7Baggers

Atlantic American Corporation
(NASDAQ:AAME) 

AAME stock logo

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including business a...

Founded: 1968
Full Time Employees: 151
Sector: Financial Services
Industry: Insurance-Life
Insurance
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At a glance:
Bull Thesis:
Bear Thesis:
Main Competitors:
Moat:
Income Statements:
Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 
                                     
      revenue:
    		                                 
      insurance premiums
    		51,972,000 50,146,000 46,913,000 45,404,000 43,782,000 44,993,000 44,552,000 42,919,000 43,746,000 46,060,000 46,100,000 44,914,000 46,380,000 47,065,000 47,081,000 46,901,000 46,092,000 45,133,000 46,090,000 46,512,000 44,978,000 46,499,000 45,550,000 46,669,000 45,005,000 45,469,000 44,782,000 45,327,000 42,557,000 42,845,000 42,202,000 40,331,000 42,094,000 
      net investment income
    		2,633,000 2,516,000 2,442,000 2,342,000 2,477,000 2,416,000 2,556,000 2,633,000 2,325,000 2,559,000 2,541,000 2,422,000 2,641,000 2,529,000 2,340,000 2,012,000 2,137,000 2,266,000 2,113,000 2,027,000 1,828,000 1,850,000 2,039,000 2,145,000 2,187,000 2,313,000 2,334,000 2,438,000 2,215,000     
      realized investment gains
    		2,000 16,000  1,193,000 4,000 13,000    70,000  1,000 101,000 -62,000 -10,000 4,383,000 349,000 50,000 121,000 6,988,000 183,000  249,000 9,000 -430,000 610,000 1,385,000 4,357,000 484,000 -57,000 370,000 6,350,000 539,000 
      unrealized gains on equity securities
    		-848,000 2,609,000 767,000   243,000    494,000 -2,375,000 -2,106,000 -2,783,000 -4,866,000 2,193,000 -3,564,000 711,000 4,003,000 744,000 4,400,000 -731,000 1,355,000 -8,455,000 3,415,000 944,000 -5,337,000 6,489,000 188,250 1,083,000 4,089,000    
      other income
    		1,000 3,000 3,000 3,000 2,000 3,000 3,000 3,000 6,000 5,000 3,000  4,000 3,000 4,000  1,000 5,000 7,000 5,000 11,000 33,000 27,000 51,000 39,000 72,000 28,000 25,000 31,000 29,000 28,000 28,000 29,000 
      total revenue
    		53,760,000 55,290,000 50,125,000 49,043,000 44,519,000 47,668,000 46,997,000 46,745,000 44,591,000 49,188,000 46,269,000 45,231,000 46,343,000 44,669,000 51,608,000 49,732,000 49,290,000 51,457,000 49,075,000 59,932,000 46,269,000 49,737,000 39,410,000 52,289,000 47,745,000 43,127,000 55,018,000 49,200,000 46,370,000 49,443,000 40,540,000 48,825,000 44,798,000 
      yoy
    		20.76% 15.99% 6.66% 4.92% -0.16% -3.09% 1.57% 3.35% -3.78% 10.12% -10.35% -9.05% -5.98% -13.19% 5.16% -17.02% 6.53% 3.46% 24.52% 14.62% -3.09% 15.33% -28.37% 6.28% 2.97% -12.77% 35.71% 0.77% 3.51%     
      qoq
    		-2.77% 10.30% 2.21% 10.16% -6.61% 1.43% 0.54% 4.83% -9.35% 6.31% 2.29% -2.40% 3.75% -13.45% 3.77% 0.90% -4.21% 4.85% -18.12% 29.53% -6.97% 26.20% -24.63% 9.52% 10.71% -21.61% 11.83% 6.10% -6.22% 21.96% -16.97% 8.99%  
      benefits and expenses:
    		                                 
