7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2017-12-31 2017-09-30 
      
    		                               
      interest income
    		                               
      interest and fees on loans
    		455,623,000 447,781,000 433,299,000 453,253,000 465,728,000 456,788,000 454,472,000 457,868,000 447,912,000 423,307,000 391,320,000 349,403,000 275,666,000 199,876,000 167,697,000 170,809,000 174,643,000 174,228,000 174,049,000 182,625,000 191,895,000 224,786,000 229,883,000 248,579,000 260,784,000 258,853,000 260,661,000 249,649,000 246,646,000 194,133,000 196,972,000 
      interest and dividends on investment securities
    		                               
      taxable
    		73,727,000 71,174,000 69,702,000 50,524,000 51,229,000 50,278,000 46,548,000 41,809,000 38,210,000 35,845,000 30,142,000 21,435,000 19,221,000 18,317,000 16,472,000 13,316,000 8,745,000 8,840,000 7,014,000 13,689,000 16,103,000 20,272,000 21,056,000 23,485,000 26,710,000 29,053,000 29,119,000 29,895,000 30,623,000 25,614,000 24,162,000 
      tax-exempt
    		13,888,000 13,902,000 13,956,000 14,469,000 14,660,000 14,669,000 14,774,000 15,273,000 15,941,000 15,994,000 16,025,000 16,666,000 16,538,000 16,379,000 16,108,000 15,569,000 14,613,000 14,366,000 14,162,000 14,523,000 14,616,000 14,882,000 14,615,000 14,491,000 14,643,000 13,816,000 12,899,000 11,883,000 10,783,000 8,437,000 8,268,000 
      other interest
    		13,353,000 12,679,000 8,920,000 10,478,000 8,701,000 8,539,000 7,595,000 10,418,000 6,575,000 6,086,000 5,329,000 3,779,000 3,284,000 2,420,000 1,993,000 2,031,000 2,281,000 1,826,000 1,694,000 2,238,000 2,231,000 3,304,000 3,557,000 4,865,000 3,995,000 4,226,000 3,257,000 4,036,000 3,153,000 2,138,000 2,492,000 
      total interest income
    		556,591,000 545,536,000 525,877,000 528,724,000 540,318,000 530,274,000 523,388,000 525,367,000 508,637,000 481,231,000 442,817,000 391,283,000 314,708,000 236,991,000 202,270,000 201,727,000 200,282,000 199,260,000 196,920,000 213,075,000 224,845,000 263,244,000 269,110,000 291,420,000 306,133,000 305,948,000 305,936,000 295,464,000 291,205,000 230,322,000 231,894,000 
      interest expense
    		                               
