7Baggers

Comerica Incorporated
(NYSE:CMA) 

CMA stock logo

Comerica Incorporated, through its subsidiaries, provides various financial products and services. It operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of cred...

Founded: 1849
Full Time Employees: 7,738
CEO: Curtis Farmer  
Sector: Financial Services
Industry: Banks-Regional
Financial ServicesRegional Bank
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Quarterly
Annual
    Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2017-12-31 2017-09-30 2012-12-31 2010-03-31 
                                     
      interest income
    		                                 
      interest and fees on loans
    		779,000,000 771,000,000 759,000,000 795,000,000 798,000,000 803,000,000 808,000,000 849,000,000 862,000,000 852,000,000 777,000,000 719,000,000 597,000,000 454,000,000 383,000,000 393,000,000 411,000,000 404,000,000 386,000,000 414,000,000 408,000,000 434,000,000 517,000,000   635,000,000 621,000,000 604,000,000 581,000,000 498,000,000 500,000,000  412,000,000 
      interest on investment securities
    		105,000,000 107,000,000 109,000,000 100,000,000 99,000,000 101,000,000 102,000,000 104,000,000 105,000,000 108,000,000 113,000,000 118,000,000 119,000,000 100,000,000 77,000,000 71,000,000 70,000,000 70,000,000 69,000,000 71,000,000 72,000,000 74,000,000 74,000,000   75,000,000 72,000,000 71,000,000 66,000,000 64,000,000 62,000,000  61,000,000 
      interest on short-term investments
    		62,000,000 53,000,000 56,000,000 72,000,000 85,000,000 67,000,000 109,000,000 96,000,000 136,000,000 114,000,000 59,000,000 39,000,000 34,000,000 23,000,000 9,000,000 10,000,000 8,000,000 5,000,000 4,000,000 4,000,000 4,000,000 3,000,000 18,000,000   17,000,000 17,000,000 29,000,000 28,000,000 16,000,000 17,000,000  3,000,000 
      total interest income
    		946,000,000 931,000,000 924,000,000 967,000,000 982,000,000 971,000,000 1,019,000,000 1,049,000,000 1,103,000,000 1,074,000,000 949,000,000 876,000,000 750,000,000 577,000,000 469,000,000 474,000,000 489,000,000 479,000,000 459,000,000 489,000,000 484,000,000 511,000,000 609,000,000   727,000,000 710,000,000 704,000,000 675,000,000 578,000,000 579,000,000  476,000,000 
      interest expense
    		                                 
      interest on deposits
    		280,000,000 256,000,000 252,000,000 286,000,000 330,000,000 305,000,000 317,000,000 302,000,000 271,000,000 201,000,000 118,000,000 78,000,000 16,000,000 4,000,000 4,000,000 5,000,000 5,000,000 5,000,000 7,000,000 10,000,000 15,000,000 20,000,000 56,000,000   67,000,000 52,000,000 43,000,000 35,000,000 13,000,000 11,000,000  35,000,000 
      interest on short-term borrowings
    		11,000,000 15,000,000 2,000,000 1,000,000 1,000,000 9,000,000 37,000,000 58,000,000 125,000,000 142,000,000 66,000,000 16,000,000 1,000,000         1,000,000    6,000,000 1,000,000  1,000,000  3,000,000   
      interest on medium- and long-term debt
    		81,000,000 85,000,000 95,000,000 105,000,000 117,000,000 124,000,000 117,000,000 105,000,000 106,000,000 110,000,000 57,000,000 40,000,000 26,000,000 12,000,000 9,000,000 8,000,000 9,000,000 9,000,000 9,000,000 10,000,000 11,000,000 19,000,000 40,000,000   51,000,000 51,000,000 47,000,000 40,000,000 20,000,000 19,000,000  26,000,000 
      total interest expense
    		372,000,000 356,000,000 349,000,000 392,000,000 448,000,000 438,000,000 471,000,000 465,000,000 502,000,000 453,000,000 241,000,000 134,000,000 43,000,000 16,000,000 13,000,000 13,000,000 14,000,000 14,000,000 16,000,000 20,000,000 26,000,000 40,000,000 96,000,000   124,000,000 104,000,000 90,000,000 76,000,000 33,000,000 33,000,000  61,000,000 
      net interest income
    		574,000,000 575,000,000 575,000,000 575,000,000 534,000,000 533,000,000 548,000,000 584,000,000 601,000,000 621,000,000 708,000,000 742,000,000 707,000,000 561,000,000 456,000,000 461,000,000 475,000,000 465,000,000 443,000,000 469,000,000 458,000,000 471,000,000 513,000,000   603,000,000 606,000,000 614,000,000 599,000,000 545,000,000 546,000,000  415,000,000 
      provision for credit losses
    		22,000,000 44,000,000 20,000,000 21,000,000 14,000,000  14,000,000 12,000,000 14,000,000 33,000,000 30,000,000 33,000,000 28,000,000 10,000,000 -11,000,000           44,000,000 -13,000,000       
      net interest income after provision for credit losses
    		552,000,000 531,000,000 555,000,000 554,000,000 520,000,000 533,000,000 534,000,000 572,000,000 587,000,000 588,000,000 678,000,000 709,000,000 679,000,000 551,000,000 467,000,000           559,000,000 619,000,000       
      noninterest income
    		                                 
      card fees
    		57,000,000 59,000,000 59,000,000 62,000,000 64,000,000 64,000,000 66,000,000 68,000,000 71,000,000 72,000,000 69,000,000 68,000,000 67,000,000 69,000,000 69,000,000 71,000,000 72,000,000 84,000,000 71,000,000 72,000,000 71,000,000 68,000,000 59,000,000   65,000,000 63,000,000 64,000,000 61,000,000 91,000,000 85,000,000  13,000,000 
      fiduciary income
    		51,000,000 57,000,000 52,000,000 54,000,000 57,000,000 58,000,000 51,000,000 56,000,000 59,000,000 62,000,000 58,000,000 55,000,000 58,000,000 62,000,000 58,000,000 60,000,000 58,000,000 60,000,000 53,000,000 52,000,000 51,000,000 52,000,000 54,000,000   52,000,000 49,000,000 51,000,000 51,000,000 50,000,000 48,000,000  39,000,000 
      service charges on deposit accounts
    		47,000,000 47,000,000 46,000,000 47,000,000 46,000,000 46,000,000 45,000,000 45,000,000 47,000,000 47,000,000 46,000,000 47,000,000 50,000,000 50,000,000 48,000,000 50,000,000 50,000,000 47,000,000 48,000,000 47,000,000 47,000,000 42,000,000 49,000,000   51,000,000 51,000,000 51,000,000 53,000,000 55,000,000 57,000,000  56,000,000 
      capital markets income
    		37,000,000 42,000,000 31,000,000 36,000,000 39,000,000 37,000,000 30,000,000 34,000,000 35,000,000 39,000,000 39,000,000                       
      commercial lending fees
    		17,000,000 17,000,000 16,000,000 18,000,000 17,000,000 17,000,000 16,000,000 17,000,000 19,000,000 18,000,000 18,000,000 28,000,000 29,000,000 30,000,000 22,000,000 28,000,000 31,000,000 27,000,000 18,000,000 24,000,000 19,000,000 17,000,000 17,000,000   21,000,000 22,000,000 23,000,000 21,000,000 22,000,000 21,000,000  22,000,000 
      brokerage fees
    		14,000,000 14,000,000 14,000,000 14,000,000 13,000,000 14,000,000 10,000,000 8,000,000 6,000,000 8,000,000 8,000,000 7,000,000 6,000,000 4,000,000 4,000,000 3,000,000 3,000,000 4,000,000 4,000,000 4,000,000 5,000,000 5,000,000 7,000,000   7,000,000 7,000,000 7,000,000 7,000,000 6,000,000 6,000,000  6,000,000 
      bank-owned life insurance
    		13,000,000 9,000,000 9,000,000 11,000,000 12,000,000 11,000,000 10,000,000 10,000,000 12,000,000 14,000,000 10,000,000 10,000,000 12,000,000 12,000,000 13,000,000 11,000,000 12,000,000 9,000,000 11,000,000 11,000,000 12,000,000 9,000,000 12,000,000   11,000,000 9,000,000 10,000,000 11,000,000 12,000,000 12,000,000  8,000,000 
      letter of credit fees
    		10,000,000 10,000,000 11,000,000 10,000,000 10,000,000 10,000,000 10,000,000 11,000,000 10,000,000 11,000,000 10,000,000 10,000,000 10,000,000 9,000,000 9,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 9,000,000 9,000,000 9,000,000   10,000,000 9,000,000 10,000,000 9,000,000 11,000,000 11,000,000  18,000,000 
      risk management hedging income
    		4,000,000 5,000,000 7,000,000 9,000,000 7,000,000 17,000,000 -25,000,000                           
      other noninterest income
    		14,000,000 14,000,000 9,000,000 8,000,000 12,000,000 17,000,000 23,000,000 -9,000,000 36,000,000 32,000,000 24,000,000 30,000,000 11,000,000 3,000,000 -1,000,000 29,000,000 24,000,000 21,000,000 25,000,000 34,000,000 29,000,000 35,000,000 20,000,000   22,000,000 25,000,000 23,000,000 29,000,000 26,000,000 25,000,000  20,000,000 
      total noninterest income
    		264,000,000 274,000,000 254,000,000 250,000,000 277,000,000 291,000,000 236,000,000 198,000,000 295,000,000 303,000,000 282,000,000 278,000,000 278,000,000 268,000,000 244,000,000 289,000,000 280,000,000 284,000,000 270,000,000 265,000,000 252,000,000 247,000,000 237,000,000   250,000,000 238,000,000 250,000,000 234,000,000 285,000,000 275,000,000  194,000,000 
      noninterest expenses
    		                                 