      insurance benefits and losses incurred
    		35,471,000 33,647,000 31,913,000 31,339,000 30,760,000 31,807,000 31,925,000 35,857,000 26,818,000 29,365,000 30,460,000 28,904,000 30,630,000 32,753,000 31,169,000 31,674,000 35,045,000 31,703,000 33,272,000 29,998,000 29,219,000 27,076,000 33,583,000 35,048,000 34,719,000 34,151,000 35,307,000 34,172,000 33,087,000 32,219,000 33,172,000 30,069,000 30,417,000 
      commissions and underwriting expenses
    		12,955,000 12,870,000 11,680,000 12,290,000 11,490,000 11,584,000 12,666,000 9,294,000 11,064,000 12,848,000 12,918,000 10,819,000 12,843,000 10,215,000 12,836,000 10,826,000 11,927,000 12,179,000 12,564,000 12,129,000 11,202,000 10,854,000 12,626,000 11,482,000 11,471,000 11,509,000 11,015,000 10,586,000 8,722,000 9,715,000 10,019,000 11,646,000 10,176,000 
      interest expense
    		779,000 773,000 774,000 828,000 869,000 867,000 855,000 862,000 850,000 807,000 750,000 661,000 523,000 414,000 354,000 347,000 347,000 347,000 346,000 357,000 363,000 414,000 476,000 506,000 533,000 545,000 546,000 540,000 529,000 506,000 462,000 450,000 440,000 
      total benefits and expenses
    		52,991,000 51,074,000 49,090,000 48,498,000 46,973,000 48,517,000 49,503,000 49,847,000 42,453,000 46,971,000 48,087,000 43,867,000 47,292,000 46,784,000 47,812,000 46,344,000 50,583,000 47,703,000 49,622,000 44,916,000 43,836,000 41,456,000 49,637,000 50,648,000 49,489,000 48,716,000 49,733,000 48,925,000 45,298,000 45,410,000 46,891,000 45,938,000 44,167,000 
      income before income taxes
    		769,000 4,216,000 1,035,000 545,000 -2,454,000 -849,000 -2,506,000 -3,102,000 2,138,000 2,217,000 -1,818,000 1,364,000 -949,000 -2,115,000 3,796,000 3,388,000 -1,293,000 3,754,000 -547,000 15,016,000 2,433,000 8,281,000 -10,227,000 1,641,000 -1,744,000 -5,589,000 5,285,000 275,000 1,072,000 4,033,000 -6,351,000 2,887,000 631,000 
      income tax benefit
    		192,000 900,000 233,000 133,000 -456,000 -165,000 -508,000 -874,000 379,000 473,000 -372,000 63,250 -265,000 -436,000 954,000 74,500 -378,000 792,000 -116,000 3,168,000 557,000 1,749,000 -2,140,000 371,000 -352,000 -1,163,000 1,123,000 74,000 138,000 848,000 -1,327,000 120,750 -116,000 
      net income
    		577,000 3,316,000 802,000 412,000 -1,998,000 -684,000 -1,998,000 -2,228,000 1,759,000 1,744,000 -1,446,000 1,046,000 -684,000 -1,679,000 2,842,000 2,665,000 -915,000 2,962,000 -431,000 11,848,000 1,876,000 6,532,000 -8,087,000 1,270,000 -1,392,000 -4,426,000 4,162,000 201,000 934,000 3,185,000 -5,024,000 2,542,000 747,000 
      yoy
    		-128.88% -584.80% -140.14% -118.49% -213.59% -139.22% 38.17% -313.00% -357.16% -203.87% -150.88% -60.75% -25.25% -156.68% -759.40% -77.51% -148.77% -54.65% -94.67% 832.91% -234.77% -247.58% -294.31% 531.84% -249.04% -238.96% -182.84% -92.09% 25.03%     
      qoq
    		-82.60% 313.47% 94.66% -120.62% 192.11% -65.77% -10.32% -226.66% 0.86% -220.61% -238.24% -252.92% -59.26% -159.08% 6.64% -391.26% -130.89% -787.24% -103.64% 531.56% -71.28% -180.77% -736.77% -191.24% -68.55% -206.34% 1970.65% -78.48% -70.68% -163.40% -297.64% 240.29%  
      net income margin %
    		1.07% 6.00% 1.60% 0.84% -4.49% -1.43% -4.25% -4.77% 3.94% 3.55% -3.13% 2.31% -1.48% -3.76% 5.51% 5.36% -1.86% 5.76% -0.88% 19.77% 4.05% 13.13% -20.52% 2.43% -2.92% -10.26% 7.56% 0.41% 2.01% 6.44% -12.39% 5.21% 1.67% 
      preferred stock dividends
    		-100,000 -100,000 -99,000 -100,000 -100,000 -100,000 -99,000 -100,000 -100,000 -100,000 -99,000 -100,000 -100,000 -100,000 -99,000 -100,000 -100,000 -100,000 -99,000 -100,000 -100,000 -100,000 -99,000 -100,000 -100,000 -100,000 -99,000 -100,000 -100,000 -100,000 -99,000 -100,000 -100,000 
      net income applicable to common shareholders
    		477,000 3,216,000 703,000 312,000 -2,098,000 -784,000 -2,097,000 -2,328,000 1,659,000 1,644,000 -1,545,000 946,000 -784,000 -1,779,000 2,743,000 2,565,000 -1,015,000 2,862,000 -530,000 11,748,000 1,776,000 6,432,000 -8,186,000 1,170,000 -1,492,000 -4,526,000 4,063,000 101,000 834,000 3,085,000 -5,123,000 2,442,000 647,000 
      earnings per common share
    		20 160 30 -60 -100 -40  -120 80 80 -80 50 -40 -90 130 130 -50 140   90 310 -400 -25 -70 -220 200 10 40 150  120 30 
      unrealized losses on equity securities
    		   101,000 -1,746,000  -114,000 1,190,000 -1,486,000                      -4,419,000   
      loss per common share
    		      -100            -30            -250   
      realized investment losses
    		                                 
