7Baggers
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-12-31 2016-09-30 2016-06-30 2016-03-31 2015-09-30 2015-06-30 2015-03-31 2014-12-31 2014-09-30 2014-06-30 2014-03-31 2013-12-31 2013-09-30 2012-12-31 2012-09-30 2012-06-30 2012-03-31 2011-12-31 2011-09-30 2011-06-30 2011-03-31 2010-12-31 2010-09-30 2010-06-30 2010-03-31 2004-12-31 2004-09-30 2004-06-30 2004-03-31 2003-12-31 2003-09-30 
      
                                                                      
      operating activities
                                                                      
      net income
    106,029,000 109,834,000 87,935,000 94,376,000 99,212,000 90,785,000 74,312,000 65,934,000 80,115,000 62,635,000 60,421,000 82,221,000 92,555,000 90,066,000 81,698,000 81,944,000 81,680,000 88,327,000 124,962,000 94,285,000 116,145,000 32,236,000 19,322,000 61,248,000 21,384,000 38,904,000 39,905,000 43,536,000 41,444,000 9,387,000 26,660,000 9,150,000 20,158,000 23,087,000 21,153,000 18,177,000 21,557,000 20,049,000 12,317,000 15,627,000 1,308,000 9,764,000 10,580,000 11,663,000 8,130,000 8,350,000 1,378,000 6,677,000 4,672,000 1,903,000 2,495,000 5,365,000 1,141,000 16,460,000 2,114,000 1,378,000 1,863,000 -899,000 -3,419,000 -1,534,000 3,788,000 3,085,000 3,042,000 3,186,000 3,587,000 2,844,000 
      adjustments reconciling net income to net cash from operating activities:
                                                                      
      depreciation, amortization and accretion
    6,869,000 8,118,000 8,358,000                                                                
      net (gains) losses on sale or disposal of premises and equipment
    68,000 3,000 -124,000            37,000                        -77,000   89,000    -18,000                     
      benefit from credit losses
    22,630,000 2,772,000 21,892,000 12,808,000 6,107,000 18,773,000 21,105,000 22,952,000 24,459,000 45,516,000 49,729,000 32,890,000 17,652,000 14,924,000 6,231,000 2,759,000 -9,675,000 142,000 -28,591,000 -1,510,000 17,682,000 88,161,000 41,047,000                                            
      net write-downs and (gains) losses on sale of other real estate owned
    165,000 -37,000 -9,000 552,000 5,000 152,000 -177,000 2,000 -1,634,000 86,000 -49,000 -15,000 -299,000 -1,459,000  -23,000 2,000 -560,000                                                
      share-based compensation expense
    3,231,000 3,176,000 3,276,000 4,111,000 3,687,000 2,508,000 3,134,000 2,535,000 2,986,000 2,232,000 2,197,000 1,847,000 1,814,000 1,546,000 1,499,000 2,064,000 2,430,000 1,701,000 1,753,000 1,102,000 1,008,000 1,141,000 559,000 974,000 936,000 362,000 1,152,000 808,000 1,282,000 2,710,000 1,441,000 897,000 922,000 824,000 673,000                                
      amortization of operating lease right of use assets
    2,171,000 2,328,000 2,276,000 2,342,000 2,551,000 2,431,000 2,606,000 2,923,000 2,768,000 2,800,000 2,872,000 3,856,000 3,033,000 2,846,000 2,904,000 3,350,000 6,523,000 2,887,000 2,979,000                                                
      benefit from deferred taxes
    -5,824,000 -636,000 -2,443,000 3,381,000 -12,807,000 -10,008,000 -644,000 -7,086,000 -2,875,000 -7,700,000 -2,807,000 -13,978,000 -32,204,000 4,070,000 6,435,000 6,337,000 5,586,000 13,569,000 12,919,000 20,723,000 3,892,000 -25,211,000 -7,333,000 10,737,000 8,122,000 999,000 2,963,000 351,000 2,471,000 -3,880,000 2,432,000 13,392,000 819,000 -1,201,000 -580,000                  168,000    -6,621,000          
      net (gain) loss on securities
      -40,000 16,000 8,000 -12,335,000 7,000    -6,000            9,000  -4,000                                          
      originations of mortgage loans held for sale
    -1,026,400,000 -1,192,604,000 -894,848,000 -1,182,827,000 -1,122,258,000 -1,256,797,000 -858,557,000 -801,766,000 -978,908,000 -1,085,263,000 -754,727,000 -684,486,000 -858,880,000 -1,185,539,000 -1,220,771,000 -1,549,150,000 -1,805,866,000 -2,084,573,000 -2,340,847,000 -2,575,272,000 -2,692,812,000 -2,547,243,000 -1,252,379,000 -1,415,241,000 -1,577,641,000 -502,232,000 -296,197,000 -407,425,000 -479,025,000 -524,446,000 -358,038,000 -389,126,000 -401,790,000 -399,585,000 -311,813,000 -352,142,000 -410,145,000 -375,080,000 -266,587,000 -311,888,000 -286,328,000 -186,332,000 -182,926,000                        
      payments received on mortgage loans held for sale
    9,184,000 8,985,000 5,204,000 7,759,000 5,500,000 5,053,000 2,167,000 3,463,000 3,177,000 4,968,000 3,661,000 1,667,000 1,911,000 9,241,000 10,505,000 15,135,000 13,701,000 13,797,000 10,680,000 4,744,000 4,070,000 19,892,000 14,957,000 13,007,000 3,950,000 294,000 194,000 146,000 67,000 406,000 367,000 439,000 253,000 116,000 430,000 223,000 523,000                              
      proceeds from sales of mortgage loans held for sale
    986,293,000 1,188,183,000 882,909,000 1,198,763,000 1,146,261,000 1,055,791,000 778,499,000 892,303,000 976,779,000 1,077,544,000 748,633,000 574,070,000 1,086,050,000 1,368,887,000 1,464,735,000 1,707,108,000 1,553,957,000 2,381,595,000 1,816,503,000 2,976,177,000 3,164,000,000 2,194,165,000 1,530,122,000 959,691,000 914,723,000 440,403,000 305,473,000 354,262,000 410,277,000 400,468,000 377,748,000 408,177,000 347,576,000 320,210,000 294,045,000 357,770,000 369,468,000 333,408,000 280,022,000 298,939,000 254,016,000 195,554,000 198,226,000                        
      net gains on mortgage loans held for sale
    -17,031,000 -8,741,000 -10,422,000             -25,889,000 -41,541,000 -43,272,000 -41,720,000                                                
      originations of sba loans held for sale
                                                                      
