87,566,000 86,630,000 89,684,000 88,881,000 87,675,000 
      total liabilities and stockholders’ equity
    		        9,247,072,000 9,370,265,000 10,038,901,000 9,197,016,000 9,368,578,000 9,502,113,000 9,583,540,000 9,393,743,000 8,278,741,000 8,027,413,000 7,933,459,000 7,877,334,000 7,738,106,000 7,770,138,000 7,662,607,000                                 674,556,000 664,991,000 650,734,000 623,964,000 613,520,000 532,198,000 500,113,000 459,917,000 408,465,000 
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at june 30, 2023 and december 31, 2022
    		         5,000                                                       
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at march 31, 2023 and december 31, 2022
    		          5,000                                                      
      securities available-for-sale, carried at fair value
    		           868,297,000    1,315,703,000    1,231,431,000                                             
      federal home loan bank advances
    		           727,348,000 727,021,000 511,695,000 556,374,000 476,059,000 405,738,000 490,419,000 635,105,000 539,795,000 559,482,000 617,170,000 978,000,000                                          
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at december 31, 2022 and 2021
    		           5,000                                                     
      accumulated other comprehensive income
    		           -40,597,000 -47,579,000 -34,059,000 -19,172,000 7,743,000 10,948,000 14,740,000 5,185,000 7,746,000 1,266,000        887,000 2,944,000 2,599,000 2,668,000 2,901,000 2,165,000 1,667,000 139,000   209,000             -145,000 1,000 -129,000  19,000 20,000 41,000 51,000 76,000 124,000 184,000 261,000 287,000 
      operating lease right-of-use assets
    		            30,321,000 32,632,000 34,189,000 35,442,000 29,054,000 20,364,000 22,069,000 19,633,000 18,909,000 19,408,000                                           
      investments in alternative energy partnerships
    		            22,401,000 23,531,000 25,156,000 25,888,000 25,196,000 24,068,000 23,809,000 27,977,000 27,786,000 26,967,000 27,347,000                                          
      income tax receivable
    		            3,430,000 4,563,000 1,045,000 7,952,000    1,105,000 10,701,000 13,094,000 7,198,000                                          
      reserve for loss on repurchased loans
    		            3,006,000 3,222,000 3,877,000 4,348,000 5,023,000 5,095,000 5,383,000  5,487,000 5,567,000 5,601,000                                          
      operating lease liabilities
    		            34,937,000 37,500,000 39,259,000 40,675,000 30,390,000 21,588,000 23,173,000 20,647,000 19,938,000 20,531,000 22,075,000                                          
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at september 30, 2022 and december 31, 2021
    		            5,000                                                    
      other intangible assets
    		             4,677,000 4,990,000 6,411,000 1,787,000 2,069,000 2,351,000 2,633,000 2,939,000 3,292,000 3,722,000 5,841,000                                         
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at june 30, 2022 and at december 31, 2021
    		             5,000                                                   
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at march 31, 2022 and at december 31, 2021
    		              5,000                                                  
      loans held-for-sale, carried at fair value
    		               3,408,000 3,422,000 2,853,000 1,408,000 1,413,000 1,849,000 19,768,000 20,234,000                                          
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at december 31, 2021 and 2020
    		               5,000                                                 
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at september 30, 2021 and at december 31, 2020
    		                5,000                                                
      other real estate owned
    		                 3,253,000         14,692,000                                      
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at june 30, 2021 and at december 31, 2020
    		                 5,000                                               
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at march 31, 2021 and at december 31, 2020
    		                  5,000                                              
      loan repurchase reserve
    		                   5,515,000                                             
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at december 31, 2020 and at december 31, 2019
    		                   5,000                                             
      allowance for credit losses - loans
    		                    -90,927,000 -90,370,000 -78,243,000                                          
      premises, equipment
    		                    123,812,000 125,247,000 127,379,000                                          
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at september 30, 2020 and at december 31, 2019
    		                    5,000                                            
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at june 30, 2020 and at december 31, 2019
    		                     5,000                                           
      operating lease right-of-use-assets
    		                      20,882,000                                          
      long term debt
    		                      173,479,000                                          
      class b non-voting non-convertible common stock, 0.01 par value per share, 3,136,156 shares authorized; 477,321 shares issued and outstanding at march 31, 2020 and at december 31, 2019
    		                      5,000                                          
      federal funds sold
    		                       8,555,000         29,865,000 33,835,000 23,580,000 14,175,000 705,000  8,835,000 400,000 350,000 2,405,000 8,635,000 1,605,000 2,105,000 3,025,000 245,000 1,250,000 285,000 3,515,000 1,270,000 235,000  850,000 670,000 975,000 1,285,000 1,220,000 1,110,000 6,200,000 1,035,000 1,155,000 855,000 5,925,000 
      time deposits in financial institutions
    		                       5,621,000                                         
      securities available for sale
    		                       122,271,000 117,008,000 101,452,000 101,616,000                                      
      originated loans and leases receivable, net of allowance of 11,663 at september 30, 2012 and 12,257 at december 31, 2011
    		                       798,347,000                                         
      purchased loans and leases receivable, net of allowance of 716 at september 30, 2012 and 523 at december 31, 2012
    		                       404,648,000                                         
      servicing rights
    		                       2,170,000                                         
      accrued interest receivable
    		                       5,312,000 3,715,000 3,891,000 3,569,000 3,220,000 3,466,000 3,465,000 3,531,000 3,647,000 3,451,000 3,685,000 3,936,000 3,665,000 4,223,000 4,276,000 4,008,000 3,936,000 3,803,000 3,764,000 3,853,000 3,996,000 3,481,000 3,575,000 3,958,000 3,578,000 3,533,000 3,209,000 2,968,000 2,714,000 2,666,000 2,528,000 2,255,000 2,221,000 2,278,000 2,207,000 2,121,000    1,809,000  
      other real estate owned (oreo)
    		                       8,704,000 9,239,000 12,843,000                                       
      bank owned life insurance investment
    		                       18,649,000 18,581,000 18,520,000 18,451,000 18,372,000 18,295,000 18,215,000 18,151,000 18,097,000 18,040,000 17,979,000 17,932,000 17,846,000 17,751,000 17,607,000  17,526,000 17,358,000 17,213,000  16,861,000 16,693,000 16,503,000  16,175,000 16,011,000 15,849,000  15,508,000 15,316,000 15,129,000           
      prepaid fdic assessment
    		                       1,622,000 1,752,000 2,100,000 2,405,000 2,603,000 2,781,000 3,156,000 3,521,000 3,894,000 4,266,000 4,650,000 5,013,000                              
      deferred income tax
    		                       7,441,000                                         
      liabilities and shareholders’ equity
    		                                                                