      dividends per common share
    		                           5      
      investment income
    		                             2,537,000 2,359,000 2,116,000 2,136,000 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 
                                     
        assets
      		                               
        cash and cash equivalents
      		34,444,000 46,423,000 35,903,000 35,570,000 23,035,000 21,213,000 21,189,000 28,301,000 23,921,000 24,247,000 13,548,000 28,863,000 21,876,000 15,910,000 15,612,000 24,753,000 14,327,000 9,532,000 20,446,000 19,319,000 8,940,000 16,354,000 8,338,000 12,893,000 36,013,000 11,450,000 12,630,000 10,038,000 7,487,000 8,438,000 24,547,000 
        investments:
      		                               
        fixed maturities, available-for-sale, at fair value
      		235,469,000 213,323,000 214,443,000 212,612,000 221,696,000 216,636,000 218,420,000 218,219,000 203,068,000 208,472,000 218,038,000 208,729,000 202,303,000 219,282,000 240,038,000 260,986,000 257,011,000 257,808,000 246,801,000 254,106,000 247,997,000 236,187,000 213,696,000 232,472,000 217,517,000 223,275,000 210,386,000     
        equity securities, at fair value
      		10,432,000 11,280,000 8,671,000 7,900,000 7,800,000 9,545,000 9,303,000 9,413,000 8,224,000 9,679,000 9,181,000 11,562,000 13,667,000 16,450,000 21,316,000 19,124,000 22,688,000 21,903,000 17,900,000 18,716,000 14,323,000 15,965,000 14,467,000 22,922,000 19,507,000 20,455,000 20,758,000     
        other invested assets
      		6,225,000 6,324,000 6,461,000 6,616,000 8,205,000 6,063,000 6,278,000 6,381,000 6,398,000 6,724,000 5,372,000 5,386,000 5,421,000 5,128,000 420,000 198,000 3,095,000 3,117,000 3,183,000 3,238,000 9,097,000 11,454,000 9,775,000 9,960,000 7,103,000 7,380,000 7,424,000 10,817,000 11,417,000 5,663,000 5,626,000 
        policy loans
      		1,668,000 1,656,000 1,670,000 1,722,000 1,738,000 1,792,000 1,810,000 1,778,000 1,822,000 1,811,000 1,792,000 1,759,000 1,797,000 1,799,000 1,814,000 1,858,000 1,900,000 1,920,000 1,963,000 1,975,000 1,964,000 2,018,000 2,011,000 2,007,000 1,989,000 2,007,000 2,085,000 2,084,000 2,140,000 2,105,000 2,146,000 
        real estate
      		38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 38,000 
        investment in unconsolidated trusts
      		1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 1,238,000 
        total investments
      		255,070,000 233,859,000 232,521,000 230,126,000 240,715,000 235,312,000 237,087,000 237,067,000 220,788,000 227,962,000 235,659,000 228,712,000 224,464,000 243,935,000 264,864,000 283,442,000 285,970,000 286,024,000 271,123,000 279,311,000 274,657,000 266,900,000 241,225,000 268,637,000 247,392,000 254,393,000 241,929,000 245,020,000 246,714,000 245,828,000 247,511,000 
        receivables:
      		                               