      proceeds from sales of sba loans held for sale
                                                                      
      net gains on sale of sba loans held for sale
                                                                      
      increase in cash surrender value of bank owned life insurance
    -3,405,000 -3,491,000 -3,297,000 -3,782,000 -3,789,000 -2,159,000 -2,568,000 -2,009,000 -2,286,000 -2,282,000 -2,200,000 -1,872,000 -1,717,000 -1,948,000 -1,768,000 -1,757,000 -1,550,000 -1,264,000 -814,000 -862,000 -892,000 -907,000 -969,000 -831,000 -893,000 -467,000 -501,000 -508,000 -529,000 -416,000 -366,000                                    
      gain on bank owned life insurance proceeds
    -389,000 -12,000 -466,000 -998,000 -486,000    -603,000 -103,000   752,000                                           
      gain on sale of mortgage servicing rights
    -125,000 -356,000 14,000 -536,000 -5,245,000                                                              
      gain on debt redemption
       1,059,000 -169,000 -121,000                                                          
      change attributable to other operating activities
    28,344,000 -56,162,000 16,183,000 -38,168,000 -5,708,000 16,771,000 1,609,000 9,000,000 14,106,000 -22,725,000 21,776,000 -5,702,000 25,291,000 -7,693,000 -16,887,000 -997,000 14,607,000 234,000 -13,597,000 17,128,000 -62,143,000 -11,958,000 -40,757,000 36,959,000 352,000 -1,715,000 5,670,000 -493,000 -13,124,000 7,527,000 -4,671,000 -2,036,000 -6,243,000 -9,432,000 28,606,000 -14,961,000 -2,502,000 13,281,000 -946,000 6,947,000 7,513,000 170,000 1,419,000 -3,900,000                       
      net cash from operating activities
    104,920,000 61,372,000 116,852,000 130,503,000 102,172,000 -97,062,000 18,580,000 212,891,000 131,904,000 92,463,000 131,701,000 -316,000 348,921,000 353,445,000 360,423,000 266,693,000 -165,326,000 372,382,000 -464,609,000 419,034,000 405,614,000 -327,241,000 300,989,000 -352,908,000 -616,179,000 -30,801,000 59,677,000 -15,267,000 -38,071,000 -103,962,000 48,497,000 33,121,000 -27,355,000 -81,581,000 13,253,000 -7,517,000 -46,209,000 -29,520,000 13,479,000 -725,000 -29,552,000 12,288,000 -703,000 -20,800,000 -16,338,000 32,245,000 135,000 9,808,000 3,296,000 3,919,000 17,302,000 7,722,000 10,528,000 25,781,000 603,000 9,254,000 -8,960,000 32,385,000 12,717,000 8,868,000 9,806,000 9,603,000 -4,454,000 5,710,000 6,139,000 3,552,000 
      investing activities
                                                                      
      purchases of debt securities available-for-sale
    -336,349,000 -200,694,000 -274,582,000  -184,275,000 -180,848,000 -58,809,000                                                            
      purchases of debt securities held-to-maturity
    -27,134,000 -3,935,000 -9,979,000  -13,349,000 -2,536,000 -6,321,000                                                           
      proceeds from maturities and paydowns of debt securities available-for-sale
    70,597,000 283,230,000 24,355,000  304,239,000 66,479,000 42,835,000  24,373,000                                                          
      proceeds from sales of debt securities available-for-sale
                                                                      
      proceeds from maturities and paydowns of debt securities held-to-maturity
    1,090,000 1,276,000 952,000  710,000 1,058,000 860,000  702,000                                                          
      net increase in other investments
    283,000     -6,975,000 -6,087,000 33,201,000 4,328,000 36,688,000 -36,105,000 -50,595,000 -11,241,000 -1,000 -2,122,000   570,000  27,624,000 5,315,000 -14,844,000  -26,987,000 -17,255,000 -694,000    -13,809,000  -5,482,000 -6,545,000 -642,000                                
      net increase in loans
    -242,338,000   205,377,000 -61,458,000 -408,468,000 -345,953,000 -84,973,000 253,127,000 -500,541,000 -153,072,000 -580,351,000 -1,231,230,000 -1,328,517,000 -205,189,000 -350,948,000 3,821,000 -147,017,000 -72,093,000 296,538,000 -437,701,000 -1,327,831,000 -264,063,000                                            
      purchases of premises and equipment
    -4,398,000 -7,650,000 -2,687,000 -4,357,000 -2,408,000 -3,275,000 -3,437,000 -5,851,000 -3,799,000 -4,623,000 -3,258,000 -2,261,000 -3,115,000 -4,642,000 -3,550,000 -3,458,000 -4,794,000 -3,387,000 -13,809,000 -3,952,000 -4,897,000 -5,695,000 -3,572,000 -5,657,000 -1,314,000 -3,060,000 -1,550,000 -2,674,000 -4,269,000 -1,933,000 -1,133,000 -744,000 -643,000 -1,154,000 -1,219,000 -2,727,000 -1,372,000 -3,184,000 -3,694,000 -4,462,000 -3,596,000 -2,999,000  -1,556,000 -1,759,000 -464,000  -2,019,000  -1,898,000 -3,669,000 -1,075,000  -7,114,000 -1,422,000 -1,037,000  -392,000 -1,648,000 -352,000       
      proceeds from sale of premises and equipment
    22,000 150,000 7,000 29,000 214,000 3,883,000 23,000     965,000 47,000 16,000 930,000                                                
      proceeds from sales of other real estate owned
    3,274,000 802,000 2,746,000 7,122,000 263,000 579,000 6,661,000 1,899,000 6,801,000 913,000 1,042,000 124,000 1,438,000 3,524,000 1,649,000 2,239,000 3,854,000 4,048,000 6,282,000 4,608,000 1,885,000 1,284,000 2,692,000 2,594,000 2,244,000 2,610,000 4,323,000 1,586,000 2,769,000 3,106,000 2,931,000 4,454,000 2,967,000 4,568,000 4,154,000 8,511,000 5,321,000 4,497,000 5,769,000 18,351,000 9,340,000  14,493,000 8,488,000 8,932,000  16,736,000  23,523,000 17,624,000 16,296,000  15,524,000 12,055,000 9,306,000  13,301,000 11,730,000 4,253,000       
      proceeds from sale of mortgage servicing rights
       51,359,000                                                             
      purchases of bank owned life insurance
                                                                    
      proceeds from bank owned life insurance
    -1,000 56,900,000 52,483,000   1,890,000    1,309,000 401,000   -749,000                                           
      net cash from investing activities
    -466,187,000 -277,110,000 -184,851,000 -46,256,000 70,023,000 -500,412,000 -370,037,000 4,122,000 285,271,000 -458,092,000 -169,495,000 -1,348,594,000 -1,395,014,000 -1,925,895,000 -205,027,000 -480,217,000 55,658,000 -196,049,000 199,624,000 509,279,000 -292,199,000 -1,212,974,000 -204,832,000 92,943,000 98,001,000 -666,423,000 -11,608,000 106,080,000 31,317,000 -32,404,000 -158,307,000 -132,184,000 -229,193,000 -281,099,000 -24,431,000 -403,484,000 -168,539,000 -129,996,000 -100,846,000 6,384,000 114,389,000 -119,800,000 -19,810,000 -1,763,000 3,572,000 161,832,000 -106,463,000 -12,883,000 -32,694,000 124,039,000 108,195,000 215,009,000 13,716,000 160,509,000 44,675,000 59,605,000 150,985,000 -56,890,000 -22,622,000 48,997,000 -32,986,000 -8,980,000 -15,698,000 -4,930,000 35,415,000 -5,800,000 
      financing activities
                                                                      