      salaries and benefits expense
    		353,000,000 358,000,000 368,000,000 346,000,000 335,000,000 323,000,000 348,000,000 359,000,000 315,000,000 306,000,000 326,000,000 318,000,000 307,000,000 294,000,000 289,000,000 292,000,000 282,000,000 277,000,000 282,000,000 271,000,000 257,000,000 249,000,000 242,000,000   245,000,000 265,000,000 250,000,000 254,000,000 235,000,000 225,000,000   
      outside processing fee expense
    		69,000,000 67,000,000 64,000,000 68,000,000 69,000,000 68,000,000 68,000,000 70,000,000 75,000,000 68,000,000 64,000,000 63,000,000 64,000,000 62,000,000 62,000,000 66,000,000 65,000,000 71,000,000 64,000,000 65,000,000 58,000,000 62,000,000 57,000,000   65,000,000 63,000,000 65,000,000 65,000,000 99,000,000 92,000,000  23,000,000 
      software expense
    		50,000,000 48,000,000 48,000,000 46,000,000 46,000,000 45,000,000 44,000,000 44,000,000 44,000,000 43,000,000 40,000,000 41,000,000 40,000,000 41,000,000 39,000,000 38,000,000 40,000,000 38,000,000 39,000,000 39,000,000 39,000,000 39,000,000 37,000,000   28,000,000 29,000,000 30,000,000 32,000,000 31,000,000 35,000,000  22,000,000 
      occupancy expense
    		48,000,000 46,000,000 46,000,000 47,000,000 46,000,000 44,000,000 44,000,000 45,000,000 44,000,000 41,000,000 41,000,000 53,000,000 44,000,000 40,000,000 38,000,000 44,000,000 40,000,000 38,000,000 39,000,000 42,000,000 40,000,000 37,000,000 37,000,000           
      equipment expense
    		13,000,000 13,000,000 13,000,000 14,000,000 13,000,000 13,000,000 12,000,000 14,000,000 12,000,000 12,000,000 12,000,000 14,000,000 12,000,000 13,000,000 11,000,000 12,000,000 13,000,000 13,000,000 12,000,000 13,000,000 12,000,000 12,000,000 12,000,000   12,000,000 12,000,000 14,000,000 12,000,000 11,000,000 12,000,000  17,000,000 
      fdic insurance expense
    		10,000,000 11,000,000 14,000,000 10,000,000 11,000,000 19,000,000 36,000,000 132,000,000 19,000,000 16,000,000 13,000,000 7,000,000 8,000,000 8,000,000 8,000,000 5,000,000 4,000,000 7,000,000 6,000,000 9,000,000 8,000,000 8,000,000 8,000,000   6,000,000 5,000,000 6,000,000 11,000,000 13,000,000 13,000,000  17,000,000 
      advertising expense
    		10,000,000 11,000,000 8,000,000 11,000,000 10,000,000 12,000,000 8,000,000 10,000,000 12,000,000 10,000,000 8,000,000 14,000,000 9,000,000 8,000,000 7,000,000 10,000,000 10,000,000 9,000,000 6,000,000 11,000,000 9,000,000 8,000,000 7,000,000   9,000,000 5,000,000 8,000,000 8,000,000 9,000,000 8,000,000   
      other noninterest expenses
    		36,000,000 7,000,000 23,000,000 45,000,000 32,000,000 31,000,000 43,000,000 44,000,000 34,000,000 39,000,000 47,000,000 31,000,000 18,000,000 16,000,000 19,000,000 19,000,000 11,000,000 10,000,000 -1,000,000 23,000,000 23,000,000 25,000,000 25,000,000   22,000,000 17,000,000 22,000,000 20,000,000 32,000,000 33,000,000  41,000,000 
      total noninterest expenses
    		589,000,000 561,000,000 584,000,000 587,000,000 562,000,000 555,000,000 603,000,000 718,000,000 555,000,000 535,000,000 551,000,000 541,000,000 502,000,000 482,000,000 473,000,000 486,000,000 465,000,000 463,000,000 447,000,000 473,000,000 446,000,000 440,000,000 425,000,000   424,000,000 433,000,000 448,000,000 452,000,000 483,000,000 463,000,000  404,000,000 
      income before income taxes
    		227,000,000 244,000,000 225,000,000 217,000,000 235,000,000 269,000,000 167,000,000 52,000,000 327,000,000 356,000,000 409,000,000 446,000,000 455,000,000 337,000,000 238,000,000 289,000,000 332,000,000 421,000,000 448,000,000 278,000,000 259,000,000 140,000,000 -86,000,000   385,000,000 424,000,000 400,000,000 381,000,000 330,000,000 334,000,000   
      provision for income taxes
    		51,000,000 45,000,000 53,000,000 47,000,000 51,000,000 63,000,000 29,000,000 19,000,000 76,000,000 83,000,000 85,000,000 96,000,000 104,000,000 76,000,000 49,000,000           87,000,000 85,000,000       
      net income
    		176,000,000 199,000,000 172,000,000 170,000,000 184,000,000 206,000,000 138,000,000 33,000,000 251,000,000 273,000,000 324,000,000 350,000,000 351,000,000 261,000,000 189,000,000 228,000,000 262,000,000 328,000,000 350,000,000 215,000,000 211,000,000 113,000,000 -65,000,000 906,000,000 292,000,000 298,000,000 339,000,000 310,000,000 318,000,000 112,000,000 226,000,000  52,000,000 
      yoy
    		-4.35% -3.40% 24.64% 415.15% -26.69% -24.54% -57.41% -90.57% -28.49% 4.60% 71.43% 53.51% 33.97% -20.43% -46.00% 6.05% 24.17% 190.27% -638.46% -76.27% -27.74% -62.08% -119.17% 192.26% -8.18% 166.07% 50.00%  511.54%     
      qoq
    		-11.56% 15.70% 1.18% -7.61% -10.68% 49.28% 318.18% -86.85% -8.06% -15.74% -7.43% -0.28% 34.48% 38.10% -17.11% -12.98% -20.12% -6.29% 62.79% 1.90% 86.73% -273.85% -107.17% 210.27% -2.01% -12.09% 9.35% -2.52% 183.93% -50.44%    
      less:
    		                                 
      income allocated to participating securities
    		1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000  1,000,000 2,000,000 1,000,000 2,000,000 2,000,000 1,000,000 1,000,000 1,000,000 1,000,000 2,000,000 1,000,000 1,000,000              
      preferred stock dividends and other
    		 11,000,000                                
      net income attributable to common shares
    		175,000,000 187,000,000 165,000,000 163,000,000 177,000,000 200,000,000 131,000,000 27,000,000 244,000,000 266,000,000 317,000,000 342,000,000 343,000,000 255,000,000 182,000,000 221,000,000 255,000,000 321,000,000 343,000,000 209,000,000 203,000,000 112,000,000 -65,000,000    337,000,000 308,000,000 316,000,000 112,000,000 224,000,000  -71,000,000 
      earnings per common share:
    		                                 
      basic
    		1,360,000 1,430,000 1,260,000 1,230,000 1,340,000 1,500,000 990,000 200,000 1,850,000 2,020,000 2,410,000 2,600,000 2,630,000 1,940,000 1,390,000 1,700,000 1,920,000 2,350,000  1,500,000 1,450,000 810,000     2,140,000 1,900,000 1,890,000 650,000 1,290,000   
      diluted
    		1,350,000 1,420,000 1,250,000 1,220,000 1,330,000 1,490,000 980,000 200,000 1,840,000 2,010,000 2,390,000 2,590,000 2,600,000 1,920,000 1,370,000 1,680,000 1,900,000 2,320,000  1,490,000 1,440,000 800,000     2,110,000 1,880,000 1,860,000 640,000 1,260,000   
      comprehensive income
    		414,000,000 395,000,000 638,000,000 305,250,000 1,292,000,000 200,000,000 -271,000,000 12,500,000 -533,000,000 -312,000,000 895,000,000 -643,500,000 -1,282,000,000 -520,000,000 -772,000,000 167,250,000 175,000,000 313,000,000 181,000,000 152,500,000 169,000,000 97,000,000 344,000,000   429 435,000,000 191,000,000 296,000,000 163,750,000 228,000,000   
      cash dividends declared on common stock
    		91,000,000 93,000,000 93,000,000 93,000,000 94,000,000 95,000,000 94,000,000 93,000,000 94,000,000 94,000,000 94,000,000 89,000,000 89,000,000 89,000,000 89,000,000 89,000,000 89,000,000 92,000,000 95,000,000 94,000,000 94,000,000 98,000,000 94,000,000    105,000,000 99,000,000 100,000,000 52,000,000 53,000,000  9,000,000 
      cash dividends declared per common share
    		710,000 710,000 710,000 710,000 710,000 710,000 710,000 710,000 710,000 710,000 710,000 680,000 680,000 680,000 680,000 680,000 680,000 680,000 680,000 680,000 680,000 680,000 680,000    670,000 600,000 600,000 300,000 300,000  50,000 
      preferred stock dividends
    		  6,000,000 6,000,000 6,000,000 5,000,000 6,000,000 6,000,000 6,000,000 5,000,000 6,000,000 6,000,000 6,000,000 5,000,000 6,000,000 6,000,000 6,000,000 5,000,000 6,000,000 5,000,000 8,000,000            123,000,000 
      derivative income
    		           23,000,000 35,000,000 29,000,000 22,000,000 27,000,000 20,000,000 22,000,000 30,000,000               
      benefit from credit losses
    		               -89,750,000 -42,000,000 -135,000,000 -182,000,000 -17,000,000 5,000,000 138,000,000 411,000,000     16,000,000  14,250,000 24,000,000   
      net interest income after benefit from credit losses
    		               435,500,000 517,000,000 600,000,000 625,000,000 486,000,000 453,000,000 333,000,000 102,000,000     598,000,000 599,000,000 364,750,000 522,000,000   
      benefit from income taxes
    		               65,250,000 70,000,000 93,000,000  63,000,000 48,000,000 27,000,000      90,000,000 63,000,000 68,250,000 108,000,000   
      net securities gains
    		                     1,000,000     -8,000,000      2,000,000 
      net securities losses
    		                      -1,000,000      -20,000,000  -1,000,000   
      benefit for income taxes
    		                  98,000,000    -21,000,000           
      earnings (losses) per common share:
    		                                 
      basic
    		                  2,460,000               
      diluted
    		                  2,430,000               
      foreign exchange income
    		                   11,000,000 9,000,000 9,000,000 11,000,000   11,000,000 11,000,000 11,000,000 12,000,000 12,000,000 11,000,000  10,000,000 
      less income allocated to participating securities
    		                     1,000,000    1,000,000 2,000,000 2,000,000 2,000,000  2,000,000   
      (losses) earnings per common share:
    		                                 
      basic
    		                      -460,000           
      diluted
    		                      -460,000           
      parent company
    		                                 
      subordinated notes:
    		                                 
      3.80% subordinated notes due 2026
    		                        269,000,000         
      medium- and long-term notes:
    		                                 
      2.125% notes due 2019
    		                                 
      3.70% notes due 2023
    		                        892,000,000         
      4.00% notes due 2029
    		                        603,000,000         
      total medium- and long-term notes
    		                        1,495,000,000         
      total parent company
    		                        1,764,000,000         
      subsidiaries
    		                                 
      4.00% subordinated notes due 2025
    		                        365,000,000         
      7.875% subordinated notes due 2026
    		                        207,000,000         
      total subordinated notes
    		                        572,000,000         
      2.50% notes due 2020
    		                        672,000,000         
      2.50% notes due 2024
    		                        503,000,000         
      federal home loan bank (fhlb) advances:
    		                                 
      floating-rate based on fhlb auction rate due 2026
    		                        2,800,000,000         
      floating-rate based on fhlb auction rate due 2028
    		                        1,000,000,000         
      total fhlb advances
    		                        3,800,000,000         
      total subsidiaries
    		                        5,547,000,000         
      total medium- and long-term debt
    		                        7,311,000,000         
      accumulated net unrealized gains on investment securities:
    		                                 
      balance at beginning of period, net of tax
    		                       -34,500,000 -138,000,000         
      cumulative effect of change in accounting principle
    		                                 
      net unrealized holding gains arising during the period
    		                       66,750,000 267,000,000         
      less: provision for income taxes
    		                       15,500,000 62,000,000         
      net unrealized holding gains arising during the period, net of tax
    		                       51,250,000 205,000,000         
      net realized losses included in net securities losses
    		                       -2,000,000 -8,000,000         
      less: benefit for income taxes
    		                       -500,000 -2,000,000         
      reclassification adjustment for net securities losses included in net income, net of tax
    		                       -1,500,000 -6,000,000         
      change in net unrealized gains on investment securities, net of tax
    		                       52,750,000 211,000,000         
      balance at end of period, net of tax
    		                       18,250,000 73,000,000         
      accumulated net gains on cash flow hedges:
    		                                 
      net cash flow hedge gains arising during the period
    		                       17,250,000 69,000,000         
      change in net cash flow hedge gains arising during the period, net of tax
    		                       13,250,000 53,000,000         
      net cash flow hedge losses included in interest and fees on loans
    		                       -250,000 -1,000,000         
      change in net cash flow hedge gains, net of tax
    		                       13,500,000 54,000,000         
      accumulated defined benefit pension and other postretirement plans adjustment:
    		                                 
      amortization of actuarial net loss
    		                       7,500,000 30,000,000         
      amortization of prior service credit
    		                       -5,000,000 -20,000,000         
      amounts recognized in other noninterest expense
    		                       2,500,000 10,000,000         
      change in defined benefit pension and other postretirement plans adjustment, net of tax
    		                       2,000,000 8,000,000         
      total accumulated other comprehensive loss at end of period, net of tax
    		                       -84,000,000 -336,000,000         
      basic and diluted
    		                                 
      less: income allocated to participating securities
    		                       500,000 2,000,000         
      net income attributable to shares
    		                       72,500,000 290,000,000 297,000,000        
      basic average shares
    		                       36,750,000 147,000,000         
      basic net income per share
    		                       0.495 1.98         
      dilutive stock equivalents:
    		                                 
      net effect of the assumed exercise of stock options
    		                       0.25 1         
      net effect of the assumed exercise of warrants
    		                                 
      diluted average shares
    		                       37 148         
      diluted net income per share
    		                       0.49 1.96         
      net occupancy expense
    		                         37,000,000 37,000,000 39,000,000 38,000,000 40,000,000 38,000,000  42,000,000 
      restructuring charges
    		                           14,000,000 12,000,000 13,000,000 7,000,000   
      earnings per share:
    		                                 
      basic
    		                         1.95        
      diluted
    		                         1.94        
      cash dividends declared on stock
    		                         100        
      cash dividends declared per share
    		                         0.67        
      litigation-related expense
    		                                 
      benefit from loan losses
    		                                175,000,000 
      net interest income after benefit from loan losses
    		                                240,000,000 
      salaries
    		                                169,000,000 
      employee benefits
    		                                44,000,000 
      total salaries and employee benefits
    		                                213,000,000 
      other real estate expense
    		                                12,000,000 
      legal fees
    		                                9,000,000 
      litigation and operational losses
    		                                1,000,000 
      benefit from credit losses on lending-related commitments
    		                                7,000,000 
      income from continuing operations before income taxes
    		                                30,000,000 
      income from continuing operations
    		                                35,000,000 
      income from discontinued operations, net of tax
    		                                17,000,000 
      basic earnings per common share:
    		                                 
      diluted earnings per common share:
    		                                 