        reinsurance
      		22,694,000 22,369,000 23,829,000 22,942,000 21,600,000 22,496,000 20,935,000 21,103,000 21,839,000 22,261,000 24,916,000 25,913,000 25,224,000 26,017,000 27,036,000 27,416,000 29,889,000 29,149,000 29,511,000 29,086,000 29,961,000 27,562,000 33,102,000 32,135,000 30,481,000 30,253,000 26,110,000 24,022,000 23,659,000 20,883,000 17,613,000 
        insurance premiums and other
      		42,399,000 50,242,000 19,213,000 27,458,000 30,492,000 34,220,000 14,696,000 23,690,000 24,687,000 30,825,000 11,555,000  21,934,000 29,087,000 11,550,000  22,479,000 29,505,000 9,850,000  20,039,000 23,785,000 10,752,000  17,996,000 23,891,000  14,972,000 19,379,000 7,896,000  
        deferred income taxes
      		16,089,000 16,449,000 17,227,000 18,118,000 16,079,000 17,236,000 16,712,000 15,682,000 17,156,000 15,149,000 13,721,000 14,163,000 14,614,000 11,166,000 5,447,000 1,755,000 321,000 347,000 2,103,000  679,000 1,144,000 4,920,000 314,000 175,000 1,537,000 4,184,000 3,077,000 2,873,000 2,271,000  
        deferred acquisition costs
      		45,759,000 45,285,000 44,693,000 44,842,000 44,284,000 43,837,000 43,167,000 43,850,000 41,926,000 41,211,000 42,259,000 42,281,000 41,416,000 42,244,000 39,875,000 38,698,000 38,495,000 38,462,000 38,098,000 39,611,000 39,769,000 39,148,000 38,305,000 38,861,000 38,801,000 38,144,000 37,094,000 34,934,000 34,193,000 33,163,000 32,694,000 
        other assets
      		11,856,000 12,168,000 12,506,000 11,828,000 8,240,000 9,149,000 9,421,000 9,028,000 8,759,000 8,756,000 9,393,000 9,202,000 8,277,000 8,371,000 8,103,000 8,719,000 10,052,000 8,923,000 9,452,000 7,804,000 8,363,000 8,300,000 8,675,000 9,108,000 9,933,000 9,518,000 4,560,000 4,942,000 4,806,000 4,787,000 5,089,000 
        intangibles
      		2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 2,544,000 
        total assets
      		430,855,000 429,339,000 388,436,000 393,428,000 386,989,000 386,007,000 365,751,000 381,265,000 361,620,000 372,955,000 353,595,000 367,064,000 360,349,000 379,274,000 375,031,000 402,286,000 404,077,000 404,486,000 383,127,000 405,187,000 384,952,000 385,737,000 347,861,000 377,626,000 383,335,000 371,730,000 344,274,000 339,549,000 341,655,000 325,810,000 343,239,000 
        liabilities and shareholders’ equity
      		                               
        insurance reserves and policyholder funds:
      		                               
        future policy benefits
      		103,159,000 101,554,000 100,036,000 98,464,000 97,077,000 95,545,000 93,680,000 92,495,000 84,851,000 84,506,000 84,667,000 85,564,000 85,089,000 85,204,000 85,541,000 87,348,000 87,825,000 88,351,000 89,017,000 90,872,000 91,694,000 91,927,000 92,037,000 92,490,000 92,685,000 92,108,000 90,257,000 88,437,000  84,368,000  
        unearned premiums
      		36,869,000 50,510,000 20,916,000 31,178,000 28,972,000 38,038,000 20,723,000 31,317,000 30,642,000 37,875,000 19,400,000 28,348,000 31,801,000 38,650,000 19,834,000 27,469,000 29,923,000 35,022,000 20,505,000 27,131,000 30,198,000 35,091,000 19,276,000 26,035,000 28,152,000 33,947,000 24,206,000 26,272,000  16,887,000  
        losses and claims
      		107,713,000 101,759,000 98,030,000 93,707,000 91,864,000 90,624,000 88,449,000 87,478,000 85,679,000 85,984,000 86,250,000 87,484,000 86,578,000 87,098,000 85,235,000 85,620,000 87,173,000 81,473,000 81,285,000 79,147,000 78,157,000 76,498,000 80,195,000 81,448,000 76,261,000 75,155,000 72,612,000 71,816,000  70,120,000  
        other policy liabilities
      		1,837,000 1,690,000 1,538,000 1,757,000 969,000 1,045,000 970,000 1,132,000 816,000 939,000 926,000 1,255,000 821,000 922,000 961,000 1,360,000 836,000 1,027,000 1,176,000 1,526,000 1,015,000 1,195,000 1,338,000 1,933,000 1,226,000 1,331,000 1,973,000 1,288,000  1,577,000  
        total insurance reserves and policyholder funds
      		249,578,000 255,513,000 220,520,000 225,106,000 218,882,000 225,252,000 203,822,000 212,422,000 201,988,000 209,304,000 191,243,000 202,651,000 204,289,000 211,874,000 191,571,000 201,797,000 205,757,000 205,873,000 191,983,000 198,676,000 201,064,000 204,711,000 192,846,000 201,906,000 198,324,000 202,541,000 189,048,000 187,813,000  172,952,000  
        accounts payable and accrued expenses
      		34,030,000 29,899,000 27,771,000 30,948,000 24,586,000 22,321,000 21,364,000 24,811,000 24,129,000 23,427,000 21,235,000 26,473,000 23,411,000 23,561,000 23,299,000 25,465,000 24,587,000 22,500,000 24,171,000 26,412,000 22,135,000 23,394,000 19,759,000 23,588,000   20,116,000 15,880,000  17,396,000 22,342,000 
        revolving credit facility
      		4,021,000 4,021,000 4,022,000 4,023,000 4,024,000 4,024,000 4,024,000 3,019,000 3,019,000 3,000,000 3,000,000 2,009,000 1,000,000 1,000,000                  
        junior subordinated debenture obligations
      		33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000 33,738,000  33,738,000 33,738,000 
        total liabilities
      		321,367,000 323,171,000 286,051,000 293,815,000 281,230,000 285,335,000 262,948,000 273,990,000 262,874,000 269,469,000 249,216,000 264,871,000 262,438,000 270,173,000 248,608,000 261,000,000 264,082,000 262,111,000 249,892,000 260,127,000 256,937,000 261,843,000 246,343,000 259,232,000 266,924,000 258,960,000 242,902,000 237,431,000  224,086,000 230,256,000 
        commitments and contingencies
      		                               