      deposits
    		                                                                
      noninterest-bearing demand
    		                       88,616,000 26,594,000 24,961,000 20,039,000                                      
      interest-bearing demand
    		                       183,516,000 53,007,000 96,902,000 68,578,000                                      
      money market accounts
    		                       253,557,000 225,808,000 177,314,000 188,658,000 87,029,000 85,973,000 88,287,000 89,708,000    81,771,000    81,837,000    129,466,000    169,708,000    123,557,000    75,641,000    65,541,000      
      savings accounts
    		                       162,979,000 41,827,000 42,761,000 39,176,000 135,836,000 135,438,000 135,064,000 124,620,000    121,503,000    96,864,000    80,625,000    43,440,000    57,076,000    63,258,000    52,843,000    47,970,000  
      certificates of deposit
    		                       639,553,000 505,095,000 511,905,000 469,883,000 418,568,000 396,878,000 345,612,000 371,949,000    397,195,000    365,331,000    305,072,000    290,116,000    246,805,000    229,129,000    203,376,000    137,168,000  
      advances from federal home loan bank
    		                       86,000,000 35,000,000 35,000,000 20,000,000 20,000,000 30,000,000 60,000,000 75,000,000 75,000,000 100,000,000 110,000,000 135,000,000 150,000,000 165,500,000 166,895,000 175,000,000 183,300,000 174,000,000 133,300,000 111,700,000 99,500,000 97,500,000 121,200,000 151,200,000 174,500,000 199,800,000 170,400,000 164,200,000 159,000,000 172,200,000 144,500,000 135,500,000 142,500,000 145,000,000 139,500,000 147,000,000 164,400,000 117,500,000 98,600,000 90,100,000 41,000,000 
      notes payable
    		                       34,018,000 31,714,000                                        
      reserve for loss reimbursements on sold loans
    		                       2,665,000                                         
      federal home loan bank stock, at cost
    		                        6,311,000 6,639,000 6,972,000 7,310,000 7,650,000 7,993,000 8,323,000 8,669,000 9,016,000 9,364,000 9,364,000 9,364,000 9,364,000 9,364,000 9,364,000 9,278,000 8,192,000 6,935,000 6,842,000 6,753,000 6,660,000 8,679,000 9,794,000 9,922,000 9,804,000 8,623,000 8,523,000 8,426,000   7,784,000    8,293,000    4,505,000  
      loans, net of allowance of 11,448 at june 30, 2012 and 12,780 at december 31, 2011
    		                        829,137,000                                        
      capital lease assets
    		                        169,000 126,000                                       
      capital lease obligation
    		                        169,000 126,000                                       
      shareholders’ equity
    		                                                                
      preferred stock, .01 par value per share, 1,000 per share liquidation preference for a total of 32,000; 50,000,000 shares authorized, 32,000 shares issued and outstanding at june 30, 2012 and december 31, 2011
    		                        31,925,000                                        
      class b non-voting non-convertible common stock, .01 par value per share, 3,136,156 shares authorized; 1,078,807 shares issued and outstanding at june 30, 2012 and 1,054,991 shares issued and outstanding at december 31, 2011
    		                        11,000                                        
      total shareholders’ equity
    		                        182,295,000 184,002,000 184,495,000 191,488,000 160,475,000 135,650,000 136,009,000 98,867,000 96,413,000 98,482,000 97,485,000 97,014,000 95,642,000 95,358,000 98,723,000 81,849,000 81,030,000 83,839,000 84,075,000 83,577,000 83,442,000 83,156,000 81,741,000 80,721,000 79,359,000 78,591,000 77,769,000 76,815,000 79,060,000 80,331,000 79,391,000          
      total liabilities and shareholders’ equity
    		                        1,115,120,000 1,083,082,000 999,041,000 928,977,000 882,266,000 834,983,000 861,621,000 862,713,000 881,491,000 903,796,000 893,921,000 894,453,000 893,638,000 896,291,000 876,520,000 845,549,000 824,687,000 797,530,000 774,720,000 770,476,000 769,152,000 787,778,000 808,343,000 813,484,000 822,214,000 777,397,000 755,177,000 734,948,000 733,339,000 700,288,000 674,460,000          