      net increase in deposits
    295,403,000 20,266,000 189,961,000 -156,817,000 435,122,000 446,753,000 288,881,000 118,164,000 147,220,000 545,670,000 434,717,000 -4,181,000 -218,063,000 96,541,000 -77,112,000 832,355,000 575,492,000 382,124,000 918,050,000 894,017,000 473,988,000 1,747,314,000 -182,455,000 367,479,000   151,562,000 463,167,000 418,745,000 150,819,000 -179,680,000 730,341,000      -51,255,000 -49,863,000 18,486,000 -21,253,000 49,082,000    11,416,000      -187,242,000    37,263,000           
      proceeds from other borrowings
    2,530,000,000 1,575,000,000 1,040,000,000 1,865,000,000 1,090,000,000 2,370,000,000 983,000,000 2,005,000,000 3,212,000,000 3,970,000,000 6,655,000,000 3,600,000,000        149,832,000 2,308,149,000 1,975,000,000 2,770,000,000 2,267,572,000 2,554,000,000   380,000,000 695,000,000 455,000,000 150,000,000      149,700,000 23,000,000    1,500,000 60,000,000 27,500,000 29,963,000 170,000,000                    
      repayment of other borrowings
    -2,569,060,000 -1,475,059,000 -1,055,060,000 -1,920,786,000 -1,690,036,000 -2,055,036,000 -861,105,000 -2,705,036,000 -3,539,386,000 -4,833,387,000 -6,130,036,000 -2,450,037,000 -50,036,000 -36,000 -314,467,000 -296,215,000 -36,000 -38,000 -36,000 -600,036,000 -2,851,288,000 -2,100,083,000 -2,625,084,000 -2,220,082,000 -1,919,088,000 -1,841,000 -338,000 -505,341,000 -585,338,000 -603,527,000 -150,052,000 -708,051,000        -4,851,000 -35,030,000 -70,028,000 -13,027,000 -9,005,000 -165,000,000      -26,524,000    -43,495,000           
      dividends paid - common stock
    -13,698,000 -13,749,000 -14,133,000 -10,320,000 -10,319,000 -10,344,000 -10,477,000 -10,341,000 -10,337,000 -10,387,000 -10,584,000 -10,383,000 -10,384,000 -10,398,000 -10,445,000 -10,444,000 -10,466,000 -10,456,000 -10,432,000 -10,423,000 -10,421,000 -10,415,000 -10,426,000 -10,438,000 -4,726,000 -4,760,000 -4,751,000 -4,750,000 -4,097,000 -3,832,000 -3,726,000 -3,723,000                                   
      purchase of treasury shares
    -8,484,000 -12,850,000 -20,746,000 -103,000 -2,957,000 -4,894,000 -3,269,000 -29,000 -7,990,000 -9,058,000 -139,000 -5,048,000 -17,234,000 -1,331,000 -6,652,000 -1,456,000 -7,000 -15,000 -17,000 -7,956,000 -6,849,000 -10,563,000 -998,000 -1,077,000 -25,000 -960,000      -623,000 -588,000 -1,000 -80,000 -651,000 -42,000 -166,000 -266,000                   
      net cash from financing activities
    234,161,000 93,608,000 140,022,000 -223,026,000 -175,233,000 748,416,000 395,405,000 -595,482,000 -190,532,000 -336,094,000 940,515,000 1,135,874,000 70,425,000 80,826,000 -421,593,000 525,741,000 557,584,000 369,063,000 906,807,000 437,202,000 -83,083,000 1,609,518,000 -65,850,000 402,125,000 659,712,000 178,379,000 129,404,000 -40,543,000 211,302,000 226,200,000 114,027,000 185,806,000        -6,676,000 -49,566,000 109,618,000 29,128,000 10,998,000 22,365,000 -185,645,000 115,767,000 6,248,000 52,365,000 -130,795,000 -130,334,000 -223,296,000 -14,477,000 -199,081,000 -65,112,000 -54,799,000 -111,513,000 13,876,000 -4,503,000 -70,074,000 29,926,000 22,179,000 -9,211,000 -5,480,000 28,206,000 -19,988,000 
      net increase in cash and cash equivalents
    -127,106,000 -122,130,000 72,023,000  -3,038,000 150,942,000 43,948,000          447,916,000 545,396,000 641,822,000 1,365,515,000 30,332,000 69,303,000 30,307,000 142,160,000 141,534,000 -518,845,000 177,473,000 50,270,000 204,548,000 89,834,000 4,217,000 86,743,000                                   
      cash and cash equivalents at beginning of period
    1,220,377,000  1,167,304,000          2,117,306,000 621,849,000 679,527,000 330,658,000                                   
      cash and cash equivalents at end of period
    -127,106,000 -122,130,000 1,292,400,000  -3,038,000 150,942,000 1,211,252,000          447,916,000 545,396,000 2,759,128,000 1,365,515,000 30,332,000 69,303,000 652,156,000 142,160,000 141,534,000 -518,845,000 857,000,000 50,270,000 204,548,000 89,834,000 334,875,000 86,743,000                                   
      supplemental disclosures of cash flow information
                                                                      
      cash paid during the period for:
                                                                      
      interest
    118,111,000 116,494,000 112,409,000 131,947,000 140,272,000 138,020,000 130,031,000 127,473,000 108,895,000 105,488,000 76,589,000 44,603,000 18,568,000 14,450,000 9,022,000 13,571,000 9,404,000 14,650,000 11,335,000 16,081,000 17,980,000 25,491,000 35,234,000 38,307,000 35,816,000 25,509,000 25,741,000 21,988,000 22,322,000 11,611,000 11,602,000 9,096,000        3,886,000 3,479,000 3,741,000 3,894,000 4,033,000 3,277,000 3,463,000 2,098,000 2,469,000 3,083,000 3,771,000 4,830,000 5,098,000               
      income taxes
    21,831,000 98,370,000 209,000 4,937,000 41,514,000 55,662,000 398,000 12,975,000 26,167,000 62,187,000 -1,000 51,343,000 30,700,000 51,647,000 204,000 16,156,000 24,727,000 30,925,000 -1,000 42,238,000 48,437,000 8,011,000 -77,000 3,769,000 10,719,000 21,328,000 49,000 9,774,000 6,234,000 4,016,000 2,000 10,727,000        80,000 2,444,000 215,000 4,273,000 9,425,000   5,621,000 2,948,000 2,511,000 4,000                 
      loans transferred to other real estate owned
    4,751,000 1,727,000 1,167,000 625,000 7,537,000 786,000 2,443,000 4,703,000 2,394,000 5,667,000 1,652,000 117,000 64,000 165,000 1,984,000 1,035,000 790,000 449,000 527,000 -1,294,000 4,491,000 3,674,000                       7,547,000 3,916,000 8,215,000                   
      loans transferred from loans held for sale to loans held for investment
    8,037,000 5,512,000 348,000 -1,280,000 7,899,000 1,970,000 6,088,000  3,432,000 -360,000 5,734,000 4,466,000 24,698,000 96,000,000 71,727,000 35,494,000 49,193,000 37,435,000 48,313,000 61,115,000 49,132,000       -169,933,000 107,376,000 73,374,000 47,498,000                                   
      loans transferred from loans held for investment to loans held for sale
                       132,562,000    6,739,000 -63,219,000   6,035,000 2,796,000                                    
      right-of-use assets obtained in exchange for new operating lease liabilities
    1,035,000 1,994,000 369,000 3,018,000 94,000 1,394,000 982,000 149,000 656,000 80,000 1,942,000 5,689,000 1,537,000 2,522,000 7,338,000   43,067,000 2,196,000 5,955,000 2,889,000 5,754,000                                          
      security purchases settled in a subsequent period
                  -36,216,000                                                    
      net gain on securities
               -3,000    4,000          -66,000 -1,000 -48,000                                      
      originations of sba loans
     -14,659,000 -8,112,000 -22,982,000 -459,000 -1,826,000 -3,538,000 -3,158,000 -1,746,000 -13,633,000 -8,873,000 -1,815,000 -13,871,000 -16,751,000 -14,042,000 -16,710,000 -6,898,000 -32,281,000 -11,976,000 7,143,000 -75,565,000 -16,948,000 -11,647,000 -19,314,000 11,070,000 -23,676,000 -9,515,000 -9,788,000 -1,786,000 -9,078,000 -7,168,000 -7,384,000 15,612,000 -22,329,000 -19,003,000 -12,050,000 -24,383,000 -15,945,000 -17,134,000 -14,432,000 -9,499,000 -17,185,000                         
      proceeds from sales of sba loans
     15,497,000 8,638,000 27,309,000 594,000 2,664,000 2,432,000 3,333,000 2,157,000 19,324,000 5,648,000 3,210,000 13,675,000 19,825,000 20,461,000 16,749,000 13,844,000 28,499,000 12,518,000 9,927,000 64,217,000 15,090,000 20,062,000 23,215,000 12,695,000 18,082,000 11,870,000 6,400,000 6,237,000 10,541,000 10,497,000 6,744,000 3,543,000 15,809,000 4,600,000 6,612,000 3,589,000 4,767,000 13,300,000 8,842,000 12,376,000 8,163,000                         
      net gains on sale of sba loans
     -838,000 -526,000  -33,000 -212,000 -223,000  -151,000 -1,056,000 -175,000  -1,707,000 -1,159,000 -2,325,000  -1,606,000 -2,261,000 -1,192,000  -3,636,000 -790,000 -1,824,000  -1,744,000 -1,363,000 -1,113,000  -406,000 -922,000 -918,000  -699,000 -1,317,000 -1,407,000  -1,309,000 -659,000 -1,086,000 -868,000 -1,381,000 -909,000                         
      change in unrealized loss on securities available-for-sale, net of tax
     7,544,000 15,689,000  22,296,000 1,939,000 -4,020,000  -10,200,000 -15,037,000 10,926,000                                                        
      net decrease (increase) in other investments
      292,000                         21,475,000 2,869,000                                      
      net decrease (increase) in loans
      17,002,000                                                                
      cash paid (received) during the period for:
                                                                      