        shareholders’ equity:
      		                               
        preferred stock, 1 par, 4,000,000 shares authorized; series d preferred, 55,000 shares issued and outstanding; 5,500 redemption value
      		55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000 55,000  55,000  
        common stock
      		22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000 22,401,000  22,401,000 22,401,000 
        additional paid-in capital
      		57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,425,000 57,443,000 57,443,000 57,443,000 57,441,000 57,441,000 57,439,000 57,438,000 57,437,000 57,436,000 57,435,000 57,777,000 57,820,000 57,819,000 57,444,000 57,414,000 57,419,000  57,431,000 57,495,000 
        retained earnings
      		49,843,000 49,366,000 46,150,000 45,854,000 45,543,000 47,641,000 48,425,000 50,929,000 53,257,000 52,006,000 50,362,000 51,982,000 51,036,000 51,820,000 53,599,000 51,264,000 48,699,000 49,714,000 46,852,000 47,790,000 36,042,000 34,266,000 27,834,000 36,020,000 34,850,000 36,342,000 37,208,000 37,107,000  33,188,000 30,993,000 
        accumulated other comprehensive loss
      		-12,824,000 -15,667,000 -16,234,000 -18,712,000 -12,253,000 -19,435,000 -18,087,000 -16,121,000                        
        unearned stock grant compensation
      		   -2,000 -4,000 -7,000 -8,000 -13,000 -16,000 -33,000 -59,000 -132,000 -52,000 -79,000 -117,000 -73,000 -100,000 -150,000 -217,000 -284,000 -350,000 -466,000 -584,000 -781,000 -943,000 -150,000 -186,000 -252,000  -387,000 -579,000 
        treasury stock
      		-7,412,000 -7,412,000 -7,412,000 -7,408,000 -7,408,000 -7,408,000 -7,408,000 -7,401,000 -7,401,000 -7,401,000 -7,395,000 -7,389,000 -7,529,000 -7,436,000 -7,421,000 -7,490,000 -7,490,000 -7,361,000 -7,338,000 -7,339,000 -7,341,000 -7,261,000 -7,632,000 -7,580,000 -7,562,000 -8,049,000 -7,985,000 -7,850,000  -7,346,000 -7,133,000 
        total shareholders’ equity
      		109,488,000 106,168,000 102,385,000 99,613,000 105,759,000 100,672,000 102,803,000 107,275,000 98,746,000 103,486,000 104,379,000 102,193,000 97,911,000 109,101,000 126,423,000 141,286,000 139,995,000 142,375,000 133,235,000 145,060,000 128,015,000 123,894,000 101,518,000 118,394,000 116,411,000 112,770,000 101,372,000 102,118,000  101,724,000 112,983,000 
        total liabilities and shareholders’ equity
      		430,855,000 429,339,000 388,436,000 393,428,000 386,989,000 386,007,000 365,751,000 381,265,000 361,620,000 372,955,000 353,595,000 367,064,000 360,349,000 379,274,000 375,031,000 402,286,000 404,077,000 404,486,000 383,127,000 405,187,000 384,952,000 385,737,000 347,861,000 377,626,000 383,335,000 371,730,000 344,274,000 339,549,000  325,810,000 343,239,000 
        insurance reserves and policyholder funds
      		                              173,583,000 
        accumulated other comprehensive income
      		        -26,975,000 -20,967,000 -18,410,000 -22,149,000 -25,443,000 -15,103,000 463,000 17,688,000 18,989,000 20,277,000 14,044,000 25,000,000 19,772,000 17,464,000 1,667,000 10,459,000 9,791,000 4,727,000 -7,535,000 -6,762,000  -3,618,000 9,751,000 
        insurance premiums and other, net of allowance for doubtful accounts of 177 and 188 as of 2022 and 2021, respectively
      		           15,386,000                    
        insurance premiums and other, net of allowance for doubtful accounts of 188 and 198 as of 2021 and 2020, respectively
      		               14,959,000                
        insurance premiums and other, net of allowance for doubtful accounts of 198 and 183 as of 2020 and 2019, respectively
      		                   27,512,000            
        insurance premiums and other, net of allowance for doubtful accounts of 183 and 207 as of 2019 and 2018, respectively
      		                       13,134,000        
        other liabilities
      		                        34,862,000 22,681,000      
        insurance premiums and other, net of allowance for doubtful accounts of 207 and 209 in 2018 and 2017, respectively
      		                          15,223,000     
        fixed maturities, available-for-sale
      		                           207,138,000 208,856,000 217,848,000  
        equity securities
      		                           23,705,000 23,025,000 18,936,000  
        fixed maturities
      		                              215,108,000 
        common and non-redeemable preferred stocks
      		                              23,355,000 
        insurance premiums and other, net of allowance for doubtful accounts of 209 and 280 in 2017 and 2016, respectively
      		                              13,241,000 
        preferred stock, 1 par, 4,000,000 shares authorized;
      		                               