    Balance Sheets:
    Quarterly
    Annual
      Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2017-06-30 2017-03-31 2016-09-30 2015-03-31 2014-09-30 2013-09-30 2013-03-31 2012-12-31 2012-06-30 2012-03-31 2010-09-30 2010-06-30 2010-03-31 2009-09-30 2009-06-30 2009-03-31 
                                                       
        assets
      		                                                 
        cash and due from banks
      		986,000,000 1,239,000,000 1,083,000,000 850,000,000 870,000,000 719,000,000 689,000,000 1,443,000,000 1,228,000,000 1,413,000,000 1,563,000,000 1,758,000,000 1,735,000,000 1,631,000,000 1,466,000,000 1,236,000,000 1,050,000,000 1,008,000,000 1,064,000,000 1,031,000,000 988,000,000 1,048,000,000 848,000,000 973,000,000 1,229,000,000 1,029,000,000 1,063,000,000 1,390,000,000 945,000,000 1,424,000,000 1,173,000,000 1,438,000,000 1,351,000,000 1,372,000,000 1,176,000,000 1,292,000,000 1,170,000,000 1,039,000,000 1,384,000,000 877,000,000 1,395,000,000 1,076,000,000 984,000,000 863,000,000 816,000,000 769,000,000 799,000,000 948,000,000 952,000,000 
        interest-bearing deposits with banks
      		4,053,000,000 4,049,000,000 4,709,000,000 5,954,000,000 5,523,000,000 4,093,000,000 4,446,000,000 8,059,000,000 6,884,000,000 8,810,000,000 9,171,000,000 4,524,000,000 4,235,000,000 5,902,000,000 12,084,000,000 21,443,000,000 22,539,000,000 15,493,000,000 13,807,000,000 14,736,000,000 10,153,000,000 12,263,000,000 4,007,000,000 4,845,000,000 2,888,000,000 2,552,000,000 2,418,000,000 3,171,000,000 4,894,000,000 4,236,000,000 5,663,000,000 4,407,000,000 4,853,000,000 4,259,000,000 7,143,000,000 6,748,000,000 4,792,000,000 6,748,000,000 5,704,000,000 4,720,000,000 3,039,000,000 3,065,000,000 2,966,000,000 3,031,000,000 3,409,000,000 3,860,000,000 2,219,000,000 3,542,000,000 2,558,000,000 
        other short-term investments
      		325,000,000 334,000,000 379,000,000 375,000,000 364,000,000 396,000,000 366,000,000 399,000,000 403,000,000 389,000,000 354,000,000 157,000,000 159,000,000 160,000,000 181,000,000 197,000,000 187,000,000 183,000,000 176,000,000 172,000,000 160,000,000 153,000,000 138,000,000 155,000,000 146,000,000 140,000,000 136,000,000 134,000,000 136,000,000 134,000,000 133,000,000 96,000,000 92,000,000 90,000,000 92,000,000 92,000,000 101,000,000 112,000,000 106,000,000 115,000,000 125,000,000 170,000,000 180,000,000 115,000,000 134,000,000 165,000,000 142,000,000 129,000,000 248,000,000 
        investment securities available-for-sale
      		14,816,000,000 14,874,000,000 15,102,000,000 15,045,000,000 15,886,000,000 15,656,000,000 16,246,000,000 16,869,000,000 16,323,000,000 17,415,000,000 18,295,000,000 19,012,000,000 19,452,000,000 20,829,000,000 18,810,000,000 16,986,000,000 16,846,000,000 15,837,000,000 15,595,000,000 15,028,000,000 15,090,000,000 12,759,000,000 13,041,000,000 12,398,000,000 12,429,000,000 12,338,000,000 12,212,000,000 12,045,000,000 11,862,000,000 11,915,000,000 11,971,000,000 10,938,000,000 10,998,000,000 10,944,000,000 10,830,000,000 10,789,000,000 8,214,000,000 9,468,000,000 9,488,000,000 10,286,000,000 10,297,000,000 9,940,000,000 10,061,000,000 6,816,000,000 7,188,000,000 7,346,000,000 8,882,000,000 7,757,000,000 10,844,000,000 
        commercial loans
      		26,755,000,000 26,848,000,000 25,801,000,000 26,492,000,000 25,953,000,000 27,113,000,000 26,019,000,000 27,251,000,000 29,007,000,000 31,745,000,000 31,630,000,000 30,909,000,000 30,713,000,000 31,259,000,000 29,562,000,000 29,366,000,000 28,355,000,000 30,207,000,000 30,886,000,000 32,753,000,000 32,604,000,000 33,826,000,000 34,249,000,000 31,473,000,000 32,890,000,000 33,326,000,000 32,007,000,000 31,976,000,000 30,889,000,000 31,530,000,000 30,909,000,000 31,060,000,000 31,062,000,000 31,449,000,000 30,215,000,000 31,152,000,000 32,091,000,000 30,759,000,000 27,897,000,000 28,508,000,000 29,513,000,000 27,016,000,000 25,640,000,000 21,432,000,000 21,151,000,000 20,756,000,000 22,546,000,000 24,922,000,000 26,431,000,000 
        real estate construction loans
      		2,849,000,000 3,558,000,000 3,393,000,000 3,680,000,000 3,859,000,000 4,554,000,000 4,558,000,000 5,083,000,000 4,545,000,000 3,983,000,000 3,567,000,000 3,105,000,000 2,617,000,000 2,465,000,000 2,301,000,000 2,948,000,000 3,010,000,000 3,172,000,000 4,244,000,000 4,082,000,000 4,146,000,000 3,952,000,000 3,756,000,000 3,455,000,000 3,377,000,000 3,292,000,000 3,291,000,000 3,077,000,000 3,158,000,000 3,257,000,000 3,114,000,000 2,961,000,000 3,018,000,000 2,857,000,000 2,930,000,000 2,743,000,000 1,917,000,000 1,992,000,000 1,552,000,000 1,396,000,000 1,240,000,000 1,377,000,000 1,442,000,000 2,444,000,000 2,774,000,000 3,202,000,000 3,870,000,000 4,152,000,000 4,379,000,000 
        commercial mortgage loans
      		15,190,000,000 14,725,000,000 14,788,000,000 14,493,000,000 14,774,000,000 14,156,000,000 14,266,000,000 13,686,000,000 13,721,000,000 13,851,000,000 13,592,000,000 13,306,000,000 12,438,000,000 11,855,000,000 11,992,000,000 11,255,000,000 11,215,000,000 11,334,000,000 9,993,000,000 9,912,000,000 10,002,000,000 9,925,000,000 9,698,000,000 9,559,000,000 9,234,000,000 9,217,000,000 8,989,000,000 9,106,000,000 9,019,000,000 9,124,000,000 9,272,000,000 9,159,000,000 8,985,000,000 8,974,000,000 9,021,000,000 9,013,000,000 8,558,000,000 8,603,000,000 8,785,000,000 9,317,000,000 9,472,000,000 9,830,000,000 10,079,000,000 10,180,000,000 10,318,000,000 10,358,000,000 10,380,000,000 10,400,000,000 10,514,000,000 
        lease financing
      		782,000,000 754,000,000 734,000,000 722,000,000 767,000,000 806,000,000 793,000,000 807,000,000 790,000,000 756,000,000 766,000,000 760,000,000 713,000,000 653,000,000 644,000,000 640,000,000 569,000,000 589,000,000 577,000,000 594,000,000 601,000,000 589,000,000 584,000,000 588,000,000 578,000,000 575,000,000 535,000,000 507,000,000 471,000,000 458,000,000 464,000,000 468,000,000 475,000,000 472,000,000 550,000,000 648,000,000 792,000,000 805,000,000 829,000,000 853,000,000 859,000,000 858,000,000 872,000,000 1,053,000,000 1,084,000,000 1,120,000,000 1,197,000,000 1,234,000,000 1,232,000,000 
        international loans
      		1,116,000,000 1,112,000,000 1,036,000,000 952,000,000 1,003,000,000 1,087,000,000 1,070,000,000 1,102,000,000 1,194,000,000 1,282,000,000 1,233,000,000 1,197,000,000 1,216,000,000 1,291,000,000 1,248,000,000 1,208,000,000 1,131,000,000 1,036,000,000 990,000,000 926,000,000 923,000,000 1,104,000,000 1,035,000,000 1,009,000,000 1,055,000,000 1,024,000,000 1,040,000,000 1,013,000,000 1,090,000,000 993,000,000 964,000,000 983,000,000 1,159,000,000 1,145,000,000 1,106,000,000 1,303,000,000 1,433,000,000 1,429,000,000 1,286,000,000 1,269,000,000 1,293,000,000 1,224,000,000 1,256,000,000 1,182,000,000 1,226,000,000 1,306,000,000 1,355,000,000 1,523,000,000 1,655,000,000 
        residential mortgage loans
      		1,938,000,000 1,954,000,000 1,916,000,000 1,929,000,000 1,901,000,000 1,896,000,000 1,889,000,000 1,889,000,000 1,905,000,000 1,894,000,000 1,822,000,000 1,814,000,000 1,753,000,000 1,753,000,000 1,769,000,000 1,771,000,000 1,813,000,000 1,807,000,000 1,799,000,000 1,830,000,000 1,927,000,000 1,886,000,000 1,821,000,000 1,845,000,000 1,906,000,000 1,924,000,000 1,949,000,000 1,970,000,000 1,947,000,000 1,954,000,000 2,003,000,000 1,988,000,000 1,999,000,000 1,976,000,000 1,944,000,000 1,874,000,000 1,859,000,000 1,797,000,000 1,650,000,000 1,568,000,000 1,527,000,000 1,469,000,000 1,485,000,000 1,586,000,000 1,606,000,000 1,631,000,000 1,679,000,000 1,759,000,000 1,836,000,000 
        consumer loans
      		2,256,000,000 2,228,000,000 2,244,000,000 2,271,000,000 2,260,000,000 2,238,000,000 2,227,000,000 2,295,000,000 2,236,000,000 2,253,000,000 2,316,000,000 2,311,000,000 2,262,000,000 2,178,000,000 2,047,000,000 2,097,000,000 2,102,000,000 2,083,000,000 2,093,000,000 2,194,000,000 2,166,000,000 2,164,000,000 2,315,000,000 2,440,000,000 2,451,000,000 2,443,000,000 2,491,000,000 2,514,000,000 2,436,000,000 2,476,000,000 2,514,000,000 2,554,000,000 2,511,000,000 2,535,000,000 2,537,000,000 2,541,000,000 2,422,000,000 2,323,000,000 2,152,000,000 2,156,000,000 2,153,000,000 2,218,000,000 2,238,000,000 2,403,000,000 2,443,000,000 2,472,000,000 2,544,000,000 2,562,000,000 2,577,000,000 
        total loans
      		50,886,000,000 51,179,000,000 49,912,000,000 50,539,000,000 50,517,000,000 51,850,000,000 50,822,000,000 52,113,000,000 53,398,000,000 55,764,000,000 54,926,000,000 53,402,000,000 51,712,000,000 51,454,000,000 49,563,000,000 49,285,000,000 48,195,000,000 50,228,000,000 50,582,000,000 52,291,000,000 52,369,000,000 53,446,000,000 53,458,000,000 50,369,000,000 51,491,000,000 51,801,000,000 50,302,000,000 50,163,000,000 49,010,000,000 49,792,000,000 49,240,000,000 49,173,000,000 49,209,000,000 49,408,000,000 48,303,000,000 49,274,000,000 49,072,000,000 47,708,000,000 44,151,000,000 45,067,000,000 46,057,000,000 43,992,000,000 43,012,000,000 40,280,000,000 40,602,000,000 40,845,000,000 43,571,000,000 46,552,000,000 48,624,000,000 
        allowance for loan losses
      		-686,000,000 -698,000,000 -683,000,000 -690,000,000 -686,000,000 -686,000,000 -691,000,000 -688,000,000 -694,000,000 -684,000,000 -641,000,000 -610,000,000 -576,000,000 -563,000,000 -554,000,000 -588,000,000 -609,000,000 -652,000,000 -777,000,000                               
        net loans
      		50,200,000,000 50,481,000,000 49,229,000,000 49,849,000,000 49,831,000,000 51,164,000,000 50,131,000,000 51,425,000,000 52,704,000,000 55,080,000,000 54,285,000,000 52,792,000,000 51,136,000,000 50,891,000,000 49,009,000,000 48,697,000,000 47,586,000,000 49,576,000,000 49,805,000,000 51,343,000,000 51,391,000,000 52,439,000,000 52,542,000,000 49,732,000,000 50,839,000,000 51,144,000,000 49,655,000,000 49,492,000,000 48,346,000,000 49,115,000,000 48,542,000,000 48,461,000,000 48,497,000,000 48,703,000,000 47,595,000,000 48,547,000,000 48,471,000,000 47,116,000,000 43,547,000,000 44,450,000,000 45,428,000,000 43,325,000,000 42,308,000,000 39,323,000,000 39,635,000,000 39,858,000,000 42,618,000,000 45,672,000,000 47,808,000,000 
        premises and equipment
      		432,000,000 436,000,000 447,000,000 473,000,000 476,000,000 474,000,000 462,000,000 445,000,000 410,000,000 397,000,000 399,000,000 400,000,000 412,000,000 422,000,000 444,000,000 454,000,000 447,000,000 454,000,000 456,000,000 459,000,000 456,000,000 450,000,000 454,000,000 457,000,000 467,000,000 470,000,000 474,000,000 475,000,000 472,000,000 467,000,000 468,000,000 466,000,000 467,000,000 484,000,000 488,000,000 528,000,000 531,000,000 524,000,000 604,000,000 618,000,000 622,000,000 667,000,000 670,000,000 639,000,000 634,000,000 637,000,000 657,000,000 667,000,000 676,000,000 
        accrued income and other assets
      		6,564,000,000 6,575,000,000 6,673,000,000 6,751,000,000 6,713,000,000 7,095,000,000 7,104,000,000 7,194,000,000 7,754,000,000 7,257,000,000 7,060,000,000 6,763,000,000 7,014,000,000 7,054,000,000 7,171,000,000 5,603,000,000 5,874,000,000 5,804,000,000 5,388,000,000 5,360,000,000 5,393,000,000 5,285,000,000 5,307,000,000 4,842,000,000 4,850,000,000 4,864,000,000 4,732,000,000 4,111,000,000 4,793,000,000 4,696,000,000 4,385,000,000 4,495,000,000 4,415,000,000 4,165,000,000 4,144,000,000 4,433,000,000 4,186,000,000 3,880,000,000 3,837,000,000 3,819,000,000 4,353,000,000 4,407,000,000 5,414,000,000 4,104,000,000 4,045,000,000 4,450,000,000 4,261,000,000 4,258,000,000 4,274,000,000 
        total assets
      		77,376,000,000 77,988,000,000 77,622,000,000 79,297,000,000 79,663,000,000 79,597,000,000 79,444,000,000 85,834,000,000 85,706,000,000 90,761,000,000 91,127,000,000 85,406,000,000 84,143,000,000 86,889,000,000 89,165,000,000 94,616,000,000 94,529,000,000 88,355,000,000 86,291,000,000 88,129,000,000 83,631,000,000 84,397,000,000 76,337,000,000 73,402,000,000 72,848,000,000 72,537,000,000 70,690,000,000 70,818,000,000 71,448,000,000 71,987,000,000 72,335,000,000 71,567,000,000 72,017,000,000 71,447,000,000 72,976,000,000 74,124,000,000 69,336,000,000 68,887,000,000 64,670,000,000 64,885,000,000 65,359,000,000 62,650,000,000 62,593,000,000 55,004,000,000 55,885,000,000 57,106,000,000 59,590,000,000 63,630,000,000 67,370,000,000 
        liabilities and shareholders’ equity
      		                                                 