      adjustments to reconcile net income to net cash from operating activities:
                                                                      
      net write-downs on premises and equipment
                                                                      
      loan servicing asset impairment
                  -9,654,000 -4,540,000 1,398,000 -749,000 -10,639,000 9,501,000 327,000 8,074,000 22,165,000                                            
      net (gains) losses on mortgage loans held for sale
       1,764,000                                                               
      net gains on sales of sba loans
                                                                      
      increase in interest receivable
                                                                      
      increase in interest payable
                                                                      
      increase in taxes payable
                                                                      
      investing activities, net of effects of business combinations
                                                                      
      purchases of securities available-for-sale
               -278,063,000 -280,545,000 -598,048,000 -15,667,000                                                    
      purchases of securities held-to-maturity
                                                                      
      proceeds from prepayments and maturities of securities available-for-sale
                                                                      
      proceeds from prepayments and maturities of securities held-to-maturity
                                                                      
      proceeds from sale of securities available-for-sale
                                                                      
      purchase of loan pool
                                                                      
      purchase of bank owned life insurance
                                                                    
      net cash proceeds paid in acquisitions
                                 73,437,000 -21,421,000                                    
      financing activities, net of effects of business combinations
                                                                      
      net decrease in securities sold under agreements to repurchase
               -953,000 -1,112,000 -3,780,000 1,343,000 -1,042,000 -3,776,000 -2,321,000 2,538,000 -3,776,000 -2,281,000 -5,475,000 2,891,000 -7,908,000 -952,000 -16,125,000 6,313,000 3,069,000 -12,268,000 -7,368,000       -6,602,000 -19,844,000 -23,560,000 -22,042,000 -17,790,000  -18,758,000 -4,293,000 -33,542,000  1,113,000  -2,396,000 -8,990,000 -8,875,000  -3,956,000             
      proceeds from exercise of stock options
           476,000 475,000 879,000 1,445,000 33,000 288,000 1,209,000 3,002,000 1,281,000 280,000 701,000 1,552,000 3,533,000 54,000 68,000 33,000 813,000 757,000      337,000 77,000 8,000 270,000 728,000 47,000 39,000 303,000 70,000 167,000 -1,000 1,000 1,000 2,000    10,000           
      net increase in cash, cash equivalents and restricted cash
           -378,469,000 226,643,000 -701,723,000 902,721,000 -213,036,000 -975,668,000 -1,491,624,000 -266,197,000                                                    
      cash, cash equivalents and restricted cash at beginning of period
           1,118,132,000 4,064,657,000                                                    
      cash, cash equivalents and restricted cash at end of period
           -378,469,000 226,643,000 -701,723,000 2,020,853,000 -213,036,000 -975,668,000 -1,491,624,000 3,798,460,000                                                    
      cash paid during the year for:
                                                                      
      loans provided for the sales of other real estate owned
                   175,000 293,000 299,000 69,000 75,000 878,000          3,048,000 375,000 1,573,000                         
      assets acquired in business combination
                                                                      
      liabilities assumed in business combination
                                                                      
      change in unrealized gain on securities available-for-sale, net of tax
                 -10,794,000 -17,431,000 -6,295,000 -3,139,000                                                  
      depreciation
        4,703,000 4,798,000 4,842,000 4,852,000 4,851,000 4,761,000 4,648,000 4,608,000 4,617,000 4,638,000 4,553,000 4,361,000 4,638,000 4,146,000 4,080,000 3,916,000 3,920,000 4,007,000 3,916,000 4,043,000 3,785,000 2,669,000 2,623,000 2,655,000 2,813,000 2,272,000 2,274,000 2,278,000 2,269,000 2,308,000 2,341,000 2,478,000 2,410,000 1,908,000 2,723,000 2,554,000 2,012,000 1,938,000 792,000 2,141,000 1,838,000 1,871,000  1,215,000  1,254,000 1,188,000 1,143,000  1,080,000 1,056,000 1,112,000  791,000 799,000 943,000  460,000 463,000 415,000  418,000 
      net incomees on sale or disposal of premises and equipment
        22,000 -6,000 15,000  23,000 59,000 15,000 64,000 53,000     781,000 139,000              91,000    -462,000                              
      amortization of intangible assets
        4,180,000 4,407,000 4,422,000 4,425,000 4,425,000 4,688,000 4,706,000 4,709,000 4,710,000 5,144,000 5,181,000 3,387,000 3,387,000 4,065,000 4,126,000 4,190,000 4,190,000 5,601,000 5,631,000 5,741,000 5,719,000 3,121,000 3,132,000 3,650,000 2,676,000 2,252,000 934,000 942,000 941,000 1,013,000 1,036,000 1,044,000 993,000 1,319,000 1,020,000 1,321,000 630,000 630,000 662,000 698,000 438,000 532,000 346,000 346,000 363,000 364,000 412,000 220,000 229,000 277,000 217,000 288,000 273,000 269,000 235,000 222,000 197,000 197,000 198,000 197,000 265,000 256,000 
      net accretion of debt securities available-for-sale
        -850,000 -1,352,000 -924,000                                                            
      net accretion of debt securities held-to-maturity
        -43,000 -38,000 -49,000                                                            
      net amortization of other investments
        254,000 177,000 394,000 -17,000 355,000 365,000 388,000 166,000 160,000 144,000 252,000                                                    
      net amortization (accretion) of fair value marks on purchased loans
        415,000                                                              
      net amortization on other borrowings
        69,000 69,000 68,000 69,000 71,000 76,000 627,000 109,000 108,000 108,000 108,000 108,000 108,000 110,000 112,000                                                
      amortization of subordinated deferrable interest debentures
        499,000 498,000 499,000 498,000 498,000 499,000 498,000 499,000 498,000 498,000 499,000 498,000 499,000 498,000 488,000            331,000 330,000 331,000 330,000 331,000 330,000                               
      net decrease in other investments
                                                                      