      loans, net of allowance of 11,173 at march 31, 2012 and 12,780 at december 31, 2011
    		                         828,285,000                                       
      preferred stock, .01 par value per share, 1,000 per share liquidation preference for a total of 32,000; 50,000,000 shares authorized, 32,000 shares issued and outstanding at march 31, 2012 and december 31, 2011
    		                         31,934,000                                       
      class b non-voting non-convertible common stock, .01 par value per share, 3,136,156 shares authorized; 1,067,725 shares issued and outstanding at march 31, 2012 and 1,054,991 shares issued and outstanding at december 31, 2011
    		                         11,000                                       
      accumulated other comprehensive income/(loss)
    		                         -428,000                                       
      loans, net of allowance of 12,780 at december 31, 2011 and 14,637 at december 31, 2010
    		                          775,609,000                                      
      preferred stock, .01 par value per share, 1,000 per share liquidation preference for a total of 32,000; 50,000,000 shares authorized, 32,000 shares issued and outstanding at december 31, 2011; no shares issued or outstanding at december 31, 2010
    		                          31,934,000                                      
      class b non-voting non-convertible common stock, .01 par value per share, 3,136,156 shares authorized; 1,054,991 shares issued and outstanding at december 31, 2011 and 1,036,156 shares issued and outstanding at december 31, 2010
    		                          11,000                                      
      unearned employee stock ownership plan
    		                           -127,000 -254,000 -381,000 -507,000        -1,523,000    -2,031,000    -2,539,000    -3,047,000    -3,555,000    -4,063,000      
      accumulated other comprehensive income/
    		                          -939,000 -517,000         -103,000 -85,000     8,000                      
      securities available-for-sale
    		                           64,926,000 74,613,000 73,689,000 64,790,000 71,194,000 70,452,000 70,798,000 52,304,000 48,751,000 43,542,000 38,394,000 17,565,000 5,000 5,000 5,000 4,367,000 14,208,000 13,976,000 14,086,000 13,989,000 13,998,000 13,707,000 13,829,000 14,012,000 14,100,000 14,345,000 14,119,000 10,019,000 98,000 5,554,000 5,282,000 6,419,000 8,533,000 14,631,000 17,194,000 18,733,000 19,008,000 
      loans, net of allowance of 8,993 at september 30, 2011 and 14,637 at december 31, 2010
    		                           695,740,000                                     
      real estate owned
    		                           20,551,000 15,019,000 6,433,000 6,562,000 7,790,000 8,342,000 9,697,000 5,680,000 5,277,000 8,147,000 5,888,000 158,000 436,000 436,000 436,000                       
      noninterest-bearing
    		                           20,934,000 21,702,000 18,066,000 15,171,000 15,599,000 15,325,000 14,487,000 14,021,000 14,580,000 14,959,000 16,440,000  14,815,000 14,823,000 16,324,000  14,867,000 15,776,000 15,859,000  14,930,000 14,763,000 16,337,000  17,658,000             
      interest-bearing
    		                           49,242,000 45,943,000 47,381,000 44,860,000 669,189,000 667,080,000 677,163,000 43,942,000 622,545,000 613,631,000 613,683,000  560,921,000 550,404,000 559,742,000  567,323,000 567,207,000 563,038,000  538,118,000 524,280,000 508,646,000  475,980,000 459,272,000 455,994,000  435,869,000 423,034,000 413,420,000  347,488,000 315,971,000 302,148,000  272,838,000 
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 50,000,000 shares authorized, 32,000 shares issued and outstanding at september 30, 2011; no shares issued or outstanding at december 31, 2010
    		                                                                