        noninterest-bearing deposits
      		22,581,000,000 22,697,000,000 23,156,000,000 24,425,000,000 23,819,000,000 24,522,000,000 25,833,000,000 27,849,000,000 29,922,000,000 31,067,000,000 33,173,000,000 39,945,000,000 42,296,000,000 42,308,000,000 42,677,000,000 45,800,000,000 44,093,000,000 40,514,000,000 38,822,000,000 39,420,000,000 36,533,000,000 35,582,000,000 27,646,000,000 27,382,000,000 27,134,000,000 27,001,000,000 26,242,000,000 28,690,000,000 29,301,000,000 30,316,000,000 30,961,000,000 32,071,000,000 32,391,000,000 31,210,000,000 31,892,000,000 31,776,000,000 27,394,000,000 27,490,000,000 23,896,000,000 22,777,000,000 23,279,000,000 21,330,000,000 20,741,000,000 15,763,000,000 15,769,000,000 15,290,000,000 13,888,000,000 13,558,000,000 12,645,000,000 
        money market and interest-bearing checking deposits
      		33,839,000,000 31,397,000,000 32,029,000,000 32,714,000,000 31,469,000,000 29,016,000,000 28,550,000,000 28,246,000,000 26,298,000,000 24,397,000,000 24,323,000,000 26,290,000,000 25,663,000,000 28,409,000,000 29,746,000,000 31,349,000,000 32,932,000,000 30,319,000,000 29,880,000,000 28,540,000,000 26,948,000,000 26,895,000,000 24,475,000,000 24,527,000,000 23,992,000,000 22,195,000,000 22,889,000,000 22,560,000,000 22,449,000,000 22,544,000,000 22,355,000,000 21,500,000,000 20,869,000,000 20,952,000,000 22,177,000,000 22,436,000,000 23,727,000,000 23,523,000,000 21,697,000,000 21,540,000,000 21,284,000,000 20,008,000,000        
        savings deposits
      		2,014,000,000 2,094,000,000 2,147,000,000 2,138,000,000 2,155,000,000 2,247,000,000 2,342,000,000 2,381,000,000 2,521,000,000 2,760,000,000 2,998,000,000 3,225,000,000 3,375,000,000 3,342,000,000 3,300,000,000 3,167,000,000 3,125,000,000 3,095,000,000 2,934,000,000 2,710,000,000 2,588,000,000 2,500,000,000 2,258,000,000 2,184,000,000 2,156,000,000 2,162,000,000 2,175,000,000 2,172,000,000 2,192,000,000 2,227,000,000 2,233,000,000 2,152,000,000 2,147,000,000 2,158,000,000 2,138,000,000 2,052,000,000 1,817,000,000 1,753,000,000 1,645,000,000 1,652,000,000 1,606,000,000 1,629,000,000 1,586,000,000 1,363,000,000 1,407,000,000 1,462,000,000 1,331,000,000 1,348,000,000 1,328,000,000 
        customer certificates of deposit
      		3,424,000,000 3,111,000,000 3,095,000,000 3,450,000,000 3,592,000,000 3,775,000,000 3,941,000,000 3,723,000,000 3,401,000,000 2,630,000,000 2,077,000,000 1,762,000,000 1,661,000,000 1,686,000,000 1,854,000,000 1,973,000,000 2,091,000,000 2,115,000,000 2,141,000,000 2,133,000,000 2,300,000,000 2,656,000,000 2,958,000,000 2,978,000,000 2,853,000,000 2,441,000,000  2,131,000,000 2,051,000,000 2,089,000,000 2,071,000,000 2,165,000,000 2,342,000,000 2,438,000,000 2,597,000,000 2,967,000,000 4,497,000,000 4,698,000,000 5,180,000,000 5,753,000,000 5,531,000,000 6,045,000,000 6,145,000,000 5,723,000,000 5,893,000,000 5,979,000,000 7,466,000,000 8,524,000,000 8,815,000,000 
        other time deposits
      		707,000,000 688,000,000 1,052,000,000 1,052,000,000 2,017,000,000 2,879,000,000 2,894,000,000 4,550,000,000 5,011,000,000 5,159,000,000 2,116,000,000 124,000,000            133,000,000 647,000,000 1,726,000,000                   165,000,000 814,000,000 2,801,000,000 4,593,000,000 6,372,000,000 
        foreign office time deposits
      		31,000,000 16,000,000 26,000,000 32,000,000 25,000,000 20,000,000 18,000,000 13,000,000 5,000,000 2,000,000 19,000,000 51,000,000 21,000,000 20,000,000 31,000,000 50,000,000 43,000,000 23,000,000 30,000,000 66,000,000 90,000,000 87,000,000 29,000,000 91,000,000 27,000,000 12,000,000 9,000,000 8,000,000 13,000,000 34,000,000 15,000,000 15,000,000 70,000,000 23,000,000 59,000,000 30,000,000 135,000,000 117,000,000 491,000,000 395,000,000 502,000,000 376,000,000 332,000,000 494,000,000 484,000,000 412,000,000 572,000,000 616,000,000 494,000,000 
        total interest-bearing deposits
      		40,015,000,000 37,306,000,000 38,349,000,000 39,386,000,000 39,258,000,000 37,937,000,000 37,745,000,000 38,913,000,000 37,236,000,000 34,948,000,000 31,533,000,000 31,452,000,000 30,720,000,000 33,457,000,000 34,931,000,000 36,539,000,000 38,191,000,000 35,552,000,000 34,985,000,000 33,449,000,000 31,926,000,000 32,138,000,000 29,720,000,000 29,913,000,000 29,675,000,000 28,536,000,000 27,849,000,000 26,871,000,000 26,705,000,000 26,894,000,000 26,674,000,000 25,832,000,000 25,428,000,000 25,571,000,000 26,971,000,000 27,485,000,000 30,176,000,000 30,091,000,000 29,013,000,000 29,340,000,000 28,923,000,000 28,058,000,000 28,565,000,000 24,868,000,000 24,011,000,000 24,676,000,000 25,726,000,000 27,433,000,000 29,249,000,000 
        total deposits
      		62,596,000,000 60,003,000,000 61,505,000,000 63,811,000,000 63,077,000,000 62,459,000,000 63,578,000,000 66,762,000,000 67,158,000,000 66,015,000,000 64,706,000,000 71,397,000,000 73,016,000,000 75,765,000,000 77,608,000,000 82,339,000,000 82,284,000,000 76,066,000,000 73,807,000,000 72,869,000,000 68,459,000,000 67,720,000,000 57,366,000,000 57,295,000,000 56,809,000,000 55,537,000,000 54,091,000,000 55,561,000,000 56,006,000,000 57,210,000,000 57,635,000,000 57,903,000,000 57,819,000,000 56,781,000,000 58,863,000,000 59,261,000,000 57,570,000,000 57,581,000,000 52,909,000,000 52,117,000,000 52,202,000,000 49,388,000,000 49,306,000,000 40,631,000,000 39,780,000,000 39,966,000,000 39,614,000,000 40,991,000,000 41,894,000,000 
        accrued expenses and other liabilities
      		1,929,000,000 2,438,000,000 2,107,000,000 2,270,000,000 2,434,000,000 2,615,000,000 2,695,000,000 2,895,000,000 2,715,000,000 2,632,000,000 2,327,000,000 2,593,000,000 2,534,000,000 2,059,000,000 1,839,000,000 1,584,000,000 1,605,000,000 1,504,000,000 1,480,000,000 1,482,000,000 1,534,000,000 1,602,000,000 1,872,000,000 1,440,000,000 1,477,000,000 1,386,000,000 1,407,000,000 1,243,000,000 1,154,000,000 1,057,000,000 1,058,000,000 1,069,000,000 1,018,000,000 997,000,000 989,000,000 1,234,000,000 1,500,000,000 1,002,000,000 1,001,000,000 1,023,000,000 1,385,000,000 1,409,000,000 1,301,000,000 1,085,000,000 1,048,000,000 1,047,000,000 1,252,000,000 1,478,000,000 1,464,000,000 
        medium- and long-term debt
      		5,422,000,000 5,762,000,000 5,733,000,000 6,673,000,000 6,786,000,000 7,112,000,000 7,121,000,000 6,206,000,000 6,049,000,000 6,961,000,000 7,084,000,000 3,024,000,000 3,016,000,000 2,630,000,000 2,682,000,000 2,796,000,000 2,837,000,000 2,854,000,000 2,852,000,000 5,728,000,000 5,754,000,000 6,521,000,000 7,434,000,000 7,269,000,000 7,311,000,000 6,558,000,000 6,848,000,000 6,463,000,000 6,418,000,000 5,583,000,000 5,594,000,000 4,622,000,000 4,637,000,000 5,143,000,000 5,153,000,000 5,890,000,000 2,686,000,000 2,669,000,000 3,565,000,000 4,699,000,000 4,720,000,000 4,742,000,000 4,919,000,000 7,239,000,000 9,041,000,000 9,915,000,000 11,252,000,000 13,571,000,000 14,612,000,000 
        total liabilities
      		69,947,000,000 71,128,000,000 70,570,000,000 72,754,000,000 72,297,000,000 73,436,000,000 73,394,000,000 79,428,000,000 80,734,000,000 85,166,000,000 85,133,000,000 80,225,000,000 79,074,000,000 80,454,000,000 82,129,000,000 86,719,000,000 86,726,000,000 80,424,000,000 78,139,000,000 80,079,000,000 75,757,000,000 76,595,000,000 68,935,000,000 66,075,000,000 65,648,000,000 65,214,000,000 63,281,000,000 63,311,000,000 63,662,000,000 63,908,000,000 64,335,000,000 63,604,000,000 63,983,000,000 63,462,000,000 65,046,000,000 66,397,000,000 61,836,000,000 61,454,000,000 57,701,000,000 57,897,000,000 58,417,000,000 55,622,000,000 55,608,000,000 49,147,000,000 50,093,000,000 51,438,000,000 52,555,000,000 56,537,000,000 60,187,000,000 
        preferred stock - no par value:
      		                                                 