      accretion of discount on purchased loans
          184,000 451,000 -897,000 -44,000 -420,000 315,000 597,000 379,000 -1,006,000 -2,812,000 -2,948,000 -4,462,000 -6,127,000 -4,688,000 -6,525,000 -9,818,000 -6,320,000 -9,752,000 -4,378,000 -3,145,000 -2,980,000 -3,835,000 -3,743,000 -2,769,000 -1,571,000 -2,285,000 -2,858,000 -3,068,000 -3,097,000                                
      net gains on sale of mortgage loans held for sale
          -9,868,000              -141,053,000 -88,641,000 -40,809,000  -25,383,000 -15,738,000 -11,484,000  -11,376,000 -10,101,000 -6,759,000  -13,432,000 -13,819,000 -9,200,000  -15,993,000 -14,537,000 -11,405,000 -12,183,000                           
      net write-downs on other assets
                   111,000 27,000 122,000 349,000 276,000 673,000 417,000 1,851,000 779,000 3,009,000 571,000                                        
      net amortization of debt securities available-for-sale
           -1,300,000 -1,482,000                                                          
      net amortization of debt securities held-to-maturity
           -51,000 -48,000                                                          
      gains on sale of other loans held for sale
                                                                      
      proceeds from maturities of time deposits in other banks
                         250,000 249,000 6,623,000 3,441,000                                        
      payments received on other loans held for sale
                   9,136,000                                                
      proceeds from sales of other loans held for sale
                   156,803,000                                                
      loan servicing asset recovery
                -1,332,000                                                      
      net incomees on sale of mortgage loans held for sale
                                                                      
      loss on sale of mortgage servicing rights
                                                                      
      net cash paid in acquisitions
                -766,000 -13,237,000                                                    
      assets acquired in business acquisitions
                -93,000 711,000 10,023,000          5,186,601,000 -962,000 1,335,000  1,659,000 2,975,216,000 82,981,000                                    
      liabilities assumed in business acquisitions
                -93,000 -55,000 -3,214,000          4,319,583,000 -1,130,000 -792,000  1,616,000 2,403,132,000 5,705,000                                    
      net (gains) losses on sale of mortgage loans held for sale
             2,100,000 -2,919,000  5,802,000 55,381,000 22,792,000                                                    
      net amortization of investment securities available-for-sale
              -1,417,000  -181,000 196,000 392,000  549,000                                                  
      net amortization of investment securities held-to-maturity
              -39,000  20,000 25,000 26,000  13,000                                                  
      purchases of investment securities held-to-maturity
                -18,894,000 -21,181,000 -12,036,000  -35,461,000                                                  
      proceeds from maturities and paydowns of securities available-for-sale
              19,280,000  29,627,000 74,820,000 42,844,000                                                    
      proceeds from maturities and paydowns of securities held-to-maturity
              728,000  314,000 956,000 406,000                                                    
      loss on sale of loans
                           -721,000                                           
      changes in fdic loss-share receivable/payable, net of cash payments received
                                   1,031,000 525,000 714,000 735,000 1,521,000 6,244,000                              
      payments paid to fdic under loss-sharing agreements
                                                                      
      proceeds from sales of loans
                           60,925,000                                           
      net cash proceeds received from (paid in) acquisitions
                                                                      
      repayment of subordinated deferrable interest debentures
                       -5,155,000                                            
      change in unrealized gain on cash flow hedge, net of tax
                       133,000 111,000 -97,000 -29,000 -58,000 -239,000 -173,000 -182,000 13,000 281,000 154,000                                   
      net gains on other loans held for sale
                    -457,000                                                
      net income on securities
                  27,000    12,000                                                
      net write-downs and losses on sale of other real estate owned
                                       109,000 -151,000 497,000 1,498,000 2,414,000 7,945,000 1,834,000                         
      purchase of acquired formerly serviced portfolio
                                                                      
      initial recognition of operating lease right-of-use assets
                           27,286,000                                        
      initial recognition of operating lease liabilities
                           29,651,000                                        
      issuance of common stock in acquisition
                                                                      
      changes in fdic loss-share payable, net of cash payments
                        785,000 944,000 -1,506,000  264,000 2,290,000 1,141,000                                        
      payments paid to fdic under loss-share agreements
                        -212,000 -152,000 -25,000  -1,370,000 -528,000 -1,794,000  -188,000 -684,000 -333,000                                    
      net cash received from acquisitions
                                                                      
      net amortization of investment securities available for sale
                      1,121,000 1,451,000 1,770,000 1,547,000 1,385,000 1,611,000 1,416,000 834,000 819,000 982,000 1,013,000 1,301,000 1,595,000 1,569,000 1,614,000 1,504,000 1,697,000 1,971,000 1,973,000 1,672,000 1,441,000 1,728,000 1,511,000 1,158,000 1,057,000 1,084,000                       
      proceeds from prepayments and maturities of securities available for sale
                      112,730,000 128,318,000 117,966,000 112,534,000 76,386,000 89,411,000 77,352,000 55,466,000 43,942,000 40,274,000 42,171,000 35,978,000 33,970,000 30,130,000 30,067,000                                  
      change in unrealized gain on securities available for sale, net of tax
                      -7,415,000 -3,746,000 -2,494,000 -50,000 21,653,000 2,542,000 -922,000 17,879,000 3,821,000 12,324,000 -4,005,000 -2,153,000 -9,432,000 -4,675,000        1,752,000                           
      purchases of securities available for sale
                           -72,478,000 -146,874,000 -55,938,000 -79,235,000 -33,611,000 -121,865,000                                    
      proceeds from sale of securities available for sale
                                                                      
      assets acquired in business combinations
                                                                      
      liabilities assumed in business combinations
                                                                      
      issuance of common stock in acquisitions
                              497,116,000 50,011,000                                  
      net (gains) losses on sale or disposal of premises and equipment including write-downs
                                                                      