      interest on deposits
    		202,344,000 197,656,000 209,140,000 222,888,000 231,623,000 221,062,000 226,231,000 208,875,000 193,131,000 162,196,000 109,422,000 60,719,000 26,000,000 8,019,000 3,571,000 3,677,000 4,427,000 4,609,000 5,909,000 10,033,000 13,178,000 36,666,000 45,878,000 61,585,000 67,050,000 62,773,000 54,159,000 50,116,000 38,431,000 28,143,000 27,778,000 
      interest on federal funds purchased and securities sold under agreements to repurchase
    		2,107,000 2,004,000 3,622,000 3,203,000 3,385,000 2,303,000 2,863,000 3,734,000 3,100,000 2,261,000 3,143,000 2,280,000 756,000 406,000 38,000 40,000 48,000 30,000 26,000 34,000 51,000 368,000 521,000 145,000 286,000 627,000 442,000 504,000 538,000 420,000 768,000 
      interest on other short-term funding
    		212,000 287,000  668,000 6,144,000 6,077,000 4,708,000      1,000 1,000 1,000 1,000 8,000 7,000 6,000 5,000 683,000 39,000 28,000 33,000 37,000 51,000 36,000 38,000 51,000 1,731,000 1,039,000 
      interest on fhlb advances
    		35,965,000 34,889,000 16,090,000 17,908,000 24,799,000 34,143,000 21,671,000 49,170,000 48,143,000 49,261,000 49,960,000 36,824,000 20,792,000 9,689,000 8,182,000 8,514,000 8,962,000 9,524,000 9,493,000 14,375,000 15,470,000 17,626,000 16,622,000 15,896,000 17,744,000 19,554,000 19,948,000 19,318,000 21,279,000   
      interest on other long-term funding
    		10,741,000 10,700,000 11,085,000                             
      total interest expense
    		251,369,000 245,536,000 239,937,000 258,435,000 277,809,000 273,681,000 265,530,000 271,965,000 254,394,000 223,314,000 168,807,000 102,294,000 50,270,000 20,845,000 14,522,000 14,963,000 16,607,000 19,745,000 21,018,000 30,925,000 34,973,000 60,303,000 68,967,000 85,054,000 92,513,000 90,401,000 81,981,000 76,072,000 64,843,000 43,317,000 41,772,000 
      net interest income
    		305,222,000 300,000,000 285,941,000 270,288,000 262,509,000 256,593,000 257,858,000 253,402,000 254,244,000 257,917,000 274,010,000 288,989,000 264,439,000 216,146,000 187,747,000 186,763,000 183,675,000 179,515,000 175,902,000 182,150,000 189,872,000 202,942,000 200,142,000 206,365,000 213,619,000 215,547,000 223,955,000 219,392,000 226,362,000 187,005,000 190,122,000 
      benefit from credit losses
    		16,000,000 17,996,000 13,003,000 16,986,000 20,991,000 23,008,000 24,001,000 21,007,000 21,943,000 22,100,000 17,971,000 19,992,000 16,998,000 -2,000 -3,990,000 -5,993,000 -24,010,000 -35,004,000 -23,004,000 43,009,000 61,000,000 53,001,000  2,000,000 8,000,000 6,000,000 -250,000 -5,000,000 4,000,000  5,000,000 
      net interest income after benefit from credit losses
    		289,223,000 282,004,000 272,938,000 253,303,000 241,518,000 233,585,000 233,857,000 232,395,000 232,301,000 235,817,000 256,039,000 268,997,000 247,440,000 216,148,000 191,737,000 192,756,000 207,685,000 214,519,000 198,906,000 139,141,000 128,872,000 149,941,000 200,142,000 204,365,000 205,619,000 209,547,000 222,955,000 224,392,000 222,362,000 187,005,000 185,122,000 
      noninterest income
    		                               