        series d preferred, 55,000 shares issued and outstanding; 5,500 redemption value
      		                              55,000 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 
                                        
          cash flows from operating activities:
        		                                
          net income
        		577,000 3,316,000 802,000 412,000 -1,998,000 -684,000 -1,998,000 -2,228,000 1,759,000 1,744,000 -1,446,000 1,046,000 -684,000 -1,679,000 2,842,000 2,665,000 -915,000 2,962,000 -431,000 11,848,000 1,876,000 6,532,000 -8,087,000 1,270,000 -1,392,000 -4,426,000 4,162,000 201,000 934,000 3,185,000 -5,024,000 2,542,000 
          adjustments to reconcile net income to net cash provided (used) in operating activities:
        		                                
          capitalization of acquisition costs
        		                                
          realized investment gains
        		-2,000   -1,193,000 -4,000   0    -1,000    -4,383,000 -349,000 -50,000 -121,000 -6,988,000 -183,000 0 -249,000 -9,000 430,000 -610,000 -1,385,000 -4,357,000 -484,000 57,000 -370,000 -6,350,000 
          unrealized (gains) losses on equity securities
        		  -767,000             3,564,000 -711,000 -4,003,000 -744,000    8,455,000   5,337,000 -6,489,000      
          losses from equity method investees
        		99,000 137,000 155,000 272,000 176,000 215,000 103,000                          
          compensation expense related to share awards
        		0 0 2,000 2,000 3,000 1,000 5,000 3,000 17,000 26,000 73,000 42,000 27,000 38,000 27,000 27,000 50,000 67,000 67,000 67,000 116,000 155,000 99,000 162,000 84,000 49,000 58,000 52,000 70,000 45,000 77,000 132,000 
          benefit for credit losses
        		 -3,000 -12,000 -16,000                             
          depreciation and amortization
        		97,000 103,000 77,000 69,000 59,000 125,000 113,000 131,000 164,000 169,000 188,000 207,000 218,000 225,000 240,000 250,000 243,000 246,000 264,000 208,000 269,000 252,000 251,000 408,000 251,000 144,000 193,000 204,000 251,000 259,000 273,000 289,000 
          deferred income tax expense
        		-396,000 628,000 232,000            886,000            1,123,000      
          increase in receivables
        		7,503,000   1,708,000 4,629,000   1,707,000 6,560,000    7,946,000    6,286,000   6,080,000 1,347,000   3,208,000 5,476,000   -2,339,000 4,809,000   2,104,000 
          increase in insurance reserves and policyholder funds
        		-5,935,000   6,224,000 -6,370,000   10,434,000 -7,316,000   -1,638,000 -7,585,000   -3,960,000 -116,000   -2,388,000 -3,647,000   3,582,000 -4,217,000        
          increase in accounts payable and accrued expenses
        		                   4,076,000 -1,359,000 3,535,000 -3,928,000          
          other
        		279,000 452,000 -461,000 -3,545,000 888,000 244,000 -443,000 -383,000 -1,120,000 1,500,000 -367,000 -1,024,000 -23,000 -349,000 473,000 1,059,000 -1,229,000 466,000 -1,716,000 623,000 157,000 649,000 502,000 733,000 -576,000 450,000 -5,612,000 111,000 -230,000 -245,000 98,000 378,000 
          net cash from operating activities
        		6,642,000 9,278,000 -722,000 9,613,000 90,000 416,000 -5,319,000 6,165,000 1,353,000 6,714,000 -11,610,000 8,699,000 2,170,000 3,591,000 -8,007,000 10,642,000 4,332,000 -7,842,000 -6,044,000 9,875,000 -1,462,000 11,070,000 -10,512,000 5,763,000 -351,000 -273,000 -6,946,000 9,579,000 1,277,000 480,000 -6,876,000 3,777,000 
          capital expenditures
        		-31,000 -170,000 -264,000 -99,000 -32,000 -55,000 -39,000 -5,000 -7,000 -9,000 -59,000 -14,000 -44,000 -67,000 -1,000 -18,000 -24,000 -26,000 -39,000 -45,000 -28,000 -122,000 -38,000 -25,000 -12,000 -6,000 -26,000 -29,000 -28,000 -206,000 -18,000 -2,000 
          free cash flows
        		6,611,000 9,108,000 -986,000 9,514,000 58,000 361,000 -5,358,000 6,160,000 1,346,000 6,705,000 -11,669,000 8,685,000 2,126,000 3,524,000 -8,008,000 10,624,000 4,308,000 -7,868,000 -6,083,000 9,830,000 -1,490,000 10,948,000 -10,550,000 5,738,000 -363,000 -279,000 -6,972,000 9,550,000 1,249,000 274,000 -6,894,000 3,775,000 
          cash flows from investing activities:
        		                                