      net incomees on sale of other real estate owned including write-downs
                        -158,000 -12,000 885,000  74,000 75,000 9,000                                        
      amortization of operating lease right-of-use assets
                        5,809,000 3,199,000 3,400,000  4,116,000 1,482,000 1,547,000                                        
      accretion on other borrowings
                        58,000 48,000 46,000  -8,000 23,000 18,000  33,000                                      
      accretion on subordinated deferrable interest debentures
                        485,000 485,000 485,000  486,000 342,000 342,000  340,000                                      
      proceeds from sales of securities available for sale
                            64,995,000  22,290,000 9,752,000 36,685,000     6,295,000 5,167,000 41,564,000 39,095,000 24,995,000 5,118,000  23,207,000 869,000 68,899,000  5,329,000  -1,360,000 28,163,000 760,000  49,957,000 15,885,000 23,503,000  6,145,000     
      proceeds from sales of premises and equipment
                        12,000    4,568,000 487,000 275,000  69,000 80,000 427,000      46,000 30,000 131,000 65,000 44,000 173,000  1,157,000 1,000 55,000  -39,000  63,000 41,000 305,000  10,000 761,000 344,000  130,000 812,000 772,000       
      net cash received in acquisitions
                        -2,419,000 2,000                                            
      net incomees on sale or disposal of premises and equipment including write-downs
                         -117,000 125,000  89,000 -278,000 348,000  -13,000 -492,000 583,000                                    
      net incomees (gains) on sale or disposal of premises and equipment
                                      295,000                                
      benefit from loan losses
                           5,693,000 5,989,000 4,668,000 3,408,000 3,661,000 2,095,000 9,110,000 1,801,000 2,536,000 1,787,000 2,205,000 1,836,000 1,710,000 811,000 889,000 681,000 986,000 2,656,000 1,069,000 888,000 1,669,000 1,365,000 1,726,000 1,478,000 2,920,000 4,442,000 6,540,000 7,225,000 12,882,000 9,019,000 7,552,000 9,115,000 7,043,000 11,404,000 9,739,000 18,608,000 10,770,000 -30,000 878,000 627,000 311,000 902,000 1,061,000 
      amortization of premium on purchased loan pools
                           300,000 304,000 325,000 348,000 352,000 457,000 505,000 511,000 600,000 834,000 961,000 1,148,000                                
      net amortization (accretion) on other borrowings
                                                                      
      net increase in loans, excluding purchased loans
                           -363,037,000 -690,786,000 -778,887,000 -101,360,000 -32,643,000 -75,938,000 -227,512,000 -134,063,000 -229,861,000 -286,835,000 -382,032,000 -117,681,000                                
      payments received on purchased loans
                           396,774,000 373,613,000 128,577,000 116,834,000 121,316,000 100,183,000 64,756,000 43,971,000 55,437,000 35,317,000 56,655,000 63,061,000                                
      payments received on purchased loan pools
                           15,624,000 11,561,000 12,388,000 8,567,000 11,775,000 22,300,000 21,584,000 16,158,000 16,797,000 24,062,000 33,404,000 38,067,000    26,598,000                            
      payments received from (paid to) fdic under loss-sharing agreements
                                                                      
      issuance of common stock
                                          114,889,000                        
      loans (excluding purchased loans) transferred to other real estate owned
                           591,000 60,000 179,000 264,000 360,000 2,073,000 515,000 1,176,000 329,000                                   
      purchased loans transferred to other real estate owned
                           1,227,000 1,476,000 -91,000 2,523,000 3,959,000 1,898,000 79,000 457,000 729,000                                   
      issuance of common stock in exchange for equity investment in us premium finance holding company
                                                                     
      net decrease in deposits
                                                   318,000  -121,255,000    -194,459,000        10,345,000 -12,032,000 -15,305,000  -31,434,000 
      increase decrease in interest payable
                                                                      
      purchases of purchased loan pools
                                                                      
      net incomees (gains) on sale of other real estate owned including write-downs
                                562,000 352,000 33,000   -139,000 -127,000                                
      changes in fdic loss-share payable, net of cash payments received
                                212,000 826,000 785,000                                    
      net gains on securities available for sale
                                  -37,000   -94,000 -115,000 -10,000 -12,000 -132,000 -6,000       -14,000 -224,000  -200,000       
      net accretion (amortization) on other borrowings
                                  33,000                                    
      decrease (increase) in interest receivable
                                                                      
      net increase in securities sold under agreements to repurchase
                                                           -47,927,000   -3,040,000 -34,614,000       
      increase in cash surrender value of boli
                                    -407,000 -392,000 -389,000 -416,000 -542,000 -419,000 -357,000 -342,000 -340,000 -345,000 -650,000 -353,000                       
      purchase of securities available for sale
                                    -29,822,000 -13,123,000 -40,145,000  -44,230,000 -34,388,000 -56,168,000 -15,864,000 -140,415,000 -89,811,000  -33,708,000 -21,942,000 -46,690,000  -19,723,000  -26,030,000 -48,120,000 -15,637,000  -30,672,000 -65,687,000 -19,869,000  -10,430,000 -15,683,000 -22,174,000  -6,931,000 -15,168,000 -13,192,000  -13,277,000 
      purchases of loan pools
                                         -4,338,000 -90,369,000 -153,972,000                           
      payments received from (payments to) fdic under loss-share agreements
                                                                      
      net accretion (amortization) of other borrowings
                                                                      
      payments received from fdic under loss-share agreements
                                        605,000 866,000 3,299,000 6,550,000 6,149,000 6,390,000                         
      4
                                                                      
      net accretion of other borrowings
                                      -57,000 -19,000                               
      proceeds from maturities of securities available for sale
                                      30,119,000 37,877,000 37,251,000 31,596,000 24,666,000 27,846,000 20,522,000 16,022,000 13,509,000   11,834,000 7,676,000 12,148,000 68,576,000 29,886,000 30,825,000 21,912,000 28,283,000 22,225,000 24,508,000 12,922,000 26,553,000 13,499,000 37,204,000 14,392,000 28,873,000 10,156,000 19,811,000 9,290,000 31,658,000 16,065,000 
      payments received from (paid to) fdic under loss-share agreements
                                      -559,000                                
      net cash proceeds received (paid) from acquisitions
                                       -1,000 -7,205,000                            
      stock based compensation expense
                                       675,000 577,000 517,000 492,000 380,000 380,000 380,000 827,000 218,000 217,000 795,000                     
      accretion of discount on purchased non-covered loans
                                       -3,213,000 -3,474,000 -3,950,000 -2,647,000 -2,667,000 -2,277,000 -3,111,000 -3,905,000                        
      amortization of premium on non-covered loan pools
                                                                      
      accretion of discount on covered loans
                                       -498,000 -608,000 -760,000 -1,487,000 -1,854,000 -1,785,000 -4,466,000 -1,366,000                        
      decrease increase in interest receivable
                                                                      
      net increase in loans, excluding purchased non-covered and covered loans
                                       -507,163,000 -219,628,000 -241,638,000 -94,916,000 -91,876,000 -166,949,000 -90,716,000 -8,146,000 -83,183,000                       
      payments received on purchased non-covered loans
                                       57,258,000 54,715,000 60,178,000 43,807,000 42,643,000 47,748,000 32,920,000 16,581,000 30,559,000                       
      purchases of non-covered loan pools
                                       -610,000                               
      payments received on non-covered loan pools
                                                                      
      payments received on covered loans
                                       3,875,000 10,738,000 8,663,000 8,218,000 18,827,000 16,145,000 25,958,000 17,050,000 21,203,000                       
      payments received from fdic under loss-sharing agreements
                                                                      
      f-8
                                                                      
      cash flows from operating activities:
                                                                      
      amortization of purchased loan pools
                                                                      
      cash flows from investing activities:
                                                                      
      decrease (increase) in other investments
                                        -5,453,000                              
      payments received on purchased pool loans
                                                                      
      cash flows from financing activities:
                                                                      