      wealth management fees
    		25,315,000 23,025,000 22,498,000 24,103,000 24,144,000 22,628,000 21,694,000 21,003,000 20,828,000 20,483,000 20,189,000 20,403,000 19,984,000 21,332,000 22,404,000 22,625,000 22,110,000 22,706,000 22,414,000 21,152,000 20,916,000 20,816,000 21,582,000 21,015,000 20,691,000 20,180,000      
      service charges and deposit account fees
    		13,861,000 13,147,000 12,814,000 13,232,000 13,708,000 12,263,000 12,439,000 10,815,000 12,864,000 12,372,000 12,994,000 13,918,000 15,029,000 16,506,000 16,856,000 17,040,000 16,962,000 15,549,000 14,855,000 14,283,000 11,484,000 15,222,000          
      card-based fees
    		12,308,000 11,200,000 10,442,000 11,948,000 11,731,000 11,975,000 11,267,000 11,528,000 11,510,000 11,396,000 10,586,000 11,167,000 11,479,000 11,442,000 9,926,000 11,176,000 11,113,000 10,982,000 9,743,000 10,195,000 8,893,000 9,597,000 9,907,000 10,456,000 10,131,000 9,261,000      
      other fee-based revenue
    		5,414,000 4,995,000 5,251,000 5,183,000 5,057,000 4,857,000 4,402,000 4,019,000 4,509,000 4,465,000 4,276,000 3,290,000 4,487,000 4,360,000 3,766,000 4,317,000 3,929,000 4,244,000 4,596,000 4,968,000 4,774,000 4,497,000 4,696,000 5,085,000 5,178,000 3,983,000      
      capital markets
    		10,764,000 5,765,000 4,345,000 9,032,000 4,317,000 4,685,000 4,050,000 9,105,000 5,368,000 5,093,000 5,083,000 5,586,000 7,675,000 8,010,000 8,646,000 9,674,000 7,114,000 5,696,000 8,118,000 7,222,000 6,910,000 7,935,000 7,647,000 4,300,000 4,726,000 3,189,000 4,931,000 5,099,000 4,783,000   
      mortgage banking
    		3,541,000 4,213,000 3,822,000 3,387,000 2,132,000 2,505,000 2,662,000 1,615,000 6,501,000 7,768,000 3,545,000 2,238,000 2,098,000 6,145,000 8,391,000 8,041,000 10,657,000 8,128,000 23,925,000 12,636,000 12,263,000 6,143,000 6,760,000 10,940,000 9,466,000 4,712,000 3,271,000 4,012,000 6,258,000 3,169,000 6,585,000 
      loss on mortgage portfolio sale
    		  -6,976,000                             
      bank and corporate owned life insurance
    		4,051,000 4,135,000 5,204,000 2,321,000 4,001,000 4,584,000 2,570,000 3,384,000 2,047,000 2,172,000 2,664,000 3,427,000 1,827,000 4,106,000 2,071,000 4,703,000 2,760,000 3,088,000 2,702,000 3,074,000 3,625,000 3,094,000 3,363,000 4,337,000 3,352,000 3,792,000 3,246,000 3,540,000 3,978,000   
      asset gains
    		3,340,000   365,000 -474,000  -306,000 -136,000 625,000 -299,000 263,000 -545,000 18,000 1,677,000 188,000 985,000 5,228,000 -14,000 4,809,000 -339,000 157,361,000 -77,000 397,000 877,000 871,000 567,000 -2,456,000 -1,037,000 2,497,000 -528,000 -16,000 
      investment securities gains
    		1,000 7,000 4,000 -148,194,000 100,000 67,000 3,879,000 -58,958,000 -11,000 14,000 51,000 -1,930,000 5,664,000 -8,000 21,000   24,000 -39,000 7,000 3,096,000 6,118,000 26,000 3,788,000 463,000 1,680,000  30,000 -2,015,000 75,000 3,000 
      other
    		2,670,000 2,226,000 2,251,000 2,256,000 2,504,000 2,222,000 2,327,000 2,850,000 2,339,000 2,080,000 2,422,000 4,102,000 2,527,000 1,888,000 2,198,000 2,855,000 2,116,000 2,918,000 3,141,000 2,232,000 2,737,000 2,352,000 2,821,000 2,537,000 2,547,000 3,260,000 1,522,000 2,802,000 2,235,000 2,777,000 2,254,000 
      total noninterest income
    		81,265,000 66,977,000 58,776,000 -206,772,000 67,221,000 65,159,000 64,985,000 -131,013,000 66,579,000 65,543,000 62,073,000 61,657,000 70,788,000 75,458,000 74,467,000 81,502,000 82,076,000 73,443,000 95,343,000 75,545,000 254,490,000 98,306,000 92,934,000 100,850,000 95,837,000 91,202,000 84,046,000 88,300,000 92,842,000 84,544,000 85,895,000 
      noninterest expense
    		                               