      class b non-voting non-convertible common stock, .01 par value per share, 3,136,156 shares authorized; 1,044,065 shares issued and outstanding at september 30, 2011 and 1,036,156 shares issued and outstanding at december 31, 2010
    		                           10,000                                     
      additional paid-in capital-warrants
    		                           3,172,000 3,172,000 3,172,000 3,172,000                                  
      loans, net of allowance of 8,431 at june 30, 2011 and 14,637 at december 31, 2010
    		                            671,905,000                                    
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 50,000,000 shares authorized
    		                                                                
      class b non-voting non-convertible common stock, .01 par value per share, 2,836,156 shares authorized; 1,036,156 shares issued and outstanding at june 30, 2011 and december 31, 2010
    		                            10,000                                    
      loans, net of allowance of 11,905 at march 31, 2011 and 14,637 at december 31, 2010
    		                             670,579,000                                   
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at december 31, 2010
    		                                                                
      class b non-voting non-convertible common stock, .01 par value per share, 2,836,156 shares authorized; 1,036,156 shares issued and outstanding at march 31, 2011 and december 31, 2010
    		                             10,000                                   
      loans, net of allowance of 14,637 at december 31, 2010 and 13,079 at december 31, 2009
    		                              678,175,000                                  
      shareholder’s equity
    		                                                                