      loans (excluding purchased non-covered and covered loans) transferred to other real estate owned
                                           1,202,000 6,192,000 2,444,000 2,704,000 2,868,000                       
      purchased non-covered loans transferred to other real estate owned
                                           526,000 945,000 1,094,000 2,205,000 530,000                       
      covered loans transferred to other real estate owned
                                           375,000 5,304,000 1,230,000 2,810,000 1,757,000                       
      change in unrealized loss on cash flow hedge (interest rate swap), net of tax
                                           -538,000                           
      changes in fdic loss-share receivable, net of cash payments received
                                          1,805,000 3,901,000 -44,000 3,899,000                         
      decrease in other investments
                                          -1,274,000                            
      dividends paid – common stock
                                          -1,742,000                            
      6
                                                                      
      cash flows from investing activities, net of effect of business combinations:
                                                                      
      net decrease in federal funds sold and interest-bearing deposits
                                                                      
      decrease in restricted equity securities
                                           186,000 1,639,000  -1,716,000 -674,000 7,506,000                     
      net cash proceeds received from acquisitions
                                                                   
      cash flows from financing activities, net of effect of business combinations:
                                                                      
      redemption of preferred stock
                                              -28,000,000                     
      dividends paid - preferred stock
                                                       -657,000  -666,000 -655,000 -650,000  -664,000 -658,000 -650,000       
      net increase in cash and due from banks
                                           -1,017,000 35,271,000 2,106,000 8,615,000 -11,565,000        -565,000    14,060,000           
      cash and due from banks at beginning of period
                                           78,036,000 62,955,000 65,528,000 74,326,000 81,060,000  80,480,000  
      cash and due from banks at end of period
                                           -1,017,000 35,271,000 80,142,000 8,615,000 -11,565,000 9,599,000 71,387,000 9,439,000 3,173,000 22,967,000 -2,837,000 -4,837,000 64,963,000 9,767,000 -12,791,000 -19,834,000 88,386,000 30,512,000 -10,630,000 -14,407,000 68,851,000  22,802,000 -29,363,000 75,780,000  -22,236,000 
      cash paid/(received) during the period for:
                                                                      
      net increase in federal funds sold and interest-bearing deposits
                                                                      
      dividends paid—preferred stock
                                                 -286,000    -665,000                 
      dividends paid—common stock
                                                                      
      net decrease (increase) in federal funds sold and interest-bearing deposits
                                             -33,834,000    156,307,000                     
      dividends paid - common
                                             -1,610,000                         
      supplemental disclosures of non-cash information
                                                                      
      change in unrealized gain on securities available for sale
                                             642,000                         
      change in unrealized loss on cash flow hedge
                                             -387,000                         
      gain on acquisitions
                                                    3,000,000      -6,443,000          
      (increase)/decrease in interest receivable
                                                                      
      increase/(decrease) in interest payable
                                                                      
      increase/(decrease) in taxes payable
                                                                      
      decrease in prepaid fdic assessments
                                                                      
      net decrease in federal funds sold and interest-bearing deposits in banks
                                                                      
      (increase)/decrease in restricted equity securities
                                                                      
      purchase of premises and equipment
                                                                -546,000 -627,000 -863,000 -780,000 -923,000 -447,000 
      proceeds from sale of other real estate owned
                                                                      
      payments received from fdic under loss share agreements
                                              3,985,000 7,933,000                       
      repurchase of warrant
                                                                      
      change in unrealized gain on cash flow hedge
                                                                      
      net gains on sale or disposal of premises and equipment
                                                      3,000 -4,000  -9,000 50,000 -189,000    -249,000       
      net incomees or write-downs on sale of other real estate owned
                                               359,000 1,064,000 921,000  2,047,000  983,000 813,000 7,252,000  6,392,000 3,537,000 33,000  875,000 3,976,000 1,072,000       
      accretion of fdic loss-share receivable, net of amortization of fdic clawback payable
                                               3,014,000                       
      net increase/(decrease) in deposits
                                               -15,916,000               -84,075,000 -34,810,000       
      assets
                                                                      
      cash and cash equivalents
                                                                      
      federal funds sold and interest-bearing balances
                                                                      
      investment securities
                                                                      
      other investments
                                                                      
      mortgage loans held for sale
                                                                      
      loans
                                                 2,482,601,000  7,935,000  19,167,000 -7,504,000 1,948,532,000  117,056,000 -24,521,000 1,836,550,000  -37,156,000 148,239,000 1,502,965,000       
      less allowance for loan losses
                                                                      
      other real estate owned
                                                                      
      premises and equipment
                                                                      
      intangible assets
                                                                      
      other assets
                                                                      
      total assets
                                                                      
      liabilities
                                                                      
      deposits:
                                                                      
      noninterest-bearing
                                                                      
      interest-bearing
                                                                      
      total deposits
                                                                      
      federal funds purchased and securities sold under agreements to repurchase
                                                                      
      other borrowings
                                                 59,677,000     3,810,000        2,000,000       
      other liabilities
                                                                      
      subordinated deferrable interest debentures
                                                                      
      total liabilities
                                                                      
      net identifiable assets acquired over (under) liabilities assumed
                                                                      
      goodwill
                                                                      
      net assets acquired over (under) liabilities assumed
                                                                      
      consideration:
                                                                      
      ameris bancorp common shares issued
                                                                      
      purchase price per share of the company’s common stock
                                                                      
      company common stock issued
                                                                      
      cash exchanged for shares
                                                                      
      fair value of total consideration transferred
                                                                      
      net (gains)/losses on sale or disposal of premises and equipment
                                                             123,000         
      accretion of covered loans
                                                                      
      accretion of purchased non-covered loans
                                                                      
      net change in mortgage loans held for sale
                                                -22,510,000 15,585,000  -7,054,000  -9,362,000 -4,796,000 -3,300,000               
      proceeds from maturities of s ecurities available for sale
                                                                      
      other prepaids, deferrals and accruals
                                                 2,489,000      4,201,000    -187,000  16,060,000 -2,179,000 -2,156,000  4,983,000 -8,784,000 1,601,000  -1,027,000 
      cash flows from investing activities, net of effects of business combinations:
                                                                      
      net change in loans
                                                 -56,807,000      17,496,000               
      increase in fdic indemnification asset
                                                 12,260,000                     
      cash flows from financing activities, net of effects of business combinations:
                                                                      
      net decrease in cash and due from banks
                                                 8,432,000    -2,837,000    -12,791,000    -10,630,000 -14,407,000 -12,209,000 6,746,000 22,802,000 -29,363,000 -4,700,000  -22,236,000 
      supplemntal disclosures of non-cash information
                                                                      
      financial assets:
                                                                      
      financial liabilities:
                                                                      
      deposits
                                                 3,010,647,000  318,000  35,445,000 -120,688,000 2,665,360,000  117,529,000 -61,326,000 2,572,689,000  18,976,000 -8,280,000 2,088,306,000       
      depreciation and amortization
                                                                      
      net gain on securities available for sale
                                                                      
      stock-based compensation expense
                                                                      
      net (gain) loss on sale or disposal of premises and equipment
                                                                      
      net income on sale of other real estate owned
                                                                      
      net increase in mortgage loans held for sale
                                                        -2,696,000              
      net other operating activities
                                                                      
      total adjustments
                                                                6,018,000 6,518,000 -7,496,000 2,524,000 2,552,000 708,000 
      decrease in interest-bearing deposits in banks
                                                                      
      decrease in federal funds sold
                                                                      
      (increase)/decrease in loans
                                                                      
      decrease in fdic indemnification asset
                                                    38,716,000 5,361,000 16,215,000 75,032,000 16,869,000 4,259,000   26,641,000 -5,753,000         
      decrease in deposits
                                                                      