          proceeds from investments sold
        		6,578,000       6,000 1,353,000 3,676,000 9,000 31,000 3,650,000 177,000 44,000 9,923,000 4,715,000 1,280,000 13,266,000 9,625,000 1,468,000 1,807,000 5,641,000 1,021,000 49,758,000 51,567,000 18,604,000 1,963,000 2,328,000 12,476,000 13,373,000 31,232,000 
          proceeds from investments matured, called or redeemed
        		4,102,000 2,135,000 7,169,000 3,828,000 4,028,000 3,078,000 2,857,000 1,744,000 325,000 5,906,000 1,769,000 809,000 2,756,000 2,366,000 3,875,000 3,450,000 1,001,000 2,558,000 4,506,000 1,533,000 2,553,000 476,000 2,555,000 250,000 2,279,000 1,750,000 1,878,000 329,000 592,000 2,456,000 1,529,000 1,809,000 
          investments purchased
        		-29,270,000 -7,185,000 -5,846,000 -2,934,000 -2,304,000 -3,008,000 -5,604,000 -3,131,000 -2,942,000 -5,582,000 -6,418,000 -3,139,000 -2,473,000 -6,346,000 -5,052,000 -13,172,000 -5,102,000 -6,454,000 -10,564,000 -10,212,000 -9,866,000 -5,207,000 -2,204,000 -29,713,000 -27,096,000 -49,750,000 -17,470,000 -8,725,000 -1,498,000 -15,374,000 -23,955,000 -21,206,000 
          additions to property and equipment
        		-31,000 -170,000 -264,000 -99,000 -32,000 -55,000 -39,000 -5,000 -7,000 -9,000 -59,000 -14,000 -44,000 -67,000 -1,000 -18,000 -24,000 -26,000 -39,000 -45,000 -28,000 -122,000 -38,000 -25,000 -12,000 -6,000 -26,000 -29,000 -28,000 -206,000 -18,000 -2,000 
          net cash from investing activities
        		-18,621,000 1,649,000 1,059,000 3,322,000 1,732,000 15,000 -2,786,000 -1,386,000 -1,271,000 3,991,000 -4,699,000 -2,313,000 3,889,000 -3,870,000 -1,134,000 183,000 590,000 -2,642,000 7,169,000 901,000 -5,873,000 -3,046,000 5,954,000 -28,467,000 24,929,000 3,561,000 2,986,000 -6,462,000 1,394,000 -648,000 -9,071,000 11,833,000 
          cash flows from financing activities:
        		                                
          payment of dividends on common stock
        		0   -1,000 0   0    0 0   0 0       0 0   0 0   0 
          treasury stock acquired — net employee share-based compensation
        		0 0 -4,000 0 0 0 -7,000 0 0 -6,000 -6,000 0 -93,000   0 -129,000   0 -81,000   -20,000 -23,000 -35,000 -14,000 0     
          proceeds from revolving credit facility
        		   0 0 0 1,000,000 0 0 0 1,000,000 1,000,000 0                    
          net cash from financing activities
        		0 -407,000 -4,000 -400,000 0 -407,000 993,000 -399,000 -408,000 -6,000 994,000 601,000 -93,000   -399,000 -127,000 -430,000 2,000 -397,000 -79,000 -8,000 3,000 -416,000 -15,000 -452,000 -56,000 -525,000 -120,000 -783,000 -162,000 -536,000 
          net decrease in cash and cash equivalents
        		    1,822,000 24,000 -7,112,000  -326,000 10,699,000 -15,315,000  5,966,000          -4,555,000   2,836,000 -4,016,000  2,551,000 -951,000 -16,109,000  
          cash and cash equivalents at beginning of period
        		0 0 35,570,000  0 0 28,301,000  0 0 28,863,000  0 0 24,753,000  0 0 19,319,000  0 0 12,893,000  0 0 12,630,000  0 0 24,547,000  
          cash and cash equivalents at end of period
        		-11,979,000 10,520,000 35,903,000  1,822,000 24,000 21,189,000  -326,000 10,699,000 13,548,000  5,966,000 298,000 15,612,000  4,795,000 -10,914,000 20,446,000  -7,414,000 8,016,000 8,338,000  24,563,000 2,836,000 8,614,000  2,551,000 -951,000 8,438,000  
          supplemental cash flow information:
        		                                