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at december 31, 2009
    		                                                                
      class b non-voting non-convertible common stock, .01 par value per share, 2,836,156 shares authorized; 1,036,156 shares issued and outstanding at december 31, 2010; no shares issued or outstanding at december 31, 2009
    		                              10,000                                  
      loans receivable, net of allowance of 17,560 at september 30, 2010 and 13,079 at december 31, 2009
    		                               689,079,000                                 
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at september 30, 2010 and december 31, 2009
    		                               19,123,000                                 
      unearned employee stock ownership plan shares
    		                               -634,000 -761,000 -888,000 -1,015,000 -1,142,000 -1,270,000 -1,396,000  -1,650,000 -1,777,000 -1,904,000  -2,158,000 -2,285,000 -2,412,000  -2,666,000 -2,793,000 -2,920,000  -3,174,000 -3,301,000 -3,428,000  -3,682,000 -3,809,000 -3,936,000      -4,951,000 
      loans receivable, net of allowance of 17,697 at june 30, 2010 and 13,079 at december 31, 2009
    		                                707,754,000                                
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at june 30, 2010 and december 31, 2009
    		                                19,113,000                                
      loans receivable, net of allowance of 14,113 at march 31, 2010 and 13,079 at december 31, 2009
    		                                 726,597,000                               
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at march 31, 2010 and december 31, 2009
    		                                 19,103,000                               
      interest-bearing deposit in other financial institution
    		                                    893,000 893,000  893,000 992,000 992,000  992,000 992,000 992,000  992,000 992,000 1,512,000  1,501,000 2,491,000 2,490,000  700,000 700,000        
      loans, net of allowance of 13,079 at december 31, 2009 and 18,286 at december 31, 2008
    		                                  748,303,000                              
      liabilities and shareholders’ equity liabilities
    		                                                                
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at december 31, 2009 and december 31, 2008
    		                                  19,094,000                              
      loans receivable, net of allowance of 11,188 at september 30, 2009 and 18,286 at december 31, 2008
    		                                   767,970,000                             
      liabilities and equity
    		                                                                
      liabilities
    		                                                                
      due to broker
    		                                   5,875,000                             
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at september 30, 2009 and december 31, 2008
    		                                   19,085,000                             
      loans receivable, net of allowance of 14,603 at june 30, 2009 and 18,286 at december 31, 2008
    		                                    781,558,000                            
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at june 30, 2009 and december 31, 2008
    		                                    19,075,000                            
      loans receivable, net of allowance of 20,360 at march 31, 2009 and 18,286 at december 31, 2008
    		                                     792,134,000                           
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at march 31, 2009 and december 31, 2008
    		                                     19,065,000                           
      interest-bearing deposits in other financial institutions
    		                                      893,000    992,000    992,000    1,507,000       965,000       
      loans, net of allowance of 18,286 in 2008 and 6,240 in 2007
    		                                      793,045,000                          
      deposits:
    		                                                                
      non-interest-bearing
    		                                      14,697,000    17,873,000    14,362,000    16,706,000  18,449,000 14,688,000 15,561,000 14,577,000 13,668,000 14,525,000 12,327,000 11,256,000 10,055,000 7,440,000 6,389,000 5,123,000 
      interest-bearing checking
    		                                      39,448,000    41,115,000    52,917,000    64,012,000    69,992,000    55,838,000    25,534,000  
      shareholders’ equity:
    		                                                                
      preferred stock, .01 par value per share, 1,000 per share liquidation preference, 5,000,000 shares authorized, 19,300 shares issued and outstanding at december 31, 2008, no shares issued and outstanding at december 31, 2007
    		                                      19,068,000                          
      loans receivable, net of allowance of 12,660 at september 30, 2008 and 6,240 at december 31, 2007
    		                                       791,784,000                         
      preferred stock, .01 par value per share, 5,000,000 shares authorized, no shares issued and outstanding
    		                                                                