        authorized - 10,000,000 shares
      		                                                 
        issued and outstanding - 400,000 shares at 9/30/2025 and 4,000 shares at 12/31/2024
      		392,000,000                                                 
        common stock - 5 par value:
      		                                                 
        authorized - 325,000,000 shares
      		                                                 
        issued - 228,164,824 shares
      		1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000 1,141,000,000         
        capital surplus
      		2,197,000,000 2,199,000,000 2,198,000,000 2,218,000,000 2,217,000,000 2,210,000,000 2,202,000,000 2,224,000,000 2,220,000,000 2,212,000,000 2,209,000,000 2,220,000,000 2,209,000,000 2,204,000,000 2,194,000,000 2,175,000,000 2,170,000,000 2,163,000,000 2,183,000,000 2,185,000,000 2,179,000,000 2,173,000,000 2,168,000,000 2,174,000,000 2,172,000,000 2,168,000,000 2,159,000,000 2,148,000,000 2,144,000,000 2,144,000,000 2,134,000,000 2,122,000,000 2,112,000,000 2,110,000,000 2,106,000,000 2,174,000,000 2,188,000,000 2,183,000,000 2,171,000,000 2,157,000,000 2,162,000,000 2,144,000,000 2,154,000,000 1,473,000,000 1,467,000,000 1,468,000,000 738,000,000 731,000,000 727,000,000 
        accumulated other comprehensive loss
      		-2,261,000,000 -2,499,000,000 -2,695,000,000 -3,161,000,000 -2,355,000,000 -3,463,000,000 -3,457,000,000 -3,048,000,000 -4,540,000,000 -3,756,000,000 -3,171,000,000 -3,742,000,000 -3,587,000,000 -1,954,000,000 -1,173,000,000         -235,000,000 -336,000,000 -382,000,000 -513,000,000 -609,000,000 -611,000,000 -589,000,000 -553,000,000 -451,000,000 -359,000,000 -361,000,000 -379,000,000 -292,000,000 -370,000,000 -317,000,000 -541,000,000 -410,000,000 -413,000,000 -301,000,000 -326,000,000       
        retained earnings
      		12,268,000,000 12,185,000,000 12,093,000,000 12,017,000,000 11,949,000,000 11,867,000,000 11,765,000,000 11,727,000,000 11,796,000,000 11,648,000,000 11,476,000,000 11,258,000,000 11,005,000,000 10,752,000,000 10,585,000,000 10,494,000,000 10,366,000,000 10,202,000,000 9,975,000,000 9,623,000,000 9,511,000,000 9,404,000,000 9,389,000,000 9,538,000,000 9,369,000,000 9,176,000,000 8,979,000,000 8,781,000,000 8,587,000,000 8,374,000,000 8,110,000,000 7,887,000,000 7,746,000,000 7,580,000,000 7,431,000,000 7,262,000,000 6,841,000,000 6,631,000,000 6,239,000,000 6,020,000,000 5,931,000,000 5,744,000,000 5,630,000,000 5,171,000,000 5,124,000,000 5,064,000,000 5,205,000,000 5,257,000,000 5,252,000,000 
        less cost of common stock in treasury - 100,575,744 shares at 9/30/2025 and 96,755,368 shares at 12/31/2024
      		-6,308,000,000                                                 
        total shareholders’ equity
      		7,429,000,000 6,860,000,000 7,052,000,000 6,543,000,000 7,366,000,000 6,161,000,000 6,050,000,000 6,406,000,000 4,972,000,000 5,595,000,000 5,994,000,000 5,181,000,000 5,069,000,000 6,435,000,000 7,036,000,000 7,897,000,000 7,803,000,000 7,931,000,000 8,152,000,000 8,050,000,000 7,874,000,000 7,802,000,000 7,402,000,000 7,327,000,000 7,200,000,000 7,323,000,000 7,409,000,000 7,507,000,000 7,786,000,000 8,079,000,000 8,000,000,000 7,963,000,000 8,034,000,000 7,985,000,000 7,930,000,000 7,727,000,000 7,500,000,000 7,433,000,000 6,969,000,000 6,988,000,000 6,942,000,000 7,028,000,000 6,985,000,000 5,857,000,000 5,792,000,000 5,668,000,000 7,035,000,000 7,093,000,000 7,183,000,000 
        total liabilities and shareholders’ equity
      		77,376,000,000 77,988,000,000 77,622,000,000 79,297,000,000 79,663,000,000 79,597,000,000 79,444,000,000 85,834,000,000 85,706,000,000 90,761,000,000 91,127,000,000 85,406,000,000 84,143,000,000 86,889,000,000 89,165,000,000 94,616,000,000 94,529,000,000 88,355,000,000 86,291,000,000 88,129,000,000 83,631,000,000 84,397,000,000 76,337,000,000 73,402,000,000 72,848,000,000 72,537,000,000 70,690,000,000 70,818,000,000 71,448,000,000 71,987,000,000 72,335,000,000 71,567,000,000 72,017,000,000 71,447,000,000 72,976,000,000 74,124,000,000 69,336,000,000 68,887,000,000 64,670,000,000 64,885,000,000 65,359,000,000 62,650,000,000 62,593,000,000 55,004,000,000 55,885,000,000 57,106,000,000 59,590,000,000 63,630,000,000 67,370,000,000 
        short-term borrowings
      		 2,925,000,000 1,225,000,000   1,250,000,000  3,565,000,000 4,812,000,000 9,558,000,000 11,016,000,000 3,211,000,000 508,000,000        10,000,000 752,000,000 2,263,000,000 71,000,000 51,000,000 1,733,000,000 935,000,000 44,000,000 84,000,000 58,000,000 48,000,000 10,000,000 509,000,000 541,000,000 41,000,000 12,000,000 80,000,000 202,000,000 226,000,000 58,000,000 110,000,000 83,000,000 82,000,000 179,000,000 200,000,000 489,000,000 425,000,000 490,000,000 2,207,000,000 
        fixed rate reset non-cumulative perpetual preferred stock, series a, no par value, 100,000 liquidation preference per share:
      		                                                 
        4,000 shares authorized and issued at 12/31/2024
      		                                                 
        less cost of common stock in treasury - 98,488,066 shares at 6/30/2025 and 96,755,368 shares at 12/31/2024
      		 -6,166,000,000                                                
        authorized - 4,000 shares
      		                                                 
        issued - 4,000 shares
      		  394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000 394,000,000                                
        less cost of common stock in treasury - 96,945,906 shares at 3/31/2025 and 96,755,368 shares at 12/31/2024
      		  -6,079,000,000                                               
        fixed-rate reset non-cumulative perpetual preferred stock, series a, no par value, 100,000 liquidation preference per share:
      		                                                 