      personnel
    		135,703,000 126,994,000 123,897,000 125,944,000 121,036,000 121,581,000 119,395,000 120,686,000 117,159,000 114,089,000 116,420,000 118,381,000 118,243,000 112,666,000 104,811,000 107,787,000 107,880,000 106,994,000 104,026,000 108,567,000 111,350,000 114,200,000 120,614,000 123,170,000 123,228,000 120,050,000 116,535,000 124,476,000 123,980,000   
      technology
    		28,590,000 26,508,000 27,139,000 26,984,000 27,217,000 27,161,000 26,200,000 28,028,000 26,172,000 24,220,000 23,598,000 25,299,000 22,694,000 21,223,000 21,485,000 20,787,000 19,927,000 20,236,000 20,740,000 19,666,000 21,174,000 20,799,000 22,731,000 20,572,000 20,114,000 19,012,000 17,944,000 17,563,000 19,452,000 17,878,000 15,233,000 
      occupancy
    		12,757,000 12,644,000 15,381,000 14,325,000 13,536,000 13,128,000 13,633,000 14,429,000 14,125,000 13,587,000 15,063,000 15,846,000 13,717,000 14,151,000 16,080,000 16,864,000 15,814,000 14,679,000 16,156,000 17,854,000 14,464,000 16,069,000 16,933,000 15,164,000 13,830,000 16,472,000 14,174,000 14,519,000 15,071,000 13,497,000 12,294,000 
      business development and advertising
    		8,362,000 7,748,000 6,386,000 7,407,000 6,683,000 7,535,000 6,517,000 8,351,000 7,100,000 7,106,000 5,849,000 8,137,000 6,778,000 5,655,000 4,954,000 5,627,000 6,156,000 4,970,000 4,395,000 3,626,000 3,556,000 5,826,000 8,316,000 7,991,000 6,658,000 6,636,000 8,950,000 8,213,000 7,067,000 8,195,000 7,764,000 
      equipment
    		4,368,000 4,494,000 4,527,000 4,729,000 4,653,000 4,450,000 4,599,000 4,742,000 5,016,000 4,975,000 4,930,000 4,791,000 4,921,000 4,960,000 4,960,000 4,905,000 5,200,000 5,481,000 5,518,000 5,399,000 5,312,000 5,439,000 5,970,000 6,335,000 5,577,000 5,668,000 5,896,000 5,838,000 5,953,000 5,250,000 5,232,000 
      legal and professional
    		5,232,000 6,674,000 6,083,000 6,861,000 5,639,000 4,429,000 4,672,000 6,762,000 4,461,000 4,831,000 3,857,000 4,132,000 4,159,000 4,873,000 5,087,000 4,428,000 4,304,000 6,661,000 6,530,000 5,591,000 5,058,000 5,160,000 5,559,000 5,724,000 4,668,000 3,951,000 5,888,000 5,476,000 6,284,000   
      loan and foreclosure costs
    		1,638,000 2,705,000 2,594,000 1,952,000 2,748,000 1,793,000 1,979,000 586,000 2,049,000 1,635,000 1,138,000 804,000 1,631,000 1,476,000 2,014,000 1,635,000 1,616,000 2,671,000 2,220,000 2,118,000 3,605,000 3,120,000 3,262,000 1,638,000        
      fdic assessment