          cash paid for interest
        		783,000 771,000 788,000 845,000 877,000 867,000 856,000 857,000 823,000 788,000 759,000 594,000 474,000 380,000 346,000 344,000 348,000 346,000 351,000 356,000 365,000 453,000 491,000 511,000 544,000 548,000 552,000 525,000 530,000 489,000 452,000 442,000 
          cash paid for income taxes
        		225,000 412,000 315,000 0 0   556,000 1,250,000   600,000 1,265,000   0 600,000   573,000    37,000 775,000   215,000 480,000   0 
          (additions to) amortization of acquisition costs
        		            828,000 -2,369,000 -1,177,000                  
          unrealized gains on equity securities
        		              -2,193,000                  
          decrease in accounts payable and accrued expenses
        		 2,435,000 -3,683,000  2,165,000 1,261,000 -3,950,000  602,000 2,092,000 -5,338,000  -246,000 572,000 -2,676,000  738,000 -1,862,000 -2,250,000              
          net increase in cash and cash equivalents
        		 10,520,000 333,000            -9,141,000   -10,914,000 1,127,000  -7,414,000            
          adjustments to reconcile net income to net cash from operating activities:
        		                                
          amortization of acquisition costs
        		  149,000   -670,000 683,000            1,513,000              
          decrease in receivables
        		  7,370,000    9,168,000    4,828,000    3,789,000    4,559,000    3,218,000    3,936,000    1,567,000  
          decrease in insurance reserves and policyholder funds
        		  -4,586,000    -8,600,000    -11,408,000    -10,226,000    -6,693,000    -9,060,000    -4,767,000      
          amortization of deferred acquisition costs
        		                           8,625,000 2,708,000 2,559,000 3,719,000 1,934,000 
          acquisition costs deferred
        		                       -17,348,000 -657,000 -785,000 -265,000 -10,785,000 -3,449,000 -3,589,000 -4,188,000 -2,469,000 
          unrealized losses on equity securities
        		      114,000 -1,190,000 1,486,000                   2,947,000 -1,083,000 -4,089,000 4,419,000  
          deferred income tax benefit
        		   -322,000 -752,000 -165,000 -508,000 -1,410,000 -411,000   -425,000 -700,000   -1,087,000 368,000 99,000 -492,000 591,000 -148,000   -317,000 16,000   -901,000 -117,000 145,000 -1,363,000  
          proceeds from investments sold and policy loans redeemed
        		                                
          payment of dividends on series d preferred stock
        		                                
          net increase in cash
        		                                
          cash and cash equivalents at beginning of year
        		                                
          cash and cash equivalents at end of year
        		                                
          unrealized investment losses
        		                                
          unrealized investment (gains) losses
        		                                
          benefit from credit losses
        		     1,000 -6,000                          
          adjustments to reconcile net income income to net cash from operating activities:
        		                                
          losses (earnings) from equity method investees
        		       17,000   15,000                      
          amortization of (additions to) acquisition costs
        		        -715,000 1,048,000 22,000      -33,000      556,000          
          realized investment (gains) losses
        		                                
          realized investment losses
        		                                
          unrealized losses (gains) on equity securities
        		          2,375,000 2,106,000         731,000            
          deferred income tax (benefit) expense
        		          -552,000            -2,269,000          
          (earnings) income from equity method investees
        		                                
          proceeds from shares issued under stock plans
        		               0 2,000 2,000 2,000 2,000 2,000 2,000 3,000 3,000 8,000 8,000 7,000 8,000 9,000 12,000 7,000 9,000 
          earnings from equity method investees
        		            -293,000 20,000 -2,000                  
          realized investment losses (gains)
        		             62,000 10,000                  
          distributions received from equity method investees
        		                       0 273,000   10,052,000 523,000    
          non-cash investing activities:
        		                                
          receivable from sale of other invested assets
        		                                
          treasury stock acquired — share repurchase authorization
        		                       0 0 -22,000 -49,000 -134,000     
          adjustments to reconcile income to net cash from operating activities:
        		                                
          additions to acquisition costs
        		                    -621,000            
          adjustments to reconcile loss to net cash from operating activities:
        		                                
          increase in other liabilities
        		                        905,000 266,000 2,100,000      
          increase in insurance reserves
        		                            -3,607,000    
          decrease in other liabilities
        		                            952,000 -2,259,000 -5,453,000  
          purchase of shares for treasury
        		                             -388,000 -169,000  
          decrease in insurance reserves
        		                              -631,000  
          purchases of shares for treasury