        less cost of common stock in treasury - 96,755,368 shares at 12/31/2024 and 96,266,568 shares at 12/31/2023
      		   -6,066,000,000                                              
        less cost of common stock in treasury - 95,441,515 shares at 9/30/2024 and 96,266,568 shares at 12/31/2023
      		    -5,980,000,000                                             
        less cost of common stock in treasury - 95,559,986 shares at 6/30/2024 and 96,266,568 shares at 12/31/2023
      		     -5,988,000,000                                            
        less cost of common stock in treasury - 95,683,776 shares at 3/31/2024 and 96,266,568 shares at 12/31/2023
      		      -5,995,000,000                                           
        less cost of common stock in treasury - 96,266,568 shares at 12/31/2023 and 97,197,962 shares at 12/31/2022
      		       -6,032,000,000                                          
        less cost of common stock in treasury - 96,374,736 shares at 9/30/2023 and 97,197,962 shares at 12/31/2022
      		        -6,039,000,000                                         
        less cost of common stock in treasury - 96,449,879 shares at 6/30/2023 and 97,197,962 shares at 12/31/2022
      		         -6,044,000,000                                        
        less cost of common stock in treasury - 96,631,155 shares at 3/31/2023 and 97,197,962 shares at 12/31/2022
      		          -6,055,000,000                                       
        less cost of common stock in treasury - 97,197,962 shares at 12/31/2022 and 97,476,872 shares at 12/31/2021
      		           -6,090,000,000                                      
        less cost of common stock in treasury - 97,244,273 shares at 9/30/2022 and 97,476,872 shares at 12/31/2021
      		            -6,093,000,000                                     
        less cost of common stock in treasury - 97,387,508 shares at 6/30/2022 and 97,476,872 shares at 12/31/2021
      		             -6,102,000,000                                    
        less cost of common stock in treasury - 97,435,493 shares at 3/31/2022 and 97,476,872 shares at 12/31/2021
      		              -6,105,000,000                                   
        accumulated other comprehensive income
      		               -212,000,000 -207,000,000 -120,000,000 -105,000,000 168,000,000 116,000,000 158,000,000 174,000,000                           
        less cost of common stock in treasury - 97,476,872 shares at 12/31/2021 and 88,997,430 shares at 12/31/2020
      		               -6,095,000,000                                  
        less cost of common stock in treasury - 97,158,441 shares at 9/30/2021 and 88,997,430 shares at 12/31/2020
      		                -6,061,000,000                                 
        less cost of common stock in treasury - 94,247,402 shares at 6/30/2021 and 88,997,430 shares at 12/31/2020
      		                 -5,849,000,000                                
        issued - 4,000 shares at 3/31/2021 and 12/31/2020
      		                  394,000,000                               
        less cost of common stock in treasury - 88,579,635 shares at 3/31/2021 and 88,997,430 shares at 12/31/2020
      		                  -5,436,000,000                               
        less allowance for loan losses
      		                   -948,000,000 -978,000,000 -1,007,000,000 -916,000,000 -637,000,000 -652,000,000 -657,000,000 -647,000,000 -671,000,000 -664,000,000 -677,000,000 -698,000,000 -712,000,000 -712,000,000 -705,000,000 -708,000,000 -727,000,000 -601,000,000 -592,000,000 -604,000,000 -617,000,000 -629,000,000 -667,000,000 -704,000,000       
        issued - 4,000 shares at 12/31/2020
      		                   394,000,000                              
        less cost of common stock in treasury - 88,997,430 shares at 12/31/2020 and 86,069,234 shares at 12/31/2019
      		                   -5,461,000,000                              
        issued - 4,000 shares at 9/30/2020
      		                    394,000,000                             
        less cost of common stock in treasury - 89,095,470 shares at 9/30/2020 and 86,069,234 shares at 12/31/2019
      		                    -5,467,000,000                             
        issued - 4,000 shares at 6/30/2020
      		                     395,000,000                            
        less cost of common stock in treasury - 89,124,560 shares at 6/30/2020 and 86,069,234 shares at 12/31/2019
      		                     -5,469,000,000                            
        less cost of common stock in treasury - 89,127,359 shares at 3/31/2020 and 86,069,234 shares at 12/31/2019
      		                      -5,470,000,000                           
        less cost of common stock in treasury - 86,069,234 shares at 12/31/19 and 68,081,176 shares at 12/31/18
      		                       -5,291,000,000                          
        less cost of common stock in treasury - 84,028,400 shares at 9/30/19 and 68,081,176 shares at 12/31/18
      		                        -5,146,000,000                         
        less cost of common stock in treasury - 78,367,534 shares at 6/30/19 and 68,081,176 shares at 12/31/18
      		                         -4,780,000,000                        
        certificates of deposit
      		                          2,776,000,000                       
        less cost of common stock in treasury - 72,747,011 shares at 3/31/19 and 68,081,176 shares at 12/31/18
      		                          -4,357,000,000                       
        investment securities held-to-maturity
      		                               1,266,000,000 1,344,000,000 1,430,000,000 1,508,000,000 1,695,000,000 1,871,000,000             
        less cost of common stock in treasury - 68,081,176 shares at 12/31/18 and 55,306,483 shares at 12/31/17
      		                           -3,954,000,000                      
        less cost of common stock in treasury - 62,224,198 shares at 9/30/18 and 55,306,483 shares at 12/31/17
      		                            -3,475,000,000                     
        less cost of common stock in treasury - 57,254,526 shares at 6/30/18 and 55,306,483 shares at 12/31/17
      		                             -2,991,000,000                    
        less cost of common stock in treasury - 55,690,402 shares at 3/31/18 and 55,306,483 shares at 12/31/17
      		                              -2,832,000,000                   
        less cost of common stock in treasury - 55,306,483 shares at 12/31/17 and 52,851,156 shares at 12/31/16
      		                               -2,736,000,000                  
        less cost of common stock in treasury - 53,835,135 shares at 9/30/17 and 52,851,156 shares at 12/31/16
      		                                -2,606,000,000                 
        less cost of common stock in treasury - 52,252,023 shares at 6/30/17 and 52,851,156 shares at 12/31/16
      		                                 -2,485,000,000                
        less cost of common stock in treasury - 50,732,795 shares at 3/31/17 and 52,851,156 shares at 12/31/16
      		                                  -2,369,000,000               
        less cost of common stock in treasury - 56,096,416 shares at 9/30/16 and 52,457,113 shares at 12/31/15
      		                                   -2,558,000,000              
        less cost of common stock in treasury - 50,114,399 shares at 3/31/15 and 49,146,225 shares at 12/31/14
      		                                    -2,300,000,000             
        less cost of common stock in treasury - 47,992,721 shares at 9/30/14 and 45,860,786 shares at 12/31/13
      		                                     -2,205,000,000            
        federal funds sold
      		                                        100,000,000  10,000,000       
        less cost of common stock in treasury - 44,483,659 shares at 9/30/13 and 39,889,610 shares at 12/31/12
      		                                      -2,041,000,000           
        less cost of common stock in treasury - 41,361,612 shares at 3/31/13 and 39,889,610 shares at 12/31/12
      		                                       -1,920,000,000          
        less cost of common stock in treasury - 39,889,610 shares at 12/31/12 and 30,831,076 shares at 12/31/11
      		                                        -1,879,000,000         
        issued - 228,164,824 shares at 6/30/12 and 12/31/11 and 203,878,110 shares at 6/30/11
      		                                         1,141,000,000        
        less cost of common stock in treasury - 33,889,392 shares at 6/30/12, 30,831,076 shares at 12/31/11 and 27,092,427 shares at 6/30/11
      		                                         -1,700,000,000        
        money market and now deposits
      		                                          20,502,000,000 17,288,000,000 16,062,000,000 16,009,000,000 13,556,000,000 12,352,000,000 12,240,000,000 
        issued - 228,164,824 shares at 3/31/12 and 12/31/11 and 203,878,110 shares at 3/31/11
      		                                          1,141,000,000       
        less cost of common stock in treasury - 31,032,920 shares at 3/31/12, 30,831,076 shares at 12/31/11 and 27,103,941 shares at 3/31/11
      		                                          -1,614,000,000       
        federal funds sold and securities purchased under agreements to resell
      		                                           100,000,000    650,000,000  
        customers’ liability on acceptances outstanding
      		                                           13,000,000 24,000,000 21,000,000 12,000,000 7,000,000 10,000,000 
        acceptances outstanding
      		                                           13,000,000 24,000,000 21,000,000 12,000,000 7,000,000 10,000,000 
        fixed rate cumulative perpetual preferred stock, series f, no par value, 1,000 liquidation value per share:
      		                                                 
        authorized - 2,250,000 shares at 12/31/09 and 9/30/09
      		                                                 
        issued - 2,250,000 shares at 12/31/09 and 9/30/09
      		                                                 
        issued - 203,878,110 shares at 9/30/10, 178,735,252 shares at 12/31/09 and 9/30/09
      		                                           1,019,000,000      
        less cost of common stock in treasury - 27,394,831 shares at 9/30/10, 27,555,623 shares at 12/31/09 and 27,620,576 shares at 9/30/09
      		                                                 
        authorized - 2,250,000 shares at 12/31/09 and 6/30/09
      		                                                 
        issued - 2,250,000 shares at 12/31/09 and 6/30/09
      		                                                 
        issued - 203,878,110 shares at 6/30/10 and 178,735,252 shares at 12/31/09 and 6/30/09
      		                                            1,019,000,000     
        less cost of common stock in treasury - 27,561,412 shares at 6/30/10, 27,555,623 shares at 12/31/09 and 27,620,471 shares at 6/30/09
      		                                                 
        authorized - 2,250,000 shares at 12/31/09 and 3/31/09
      		                                                 
        issued - 2,250,000 shares at 12/31/09 and 3/31/09
      		                                                 
        issued - 203,878,110 shares at 3/31/10 and 178,735,252 shares at 12/31/09 and 3/31/09
      		                                             1,019,000,000    
        less cost of common stock in treasury - 27,575,283 shares at 3/31/10, 27,555,623 shares at 12/31/09 and 27,580,899 shares at 3/31/09
      		                                                 
        authorized - 2,250,000 shares
      		                                                 
        issued - 2,250,000 shares at 9/30/09 and 12/31/08
      		                                              2,145,000,000   
        issued - 178,735,252 shares at 9/30/09, 12/31/08 and 9/30/08
      		                                              894,000,000   
        less cost of common stock in treasury - 27,620,576 shares at 9/30/09, 28,244,967 shares at 12/31/2008 and 28,249,360 shares at 9/30/08
      		                                                 
        issued - 2,250,000 shares at 6/30/09, 12/31/08 and 6/30/08
      		                                               2,140,000,000  
        issued - 178,735,252 shares at 6/30/09, 12/31/08 and 6/30/08
      		                                               894,000,000  
        less cost of common stock in treasury - 27,620,471 shares at 6/30/09, 28,244,967 shares at 12/31/2008 and 28,281,490 shares at 6/30/08
      		                                                 
        issued - 2,250,000 shares at 3/31/09 and 12/31/08
      		                                                2,134,000,000 
        issued - 178,735,252 shares at 3/31/09, 12/31/08 and 3/31/08
      		                                                894,000,000 
        less cost of common stock in treasury - 27,580,899 shares at 3/31/09, 28,244,967 shares at 12/31/08 and 28,233,996 shares at 3/31/08
      		                                                 
      Cashflow Statements:
      Quarterly
      Annual
        Unit: USD2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31 2017-12-31 2017-09-30 2015-03-31 2013-03-31 2012-06-30 2012-03-31 2010-09-30 2010-06-30 2010-03-31 2009-09-30 2009-06-30 2009-03-31 
                                                   
          operating activities
        		                                           
          net income
        		176,000,000 199,000,000 172,000,000 170,000,000 184,000,000 206,000,000 138,000,000 33,000,000 251,000,000 273,000,000 324,000,000 350,000,000 351,000,000 261,000,000 189,000,000 228,000,000 262,000,000 328,000,000 350,000,000 215,000,000 211,000,000 113,000,000 -65,000,000 269,000,000 292,000,000 298,000,000 339,000,000 310,000,000 318,000,000 326,000,000 281,000,000 112,000,000 226,000,000 134,000,000 134,000,000 144,000,000 130,000,000 59,000,000 70,000,000 52,000,000 19,000,000 18,000,000 9,000,000 
          adjustments to reconcile net income to net cash from operating activities:
        		                                           
          provision for credit losses
        		22,000,000 44,000,000 20,000,000 21,000,000 14,000,000        28,000,000 10,000,000 -11,000,000                             
          provision for deferred income taxes
        		49,000,000 7,000,000 4,000,000          -8,000,000 -21,000,000 -2,000,000                             
          depreciation and amortization
        		24,000,000 25,000,000 25,000,000 26,000,000 23,000,000 25,000,000 22,000,000 23,000,000 22,000,000 22,000,000 20,000,000 21,000,000 25,000,000 23,000,000 23,000,000 23,000,000 25,000,000 26,000,000 25,000,000 26,000,000 27,000,000 29,000,000 26,000,000 30,000,000 27,000,000 28,000,000 29,000,000 30,000,000 30,000,000 29,000,000 31,000,000 30,000,000 31,000,000 30,000,000 30,000,000 34,000,000 33,000,000       
          net periodic defined benefit credit
        		-11,000,000 -10,000,000 -10,000,000 -11,000,000 -12,000,000 -12,000,000 -12,000,000 -7,000,000 -6,000,000 -7,000,000 -7,000,000 -23,000,000 -23,000,000 -23,000,000 -22,000,000 -20,000,000 -20,000,000 -21,000,000 -20,000,000 -6,000,000 -6,000,000 -8,000,000 -5,000,000 -6,000,000 -9,000,000 -7,000,000 -7,000,000  -4,000,000 -5,000,000 -5,000,000             
          share-based compensation expense
        		1,000,000 8,000,000 27,000,000 9,000,000 9,000,000 9,000,000 27,000,000 8,000,000 9,000,000 7,000,000 28,000,000 12,000,000 9,000,000 11,000,000 28,000,000 5,000,000 7,000,000 7,000,000 22,000,000 6,000,000 6,000,000 4,000,000 8,000,000 2,000,000 5,000,000 8,000,000 24,000,000 7,000,000 7,000,000 10,000,000 24,000,000 10,000,000 5,000,000 16,000,000 10,000,000 8,000,000 13,000,000 13,000,000 7,000,000 4,000,000 7,000,000 7,000,000 11,000,000 
          net amortization of securities
        		-9,000,000 -9,000,000 -10,000,000 -1,000,000 2,000,000 2,000,000 4,000,000 4,000,000 5,000,000 5,000,000 5,000,000 6,000,000 6,000,000 8,000,000 10,000,000 10,000,000 10,000,000 8,000,000 8,000,000 8,000,000 6,000,000 0 1,000,000 0 1,000,000   0 1,000,000 1,000,000 1,000,000 1,000,000 2,000,000 4,000,000 10,000,000 13,000,000 10,000,000       
          net gains on sales of foreclosed property and other bank property
        		-3,000,000                                           
          net change in:
        		                                           