    		9,980,000 9,708,000 10,436,000 9,139,000 8,223,000 7,131,000 13,946,000 41,497,000 9,150,000 9,550,000 6,875,000 6,350,000 5,800,000 5,400,000 5,100,000 4,800,000 5,000,000 3,600,000 4,750,000 3,900,000 5,250,000 5,500,000 4,000,000 4,000,000 4,500,000 3,750,000 5,750,000 7,750,000 8,250,000   
      other intangible amortization
    		2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,203,000 2,202,000 2,203,000 2,203,000 2,236,000 2,253,000 2,872,000 2,814,000 2,711,000 2,686,000 2,324,000 2,226,000 2,233,000 2,233,000 2,168,000 500,000 450,000 
      total noninterest expense
    		216,202,000 209,352,000 210,619,000 224,282,000 200,597,000 195,861,000 197,657,000 239,391,000 196,205,000 190,673,000 187,412,000 196,560,000 195,791,000 181,420,000 173,292,000 182,211,000 177,892,000 174,475,000 175,347,000 227,587,000 183,407,000 192,191,000 203,608,000 200,930,000 197,779,000 191,671,000 193,163,000 204,413,000 211,258,000 181,699,000 177,427,000 
      income before income taxes
    		154,286,000 139,629,000 121,095,000 -177,752,000 108,142,000 102,884,000 101,185,000 -138,009,000 102,674,000 110,687,000 130,700,000 134,094,000 122,438,000 110,187,000 92,912,000 92,048,000 111,870,000 113,487,000 118,903,000 -12,900,000 199,955,000 56,056,000 89,467,000 104,286,000 103,678,000 109,078,000 113,839,000 108,279,000 103,947,000 89,850,000 93,590,000 
      income tax expense
    		29,554,000  19,409,000 -16,137,000 20,124,000  20,016,000 -47,202,000 19,426,000 23,533,000 27,340,000 25,332,000 26,163,000 23,363,000 18,650,000      51,238,000 10,219,000 17,364,000 20,947,000 19,017,000 22,392,000 24,854,000 22,349,000 14,754,000 39,840,000 28,589,000 
      net income
    		124,732,000 111,230,000 101,687,000 -161,615,000 88,018,000 115,573,000 81,169,000 -90,806,000 83,248,000 87,154,000 103,360,000 108,762,000 96,275,000 86,824,000 74,262,000 76,877,000 88,809,000 91,007,000 94,301,000 45,214,000 148,718,000 45,838,000 72,104,000 83,339,000 84,661,000 86,686,000 88,984,000 85,929,000 89,192,000 50,010,000 65,001,000 
      yoy
    		41.71% -3.76% 25.28% 77.98% 5.73% 32.61% -21.47% -183.49% -13.53% 0.38% 39.18% 41.48% 8.41% -4.60% -21.25% 70.03% -40.28% 98.54% 30.78% -45.75% 75.66% -47.12% -18.97% -3.01% -5.08% 73.34% 36.90%     
      qoq
    		12.14% 9.38% -162.92% -283.62% -23.84% 42.39% -189.39% -209.08% -4.48% -15.68% -4.97% 12.97% 10.89% 16.92% -3.40% -13.44% -2.42% -3.49% 108.57% -69.60% 224.44% -36.43% -13.48% -1.56% -2.34% -2.58% 3.56% -3.66% 78.35% -23.06%  
      net income margin %
    		                               