      loans receivable, net of allowance of 11,389 at june 30, 2008 and 6,240 at december 31, 2007
    		                                        771,707,000                        
      loans receivable, net of allowance of 5,914 at march 31, 2008 and 6,240 at december 31, 2007
    		                                         742,519,000                       
      loans, net of allowance of 6,240 in 2007 and 4,670 in 2006
    		                                          710,095,000                      
      loans receivable, net of allowance of 5,372 at september 30, 2007 and 4,670 at december 31, 2006
    		                                           704,745,000                     
      loans receivable, net of allowance of 4,571 at june 30, 2007 and 4,670 at december 31, 2006
    		                                            701,627,000                    
      loans receivable, net of allowance of 4,653 at march 31, 2007 and 4,670 at december 31, 2006
    		                                             715,775,000                   
      loans, net of allowance of 4,670 in 2006 and 4,691 in 2005
    		                                              740,044,000                  
      unearned employee stock award shares
    		                                                  -1,866,000 -2,052,000 -2,232,000 -2,413,000 -2,594,000 -2,776,000 -2,958,000 -2,280,000 -2,591,000      
      loans receivable, net of allowance of 4,788 at september 30, 2006 and 4,691 at december 31, 2005
    		                                               744,037,000                 
      loans receivable, net of allowance of 4,869 at june 30, 2006 and 4,691 at december 31, 2005
    		                                                754,853,000                
      loans receivable, net of allowance of 4,760 at march 31, 2006 and 4,691 at december 31, 2005
    		                                                 707,994,000               
      loans, net of allowance of 4,691 in 2005 and 4,430 in 2004
    		                                                  688,497,000              
      loans receivable, net of allowance of 4,661 at september 30, 2005 and 4,430 at december 31, 2004
    		                                                   669,153,000             
      federal home loan bank stock
    		                                                    8,343,000 7,871,000  7,713,000 7,622,000 8,373,000  8,220,000 5,910,000 5,131,000  2,617,000 
      loans receivable, net of allowance of 4,699 at june 30, 2005 and 4,430 at december 31, 2004
    		                                                    666,940,000            
      loans receivable, net of allowance of 4,519 and 4,430
    		                                                     634,643,000           
      interest-bearing deposit in other financial institutions
    		                                                      2,490,000    500,000      
      loans, net of allowance of 4,430 in 2004 and 4,232 in 2003
    		                                                      628,724,000          
      loans receivable, net of allowance of 4,605 and 4,232
    		                                                       643,914,000         
      stockholders’ equity
    		                                                                
      loans receivable, net of allowance of 4,409 and 4,232
    		                                                        629,430,000        
      loans receivable, net of allowance of 4,320 and 4,232
    		                                                         614,604,000       
      loans, net of allowance of 4,232 in 2003 and 2,953 in 2002
    		                                                          587,251,000      
      servicing agent receivable
    		                                                            35,000 14,253,000 13,727,000 9,767,000 
      stockholders’ equity:
    		                                                                
      loans receivable, net of allowance of 4,037 and 2,953
    		                                                           566,931,000     
      unearned employee stock ownership plan shares, 349,140 and 380,880 shares at september 30,2003 and december 31, 2002
    		                                                           -4,190,000     
      unearned employee stock award shares, 151,250 shares at september 30, 2003
    		                                                           -2,600,000     
      loans receivable, net of allowance of 3,479 and 2,953
    		                                                            489,940,000    
      unearned employee stock ownership plan shares, 359,720 and 380,880 shares at june 30,2003 and december 31, 2002
    		                                                            -4,317,000    
      unearned employee stock award shares, 159,000 shares at june 30, 2003
    		                                                            -2,742,000    
      loans receivable, net of allowance of 2,536 and 1,744
    		                                                             443,945,000   
      unearned employee stock ownership plan shares, 370,300 and 380,880 shares at march 31,2003 and december 31, 2002
    		                                                             -4,444,000   
      loans, net of allowance for loan losses of 2,953 in 2002 and 1,742 in 2001
    		                                                              403,732,000  
      unearned esop
    		                                                              -4,571,000  
      loans receivable, net of allowance of 2,536 and 1,743
    		                                                               350,518,000 
      liabilities and stockholders' equity
    		                                                                
      stockholders' equity
    		                                                                
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.