          accrued income receivable
        		-6,000,000 0 13,000,000 28,000,000 40,000,000 6,000,000 9,000,000 5,000,000 4,000,000 -40,000,000 -34,000,000 -57,000,000 -53,000,000 -41,000,000 -1,000,000 -4,000,000 16,000,000 6,000,000 -5,000,000 -7,000,000 -11,000,000 35,000,000 8,000,000 16,000,000 13,000,000 8,000,000 -20,000,000 -9,000,000 2,000,000 -12,000,000 -26,000,000 -12,000,000 -20,000,000 -6,000,000 -10,000,000 2,000,000 -1,000,000       
          accrued expenses payable
        		-33,000,000 12,000,000 -152,000,000 31,000,000 -7,000,000 -17,000,000 -164,000,000 214,000,000 86,000,000 150,000,000 -102,000,000 113,000,000 62,000,000 49,000,000 -93,000,000 48,000,000 53,000,000 5,000,000 26,000,000 21,000,000 14,000,000 -52,000,000 -12,000,000 12,000,000 47,000,000 -59,000,000 -27,000,000 30,000,000 70,000,000 -29,000,000 -22,000,000 13,000,000 45,000,000 -31,000,000 -72,000,000 38,000,000 -85,000,000       
          other
        		-480,000,000 207,000,000 182,000,000 -615,000,000 781,000,000 -113,000,000 -236,000,000 911,000,000 -531,000,000 -592,000,000 207,000,000 138,000,000 -4,000,000 83,000,000 -831,000,000 204,000,000 -159,000,000 -410,000,000 -104,000,000 -53,000,000 -266,000,000 -191,000,000 399,000,000 -118,000,000 25,000,000 64,000,000 -289,000,000 282,000,000 -113,000,000 -40,000,000 55,000,000 -48,000,000 -75,000,000 190,000,000 110,000,000 -11,000,000 77,000,000 -13,000,000 156,000,000 72,000,000    
          net cash from operating activities
        		-270,000,000 476,000,000 273,000,000 -354,000,000 1,049,000,000 111,000,000 -205,000,000 1,122,000,000 -178,000,000 -155,000,000 462,000,000 597,000,000 393,000,000 358,000,000 -710,000,000 429,000,000 202,000,000 -156,000,000 159,000,000 208,000,000 -24,000,000 45,000,000 699,000,000 221,000,000 444,000,000 385,000,000 40,000,000 649,000,000 353,000,000 256,000,000 358,000,000 245,000,000 202,000,000 338,000,000 276,000,000 274,000,000 158,000,000 255,000,000 431,000,000 309,000,000    
          capital expenditures
        		0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0    
          free cash flows
        		-270,000,000 476,000,000 273,000,000 -354,000,000 1,049,000,000 111,000,000 -205,000,000 1,122,000,000 -178,000,000 -155,000,000 462,000,000 597,000,000 393,000,000 358,000,000 -710,000,000 429,000,000 202,000,000 -156,000,000 159,000,000 208,000,000 -24,000,000 45,000,000 699,000,000 221,000,000 444,000,000 385,000,000 40,000,000 649,000,000 353,000,000 256,000,000 358,000,000 245,000,000 202,000,000 338,000,000 276,000,000 274,000,000 158,000,000 255,000,000 431,000,000 309,000,000    
          investing activities
        		                                           
          investment securities available-for-sale:
        		                                           
          maturities and redemptions
        		507,000,000 340,000,000 287,000,000 689,000,000 565,000,000 574,000,000 385,000,000 424,000,000 377,000,000 663,000,000 1,021,000,000 508,000,000 549,000,000 648,000,000 806,000,000 1,333,000,000 1,384,000,000 1,827,000,000 992,000,000 1,006,000,000 1,033,000,000 713,000,000 598,000,000 647,000,000 624,000,000 504,000,000 487,000,000 415,000,000 471,000,000 451,000,000 444,000,000 417,000,000 427,000,000 393,000,000 938,000,000 956,000,000 937,000,000       
          purchases
        		   -1,202,000,000 -96,000,000 0 -34,000,000     0 -329,000,000 -3,536,000,000 -3,605,000,000 -1,609,000,000 -2,499,000,000 -2,078,000,000 -1,750,000,000 -1,008,000,000 -3,409,000,000 -467,000,000 -920,000,000 -625,000,000 -678,000,000 -511,000,000 -1,532,000,000 -414,000,000 -1,727,000,000 -450,000,000 -441,000,000 -457,000,000 -486,000,000 -487,000,000 -955,000,000 -820,000,000 -869,000,000       
          net change in loans
        		271,000,000 -1,304,000,000 605,000,000 -47,000,000 1,344,000,000 -1,058,000,000 1,275,000,000 1,280,000,000 2,346,000,000 -837,000,000 -1,524,000,000 -1,811,000,000 -485,000,000 -2,137,000,000 -391,000,000 -1,155,000,000 2,606,000,000 931,000,000 1,685,000,000 49,000,000 1,044,000,000 -55,000,000 -3,174,000,000 1,095,000,000 266,000,000 -1,534,000,000 -151,000,000 -1,165,000,000 771,000,000 -553,000,000 -98,000,000 18,000,000 177,000,000 -487,000,000 971,000,000 -1,022,000,000 -357,000,000       
          proceeds from sales of foreclosed property and other bank property
        		10,000,000 6,000,000 2,000,000                                         
          net increase in premises and equipment
        		-32,000,000 -27,000,000 -7,000,000 -35,000,000 -34,000,000 -44,000,000 -40,000,000 -60,000,000 -39,000,000 -33,000,000 -21,000,000 -24,000,000 -17,000,000 -24,000,000 -17,000,000 -20,000,000 -15,000,000 -17,000,000 -18,000,000 -28,000,000 -22,000,000 -14,000,000 -15,000,000 -24,000,000 -33,000,000 -13,000,000 -16,000,000 -25,000,000 -24,000,000 -21,000,000 -20,000,000 -26,000,000 -16,000,000 -25,000,000          
          federal home loan bank stock:
        		                                           
          redemptions
        		82,000,000 41,000,000 41,000,000 62,000,000 203,000,000 348,000,000 146,000,000 51,000,000 195,000,000 59,000,000 20,000,000     0 0 0 115,000,000 0 62,000,000   0        21,000,000            
          proceeds from bank-owned life insurance settlements
        		7,000,000 2,000,000 1,000,000 9,000,000 8,000,000 11,000,000 7,000,000 3,000,000 16,000,000 9,000,000 2,000,000 11,000,000 14,000,000 6,000,000 8,000,000 6,000,000 4,000,000 1,000,000 5,000,000 6,000,000 4,000,000 2,000,000 8,000,000 3,000,000 0 5,000,000 2,000,000 5,000,000 1,000,000 0 3,000,000             
          net cash from investing activities
        		655,000,000 -1,048,000,000 913,000,000 253,000,000 1,837,000,000 -568,000,000 1,739,000,000 1,715,000,000 2,924,000,000 -139,000,000 -1,006,000,000 -1,424,000,000 -289,000,000 -5,042,000,000 -3,197,000,000 -1,447,000,000 1,481,000,000 681,000,000 1,008,000,000 28,000,000 -1,286,000,000 190,000,000 -3,534,000,000 1,096,000,000 231,000,000 -1,582,000,000 -239,000,000 -1,183,000,000 743,000,000 -569,000,000 -147,000,000 56,000,000 205,000,000 -501,000,000 940,000,000 -902,000,000 -303,000,000 616,000,000 338,000,000 1,223,000,000 1,712,000,000 4,994,000,000 192,000,000 
          financing activities
        		                                           
          deposits
        		2,494,000,000 -1,436,000,000 -2,264,000,000 702,000,000 542,000,000 -1,022,000,000 -3,225,000,000 -105,000,000 837,000,000 1,336,000,000 -6,702,000,000 -1,470,000,000 -2,585,000,000 -1,242,000,000 -5,104,000,000 238,000,000 5,719,000,000 1,657,000,000 824,000,000 4,500,000,000 727,000,000 10,356,000,000 -29,000,000 606,000,000 1,314,000,000 1,377,000,000 -1,586,000,000 -104,000,000 -1,241,000,000 -660,000,000 -77,000,000 28,000,000 876,000,000 184,000,000  1,104,000,000 600,000,000       
          short-term borrowings
        		 1,700,000,000 1,225,000,000 0 -1,250,000,000 1,250,000,000 -3,565,000,000 -1,247,000,000 -4,746,000,000 -1,458,000,000 7,805,000,000 2,703,000,000        -10,000,000 -742,000,000 -1,511,000,000 2,192,000,000 20,000,000 -1,682,000,000 798,000,000 891,000,000 -40,000,000 26,000,000 10,000,000 38,000,000 -499,000,000 -32,000,000 -36,000,000 -52,000,000 1,000,000 12,000,000       
          medium- and long-term debt:
        		                                           
          issuances and advances
        		   0   1,000,000,000 0   4,000,000,000 0            0 700,000,000   0                
          preferred stock:
        		                                           
          issuance
        		                   0 -1,000,000                       
          cash dividends paid
        		168,000,000 -92,000,000 -93,000,000 -99,000,000 -93,000,000 -93,000,000 -92,000,000 -97,000,000 -92,000,000 -176,000,000 -6,000,000 -6,000,000 -6,000,000 -5,000,000 -6,000,000 -6,000,000 -6,000,000 84,000,000 -95,000,000 274,000,000 -91,000,000 -96,000,000 -95,000,000 -99,000,000 -100,000,000 -104,000,000 -99,000,000 -102,000,000 -57,000,000 -51,000,000 -53,000,000 -52,000,000 -47,000,000 -36,000,000 -29,000,000 -20,000,000 -20,000,000       
          common stock:
        		                                           