      preferred stock dividends
    		2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 2,875,000 4,155,000 4,875,000 5,207,000 5,207,000 4,144,000 3,801,000 3,800,000 3,801,000 3,801,000 3,801,000 3,707,000 2,409,000 2,329,000 2,339,000 2,339,000 
      net income available to common equity
    		121,857,000 108,355,000 98,812,000 -164,490,000 85,143,000 112,698,000 78,294,000 -93,681,000 80,373,000 84,279,000 100,485,000 105,887,000 93,400,000 83,949,000 71,387,000 74,003,000 84,655,000 86,131,000 89,094,000 40,007,000 144,573,000 42,037,000 68,302,000 79,539,000 80,860,000 82,885,000 85,278,000 83,521,000 86,863,000 47,671,000 62,662,000 
      earnings per common share
    		                               
      basic
    		730 650 600 -1,100 560 750 520 -620 530 560 670 700 620 560 480 500 560 560 580 260 940 270 440 500 490 500 520 490 510 320 410 
      diluted
    		730 650 590 -1,100 560 740 520 -620 530 560 660 690 620 560 470 490 560 560 580 260 940 270 430 490 490 500 510 480 500 310 410 
      average common shares outstanding
    		                               
      basic
    		165,029,000 164,936,000 165,228,000 1,940,000 150,247,000 149,872,000 149,855,000 39,000 150,035,000 149,986,000 149,763,000 99,000 149,321,000 149,083,000 148,781,000 -700,000 150,046,000 152,042,000 152,355,000 152,440,000 152,393,000 154,701,000 -1,193,000 159,126,000 162,180,000 163,928,000 -904,000 170,516,000 170,633,000 -106,000 150,565,000 
      diluted
    		166,703,000 166,343,000 166,604,000 2,103,000 151,492,000 151,288,000 151,292,000 -111,000 151,014,000 150,870,000 151,128,000 291,000 150,262,000 150,203,000 150,492,000 -714,000 151,143,000 153,381,000 153,688,000 153,194,000 153,150,000 155,619,000 -1,129,000 160,382,000 163,672,000 165,433,000 -1,144,000 172,802,000 173,409,000 -135,000 152,968,000 
      asset losses
    		 -1,735,000 -878,000                             
      income tax benefit
    		 28,399,000              17,535,500 23,060,000 22,480,000 24,602,000 -58,114,000            
      interest on long-term funding
    		   13,769,000 11,858,000 10,096,000 10,058,000 10,185,000 10,019,000 9,596,000 6,281,000 2,471,000 2,722,000 2,730,000 2,730,000 2,730,000 3,163,000 5,575,000 5,585,000 5,580,000 5,591,000 5,604,000 5,918,000 7,396,000 7,396,000 7,396,000 7,396,000 6,095,000 4,544,000 13,023,000 12,187,000 
      asset (losses)
    		     -627,000                          
      income tax (benefit) expense
    		     -12,689,000                          
      gains on sale of branches
    		                 36,000 1,002,000             
      interest on ppplf
    		                   899,000            
      insurance commissions and fees
    		               86,000 88,000 86,000   22,430,000 22,608,000 19,701,000 20,954,000 22,985,000 25,464,000 21,232,000 21,636,000 23,996,000   
      loss on prepayments of fhlb advances
    		                   44,650,000            
      insurance commissions and fess
    		                  76,000 114,000            
      acquisition related costs
    		                   218,000 518,000 1,721,000 1,325,000 1,629,000 3,734,000 632,000 -981,000 2,271,000 7,107,000   
      service charges on deposit account fees
    		                      16,033,000 16,561,000 15,426,000 15,115,000 12,428,500 16,904,000 16,390,000   
      card issuance costs
    		                        1,290,000 977,000      
      loan costs
    		                        952,000 1,364,000      
      foreclosure / oreo expense
    		                        924,000 567,000 909,000 950,000 1,021,000 1,285,000 906,000 
      interest and dividends on investment securities:
    		                               
      card-based and loan fees
    		                          15,575,000 14,090,000 14,387,000   
      trust and asset management fees
    		                          13,370,000 14,140,000 13,437,000   
      brokerage commission and fees
    		                          5,313,250 7,084,000 6,896,000   
      card issuance and loan costs
    		                          2,232,000 3,677,000 3,173,000   
      earnings per common share:
    		                               
      basic
    		730 650 600 -1,100 560 750 520 -620 530 560 670 700 620 560 480 500 560 560 580 260 940 270 440 500 490 500 520 490 510 320 410 
      diluted
    		730 650 590 -1,100 560 740 520 -620 530 560 660 690 620 560 470 490 560 560 580 260 940 270 430 490 490 500 510 480 500 310 410 
      average common shares outstanding:
    		                               
      basic
    		165,029,000 164,936,000 165,228,000 1,940,000 150,247,000 149,872,000 149,855,000 39,000 150,035,000 149,986,000 149,763,000 99,000 149,321,000 149,083,000 148,781,000 -700,000 150,046,000 152,042,000 152,355,000 152,440,000 152,393,000 154,701,000 -1,193,000 159,126,000 162,180,000 163,928,000 -904,000 170,516,000 170,633,000 -106,000 150,565,000 
      diluted
    		166,703,000 166,343,000 166,604,000 2,103,000 151,492,000 151,288,000 151,292,000 -111,000 151,014,000 150,870,000 151,128,000 291,000 150,262,000 150,203,000 150,492,000 -714,000 151,143,000 153,381,000 153,688,000 153,194,000 153,150,000 155,619,000 -1,129,000 160,382,000 163,672,000 165,433,000 -1,144,000 172,802,000 173,409,000 -135,000 152,968,000 
      trust service fees
    		                             9,266,500 12,785,000 
      service charges on deposit accounts
    		                             12,163,500 16,268,000 
      card-based and other nondeposit fees
    		                             9,712,000 12,619,000 
      insurance commissions
    		                             15,572,000 19,815,000 
      brokerage and annuity commissions
    		                             3,267,750 4,392,000 
      capital market fees
    		                             3,133,750 4,610,000 
      bank and corporate owned life insurance income
    		                             3,273,500 6,580,000 
      personnel expense
    		                             78,738,500 105,852,000 
      loan expense
    		                             2,231,000 3,330,000 
      legal and professional fees
    		                             4,031,250 6,248,000 
      fdic expense
    		                             5,950,000 7,800,000 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.