      increase/(decrease) in federal funds purchased and securities sold under agreements to repurchase
                                                                      
      repayment of other borrowings and debentures
                                                                      
      cash dividends on preferred stock
                                                                      
      repurchase of preferred stock
                                                                      
      net change in cash and due from banks
                                                  9,439,000                    
      cash paid/(received) during the year for:
                                                                      
      noncash transactions
                                                                      
      change in other prepaids, deferrals and accruals
                                                   3,497,000  2,073,000    18,624,000             
      decrease in fdic loss-share receivable
                                                   23,750,000                   
      net cash proceeds received from fdic-assisted acquisitions
                                                     155,466,000 65,050,000               
      decrease in other borrowings
                                                     -3,810,000               
      dividends paid – preferred stock
                                                   -350,000                   
      repurchase of warrants
                                                                      
      net (increase)/decrease in loans
                                                                      
      (increase)/decrease in federal funds sold
                                                                      
      net cash proceeds received from (paid for) fdic-assisted acquisitions
                                                                      
      cash dividends on common stock
                                                                      
      proceeds from issuance of common stock
                                                                      
      net decrease in federal funds sold and interest bearing deposits
                                                               19,421,000       
      purchase bank owned life insurance
                                                                      
      net (increase)/decrease in federal funds sold and interest bearing deposits
                                                         53,051,000             
      net decrease in loans
                                                         15,252,000 -3,863,000 37,682,000    18,169,000       
      gain on acquisition
                                                       -20,037,000               
      net decrease (increase) in federal funds sold and interest bearing deposits
                                                       34,870,000               
      goodwill impairment charge
                                                                      
      (increase)/decrease in prepaid fdic assessments
                                                                      
      (increase)/decrease in interest-bearing deposits in banks
                                                                      
      decrease in loans
                                                                      
      deferred gain on termination of interest rate swap
                                                                      
      change in prepaid fdic assessment
                                                                      
      cash received (paid) in fdic-assisted acquisitions
                                                                      
      cash paid in fdic-assisted acquisition
                                                                     
      net increase in federal funds sold and interest bearing deposits
                                                           -3,246,000           
      net (gain)/loss on sale of other real estate owned
                                                                      
      decrease in taxes payable
                                                                      
      increase/(decrease) in deposits
                                                                      
      proceeds from other borrowings and debentures
                                                                      
      proceeds allocated to issuance of preferred stock
                                                                      
      proceeds allocated to warrants issued
                                                                      
      change in unrealized gain
                                                                      
      net (increase) / decrease in loans
                                                             -15,678,000         
      net increase/(decrease) in securities sold under agreements to repurchase
                                                                      
      gain on fdic assisted acquisition, net of tax
                                                                      
      net decrease in covered assets
                                                               8,371,000       
      net (loss)/income
                                                                      
      adjustments to reconcile net (loss)/income to net cash from operating activities:
                                                                      
      net (gain) /loss on securities available for sale
                                                                      
      net income on sale or disposal of premises and equipment
                                                                      
      gain on acquisitions, net of tax
                                                                      
      increase in prepaid fdic assessments
                                                                      
      supplemental disclosures of cash flow
                                                                      
      information
                                                                      
      non-cash transactions
                                                                      
      change in deferred gain on termination of interest rate swap
                                                                      
      net income/(gain) on sale of securities available for sale
                                                                      
      net income/(gain) on sale of other real estate owned
                                                                      
      increase/(decrease) in interest receivable
                                                                      
      net cash paid for acquisitions and divestitures
                                                                      
      dividends paid on common stock
                                                                      
      cash and due from banks at beginning of year
                                                                      
      cash and due from banks at end of year
                                                                      
      amortization of unearned compensation
                                                                      
      net incomees on sale of securities available for sale
                                                                      
      reduction in income taxes payable resulting from vesting of restricted shares
                                                                      
      increase in interest-bearing deposits in banks
                                                                      
      increase in restricted equity securities
                                                                      
      increase in federal funds sold
                                                                      
      increase in loans
                                                                14,085,000 -11,578,000 -19,561,000 -248,000 10,597,000 -8,141,000 
      net cash received (paid) for acquisitions and divestitures
                                                                      
      unfunded obligation for acquisition
                                                                      
      increase in deposits
                                                                      
      increase in federal funds purchased and securities sold under agreements to repurchase
                                                                      
      proceeds from other borrowings and trust preferred debentures
                                                                      
      repayment of other borrowings and trust preferred debentures
                                                                      
      dividends paid
                                                                -1,368,000 -1,370,000 -1,367,000 -1,370,000 -1,180,000 -1,370,000 
      payment for fractional shares
                                                                      
      supplemental disclosures of cash flowinformation
                                                                      
      principal balances of loans transferred to other real estate owned
                                                                      
      change in unrealized loss on securities available for sale
                                                                      
      unrealized loss on cash flow hedge
                                                                      
      net decrease in federal funds sold & interest bearing deposits
                                                                      
      net decrease in federal funds purchased and securities sold under agreements to repurchase
                                                                 -354,000 -386,000 -3,160,000   
      dividends declared
                                                                      
      u. s. government and federal agencies
                                                                      
      state and municipal securities
                                                                      
      corporate debt securities
                                                                      
      mortgage backed securities
                                                                      
      marketable equity securities
                                                                      
      mortgage-backed securities
                                                                      
      net cash received (paid) for acquisitions
                                                                      
      noncash transaction
                                                                      
      net decrease of federal funds sold & interest bearing deposits
                                                                      
      increase in other borrowings
                                                                 13,584,000 4,574,000 14,690,000   
      net increase(decrease) in cash and due from banks
                                                                      
      net decrease of federal funds sold
                                                                      
      net (gains) losses on sale of securities available for sale
                                                                      
      decrease in interest receivable
                                                                      
      net cash paid for acquisition
                                                                      
      purchase treasury stock
                                                                 -26,000 -335,000  -12,000 
      net income, as reported
                                                                 43,000 -144,000 3,186,000  34,000 
      deduct: total stock-based employee compensation expense determined under fair value based method for all awards, net of related tax effects
                                                                 -20,000  
      pro forma net income
                                                                 43,000 -144,000 3,166,000  34,000 
      earnings per share:
                                                                      
      basic - as reported
                                                                 10 -20 330  
      basic - pro forma
                                                                 -10 320  
      diluted - as reported
                                                                 -10 320  
      diluted - pro forma
                                                                 -10 320  -10 
      net gains on sale of securities available for sale
                                                                      
      decrease in interest payable
                                                                      
      increase in restricted stock
                                                                      
      proceeds from issuance of trust preferred securities
                                                                      
      payment for debt issue costs
                                                                      
      common stock issued in connection with business acquisitions
                                                                      
      net decrease in federal funds purchased and
                                                                      
      securities sold under agreements to repurchase
                                                                      
      net increase in federal funds purchased and securities sold under agreements to repurchase
                                                                      
      basic – as reported
                                                                      
      basic – pro forma
                                                                      
      diluted – as reported
                                                                      
      diluted – pro forma
                                                                      
      purchase of restricted equity securities
                                                                      
      proceeds from maturities of investment securities
                                                                      
      purchase of investment securities
                                                                      
      acquisition stock issue cost
                                                                      
      purchase of treasury stock
                                                                      
      item 2.
                                                                      
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.