          repurchases
        		-151,000,000 -101,000,000 -50,000,000     -1,000,000 0 -1,000,000 -15,000,000 0 -3,000,000 -1,000,000 -39,000,000 -50,000,000 -220,000,000 -451,000,000 -8,000,000 0 0 0 -199,000,000 -152,000,000 -370,000,000 -429,000,000 -443,000,000 -501,000,000 -500,000,000 -169,000,000 -168,000,000 -148,000,000 -147,000,000 -66,000,000 -74,000,000         
          stock tendered for payment of withholding taxes
        		-1,000,000 0 -13,000,000 -1,000,000 0 -1,000,000 -12,000,000                                     
          issuances under employee stock plans
        		4,000,000 2,000,000 4,000,000 17,000,000 1,000,000 5,000,000 -1,000,000 9,000,000 2,000,000 5,000,000 2,000,000 1,000,000 6,000,000 3,000,000 18,000,000 12,000,000 4,000,000 8,000,000 10,000,000 2,000,000 -3,000,000 2,000,000 3,000,000 6,000,000 1,000,000 5,000,000 6,000,000 2,000,000 4,000,000 6,000,000 40,000,000 12,000,000 16,000,000 6,000,000          
          net cash from financing activities
        		-634,000,000 68,000,000 -2,198,000,000 512,000,000 -1,305,000,000 134,000,000 -5,901,000,000 -1,447,000,000 -4,857,000,000 -217,000,000 4,996,000,000 1,139,000,000 -1,667,000,000 -1,333,000,000 -5,222,000,000 108,000,000 5,405,000,000 1,105,000,000 -2,063,000,000 4,390,000,000 -860,000,000 8,221,000,000 1,872,000,000 384,000,000 -139,000,000 1,297,000,000 -881,000,000 -744,000,000 -917,000,000 -863,000,000 780,000,000 -660,000,000 166,000,000 54,000,000 -153,000,000 809,000,000 549,000,000      144,000,000 
          net decrease in cash and cash equivalents
        		-249,000,000 -504,000,000 -1,012,000,000            -9,129,000,000    -896,000,000    -963,000,000  536,000,000    179,000,000     -109,000,000          
          cash and cash equivalents at beginning of period
        		0 0 6,804,000,000 0 0 0 9,502,000,000 0 0 0 6,282,000,000 0 0 0 22,679,000,000 0 0 0 15,767,000,000 0 0 0 5,818,000,000 0 0 0 4,561,000,000 0 0 0 5,845,000,000 0 0 6,071,000,000 4,534,000,000 0 3,556,000,000 0 0 5,617,000,000 0   
          cash and cash equivalents at end of period
        		-249,000,000 -504,000,000 5,792,000,000 411,000,000 1,581,000,000 -323,000,000 5,135,000,000 1,390,000,000 -2,111,000,000 -511,000,000 10,734,000,000 312,000,000 -1,563,000,000 -6,017,000,000 13,550,000,000 -910,000,000 7,088,000,000 1,630,000,000 14,871,000,000 4,626,000,000 -2,170,000,000 8,456,000,000 4,855,000,000 1,701,000,000 536,000,000 100,000,000 3,481,000,000 -1,278,000,000 179,000,000 -1,176,000,000 6,836,000,000 -359,000,000 573,000,000 5,962,000,000 5,597,000,000 181,000,000 3,960,000,000 -231,000,000 -404,000,000 4,629,000,000 -2,122,000,000   
          interest paid
        		402,000,000 366,000,000 369,000,000 403,000,000 464,000,000 484,000,000 541,000,000 444,000,000 467,000,000 344,000,000 194,000,000 75,000,000 27,000,000 12,000,000 16,000,000 10,000,000 17,000,000 10,000,000 20,000,000 17,000,000 34,000,000 50,000,000 102,000,000 115,000,000 127,000,000 122,000,000 98,000,000 89,000,000 73,000,000 59,000,000 40,000,000 33,000,000 35,000,000 19,000,000 29,000,000 37,000,000 32,000,000 55,000,000 62,000,000 63,000,000 132,000,000 167,000,000 171,000,000 
          income taxes paid
        		3,000,000 54,000,000 5,000,000 24,000,000 15,000,000 58,000,000 4,000,000 62,000,000 83,000,000 161,000,000 11,000,000 95,000,000 80,000,000 97,000,000 5,000,000 42,000,000 19,000,000 95,000,000 1,000,000                         
          cash dividends paid on preferred stock
        		 -5,000,000 -6,000,000 -6,000,000 -6,000,000 -5,000,000 -6,000,000 -6,000,000 -6,000,000                                   
          net losses on sales of foreclosed property and other bank property
        		  2,000,000                                         
          benefit for deferred income taxes
        		     6,000,000 -7,000,000 -67,000,000 -10,000,000 -6,000,000 -9,000,000     -40,000,000 50,000,000 30,000,000 39,000,000 15,000,000 -9,000,000 -22,000,000 -73,000,000   0 -4,000,000 -13,000,000 23,000,000 7,000,000 7,000,000 127,000,000 -29,000,000 -21,000,000         9,000,000 
          net securities losses
        		                      1,000,000 -1,000,000 0 0 8,000,000 0      2,000,000          
          net gains on sales of foreclosed and other bank property
        		                                           
          sales
        		                       0 0 0 987,000,000 0 1,251,000,000 0 5,000,000 0 0 37,000,000          
          proceeds from sales of foreclosed and other bank property
        		                                           
          net increase in cash and cash equivalents
        		   411,000,000 1,581,000,000 -323,000,000 -4,367,000,000 1,390,000,000 -2,111,000,000 -511,000,000 4,452,000,000 312,000,000 -1,563,000,000   -910,000,000 7,088,000,000   4,626,000,000 -2,170,000,000      -1,080,000,000    991,000,000 -359,000,000   1,063,000,000 181,000,000 404,000,000     1,630,000,000 87,000,000 
          net gain on sale of foreclosed property
        		                                           
          proceeds from sales of foreclosed property
        		               0 0   2,000,000 2,000,000   0    1,000,000 1,000,000 5,000,000 1,000,000 4,000,000 14,000,000 2,000,000          
          issuances and advances of medium- and long-term debt
        		                          350,000,000                 
          benefit from credit losses
        		      14,000,000 12,000,000 14,000,000 33,000,000 30,000,000     -25,000,000 -42,000,000 -135,000,000 -182,000,000 -17,000,000 5,000,000 138,000,000 411,000,000 8,000,000 35,000,000 44,000,000 -13,000,000 16,000,000 0 -29,000,000 12,000,000 17,000,000 24,000,000 14,000,000 16,000,000         
          net gains on sales of foreclosed property and other repossessed assets
        		            0                               
          proceeds from sales of foreclosed property and other repossessed assets
        		            1,000,000                               
          net gains on sales of foreclosed property
        		                           0 0   -1,000,000 -1,000,000           
          net (gains) losses on sales of foreclosed property
        		                                           
          noncash investing and financing activities:
        		                                           
          loans transferred to other real estate
        		                   0 0   9,000,000 1,000,000   1,000,000 0 1,000,000 1,000,000 2,000,000 2,000,000 2,000,000 5,000,000 15,000,000 5,000,000 42,000,000 32,000,000 9,000,000 28,000,000 22,000,000 32,000,000 
          preferred stock cash dividends paid
        		                  -6,000,000                         
          accretion of loan purchase discount
        		                           0    0 -1,000,000 -3,000,000 -11,000,000 -18,000,000 -25,000,000       
          securities transferred from held-to-maturity to available-for-sale
        		                           0 0 0 1,266,000,000             
          securities transferred from available-for-sale to equity securities
        		                           0 0 0 81,000,000             
          income tax paid
        		                    56,000,000 74,000,000 3,000,000  60,000,000 149,000,000 12,000,000  31,000,000 92,000,000 2,000,000  117,000,000           
          purchases of federal home loan bank stock
        		                      -31,000,000   -33,000,000 -16,000,000   0 -41,000,000             
          benefit from deferred income taxes
        		                       8,000,000           29,000,000 42,000,000 22,000,000   3,000,000    
          investment securities held-to-maturity:
        		                                           
          maturities
        		                       0 0                   
          terminations
        		                               0 0           
          net periodic defined benefit (credit) cost
        		                               -4,000,000 -5,000,000           
          loans transferred from held-to-sale to portfolio
        		                                           
          net securities gains
        		                                   -6,000,000 -5,000,000       
          medium- and long-term debt
        		                                           
          federal home loan bank advances
        		                                           
          fhlb issuances of medium- and long-term debt
        		                              1,000,000,000             
          issuances
        		                                           
          purchase and retirement of warrants
        		                                           
          loans transferred from portfolio to held-for-sale
        		                                           
          loans transferred from held-for-sale to portfolio
        		                                           
          lease residual transferred to other assets
        		                                           
          net periodic defined benefit cost
        		                                 11,000,000 21,000,000         
          excess tax benefits from share-based compensation arrangements
        		                                 -2,000,000 -1,000,000 0 -1,000,000 0      
          trading securities
        		                                  10,000,000 10,000,000 -33,000,000       
          income tax refunds received
        		                                 -103,000,000          
          gain on debt redemption
        		                                           
          sales of federal home loan bank stock
        		                                     82,000,000 0 41,000,000    
          income taxes and tax-related interest paid
        		                                           
          income taxes, tax deposits and tax-related interest paid
        		                                  1,000,000 59,000,000 5,000,000 29,000,000 -50,000,000 69,000,000    
          income from discontinued operations, net of tax
        		                                     0 0 17,000,000 0 0 1,000,000 
          income from continuing operations, net of tax
        		                                     59,000,000 70,000,000 35,000,000 19,000,000 18,000,000 8,000,000 
          discontinued operations
        		                                     0 0 17,000,000 0 0 1,000,000 
          cash and cash equivalents acquired in acquisition of sterling bancshares, inc.
        		                                           
          purchase of federal reserve bank stock
        		                                           
          proceeds from sales of indirect private equity and venture capital funds
        		                                           
          redemption
        		                                           
          net noncash assets acquired in stock acquisition of sterling bancshares, inc.
        		                                           
          repayments
        		                                           
          pending settlement of matured investment securities available-for-sale
        		                                           
          benefit from loan losses
        		                                    23,000,000 122,000,000 126,000,000 175,000,000 311,000,000 312,000,000 203,000,000 
          repayment
        		                                    -4,000,000       
          repurchased
        		                                    -36,000,000       
          benefit from credit losses on lending-related commitments
        		                                     -6,000,000 0 7,000,000    
          depreciation and software amortization
        		                                     32,000,000 30,000,000 32,000,000 30,000,000 31,000,000 30,000,000 
          net decrease in trading securities
        		                                     9,000,000      
          net decrease (increase) in loans held-for-sale
        		                                           
          net decrease in accrued income receivable
        		                                       5,000,000   29,000,000 
          net decrease in accrued expenses
        		                                           
          proceeds from maturities and redemptions of investment securities available-for-sale
        		                                           
          proceeds from sales of investment securities available-for-sale
        		                                     -60,000,000 156,000,000 53,000,000 3,033,000,000 2,438,000,000 233,000,000 
          purchases of investment securities available-for-sale
        		                                           
          net decrease in loans
        		                                     150,000,000 65,000,000 1,135,000,000    
          net increase in fixed assets
        		                                           
          net increase in customers’ liability on acceptances outstanding
        		                                           
          net increase in deposits
        		                                     791,000,000 70,000,000 56,000,000   168,000,000 
          net decrease in short-term borrowings
        		                                           
          net increase in acceptances outstanding
        		                                     -11,000,000 3,000,000 10,000,000    
          repayments of medium- and long-term debt
        		                                           
          proceeds from issuance of common stock
        		                                     0 0 849,000,000    
          redemption of preferred stock
        		                                           
          proceeds from issuance of common stock under employee stock plans
        		                                     0 3,000,000 1,000,000    
          purchase of common stock for treasury
        		                                           
          dividends paid on common stock
        		                                           
          dividends paid on preferred stock
        		                                           
          net gain on early termination of leveraged leases
        		                                           
          net amortization (accretion) of securities
        		                                     6,000,000 4,000,000 4,000,000    
          net gain on sales of businesses
        		                                           
          gain on repurchase of medium- and long-term debt
        		                                           
          contribution to qualified pension plan
        		                                           
          net decrease in loans held-for-sale
        		                                           
          net increase in accrued expenses
        		                                           
          proceeds from early termination of leveraged leases
        		                                           
          proceeds from sales of businesses
        		                                           
          proceeds from issuance of medium- and long-term debt
        		                                           
          redemptions of medium- and long-term debt
        		                                           
          net increase in loans held-for-sale
        		                                           
          net decrease (increase) in accrued income receivable
        		                                           
          proceeds from maturities of investment securities available-for-sale
        		                                      360,000,000 321,000,000 423,000,000 895,000,000 578,000,000 
          proceeds from sale of business
        		                                        0   
          repurchases of medium- and long-term debt
        		                                           
          net increase in trading securities
        		                                           
          net increase in short-term borrowings
        		                                       27,000,000   458,000,000 
          auction-rate securities charge
        		                                           
          lease income charge
        		                                           
          net gain on sale of business
        		                                           
          net decrease (increase) in trading securities
        		                                        -20,000,000   
          sales (purchases) of federal home loan bank stock
        		                                           
          net decrease (increase) in loans
        		                                        2,713,000,000 1,859,000,000 1,592,000,000 
          net decrease in customers’ liability on acceptances outstanding
        		                                        -5,000,000 3,000,000 4,000,000 
          net decrease in deposits
        		                                           
          net decrease in acceptances outstanding
        		                                           
          repurchase of medium- and long-term debt
        		                                           
          income taxes and income tax deposits paid
        		                                        15,000,000 2,000,000 215,000,000 
          net increase in accrued income receivable
        		                                           
          proceeds from early termination of structured leases
        		                                         5,000,000 102,000,000 
          gain on early termination of structured leases
        		                                           
          cash and cash equivalents at beginning of year
        		                                          3,423,000,000 
          cash and cash equivalents at end of year
        		                                          3,510,000,000